Home > First National Bank of Pennsylvania > Net charge- offs to loans
First National Bank of Pennsylvania, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2149% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 567 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0710% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 4,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7144% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6557% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2151% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6389% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0194% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 4,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8887% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5498% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2572% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5391% | 952 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1371% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 4,338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3131% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5561% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4868% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5506% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1085% | 126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2537% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 4,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2828% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5946% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8382% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5932% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1101% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 4,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0267% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4088% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4365% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3930% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 4,496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3634% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1724% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3541% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 3,958 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0009% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 3,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0492% | 3,333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2916% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5378% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2798% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,050 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 4,370 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 3,833 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 3,997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0811% | 3,417 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1275% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2408% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7414% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2273% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 947 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 3,911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0088% | 3,916 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0032% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1516% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1725% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7525% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1642% | 1,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 3,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0859% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 3,915 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1518% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1366% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0613% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1266% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1000% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 3,938 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2147% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1434% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6530% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1253% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 652 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0367% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 3,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3878% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1864% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1995% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1654% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2368% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 394 |
| Percentage Net Loans Charged-off:Construction & development | -0.1071% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3532% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0184% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0717% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3770% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3532% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5569% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3297% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.1953% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0046% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0952% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4463% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3848% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6511% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3629% | 1,334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 973 |
| Percentage Net Loans Charged-off:Construction & development | -0.2472% | 4,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0096% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2036% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4650% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5157% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4405% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.6202% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0191% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1660% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2115% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5252% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7605% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4998% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0779% | 4,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,058 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0548% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3160% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4662% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5443% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4524% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4330% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8419% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4215% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0524% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4416% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4352% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0515% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4298% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,724 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0717% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4140% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4819% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0861% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4765% | 1,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0256% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1601% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5440% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4617% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6430% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4499% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 734 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 4,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1798% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1235% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1194% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5101% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4549% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9200% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4418% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2279% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1038% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2227% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0942% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6591% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4222% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2729% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4108% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1544% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5864% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4856% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9367% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4710% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0414% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0293% | 5,021 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7172% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5311% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6448% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5259% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1852% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0517% | 4,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 4,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0374% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6266% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5589% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3816% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5550% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | -0.0677% | 4,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0396% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5665% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5460% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9686% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5439% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1414% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 999 |
| Percentage Net Loans Charged-off:Construction & development | -0.1013% | 4,971 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0904% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0547% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2410% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5859% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0649% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5882% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2336% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | -0.0906% | 4,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0470% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6232% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7284% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8015% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7238% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1829% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.1185% | 4,994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0780% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0709% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5839% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6953% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0716% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6922% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1996% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | -0.1086% | 5,039 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 5,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0483% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0671% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1086% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4441% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7335% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7626% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7288% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2558% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.2028% | 5,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1045% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1310% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1545% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1230% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7919% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9139% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7799% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0805% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.1384% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0878% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,685 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1061% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1039% | 1,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6849% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3456% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6856% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1114% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.1144% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0895% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1117% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1112% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 1,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6318% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6059% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6318% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0793% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0977% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1049% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 4,775 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1204% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6264% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0309% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6256% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0822% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 5,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 4,840 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0862% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1387% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5201% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0089% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5149% | 1,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0844% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.1354% | 881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1693% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4259% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0860% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4845% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4905% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4823% | 1,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2069% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1840% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2487% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7404% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1631% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4312% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4321% | 1,689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2520% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1766% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0590% | 5,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3362% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0221% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 2,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4399% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4408% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0551% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0962% | 5,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3395% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 5,044 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 4,441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1057% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 4,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4542% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4552% | 1,438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1331% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1803% | 2,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.2632% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1915% | 1,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4599% | 379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1603% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1819% | 1,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 2,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 2,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5910% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5687% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5871% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0649% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1312% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.3938% | 5,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2169% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0820% | 5,305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1193% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0813% | 1,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1323% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2846% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5721% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9208% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5677% | 1,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0579% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1390% | 2,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.7720% | 6,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2700% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1163% | 5,323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0622% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2938% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5705% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4854% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5631% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0757% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 2,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1344% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | -1.7055% | 6,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3854% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0552% | 5,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0686% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 5,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5342% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0628% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5294% | 1,447 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 5,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2870% | 3,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2030% | 3,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.6474% | 1,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2330% | 2,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1541% | 714 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 3,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1129% | 1,574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1430% | 3,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4636% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6169% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8994% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6121% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0808% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2810% | 3,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1499% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.2503% | 1,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1662% | 2,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2128% | 599 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 3,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1079% | 1,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 3,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5880% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6360% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0888% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6313% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1266% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2008% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 1.1400% | 1,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 1,890 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 5,490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 2,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1124% | 1,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3782% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5601% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2337% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5556% | 1,786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1136% | 965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2076% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1484% | 2,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0567% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6107% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 2,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2598% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5655% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6116% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5654% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0964% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5122% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5767% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | 3.6745% | 1,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4137% | 2,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2107% | 878 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2231% | 3,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1711% | 1,667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2392% | 3,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2555% | 3,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7261% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5991% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6255% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1550% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3823% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3782% | 2,811 |
| Percentage Net Loans Charged-off:Construction & development | 2.1976% | 1,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2444% | 2,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2976% | 697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 3,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1377% | 1,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3059% | 2,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6645% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7058% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5529% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1353% | 1,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3403% | 3,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3036% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 1.3236% | 1,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2297% | 1,973 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0176% | 5,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 2,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1428% | 1,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2212% | 2,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3728% | 2,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6432% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2793% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5067% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1127% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3045% | 2,396 |
| Percentage Net Loans Charged-off:Construction & development | 1.6903% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1566% | 1,554 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0200% | 5,702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2097% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1911% | 907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2152% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3274% | 1,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6899% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4922% | 1,786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0903% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6846% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7493% | 2,340 |
| Percentage Net Loans Charged-off:Construction & development | 5.3480% | 1,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3048% | 2,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2319% | 956 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2882% | 3,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1429% | 1,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3284% | 2,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5148% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7606% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1660% | 1,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4612% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4437% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 2.2143% | 1,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2512% | 2,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3156% | 742 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2807% | 2,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1066% | 1,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3276% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4321% | 3,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7423% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1624% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4113% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3773% | 2,820 |
| Percentage Net Loans Charged-off:Construction & development | 1.0519% | 1,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3204% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4737% | 560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0684% | 1,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3616% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3928% | 2,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7345% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2102% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3834% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3210% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3619% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 5,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3538% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0759% | 937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4253% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3480% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8978% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2013% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0643% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2755% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 9.0933% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6132% | 1,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1398% | 828 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2145% | 3,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0818% | 1,790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2441% | 2,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4695% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8979% | 2,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4602% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8234% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9153% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | 5.1183% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6725% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1781% | 601 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0728% | 1,530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2576% | 2,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4702% | 3,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8901% | 2,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5930% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9354% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0799% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 5.9493% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9466% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0147% | 6,126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0979% | 1,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1566% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5250% | 2,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8912% | 2,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3211% | 1,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7376% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9394% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 6.7596% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3330% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0285% | 6,104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1772% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2039% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1719% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1126% | 2,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6902% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0581% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5276% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5128% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 3.7902% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3458% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1380% | 2,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 1,133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 2,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5319% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7618% | 2,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0112% | 1,852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 3,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1946% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3862% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7297% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 1,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 2,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1647% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2754% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1455% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6938% | 2,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0057% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4479% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5296% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0233% | 6,833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1465% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.4195% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1136% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2022% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1004% | 3,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0634% | 7,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0885% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 1,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1868% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1138% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5228% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 7,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0141% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0904% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1247% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5241% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0538% | 7,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1156% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1091% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4551% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0463% | 6,990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 2,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0827% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2472% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1423% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1634% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5434% | 2,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1069% | 7,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1105% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3248% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 2,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5226% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1107% | 7,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1092% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0301% | 6,219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2058% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1018% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5565% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1165% | 7,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1033% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1862% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3335% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1156% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5700% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1124% | 7,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2681% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6154% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0750% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3920% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2716% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6738% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0429% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4325% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3063% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9016% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0817% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6191% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2221% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3176% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9834% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9087% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3032% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 2,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4116% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3083% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1624% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3068% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4151% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2921% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1356% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3275% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5200% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3071% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2188% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3725% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6925% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4146% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3490% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3881% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 3,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4897% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4265% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3095% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3779% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 2,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4582% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3666% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2752% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3772% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4356% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3027% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5703% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3956% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2938% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4304% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6273% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2474% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0505% | 7,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9942% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1338% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2939% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 2,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4341% | 2,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0441% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0201% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2278% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2857% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8981% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4511% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5421% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2836% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4241% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7016% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1940% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2011% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1792% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2631% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2251% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1945% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0406% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1155% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2424% | 3,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0462% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1901% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0130% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2360% | 3,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2418% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9072% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2538% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7453% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6672% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6514% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6413% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7017% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1850% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2449% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5653% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9237% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2631% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2763% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0376% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5948% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |