Home > First NBC Bank > Income and Expense

First NBC Bank, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$39,150,000221
Total interest expense$17,724,00083
Net interest income$21,426,000338
Provision for loan and lease losses$-424,0005,807
Total noninterest income$37,931,000102
Gross Fiduciary activities income$25,000798
Service charges on deposit accounts$462,000684
Trading account gains and fees$0142
Additional Noninterest Income$37,444,00077
Total noninterest expense$30,216,000221
Salaries and employee benefits$9,005,000371
Premises and equipment expense$3,492,000219
Additional noninterest expense$17,719,000154
Pre-tax net operating income$29,565,000166
Securities gains (losses)$01,153
Applicable income taxes$-32,0005,761
Income before extraordinary items$29,597,000124
Extraordinary gains, net$08
Net income$29,597,000124
Minority interest net income$055
Net income of bank and minority interests.$29,597,000124
Net charge-offs$-2,010,0005,850
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$-233,0005,840
Net operating income$29,597,000125
2016-12-31 (YTD Data)Rank
Total interest income$193,524,000189
Total interest expense$56,859,00084
Net interest income$136,665,000213
Provision for loan and lease losses$98,472,00047
Total noninterest income$13,270,000564
Gross Fiduciary activities income$130,000781
Service charges on deposit accounts$2,163,000601
Trading account gains and fees$0170
Additional Noninterest Income$10,977,000481
Total noninterest expense$178,676,000166
Salaries and employee benefits$33,296,000384
Premises and equipment expense$14,883,000194
Additional noninterest expense$130,497,000100
Pre-tax net operating income$-127,213,0005,921
Securities gains (losses)$961,000244
Applicable income taxes$-106,718,0005,913
Income before extraordinary items$-19,534,0005,908
Extraordinary gains, net$05
Net income$-19,534,0005,907
Minority interest net income$082
Net income of bank and minority interests.$-19,534,0005,907
Net charge-offs$10,440,000129
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,662,000160
Net operating income$-20,149,0405,908
2016-09-30 (YTD Data)Rank
Total interest income$144,265,000188
Total interest expense$41,750,00082
Net interest income$102,515,000212
Provision for loan and lease losses$12,685,000119
Total noninterest income$11,126,000523
Gross Fiduciary activities income$75,000808
Service charges on deposit accounts$1,640,000595
Trading account gains and fees$0169
Additional Noninterest Income$9,411,000434
Total noninterest expense$123,062,000180
Salaries and employee benefits$27,883,000354
Premises and equipment expense$11,047,000195
Additional noninterest expense$84,132,000107
Pre-tax net operating income$-22,106,0005,988
Securities gains (losses)$88,0001,347
Applicable income taxes$-60,107,0005,979
Income before extraordinary items$38,089,000208
Extraordinary gains, net$05
Net income$38,089,000209
Minority interest net income$071
Net income of bank and minority interests.$38,089,000208
Net charge-offs$10,244,000108
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,245,000136
Net operating income$38,032,680205
2016-06-30 (YTD Data)Rank
Total interest income$97,164,000187
Total interest expense$27,554,00084
Net interest income$69,610,000214
Provision for loan and lease losses$5,932,000145
Total noninterest income$7,530,000504
Gross Fiduciary activities income$50,000821
Service charges on deposit accounts$1,074,000597
Trading account gains and fees$0157
Additional Noninterest Income$6,406,000417
Total noninterest expense$79,478,000180
Salaries and employee benefits$18,774,000352
Premises and equipment expense$7,332,000197
Additional noninterest expense$53,372,000113
Pre-tax net operating income$-8,270,0006,060
Securities gains (losses)$-117,0006,014
Applicable income taxes$-36,591,0006,058
Income before extraordinary items$28,204,000197
Extraordinary gains, net$016
Net income$28,204,000196
Minority interest net income$071
Net income of bank and minority interests.$28,204,000196
Net charge-offs$6,728,000112
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$1,036,000123
Net operating income$28,278,880191
2016-03-31 (YTD Data)Rank
Total interest income$47,284,000189
Total interest expense$13,610,00084
Net interest income$33,674,000216
Provision for loan and lease losses$2,388,000162
Total noninterest income$4,457,000439
Gross Fiduciary activities income$22,000829
Service charges on deposit accounts$598,000537
Trading account gains and fees$0142
Additional Noninterest Income$3,837,000360
Total noninterest expense$38,961,000180
Salaries and employee benefits$9,545,000345
Premises and equipment expense$3,489,000207
Additional noninterest expense$25,927,000114
Pre-tax net operating income$-3,218,0006,119
Securities gains (losses)$02,077
Applicable income taxes$-17,873,0006,122
Income before extraordinary items$14,655,000185
Extraordinary gains, net$012
Net income$14,655,000185
Minority interest net income$062
Net income of bank and minority interests.$14,655,000185
Net charge-offs$5,643,00081
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$438,000110
Net operating income$14,655,000183
2015-12-31 (YTD Data)Rank
Total interest income$166,539,000199
Total interest expense$47,619,00087
Net interest income$118,920,000227
Provision for loan and lease losses$14,600,000110
Total noninterest income$11,067,000622
Gross Fiduciary activities income$93,000835
Service charges on deposit accounts$2,312,000575
Trading account gains and fees$0159
Additional Noninterest Income$8,662,000554
Total noninterest expense$98,753,000249
Salaries and employee benefits$31,045,000390
Premises and equipment expense$12,475,000220
Additional noninterest expense$55,233,000175
Pre-tax net operating income$16,634,000566
Securities gains (losses)$-933,0006,157
Applicable income taxes$-55,007,0006,178
Income before extraordinary items$70,708,000159
Extraordinary gains, net$023
Net income$70,708,000159
Minority interest net income$081
Net income of bank and minority interests.$70,708,000159
Net charge-offs$1,113,000630
Cash dividends$22,338,000206
Sale, conversion, retirement of capital stock, net$1,584,000168
Net operating income$71,641,000155
2015-09-30 (YTD Data)Rank
Total interest income$119,641,000208
Total interest expense$34,627,00087
Net interest income$85,014,000245
Provision for loan and lease losses$11,600,000100
Total noninterest income$6,778,000740
Gross Fiduciary activities income$72,000825
Service charges on deposit accounts$1,740,000573
Trading account gains and fees$0153
Additional Noninterest Income$4,966,000662
Total noninterest expense$67,784,000279
Salaries and employee benefits$22,150,000412
Premises and equipment expense$9,314,000229
Additional noninterest expense$36,320,000195
Pre-tax net operating income$12,408,000578
Securities gains (losses)$-50,0006,146
Applicable income taxes$-41,136,0006,267
Income before extraordinary items$53,494,000153
Extraordinary gains, net$021
Net income$53,494,000153
Minority interest net income$078
Net income of bank and minority interests.$53,494,000153
Net charge-offs$859,000568
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,163,000159
Net operating income$53,544,000153
2015-06-30 (YTD Data)Rank
Total interest income$79,628,000210
Total interest expense$22,422,00089
Net interest income$57,206,000244
Provision for loan and lease losses$8,600,00096
Total noninterest income$5,235,000661
Gross Fiduciary activities income$45,000851
Service charges on deposit accounts$1,144,000565
Trading account gains and fees$0157
Additional Noninterest Income$4,046,000591
Total noninterest expense$45,814,000278
Salaries and employee benefits$14,871,000410
Premises and equipment expense$5,937,000238
Additional noninterest expense$25,006,000189
Pre-tax net operating income$8,027,000592
Securities gains (losses)$-50,0006,244
Applicable income taxes$-26,833,0006,346
Income before extraordinary items$34,810,000161
Extraordinary gains, net$022
Net income$34,810,000161
Minority interest net income$075
Net income of bank and minority interests.$34,810,000161
Net charge-offs$585,000559
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$697,000160
Net operating income$34,860,000159
2015-03-31 (YTD Data)Rank
Total interest income$39,107,000211
Total interest expense$11,012,00090
Net interest income$28,095,000246
Provision for loan and lease losses$2,999,000113
Total noninterest income$2,523,000658
Gross Fiduciary activities income$23,000851
Service charges on deposit accounts$559,000569
Trading account gains and fees$0152
Additional Noninterest Income$1,941,000583
Total noninterest expense$22,276,000284
Salaries and employee benefits$7,042,000431
Premises and equipment expense$2,927,000240
Additional noninterest expense$12,307,000191
Pre-tax net operating income$5,343,000454
Securities gains (losses)$-50,0006,350
Applicable income taxes$-11,207,0006,416
Income before extraordinary items$16,500,000166
Extraordinary gains, net$013
Net income$16,500,000166
Minority interest net income$064
Net income of bank and minority interests.$16,500,000166
Net charge-offs$140,000908
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$318,000145
Net operating income$16,550,000166
2014-12-31 (YTD Data)Rank
Total interest income$149,979,000211
Total interest expense$42,123,00092
Net interest income$107,856,000249
Provision for loan and lease losses$12,000,000113
Total noninterest income$11,092,000598
Gross Fiduciary activities income$69,000898
Service charges on deposit accounts$2,147,000632
Trading account gains and fees$0180
Additional Noninterest Income$8,876,000497
Total noninterest expense$77,052,000310
Salaries and employee benefits$25,398,000441
Premises and equipment expense$10,848,000253
Additional noninterest expense$40,806,000219
Pre-tax net operating income$29,896,000336
Securities gains (losses)$135,0001,045
Applicable income taxes$-26,480,0006,499
Income before extraordinary items$56,511,000182
Extraordinary gains, net$017
Net income$56,511,000182
Minority interest net income$084
Net income of bank and minority interests.$56,511,000182
Net charge-offs$1,803,000559
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,332,000173
Net operating income$56,376,000184
2014-09-30 (YTD Data)Rank
Total interest income$111,022,000212
Total interest expense$31,408,00094
Net interest income$79,614,000250
Provision for loan and lease losses$9,000,000110
Total noninterest income$9,006,000562
Gross Fiduciary activities income$47,000902
Service charges on deposit accounts$1,605,000628
Trading account gains and fees$0174
Additional Noninterest Income$7,354,000452
Total noninterest expense$55,124,000319
Salaries and employee benefits$18,212,000458
Premises and equipment expense$8,005,000252
Additional noninterest expense$28,907,000227
Pre-tax net operating income$24,496,000315
Securities gains (losses)$135,000819
Applicable income taxes$-15,970,0006,580
Income before extraordinary items$40,601,000186
Extraordinary gains, net$015
Net income$40,601,000186
Minority interest net income$081
Net income of bank and minority interests.$40,601,000186
Net charge-offs$838,000776
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$1,051,000139
Net operating income$40,466,000186
2014-06-30 (YTD Data)Rank
Total interest income$72,354,000217
Total interest expense$20,653,00096
Net interest income$51,701,000253
Provision for loan and lease losses$6,000,000116
Total noninterest income$6,050,000553
Gross Fiduciary activities income$27,000921
Service charges on deposit accounts$1,057,000634
Trading account gains and fees$0172
Additional Noninterest Income$4,966,000451
Total noninterest expense$35,225,000326
Salaries and employee benefits$11,624,000478
Premises and equipment expense$5,268,000251
Additional noninterest expense$18,333,000236
Pre-tax net operating income$16,526,000305
Securities gains (losses)$56,0001,110
Applicable income taxes$-9,463,0006,647
Income before extraordinary items$26,045,000189
Extraordinary gains, net$020
Net income$26,045,000190
Minority interest net income$080
Net income of bank and minority interests.$26,045,000189
Net charge-offs$736,000643
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$461,000177
Net operating income$25,989,000189
2014-03-31 (YTD Data)Rank
Total interest income$35,161,000219
Total interest expense$10,161,00096
Net interest income$25,000,000255
Provision for loan and lease losses$3,000,000120
Total noninterest income$3,193,000525
Gross Fiduciary activities income$10,000946
Service charges on deposit accounts$559,000592
Trading account gains and fees$0147
Additional Noninterest Income$2,624,000414
Total noninterest expense$16,958,000336
Salaries and employee benefits$5,521,000498
Premises and equipment expense$2,584,000263
Additional noninterest expense$8,853,000238
Pre-tax net operating income$8,235,000298
Securities gains (losses)$01,715
Applicable income taxes$-4,831,0006,724
Income before extraordinary items$13,066,000191
Extraordinary gains, net$016
Net income$13,066,000191
Minority interest net income$066
Net income of bank and minority interests.$13,066,000191
Net charge-offs$674,000394
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$188,000190
Net operating income$13,066,000189
2013-12-31 (YTD Data)Rank
Total interest income$124,023,000233
Total interest expense$38,474,000109
Net interest income$85,549,000284
Provision for loan and lease losses$9,800,000165
Total noninterest income$12,876,000557
Gross Fiduciary activities income$89,000878
Service charges on deposit accounts$2,027,000682
Trading account gains and fees$0184
Additional Noninterest Income$10,760,000454
Total noninterest expense$66,500,000340
Salaries and employee benefits$24,487,000453
Premises and equipment expense$10,204,000255
Additional noninterest expense$31,809,000264
Pre-tax net operating income$22,125,000407
Securities gains (losses)$316,000670
Applicable income taxes$-19,303,0006,794
Income before extraordinary items$41,744,000220
Extraordinary gains, net$029
Net income$41,744,000220
Minority interest net income$090
Net income of bank and minority interests.$41,744,000220
Net charge-offs$4,638,000362
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$1,294,000191
Net operating income$41,428,000215
2013-09-30 (YTD Data)Rank
Total interest income$89,587,000239
Total interest expense$28,213,000112
Net interest income$61,374,000290
Provision for loan and lease losses$7,400,000163
Total noninterest income$7,579,000680
Gross Fiduciary activities income$62,000890
Service charges on deposit accounts$1,461,000720
Trading account gains and fees$0180
Additional Noninterest Income$6,056,000575
Total noninterest expense$47,347,000359
Salaries and employee benefits$17,128,000483
Premises and equipment expense$7,592,000252
Additional noninterest expense$22,627,000265
Pre-tax net operating income$14,206,000468
Securities gains (losses)$306,000625
Applicable income taxes$-13,520,0006,873
Income before extraordinary items$28,032,000235
Extraordinary gains, net$025
Net income$28,032,000235
Minority interest net income$084
Net income of bank and minority interests.$28,032,000235
Net charge-offs$4,387,000300
Cash dividends$2,000,000865
Sale, conversion, retirement of capital stock, net$708,000191
Net operating income$27,726,000233
2013-06-30 (YTD Data)Rank
Total interest income$57,614,000244
Total interest expense$18,128,000115
Net interest income$39,486,000297
Provision for loan and lease losses$5,000,000163
Total noninterest income$5,147,000674
Gross Fiduciary activities income$47,000882
Service charges on deposit accounts$960,000714
Trading account gains and fees$0157
Additional Noninterest Income$4,140,000567
Total noninterest expense$30,455,000372
Salaries and employee benefits$10,911,000504
Premises and equipment expense$4,966,000260
Additional noninterest expense$14,578,000279
Pre-tax net operating income$9,178,000471
Securities gains (losses)$306,000549
Applicable income taxes$-7,929,0006,929
Income before extraordinary items$17,413,000239
Extraordinary gains, net$022
Net income$17,413,000240
Minority interest net income$082
Net income of bank and minority interests.$17,413,000240
Net charge-offs$4,229,000233
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$472,000175
Net operating income$17,107,000237
2013-03-31 (YTD Data)Rank
Total interest income$28,727,000247
Total interest expense$8,684,000123
Net interest income$20,043,000299
Provision for loan and lease losses$2,600,000168
Total noninterest income$2,512,000685
Gross Fiduciary activities income$29,000864
Service charges on deposit accounts$498,000676
Trading account gains and fees$0148
Additional Noninterest Income$1,985,000588
Total noninterest expense$15,682,000369
Salaries and employee benefits$5,726,000493
Premises and equipment expense$2,529,000256
Additional noninterest expense$7,427,000279
Pre-tax net operating income$4,273,000489
Securities gains (losses)$306,000317
Applicable income taxes$-3,907,0007,011
Income before extraordinary items$8,486,000243
Extraordinary gains, net$010
Net income$8,486,000244
Minority interest net income$076
Net income of bank and minority interests.$8,486,000244
Net charge-offs$4,080,000140
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$219,000149
Net operating income$8,180,000242
2012-12-31 (YTD Data)Rank
Total interest income$106,457,000273
Total interest expense$31,407,000145
Net interest income$75,050,000314
Provision for loan and lease losses$11,035,000250
Total noninterest income$8,517,000769
Gross Fiduciary activities income$103,000877
Service charges on deposit accounts$2,486,000574
Trading account gains and fees$0166
Additional Noninterest Income$5,928,000720
Total noninterest expense$54,529,000406
Salaries and employee benefits$20,968,000509
Premises and equipment expense$9,755,000262
Additional noninterest expense$23,806,000346
Pre-tax net operating income$18,003,000462
Securities gains (losses)$4,324,000103
Applicable income taxes$-7,410,0007,053
Income before extraordinary items$29,737,000261
Extraordinary gains, net$029
Net income$29,226,000263
Minority interest net income$511,00045
Net income of bank and minority interests.$29,737,000261
Net charge-offs$2,180,0001,096
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-740,0007,049
Net operating income$25,413,000277
2012-09-30 (YTD Data)Rank
Total interest income$78,063,000280
Total interest expense$22,926,000150
Net interest income$55,137,000323
Provision for loan and lease losses$6,235,000341
Total noninterest income$6,269,000775
Gross Fiduciary activities income$77,000872
Service charges on deposit accounts$1,993,000548
Trading account gains and fees$0157
Additional Noninterest Income$4,199,000731
Total noninterest expense$41,825,000391
Salaries and employee benefits$16,775,000477
Premises and equipment expense$7,434,000259
Additional noninterest expense$17,616,000344
Pre-tax net operating income$13,346,000468
Securities gains (losses)$1,860,000218
Applicable income taxes$-6,591,0007,158
Income before extraordinary items$21,797,000263
Extraordinary gains, net$020
Net income$21,662,000263
Minority interest net income$135,00051
Net income of bank and minority interests.$21,797,000263
Net charge-offs$983,0001,487
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$-1,012,0007,160
Net operating income$19,937,000269
2012-06-30 (YTD Data)Rank
Total interest income$51,554,000282
Total interest expense$16,339,000147
Net interest income$35,215,000335
Provision for loan and lease losses$4,435,000336
Total noninterest income$4,835,000695
Gross Fiduciary activities income$50,000892
Service charges on deposit accounts$1,385,000527
Trading account gains and fees$0153
Additional Noninterest Income$3,400,000631
Total noninterest expense$27,216,000397
Salaries and employee benefits$10,719,000495
Premises and equipment expense$4,793,000269
Additional noninterest expense$11,704,000343
Pre-tax net operating income$8,399,000481
Securities gains (losses)$1,758,000154
Applicable income taxes$-3,803,0007,223
Income before extraordinary items$13,960,000267
Extraordinary gains, net$019
Net income$13,842,000268
Minority interest net income$118,00048
Net income of bank and minority interests.$13,960,000267
Net charge-offs$689,0001,474
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$415,000191
Net operating income$12,202,000279
2012-03-31 (YTD Data)Rank
Total interest income$25,579,000283
Total interest expense$7,995,000154
Net interest income$17,584,000335
Provision for loan and lease losses$2,635,000279
Total noninterest income$2,674,000644
Gross Fiduciary activities income$26,000887
Service charges on deposit accounts$746,000489
Trading account gains and fees$0148
Additional Noninterest Income$1,902,000573
Total noninterest expense$13,461,000400
Salaries and employee benefits$5,721,000459
Premises and equipment expense$2,323,000277
Additional noninterest expense$5,417,000349
Pre-tax net operating income$4,162,000486
Securities gains (losses)$02,210
Applicable income taxes$-2,044,0007,290
Income before extraordinary items$6,206,000281
Extraordinary gains, net$019
Net income$6,088,000287
Minority interest net income$118,00038
Net income of bank and minority interests.$6,206,000282
Net charge-offs$350,0001,358
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$324,000129
Net operating income$6,206,000268
2011-12-31 (YTD Data)Rank
Total interest income$79,026,000361
Total interest expense$26,258,000214
Net interest income$52,768,000418
Provision for loan and lease losses$8,010,000513
Total noninterest income$4,260,0001,185
Gross Fiduciary activities income$120,000817
Service charges on deposit accounts$1,537,000957
Trading account gains and fees$0146
Additional Noninterest Income$2,603,0001,129
Total noninterest expense$34,661,000577
Salaries and employee benefits$13,714,000719
Premises and equipment expense$6,428,000405
Additional noninterest expense$14,519,000516
Pre-tax net operating income$14,357,000469
Securities gains (losses)$485,000808
Applicable income taxes$-5,036,0007,310
Income before extraordinary items$19,878,000304
Extraordinary gains, net$029
Net income$19,570,000308
Minority interest net income$308,00050
Net income of bank and minority interests.$19,878,000305
Net charge-offs$2,398,0001,400
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$775,000362
Net operating income$19,393,000294
2011-09-30 (YTD Data)Rank
Total interest income$55,941,000382
Total interest expense$18,930,000232
Net interest income$37,011,000447
Provision for loan and lease losses$4,650,000665
Total noninterest income$2,333,0001,441
Gross Fiduciary activities income$97,000802
Service charges on deposit accounts$948,0001,169
Trading account gains and fees$0145
Additional Noninterest Income$1,288,0001,488
Total noninterest expense$25,742,000586
Salaries and employee benefits$9,279,000805
Premises and equipment expense$4,460,000442
Additional noninterest expense$12,003,000467
Pre-tax net operating income$8,952,000549
Securities gains (losses)$485,000662
Applicable income taxes$-4,940,0007,411
Income before extraordinary items$14,377,000314
Extraordinary gains, net$021
Net income$14,266,000316
Minority interest net income$111,00054
Net income of bank and minority interests.$14,377,000315
Net charge-offs$1,989,0001,229
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$618,000323
Net operating income$13,892,000308
2011-06-30 (YTD Data)Rank
Total interest income$36,262,000397
Total interest expense$12,315,000245
Net interest income$23,947,000459
Provision for loan and lease losses$2,400,000807
Total noninterest income$2,031,0001,216
Gross Fiduciary activities income$79,000783
Service charges on deposit accounts$547,0001,335
Trading account gains and fees$0153
Additional Noninterest Income$1,405,0001,065
Total noninterest expense$16,244,000632
Salaries and employee benefits$6,085,000825
Premises and equipment expense$2,920,000454
Additional noninterest expense$7,239,000518
Pre-tax net operating income$7,334,000463
Securities gains (losses)$-446,0007,429
Applicable income taxes$-2,076,0007,464
Income before extraordinary items$8,964,000323
Extraordinary gains, net$015
Net income$8,964,000322
Minority interest net income$089
Net income of bank and minority interests.$8,964,000323
Net charge-offs$1,310,0001,239
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$460,000234
Net operating income$9,410,000302
2011-03-31 (YTD Data)Rank
Total interest income$17,628,000411
Total interest expense$6,186,000254
Net interest income$11,442,000481
Provision for loan and lease losses$1,200,000745
Total noninterest income$908,0001,304
Gross Fiduciary activities income$42,000790
Service charges on deposit accounts$261,0001,371
Trading account gains and fees$0158
Additional Noninterest Income$605,0001,171
Total noninterest expense$7,482,000676
Salaries and employee benefits$2,847,000886
Premises and equipment expense$1,443,000465
Additional noninterest expense$3,192,000561
Pre-tax net operating income$3,668,000465
Securities gains (losses)$-446,0007,515
Applicable income taxes$-1,025,0007,521
Income before extraordinary items$4,247,000333
Extraordinary gains, net$09
Net income$4,247,000332
Minority interest net income$086
Net income of bank and minority interests.$4,247,000333
Net charge-offs$571,0001,229
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$306,000171
Net operating income$4,693,000301
2010-12-31 (YTD Data)Rank
Total interest income$60,691,000491
Total interest expense$24,326,000316
Net interest income$36,365,000594
Provision for loan and lease losses$5,514,0001,062
Total noninterest income$3,470,0001,401
Gross Fiduciary activities income$55,000956
Service charges on deposit accounts$1,167,0001,293
Trading account gains and fees$0175
Additional Noninterest Income$2,248,0001,302
Total noninterest expense$26,431,000752
Salaries and employee benefits$10,108,000966
Premises and equipment expense$5,307,000489
Additional noninterest expense$11,016,000692
Pre-tax net operating income$7,890,000682
Securities gains (losses)$1,562,000334
Applicable income taxes$-991,0007,315
Income before extraordinary items$10,443,000441
Extraordinary gains, net$029
Net income$10,443,000439
Minority interest net income$0111
Net income of bank and minority interests.$10,443,000442
Net charge-offs$905,0002,829
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$836,000389
Net operating income$8,881,000480
2010-09-30 (YTD Data)Rank
Total interest income$39,638,000561
Total interest expense$17,100,000353
Net interest income$22,538,000731
Provision for loan and lease losses$3,884,0001,067
Total noninterest income$1,546,0002,046
Gross Fiduciary activities income$40,000942
Service charges on deposit accounts$562,0001,988
Trading account gains and fees$0165
Additional Noninterest Income$944,0001,868
Total noninterest expense$15,157,000976
Salaries and employee benefits$5,032,0001,472
Premises and equipment expense$3,404,000565
Additional noninterest expense$6,721,000812
Pre-tax net operating income$5,043,000830
Securities gains (losses)$1,963,000226
Applicable income taxes$-291,0007,275
Income before extraordinary items$7,297,000473
Extraordinary gains, net$023
Net income$7,297,000475
Minority interest net income$0110
Net income of bank and minority interests.$7,297,000475
Net charge-offs$745,0002,560
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$746,000326
Net operating income$5,334,000624
2010-06-30 (YTD Data)Rank
Total interest income$25,232,000596
Total interest expense$11,283,000368
Net interest income$13,949,000787
Provision for loan and lease losses$1,834,0001,343
Total noninterest income$1,033,0002,005
Gross Fiduciary activities income$21,000982
Service charges on deposit accounts$325,0002,211
Trading account gains and fees$0152
Additional Noninterest Income$687,0001,705
Total noninterest expense$9,609,0001,022
Salaries and employee benefits$3,232,0001,532
Premises and equipment expense$2,208,000588
Additional noninterest expense$4,169,000860
Pre-tax net operating income$3,539,000777
Securities gains (losses)$857,000301
Applicable income taxes$142,0002,459
Income before extraordinary items$4,254,000515
Extraordinary gains, net$019
Net income$4,254,000517
Minority interest net income$0105
Net income of bank and minority interests.$4,254,000517
Net charge-offs$59,0004,734
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$521,000265
Net operating income$3,422,710633
2010-03-31 (YTD Data)Rank
Total interest income$12,239,000632
Total interest expense$5,610,000393
Net interest income$6,629,000831
Provision for loan and lease losses$738,0001,426
Total noninterest income$329,0002,695
Gross Fiduciary activities income$9,000991
Service charges on deposit accounts$141,0002,456
Trading account gains and fees$0175
Additional Noninterest Income$179,0002,553
Total noninterest expense$4,781,0001,039
Salaries and employee benefits$1,688,0001,486
Premises and equipment expense$1,039,000643
Additional noninterest expense$2,054,000869
Pre-tax net operating income$1,439,000939
Securities gains (losses)$259,000430
Applicable income taxes$-116,0007,467
Income before extraordinary items$1,814,000620
Extraordinary gains, net$016
Net income$1,814,000624
Minority interest net income$091
Net income of bank and minority interests.$1,814,000624
Net charge-offs$10,0004,830
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$180,000235
Net operating income$1,555,000684
2009-12-31 (YTD Data)Rank
Total interest income$40,067,000837
Total interest expense$21,000,000542
Net interest income$19,067,0001,164
Provision for loan and lease losses$2,465,0002,202
Total noninterest income$1,237,0002,911
Gross Fiduciary activities income$25,0001,063
Service charges on deposit accounts$515,0002,826
Trading account gains and fees$0211
Additional Noninterest Income$697,0002,673
Total noninterest expense$14,273,0001,440
Salaries and employee benefits$4,792,0002,051
Premises and equipment expense$3,579,000754
Additional noninterest expense$5,902,0001,282
Pre-tax net operating income$3,566,0001,145
Securities gains (losses)$510,000869
Applicable income taxes$-1,192,0007,345
Income before extraordinary items$5,268,000643
Extraordinary gains, net$034
Net income$5,268,000642
Minority interest net income$0115
Net income of bank and minority interests.$5,268,000644
Net charge-offs$34,0006,432
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$973,000440
Net operating income$4,758,000714
2009-09-30 (YTD Data)Rank
Total interest income$28,158,000914
Total interest expense$15,047,000606
Net interest income$13,111,0001,277
Provision for loan and lease losses$1,679,0002,099
Total noninterest income$933,0002,954
Gross Fiduciary activities income$16,0001,053
Service charges on deposit accounts$374,0002,901
Trading account gains and fees$0212
Additional Noninterest Income$543,0002,685
Total noninterest expense$10,138,0001,520
Salaries and employee benefits$3,254,0002,290
Premises and equipment expense$2,478,000835
Additional noninterest expense$4,406,0001,261
Pre-tax net operating income$2,227,0001,458
Securities gains (losses)$511,000689
Applicable income taxes$-874,0007,511
Income before extraordinary items$3,612,000749
Extraordinary gains, net$027
Net income$3,612,000747
Minority interest net income$0118
Net income of bank and minority interests.$3,612,000750
Net charge-offs$34,0005,945
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$16,080,00045
Net operating income$3,101,000864
2009-06-30 (YTD Data)Rank
Total interest income$17,533,000999
Total interest expense$8,852,000730
Net interest income$8,681,0001,287
Provision for loan and lease losses$1,075,0001,986
Total noninterest income$496,0003,434
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$214,0003,180
Trading account gains and fees$0193
Additional Noninterest Income$269,0003,172
Total noninterest expense$6,698,0001,557
Salaries and employee benefits$2,378,0002,121
Premises and equipment expense$1,522,000928
Additional noninterest expense$2,798,0001,326
Pre-tax net operating income$1,404,0001,611
Securities gains (losses)$149,0001,207
Applicable income taxes$-616,0007,633
Income before extraordinary items$2,169,000875
Extraordinary gains, net$021
Net income$2,169,000875
Minority interest net income$0112
Net income of bank and minority interests.$2,169,000875
Net charge-offs$34,0005,243
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$11,921,00044
Net operating income$2,020,000912
2009-03-31 (YTD Data)Rank
Total interest income$8,222,0001,086
Total interest expense$4,027,000833
Net interest income$4,195,0001,318
Provision for loan and lease losses$500,0001,760
Total noninterest income$237,0003,489
Gross Fiduciary activities income$6,0001,049
Service charges on deposit accounts$100,0003,259
Trading account gains and fees$0171
Additional Noninterest Income$131,0003,195
Total noninterest expense$2,776,0001,783
Salaries and employee benefits$1,024,0002,499
Premises and equipment expense$664,0001,069
Additional noninterest expense$1,088,0001,485
Pre-tax net operating income$1,156,0001,100
Securities gains (losses)$02,434
Applicable income taxes$-176,0007,684
Income before extraordinary items$1,332,000769
Extraordinary gains, net$015
Net income$1,332,000769
Minority interest net income$0102
Net income of bank and minority interests.$1,332,000771
Net charge-offs$35,0003,875
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$1,835,000125
Net operating income$1,332,000719
2008-12-31 (YTD Data)Rank
Total interest income$30,475,0001,263
Total interest expense$16,902,000941
Net interest income$13,573,0001,638
Provision for loan and lease losses$1,575,0002,098
Total noninterest income$898,0003,643
Gross Fiduciary activities income$9,0001,231
Service charges on deposit accounts$245,0004,398
Trading account gains and fees$0154
Additional Noninterest Income$644,0002,783
Total noninterest expense$9,570,0002,020
Salaries and employee benefits$3,707,0002,675
Premises and equipment expense$2,185,0001,249
Additional noninterest expense$3,678,0001,679
Pre-tax net operating income$3,326,0001,635
Securities gains (losses)$155,000850
Applicable income taxes$502,0001,857
Income before extraordinary items$2,979,0001,377
Extraordinary gains, net$039
Net income$2,979,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,736
Cash dividends$3,972,000707
Sale, conversion, retirement of capital stock, net$604,000511
Net operating income$2,845,7001,536
2008-09-30 (YTD Data)Rank
Total interest income$22,376,0001,319
Total interest expense$12,715,000980
Net interest income$9,661,0001,743
Provision for loan and lease losses$1,319,0001,552
Total noninterest income$650,0003,799
Gross Fiduciary activities income$6,0001,224
Service charges on deposit accounts$156,0004,749
Trading account gains and fees$0148
Additional Noninterest Income$488,0002,861
Total noninterest expense$6,585,0002,175
Salaries and employee benefits$2,717,0002,758
Premises and equipment expense$1,471,0001,419
Additional noninterest expense$2,397,0001,850
Pre-tax net operating income$2,407,0001,997
Securities gains (losses)$155,000730
Applicable income taxes$503,0001,895
Income before extraordinary items$2,059,0001,733
Extraordinary gains, net$031
Net income$2,059,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,888
Cash dividends$3,972,000570
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,935,0001,925
2008-06-30 (YTD Data)Rank
Total interest income$13,807,0001,457
Total interest expense$8,203,0001,066
Net interest income$5,604,0001,991
Provision for loan and lease losses$724,0001,496
Total noninterest income$432,0003,855
Gross Fiduciary activities income$2,0001,285
Service charges on deposit accounts$91,0005,006
Trading account gains and fees$0149
Additional Noninterest Income$339,0002,842
Total noninterest expense$4,260,0002,243
Salaries and employee benefits$1,904,0002,680
Premises and equipment expense$860,0001,617
Additional noninterest expense$1,496,0001,926
Pre-tax net operating income$1,052,0002,845
Securities gains (losses)$155,000718
Applicable income taxes$225,0002,549
Income before extraordinary items$982,0002,614
Extraordinary gains, net$021
Net income$982,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,007
Cash dividends$3,972,000427
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$856,4502,862
2008-03-31 (YTD Data)Rank
Total interest income$6,531,0001,592
Total interest expense$4,007,0001,162
Net interest income$2,524,0002,193
Provision for loan and lease losses$476,0001,028
Total noninterest income$168,0004,355
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$34,0005,506
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,249
Total noninterest expense$1,793,0002,624
Salaries and employee benefits$677,0003,635
Premises and equipment expense$406,0001,699
Additional noninterest expense$710,0001,984
Pre-tax net operating income$423,0003,418
Securities gains (losses)$129,000605
Applicable income taxes$148,0002,340
Income before extraordinary items$404,0003,175
Extraordinary gains, net$015
Net income$404,0003,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$309,8303,650
2007-12-31 (YTD Data)Rank
Total interest income$16,666,0002,447
Total interest expense$8,638,0002,179
Net interest income$8,028,0002,720
Provision for loan and lease losses$1,384,0001,126
Total noninterest income$507,0004,999
Gross Fiduciary activities income$7,0001,300
Service charges on deposit accounts$82,0006,271
Trading account gains and fees$0178
Additional Noninterest Income$418,0003,651
Total noninterest expense$6,256,0002,855
Salaries and employee benefits$2,853,0003,352
Premises and equipment expense$1,324,0001,979
Additional noninterest expense$2,079,0002,573
Pre-tax net operating income$895,0004,959
Securities gains (losses)$18,0001,138
Applicable income taxes$206,0003,812
Income before extraordinary items$707,0005,029
Extraordinary gains, net$039
Net income$707,0005,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$693,1405,063
2007-09-30 (YTD Data)Rank
Total interest income$10,171,0002,947
Total interest expense$5,253,0002,612
Net interest income$4,918,0003,279
Provision for loan and lease losses$893,000997
Total noninterest income$207,0006,232
Gross Fiduciary activities income$5,0001,269
Service charges on deposit accounts$52,0006,491
Trading account gains and fees$0184
Additional Noninterest Income$150,0005,093
Total noninterest expense$3,806,0003,384
Salaries and employee benefits$1,378,0004,638
Premises and equipment expense$954,0002,036
Additional noninterest expense$1,474,0002,654
Pre-tax net operating income$426,0006,058
Securities gains (losses)$01,655
Applicable income taxes$107,0004,376
Income before extraordinary items$319,0006,219
Extraordinary gains, net$033
Net income$319,0006,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$319,0006,210
2007-06-30 (YTD Data)Rank
Total interest income$5,278,0003,644
Total interest expense$2,222,0003,749
Net interest income$3,056,0003,481
Provision for loan and lease losses$793,000706
Total noninterest income$172,0005,877
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$29,0006,696
Trading account gains and fees$0168
Additional Noninterest Income$139,0004,467
Total noninterest expense$2,354,0003,624
Salaries and employee benefits$972,0004,501
Premises and equipment expense$526,0002,456
Additional noninterest expense$856,0003,013
Pre-tax net operating income$81,0007,356
Securities gains (losses)$01,444
Applicable income taxes$5,0005,893
Income before extraordinary items$76,0007,297
Extraordinary gains, net$029
Net income$76,0007,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$76,0007,286
2007-03-31 (YTD Data)Rank
Total interest income$2,070,0004,307
Total interest expense$732,0004,854
Net interest income$1,338,0003,843
Provision for loan and lease losses$286,000865
Total noninterest income$13,0008,149
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$11,0006,918
Trading account gains and fees$0195
Additional Noninterest Income$2,0008,219
Total noninterest expense$1,051,0003,985
Salaries and employee benefits$461,0004,705
Premises and equipment expense$202,0003,085
Additional noninterest expense$388,0003,252
Pre-tax net operating income$14,0007,706
Securities gains (losses)$01,187
Applicable income taxes$-4,0008,209
Income before extraordinary items$18,0007,649
Extraordinary gains, net$022
Net income$18,0007,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$18,0007,632
2006-12-31 (YTD Data)Rank
Total interest income$3,036,0006,747
Total interest expense$543,0007,837
Net interest income$2,493,0006,035
Provision for loan and lease losses$861,0001,201
Total noninterest income$11,0008,478
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$9,0007,440
Trading account gains and fees$0130
Additional Noninterest Income$2,0008,463
Total noninterest expense$3,670,0004,244
Salaries and employee benefits$1,792,0004,627
Premises and equipment expense$716,0003,286
Additional noninterest expense$1,162,0004,040
Pre-tax net operating income$-2,027,0008,582
Securities gains (losses)$01,687
Applicable income taxes$-823,0008,620
Income before extraordinary items$-1,204,0008,504
Extraordinary gains, net$051
Net income$-1,204,0008,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$61,095,00013
Net operating income$-1,204,0008,498
2006-09-30 (YTD Data)Rank
Total interest income$1,598,0007,489
Total interest expense$185,0008,428
Net interest income$1,413,0006,776
Provision for loan and lease losses$442,0001,567
Total noninterest income$2,0008,639
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,0007,617
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$2,787,0004,191
Salaries and employee benefits$1,474,0004,296
Premises and equipment expense$525,0003,336
Additional noninterest expense$788,0004,316
Pre-tax net operating income$-1,814,0008,687
Securities gains (losses)$01,388
Applicable income taxes$-673,0008,705
Income before extraordinary items$-1,141,0008,626
Extraordinary gains, net$045
Net income$-1,141,0008,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$61,083,0007
Net operating income$-1,141,0008,618
2006-06-30 (YTD Data)Rank
Total interest income$500,0008,396
Total interest expense$28,0008,672
Net interest income$472,0008,042
Provision for loan and lease losses$98,0003,368
Total noninterest income$08,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$1,634,0004,606
Salaries and employee benefits$1,136,0003,903
Premises and equipment expense$178,0005,284
Additional noninterest expense$320,0005,875
Pre-tax net operating income$-1,260,0008,719
Securities gains (losses)$01,185
Applicable income taxes$-428,0008,742
Income before extraordinary items$-832,0008,677
Extraordinary gains, net$039
Net income$-832,0008,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$57,865,0005
Net operating income$-832,0008,668

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.