Home > First National Bank > Net charge- offs to loans
First National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0583% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1456% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1456% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 4,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2195% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2195% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 4,324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 3,582 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 4,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0296% | 4,126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0339% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6649% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6649% | 737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1475% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5503% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5503% | 787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0770% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0361% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8041% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8041% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1529% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8290% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8290% | 227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1205% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 3,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0797% | 3,412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6921% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6921% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0270% | 4,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1690% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1035% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1086% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6826% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6826% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0420% | 4,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1227% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2274% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4117% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4117% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0590% | 4,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2289% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5923% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5923% | 640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7011% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1513% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4810% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4810% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9049% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1994% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5316% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5316% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2977% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7283% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7283% | 836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6644% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4878% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0684% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0807% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4087% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4087% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0425% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2594% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2595% | 1,957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0748% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1267% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3770% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3770% | 1,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1525% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4209% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4209% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0522% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2153% | 4,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2444% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6019% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6019% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2958% | 4,395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1326% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4260% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4260% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1877% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5859% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5859% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3718% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0291% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0033% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0033% | 692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2080% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0145% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1154% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6536% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6536% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1467% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0865% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0290% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1015% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7998% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7998% | 951 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2207% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5899% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5899% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0961% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2376% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0253% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 4,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9992% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9992% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.1927% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1117% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1277% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2153% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7357% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7357% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3521% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.2909% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1726% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0824% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1042% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5283% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5283% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1800% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0969% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.3585% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2162% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 4,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3793% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3793% | 1,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2087% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.7114% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1742% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0445% | 5,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0722% | 4,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 2,300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2932% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2072% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1397% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0187% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5131% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6289% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7157% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7157% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1853% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1549% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0237% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1444% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6275% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8800% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8267% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8267% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1966% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2843% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0332% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1057% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2437% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9064% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9309% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9673% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9673% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2207% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3224% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2123% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4125% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6415% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0813% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0813% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2317% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2599% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2426% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | -0.0699% | 5,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2787% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4241% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2679% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2287% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2287% | 2,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6536% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1725% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1815% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1642% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1923% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1456% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7726% | 6,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2194% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2194% | 2,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8754% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 2,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1789% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7518% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2042% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3218% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1748% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2424% | 6,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2559% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2559% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5395% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0479% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5353% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3467% | 5,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3467% | 5,921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2013% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5973% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3628% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 3.6258% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 2,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9057% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3392% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6185% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2690% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9572% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3429% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3429% | 2,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6587% | 571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5454% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4389% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 5.1045% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 2,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1687% | 218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3810% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6698% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3078% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6266% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2879% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2878% | 2,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6858% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5836% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5310% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 7.5828% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 2,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7010% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4217% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8857% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3026% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0205% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5831% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5831% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8360% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5905% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5404% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 6.4238% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3753% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4696% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4763% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0255% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1645% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1645% | 2,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0345% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9562% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6470% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 2.8732% | 874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5802% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5344% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6755% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4949% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3919% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0197% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0197% | 1,254 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6207% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6974% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3921% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.6474% | 1,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6121% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2715% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5093% | 913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9610% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2310% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2310% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3453% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8057% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3205% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.6408% | 6,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7674% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1837% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0951% | 1,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9790% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3219% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3219% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3301% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9889% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 3,529 |
| Percentage Net Loans Charged-off:Construction & development | -2.4501% | 6,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2527% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1879% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2721% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.1575% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8708% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8708% | 580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3789% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2329% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5731% | 2,448 |
| Percentage Net Loans Charged-off:Construction & development | 1.8830% | 1,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6680% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0943% | 5,666 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4123% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3907% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4191% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8619% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 3,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3253% | 3,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2746% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5416% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4606% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | 1.4724% | 1,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4565% | 1,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0167% | 846 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3751% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3002% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3987% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4408% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3374% | 3,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3169% | 2,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2309% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5347% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5525% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 2.1564% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6861% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0249% | 670 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3308% | 2,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0828% | 1,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4083% | 2,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6986% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1655% | 6,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1522% | 6,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1398% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6344% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6622% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 4.0373% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4731% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0497% | 422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4074% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5325% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6729% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4572% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4024% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0750% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9398% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9025% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 4.0879% | 1,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4844% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6093% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 4,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0080% | 1,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1081% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1331% | 2,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3196% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0103% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8096% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7322% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 1.2173% | 2,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8485% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 3,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 1,694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1145% | 3,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3871% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3656% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6919% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8421% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8130% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.5409% | 2,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2037% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 3,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0164% | 1,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1576% | 2,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1069% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7288% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8246% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7407% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6340% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 1.0528% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1070% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2932% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1888% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1956% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2568% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7487% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5525% | 2,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 3,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0924% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3884% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2053% | 1,601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4278% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2369% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1304% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7048% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4960% | 3,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3798% | 2,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0856% | 2,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8710% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2203% | 2,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1866% | 1,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2273% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2950% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0769% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4768% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 3,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.1252% | 2,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2972% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1124% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6111% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4217% | 3,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4627% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2903% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0085% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 2,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6760% | 2,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1693% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2839% | 3,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 4,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 2,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 3,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1122% | 1,181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 3,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0161% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7840% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | -312.5000% | 1,877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2651% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 1,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 2,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1513% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5647% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0954% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0481% | 1,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2287% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4539% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9641% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0888% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 3,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2262% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7543% | 1,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0139% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 1,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 3,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0397% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 3,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2688% | 2,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8645% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0291% | 1,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,608 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0367% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 7,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5103% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0399% | 1,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 6,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7453% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0615% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5596% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0513% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 7,973 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0268% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4913% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2385% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 6,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 7,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 8,041 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0017% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 7,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4988% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3615% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0154% | 6,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1670% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7019% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1095% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0187% | 6,947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4267% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8306% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0291% | 6,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 8,060 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3520% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9497% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0694% | 1,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 3,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3269% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7579% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0069% | 1,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4966% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7913% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0105% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9656% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8973% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 7,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1881% | 3,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8920% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2102% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 3,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7700% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2907% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8624% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1695% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 2,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7407% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2014% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0417% | 696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 3,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1635% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3220% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1021% | 1,531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 4,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 3,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0579% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1360% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5519% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1484% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0930% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.1028% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 2,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7198% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2280% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.2356% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2584% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9923% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3774% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2442% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9221% | 2,608 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1952% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2328% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 3,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6856% | 2,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8376% | 2,755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1294% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2979% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5392% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0640% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1936% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4327% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3769% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0768% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1902% | 3,618 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1684% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5593% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |