Home > First National Bank & Trust Company of Columbus > Income and Expense
First National Bank & Trust Company of Columbus, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,583,000 | 1,704 |
| Total interest expense | $832,000 | 3,355 |
| Net interest income | $13,751,000 | 1,584 |
| Provision for loan and lease losses | $-137,000 | 6,419 |
| Total noninterest income | $2,517,000 | 1,838 |
| Gross Fiduciary activities income | $459,000 | 618 |
| Service charges on deposit accounts | $961,000 | 1,418 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,097,000 | 2,251 |
| Total noninterest expense | $10,912,000 | 1,765 |
| Salaries and employee benefits | $5,921,000 | 1,735 |
| Premises and equipment expense | $928,000 | 2,399 |
| Additional noninterest expense | $4,063,000 | 1,598 |
| Pre-tax net operating income | $5,493,000 | 1,336 |
| Securities gains (losses) | $208,000 | 869 |
| Applicable income taxes | $1,969,000 | 915 |
| Income before extraordinary items | $3,732,000 | 1,590 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,732,000 | 1,594 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,732,000 | 1,594 |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $6,000,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,596,800 | 1,606 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,881,000 | 1,722 |
| Total interest expense | $629,000 | 3,427 |
| Net interest income | $10,252,000 | 1,599 |
| Provision for loan and lease losses | $-180,000 | 6,618 |
| Total noninterest income | $1,941,000 | 1,830 |
| Gross Fiduciary activities income | $356,000 | 612 |
| Service charges on deposit accounts | $715,000 | 1,430 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $870,000 | 2,242 |
| Total noninterest expense | $8,165,000 | 1,768 |
| Salaries and employee benefits | $4,369,000 | 1,766 |
| Premises and equipment expense | $723,000 | 2,341 |
| Additional noninterest expense | $3,073,000 | 1,584 |
| Pre-tax net operating income | $4,208,000 | 1,334 |
| Securities gains (losses) | $208,000 | 805 |
| Applicable income taxes | $1,524,000 | 917 |
| Income before extraordinary items | $2,892,000 | 1,556 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,892,000 | 1,559 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,892,000 | 1,560 |
| Net charge-offs | $72,000 | 3,578 |
| Cash dividends | $4,250,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,756,800 | 1,590 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,199,000 | 1,736 |
| Total interest expense | $424,000 | 3,457 |
| Net interest income | $6,775,000 | 1,596 |
| Provision for loan and lease losses | $-204,000 | 6,743 |
| Total noninterest income | $1,290,000 | 1,868 |
| Gross Fiduciary activities income | $251,000 | 605 |
| Service charges on deposit accounts | $465,000 | 1,437 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $574,000 | 2,289 |
| Total noninterest expense | $5,437,000 | 1,767 |
| Salaries and employee benefits | $2,902,000 | 1,769 |
| Premises and equipment expense | $480,000 | 2,356 |
| Additional noninterest expense | $2,055,000 | 1,579 |
| Pre-tax net operating income | $2,832,000 | 1,302 |
| Securities gains (losses) | $208,000 | 732 |
| Applicable income taxes | $1,049,000 | 902 |
| Income before extraordinary items | $1,991,000 | 1,522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,991,000 | 1,525 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,991,000 | 1,527 |
| Net charge-offs | $49,000 | 3,369 |
| Cash dividends | $2,250,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,855,800 | 1,564 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 1,764 |
| Total interest expense | $219,000 | 3,479 |
| Net interest income | $3,356,000 | 1,610 |
| Provision for loan and lease losses | $-187,000 | 6,887 |
| Total noninterest income | $677,000 | 1,778 |
| Gross Fiduciary activities income | $153,000 | 569 |
| Service charges on deposit accounts | $228,000 | 1,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $296,000 | 2,238 |
| Total noninterest expense | $2,757,000 | 1,757 |
| Salaries and employee benefits | $1,435,000 | 1,820 |
| Premises and equipment expense | $255,000 | 2,281 |
| Additional noninterest expense | $1,067,000 | 1,521 |
| Pre-tax net operating income | $1,463,000 | 1,243 |
| Securities gains (losses) | $208,000 | 446 |
| Applicable income taxes | $576,000 | 802 |
| Income before extraordinary items | $1,095,000 | 1,355 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,095,000 | 1,356 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,095,000 | 1,357 |
| Net charge-offs | $11,000 | 3,407 |
| Cash dividends | $1,250,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $957,720 | 1,491 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,275,000 | 1,736 |
| Total interest expense | $1,250,000 | 3,114 |
| Net interest income | $14,025,000 | 1,569 |
| Provision for loan and lease losses | $204,000 | 3,908 |
| Total noninterest income | $2,444,000 | 1,899 |
| Gross Fiduciary activities income | $489,000 | 604 |
| Service charges on deposit accounts | $1,148,000 | 1,240 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $807,000 | 2,674 |
| Total noninterest expense | $10,279,000 | 1,864 |
| Salaries and employee benefits | $5,679,000 | 1,782 |
| Premises and equipment expense | $926,000 | 2,412 |
| Additional noninterest expense | $3,674,000 | 1,795 |
| Pre-tax net operating income | $5,986,000 | 1,181 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,019,000 | 870 |
| Income before extraordinary items | $3,967,000 | 1,468 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,967,000 | 1,469 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,967,000 | 1,469 |
| Net charge-offs | $41,000 | 5,042 |
| Cash dividends | $2,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,967,000 | 1,378 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,654,000 | 1,735 |
| Total interest expense | $1,000,000 | 3,080 |
| Net interest income | $10,654,000 | 1,565 |
| Provision for loan and lease losses | $-110,000 | 7,028 |
| Total noninterest income | $1,805,000 | 1,922 |
| Gross Fiduciary activities income | $383,000 | 593 |
| Service charges on deposit accounts | $866,000 | 1,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $556,000 | 2,779 |
| Total noninterest expense | $7,682,000 | 1,865 |
| Salaries and employee benefits | $4,185,000 | 1,800 |
| Premises and equipment expense | $713,000 | 2,397 |
| Additional noninterest expense | $2,784,000 | 1,783 |
| Pre-tax net operating income | $4,887,000 | 1,101 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,652,000 | 831 |
| Income before extraordinary items | $3,235,000 | 1,393 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,235,000 | 1,393 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,235,000 | 1,394 |
| Net charge-offs | $17,000 | 5,139 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,235,000 | 1,314 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 1,744 |
| Total interest expense | $711,000 | 3,020 |
| Net interest income | $7,039,000 | 1,576 |
| Provision for loan and lease losses | $-132,000 | 7,122 |
| Total noninterest income | $1,195,000 | 1,919 |
| Gross Fiduciary activities income | $246,000 | 614 |
| Service charges on deposit accounts | $566,000 | 1,252 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $383,000 | 2,701 |
| Total noninterest expense | $5,028,000 | 1,909 |
| Salaries and employee benefits | $2,758,000 | 1,816 |
| Premises and equipment expense | $449,000 | 2,532 |
| Additional noninterest expense | $1,821,000 | 1,826 |
| Pre-tax net operating income | $3,338,000 | 1,066 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,130,000 | 803 |
| Income before extraordinary items | $2,208,000 | 1,348 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,208,000 | 1,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,208,000 | 1,348 |
| Net charge-offs | $-29,000 | 6,879 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,208,000 | 1,268 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 1,778 |
| Total interest expense | $380,000 | 2,978 |
| Net interest income | $3,457,000 | 1,614 |
| Provision for loan and lease losses | $-95,000 | 7,193 |
| Total noninterest income | $578,000 | 1,954 |
| Gross Fiduciary activities income | $132,000 | 599 |
| Service charges on deposit accounts | $278,000 | 1,269 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 2,905 |
| Total noninterest expense | $2,510,000 | 1,910 |
| Salaries and employee benefits | $1,351,000 | 1,860 |
| Premises and equipment expense | $235,000 | 2,432 |
| Additional noninterest expense | $924,000 | 1,793 |
| Pre-tax net operating income | $1,620,000 | 1,084 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $549,000 | 814 |
| Income before extraordinary items | $1,071,000 | 1,355 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,071,000 | 1,356 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,071,000 | 1,356 |
| Net charge-offs | $-13,000 | 6,740 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,071,000 | 1,280 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,305,000 | 1,731 |
| Total interest expense | $1,953,000 | 2,825 |
| Net interest income | $14,352,000 | 1,552 |
| Provision for loan and lease losses | $304,000 | 4,086 |
| Total noninterest income | $2,877,000 | 1,536 |
| Gross Fiduciary activities income | $458,000 | 570 |
| Service charges on deposit accounts | $1,231,000 | 1,193 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,188,000 | 1,923 |
| Total noninterest expense | $10,758,000 | 1,798 |
| Salaries and employee benefits | $6,034,000 | 1,628 |
| Premises and equipment expense | $917,000 | 2,600 |
| Additional noninterest expense | $3,807,000 | 1,776 |
| Pre-tax net operating income | $6,167,000 | 974 |
| Securities gains (losses) | $554,000 | 736 |
| Applicable income taxes | $2,267,000 | 711 |
| Income before extraordinary items | $4,454,000 | 1,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,454,000 | 1,124 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,454,000 | 1,124 |
| Net charge-offs | $103,000 | 4,944 |
| Cash dividends | $3,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,088,360 | 1,153 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,416,000 | 1,729 |
| Total interest expense | $1,532,000 | 2,831 |
| Net interest income | $10,884,000 | 1,547 |
| Provision for loan and lease losses | $-35,000 | 7,315 |
| Total noninterest income | $2,196,000 | 1,513 |
| Gross Fiduciary activities income | $339,000 | 570 |
| Service charges on deposit accounts | $909,000 | 1,217 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $948,000 | 1,826 |
| Total noninterest expense | $8,074,000 | 1,797 |
| Salaries and employee benefits | $4,569,000 | 1,617 |
| Premises and equipment expense | $682,000 | 2,626 |
| Additional noninterest expense | $2,823,000 | 1,799 |
| Pre-tax net operating income | $5,041,000 | 923 |
| Securities gains (losses) | $554,000 | 599 |
| Applicable income taxes | $1,895,000 | 653 |
| Income before extraordinary items | $3,700,000 | 1,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,700,000 | 1,043 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,700,000 | 1,043 |
| Net charge-offs | $48,000 | 4,999 |
| Cash dividends | $3,000,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,334,360 | 1,092 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,362,000 | 1,733 |
| Total interest expense | $1,056,000 | 2,848 |
| Net interest income | $7,306,000 | 1,532 |
| Provision for loan and lease losses | $-110,000 | 7,432 |
| Total noninterest income | $1,428,000 | 1,533 |
| Gross Fiduciary activities income | $231,000 | 573 |
| Service charges on deposit accounts | $575,000 | 1,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $622,000 | 1,825 |
| Total noninterest expense | $5,442,000 | 1,792 |
| Salaries and employee benefits | $3,094,000 | 1,599 |
| Premises and equipment expense | $445,000 | 2,694 |
| Additional noninterest expense | $1,903,000 | 1,794 |
| Pre-tax net operating income | $3,402,000 | 887 |
| Securities gains (losses) | $536,000 | 341 |
| Applicable income taxes | $1,336,000 | 596 |
| Income before extraordinary items | $2,602,000 | 952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,602,000 | 949 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,602,000 | 952 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $3,000,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,248,240 | 1,066 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 1,743 |
| Total interest expense | $553,000 | 2,818 |
| Net interest income | $3,621,000 | 1,532 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $721,000 | 1,540 |
| Gross Fiduciary activities income | $116,000 | 585 |
| Service charges on deposit accounts | $284,000 | 1,253 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $321,000 | 1,827 |
| Total noninterest expense | $2,849,000 | 1,733 |
| Salaries and employee benefits | $1,632,000 | 1,544 |
| Premises and equipment expense | $240,000 | 2,568 |
| Additional noninterest expense | $977,000 | 1,741 |
| Pre-tax net operating income | $1,493,000 | 1,014 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $505,000 | 748 |
| Income before extraordinary items | $988,000 | 1,253 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $988,000 | 1,250 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $988,000 | 1,253 |
| Net charge-offs | $21,000 | 4,005 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $988,000 | 1,217 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,472,000 | 1,640 |
| Total interest expense | $2,819,000 | 2,736 |
| Net interest income | $15,653,000 | 1,429 |
| Provision for loan and lease losses | $225,000 | 5,212 |
| Total noninterest income | $2,952,000 | 1,568 |
| Gross Fiduciary activities income | $428,000 | 586 |
| Service charges on deposit accounts | $1,250,000 | 1,202 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,274,000 | 1,883 |
| Total noninterest expense | $10,848,000 | 1,813 |
| Salaries and employee benefits | $5,920,000 | 1,643 |
| Premises and equipment expense | $934,000 | 2,622 |
| Additional noninterest expense | $3,994,000 | 1,806 |
| Pre-tax net operating income | $7,532,000 | 716 |
| Securities gains (losses) | $287,000 | 1,298 |
| Applicable income taxes | $2,641,000 | 592 |
| Income before extraordinary items | $5,178,000 | 853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,178,000 | 853 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,178,000 | 854 |
| Net charge-offs | $205,000 | 4,741 |
| Cash dividends | $13,000,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,988,580 | 853 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,064,000 | 1,656 |
| Total interest expense | $2,215,000 | 2,743 |
| Net interest income | $11,849,000 | 1,441 |
| Provision for loan and lease losses | $85,000 | 5,874 |
| Total noninterest income | $2,164,000 | 1,590 |
| Gross Fiduciary activities income | $314,000 | 589 |
| Service charges on deposit accounts | $935,000 | 1,235 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $915,000 | 1,906 |
| Total noninterest expense | $8,195,000 | 1,788 |
| Salaries and employee benefits | $4,481,000 | 1,632 |
| Premises and equipment expense | $702,000 | 2,647 |
| Additional noninterest expense | $3,012,000 | 1,773 |
| Pre-tax net operating income | $5,733,000 | 734 |
| Securities gains (losses) | $287,000 | 1,107 |
| Applicable income taxes | $2,039,000 | 586 |
| Income before extraordinary items | $3,981,000 | 872 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,981,000 | 873 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,981,000 | 873 |
| Net charge-offs | $96,000 | 4,942 |
| Cash dividends | $13,000,000 | 83 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,791,580 | 873 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,486,000 | 1,668 |
| Total interest expense | $1,532,000 | 2,737 |
| Net interest income | $7,954,000 | 1,429 |
| Provision for loan and lease losses | $55,000 | 5,779 |
| Total noninterest income | $1,474,000 | 1,518 |
| Gross Fiduciary activities income | $209,000 | 595 |
| Service charges on deposit accounts | $620,000 | 1,261 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $645,000 | 1,775 |
| Total noninterest expense | $5,443,000 | 1,811 |
| Salaries and employee benefits | $3,009,000 | 1,638 |
| Premises and equipment expense | $464,000 | 2,679 |
| Additional noninterest expense | $1,970,000 | 1,782 |
| Pre-tax net operating income | $3,930,000 | 703 |
| Securities gains (losses) | $287,000 | 741 |
| Applicable income taxes | $1,435,000 | 517 |
| Income before extraordinary items | $2,782,000 | 800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,782,000 | 800 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,782,000 | 801 |
| Net charge-offs | $57,000 | 4,770 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,592,580 | 826 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 1,728 |
| Total interest expense | $786,000 | 2,791 |
| Net interest income | $3,879,000 | 1,480 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $721,000 | 1,566 |
| Gross Fiduciary activities income | $107,000 | 594 |
| Service charges on deposit accounts | $304,000 | 1,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $310,000 | 1,796 |
| Total noninterest expense | $2,737,000 | 1,821 |
| Salaries and employee benefits | $1,485,000 | 1,682 |
| Premises and equipment expense | $244,000 | 2,641 |
| Additional noninterest expense | $1,008,000 | 1,735 |
| Pre-tax net operating income | $1,833,000 | 739 |
| Securities gains (losses) | $287,000 | 405 |
| Applicable income taxes | $727,000 | 497 |
| Income before extraordinary items | $1,393,000 | 792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,393,000 | 794 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,393,000 | 796 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,203,580 | 884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,183,000 | 1,060 |
| Total interest expense | $5,007,000 | 2,258 |
| Net interest income | $27,176,000 | 798 |
| Provision for loan and lease losses | $19,495,000 | 509 |
| Total noninterest income | $3,192,000 | 1,539 |
| Gross Fiduciary activities income | $451,000 | 570 |
| Service charges on deposit accounts | $1,396,000 | 1,238 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,345,000 | 1,776 |
| Total noninterest expense | $11,095,000 | 1,840 |
| Salaries and employee benefits | $5,988,000 | 1,653 |
| Premises and equipment expense | $967,000 | 2,660 |
| Additional noninterest expense | $4,140,000 | 1,798 |
| Pre-tax net operating income | $-222,000 | 5,735 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-162,000 | 6,694 |
| Income before extraordinary items | $-60,000 | 5,639 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-60,000 | 5,637 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-60,000 | 5,637 |
| Net charge-offs | $12,606,000 | 569 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-60,000 | 5,615 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,438,000 | 1,121 |
| Total interest expense | $4,067,000 | 2,192 |
| Net interest income | $19,371,000 | 847 |
| Provision for loan and lease losses | $12,641,000 | 519 |
| Total noninterest income | $2,426,000 | 1,550 |
| Gross Fiduciary activities income | $342,000 | 560 |
| Service charges on deposit accounts | $1,041,000 | 1,238 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,043,000 | 1,773 |
| Total noninterest expense | $8,452,000 | 1,792 |
| Salaries and employee benefits | $4,527,000 | 1,657 |
| Premises and equipment expense | $735,000 | 2,654 |
| Additional noninterest expense | $3,190,000 | 1,694 |
| Pre-tax net operating income | $704,000 | 3,324 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $183,000 | 2,407 |
| Income before extraordinary items | $521,000 | 3,620 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $521,000 | 3,618 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $521,000 | 3,620 |
| Net charge-offs | $8,519,000 | 571 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $521,000 | 3,532 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,910,000 | 1,193 |
| Total interest expense | $2,909,000 | 2,150 |
| Net interest income | $12,001,000 | 909 |
| Provision for loan and lease losses | $7,878,000 | 537 |
| Total noninterest income | $1,569,000 | 1,594 |
| Gross Fiduciary activities income | $235,000 | 562 |
| Service charges on deposit accounts | $658,000 | 1,292 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $676,000 | 1,843 |
| Total noninterest expense | $5,783,000 | 1,771 |
| Salaries and employee benefits | $3,042,000 | 1,680 |
| Premises and equipment expense | $526,000 | 2,532 |
| Additional noninterest expense | $2,215,000 | 1,642 |
| Pre-tax net operating income | $-91,000 | 6,075 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-74,000 | 7,073 |
| Income before extraordinary items | $-17,000 | 5,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-17,000 | 5,975 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-17,000 | 5,975 |
| Net charge-offs | $5,242,000 | 566 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-17,000 | 5,907 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,080,000 | 1,278 |
| Total interest expense | $1,557,000 | 2,101 |
| Net interest income | $5,523,000 | 973 |
| Provision for loan and lease losses | $3,389,000 | 519 |
| Total noninterest income | $767,000 | 1,596 |
| Gross Fiduciary activities income | $123,000 | 557 |
| Service charges on deposit accounts | $320,000 | 1,290 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $324,000 | 1,854 |
| Total noninterest expense | $2,757,000 | 1,800 |
| Salaries and employee benefits | $1,498,000 | 1,731 |
| Premises and equipment expense | $303,000 | 2,277 |
| Additional noninterest expense | $956,000 | 1,699 |
| Pre-tax net operating income | $144,000 | 4,575 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $113,000 | 4,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $113,000 | 4,777 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $113,000 | 4,776 |
| Net charge-offs | $2,131,000 | 588 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $113,000 | 4,608 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,975,000 | 1,388 |
| Total interest expense | $8,713,000 | 1,832 |
| Net interest income | $19,262,000 | 1,150 |
| Provision for loan and lease losses | $9,932,000 | 600 |
| Total noninterest income | $3,403,000 | 1,436 |
| Gross Fiduciary activities income | $551,000 | 548 |
| Service charges on deposit accounts | $1,325,000 | 1,359 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,527,000 | 1,571 |
| Total noninterest expense | $10,518,000 | 1,843 |
| Salaries and employee benefits | $5,895,000 | 1,734 |
| Premises and equipment expense | $1,090,000 | 2,437 |
| Additional noninterest expense | $3,533,000 | 1,732 |
| Pre-tax net operating income | $2,215,000 | 2,281 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $703,000 | 1,515 |
| Income before extraordinary items | $1,512,000 | 2,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,512,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,406,000 | 563 |
| Cash dividends | $2,750,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,512,000 | 2,644 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,993,000 | 1,420 |
| Total interest expense | $6,970,000 | 1,810 |
| Net interest income | $14,023,000 | 1,206 |
| Provision for loan and lease losses | $5,854,000 | 579 |
| Total noninterest income | $2,626,000 | 1,453 |
| Gross Fiduciary activities income | $433,000 | 540 |
| Service charges on deposit accounts | $989,000 | 1,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,204,000 | 1,597 |
| Total noninterest expense | $7,956,000 | 1,813 |
| Salaries and employee benefits | $4,485,000 | 1,730 |
| Premises and equipment expense | $825,000 | 2,423 |
| Additional noninterest expense | $2,646,000 | 1,677 |
| Pre-tax net operating income | $2,839,000 | 1,709 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $947,000 | 1,204 |
| Income before extraordinary items | $1,892,000 | 1,868 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,892,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,598,000 | 472 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,892,000 | 1,962 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,807,000 | 1,457 |
| Total interest expense | $4,913,000 | 1,798 |
| Net interest income | $8,894,000 | 1,258 |
| Provision for loan and lease losses | $3,243,000 | 575 |
| Total noninterest income | $1,777,000 | 1,453 |
| Gross Fiduciary activities income | $305,000 | 540 |
| Service charges on deposit accounts | $641,000 | 1,394 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $831,000 | 1,597 |
| Total noninterest expense | $5,272,000 | 1,828 |
| Salaries and employee benefits | $3,011,000 | 1,732 |
| Premises and equipment expense | $548,000 | 2,434 |
| Additional noninterest expense | $1,713,000 | 1,710 |
| Pre-tax net operating income | $2,156,000 | 1,577 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $731,000 | 1,192 |
| Income before extraordinary items | $1,425,000 | 1,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,425,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,618,000 | 470 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,425,000 | 1,852 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 1,501 |
| Total interest expense | $2,656,000 | 1,770 |
| Net interest income | $4,214,000 | 1,314 |
| Provision for loan and lease losses | $1,485,000 | 484 |
| Total noninterest income | $957,000 | 1,380 |
| Gross Fiduciary activities income | $164,000 | 536 |
| Service charges on deposit accounts | $313,000 | 1,398 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $480,000 | 1,462 |
| Total noninterest expense | $2,735,000 | 1,758 |
| Salaries and employee benefits | $1,583,000 | 1,659 |
| Premises and equipment expense | $287,000 | 2,356 |
| Additional noninterest expense | $865,000 | 1,658 |
| Pre-tax net operating income | $951,000 | 1,877 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $326,000 | 1,391 |
| Income before extraordinary items | $625,000 | 2,236 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $625,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 421 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $625,000 | 2,159 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,186,000 | 1,424 |
| Total interest expense | $12,239,000 | 1,633 |
| Net interest income | $17,947,000 | 1,244 |
| Provision for loan and lease losses | $1,469,000 | 1,074 |
| Total noninterest income | $2,694,000 | 1,775 |
| Gross Fiduciary activities income | $570,000 | 562 |
| Service charges on deposit accounts | $1,379,000 | 1,293 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $745,000 | 2,660 |
| Total noninterest expense | $10,918,000 | 1,696 |
| Salaries and employee benefits | $6,083,000 | 1,647 |
| Premises and equipment expense | $1,150,000 | 2,264 |
| Additional noninterest expense | $3,685,000 | 1,504 |
| Pre-tax net operating income | $8,254,000 | 1,023 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,859,000 | 848 |
| Income before extraordinary items | $5,395,000 | 1,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,395,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,407,000 | 537 |
| Cash dividends | $3,500,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,395,000 | 1,184 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,971,000 | 1,403 |
| Total interest expense | $9,251,000 | 1,622 |
| Net interest income | $13,720,000 | 1,222 |
| Provision for loan and lease losses | $628,000 | 1,308 |
| Total noninterest income | $1,834,000 | 1,920 |
| Gross Fiduciary activities income | $436,000 | 557 |
| Service charges on deposit accounts | $1,035,000 | 1,270 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $363,000 | 3,386 |
| Total noninterest expense | $8,287,000 | 1,655 |
| Salaries and employee benefits | $4,615,000 | 1,632 |
| Premises and equipment expense | $869,000 | 2,230 |
| Additional noninterest expense | $2,803,000 | 1,445 |
| Pre-tax net operating income | $6,639,000 | 1,043 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,306,000 | 859 |
| Income before extraordinary items | $4,333,000 | 1,191 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,333,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,775,000 | 440 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,333,000 | 1,175 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,524,000 | 1,397 |
| Total interest expense | $6,067,000 | 1,658 |
| Net interest income | $9,457,000 | 1,205 |
| Provision for loan and lease losses | $383,000 | 1,281 |
| Total noninterest income | $972,000 | 2,283 |
| Gross Fiduciary activities income | $299,000 | 557 |
| Service charges on deposit accounts | $676,000 | 1,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-3,000 | 8,550 |
| Total noninterest expense | $5,479,000 | 1,686 |
| Salaries and employee benefits | $3,078,000 | 1,664 |
| Premises and equipment expense | $551,000 | 2,349 |
| Additional noninterest expense | $1,850,000 | 1,482 |
| Pre-tax net operating income | $4,567,000 | 1,048 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,592,000 | 872 |
| Income before extraordinary items | $2,975,000 | 1,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,975,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,588,000 | 322 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,975,000 | 1,186 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 1,357 |
| Total interest expense | $2,988,000 | 1,665 |
| Net interest income | $4,884,000 | 1,149 |
| Provision for loan and lease losses | $335,000 | 727 |
| Total noninterest income | $699,000 | 1,736 |
| Gross Fiduciary activities income | $147,000 | 572 |
| Service charges on deposit accounts | $330,000 | 1,308 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $222,000 | 2,394 |
| Total noninterest expense | $2,716,000 | 1,712 |
| Salaries and employee benefits | $1,501,000 | 1,736 |
| Premises and equipment expense | $265,000 | 2,455 |
| Additional noninterest expense | $950,000 | 1,410 |
| Pre-tax net operating income | $2,532,000 | 932 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $884,000 | 797 |
| Income before extraordinary items | $1,648,000 | 1,073 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,648,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 271 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,648,000 | 1,056 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,070,000 | 1,266 |
| Total interest expense | $11,183,000 | 1,502 |
| Net interest income | $19,887,000 | 1,118 |
| Provision for loan and lease losses | $3,120,000 | 366 |
| Total noninterest income | $3,769,000 | 1,346 |
| Gross Fiduciary activities income | $535,000 | 579 |
| Service charges on deposit accounts | $1,395,000 | 1,273 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,839,000 | 1,448 |
| Total noninterest expense | $10,895,000 | 1,625 |
| Salaries and employee benefits | $6,145,000 | 1,602 |
| Premises and equipment expense | $1,164,000 | 2,122 |
| Additional noninterest expense | $3,586,000 | 1,476 |
| Pre-tax net operating income | $9,641,000 | 1,012 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,353,000 | 857 |
| Income before extraordinary items | $6,288,000 | 1,177 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,288,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,922,000 | 227 |
| Cash dividends | $7,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,288,000 | 1,165 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,142,000 | 1,279 |
| Total interest expense | $8,188,000 | 1,496 |
| Net interest income | $14,954,000 | 1,128 |
| Provision for loan and lease losses | $2,539,000 | 323 |
| Total noninterest income | $3,159,000 | 1,265 |
| Gross Fiduciary activities income | $413,000 | 562 |
| Service charges on deposit accounts | $1,042,000 | 1,288 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,704,000 | 1,242 |
| Total noninterest expense | $7,941,000 | 1,689 |
| Salaries and employee benefits | $4,448,000 | 1,657 |
| Premises and equipment expense | $867,000 | 2,157 |
| Additional noninterest expense | $2,626,000 | 1,509 |
| Pre-tax net operating income | $7,633,000 | 1,009 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,655,000 | 867 |
| Income before extraordinary items | $4,978,000 | 1,159 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,978,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,926,000 | 212 |
| Cash dividends | $3,500,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,978,000 | 1,147 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,306,000 | 1,261 |
| Total interest expense | $5,284,000 | 1,471 |
| Net interest income | $10,022,000 | 1,125 |
| Provision for loan and lease losses | $1,727,000 | 309 |
| Total noninterest income | $2,589,000 | 1,071 |
| Gross Fiduciary activities income | $288,000 | 560 |
| Service charges on deposit accounts | $683,000 | 1,298 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,618,000 | 968 |
| Total noninterest expense | $5,169,000 | 1,728 |
| Salaries and employee benefits | $2,948,000 | 1,675 |
| Premises and equipment expense | $524,000 | 2,365 |
| Additional noninterest expense | $1,697,000 | 1,558 |
| Pre-tax net operating income | $5,715,000 | 905 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,986,000 | 799 |
| Income before extraordinary items | $3,729,000 | 1,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,729,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,143,000 | 200 |
| Cash dividends | $3,500,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,729,000 | 1,010 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,664,000 | 1,246 |
| Total interest expense | $2,603,000 | 1,416 |
| Net interest income | $5,061,000 | 1,112 |
| Provision for loan and lease losses | $896,000 | 297 |
| Total noninterest income | $2,049,000 | 721 |
| Gross Fiduciary activities income | $160,000 | 534 |
| Service charges on deposit accounts | $322,000 | 1,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,567,000 | 580 |
| Total noninterest expense | $2,473,000 | 1,790 |
| Salaries and employee benefits | $1,371,000 | 1,800 |
| Premises and equipment expense | $257,000 | 2,420 |
| Additional noninterest expense | $845,000 | 1,546 |
| Pre-tax net operating income | $3,741,000 | 708 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,305,000 | 648 |
| Income before extraordinary items | $2,436,000 | 781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,436,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,257,000 | 184 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,436,000 | 765 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $31,180,000 | 1,057 |
| Total interest expense | $8,079,000 | 1,406 |
| Net interest income | $23,101,000 | 926 |
| Provision for loan and lease losses | $6,015,000 | 202 |
| Total noninterest income | $335,000 | 6,106 |
| Gross Fiduciary activities income | $510,000 | 579 |
| Service charges on deposit accounts | $1,472,000 | 1,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-1,647,000 | 8,843 |
| Total noninterest expense | $11,093,000 | 1,545 |
| Salaries and employee benefits | $6,219,000 | 1,511 |
| Premises and equipment expense | $1,256,000 | 1,918 |
| Additional noninterest expense | $3,618,000 | 1,416 |
| Pre-tax net operating income | $6,328,000 | 1,515 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,173,000 | 1,268 |
| Income before extraordinary items | $4,155,000 | 1,694 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,155,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,364,000 | 167 |
| Cash dividends | $3,650,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,155,000 | 1,668 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,245,000 | 1,073 |
| Total interest expense | $5,755,000 | 1,399 |
| Net interest income | $16,490,000 | 960 |
| Provision for loan and lease losses | $4,918,000 | 189 |
| Total noninterest income | $1,992,000 | 1,783 |
| Gross Fiduciary activities income | $388,000 | 565 |
| Service charges on deposit accounts | $1,091,000 | 1,208 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $513,000 | 2,831 |
| Total noninterest expense | $8,010,000 | 1,590 |
| Salaries and employee benefits | $4,584,000 | 1,520 |
| Premises and equipment expense | $880,000 | 2,024 |
| Additional noninterest expense | $2,546,000 | 1,476 |
| Pre-tax net operating income | $5,554,000 | 1,293 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,914,000 | 1,113 |
| Income before extraordinary items | $3,640,000 | 1,465 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,640,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,771,000 | 161 |
| Cash dividends | $2,650,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,640,000 | 1,438 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,542,000 | 1,065 |
| Total interest expense | $3,646,000 | 1,384 |
| Net interest income | $10,896,000 | 956 |
| Provision for loan and lease losses | $3,349,000 | 177 |
| Total noninterest income | $1,443,000 | 1,649 |
| Gross Fiduciary activities income | $269,000 | 565 |
| Service charges on deposit accounts | $690,000 | 1,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $484,000 | 2,235 |
| Total noninterest expense | $5,334,000 | 1,585 |
| Salaries and employee benefits | $3,065,000 | 1,515 |
| Premises and equipment expense | $565,000 | 2,097 |
| Additional noninterest expense | $1,704,000 | 1,467 |
| Pre-tax net operating income | $3,656,000 | 1,278 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,261,000 | 1,102 |
| Income before extraordinary items | $2,395,000 | 1,452 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,395,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,408,000 | 134 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,395,000 | 1,425 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 1,092 |
| Total interest expense | $1,751,000 | 1,369 |
| Net interest income | $5,174,000 | 999 |
| Provision for loan and lease losses | $1,665,000 | 175 |
| Total noninterest income | $701,000 | 1,645 |
| Gross Fiduciary activities income | $156,000 | 529 |
| Service charges on deposit accounts | $324,000 | 1,264 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $221,000 | 2,334 |
| Total noninterest expense | $2,721,000 | 1,556 |
| Salaries and employee benefits | $1,552,000 | 1,500 |
| Premises and equipment expense | $290,000 | 2,055 |
| Additional noninterest expense | $879,000 | 1,417 |
| Pre-tax net operating income | $1,489,000 | 1,526 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $514,000 | 1,323 |
| Income before extraordinary items | $975,000 | 1,723 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $975,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,897,000 | 118 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $975,000 | 1,690 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,164,000 | 930 |
| Total interest expense | $7,099,000 | 1,140 |
| Net interest income | $23,065,000 | 854 |
| Provision for loan and lease losses | $3,848,000 | 313 |
| Total noninterest income | $-2,260,000 | 8,973 |
| Gross Fiduciary activities income | $517,000 | 568 |
| Service charges on deposit accounts | $1,206,000 | 1,457 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-3,983,000 | 8,985 |
| Total noninterest expense | $10,584,000 | 1,540 |
| Salaries and employee benefits | $5,833,000 | 1,521 |
| Premises and equipment expense | $1,113,000 | 2,063 |
| Additional noninterest expense | $3,638,000 | 1,367 |
| Pre-tax net operating income | $6,373,000 | 1,359 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,191,000 | 1,169 |
| Income before extraordinary items | $4,182,000 | 1,543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,182,000 | 1,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,486,000 | 199 |
| Cash dividends | $4,250,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,182,000 | 1,496 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,016,000 | 900 |
| Total interest expense | $5,270,000 | 1,131 |
| Net interest income | $17,746,000 | 838 |
| Provision for loan and lease losses | $7,285,000 | 157 |
| Total noninterest income | $2,028,000 | 1,763 |
| Gross Fiduciary activities income | $391,000 | 557 |
| Service charges on deposit accounts | $897,000 | 1,479 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $740,000 | 2,185 |
| Total noninterest expense | $7,649,000 | 1,588 |
| Salaries and employee benefits | $4,326,000 | 1,530 |
| Premises and equipment expense | $838,000 | 2,067 |
| Additional noninterest expense | $2,485,000 | 1,475 |
| Pre-tax net operating income | $4,840,000 | 1,342 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,668,000 | 1,176 |
| Income before extraordinary items | $3,172,000 | 1,531 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,172,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,935,000 | 145 |
| Cash dividends | $1,750,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,172,000 | 1,488 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,319,000 | 881 |
| Total interest expense | $3,458,000 | 1,140 |
| Net interest income | $11,861,000 | 826 |
| Provision for loan and lease losses | $5,032,000 | 157 |
| Total noninterest income | $1,335,000 | 1,756 |
| Gross Fiduciary activities income | $270,000 | 549 |
| Service charges on deposit accounts | $584,000 | 1,506 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $481,000 | 2,251 |
| Total noninterest expense | $5,078,000 | 1,593 |
| Salaries and employee benefits | $2,879,000 | 1,535 |
| Premises and equipment expense | $554,000 | 2,071 |
| Additional noninterest expense | $1,645,000 | 1,470 |
| Pre-tax net operating income | $3,086,000 | 1,379 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,066,000 | 1,214 |
| Income before extraordinary items | $2,020,000 | 1,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,020,000 | 1,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,495,000 | 144 |
| Cash dividends | $1,750,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,020,000 | 1,535 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 917 |
| Total interest expense | $1,736,000 | 1,153 |
| Net interest income | $5,705,000 | 868 |
| Provision for loan and lease losses | $2,752,000 | 151 |
| Total noninterest income | $654,000 | 1,753 |
| Gross Fiduciary activities income | $141,000 | 540 |
| Service charges on deposit accounts | $283,000 | 1,518 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $230,000 | 2,259 |
| Total noninterest expense | $2,572,000 | 1,582 |
| Salaries and employee benefits | $1,462,000 | 1,523 |
| Premises and equipment expense | $273,000 | 2,124 |
| Additional noninterest expense | $837,000 | 1,441 |
| Pre-tax net operating income | $1,035,000 | 1,941 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $358,000 | 1,699 |
| Income before extraordinary items | $677,000 | 2,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $677,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,661,000 | 151 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $677,000 | 2,157 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,054,000 | 900 |
| Total interest expense | $8,023,000 | 1,119 |
| Net interest income | $23,031,000 | 833 |
| Provision for loan and lease losses | $10,065,000 | 194 |
| Total noninterest income | $986,000 | 3,753 |
| Gross Fiduciary activities income | $507,000 | 559 |
| Service charges on deposit accounts | $1,206,000 | 1,430 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-727,000 | 9,181 |
| Total noninterest expense | $9,875,000 | 1,632 |
| Salaries and employee benefits | $5,586,000 | 1,540 |
| Premises and equipment expense | $1,082,000 | 2,102 |
| Additional noninterest expense | $3,207,000 | 1,541 |
| Pre-tax net operating income | $4,077,000 | 1,948 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,394,000 | 1,728 |
| Income before extraordinary items | $2,683,000 | 2,243 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,683,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,305,000 | 197 |
| Cash dividends | $3,750,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,683,000 | 2,144 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,679,000 | 911 |
| Total interest expense | $6,171,000 | 1,134 |
| Net interest income | $17,508,000 | 830 |
| Provision for loan and lease losses | $9,063,000 | 186 |
| Total noninterest income | $2,014,000 | 1,889 |
| Gross Fiduciary activities income | $387,000 | 556 |
| Service charges on deposit accounts | $903,000 | 1,455 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $724,000 | 2,501 |
| Total noninterest expense | $7,341,000 | 1,648 |
| Salaries and employee benefits | $4,142,000 | 1,569 |
| Premises and equipment expense | $822,000 | 2,101 |
| Additional noninterest expense | $2,377,000 | 1,554 |
| Pre-tax net operating income | $3,118,000 | 1,985 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,066,000 | 1,766 |
| Income before extraordinary items | $2,052,000 | 2,280 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,052,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,113,000 | 186 |
| Cash dividends | $1,750,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,052,000 | 2,162 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,925,000 | 917 |
| Total interest expense | $4,242,000 | 1,129 |
| Net interest income | $11,683,000 | 831 |
| Provision for loan and lease losses | $6,677,000 | 177 |
| Total noninterest income | $1,356,000 | 1,856 |
| Gross Fiduciary activities income | $263,000 | 557 |
| Service charges on deposit accounts | $602,000 | 1,421 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $491,000 | 2,462 |
| Total noninterest expense | $4,830,000 | 1,665 |
| Salaries and employee benefits | $2,756,000 | 1,564 |
| Premises and equipment expense | $526,000 | 2,158 |
| Additional noninterest expense | $1,548,000 | 1,568 |
| Pre-tax net operating income | $1,532,000 | 2,540 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $520,000 | 2,257 |
| Income before extraordinary items | $1,012,000 | 2,950 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,012,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,691,000 | 197 |
| Cash dividends | $1,250,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,012,000 | 2,796 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,732,000 | 948 |
| Total interest expense | $2,194,000 | 1,119 |
| Net interest income | $5,538,000 | 889 |
| Provision for loan and lease losses | $3,272,000 | 185 |
| Total noninterest income | $690,000 | 1,797 |
| Gross Fiduciary activities income | $157,000 | 507 |
| Service charges on deposit accounts | $284,000 | 1,467 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $249,000 | 2,362 |
| Total noninterest expense | $2,435,000 | 1,648 |
| Salaries and employee benefits | $1,406,000 | 1,519 |
| Premises and equipment expense | $262,000 | 2,159 |
| Additional noninterest expense | $767,000 | 1,543 |
| Pre-tax net operating income | $521,000 | 3,400 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $177,000 | 2,907 |
| Income before extraordinary items | $344,000 | 3,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,108,000 | 204 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $344,000 | 3,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,594,000 | 907 |
| Total interest expense | $10,476,000 | 1,067 |
| Net interest income | $23,118,000 | 834 |
| Provision for loan and lease losses | $10,284,000 | 237 |
| Total noninterest income | $-239,000 | 9,337 |
| Gross Fiduciary activities income | $510,000 | 563 |
| Service charges on deposit accounts | $906,000 | 1,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,655,000 | 9,358 |
| Total noninterest expense | $9,475,000 | 1,620 |
| Salaries and employee benefits | $5,486,000 | 1,478 |
| Premises and equipment expense | $1,052,000 | 2,081 |
| Additional noninterest expense | $2,937,000 | 1,603 |
| Pre-tax net operating income | $3,120,000 | 2,417 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,183,000 | 1,960 |
| Income before extraordinary items | $1,937,000 | 2,875 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,937,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,066,000 | 243 |
| Cash dividends | $2,750,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,937,000 | 2,786 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,564,000 | 936 |
| Total interest expense | $16,219,000 | 996 |
| Net interest income | $20,345,000 | 867 |
| Provision for loan and lease losses | $9,502,000 | 235 |
| Total noninterest income | $1,723,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $862,000 | 1,767 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $861,000 | 2,273 |
| Total noninterest expense | $8,741,000 | 1,663 |
| Salaries and employee benefits | $5,129,000 | 1,475 |
| Premises and equipment expense | $895,000 | 2,379 |
| Additional noninterest expense | $2,717,000 | 1,694 |
| Pre-tax net operating income | $3,825,000 | 1,843 |
| Securities gains (losses) | $79,000 | 1,951 |
| Applicable income taxes | $1,432,000 | 1,557 |
| Income before extraordinary items | $2,472,000 | 2,111 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,472,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,133,000 | 218 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,421,440 | 2,081 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $40,114,000 | 886 |
| Total interest expense | $18,307,000 | 976 |
| Net interest income | $21,807,000 | 803 |
| Provision for loan and lease losses | $6,677,000 | 258 |
| Total noninterest income | $1,742,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $879,000 | 1,558 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $863,000 | 2,050 |
| Total noninterest expense | $8,832,000 | 1,592 |
| Salaries and employee benefits | $5,023,000 | 1,410 |
| Premises and equipment expense | $889,000 | 2,331 |
| Additional noninterest expense | $2,920,000 | 1,532 |
| Pre-tax net operating income | $8,040,000 | 961 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,822,000 | 874 |
| Income before extraordinary items | $5,218,000 | 1,027 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,218,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,418,000 | 219 |
| Cash dividends | $4,500,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,218,000 | 1,024 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,741,000 | 854 |
| Total interest expense | $16,498,000 | 944 |
| Net interest income | $23,243,000 | 764 |
| Provision for loan and lease losses | $8,769,000 | 224 |
| Total noninterest income | $1,777,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,041,000 | 1,264 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $736,000 | 2,291 |
| Total noninterest expense | $7,709,000 | 1,787 |
| Salaries and employee benefits | $4,659,000 | 1,481 |
| Premises and equipment expense | $935,000 | 2,186 |
| Additional noninterest expense | $2,115,000 | 2,057 |
| Pre-tax net operating income | $8,542,000 | 941 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $2,960,000 | 895 |
| Income before extraordinary items | $5,585,000 | 990 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,585,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,816,000 | 207 |
| Cash dividends | $6,500,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,583,050 | 976 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $42,307,000 | 791 |
| Total interest expense | $17,740,000 | 892 |
| Net interest income | $24,567,000 | 719 |
| Provision for loan and lease losses | $10,107,000 | 215 |
| Total noninterest income | $1,706,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,051,000 | 1,193 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $655,000 | 2,498 |
| Total noninterest expense | $7,347,000 | 1,777 |
| Salaries and employee benefits | $4,033,000 | 1,651 |
| Premises and equipment expense | $1,011,000 | 1,950 |
| Additional noninterest expense | $2,303,000 | 1,832 |
| Pre-tax net operating income | $8,819,000 | 893 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $3,086,000 | 848 |
| Income before extraordinary items | $5,756,000 | 940 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,756,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,509,000 | 201 |
| Cash dividends | $2,250,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,741,050 | 912 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $38,932,000 | 880 |
| Total interest expense | $17,088,000 | 958 |
| Net interest income | $21,844,000 | 828 |
| Provision for loan and lease losses | $9,849,000 | 213 |
| Total noninterest income | $1,476,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,085,000 | 1,165 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $391,000 | 3,325 |
| Total noninterest expense | $6,572,000 | 1,969 |
| Salaries and employee benefits | $3,653,000 | 1,785 |
| Premises and equipment expense | $955,000 | 2,063 |
| Additional noninterest expense | $1,964,000 | 2,130 |
| Pre-tax net operating income | $6,899,000 | 1,153 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,396,000 | 1,135 |
| Income before extraordinary items | $4,503,000 | 1,218 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,503,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,121,000 | 198 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,503,000 | 1,194 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,777,000 | 1,014 |
| Total interest expense | $15,825,000 | 1,041 |
| Net interest income | $18,952,000 | 969 |
| Provision for loan and lease losses | $8,134,000 | 243 |
| Total noninterest income | $1,408,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $913,000 | 1,471 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $495,000 | 2,945 |
| Total noninterest expense | $6,519,000 | 2,116 |
| Salaries and employee benefits | $3,571,000 | 1,849 |
| Premises and equipment expense | $982,000 | 2,044 |
| Additional noninterest expense | $1,966,000 | 2,503 |
| Pre-tax net operating income | $5,707,000 | 1,258 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,970,000 | 1,244 |
| Income before extraordinary items | $3,737,000 | 1,330 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,737,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,894,000 | 271 |
| Cash dividends | $4,000,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,737,000 | 1,298 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,274,000 | 1,093 |
| Total interest expense | $15,808,000 | 1,072 |
| Net interest income | $16,466,000 | 1,117 |
| Provision for loan and lease losses | $5,130,000 | 318 |
| Total noninterest income | $1,042,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $760,000 | 1,794 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $282,000 | 4,151 |
| Total noninterest expense | $6,352,000 | 2,161 |
| Salaries and employee benefits | $3,254,000 | 2,034 |
| Premises and equipment expense | $432,000 | 4,244 |
| Additional noninterest expense | $2,666,000 | 1,876 |
| Pre-tax net operating income | $6,026,000 | 1,271 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,084,000 | 1,231 |
| Income before extraordinary items | $3,942,000 | 1,338 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,942,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,528,000 | 339 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 523 |
| Net operating income | $3,942,000 | 1,317 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,432,000 | 1,190 |
| Total interest expense | $11,673,000 | 1,127 |
| Net interest income | $14,759,000 | 1,231 |
| Provision for loan and lease losses | $3,484,000 | 381 |
| Total noninterest income | $905,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $649,000 | 2,088 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $5,730,000 | 2,453 |
| Salaries and employee benefits | $2,804,000 | 2,389 |
| Premises and equipment expense | $652,000 | 3,023 |
| Additional noninterest expense | $2,274,000 | 2,312 |
| Pre-tax net operating income | $6,450,000 | 1,168 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,179,000 | 1,111 |
| Income before extraordinary items | $4,271,000 | 1,191 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,271,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,847,000 | 356 |
| Cash dividends | $3,850,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,271,000 | 1,197 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,402,000 | 1,253 |
| Total interest expense | $11,354,000 | 1,197 |
| Net interest income | $14,048,000 | 1,281 |
| Provision for loan and lease losses | $4,279,000 | 485 |
| Total noninterest income | $1,089,000 | 3,130 |
| Gross Fiduciary activities income | $1,000 | 1,605 |
| Service charges on deposit accounts | $696,000 | 1,958 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $392,000 | 3,800 |
| Total noninterest expense | $5,353,000 | 2,672 |
| Salaries and employee benefits | $2,781,000 | 2,396 |
| Premises and equipment expense | $654,000 | 3,058 |
| Additional noninterest expense | $1,918,000 | 2,823 |
| Pre-tax net operating income | $5,505,000 | 1,263 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $1,865,000 | 1,281 |
| Income before extraordinary items | $3,643,000 | 1,399 |
| Extraordinary gains, net | $7,000 | 3,012 |
| Net income | $3,650,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,030,000 | 469 |
| Cash dividends | $2,500,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,641,020 | 1,313 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,449,000 | 1,437 |
| Total interest expense | $12,356,000 | 1,430 |
| Net interest income | $13,093,000 | 1,414 |
| Provision for loan and lease losses | $4,162,000 | 662 |
| Total noninterest income | $938,000 | 3,498 |
| Gross Fiduciary activities income | $1,000 | 1,642 |
| Service charges on deposit accounts | $635,000 | 2,140 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $302,000 | 4,408 |
| Total noninterest expense | $5,045,000 | 2,841 |
| Salaries and employee benefits | $2,534,000 | 2,554 |
| Premises and equipment expense | $541,000 | 3,710 |
| Additional noninterest expense | $1,970,000 | 2,841 |
| Pre-tax net operating income | $4,824,000 | 1,318 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $1,536,000 | 1,425 |
| Income before extraordinary items | $3,294,000 | 1,406 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,294,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,883,000 | 618 |
| Cash dividends | $3,000,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,289,920 | 1,297 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.