Home > First National Bank in Pratt > Income and Expense
First National Bank in Pratt, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 4,508 |
| Total interest expense | $77,000 | 5,045 |
| Net interest income | $1,484,000 | 4,396 |
| Provision for loan and lease losses | $12,000 | 3,504 |
| Total noninterest income | $225,000 | 3,966 |
| Gross Fiduciary activities income | $45,000 | 778 |
| Service charges on deposit accounts | $58,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 3,958 |
| Total noninterest expense | $1,241,000 | 4,344 |
| Salaries and employee benefits | $631,000 | 4,478 |
| Premises and equipment expense | $115,000 | 4,446 |
| Additional noninterest expense | $495,000 | 3,970 |
| Pre-tax net operating income | $456,000 | 4,202 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $10,000 | 3,693 |
| Income before extraordinary items | $446,000 | 4,092 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $446,000 | 4,091 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $446,000 | 4,091 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $90,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $446,000 | 4,095 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 4,557 |
| Total interest expense | $40,000 | 5,046 |
| Net interest income | $736,000 | 4,445 |
| Provision for loan and lease losses | $6,000 | 3,271 |
| Total noninterest income | $118,000 | 3,896 |
| Gross Fiduciary activities income | $23,000 | 780 |
| Service charges on deposit accounts | $28,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 3,865 |
| Total noninterest expense | $688,000 | 4,238 |
| Salaries and employee benefits | $378,000 | 4,255 |
| Premises and equipment expense | $59,000 | 4,461 |
| Additional noninterest expense | $251,000 | 3,970 |
| Pre-tax net operating income | $160,000 | 4,547 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $6,000 | 3,629 |
| Income before extraordinary items | $154,000 | 4,455 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $154,000 | 4,453 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $154,000 | 4,455 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $25,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $154,000 | 4,462 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 4,629 |
| Total interest expense | $96,000 | 5,340 |
| Net interest income | $2,839,000 | 4,491 |
| Provision for loan and lease losses | $998,000 | 908 |
| Total noninterest income | $511,000 | 3,907 |
| Gross Fiduciary activities income | $87,000 | 798 |
| Service charges on deposit accounts | $138,000 | 3,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 3,846 |
| Total noninterest expense | $2,795,000 | 4,241 |
| Salaries and employee benefits | $1,600,000 | 4,177 |
| Premises and equipment expense | $210,000 | 4,663 |
| Additional noninterest expense | $985,000 | 4,035 |
| Pre-tax net operating income | $-443,000 | 5,565 |
| Securities gains (losses) | $-4,000 | 4,949 |
| Applicable income taxes | $-25,000 | 5,487 |
| Income before extraordinary items | $-422,000 | 5,512 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-422,000 | 5,512 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-422,000 | 5,512 |
| Net charge-offs | $995,000 | 702 |
| Cash dividends | $149,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-418,240 | 5,511 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 4,674 |
| Total interest expense | $60,000 | 5,469 |
| Net interest income | $2,133,000 | 4,538 |
| Provision for loan and lease losses | $218,000 | 1,964 |
| Total noninterest income | $387,000 | 3,924 |
| Gross Fiduciary activities income | $67,000 | 795 |
| Service charges on deposit accounts | $104,000 | 3,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 3,887 |
| Total noninterest expense | $2,122,000 | 4,239 |
| Salaries and employee benefits | $1,229,000 | 4,154 |
| Premises and equipment expense | $155,000 | 4,716 |
| Additional noninterest expense | $738,000 | 4,047 |
| Pre-tax net operating income | $180,000 | 5,213 |
| Securities gains (losses) | $-4,000 | 5,286 |
| Applicable income taxes | $4,000 | 3,992 |
| Income before extraordinary items | $172,000 | 5,191 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $172,000 | 5,190 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $172,000 | 5,191 |
| Net charge-offs | $10,000 | 3,258 |
| Cash dividends | $124,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $175,920 | 5,169 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 4,707 |
| Total interest expense | $36,000 | 5,546 |
| Net interest income | $1,413,000 | 4,562 |
| Provision for loan and lease losses | $12,000 | 3,569 |
| Total noninterest income | $260,000 | 3,934 |
| Gross Fiduciary activities income | $45,000 | 800 |
| Service charges on deposit accounts | $70,000 | 3,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 3,893 |
| Total noninterest expense | $1,405,000 | 4,280 |
| Salaries and employee benefits | $810,000 | 4,195 |
| Premises and equipment expense | $101,000 | 4,773 |
| Additional noninterest expense | $494,000 | 4,063 |
| Pre-tax net operating income | $256,000 | 4,814 |
| Securities gains (losses) | $-4,000 | 5,393 |
| Applicable income taxes | $7,000 | 3,897 |
| Income before extraordinary items | $245,000 | 4,709 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $245,000 | 4,708 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $245,000 | 4,709 |
| Net charge-offs | $10,000 | 2,893 |
| Cash dividends | $109,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $248,880 | 4,684 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 4,743 |
| Total interest expense | $17,000 | 5,621 |
| Net interest income | $703,000 | 4,604 |
| Provision for loan and lease losses | $6,000 | 3,298 |
| Total noninterest income | $133,000 | 3,902 |
| Gross Fiduciary activities income | $22,000 | 811 |
| Service charges on deposit accounts | $34,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,824 |
| Total noninterest expense | $688,000 | 4,353 |
| Salaries and employee benefits | $398,000 | 4,279 |
| Premises and equipment expense | $50,000 | 4,831 |
| Additional noninterest expense | $240,000 | 4,129 |
| Pre-tax net operating income | $142,000 | 4,709 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $139,000 | 4,567 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $139,000 | 4,566 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $139,000 | 4,567 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $53,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $139,000 | 4,555 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 4,748 |
| Total interest expense | $71,000 | 5,651 |
| Net interest income | $2,867,000 | 4,598 |
| Provision for loan and lease losses | $387,000 | 1,740 |
| Total noninterest income | $437,000 | 4,267 |
| Gross Fiduciary activities income | $88,000 | 818 |
| Service charges on deposit accounts | $149,000 | 3,990 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $200,000 | 4,360 |
| Total noninterest expense | $2,789,000 | 4,373 |
| Salaries and employee benefits | $1,575,000 | 4,301 |
| Premises and equipment expense | $202,000 | 4,885 |
| Additional noninterest expense | $1,012,000 | 4,133 |
| Pre-tax net operating income | $128,000 | 5,437 |
| Securities gains (losses) | $106,000 | 1,299 |
| Applicable income taxes | $8,000 | 4,031 |
| Income before extraordinary items | $226,000 | 5,265 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $226,000 | 5,264 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $226,000 | 5,264 |
| Net charge-offs | $391,000 | 1,282 |
| Cash dividends | $89,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $123,180 | 5,427 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 4,769 |
| Total interest expense | $55,000 | 5,698 |
| Net interest income | $2,173,000 | 4,621 |
| Provision for loan and lease losses | $387,000 | 1,386 |
| Total noninterest income | $336,000 | 4,264 |
| Gross Fiduciary activities income | $70,000 | 813 |
| Service charges on deposit accounts | $112,000 | 4,010 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $154,000 | 4,377 |
| Total noninterest expense | $2,095,000 | 4,395 |
| Salaries and employee benefits | $1,172,000 | 4,324 |
| Premises and equipment expense | $146,000 | 4,945 |
| Additional noninterest expense | $777,000 | 4,136 |
| Pre-tax net operating income | $27,000 | 5,672 |
| Securities gains (losses) | $60,000 | 1,638 |
| Applicable income taxes | $3,000 | 4,173 |
| Income before extraordinary items | $84,000 | 5,564 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $84,000 | 5,563 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $84,000 | 5,564 |
| Net charge-offs | $391,000 | 943 |
| Cash dividends | $80,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $25,800 | 5,678 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 4,787 |
| Total interest expense | $38,000 | 5,751 |
| Net interest income | $1,471,000 | 4,630 |
| Provision for loan and lease losses | $386,000 | 1,050 |
| Total noninterest income | $229,000 | 4,232 |
| Gross Fiduciary activities income | $47,000 | 826 |
| Service charges on deposit accounts | $75,000 | 4,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 4,362 |
| Total noninterest expense | $1,385,000 | 4,447 |
| Salaries and employee benefits | $783,000 | 4,342 |
| Premises and equipment expense | $91,000 | 5,077 |
| Additional noninterest expense | $511,000 | 4,189 |
| Pre-tax net operating income | $-71,000 | 5,852 |
| Securities gains (losses) | $17,000 | 2,033 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $-55,000 | 5,854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-55,000 | 5,852 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-55,000 | 5,852 |
| Net charge-offs | $391,000 | 717 |
| Cash dividends | $63,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-72,000 | 5,854 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 4,787 |
| Total interest expense | $20,000 | 5,773 |
| Net interest income | $751,000 | 4,629 |
| Provision for loan and lease losses | $57,000 | 2,075 |
| Total noninterest income | $118,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $82,000 | 3,834 |
| Total noninterest expense | $708,000 | 4,422 |
| Salaries and employee benefits | $410,000 | 4,299 |
| Premises and equipment expense | $46,000 | 5,093 |
| Additional noninterest expense | $252,000 | 4,238 |
| Pre-tax net operating income | $104,000 | 5,043 |
| Securities gains (losses) | $17,000 | 1,296 |
| Applicable income taxes | $4,000 | 3,979 |
| Income before extraordinary items | $117,000 | 4,868 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $117,000 | 4,868 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $117,000 | 4,868 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $63,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $100,510 | 4,956 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 4,710 |
| Total interest expense | $81,000 | 5,826 |
| Net interest income | $3,177,000 | 4,522 |
| Provision for loan and lease losses | $76,000 | 3,282 |
| Total noninterest income | $489,000 | 4,197 |
| Gross Fiduciary activities income | $94,000 | 833 |
| Service charges on deposit accounts | $148,000 | 4,160 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $247,000 | 4,200 |
| Total noninterest expense | $2,890,000 | 4,419 |
| Salaries and employee benefits | $1,724,000 | 4,204 |
| Premises and equipment expense | $189,000 | 5,154 |
| Additional noninterest expense | $977,000 | 4,341 |
| Pre-tax net operating income | $700,000 | 4,570 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $24,000 | 3,872 |
| Income before extraordinary items | $695,000 | 4,426 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $695,000 | 4,423 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $695,000 | 4,426 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $297,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $676,570 | 4,402 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 4,762 |
| Total interest expense | $61,000 | 5,913 |
| Net interest income | $2,388,000 | 4,572 |
| Provision for loan and lease losses | $54,000 | 3,194 |
| Total noninterest income | $359,000 | 4,260 |
| Gross Fiduciary activities income | $68,000 | 836 |
| Service charges on deposit accounts | $106,000 | 4,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 4,236 |
| Total noninterest expense | $2,170,000 | 4,433 |
| Salaries and employee benefits | $1,298,000 | 4,227 |
| Premises and equipment expense | $142,000 | 5,210 |
| Additional noninterest expense | $730,000 | 4,364 |
| Pre-tax net operating income | $523,000 | 4,681 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $18,000 | 3,990 |
| Income before extraordinary items | $524,000 | 4,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 4,489 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $524,000 | 4,490 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $144,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $505,570 | 4,488 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 4,774 |
| Total interest expense | $42,000 | 5,964 |
| Net interest income | $1,601,000 | 4,582 |
| Provision for loan and lease losses | $36,000 | 3,109 |
| Total noninterest income | $241,000 | 4,276 |
| Gross Fiduciary activities income | $45,000 | 851 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,216 |
| Total noninterest expense | $1,447,000 | 4,473 |
| Salaries and employee benefits | $868,000 | 4,262 |
| Premises and equipment expense | $94,000 | 5,267 |
| Additional noninterest expense | $485,000 | 4,411 |
| Pre-tax net operating income | $359,000 | 4,612 |
| Securities gains (losses) | $19,000 | 1,735 |
| Applicable income taxes | $11,000 | 4,039 |
| Income before extraordinary items | $367,000 | 4,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $367,000 | 4,421 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $367,000 | 4,421 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $94,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $348,570 | 4,444 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 4,816 |
| Total interest expense | $21,000 | 6,015 |
| Net interest income | $796,000 | 4,623 |
| Provision for loan and lease losses | $18,000 | 2,894 |
| Total noninterest income | $125,000 | 4,204 |
| Gross Fiduciary activities income | $23,000 | 851 |
| Service charges on deposit accounts | $33,000 | 4,368 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $732,000 | 4,484 |
| Salaries and employee benefits | $441,000 | 4,246 |
| Premises and equipment expense | $63,000 | 4,884 |
| Additional noninterest expense | $228,000 | 4,548 |
| Pre-tax net operating income | $171,000 | 4,659 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $167,000 | 4,552 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $167,000 | 4,554 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $167,000 | 4,556 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $44,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $167,000 | 4,471 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 4,978 |
| Total interest expense | $96,000 | 6,068 |
| Net interest income | $3,031,000 | 4,791 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $649,000 | 3,850 |
| Gross Fiduciary activities income | $191,000 | 780 |
| Service charges on deposit accounts | $137,000 | 4,527 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $321,000 | 3,919 |
| Total noninterest expense | $3,038,000 | 4,469 |
| Salaries and employee benefits | $1,840,000 | 4,170 |
| Premises and equipment expense | $196,000 | 5,386 |
| Additional noninterest expense | $1,002,000 | 4,443 |
| Pre-tax net operating income | $592,000 | 4,868 |
| Securities gains (losses) | $44,000 | 1,815 |
| Applicable income taxes | $25,000 | 3,948 |
| Income before extraordinary items | $611,000 | 4,675 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $611,000 | 4,675 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $611,000 | 4,675 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $267,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $568,760 | 4,718 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 5,055 |
| Total interest expense | $75,000 | 6,128 |
| Net interest income | $2,236,000 | 4,871 |
| Provision for loan and lease losses | $35,000 | 3,661 |
| Total noninterest income | $484,000 | 3,907 |
| Gross Fiduciary activities income | $143,000 | 772 |
| Service charges on deposit accounts | $102,000 | 4,604 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $239,000 | 3,969 |
| Total noninterest expense | $2,267,000 | 4,489 |
| Salaries and employee benefits | $1,368,000 | 4,202 |
| Premises and equipment expense | $150,000 | 5,403 |
| Additional noninterest expense | $749,000 | 4,482 |
| Pre-tax net operating income | $418,000 | 5,011 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $16,000 | 4,063 |
| Income before extraordinary items | $439,000 | 4,809 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $439,000 | 4,809 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $439,000 | 4,810 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $119,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $403,480 | 4,872 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 5,073 |
| Total interest expense | $52,000 | 6,168 |
| Net interest income | $1,494,000 | 4,883 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $340,000 | 3,799 |
| Gross Fiduciary activities income | $102,000 | 772 |
| Service charges on deposit accounts | $66,000 | 4,637 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $172,000 | 3,865 |
| Total noninterest expense | $1,500,000 | 4,539 |
| Salaries and employee benefits | $912,000 | 4,241 |
| Premises and equipment expense | $96,000 | 5,508 |
| Additional noninterest expense | $492,000 | 4,520 |
| Pre-tax net operating income | $314,000 | 4,854 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $14,000 | 3,990 |
| Income before extraordinary items | $311,000 | 4,682 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $311,000 | 4,684 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $311,000 | 4,685 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $79,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $300,440 | 4,679 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 5,169 |
| Total interest expense | $26,000 | 6,245 |
| Net interest income | $725,000 | 4,988 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $170,000 | 3,757 |
| Gross Fiduciary activities income | $61,000 | 744 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $77,000 | 3,948 |
| Total noninterest expense | $744,000 | 4,603 |
| Salaries and employee benefits | $441,000 | 4,355 |
| Premises and equipment expense | $48,000 | 5,555 |
| Additional noninterest expense | $255,000 | 4,473 |
| Pre-tax net operating income | $146,000 | 4,892 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $147,000 | 4,717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 4,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $147,000 | 4,718 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $40,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $140,280 | 4,720 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 5,322 |
| Total interest expense | $133,000 | 6,258 |
| Net interest income | $2,702,000 | 5,156 |
| Provision for loan and lease losses | $30,000 | 4,534 |
| Total noninterest income | $713,000 | 3,828 |
| Gross Fiduciary activities income | $207,000 | 774 |
| Service charges on deposit accounts | $148,000 | 4,595 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $358,000 | 3,838 |
| Total noninterest expense | $2,907,000 | 4,680 |
| Salaries and employee benefits | $1,796,000 | 4,322 |
| Premises and equipment expense | $191,000 | 5,618 |
| Additional noninterest expense | $920,000 | 4,765 |
| Pre-tax net operating income | $478,000 | 5,042 |
| Securities gains (losses) | $17,000 | 2,417 |
| Applicable income taxes | $14,000 | 4,213 |
| Income before extraordinary items | $481,000 | 4,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,948 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $481,000 | 4,948 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $267,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $464,510 | 4,914 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 5,432 |
| Total interest expense | $106,000 | 6,301 |
| Net interest income | $1,958,000 | 5,260 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $517,000 | 3,950 |
| Gross Fiduciary activities income | $131,000 | 790 |
| Service charges on deposit accounts | $112,000 | 4,629 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $274,000 | 3,880 |
| Total noninterest expense | $2,143,000 | 4,743 |
| Salaries and employee benefits | $1,330,000 | 4,374 |
| Premises and equipment expense | $142,000 | 5,673 |
| Additional noninterest expense | $671,000 | 4,853 |
| Pre-tax net operating income | $332,000 | 5,236 |
| Securities gains (losses) | $17,000 | 2,288 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $339,000 | 5,130 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $339,000 | 5,131 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $339,000 | 5,132 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $267,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $322,510 | 5,100 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 5,469 |
| Total interest expense | $74,000 | 6,338 |
| Net interest income | $1,289,000 | 5,302 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $353,000 | 3,923 |
| Gross Fiduciary activities income | $93,000 | 789 |
| Service charges on deposit accounts | $74,000 | 4,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,901 |
| Total noninterest expense | $1,403,000 | 4,804 |
| Salaries and employee benefits | $893,000 | 4,383 |
| Premises and equipment expense | $93,000 | 5,729 |
| Additional noninterest expense | $417,000 | 5,001 |
| Pre-tax net operating income | $239,000 | 5,115 |
| Securities gains (losses) | $17,000 | 2,091 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $250,000 | 5,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 5,004 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $250,000 | 5,005 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $132,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $233,340 | 4,969 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 5,520 |
| Total interest expense | $39,000 | 6,383 |
| Net interest income | $638,000 | 5,345 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $185,000 | 3,804 |
| Gross Fiduciary activities income | $55,000 | 767 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 3,865 |
| Total noninterest expense | $719,000 | 4,790 |
| Salaries and employee benefits | $439,000 | 4,458 |
| Premises and equipment expense | $46,000 | 5,781 |
| Additional noninterest expense | $234,000 | 4,801 |
| Pre-tax net operating income | $104,000 | 5,281 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $102,000 | 5,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $102,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $102,000 | 5,221 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $30,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $102,000 | 5,121 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 5,517 |
| Total interest expense | $232,000 | 6,266 |
| Net interest income | $2,699,000 | 5,321 |
| Provision for loan and lease losses | $72,000 | 4,963 |
| Total noninterest income | $841,000 | 3,556 |
| Gross Fiduciary activities income | $270,000 | 729 |
| Service charges on deposit accounts | $156,000 | 4,711 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $415,000 | 3,596 |
| Total noninterest expense | $2,905,000 | 4,820 |
| Salaries and employee benefits | $1,796,000 | 4,409 |
| Premises and equipment expense | $176,000 | 5,903 |
| Additional noninterest expense | $933,000 | 4,952 |
| Pre-tax net operating income | $563,000 | 4,782 |
| Securities gains (losses) | $112,000 | 2,184 |
| Applicable income taxes | $12,000 | 4,347 |
| Income before extraordinary items | $663,000 | 4,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $663,000 | 4,552 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $663,000 | 4,553 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $243,000 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $553,240 | 4,625 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 5,587 |
| Total interest expense | $183,000 | 6,349 |
| Net interest income | $2,039,000 | 5,387 |
| Provision for loan and lease losses | $18,000 | 5,434 |
| Total noninterest income | $557,000 | 3,822 |
| Gross Fiduciary activities income | $118,000 | 817 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $320,000 | 3,594 |
| Total noninterest expense | $2,167,000 | 4,867 |
| Salaries and employee benefits | $1,333,000 | 4,447 |
| Premises and equipment expense | $135,000 | 5,953 |
| Additional noninterest expense | $699,000 | 4,998 |
| Pre-tax net operating income | $411,000 | 4,952 |
| Securities gains (losses) | $66,000 | 2,272 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $473,000 | 4,725 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $473,000 | 4,725 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $473,000 | 4,725 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $181,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $407,660 | 4,784 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 5,598 |
| Total interest expense | $128,000 | 6,372 |
| Net interest income | $1,378,000 | 5,391 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $401,000 | 3,654 |
| Gross Fiduciary activities income | $83,000 | 820 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 3,434 |
| Total noninterest expense | $1,454,000 | 4,885 |
| Salaries and employee benefits | $892,000 | 4,468 |
| Premises and equipment expense | $90,000 | 5,976 |
| Additional noninterest expense | $472,000 | 5,000 |
| Pre-tax net operating income | $313,000 | 4,784 |
| Securities gains (losses) | $66,000 | 1,866 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $379,000 | 4,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $379,000 | 4,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $379,000 | 4,458 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $120,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $313,000 | 4,563 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 5,620 |
| Total interest expense | $67,000 | 6,412 |
| Net interest income | $698,000 | 5,400 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $215,000 | 3,509 |
| Gross Fiduciary activities income | $48,000 | 806 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,334 |
| Total noninterest expense | $739,000 | 4,865 |
| Salaries and employee benefits | $454,000 | 4,445 |
| Premises and equipment expense | $44,000 | 6,052 |
| Additional noninterest expense | $241,000 | 4,950 |
| Pre-tax net operating income | $168,000 | 4,765 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-8,000 | 6,963 |
| Income before extraordinary items | $176,000 | 4,585 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $176,000 | 4,588 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $176,000 | 4,588 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $57,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $176,000 | 4,451 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 5,611 |
| Total interest expense | $355,000 | 6,368 |
| Net interest income | $2,870,000 | 5,364 |
| Provision for loan and lease losses | $87,000 | 5,480 |
| Total noninterest income | $715,000 | 3,747 |
| Gross Fiduciary activities income | $193,000 | 749 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $323,000 | 3,747 |
| Total noninterest expense | $2,941,000 | 4,930 |
| Salaries and employee benefits | $1,814,000 | 4,423 |
| Premises and equipment expense | $182,000 | 6,153 |
| Additional noninterest expense | $945,000 | 5,028 |
| Pre-tax net operating income | $557,000 | 4,594 |
| Securities gains (losses) | $70,000 | 2,337 |
| Applicable income taxes | $11,000 | 4,285 |
| Income before extraordinary items | $616,000 | 4,353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $616,000 | 4,355 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $616,000 | 4,355 |
| Net charge-offs | $-3,000 | 6,894 |
| Cash dividends | $193,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $547,400 | 4,413 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 5,675 |
| Total interest expense | $278,000 | 6,422 |
| Net interest income | $2,136,000 | 5,411 |
| Provision for loan and lease losses | $48,000 | 5,564 |
| Total noninterest income | $482,000 | 3,961 |
| Gross Fiduciary activities income | $101,000 | 798 |
| Service charges on deposit accounts | $149,000 | 4,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $232,000 | 3,863 |
| Total noninterest expense | $2,276,000 | 4,862 |
| Salaries and employee benefits | $1,359,000 | 4,426 |
| Premises and equipment expense | $139,000 | 6,174 |
| Additional noninterest expense | $778,000 | 4,837 |
| Pre-tax net operating income | $294,000 | 5,140 |
| Securities gains (losses) | $70,000 | 2,079 |
| Applicable income taxes | $-4,000 | 6,744 |
| Income before extraordinary items | $368,000 | 4,783 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 4,784 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $368,000 | 4,784 |
| Net charge-offs | $-3,000 | 6,816 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $298,000 | 4,949 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 5,722 |
| Total interest expense | $192,000 | 6,480 |
| Net interest income | $1,422,000 | 5,446 |
| Provision for loan and lease losses | $39,000 | 5,309 |
| Total noninterest income | $324,000 | 3,970 |
| Gross Fiduciary activities income | $76,000 | 788 |
| Service charges on deposit accounts | $100,000 | 4,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 3,974 |
| Total noninterest expense | $1,535,000 | 4,880 |
| Salaries and employee benefits | $912,000 | 4,444 |
| Premises and equipment expense | $89,000 | 6,282 |
| Additional noninterest expense | $534,000 | 4,834 |
| Pre-tax net operating income | $172,000 | 5,282 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-12,000 | 6,883 |
| Income before extraordinary items | $184,000 | 5,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $184,000 | 5,132 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $184,000 | 5,133 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $184,000 | 5,042 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 5,838 |
| Total interest expense | $99,000 | 6,534 |
| Net interest income | $678,000 | 5,555 |
| Provision for loan and lease losses | $19,000 | 5,053 |
| Total noninterest income | $166,000 | 3,967 |
| Gross Fiduciary activities income | $43,000 | 786 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $775,000 | 4,881 |
| Salaries and employee benefits | $458,000 | 4,464 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $273,000 | 4,766 |
| Pre-tax net operating income | $50,000 | 5,765 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-16,000 | 7,057 |
| Income before extraordinary items | $66,000 | 5,478 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $66,000 | 5,476 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $66,000 | 5,477 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $66,000 | 5,428 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 5,823 |
| Total interest expense | $498,000 | 6,525 |
| Net interest income | $2,840,000 | 5,483 |
| Provision for loan and lease losses | $139,000 | 5,729 |
| Total noninterest income | $985,000 | 3,247 |
| Gross Fiduciary activities income | $221,000 | 743 |
| Service charges on deposit accounts | $217,000 | 4,267 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $547,000 | 3,061 |
| Total noninterest expense | $3,003,000 | 5,017 |
| Salaries and employee benefits | $1,818,000 | 4,496 |
| Premises and equipment expense | $176,000 | 6,404 |
| Additional noninterest expense | $1,009,000 | 5,067 |
| Pre-tax net operating income | $683,000 | 3,950 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $26,000 | 3,918 |
| Income before extraordinary items | $657,000 | 3,939 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $657,000 | 3,939 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $657,000 | 3,940 |
| Net charge-offs | $10,000 | 6,564 |
| Cash dividends | $114,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $657,000 | 3,804 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 5,918 |
| Total interest expense | $388,000 | 6,613 |
| Net interest income | $2,123,000 | 5,572 |
| Provision for loan and lease losses | $95,000 | 5,724 |
| Total noninterest income | $767,000 | 3,228 |
| Gross Fiduciary activities income | $143,000 | 763 |
| Service charges on deposit accounts | $164,000 | 4,327 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $460,000 | 2,887 |
| Total noninterest expense | $2,221,000 | 5,075 |
| Salaries and employee benefits | $1,342,000 | 4,575 |
| Premises and equipment expense | $127,000 | 6,552 |
| Additional noninterest expense | $752,000 | 5,081 |
| Pre-tax net operating income | $574,000 | 4,014 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $553,000 | 3,933 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $553,000 | 3,935 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $553,000 | 3,935 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $553,000 | 3,782 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 5,972 |
| Total interest expense | $268,000 | 6,657 |
| Net interest income | $1,403,000 | 5,618 |
| Provision for loan and lease losses | $52,000 | 5,816 |
| Total noninterest income | $356,000 | 3,888 |
| Gross Fiduciary activities income | $110,000 | 736 |
| Service charges on deposit accounts | $107,000 | 4,369 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 4,106 |
| Total noninterest expense | $1,445,000 | 5,168 |
| Salaries and employee benefits | $877,000 | 4,663 |
| Premises and equipment expense | $82,000 | 6,631 |
| Additional noninterest expense | $486,000 | 5,158 |
| Pre-tax net operating income | $262,000 | 4,581 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $16,000 | 3,895 |
| Income before extraordinary items | $246,000 | 4,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $246,000 | 4,601 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $246,000 | 4,601 |
| Net charge-offs | $15,000 | 5,638 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $246,000 | 4,456 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,091 |
| Total interest expense | $140,000 | 6,721 |
| Net interest income | $678,000 | 5,733 |
| Provision for loan and lease losses | $14,000 | 6,024 |
| Total noninterest income | $192,000 | 3,738 |
| Gross Fiduciary activities income | $77,000 | 672 |
| Service charges on deposit accounts | $51,000 | 4,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $735,000 | 5,163 |
| Salaries and employee benefits | $436,000 | 4,744 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $256,000 | 5,049 |
| Pre-tax net operating income | $121,000 | 4,826 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $116,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 4,769 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $116,000 | 4,768 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $116,000 | 4,660 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,872 |
| Total interest expense | $84,000 | 7,919 |
| Net interest income | $515,000 | 7,823 |
| Provision for loan and lease losses | $205,000 | 5,754 |
| Total noninterest income | $85,000 | 7,105 |
| Gross Fiduciary activities income | $26,000 | 1,054 |
| Service charges on deposit accounts | $29,000 | 6,779 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $30,000 | 6,737 |
| Total noninterest expense | $390,000 | 7,935 |
| Salaries and employee benefits | $278,000 | 7,847 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $89,000 | 7,975 |
| Pre-tax net operating income | $5,000 | 5,389 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $5,000 | 5,519 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,000 | 5,517 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,000 | 5,517 |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,000 | 5,460 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 5,775 |
| Total interest expense | $646,000 | 6,464 |
| Net interest income | $2,356,000 | 5,281 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $466,000 | 4,364 |
| Gross Fiduciary activities income | $110,000 | 810 |
| Service charges on deposit accounts | $165,000 | 4,492 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $191,000 | 4,355 |
| Total noninterest expense | $2,327,000 | 5,092 |
| Salaries and employee benefits | $1,405,000 | 4,592 |
| Premises and equipment expense | $159,000 | 6,438 |
| Additional noninterest expense | $763,000 | 5,188 |
| Pre-tax net operating income | $495,000 | 3,910 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $484,000 | 3,747 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $484,000 | 3,745 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $484,000 | 3,746 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $484,000 | 3,660 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 5,782 |
| Total interest expense | $470,000 | 6,401 |
| Net interest income | $1,573,000 | 5,273 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $316,000 | 4,324 |
| Gross Fiduciary activities income | $77,000 | 815 |
| Service charges on deposit accounts | $108,000 | 4,500 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $131,000 | 4,344 |
| Total noninterest expense | $1,549,000 | 5,149 |
| Salaries and employee benefits | $916,000 | 4,696 |
| Premises and equipment expense | $107,000 | 6,458 |
| Additional noninterest expense | $526,000 | 5,101 |
| Pre-tax net operating income | $340,000 | 3,962 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $338,000 | 3,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 3,763 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $338,000 | 3,763 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $338,000 | 3,637 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 5,791 |
| Total interest expense | $245,000 | 6,427 |
| Net interest income | $787,000 | 5,261 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $160,000 | 4,257 |
| Gross Fiduciary activities income | $43,000 | 802 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $67,000 | 4,324 |
| Total noninterest expense | $769,000 | 5,091 |
| Salaries and employee benefits | $453,000 | 4,775 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $261,000 | 4,823 |
| Pre-tax net operating income | $178,000 | 4,233 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-8,000 | 7,177 |
| Income before extraordinary items | $186,000 | 3,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $186,000 | 3,982 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $186,000 | 3,982 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $186,000 | 3,829 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 5,666 |
| Total interest expense | $1,408,000 | 6,102 |
| Net interest income | $3,215,000 | 5,216 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $663,000 | 4,257 |
| Gross Fiduciary activities income | $194,000 | 786 |
| Service charges on deposit accounts | $244,000 | 4,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $225,000 | 4,650 |
| Total noninterest expense | $3,491,000 | 4,648 |
| Salaries and employee benefits | $2,391,000 | 3,911 |
| Premises and equipment expense | $220,000 | 6,499 |
| Additional noninterest expense | $880,000 | 5,207 |
| Pre-tax net operating income | $387,000 | 5,173 |
| Securities gains (losses) | $150,000 | 866 |
| Applicable income taxes | $33,000 | 4,070 |
| Income before extraordinary items | $504,000 | 4,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $504,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $430,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $363,000 | 5,034 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 5,693 |
| Total interest expense | $1,125,000 | 6,093 |
| Net interest income | $2,418,000 | 5,250 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $452,000 | 4,561 |
| Gross Fiduciary activities income | $105,000 | 840 |
| Service charges on deposit accounts | $180,000 | 4,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 4,779 |
| Total noninterest expense | $2,591,000 | 4,669 |
| Salaries and employee benefits | $1,762,000 | 3,988 |
| Premises and equipment expense | $163,000 | 6,553 |
| Additional noninterest expense | $666,000 | 5,112 |
| Pre-tax net operating income | $279,000 | 5,725 |
| Securities gains (losses) | $150,000 | 742 |
| Applicable income taxes | $27,000 | 4,452 |
| Income before extraordinary items | $402,000 | 4,783 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $402,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $261,000 | 5,563 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 5,686 |
| Total interest expense | $801,000 | 6,112 |
| Net interest income | $1,631,000 | 5,227 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $304,000 | 4,594 |
| Gross Fiduciary activities income | $69,000 | 859 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $115,000 | 4,810 |
| Total noninterest expense | $1,656,000 | 4,815 |
| Salaries and employee benefits | $1,120,000 | 4,157 |
| Premises and equipment expense | $107,000 | 6,626 |
| Additional noninterest expense | $429,000 | 5,204 |
| Pre-tax net operating income | $279,000 | 5,378 |
| Securities gains (losses) | $150,000 | 735 |
| Applicable income taxes | $17,000 | 4,768 |
| Income before extraordinary items | $412,000 | 4,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $268,000 | 5,114 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 5,636 |
| Total interest expense | $438,000 | 6,061 |
| Net interest income | $837,000 | 5,170 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $151,000 | 4,598 |
| Gross Fiduciary activities income | $39,000 | 851 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $760,000 | 5,094 |
| Salaries and employee benefits | $495,000 | 4,585 |
| Premises and equipment expense | $55,000 | 6,593 |
| Additional noninterest expense | $210,000 | 5,226 |
| Pre-tax net operating income | $228,000 | 4,719 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $220,000 | 4,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $220,000 | 4,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 5,526 |
| Total interest expense | $2,033,000 | 5,802 |
| Net interest income | $3,332,000 | 5,205 |
| Provision for loan and lease losses | $-76,000 | 8,350 |
| Total noninterest income | $731,000 | 4,195 |
| Gross Fiduciary activities income | $238,000 | 761 |
| Service charges on deposit accounts | $252,000 | 4,441 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $241,000 | 4,669 |
| Total noninterest expense | $3,088,000 | 4,929 |
| Salaries and employee benefits | $1,998,000 | 4,388 |
| Premises and equipment expense | $221,000 | 6,524 |
| Additional noninterest expense | $869,000 | 5,064 |
| Pre-tax net operating income | $1,051,000 | 4,635 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $44,000 | 5,002 |
| Income before extraordinary items | $1,007,000 | 4,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,007,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,067 |
| Cash dividends | $900,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,007,000 | 4,290 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 5,551 |
| Total interest expense | $1,538,000 | 5,814 |
| Net interest income | $2,486,000 | 5,235 |
| Provision for loan and lease losses | $-76,000 | 8,402 |
| Total noninterest income | $502,000 | 4,411 |
| Gross Fiduciary activities income | $116,000 | 846 |
| Service charges on deposit accounts | $188,000 | 4,471 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $198,000 | 4,503 |
| Total noninterest expense | $2,272,000 | 4,946 |
| Salaries and employee benefits | $1,456,000 | 4,474 |
| Premises and equipment expense | $164,000 | 6,561 |
| Additional noninterest expense | $652,000 | 5,021 |
| Pre-tax net operating income | $792,000 | 4,855 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $757,000 | 4,468 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $757,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,959 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $757,000 | 4,461 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 5,606 |
| Total interest expense | $1,013,000 | 5,839 |
| Net interest income | $1,645,000 | 5,285 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $330,000 | 4,462 |
| Gross Fiduciary activities income | $85,000 | 845 |
| Service charges on deposit accounts | $124,000 | 4,504 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $121,000 | 4,742 |
| Total noninterest expense | $1,505,000 | 4,996 |
| Salaries and employee benefits | $959,000 | 4,546 |
| Premises and equipment expense | $106,000 | 6,656 |
| Additional noninterest expense | $440,000 | 4,978 |
| Pre-tax net operating income | $470,000 | 5,168 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $23,000 | 5,272 |
| Income before extraordinary items | $447,000 | 4,818 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $447,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,920 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $447,000 | 4,817 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 5,614 |
| Total interest expense | $491,000 | 5,911 |
| Net interest income | $836,000 | 5,236 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $154,000 | 4,584 |
| Gross Fiduciary activities income | $42,000 | 852 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $725,000 | 5,132 |
| Salaries and employee benefits | $466,000 | 4,667 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $207,000 | 5,160 |
| Pre-tax net operating income | $265,000 | 4,929 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $253,000 | 4,526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $253,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,074 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $253,000 | 4,512 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 5,527 |
| Total interest expense | $1,694,000 | 5,827 |
| Net interest income | $3,362,000 | 5,185 |
| Provision for loan and lease losses | $-97,000 | 8,460 |
| Total noninterest income | $674,000 | 4,446 |
| Gross Fiduciary activities income | $201,000 | 798 |
| Service charges on deposit accounts | $294,000 | 4,175 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 5,316 |
| Total noninterest expense | $2,992,000 | 4,895 |
| Salaries and employee benefits | $1,941,000 | 4,381 |
| Premises and equipment expense | $231,000 | 6,401 |
| Additional noninterest expense | $820,000 | 5,163 |
| Pre-tax net operating income | $1,141,000 | 4,897 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $46,000 | 5,508 |
| Income before extraordinary items | $1,095,000 | 4,503 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,095,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,017 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,095,000 | 4,492 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 5,548 |
| Total interest expense | $1,234,000 | 5,850 |
| Net interest income | $2,523,000 | 5,226 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $443,000 | 4,797 |
| Gross Fiduciary activities income | $99,000 | 880 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,539 |
| Total noninterest expense | $2,208,000 | 4,933 |
| Salaries and employee benefits | $1,421,000 | 4,423 |
| Premises and equipment expense | $160,000 | 6,605 |
| Additional noninterest expense | $627,000 | 5,070 |
| Pre-tax net operating income | $758,000 | 5,337 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $20,000 | 5,961 |
| Income before extraordinary items | $738,000 | 4,891 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $738,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $738,000 | 4,879 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 5,549 |
| Total interest expense | $783,000 | 5,862 |
| Net interest income | $1,704,000 | 5,213 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $287,000 | 4,856 |
| Gross Fiduciary activities income | $55,000 | 931 |
| Service charges on deposit accounts | $152,000 | 4,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 5,568 |
| Total noninterest expense | $1,444,000 | 5,020 |
| Salaries and employee benefits | $915,000 | 4,557 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $427,000 | 4,997 |
| Pre-tax net operating income | $547,000 | 5,216 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $533,000 | 4,727 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $533,000 | 4,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $533,000 | 4,716 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 5,555 |
| Total interest expense | $363,000 | 5,935 |
| Net interest income | $859,000 | 5,185 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $138,000 | 4,874 |
| Gross Fiduciary activities income | $28,000 | 932 |
| Service charges on deposit accounts | $67,000 | 4,315 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $694,000 | 5,157 |
| Salaries and employee benefits | $437,000 | 4,743 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $210,000 | 5,028 |
| Pre-tax net operating income | $303,000 | 4,947 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $295,000 | 4,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $295,000 | 4,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 5,772 |
| Total interest expense | $1,101,000 | 6,044 |
| Net interest income | $2,977,000 | 5,532 |
| Provision for loan and lease losses | $125,000 | 4,393 |
| Total noninterest income | $597,000 | 4,797 |
| Gross Fiduciary activities income | $153,000 | 868 |
| Service charges on deposit accounts | $292,000 | 4,240 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $152,000 | 5,705 |
| Total noninterest expense | $2,878,000 | 4,916 |
| Salaries and employee benefits | $1,838,000 | 4,399 |
| Premises and equipment expense | $213,000 | 6,594 |
| Additional noninterest expense | $827,000 | 5,061 |
| Pre-tax net operating income | $571,000 | 6,521 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $18,000 | 6,362 |
| Income before extraordinary items | $553,000 | 6,167 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $553,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $759,000 | 2,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $553,000 | 6,136 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 5,866 |
| Total interest expense | $777,000 | 6,085 |
| Net interest income | $2,156,000 | 5,650 |
| Provision for loan and lease losses | $108,000 | 4,052 |
| Total noninterest income | $420,000 | 4,994 |
| Gross Fiduciary activities income | $81,000 | 917 |
| Service charges on deposit accounts | $220,000 | 4,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,636 |
| Total noninterest expense | $2,171,000 | 4,862 |
| Salaries and employee benefits | $1,377,000 | 4,373 |
| Premises and equipment expense | $150,000 | 6,713 |
| Additional noninterest expense | $644,000 | 4,877 |
| Pre-tax net operating income | $297,000 | 7,216 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $14,000 | 6,425 |
| Income before extraordinary items | $283,000 | 7,004 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $283,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $314,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $283,000 | 6,966 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 5,898 |
| Total interest expense | $478,000 | 6,151 |
| Net interest income | $1,415,000 | 5,683 |
| Provision for loan and lease losses | $26,000 | 5,434 |
| Total noninterest income | $280,000 | 4,960 |
| Gross Fiduciary activities income | $55,000 | 925 |
| Service charges on deposit accounts | $145,000 | 4,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $1,453,000 | 4,831 |
| Salaries and employee benefits | $932,000 | 4,297 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $432,000 | 4,851 |
| Pre-tax net operating income | $216,000 | 7,114 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $216,000 | 6,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $216,000 | 6,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $257,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $216,000 | 6,743 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 6,000 |
| Total interest expense | $223,000 | 6,262 |
| Net interest income | $691,000 | 5,769 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $25,000 | 948 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $717,000 | 4,910 |
| Salaries and employee benefits | $469,000 | 4,293 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $209,000 | 4,926 |
| Pre-tax net operating income | $110,000 | 7,082 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $105,000 | 6,803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $105,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,000 | 6,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 5,995 |
| Total interest expense | $859,000 | 6,070 |
| Net interest income | $2,607,000 | 5,871 |
| Provision for loan and lease losses | $127,000 | 4,522 |
| Total noninterest income | $603,000 | 4,806 |
| Gross Fiduciary activities income | $148,000 | 857 |
| Service charges on deposit accounts | $330,000 | 4,092 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $125,000 | 6,030 |
| Total noninterest expense | $2,877,000 | 4,797 |
| Salaries and employee benefits | $1,880,000 | 4,196 |
| Premises and equipment expense | $207,000 | 6,676 |
| Additional noninterest expense | $790,000 | 5,134 |
| Pre-tax net operating income | $206,000 | 7,767 |
| Securities gains (losses) | $166,000 | 930 |
| Applicable income taxes | $17,000 | 6,599 |
| Income before extraordinary items | $355,000 | 6,995 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $355,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $408,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $197,300 | 7,627 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 6,027 |
| Total interest expense | $647,000 | 6,049 |
| Net interest income | $1,930,000 | 5,911 |
| Provision for loan and lease losses | $167,000 | 3,359 |
| Total noninterest income | $429,000 | 4,960 |
| Gross Fiduciary activities income | $88,000 | 908 |
| Service charges on deposit accounts | $247,000 | 4,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $2,100,000 | 4,843 |
| Salaries and employee benefits | $1,359,000 | 4,291 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $581,000 | 5,144 |
| Pre-tax net operating income | $92,000 | 8,158 |
| Securities gains (losses) | $166,000 | 868 |
| Applicable income taxes | $13,000 | 6,704 |
| Income before extraordinary items | $245,000 | 7,234 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $245,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $355,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $87,300 | 8,098 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 6,027 |
| Total interest expense | $432,000 | 6,066 |
| Net interest income | $1,288,000 | 5,903 |
| Provision for loan and lease losses | $167,000 | 2,541 |
| Total noninterest income | $282,000 | 4,978 |
| Gross Fiduciary activities income | $60,000 | 909 |
| Service charges on deposit accounts | $167,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $1,401,000 | 4,877 |
| Salaries and employee benefits | $887,000 | 4,375 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $404,000 | 5,029 |
| Pre-tax net operating income | $2,000 | 8,500 |
| Securities gains (losses) | $166,000 | 732 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $160,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 7,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $325,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,300 | 8,502 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,034 |
| Total interest expense | $221,000 | 6,064 |
| Net interest income | $647,000 | 5,885 |
| Provision for loan and lease losses | $123,000 | 1,774 |
| Total noninterest income | $144,000 | 4,873 |
| Gross Fiduciary activities income | $35,000 | 882 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $696,000 | 4,947 |
| Salaries and employee benefits | $450,000 | 4,353 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $-28,000 | 8,679 |
| Securities gains (losses) | $166,000 | 583 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $134,000 | 6,266 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $275,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-27,020 | 8,674 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 5,857 |
| Total interest expense | $1,077,000 | 5,905 |
| Net interest income | $2,668,000 | 5,680 |
| Provision for loan and lease losses | $129,000 | 4,826 |
| Total noninterest income | $528,000 | 5,289 |
| Gross Fiduciary activities income | $129,000 | 906 |
| Service charges on deposit accounts | $327,000 | 4,106 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $72,000 | 7,041 |
| Total noninterest expense | $2,671,000 | 4,976 |
| Salaries and employee benefits | $1,688,000 | 4,464 |
| Premises and equipment expense | $215,000 | 6,608 |
| Additional noninterest expense | $768,000 | 5,188 |
| Pre-tax net operating income | $396,000 | 7,060 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $18,000 | 6,842 |
| Income before extraordinary items | $378,000 | 6,907 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $378,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $90,000 | 5,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $378,000 | 6,758 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 5,898 |
| Total interest expense | $841,000 | 5,925 |
| Net interest income | $1,988,000 | 5,730 |
| Provision for loan and lease losses | $129,000 | 4,241 |
| Total noninterest income | $386,000 | 5,407 |
| Gross Fiduciary activities income | $78,000 | 960 |
| Service charges on deposit accounts | $247,000 | 4,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $2,012,000 | 4,962 |
| Salaries and employee benefits | $1,256,000 | 4,469 |
| Premises and equipment expense | $173,000 | 6,430 |
| Additional noninterest expense | $583,000 | 5,110 |
| Pre-tax net operating income | $233,000 | 7,534 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $219,000 | 7,469 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $219,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,593 |
| Cash dividends | $55,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $219,000 | 7,310 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 5,878 |
| Total interest expense | $594,000 | 5,878 |
| Net interest income | $1,328,000 | 5,712 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $255,000 | 5,413 |
| Gross Fiduciary activities income | $52,000 | 963 |
| Service charges on deposit accounts | $165,000 | 4,075 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,310,000 | 5,032 |
| Salaries and employee benefits | $833,000 | 4,485 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $373,000 | 5,252 |
| Pre-tax net operating income | $193,000 | 7,265 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $183,000 | 7,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $183,000 | 7,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $183,000 | 6,945 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 5,861 |
| Total interest expense | $315,000 | 5,787 |
| Net interest income | $658,000 | 5,744 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $130,000 | 5,256 |
| Gross Fiduciary activities income | $32,000 | 930 |
| Service charges on deposit accounts | $74,000 | 4,258 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $634,000 | 5,161 |
| Salaries and employee benefits | $408,000 | 4,555 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $174,000 | 5,473 |
| Pre-tax net operating income | $154,000 | 6,413 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $154,000 | 5,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $154,000 | 5,756 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 5,625 |
| Total interest expense | $1,700,000 | 5,331 |
| Net interest income | $2,673,000 | 5,686 |
| Provision for loan and lease losses | $147,000 | 4,990 |
| Total noninterest income | $553,000 | 4,938 |
| Gross Fiduciary activities income | $120,000 | 953 |
| Service charges on deposit accounts | $315,000 | 4,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $2,719,000 | 4,791 |
| Salaries and employee benefits | $1,693,000 | 4,280 |
| Premises and equipment expense | $241,000 | 6,257 |
| Additional noninterest expense | $785,000 | 4,990 |
| Pre-tax net operating income | $360,000 | 7,328 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $360,000 | 7,030 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $360,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,383 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $360,000 | 6,901 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 5,331 |
| Total interest expense | $2,704,000 | 5,115 |
| Net interest income | $2,729,000 | 5,408 |
| Provision for loan and lease losses | $69,000 | 6,240 |
| Total noninterest income | $633,000 | 4,455 |
| Gross Fiduciary activities income | $252,000 | 775 |
| Service charges on deposit accounts | $308,000 | 4,094 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $73,000 | 7,044 |
| Total noninterest expense | $2,970,000 | 4,364 |
| Salaries and employee benefits | $1,781,000 | 3,948 |
| Premises and equipment expense | $284,000 | 5,701 |
| Additional noninterest expense | $905,000 | 4,392 |
| Pre-tax net operating income | $323,000 | 7,304 |
| Securities gains (losses) | $101,000 | 1,734 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $424,000 | 6,435 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $424,000 | 6,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $323,000 | 6,870 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 5,079 |
| Total interest expense | $2,927,000 | 5,023 |
| Net interest income | $3,079,000 | 5,059 |
| Provision for loan and lease losses | $77,000 | 5,824 |
| Total noninterest income | $488,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,817 |
| Total noninterest expense | $2,646,000 | 4,662 |
| Salaries and employee benefits | $1,595,000 | 4,157 |
| Premises and equipment expense | $334,000 | 5,094 |
| Additional noninterest expense | $717,000 | 5,088 |
| Pre-tax net operating income | $844,000 | 5,721 |
| Securities gains (losses) | $-288,000 | 9,633 |
| Applicable income taxes | $25,000 | 7,722 |
| Income before extraordinary items | $531,000 | 6,167 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $531,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,408 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $807,480 | 5,019 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 5,966 |
| Total interest expense | $2,026,000 | 5,955 |
| Net interest income | $2,439,000 | 5,888 |
| Provision for loan and lease losses | $-49,000 | 10,054 |
| Total noninterest income | $486,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,043 |
| Total noninterest expense | $2,502,000 | 4,888 |
| Salaries and employee benefits | $1,547,000 | 4,223 |
| Premises and equipment expense | $356,000 | 4,912 |
| Additional noninterest expense | $599,000 | 5,830 |
| Pre-tax net operating income | $472,000 | 7,269 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $453,000 | 6,679 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $453,000 | 6,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,896 |
| Cash dividends | $248,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $453,960 | 6,653 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 6,383 |
| Total interest expense | $1,685,000 | 6,792 |
| Net interest income | $2,430,000 | 5,947 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $457,000 | 5,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 3,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,497 |
| Total noninterest expense | $2,054,000 | 5,499 |
| Salaries and employee benefits | $1,271,000 | 4,857 |
| Premises and equipment expense | $287,000 | 5,516 |
| Additional noninterest expense | $496,000 | 6,473 |
| Pre-tax net operating income | $768,000 | 6,217 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $22,000 | 8,844 |
| Income before extraordinary items | $746,000 | 5,410 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $746,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $738,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $746,000 | 5,305 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 6,848 |
| Total interest expense | $1,561,000 | 7,209 |
| Net interest income | $2,240,000 | 6,457 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $420,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,614 |
| Total noninterest expense | $1,925,000 | 5,800 |
| Salaries and employee benefits | $1,119,000 | 5,399 |
| Premises and equipment expense | $251,000 | 6,044 |
| Additional noninterest expense | $555,000 | 6,090 |
| Pre-tax net operating income | $735,000 | 6,843 |
| Securities gains (losses) | $-17,000 | 10,300 |
| Applicable income taxes | $37,000 | 9,450 |
| Income before extraordinary items | $681,000 | 5,981 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $681,000 | 5,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $612,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $697,150 | 5,879 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 7,282 |
| Total interest expense | $1,616,000 | 7,292 |
| Net interest income | $1,975,000 | 7,200 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $402,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $1,866,000 | 6,242 |
| Salaries and employee benefits | $1,094,000 | 5,603 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $532,000 | 6,818 |
| Pre-tax net operating income | $611,000 | 7,358 |
| Securities gains (losses) | $-55,000 | 11,062 |
| Applicable income taxes | $162,000 | 7,700 |
| Income before extraordinary items | $394,000 | 7,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $394,000 | 7,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 11,192 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $433,050 | 7,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 7,416 |
| Total interest expense | $1,644,000 | 7,290 |
| Net interest income | $1,963,000 | 7,393 |
| Provision for loan and lease losses | $-92,000 | 11,688 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $1,834,000 | 6,381 |
| Salaries and employee benefits | $1,139,000 | 5,446 |
| Premises and equipment expense | $232,000 | 6,634 |
| Additional noninterest expense | $463,000 | 7,577 |
| Pre-tax net operating income | $652,000 | 7,575 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $233,000 | 6,914 |
| Income before extraordinary items | $419,000 | 7,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $419,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 11,779 |
| Cash dividends | $403,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $419,000 | 7,866 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 7,274 |
| Total interest expense | $1,354,000 | 7,386 |
| Net interest income | $2,185,000 | 7,119 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $361,000 | 6,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,416 |
| Total noninterest expense | $1,918,000 | 6,408 |
| Salaries and employee benefits | $1,058,000 | 5,814 |
| Premises and equipment expense | $221,000 | 7,040 |
| Additional noninterest expense | $639,000 | 6,744 |
| Pre-tax net operating income | $628,000 | 7,838 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $412,000 | 8,093 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $412,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $415,300 | 8,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 7,437 |
| Total interest expense | $1,305,000 | 7,861 |
| Net interest income | $2,265,000 | 7,005 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $485,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,681 |
| Total noninterest expense | $1,859,000 | 6,736 |
| Salaries and employee benefits | $1,038,000 | 5,938 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $598,000 | 7,361 |
| Pre-tax net operating income | $891,000 | 6,380 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $327,000 | 5,764 |
| Income before extraordinary items | $585,000 | 6,902 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $585,000 | 7,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $571,560 | 6,736 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 7,240 |
| Total interest expense | $1,702,000 | 7,885 |
| Net interest income | $2,500,000 | 6,601 |
| Provision for loan and lease losses | $-180,000 | 13,805 |
| Total noninterest income | $440,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 5,269 |
| Total noninterest expense | $1,932,000 | 6,557 |
| Salaries and employee benefits | $1,026,000 | 5,890 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $701,000 | 6,741 |
| Pre-tax net operating income | $1,188,000 | 4,954 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $440,000 | 4,451 |
| Income before extraordinary items | $752,000 | 5,619 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $752,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 13,228 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $749,440 | 5,296 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.