Home > First National Bank of Northern California > Income and Expense
First National Bank of Northern California, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $25,555,000 | 613 |
| Total interest expense | $2,380,000 | 855 |
| Net interest income | $23,175,000 | 579 |
| Provision for loan and lease losses | $-403,000 | 5,457 |
| Total noninterest income | $2,032,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $646,000 | 932 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,386,000 | 1,222 |
| Total noninterest expense | $13,665,000 | 812 |
| Salaries and employee benefits | $8,767,000 | 731 |
| Premises and equipment expense | $2,240,000 | 570 |
| Additional noninterest expense | $2,658,000 | 1,182 |
| Pre-tax net operating income | $11,945,000 | 517 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $2,848,000 | 443 |
| Income before extraordinary items | $9,097,000 | 552 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,097,000 | 549 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,097,000 | 551 |
| Net charge-offs | $-437,000 | 5,446 |
| Cash dividends | $5,470,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $9,097,000 | 552 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $12,561,000 | 617 |
| Total interest expense | $1,086,000 | 879 |
| Net interest income | $11,475,000 | 580 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,234,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $277,000 | 1,078 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $957,000 | 955 |
| Total noninterest expense | $6,726,000 | 824 |
| Salaries and employee benefits | $4,121,000 | 777 |
| Premises and equipment expense | $847,000 | 756 |
| Additional noninterest expense | $1,758,000 | 923 |
| Pre-tax net operating income | $5,983,000 | 504 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,655,000 | 389 |
| Income before extraordinary items | $4,328,000 | 561 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $4,328,000 | 562 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $4,328,000 | 561 |
| Net charge-offs | $-14,000 | 4,864 |
| Cash dividends | $976,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $4,328,000 | 563 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $50,217,000 | 570 |
| Total interest expense | $3,657,000 | 904 |
| Net interest income | $46,560,000 | 540 |
| Provision for loan and lease losses | $-360,000 | 5,487 |
| Total noninterest income | $3,650,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,232,000 | 984 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,418,000 | 1,357 |
| Total noninterest expense | $30,232,000 | 728 |
| Salaries and employee benefits | $19,366,000 | 628 |
| Premises and equipment expense | $3,685,000 | 685 |
| Additional noninterest expense | $7,181,000 | 917 |
| Pre-tax net operating income | $20,338,000 | 545 |
| Securities gains (losses) | $210,000 | 386 |
| Applicable income taxes | $9,307,000 | 431 |
| Income before extraordinary items | $11,241,000 | 671 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,241,000 | 671 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,241,000 | 671 |
| Net charge-offs | $-364,000 | 5,531 |
| Cash dividends | $3,632,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $11,106,600 | 675 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $37,191,000 | 573 |
| Total interest expense | $2,651,000 | 909 |
| Net interest income | $34,540,000 | 546 |
| Provision for loan and lease losses | $-140,000 | 5,543 |
| Total noninterest income | $2,784,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $949,000 | 963 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,835,000 | 1,359 |
| Total noninterest expense | $22,649,000 | 727 |
| Salaries and employee benefits | $14,460,000 | 628 |
| Premises and equipment expense | $2,773,000 | 686 |
| Additional noninterest expense | $5,416,000 | 904 |
| Pre-tax net operating income | $14,815,000 | 561 |
| Securities gains (losses) | $210,000 | 359 |
| Applicable income taxes | $4,829,000 | 511 |
| Income before extraordinary items | $10,196,000 | 613 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,196,000 | 613 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,196,000 | 613 |
| Net charge-offs | $-223,000 | 5,515 |
| Cash dividends | $2,672,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $10,053,200 | 609 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $24,405,000 | 575 |
| Total interest expense | $1,673,000 | 939 |
| Net interest income | $22,732,000 | 547 |
| Provision for loan and lease losses | $-140,000 | 5,630 |
| Total noninterest income | $1,871,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $643,000 | 939 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,228,000 | 1,353 |
| Total noninterest expense | $15,044,000 | 729 |
| Salaries and employee benefits | $9,636,000 | 634 |
| Premises and equipment expense | $1,805,000 | 705 |
| Additional noninterest expense | $3,603,000 | 907 |
| Pre-tax net operating income | $9,699,000 | 562 |
| Securities gains (losses) | $151,000 | 328 |
| Applicable income taxes | $3,063,000 | 516 |
| Income before extraordinary items | $6,787,000 | 606 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,787,000 | 606 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,787,000 | 606 |
| Net charge-offs | $-150,000 | 5,522 |
| Cash dividends | $1,711,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $6,682,810 | 597 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $12,027,000 | 579 |
| Total interest expense | $782,000 | 980 |
| Net interest income | $11,245,000 | 557 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $982,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $346,000 | 878 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $636,000 | 1,307 |
| Total noninterest expense | $7,449,000 | 741 |
| Salaries and employee benefits | $4,774,000 | 647 |
| Premises and equipment expense | $884,000 | 725 |
| Additional noninterest expense | $1,791,000 | 901 |
| Pre-tax net operating income | $4,778,000 | 546 |
| Securities gains (losses) | $28,000 | 450 |
| Applicable income taxes | $1,508,000 | 508 |
| Income before extraordinary items | $3,298,000 | 614 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,298,000 | 614 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,298,000 | 614 |
| Net charge-offs | $23,000 | 1,807 |
| Cash dividends | $823,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $3,278,680 | 602 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $45,513,000 | 593 |
| Total interest expense | $2,845,000 | 1,014 |
| Net interest income | $42,668,000 | 563 |
| Provision for loan and lease losses | $150,000 | 2,726 |
| Total noninterest income | $4,157,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,443,000 | 871 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,714,000 | 1,300 |
| Total noninterest expense | $30,559,000 | 699 |
| Salaries and employee benefits | $19,474,000 | 604 |
| Premises and equipment expense | $3,571,000 | 697 |
| Additional noninterest expense | $7,514,000 | 886 |
| Pre-tax net operating income | $16,116,000 | 617 |
| Securities gains (losses) | $438,000 | 485 |
| Applicable income taxes | $5,696,000 | 509 |
| Income before extraordinary items | $10,858,000 | 706 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,858,000 | 704 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,858,000 | 705 |
| Net charge-offs | $-47,000 | 5,350 |
| Cash dividends | $2,890,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $10,568,920 | 711 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $34,002,000 | 592 |
| Total interest expense | $2,167,000 | 1,002 |
| Net interest income | $31,835,000 | 566 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $2,890,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,095,000 | 861 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,795,000 | 1,413 |
| Total noninterest expense | $22,858,000 | 700 |
| Salaries and employee benefits | $14,635,000 | 602 |
| Premises and equipment expense | $2,670,000 | 701 |
| Additional noninterest expense | $5,553,000 | 891 |
| Pre-tax net operating income | $11,717,000 | 623 |
| Securities gains (losses) | $381,000 | 509 |
| Applicable income taxes | $4,382,000 | 508 |
| Income before extraordinary items | $7,716,000 | 747 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,716,000 | 747 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,716,000 | 747 |
| Net charge-offs | $28,000 | 2,953 |
| Cash dividends | $2,150,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $7,472,160 | 743 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $22,882,000 | 586 |
| Total interest expense | $1,502,000 | 960 |
| Net interest income | $21,380,000 | 559 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $1,927,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $728,000 | 850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,199,000 | 1,373 |
| Total noninterest expense | $15,368,000 | 694 |
| Salaries and employee benefits | $9,814,000 | 603 |
| Premises and equipment expense | $1,760,000 | 708 |
| Additional noninterest expense | $3,794,000 | 869 |
| Pre-tax net operating income | $7,789,000 | 616 |
| Securities gains (losses) | $241,000 | 509 |
| Applicable income taxes | $2,836,000 | 507 |
| Income before extraordinary items | $5,194,000 | 732 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,194,000 | 731 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,194,000 | 731 |
| Net charge-offs | $82,000 | 1,800 |
| Cash dividends | $1,406,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,037,350 | 732 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $11,565,000 | 574 |
| Total interest expense | $791,000 | 916 |
| Net interest income | $10,774,000 | 555 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $951,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $532,000 | 599 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $419,000 | 1,691 |
| Total noninterest expense | $7,753,000 | 694 |
| Salaries and employee benefits | $4,938,000 | 598 |
| Premises and equipment expense | $891,000 | 705 |
| Additional noninterest expense | $1,924,000 | 849 |
| Pre-tax net operating income | $3,897,000 | 602 |
| Securities gains (losses) | $184,000 | 323 |
| Applicable income taxes | $1,422,000 | 495 |
| Income before extraordinary items | $2,659,000 | 692 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,659,000 | 691 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,659,000 | 692 |
| Net charge-offs | $102,000 | 1,004 |
| Cash dividends | $715,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,539,400 | 702 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $39,360,000 | 652 |
| Total interest expense | $2,366,000 | 1,174 |
| Net interest income | $36,994,000 | 619 |
| Provision for loan and lease losses | $-305,000 | 5,879 |
| Total noninterest income | $4,079,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,551,000 | 833 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,528,000 | 1,296 |
| Total noninterest expense | $29,799,000 | 693 |
| Salaries and employee benefits | $18,523,000 | 614 |
| Premises and equipment expense | $3,794,000 | 654 |
| Additional noninterest expense | $7,482,000 | 873 |
| Pre-tax net operating income | $11,579,000 | 773 |
| Securities gains (losses) | $339,000 | 495 |
| Applicable income taxes | $3,420,000 | 696 |
| Income before extraordinary items | $8,498,000 | 841 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,498,000 | 842 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,498,000 | 841 |
| Net charge-offs | $-575,000 | 6,023 |
| Cash dividends | $2,439,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,257,310 | 848 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $28,321,000 | 687 |
| Total interest expense | $1,628,000 | 1,290 |
| Net interest income | $26,693,000 | 645 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $3,058,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,154,000 | 845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,904,000 | 1,309 |
| Total noninterest expense | $21,132,000 | 738 |
| Salaries and employee benefits | $12,513,000 | 690 |
| Premises and equipment expense | $2,956,000 | 643 |
| Additional noninterest expense | $5,663,000 | 868 |
| Pre-tax net operating income | $8,394,000 | 806 |
| Securities gains (losses) | $250,000 | 544 |
| Applicable income taxes | $2,339,000 | 746 |
| Income before extraordinary items | $6,305,000 | 853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,305,000 | 853 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,305,000 | 853 |
| Net charge-offs | $-14,000 | 5,255 |
| Cash dividends | $1,790,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,122,500 | 854 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $18,394,000 | 703 |
| Total interest expense | $992,000 | 1,419 |
| Net interest income | $17,402,000 | 657 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $2,097,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $774,000 | 826 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,323,000 | 1,288 |
| Total noninterest expense | $13,665,000 | 765 |
| Salaries and employee benefits | $8,413,000 | 686 |
| Premises and equipment expense | $1,802,000 | 702 |
| Additional noninterest expense | $3,450,000 | 949 |
| Pre-tax net operating income | $5,684,000 | 797 |
| Securities gains (losses) | $221,000 | 490 |
| Applicable income taxes | $1,908,000 | 654 |
| Income before extraordinary items | $3,997,000 | 895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,997,000 | 895 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,997,000 | 895 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $1,143,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,846,720 | 893 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 710 |
| Total interest expense | $455,000 | 1,528 |
| Net interest income | $8,623,000 | 657 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $1,000,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $387,000 | 806 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $613,000 | 1,306 |
| Total noninterest expense | $6,919,000 | 747 |
| Salaries and employee benefits | $4,302,000 | 675 |
| Premises and equipment expense | $906,000 | 700 |
| Additional noninterest expense | $1,711,000 | 933 |
| Pre-tax net operating income | $2,629,000 | 824 |
| Securities gains (losses) | $69,000 | 720 |
| Applicable income taxes | $871,000 | 685 |
| Income before extraordinary items | $1,827,000 | 933 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,827,000 | 934 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,827,000 | 934 |
| Net charge-offs | $31,000 | 1,862 |
| Cash dividends | $580,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,780,080 | 926 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $36,875,000 | 684 |
| Total interest expense | $1,900,000 | 1,555 |
| Net interest income | $34,975,000 | 629 |
| Provision for loan and lease losses | $-1,020,000 | 6,365 |
| Total noninterest income | $6,655,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,668,000 | 807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,987,000 | 753 |
| Total noninterest expense | $27,934,000 | 729 |
| Salaries and employee benefits | $16,731,000 | 659 |
| Premises and equipment expense | $3,782,000 | 650 |
| Additional noninterest expense | $7,421,000 | 885 |
| Pre-tax net operating income | $14,716,000 | 590 |
| Securities gains (losses) | $138,000 | 1,032 |
| Applicable income taxes | $5,136,000 | 490 |
| Income before extraordinary items | $9,718,000 | 704 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,718,000 | 704 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,718,000 | 704 |
| Net charge-offs | $-841,000 | 6,442 |
| Cash dividends | $10,448,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $6,483,000 | 65 |
| Net operating income | $9,628,300 | 695 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $27,554,000 | 684 |
| Total interest expense | $1,430,000 | 1,563 |
| Net interest income | $26,124,000 | 625 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $3,138,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,273,000 | 798 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,865,000 | 1,252 |
| Total noninterest expense | $21,218,000 | 721 |
| Salaries and employee benefits | $12,636,000 | 653 |
| Premises and equipment expense | $2,843,000 | 645 |
| Additional noninterest expense | $5,739,000 | 855 |
| Pre-tax net operating income | $7,969,000 | 788 |
| Securities gains (losses) | $139,000 | 806 |
| Applicable income taxes | $2,619,000 | 652 |
| Income before extraordinary items | $5,489,000 | 906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,489,000 | 905 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,489,000 | 905 |
| Net charge-offs | $-820,000 | 6,525 |
| Cash dividends | $9,962,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $6,457,000 | 52 |
| Net operating income | $5,394,480 | 898 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $18,249,000 | 682 |
| Total interest expense | $956,000 | 1,571 |
| Net interest income | $17,293,000 | 630 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $2,205,000 | 1,191 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $854,000 | 785 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,351,000 | 1,179 |
| Total noninterest expense | $14,179,000 | 710 |
| Salaries and employee benefits | $8,395,000 | 653 |
| Premises and equipment expense | $1,892,000 | 655 |
| Additional noninterest expense | $3,892,000 | 828 |
| Pre-tax net operating income | $5,244,000 | 776 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $1,694,000 | 659 |
| Income before extraordinary items | $3,589,000 | 900 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,589,000 | 900 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,589,000 | 900 |
| Net charge-offs | $-905,000 | 6,608 |
| Cash dividends | $9,516,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $6,434,000 | 38 |
| Net operating income | $3,562,480 | 887 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 697 |
| Total interest expense | $469,000 | 1,620 |
| Net interest income | $8,514,000 | 642 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $1,310,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $429,000 | 766 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $881,000 | 936 |
| Total noninterest expense | $7,083,000 | 721 |
| Salaries and employee benefits | $4,218,000 | 658 |
| Premises and equipment expense | $939,000 | 678 |
| Additional noninterest expense | $1,926,000 | 831 |
| Pre-tax net operating income | $2,666,000 | 754 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $841,000 | 643 |
| Income before extraordinary items | $1,836,000 | 853 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,836,000 | 856 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,836,000 | 854 |
| Net charge-offs | $57,000 | 1,762 |
| Cash dividends | $9,067,000 | 116 |
| Sale, conversion, retirement of capital stock, net | $6,189,000 | 20 |
| Net operating income | $1,828,410 | 838 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $37,426,000 | 659 |
| Total interest expense | $2,394,000 | 1,423 |
| Net interest income | $35,032,000 | 608 |
| Provision for loan and lease losses | $1,385,000 | 846 |
| Total noninterest income | $3,848,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,740,000 | 794 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,108,000 | 1,456 |
| Total noninterest expense | $28,944,000 | 697 |
| Salaries and employee benefits | $17,156,000 | 632 |
| Premises and equipment expense | $4,061,000 | 596 |
| Additional noninterest expense | $7,727,000 | 877 |
| Pre-tax net operating income | $8,551,000 | 903 |
| Securities gains (losses) | $324,000 | 660 |
| Applicable income taxes | $1,325,000 | 1,222 |
| Income before extraordinary items | $7,550,000 | 830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,550,000 | 832 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,550,000 | 832 |
| Net charge-offs | $630,000 | 1,749 |
| Cash dividends | $4,353,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 468 |
| Net operating income | $7,274,600 | 843 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $28,053,000 | 659 |
| Total interest expense | $1,881,000 | 1,398 |
| Net interest income | $26,172,000 | 610 |
| Provision for loan and lease losses | $1,335,000 | 708 |
| Total noninterest income | $2,856,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,318,000 | 802 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,538,000 | 1,524 |
| Total noninterest expense | $22,006,000 | 698 |
| Salaries and employee benefits | $12,827,000 | 636 |
| Premises and equipment expense | $3,285,000 | 569 |
| Additional noninterest expense | $5,894,000 | 861 |
| Pre-tax net operating income | $5,687,000 | 1,024 |
| Securities gains (losses) | $152,000 | 959 |
| Applicable income taxes | $330,000 | 2,343 |
| Income before extraordinary items | $5,509,000 | 865 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,509,000 | 866 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,509,000 | 867 |
| Net charge-offs | $711,000 | 1,283 |
| Cash dividends | $3,955,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 376 |
| Net operating income | $5,366,120 | 867 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $18,788,000 | 657 |
| Total interest expense | $1,321,000 | 1,357 |
| Net interest income | $17,467,000 | 600 |
| Provision for loan and lease losses | $1,110,000 | 630 |
| Total noninterest income | $1,920,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $885,000 | 782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,035,000 | 1,543 |
| Total noninterest expense | $15,068,000 | 686 |
| Salaries and employee benefits | $8,729,000 | 626 |
| Premises and equipment expense | $2,258,000 | 549 |
| Additional noninterest expense | $4,081,000 | 823 |
| Pre-tax net operating income | $3,209,000 | 1,161 |
| Securities gains (losses) | $115,000 | 1,019 |
| Applicable income taxes | $959,000 | 971 |
| Income before extraordinary items | $2,365,000 | 1,279 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,365,000 | 1,282 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,365,000 | 1,282 |
| Net charge-offs | $489,000 | 1,274 |
| Cash dividends | $3,342,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 291 |
| Net operating income | $2,283,350 | 1,274 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 661 |
| Total interest expense | $683,000 | 1,357 |
| Net interest income | $8,732,000 | 602 |
| Provision for loan and lease losses | $600,000 | 594 |
| Total noninterest income | $917,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $445,000 | 770 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $472,000 | 1,640 |
| Total noninterest expense | $7,730,000 | 681 |
| Salaries and employee benefits | $4,416,000 | 622 |
| Premises and equipment expense | $1,190,000 | 523 |
| Additional noninterest expense | $2,124,000 | 802 |
| Pre-tax net operating income | $1,319,000 | 1,361 |
| Securities gains (losses) | $42,000 | 1,000 |
| Applicable income taxes | $422,000 | 1,045 |
| Income before extraordinary items | $939,000 | 1,574 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $939,000 | 1,577 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $939,000 | 1,576 |
| Net charge-offs | $367,000 | 927 |
| Cash dividends | $456,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $910,020 | 1,549 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,686,000 | 779 |
| Total interest expense | $2,727,000 | 1,628 |
| Net interest income | $30,959,000 | 696 |
| Provision for loan and lease losses | $1,833,000 | 1,144 |
| Total noninterest income | $8,056,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,003,000 | 721 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,053,000 | 709 |
| Total noninterest expense | $27,606,000 | 733 |
| Salaries and employee benefits | $15,432,000 | 677 |
| Premises and equipment expense | $3,697,000 | 653 |
| Additional noninterest expense | $8,477,000 | 832 |
| Pre-tax net operating income | $9,576,000 | 749 |
| Securities gains (losses) | $958,000 | 545 |
| Applicable income taxes | $1,687,000 | 1,003 |
| Income before extraordinary items | $8,847,000 | 681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,847,000 | 681 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,847,000 | 681 |
| Net charge-offs | $2,606,000 | 940 |
| Cash dividends | $1,279,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $8,042,280 | 703 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $24,188,000 | 828 |
| Total interest expense | $2,001,000 | 1,722 |
| Net interest income | $22,187,000 | 737 |
| Provision for loan and lease losses | $1,200,000 | 1,254 |
| Total noninterest income | $7,138,000 | 708 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,548,000 | 693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,590,000 | 598 |
| Total noninterest expense | $20,112,000 | 748 |
| Salaries and employee benefits | $11,151,000 | 697 |
| Premises and equipment expense | $2,641,000 | 691 |
| Additional noninterest expense | $6,320,000 | 829 |
| Pre-tax net operating income | $8,013,000 | 699 |
| Securities gains (losses) | $898,000 | 454 |
| Applicable income taxes | $1,394,000 | 960 |
| Income before extraordinary items | $7,517,000 | 635 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,517,000 | 633 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,517,000 | 635 |
| Net charge-offs | $2,515,000 | 774 |
| Cash dividends | $825,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $6,762,680 | 658 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $15,799,000 | 849 |
| Total interest expense | $1,337,000 | 1,769 |
| Net interest income | $14,462,000 | 755 |
| Provision for loan and lease losses | $800,000 | 1,285 |
| Total noninterest income | $2,491,000 | 1,126 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,054,000 | 676 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,437,000 | 1,172 |
| Total noninterest expense | $13,494,000 | 744 |
| Salaries and employee benefits | $7,419,000 | 698 |
| Premises and equipment expense | $1,767,000 | 690 |
| Additional noninterest expense | $4,308,000 | 812 |
| Pre-tax net operating income | $2,659,000 | 1,330 |
| Securities gains (losses) | $809,000 | 347 |
| Applicable income taxes | $904,000 | 965 |
| Income before extraordinary items | $2,564,000 | 1,175 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,564,000 | 1,174 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,564,000 | 1,174 |
| Net charge-offs | $2,239,000 | 635 |
| Cash dividends | $579,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,965,340 | 1,419 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,900,000 | 849 |
| Total interest expense | $684,000 | 1,791 |
| Net interest income | $7,216,000 | 764 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $1,415,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $540,000 | 663 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $875,000 | 1,004 |
| Total noninterest expense | $7,041,000 | 709 |
| Salaries and employee benefits | $3,774,000 | 695 |
| Premises and equipment expense | $890,000 | 685 |
| Additional noninterest expense | $2,377,000 | 728 |
| Pre-tax net operating income | $1,190,000 | 1,458 |
| Securities gains (losses) | $484,000 | 290 |
| Applicable income taxes | $390,000 | 1,093 |
| Income before extraordinary items | $1,284,000 | 1,151 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,284,000 | 1,151 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,284,000 | 1,151 |
| Net charge-offs | $2,010,000 | 405 |
| Cash dividends | $210,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $911,320 | 1,497 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $33,018,000 | 837 |
| Total interest expense | $3,326,000 | 1,773 |
| Net interest income | $29,692,000 | 735 |
| Provision for loan and lease losses | $1,750,000 | 1,718 |
| Total noninterest income | $4,004,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,235,000 | 661 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,769,000 | 1,481 |
| Total noninterest expense | $26,536,000 | 744 |
| Salaries and employee benefits | $13,726,000 | 717 |
| Premises and equipment expense | $3,451,000 | 721 |
| Additional noninterest expense | $9,359,000 | 765 |
| Pre-tax net operating income | $5,410,000 | 1,101 |
| Securities gains (losses) | $479,000 | 816 |
| Applicable income taxes | $1,570,000 | 960 |
| Income before extraordinary items | $4,319,000 | 1,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,319,000 | 1,162 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,319,000 | 1,163 |
| Net charge-offs | $1,377,000 | 1,995 |
| Cash dividends | $1,269,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,969,330 | 1,183 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $24,816,000 | 858 |
| Total interest expense | $2,583,000 | 1,782 |
| Net interest income | $22,233,000 | 746 |
| Provision for loan and lease losses | $1,300,000 | 1,655 |
| Total noninterest income | $3,132,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,677,000 | 660 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,455,000 | 1,375 |
| Total noninterest expense | $20,018,000 | 729 |
| Salaries and employee benefits | $10,322,000 | 718 |
| Premises and equipment expense | $2,549,000 | 742 |
| Additional noninterest expense | $7,147,000 | 737 |
| Pre-tax net operating income | $4,047,000 | 1,138 |
| Securities gains (losses) | $320,000 | 890 |
| Applicable income taxes | $1,142,000 | 984 |
| Income before extraordinary items | $3,225,000 | 1,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,225,000 | 1,191 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,225,000 | 1,191 |
| Net charge-offs | $1,178,000 | 1,742 |
| Cash dividends | $1,058,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,988,200 | 1,232 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $16,545,000 | 867 |
| Total interest expense | $1,741,000 | 1,833 |
| Net interest income | $14,804,000 | 751 |
| Provision for loan and lease losses | $850,000 | 1,656 |
| Total noninterest income | $2,032,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,078,000 | 681 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $954,000 | 1,385 |
| Total noninterest expense | $13,312,000 | 745 |
| Salaries and employee benefits | $6,909,000 | 723 |
| Premises and equipment expense | $1,684,000 | 753 |
| Additional noninterest expense | $4,719,000 | 760 |
| Pre-tax net operating income | $2,674,000 | 1,118 |
| Securities gains (losses) | $151,000 | 878 |
| Applicable income taxes | $797,000 | 921 |
| Income before extraordinary items | $2,028,000 | 1,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,028,000 | 1,233 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,028,000 | 1,233 |
| Net charge-offs | $655,000 | 1,857 |
| Cash dividends | $494,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,919,280 | 1,245 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,246,000 | 877 |
| Total interest expense | $884,000 | 1,872 |
| Net interest income | $7,362,000 | 750 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $1,056,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $490,000 | 736 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $566,000 | 1,239 |
| Total noninterest expense | $6,829,000 | 728 |
| Salaries and employee benefits | $3,486,000 | 718 |
| Premises and equipment expense | $834,000 | 776 |
| Additional noninterest expense | $2,509,000 | 719 |
| Pre-tax net operating income | $1,139,000 | 1,271 |
| Securities gains (losses) | $22,000 | 1,067 |
| Applicable income taxes | $347,000 | 991 |
| Income before extraordinary items | $814,000 | 1,467 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $814,000 | 1,467 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $814,000 | 1,467 |
| Net charge-offs | $190,000 | 2,161 |
| Cash dividends | $330,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $798,600 | 1,439 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $34,568,000 | 879 |
| Total interest expense | $5,383,000 | 1,543 |
| Net interest income | $29,185,000 | 755 |
| Provision for loan and lease losses | $1,854,000 | 2,177 |
| Total noninterest income | $2,990,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,878,000 | 804 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,112,000 | 2,053 |
| Total noninterest expense | $26,044,000 | 765 |
| Salaries and employee benefits | $13,603,000 | 712 |
| Premises and equipment expense | $3,277,000 | 784 |
| Additional noninterest expense | $9,164,000 | 812 |
| Pre-tax net operating income | $4,277,000 | 1,187 |
| Securities gains (losses) | $619,000 | 738 |
| Applicable income taxes | $1,227,000 | 1,047 |
| Income before extraordinary items | $3,669,000 | 1,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,669,000 | 1,175 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,669,000 | 1,177 |
| Net charge-offs | $2,159,000 | 1,777 |
| Cash dividends | $1,249,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,204,750 | 1,279 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,133,000 | 881 |
| Total interest expense | $4,368,000 | 1,483 |
| Net interest income | $21,765,000 | 757 |
| Provision for loan and lease losses | $1,029,000 | 2,469 |
| Total noninterest income | $2,106,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,425,000 | 809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $681,000 | 2,305 |
| Total noninterest expense | $19,710,000 | 746 |
| Salaries and employee benefits | $10,399,000 | 692 |
| Premises and equipment expense | $2,468,000 | 781 |
| Additional noninterest expense | $6,843,000 | 797 |
| Pre-tax net operating income | $3,132,000 | 1,265 |
| Securities gains (losses) | $492,000 | 751 |
| Applicable income taxes | $855,000 | 1,139 |
| Income before extraordinary items | $2,769,000 | 1,216 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,769,000 | 1,220 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,769,000 | 1,220 |
| Net charge-offs | $1,608,000 | 1,720 |
| Cash dividends | $919,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,395,080 | 1,333 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,479,000 | 887 |
| Total interest expense | $3,030,000 | 1,479 |
| Net interest income | $14,449,000 | 762 |
| Provision for loan and lease losses | $565,000 | 2,684 |
| Total noninterest income | $1,255,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $951,000 | 820 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $304,000 | 2,824 |
| Total noninterest expense | $13,128,000 | 739 |
| Salaries and employee benefits | $6,980,000 | 684 |
| Premises and equipment expense | $1,671,000 | 785 |
| Additional noninterest expense | $4,477,000 | 803 |
| Pre-tax net operating income | $2,011,000 | 1,298 |
| Securities gains (losses) | $162,000 | 1,077 |
| Applicable income taxes | $429,000 | 1,376 |
| Income before extraordinary items | $1,744,000 | 1,271 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,744,000 | 1,272 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,744,000 | 1,272 |
| Net charge-offs | $1,318,000 | 1,486 |
| Cash dividends | $597,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,614,400 | 1,319 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,690,000 | 909 |
| Total interest expense | $1,698,000 | 1,384 |
| Net interest income | $6,992,000 | 790 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $799,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $489,000 | 796 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $310,000 | 1,796 |
| Total noninterest expense | $6,376,000 | 776 |
| Salaries and employee benefits | $3,502,000 | 686 |
| Premises and equipment expense | $838,000 | 802 |
| Additional noninterest expense | $2,036,000 | 878 |
| Pre-tax net operating income | $1,165,000 | 1,131 |
| Securities gains (losses) | $108,000 | 756 |
| Applicable income taxes | $268,000 | 1,140 |
| Income before extraordinary items | $1,005,000 | 1,086 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,005,000 | 1,087 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,005,000 | 1,088 |
| Net charge-offs | $983,000 | 1,051 |
| Cash dividends | $323,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $919,680 | 1,165 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,863,000 | 941 |
| Total interest expense | $9,011,000 | 1,323 |
| Net interest income | $26,852,000 | 805 |
| Provision for loan and lease losses | $4,596,000 | 1,515 |
| Total noninterest income | $1,926,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,055,000 | 837 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-129,000 | 7,630 |
| Total noninterest expense | $25,179,000 | 837 |
| Salaries and employee benefits | $13,359,000 | 728 |
| Premises and equipment expense | $3,335,000 | 809 |
| Additional noninterest expense | $8,485,000 | 930 |
| Pre-tax net operating income | $-997,000 | 6,260 |
| Securities gains (losses) | $997,000 | 503 |
| Applicable income taxes | $-587,000 | 7,097 |
| Income before extraordinary items | $587,000 | 3,626 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $587,000 | 3,624 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $587,000 | 3,624 |
| Net charge-offs | $1,842,000 | 2,132 |
| Cash dividends | $1,385,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 75 |
| Net operating income | $-410,000 | 6,020 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,854,000 | 959 |
| Total interest expense | $6,974,000 | 1,346 |
| Net interest income | $19,880,000 | 821 |
| Provision for loan and lease losses | $3,696,000 | 1,300 |
| Total noninterest income | $1,673,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,558,000 | 824 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $18,947,000 | 828 |
| Salaries and employee benefits | $10,000,000 | 742 |
| Premises and equipment expense | $2,513,000 | 821 |
| Additional noninterest expense | $6,434,000 | 876 |
| Pre-tax net operating income | $-1,090,000 | 6,699 |
| Securities gains (losses) | $905,000 | 420 |
| Applicable income taxes | $-247,000 | 7,150 |
| Income before extraordinary items | $62,000 | 5,500 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $62,000 | 5,500 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $62,000 | 5,500 |
| Net charge-offs | $1,347,000 | 1,880 |
| Cash dividends | $1,063,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 60 |
| Net operating income | $-517,200 | 6,436 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,558,000 | 997 |
| Total interest expense | $4,681,000 | 1,418 |
| Net interest income | $12,877,000 | 844 |
| Provision for loan and lease losses | $2,900,000 | 1,109 |
| Total noninterest income | $968,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,051,000 | 799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-83,000 | 7,947 |
| Total noninterest expense | $12,814,000 | 836 |
| Salaries and employee benefits | $6,750,000 | 747 |
| Premises and equipment expense | $1,673,000 | 841 |
| Additional noninterest expense | $4,391,000 | 868 |
| Pre-tax net operating income | $-1,869,000 | 7,349 |
| Securities gains (losses) | $246,000 | 891 |
| Applicable income taxes | $-422,000 | 7,537 |
| Income before extraordinary items | $-1,201,000 | 7,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,201,000 | 7,227 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,201,000 | 7,227 |
| Net charge-offs | $880,000 | 1,736 |
| Cash dividends | $748,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 43 |
| Net operating income | $-1,383,040 | 7,293 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,913,000 | 995 |
| Total interest expense | $2,319,000 | 1,492 |
| Net interest income | $6,594,000 | 819 |
| Provision for loan and lease losses | $2,140,000 | 716 |
| Total noninterest income | $131,000 | 4,701 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $547,000 | 732 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-416,000 | 8,187 |
| Total noninterest expense | $6,221,000 | 821 |
| Salaries and employee benefits | $3,448,000 | 728 |
| Premises and equipment expense | $834,000 | 853 |
| Additional noninterest expense | $1,939,000 | 849 |
| Pre-tax net operating income | $-1,636,000 | 7,768 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $-427,000 | 7,867 |
| Income before extraordinary items | $-1,205,000 | 7,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,205,000 | 7,761 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,205,000 | 7,760 |
| Net charge-offs | $489,000 | 1,382 |
| Cash dividends | $455,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 19 |
| Net operating income | $-1,207,960 | 7,757 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,431,000 | 944 |
| Total interest expense | $11,508,000 | 1,423 |
| Net interest income | $27,923,000 | 777 |
| Provision for loan and lease losses | $3,045,000 | 1,375 |
| Total noninterest income | $5,110,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,181,000 | 810 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,929,000 | 990 |
| Total noninterest expense | $24,995,000 | 795 |
| Salaries and employee benefits | $14,216,000 | 693 |
| Premises and equipment expense | $3,376,000 | 815 |
| Additional noninterest expense | $7,403,000 | 879 |
| Pre-tax net operating income | $4,993,000 | 1,109 |
| Securities gains (losses) | $-290,000 | 7,419 |
| Applicable income taxes | $625,000 | 1,625 |
| Income before extraordinary items | $4,078,000 | 1,016 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,078,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,608,000 | 1,484 |
| Cash dividends | $3,473,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,330,300 | 1,019 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,817,000 | 965 |
| Total interest expense | $8,888,000 | 1,432 |
| Net interest income | $20,929,000 | 792 |
| Provision for loan and lease losses | $1,590,000 | 1,369 |
| Total noninterest income | $3,459,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,629,000 | 820 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,830,000 | 1,182 |
| Total noninterest expense | $18,846,000 | 777 |
| Salaries and employee benefits | $10,682,000 | 706 |
| Premises and equipment expense | $2,499,000 | 826 |
| Additional noninterest expense | $5,665,000 | 825 |
| Pre-tax net operating income | $3,952,000 | 1,258 |
| Securities gains (losses) | $-294,000 | 7,662 |
| Applicable income taxes | $547,000 | 1,790 |
| Income before extraordinary items | $3,111,000 | 1,179 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,111,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,197,000 | 1,160 |
| Cash dividends | $3,030,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,360,900 | 1,180 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,029,000 | 972 |
| Total interest expense | $6,162,000 | 1,431 |
| Net interest income | $13,867,000 | 796 |
| Provision for loan and lease losses | $1,290,000 | 1,046 |
| Total noninterest income | $2,257,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,064,000 | 811 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,193,000 | 1,242 |
| Total noninterest expense | $12,405,000 | 784 |
| Salaries and employee benefits | $7,072,000 | 717 |
| Premises and equipment expense | $1,660,000 | 833 |
| Additional noninterest expense | $3,673,000 | 816 |
| Pre-tax net operating income | $2,429,000 | 1,419 |
| Securities gains (losses) | $139,000 | 781 |
| Applicable income taxes | $539,000 | 1,514 |
| Income before extraordinary items | $2,029,000 | 1,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,029,000 | 1,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,128,000 | 795 |
| Cash dividends | $1,436,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,919,190 | 1,413 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,372,000 | 964 |
| Total interest expense | $3,322,000 | 1,417 |
| Net interest income | $7,050,000 | 775 |
| Provision for loan and lease losses | $990,000 | 627 |
| Total noninterest income | $1,122,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $537,000 | 797 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $585,000 | 1,255 |
| Total noninterest expense | $6,153,000 | 777 |
| Salaries and employee benefits | $3,494,000 | 729 |
| Premises and equipment expense | $828,000 | 840 |
| Additional noninterest expense | $1,831,000 | 786 |
| Pre-tax net operating income | $1,029,000 | 1,739 |
| Securities gains (losses) | $138,000 | 571 |
| Applicable income taxes | $257,000 | 1,654 |
| Income before extraordinary items | $910,000 | 1,632 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $910,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,143,000 | 424 |
| Cash dividends | $891,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $802,360 | 1,745 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,289,000 | 997 |
| Total interest expense | $13,657,000 | 1,469 |
| Net interest income | $28,632,000 | 770 |
| Provision for loan and lease losses | $690,000 | 1,874 |
| Total noninterest income | $4,295,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,901,000 | 938 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,394,000 | 1,202 |
| Total noninterest expense | $23,108,000 | 794 |
| Salaries and employee benefits | $12,710,000 | 775 |
| Premises and equipment expense | $3,102,000 | 852 |
| Additional noninterest expense | $7,296,000 | 792 |
| Pre-tax net operating income | $9,129,000 | 929 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $2,386,000 | 971 |
| Income before extraordinary items | $6,747,000 | 970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,747,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,543 |
| Cash dividends | $2,636,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,744,040 | 958 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,438,000 | 1,011 |
| Total interest expense | $10,046,000 | 1,504 |
| Net interest income | $21,392,000 | 777 |
| Provision for loan and lease losses | $510,000 | 1,545 |
| Total noninterest income | $3,235,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,418,000 | 930 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,817,000 | 1,199 |
| Total noninterest expense | $17,279,000 | 792 |
| Salaries and employee benefits | $9,544,000 | 770 |
| Premises and equipment expense | $2,271,000 | 865 |
| Additional noninterest expense | $5,464,000 | 774 |
| Pre-tax net operating income | $6,838,000 | 1,008 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $1,816,000 | 1,035 |
| Income before extraordinary items | $5,026,000 | 1,048 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,026,000 | 1,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $2,036,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,023,080 | 1,033 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,558,000 | 1,044 |
| Total interest expense | $6,516,000 | 1,539 |
| Net interest income | $14,042,000 | 806 |
| Provision for loan and lease losses | $330,000 | 1,431 |
| Total noninterest income | $2,146,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $921,000 | 966 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,225,000 | 1,207 |
| Total noninterest expense | $11,544,000 | 804 |
| Salaries and employee benefits | $6,310,000 | 798 |
| Premises and equipment expense | $1,492,000 | 892 |
| Additional noninterest expense | $3,742,000 | 767 |
| Pre-tax net operating income | $4,314,000 | 1,104 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,107,000 | 1,183 |
| Income before extraordinary items | $3,207,000 | 1,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,207,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $1,107,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,207,000 | 1,098 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,904,000 | 1,077 |
| Total interest expense | $3,086,000 | 1,620 |
| Net interest income | $6,818,000 | 823 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $1,004,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $449,000 | 958 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $555,000 | 1,265 |
| Total noninterest expense | $5,750,000 | 810 |
| Salaries and employee benefits | $3,217,000 | 787 |
| Premises and equipment expense | $713,000 | 932 |
| Additional noninterest expense | $1,820,000 | 761 |
| Pre-tax net operating income | $1,922,000 | 1,222 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $455,000 | 1,382 |
| Income before extraordinary items | $1,467,000 | 1,206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,467,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $856,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,467,000 | 1,189 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,196,000 | 1,059 |
| Total interest expense | $9,821,000 | 1,704 |
| Net interest income | $27,375,000 | 810 |
| Provision for loan and lease losses | $510,000 | 1,870 |
| Total noninterest income | $6,271,000 | 908 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,799,000 | 990 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,472,000 | 736 |
| Total noninterest expense | $21,907,000 | 808 |
| Salaries and employee benefits | $12,273,000 | 771 |
| Premises and equipment expense | $2,965,000 | 853 |
| Additional noninterest expense | $6,669,000 | 808 |
| Pre-tax net operating income | $11,229,000 | 890 |
| Securities gains (losses) | $-11,000 | 7,326 |
| Applicable income taxes | $3,608,000 | 818 |
| Income before extraordinary items | $7,610,000 | 981 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,610,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $1,172,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,617,480 | 970 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,266,000 | 1,084 |
| Total interest expense | $6,905,000 | 1,773 |
| Net interest income | $20,361,000 | 833 |
| Provision for loan and lease losses | $390,000 | 1,736 |
| Total noninterest income | $5,190,000 | 855 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,365,000 | 975 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,825,000 | 675 |
| Total noninterest expense | $16,245,000 | 824 |
| Salaries and employee benefits | $9,190,000 | 792 |
| Premises and equipment expense | $2,193,000 | 870 |
| Additional noninterest expense | $4,862,000 | 835 |
| Pre-tax net operating income | $8,916,000 | 873 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,872,000 | 820 |
| Income before extraordinary items | $6,044,000 | 959 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,044,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $1,172,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,044,000 | 944 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,765,000 | 1,085 |
| Total interest expense | $4,120,000 | 1,858 |
| Net interest income | $13,645,000 | 830 |
| Provision for loan and lease losses | $270,000 | 1,643 |
| Total noninterest income | $4,151,000 | 728 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $907,000 | 963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,244,000 | 569 |
| Total noninterest expense | $10,872,000 | 824 |
| Salaries and employee benefits | $6,202,000 | 782 |
| Premises and equipment expense | $1,473,000 | 865 |
| Additional noninterest expense | $3,197,000 | 844 |
| Pre-tax net operating income | $6,654,000 | 787 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,085,000 | 773 |
| Income before extraordinary items | $4,569,000 | 853 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,569,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $1,016,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,569,000 | 836 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 1,059 |
| Total interest expense | $1,951,000 | 1,869 |
| Net interest income | $6,886,000 | 820 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $2,316,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $445,000 | 959 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,871,000 | 515 |
| Total noninterest expense | $5,524,000 | 808 |
| Salaries and employee benefits | $3,174,000 | 759 |
| Premises and equipment expense | $750,000 | 847 |
| Additional noninterest expense | $1,600,000 | 835 |
| Pre-tax net operating income | $3,528,000 | 746 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,075,000 | 750 |
| Income before extraordinary items | $2,453,000 | 772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,453,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $810,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,453,000 | 760 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,732,000 | 1,072 |
| Total interest expense | $5,533,000 | 2,024 |
| Net interest income | $25,199,000 | 850 |
| Provision for loan and lease losses | $600,000 | 1,622 |
| Total noninterest income | $3,942,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,703,000 | 1,038 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,239,000 | 1,251 |
| Total noninterest expense | $20,266,000 | 835 |
| Salaries and employee benefits | $11,327,000 | 794 |
| Premises and equipment expense | $2,619,000 | 917 |
| Additional noninterest expense | $6,320,000 | 824 |
| Pre-tax net operating income | $8,275,000 | 1,169 |
| Securities gains (losses) | $-101,000 | 8,433 |
| Applicable income taxes | $2,429,000 | 1,163 |
| Income before extraordinary items | $5,745,000 | 1,256 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,745,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $2,269,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,815,700 | 1,217 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,004,000 | 1,085 |
| Total interest expense | $3,740,000 | 2,100 |
| Net interest income | $18,264,000 | 867 |
| Provision for loan and lease losses | $435,000 | 1,606 |
| Total noninterest income | $2,892,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,300,000 | 1,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,592,000 | 1,300 |
| Total noninterest expense | $15,123,000 | 831 |
| Salaries and employee benefits | $8,423,000 | 792 |
| Premises and equipment expense | $1,899,000 | 936 |
| Additional noninterest expense | $4,801,000 | 799 |
| Pre-tax net operating income | $5,598,000 | 1,284 |
| Securities gains (losses) | $-51,000 | 8,486 |
| Applicable income taxes | $1,684,000 | 1,256 |
| Income before extraordinary items | $3,863,000 | 1,387 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,863,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,163 |
| Cash dividends | $2,269,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,898,700 | 1,354 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,970,000 | 1,113 |
| Total interest expense | $2,173,000 | 2,252 |
| Net interest income | $11,797,000 | 887 |
| Provision for loan and lease losses | $270,000 | 1,671 |
| Total noninterest income | $1,911,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $866,000 | 987 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,045,000 | 1,302 |
| Total noninterest expense | $10,057,000 | 828 |
| Salaries and employee benefits | $5,604,000 | 794 |
| Premises and equipment expense | $1,201,000 | 975 |
| Additional noninterest expense | $3,252,000 | 795 |
| Pre-tax net operating income | $3,381,000 | 1,388 |
| Securities gains (losses) | $-66,000 | 8,652 |
| Applicable income taxes | $1,010,000 | 1,364 |
| Income before extraordinary items | $2,305,000 | 1,499 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,305,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $1,884,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,351,200 | 1,452 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 1,180 |
| Total interest expense | $965,000 | 2,410 |
| Net interest income | $5,550,000 | 937 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $904,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $431,000 | 954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $473,000 | 1,377 |
| Total noninterest expense | $4,833,000 | 861 |
| Salaries and employee benefits | $2,802,000 | 790 |
| Premises and equipment expense | $546,000 | 1,100 |
| Additional noninterest expense | $1,485,000 | 841 |
| Pre-tax net operating income | $1,501,000 | 1,517 |
| Securities gains (losses) | $-66,000 | 8,810 |
| Applicable income taxes | $415,000 | 1,570 |
| Income before extraordinary items | $1,020,000 | 1,639 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,020,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,554 |
| Cash dividends | $1,499,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,066,860 | 1,557 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,109,000 | 1,176 |
| Total interest expense | $2,533,000 | 3,028 |
| Net interest income | $21,576,000 | 913 |
| Provision for loan and lease losses | $480,000 | 2,016 |
| Total noninterest income | $3,754,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,966,000 | 885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,788,000 | 1,435 |
| Total noninterest expense | $18,545,000 | 880 |
| Salaries and employee benefits | $10,511,000 | 814 |
| Premises and equipment expense | $2,221,000 | 1,038 |
| Additional noninterest expense | $5,813,000 | 859 |
| Pre-tax net operating income | $6,305,000 | 1,374 |
| Securities gains (losses) | $-31,000 | 8,491 |
| Applicable income taxes | $1,613,000 | 1,524 |
| Income before extraordinary items | $4,661,000 | 1,379 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,661,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,510 |
| Cash dividends | $3,446,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,683,940 | 1,337 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,628,000 | 1,178 |
| Total interest expense | $1,778,000 | 3,139 |
| Net interest income | $15,850,000 | 934 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $2,836,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,509,000 | 865 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,327,000 | 1,454 |
| Total noninterest expense | $14,105,000 | 863 |
| Salaries and employee benefits | $7,970,000 | 804 |
| Premises and equipment expense | $1,652,000 | 1,047 |
| Additional noninterest expense | $4,483,000 | 833 |
| Pre-tax net operating income | $4,221,000 | 1,526 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,043,000 | 1,714 |
| Income before extraordinary items | $3,178,000 | 1,529 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,178,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,130 |
| Cash dividends | $2,328,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,178,000 | 1,485 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,422,000 | 1,200 |
| Total interest expense | $1,139,000 | 3,207 |
| Net interest income | $10,283,000 | 947 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $1,880,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,057,000 | 825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $823,000 | 1,522 |
| Total noninterest expense | $9,483,000 | 858 |
| Salaries and employee benefits | $5,349,000 | 795 |
| Premises and equipment expense | $1,093,000 | 1,058 |
| Additional noninterest expense | $3,041,000 | 812 |
| Pre-tax net operating income | $2,440,000 | 1,729 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $571,000 | 2,013 |
| Income before extraordinary items | $1,869,000 | 1,710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,869,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 871 |
| Cash dividends | $1,525,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,869,000 | 1,649 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,737,000 | 1,207 |
| Total interest expense | $563,000 | 3,279 |
| Net interest income | $5,174,000 | 955 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $923,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $543,000 | 779 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $380,000 | 1,588 |
| Total noninterest expense | $4,743,000 | 866 |
| Salaries and employee benefits | $2,688,000 | 809 |
| Premises and equipment expense | $573,000 | 1,022 |
| Additional noninterest expense | $1,482,000 | 829 |
| Pre-tax net operating income | $1,234,000 | 1,677 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $330,000 | 1,800 |
| Income before extraordinary items | $904,000 | 1,734 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $904,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 513 |
| Cash dividends | $905,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $904,000 | 1,652 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,867,000 | 1,248 |
| Total interest expense | $2,658,000 | 3,187 |
| Net interest income | $20,209,000 | 947 |
| Provision for loan and lease losses | $780,000 | 1,488 |
| Total noninterest income | $3,861,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,193,000 | 786 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,668,000 | 1,678 |
| Total noninterest expense | $17,914,000 | 897 |
| Salaries and employee benefits | $10,572,000 | 798 |
| Premises and equipment expense | $2,307,000 | 995 |
| Additional noninterest expense | $5,035,000 | 1,013 |
| Pre-tax net operating income | $5,376,000 | 1,525 |
| Securities gains (losses) | $165,000 | 1,475 |
| Applicable income taxes | $1,397,000 | 1,720 |
| Income before extraordinary items | $4,144,000 | 1,513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,144,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $892,000 | 1,010 |
| Cash dividends | $1,469,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $-1,040,000 | 9,154 |
| Net operating income | $4,020,250 | 1,487 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,192,000 | 1,270 |
| Total interest expense | $2,089,000 | 3,177 |
| Net interest income | $15,103,000 | 966 |
| Provision for loan and lease losses | $780,000 | 1,113 |
| Total noninterest income | $2,942,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,648,000 | 792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,294,000 | 1,703 |
| Total noninterest expense | $13,600,000 | 899 |
| Salaries and employee benefits | $8,164,000 | 790 |
| Premises and equipment expense | $1,729,000 | 1,002 |
| Additional noninterest expense | $3,707,000 | 1,035 |
| Pre-tax net operating income | $3,665,000 | 1,706 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $906,000 | 2,012 |
| Income before extraordinary items | $2,759,000 | 1,742 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,759,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $876,000 | 756 |
| Cash dividends | $1,166,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $-850,000 | 9,209 |
| Net operating income | $2,759,000 | 1,644 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,497,000 | 1,283 |
| Total interest expense | $1,462,000 | 3,125 |
| Net interest income | $10,035,000 | 969 |
| Provision for loan and lease losses | $740,000 | 834 |
| Total noninterest income | $1,938,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,111,000 | 769 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $827,000 | 1,743 |
| Total noninterest expense | $9,234,000 | 882 |
| Salaries and employee benefits | $5,626,000 | 772 |
| Premises and equipment expense | $1,159,000 | 990 |
| Additional noninterest expense | $2,449,000 | 1,041 |
| Pre-tax net operating income | $1,999,000 | 2,038 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $501,000 | 2,308 |
| Income before extraordinary items | $1,498,000 | 2,116 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,498,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 587 |
| Cash dividends | $878,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,498,000 | 2,001 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 1,277 |
| Total interest expense | $750,000 | 3,125 |
| Net interest income | $5,063,000 | 960 |
| Provision for loan and lease losses | $620,000 | 529 |
| Total noninterest income | $979,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $573,000 | 726 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $406,000 | 1,723 |
| Total noninterest expense | $4,597,000 | 886 |
| Salaries and employee benefits | $2,831,000 | 770 |
| Premises and equipment expense | $576,000 | 1,001 |
| Additional noninterest expense | $1,190,000 | 1,038 |
| Pre-tax net operating income | $825,000 | 2,406 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $207,000 | 2,633 |
| Income before extraordinary items | $618,000 | 2,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $292,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $618,000 | 2,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,159,000 | 1,171 |
| Total interest expense | $4,282,000 | 2,587 |
| Net interest income | $21,877,000 | 892 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $3,187,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,589,000 | 1,008 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,598,000 | 1,569 |
| Total noninterest expense | $18,528,000 | 849 |
| Salaries and employee benefits | $10,604,000 | 764 |
| Premises and equipment expense | $3,254,000 | 677 |
| Additional noninterest expense | $4,670,000 | 1,055 |
| Pre-tax net operating income | $6,386,000 | 1,322 |
| Securities gains (losses) | $121,000 | 1,579 |
| Applicable income taxes | $1,510,000 | 1,643 |
| Income before extraordinary items | $4,997,000 | 1,262 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,997,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,387 |
| Cash dividends | $1,756,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,903,830 | 1,231 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $30,844,000 | 1,107 |
| Total interest expense | $7,935,000 | 2,030 |
| Net interest income | $22,909,000 | 772 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $3,024,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,143,000 | 1,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,881,000 | 1,302 |
| Total noninterest expense | $17,911,000 | 844 |
| Salaries and employee benefits | $10,532,000 | 714 |
| Premises and equipment expense | $3,026,000 | 710 |
| Additional noninterest expense | $4,353,000 | 1,095 |
| Pre-tax net operating income | $7,722,000 | 977 |
| Securities gains (losses) | $-17,000 | 9,356 |
| Applicable income taxes | $2,126,000 | 1,118 |
| Income before extraordinary items | $5,579,000 | 988 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,579,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,241 |
| Cash dividends | $2,272,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,591,240 | 941 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,863,000 | 1,138 |
| Total interest expense | $8,192,000 | 2,099 |
| Net interest income | $22,671,000 | 776 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $3,770,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,283,000 | 1,055 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,487,000 | 975 |
| Total noninterest expense | $15,977,000 | 888 |
| Salaries and employee benefits | $9,453,000 | 744 |
| Premises and equipment expense | $2,576,000 | 785 |
| Additional noninterest expense | $3,948,000 | 1,160 |
| Pre-tax net operating income | $10,039,000 | 776 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $3,263,000 | 773 |
| Income before extraordinary items | $6,775,000 | 800 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,775,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $2,803,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 684 |
| Net operating income | $6,775,670 | 798 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,587,000 | 1,182 |
| Total interest expense | $6,999,000 | 2,119 |
| Net interest income | $20,588,000 | 859 |
| Provision for loan and lease losses | $750,000 | 1,249 |
| Total noninterest income | $2,913,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,376,000 | 965 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,537,000 | 1,375 |
| Total noninterest expense | $14,519,000 | 965 |
| Salaries and employee benefits | $8,588,000 | 810 |
| Premises and equipment expense | $2,512,000 | 804 |
| Additional noninterest expense | $3,419,000 | 1,351 |
| Pre-tax net operating income | $8,232,000 | 967 |
| Securities gains (losses) | $-117,000 | 9,983 |
| Applicable income taxes | $2,887,000 | 909 |
| Income before extraordinary items | $5,228,000 | 1,054 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,228,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $2,011,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,302,880 | 1,028 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,936,000 | 1,294 |
| Total interest expense | $6,877,000 | 2,202 |
| Net interest income | $18,059,000 | 933 |
| Provision for loan and lease losses | $750,000 | 1,238 |
| Total noninterest income | $2,045,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,296,000 | 949 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $749,000 | 2,270 |
| Total noninterest expense | $13,865,000 | 979 |
| Salaries and employee benefits | $7,906,000 | 839 |
| Premises and equipment expense | $2,792,000 | 722 |
| Additional noninterest expense | $3,167,000 | 1,385 |
| Pre-tax net operating income | $5,489,000 | 1,372 |
| Securities gains (losses) | $61,000 | 1,591 |
| Applicable income taxes | $1,507,000 | 1,626 |
| Income before extraordinary items | $4,043,000 | 1,311 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,043,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,509 |
| Cash dividends | $692,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,998,470 | 1,270 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,165,000 | 1,554 |
| Total interest expense | $6,000,000 | 2,492 |
| Net interest income | $15,165,000 | 1,161 |
| Provision for loan and lease losses | $340,000 | 2,366 |
| Total noninterest income | $2,039,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,496,000 | 857 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $543,000 | 2,673 |
| Total noninterest expense | $12,135,000 | 1,097 |
| Salaries and employee benefits | $6,829,000 | 970 |
| Premises and equipment expense | $2,273,000 | 884 |
| Additional noninterest expense | $3,033,000 | 1,430 |
| Pre-tax net operating income | $4,729,000 | 1,634 |
| Securities gains (losses) | $57,000 | 1,267 |
| Applicable income taxes | $1,723,000 | 1,506 |
| Income before extraordinary items | $3,063,000 | 1,734 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,063,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $279,000 | 4,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,026,520 | 1,720 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,435,000 | 1,836 |
| Total interest expense | $5,007,000 | 2,996 |
| Net interest income | $13,428,000 | 1,331 |
| Provision for loan and lease losses | $-30,000 | 11,156 |
| Total noninterest income | $2,164,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,581,000 | 840 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $583,000 | 2,614 |
| Total noninterest expense | $11,681,000 | 1,233 |
| Salaries and employee benefits | $6,426,000 | 1,039 |
| Premises and equipment expense | $2,884,000 | 757 |
| Additional noninterest expense | $2,371,000 | 2,104 |
| Pre-tax net operating income | $3,941,000 | 1,822 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,440,000 | 1,663 |
| Income before extraordinary items | $2,501,000 | 1,978 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,501,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,615 |
| Cash dividends | $309,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,501,000 | 1,939 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,788,000 | 1,910 |
| Total interest expense | $4,239,000 | 3,505 |
| Net interest income | $13,549,000 | 1,325 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $2,508,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,641,000 | 798 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $867,000 | 1,990 |
| Total noninterest expense | $11,873,000 | 1,235 |
| Salaries and employee benefits | $6,437,000 | 1,069 |
| Premises and equipment expense | $2,158,000 | 993 |
| Additional noninterest expense | $3,278,000 | 1,574 |
| Pre-tax net operating income | $4,099,000 | 1,806 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,250,000 | 1,952 |
| Income before extraordinary items | $2,849,000 | 1,777 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,849,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $222,000 | 5,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,849,000 | 1,757 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,442,000 | 2,000 |
| Total interest expense | $3,487,000 | 3,461 |
| Net interest income | $11,955,000 | 1,507 |
| Provision for loan and lease losses | $260,000 | 2,513 |
| Total noninterest income | $2,516,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,551,000 | 839 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $965,000 | 1,881 |
| Total noninterest expense | $10,778,000 | 1,357 |
| Salaries and employee benefits | $5,697,000 | 1,186 |
| Premises and equipment expense | $1,811,000 | 1,166 |
| Additional noninterest expense | $3,270,000 | 1,685 |
| Pre-tax net operating income | $3,433,000 | 2,078 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,023,000 | 2,187 |
| Income before extraordinary items | $2,410,000 | 2,025 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,410,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,553 |
| Cash dividends | $198,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,410,000 | 2,040 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,335,000 | 2,320 |
| Total interest expense | $3,791,000 | 3,319 |
| Net interest income | $9,544,000 | 1,892 |
| Provision for loan and lease losses | $470,000 | 2,190 |
| Total noninterest income | $2,143,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,374,000 | 968 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $769,000 | 2,452 |
| Total noninterest expense | $9,738,000 | 1,558 |
| Salaries and employee benefits | $5,001,000 | 1,344 |
| Premises and equipment expense | $1,971,000 | 1,087 |
| Additional noninterest expense | $2,766,000 | 2,040 |
| Pre-tax net operating income | $1,479,000 | 4,378 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $229,000 | 7,127 |
| Income before extraordinary items | $1,250,000 | 3,866 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,250,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $625,000 | 1,546 |
| Cash dividends | $189,000 | 5,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,250,000 | 3,655 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,449,000 | 2,431 |
| Total interest expense | $4,507,000 | 3,645 |
| Net interest income | $9,942,000 | 1,841 |
| Provision for loan and lease losses | $712,000 | 2,340 |
| Total noninterest income | $1,730,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,190,000 | 1,105 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $540,000 | 3,031 |
| Total noninterest expense | $8,507,000 | 1,788 |
| Salaries and employee benefits | $4,636,000 | 1,431 |
| Premises and equipment expense | $1,786,000 | 1,222 |
| Additional noninterest expense | $2,085,000 | 2,700 |
| Pre-tax net operating income | $2,453,000 | 2,538 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $694,000 | 3,006 |
| Income before extraordinary items | $1,759,000 | 2,614 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,759,000 | 2,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 4,017 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,759,000 | 2,421 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.