Home > First National Bank of Omaha > Net charge- offs to loans
First National Bank of Omaha, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1784% | 43 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 3,910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 4,285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2366% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4353% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5344% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9896% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3567% | 55 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0583% | 41 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 4,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1513% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1675% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2174% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9320% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4790% | 52 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9686% | 48 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 4,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 3,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0678% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9709% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9921% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8638% | 168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7845% | 51 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8111% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,250 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 4,028 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 4,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9966% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6291% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6146% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7062% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0495% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5168% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2369% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2863% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9583% | 225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0110% | 19 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9408% | 54 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 3,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 4,386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3617% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0645% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1723% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4537% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0159% | 13 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8953% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 3,966 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,005 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 3,931 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2998% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0006% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1571% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0912% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0093% | 13 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8866% | 79 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 4,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 4,228 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0446% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3188% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0206% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2191% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8607% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0494% | 980 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9928% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 3,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0457% | 3,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 4,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2722% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4941% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6653% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1709% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0586% | 1,049 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0832% | 58 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 4,080 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0480% | 3,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 4,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2909% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7051% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8751% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3098% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0757% | 1,048 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2182% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 4,313 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 3,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 4,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2946% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0417% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1977% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7476% | 184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0521% | 1,021 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3455% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 3,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 4,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3474% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3581% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4917% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2427% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0042% | 973 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6327% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0375% | 4,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0782% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4845% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8864% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1245% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9456% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0513% | 1,053 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7140% | 62 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0337% | 4,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0799% | 3,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5425% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0280% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2518% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2240% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0100% | 1,031 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8446% | 70 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0220% | 3,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5874% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2414% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4587% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4896% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0108% | 1,019 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7488% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0426% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 4,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 3,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0567% | 4,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6010% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8473% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0155% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4764% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1206% | 1,014 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9817% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 4,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 4,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5723% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6589% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8702% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9732% | 165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0118% | 1,081 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9626% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,486 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 4,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0336% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 4,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5444% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7154% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9339% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9816% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0145% | 1,068 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9359% | 56 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0299% | 4,722 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 4,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0503% | 4,794 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 3,567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 4,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5721% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9019% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1253% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1215% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0197% | 1,044 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6431% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 4,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5702% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7487% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9253% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3545% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0677% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 4,876 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 4,433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0665% | 4,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 3,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 4,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6018% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5883% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7916% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0785% | 145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0726% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 4,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0710% | 5,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0508% | 4,930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0486% | 3,786 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0523% | 4,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6386% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5814% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8086% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9203% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1233% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 5,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.0549% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1023% | 5,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 5,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0631% | 3,849 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0570% | 5,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6456% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6906% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9276% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9713% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1452% | 54 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 5,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0641% | 5,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5716% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7036% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9763% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7436% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9489% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,532 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 3,803 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4407% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1724% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4006% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5602% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8898% | 78 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 4,723 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0427% | 3,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3925% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1426% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3674% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5647% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8626% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 4,664 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 4,999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 3,910 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 5,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4121% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0939% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3119% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5449% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8087% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 4,878 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 5,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0026% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3828% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9511% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1519% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5008% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5517% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0375% | 4,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0168% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4171% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3728% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5261% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2602% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0482% | 1,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5385% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4174% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3511% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5224% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1139% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0318% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5268% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,780 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 4,815 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 5,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 4,653 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 4,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3919% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3416% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5247% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0035% | 302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0235% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5247% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0076% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3994% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3168% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4628% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2386% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0205% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4248% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 5,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.1412% | 5,098 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 5,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1403% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 5,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4506% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1521% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3509% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6954% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0329% | 5,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4850% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 5,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.1567% | 5,182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 5,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1720% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 5,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5072% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2258% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4496% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5973% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1554% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5570% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 5,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.2113% | 5,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1513% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 5,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5697% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4248% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6847% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5290% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0777% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3800% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 5,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.0720% | 5,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0767% | 5,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1806% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3310% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0545% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2785% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3994% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1153% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4392% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 3,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.2733% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 5,817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0281% | 4,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 2,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 1,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4403% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1575% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4230% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1277% | 725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1497% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5116% | 159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 2,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.4059% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 5,808 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0385% | 5,041 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1175% | 2,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0547% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1485% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4717% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3149% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6079% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0689% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1747% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6194% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 1.0161% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,899 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0577% | 5,088 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0581% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1677% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5910% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4757% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7823% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0523% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0291% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6721% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2776% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 2.2407% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 5,841 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1146% | 5,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1517% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2176% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9236% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3919% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6814% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0399% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0189% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6966% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1742% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.6410% | 5,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2437% | 1,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0654% | 532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3242% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1329% | 1,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4281% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6756% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3324% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6202% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6802% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0456% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0729% | 69 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6822% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2997% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.1766% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3344% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0922% | 424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3384% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 1,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4601% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4000% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3266% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6230% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5715% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0434% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0385% | 1,354 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7715% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5745% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.5895% | 850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6582% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1424% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5444% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4389% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5988% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3480% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3881% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6853% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5502% | 1,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0230% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0565% | 1,326 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7324% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.1560% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1347% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2822% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5230% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6552% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4553% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5479% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4423% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7524% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4054% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0249% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1164% | 1,292 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8885% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5911% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.8093% | 1,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3722% | 1,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2461% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8838% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9040% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8729% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8959% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5867% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7419% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5432% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0475% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2979% | 1,445 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9863% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7484% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 1.3770% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4441% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6408% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0291% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1194% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9791% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0108% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6988% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8108% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7298% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0412% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3923% | 1,431 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1471% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8765% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 1.4444% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5863% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0849% | 5,542 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4150% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3995% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4237% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2108% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9198% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0260% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8385% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0365% | 1,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8258% | 73 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2993% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8929% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0915% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0504% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1679% | 5,603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0777% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1697% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0253% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8591% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0757% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1623% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3849% | 768 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 5,913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3892% | 37 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7371% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3144% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 2.6768% | 1,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8203% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3725% | 549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5044% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9182% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8460% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4505% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2439% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3957% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5320% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0218% | 1,607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0668% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5502% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 3.5085% | 1,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1377% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7494% | 422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2308% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4453% | 1,146 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6878% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8804% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7982% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9691% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8329% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0853% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0310% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2830% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 3.2931% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7233% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3809% | 548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2803% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5529% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7001% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0682% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3451% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5437% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8684% | 635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0569% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1742% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2326% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 2.7358% | 865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9943% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3967% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9867% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1883% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4451% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1641% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7556% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0010% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4330% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1089% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0405% | 60 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4350% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9364% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 9.2368% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6145% | 1,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1789% | 978 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7356% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4076% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9160% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0606% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.7064% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6503% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3607% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8697% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2874% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 10.0700% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7447% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2668% | 762 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7559% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5314% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8789% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3207% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.9477% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 14.1517% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3464% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0934% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0076% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 4.6125% | 1,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6166% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2596% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7826% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5637% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3791% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.5887% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 16.7829% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1088% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.6300% | 76 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7006% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 8.7901% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8132% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8303% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1526% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2645% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5101% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.3409% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | 21.7278% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3278% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0395% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9915% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 1.4893% | 2,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8881% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0104% | 914 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5529% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4895% | 1,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5892% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5727% | 2,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4500% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8384% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6761% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7508% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1141% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 1.8551% | 1,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8881% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0141% | 697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5200% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3743% | 1,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6014% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6294% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7579% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8702% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1706% | 1,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6614% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1283% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 1.9015% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9589% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4068% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3679% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4284% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8064% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1341% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7788% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1423% | 1,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8061% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8474% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 3.6881% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1873% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4348% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6232% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3316% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4953% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0608% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0967% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1928% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8781% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2052% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.1209% | 2,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4334% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5720% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3673% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4847% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4707% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6096% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6601% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7623% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 2,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0819% | 2,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4423% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6106% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3646% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5960% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8286% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8380% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5393% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9164% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 1,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5671% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8310% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4528% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1419% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2368% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2712% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0540% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3344% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2664% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6484% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3426% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0163% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0318% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0987% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3288% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 7,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1654% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2394% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3212% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9706% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8998% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0582% | 1,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 2,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 7,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2149% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3105% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7899% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6715% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0241% | 1,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0351% | 7,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1744% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2219% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1533% | 7,519 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6667% | 1,862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0362% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0712% | 7,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1737% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1799% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2694% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0330% | 6,802 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6995% | 1,821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0105% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.2462% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5387% | 6,285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1180% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1351% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1675% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1134% | 7,827 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9868% | 2,035 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0225% | 1,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 4,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1025% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.3211% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7208% | 6,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1244% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0873% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2157% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5155% | 8,228 |
| Percentage Net Loans Charged-off: Credit card loans | -3.3374% | 2,028 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0131% | 6,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 7,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 7,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1203% | 6,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2878% | 7,883 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7864% | 2,015 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0277% | 6,990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1260% | 8,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 8,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 7,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2036% | 6,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 6,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6671% | 8,070 |
| Percentage Net Loans Charged-off: Credit card loans | -6.2139% | 2,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 6,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7163% | 8,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.1014% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5640% | 6,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1935% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0149% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.5551% | 8,651 |
| Percentage Net Loans Charged-off: Credit card loans | -34.8806% | 2,203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3726% | 7,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8680% | 8,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0885% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2448% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 6,740 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.3395% | 8,673 |
| Percentage Net Loans Charged-off: Credit card loans | -44.1467% | 2,191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5428% | 7,574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2008% | 8,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3477% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0942% | 7,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.3462% | 8,688 |
| Percentage Net Loans Charged-off: Credit card loans | -70.7351% | 2,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6089% | 7,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.1289% | 8,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2790% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7050% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1320% | 7,584 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.5781% | 8,754 |
| Percentage Net Loans Charged-off: Credit card loans | -126.2483% | 2,164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1962% | 7,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6898% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0992% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0108% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8199% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4975% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1796% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0394% | 1,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1472% | 325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.1684% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8895% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2222% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7555% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5582% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2146% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.2572% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0245% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9913% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1968% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7131% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9078% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5205% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1670% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.5230% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5928% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9396% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 17.4324% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4200% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2233% | 440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1572% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0060% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2680% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1088% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5955% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5291% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5043% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3917% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2093% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0264% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3713% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 2,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6479% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0250% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7714% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6485% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2958% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4666% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8242% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0990% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7028% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1469% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 7,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6079% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7421% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4446% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4121% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3001% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.1012% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 8,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0409% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3110% | 3,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4468% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9810% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5901% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6891% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 8,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 8,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 8,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 8,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2373% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6053% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8953% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2345% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.1514% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0400% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1568% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1520% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6139% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7117% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0128% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0575% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 1,275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4184% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1656% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0542% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9038% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3031% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8771% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0578% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3011% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1038% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1476% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4526% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0265% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0805% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1855% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0030% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2573% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4164% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0715% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1143% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5721% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7351% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0123% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0525% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1919% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 1,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3072% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1088% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2804% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5198% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0359% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1454% | 499 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3316% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9961% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 3.8725% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4006% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5656% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8455% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2506% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5485% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1091% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0795% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3756% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1122% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |