Home > First National Bank of La Grange > Income and Expense
First National Bank of La Grange, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 2,601 |
| Total interest expense | $221,000 | 5,054 |
| Net interest income | $6,680,000 | 2,394 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $3,417,000 | 1,168 |
| Gross Fiduciary activities income | $2,440,000 | 261 |
| Service charges on deposit accounts | $231,000 | 3,189 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $746,000 | 2,355 |
| Total noninterest expense | $7,008,000 | 2,028 |
| Salaries and employee benefits | $4,046,000 | 1,909 |
| Premises and equipment expense | $747,000 | 2,264 |
| Additional noninterest expense | $2,215,000 | 2,057 |
| Pre-tax net operating income | $3,189,000 | 1,758 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $54,000 | 3,632 |
| Income before extraordinary items | $3,135,000 | 1,508 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,135,000 | 1,508 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,135,000 | 1,508 |
| Net charge-offs | $233,000 | 1,840 |
| Cash dividends | $3,000,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,135,000 | 1,485 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 2,641 |
| Total interest expense | $145,000 | 5,126 |
| Net interest income | $4,394,000 | 2,421 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,396,000 | 1,125 |
| Gross Fiduciary activities income | $1,610,000 | 262 |
| Service charges on deposit accounts | $152,000 | 3,196 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $634,000 | 1,974 |
| Total noninterest expense | $4,625,000 | 2,046 |
| Salaries and employee benefits | $2,686,000 | 1,924 |
| Premises and equipment expense | $512,000 | 2,232 |
| Additional noninterest expense | $1,427,000 | 2,110 |
| Pre-tax net operating income | $2,165,000 | 1,703 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $36,000 | 3,607 |
| Income before extraordinary items | $2,129,000 | 1,448 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,129,000 | 1,450 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,129,000 | 1,450 |
| Net charge-offs | $21,000 | 3,384 |
| Cash dividends | $2,000,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,129,000 | 1,424 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 2,643 |
| Total interest expense | $70,000 | 5,251 |
| Net interest income | $2,193,000 | 2,403 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $1,347,000 | 995 |
| Gross Fiduciary activities income | $800,000 | 265 |
| Service charges on deposit accounts | $76,000 | 3,174 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $471,000 | 1,475 |
| Total noninterest expense | $2,330,000 | 2,035 |
| Salaries and employee benefits | $1,344,000 | 1,933 |
| Premises and equipment expense | $266,000 | 2,184 |
| Additional noninterest expense | $720,000 | 2,092 |
| Pre-tax net operating income | $1,160,000 | 1,562 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $18,000 | 3,565 |
| Income before extraordinary items | $1,142,000 | 1,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,142,000 | 1,327 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,142,000 | 1,328 |
| Net charge-offs | $-14,000 | 5,900 |
| Cash dividends | $1,000,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,142,000 | 1,299 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 2,588 |
| Total interest expense | $328,000 | 5,244 |
| Net interest income | $8,998,000 | 2,346 |
| Provision for loan and lease losses | $105,000 | 3,638 |
| Total noninterest income | $5,131,000 | 1,111 |
| Gross Fiduciary activities income | $3,270,000 | 245 |
| Service charges on deposit accounts | $319,000 | 3,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,542,000 | 1,810 |
| Total noninterest expense | $9,153,000 | 2,068 |
| Salaries and employee benefits | $5,326,000 | 1,911 |
| Premises and equipment expense | $964,000 | 2,312 |
| Additional noninterest expense | $2,863,000 | 2,181 |
| Pre-tax net operating income | $4,871,000 | 1,458 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $72,000 | 3,595 |
| Income before extraordinary items | $4,799,000 | 1,270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,799,000 | 1,272 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,799,000 | 1,273 |
| Net charge-offs | $173,000 | 3,180 |
| Cash dividends | $3,500,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,799,000 | 1,248 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 2,631 |
| Total interest expense | $252,000 | 5,302 |
| Net interest income | $6,681,000 | 2,373 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $3,689,000 | 1,169 |
| Gross Fiduciary activities income | $2,389,000 | 249 |
| Service charges on deposit accounts | $234,000 | 3,311 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,066,000 | 1,956 |
| Total noninterest expense | $6,793,000 | 2,087 |
| Salaries and employee benefits | $4,033,000 | 1,907 |
| Premises and equipment expense | $713,000 | 2,377 |
| Additional noninterest expense | $2,047,000 | 2,260 |
| Pre-tax net operating income | $3,302,000 | 1,611 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $54,000 | 3,681 |
| Income before extraordinary items | $3,248,000 | 1,396 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,248,000 | 1,398 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,248,000 | 1,398 |
| Net charge-offs | $199,000 | 2,564 |
| Cash dividends | $2,500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,248,000 | 1,369 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 2,602 |
| Total interest expense | $175,000 | 5,300 |
| Net interest income | $4,500,000 | 2,316 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $2,467,000 | 1,171 |
| Gross Fiduciary activities income | $1,605,000 | 244 |
| Service charges on deposit accounts | $151,000 | 3,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $711,000 | 1,990 |
| Total noninterest expense | $4,503,000 | 2,094 |
| Salaries and employee benefits | $2,697,000 | 1,907 |
| Premises and equipment expense | $464,000 | 2,423 |
| Additional noninterest expense | $1,342,000 | 2,283 |
| Pre-tax net operating income | $2,314,000 | 1,532 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $36,000 | 3,667 |
| Income before extraordinary items | $2,278,000 | 1,331 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,278,000 | 1,333 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,278,000 | 1,333 |
| Net charge-offs | $207,000 | 2,063 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,278,000 | 1,277 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 2,670 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $2,197,000 | 2,386 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $1,173,000 | 1,203 |
| Gross Fiduciary activities income | $765,000 | 250 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $338,000 | 2,065 |
| Total noninterest expense | $2,198,000 | 2,164 |
| Salaries and employee benefits | $1,342,000 | 1,936 |
| Premises and equipment expense | $225,000 | 2,520 |
| Additional noninterest expense | $631,000 | 2,430 |
| Pre-tax net operating income | $1,097,000 | 1,580 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $18,000 | 3,669 |
| Income before extraordinary items | $1,079,000 | 1,370 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,079,000 | 1,372 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,079,000 | 1,372 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $750,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,079,000 | 1,317 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,716,000 | 2,634 |
| Total interest expense | $410,000 | 5,502 |
| Net interest income | $9,306,000 | 2,308 |
| Provision for loan and lease losses | $550,000 | 2,586 |
| Total noninterest income | $4,777,000 | 1,187 |
| Gross Fiduciary activities income | $3,025,000 | 236 |
| Service charges on deposit accounts | $287,000 | 3,570 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,465,000 | 1,879 |
| Total noninterest expense | $8,541,000 | 2,215 |
| Salaries and employee benefits | $5,179,000 | 1,949 |
| Premises and equipment expense | $838,000 | 2,637 |
| Additional noninterest expense | $2,524,000 | 2,540 |
| Pre-tax net operating income | $4,992,000 | 1,373 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $60,000 | 3,803 |
| Income before extraordinary items | $4,932,000 | 1,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,932,000 | 1,207 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,932,000 | 1,207 |
| Net charge-offs | $-168,000 | 6,983 |
| Cash dividends | $2,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,932,000 | 1,137 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 2,664 |
| Total interest expense | $312,000 | 5,607 |
| Net interest income | $7,038,000 | 2,329 |
| Provision for loan and lease losses | $325,000 | 2,856 |
| Total noninterest income | $3,622,000 | 1,162 |
| Gross Fiduciary activities income | $2,285,000 | 235 |
| Service charges on deposit accounts | $214,000 | 3,620 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,123,000 | 1,849 |
| Total noninterest expense | $6,433,000 | 2,229 |
| Salaries and employee benefits | $3,904,000 | 1,934 |
| Premises and equipment expense | $597,000 | 2,789 |
| Additional noninterest expense | $1,932,000 | 2,498 |
| Pre-tax net operating income | $3,902,000 | 1,353 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $42,000 | 3,869 |
| Income before extraordinary items | $3,860,000 | 1,171 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,860,000 | 1,172 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,860,000 | 1,172 |
| Net charge-offs | $-158,000 | 7,081 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,860,000 | 1,098 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 2,704 |
| Total interest expense | $212,000 | 5,667 |
| Net interest income | $4,628,000 | 2,353 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $2,295,000 | 1,200 |
| Gross Fiduciary activities income | $1,461,000 | 242 |
| Service charges on deposit accounts | $143,000 | 3,608 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $691,000 | 1,934 |
| Total noninterest expense | $4,219,000 | 2,273 |
| Salaries and employee benefits | $2,584,000 | 1,943 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $1,236,000 | 2,612 |
| Pre-tax net operating income | $2,554,000 | 1,370 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $2,530,000 | 1,190 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,530,000 | 1,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,530,000 | 1,189 |
| Net charge-offs | $-69,000 | 7,036 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,530,000 | 1,115 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 2,779 |
| Total interest expense | $111,000 | 5,690 |
| Net interest income | $2,286,000 | 2,400 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $1,169,000 | 1,183 |
| Gross Fiduciary activities income | $705,000 | 250 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $394,000 | 1,771 |
| Total noninterest expense | $2,073,000 | 2,301 |
| Salaries and employee benefits | $1,260,000 | 1,995 |
| Premises and equipment expense | $196,000 | 2,822 |
| Additional noninterest expense | $617,000 | 2,586 |
| Pre-tax net operating income | $1,307,000 | 1,343 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $12,000 | 3,924 |
| Income before extraordinary items | $1,295,000 | 1,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,295,000 | 1,143 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,295,000 | 1,144 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,295,000 | 1,080 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,227,000 | 2,710 |
| Total interest expense | $732,000 | 5,107 |
| Net interest income | $9,495,000 | 2,297 |
| Provision for loan and lease losses | $1,080,000 | 2,309 |
| Total noninterest income | $4,168,000 | 1,201 |
| Gross Fiduciary activities income | $2,772,000 | 211 |
| Service charges on deposit accounts | $317,000 | 3,491 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,079,000 | 2,036 |
| Total noninterest expense | $8,858,000 | 2,156 |
| Salaries and employee benefits | $5,175,000 | 1,885 |
| Premises and equipment expense | $789,000 | 2,954 |
| Additional noninterest expense | $2,894,000 | 2,276 |
| Pre-tax net operating income | $3,725,000 | 1,512 |
| Securities gains (losses) | $781,000 | 557 |
| Applicable income taxes | $42,000 | 3,833 |
| Income before extraordinary items | $4,464,000 | 1,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,464,000 | 1,120 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,464,000 | 1,120 |
| Net charge-offs | $644,000 | 2,875 |
| Cash dividends | $2,000,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,690,810 | 1,273 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 2,738 |
| Total interest expense | $613,000 | 4,995 |
| Net interest income | $7,041,000 | 2,333 |
| Provision for loan and lease losses | $315,000 | 3,538 |
| Total noninterest income | $2,918,000 | 1,251 |
| Gross Fiduciary activities income | $2,043,000 | 213 |
| Service charges on deposit accounts | $237,000 | 3,504 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $638,000 | 2,342 |
| Total noninterest expense | $6,748,000 | 2,129 |
| Salaries and employee benefits | $3,940,000 | 1,869 |
| Premises and equipment expense | $603,000 | 2,930 |
| Additional noninterest expense | $2,205,000 | 2,256 |
| Pre-tax net operating income | $2,896,000 | 1,528 |
| Securities gains (losses) | $106,000 | 1,733 |
| Applicable income taxes | $32,000 | 3,847 |
| Income before extraordinary items | $2,970,000 | 1,302 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,970,000 | 1,302 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,970,000 | 1,302 |
| Net charge-offs | $129,000 | 4,167 |
| Cash dividends | $1,500,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,865,060 | 1,275 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 2,755 |
| Total interest expense | $451,000 | 4,877 |
| Net interest income | $4,662,000 | 2,354 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $1,897,000 | 1,278 |
| Gross Fiduciary activities income | $1,343,000 | 219 |
| Service charges on deposit accounts | $159,000 | 3,477 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $395,000 | 2,456 |
| Total noninterest expense | $4,554,000 | 2,118 |
| Salaries and employee benefits | $2,666,000 | 1,844 |
| Premises and equipment expense | $409,000 | 2,915 |
| Additional noninterest expense | $1,479,000 | 2,268 |
| Pre-tax net operating income | $1,795,000 | 1,596 |
| Securities gains (losses) | $106,000 | 1,099 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $1,880,000 | 1,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,880,000 | 1,337 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,880,000 | 1,337 |
| Net charge-offs | $133,000 | 3,551 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,775,060 | 1,340 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 2,756 |
| Total interest expense | $252,000 | 4,739 |
| Net interest income | $2,327,000 | 2,347 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $946,000 | 1,265 |
| Gross Fiduciary activities income | $660,000 | 224 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $205,000 | 2,436 |
| Total noninterest expense | $2,271,000 | 2,124 |
| Salaries and employee benefits | $1,348,000 | 1,840 |
| Premises and equipment expense | $209,000 | 2,881 |
| Additional noninterest expense | $714,000 | 2,322 |
| Pre-tax net operating income | $897,000 | 1,595 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $886,000 | 1,366 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $886,000 | 1,366 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $886,000 | 1,366 |
| Net charge-offs | $54,000 | 3,283 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $886,000 | 1,324 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,346,000 | 2,869 |
| Total interest expense | $1,341,000 | 4,532 |
| Net interest income | $9,005,000 | 2,435 |
| Provision for loan and lease losses | $480,000 | 4,200 |
| Total noninterest income | $4,102,000 | 1,240 |
| Gross Fiduciary activities income | $2,716,000 | 213 |
| Service charges on deposit accounts | $342,000 | 3,391 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,044,000 | 2,127 |
| Total noninterest expense | $8,628,000 | 2,242 |
| Salaries and employee benefits | $4,804,000 | 2,012 |
| Premises and equipment expense | $645,000 | 3,527 |
| Additional noninterest expense | $3,179,000 | 2,179 |
| Pre-tax net operating income | $3,999,000 | 1,258 |
| Securities gains (losses) | $240,000 | 1,437 |
| Applicable income taxes | $-35,000 | 6,679 |
| Income before extraordinary items | $4,274,000 | 1,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,274,000 | 1,016 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,274,000 | 1,017 |
| Net charge-offs | $249,000 | 4,528 |
| Cash dividends | $3,250,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,034,000 | 1,029 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,703,000 | 2,955 |
| Total interest expense | $1,077,000 | 4,512 |
| Net interest income | $6,626,000 | 2,516 |
| Provision for loan and lease losses | $360,000 | 4,061 |
| Total noninterest income | $3,022,000 | 1,253 |
| Gross Fiduciary activities income | $2,065,000 | 209 |
| Service charges on deposit accounts | $258,000 | 3,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $699,000 | 2,264 |
| Total noninterest expense | $6,209,000 | 2,342 |
| Salaries and employee benefits | $3,471,000 | 2,082 |
| Premises and equipment expense | $492,000 | 3,526 |
| Additional noninterest expense | $2,246,000 | 2,263 |
| Pre-tax net operating income | $3,079,000 | 1,293 |
| Securities gains (losses) | $33,000 | 2,674 |
| Applicable income taxes | $40,000 | 3,681 |
| Income before extraordinary items | $3,072,000 | 1,106 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,072,000 | 1,109 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,072,000 | 1,109 |
| Net charge-offs | $218,000 | 4,130 |
| Cash dividends | $2,500,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,039,330 | 1,073 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 2,995 |
| Total interest expense | $749,000 | 4,515 |
| Net interest income | $4,352,000 | 2,549 |
| Provision for loan and lease losses | $240,000 | 3,941 |
| Total noninterest income | $1,993,000 | 1,233 |
| Gross Fiduciary activities income | $1,401,000 | 209 |
| Service charges on deposit accounts | $171,000 | 3,452 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $421,000 | 2,343 |
| Total noninterest expense | $4,045,000 | 2,401 |
| Salaries and employee benefits | $2,302,000 | 2,112 |
| Premises and equipment expense | $328,000 | 3,567 |
| Additional noninterest expense | $1,415,000 | 2,368 |
| Pre-tax net operating income | $2,060,000 | 1,271 |
| Securities gains (losses) | $33,000 | 2,128 |
| Applicable income taxes | $30,000 | 3,574 |
| Income before extraordinary items | $2,063,000 | 1,087 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,063,000 | 1,089 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,063,000 | 1,088 |
| Net charge-offs | $112,000 | 4,126 |
| Cash dividends | $1,750,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,030,330 | 1,059 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 3,053 |
| Total interest expense | $365,000 | 4,714 |
| Net interest income | $2,189,000 | 2,563 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $919,000 | 1,316 |
| Gross Fiduciary activities income | $610,000 | 228 |
| Service charges on deposit accounts | $83,000 | 3,526 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 2,216 |
| Total noninterest expense | $1,998,000 | 2,447 |
| Salaries and employee benefits | $1,136,000 | 2,170 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $698,000 | 2,381 |
| Pre-tax net operating income | $990,000 | 1,320 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $975,000 | 1,114 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $975,000 | 1,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $975,000 | 1,116 |
| Net charge-offs | $101,000 | 3,096 |
| Cash dividends | $1,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $975,000 | 1,079 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,830,000 | 3,017 |
| Total interest expense | $1,673,000 | 4,901 |
| Net interest income | $9,157,000 | 2,380 |
| Provision for loan and lease losses | $1,432,000 | 2,956 |
| Total noninterest income | $3,858,000 | 1,337 |
| Gross Fiduciary activities income | $2,385,000 | 223 |
| Service charges on deposit accounts | $356,000 | 3,555 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,117,000 | 2,014 |
| Total noninterest expense | $7,861,000 | 2,504 |
| Salaries and employee benefits | $4,587,000 | 2,139 |
| Premises and equipment expense | $628,000 | 3,759 |
| Additional noninterest expense | $2,646,000 | 2,616 |
| Pre-tax net operating income | $3,722,000 | 1,105 |
| Securities gains (losses) | $558,000 | 815 |
| Applicable income taxes | $60,000 | 3,171 |
| Income before extraordinary items | $4,220,000 | 819 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,220,000 | 818 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,220,000 | 819 |
| Net charge-offs | $1,562,000 | 2,327 |
| Cash dividends | $4,000,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,667,580 | 928 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,187,000 | 3,041 |
| Total interest expense | $1,278,000 | 5,000 |
| Net interest income | $6,909,000 | 2,356 |
| Provision for loan and lease losses | $525,000 | 3,724 |
| Total noninterest income | $2,869,000 | 1,368 |
| Gross Fiduciary activities income | $1,754,000 | 223 |
| Service charges on deposit accounts | $271,000 | 3,531 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $844,000 | 2,058 |
| Total noninterest expense | $5,799,000 | 2,555 |
| Salaries and employee benefits | $3,437,000 | 2,161 |
| Premises and equipment expense | $519,000 | 3,527 |
| Additional noninterest expense | $1,843,000 | 2,746 |
| Pre-tax net operating income | $3,454,000 | 958 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $45,000 | 3,380 |
| Income before extraordinary items | $3,409,000 | 799 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,409,000 | 798 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,409,000 | 800 |
| Net charge-offs | $888,000 | 2,331 |
| Cash dividends | $3,000,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,409,000 | 788 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 3,044 |
| Total interest expense | $876,000 | 5,055 |
| Net interest income | $4,638,000 | 2,352 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $1,905,000 | 1,383 |
| Gross Fiduciary activities income | $1,111,000 | 230 |
| Service charges on deposit accounts | $186,000 | 3,448 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $608,000 | 1,977 |
| Total noninterest expense | $3,849,000 | 2,598 |
| Salaries and employee benefits | $2,292,000 | 2,199 |
| Premises and equipment expense | $342,000 | 3,588 |
| Additional noninterest expense | $1,215,000 | 2,793 |
| Pre-tax net operating income | $2,394,000 | 957 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $2,364,000 | 789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,364,000 | 787 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,364,000 | 789 |
| Net charge-offs | $515,000 | 2,319 |
| Cash dividends | $2,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,364,000 | 756 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 3,032 |
| Total interest expense | $459,000 | 5,059 |
| Net interest income | $2,343,000 | 2,325 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $880,000 | 1,436 |
| Gross Fiduciary activities income | $505,000 | 245 |
| Service charges on deposit accounts | $95,000 | 3,361 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $280,000 | 2,041 |
| Total noninterest expense | $1,856,000 | 2,594 |
| Salaries and employee benefits | $1,149,000 | 2,217 |
| Premises and equipment expense | $170,000 | 3,643 |
| Additional noninterest expense | $537,000 | 2,831 |
| Pre-tax net operating income | $1,217,000 | 1,048 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $1,202,000 | 882 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,202,000 | 882 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,202,000 | 884 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,202,000 | 815 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,986,000 | 3,043 |
| Total interest expense | $2,721,000 | 4,522 |
| Net interest income | $9,265,000 | 2,366 |
| Provision for loan and lease losses | $200,000 | 5,196 |
| Total noninterest income | $3,640,000 | 1,364 |
| Gross Fiduciary activities income | $2,654,000 | 220 |
| Service charges on deposit accounts | $365,000 | 3,632 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $621,000 | 2,843 |
| Total noninterest expense | $7,451,000 | 2,544 |
| Salaries and employee benefits | $4,461,000 | 2,276 |
| Premises and equipment expense | $624,000 | 3,818 |
| Additional noninterest expense | $2,366,000 | 2,461 |
| Pre-tax net operating income | $5,254,000 | 1,057 |
| Securities gains (losses) | $95,000 | 1,167 |
| Applicable income taxes | $39,000 | 3,983 |
| Income before extraordinary items | $5,310,000 | 766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,310,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,864 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,215,950 | 835 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 3,113 |
| Total interest expense | $2,052,000 | 4,621 |
| Net interest income | $6,931,000 | 2,383 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $2,786,000 | 1,383 |
| Gross Fiduciary activities income | $2,059,000 | 223 |
| Service charges on deposit accounts | $280,000 | 3,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $447,000 | 2,995 |
| Total noninterest expense | $5,503,000 | 2,568 |
| Salaries and employee benefits | $3,270,000 | 2,349 |
| Premises and equipment expense | $476,000 | 3,769 |
| Additional noninterest expense | $1,757,000 | 2,412 |
| Pre-tax net operating income | $4,089,000 | 1,232 |
| Securities gains (losses) | $94,000 | 1,011 |
| Applicable income taxes | $45,000 | 4,175 |
| Income before extraordinary items | $4,138,000 | 882 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,138,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $3,000,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,044,940 | 966 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 3,136 |
| Total interest expense | $1,382,000 | 4,739 |
| Net interest income | $4,645,000 | 2,362 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $1,828,000 | 1,421 |
| Gross Fiduciary activities income | $1,357,000 | 230 |
| Service charges on deposit accounts | $200,000 | 3,485 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $271,000 | 3,202 |
| Total noninterest expense | $3,588,000 | 2,621 |
| Salaries and employee benefits | $2,163,000 | 2,386 |
| Premises and equipment expense | $313,000 | 3,842 |
| Additional noninterest expense | $1,112,000 | 2,499 |
| Pre-tax net operating income | $2,835,000 | 1,247 |
| Securities gains (losses) | $94,000 | 1,021 |
| Applicable income taxes | $30,000 | 4,422 |
| Income before extraordinary items | $2,899,000 | 947 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,899,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,805,940 | 955 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 3,152 |
| Total interest expense | $765,000 | 4,638 |
| Net interest income | $2,313,000 | 2,367 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $874,000 | 1,473 |
| Gross Fiduciary activities income | $656,000 | 237 |
| Service charges on deposit accounts | $93,000 | 3,591 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,374 |
| Total noninterest expense | $1,781,000 | 2,642 |
| Salaries and employee benefits | $1,106,000 | 2,365 |
| Premises and equipment expense | $158,000 | 3,825 |
| Additional noninterest expense | $517,000 | 2,645 |
| Pre-tax net operating income | $1,406,000 | 1,347 |
| Securities gains (losses) | $94,000 | 744 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $1,485,000 | 1,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,485,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,391,940 | 1,049 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,627,000 | 3,146 |
| Total interest expense | $3,336,000 | 4,482 |
| Net interest income | $9,291,000 | 2,394 |
| Provision for loan and lease losses | $145,000 | 4,384 |
| Total noninterest income | $3,562,000 | 1,430 |
| Gross Fiduciary activities income | $2,642,000 | 232 |
| Service charges on deposit accounts | $349,000 | 3,788 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $571,000 | 3,091 |
| Total noninterest expense | $7,113,000 | 2,551 |
| Salaries and employee benefits | $4,269,000 | 2,355 |
| Premises and equipment expense | $603,000 | 3,825 |
| Additional noninterest expense | $2,241,000 | 2,403 |
| Pre-tax net operating income | $5,595,000 | 1,493 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-26,000 | 7,866 |
| Income before extraordinary items | $5,621,000 | 1,146 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,621,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $4,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,621,000 | 1,136 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,413,000 | 3,157 |
| Total interest expense | $2,475,000 | 4,513 |
| Net interest income | $6,938,000 | 2,415 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $2,639,000 | 1,456 |
| Gross Fiduciary activities income | $1,979,000 | 233 |
| Service charges on deposit accounts | $256,000 | 3,825 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $404,000 | 3,187 |
| Total noninterest expense | $5,198,000 | 2,597 |
| Salaries and employee benefits | $3,199,000 | 2,354 |
| Premises and equipment expense | $439,000 | 3,904 |
| Additional noninterest expense | $1,560,000 | 2,525 |
| Pre-tax net operating income | $4,309,000 | 1,568 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $44,000 | 5,031 |
| Income before extraordinary items | $4,265,000 | 1,207 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,265,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,265,000 | 1,192 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,216,000 | 3,200 |
| Total interest expense | $1,610,000 | 4,577 |
| Net interest income | $4,606,000 | 2,447 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $1,778,000 | 1,456 |
| Gross Fiduciary activities income | $1,330,000 | 238 |
| Service charges on deposit accounts | $174,000 | 3,791 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $274,000 | 3,174 |
| Total noninterest expense | $3,401,000 | 2,662 |
| Salaries and employee benefits | $2,122,000 | 2,406 |
| Premises and equipment expense | $279,000 | 4,056 |
| Additional noninterest expense | $1,000,000 | 2,628 |
| Pre-tax net operating income | $2,933,000 | 1,578 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $29,000 | 5,136 |
| Income before extraordinary items | $2,904,000 | 1,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,904,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,904,000 | 1,212 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 3,183 |
| Total interest expense | $780,000 | 4,645 |
| Net interest income | $2,330,000 | 2,431 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $911,000 | 1,403 |
| Gross Fiduciary activities income | $698,000 | 232 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $126,000 | 3,324 |
| Total noninterest expense | $1,683,000 | 2,697 |
| Salaries and employee benefits | $1,064,000 | 2,416 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $479,000 | 2,714 |
| Pre-tax net operating income | $1,538,000 | 1,506 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $1,523,000 | 1,159 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,523,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,523,000 | 1,138 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,988,000 | 3,091 |
| Total interest expense | $2,775,000 | 4,523 |
| Net interest income | $9,213,000 | 2,465 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $3,249,000 | 1,506 |
| Gross Fiduciary activities income | $2,343,000 | 247 |
| Service charges on deposit accounts | $397,000 | 3,554 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $509,000 | 3,304 |
| Total noninterest expense | $6,835,000 | 2,570 |
| Salaries and employee benefits | $4,153,000 | 2,367 |
| Premises and equipment expense | $591,000 | 3,811 |
| Additional noninterest expense | $2,091,000 | 2,464 |
| Pre-tax net operating income | $5,627,000 | 1,712 |
| Securities gains (losses) | $-110,000 | 8,239 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $5,457,000 | 1,337 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,457,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,733 |
| Cash dividends | $4,000,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,565,900 | 1,294 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,844,000 | 3,117 |
| Total interest expense | $1,983,000 | 4,570 |
| Net interest income | $6,861,000 | 2,499 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,426,000 | 1,523 |
| Gross Fiduciary activities income | $1,755,000 | 250 |
| Service charges on deposit accounts | $276,000 | 3,733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $395,000 | 3,240 |
| Total noninterest expense | $4,850,000 | 2,706 |
| Salaries and employee benefits | $2,951,000 | 2,474 |
| Premises and equipment expense | $412,000 | 4,031 |
| Additional noninterest expense | $1,487,000 | 2,584 |
| Pre-tax net operating income | $4,437,000 | 1,675 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $45,000 | 5,504 |
| Income before extraordinary items | $4,392,000 | 1,287 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,392,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $3,000,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,392,000 | 1,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 3,122 |
| Total interest expense | $1,247,000 | 4,602 |
| Net interest income | $4,544,000 | 2,517 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,592,000 | 1,541 |
| Gross Fiduciary activities income | $1,151,000 | 254 |
| Service charges on deposit accounts | $186,000 | 3,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 3,293 |
| Total noninterest expense | $3,229,000 | 2,724 |
| Salaries and employee benefits | $1,969,000 | 2,470 |
| Premises and equipment expense | $269,000 | 4,089 |
| Additional noninterest expense | $991,000 | 2,589 |
| Pre-tax net operating income | $2,907,000 | 1,701 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $30,000 | 5,570 |
| Income before extraordinary items | $2,877,000 | 1,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,877,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,877,000 | 1,286 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 3,119 |
| Total interest expense | $583,000 | 4,656 |
| Net interest income | $2,252,000 | 2,518 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $761,000 | 1,577 |
| Gross Fiduciary activities income | $545,000 | 264 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $124,000 | 3,323 |
| Total noninterest expense | $1,598,000 | 2,740 |
| Salaries and employee benefits | $985,000 | 2,476 |
| Premises and equipment expense | $135,000 | 4,091 |
| Additional noninterest expense | $478,000 | 2,641 |
| Pre-tax net operating income | $1,415,000 | 1,710 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $1,400,000 | 1,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,400,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,400,000 | 1,289 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,682,000 | 2,974 |
| Total interest expense | $1,808,000 | 4,729 |
| Net interest income | $8,874,000 | 2,460 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $2,991,000 | 1,610 |
| Gross Fiduciary activities income | $1,995,000 | 272 |
| Service charges on deposit accounts | $411,000 | 3,492 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $585,000 | 3,105 |
| Total noninterest expense | $6,421,000 | 2,584 |
| Salaries and employee benefits | $3,977,000 | 2,300 |
| Premises and equipment expense | $558,000 | 3,871 |
| Additional noninterest expense | $1,886,000 | 2,635 |
| Pre-tax net operating income | $5,354,000 | 1,745 |
| Securities gains (losses) | $-265,000 | 8,628 |
| Applicable income taxes | $60,000 | 5,741 |
| Income before extraordinary items | $5,029,000 | 1,408 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,029,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $4,000,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,291,350 | 1,337 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,866,000 | 2,976 |
| Total interest expense | $1,249,000 | 4,830 |
| Net interest income | $6,617,000 | 2,462 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $2,207,000 | 1,642 |
| Gross Fiduciary activities income | $1,425,000 | 275 |
| Service charges on deposit accounts | $337,000 | 3,287 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $445,000 | 3,089 |
| Total noninterest expense | $4,595,000 | 2,657 |
| Salaries and employee benefits | $2,802,000 | 2,401 |
| Premises and equipment expense | $427,000 | 3,788 |
| Additional noninterest expense | $1,366,000 | 2,697 |
| Pre-tax net operating income | $4,169,000 | 1,700 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $45,000 | 5,867 |
| Income before extraordinary items | $4,122,000 | 1,313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,122,000 | 1,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,123,980 | 1,287 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 2,966 |
| Total interest expense | $773,000 | 4,876 |
| Net interest income | $4,357,000 | 2,463 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $1,434,000 | 1,658 |
| Gross Fiduciary activities income | $930,000 | 275 |
| Service charges on deposit accounts | $221,000 | 3,281 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $283,000 | 3,172 |
| Total noninterest expense | $3,023,000 | 2,675 |
| Salaries and employee benefits | $1,858,000 | 2,396 |
| Premises and equipment expense | $288,000 | 3,731 |
| Additional noninterest expense | $877,000 | 2,783 |
| Pre-tax net operating income | $2,738,000 | 1,697 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,873 |
| Income before extraordinary items | $2,708,000 | 1,301 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,708,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,708,000 | 1,277 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,999 |
| Total interest expense | $350,000 | 5,060 |
| Net interest income | $2,146,000 | 2,491 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $715,000 | 1,618 |
| Gross Fiduciary activities income | $465,000 | 277 |
| Service charges on deposit accounts | $110,000 | 3,235 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,099 |
| Total noninterest expense | $1,470,000 | 2,769 |
| Salaries and employee benefits | $914,000 | 2,463 |
| Premises and equipment expense | $136,000 | 3,941 |
| Additional noninterest expense | $420,000 | 2,894 |
| Pre-tax net operating income | $1,391,000 | 1,637 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $1,376,000 | 1,252 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,376,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,376,000 | 1,230 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,142,000 | 3,061 |
| Total interest expense | $1,252,000 | 5,002 |
| Net interest income | $7,890,000 | 2,577 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,971,000 | 1,623 |
| Gross Fiduciary activities income | $1,967,000 | 262 |
| Service charges on deposit accounts | $466,000 | 3,300 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $538,000 | 3,183 |
| Total noninterest expense | $6,185,000 | 2,558 |
| Salaries and employee benefits | $3,747,000 | 2,318 |
| Premises and equipment expense | $566,000 | 3,714 |
| Additional noninterest expense | $1,872,000 | 2,566 |
| Pre-tax net operating income | $4,676,000 | 1,794 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $60,000 | 5,928 |
| Income before extraordinary items | $4,616,000 | 1,397 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,616,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,616,000 | 1,358 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 3,100 |
| Total interest expense | $926,000 | 5,000 |
| Net interest income | $5,768,000 | 2,604 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,149,000 | 1,675 |
| Gross Fiduciary activities income | $1,397,000 | 270 |
| Service charges on deposit accounts | $352,000 | 3,303 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $400,000 | 3,184 |
| Total noninterest expense | $4,362,000 | 2,700 |
| Salaries and employee benefits | $2,684,000 | 2,409 |
| Premises and equipment expense | $423,000 | 3,726 |
| Additional noninterest expense | $1,255,000 | 2,809 |
| Pre-tax net operating income | $3,555,000 | 1,784 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $45,000 | 6,037 |
| Income before extraordinary items | $3,510,000 | 1,393 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,510,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,510,000 | 1,351 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 3,126 |
| Total interest expense | $617,000 | 5,025 |
| Net interest income | $3,774,000 | 2,623 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,448,000 | 1,658 |
| Gross Fiduciary activities income | $932,000 | 275 |
| Service charges on deposit accounts | $238,000 | 3,254 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $278,000 | 3,126 |
| Total noninterest expense | $2,903,000 | 2,707 |
| Salaries and employee benefits | $1,789,000 | 2,405 |
| Premises and equipment expense | $286,000 | 3,686 |
| Additional noninterest expense | $828,000 | 2,849 |
| Pre-tax net operating income | $2,319,000 | 1,807 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $2,289,000 | 1,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,289,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,289,000 | 1,358 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 3,151 |
| Total interest expense | $315,000 | 5,021 |
| Net interest income | $1,862,000 | 2,657 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $697,000 | 1,666 |
| Gross Fiduciary activities income | $467,000 | 274 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $1,442,000 | 2,736 |
| Salaries and employee benefits | $896,000 | 2,427 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $408,000 | 2,858 |
| Pre-tax net operating income | $1,117,000 | 1,835 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $1,102,000 | 1,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,102,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,102,000 | 1,380 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,978,000 | 3,120 |
| Total interest expense | $1,551,000 | 4,769 |
| Net interest income | $7,427,000 | 2,605 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $3,101,000 | 1,642 |
| Gross Fiduciary activities income | $1,943,000 | 265 |
| Service charges on deposit accounts | $418,000 | 3,554 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $740,000 | 2,865 |
| Total noninterest expense | $5,842,000 | 2,655 |
| Salaries and employee benefits | $3,511,000 | 2,398 |
| Premises and equipment expense | $554,000 | 3,750 |
| Additional noninterest expense | $1,777,000 | 2,667 |
| Pre-tax net operating income | $4,611,000 | 1,746 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $60,000 | 6,152 |
| Income before extraordinary items | $4,551,000 | 1,391 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,551,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,551,000 | 1,331 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,796,000 | 3,132 |
| Total interest expense | $1,206,000 | 4,807 |
| Net interest income | $5,590,000 | 2,601 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $2,266,000 | 1,721 |
| Gross Fiduciary activities income | $1,334,000 | 294 |
| Service charges on deposit accounts | $308,000 | 3,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $624,000 | 2,770 |
| Total noninterest expense | $4,195,000 | 2,773 |
| Salaries and employee benefits | $2,541,000 | 2,485 |
| Premises and equipment expense | $408,000 | 3,798 |
| Additional noninterest expense | $1,246,000 | 2,792 |
| Pre-tax net operating income | $3,616,000 | 1,723 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $45,000 | 6,297 |
| Income before extraordinary items | $3,571,000 | 1,395 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,571,000 | 1,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,571,000 | 1,318 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 3,137 |
| Total interest expense | $841,000 | 4,774 |
| Net interest income | $3,712,000 | 2,620 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,477,000 | 1,735 |
| Gross Fiduciary activities income | $881,000 | 300 |
| Service charges on deposit accounts | $195,000 | 3,684 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $401,000 | 2,799 |
| Total noninterest expense | $2,760,000 | 2,800 |
| Salaries and employee benefits | $1,693,000 | 2,476 |
| Premises and equipment expense | $276,000 | 3,733 |
| Additional noninterest expense | $791,000 | 2,893 |
| Pre-tax net operating income | $2,429,000 | 1,719 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $30,000 | 6,338 |
| Income before extraordinary items | $2,399,000 | 1,376 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,399,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,399,000 | 1,283 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 3,143 |
| Total interest expense | $431,000 | 4,806 |
| Net interest income | $1,849,000 | 2,624 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $762,000 | 1,650 |
| Gross Fiduciary activities income | $458,000 | 296 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $209,000 | 2,647 |
| Total noninterest expense | $1,381,000 | 2,788 |
| Salaries and employee benefits | $845,000 | 2,493 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $400,000 | 2,865 |
| Pre-tax net operating income | $1,230,000 | 1,704 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $1,215,000 | 1,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,215,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,215,000 | 1,269 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,335,000 | 3,207 |
| Total interest expense | $2,100,000 | 4,641 |
| Net interest income | $7,235,000 | 2,636 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $2,848,000 | 1,620 |
| Gross Fiduciary activities income | $1,819,000 | 297 |
| Service charges on deposit accounts | $456,000 | 3,199 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $573,000 | 3,052 |
| Total noninterest expense | $5,532,000 | 2,671 |
| Salaries and employee benefits | $3,326,000 | 2,399 |
| Premises and equipment expense | $559,000 | 3,621 |
| Additional noninterest expense | $1,647,000 | 2,745 |
| Pre-tax net operating income | $4,551,000 | 1,785 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $54,000 | 6,479 |
| Income before extraordinary items | $4,511,000 | 1,381 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,511,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,497,140 | 1,335 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,097,000 | 3,281 |
| Total interest expense | $3,271,000 | 4,419 |
| Net interest income | $6,826,000 | 2,624 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $2,757,000 | 1,579 |
| Gross Fiduciary activities income | $1,650,000 | 321 |
| Service charges on deposit accounts | $436,000 | 3,178 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $671,000 | 2,633 |
| Total noninterest expense | $4,989,000 | 2,830 |
| Salaries and employee benefits | $3,026,000 | 2,485 |
| Premises and equipment expense | $532,000 | 3,697 |
| Additional noninterest expense | $1,431,000 | 2,993 |
| Pre-tax net operating income | $4,454,000 | 1,609 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $50,000 | 6,706 |
| Income before extraordinary items | $4,404,000 | 1,233 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,404,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $4,600,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,404,000 | 1,186 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,513,000 | 3,261 |
| Total interest expense | $3,177,000 | 4,707 |
| Net interest income | $7,336,000 | 2,417 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $2,241,000 | 1,723 |
| Gross Fiduciary activities income | $1,475,000 | 345 |
| Service charges on deposit accounts | $429,000 | 3,063 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $337,000 | 3,688 |
| Total noninterest expense | $4,855,000 | 2,794 |
| Salaries and employee benefits | $2,904,000 | 2,458 |
| Premises and equipment expense | $516,000 | 3,701 |
| Additional noninterest expense | $1,435,000 | 2,931 |
| Pre-tax net operating income | $4,632,000 | 1,592 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $43,000 | 7,354 |
| Income before extraordinary items | $4,590,000 | 1,150 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,590,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $4,000,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,589,010 | 1,146 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,715,000 | 3,301 |
| Total interest expense | $3,091,000 | 4,490 |
| Net interest income | $6,624,000 | 2,642 |
| Provision for loan and lease losses | $104,000 | 5,140 |
| Total noninterest income | $2,122,000 | 1,778 |
| Gross Fiduciary activities income | $1,338,000 | 394 |
| Service charges on deposit accounts | $410,000 | 3,157 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $374,000 | 3,561 |
| Total noninterest expense | $4,136,000 | 3,217 |
| Salaries and employee benefits | $2,456,000 | 2,856 |
| Premises and equipment expense | $490,000 | 3,832 |
| Additional noninterest expense | $1,190,000 | 3,452 |
| Pre-tax net operating income | $4,506,000 | 1,671 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $38,000 | 7,850 |
| Income before extraordinary items | $4,468,000 | 1,218 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,468,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $4,000,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,468,000 | 1,201 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,694,000 | 3,327 |
| Total interest expense | $3,346,000 | 4,322 |
| Net interest income | $6,348,000 | 2,706 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $2,050,000 | 1,800 |
| Gross Fiduciary activities income | $1,174,000 | 418 |
| Service charges on deposit accounts | $471,000 | 2,691 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $405,000 | 3,413 |
| Total noninterest expense | $3,913,000 | 3,269 |
| Salaries and employee benefits | $2,266,000 | 2,973 |
| Premises and equipment expense | $469,000 | 3,881 |
| Additional noninterest expense | $1,178,000 | 3,422 |
| Pre-tax net operating income | $4,471,000 | 1,652 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $40,000 | 8,514 |
| Income before extraordinary items | $4,435,000 | 1,203 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,435,000 | 1,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,431,040 | 1,167 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,521,000 | 3,400 |
| Total interest expense | $3,128,000 | 4,551 |
| Net interest income | $6,393,000 | 2,721 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $1,818,000 | 1,912 |
| Gross Fiduciary activities income | $1,028,000 | 464 |
| Service charges on deposit accounts | $469,000 | 2,791 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $321,000 | 3,779 |
| Total noninterest expense | $3,704,000 | 3,409 |
| Salaries and employee benefits | $2,071,000 | 3,205 |
| Premises and equipment expense | $477,000 | 3,870 |
| Additional noninterest expense | $1,156,000 | 3,451 |
| Pre-tax net operating income | $4,456,000 | 1,720 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $310,000 | 5,627 |
| Income before extraordinary items | $4,146,000 | 1,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,146,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $4,580,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,146,000 | 1,274 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 3,573 |
| Total interest expense | $3,076,000 | 4,672 |
| Net interest income | $6,046,000 | 2,935 |
| Provision for loan and lease losses | $83,000 | 5,545 |
| Total noninterest income | $1,700,000 | 2,092 |
| Gross Fiduciary activities income | $966,000 | 517 |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $287,000 | 4,181 |
| Total noninterest expense | $3,678,000 | 3,599 |
| Salaries and employee benefits | $2,084,000 | 3,207 |
| Premises and equipment expense | $471,000 | 3,964 |
| Additional noninterest expense | $1,123,000 | 3,996 |
| Pre-tax net operating income | $3,985,000 | 1,804 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,340,000 | 1,789 |
| Income before extraordinary items | $2,646,000 | 1,872 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,646,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $2,834,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,645,340 | 1,839 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,081,000 | 3,588 |
| Total interest expense | $3,244,000 | 4,438 |
| Net interest income | $5,837,000 | 3,046 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,658,000 | 2,131 |
| Gross Fiduciary activities income | $814,000 | 584 |
| Service charges on deposit accounts | $509,000 | 2,667 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $335,000 | 3,733 |
| Total noninterest expense | $3,615,000 | 3,627 |
| Salaries and employee benefits | $1,936,000 | 3,404 |
| Premises and equipment expense | $450,000 | 4,111 |
| Additional noninterest expense | $1,229,000 | 3,668 |
| Pre-tax net operating income | $3,880,000 | 1,917 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,269,000 | 1,928 |
| Income before extraordinary items | $2,611,000 | 1,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,611,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $2,600,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,611,000 | 1,899 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,886,000 | 3,376 |
| Total interest expense | $2,692,000 | 4,351 |
| Net interest income | $6,194,000 | 2,917 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,455,000 | 2,353 |
| Gross Fiduciary activities income | $678,000 | 638 |
| Service charges on deposit accounts | $468,000 | 2,952 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $309,000 | 4,007 |
| Total noninterest expense | $4,053,000 | 3,388 |
| Salaries and employee benefits | $2,161,000 | 3,062 |
| Premises and equipment expense | $480,000 | 3,931 |
| Additional noninterest expense | $1,412,000 | 3,502 |
| Pre-tax net operating income | $3,596,000 | 1,986 |
| Securities gains (losses) | $205,000 | 488 |
| Applicable income taxes | $1,196,000 | 1,882 |
| Income before extraordinary items | $2,605,000 | 1,876 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,605,000 | 1,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $1,841,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,463,550 | 1,993 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 3,438 |
| Total interest expense | $2,902,000 | 4,240 |
| Net interest income | $6,047,000 | 3,006 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,555,000 | 2,376 |
| Gross Fiduciary activities income | $614,000 | 689 |
| Service charges on deposit accounts | $484,000 | 2,887 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $457,000 | 3,448 |
| Total noninterest expense | $3,879,000 | 3,586 |
| Salaries and employee benefits | $2,113,000 | 3,103 |
| Premises and equipment expense | $411,000 | 4,607 |
| Additional noninterest expense | $1,355,000 | 3,805 |
| Pre-tax net operating income | $3,723,000 | 1,840 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $1,124,000 | 2,036 |
| Income before extraordinary items | $2,605,000 | 1,922 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,605,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 12,449 |
| Cash dividends | $2,302,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,600,800 | 1,812 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,711,000 | 3,591 |
| Total interest expense | $3,560,000 | 4,487 |
| Net interest income | $6,151,000 | 2,963 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $1,362,000 | 2,578 |
| Gross Fiduciary activities income | $554,000 | 725 |
| Service charges on deposit accounts | $507,000 | 2,736 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $301,000 | 4,418 |
| Total noninterest expense | $3,863,000 | 3,613 |
| Salaries and employee benefits | $2,110,000 | 3,061 |
| Premises and equipment expense | $412,000 | 4,693 |
| Additional noninterest expense | $1,341,000 | 3,936 |
| Pre-tax net operating income | $3,595,000 | 1,713 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $1,014,000 | 2,089 |
| Income before extraordinary items | $2,579,000 | 1,771 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,579,000 | 1,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $1,702,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,580,440 | 1,631 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.