Home > First Macon Bank & Trust Company > Assets and Liabilities
First Macon Bank & Trust Company, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 82 | 2,164 |
Assets and Liabilities | ||
Total Assets: | $186,104,000 | 2,423 |
Cash and due from depository institutions | $11,289,000 | 2,164 |
Interest-bearing balances | $0 | 6,604 |
Securities | $36,618,000 | 3,065 |
Federal funds sold & reverse repurchase agreements | $5,695,000 | 2,423 |
Net loans & leases | $124,905,000 | 2,235 |
Loan loss allowance | $1,650,000 | 2,141 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $6,146,000 | 1,263 |
Other real estate owned | $32,000 | 2,164 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $1,419,000 | 4,678 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $186,104,000 | 2,423 |
Total liabilities | $171,511,000 | 2,375 |
Total deposits | $169,055,000 | 2,221 |
Interest-bearing deposits | $144,176,000 | 2,231 |
Deposits held in domestic offices | $169,055,000 | 2,215 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $2,456,000 | 1,710 |
Total equity capital | $14,593,000 | 3,034 |
Total bank equity capital | $14,593,000 | 3,034 |
Perpetual preferred stock | $0 | 223 |
Common stock | $537,000 | 4,729 |
Surplus | $9,521,000 | 1,620 |
Undivided profits | $4,535,000 | 4,754 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $842,000 | 2,829 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $934,000 | 2,436 |
Earning assets | $167,218,000 | 2,474 |
Long-term assets (5+ years) | $30,365,000 | 2,051 |
Average Assets, year-to-date | $172,002,200 | 2,506 |
Average Assets, quarterly | $182,261,500 | 2,420 |
Volatile liabilities | $23,848,000 | 2,586 |
Insider loans | $2,163,000 | 1,918 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $22,690,000 | 1,918 |
Tier 1 (core) risk-based capital | $14,490,000 | 2,929 |
Tier 2 risk-based capital | $1,650,000 | 1,841 |
Total risk weighted assets | $141,499,000 | 1,977 |
Total unused commitments | $22,690,000 | 1,924 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 61 | 3,105 |
Assets and Liabilities | ||
Total Assets: | $152,606,000 | 3,008 |
Cash and due from depository institutions | $8,869,000 | 3,105 |
Interest-bearing balances | $0 | 6,640 |
Securities | $28,582,000 | 4,056 |
Federal funds sold & reverse repurchase agreements | $5,645,000 | 2,323 |
Net loans & leases | $105,844,000 | 2,642 |
Loan loss allowance | $1,650,000 | 2,242 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $2,284,000 | 3,385 |
Other real estate owned | $56,000 | 3,105 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $1,326,000 | 5,097 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $152,606,000 | 3,008 |
Total liabilities | $140,514,000 | 2,939 |
Total deposits | $138,600,000 | 2,769 |
Interest-bearing deposits | $115,290,000 | 2,859 |
Deposits held in domestic offices | $138,600,000 | 2,762 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,914,000 | 2,109 |
Total equity capital | $12,092,000 | 3,651 |
Total bank equity capital | $12,092,000 | 3,651 |
Perpetual preferred stock | $0 | 250 |
Common stock | $535,000 | 5,030 |
Surplus | $7,435,000 | 2,083 |
Undivided profits | $4,122,000 | 5,041 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $100,000 | 8,107 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $843,000 | 2,700 |
Earning assets | $140,071,000 | 3,004 |
Long-term assets (5+ years) | $16,515,000 | 3,053 |
Average Assets, year-to-date | $136,002,600 | 3,188 |
Average Assets, quarterly | $149,402,000 | 3,023 |
Volatile liabilities | $22,020,000 | 2,696 |
Insider loans | $1,542,000 | 2,630 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $17,657,000 | 2,250 |
Tier 1 (core) risk-based capital | $12,012,000 | 3,579 |
Tier 2 risk-based capital | $1,426,880 | 2,137 |
Total risk weighted assets | $113,927,080 | 2,461 |
Total unused commitments | $17,657,000 | 2,266 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 51 | 3,786 |
Assets and Liabilities | ||
Total Assets: | $119,825,000 | 3,736 |
Cash and due from depository institutions | $8,245,000 | 3,786 |
Interest-bearing balances | $100,000 | 4,830 |
Securities | $30,390,000 | 4,023 |
Federal funds sold & reverse repurchase agreements | $940,000 | 7,464 |
Net loans & leases | $76,925,000 | 3,434 |
Loan loss allowance | $1,383,000 | 2,649 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,872,000 | 3,937 |
Other real estate owned | $249,000 | 3,786 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,204,000 | 5,562 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $119,825,000 | 3,736 |
Total liabilities | $109,788,000 | 3,683 |
Total deposits | $108,230,000 | 3,541 |
Interest-bearing deposits | $89,721,000 | 3,664 |
Deposits held in domestic offices | $108,230,000 | 3,533 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $1,558,000 | 2,565 |
Total equity capital | $10,037,000 | 4,325 |
Total bank equity capital | $10,037,000 | 4,325 |
Perpetual preferred stock | $0 | 288 |
Common stock | $521,000 | 5,327 |
Surplus | $7,266,000 | 2,129 |
Undivided profits | $2,250,000 | 7,124 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $175,000 | 7,038 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $703,000 | 3,355 |
Earning assets | $108,355,000 | 3,788 |
Long-term assets (5+ years) | $15,683,000 | 2,992 |
Average Assets, year-to-date | $109,351,200 | 3,910 |
Average Assets, quarterly | $117,022,000 | 3,783 |
Volatile liabilities | $19,250,000 | 2,709 |
Insider loans | $1,950,000 | 2,181 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $11,394,000 | 2,995 |
Tier 1 (core) risk-based capital | $9,954,000 | 4,233 |
Tier 2 risk-based capital | $1,101,950 | 2,678 |
Total risk weighted assets | $87,875,250 | 3,065 |
Total unused commitments | $11,394,000 | 3,006 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 45 | 4,385 |
Assets and Liabilities | ||
Total Assets: | $99,542,000 | 4,391 |
Cash and due from depository institutions | $5,908,000 | 4,385 |
Interest-bearing balances | $0 | 7,034 |
Securities | $24,376,000 | 5,086 |
Federal funds sold & reverse repurchase agreements | $3,890,000 | 2,274 |
Net loans & leases | $62,429,000 | 4,067 |
Loan loss allowance | $1,115,000 | 3,252 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,564,000 | 4,461 |
Other real estate owned | $249,000 | 4,385 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,126,000 | 6,184 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $99,542,000 | 4,391 |
Total liabilities | $91,840,000 | 4,312 |
Total deposits | $90,471,000 | 4,148 |
Interest-bearing deposits | $76,729,000 | 4,226 |
Deposits held in domestic offices | $90,471,000 | 4,138 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $1,369,000 | 2,386 |
Total equity capital | $7,702,000 | 5,089 |
Total bank equity capital | $7,702,000 | 5,089 |
Perpetual preferred stock | $0 | 310 |
Common stock | $503,000 | 5,666 |
Surplus | $4,527,000 | 3,013 |
Undivided profits | $2,672,000 | 6,277 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $118,000 | 8,101 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $461,000 | 4,542 |
Earning assets | $90,695,000 | 4,407 |
Long-term assets (5+ years) | $9,781,000 | 4,176 |
Average Assets, year-to-date | $88,362,800 | 4,769 |
Average Assets, quarterly | $99,642,000 | 4,354 |
Volatile liabilities | $14,228,000 | 3,332 |
Insider loans | $2,166,000 | 1,928 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $8,502,000 | 3,514 |
Tier 1 (core) risk-based capital | $8,185,000 | 4,895 |
Tier 2 risk-based capital | $895,890 | 3,212 |
Total risk weighted assets | $71,451,890 | 3,598 |
Total unused commitments | $8,502,000 | 3,521 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 41 | 4,957 |
Assets and Liabilities | ||
Total Assets: | $78,244,000 | 5,542 |
Cash and due from depository institutions | $4,869,000 | 4,957 |
Interest-bearing balances | $200,000 | 5,465 |
Securities | $19,401,000 | 6,282 |
Federal funds sold & reverse repurchase agreements | $317,000 | 9,607 |
Net loans & leases | $50,904,000 | 4,739 |
Loan loss allowance | $820,000 | 4,391 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,653,000 | 4,293 |
Other real estate owned | $356,000 | 4,957 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $744,000 | 7,504 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $78,244,000 | 5,542 |
Total liabilities | $71,214,000 | 5,511 |
Total deposits | $70,368,000 | 5,386 |
Interest-bearing deposits | $60,311,000 | 5,434 |
Deposits held in domestic offices | $70,368,000 | 5,377 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $49,000 | 4,645 |
Subordinated debt | $0 | 413 |
All other liabilities | $797,000 | 3,749 |
Total equity capital | $7,030,000 | 5,584 |
Total bank equity capital | $7,030,000 | 5,584 |
Perpetual preferred stock | $0 | 343 |
Common stock | $500,000 | 5,937 |
Surplus | $4,500,000 | 2,962 |
Undivided profits | $2,030,000 | 7,463 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $304,000 | 6,361 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $321,000 | 5,728 |
Earning assets | $70,822,000 | 5,591 |
Long-term assets (5+ years) | $21,614,000 | 2,490 |
Average Assets, year-to-date | $71,404,800 | 5,828 |
Average Assets, quarterly | $77,447,000 | 5,538 |
Volatile liabilities | $10,128,000 | 4,056 |
Insider loans | $2,097,000 | 1,946 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $5,616,000 | 4,565 |
Tier 1 (core) risk-based capital | $7,030,000 | 5,507 |
Tier 2 risk-based capital | $744,160 | 3,756 |
Total risk weighted assets | $59,456,960 | 4,206 |
Total unused commitments | $5,616,000 | 4,588 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 33 | 6,105 |
Assets and Liabilities | ||
Total Assets: | $63,281,000 | 6,661 |
Cash and due from depository institutions | $4,403,000 | 6,105 |
Interest-bearing balances | $100,000 | 6,673 |
Securities | $12,569,000 | 8,168 |
Federal funds sold & reverse repurchase agreements | $1,860,000 | 6,752 |
Net loans & leases | $42,079,000 | 5,532 |
Loan loss allowance | $606,000 | 5,596 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,356,000 | 5,032 |
Other real estate owned | $283,000 | 6,105 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $731,000 | 7,845 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $63,281,000 | 6,661 |
Total liabilities | $56,874,000 | 6,722 |
Total deposits | $55,957,000 | 6,628 |
Interest-bearing deposits | $48,999,000 | 6,589 |
Deposits held in domestic offices | $55,957,000 | 6,619 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $91,000 | 4,359 |
Subordinated debt | $0 | 482 |
All other liabilities | $826,000 | 3,824 |
Total equity capital | $6,407,000 | 5,811 |
Total bank equity capital | $6,407,000 | 5,811 |
Perpetual preferred stock | $0 | 346 |
Common stock | $500,000 | 6,257 |
Surplus | $4,500,000 | 2,841 |
Undivided profits | $1,407,000 | 8,586 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $512,000 | 5,567 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $318,000 | 6,224 |
Earning assets | $56,608,000 | 6,775 |
Long-term assets (5+ years) | $5,590,000 | 6,118 |
Average Assets, year-to-date | $60,000,200 | 6,772 |
Average Assets, quarterly | $62,634,500 | 6,648 |
Volatile liabilities | $8,753,000 | 4,535 |
Insider loans | $82,000 | 6,206 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,719,000 | 6,410 |
Tier 1 (core) risk-based capital | $6,407,000 | 5,739 |
Tier 2 risk-based capital | $606,000 | 4,453 |
Total risk weighted assets | $49,105,800 | 5,001 |
Total unused commitments | $2,719,000 | 6,439 |
Derivatives | $0 | 651 |