Home > First Mariner Bank > Net charge- offs to loans
First Mariner Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.5636% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1106% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6134% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1414% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1414% | 2,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.2008% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1222% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4157% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1800% | 2,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1800% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0990% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.1871% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1080% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0709% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3196% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0121% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0121% | 2,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 0.1652% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0512% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0079% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0079% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2570% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2430% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.9866% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0571% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3084% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0620% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3735% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5954% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5954% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1719% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2518% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3027% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3206% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0961% | 2,791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1311% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1674% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4997% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0460% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0460% | 2,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 5,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 5,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,986 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 5,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0245% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0771% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0771% | 2,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3169% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3618% | 484 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 1,344 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 4,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5794% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0137% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7504% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 5,076 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0499% | 5,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0499% | 5,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2724% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2832% | 607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 4,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,742 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4405% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5708% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3391% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1139% | 5,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1138% | 5,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4483% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4570% | 362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1398% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 4,792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6771% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 4,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8826% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5949% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0103% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0103% | 2,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2634% | 629 |
| Percentage Net Loans Charged-off:Construction & development | -0.0450% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0147% | 4,869 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4387% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5817% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5519% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0211% | 4,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0211% | 4,933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1100% | 6,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 5,755 |
| Percentage Net Loans Charged-off:Construction & development | -0.0481% | 5,136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 5,387 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0111% | 4,939 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0410% | 5,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0506% | 5,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3837% | 6,123 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1139% | 6,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1139% | 6,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0792% | 6,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 5,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 5,048 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 5,376 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0409% | 5,970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0507% | 6,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1563% | 5,538 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4817% | 6,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4817% | 6,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 5,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 5,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 5,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0581% | 5,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0581% | 5,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0290% | 5,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1988% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2494% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1826% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0767% | 5,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0767% | 5,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5286% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5377% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | 2.2824% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6045% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0250% | 5,188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2927% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0291% | 1,368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3514% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1324% | 2,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6598% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6598% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5721% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5774% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 2.7270% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5370% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0331% | 5,253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3247% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3867% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1808% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8911% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8911% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6574% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6528% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.8113% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7889% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0280% | 5,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6170% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 1,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7308% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3294% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4501% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4501% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6523% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5822% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.5088% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8038% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0280% | 5,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1674% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0466% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1887% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4111% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3301% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3301% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5266% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5024% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.5260% | 1,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1245% | 2,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7283% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1495% | 5,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9123% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7980% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0346% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0346% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3306% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3115% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.5912% | 1,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 6,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4852% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1835% | 5,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6402% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4894% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7437% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7437% | 1,492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 3,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.2905% | 1,639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2147% | 6,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3617% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2107% | 5,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5108% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7098% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7300% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7300% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4931% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4411% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.5760% | 1,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3255% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5388% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2078% | 5,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7475% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4188% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1546% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1546% | 2,471 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6964% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1463% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.9369% | 2,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0771% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3880% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 5,240 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8939% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5240% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1591% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1559% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8008% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0643% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 1.1893% | 1,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7514% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4388% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 5,234 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9968% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3971% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2348% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2308% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5374% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9324% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 1.4858% | 1,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2297% | 1,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5365% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3409% | 5,416 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2839% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3684% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1963% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1912% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3704% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3522% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.1092% | 1,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 1,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7155% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1038% | 5,352 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0266% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8664% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8552% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5784% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3737% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 4.2589% | 1,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4524% | 2,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3661% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5696% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3001% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5408% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5863% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7442% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4817% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 4.5128% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1961% | 2,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6670% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7538% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6386% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2688% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2032% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2683% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2664% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 1.6740% | 1,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3006% | 1,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9907% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3353% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2094% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5053% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7531% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7328% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.8734% | 1,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3601% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0340% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8781% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0864% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0986% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2368% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1933% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 2.4002% | 1,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2875% | 2,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5042% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5369% | 1,188 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8302% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6073% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2931% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2907% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2548% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 2.9598% | 1,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1606% | 2,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4971% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4520% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8622% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7923% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5492% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4185% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3438% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 3.6014% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2042% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3335% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2646% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7113% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1634% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2586% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9448% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8926% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 4.7981% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0719% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1253% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0894% | 5,883 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9608% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0460% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5082% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8937% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9789% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.3576% | 2,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2332% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1832% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3450% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8809% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 7,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3083% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7307% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8034% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.1149% | 1,944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1249% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0107% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4652% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5899% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 7,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8888% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7147% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8034% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.1699% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0964% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1821% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7894% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 7,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0971% | 4,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9646% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0786% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.2506% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7427% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1491% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6238% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0768% | 7,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2005% | 7,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7910% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8482% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.6558% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1828% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8290% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 922 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5477% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0929% | 3,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4888% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7456% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8115% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 0.7697% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2397% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5761% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2234% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1229% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4783% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4873% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5212% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2430% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3779% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9337% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2722% | 3,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3031% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2977% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4700% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4060% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5821% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3580% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3882% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 4,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0625% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 3,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 4,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 2,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 7,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4829% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 7,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2689% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 6,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 7,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0153% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0497% | 8,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0360% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0565% | 8,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 6,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 7,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0393% | 7,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7453% | 2,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,685 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 7,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0088% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 3,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4230% | 3,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 5,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 7,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 7,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3415% | 3,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0223% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1207% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5652% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0240% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4806% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0398% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 3,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6508% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 5,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9819% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 7,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1692% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 5,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0546% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0383% | 8,569 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0756% | 6,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6183% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 4,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0734% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1754% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7230% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0362% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2601% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0362% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5397% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5114% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 5,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 2,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.1170% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1277% | 4,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3405% | 5,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 5,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0369% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4233% | 2,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 6,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 1,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0223% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0012% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.1756% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2366% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1074% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 5,952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2784% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2833% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |