Home > First Louisiana National Bank > Income and Expense
First Louisiana National Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 4,794 |
| Total interest expense | $664,000 | 4,820 |
| Net interest income | $2,831,000 | 4,717 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $800,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $512,000 | 2,030 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $288,000 | 3,517 |
| Total noninterest expense | $2,784,000 | 4,335 |
| Salaries and employee benefits | $1,470,000 | 4,228 |
| Premises and equipment expense | $423,000 | 3,781 |
| Additional noninterest expense | $891,000 | 4,480 |
| Pre-tax net operating income | $847,000 | 3,608 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $847,000 | 3,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 3,420 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $847,000 | 3,420 |
| Net charge-offs | $-5,000 | 6,888 |
| Cash dividends | $330,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $847,000 | 3,292 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 4,866 |
| Total interest expense | $472,000 | 4,770 |
| Net interest income | $1,843,000 | 4,806 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $535,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $344,000 | 2,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 3,563 |
| Total noninterest expense | $1,857,000 | 4,367 |
| Salaries and employee benefits | $982,000 | 4,254 |
| Premises and equipment expense | $276,000 | 3,864 |
| Additional noninterest expense | $599,000 | 4,530 |
| Pre-tax net operating income | $521,000 | 3,735 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $521,000 | 3,499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 3,500 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $521,000 | 3,500 |
| Net charge-offs | $-7,000 | 6,933 |
| Cash dividends | $220,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $521,000 | 3,393 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 4,882 |
| Total interest expense | $242,000 | 4,829 |
| Net interest income | $918,000 | 4,802 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $253,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $163,000 | 2,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,734 |
| Total noninterest expense | $930,000 | 4,394 |
| Salaries and employee benefits | $488,000 | 4,302 |
| Premises and equipment expense | $138,000 | 3,919 |
| Additional noninterest expense | $304,000 | 4,493 |
| Pre-tax net operating income | $241,000 | 3,900 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $241,000 | 3,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $241,000 | 3,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $241,000 | 3,649 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $110,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $241,000 | 3,591 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 4,788 |
| Total interest expense | $1,184,000 | 4,859 |
| Net interest income | $3,866,000 | 4,672 |
| Provision for loan and lease losses | $7,000 | 6,972 |
| Total noninterest income | $1,235,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $813,000 | 1,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $422,000 | 3,430 |
| Total noninterest expense | $3,881,000 | 4,285 |
| Salaries and employee benefits | $1,982,000 | 4,264 |
| Premises and equipment expense | $645,000 | 3,527 |
| Additional noninterest expense | $1,254,000 | 4,493 |
| Pre-tax net operating income | $1,213,000 | 3,069 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,213,000 | 2,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,213,000 | 2,887 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,213,000 | 2,891 |
| Net charge-offs | $38,000 | 6,081 |
| Cash dividends | $1,054,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,213,000 | 2,783 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 4,848 |
| Total interest expense | $922,000 | 4,916 |
| Net interest income | $2,922,000 | 4,714 |
| Provision for loan and lease losses | $7,000 | 6,901 |
| Total noninterest income | $958,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $627,000 | 1,810 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $331,000 | 3,393 |
| Total noninterest expense | $2,979,000 | 4,255 |
| Salaries and employee benefits | $1,516,000 | 4,239 |
| Premises and equipment expense | $579,000 | 3,115 |
| Additional noninterest expense | $884,000 | 4,645 |
| Pre-tax net operating income | $894,000 | 3,287 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $894,000 | 3,091 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $894,000 | 3,089 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $894,000 | 3,091 |
| Net charge-offs | $29,000 | 5,846 |
| Cash dividends | $835,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $894,000 | 2,961 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 4,850 |
| Total interest expense | $639,000 | 4,910 |
| Net interest income | $1,958,000 | 4,718 |
| Provision for loan and lease losses | $7,000 | 6,710 |
| Total noninterest income | $659,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $436,000 | 1,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 3,322 |
| Total noninterest expense | $2,036,000 | 4,184 |
| Salaries and employee benefits | $1,033,000 | 4,202 |
| Premises and equipment expense | $398,000 | 3,066 |
| Additional noninterest expense | $605,000 | 4,568 |
| Pre-tax net operating income | $574,000 | 3,382 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $574,000 | 3,149 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $574,000 | 3,144 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $574,000 | 3,147 |
| Net charge-offs | $21,000 | 5,490 |
| Cash dividends | $725,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $574,000 | 3,042 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 4,905 |
| Total interest expense | $325,000 | 4,999 |
| Net interest income | $974,000 | 4,756 |
| Provision for loan and lease losses | $8,000 | 6,225 |
| Total noninterest income | $325,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $213,000 | 1,782 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $112,000 | 3,298 |
| Total noninterest expense | $1,019,000 | 4,223 |
| Salaries and employee benefits | $509,000 | 4,295 |
| Premises and equipment expense | $203,000 | 3,081 |
| Additional noninterest expense | $307,000 | 4,520 |
| Pre-tax net operating income | $272,000 | 3,542 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $272,000 | 3,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $272,000 | 3,321 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $272,000 | 3,323 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $115,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $272,000 | 3,213 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 4,696 |
| Total interest expense | $1,597,000 | 5,020 |
| Net interest income | $4,257,000 | 4,389 |
| Provision for loan and lease losses | $283,000 | 5,358 |
| Total noninterest income | $1,381,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $965,000 | 1,744 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $416,000 | 3,492 |
| Total noninterest expense | $4,128,000 | 4,247 |
| Salaries and employee benefits | $2,050,000 | 4,272 |
| Premises and equipment expense | $826,000 | 3,048 |
| Additional noninterest expense | $1,252,000 | 4,625 |
| Pre-tax net operating income | $1,227,000 | 2,678 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,227,000 | 2,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,227,000 | 2,436 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,227,000 | 2,437 |
| Net charge-offs | $15,000 | 6,776 |
| Cash dividends | $918,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,227,000 | 2,393 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 4,698 |
| Total interest expense | $1,237,000 | 5,066 |
| Net interest income | $3,227,000 | 4,371 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $1,053,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $720,000 | 1,754 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $333,000 | 3,466 |
| Total noninterest expense | $3,134,000 | 4,236 |
| Salaries and employee benefits | $1,550,000 | 4,280 |
| Premises and equipment expense | $645,000 | 2,963 |
| Additional noninterest expense | $939,000 | 4,593 |
| Pre-tax net operating income | $921,000 | 2,885 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $921,000 | 2,608 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $921,000 | 2,605 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $921,000 | 2,608 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $688,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $921,000 | 2,565 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 4,686 |
| Total interest expense | $836,000 | 5,164 |
| Net interest income | $2,181,000 | 4,331 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $698,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $472,000 | 1,753 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $226,000 | 3,458 |
| Total noninterest expense | $2,016,000 | 4,368 |
| Salaries and employee benefits | $1,040,000 | 4,318 |
| Premises and equipment expense | $442,000 | 2,938 |
| Additional noninterest expense | $534,000 | 5,063 |
| Pre-tax net operating income | $713,000 | 2,731 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $713,000 | 2,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $713,000 | 2,445 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $713,000 | 2,447 |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $459,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $713,000 | 2,374 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 4,683 |
| Total interest expense | $425,000 | 5,234 |
| Net interest income | $1,115,000 | 4,232 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $340,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $234,000 | 1,722 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $106,000 | 3,571 |
| Total noninterest expense | $1,012,000 | 4,280 |
| Salaries and employee benefits | $531,000 | 4,267 |
| Premises and equipment expense | $243,000 | 2,740 |
| Additional noninterest expense | $238,000 | 5,087 |
| Pre-tax net operating income | $368,000 | 2,974 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $368,000 | 2,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 2,730 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $368,000 | 2,733 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $229,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $368,000 | 2,595 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 4,534 |
| Total interest expense | $2,270,000 | 5,002 |
| Net interest income | $4,595,000 | 4,175 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $1,452,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,052,000 | 1,689 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $400,000 | 3,589 |
| Total noninterest expense | $4,034,000 | 4,211 |
| Salaries and employee benefits | $2,123,000 | 4,257 |
| Premises and equipment expense | $902,000 | 2,867 |
| Additional noninterest expense | $1,009,000 | 4,795 |
| Pre-tax net operating income | $1,953,000 | 2,498 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,953,000 | 2,033 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,953,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,526 |
| Cash dividends | $1,262,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,953,000 | 2,157 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 4,554 |
| Total interest expense | $1,791,000 | 4,983 |
| Net interest income | $3,467,000 | 4,188 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $1,099,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $801,000 | 1,665 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $298,000 | 3,700 |
| Total noninterest expense | $3,024,000 | 4,191 |
| Salaries and employee benefits | $1,601,000 | 4,261 |
| Premises and equipment expense | $678,000 | 2,890 |
| Additional noninterest expense | $745,000 | 4,764 |
| Pre-tax net operating income | $1,512,000 | 2,834 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,512,000 | 2,313 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,512,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $688,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,512,000 | 2,427 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 4,535 |
| Total interest expense | $1,260,000 | 4,983 |
| Net interest income | $2,332,000 | 4,159 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $703,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $516,000 | 1,707 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $187,000 | 3,893 |
| Total noninterest expense | $2,017,000 | 4,206 |
| Salaries and employee benefits | $1,074,000 | 4,283 |
| Premises and equipment expense | $457,000 | 2,870 |
| Additional noninterest expense | $486,000 | 4,821 |
| Pre-tax net operating income | $1,018,000 | 2,912 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,018,000 | 2,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,018,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $459,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,018,000 | 2,490 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 4,504 |
| Total interest expense | $667,000 | 5,009 |
| Net interest income | $1,217,000 | 4,072 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $363,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $259,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,698 |
| Total noninterest expense | $1,005,000 | 4,217 |
| Salaries and employee benefits | $532,000 | 4,331 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $267,000 | 4,478 |
| Pre-tax net operating income | $575,000 | 2,800 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $575,000 | 2,396 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $575,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $230,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $575,000 | 2,324 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,669,000 | 4,479 |
| Total interest expense | $2,642,000 | 5,112 |
| Net interest income | $5,027,000 | 3,986 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,623,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,157,000 | 1,554 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $466,000 | 3,439 |
| Total noninterest expense | $4,048,000 | 4,087 |
| Salaries and employee benefits | $2,093,000 | 4,252 |
| Premises and equipment expense | $984,000 | 2,611 |
| Additional noninterest expense | $971,000 | 4,750 |
| Pre-tax net operating income | $2,602,000 | 2,740 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $68,000 | 4,750 |
| Income before extraordinary items | $2,534,000 | 2,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,534,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $1,836,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,534,000 | 2,315 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 4,520 |
| Total interest expense | $1,950,000 | 5,167 |
| Net interest income | $3,770,000 | 3,993 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,234,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $865,000 | 1,524 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $369,000 | 3,355 |
| Total noninterest expense | $3,049,000 | 4,052 |
| Salaries and employee benefits | $1,569,000 | 4,238 |
| Premises and equipment expense | $741,000 | 2,592 |
| Additional noninterest expense | $739,000 | 4,640 |
| Pre-tax net operating income | $1,955,000 | 2,890 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $51,000 | 4,930 |
| Income before extraordinary items | $1,904,000 | 2,478 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,904,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $689,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,904,000 | 2,449 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 4,561 |
| Total interest expense | $1,281,000 | 5,231 |
| Net interest income | $2,496,000 | 4,025 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $813,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $574,000 | 1,529 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $239,000 | 3,437 |
| Total noninterest expense | $2,022,000 | 4,100 |
| Salaries and employee benefits | $1,053,000 | 4,256 |
| Premises and equipment expense | $492,000 | 2,623 |
| Additional noninterest expense | $477,000 | 4,719 |
| Pre-tax net operating income | $1,287,000 | 2,965 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $34,000 | 5,030 |
| Income before extraordinary items | $1,253,000 | 2,549 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,253,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $459,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,253,000 | 2,531 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 4,616 |
| Total interest expense | $629,000 | 5,253 |
| Net interest income | $1,225,000 | 4,089 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $405,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $271,000 | 1,581 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $134,000 | 3,207 |
| Total noninterest expense | $1,001,000 | 4,142 |
| Salaries and employee benefits | $522,000 | 4,295 |
| Premises and equipment expense | $239,000 | 2,694 |
| Additional noninterest expense | $240,000 | 4,674 |
| Pre-tax net operating income | $629,000 | 3,018 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $612,000 | 2,588 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $612,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $229,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $612,000 | 2,567 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 4,639 |
| Total interest expense | $2,022,000 | 5,376 |
| Net interest income | $4,806,000 | 4,128 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,413,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,002,000 | 1,748 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $411,000 | 3,684 |
| Total noninterest expense | $3,744,000 | 4,174 |
| Salaries and employee benefits | $1,954,000 | 4,351 |
| Premises and equipment expense | $941,000 | 2,617 |
| Additional noninterest expense | $849,000 | 5,041 |
| Pre-tax net operating income | $2,475,000 | 3,147 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $69,000 | 5,237 |
| Income before extraordinary items | $2,406,000 | 2,692 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,406,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $1,606,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,406,000 | 2,681 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 4,674 |
| Total interest expense | $1,441,000 | 5,444 |
| Net interest income | $3,586,000 | 4,169 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,032,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $737,000 | 1,782 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $295,000 | 3,762 |
| Total noninterest expense | $2,757,000 | 4,222 |
| Salaries and employee benefits | $1,446,000 | 4,363 |
| Premises and equipment expense | $682,000 | 2,708 |
| Additional noninterest expense | $629,000 | 5,058 |
| Pre-tax net operating income | $1,861,000 | 3,268 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $52,000 | 5,422 |
| Income before extraordinary items | $1,809,000 | 2,785 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,809,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $689,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,809,000 | 2,775 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 4,716 |
| Total interest expense | $907,000 | 5,488 |
| Net interest income | $2,352,000 | 4,226 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $678,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $484,000 | 1,789 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 3,808 |
| Total noninterest expense | $1,807,000 | 4,289 |
| Salaries and employee benefits | $955,000 | 4,408 |
| Premises and equipment expense | $449,000 | 2,726 |
| Additional noninterest expense | $403,000 | 5,184 |
| Pre-tax net operating income | $1,223,000 | 3,318 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $35,000 | 5,474 |
| Income before extraordinary items | $1,188,000 | 2,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,188,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $460,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,188,000 | 2,802 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 4,754 |
| Total interest expense | $429,000 | 5,513 |
| Net interest income | $1,144,000 | 4,304 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $327,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $230,000 | 1,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,775 |
| Total noninterest expense | $890,000 | 4,349 |
| Salaries and employee benefits | $475,000 | 4,441 |
| Premises and equipment expense | $223,000 | 2,750 |
| Additional noninterest expense | $192,000 | 5,309 |
| Pre-tax net operating income | $581,000 | 3,381 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $17,000 | 5,467 |
| Income before extraordinary items | $564,000 | 2,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $564,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $230,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $564,000 | 2,861 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 4,617 |
| Total interest expense | $1,489,000 | 5,241 |
| Net interest income | $4,476,000 | 4,280 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $1,444,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,029,000 | 1,683 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $415,000 | 3,722 |
| Total noninterest expense | $3,565,000 | 4,231 |
| Salaries and employee benefits | $1,847,000 | 4,389 |
| Premises and equipment expense | $848,000 | 2,739 |
| Additional noninterest expense | $870,000 | 4,880 |
| Pre-tax net operating income | $2,295,000 | 3,355 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $69,000 | 5,647 |
| Income before extraordinary items | $2,226,000 | 2,818 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,226,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $1,365,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,226,000 | 2,783 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 4,608 |
| Total interest expense | $1,093,000 | 5,192 |
| Net interest income | $3,341,000 | 4,296 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $1,103,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $804,000 | 1,608 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,802 |
| Total noninterest expense | $2,662,000 | 4,209 |
| Salaries and employee benefits | $1,385,000 | 4,354 |
| Premises and equipment expense | $634,000 | 2,727 |
| Additional noninterest expense | $643,000 | 4,885 |
| Pre-tax net operating income | $1,722,000 | 3,421 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $51,000 | 5,776 |
| Income before extraordinary items | $1,671,000 | 2,873 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,671,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,292 |
| Cash dividends | $683,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,671,000 | 2,833 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 4,611 |
| Total interest expense | $705,000 | 5,129 |
| Net interest income | $2,189,000 | 4,328 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $732,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $539,000 | 1,554 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $193,000 | 3,817 |
| Total noninterest expense | $1,777,000 | 4,189 |
| Salaries and employee benefits | $928,000 | 4,313 |
| Premises and equipment expense | $424,000 | 2,694 |
| Additional noninterest expense | $425,000 | 4,895 |
| Pre-tax net operating income | $1,104,000 | 3,455 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,780 |
| Income before extraordinary items | $1,069,000 | 2,938 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,069,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,304 |
| Cash dividends | $455,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,069,000 | 2,900 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 4,630 |
| Total interest expense | $344,000 | 5,100 |
| Net interest income | $1,084,000 | 4,372 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $347,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $266,000 | 1,529 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $881,000 | 4,233 |
| Salaries and employee benefits | $464,000 | 4,326 |
| Premises and equipment expense | $204,000 | 2,835 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $540,000 | 3,474 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $523,000 | 2,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $523,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $227,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $523,000 | 2,896 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 4,634 |
| Total interest expense | $1,355,000 | 4,785 |
| Net interest income | $3,981,000 | 4,496 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,290,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $942,000 | 1,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 3,981 |
| Total noninterest expense | $3,340,000 | 4,331 |
| Salaries and employee benefits | $1,770,000 | 4,393 |
| Premises and equipment expense | $754,000 | 2,934 |
| Additional noninterest expense | $816,000 | 5,023 |
| Pre-tax net operating income | $1,931,000 | 3,582 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $1,903,000 | 3,049 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,903,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $1,128,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,903,000 | 2,985 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 4,675 |
| Total interest expense | $1,012,000 | 4,754 |
| Net interest income | $2,901,000 | 4,584 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $914,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $660,000 | 1,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $254,000 | 4,035 |
| Total noninterest expense | $2,508,000 | 4,285 |
| Salaries and employee benefits | $1,325,000 | 4,364 |
| Premises and equipment expense | $568,000 | 2,923 |
| Additional noninterest expense | $615,000 | 4,976 |
| Pre-tax net operating income | $1,307,000 | 3,940 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $11,000 | 6,758 |
| Income before extraordinary items | $1,296,000 | 3,361 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,296,000 | 3,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $338,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,296,000 | 3,269 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 4,745 |
| Total interest expense | $682,000 | 4,750 |
| Net interest income | $1,885,000 | 4,673 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $558,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $404,000 | 2,134 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 4,256 |
| Total noninterest expense | $1,666,000 | 4,333 |
| Salaries and employee benefits | $885,000 | 4,383 |
| Premises and equipment expense | $385,000 | 2,880 |
| Additional noninterest expense | $396,000 | 5,101 |
| Pre-tax net operating income | $777,000 | 4,189 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $777,000 | 3,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $777,000 | 3,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $226,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $777,000 | 3,512 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 4,799 |
| Total interest expense | $348,000 | 4,724 |
| Net interest income | $925,000 | 4,731 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $282,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $193,000 | 2,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $848,000 | 4,296 |
| Salaries and employee benefits | $451,000 | 4,348 |
| Premises and equipment expense | $196,000 | 2,872 |
| Additional noninterest expense | $201,000 | 5,064 |
| Pre-tax net operating income | $359,000 | 4,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $359,000 | 3,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $359,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $112,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $359,000 | 3,670 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 4,629 |
| Total interest expense | $1,542,000 | 4,790 |
| Net interest income | $3,867,000 | 4,462 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,164,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $804,000 | 2,115 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $360,000 | 4,163 |
| Total noninterest expense | $3,354,000 | 4,267 |
| Salaries and employee benefits | $1,740,000 | 4,364 |
| Premises and equipment expense | $791,000 | 2,793 |
| Additional noninterest expense | $823,000 | 4,952 |
| Pre-tax net operating income | $1,677,000 | 3,820 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $525,000 | 3,292 |
| Income before extraordinary items | $1,152,000 | 4,245 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,152,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,820 |
| Cash dividends | $3,200,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,152,000 | 4,079 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 4,662 |
| Total interest expense | $1,171,000 | 4,893 |
| Net interest income | $2,906,000 | 4,483 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $859,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $611,000 | 2,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 4,394 |
| Total noninterest expense | $2,515,000 | 4,245 |
| Salaries and employee benefits | $1,319,000 | 4,322 |
| Premises and equipment expense | $583,000 | 2,848 |
| Additional noninterest expense | $613,000 | 4,933 |
| Pre-tax net operating income | $1,250,000 | 3,968 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $400,000 | 3,420 |
| Income before extraordinary items | $850,000 | 4,444 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $850,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,926 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $850,000 | 4,271 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 4,693 |
| Total interest expense | $785,000 | 4,988 |
| Net interest income | $1,942,000 | 4,484 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $570,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $158,000 | 4,487 |
| Total noninterest expense | $1,692,000 | 4,209 |
| Salaries and employee benefits | $886,000 | 4,297 |
| Premises and equipment expense | $389,000 | 2,844 |
| Additional noninterest expense | $417,000 | 4,855 |
| Pre-tax net operating income | $820,000 | 3,983 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $245,000 | 3,585 |
| Income before extraordinary items | $575,000 | 4,412 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $575,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,860 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $575,000 | 4,198 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 4,703 |
| Total interest expense | $393,000 | 5,084 |
| Net interest income | $972,000 | 4,483 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $296,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $202,000 | 2,001 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 4,045 |
| Total noninterest expense | $850,000 | 4,179 |
| Salaries and employee benefits | $449,000 | 4,253 |
| Premises and equipment expense | $187,000 | 2,921 |
| Additional noninterest expense | $214,000 | 4,731 |
| Pre-tax net operating income | $418,000 | 3,934 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $120,000 | 3,625 |
| Income before extraordinary items | $298,000 | 4,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $298,000 | 4,067 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 4,588 |
| Total interest expense | $2,161,000 | 4,566 |
| Net interest income | $3,802,000 | 4,510 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,135,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $823,000 | 1,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 4,170 |
| Total noninterest expense | $3,354,000 | 4,101 |
| Salaries and employee benefits | $1,703,000 | 4,267 |
| Premises and equipment expense | $792,000 | 2,712 |
| Additional noninterest expense | $859,000 | 4,686 |
| Pre-tax net operating income | $1,583,000 | 3,963 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $490,000 | 3,487 |
| Income before extraordinary items | $1,093,000 | 4,342 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,093,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,093,000 | 4,234 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 4,490 |
| Total interest expense | $3,330,000 | 4,365 |
| Net interest income | $3,542,000 | 4,519 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,147,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $788,000 | 1,931 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $359,000 | 3,758 |
| Total noninterest expense | $3,199,000 | 4,124 |
| Salaries and employee benefits | $1,608,000 | 4,291 |
| Premises and equipment expense | $794,000 | 2,652 |
| Additional noninterest expense | $797,000 | 4,795 |
| Pre-tax net operating income | $1,490,000 | 3,884 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $469,000 | 3,438 |
| Income before extraordinary items | $1,021,000 | 4,225 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,021,000 | 4,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,021,000 | 4,112 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 4,641 |
| Total interest expense | $3,266,000 | 4,625 |
| Net interest income | $3,633,000 | 4,484 |
| Provision for loan and lease losses | $125,000 | 4,758 |
| Total noninterest income | $962,000 | 3,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $743,000 | 1,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,579 |
| Total noninterest expense | $3,086,000 | 4,133 |
| Salaries and employee benefits | $1,539,000 | 4,277 |
| Premises and equipment expense | $674,000 | 2,962 |
| Additional noninterest expense | $873,000 | 4,447 |
| Pre-tax net operating income | $1,384,000 | 4,313 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $462,000 | 3,666 |
| Income before extraordinary items | $922,000 | 4,618 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $922,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $922,000 | 4,614 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 5,101 |
| Total interest expense | $2,366,000 | 5,396 |
| Net interest income | $3,372,000 | 4,757 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $935,000 | 3,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $735,000 | 1,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,940 |
| Total noninterest expense | $3,004,000 | 4,204 |
| Salaries and employee benefits | $1,477,000 | 4,398 |
| Premises and equipment expense | $676,000 | 2,949 |
| Additional noninterest expense | $851,000 | 4,588 |
| Pre-tax net operating income | $1,003,000 | 5,302 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $315,000 | 4,704 |
| Income before extraordinary items | $688,000 | 5,511 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $688,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $688,000 | 5,475 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 5,452 |
| Total interest expense | $2,148,000 | 5,924 |
| Net interest income | $3,148,000 | 4,973 |
| Provision for loan and lease losses | $232,000 | 3,197 |
| Total noninterest income | $907,000 | 3,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $690,000 | 1,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,751 |
| Total noninterest expense | $2,872,000 | 4,281 |
| Salaries and employee benefits | $1,425,000 | 4,432 |
| Premises and equipment expense | $595,000 | 3,198 |
| Additional noninterest expense | $852,000 | 4,463 |
| Pre-tax net operating income | $951,000 | 5,572 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $300,000 | 5,167 |
| Income before extraordinary items | $651,000 | 5,816 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $651,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,011 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $651,000 | 5,703 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 6,159 |
| Total interest expense | $1,836,000 | 6,595 |
| Net interest income | $2,735,000 | 5,694 |
| Provision for loan and lease losses | $153,000 | 4,084 |
| Total noninterest income | $859,000 | 3,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $667,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,056 |
| Total noninterest expense | $2,557,000 | 4,700 |
| Salaries and employee benefits | $1,269,000 | 4,865 |
| Premises and equipment expense | $499,000 | 3,703 |
| Additional noninterest expense | $789,000 | 4,776 |
| Pre-tax net operating income | $884,000 | 6,203 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $280,000 | 5,917 |
| Income before extraordinary items | $604,000 | 6,345 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $604,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 10,663 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $604,000 | 6,290 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 6,727 |
| Total interest expense | $1,679,000 | 7,141 |
| Net interest income | $2,462,000 | 6,258 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $784,000 | 3,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $580,000 | 2,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,105 |
| Total noninterest expense | $2,351,000 | 5,262 |
| Salaries and employee benefits | $1,145,000 | 5,418 |
| Premises and equipment expense | $543,000 | 3,520 |
| Additional noninterest expense | $663,000 | 5,957 |
| Pre-tax net operating income | $895,000 | 6,102 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $272,000 | 6,150 |
| Income before extraordinary items | $623,000 | 6,132 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $623,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,261 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $623,000 | 6,079 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 7,118 |
| Total interest expense | $1,517,000 | 7,653 |
| Net interest income | $2,379,000 | 6,523 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $745,000 | 3,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $580,000 | 2,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,151,000 | 5,673 |
| Salaries and employee benefits | $1,021,000 | 5,956 |
| Premises and equipment expense | $391,000 | 4,635 |
| Additional noninterest expense | $739,000 | 5,598 |
| Pre-tax net operating income | $973,000 | 6,110 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $285,000 | 6,195 |
| Income before extraordinary items | $688,000 | 6,071 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $688,000 | 6,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $688,000 | 6,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 7,595 |
| Total interest expense | $1,063,000 | 8,423 |
| Net interest income | $2,254,000 | 6,965 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $673,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $523,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $1,968,000 | 6,285 |
| Salaries and employee benefits | $941,000 | 6,405 |
| Premises and equipment expense | $332,000 | 5,275 |
| Additional noninterest expense | $695,000 | 6,357 |
| Pre-tax net operating income | $959,000 | 6,123 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $674,000 | 6,067 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $674,000 | 6,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $674,000 | 6,139 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 7,892 |
| Total interest expense | $1,091,000 | 8,721 |
| Net interest income | $2,176,000 | 7,243 |
| Provision for loan and lease losses | $-26,000 | 12,628 |
| Total noninterest income | $659,000 | 4,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 3,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,692 |
| Total noninterest expense | $1,945,000 | 6,484 |
| Salaries and employee benefits | $941,000 | 6,469 |
| Premises and equipment expense | $331,000 | 5,447 |
| Additional noninterest expense | $673,000 | 6,764 |
| Pre-tax net operating income | $916,000 | 6,276 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $160,000 | 8,417 |
| Income before extraordinary items | $756,000 | 5,798 |
| Extraordinary gains, net | $-22,000 | 12,478 |
| Net income | $734,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $756,000 | 5,550 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 8,204 |
| Total interest expense | $1,476,000 | 8,582 |
| Net interest income | $2,011,000 | 7,724 |
| Provision for loan and lease losses | $-118,000 | 13,730 |
| Total noninterest income | $605,000 | 4,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,520 |
| Total noninterest expense | $1,977,000 | 6,444 |
| Salaries and employee benefits | $786,000 | 7,350 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $878,000 | 5,639 |
| Pre-tax net operating income | $757,000 | 6,786 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $225,000 | 7,091 |
| Income before extraordinary items | $532,000 | 7,056 |
| Extraordinary gains, net | $220,000 | 396 |
| Net income | $752,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $532,000 | 6,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.