Home > First National Bank of Magnolia > Income and Expense
First National Bank of Magnolia, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,737,000 | 2,071 |
| Total interest expense | $7,704,000 | 1,942 |
| Net interest income | $8,033,000 | 2,184 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $998,000 | 3,100 |
| Gross Fiduciary activities income | $11,000 | 1,259 |
| Service charges on deposit accounts | $751,000 | 1,766 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $236,000 | 4,560 |
| Total noninterest expense | $4,349,000 | 3,068 |
| Salaries and employee benefits | $2,258,000 | 3,079 |
| Premises and equipment expense | $732,000 | 2,761 |
| Additional noninterest expense | $1,359,000 | 3,103 |
| Pre-tax net operating income | $4,417,000 | 1,706 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $1,334,000 | 1,746 |
| Income before extraordinary items | $3,078,000 | 1,731 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,078,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,654 |
| Cash dividends | $3,049,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,081,500 | 1,701 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,142,000 | 2,017 |
| Total interest expense | $7,997,000 | 1,907 |
| Net interest income | $8,145,000 | 2,095 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $908,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $652,000 | 1,958 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $256,000 | 4,369 |
| Total noninterest expense | $4,062,000 | 3,170 |
| Salaries and employee benefits | $2,192,000 | 3,059 |
| Premises and equipment expense | $693,000 | 2,788 |
| Additional noninterest expense | $1,177,000 | 3,426 |
| Pre-tax net operating income | $4,866,000 | 1,517 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $1,220,000 | 1,966 |
| Income before extraordinary items | $3,693,000 | 1,432 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,693,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,782 |
| Cash dividends | $2,634,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,657,750 | 1,383 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,680,000 | 2,083 |
| Total interest expense | $7,578,000 | 2,029 |
| Net interest income | $8,102,000 | 2,160 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $983,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $701,000 | 1,860 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $282,000 | 4,072 |
| Total noninterest expense | $4,169,000 | 3,066 |
| Salaries and employee benefits | $2,155,000 | 3,078 |
| Premises and equipment expense | $625,000 | 3,032 |
| Additional noninterest expense | $1,389,000 | 2,939 |
| Pre-tax net operating income | $4,771,000 | 1,623 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,532,000 | 1,682 |
| Income before extraordinary items | $3,240,000 | 1,665 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,240,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $2,925,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,239,320 | 1,628 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,036,000 | 2,242 |
| Total interest expense | $7,465,000 | 2,104 |
| Net interest income | $7,571,000 | 2,380 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $992,000 | 3,148 |
| Gross Fiduciary activities income | $30,000 | 1,307 |
| Service charges on deposit accounts | $634,000 | 2,133 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $328,000 | 3,863 |
| Total noninterest expense | $4,210,000 | 3,188 |
| Salaries and employee benefits | $2,184,000 | 3,060 |
| Premises and equipment expense | $649,000 | 2,976 |
| Additional noninterest expense | $1,377,000 | 3,354 |
| Pre-tax net operating income | $4,148,000 | 1,734 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $1,226,000 | 1,958 |
| Income before extraordinary items | $2,934,000 | 1,691 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,934,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,570 |
| Cash dividends | $2,950,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,925,480 | 1,664 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,273,000 | 2,359 |
| Total interest expense | $7,169,000 | 2,161 |
| Net interest income | $7,104,000 | 2,527 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $870,000 | 3,450 |
| Gross Fiduciary activities income | $110,000 | 1,143 |
| Service charges on deposit accounts | $560,000 | 2,413 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $4,068,000 | 3,275 |
| Salaries and employee benefits | $2,048,000 | 3,245 |
| Premises and equipment expense | $358,000 | 4,945 |
| Additional noninterest expense | $1,662,000 | 2,800 |
| Pre-tax net operating income | $3,906,000 | 1,902 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $1,195,000 | 2,038 |
| Income before extraordinary items | $2,725,000 | 1,849 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,725,000 | 1,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,981 |
| Cash dividends | $2,700,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,715,200 | 1,833 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,051,000 | 2,333 |
| Total interest expense | $5,524,000 | 2,255 |
| Net interest income | $7,527,000 | 2,405 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $860,000 | 3,486 |
| Gross Fiduciary activities income | $115,000 | 1,150 |
| Service charges on deposit accounts | $559,000 | 2,437 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $186,000 | 5,508 |
| Total noninterest expense | $4,217,000 | 3,253 |
| Salaries and employee benefits | $1,966,000 | 3,340 |
| Premises and equipment expense | $497,000 | 3,830 |
| Additional noninterest expense | $1,754,000 | 2,892 |
| Pre-tax net operating income | $3,990,000 | 1,788 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,225,000 | 1,848 |
| Income before extraordinary items | $2,766,000 | 1,766 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,766,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $4,495,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,765,310 | 1,770 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 2,349 |
| Total interest expense | $5,353,000 | 2,415 |
| Net interest income | $7,794,000 | 2,301 |
| Provision for loan and lease losses | $410,000 | 2,419 |
| Total noninterest income | $874,000 | 3,716 |
| Gross Fiduciary activities income | $113,000 | 1,187 |
| Service charges on deposit accounts | $610,000 | 2,256 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $4,475,000 | 3,132 |
| Salaries and employee benefits | $2,054,000 | 3,200 |
| Premises and equipment expense | $401,000 | 4,702 |
| Additional noninterest expense | $2,020,000 | 2,708 |
| Pre-tax net operating income | $3,783,000 | 1,820 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $1,154,000 | 1,984 |
| Income before extraordinary items | $2,659,000 | 1,871 |
| Extraordinary gains, net | $223,000 | 938 |
| Net income | $2,882,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 1,688 |
| Cash dividends | $3,207,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,638,000 | 1,782 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,862,000 | 2,359 |
| Total interest expense | $6,745,000 | 2,503 |
| Net interest income | $8,117,000 | 2,239 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $823,000 | 3,893 |
| Gross Fiduciary activities income | $119,000 | 1,211 |
| Service charges on deposit accounts | $540,000 | 2,553 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $164,000 | 6,333 |
| Total noninterest expense | $4,579,000 | 3,110 |
| Salaries and employee benefits | $2,000,000 | 3,206 |
| Premises and equipment expense | $380,000 | 4,992 |
| Additional noninterest expense | $2,199,000 | 2,594 |
| Pre-tax net operating income | $3,671,000 | 1,686 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $1,139,000 | 1,854 |
| Income before extraordinary items | $2,609,000 | 1,751 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,609,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,676 |
| Cash dividends | $1,173,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,555,100 | 1,642 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.