Home > First Minnesota Bank > Income and Expense

First Minnesota Bank, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$6,650,0002,141
Total interest expense$1,076,0002,233
Net interest income$5,574,0002,077
Provision for loan and lease losses$-760,0005,267
Total noninterest income$931,0002,032
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$225,0002,043
Trading account gains and feesNANA
Additional Noninterest Income$706,0001,829
Total noninterest expense$4,295,0002,154
Salaries and employee benefits$2,799,0001,956
Premises and equipment expense$743,0001,533
Additional noninterest expense$753,0003,135
Pre-tax net operating income$2,970,0001,561
Securities gains (losses)$-163,0005,234
Applicable income taxes$758,0001,103
Income before extraordinary items$2,049,0001,870
Extraordinary gains, net$011
Net income$2,049,0001,869
Minority interest net income$069
Net income of bank and minority interests.$2,049,0001,870
Net charge-offs$-19,0004,657
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,177,7701,759
2019-03-31 (YTD Data)Rank
Total interest income$3,238,0002,175
Total interest expense$502,0002,297
Net interest income$2,736,0002,123
Provision for loan and lease losses$-625,0005,327
Total noninterest income$441,0002,067
Gross Fiduciary activities income$0972
Service charges on deposit accounts$119,0001,971
Trading account gains and feesNANA
Additional Noninterest Income$322,0001,892
Total noninterest expense$2,238,0002,102
Salaries and employee benefits$1,441,0001,930
Premises and equipment expense$384,0001,511
Additional noninterest expense$413,0002,933
Pre-tax net operating income$1,564,0001,470
Securities gains (losses)$-163,0005,316
Applicable income taxes$371,0001,102
Income before extraordinary items$1,030,0001,828
Extraordinary gains, net$05
Net income$1,030,0001,826
Minority interest net income$052
Net income of bank and minority interests.$1,030,0001,827
Net charge-offs$-8,0004,574
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,158,7701,647
2018-12-31 (YTD Data)Rank
Total interest income$14,471,0001,907
Total interest expense$1,870,0002,022
Net interest income$12,601,0001,863
Provision for loan and lease losses$04,082
Total noninterest income$2,642,0001,683
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$521,0001,924
Trading account gains and feesNANA
Additional Noninterest Income$2,121,0001,442
Total noninterest expense$9,417,0001,997
Salaries and employee benefits$6,142,0001,771
Premises and equipment expense$1,483,0001,509
Additional noninterest expense$1,792,0002,799
Pre-tax net operating income$5,826,0001,551
Securities gains (losses)$-75,0004,937
Applicable income taxes$1,491,0001,053
Income before extraordinary items$4,260,0001,821
Extraordinary gains, net$06
Net income$4,260,0001,820
Minority interest net income$072
Net income of bank and minority interests.$4,260,0001,820
Net charge-offs$68,0002,420
Cash dividends$2,500,0001,251
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,319,2501,787
2018-09-30 (YTD Data)Rank
Total interest income$10,845,0001,903
Total interest expense$1,368,0001,983
Net interest income$9,477,0001,858
Provision for loan and lease losses$03,948
Total noninterest income$884,0002,674
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$397,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$487,0002,792
Total noninterest expense$6,934,0002,018
Salaries and employee benefits$4,487,0001,810
Premises and equipment expense$1,124,0001,514
Additional noninterest expense$1,323,0002,828
Pre-tax net operating income$3,427,0001,924
Securities gains (losses)$-5,0004,626
Applicable income taxes$764,0001,418
Income before extraordinary items$2,658,0002,078
Extraordinary gains, net$05
Net income$2,658,0002,076
Minority interest net income$066
Net income of bank and minority interests.$2,658,0002,077
Net charge-offs$-16,0004,600
Cash dividends$2,500,000894
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,661,9502,079
2018-06-30 (YTD Data)Rank
Total interest income$7,270,0001,884
Total interest expense$907,0001,921
Net interest income$6,363,0001,845
Provision for loan and lease losses$03,782
Total noninterest income$233,0003,928
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$268,0001,893
Trading account gains and feesNANA
Additional Noninterest Income$-35,0005,509
Total noninterest expense$4,566,0002,055
Salaries and employee benefits$2,950,0001,847
Premises and equipment expense$755,0001,521
Additional noninterest expense$861,0002,901
Pre-tax net operating income$2,030,0002,086
Securities gains (losses)$-4,0004,827
Applicable income taxes$410,0001,594
Income before extraordinary items$1,616,0002,192
Extraordinary gains, net$06
Net income$1,616,0002,189
Minority interest net income$065
Net income of bank and minority interests.$1,616,0002,191
Net charge-offs$-17,0004,696
Cash dividends$2,500,000632
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,619,2002,181
2018-03-31 (YTD Data)Rank
Total interest income$3,613,0001,877
Total interest expense$456,0001,833
Net interest income$3,157,0001,849
Provision for loan and lease losses$03,508
Total noninterest income$522,0001,943
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$135,0001,894
Trading account gains and feesNANA
Additional Noninterest Income$387,0001,745
Total noninterest expense$2,195,0002,131
Salaries and employee benefits$1,405,0001,946
Premises and equipment expense$373,0001,561
Additional noninterest expense$417,0002,982
Pre-tax net operating income$1,484,0001,497
Securities gains (losses)$7,000490
Applicable income taxes$376,0001,051
Income before extraordinary items$1,115,0001,681
Extraordinary gains, net$07
Net income$1,115,0001,681
Minority interest net income$052
Net income of bank and minority interests.$1,115,0001,681
Net charge-offs$-18,0004,945
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,109,4701,677
2017-12-31 (YTD Data)Rank
Total interest income$13,333,0001,948
Total interest expense$2,064,0001,504
Net interest income$11,269,0002,017
Provision for loan and lease losses$60,0003,409
Total noninterest income$2,530,0001,760
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$545,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$1,985,0001,547
Total noninterest expense$9,192,0002,040
Salaries and employee benefits$5,909,0001,842
Premises and equipment expense$1,520,0001,507
Additional noninterest expense$1,763,0002,888
Pre-tax net operating income$4,547,0001,855
Securities gains (losses)$168,000448
Applicable income taxes$1,660,0001,447
Income before extraordinary items$3,055,0002,002
Extraordinary gains, net$09
Net income$3,055,0002,000
Minority interest net income$076
Net income of bank and minority interests.$3,055,0002,002
Net charge-offs$86,0002,569
Cash dividends$2,200,0001,316
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,945,8002,057
2017-09-30 (YTD Data)Rank
Total interest income$9,916,0001,958
Total interest expense$1,580,0001,447
Net interest income$8,336,0002,048
Provision for loan and lease losses$60,0003,094
Total noninterest income$1,951,0001,752
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$413,0001,906
Trading account gains and feesNANA
Additional Noninterest Income$1,538,0001,524
Total noninterest expense$6,946,0002,038
Salaries and employee benefits$4,488,0001,831
Premises and equipment expense$1,147,0001,504
Additional noninterest expense$1,311,0002,911
Pre-tax net operating income$3,281,0001,924
Securities gains (losses)$166,000416
Applicable income taxes$1,142,0001,356
Income before extraordinary items$2,305,0002,160
Extraordinary gains, net$09
Net income$2,305,0002,161
Minority interest net income$071
Net income of bank and minority interests.$2,305,0002,161
Net charge-offs$56,0002,382
Cash dividends$2,200,000969
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,193,7802,213
2017-06-30 (YTD Data)Rank
Total interest income$6,691,0001,923
Total interest expense$1,081,0001,396
Net interest income$5,610,0002,013
Provision for loan and lease losses$60,0002,608
Total noninterest income$1,205,0001,823
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$268,0001,933
Trading account gains and feesNANA
Additional Noninterest Income$937,0001,609
Total noninterest expense$4,700,0002,011
Salaries and employee benefits$3,067,0001,796
Premises and equipment expense$767,0001,505
Additional noninterest expense$866,0002,945
Pre-tax net operating income$2,055,0001,984
Securities gains (losses)$153,000326
Applicable income taxes$723,0001,365
Income before extraordinary items$1,485,0002,170
Extraordinary gains, net$011
Net income$1,485,0002,171
Minority interest net income$071
Net income of bank and minority interests.$1,485,0002,171
Net charge-offs$-23,0005,053
Cash dividends$2,200,000701
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,382,4902,259
2017-03-31 (YTD Data)Rank
Total interest income$3,149,0002,021
Total interest expense$557,0001,342
Net interest income$2,592,0002,162
Provision for loan and lease losses$03,537
Total noninterest income$599,0001,822
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$130,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$469,0001,586
Total noninterest expense$2,299,0002,073
Salaries and employee benefits$1,483,0001,868
Premises and equipment expense$394,0001,481
Additional noninterest expense$422,0003,011
Pre-tax net operating income$892,0002,115
Securities gains (losses)$153,000184
Applicable income taxes$338,0001,390
Income before extraordinary items$707,0002,180
Extraordinary gains, net$08
Net income$707,0002,181
Minority interest net income$055
Net income of bank and minority interests.$707,0002,181
Net charge-offs$-74,0005,554
Cash dividends$2,200,000374
Sale, conversion, retirement of capital stock, net$0632
Net operating income$602,9602,425
2016-12-31 (YTD Data)Rank
Total interest income$13,948,0001,819
Total interest expense$3,069,000952
Net interest income$10,879,0002,031
Provision for loan and lease losses$75,0003,346
Total noninterest income$2,700,0001,764
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$508,0002,055
Trading account gains and fees$0170
Additional Noninterest Income$2,192,0001,504
Total noninterest expense$9,283,0002,039
Salaries and employee benefits$5,896,0001,809
Premises and equipment expense$1,561,0001,461
Additional noninterest expense$1,826,0002,929
Pre-tax net operating income$4,221,0001,867
Securities gains (losses)$108,0001,285
Applicable income taxes$1,363,0001,351
Income before extraordinary items$2,966,0002,137
Extraordinary gains, net$05
Net income$2,966,0002,135
Minority interest net income$082
Net income of bank and minority interests.$2,966,0002,136
Net charge-offs$64,0002,962
Cash dividends$2,200,0001,300
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,891,4802,110
2016-09-30 (YTD Data)Rank
Total interest income$10,632,0001,786
Total interest expense$2,301,000943
Net interest income$8,331,0001,997
Provision for loan and lease losses$75,0003,003
Total noninterest income$2,020,0001,765
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$379,0002,077
Trading account gains and fees$0169
Additional Noninterest Income$1,641,0001,499
Total noninterest expense$6,983,0002,032
Salaries and employee benefits$4,392,0001,816
Premises and equipment expense$1,180,0001,453
Additional noninterest expense$1,411,0002,869
Pre-tax net operating income$3,293,0001,826
Securities gains (losses)$109,0001,191
Applicable income taxes$1,078,0001,341
Income before extraordinary items$2,324,0002,079
Extraordinary gains, net$05
Net income$2,324,0002,079
Minority interest net income$071
Net income of bank and minority interests.$2,324,0002,079
Net charge-offs$70,0002,353
Cash dividends$2,200,000950
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,249,8802,080
2016-06-30 (YTD Data)Rank
Total interest income$7,050,0001,798
Total interest expense$1,522,000948
Net interest income$5,528,0002,017
Provision for loan and lease losses$75,0002,531
Total noninterest income$1,291,0001,801
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$252,0002,056
Trading account gains and fees$0157
Additional Noninterest Income$1,039,0001,506
Total noninterest expense$4,629,0002,053
Salaries and employee benefits$2,928,0001,821
Premises and equipment expense$778,0001,468
Additional noninterest expense$923,0002,915
Pre-tax net operating income$2,115,0001,851
Securities gains (losses)$112,000886
Applicable income taxes$702,0001,354
Income before extraordinary items$1,525,0002,096
Extraordinary gains, net$016
Net income$1,525,0002,096
Minority interest net income$071
Net income of bank and minority interests.$1,525,0002,096
Net charge-offs$76,0001,854
Cash dividends$2,200,000696
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,448,8402,126
2016-03-31 (YTD Data)Rank
Total interest income$3,475,0001,835
Total interest expense$747,000968
Net interest income$2,728,0002,041
Provision for loan and lease losses$45,0002,237
Total noninterest income$596,0001,853
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$124,0002,067
Trading account gains and fees$0142
Additional Noninterest Income$472,0001,567
Total noninterest expense$2,298,0002,072
Salaries and employee benefits$1,452,0001,850
Premises and equipment expense$390,0001,482
Additional noninterest expense$456,0002,952
Pre-tax net operating income$981,0001,948
Securities gains (losses)$113,000474
Applicable income taxes$338,0001,377
Income before extraordinary items$756,0002,088
Extraordinary gains, net$012
Net income$756,0002,088
Minority interest net income$062
Net income of bank and minority interests.$756,0002,088
Net charge-offs$-3,0004,617
Cash dividends$2,200,000398
Sale, conversion, retirement of capital stock, net$0659
Net operating income$678,0302,195
2015-12-31 (YTD Data)Rank
Total interest income$15,292,0001,630
Total interest expense$3,792,000732
Net interest income$11,500,0001,885
Provision for loan and lease losses$-980,0006,037
Total noninterest income$2,416,0001,860
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$585,0001,863
Trading account gains and fees$0159
Additional Noninterest Income$1,831,0001,621
Total noninterest expense$9,390,0002,007
Salaries and employee benefits$5,808,0001,792
Premises and equipment expense$1,587,0001,454
Additional noninterest expense$1,995,0002,797
Pre-tax net operating income$5,506,0001,460
Securities gains (losses)$-4,0005,778
Applicable income taxes$1,805,0001,076
Income before extraordinary items$3,697,0001,719
Extraordinary gains, net$023
Net income$3,697,0001,719
Minority interest net income$081
Net income of bank and minority interests.$3,697,0001,721
Net charge-offs$-18,0005,311
Cash dividends$1,000,0002,106
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,699,6801,675
2015-09-30 (YTD Data)Rank
Total interest income$11,900,0001,577
Total interest expense$2,516,000839
Net interest income$9,384,0001,768
Provision for loan and lease losses$20,0003,795
Total noninterest income$1,686,0001,974
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$447,0001,860
Trading account gains and fees$0153
Additional Noninterest Income$1,239,0001,753
Total noninterest expense$7,060,0002,011
Salaries and employee benefits$4,326,0001,814
Premises and equipment expense$1,193,0001,457
Additional noninterest expense$1,541,0002,733
Pre-tax net operating income$3,990,0001,518
Securities gains (losses)$-2,0005,864
Applicable income taxes$1,235,0001,195
Income before extraordinary items$2,753,0001,752
Extraordinary gains, net$021
Net income$2,753,0001,754
Minority interest net income$078
Net income of bank and minority interests.$2,753,0001,755
Net charge-offs$-12,0005,205
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,754,3801,716
2015-06-30 (YTD Data)Rank
Total interest income$8,189,0001,521
Total interest expense$1,658,000857
Net interest income$6,531,0001,696
Provision for loan and lease losses$20,0003,492
Total noninterest income$1,317,0001,780
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$296,0001,846
Trading account gains and fees$0157
Additional Noninterest Income$1,021,0001,539
Total noninterest expense$4,762,0002,006
Salaries and employee benefits$2,884,0001,822
Premises and equipment expense$803,0001,458
Additional noninterest expense$1,075,0002,661
Pre-tax net operating income$3,066,0001,356
Securities gains (losses)$2,0002,428
Applicable income taxes$945,0001,073
Income before extraordinary items$2,123,0001,538
Extraordinary gains, net$022
Net income$2,123,0001,541
Minority interest net income$075
Net income of bank and minority interests.$2,123,0001,541
Net charge-offs$-7,0005,146
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,121,6201,503
2015-03-31 (YTD Data)Rank
Total interest income$3,973,0001,565
Total interest expense$818,000870
Net interest income$3,155,0001,739
Provision for loan and lease losses$15,0002,956
Total noninterest income$665,0001,728
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$144,0001,876
Trading account gains and fees$0152
Additional Noninterest Income$521,0001,463
Total noninterest expense$2,328,0002,027
Salaries and employee benefits$1,409,0001,876
Premises and equipment expense$392,0001,512
Additional noninterest expense$527,0002,680
Pre-tax net operating income$1,477,0001,355
Securities gains (losses)$2,0001,821
Applicable income taxes$512,000995
Income before extraordinary items$967,0001,655
Extraordinary gains, net$013
Net income$967,0001,657
Minority interest net income$064
Net income of bank and minority interests.$967,0001,657
Net charge-offs$-5,0005,132
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$965,7001,591
2014-12-31 (YTD Data)Rank
Total interest income$16,157,0001,537
Total interest expense$4,531,000636
Net interest income$11,626,0001,876
Provision for loan and lease losses$120,0002,961
Total noninterest income$2,930,0001,602
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$636,0001,869
Trading account gains and fees$0180
Additional Noninterest Income$2,294,0001,320
Total noninterest expense$9,442,0002,004
Salaries and employee benefits$5,630,0001,832
Premises and equipment expense$1,595,0001,483
Additional noninterest expense$2,217,0002,656
Pre-tax net operating income$4,994,0001,518
Securities gains (losses)$-68,0006,287
Applicable income taxes$1,530,0001,181
Income before extraordinary items$3,396,0001,825
Extraordinary gains, net$017
Net income$3,396,0001,825
Minority interest net income$084
Net income of bank and minority interests.$3,396,0001,824
Net charge-offs$18,0004,348
Cash dividends$500,0002,836
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,442,9201,758
2014-09-30 (YTD Data)Rank
Total interest income$11,908,0001,568
Total interest expense$2,960,000747
Net interest income$8,948,0001,843
Provision for loan and lease losses$120,0002,607
Total noninterest income$2,253,0001,570
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$476,0001,881
Trading account gains and fees$0174
Additional Noninterest Income$1,777,0001,297
Total noninterest expense$7,125,0001,994
Salaries and employee benefits$4,186,0001,848
Premises and equipment expense$1,195,0001,495
Additional noninterest expense$1,744,0002,560
Pre-tax net operating income$3,956,0001,467
Securities gains (losses)$-69,0006,398
Applicable income taxes$1,373,0001,059
Income before extraordinary items$2,514,0001,843
Extraordinary gains, net$015
Net income$2,514,0001,843
Minority interest net income$081
Net income of bank and minority interests.$2,514,0001,842
Net charge-offs$10,0004,150
Cash dividends$500,0002,192
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,558,8501,780
2014-06-30 (YTD Data)Rank
Total interest income$7,974,0001,562
Total interest expense$1,969,000752
Net interest income$6,005,0001,827
Provision for loan and lease losses$120,0002,134
Total noninterest income$1,767,0001,387
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$316,0001,870
Trading account gains and fees$0172
Additional Noninterest Income$1,451,0001,123
Total noninterest expense$4,778,0001,982
Salaries and employee benefits$2,779,0001,860
Premises and equipment expense$809,0001,474
Additional noninterest expense$1,190,0002,508
Pre-tax net operating income$2,874,0001,337
Securities gains (losses)$-65,0006,509
Applicable income taxes$1,001,000967
Income before extraordinary items$1,808,0001,672
Extraordinary gains, net$020
Net income$1,808,0001,675
Minority interest net income$080
Net income of bank and minority interests.$1,808,0001,674
Net charge-offs$14,0003,578
Cash dividends$500,0001,796
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,849,6001,614
2014-03-31 (YTD Data)Rank
Total interest income$3,891,0001,594
Total interest expense$981,000765
Net interest income$2,910,0001,866
Provision for loan and lease losses$60,0002,013
Total noninterest income$833,0001,417
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$154,0001,895
Trading account gains and fees$0147
Additional Noninterest Income$679,0001,151
Total noninterest expense$2,388,0001,988
Salaries and employee benefits$1,375,0001,888
Premises and equipment expense$403,0001,510
Additional noninterest expense$610,0002,447
Pre-tax net operating income$1,295,0001,418
Securities gains (losses)$-60,0006,605
Applicable income taxes$393,0001,093
Income before extraordinary items$842,0001,732
Extraordinary gains, net$016
Net income$842,0001,736
Minority interest net income$066
Net income of bank and minority interests.$842,0001,735
Net charge-offs$33,0002,158
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$882,8001,627
2013-12-31 (YTD Data)Rank
Total interest income$15,315,0001,625
Total interest expense$4,135,000819
Net interest income$11,180,0001,906
Provision for loan and lease losses$325,0002,344
Total noninterest income$2,434,0001,880
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$690,0001,850
Trading account gains and fees$0184
Additional Noninterest Income$1,744,0001,676
Total noninterest expense$9,873,0001,920
Salaries and employee benefits$5,862,0001,752
Premises and equipment expense$1,601,0001,489
Additional noninterest expense$2,410,0002,549
Pre-tax net operating income$3,416,0001,949
Securities gains (losses)$-70,0006,499
Applicable income taxes$514,0002,127
Income before extraordinary items$2,832,0001,985
Extraordinary gains, net$029
Net income$2,832,0001,988
Minority interest net income$090
Net income of bank and minority interests.$2,832,0001,989
Net charge-offs$82,0003,944
Cash dividends$500,0002,742
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,891,5001,915
2013-09-30 (YTD Data)Rank
Total interest income$10,985,0001,706
Total interest expense$3,119,000840
Net interest income$7,866,0002,014
Provision for loan and lease losses$325,0001,984
Total noninterest income$2,740,0001,429
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$517,0001,860
Trading account gains and fees$0180
Additional Noninterest Income$2,223,0001,182
Total noninterest expense$7,473,0001,909
Salaries and employee benefits$4,369,0001,766
Premises and equipment expense$1,214,0001,484
Additional noninterest expense$1,890,0002,433
Pre-tax net operating income$2,808,0001,846
Securities gains (losses)$-12,0006,525
Applicable income taxes$803,0001,446
Income before extraordinary items$1,993,0002,141
Extraordinary gains, net$025
Net income$1,993,0002,148
Minority interest net income$084
Net income of bank and minority interests.$1,993,0002,148
Net charge-offs$55,0003,781
Cash dividends$500,0002,089
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,001,5202,067
2013-06-30 (YTD Data)Rank
Total interest income$7,336,0001,705
Total interest expense$2,086,000862
Net interest income$5,250,0002,003
Provision for loan and lease losses$225,0001,972
Total noninterest income$1,989,0001,363
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$339,0001,864
Trading account gains and fees$0157
Additional Noninterest Income$1,650,0001,124
Total noninterest expense$4,966,0001,916
Salaries and employee benefits$2,872,0001,795
Premises and equipment expense$839,0001,438
Additional noninterest expense$1,255,0002,440
Pre-tax net operating income$2,048,0001,686
Securities gains (losses)$-1,0006,487
Applicable income taxes$615,0001,317
Income before extraordinary items$1,432,0002,013
Extraordinary gains, net$022
Net income$1,432,0002,020
Minority interest net income$082
Net income of bank and minority interests.$1,432,0002,019
Net charge-offs$33,0003,680
Cash dividends$500,0001,684
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,432,7001,928
2013-03-31 (YTD Data)Rank
Total interest income$3,593,0001,752
Total interest expense$1,049,000883
Net interest income$2,544,0002,059
Provision for loan and lease losses$83,0002,291
Total noninterest income$909,0001,442
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$164,0001,900
Trading account gains and fees$0148
Additional Noninterest Income$745,0001,202
Total noninterest expense$2,356,0002,027
Salaries and employee benefits$1,352,0001,917
Premises and equipment expense$398,0001,533
Additional noninterest expense$606,0002,520
Pre-tax net operating income$1,014,0001,681
Securities gains (losses)$-1,0006,666
Applicable income taxes$289,0001,373
Income before extraordinary items$724,0001,951
Extraordinary gains, net$010
Net income$724,0001,952
Minority interest net income$076
Net income of bank and minority interests.$724,0001,953
Net charge-offs$8,0003,541
Cash dividends$500,000922
Sale, conversion, retirement of capital stock, net$0789
Net operating income$724,7101,863
2012-12-31 (YTD Data)Rank
Total interest income$12,407,0002,102
Total interest expense$4,475,0001,013
Net interest income$7,932,0002,681
Provision for loan and lease losses$1,178,0001,605
Total noninterest income$2,091,0002,118
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$744,0001,791
Trading account gains and fees$0166
Additional Noninterest Income$1,347,0001,983
Total noninterest expense$8,906,0002,140
Salaries and employee benefits$4,936,0002,028
Premises and equipment expense$1,425,0001,651
Additional noninterest expense$2,545,0002,526
Pre-tax net operating income$-61,0006,249
Securities gains (losses)$-6,0006,705
Applicable income taxes$-937,0006,957
Income before extraordinary items$870,0004,150
Extraordinary gains, net$029
Net income$870,0004,150
Minority interest net income$093
Net income of bank and minority interests.$870,0004,152
Net charge-offs$568,0002,483
Cash dividends$500,0002,749
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$873,8403,970
2012-09-30 (YTD Data)Rank
Total interest income$9,121,0002,188
Total interest expense$3,427,0001,045
Net interest income$5,694,0002,817
Provision for loan and lease losses$628,0001,989
Total noninterest income$1,477,0002,194
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$567,0001,798
Trading account gains and fees$0157
Additional Noninterest Income$910,0002,110
Total noninterest expense$6,583,0002,180
Salaries and employee benefits$3,597,0002,079
Premises and equipment expense$1,083,0001,640
Additional noninterest expense$1,903,0002,539
Pre-tax net operating income$-40,0006,351
Securities gains (losses)$-7,0006,846
Applicable income taxes$-542,0007,044
Income before extraordinary items$495,0004,663
Extraordinary gains, net$020
Net income$495,0004,662
Minority interest net income$086
Net income of bank and minority interests.$495,0004,662
Net charge-offs$536,0002,097
Cash dividends$500,0002,021
Sale, conversion, retirement of capital stock, net$0952
Net operating income$499,4804,468
2012-06-30 (YTD Data)Rank
Total interest income$6,098,0002,190
Total interest expense$2,335,0001,051
Net interest income$3,763,0002,842
Provision for loan and lease losses$378,0002,142
Total noninterest income$1,582,0001,563
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$384,0001,768
Trading account gains and fees$0153
Additional Noninterest Income$1,198,0001,347
Total noninterest expense$4,393,0002,188
Salaries and employee benefits$2,388,0002,084
Premises and equipment expense$807,0001,470
Additional noninterest expense$1,198,0002,689
Pre-tax net operating income$574,0003,877
Securities gains (losses)$-1,0006,818
Applicable income taxes$-161,0007,053
Income before extraordinary items$734,0003,230
Extraordinary gains, net$019
Net income$734,0003,228
Minority interest net income$084
Net income of bank and minority interests.$734,0003,230
Net charge-offs$294,0002,344
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$735,0003,058
2012-03-31 (YTD Data)Rank
Total interest income$3,049,0002,215
Total interest expense$1,186,0001,072
Net interest income$1,863,0002,892
Provision for loan and lease losses$28,0004,279
Total noninterest income$696,0001,712
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$190,0001,774
Trading account gains and fees$0148
Additional Noninterest Income$506,0001,496
Total noninterest expense$2,206,0002,158
Salaries and employee benefits$1,188,0002,104
Premises and equipment expense$414,0001,447
Additional noninterest expense$604,0002,648
Pre-tax net operating income$325,0003,687
Securities gains (losses)$-1,0006,909
Applicable income taxes$-3,0006,920
Income before extraordinary items$327,0003,475
Extraordinary gains, net$019
Net income$327,0003,478
Minority interest net income$078
Net income of bank and minority interests.$327,0003,478
Net charge-offs$215,0001,773
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$328,0003,290
2011-12-31 (YTD Data)Rank
Total interest income$13,909,0002,014
Total interest expense$5,209,0001,154
Net interest income$8,700,0002,530
Provision for loan and lease losses$1,440,0001,947
Total noninterest income$2,190,0001,876
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$842,0001,718
Trading account gains and fees$0146
Additional Noninterest Income$1,348,0001,760
Total noninterest expense$9,330,0002,048
Salaries and employee benefits$4,860,0001,989
Premises and equipment expense$1,584,0001,567
Additional noninterest expense$2,886,0002,284
Pre-tax net operating income$120,0005,696
Securities gains (losses)$-139,0007,123
Applicable income taxes$-518,0007,065
Income before extraordinary items$499,0004,670
Extraordinary gains, net$029
Net income$499,0004,673
Minority interest net income$096
Net income of bank and minority interests.$499,0004,672
Net charge-offs$1,492,0001,882
Cash dividends$500,0002,425
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$587,9604,310
2011-09-30 (YTD Data)Rank
Total interest income$10,643,0002,000
Total interest expense$3,967,0001,182
Net interest income$6,676,0002,477
Provision for loan and lease losses$1,030,0001,922
Total noninterest income$1,524,0001,967
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$622,0001,748
Trading account gains and fees$0145
Additional Noninterest Income$902,0001,888
Total noninterest expense$6,950,0002,071
Salaries and employee benefits$3,653,0001,981
Premises and equipment expense$1,194,0001,569
Additional noninterest expense$2,103,0002,356
Pre-tax net operating income$220,0005,393
Securities gains (losses)$-126,0007,245
Applicable income taxes$-485,0007,207
Income before extraordinary items$579,0004,089
Extraordinary gains, net$021
Net income$579,0004,091
Minority interest net income$087
Net income of bank and minority interests.$579,0004,091
Net charge-offs$393,0002,931
Cash dividends$500,0001,810
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$705,0003,635
2011-06-30 (YTD Data)Rank
Total interest income$7,135,0002,004
Total interest expense$2,691,0001,203
Net interest income$4,444,0002,483
Provision for loan and lease losses$830,0001,679
Total noninterest income$921,0002,115
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$399,0001,772
Trading account gains and fees$0153
Additional Noninterest Income$522,0002,036
Total noninterest expense$4,650,0002,076
Salaries and employee benefits$2,372,0002,054
Premises and equipment expense$803,0001,571
Additional noninterest expense$1,475,0002,274
Pre-tax net operating income$-115,0006,449
Securities gains (losses)$-209,0007,387
Applicable income taxes$-493,0007,332
Income before extraordinary items$169,0005,234
Extraordinary gains, net$015
Net income$169,0005,233
Minority interest net income$089
Net income of bank and minority interests.$169,0005,234
Net charge-offs$259,0002,847
Cash dividends$500,0001,397
Sale, conversion, retirement of capital stock, net$0986
Net operating income$302,7604,353
2011-03-31 (YTD Data)Rank
Total interest income$3,669,0001,969
Total interest expense$1,362,0001,238
Net interest income$2,307,0002,375
Provision for loan and lease losses$730,0001,100
Total noninterest income$397,0002,352
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$194,0001,783
Trading account gains and fees$0158
Additional Noninterest Income$203,0002,450
Total noninterest expense$2,250,0002,145
Salaries and employee benefits$1,166,0002,105
Premises and equipment expense$410,0001,570
Additional noninterest expense$674,0002,461
Pre-tax net operating income$-276,0006,906
Securities gains (losses)$-28,0007,277
Applicable income taxes$-322,0007,432
Income before extraordinary items$18,0006,150
Extraordinary gains, net$09
Net income$18,0006,149
Minority interest net income$086
Net income of bank and minority interests.$18,0006,150
Net charge-offs$143,0002,398
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$35,9205,895
2010-12-31 (YTD Data)Rank
Total interest income$16,326,0001,851
Total interest expense$6,154,0001,346
Net interest income$10,172,0002,152
Provision for loan and lease losses$1,550,0002,410
Total noninterest income$1,817,0002,209
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$931,0001,597
Trading account gains and fees$0175
Additional Noninterest Income$886,0002,355
Total noninterest expense$9,172,0002,107
Salaries and employee benefits$4,736,0002,036
Premises and equipment expense$1,571,0001,638
Additional noninterest expense$2,865,0002,371
Pre-tax net operating income$1,267,0003,005
Securities gains (losses)$-75,0007,196
Applicable income taxes$-235,0006,998
Income before extraordinary items$1,427,0002,596
Extraordinary gains, net$029
Net income$1,427,0002,592
Minority interest net income$0111
Net income of bank and minority interests.$1,427,0002,598
Net charge-offs$1,462,0002,207
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,502,0002,418
2010-09-30 (YTD Data)Rank
Total interest income$12,448,0001,866
Total interest expense$4,697,0001,381
Net interest income$7,751,0002,135
Provision for loan and lease losses$1,250,0002,212
Total noninterest income$1,563,0002,026
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$715,0001,608
Trading account gains and fees$0165
Additional Noninterest Income$848,0002,003
Total noninterest expense$6,998,0002,064
Salaries and employee benefits$3,518,0002,056
Premises and equipment expense$1,191,0001,638
Additional noninterest expense$2,289,0002,235
Pre-tax net operating income$1,066,0002,966
Securities gains (losses)$03,651
Applicable income taxes$-247,0007,242
Income before extraordinary items$1,313,0002,388
Extraordinary gains, net$023
Net income$1,313,0002,386
Minority interest net income$0110
Net income of bank and minority interests.$1,313,0002,390
Net charge-offs$534,0002,985
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,313,0002,270
2010-06-30 (YTD Data)Rank
Total interest income$8,385,0001,872
Total interest expense$3,192,0001,406
Net interest income$5,193,0002,123
Provision for loan and lease losses$725,0002,325
Total noninterest income$1,050,0001,978
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$477,0001,616
Trading account gains and fees$0152
Additional Noninterest Income$573,0001,923
Total noninterest expense$4,576,0002,115
Salaries and employee benefits$2,346,0002,070
Premises and equipment expense$805,0001,634
Additional noninterest expense$1,425,0002,358
Pre-tax net operating income$942,0002,488
Securities gains (losses)$03,184
Applicable income taxes$-52,0007,088
Income before extraordinary items$994,0002,137
Extraordinary gains, net$019
Net income$994,0002,135
Minority interest net income$0105
Net income of bank and minority interests.$994,0002,139
Net charge-offs$356,0002,852
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$994,0002,057
2010-03-31 (YTD Data)Rank
Total interest income$4,160,0001,926
Total interest expense$1,622,0001,454
Net interest income$2,538,0002,189
Provision for loan and lease losses$375,0002,136
Total noninterest income$467,0002,140
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$235,0001,632
Trading account gains and fees$0175
Additional Noninterest Income$232,0002,177
Total noninterest expense$2,210,0002,216
Salaries and employee benefits$1,214,0002,032
Premises and equipment expense$419,0001,613
Additional noninterest expense$577,0002,804
Pre-tax net operating income$420,0002,748
Securities gains (losses)$02,284
Applicable income taxes$-50,0007,319
Income before extraordinary items$470,0002,248
Extraordinary gains, net$016
Net income$470,0002,247
Minority interest net income$091
Net income of bank and minority interests.$470,0002,248
Net charge-offs$70,0003,438
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$470,0002,161
2009-12-31 (YTD Data)Rank
Total interest income$17,488,0001,932
Total interest expense$7,596,0001,546
Net interest income$9,892,0002,212
Provision for loan and lease losses$3,050,0001,961
Total noninterest income$2,242,0001,968
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,039,0001,620
Trading account gains and fees$0211
Additional Noninterest Income$1,203,0001,906
Total noninterest expense$9,007,0002,209
Salaries and employee benefits$4,437,0002,217
Premises and equipment expense$1,742,0001,545
Additional noninterest expense$2,828,0002,473
Pre-tax net operating income$77,0005,160
Securities gains (losses)$264,0001,340
Applicable income taxes$-830,0007,216
Income before extraordinary items$1,171,0002,514
Extraordinary gains, net$034
Net income$1,171,0002,512
Minority interest net income$0115
Net income of bank and minority interests.$1,171,0002,513
Net charge-offs$3,254,0001,526
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$907,0002,878
2009-09-30 (YTD Data)Rank
Total interest income$13,211,0001,956
Total interest expense$5,869,0001,577
Net interest income$7,342,0002,234
Provision for loan and lease losses$1,300,0002,405
Total noninterest income$1,788,0001,926
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$783,0001,623
Trading account gains and fees$0212
Additional Noninterest Income$1,005,0001,819
Total noninterest expense$6,431,0002,305
Salaries and employee benefits$3,261,0002,287
Premises and equipment expense$1,317,0001,555
Additional noninterest expense$1,853,0002,731
Pre-tax net operating income$1,399,0002,166
Securities gains (losses)$30,0002,554
Applicable income taxes$206,0002,289
Income before extraordinary items$1,223,0002,147
Extraordinary gains, net$027
Net income$1,223,0002,144
Minority interest net income$0118
Net income of bank and minority interests.$1,223,0002,147
Net charge-offs$1,752,0001,630
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,197,2002,138
2009-06-30 (YTD Data)Rank
Total interest income$8,773,0002,000
Total interest expense$3,995,0001,633
Net interest income$4,778,0002,288
Provision for loan and lease losses$550,0002,834
Total noninterest income$1,271,0001,843
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$521,0001,590
Trading account gains and fees$0193
Additional Noninterest Income$750,0001,732
Total noninterest expense$4,428,0002,269
Salaries and employee benefits$2,149,0002,353
Premises and equipment expense$887,0001,571
Additional noninterest expense$1,392,0002,499
Pre-tax net operating income$1,071,0001,996
Securities gains (losses)$30,0002,159
Applicable income taxes$72,0002,886
Income before extraordinary items$1,029,0001,807
Extraordinary gains, net$021
Net income$1,029,0001,804
Minority interest net income$0112
Net income of bank and minority interests.$1,029,0001,806
Net charge-offs$1,060,0001,592
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,001,1001,788
2009-03-31 (YTD Data)Rank
Total interest income$4,182,0002,128
Total interest expense$2,052,0001,656
Net interest income$2,130,0002,544
Provision for loan and lease losses$300,0002,285
Total noninterest income$526,0002,054
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$262,0001,546
Trading account gains and fees$0171
Additional Noninterest Income$264,0002,124
Total noninterest expense$1,934,0002,502
Salaries and employee benefits$1,068,0002,390
Premises and equipment expense$446,0001,595
Additional noninterest expense$420,0003,441
Pre-tax net operating income$422,0002,695
Securities gains (losses)$26,0001,571
Applicable income taxes$72,0002,518
Income before extraordinary items$376,0002,692
Extraordinary gains, net$015
Net income$376,0002,691
Minority interest net income$0102
Net income of bank and minority interests.$376,0002,693
Net charge-offs$144,0002,462
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$354,1602,655
2008-12-31 (YTD Data)Rank
Total interest income$20,825,0001,838
Total interest expense$10,151,0001,603
Net interest income$10,674,0002,074
Provision for loan and lease losses$600,0003,490
Total noninterest income$2,456,0001,831
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,168,0001,528
Trading account gains and fees$0154
Additional Noninterest Income$1,288,0001,791
Total noninterest expense$8,335,0002,299
Salaries and employee benefits$4,739,0002,141
Premises and equipment expense$1,819,0001,527
Additional noninterest expense$1,777,0003,167
Pre-tax net operating income$4,195,0001,298
Securities gains (losses)$-4,889,0008,083
Applicable income taxes$-818,0007,643
Income before extraordinary items$124,0005,774
Extraordinary gains, net$039
Net income$124,0005,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$899,0002,080
Cash dividends$600,0003,082
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,252,9601,352
2008-09-30 (YTD Data)Rank
Total interest income$16,373,0001,808
Total interest expense$7,867,0001,600
Net interest income$8,506,0001,978
Provision for loan and lease losses$450,0002,889
Total noninterest income$1,700,0002,012
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$885,0001,525
Trading account gains and fees$0148
Additional Noninterest Income$815,0002,096
Total noninterest expense$6,360,0002,250
Salaries and employee benefits$3,652,0002,105
Premises and equipment expense$1,386,0001,503
Additional noninterest expense$1,322,0003,102
Pre-tax net operating income$3,396,0001,438
Securities gains (losses)$-4,683,0008,208
Applicable income taxes$1,079,0001,089
Income before extraordinary items$-2,366,0007,931
Extraordinary gains, net$031
Net income$-2,366,0007,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$614,0001,742
Cash dividends$600,0002,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,317,0001,647
2008-06-30 (YTD Data)Rank
Total interest income$11,131,0001,803
Total interest expense$5,399,0001,625
Net interest income$5,732,0001,954
Provision for loan and lease losses$300,0002,524
Total noninterest income$1,132,0002,039
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$556,0001,586
Trading account gains and fees$0149
Additional Noninterest Income$576,0002,044
Total noninterest expense$4,294,0002,231
Salaries and employee benefits$2,438,0002,125
Premises and equipment expense$947,0001,471
Additional noninterest expense$909,0002,990
Pre-tax net operating income$2,270,0001,507
Securities gains (losses)$46,0001,495
Applicable income taxes$792,0001,120
Income before extraordinary items$1,524,0001,779
Extraordinary gains, net$021
Net income$1,524,0001,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,238
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,493,6401,783
2008-03-31 (YTD Data)Rank
Total interest income$5,565,0001,845
Total interest expense$2,778,0001,693
Net interest income$2,787,0001,998
Provision for loan and lease losses$150,0002,123
Total noninterest income$615,0001,917
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$264,0001,639
Trading account gains and fees$0158
Additional Noninterest Income$351,0001,776
Total noninterest expense$2,168,0002,200
Salaries and employee benefits$1,251,0002,098
Premises and equipment expense$462,0001,512
Additional noninterest expense$455,0002,946
Pre-tax net operating income$1,084,0001,659
Securities gains (losses)$48,0001,107
Applicable income taxes$415,0001,167
Income before extraordinary items$717,0001,989
Extraordinary gains, net$015
Net income$717,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,000723
Cash dividends$600,0001,164
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$686,2802,002
2007-12-31 (YTD Data)Rank
Total interest income$23,252,0001,826
Total interest expense$11,958,0001,675
Net interest income$11,294,0002,011
Provision for loan and lease losses$200,0003,846
Total noninterest income$2,240,0002,050
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,173,0001,533
Trading account gains and fees$0178
Additional Noninterest Income$1,067,0002,128
Total noninterest expense$8,451,0002,171
Salaries and employee benefits$5,090,0001,978
Premises and equipment expense$1,783,0001,493
Additional noninterest expense$1,578,0003,274
Pre-tax net operating income$4,883,0001,675
Securities gains (losses)$-24,0007,800
Applicable income taxes$1,431,0001,455
Income before extraordinary items$3,428,0001,828
Extraordinary gains, net$039
Net income$3,428,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,121,000942
Cash dividends$1,700,0001,822
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,445,0401,815
2007-09-30 (YTD Data)Rank
Total interest income$17,448,0001,833
Total interest expense$8,880,0001,691
Net interest income$8,568,0002,005
Provision for loan and lease losses$06,528
Total noninterest income$1,700,0002,032
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$875,0001,504
Trading account gains and fees$0184
Additional Noninterest Income$825,0002,087
Total noninterest expense$6,323,0002,146
Salaries and employee benefits$3,819,0001,972
Premises and equipment expense$1,329,0001,498
Additional noninterest expense$1,175,0003,246
Pre-tax net operating income$3,945,0001,687
Securities gains (losses)$-18,0007,926
Applicable income taxes$1,143,0001,499
Income before extraordinary items$2,784,0001,812
Extraordinary gains, net$033
Net income$2,784,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,597
Cash dividends$1,400,0001,587
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,796,7801,791
2007-06-30 (YTD Data)Rank
Total interest income$11,728,0001,840
Total interest expense$5,897,0001,702
Net interest income$5,831,0001,994
Provision for loan and lease losses$06,209
Total noninterest income$1,065,0002,144
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$581,0001,513
Trading account gains and fees$0168
Additional Noninterest Income$484,0002,298
Total noninterest expense$4,266,0002,156
Salaries and employee benefits$2,570,0001,978
Premises and equipment expense$893,0001,502
Additional noninterest expense$803,0003,182
Pre-tax net operating income$2,630,0001,742
Securities gains (losses)$-12,0008,036
Applicable income taxes$833,0001,448
Income before extraordinary items$1,785,0001,928
Extraordinary gains, net$029
Net income$1,785,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-147,0008,495
Cash dividends$1,100,0001,408
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,793,1601,903
2007-03-31 (YTD Data)Rank
Total interest income$5,817,0001,849
Total interest expense$2,907,0001,710
Net interest income$2,910,0001,996
Provision for loan and lease losses$05,779
Total noninterest income$509,0002,188
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$274,0001,562
Trading account gains and fees$0195
Additional Noninterest Income$235,0002,309
Total noninterest expense$2,112,0002,190
Salaries and employee benefits$1,280,0002,009
Premises and equipment expense$447,0001,498
Additional noninterest expense$385,0003,270
Pre-tax net operating income$1,307,0001,748
Securities gains (losses)$-5,0008,170
Applicable income taxes$430,0001,448
Income before extraordinary items$872,0001,921
Extraordinary gains, net$022
Net income$872,0001,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,0008,548
Cash dividends$800,000962
Sale, conversion, retirement of capital stock, net$0885
Net operating income$875,3501,906
2006-12-31 (YTD Data)Rank
Total interest income$23,446,0001,728
Total interest expense$10,359,0001,624
Net interest income$13,087,0001,760
Provision for loan and lease losses$350,0002,520
Total noninterest income$2,548,0001,854
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,284,0001,391
Trading account gains and fees$0130
Additional Noninterest Income$1,264,0001,887
Total noninterest expense$8,395,0002,100
Salaries and employee benefits$5,057,0001,923
Premises and equipment expense$1,702,0001,514
Additional noninterest expense$1,636,0003,069
Pre-tax net operating income$6,890,0001,427
Securities gains (losses)$-21,0007,568
Applicable income taxes$2,421,0001,135
Income before extraordinary items$4,448,0001,628
Extraordinary gains, net$051
Net income$4,448,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0001,837
Cash dividends$1,800,0001,688
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,461,6501,609
2006-09-30 (YTD Data)Rank
Total interest income$17,330,0001,732
Total interest expense$7,427,0001,648
Net interest income$9,903,0001,754
Provision for loan and lease losses$350,0001,901
Total noninterest income$1,927,0001,854
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$966,0001,392
Trading account gains and fees$0126
Additional Noninterest Income$961,0001,874
Total noninterest expense$6,343,0002,078
Salaries and employee benefits$3,849,0001,888
Premises and equipment expense$1,282,0001,517
Additional noninterest expense$1,212,0003,102
Pre-tax net operating income$5,137,0001,475
Securities gains (losses)$-16,0007,758
Applicable income taxes$1,743,0001,230
Income before extraordinary items$3,378,0001,647
Extraordinary gains, net$045
Net income$3,378,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0001,310
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,388,5601,624
2006-06-30 (YTD Data)Rank
Total interest income$11,303,0001,736
Total interest expense$4,683,0001,660
Net interest income$6,620,0001,753
Provision for loan and lease losses$350,0001,308
Total noninterest income$1,248,0001,893
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$638,0001,389
Trading account gains and fees$0126
Additional Noninterest Income$610,0001,935
Total noninterest expense$4,226,0002,087
Salaries and employee benefits$2,554,0001,907
Premises and equipment expense$864,0001,502
Additional noninterest expense$808,0003,107
Pre-tax net operating income$3,292,0001,531
Securities gains (losses)$-12,0007,917
Applicable income taxes$1,125,0001,265
Income before extraordinary items$2,155,0001,692
Extraordinary gains, net$039
Net income$2,155,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,000923
Cash dividends$1,200,0001,237
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,162,9201,674
2006-03-31 (YTD Data)Rank
Total interest income$5,552,0001,713
Total interest expense$2,226,0001,660
Net interest income$3,326,0001,729
Provision for loan and lease losses$200,0001,130
Total noninterest income$594,0001,949
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$326,0001,317
Trading account gains and fees$0115
Additional Noninterest Income$268,0002,103
Total noninterest expense$2,060,0002,152
Salaries and employee benefits$1,246,0001,963
Premises and equipment expense$431,0001,505
Additional noninterest expense$383,0003,240
Pre-tax net operating income$1,660,0001,489
Securities gains (losses)$-7,0008,168
Applicable income taxes$554,0001,275
Income before extraordinary items$1,099,0001,630
Extraordinary gains, net$021
Net income$1,099,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,000540
Cash dividends$600,0001,144
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,103,6201,605
2005-12-31 (YTD Data)Rank
Total interest income$21,226,0001,590
Total interest expense$7,158,0001,591
Net interest income$14,068,0001,556
Provision for loan and lease losses$1,050,0001,006
Total noninterest income$2,358,0001,966
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,255,0001,396
Trading account gains and fees$0138
Additional Noninterest Income$1,103,0002,071
Total noninterest expense$8,175,0002,044
Salaries and employee benefits$4,905,0001,888
Premises and equipment expense$1,538,0001,586
Additional noninterest expense$1,732,0002,860
Pre-tax net operating income$7,201,0001,335
Securities gains (losses)$-95,0008,410
Applicable income taxes$2,426,0001,164
Income before extraordinary items$4,680,0001,508
Extraordinary gains, net$046
Net income$4,680,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,465
Cash dividends$1,680,0001,685
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,742,7001,467
2005-09-30 (YTD Data)Rank
Total interest income$15,738,0001,561
Total interest expense$5,174,0001,552
Net interest income$10,564,0001,533
Provision for loan and lease losses$900,000826
Total noninterest income$1,778,0001,956
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$924,0001,402
Trading account gains and fees$0126
Additional Noninterest Income$854,0002,036
Total noninterest expense$6,115,0002,024
Salaries and employee benefits$3,709,0001,859
Premises and equipment expense$1,117,0001,622
Additional noninterest expense$1,289,0002,848
Pre-tax net operating income$5,327,0001,351
Securities gains (losses)$-88,0008,610
Applicable income taxes$1,835,0001,163
Income before extraordinary items$3,404,0001,552
Extraordinary gains, net$035
Net income$3,404,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,545
Cash dividends$1,280,0001,506
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,461,2001,500
2005-06-30 (YTD Data)Rank
Total interest income$10,410,0001,519
Total interest expense$3,363,0001,498
Net interest income$7,047,0001,515
Provision for loan and lease losses$600,000816
Total noninterest income$1,112,0002,022
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$587,0001,438
Trading account gains and fees$0116
Additional Noninterest Income$525,0002,115
Total noninterest expense$4,081,0002,017
Salaries and employee benefits$2,501,0001,828
Premises and equipment expense$728,0001,646
Additional noninterest expense$852,0002,849
Pre-tax net operating income$3,478,0001,349
Securities gains (losses)$-81,0008,673
Applicable income taxes$1,212,0001,157
Income before extraordinary items$2,185,0001,582
Extraordinary gains, net$030
Net income$2,185,0001,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,419
Cash dividends$1,280,0001,066
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,236,8401,515
2005-03-31 (YTD Data)Rank
Total interest income$5,096,0001,529
Total interest expense$1,624,0001,474
Net interest income$3,472,0001,529
Provision for loan and lease losses$300,000755
Total noninterest income$537,0002,036
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$267,0001,521
Trading account gains and fees$0115
Additional Noninterest Income$270,0002,029
Total noninterest expense$2,067,0002,003
Salaries and employee benefits$1,279,0001,805
Premises and equipment expense$344,0001,748
Additional noninterest expense$444,0002,722
Pre-tax net operating income$1,642,0001,389
Securities gains (losses)$-35,0008,736
Applicable income taxes$586,0001,171
Income before extraordinary items$1,021,0001,637
Extraordinary gains, net$024
Net income$1,021,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,097
Cash dividends$1,080,000616
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,043,4001,581
2004-12-31 (YTD Data)Rank
Total interest income$19,102,0001,516
Total interest expense$5,709,0001,440
Net interest income$13,393,0001,510
Provision for loan and lease losses$1,135,000940
Total noninterest income$2,676,0001,772
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,174,0001,502
Trading account gains and fees$0138
Additional Noninterest Income$1,502,0001,634
Total noninterest expense$7,689,0002,072
Salaries and employee benefits$4,600,0001,902
Premises and equipment expense$1,226,0001,872
Additional noninterest expense$1,863,0002,580
Pre-tax net operating income$7,245,0001,196
Securities gains (losses)$67,0001,515
Applicable income taxes$2,594,0001,014
Income before extraordinary items$4,718,0001,363
Extraordinary gains, net$034
Net income$4,718,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$901,000851
Cash dividends$660,0003,055
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,674,4501,341
2004-09-30 (YTD Data)Rank
Total interest income$14,195,0001,510
Total interest expense$4,190,0001,441
Net interest income$10,005,0001,507
Provision for loan and lease losses$550,0001,327
Total noninterest income$1,953,0001,817
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$882,0001,508
Trading account gains and fees$0134
Additional Noninterest Income$1,071,0001,693
Total noninterest expense$5,589,0002,138
Salaries and employee benefits$3,410,0001,919
Premises and equipment expense$917,0001,881
Additional noninterest expense$1,262,0002,787
Pre-tax net operating income$5,819,0001,134
Securities gains (losses)$123,0001,042
Applicable income taxes$1,994,0001,013
Income before extraordinary items$3,948,0001,248
Extraordinary gains, net$026
Net income$3,948,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$796,000677
Cash dividends$660,0002,273
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,866,8201,238
2004-06-30 (YTD Data)Rank
Total interest income$9,467,0001,498
Total interest expense$2,794,0001,418
Net interest income$6,673,0001,496
Provision for loan and lease losses$250,0001,820
Total noninterest income$1,340,0001,749
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$558,0001,571
Trading account gains and fees$0130
Additional Noninterest Income$782,0001,565
Total noninterest expense$3,715,0002,146
Salaries and employee benefits$2,221,0001,967
Premises and equipment expense$601,0001,905
Additional noninterest expense$893,0002,643
Pre-tax net operating income$4,048,0001,074
Securities gains (losses)$304,000477
Applicable income taxes$1,615,000869
Income before extraordinary items$2,737,0001,200
Extraordinary gains, net$021
Net income$2,737,0001,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,915
Cash dividends$660,0001,752
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,542,4401,233
2004-03-31 (YTD Data)Rank
Total interest income$4,520,0001,560
Total interest expense$1,375,0001,457
Net interest income$3,145,0001,586
Provision for loan and lease losses$100,0002,105
Total noninterest income$575,0001,949
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$266,0001,602
Trading account gains and fees$0121
Additional Noninterest Income$309,0001,847
Total noninterest expense$1,849,0002,168
Salaries and employee benefits$1,090,0002,020
Premises and equipment expense$311,0001,864
Additional noninterest expense$448,0002,618
Pre-tax net operating income$1,771,0001,190
Securities gains (losses)$282,000396
Applicable income taxes$755,000936
Income before extraordinary items$1,298,0001,251
Extraordinary gains, net$016
Net income$1,298,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,251
Cash dividends$660,000949
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,117,5201,358
2003-12-31 (YTD Data)Rank
Total interest income$17,923,0001,601
Total interest expense$6,189,0001,435
Net interest income$11,734,0001,656
Provision for loan and lease losses$600,0001,837
Total noninterest income$3,517,0001,485
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,123,0001,532
Trading account gains and fees$0160
Additional Noninterest Income$2,394,0001,274
Total noninterest expense$7,564,0002,082
Salaries and employee benefits$4,900,0001,751
Premises and equipment expense$1,091,0002,087
Additional noninterest expense$1,573,0002,947
Pre-tax net operating income$7,087,0001,184
Securities gains (losses)$-237,0009,087
Applicable income taxes$2,339,0001,129
Income before extraordinary items$4,511,0001,400
Extraordinary gains, net$054
Net income$4,511,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,146
Cash dividends$840,0002,600
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,667,4201,294
2003-09-30 (YTD Data)Rank
Total interest income$13,217,0001,649
Total interest expense$4,507,0001,547
Net interest income$8,710,0001,684
Provision for loan and lease losses$450,0001,799
Total noninterest income$2,884,0001,415
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$846,0001,537
Trading account gains and fees$0153
Additional Noninterest Income$2,038,0001,216
Total noninterest expense$5,679,0002,096
Salaries and employee benefits$3,770,0001,720
Premises and equipment expense$790,0002,168
Additional noninterest expense$1,119,0003,083
Pre-tax net operating income$5,465,0001,186
Securities gains (losses)$186,0001,272
Applicable income taxes$2,007,0001,060
Income before extraordinary items$3,644,0001,371
Extraordinary gains, net$040
Net income$3,644,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,955
Cash dividends$840,0001,952
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,524,9601,332
2003-06-30 (YTD Data)Rank
Total interest income$8,666,0001,699
Total interest expense$3,018,0001,598
Net interest income$5,648,0001,727
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,828,0001,464
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$568,0001,506
Trading account gains and fees$0150
Additional Noninterest Income$1,260,0001,286
Total noninterest expense$3,543,0002,215
Salaries and employee benefits$2,338,0001,836
Premises and equipment expense$458,0002,431
Additional noninterest expense$747,0003,056
Pre-tax net operating income$3,633,0001,179
Securities gains (losses)$181,0001,105
Applicable income taxes$1,386,0001,058
Income before extraordinary items$2,428,0001,362
Extraordinary gains, net$030
Net income$2,428,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,773
Cash dividends$720,0001,683
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,312,1601,336
2003-03-31 (YTD Data)Rank
Total interest income$4,276,0001,727
Total interest expense$1,518,0001,629
Net interest income$2,758,0001,762
Provision for loan and lease losses$150,0001,666
Total noninterest income$834,0001,533
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$267,0001,544
Trading account gains and fees$0134
Additional Noninterest Income$567,0001,357
Total noninterest expense$1,708,0002,277
Salaries and employee benefits$1,149,0001,861
Premises and equipment expense$209,0002,669
Additional noninterest expense$350,0003,188
Pre-tax net operating income$1,734,0001,241
Securities gains (losses)$102,000992
Applicable income taxes$670,0001,103
Income before extraordinary items$1,166,0001,403
Extraordinary gains, net$021
Net income$1,166,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,131
Cash dividends$600,0001,046
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,100,7201,387
2002-12-31 (YTD Data)Rank
Total interest income$17,592,0001,753
Total interest expense$6,138,0001,861
Net interest income$11,454,0001,696
Provision for loan and lease losses$625,0001,990
Total noninterest income$2,228,0001,946
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$361,0003,788
Trading account gains and fees$0153
Additional Noninterest Income$1,867,0001,393
Total noninterest expense$6,914,0002,172
Salaries and employee benefits$4,350,0001,845
Premises and equipment expense$1,109,0001,987
Additional noninterest expense$1,455,0003,022
Pre-tax net operating income$6,143,0001,362
Securities gains (losses)$46,0002,486
Applicable income taxes$2,142,0001,213
Income before extraordinary items$4,047,0001,514
Extraordinary gains, net$070
Net income$4,047,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,573
Cash dividends$900,0002,427
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,017,1001,478
2001-12-31 (YTD Data)Rank
Total interest income$14,783,0002,320
Total interest expense$6,644,0002,415
Net interest income$8,139,0002,214
Provision for loan and lease losses$600,0001,892
Total noninterest income$1,881,0002,112
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$365,0003,652
Trading account gains and fees$0177
Additional Noninterest Income$1,516,0001,510
Total noninterest expense$5,627,0002,511
Salaries and employee benefits$3,454,0002,171
Premises and equipment expense$844,0002,500
Additional noninterest expense$1,329,0003,196
Pre-tax net operating income$3,793,0001,856
Securities gains (losses)$49,0002,369
Applicable income taxes$1,290,0001,708
Income before extraordinary items$2,552,0002,046
Extraordinary gains, net$0105
Net income$2,552,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,263
Cash dividends$730,0002,782
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,519,6602,000
2000-12-31 (YTD Data)Rank
Total interest income$14,013,0002,473
Total interest expense$7,273,0002,327
Net interest income$6,740,0002,644
Provision for loan and lease losses$360,0002,489
Total noninterest income$739,0003,859
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$357,0003,537
Trading account gains and fees$0180
Additional Noninterest Income$382,0003,460
Total noninterest expense$4,415,0003,047
Salaries and employee benefits$2,574,0002,757
Premises and equipment expense$654,0003,055
Additional noninterest expense$1,187,0003,464
Pre-tax net operating income$2,704,0002,598
Securities gains (losses)$-56,0009,241
Applicable income taxes$663,0002,909
Income before extraordinary items$1,985,0002,592
Extraordinary gains, net$038
Net income$1,985,0002,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,598
Cash dividends$539,0003,426
Sale, conversion, retirement of capital stock, net$188,000646
Net operating income$2,027,0002,532
1999-12-31 (YTD Data)Rank
Total interest income$12,163,0002,676
Total interest expense$6,006,0002,455
Net interest income$6,157,0002,853
Provision for loan and lease losses$240,0003,119
Total noninterest income$612,0004,369
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$290,0004,083
Trading account gains and fees$0173
Additional Noninterest Income$322,0003,858
Total noninterest expense$4,447,0003,016
Salaries and employee benefits$2,485,0002,821
Premises and equipment expense$581,0003,360
Additional noninterest expense$1,381,0003,072
Pre-tax net operating income$2,082,0003,224
Securities gains (losses)$3,0002,393
Applicable income taxes$402,0004,152
Income before extraordinary items$1,683,0002,961
Extraordinary gains, net$035
Net income$1,683,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,979
Cash dividends$553,0003,305
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,680,5702,930
1998-12-31 (YTD Data)Rank
Total interest income$10,971,0002,942
Total interest expense$5,493,0002,751
Net interest income$5,478,0003,131
Provision for loan and lease losses$210,0003,403
Total noninterest income$587,0004,450
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$290,0004,023
Trading account gains and fees$0224
Additional Noninterest Income$297,0004,052
Total noninterest expense$3,458,0003,655
Salaries and employee benefits$2,011,0003,314
Premises and equipment expense$445,0004,054
Additional noninterest expense$1,002,0003,955
Pre-tax net operating income$2,397,0002,886
Securities gains (losses)$83,0001,400
Applicable income taxes$659,0003,167
Income before extraordinary items$1,821,0002,771
Extraordinary gains, net$032
Net income$1,821,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,126
Cash dividends$634,0003,025
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,760,4102,759
1997-12-31 (YTD Data)Rank
Total interest income$9,279,0003,483
Total interest expense$4,419,0003,343
Net interest income$4,860,0003,582
Provision for loan and lease losses$120,0004,629
Total noninterest income$620,0004,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$307,0003,995
Trading account gains and feesNANA
Additional Noninterest Income$313,0003,824
Total noninterest expense$2,822,0004,308
Salaries and employee benefits$1,552,0004,131
Premises and equipment expense$387,0004,556
Additional noninterest expense$883,0004,386
Pre-tax net operating income$2,538,0002,871
Securities gains (losses)$-19,00010,340
Applicable income taxes$841,0002,819
Income before extraordinary items$1,678,0003,025
Extraordinary gains, net$044
Net income$1,678,0003,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,655
Cash dividends$528,0003,348
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,690,7302,952
1996-12-31 (YTD Data)Rank
Total interest income$7,909,0004,083
Total interest expense$3,535,0004,155
Net interest income$4,374,0003,980
Provision for loan and lease losses$220,0003,199
Total noninterest income$744,0003,901
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$279,0004,456
Trading account gains and feesNANA
Additional Noninterest Income$465,0003,076
Total noninterest expense$2,838,0004,497
Salaries and employee benefits$1,530,0004,239
Premises and equipment expense$370,0004,833
Additional noninterest expense$938,0004,629
Pre-tax net operating income$2,060,0003,347
Securities gains (losses)$-29,00010,826
Applicable income taxes$780,0002,914
Income before extraordinary items$1,251,0003,738
Extraordinary gains, net$053
Net income$1,251,0003,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,733
Cash dividends$725,0002,678
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,269,5603,640
1995-12-31 (YTD Data)Rank
Total interest income$7,123,0004,484
Total interest expense$3,019,0004,727
Net interest income$4,104,0004,219
Provision for loan and lease losses$135,0003,846
Total noninterest income$604,0004,548
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0005,216
Trading account gains and feesNANA
Additional Noninterest Income$376,0003,449
Total noninterest expense$2,888,0004,430
Salaries and employee benefits$1,379,0004,627
Premises and equipment expense$351,0005,010
Additional noninterest expense$1,158,0003,863
Pre-tax net operating income$1,685,0004,047
Securities gains (losses)$-26,00010,740
Applicable income taxes$601,0003,653
Income before extraordinary items$1,058,0004,379
Extraordinary gains, net$065
Net income$1,058,0004,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,337
Cash dividends$588,0003,015
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,074,6404,322
1994-12-31 (YTD Data)Rank
Total interest income$4,700,0005,959
Total interest expense$1,803,0006,067
Net interest income$2,897,0005,743
Provision for loan and lease losses$60,0005,594
Total noninterest income$319,0007,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0007,336
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,477
Total noninterest expense$1,990,0006,227
Salaries and employee benefits$959,0006,304
Premises and equipment expense$237,0006,745
Additional noninterest expense$794,0005,729
Pre-tax net operating income$1,166,0005,348
Securities gains (losses)$03,600
Applicable income taxes$391,0004,847
Income before extraordinary items$775,0005,479
Extraordinary gains, net$0249
Net income$775,0005,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,562
Cash dividends$314,0004,338
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$775,0005,553
1993-12-31 (YTD Data)Rank
Total interest income$4,725,0006,068
Total interest expense$1,723,0006,554
Net interest income$3,002,0005,653
Provision for loan and lease losses$105,0005,626
Total noninterest income$339,0007,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,602
Trading account gains and feesNANA
Additional Noninterest Income$210,0005,508
Total noninterest expense$2,061,0006,174
Salaries and employee benefits$882,0006,826
Premises and equipment expense$258,0006,546
Additional noninterest expense$921,0005,268
Pre-tax net operating income$1,175,0005,260
Securities gains (losses)$-2,00012,373
Applicable income taxes$462,0004,480
Income before extraordinary items$711,0006,048
Extraordinary gains, net$03,149
Net income$711,0006,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0004,406
Cash dividends$339,0004,076
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$712,2805,767
1992-12-31 (YTD Data)Rank
Total interest income$5,108,0006,288
Total interest expense$2,163,0006,712
Net interest income$2,945,0005,800
Provision for loan and lease losses$202,0005,177
Total noninterest income$334,0007,304
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0007,999
Trading account gains and feesNANA
Additional Noninterest Income$216,0005,417
Total noninterest expense$1,909,0006,629
Salaries and employee benefits$811,0007,197
Premises and equipment expense$214,0007,538
Additional noninterest expense$884,0005,606
Pre-tax net operating income$1,168,0005,027
Securities gains (losses)$-2,00012,861
Applicable income taxes$408,0004,716
Income before extraordinary items$758,0005,590
Extraordinary gains, net$01,422
Net income$758,0005,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0008,305
Cash dividends$85,0006,917
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$759,3005,242

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.