Home > First National Bank & Trust Co. > Net charge- offs to loans
First National Bank & Trust Co., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2336% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6030% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1514% | 2,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0952% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2574% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1289% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1753% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 3,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3678% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0914% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2432% | 1,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 4,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0343% | 4,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6613% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6771% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1838% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4093% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0488% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3489% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2133% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0049% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1247% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6004% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9834% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4965% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0945% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0845% | 4,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9629% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9879% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 3,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4003% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2390% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6920% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1968% | 1,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 3,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 3,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3558% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2107% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2999% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 4,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 3,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3194% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2432% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2280% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 3,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0744% | 4,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1916% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2313% | 4,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7577% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5041% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5734% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3804% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2064% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0529% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 4,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3879% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7821% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1257% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 4,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6098% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0752% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1987% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 4,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0782% | 4,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0940% | 4,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 3,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7145% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5385% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8437% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8444% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9924% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2362% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6355% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7361% | 1,023 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1524% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1064% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1025% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0620% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6442% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4876% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9634% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1959% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3218% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1795% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7536% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1770% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4628% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0391% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5017% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6831% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5491% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5762% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0542% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5779% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0368% | 3,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0412% | 3,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7594% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8052% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4706% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0786% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7871% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0165% | 4,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0185% | 4,495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2962% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4187% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7112% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4371% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6153% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0077% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1956% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2329% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 526 |
| Percentage Net Loans Charged-off:Construction & development | -0.8205% | 5,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3840% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1077% | 1,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1757% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1973% | 2,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2709% | 330 |
| Percentage Net Loans Charged-off:Construction & development | -1.0717% | 5,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5223% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1435% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1277% | 2,825 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1436% | 2,598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 5,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0638% | 5,279 |
| Percentage Net Loans Charged-off:Construction & development | -1.4865% | 5,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 4,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0831% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0934% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0564% | 4,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0634% | 4,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3385% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.7736% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4852% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1331% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0601% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1093% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4229% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0757% | 3,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0259% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3188% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3771% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0198% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6497% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0900% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1089% | 2,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5774% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0601% | 2,989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7379% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0627% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1501% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1454% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1812% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8951% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0898% | 2,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4838% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.1260% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2677% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2521% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1174% | 5,036 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3768% | 5,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5306% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6325% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9679% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3175% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0927% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3734% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1821% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 3,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1368% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0965% | 3,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7021% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8314% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2784% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3990% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4982% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2532% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1318% | 2,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1789% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1269% | 2,639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1236% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0342% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3088% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4023% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2670% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2703% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0926% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0716% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1522% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1897% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2472% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0403% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1639% | 1,980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1870% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2618% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2923% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.6979% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 2,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6551% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7993% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 4,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7092% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4291% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0453% | 1,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3220% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3601% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 0.9374% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7953% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9657% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 4,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6158% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1004% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4643% | 1,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4317% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4903% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 1.3838% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0634% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2855% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 4,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6376% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7027% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4456% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4958% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 1.7515% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0038% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2081% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0448% | 5,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8858% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9731% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1736% | 5,767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3504% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4293% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.1230% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4569% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4555% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9575% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3494% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 5,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2286% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9912% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1578% | 3,223 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0829% | 5,774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2808% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3466% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.1868% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2050% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5530% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2614% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4024% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 5,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2243% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1910% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2272% | 2,622 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1099% | 5,863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3289% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4072% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.2476% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7444% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8570% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5046% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 5,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 2,530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2921% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2327% | 2,394 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0842% | 5,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2857% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3485% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.4833% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 6,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7515% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9172% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 5,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3304% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6029% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3073% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6006% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7132% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9113% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6383% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6846% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6277% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2477% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2623% | 3,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9020% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2072% | 3,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3908% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4764% | 1,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3889% | 1,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6430% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3563% | 1,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7090% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1124% | 2,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6061% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1218% | 3,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2653% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3005% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 2,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5963% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5157% | 832 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6150% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1495% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1959% | 2,988 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6094% | 1,301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2662% | 2,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3665% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1043% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6947% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8616% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2979% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3233% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9930% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1130% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0689% | 6,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7860% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6256% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0088% | 1,919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7752% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6290% | 2,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6349% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2706% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5285% | 2,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1450% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2617% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0895% | 6,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0511% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6817% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8458% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8496% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6487% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6265% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4798% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2924% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.0768% | 6,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1510% | 2,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5107% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6336% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2813% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9829% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9767% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8436% | 1,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8861% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4927% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2990% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8041% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9988% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5918% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9421% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6862% | 662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 4,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3621% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4419% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6709% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4680% | 3,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1705% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 3,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3956% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4806% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3147% | 3,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6376% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1889% | 2,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 2,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5350% | 2,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 3,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 4,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 3,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0153% | 2,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4443% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4575% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1473% | 4,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2956% | 2,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3425% | 2,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5826% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0061% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7301% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4002% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3062% | 2,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3513% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1963% | 2,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9338% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5714% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4732% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1443% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2731% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3113% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5158% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7526% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4710% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7825% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 3,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7649% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6992% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1518% | 7,218 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9945% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3290% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2961% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5645% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6119% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3998% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5563% | 3,517 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6892% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4383% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3971% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7588% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8148% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7749% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1719% | 7,716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4508% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5085% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5139% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9766% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0405% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7565% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3268% | 7,847 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3575% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6584% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9839% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9235% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0425% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1104% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0234% | 8,074 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7335% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3323% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6667% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6977% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1811% | 7,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4496% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7123% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2273% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3605% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7295% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7610% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2426% | 7,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2896% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2594% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2878% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4767% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9750% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0180% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3901% | 7,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2393% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8766% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5343% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9530% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9710% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0619% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0144% | 8,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3488% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6352% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2720% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1491% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2203% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2302% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3207% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9718% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8160% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3521% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2234% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3110% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3788% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1085% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3564% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2258% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2594% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2053% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6204% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0548% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3948% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4071% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4463% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4666% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3845% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4811% | 2,213 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1322% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7536% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6032% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 3,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 3,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8039% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9043% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 2,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7240% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1313% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2478% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3054% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3525% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3669% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1606% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1435% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3773% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3665% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4237% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4404% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3279% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7820% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5149% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3948% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4439% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5142% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5342% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1028% | 5,580 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2592% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3024% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6422% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7456% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7750% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0241% | 2,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4978% | 3,227 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5938% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3880% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7354% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8539% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8864% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8696% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6190% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2819% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1571% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1819% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1884% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1737% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4328% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6083% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2842% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 2,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4751% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3245% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3257% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3498% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3833% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4357% | 2,682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 3,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3376% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8649% | 2,669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2388% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 2,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3154% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6794% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0068% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 5,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1173% | 6,531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3484% | 1,133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 3,370 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4467% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2634% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2304% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 6,418 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 6,495 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 7,344 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 9,119 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |