Home > First National Bank > Net charge- offs to loans
First National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7083% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.3673% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 27.9531% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3256% | 1,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4449% | 20 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 4,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 25.9340% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | 26.5056% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2640% | 1,478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4259% | 20 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 25.6474% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 26.2240% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0779% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7281% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0951% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.5373% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 28.1705% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4033% | 14 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1901% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.1657% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 20.6757% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5219% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9925% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.0111% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 18.4813% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4215% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7942% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 2,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.8814% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 17.3366% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2242% | 1,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7652% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.6955% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 17.1626% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0744% | 1,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9190% | 23 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 3,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.6897% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0348% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0390% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8110% | 29 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 3,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 3,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.0771% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4117% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0521% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9099% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0476% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.0483% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4212% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1159% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1279% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0830% | 4,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.3569% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7949% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1489% | 4,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8378% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1932% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3353% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7498% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.2920% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 16.9150% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3826% | 1,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0922% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2567% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4504% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6992% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.8037% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 18.5001% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3628% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4304% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.0222% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | 21.8557% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2380% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0565% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.4814% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 24.3818% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2368% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3923% | 18 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5016% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 0.4637% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7674% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3700% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.9708% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 21.8363% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0432% | 3,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4433% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7059% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 0.6924% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0600% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.2175% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | 21.0591% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0579% | 2,794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9103% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8515% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 1.3198% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1901% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.8774% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | 21.7330% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0597% | 2,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8526% | 18 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2598% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 2.7368% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.3594% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 23.2862% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0596% | 2,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6068% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.1775% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 22.1471% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0414% | 3,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5819% | 23 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 4,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.9727% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | 21.9588% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0543% | 2,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9070% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0432% | 5,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.0940% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | 23.1569% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0800% | 2,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4094% | 14 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 5,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0861% | 5,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.2336% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | 25.4082% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1573% | 1,921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0100% | 16 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | -0.0410% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 4,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.9403% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 22.9658% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7585% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9478% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 4,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 4,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.6760% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 22.6778% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9824% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1796% | 21 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.0468% | 4,736 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 5,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0615% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.7636% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 23.8426% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3949% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6343% | 15 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 4,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 4,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1190% | 4,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.2297% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 25.5162% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3315% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3888% | 16 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0588% | 4,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 5,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 5,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3952% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.1359% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 20.1816% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1579% | 2,808 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 4,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0544% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0564% | 4,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 5,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.0697% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 19.0556% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2145% | 2,261 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0109% | 5,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0094% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0586% | 4,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 5,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 5,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.0885% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 19.0599% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1802% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0167% | 5,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2090% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 5,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 5,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 5,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1122% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.3087% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | 20.2673% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1133% | 2,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5834% | 20 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 5,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0598% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 1,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1338% | 5,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1365% | 5,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2265% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.6366% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 17.5538% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1661% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0015% | 4,997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3820% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 5,341 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 5,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1766% | 5,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1803% | 5,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.9419% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8444% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2209% | 2,233 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0020% | 5,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3926% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 5,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.0612% | 5,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2654% | 6,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2708% | 6,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.2184% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | 17.1633% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0092% | 5,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7935% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 5,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.0537% | 5,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5282% | 6,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5393% | 6,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.0719% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 19.1282% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4135% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 5,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.0684% | 5,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 2,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 5,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6624% | 4,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 5,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2546% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.0658% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | 17.0192% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0446% | 3,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2370% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 5,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.0669% | 5,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 5,947 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9730% | 4,815 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 5,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.3652% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 16.2890% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0800% | 3,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3260% | 41 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 5,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0697% | 5,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0513% | 6,064 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4884% | 4,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 5,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3509% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.8602% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8194% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0917% | 2,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6405% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 5,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.0799% | 5,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0869% | 6,224 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1223% | 4,894 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 5,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.5374% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | 18.5927% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1246% | 2,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6198% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 3,887 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 5,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 2,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1895% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.5770% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 18.8352% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0432% | 3,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5353% | 56 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 3,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0494% | 5,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2536% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2634% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3046% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.1942% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 18.4767% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0757% | 3,388 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0791% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6133% | 70 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 3,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 5,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 2,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3872% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4024% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2084% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.8598% | 27 |
| Percentage Net Loans Charged-off: Credit card loans | 19.2308% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0567% | 3,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1241% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9995% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 2,654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 5,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3000% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3121% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4221% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.7372% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | 21.2512% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1146% | 2,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8264% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 5,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 2,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3074% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3251% | 2,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2007% | 2,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.5647% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 21.5424% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0720% | 3,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0245% | 1,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6680% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1367% | 3,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 5,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1442% | 2,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3311% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3515% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 3,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.0333% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | 21.1181% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0153% | 3,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0332% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6315% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1917% | 2,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.0684% | 6,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2016% | 1,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5061% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5387% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 5,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.8491% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 21.0939% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0217% | 3,549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0517% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0568% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3867% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.1005% | 6,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4105% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0109% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0776% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 5,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.6419% | 46 |
| Percentage Net Loans Charged-off: Credit card loans | 23.3736% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0403% | 5,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2832% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3119% | 3,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.0540% | 6,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2773% | 2,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9259% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9508% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5962% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.5961% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 21.6569% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3267% | 3,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3425% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9456% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3463% | 2,938 |
| Percentage Net Loans Charged-off:Construction & development | -0.0535% | 6,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2816% | 2,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0930% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0895% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8378% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 3,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.0293% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9991% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3332% | 2,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4529% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9629% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3557% | 2,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0532% | 6,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3106% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0562% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9430% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6299% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 2,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.3162% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | 20.4232% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4701% | 2,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6923% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9909% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1639% | 2,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 6,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 1,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7955% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8684% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3820% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.8611% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 22.1912% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5671% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3978% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3859% | 3,365 |
| Percentage Net Loans Charged-off:Construction & development | 1.1210% | 2,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3708% | 2,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3017% | 2,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6883% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2646% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4536% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 30.6912% | 33 |
| Percentage Net Loans Charged-off: Credit card loans | 36.8142% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1298% | 1,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9510% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4838% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 1.3004% | 2,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3848% | 1,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 3,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9110% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1619% | 3,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9979% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 32.7535% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | 39.4920% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1712% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.7921% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6879% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 1.8900% | 1,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5824% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1403% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3651% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0892% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 36.4526% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | 43.8953% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0766% | 1,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.3267% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0365% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 2.9180% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0384% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2789% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6192% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9865% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 42.3943% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | 50.9408% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1555% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.3750% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 5,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.1480% | 3,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 3,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 4,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5243% | 3,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 54.7400% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 65.4722% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1081% | 1,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.1227% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 5,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 2,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6848% | 2,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 57.8690% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 69.3090% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1433% | 1,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.6236% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 4,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 1,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8443% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 59.2061% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 70.9911% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2145% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.5090% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2693% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 61.9969% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 74.1182% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4312% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 13.4195% | 5 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 4,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 2,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 3,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3835% | 3,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 65.7485% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 78.8247% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0260% | 1,796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 13.3687% | 5 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 2,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4748% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 65.4128% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 78.4646% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0346% | 1,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 13.4728% | 4 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 2,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 66.2037% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 79.4869% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0440% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 14.9191% | 2 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 72.5356% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | 87.3868% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 6,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.1085% | 7 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 3,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 53.6800% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 65.7731% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 6,921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.4707% | 7 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 7,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1693% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 2,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 50.9111% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | 62.7073% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0282% | 6,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.1602% | 8 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1519% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1747% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2622% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 49.6898% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 61.3278% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0346% | 6,969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.7154% | 9 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3248% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3742% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 52.2125% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 64.8213% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0090% | 6,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.0810% | 5 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 2,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 46.9175% | 2 |
| Percentage Net Loans Charged-off: Credit card loans | 59.7021% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0723% | 1,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.2101% | 5 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 43.2969% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | 55.5178% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1005% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.5095% | 6 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0463% | 2,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.3802% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | 52.2760% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1603% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.5711% | 9 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0901% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.9784% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | 53.6532% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3670% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2176% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2278% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 8,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3029% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0991% | 8,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 3,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 42.3944% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 56.7663% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4558% | 7,543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8764% | 11 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1958% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2975% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4073% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 2,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.8494% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 55.0148% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0145% | 6,982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.6237% | 14 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4253% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6497% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6355% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3632% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 39.1871% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 53.4692% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0164% | 6,983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.4155% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3499% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5110% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2882% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6736% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 44.6475% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | 61.5015% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0109% | 7,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.1859% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1242% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0574% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5450% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5485% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5444% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2516% | 2,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 43.3819% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 60.8617% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2993% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.4837% | 14 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1918% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0782% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8603% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6973% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8898% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3419% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 44.6160% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 62.9768% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4041% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.3334% | 16 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3269% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1209% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4733% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0703% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5453% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5232% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 47.8238% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 67.8036% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6202% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.7158% | 11 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6151% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2485% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5703% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0334% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 59.3349% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 83.8337% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2709% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.8307% | 14 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0861% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2141% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2681% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1004% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2081% | 3,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 48.8758% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | 68.1381% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.5613% | 16 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1225% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3108% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5445% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2819% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 46.1445% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 64.3025% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.8220% | 16 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2014% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2759% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 20.5607% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1601% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3420% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 45.6975% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 63.5293% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0047% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 12.2763% | 11 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2482% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4101% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3154% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 57.4801% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 80.8346% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0177% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0506% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 7,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 31.4264% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | 40.7737% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 7,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.4417% | 25 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 8,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 35.6987% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 44.1005% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1319% | 1,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.5548% | 27 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9786% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5381% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 6,381 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2049% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 7,157 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 8,313 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 9,579 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 12,324 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |