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First National Bank of Giddings, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,590,000	2,524
Total interest expense	$4,282,000	2,207
Net interest income	$8,308,000	2,633
Provision for loan and lease losses	$400,000	1,437
Total noninterest income	$785,000	3,010
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$317,000	2,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	3,040
Total noninterest expense	$5,595,000	2,887
Salaries and employee benefits	$2,856,000	3,003
Premises and equipment expense	$448,000	3,101
Additional noninterest expense	$468,000	3,040
Pre-tax net operating income	$3,098,000	2,474
Securities gains (losses)	$-83,000	3,762
Applicable income taxes	$388,000	2,068
Income before extraordinary items	$2,627,000	2,485
Extraordinary gains, net	$0	54
Net income	$2,627,000	2,510
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,627,000	2,487
Net charge-offs	$252,000	1,049
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,699,210	2,480
2023-09-30 (YTD Data)		Rank
Total interest income	$9,160,000	2,545
Total interest expense	$2,789,000	2,238
Net interest income	$6,371,000	2,613
Provision for loan and lease losses	$0	3,085
Total noninterest income	$593,000	2,996
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$232,000	2,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$361,000	2,997
Total noninterest expense	$4,103,000	2,908
Salaries and employee benefits	$2,075,000	3,031
Premises and equipment expense	$377,000	2,955
Additional noninterest expense	$361,000	2,996
Pre-tax net operating income	$2,861,000	2,283
Securities gains (losses)	$-83,000	3,958
Applicable income taxes	$393,000	1,920
Income before extraordinary items	$2,385,000	2,300
Extraordinary gains, net	$0	52
Net income	$2,385,000	2,322
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,385,000	2,302
Net charge-offs	$104,000	1,161
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,456,380	2,298
2023-06-30 (YTD Data)		Rank
Total interest income	$5,973,000	2,546
Total interest expense	$1,557,000	2,293
Net interest income	$4,416,000	2,583
Provision for loan and lease losses	$0	2,940
Total noninterest income	$395,000	2,971
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$146,000	2,222
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	2,943
Total noninterest expense	$2,733,000	2,907
Salaries and employee benefits	$1,377,000	3,053
Premises and equipment expense	$250,000	2,961
Additional noninterest expense	$249,000	2,936
Pre-tax net operating income	$2,078,000	2,204
Securities gains (losses)	$-83,000	4,185
Applicable income taxes	$286,000	1,880
Income before extraordinary items	$1,709,000	2,239
Extraordinary gains, net	$0	51
Net income	$1,709,000	2,266
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,709,000	2,239
Net charge-offs	$150,000	778
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,780,380	2,209
2023-03-31 (YTD Data)		Rank
Total interest income	$2,918,000	2,551
Total interest expense	$616,000	2,385
Net interest income	$2,302,000	2,546
Provision for loan and lease losses	$0	2,612
Total noninterest income	$212,000	2,892
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$67,000	2,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	2,790
Total noninterest expense	$1,352,000	2,957
Salaries and employee benefits	$687,000	3,094
Premises and equipment expense	$122,000	3,034
Additional noninterest expense	$145,000	2,790
Pre-tax net operating income	$1,162,000	2,114
Securities gains (losses)	$0	950
Applicable income taxes	$175,000	1,765
Income before extraordinary items	$987,000	2,108
Extraordinary gains, net	$0	4
Net income	$987,000	2,108
Minority interest net income	$0	48
Net income of bank and minority interests.	$987,000	2,108
Net charge-offs	$11,000	1,336
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$987,000	2,133
2022-12-31 (YTD Data)		Rank
Total interest income	$10,006,000	2,519
Total interest expense	$1,469,000	1,934
Net interest income	$8,537,000	2,581
Provision for loan and lease losses	$750,000	976
Total noninterest income	$627,000	3,319
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$274,000	2,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$353,000	3,377
Total noninterest expense	$5,482,000	2,896
Salaries and employee benefits	$2,792,000	3,040
Premises and equipment expense	$567,000	2,815
Additional noninterest expense	$353,000	3,377
Pre-tax net operating income	$2,932,000	2,681
Securities gains (losses)	$0	691
Applicable income taxes	$332,000	2,329
Income before extraordinary items	$2,600,000	2,630
Extraordinary gains, net	$0	5
Net income	$2,600,000	2,627
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,600,000	2,629
Net charge-offs	$-27,000	3,915
Cash dividends	$1,000,000	2,143
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,600,000	2,665
2022-09-30 (YTD Data)		Rank
Total interest income	$7,171,000	2,533
Total interest expense	$974,000	1,801
Net interest income	$6,197,000	2,609
Provision for loan and lease losses	$0	2,835
Total noninterest income	$468,000	3,353
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$207,000	2,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$261,000	3,417
Total noninterest expense	$3,911,000	2,953
Salaries and employee benefits	$1,990,000	3,101
Premises and equipment expense	$387,000	2,955
Additional noninterest expense	$261,000	3,417
Pre-tax net operating income	$2,754,000	2,401
Securities gains (losses)	$0	740
Applicable income taxes	$364,000	2,050
Income before extraordinary items	$2,390,000	2,356
Extraordinary gains, net	$0	4
Net income	$2,390,000	2,355
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,390,000	2,355
Net charge-offs	$23,000	1,551
Cash dividends	$1,000,000	1,660
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,390,000	2,392
2022-06-30 (YTD Data)		Rank
Total interest income	$4,541,000	2,571
Total interest expense	$598,000	1,737
Net interest income	$3,943,000	2,646
Provision for loan and lease losses	$0	2,599
Total noninterest income	$291,000	3,407
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$130,000	2,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	3,526
Total noninterest expense	$2,558,000	2,983
Salaries and employee benefits	$1,308,000	3,131
Premises and equipment expense	$243,000	3,054
Additional noninterest expense	$1,007,000	2,610
Pre-tax net operating income	$1,676,000	2,433
Securities gains (losses)	$0	687
Applicable income taxes	$209,000	2,097
Income before extraordinary items	$1,467,000	2,377
Extraordinary gains, net	$0	4
Net income	$1,467,000	2,377
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,467,000	2,377
Net charge-offs	$-18,000	3,849
Cash dividends	$1,000,000	1,328
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,467,000	2,413
2022-03-31 (YTD Data)		Rank
Total interest income	$2,160,000	2,595
Total interest expense	$297,000	1,693
Net interest income	$1,863,000	2,686
Provision for loan and lease losses	$0	2,285
Total noninterest income	$138,000	3,430
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$61,000	2,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	3,518
Total noninterest expense	$1,253,000	3,014
Salaries and employee benefits	$649,000	3,150
Premises and equipment expense	$123,000	3,041
Additional noninterest expense	$481,000	2,663
Pre-tax net operating income	$748,000	2,482
Securities gains (losses)	$0	623
Applicable income taxes	$87,000	2,153
Income before extraordinary items	$661,000	2,426
Extraordinary gains, net	$0	4
Net income	$661,000	2,424
Minority interest net income	$0	50
Net income of bank and minority interests.	$661,000	2,426
Net charge-offs	$28,000	856
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$661,000	2,449
2021-12-31 (YTD Data)		Rank
Total interest income	$8,525,000	2,716
Total interest expense	$1,340,000	1,808
Net interest income	$7,185,000	2,812
Provision for loan and lease losses	$0	3,064
Total noninterest income	$556,000	3,546
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$228,000	2,516
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	3,660
Total noninterest expense	$4,994,000	3,022
Salaries and employee benefits	$2,501,000	3,198
Premises and equipment expense	$562,000	2,842
Additional noninterest expense	$1,931,000	2,651
Pre-tax net operating income	$2,747,000	2,789
Securities gains (losses)	$-17,000	4,417
Applicable income taxes	$316,000	2,435
Income before extraordinary items	$2,414,000	2,790
Extraordinary gains, net	$0	10
Net income	$2,414,000	2,791
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,414,000	2,791
Net charge-offs	$-18,000	3,808
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,428,960	2,765
2021-09-30 (YTD Data)		Rank
Total interest income	$6,389,000	2,756
Total interest expense	$1,053,000	1,823
Net interest income	$5,336,000	2,879
Provision for loan and lease losses	$0	2,963
Total noninterest income	$407,000	3,614
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$165,000	2,567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$242,000	3,721
Total noninterest expense	$3,649,000	3,067
Salaries and employee benefits	$1,876,000	3,215
Premises and equipment expense	$380,000	3,033
Additional noninterest expense	$1,393,000	2,719
Pre-tax net operating income	$2,094,000	2,883
Securities gains (losses)	$0	2,015
Applicable income taxes	$251,000	2,433
Income before extraordinary items	$1,843,000	2,887
Extraordinary gains, net	$0	8
Net income	$1,843,000	2,887
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,843,000	2,887
Net charge-offs	$-2,000	3,208
Cash dividends	$1,000,000	1,730
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,843,000	2,869
2021-06-30 (YTD Data)		Rank
Total interest income	$4,303,000	2,751
Total interest expense	$740,000	1,825
Net interest income	$3,563,000	2,876
Provision for loan and lease losses	$0	2,862
Total noninterest income	$265,000	3,640
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$109,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	3,750
Total noninterest expense	$2,407,000	3,082
Salaries and employee benefits	$1,243,000	3,224
Premises and equipment expense	$255,000	3,011
Additional noninterest expense	$909,000	2,752
Pre-tax net operating income	$1,421,000	2,838
Securities gains (losses)	$0	1,818
Applicable income taxes	$175,000	2,396
Income before extraordinary items	$1,246,000	2,882
Extraordinary gains, net	$0	6
Net income	$1,246,000	2,881
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,246,000	2,882
Net charge-offs	$2,000	2,060
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,246,000	2,860
2021-03-31 (YTD Data)		Rank
Total interest income	$2,134,000	2,748
Total interest expense	$386,000	1,838
Net interest income	$1,748,000	2,875
Provision for loan and lease losses	$0	2,741
Total noninterest income	$127,000	3,675
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$57,000	2,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	3,794
Total noninterest expense	$1,197,000	3,092
Salaries and employee benefits	$609,000	3,245
Premises and equipment expense	$127,000	3,040
Additional noninterest expense	$461,000	2,690
Pre-tax net operating income	$678,000	2,876
Securities gains (losses)	$0	1,392
Applicable income taxes	$81,000	2,409
Income before extraordinary items	$597,000	2,913
Extraordinary gains, net	$0	3
Net income	$597,000	2,912
Minority interest net income	$0	55
Net income of bank and minority interests.	$597,000	2,913
Net charge-offs	$-17,000	4,270
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$597,000	2,872
2020-12-31 (YTD Data)		Rank
Total interest income	$8,587,000	2,757
Total interest expense	$1,685,000	2,206
Net interest income	$6,902,000	2,834
Provision for loan and lease losses	$230,000	2,924
Total noninterest income	$667,000	3,327
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$230,000	2,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$437,000	3,283
Total noninterest expense	$4,721,000	3,103
Salaries and employee benefits	$2,563,000	3,173
Premises and equipment expense	$510,000	3,014
Additional noninterest expense	$1,648,000	2,869
Pre-tax net operating income	$2,618,000	2,611
Securities gains (losses)	$36,000	1,871
Applicable income taxes	$341,000	2,220
Income before extraordinary items	$2,313,000	2,640
Extraordinary gains, net	$0	4
Net income	$2,313,000	2,639
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,313,000	2,640
Net charge-offs	$201,000	1,547
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,281,680	2,611
2020-09-30 (YTD Data)		Rank
Total interest income	$6,498,000	2,760
Total interest expense	$1,295,000	2,269
Net interest income	$5,203,000	2,837
Provision for loan and lease losses	$230,000	2,635
Total noninterest income	$377,000	3,602
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$171,000	2,600
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	3,682
Total noninterest expense	$3,395,000	3,165
Salaries and employee benefits	$1,866,000	3,214
Premises and equipment expense	$374,000	3,070
Additional noninterest expense	$1,155,000	2,981
Pre-tax net operating income	$1,955,000	2,612
Securities gains (losses)	$36,000	1,689
Applicable income taxes	$260,000	2,201
Income before extraordinary items	$1,731,000	2,640
Extraordinary gains, net	$0	4
Net income	$1,731,000	2,639
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,731,000	2,640
Net charge-offs	$218,000	1,207
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,699,680	2,615
2020-06-30 (YTD Data)		Rank
Total interest income	$4,409,000	2,770
Total interest expense	$890,000	2,333
Net interest income	$3,519,000	2,829
Provision for loan and lease losses	$230,000	2,278
Total noninterest income	$255,000	3,577
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$121,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	3,681
Total noninterest expense	$2,246,000	3,185
Salaries and employee benefits	$1,249,000	3,214
Premises and equipment expense	$245,000	3,091
Additional noninterest expense	$752,000	3,021
Pre-tax net operating income	$1,298,000	2,590
Securities gains (losses)	$36,000	1,446
Applicable income taxes	$180,000	2,144
Income before extraordinary items	$1,154,000	2,606
Extraordinary gains, net	$0	4
Net income	$1,154,000	2,604
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,154,000	2,606
Net charge-offs	$172,000	1,089
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,122,680	2,604
2020-03-31 (YTD Data)		Rank
Total interest income	$2,095,000	2,855
Total interest expense	$462,000	2,420
Net interest income	$1,633,000	2,936
Provision for loan and lease losses	$0	3,711
Total noninterest income	$138,000	3,476
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$70,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	3,590
Total noninterest expense	$1,144,000	3,184
Salaries and employee benefits	$610,000	3,276
Premises and equipment expense	$129,000	3,027
Additional noninterest expense	$405,000	2,911
Pre-tax net operating income	$627,000	2,492
Securities gains (losses)	$36,000	953
Applicable income taxes	$96,000	1,971
Income before extraordinary items	$567,000	2,483
Extraordinary gains, net	$0	4
Net income	$567,000	2,483
Minority interest net income	$0	56
Net income of bank and minority interests.	$567,000	2,484
Net charge-offs	$138,000	746
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$536,040	2,522
2019-12-31 (YTD Data)		Rank
Total interest income	$8,362,000	2,885
Total interest expense	$1,745,000	2,559
Net interest income	$6,617,000	2,933
Provision for loan and lease losses	$200,000	2,341
Total noninterest income	$568,000	3,536
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$288,000	2,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$280,000	3,650
Total noninterest expense	$4,524,000	3,201
Salaries and employee benefits	$2,423,000	3,291
Premises and equipment expense	$550,000	2,958
Additional noninterest expense	$1,551,000	3,022
Pre-tax net operating income	$2,461,000	2,759
Securities gains (losses)	$76,000	1,074
Applicable income taxes	$329,000	2,296
Income before extraordinary items	$2,208,000	2,759
Extraordinary gains, net	$0	11
Net income	$2,208,000	2,760
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,208,000	2,761
Net charge-offs	$3,000	3,565
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,141,880	2,762
2019-09-30 (YTD Data)		Rank
Total interest income	$6,246,000	2,929
Total interest expense	$1,335,000	2,541
Net interest income	$4,911,000	2,987
Provision for loan and lease losses	$0	3,836
Total noninterest income	$431,000	3,526
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$214,000	2,729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	3,647
Total noninterest expense	$3,390,000	3,209
Salaries and employee benefits	$1,819,000	3,302
Premises and equipment expense	$422,000	2,924
Additional noninterest expense	$1,149,000	3,058
Pre-tax net operating income	$1,952,000	2,765
Securities gains (losses)	$76,000	910
Applicable income taxes	$264,000	2,322
Income before extraordinary items	$1,764,000	2,719
Extraordinary gains, net	$0	11
Net income	$1,764,000	2,720
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,764,000	2,720
Net charge-offs	$-53,000	4,839
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,697,880	2,747
2019-06-30 (YTD Data)		Rank
Total interest income	$4,108,000	2,964
Total interest expense	$906,000	2,483
Net interest income	$3,202,000	3,037
Provision for loan and lease losses	$0	3,685
Total noninterest income	$284,000	3,527
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$139,000	2,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	3,629
Total noninterest expense	$2,256,000	3,232
Salaries and employee benefits	$1,212,000	3,321
Premises and equipment expense	$282,000	2,933
Additional noninterest expense	$762,000	3,107
Pre-tax net operating income	$1,230,000	2,826
Securities gains (losses)	$76,000	619
Applicable income taxes	$196,000	2,223
Income before extraordinary items	$1,110,000	2,790
Extraordinary gains, net	$0	11
Net income	$1,110,000	2,789
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,110,000	2,789
Net charge-offs	$-136,000	5,107
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,045,400	2,858
2019-03-31 (YTD Data)		Rank
Total interest income	$2,039,000	2,988
Total interest expense	$467,000	2,403
Net interest income	$1,572,000	3,096
Provision for loan and lease losses	$0	3,406
Total noninterest income	$141,000	3,518
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$67,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	3,595
Total noninterest expense	$1,144,000	3,234
Salaries and employee benefits	$610,000	3,352
Premises and equipment expense	$147,000	2,881
Additional noninterest expense	$387,000	3,078
Pre-tax net operating income	$569,000	2,891
Securities gains (losses)	$78,000	314
Applicable income taxes	$98,000	2,175
Income before extraordinary items	$549,000	2,756
Extraordinary gains, net	$0	5
Net income	$549,000	2,755
Minority interest net income	$0	52
Net income of bank and minority interests.	$549,000	2,755
Net charge-offs	$-49,000	5,066
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$482,700	2,932
2018-12-31 (YTD Data)		Rank
Total interest income	$7,615,000	3,012
Total interest expense	$1,488,000	2,348
Net interest income	$6,127,000	3,125
Provision for loan and lease losses	$350,000	1,803
Total noninterest income	$528,000	3,708
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$283,000	2,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	3,890
Total noninterest expense	$4,413,000	3,294
Salaries and employee benefits	$2,359,000	3,395
Premises and equipment expense	$548,000	3,005
Additional noninterest expense	$1,506,000	3,163
Pre-tax net operating income	$1,892,000	3,218
Securities gains (losses)	$0	1,125
Applicable income taxes	$299,000	2,401
Income before extraordinary items	$1,593,000	3,286
Extraordinary gains, net	$0	6
Net income	$1,593,000	3,285
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,593,000	3,285
Net charge-offs	$218,000	1,581
Cash dividends	$50,000	3,919
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,593,000	3,285
2018-09-30 (YTD Data)		Rank
Total interest income	$5,614,000	3,042
Total interest expense	$1,071,000	2,344
Net interest income	$4,543,000	3,170
Provision for loan and lease losses	$0	3,948
Total noninterest income	$392,000	3,747
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$207,000	2,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	3,913
Total noninterest expense	$3,238,000	3,334
Salaries and employee benefits	$1,746,000	3,423
Premises and equipment expense	$382,000	3,143
Additional noninterest expense	$1,110,000	3,206
Pre-tax net operating income	$1,697,000	3,005
Securities gains (losses)	$0	1,118
Applicable income taxes	$244,000	2,385
Income before extraordinary items	$1,453,000	3,038
Extraordinary gains, net	$0	5
Net income	$1,453,000	3,036
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,453,000	3,037
Net charge-offs	$89,000	1,812
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,453,000	3,025
2018-06-30 (YTD Data)		Rank
Total interest income	$3,690,000	3,069
Total interest expense	$684,000	2,325
Net interest income	$3,006,000	3,193
Provision for loan and lease losses	$0	3,782
Total noninterest income	$262,000	3,768
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$140,000	2,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	3,958
Total noninterest expense	$2,148,000	3,373
Salaries and employee benefits	$1,148,000	3,458
Premises and equipment expense	$256,000	3,164
Additional noninterest expense	$744,000	3,200
Pre-tax net operating income	$1,120,000	2,989
Securities gains (losses)	$0	961
Applicable income taxes	$160,000	2,385
Income before extraordinary items	$960,000	3,026
Extraordinary gains, net	$0	6
Net income	$960,000	3,025
Minority interest net income	$0	65
Net income of bank and minority interests.	$960,000	3,025
Net charge-offs	$-32,000	4,902
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$960,000	3,018
2018-03-31 (YTD Data)		Rank
Total interest income	$1,810,000	3,108
Total interest expense	$313,000	2,394
Net interest income	$1,497,000	3,220
Provision for loan and lease losses	$0	3,508
Total noninterest income	$133,000	3,748
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$72,000	2,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	3,961
Total noninterest expense	$1,056,000	3,435
Salaries and employee benefits	$567,000	3,520
Premises and equipment expense	$123,000	3,267
Additional noninterest expense	$366,000	3,241
Pre-tax net operating income	$574,000	2,894
Securities gains (losses)	$0	735
Applicable income taxes	$83,000	2,320
Income before extraordinary items	$491,000	2,926
Extraordinary gains, net	$0	7
Net income	$491,000	2,927
Minority interest net income	$0	52
Net income of bank and minority interests.	$491,000	2,926
Net charge-offs	$-17,000	4,936
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$491,000	2,913
2017-12-31 (YTD Data)		Rank
Total interest income	$6,708,000	3,202
Total interest expense	$826,000	2,877
Net interest income	$5,882,000	3,212
Provision for loan and lease losses	$300,000	1,956
Total noninterest income	$568,000	3,777
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$347,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$221,000	4,105
Total noninterest expense	$4,425,000	3,350
Salaries and employee benefits	$2,257,000	3,516
Premises and equipment expense	$553,000	3,067
Additional noninterest expense	$1,615,000	3,068
Pre-tax net operating income	$1,725,000	3,347
Securities gains (losses)	$0	2,243
Applicable income taxes	$585,000	2,304
Income before extraordinary items	$1,140,000	3,548
Extraordinary gains, net	$0	9
Net income	$1,140,000	3,547
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,140,000	3,548
Net charge-offs	$207,000	1,802
Cash dividends	$250,000	3,510
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,140,000	3,526
2017-09-30 (YTD Data)		Rank
Total interest income	$4,954,000	3,252
Total interest expense	$569,000	3,001
Net interest income	$4,385,000	3,249
Provision for loan and lease losses	$0	4,088
Total noninterest income	$428,000	3,787
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$263,000	2,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	4,173
Total noninterest expense	$3,240,000	3,413
Salaries and employee benefits	$1,693,000	3,529
Premises and equipment expense	$389,000	3,228
Additional noninterest expense	$1,158,000	3,177
Pre-tax net operating income	$1,573,000	3,082
Securities gains (losses)	$0	2,274
Applicable income taxes	$356,000	2,349
Income before extraordinary items	$1,217,000	3,185
Extraordinary gains, net	$0	9
Net income	$1,217,000	3,184
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,217,000	3,185
Net charge-offs	$13,000	3,165
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,217,000	3,164
2017-06-30 (YTD Data)		Rank
Total interest income	$3,249,000	3,277
Total interest expense	$340,000	3,155
Net interest income	$2,909,000	3,255
Provision for loan and lease losses	$0	3,871
Total noninterest income	$283,000	3,817
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$178,000	2,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	4,233
Total noninterest expense	$2,152,000	3,437
Salaries and employee benefits	$1,130,000	3,548
Premises and equipment expense	$258,000	3,233
Additional noninterest expense	$764,000	3,204
Pre-tax net operating income	$1,040,000	3,062
Securities gains (losses)	$0	1,906
Applicable income taxes	$237,000	2,346
Income before extraordinary items	$803,000	3,161
Extraordinary gains, net	$0	11
Net income	$803,000	3,160
Minority interest net income	$0	71
Net income of bank and minority interests.	$803,000	3,161
Net charge-offs	$29,000	2,369
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$803,000	3,144
2017-03-31 (YTD Data)		Rank
Total interest income	$1,607,000	3,306
Total interest expense	$154,000	3,312
Net interest income	$1,453,000	3,254
Provision for loan and lease losses	$0	3,537
Total noninterest income	$138,000	3,858
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$90,000	2,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	4,335
Total noninterest expense	$1,065,000	3,490
Salaries and employee benefits	$562,000	3,605
Premises and equipment expense	$128,000	3,301
Additional noninterest expense	$375,000	3,238
Pre-tax net operating income	$526,000	3,001
Securities gains (losses)	$0	1,153
Applicable income taxes	$121,000	2,297
Income before extraordinary items	$405,000	3,111
Extraordinary gains, net	$0	8
Net income	$405,000	3,110
Minority interest net income	$0	55
Net income of bank and minority interests.	$405,000	3,111
Net charge-offs	$6,000	2,391
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$405,000	3,094
2016-12-31 (YTD Data)		Rank
Total interest income	$6,846,000	3,167
Total interest expense	$617,000	3,276
Net interest income	$6,229,000	3,112
Provision for loan and lease losses	$300,000	1,988
Total noninterest income	$568,000	3,906
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$349,000	2,699
Trading account gains and fees	$0	170
Additional Noninterest Income	$219,000	4,274
Total noninterest expense	$4,319,000	3,492
Salaries and employee benefits	$2,214,000	3,627
Premises and equipment expense	$563,000	3,140
Additional noninterest expense	$1,542,000	3,288
Pre-tax net operating income	$2,178,000	2,916
Securities gains (losses)	$24,000	2,274
Applicable income taxes	$304,000	2,645
Income before extraordinary items	$1,898,000	2,882
Extraordinary gains, net	$0	5
Net income	$1,898,000	2,881
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,898,000	2,881
Net charge-offs	$-8,000	4,943
Cash dividends	$250,000	3,543
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,877,360	2,845
2016-09-30 (YTD Data)		Rank
Total interest income	$5,255,000	3,136
Total interest expense	$466,000	3,263
Net interest income	$4,789,000	3,074
Provision for loan and lease losses	$0	4,186
Total noninterest income	$417,000	3,964
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$246,000	2,811
Trading account gains and fees	$0	169
Additional Noninterest Income	$171,000	4,276
Total noninterest expense	$3,238,000	3,495
Salaries and employee benefits	$1,651,000	3,641
Premises and equipment expense	$424,000	3,151
Additional noninterest expense	$1,163,000	3,288
Pre-tax net operating income	$1,968,000	2,653
Securities gains (losses)	$81,000	1,417
Applicable income taxes	$352,000	2,351
Income before extraordinary items	$1,697,000	2,606
Extraordinary gains, net	$0	5
Net income	$1,697,000	2,607
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,697,000	2,607
Net charge-offs	$-13,000	4,991
Cash dividends	$250,000	3,006
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,629,770	2,623
2016-06-30 (YTD Data)		Rank
Total interest income	$3,650,000	3,056
Total interest expense	$309,000	3,287
Net interest income	$3,341,000	3,010
Provision for loan and lease losses	$0	4,017
Total noninterest income	$280,000	3,950
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$161,000	2,831
Trading account gains and fees	$0	157
Additional Noninterest Income	$119,000	4,254
Total noninterest expense	$2,154,000	3,528
Salaries and employee benefits	$1,087,000	3,706
Premises and equipment expense	$292,000	3,094
Additional noninterest expense	$775,000	3,314
Pre-tax net operating income	$1,467,000	2,441
Securities gains (losses)	$81,000	1,111
Applicable income taxes	$244,000	2,325
Income before extraordinary items	$1,304,000	2,359
Extraordinary gains, net	$0	16
Net income	$1,304,000	2,358
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,304,000	2,358
Net charge-offs	$-33,000	5,384
Cash dividends	$250,000	2,668
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,235,960	2,389
2016-03-31 (YTD Data)		Rank
Total interest income	$1,601,000	3,335
Total interest expense	$152,000	3,351
Net interest income	$1,449,000	3,294
Provision for loan and lease losses	$0	3,656
Total noninterest income	$143,000	3,891
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$79,000	2,849
Trading account gains and fees	$0	142
Additional Noninterest Income	$64,000	4,135
Total noninterest expense	$1,095,000	3,495
Salaries and employee benefits	$553,000	3,690
Premises and equipment expense	$149,000	3,073
Additional noninterest expense	$393,000	3,269
Pre-tax net operating income	$497,000	3,055
Securities gains (losses)	$172,000	335
Applicable income taxes	$162,000	2,033
Income before extraordinary items	$507,000	2,726
Extraordinary gains, net	$0	12
Net income	$507,000	2,725
Minority interest net income	$0	62
Net income of bank and minority interests.	$507,000	2,726
Net charge-offs	$-5,000	4,858
Cash dividends	$250,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$376,280	3,174
2015-12-31 (YTD Data)		Rank
Total interest income	$6,306,000	3,341
Total interest expense	$622,000	3,305
Net interest income	$5,684,000	3,309
Provision for loan and lease losses	$200,000	2,306
Total noninterest income	$500,000	4,169
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$319,000	2,914
Trading account gains and fees	$0	159
Additional Noninterest Income	$181,000	4,564
Total noninterest expense	$4,163,000	3,635
Salaries and employee benefits	$2,176,000	3,725
Premises and equipment expense	$542,000	3,321
Additional noninterest expense	$1,445,000	3,482
Pre-tax net operating income	$1,821,000	3,185
Securities gains (losses)	$136,000	969
Applicable income taxes	$384,000	2,451
Income before extraordinary items	$1,573,000	3,141
Extraordinary gains, net	$0	23
Net income	$1,573,000	3,142
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,573,000	3,143
Net charge-offs	$280,000	1,669
Cash dividends	$800,000	2,367
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,464,200	3,215
2015-09-30 (YTD Data)		Rank
Total interest income	$4,699,000	3,390
Total interest expense	$472,000	3,322
Net interest income	$4,227,000	3,353
Provision for loan and lease losses	$0	4,232
Total noninterest income	$384,000	4,177
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$238,000	2,945
Trading account gains and fees	$0	153
Additional Noninterest Income	$146,000	4,521
Total noninterest expense	$3,116,000	3,654
Salaries and employee benefits	$1,623,000	3,752
Premises and equipment expense	$410,000	3,344
Additional noninterest expense	$1,083,000	3,493
Pre-tax net operating income	$1,495,000	3,078
Securities gains (losses)	$136,000	836
Applicable income taxes	$348,000	2,342
Income before extraordinary items	$1,283,000	3,062
Extraordinary gains, net	$0	21
Net income	$1,283,000	3,062
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,283,000	3,063
Net charge-offs	$70,000	2,497
Cash dividends	$800,000	1,824
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,175,560	3,174
2015-06-30 (YTD Data)		Rank
Total interest income	$3,086,000	3,428
Total interest expense	$321,000	3,305
Net interest income	$2,765,000	3,413
Provision for loan and lease losses	$0	4,069
Total noninterest income	$227,000	4,352
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$157,000	2,938
Trading account gains and fees	$0	157
Additional Noninterest Income	$70,000	4,899
Total noninterest expense	$2,052,000	3,712
Salaries and employee benefits	$1,078,000	3,794
Premises and equipment expense	$270,000	3,377
Additional noninterest expense	$704,000	3,567
Pre-tax net operating income	$940,000	3,179
Securities gains (losses)	$145,000	661
Applicable income taxes	$237,000	2,316
Income before extraordinary items	$848,000	3,066
Extraordinary gains, net	$0	22
Net income	$848,000	3,067
Minority interest net income	$0	75
Net income of bank and minority interests.	$848,000	3,068
Net charge-offs	$-13,000	5,334
Cash dividends	$800,000	1,456
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$734,900	3,256
2015-03-31 (YTD Data)		Rank
Total interest income	$1,544,000	3,429
Total interest expense	$163,000	3,311
Net interest income	$1,381,000	3,410
Provision for loan and lease losses	$0	3,703
Total noninterest income	$109,000	4,401
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$75,000	2,985
Trading account gains and fees	$0	152
Additional Noninterest Income	$34,000	4,939
Total noninterest expense	$1,028,000	3,739
Salaries and employee benefits	$541,000	3,818
Premises and equipment expense	$134,000	3,423
Additional noninterest expense	$353,000	3,565
Pre-tax net operating income	$462,000	3,148
Securities gains (losses)	$0	2,027
Applicable income taxes	$96,000	2,489
Income before extraordinary items	$366,000	3,293
Extraordinary gains, net	$0	13
Net income	$366,000	3,296
Minority interest net income	$0	64
Net income of bank and minority interests.	$366,000	3,296
Net charge-offs	$-4,000	5,028
Cash dividends	$800,000	798
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$366,000	3,212
2014-12-31 (YTD Data)		Rank
Total interest income	$6,156,000	3,470
Total interest expense	$714,000	3,269
Net interest income	$5,442,000	3,453
Provision for loan and lease losses	$200,000	2,467
Total noninterest income	$428,000	4,514
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$330,000	3,036
Trading account gains and fees	$0	180
Additional Noninterest Income	$98,000	5,253
Total noninterest expense	$4,011,000	3,832
Salaries and employee benefits	$2,083,000	3,904
Premises and equipment expense	$525,000	3,517
Additional noninterest expense	$1,403,000	3,686
Pre-tax net operating income	$1,659,000	3,298
Securities gains (losses)	$500,000	395
Applicable income taxes	$476,000	2,248
Income before extraordinary items	$1,683,000	3,034
Extraordinary gains, net	$0	17
Net income	$1,683,000	3,034
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,683,000	3,035
Net charge-offs	$127,000	2,945
Cash dividends	$300,000	3,365
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,293,000	3,444
2014-09-30 (YTD Data)		Rank
Total interest income	$4,663,000	3,478
Total interest expense	$547,000	3,284
Net interest income	$4,116,000	3,467
Provision for loan and lease losses	$0	4,401
Total noninterest income	$335,000	4,496
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$250,000	3,047
Trading account gains and fees	$0	174
Additional Noninterest Income	$85,000	5,185
Total noninterest expense	$2,959,000	3,882
Salaries and employee benefits	$1,541,000	3,941
Premises and equipment expense	$399,000	3,539
Additional noninterest expense	$1,019,000	3,782
Pre-tax net operating income	$1,492,000	3,044
Securities gains (losses)	$44,000	1,517
Applicable income taxes	$320,000	2,393
Income before extraordinary items	$1,216,000	3,119
Extraordinary gains, net	$0	15
Net income	$1,216,000	3,119
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,216,000	3,120
Net charge-offs	$92,000	2,764
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,181,240	3,137
2014-06-30 (YTD Data)		Rank
Total interest income	$3,129,000	3,460
Total interest expense	$370,000	3,290
Net interest income	$2,759,000	3,450
Provision for loan and lease losses	$0	4,196
Total noninterest income	$222,000	4,509
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$166,000	3,032
Trading account gains and fees	$0	172
Additional Noninterest Income	$56,000	5,220
Total noninterest expense	$1,941,000	3,946
Salaries and employee benefits	$1,013,000	3,999
Premises and equipment expense	$256,000	3,661
Additional noninterest expense	$672,000	3,832
Pre-tax net operating income	$1,040,000	2,900
Securities gains (losses)	$44,000	1,240
Applicable income taxes	$236,000	2,257
Income before extraordinary items	$848,000	2,980
Extraordinary gains, net	$0	20
Net income	$848,000	2,986
Minority interest net income	$0	80
Net income of bank and minority interests.	$848,000	2,986
Net charge-offs	$76,000	2,440
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$813,680	3,000
2014-03-31 (YTD Data)		Rank
Total interest income	$1,559,000	3,493
Total interest expense	$181,000	3,377
Net interest income	$1,378,000	3,475
Provision for loan and lease losses	$0	3,817
Total noninterest income	$110,000	4,484
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$81,000	3,056
Trading account gains and fees	$0	147
Additional Noninterest Income	$29,000	5,193
Total noninterest expense	$963,000	3,992
Salaries and employee benefits	$508,000	4,031
Premises and equipment expense	$119,000	3,847
Additional noninterest expense	$336,000	3,844
Pre-tax net operating income	$525,000	2,805
Securities gains (losses)	$0	1,715
Applicable income taxes	$116,000	2,229
Income before extraordinary items	$409,000	2,946
Extraordinary gains, net	$0	16
Net income	$409,000	2,949
Minority interest net income	$0	66
Net income of bank and minority interests.	$409,000	2,949
Net charge-offs	$76,000	1,541
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$409,000	2,912
2013-12-31 (YTD Data)		Rank
Total interest income	$6,077,000	3,584
Total interest expense	$870,000	3,261
Net interest income	$5,207,000	3,613
Provision for loan and lease losses	$100,000	3,676
Total noninterest income	$611,000	4,089
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$373,000	2,970
Trading account gains and fees	$0	184
Additional Noninterest Income	$238,000	4,379
Total noninterest expense	$3,754,000	4,073
Salaries and employee benefits	$1,985,000	4,095
Premises and equipment expense	$452,000	3,957
Additional noninterest expense	$1,317,000	3,973
Pre-tax net operating income	$1,964,000	2,895
Securities gains (losses)	$7,000	2,738
Applicable income taxes	$463,000	2,240
Income before extraordinary items	$1,508,000	3,150
Extraordinary gains, net	$0	29
Net income	$1,508,000	3,152
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,508,000	3,153
Net charge-offs	$-37,000	6,373
Cash dividends	$100,000	3,941
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,502,610	3,099
2013-09-30 (YTD Data)		Rank
Total interest income	$4,533,000	3,642
Total interest expense	$696,000	3,187
Net interest income	$3,837,000	3,674
Provision for loan and lease losses	$0	4,941
Total noninterest income	$516,000	3,956
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$278,000	2,998
Trading account gains and fees	$0	180
Additional Noninterest Income	$238,000	4,085
Total noninterest expense	$2,820,000	4,085
Salaries and employee benefits	$1,489,000	4,107
Premises and equipment expense	$358,000	3,874
Additional noninterest expense	$973,000	4,015
Pre-tax net operating income	$1,533,000	2,878
Securities gains (losses)	$7,000	2,609
Applicable income taxes	$372,000	2,209
Income before extraordinary items	$1,168,000	3,123
Extraordinary gains, net	$0	25
Net income	$1,168,000	3,127
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,168,000	3,127
Net charge-offs	$-40,000	6,416
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,162,680	3,062
2013-06-30 (YTD Data)		Rank
Total interest income	$2,998,000	3,663
Total interest expense	$500,000	3,073
Net interest income	$2,498,000	3,717
Provision for loan and lease losses	$0	4,788
Total noninterest income	$382,000	3,783
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$178,000	3,042
Trading account gains and fees	$0	157
Additional Noninterest Income	$204,000	3,759
Total noninterest expense	$1,874,000	4,108
Salaries and employee benefits	$988,000	4,147
Premises and equipment expense	$240,000	3,886
Additional noninterest expense	$646,000	4,019
Pre-tax net operating income	$1,006,000	2,891
Securities gains (losses)	$0	2,791
Applicable income taxes	$242,000	2,245
Income before extraordinary items	$764,000	3,156
Extraordinary gains, net	$0	22
Net income	$764,000	3,158
Minority interest net income	$0	82
Net income of bank and minority interests.	$764,000	3,159
Net charge-offs	$-41,000	6,501
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$764,000	3,058
2013-03-31 (YTD Data)		Rank
Total interest income	$1,519,000	3,655
Total interest expense	$260,000	3,061
Net interest income	$1,259,000	3,712
Provision for loan and lease losses	$0	4,409
Total noninterest income	$238,000	3,376
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$87,000	3,070
Trading account gains and fees	$0	148
Additional Noninterest Income	$151,000	3,163
Total noninterest expense	$936,000	4,155
Salaries and employee benefits	$496,000	4,177
Premises and equipment expense	$111,000	4,078
Additional noninterest expense	$329,000	4,003
Pre-tax net operating income	$561,000	2,668
Securities gains (losses)	$0	1,966
Applicable income taxes	$141,000	2,047
Income before extraordinary items	$420,000	2,947
Extraordinary gains, net	$0	10
Net income	$420,000	2,947
Minority interest net income	$0	76
Net income of bank and minority interests.	$420,000	2,949
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$420,000	2,857
2012-12-31 (YTD Data)		Rank
Total interest income	$6,381,000	3,673
Total interest expense	$1,249,000	3,117
Net interest income	$5,132,000	3,749
Provision for loan and lease losses	$200,000	3,920
Total noninterest income	$623,000	4,108
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$374,000	3,079
Trading account gains and fees	$0	166
Additional Noninterest Income	$249,000	4,316
Total noninterest expense	$3,912,000	4,086
Salaries and employee benefits	$1,919,000	4,232
Premises and equipment expense	$518,000	3,732
Additional noninterest expense	$1,475,000	3,839
Pre-tax net operating income	$1,643,000	3,169
Securities gains (losses)	$295,000	1,376
Applicable income taxes	$494,000	2,188
Income before extraordinary items	$1,444,000	3,202
Extraordinary gains, net	$0	29
Net income	$1,444,000	3,202
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,444,000	3,202
Net charge-offs	$32,000	5,176
Cash dividends	$350,000	3,158
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,222,750	3,359
2012-09-30 (YTD Data)		Rank
Total interest income	$4,802,000	3,739
Total interest expense	$960,000	3,168
Net interest income	$3,842,000	3,813
Provision for loan and lease losses	$200,000	3,508
Total noninterest income	$395,000	4,447
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$283,000	3,084
Trading account gains and fees	$0	157
Additional Noninterest Income	$112,000	4,976
Total noninterest expense	$2,883,000	4,163
Salaries and employee benefits	$1,432,000	4,259
Premises and equipment expense	$390,000	3,769
Additional noninterest expense	$1,061,000	3,947
Pre-tax net operating income	$1,154,000	3,391
Securities gains (losses)	$266,000	1,219
Applicable income taxes	$366,000	2,266
Income before extraordinary items	$1,054,000	3,330
Extraordinary gains, net	$0	20
Net income	$1,054,000	3,331
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,054,000	3,332
Net charge-offs	$44,000	4,598
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$857,160	3,576
2012-06-30 (YTD Data)		Rank
Total interest income	$3,205,000	3,768
Total interest expense	$656,000	3,200
Net interest income	$2,549,000	3,841
Provision for loan and lease losses	$200,000	2,964
Total noninterest income	$261,000	4,483
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$182,000	3,158
Trading account gains and fees	$0	153
Additional Noninterest Income	$79,000	4,954
Total noninterest expense	$1,889,000	4,216
Salaries and employee benefits	$933,000	4,344
Premises and equipment expense	$264,000	3,740
Additional noninterest expense	$692,000	4,016
Pre-tax net operating income	$721,000	3,485
Securities gains (losses)	$219,000	1,044
Applicable income taxes	$248,000	2,250
Income before extraordinary items	$692,000	3,353
Extraordinary gains, net	$0	19
Net income	$692,000	3,353
Minority interest net income	$0	84
Net income of bank and minority interests.	$692,000	3,354
Net charge-offs	$60,000	3,867
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$529,940	3,689
2012-03-31 (YTD Data)		Rank
Total interest income	$1,629,000	3,772
Total interest expense	$332,000	3,289
Net interest income	$1,297,000	3,815
Provision for loan and lease losses	$50,000	3,648
Total noninterest income	$132,000	4,486
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$91,000	3,138
Trading account gains and fees	$0	148
Additional Noninterest Income	$41,000	4,998
Total noninterest expense	$946,000	4,242
Salaries and employee benefits	$468,000	4,371
Premises and equipment expense	$133,000	3,747
Additional noninterest expense	$345,000	4,019
Pre-tax net operating income	$433,000	3,166
Securities gains (losses)	$50,000	1,224
Applicable income taxes	$130,000	2,184
Income before extraordinary items	$353,000	3,330
Extraordinary gains, net	$0	19
Net income	$353,000	3,334
Minority interest net income	$0	78
Net income of bank and minority interests.	$353,000	3,334
Net charge-offs	$-25,000	6,932
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$316,500	3,373
2011-12-31 (YTD Data)		Rank
Total interest income	$6,546,000	3,837
Total interest expense	$1,473,000	3,491
Net interest income	$5,073,000	3,873
Provision for loan and lease losses	$0	6,496
Total noninterest income	$531,000	4,290
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$387,000	3,100
Trading account gains and fees	$0	146
Additional Noninterest Income	$144,000	4,897
Total noninterest expense	$3,745,000	4,301
Salaries and employee benefits	$1,783,000	4,477
Premises and equipment expense	$585,000	3,645
Additional noninterest expense	$1,377,000	4,083
Pre-tax net operating income	$1,859,000	2,645
Securities gains (losses)	$158,000	1,661
Applicable income taxes	$542,000	1,954
Income before extraordinary items	$1,475,000	2,797
Extraordinary gains, net	$0	29
Net income	$1,475,000	2,799
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,475,000	2,799
Net charge-offs	$48,000	5,495
Cash dividends	$850,000	1,806
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,359,660	2,879
2011-09-30 (YTD Data)		Rank
Total interest income	$4,903,000	3,881
Total interest expense	$1,155,000	3,508
Net interest income	$3,748,000	3,921
Provision for loan and lease losses	$0	6,393
Total noninterest income	$396,000	4,347
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$285,000	3,128
Trading account gains and fees	$0	145
Additional Noninterest Income	$111,000	4,959
Total noninterest expense	$2,843,000	4,274
Salaries and employee benefits	$1,314,000	4,527
Premises and equipment expense	$456,000	3,583
Additional noninterest expense	$1,073,000	3,978
Pre-tax net operating income	$1,301,000	2,844
Securities gains (losses)	$168,000	1,333
Applicable income taxes	$387,000	1,981
Income before extraordinary items	$1,082,000	2,907
Extraordinary gains, net	$0	21
Net income	$1,082,000	2,910
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,082,000	2,910
Net charge-offs	$-58,000	7,265
Cash dividends	$350,000	2,179
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$957,680	3,042
2011-06-30 (YTD Data)		Rank
Total interest income	$3,230,000	3,943
Total interest expense	$823,000	3,439
Net interest income	$2,407,000	4,035
Provision for loan and lease losses	$0	6,217
Total noninterest income	$259,000	4,414
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$185,000	3,171
Trading account gains and fees	$0	153
Additional Noninterest Income	$74,000	5,003
Total noninterest expense	$1,788,000	4,476
Salaries and employee benefits	$854,000	4,648
Premises and equipment expense	$252,000	4,084
Additional noninterest expense	$682,000	4,186
Pre-tax net operating income	$878,000	2,761
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$219,000	2,131
Income before extraordinary items	$660,000	3,016
Extraordinary gains, net	$0	15
Net income	$660,000	3,018
Minority interest net income	$0	89
Net income of bank and minority interests.	$660,000	3,018
Net charge-offs	$-53,000	7,320
Cash dividends	$50,000	3,097
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$659,250	2,937
2011-03-31 (YTD Data)		Rank
Total interest income	$1,559,000	4,059
Total interest expense	$430,000	3,430
Net interest income	$1,129,000	4,225
Provision for loan and lease losses	$0	5,840
Total noninterest income	$129,000	4,454
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$93,000	3,131
Trading account gains and fees	$0	158
Additional Noninterest Income	$36,000	5,153
Total noninterest expense	$891,000	4,508
Salaries and employee benefits	$428,000	4,675
Premises and equipment expense	$119,000	4,293
Additional noninterest expense	$344,000	4,142
Pre-tax net operating income	$367,000	3,142
Securities gains (losses)	$0	1,772
Applicable income taxes	$85,000	2,355
Income before extraordinary items	$282,000	3,360
Extraordinary gains, net	$0	9
Net income	$282,000	3,357
Minority interest net income	$0	86
Net income of bank and minority interests.	$282,000	3,358
Net charge-offs	$-6,000	6,852
Cash dividends	$50,000	2,222
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$282,000	3,309
2010-12-31 (YTD Data)		Rank
Total interest income	$6,488,000	4,100
Total interest expense	$1,865,000	3,749
Net interest income	$4,623,000	4,168
Provision for loan and lease losses	$260,000	5,036
Total noninterest income	$571,000	4,339
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$431,000	2,934
Trading account gains and fees	$0	175
Additional Noninterest Income	$140,000	5,057
Total noninterest expense	$3,748,000	4,396
Salaries and employee benefits	$1,683,000	4,724
Premises and equipment expense	$559,000	3,913
Additional noninterest expense	$1,506,000	3,994
Pre-tax net operating income	$1,186,000	3,108
Securities gains (losses)	$392,000	1,062
Applicable income taxes	$354,000	2,216
Income before extraordinary items	$1,224,000	2,876
Extraordinary gains, net	$0	29
Net income	$1,224,000	2,873
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,224,000	2,877
Net charge-offs	$365,000	4,050
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$918,240	3,247
2010-09-30 (YTD Data)		Rank
Total interest income	$4,916,000	4,163
Total interest expense	$1,455,000	3,781
Net interest income	$3,461,000	4,239
Provision for loan and lease losses	$50,000	6,224
Total noninterest income	$442,000	4,310
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$333,000	2,945
Trading account gains and fees	$0	165
Additional Noninterest Income	$109,000	5,106
Total noninterest expense	$2,830,000	4,393
Salaries and employee benefits	$1,256,000	4,780
Premises and equipment expense	$425,000	3,938
Additional noninterest expense	$1,149,000	3,926
Pre-tax net operating income	$1,023,000	3,047
Securities gains (losses)	$138,000	1,667
Applicable income taxes	$256,000	2,303
Income before extraordinary items	$905,000	3,068
Extraordinary gains, net	$0	23
Net income	$905,000	3,066
Minority interest net income	$0	110
Net income of bank and minority interests.	$905,000	3,069
Net charge-offs	$363,000	3,478
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$797,360	3,161
2010-06-30 (YTD Data)		Rank
Total interest income	$3,263,000	4,209
Total interest expense	$1,010,000	3,782
Net interest income	$2,253,000	4,302
Provision for loan and lease losses	$0	6,857
Total noninterest income	$293,000	4,308
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$229,000	2,892
Trading account gains and fees	$0	152
Additional Noninterest Income	$64,000	5,284
Total noninterest expense	$1,873,000	4,432
Salaries and employee benefits	$822,000	4,856
Premises and equipment expense	$282,000	3,980
Additional noninterest expense	$769,000	3,897
Pre-tax net operating income	$673,000	3,101
Securities gains (losses)	$21,000	2,342
Applicable income taxes	$142,000	2,459
Income before extraordinary items	$552,000	3,226
Extraordinary gains, net	$0	19
Net income	$552,000	3,221
Minority interest net income	$0	105
Net income of bank and minority interests.	$552,000	3,224
Net charge-offs	$194,000	3,581
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$535,200	3,182
2010-03-31 (YTD Data)		Rank
Total interest income	$1,688,000	4,178
Total interest expense	$519,000	3,830
Net interest income	$1,169,000	4,231
Provision for loan and lease losses	$0	6,552
Total noninterest income	$147,000	4,322
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$114,000	2,889
Trading account gains and fees	$0	175
Additional Noninterest Income	$33,000	5,318
Total noninterest expense	$954,000	4,422
Salaries and employee benefits	$416,000	4,884
Premises and equipment expense	$146,000	3,946
Additional noninterest expense	$392,000	3,838
Pre-tax net operating income	$362,000	3,006
Securities gains (losses)	$0	2,284
Applicable income taxes	$74,000	2,428
Income before extraordinary items	$288,000	3,211
Extraordinary gains, net	$0	16
Net income	$288,000	3,207
Minority interest net income	$0	91
Net income of bank and minority interests.	$288,000	3,211
Net charge-offs	$111,000	3,006
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$288,000	3,104
2009-12-31 (YTD Data)		Rank
Total interest income	$7,171,000	4,109
Total interest expense	$2,803,000	3,601
Net interest income	$4,368,000	4,311
Provision for loan and lease losses	$300,000	5,244
Total noninterest income	$607,000	4,343
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$515,000	2,826
Trading account gains and fees	$0	211
Additional Noninterest Income	$92,000	5,747
Total noninterest expense	$3,743,000	4,524
Salaries and employee benefits	$1,678,000	4,862
Premises and equipment expense	$546,000	4,147
Additional noninterest expense	$1,519,000	4,044
Pre-tax net operating income	$932,000	3,096
Securities gains (losses)	$608,000	763
Applicable income taxes	$329,000	1,940
Income before extraordinary items	$1,211,000	2,467
Extraordinary gains, net	$0	34
Net income	$1,211,000	2,465
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,211,000	2,466
Net charge-offs	$52,000	6,185
Cash dividends	$100,000	4,111
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$730,680	3,230
2009-09-30 (YTD Data)		Rank
Total interest income	$5,407,000	4,155
Total interest expense	$2,272,000	3,519
Net interest income	$3,135,000	4,455
Provision for loan and lease losses	$50,000	6,514
Total noninterest income	$453,000	4,421
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$383,000	2,849
Trading account gains and fees	$0	212
Additional Noninterest Income	$70,000	5,852
Total noninterest expense	$2,809,000	4,541
Salaries and employee benefits	$1,242,000	4,943
Premises and equipment expense	$407,000	4,210
Additional noninterest expense	$1,160,000	3,960
Pre-tax net operating income	$729,000	3,251
Securities gains (losses)	$506,000	699
Applicable income taxes	$279,000	1,999
Income before extraordinary items	$956,000	2,551
Extraordinary gains, net	$0	27
Net income	$956,000	2,549
Minority interest net income	$0	118
Net income of bank and minority interests.	$956,000	2,552
Net charge-offs	$11,000	6,487
Cash dividends	$50,000	3,887
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$566,380	3,383
2009-06-30 (YTD Data)		Rank
Total interest income	$3,622,000	4,175
Total interest expense	$1,619,000	3,477
Net interest income	$2,003,000	4,576
Provision for loan and lease losses	$0	7,158
Total noninterest income	$298,000	4,445
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$251,000	2,856
Trading account gains and fees	$0	193
Additional Noninterest Income	$47,000	5,912
Total noninterest expense	$1,852,000	4,600
Salaries and employee benefits	$816,000	5,040
Premises and equipment expense	$271,000	4,234
Additional noninterest expense	$765,000	4,006
Pre-tax net operating income	$449,000	3,479
Securities gains (losses)	$506,000	504
Applicable income taxes	$234,000	1,801
Income before extraordinary items	$721,000	2,419
Extraordinary gains, net	$0	21
Net income	$721,000	2,417
Minority interest net income	$0	112
Net income of bank and minority interests.	$721,000	2,419
Net charge-offs	$-8,000	7,866
Cash dividends	$50,000	3,632
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$341,500	3,622
2009-03-31 (YTD Data)		Rank
Total interest income	$1,823,000	4,198
Total interest expense	$837,000	3,506
Net interest income	$986,000	4,621
Provision for loan and lease losses	$0	6,744
Total noninterest income	$144,000	4,485
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$119,000	2,908
Trading account gains and fees	$0	171
Additional Noninterest Income	$25,000	5,902
Total noninterest expense	$906,000	4,593
Salaries and employee benefits	$404,000	5,117
Premises and equipment expense	$132,000	4,337
Additional noninterest expense	$370,000	3,803
Pre-tax net operating income	$224,000	3,853
Securities gains (losses)	$490,000	343
Applicable income taxes	$200,000	1,454
Income before extraordinary items	$514,000	2,080
Extraordinary gains, net	$0	15
Net income	$514,000	2,081
Minority interest net income	$0	102
Net income of bank and minority interests.	$514,000	2,081
Net charge-offs	$-10,000	7,862
Cash dividends	$50,000	2,639
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$161,200	4,065
2008-12-31 (YTD Data)		Rank
Total interest income	$7,206,000	4,404
Total interest expense	$3,321,000	3,977
Net interest income	$3,885,000	4,669
Provision for loan and lease losses	$0	7,334
Total noninterest income	$755,000	3,973
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$534,000	2,867
Trading account gains and fees	$0	154
Additional Noninterest Income	$221,000	4,680
Total noninterest expense	$3,562,000	4,581
Salaries and employee benefits	$1,580,000	5,171
Premises and equipment expense	$558,000	4,166
Additional noninterest expense	$1,424,000	3,764
Pre-tax net operating income	$1,078,000	3,623
Securities gains (losses)	$164,000	818
Applicable income taxes	$260,000	2,554
Income before extraordinary items	$982,000	3,325
Extraordinary gains, net	$0	39
Net income	$982,000	3,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,620
Cash dividends	$60,000	5,180
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$852,440	3,726
2008-09-30 (YTD Data)		Rank
Total interest income	$5,412,000	4,458
Total interest expense	$2,546,000	4,029
Net interest income	$2,866,000	4,745
Provision for loan and lease losses	$0	6,991
Total noninterest income	$591,000	3,991
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$396,000	2,909
Trading account gains and fees	$0	148
Additional Noninterest Income	$195,000	4,471
Total noninterest expense	$2,626,000	4,627
Salaries and employee benefits	$1,171,000	5,250
Premises and equipment expense	$414,000	4,199
Additional noninterest expense	$1,041,000	3,751
Pre-tax net operating income	$831,000	4,029
Securities gains (losses)	$94,000	1,011
Applicable income taxes	$200,000	2,910
Income before extraordinary items	$725,000	3,750
Extraordinary gains, net	$0	31
Net income	$725,000	3,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,288
Cash dividends	$60,000	4,629
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$651,680	4,115
2008-06-30 (YTD Data)		Rank
Total interest income	$3,594,000	4,532
Total interest expense	$1,759,000	4,078
Net interest income	$1,835,000	4,884
Provision for loan and lease losses	$0	6,671
Total noninterest income	$419,000	3,920
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$261,000	2,910
Trading account gains and fees	$0	149
Additional Noninterest Income	$158,000	4,216
Total noninterest expense	$1,732,000	4,687
Salaries and employee benefits	$779,000	5,308
Premises and equipment expense	$274,000	4,247
Additional noninterest expense	$679,000	3,804
Pre-tax net operating income	$522,000	4,302
Securities gains (losses)	$92,000	1,043
Applicable income taxes	$134,000	3,145
Income before extraordinary items	$480,000	4,102
Extraordinary gains, net	$0	21
Net income	$480,000	4,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,683
Cash dividends	$30,000	4,575
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$408,240	4,372
2008-03-31 (YTD Data)		Rank
Total interest income	$1,850,000	4,552
Total interest expense	$923,000	4,117
Net interest income	$927,000	4,863
Provision for loan and lease losses	$0	6,080
Total noninterest income	$168,000	4,355
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$130,000	2,892
Trading account gains and fees	$0	158
Additional Noninterest Income	$38,000	5,536
Total noninterest expense	$866,000	4,702
Salaries and employee benefits	$396,000	5,268
Premises and equipment expense	$131,000	4,397
Additional noninterest expense	$339,000	3,754
Pre-tax net operating income	$229,000	4,712
Securities gains (losses)	$73,000	877
Applicable income taxes	$65,000	3,297
Income before extraordinary items	$237,000	4,313
Extraordinary gains, net	$0	15
Net income	$237,000	4,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,531
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$180,060	4,765
2007-12-31 (YTD Data)		Rank
Total interest income	$6,576,000	4,917
Total interest expense	$2,911,000	4,883
Net interest income	$3,665,000	4,876
Provision for loan and lease losses	$0	6,851
Total noninterest income	$606,000	4,619
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$529,000	2,924
Trading account gains and fees	$0	178
Additional Noninterest Income	$77,000	6,577
Total noninterest expense	$3,213,000	4,796
Salaries and employee benefits	$1,523,000	5,258
Premises and equipment expense	$523,000	4,229
Additional noninterest expense	$1,167,000	4,154
Pre-tax net operating income	$1,058,000	4,621
Securities gains (losses)	$-44,000	7,984
Applicable income taxes	$181,000	3,951
Income before extraordinary items	$833,000	4,698
Extraordinary gains, net	$0	39
Net income	$833,000	4,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,230
Cash dividends	$600,000	3,413
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$869,080	4,604
2007-09-30 (YTD Data)		Rank
Total interest income	$4,767,000	5,047
Total interest expense	$2,068,000	5,021
Net interest income	$2,699,000	4,971
Provision for loan and lease losses	$0	6,528
Total noninterest income	$438,000	4,708
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$386,000	2,988
Trading account gains and fees	$0	184
Additional Noninterest Income	$52,000	6,738
Total noninterest expense	$2,395,000	4,787
Salaries and employee benefits	$1,128,000	5,281
Premises and equipment expense	$391,000	4,239
Additional noninterest expense	$876,000	4,102
Pre-tax net operating income	$742,000	5,002
Securities gains (losses)	$-44,000	8,144
Applicable income taxes	$111,000	4,344
Income before extraordinary items	$587,000	5,040
Extraordinary gains, net	$0	33
Net income	$587,000	5,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,141
Cash dividends	$350,000	3,430
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$623,960	4,920
2007-06-30 (YTD Data)		Rank
Total interest income	$3,103,000	5,146
Total interest expense	$1,336,000	5,114
Net interest income	$1,767,000	5,053
Provision for loan and lease losses	$0	6,209
Total noninterest income	$283,000	4,799
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$248,000	3,050
Trading account gains and fees	$0	168
Additional Noninterest Income	$35,000	6,783
Total noninterest expense	$1,570,000	4,865
Salaries and employee benefits	$751,000	5,329
Premises and equipment expense	$253,000	4,346
Additional noninterest expense	$566,000	4,192
Pre-tax net operating income	$480,000	5,123
Securities gains (losses)	$-35,000	8,244
Applicable income taxes	$67,000	4,512
Income before extraordinary items	$378,000	5,191
Extraordinary gains, net	$0	29
Net income	$378,000	5,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-53,000	8,303
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$407,750	5,025
2007-03-31 (YTD Data)		Rank
Total interest income	$1,519,000	5,205
Total interest expense	$660,000	5,130
Net interest income	$859,000	5,148
Provision for loan and lease losses	$0	5,779
Total noninterest income	$135,000	4,869
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$116,000	3,150
Trading account gains and fees	$0	195
Additional Noninterest Income	$19,000	6,688
Total noninterest expense	$773,000	4,909
Salaries and employee benefits	$373,000	5,386
Premises and equipment expense	$124,000	4,417
Additional noninterest expense	$276,000	4,217
Pre-tax net operating income	$221,000	5,300
Securities gains (losses)	$-35,000	8,454
Applicable income taxes	$20,000	4,933
Income before extraordinary items	$166,000	5,446
Extraordinary gains, net	$0	22
Net income	$166,000	5,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	8,401
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$197,150	5,082
2006-12-31 (YTD Data)		Rank
Total interest income	$5,426,000	5,324
Total interest expense	$2,276,000	5,064
Net interest income	$3,150,000	5,372
Provision for loan and lease losses	$0	6,850
Total noninterest income	$564,000	4,875
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$470,000	3,196
Trading account gains and fees	$0	130
Additional Noninterest Income	$94,000	6,427
Total noninterest expense	$3,128,000	4,748
Salaries and employee benefits	$1,567,000	5,046
Premises and equipment expense	$477,000	4,401
Additional noninterest expense	$1,084,000	4,260
Pre-tax net operating income	$586,000	6,231
Securities gains (losses)	$-89,000	8,161
Applicable income taxes	$-9,000	8,182
Income before extraordinary items	$506,000	6,145
Extraordinary gains, net	$0	51
Net income	$506,000	6,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,051
Cash dividends	$550,000	3,563
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$595,000	5,829
2006-09-30 (YTD Data)		Rank
Total interest income	$3,951,000	5,407
Total interest expense	$1,638,000	5,105
Net interest income	$2,313,000	5,488
Provision for loan and lease losses	$0	6,685
Total noninterest income	$432,000	4,839
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$352,000	3,206
Trading account gains and fees	$0	126
Additional Noninterest Income	$80,000	6,220
Total noninterest expense	$2,366,000	4,709
Salaries and employee benefits	$1,188,000	5,000
Premises and equipment expense	$356,000	4,428
Additional noninterest expense	$822,000	4,192
Pre-tax net operating income	$379,000	6,692
Securities gains (losses)	$-89,000	8,367
Applicable income taxes	$-34,000	8,478
Income before extraordinary items	$324,000	6,603
Extraordinary gains, net	$0	45
Net income	$324,000	6,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,827
Cash dividends	$550,000	2,788
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$413,000	6,173
2006-06-30 (YTD Data)		Rank
Total interest income	$2,544,000	5,478
Total interest expense	$1,019,000	5,183
Net interest income	$1,525,000	5,539
Provision for loan and lease losses	$0	6,419
Total noninterest income	$298,000	4,768
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$234,000	3,197
Trading account gains and fees	$0	126
Additional Noninterest Income	$64,000	5,953
Total noninterest expense	$1,583,000	4,716
Salaries and employee benefits	$802,000	4,982
Premises and equipment expense	$236,000	4,434
Additional noninterest expense	$545,000	4,214
Pre-tax net operating income	$240,000	6,824
Securities gains (losses)	$-34,000	8,254
Applicable income taxes	$-18,000	8,517
Income before extraordinary items	$224,000	6,557
Extraordinary gains, net	$0	39
Net income	$224,000	6,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,463
Cash dividends	$300,000	3,088
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$258,000	6,321
2006-03-31 (YTD Data)		Rank
Total interest income	$1,243,000	5,495
Total interest expense	$480,000	5,234
Net interest income	$763,000	5,556
Provision for loan and lease losses	$0	6,013
Total noninterest income	$134,000	4,950
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$112,000	3,228
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,000	6,566
Total noninterest expense	$780,000	4,776
Salaries and employee benefits	$404,000	4,976
Premises and equipment expense	$114,000	4,571
Additional noninterest expense	$262,000	4,319
Pre-tax net operating income	$117,000	6,846
Securities gains (losses)	$-35,000	8,495
Applicable income taxes	$-16,000	8,554
Income before extraordinary items	$98,000	6,766
Extraordinary gains, net	$0	21
Net income	$98,000	6,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$133,000	6,200
2005-12-31 (YTD Data)		Rank
Total interest income	$4,930,000	5,197
Total interest expense	$1,404,000	5,403
Net interest income	$3,526,000	4,992
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$509,000	5,207
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$428,000	3,400
Trading account gains and fees	$0	138
Additional Noninterest Income	$81,000	6,738
Total noninterest expense	$2,872,000	4,928
Salaries and employee benefits	$1,487,000	5,080
Premises and equipment expense	$337,000	5,401
Additional noninterest expense	$1,048,000	4,262
Pre-tax net operating income	$1,043,000	5,242
Securities gains (losses)	$-34,000	8,043
Applicable income taxes	$200,000	4,669
Income before extraordinary items	$809,000	5,316
Extraordinary gains, net	$0	46
Net income	$809,000	5,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,036
Cash dividends	$600,000	3,308
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$836,200	5,217
2005-09-30 (YTD Data)		Rank
Total interest income	$3,690,000	5,170
Total interest expense	$975,000	5,507
Net interest income	$2,715,000	4,939
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$365,000	5,326
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$307,000	3,509
Trading account gains and fees	$0	126
Additional Noninterest Income	$58,000	6,825
Total noninterest expense	$2,136,000	4,920
Salaries and employee benefits	$1,104,000	5,086
Premises and equipment expense	$255,000	5,370
Additional noninterest expense	$777,000	4,275
Pre-tax net operating income	$854,000	5,160
Securities gains (losses)	$0	2,317
Applicable income taxes	$180,000	4,564
Income before extraordinary items	$674,000	5,177
Extraordinary gains, net	$0	35
Net income	$674,000	5,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$600,000	2,503
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$674,000	5,132
2005-06-30 (YTD Data)		Rank
Total interest income	$2,473,000	5,089
Total interest expense	$602,000	5,553
Net interest income	$1,871,000	4,814
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$231,000	5,422
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$191,000	3,608
Trading account gains and fees	$0	116
Additional Noninterest Income	$40,000	6,773
Total noninterest expense	$1,428,000	4,894
Salaries and employee benefits	$735,000	5,095
Premises and equipment expense	$176,000	5,238
Additional noninterest expense	$517,000	4,259
Pre-tax net operating income	$614,000	4,955
Securities gains (losses)	$0	2,146
Applicable income taxes	$133,000	4,417
Income before extraordinary items	$481,000	4,980
Extraordinary gains, net	$0	30
Net income	$481,000	4,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,194
Cash dividends	$100,000	4,233
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$481,000	4,928
2005-03-31 (YTD Data)		Rank
Total interest income	$1,242,000	5,077
Total interest expense	$287,000	5,602
Net interest income	$955,000	4,765
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$119,000	5,277
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$91,000	3,658
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,283
Total noninterest expense	$736,000	4,811
Salaries and employee benefits	$370,000	5,097
Premises and equipment expense	$102,000	4,794
Additional noninterest expense	$264,000	4,190
Pre-tax net operating income	$308,000	4,920
Securities gains (losses)	$0	1,685
Applicable income taxes	$67,000	4,351
Income before extraordinary items	$241,000	4,955
Extraordinary gains, net	$0	24
Net income	$241,000	4,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,822
Cash dividends	$100,000	2,899
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$241,000	4,910
2004-12-31 (YTD Data)		Rank
Total interest income	$4,332,000	5,316
Total interest expense	$999,000	5,654
Net interest income	$3,333,000	5,072
Provision for loan and lease losses	$155,000	4,178
Total noninterest income	$520,000	5,166
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$373,000	3,800
Trading account gains and fees	$0	138
Additional Noninterest Income	$147,000	5,731
Total noninterest expense	$2,735,000	4,985
Salaries and employee benefits	$1,404,000	5,160
Premises and equipment expense	$331,000	5,397
Additional noninterest expense	$1,000,000	4,348
Pre-tax net operating income	$963,000	5,333
Securities gains (losses)	$-31,000	8,491
Applicable income taxes	$141,000	5,174
Income before extraordinary items	$791,000	5,289
Extraordinary gains, net	$0	34
Net income	$791,000	5,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,264
Cash dividends	$500,000	3,518
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$817,350	5,152
2004-09-30 (YTD Data)		Rank
Total interest income	$3,200,000	5,335
Total interest expense	$725,000	5,731
Net interest income	$2,475,000	5,091
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$412,000	5,060
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$279,000	3,832
Trading account gains and fees	$0	134
Additional Noninterest Income	$133,000	5,374
Total noninterest expense	$2,074,000	4,903
Salaries and employee benefits	$1,054,000	5,120
Premises and equipment expense	$258,000	5,245
Additional noninterest expense	$762,000	4,230
Pre-tax net operating income	$723,000	5,444
Securities gains (losses)	$0	3,710
Applicable income taxes	$109,000	5,250
Income before extraordinary items	$614,000	5,299
Extraordinary gains, net	$0	26
Net income	$614,000	5,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,126
Cash dividends	$500,000	2,672
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$614,000	5,221
2004-06-30 (YTD Data)		Rank
Total interest income	$2,129,000	5,351
Total interest expense	$477,000	5,784
Net interest income	$1,652,000	5,092
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$303,000	4,796
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$185,000	3,835
Trading account gains and fees	$0	130
Additional Noninterest Income	$118,000	4,818
Total noninterest expense	$1,409,000	4,855
Salaries and employee benefits	$700,000	5,166
Premises and equipment expense	$174,000	5,230
Additional noninterest expense	$535,000	4,103
Pre-tax net operating income	$486,000	5,375
Securities gains (losses)	$0	3,413
Applicable income taxes	$81,000	5,100
Income before extraordinary items	$405,000	5,291
Extraordinary gains, net	$0	21
Net income	$405,000	5,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,375
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$405,000	5,208
2004-03-31 (YTD Data)		Rank
Total interest income	$1,053,000	5,404
Total interest expense	$249,000	5,724
Net interest income	$804,000	5,194
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$108,000	5,602
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$89,000	3,861
Trading account gains and fees	$0	121
Additional Noninterest Income	$19,000	6,892
Total noninterest expense	$666,000	5,079
Salaries and employee benefits	$347,000	5,216
Premises and equipment expense	$83,000	5,402
Additional noninterest expense	$236,000	4,505
Pre-tax net operating income	$216,000	5,640
Securities gains (losses)	$0	2,934
Applicable income taxes	$31,000	5,362
Income before extraordinary items	$185,000	5,527
Extraordinary gains, net	$0	16
Net income	$185,000	5,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$185,000	5,409
2003-12-31 (YTD Data)		Rank
Total interest income	$4,537,000	5,209
Total interest expense	$1,176,000	5,629
Net interest income	$3,361,000	4,924
Provision for loan and lease losses	$240,000	3,615
Total noninterest income	$433,000	5,789
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$376,000	3,783
Trading account gains and fees	$0	160
Additional Noninterest Income	$57,000	7,379
Total noninterest expense	$2,540,000	5,163
Salaries and employee benefits	$1,282,000	5,402
Premises and equipment expense	$353,000	5,133
Additional noninterest expense	$905,000	4,606
Pre-tax net operating income	$1,014,000	5,140
Securities gains (losses)	$0	4,500
Applicable income taxes	$217,000	4,803
Income before extraordinary items	$797,000	5,252
Extraordinary gains, net	$0	54
Net income	$797,000	5,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$466,000	1,696
Cash dividends	$665,000	3,023
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$797,000	5,087
2003-09-30 (YTD Data)		Rank
Total interest income	$3,402,000	5,273
Total interest expense	$921,000	5,635
Net interest income	$2,481,000	4,993
Provision for loan and lease losses	$120,000	4,343
Total noninterest income	$330,000	5,819
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$284,000	3,788
Trading account gains and fees	$0	153
Additional Noninterest Income	$46,000	7,333
Total noninterest expense	$1,891,000	5,168
Salaries and employee benefits	$969,000	5,361
Premises and equipment expense	$272,000	5,046
Additional noninterest expense	$650,000	4,732
Pre-tax net operating income	$800,000	5,130
Securities gains (losses)	$0	4,204
Applicable income taxes	$183,000	4,793
Income before extraordinary items	$617,000	5,324
Extraordinary gains, net	$0	40
Net income	$617,000	5,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$370,000	1,474
Cash dividends	$390,000	3,078
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$617,000	5,138
2003-06-30 (YTD Data)		Rank
Total interest income	$2,253,000	5,329
Total interest expense	$653,000	5,557
Net interest income	$1,600,000	5,120
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$216,000	5,831
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$190,000	3,743
Trading account gains and fees	$0	150
Additional Noninterest Income	$26,000	7,515
Total noninterest expense	$1,260,000	5,174
Salaries and employee benefits	$646,000	5,382
Premises and equipment expense	$180,000	5,053
Additional noninterest expense	$434,000	4,714
Pre-tax net operating income	$496,000	5,327
Securities gains (losses)	$0	3,782
Applicable income taxes	$108,000	5,017
Income before extraordinary items	$388,000	5,492
Extraordinary gains, net	$0	30
Net income	$388,000	5,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,985
Cash dividends	$55,000	4,693
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$388,000	5,279
2003-03-31 (YTD Data)		Rank
Total interest income	$1,143,000	5,307
Total interest expense	$364,000	5,327
Net interest income	$779,000	5,195
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$109,000	5,690
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$95,000	3,670
Trading account gains and fees	$0	134
Additional Noninterest Income	$14,000	7,447
Total noninterest expense	$617,000	5,247
Salaries and employee benefits	$328,000	5,324
Premises and equipment expense	$91,000	5,012
Additional noninterest expense	$198,000	4,993
Pre-tax net operating income	$241,000	5,372
Securities gains (losses)	$0	2,891
Applicable income taxes	$51,000	5,066
Income before extraordinary items	$190,000	5,446
Extraordinary gains, net	$0	21
Net income	$190,000	5,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$55,000	3,359
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$190,000	5,252
2002-12-31 (YTD Data)		Rank
Total interest income	$4,735,000	5,354
Total interest expense	$1,536,000	5,651
Net interest income	$3,199,000	5,082
Provision for loan and lease losses	$100,000	5,681
Total noninterest income	$428,000	5,607
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$384,000	3,626
Trading account gains and fees	$0	153
Additional Noninterest Income	$44,000	7,759
Total noninterest expense	$2,435,000	5,164
Salaries and employee benefits	$1,258,000	5,314
Premises and equipment expense	$333,000	5,244
Additional noninterest expense	$844,000	4,750
Pre-tax net operating income	$1,092,000	4,981
Securities gains (losses)	$0	4,537
Applicable income taxes	$284,000	4,536
Income before extraordinary items	$808,000	5,180
Extraordinary gains, net	$0	70
Net income	$808,000	5,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,876
Cash dividends	$545,000	3,312
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$808,000	5,036
2001-12-31 (YTD Data)		Rank
Total interest income	$5,109,000	5,541
Total interest expense	$2,014,000	6,070
Net interest income	$3,095,000	4,948
Provision for loan and lease losses	$476,000	2,308
Total noninterest income	$595,000	4,598
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$358,000	3,704
Trading account gains and fees	$0	177
Additional Noninterest Income	$237,000	4,590
Total noninterest expense	$2,146,000	5,485
Salaries and employee benefits	$1,100,000	5,652
Premises and equipment expense	$299,000	5,528
Additional noninterest expense	$747,000	5,025
Pre-tax net operating income	$1,068,000	4,726
Securities gains (losses)	$0	4,612
Applicable income taxes	$275,000	4,439
Income before extraordinary items	$793,000	4,893
Extraordinary gains, net	$0	105
Net income	$793,000	4,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,877
Cash dividends	$377,000	3,997
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$793,000	4,777
2000-12-31 (YTD Data)		Rank
Total interest income	$5,021,000	5,718
Total interest expense	$2,134,000	6,081
Net interest income	$2,887,000	5,292
Provision for loan and lease losses	$380,000	2,366
Total noninterest income	$494,000	4,945
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$293,000	4,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	4,793
Total noninterest expense	$1,984,000	5,709
Salaries and employee benefits	$1,096,000	5,570
Premises and equipment expense	$277,000	5,678
Additional noninterest expense	$611,000	5,714
Pre-tax net operating income	$1,017,000	5,210
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$283,000	4,706
Income before extraordinary items	$729,000	5,312
Extraordinary gains, net	$0	38
Net income	$729,000	5,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,352
Cash dividends	$177,000	5,304
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$732,600	5,304
1999-12-31 (YTD Data)		Rank
Total interest income	$4,128,000	6,253
Total interest expense	$1,716,000	6,510
Net interest income	$2,412,000	5,936
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$624,000	4,313
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$264,000	4,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	3,640
Total noninterest expense	$2,290,000	5,177
Salaries and employee benefits	$954,000	6,080
Premises and equipment expense	$260,000	5,916
Additional noninterest expense	$1,076,000	3,778
Pre-tax net operating income	$696,000	6,326
Securities gains (losses)	$0	3,155
Applicable income taxes	$229,000	5,413
Income before extraordinary items	$467,000	6,605
Extraordinary gains, net	$0	35
Net income	$467,000	6,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	9,412
Cash dividends	$350,000	4,197
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$467,000	6,587
1998-12-31 (YTD Data)		Rank
Total interest income	$4,008,000	6,476
Total interest expense	$1,636,000	6,904
Net interest income	$2,372,000	6,026
Provision for loan and lease losses	$0	8,652
Total noninterest income	$364,000	5,907
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	4,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	6,932
Total noninterest expense	$3,520,000	3,592
Salaries and employee benefits	$2,007,000	3,323
Premises and equipment expense	$258,000	5,848
Additional noninterest expense	$1,255,000	3,245
Pre-tax net operating income	$-784,000	10,295
Securities gains (losses)	$0	4,449
Applicable income taxes	$-279,000	10,347
Income before extraordinary items	$-505,000	10,230
Extraordinary gains, net	$0	32
Net income	$-505,000	10,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	9,619
Cash dividends	$490,000	3,597
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$-505,000	10,201
1997-12-31 (YTD Data)		Rank
Total interest income	$4,741,000	6,011
Total interest expense	$1,913,000	6,439
Net interest income	$2,828,000	5,540
Provision for loan and lease losses	$0	8,829
Total noninterest income	$388,000	5,825
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$266,000	4,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	6,233
Total noninterest expense	$1,771,000	6,133
Salaries and employee benefits	$835,000	6,606
Premises and equipment expense	$244,000	6,139
Additional noninterest expense	$692,000	5,260
Pre-tax net operating income	$1,445,000	4,627
Securities gains (losses)	$0	3,944
Applicable income taxes	$479,000	4,340
Income before extraordinary items	$966,000	4,819
Extraordinary gains, net	$0	44
Net income	$966,000	4,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	10,298
Cash dividends	$1,240,000	1,846
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$966,000	4,760
1996-12-31 (YTD Data)		Rank
Total interest income	$5,249,000	5,723
Total interest expense	$2,266,000	5,913
Net interest income	$2,983,000	5,465
Provision for loan and lease losses	$-225,000	11,349
Total noninterest income	$461,000	5,449
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$294,000	4,286
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	5,663
Total noninterest expense	$1,957,000	6,022
Salaries and employee benefits	$901,000	6,460
Premises and equipment expense	$238,000	6,414
Additional noninterest expense	$818,000	5,130
Pre-tax net operating income	$1,712,000	3,890
Securities gains (losses)	$0	4,148
Applicable income taxes	$563,000	3,772
Income before extraordinary items	$1,149,000	4,015
Extraordinary gains, net	$0	53
Net income	$1,149,000	4,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-165,000	11,313
Cash dividends	$595,000	3,087
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,149,000	3,957
1995-12-31 (YTD Data)		Rank
Total interest income	$4,899,000	6,078
Total interest expense	$2,008,000	6,449
Net interest income	$2,891,000	5,661
Provision for loan and lease losses	$-650,000	11,909
Total noninterest income	$599,000	4,573
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$321,000	4,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	4,187
Total noninterest expense	$2,125,000	5,727
Salaries and employee benefits	$1,074,000	5,708
Premises and equipment expense	$244,000	6,448
Additional noninterest expense	$807,000	5,223
Pre-tax net operating income	$2,015,000	3,475
Securities gains (losses)	$0	3,831
Applicable income taxes	$682,000	3,307
Income before extraordinary items	$1,333,000	3,590
Extraordinary gains, net	$0	65
Net income	$1,333,000	3,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-425,000	11,922
Cash dividends	$425,000	3,712
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,333,000	3,568
1994-12-31 (YTD Data)		Rank
Total interest income	$4,364,000	6,291
Total interest expense	$1,534,000	6,795
Net interest income	$2,830,000	5,864
Provision for loan and lease losses	$-623,000	12,491
Total noninterest income	$537,000	5,023
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$309,000	4,260
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	4,839
Total noninterest expense	$2,214,000	5,704
Salaries and employee benefits	$1,106,000	5,616
Premises and equipment expense	$232,000	6,829
Additional noninterest expense	$876,000	5,303
Pre-tax net operating income	$1,776,000	3,792
Securities gains (losses)	$-4,000	9,291
Applicable income taxes	$584,000	3,592
Income before extraordinary items	$1,188,000	3,893
Extraordinary gains, net	$0	249
Net income	$1,188,000	3,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-184,000	12,394
Cash dividends	$375,000	3,898
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,190,680	3,920
1993-12-31 (YTD Data)		Rank
Total interest income	$4,583,000	6,213
Total interest expense	$1,589,000	6,909
Net interest income	$2,994,000	5,661
Provision for loan and lease losses	$0	10,371
Total noninterest income	$498,000	5,619
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$313,000	4,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	5,910
Total noninterest expense	$2,141,000	6,001
Salaries and employee benefits	$1,102,000	5,636
Premises and equipment expense	$216,000	7,372
Additional noninterest expense	$823,000	5,789
Pre-tax net operating income	$1,351,000	4,720
Securities gains (losses)	$0	7,477
Applicable income taxes	$350,000	5,498
Income before extraordinary items	$1,001,000	4,705
Extraordinary gains, net	$470,000	491
Net income	$1,471,000	3,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	7,819
Cash dividends	$510,000	3,011
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,001,000	4,459
1992-12-31 (YTD Data)		Rank
Total interest income	$5,263,000	6,127
Total interest expense	$2,140,000	6,779
Net interest income	$3,123,000	5,534
Provision for loan and lease losses	$-435,000	13,885
Total noninterest income	$415,000	6,408
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$346,000	3,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	9,328
Total noninterest expense	$2,471,000	5,370
Salaries and employee benefits	$1,050,000	5,779
Premises and equipment expense	$223,000	7,323
Additional noninterest expense	$1,198,000	4,344
Pre-tax net operating income	$1,502,000	4,043
Securities gains (losses)	$0	8,369
Applicable income taxes	$821,000	2,540
Income before extraordinary items	$681,000	6,033
Extraordinary gains, net	$0	1,422
Net income	$681,000	6,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-67,000	13,607
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$681,000	5,697

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.