Home > First IC Bank > Income and Expense

First IC Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$77,818,000652
Total interest expense$26,068,000657
Net interest income$51,750,000649
Provision for loan and lease losses$1,000,000836
Total noninterest income$8,963,000798
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,189,000514
Trading account gains and feesNANA
Additional Noninterest Income$6,774,000722
Total noninterest expense$26,545,000979
Salaries and employee benefits$15,015,000957
Premises and equipment expense$3,535,000748
Additional noninterest expense$6,774,000722
Pre-tax net operating income$33,168,000479
Securities gains (losses)$0988
Applicable income taxes$8,570,000395
Income before extraordinary items$24,598,000502
Extraordinary gains, net$054
Net income$24,598,000508
Minority interest net income$088
Net income of bank and minority interests.$24,598,000504
Net charge-offs$-587,0004,547
Cash dividends$9,067,000523
Sale, conversion, retirement of capital stock, net$121,000399
Net operating income$24,598,000513
2023-09-30 (YTD Data)Rank
Total interest income$56,917,000657
Total interest expense$18,143,000657
Net interest income$38,774,000662
Provision for loan and lease losses$900,000696
Total noninterest income$7,209,000767
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,586,000528
Trading account gains and feesNANA
Additional Noninterest Income$5,623,000680
Total noninterest expense$19,554,000989
Salaries and employee benefits$11,071,000976
Premises and equipment expense$2,642,000758
Additional noninterest expense$5,623,000680
Pre-tax net operating income$25,529,000475
Securities gains (losses)$0849
Applicable income taxes$6,620,000395
Income before extraordinary items$18,909,000502
Extraordinary gains, net$052
Net income$18,909,000505
Minority interest net income$081
Net income of bank and minority interests.$18,909,000501
Net charge-offs$-585,0004,570
Cash dividends$9,067,000395
Sale, conversion, retirement of capital stock, net$91,000388
Net operating income$18,909,000510
2023-06-30 (YTD Data)Rank
Total interest income$36,320,000654
Total interest expense$10,452,000664
Net interest income$25,868,000658
Provision for loan and lease losses$700,000632
Total noninterest income$4,803,000747
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,018,000538
Trading account gains and feesNANA
Additional Noninterest Income$3,785,000642
Total noninterest expense$12,678,000994
Salaries and employee benefits$7,209,000994
Premises and equipment expense$1,720,000763
Additional noninterest expense$3,785,000642
Pre-tax net operating income$17,293,000470
Securities gains (losses)$0938
Applicable income taxes$4,480,000398
Income before extraordinary items$12,813,000502
Extraordinary gains, net$051
Net income$12,813,000510
Minority interest net income$081
Net income of bank and minority interests.$12,813,000501
Net charge-offs$-584,0004,614
Cash dividends$9,067,000297
Sale, conversion, retirement of capital stock, net$61,000371
Net operating income$12,813,000499
2023-03-31 (YTD Data)Rank
Total interest income$17,382,000679
Total interest expense$4,736,000641
Net interest income$12,646,000683
Provision for loan and lease losses$400,000573
Total noninterest income$1,582,000974
Gross Fiduciary activities income$0913
Service charges on deposit accounts$475,000576
Trading account gains and feesNANA
Additional Noninterest Income$1,107,000896
Total noninterest expense$6,324,0001,011
Salaries and employee benefits$3,652,0001,007
Premises and equipment expense$890,000765
Additional noninterest expense$1,107,000896
Pre-tax net operating income$7,504,000534
Securities gains (losses)$0950
Applicable income taxes$1,930,000440
Income before extraordinary items$5,574,000573
Extraordinary gains, net$04
Net income$5,574,000572
Minority interest net income$048
Net income of bank and minority interests.$5,574,000572
Net charge-offs$-1,0003,238
Cash dividends$9,067,000196
Sale, conversion, retirement of capital stock, net$31,000344
Net operating income$5,574,000578
2022-12-31 (YTD Data)Rank
Total interest income$47,063,000785
Total interest expense$5,434,000742
Net interest income$41,629,000793
Provision for loan and lease losses$1,000,000814
Total noninterest income$14,105,000607
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,963,000578
Trading account gains and feesNANA
Additional Noninterest Income$12,142,000483
Total noninterest expense$26,850,000949
Salaries and employee benefits$14,785,000970
Premises and equipment expense$3,589,000729
Additional noninterest expense$12,142,000483
Pre-tax net operating income$27,884,000598
Securities gains (losses)$0691
Applicable income taxes$6,400,000522
Income before extraordinary items$21,484,000613
Extraordinary gains, net$05
Net income$21,484,000614
Minority interest net income$063
Net income of bank and minority interests.$21,484,000614
Net charge-offs$415,000663
Cash dividends$9,000,000513
Sale, conversion, retirement of capital stock, net$256,000384
Net operating income$21,484,000626
2022-09-30 (YTD Data)Rank
Total interest income$31,932,000826
Total interest expense$2,630,000810
Net interest income$29,302,000831
Provision for loan and lease losses$02,835
Total noninterest income$12,169,000551
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,425,000601
Trading account gains and feesNANA
Additional Noninterest Income$10,744,000444
Total noninterest expense$19,359,000980
Salaries and employee benefits$10,769,000993
Premises and equipment expense$2,623,000745
Additional noninterest expense$10,744,000444
Pre-tax net operating income$22,112,000571
Securities gains (losses)$0740
Applicable income taxes$5,740,000462
Income before extraordinary items$16,372,000602
Extraordinary gains, net$04
Net income$16,372,000602
Minority interest net income$057
Net income of bank and minority interests.$16,372,000602
Net charge-offs$-198,0004,470
Cash dividends$9,000,000386
Sale, conversion, retirement of capital stock, net$223,000341
Net operating income$16,372,000610
2022-06-30 (YTD Data)Rank
Total interest income$19,363,000857
Total interest expense$1,217,000947
Net interest income$18,146,000852
Provision for loan and lease losses$02,599
Total noninterest income$9,353,000491
Gross Fiduciary activities income$0925
Service charges on deposit accounts$911,000619
Trading account gains and feesNANA
Additional Noninterest Income$8,442,000411
Total noninterest expense$12,659,000977
Salaries and employee benefits$7,090,0001,000
Premises and equipment expense$1,761,000732
Additional noninterest expense$3,808,000966
Pre-tax net operating income$14,840,000535
Securities gains (losses)$0687
Applicable income taxes$3,860,000435
Income before extraordinary items$10,980,000571
Extraordinary gains, net$04
Net income$10,980,000570
Minority interest net income$060
Net income of bank and minority interests.$10,980,000571
Net charge-offs$-76,0004,318
Cash dividends$9,000,000289
Sale, conversion, retirement of capital stock, net$190,000308
Net operating income$10,980,000582
2022-03-31 (YTD Data)Rank
Total interest income$9,300,000861
Total interest expense$599,000924
Net interest income$8,701,000858
Provision for loan and lease losses$02,285
Total noninterest income$5,984,000428
Gross Fiduciary activities income$0892
Service charges on deposit accounts$431,000655
Trading account gains and feesNANA
Additional Noninterest Income$5,553,000356
Total noninterest expense$6,369,000966
Salaries and employee benefits$3,595,000984
Premises and equipment expense$873,000744
Additional noninterest expense$1,901,000956
Pre-tax net operating income$8,316,000478
Securities gains (losses)$0623
Applicable income taxes$2,150,000395
Income before extraordinary items$6,166,000502
Extraordinary gains, net$04
Net income$6,166,000503
Minority interest net income$050
Net income of bank and minority interests.$6,166,000502
Net charge-offs$-75,0004,488
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$158,000220
Net operating income$6,166,000509
2021-12-31 (YTD Data)Rank
Total interest income$33,421,000962
Total interest expense$2,697,0001,012
Net interest income$30,724,000952
Provision for loan and lease losses$03,064
Total noninterest income$18,866,000532
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,656,000627
Trading account gains and feesNANA
Additional Noninterest Income$17,210,000466
Total noninterest expense$23,632,0001,024
Salaries and employee benefits$13,259,0001,046
Premises and equipment expense$3,350,000779
Additional noninterest expense$7,023,0001,033
Pre-tax net operating income$25,958,000611
Securities gains (losses)$02,062
Applicable income taxes$6,360,000532
Income before extraordinary items$19,598,000652
Extraordinary gains, net$010
Net income$19,598,000652
Minority interest net income$074
Net income of bank and minority interests.$19,598,000653
Net charge-offs$-919,0004,776
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,598,000643
2021-09-30 (YTD Data)Rank
Total interest income$24,235,0001,009
Total interest expense$2,065,0001,044
Net interest income$22,170,0001,003
Provision for loan and lease losses$02,963
Total noninterest income$9,818,000716
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,219,000628
Trading account gains and feesNANA
Additional Noninterest Income$8,599,000625
Total noninterest expense$15,756,0001,135
Salaries and employee benefits$8,847,0001,145
Premises and equipment expense$2,453,000808
Additional noninterest expense$4,456,0001,155
Pre-tax net operating income$16,232,000715
Securities gains (losses)$02,015
Applicable income taxes$4,210,000596
Income before extraordinary items$12,022,000805
Extraordinary gains, net$08
Net income$12,022,000805
Minority interest net income$069
Net income of bank and minority interests.$12,022,000805
Net charge-offs$-891,0004,854
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,022,000784
2021-06-30 (YTD Data)Rank
Total interest income$16,002,0001,006
Total interest expense$1,460,0001,037
Net interest income$14,542,000997
Provision for loan and lease losses$02,862
Total noninterest income$4,486,000923
Gross Fiduciary activities income$0951
Service charges on deposit accounts$807,000614
Trading account gains and feesNANA
Additional Noninterest Income$3,679,000852
Total noninterest expense$10,037,0001,155
Salaries and employee benefits$5,618,0001,187
Premises and equipment expense$1,565,000846
Additional noninterest expense$2,854,0001,171
Pre-tax net operating income$8,991,000835
Securities gains (losses)$01,818
Applicable income taxes$2,320,000679
Income before extraordinary items$6,671,000934
Extraordinary gains, net$06
Net income$6,671,000934
Minority interest net income$067
Net income of bank and minority interests.$6,671,000934
Net charge-offs$-874,0004,906
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,671,000920
2021-03-31 (YTD Data)Rank
Total interest income$7,376,0001,068
Total interest expense$753,0001,052
Net interest income$6,623,0001,078
Provision for loan and lease losses$02,741
Total noninterest income$2,140,000957
Gross Fiduciary activities income$0922
Service charges on deposit accounts$377,000641
Trading account gains and feesNANA
Additional Noninterest Income$1,763,000884
Total noninterest expense$4,754,0001,186
Salaries and employee benefits$2,657,0001,225
Premises and equipment expense$741,000895
Additional noninterest expense$1,356,0001,206
Pre-tax net operating income$4,009,000906
Securities gains (losses)$01,392
Applicable income taxes$1,040,000723
Income before extraordinary items$2,969,0001,036
Extraordinary gains, net$03
Net income$2,969,0001,036
Minority interest net income$055
Net income of bank and minority interests.$2,969,0001,036
Net charge-offs$-782,0004,950
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,969,0001,009
2020-12-31 (YTD Data)Rank
Total interest income$30,245,0001,040
Total interest expense$6,868,000694
Net interest income$23,377,0001,131
Provision for loan and lease losses$3,674,000703
Total noninterest income$8,918,000862
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,170,000823
Trading account gains and feesNANA
Additional Noninterest Income$7,748,000760
Total noninterest expense$18,833,0001,159
Salaries and employee benefits$10,586,0001,194
Premises and equipment expense$2,604,000955
Additional noninterest expense$5,643,0001,150
Pre-tax net operating income$9,788,0001,078
Securities gains (losses)$02,675
Applicable income taxes$2,398,000827
Income before extraordinary items$7,390,0001,210
Extraordinary gains, net$04
Net income$7,390,0001,210
Minority interest net income$072
Net income of bank and minority interests.$7,390,0001,210
Net charge-offs$1,426,000522
Cash dividends$1,136,0002,070
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,390,0001,172
2020-09-30 (YTD Data)Rank
Total interest income$23,225,0001,023
Total interest expense$5,866,000661
Net interest income$17,359,0001,131
Provision for loan and lease losses$2,974,000706
Total noninterest income$6,419,000862
Gross Fiduciary activities income$0981
Service charges on deposit accounts$871,000826
Trading account gains and feesNANA
Additional Noninterest Income$5,548,000763
Total noninterest expense$13,989,0001,156
Salaries and employee benefits$7,813,0001,199
Premises and equipment expense$1,945,000949
Additional noninterest expense$4,231,0001,137
Pre-tax net operating income$6,815,0001,107
Securities gains (losses)$02,494
Applicable income taxes$1,760,000813
Income before extraordinary items$5,055,0001,253
Extraordinary gains, net$04
Net income$5,055,0001,253
Minority interest net income$065
Net income of bank and minority interests.$5,055,0001,253
Net charge-offs$666,000637
Cash dividends$1,136,0001,576
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,055,0001,219
2020-06-30 (YTD Data)Rank
Total interest income$15,821,0001,020
Total interest expense$4,696,000612
Net interest income$11,125,0001,162
Provision for loan and lease losses$2,310,000663
Total noninterest income$4,195,000834
Gross Fiduciary activities income$0970
Service charges on deposit accounts$579,000838
Trading account gains and feesNANA
Additional Noninterest Income$3,616,000715
Total noninterest expense$9,406,0001,141
Salaries and employee benefits$4,997,0001,233
Premises and equipment expense$1,297,000955
Additional noninterest expense$3,112,0001,053
Pre-tax net operating income$3,604,0001,262
Securities gains (losses)$02,249
Applicable income taxes$910,000893
Income before extraordinary items$2,694,0001,444
Extraordinary gains, net$04
Net income$2,694,0001,444
Minority interest net income$065
Net income of bank and minority interests.$2,694,0001,444
Net charge-offs$372,000715
Cash dividends$1,136,0001,204
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,694,0001,397
2020-03-31 (YTD Data)Rank
Total interest income$8,647,000960
Total interest expense$2,689,000602
Net interest income$5,958,0001,087
Provision for loan and lease losses$1,880,000425
Total noninterest income$2,860,000630
Gross Fiduciary activities income$0941
Service charges on deposit accounts$311,000917
Trading account gains and feesNANA
Additional Noninterest Income$2,549,000497
Total noninterest expense$5,268,0001,058
Salaries and employee benefits$2,739,0001,150
Premises and equipment expense$656,000959
Additional noninterest expense$1,873,000934
Pre-tax net operating income$1,670,0001,214
Securities gains (losses)$01,705
Applicable income taxes$400,000874
Income before extraordinary items$1,270,0001,354
Extraordinary gains, net$04
Net income$1,270,0001,353
Minority interest net income$056
Net income of bank and minority interests.$1,270,0001,354
Net charge-offs$-16,0004,606
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,270,0001,335
2019-12-31 (YTD Data)Rank
Total interest income$34,503,000961
Total interest expense$10,055,000681
Net interest income$24,448,0001,069
Provision for loan and lease losses$765,0001,117
Total noninterest income$9,072,000739
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,302,000907
Trading account gains and feesNANA
Additional Noninterest Income$7,770,000630
Total noninterest expense$18,161,0001,163
Salaries and employee benefits$9,885,0001,216
Premises and equipment expense$2,231,0001,072
Additional noninterest expense$6,045,0001,080
Pre-tax net operating income$14,594,000765
Securities gains (losses)$02,379
Applicable income taxes$3,780,000607
Income before extraordinary items$10,814,000884
Extraordinary gains, net$011
Net income$10,814,000885
Minority interest net income$076
Net income of bank and minority interests.$10,814,000885
Net charge-offs$-669,0005,132
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,814,000861
2019-09-30 (YTD Data)Rank
Total interest income$25,664,000969
Total interest expense$7,049,000732
Net interest income$18,615,0001,065
Provision for loan and lease losses$570,0001,048
Total noninterest income$6,556,000756
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$960,000919
Trading account gains and feesNANA
Additional Noninterest Income$5,596,000645
Total noninterest expense$13,281,0001,188
Salaries and employee benefits$7,447,0001,214
Premises and equipment expense$1,588,0001,123
Additional noninterest expense$4,246,0001,135
Pre-tax net operating income$11,320,000760
Securities gains (losses)$02,167
Applicable income taxes$2,920,000604
Income before extraordinary items$8,400,000870
Extraordinary gains, net$011
Net income$8,400,000871
Minority interest net income$072
Net income of bank and minority interests.$8,400,000871
Net charge-offs$-759,0005,215
Cash dividends$5,000,000606
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,400,000850
2019-06-30 (YTD Data)Rank
Total interest income$16,278,0001,007
Total interest expense$4,020,000806
Net interest income$12,258,0001,072
Provision for loan and lease losses$375,0001,044
Total noninterest income$4,152,000777
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$623,000934
Trading account gains and feesNANA
Additional Noninterest Income$3,529,000650
Total noninterest expense$8,708,0001,208
Salaries and employee benefits$4,967,0001,211
Premises and equipment expense$980,0001,204
Additional noninterest expense$2,761,0001,160
Pre-tax net operating income$7,327,000752
Securities gains (losses)$01,702
Applicable income taxes$1,890,000592
Income before extraordinary items$5,437,000866
Extraordinary gains, net$011
Net income$5,437,000866
Minority interest net income$069
Net income of bank and minority interests.$5,437,000866
Net charge-offs$-760,0005,275
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,437,000843
2019-03-31 (YTD Data)Rank
Total interest income$7,766,0001,041
Total interest expense$1,753,000887
Net interest income$6,013,0001,089
Provision for loan and lease losses$180,0001,010
Total noninterest income$2,197,000719
Gross Fiduciary activities income$0972
Service charges on deposit accounts$300,000950
Trading account gains and feesNANA
Additional Noninterest Income$1,897,000580
Total noninterest expense$4,243,0001,232
Salaries and employee benefits$2,456,0001,227
Premises and equipment expense$457,0001,302
Additional noninterest expense$1,330,0001,187
Pre-tax net operating income$3,787,000719
Securities gains (losses)$01,087
Applicable income taxes$970,000578
Income before extraordinary items$2,817,000818
Extraordinary gains, net$05
Net income$2,817,000818
Minority interest net income$052
Net income of bank and minority interests.$2,817,000817
Net charge-offs$-748,0005,343
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,817,000801
2018-12-31 (YTD Data)Rank
Total interest income$24,187,0001,215
Total interest expense$4,153,0001,098
Net interest income$20,034,0001,241
Provision for loan and lease losses$1,350,000690
Total noninterest income$10,071,000678
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,259,000949
Trading account gains and feesNANA
Additional Noninterest Income$8,812,000548
Total noninterest expense$15,889,0001,278
Salaries and employee benefits$8,878,0001,304
Premises and equipment expense$1,731,0001,327
Additional noninterest expense$5,280,0001,196
Pre-tax net operating income$12,866,000847
Securities gains (losses)$01,125
Applicable income taxes$3,230,000635
Income before extraordinary items$9,636,000940
Extraordinary gains, net$06
Net income$9,636,000939
Minority interest net income$072
Net income of bank and minority interests.$9,636,000939
Net charge-offs$1,067,000553
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,636,000940
2018-09-30 (YTD Data)Rank
Total interest income$17,212,0001,271
Total interest expense$2,693,0001,185
Net interest income$14,519,0001,275
Provision for loan and lease losses$03,948
Total noninterest income$7,239,000705
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$934,000961
Trading account gains and feesNANA
Additional Noninterest Income$6,305,000579
Total noninterest expense$11,640,0001,302
Salaries and employee benefits$6,547,0001,324
Premises and equipment expense$1,260,0001,365
Additional noninterest expense$3,833,0001,220
Pre-tax net operating income$10,118,000815
Securities gains (losses)$01,118
Applicable income taxes$2,620,000603
Income before extraordinary items$7,498,000918
Extraordinary gains, net$05
Net income$7,498,000916
Minority interest net income$066
Net income of bank and minority interests.$7,498,000917
Net charge-offs$762,000535
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,498,000911
2018-06-30 (YTD Data)Rank
Total interest income$11,012,0001,306
Total interest expense$1,475,0001,304
Net interest income$9,537,0001,289
Provision for loan and lease losses$03,782
Total noninterest income$4,983,000688
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$614,000967
Trading account gains and feesNANA
Additional Noninterest Income$4,369,000560
Total noninterest expense$7,568,0001,344
Salaries and employee benefits$4,286,0001,347
Premises and equipment expense$852,0001,360
Additional noninterest expense$2,430,0001,277
Pre-tax net operating income$6,952,000785
Securities gains (losses)$0961
Applicable income taxes$1,790,000590
Income before extraordinary items$5,162,000871
Extraordinary gains, net$06
Net income$5,162,000869
Minority interest net income$065
Net income of bank and minority interests.$5,162,000870
Net charge-offs$-22,0004,776
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,162,000866
2018-03-31 (YTD Data)Rank
Total interest income$5,263,0001,331
Total interest expense$645,0001,401
Net interest income$4,618,0001,322
Provision for loan and lease losses$03,508
Total noninterest income$2,279,000713
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$295,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$1,984,000585
Total noninterest expense$3,737,0001,366
Salaries and employee benefits$2,119,0001,369
Premises and equipment expense$434,0001,362
Additional noninterest expense$1,184,0001,299
Pre-tax net operating income$3,160,000824
Securities gains (losses)$0735
Applicable income taxes$800,000624
Income before extraordinary items$2,360,000924
Extraordinary gains, net$07
Net income$2,360,000924
Minority interest net income$052
Net income of bank and minority interests.$2,360,000924
Net charge-offs$-20,0004,983
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,360,000917
2017-12-31 (YTD Data)Rank
Total interest income$17,961,0001,487
Total interest expense$1,933,0001,576
Net interest income$16,028,0001,460
Provision for loan and lease losses$04,227
Total noninterest income$10,684,000655
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,122,0001,077
Trading account gains and fees$0151
Additional Noninterest Income$9,562,000525
Total noninterest expense$13,895,0001,447
Salaries and employee benefits$7,206,0001,538
Premises and equipment expense$1,404,0001,608
Additional noninterest expense$5,285,0001,202
Pre-tax net operating income$12,817,000792
Securities gains (losses)$02,243
Applicable income taxes$4,777,000683
Income before extraordinary items$8,040,000903
Extraordinary gains, net$09
Net income$8,040,000903
Minority interest net income$076
Net income of bank and minority interests.$8,040,000903
Net charge-offs$-104,0005,300
Cash dividends$331,0003,331
Sale, conversion, retirement of capital stock, net$20,000639
Net operating income$8,040,000889
2017-09-30 (YTD Data)Rank
Total interest income$13,008,0001,538
Total interest expense$1,337,0001,662
Net interest income$11,671,0001,502
Provision for loan and lease losses$04,088
Total noninterest income$7,796,000677
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$827,0001,098
Trading account gains and fees$0145
Additional Noninterest Income$6,969,000547
Total noninterest expense$10,110,0001,492
Salaries and employee benefits$5,222,0001,602
Premises and equipment expense$996,0001,704
Additional noninterest expense$3,892,0001,206
Pre-tax net operating income$9,357,000834
Securities gains (losses)$02,274
Applicable income taxes$3,487,000613
Income before extraordinary items$5,870,0001,012
Extraordinary gains, net$09
Net income$5,870,0001,011
Minority interest net income$071
Net income of bank and minority interests.$5,870,0001,012
Net charge-offs$-101,0005,348
Cash dividends$100,0003,397
Sale, conversion, retirement of capital stock, net$-211,0005,699
Net operating income$5,870,0001,000
2017-06-30 (YTD Data)Rank
Total interest income$8,251,0001,598
Total interest expense$863,0001,674
Net interest income$7,388,0001,565
Provision for loan and lease losses$03,871
Total noninterest income$5,008,000698
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$546,0001,102
Trading account gains and fees$0139
Additional Noninterest Income$4,462,000563
Total noninterest expense$6,366,0001,554
Salaries and employee benefits$3,347,0001,664
Premises and equipment expense$619,0001,812
Additional noninterest expense$2,400,0001,283
Pre-tax net operating income$6,030,000835
Securities gains (losses)$01,906
Applicable income taxes$2,307,000607
Income before extraordinary items$3,723,0001,046
Extraordinary gains, net$011
Net income$3,723,0001,046
Minority interest net income$071
Net income of bank and minority interests.$3,723,0001,046
Net charge-offs$11,0002,863
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$-80,0005,744
Net operating income$3,723,0001,032
2017-03-31 (YTD Data)Rank
Total interest income$3,939,0001,654
Total interest expense$415,0001,710
Net interest income$3,524,0001,633
Provision for loan and lease losses$03,537
Total noninterest income$2,420,000697
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$256,0001,168
Trading account gains and fees$0142
Additional Noninterest Income$2,164,000556
Total noninterest expense$2,954,0001,668
Salaries and employee benefits$1,633,0001,722
Premises and equipment expense$312,0001,836
Additional noninterest expense$1,009,0001,492
Pre-tax net operating income$2,990,000813
Securities gains (losses)$01,153
Applicable income taxes$1,110,000611
Income before extraordinary items$1,880,0001,008
Extraordinary gains, net$08
Net income$1,880,0001,009
Minority interest net income$055
Net income of bank and minority interests.$1,880,0001,008
Net charge-offs$-21,0005,266
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$20,000432
Net operating income$1,880,000993
2016-12-31 (YTD Data)Rank
Total interest income$14,387,0001,758
Total interest expense$1,502,0001,802
Net interest income$12,885,0001,744
Provision for loan and lease losses$04,332
Total noninterest income$9,672,000715
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$923,0001,297
Trading account gains and fees$0170
Additional Noninterest Income$8,749,000563
Total noninterest expense$10,919,0001,755
Salaries and employee benefits$5,829,0001,834
Premises and equipment expense$1,016,0002,129
Additional noninterest expense$4,074,0001,508
Pre-tax net operating income$11,638,000807
Securities gains (losses)$03,212
Applicable income taxes$4,420,000605
Income before extraordinary items$7,218,0001,029
Extraordinary gains, net$05
Net income$7,218,0001,028
Minority interest net income$082
Net income of bank and minority interests.$7,218,0001,028
Net charge-offs$215,0001,852
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$110,000483
Net operating income$7,218,0001,004
2016-09-30 (YTD Data)Rank
Total interest income$10,704,0001,773
Total interest expense$1,090,0001,850
Net interest income$9,614,0001,757
Provision for loan and lease losses$04,186
Total noninterest income$6,758,000751
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$673,0001,322
Trading account gains and fees$0169
Additional Noninterest Income$6,085,000604
Total noninterest expense$7,424,0001,923
Salaries and employee benefits$4,298,0001,850
Premises and equipment expense$746,0002,160
Additional noninterest expense$2,380,0001,878
Pre-tax net operating income$8,948,000795
Securities gains (losses)$03,160
Applicable income taxes$3,390,000603
Income before extraordinary items$5,558,0001,015
Extraordinary gains, net$05
Net income$5,558,0001,015
Minority interest net income$071
Net income of bank and minority interests.$5,558,0001,015
Net charge-offs$218,0001,388
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$72,000467
Net operating income$5,558,000988
2016-06-30 (YTD Data)Rank
Total interest income$7,186,0001,771
Total interest expense$694,0001,922
Net interest income$6,492,0001,737
Provision for loan and lease losses$04,017
Total noninterest income$4,805,000703
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$446,0001,314
Trading account gains and fees$0157
Additional Noninterest Income$4,359,000555
Total noninterest expense$5,178,0001,849
Salaries and employee benefits$2,828,0001,887
Premises and equipment expense$498,0002,157
Additional noninterest expense$1,852,0001,639
Pre-tax net operating income$6,119,000760
Securities gains (losses)$02,835
Applicable income taxes$2,320,000581
Income before extraordinary items$3,799,000970
Extraordinary gains, net$016
Net income$3,799,000969
Minority interest net income$071
Net income of bank and minority interests.$3,799,000969
Net charge-offs$-607,0005,990
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$48,000451
Net operating income$3,799,000939
2016-03-31 (YTD Data)Rank
Total interest income$3,393,0001,871
Total interest expense$331,0001,988
Net interest income$3,062,0001,838
Provision for loan and lease losses$03,656
Total noninterest income$2,772,000614
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$217,0001,336
Trading account gains and fees$0142
Additional Noninterest Income$2,555,000469
Total noninterest expense$2,766,0001,744
Salaries and employee benefits$1,394,0001,922
Premises and equipment expense$249,0002,155
Additional noninterest expense$1,123,0001,376
Pre-tax net operating income$3,068,000747
Securities gains (losses)$02,077
Applicable income taxes$1,162,000565
Income before extraordinary items$1,906,000936
Extraordinary gains, net$012
Net income$1,906,000937
Minority interest net income$062
Net income of bank and minority interests.$1,906,000937
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$24,000420
Net operating income$1,906,000904
2015-12-31 (YTD Data)Rank
Total interest income$12,389,0001,974
Total interest expense$1,040,0002,354
Net interest income$11,349,0001,906
Provision for loan and lease losses$-564,0005,966
Total noninterest income$8,988,000731
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$840,0001,418
Trading account gains and fees$0159
Additional Noninterest Income$8,148,000579
Total noninterest expense$10,816,0001,758
Salaries and employee benefits$5,324,0001,953
Premises and equipment expense$992,0002,184
Additional noninterest expense$4,500,0001,390
Pre-tax net operating income$10,085,000888
Securities gains (losses)$03,216
Applicable income taxes$3,763,000640
Income before extraordinary items$6,322,0001,111
Extraordinary gains, net$023
Net income$6,322,0001,111
Minority interest net income$081
Net income of bank and minority interests.$6,322,0001,111
Net charge-offs$-26,0005,398
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$169,000443
Net operating income$6,322,0001,092
2015-09-30 (YTD Data)Rank
Total interest income$9,152,0002,009
Total interest expense$742,0002,467
Net interest income$8,410,0001,949
Provision for loan and lease losses$-564,0006,100
Total noninterest income$6,963,000726
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$608,0001,471
Trading account gains and fees$0153
Additional Noninterest Income$6,355,000570
Total noninterest expense$7,879,0001,815
Salaries and employee benefits$3,936,0001,981
Premises and equipment expense$748,0002,215
Additional noninterest expense$3,195,0001,455
Pre-tax net operating income$8,058,000829
Securities gains (losses)$03,031
Applicable income taxes$3,053,000628
Income before extraordinary items$5,005,0001,069
Extraordinary gains, net$021
Net income$5,005,0001,067
Minority interest net income$078
Net income of bank and minority interests.$5,005,0001,069
Net charge-offs$-22,0005,369
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$58,000523
Net operating income$5,005,0001,043
2015-06-30 (YTD Data)Rank
Total interest income$5,984,0002,040
Total interest expense$483,0002,518
Net interest income$5,501,0001,972
Provision for loan and lease losses$04,069
Total noninterest income$4,915,000699
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$394,0001,489
Trading account gains and fees$0157
Additional Noninterest Income$4,521,000549
Total noninterest expense$5,114,0001,863
Salaries and employee benefits$2,535,0002,060
Premises and equipment expense$494,0002,242
Additional noninterest expense$2,085,0001,481
Pre-tax net operating income$5,302,000845
Securities gains (losses)$02,636
Applicable income taxes$2,043,000627
Income before extraordinary items$3,259,0001,084
Extraordinary gains, net$022
Net income$3,259,0001,084
Minority interest net income$075
Net income of bank and minority interests.$3,259,0001,085
Net charge-offs$-12,0005,310
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$39,000500
Net operating income$3,259,0001,055
2015-03-31 (YTD Data)Rank
Total interest income$2,959,0002,061
Total interest expense$243,0002,540
Net interest income$2,716,0001,992
Provision for loan and lease losses$03,703
Total noninterest income$2,143,000745
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$195,0001,476
Trading account gains and fees$0152
Additional Noninterest Income$1,948,000580
Total noninterest expense$2,615,0001,819
Salaries and employee benefits$1,264,0002,060
Premises and equipment expense$254,0002,219
Additional noninterest expense$1,097,0001,404
Pre-tax net operating income$2,244,000962
Securities gains (losses)$02,027
Applicable income taxes$853,000694
Income before extraordinary items$1,391,0001,214
Extraordinary gains, net$013
Net income$1,391,0001,214
Minority interest net income$064
Net income of bank and minority interests.$1,391,0001,215
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$19,000484
Net operating income$1,391,0001,174
2014-12-31 (YTD Data)Rank
Total interest income$11,358,0002,129
Total interest expense$1,103,0002,421
Net interest income$10,255,0002,074
Provision for loan and lease losses$650,0001,193
Total noninterest income$8,440,000733
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$928,0001,390
Trading account gains and fees$0180
Additional Noninterest Income$7,512,000563
Total noninterest expense$10,098,0001,870
Salaries and employee benefits$4,515,0002,246
Premises and equipment expense$1,019,0002,206
Additional noninterest expense$4,564,0001,404
Pre-tax net operating income$7,947,0001,034
Securities gains (losses)$03,259
Applicable income taxes$3,019,000708
Income before extraordinary items$4,928,0001,328
Extraordinary gains, net$017
Net income$4,928,0001,327
Minority interest net income$084
Net income of bank and minority interests.$4,928,0001,327
Net charge-offs$754,0001,113
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,563,000162
Net operating income$4,928,0001,298
2014-09-30 (YTD Data)Rank
Total interest income$8,382,0002,177
Total interest expense$843,0002,411
Net interest income$7,539,0002,130
Provision for loan and lease losses$650,000939
Total noninterest income$6,413,000720
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$701,0001,396
Trading account gains and fees$0174
Additional Noninterest Income$5,712,000562
Total noninterest expense$7,423,0001,913
Salaries and employee benefits$3,285,0002,314
Premises and equipment expense$758,0002,239
Additional noninterest expense$3,380,0001,415
Pre-tax net operating income$5,879,0001,063
Securities gains (losses)$02,980
Applicable income taxes$2,172,000750
Income before extraordinary items$3,707,0001,306
Extraordinary gains, net$015
Net income$3,707,0001,306
Minority interest net income$081
Net income of bank and minority interests.$3,707,0001,306
Net charge-offs$740,000859
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$1,550,000120
Net operating income$3,707,0001,291
2014-06-30 (YTD Data)Rank
Total interest income$5,435,0002,222
Total interest expense$578,0002,390
Net interest income$4,857,0002,176
Provision for loan and lease losses$650,000677
Total noninterest income$4,459,000693
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$466,0001,379
Trading account gains and fees$0172
Additional Noninterest Income$3,993,000533
Total noninterest expense$5,110,0001,852
Salaries and employee benefits$2,209,0002,301
Premises and equipment expense$519,0002,206
Additional noninterest expense$2,382,0001,354
Pre-tax net operating income$3,556,0001,119
Securities gains (losses)$02,580
Applicable income taxes$1,350,000768
Income before extraordinary items$2,206,0001,413
Extraordinary gains, net$020
Net income$2,206,0001,415
Minority interest net income$080
Net income of bank and minority interests.$2,206,0001,415
Net charge-offs$1,039,000477
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$5,717,00039
Net operating income$2,206,0001,389
2014-03-31 (YTD Data)Rank
Total interest income$2,697,0002,235
Total interest expense$294,0002,400
Net interest income$2,403,0002,201
Provision for loan and lease losses$320,000662
Total noninterest income$2,295,000657
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$240,0001,320
Trading account gains and fees$0147
Additional Noninterest Income$2,055,000501
Total noninterest expense$2,599,0001,823
Salaries and employee benefits$1,090,0002,326
Premises and equipment expense$265,0002,195
Additional noninterest expense$1,244,0001,295
Pre-tax net operating income$1,779,0001,080
Securities gains (losses)$01,715
Applicable income taxes$670,000746
Income before extraordinary items$1,109,0001,371
Extraordinary gains, net$016
Net income$1,109,0001,374
Minority interest net income$066
Net income of bank and minority interests.$1,109,0001,373
Net charge-offs$547,000469
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,109,0001,345
2013-12-31 (YTD Data)Rank
Total interest income$10,520,0002,307
Total interest expense$1,370,0002,335
Net interest income$9,150,0002,288
Provision for loan and lease losses$2,129,000596
Total noninterest income$6,274,000964
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,082,0001,257
Trading account gains and fees$0184
Additional Noninterest Income$5,192,000779
Total noninterest expense$9,172,0002,063
Salaries and employee benefits$3,916,0002,525
Premises and equipment expense$1,098,0002,073
Additional noninterest expense$4,158,0001,579
Pre-tax net operating income$4,123,0001,685
Securities gains (losses)$03,182
Applicable income taxes$1,593,0001,082
Income before extraordinary items$2,530,0002,173
Extraordinary gains, net$029
Net income$2,530,0002,178
Minority interest net income$090
Net income of bank and minority interests.$2,530,0002,177
Net charge-offs$3,349,000493
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$5,000879
Net operating income$2,530,0002,126
2013-09-30 (YTD Data)Rank
Total interest income$7,845,0002,326
Total interest expense$1,039,0002,371
Net interest income$6,806,0002,320
Provision for loan and lease losses$1,829,000535
Total noninterest income$4,455,0001,020
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$819,0001,253
Trading account gains and fees$0180
Additional Noninterest Income$3,636,000850
Total noninterest expense$6,616,0002,133
Salaries and employee benefits$2,823,0002,621
Premises and equipment expense$831,0002,071
Additional noninterest expense$2,962,0001,634
Pre-tax net operating income$2,816,0001,840
Securities gains (losses)$03,040
Applicable income taxes$1,092,0001,173
Income before extraordinary items$1,724,0002,381
Extraordinary gains, net$025
Net income$1,724,0002,386
Minority interest net income$084
Net income of bank and minority interests.$1,724,0002,386
Net charge-offs$2,514,000505
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$5,000810
Net operating income$1,724,0002,314
2013-06-30 (YTD Data)Rank
Total interest income$5,160,0002,361
Total interest expense$696,0002,412
Net interest income$4,464,0002,346
Provision for loan and lease losses$1,629,000435
Total noninterest income$3,416,000920
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$546,0001,231
Trading account gains and fees$0157
Additional Noninterest Income$2,870,000755
Total noninterest expense$4,376,0002,148
Salaries and employee benefits$1,901,0002,616
Premises and equipment expense$545,0002,102
Additional noninterest expense$1,930,0001,655
Pre-tax net operating income$1,875,0001,824
Securities gains (losses)$02,791
Applicable income taxes$814,0001,088
Income before extraordinary items$1,061,0002,516
Extraordinary gains, net$022
Net income$1,061,0002,523
Minority interest net income$082
Net income of bank and minority interests.$1,061,0002,522
Net charge-offs$2,000,000446
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$5,000767
Net operating income$1,061,0002,415
2013-03-31 (YTD Data)Rank
Total interest income$2,625,0002,360
Total interest expense$354,0002,440
Net interest income$2,271,0002,307
Provision for loan and lease losses$1,105,000347
Total noninterest income$1,891,000857
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$243,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$1,648,000687
Total noninterest expense$2,225,0002,140
Salaries and employee benefits$954,0002,623
Premises and equipment expense$267,0002,189
Additional noninterest expense$1,004,0001,610
Pre-tax net operating income$832,0001,985
Securities gains (losses)$01,966
Applicable income taxes$326,0001,256
Income before extraordinary items$506,0002,563
Extraordinary gains, net$010
Net income$506,0002,566
Minority interest net income$076
Net income of bank and minority interests.$506,0002,565
Net charge-offs$965,000484
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$506,0002,473
2012-12-31 (YTD Data)Rank
Total interest income$10,944,0002,359
Total interest expense$1,992,0002,143
Net interest income$8,952,0002,405
Provision for loan and lease losses$2,773,000825
Total noninterest income$5,417,0001,089
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,031,0001,387
Trading account gains and fees$0166
Additional Noninterest Income$4,386,000903
Total noninterest expense$9,738,0001,965
Salaries and employee benefits$3,706,0002,635
Premises and equipment expense$1,137,0002,040
Additional noninterest expense$4,895,0001,385
Pre-tax net operating income$1,858,0002,954
Securities gains (losses)$03,810
Applicable income taxes$744,0001,777
Income before extraordinary items$1,114,0003,694
Extraordinary gains, net$029
Net income$1,114,0003,695
Minority interest net income$093
Net income of bank and minority interests.$1,114,0003,697
Net charge-offs$2,444,000991
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$47,000716
Net operating income$1,114,0003,534
2012-09-30 (YTD Data)Rank
Total interest income$8,287,0002,393
Total interest expense$1,554,0002,157
Net interest income$6,733,0002,434
Provision for loan and lease losses$2,050,000836
Total noninterest income$4,000,0001,089
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$756,0001,418
Trading account gains and fees$0157
Additional Noninterest Income$3,244,000887
Total noninterest expense$7,244,0001,970
Salaries and employee benefits$2,743,0002,688
Premises and equipment expense$873,0002,020
Additional noninterest expense$3,628,0001,406
Pre-tax net operating income$1,439,0002,965
Securities gains (losses)$03,575
Applicable income taxes$570,0001,798
Income before extraordinary items$869,0003,714
Extraordinary gains, net$020
Net income$869,0003,714
Minority interest net income$086
Net income of bank and minority interests.$869,0003,716
Net charge-offs$1,927,000944
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$41,000644
Net operating income$869,0003,552
2012-06-30 (YTD Data)Rank
Total interest income$5,586,0002,383
Total interest expense$1,053,0002,192
Net interest income$4,533,0002,408
Provision for loan and lease losses$1,150,000981
Total noninterest income$2,424,0001,150
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$491,0001,442
Trading account gains and fees$0153
Additional Noninterest Income$1,933,000939
Total noninterest expense$4,603,0002,082
Salaries and employee benefits$1,843,0002,678
Premises and equipment expense$599,0001,969
Additional noninterest expense$2,161,0001,569
Pre-tax net operating income$1,204,0002,512
Securities gains (losses)$03,178
Applicable income taxes$469,0001,548
Income before extraordinary items$735,0003,224
Extraordinary gains, net$019
Net income$735,0003,222
Minority interest net income$084
Net income of bank and minority interests.$735,0003,224
Net charge-offs$1,720,000769
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$33,000570
Net operating income$735,0003,058
2012-03-31 (YTD Data)Rank
Total interest income$2,813,0002,396
Total interest expense$540,0002,213
Net interest income$2,273,0002,410
Provision for loan and lease losses$400,0001,246
Total noninterest income$543,0002,036
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$241,0001,446
Trading account gains and fees$0148
Additional Noninterest Income$302,0002,092
Total noninterest expense$2,361,0002,028
Salaries and employee benefits$936,0002,648
Premises and equipment expense$311,0001,921
Additional noninterest expense$1,114,0001,506
Pre-tax net operating income$55,0005,878
Securities gains (losses)$02,210
Applicable income taxes$15,0003,807
Income before extraordinary items$40,0006,091
Extraordinary gains, net$019
Net income$40,0006,090
Minority interest net income$078
Net income of bank and minority interests.$40,0006,091
Net charge-offs$1,498,000502
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$39,000361
Net operating income$40,0005,957
2011-12-31 (YTD Data)Rank
Total interest income$11,974,0002,328
Total interest expense$2,736,0002,120
Net interest income$9,238,0002,376
Provision for loan and lease losses$4,602,000840
Total noninterest income$6,896,000805
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,031,0001,434
Trading account gains and fees$0146
Additional Noninterest Income$5,865,000624
Total noninterest expense$11,293,0001,714
Salaries and employee benefits$3,884,0002,469
Premises and equipment expense$1,235,0002,001
Additional noninterest expense$6,174,0001,139
Pre-tax net operating income$239,0005,402
Securities gains (losses)$03,838
Applicable income taxes$76,0003,539
Income before extraordinary items$163,0005,666
Extraordinary gains, net$029
Net income$163,0005,669
Minority interest net income$096
Net income of bank and minority interests.$163,0005,669
Net charge-offs$3,345,0001,108
Cash dividends$174,0003,463
Sale, conversion, retirement of capital stock, net$368,000451
Net operating income$163,0005,547
2011-09-30 (YTD Data)Rank
Total interest income$9,004,0002,344
Total interest expense$2,131,0002,133
Net interest income$6,873,0002,391
Provision for loan and lease losses$3,210,000885
Total noninterest income$5,478,000783
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$768,0001,454
Trading account gains and fees$0145
Additional Noninterest Income$4,710,000599
Total noninterest expense$9,012,0001,620
Salaries and employee benefits$2,903,0002,473
Premises and equipment expense$914,0002,046
Additional noninterest expense$5,195,0001,014
Pre-tax net operating income$129,0005,701
Securities gains (losses)$03,555
Applicable income taxes$41,0003,724
Income before extraordinary items$88,0005,938
Extraordinary gains, net$021
Net income$88,0005,939
Minority interest net income$087
Net income of bank and minority interests.$88,0005,939
Net charge-offs$2,290,0001,117
Cash dividends$174,0002,813
Sale, conversion, retirement of capital stock, net$267,000412
Net operating income$88,0005,829
2011-06-30 (YTD Data)Rank
Total interest income$6,092,0002,339
Total interest expense$1,482,0002,122
Net interest income$4,610,0002,380
Provision for loan and lease losses$1,500,0001,115
Total noninterest income$3,970,000735
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$497,0001,469
Trading account gains and fees$0153
Additional Noninterest Income$3,473,000557
Total noninterest expense$6,531,0001,507
Salaries and employee benefits$1,959,0002,463
Premises and equipment expense$612,0002,059
Additional noninterest expense$3,960,000917
Pre-tax net operating income$549,0003,630
Securities gains (losses)$02,914
Applicable income taxes$210,0002,178
Income before extraordinary items$339,0004,268
Extraordinary gains, net$015
Net income$339,0004,268
Minority interest net income$089
Net income of bank and minority interests.$339,0004,270
Net charge-offs$1,355,0001,207
Cash dividends$174,0002,406
Sale, conversion, retirement of capital stock, net$164,000337
Net operating income$339,0004,170
2011-03-31 (YTD Data)Rank
Total interest income$3,136,0002,281
Total interest expense$783,0002,102
Net interest income$2,353,0002,321
Provision for loan and lease losses$800,0001,013
Total noninterest income$1,791,000797
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$260,0001,378
Trading account gains and fees$0158
Additional Noninterest Income$1,531,000619
Total noninterest expense$3,258,0001,516
Salaries and employee benefits$972,0002,503
Premises and equipment expense$314,0002,042
Additional noninterest expense$1,972,000909
Pre-tax net operating income$86,0005,303
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$86,0005,201
Extraordinary gains, net$09
Net income$86,0005,199
Minority interest net income$086
Net income of bank and minority interests.$86,0005,201
Net charge-offs$81,0002,949
Cash dividends$87,0002,000
Sale, conversion, retirement of capital stock, net$53,000348
Net operating income$86,0005,143
2010-12-31 (YTD Data)Rank
Total interest income$13,779,0002,197
Total interest expense$4,270,0001,883
Net interest income$9,509,0002,297
Provision for loan and lease losses$3,000,0001,611
Total noninterest income$3,996,0001,273
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,101,0001,383
Trading account gains and fees$0175
Additional Noninterest Income$2,895,0001,091
Total noninterest expense$10,318,0001,900
Salaries and employee benefits$3,444,0002,771
Premises and equipment expense$1,242,0002,039
Additional noninterest expense$5,632,0001,305
Pre-tax net operating income$187,0005,231
Securities gains (losses)$03,793
Applicable income taxes$57,0003,566
Income before extraordinary items$130,0005,513
Extraordinary gains, net$029
Net income$130,0005,513
Minority interest net income$0111
Net income of bank and minority interests.$130,0005,514
Net charge-offs$1,699,0002,039
Cash dividends$348,0002,784
Sale, conversion, retirement of capital stock, net$70,000865
Net operating income$130,0005,383
2010-09-30 (YTD Data)Rank
Total interest income$10,355,0002,240
Total interest expense$3,337,0001,882
Net interest income$7,018,0002,372
Provision for loan and lease losses$1,550,0001,931
Total noninterest income$2,588,0001,386
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$808,0001,453
Trading account gains and fees$0165
Additional Noninterest Income$1,780,0001,206
Total noninterest expense$6,958,0002,075
Salaries and employee benefits$2,571,0002,789
Premises and equipment expense$884,0002,168
Additional noninterest expense$3,503,0001,508
Pre-tax net operating income$1,098,0002,931
Securities gains (losses)$03,651
Applicable income taxes$423,0001,827
Income before extraordinary items$675,0003,573
Extraordinary gains, net$023
Net income$675,0003,571
Minority interest net income$0110
Net income of bank and minority interests.$675,0003,573
Net charge-offs$1,368,0001,859
Cash dividends$261,0002,467
Sale, conversion, retirement of capital stock, net$70,000750
Net operating income$675,0003,439
2010-06-30 (YTD Data)Rank
Total interest income$6,866,0002,280
Total interest expense$2,314,0001,881
Net interest income$4,552,0002,433
Provision for loan and lease losses$1,000,0001,929
Total noninterest income$1,444,0001,543
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$534,0001,474
Trading account gains and fees$0152
Additional Noninterest Income$910,0001,382
Total noninterest expense$4,378,0002,204
Salaries and employee benefits$1,718,0002,786
Premises and equipment expense$596,0002,166
Additional noninterest expense$2,064,0001,711
Pre-tax net operating income$618,0003,246
Securities gains (losses)$03,184
Applicable income taxes$234,0001,977
Income before extraordinary items$384,0003,851
Extraordinary gains, net$019
Net income$384,0003,849
Minority interest net income$0105
Net income of bank and minority interests.$384,0003,850
Net charge-offs$705,0002,078
Cash dividends$174,0002,422
Sale, conversion, retirement of capital stock, net$70,000567
Net operating income$384,0003,742
2010-03-31 (YTD Data)Rank
Total interest income$3,530,0002,272
Total interest expense$1,211,0001,895
Net interest income$2,319,0002,433
Provision for loan and lease losses$610,0001,597
Total noninterest income$395,0002,387
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$250,0001,560
Trading account gains and fees$0175
Additional Noninterest Income$145,0002,901
Total noninterest expense$2,170,0002,245
Salaries and employee benefits$843,0002,877
Premises and equipment expense$304,0002,177
Additional noninterest expense$1,023,0001,717
Pre-tax net operating income$-66,0006,560
Securities gains (losses)$02,284
Applicable income taxes$22,0003,391
Income before extraordinary items$-88,0006,724
Extraordinary gains, net$016
Net income$-88,0006,725
Minority interest net income$091
Net income of bank and minority interests.$-88,0006,724
Net charge-offs$746,0001,266
Cash dividends$87,0001,994
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-88,0006,655
2009-12-31 (YTD Data)Rank
Total interest income$14,369,0002,331
Total interest expense$6,935,0001,701
Net interest income$7,434,0002,909
Provision for loan and lease losses$2,467,0002,200
Total noninterest income$3,108,0001,570
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$962,0001,748
Trading account gains and fees$0211
Additional Noninterest Income$2,146,0001,307
Total noninterest expense$8,420,0002,346
Salaries and employee benefits$2,946,0003,231
Premises and equipment expense$1,081,0002,421
Additional noninterest expense$4,393,0001,688
Pre-tax net operating income$-345,0005,857
Securities gains (losses)$03,754
Applicable income taxes$-157,0006,685
Income before extraordinary items$-188,0005,809
Extraordinary gains, net$034
Net income$-188,0005,808
Minority interest net income$0115
Net income of bank and minority interests.$-188,0005,808
Net charge-offs$1,695,0002,234
Cash dividends$234,0003,501
Sale, conversion, retirement of capital stock, net$6,430,000147
Net operating income$-188,0005,800
2009-09-30 (YTD Data)Rank
Total interest income$10,678,0002,385
Total interest expense$5,407,0001,717
Net interest income$5,271,0003,050
Provision for loan and lease losses$1,893,0001,980
Total noninterest income$1,752,0001,944
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$715,0001,770
Trading account gains and fees$0212
Additional Noninterest Income$1,037,0001,781
Total noninterest expense$5,505,0002,687
Salaries and employee benefits$2,180,0003,306
Premises and equipment expense$769,0002,551
Additional noninterest expense$2,556,0002,064
Pre-tax net operating income$-375,0006,211
Securities gains (losses)$03,497
Applicable income taxes$80,0003,033
Income before extraordinary items$-455,0006,388
Extraordinary gains, net$027
Net income$-455,0006,389
Minority interest net income$0118
Net income of bank and minority interests.$-455,0006,388
Net charge-offs$1,562,0001,736
Cash dividends$221,0002,975
Sale, conversion, retirement of capital stock, net$6,443,000119
Net operating income$-455,0006,380
2009-06-30 (YTD Data)Rank
Total interest income$7,052,0002,444
Total interest expense$3,562,0001,807
Net interest income$3,490,0003,051
Provision for loan and lease losses$316,0003,616
Total noninterest income$682,0002,788
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$497,0001,674
Trading account gains and fees$0193
Additional Noninterest Income$185,0003,762
Total noninterest expense$3,524,0002,811
Salaries and employee benefits$1,409,0003,422
Premises and equipment expense$486,0002,705
Additional noninterest expense$1,629,0002,171
Pre-tax net operating income$332,0003,998
Securities gains (losses)$03,136
Applicable income taxes$73,0002,875
Income before extraordinary items$259,0004,198
Extraordinary gains, net$021
Net income$259,0004,198
Minority interest net income$0112
Net income of bank and minority interests.$259,0004,198
Net charge-offs$206,0003,384
Cash dividends$134,0003,051
Sale, conversion, retirement of capital stock, net$6,420,00083
Net operating income$259,0004,090
2009-03-31 (YTD Data)Rank
Total interest income$3,520,0002,463
Total interest expense$1,710,0001,932
Net interest income$1,810,0002,956
Provision for loan and lease losses$246,0002,582
Total noninterest income$332,0002,836
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$256,0001,582
Trading account gains and fees$0171
Additional Noninterest Income$76,0004,106
Total noninterest expense$1,694,0002,821
Salaries and employee benefits$725,0003,363
Premises and equipment expense$241,0002,757
Additional noninterest expense$728,0002,148
Pre-tax net operating income$202,0004,026
Securities gains (losses)$02,434
Applicable income taxes$74,0002,496
Income before extraordinary items$128,0004,600
Extraordinary gains, net$015
Net income$128,0004,603
Minority interest net income$0102
Net income of bank and minority interests.$128,0004,603
Net charge-offs$22,0004,250
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$6,401,00043
Net operating income$128,0004,431
2008-12-31 (YTD Data)Rank
Total interest income$14,647,0002,526
Total interest expense$6,553,0002,326
Net interest income$8,094,0002,672
Provision for loan and lease losses$1,669,0002,017
Total noninterest income$1,964,0002,174
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,236,0001,454
Trading account gains and fees$0154
Additional Noninterest Income$728,0002,592
Total noninterest expense$7,074,0002,667
Salaries and employee benefits$3,227,0003,051
Premises and equipment expense$1,018,0002,588
Additional noninterest expense$2,829,0002,115
Pre-tax net operating income$1,315,0003,252
Securities gains (losses)$03,220
Applicable income taxes$502,0001,857
Income before extraordinary items$813,0003,669
Extraordinary gains, net$039
Net income$813,0003,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$594,0002,563
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$364,000621
Net operating income$813,0003,797
2008-09-30 (YTD Data)Rank
Total interest income$11,080,0002,552
Total interest expense$4,922,0002,409
Net interest income$6,158,0002,666
Provision for loan and lease losses$476,0002,801
Total noninterest income$1,468,0002,239
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$938,0001,444
Trading account gains and fees$0148
Additional Noninterest Income$530,0002,722
Total noninterest expense$5,309,0002,647
Salaries and employee benefits$2,456,0003,042
Premises and equipment expense$771,0002,579
Additional noninterest expense$2,082,0002,080
Pre-tax net operating income$1,841,0002,446
Securities gains (losses)$03,106
Applicable income taxes$689,0001,553
Income before extraordinary items$1,152,0002,825
Extraordinary gains, net$031
Net income$1,152,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,521
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$354,000458
Net operating income$1,152,0002,967
2008-06-30 (YTD Data)Rank
Total interest income$7,291,0002,614
Total interest expense$3,361,0002,447
Net interest income$3,930,0002,751
Provision for loan and lease losses$257,0002,769
Total noninterest income$945,0002,321
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$616,0001,442
Trading account gains and fees$0149
Additional Noninterest Income$329,0002,885
Total noninterest expense$3,540,0002,654
Salaries and employee benefits$1,606,0003,132
Premises and equipment expense$509,0002,598
Additional noninterest expense$1,425,0002,018
Pre-tax net operating income$1,078,0002,793
Securities gains (losses)$03,233
Applicable income taxes$389,0001,902
Income before extraordinary items$689,0003,346
Extraordinary gains, net$021
Net income$689,0003,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$348,000313
Net operating income$689,0003,291
2008-03-31 (YTD Data)Rank
Total interest income$3,742,0002,624
Total interest expense$1,869,0002,379
Net interest income$1,873,0002,873
Provision for loan and lease losses$116,0002,532
Total noninterest income$404,0002,583
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$299,0001,461
Trading account gains and fees$0158
Additional Noninterest Income$105,0003,679
Total noninterest expense$1,835,0002,566
Salaries and employee benefits$908,0002,805
Premises and equipment expense$259,0002,591
Additional noninterest expense$668,0002,088
Pre-tax net operating income$326,0003,961
Securities gains (losses)$02,688
Applicable income taxes$119,0002,603
Income before extraordinary items$207,0004,594
Extraordinary gains, net$015
Net income$207,0004,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$8,000853
Net operating income$207,0004,499
2007-12-31 (YTD Data)Rank
Total interest income$16,018,0002,534
Total interest expense$7,429,0002,482
Net interest income$8,589,0002,560
Provision for loan and lease losses$340,0002,967
Total noninterest income$1,857,0002,336
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,118,0001,598
Trading account gains and fees$0178
Additional Noninterest Income$739,0002,677
Total noninterest expense$6,938,0002,616
Salaries and employee benefits$3,275,0003,008
Premises and equipment expense$886,0002,837
Additional noninterest expense$2,777,0001,989
Pre-tax net operating income$3,168,0002,365
Securities gains (losses)$12,0001,280
Applicable income taxes$1,198,0001,649
Income before extraordinary items$1,982,0002,844
Extraordinary gains, net$039
Net income$1,982,0002,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,733
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$1,600,000382
Net operating income$1,974,3202,831
2007-09-30 (YTD Data)Rank
Total interest income$11,951,0002,549
Total interest expense$5,481,0002,518
Net interest income$6,470,0002,565
Provision for loan and lease losses$231,0002,746
Total noninterest income$1,340,0002,397
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$822,0001,608
Trading account gains and fees$0184
Additional Noninterest Income$518,0002,792
Total noninterest expense$5,156,0002,613
Salaries and employee benefits$2,540,0002,882
Premises and equipment expense$644,0002,893
Additional noninterest expense$1,972,0002,038
Pre-tax net operating income$2,423,0002,489
Securities gains (losses)$12,000960
Applicable income taxes$930,0001,729
Income before extraordinary items$1,505,0002,960
Extraordinary gains, net$033
Net income$1,505,0002,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$1,319,000299
Net operating income$1,497,3202,961
2007-06-30 (YTD Data)Rank
Total interest income$7,639,0002,651
Total interest expense$3,458,0002,650
Net interest income$4,181,0002,651
Provision for loan and lease losses$191,0002,237
Total noninterest income$1,001,0002,247
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$558,0001,575
Trading account gains and fees$0168
Additional Noninterest Income$443,0002,433
Total noninterest expense$3,429,0002,646
Salaries and employee benefits$1,762,0002,815
Premises and equipment expense$421,0002,971
Additional noninterest expense$1,246,0002,148
Pre-tax net operating income$1,562,0002,610
Securities gains (losses)$29,000633
Applicable income taxes$606,0001,830
Income before extraordinary items$985,0003,074
Extraordinary gains, net$029
Net income$985,0003,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$1,311,000231
Net operating income$966,4403,090
2007-03-31 (YTD Data)Rank
Total interest income$3,572,0002,813
Total interest expense$1,554,0002,893
Net interest income$2,018,0002,734
Provision for loan and lease losses$185,0001,243
Total noninterest income$430,0002,438
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$270,0001,592
Trading account gains and fees$0195
Additional Noninterest Income$160,0002,899
Total noninterest expense$1,602,0002,807
Salaries and employee benefits$818,0003,031
Premises and equipment expense$194,0003,198
Additional noninterest expense$590,0002,223
Pre-tax net operating income$661,0002,918
Securities gains (losses)$-1,0007,986
Applicable income taxes$255,0002,063
Income before extraordinary items$405,0003,470
Extraordinary gains, net$022
Net income$405,0003,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$12,000742
Net operating income$405,6403,446
2006-12-31 (YTD Data)Rank
Total interest income$11,613,0003,189
Total interest expense$4,429,0003,329
Net interest income$7,184,0003,036
Provision for loan and lease losses$387,0002,336
Total noninterest income$1,280,0003,001
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$920,0001,877
Trading account gains and fees$0130
Additional Noninterest Income$360,0003,941
Total noninterest expense$5,059,0003,324
Salaries and employee benefits$2,745,0003,366
Premises and equipment expense$509,0004,214
Additional noninterest expense$1,805,0002,808
Pre-tax net operating income$3,018,0002,767
Securities gains (losses)$01,687
Applicable income taxes$1,113,0002,052
Income before extraordinary items$1,905,0003,207
Extraordinary gains, net$051
Net income$1,905,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,486
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$5,007,000310
Net operating income$1,905,0003,195
2006-09-30 (YTD Data)Rank
Total interest income$8,265,0003,285
Total interest expense$2,997,0003,516
Net interest income$5,268,0003,125
Provision for loan and lease losses$246,0002,476
Total noninterest income$963,0003,003
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$670,0001,927
Trading account gains and fees$0126
Additional Noninterest Income$293,0003,776
Total noninterest expense$3,566,0003,476
Salaries and employee benefits$1,982,0003,471
Premises and equipment expense$328,0004,650
Additional noninterest expense$1,256,0003,000
Pre-tax net operating income$2,419,0002,733
Securities gains (losses)$-3,0007,275
Applicable income taxes$919,0001,992
Income before extraordinary items$1,497,0003,209
Extraordinary gains, net$045
Net income$1,497,0003,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$4,991,000238
Net operating income$1,498,9203,203
2006-06-30 (YTD Data)Rank
Total interest income$5,135,0003,441
Total interest expense$1,739,0003,741
Net interest income$3,396,0003,218
Provision for loan and lease losses$152,0002,551
Total noninterest income$640,0003,003
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$433,0001,961
Trading account gains and fees$0126
Additional Noninterest Income$207,0003,678
Total noninterest expense$2,201,0003,698
Salaries and employee benefits$1,209,0003,723
Premises and equipment expense$200,0004,932
Additional noninterest expense$792,0003,166
Pre-tax net operating income$1,683,0002,641
Securities gains (losses)$01,185
Applicable income taxes$656,0001,933
Income before extraordinary items$1,027,0003,155
Extraordinary gains, net$039
Net income$1,027,0003,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$4,697,000164
Net operating income$1,027,0003,139
2006-03-31 (YTD Data)Rank
Total interest income$2,414,0003,522
Total interest expense$787,0003,856
Net interest income$1,627,0003,318
Provision for loan and lease losses$53,0003,054
Total noninterest income$303,0003,071
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$207,0001,988
Trading account gains and fees$0115
Additional Noninterest Income$96,0003,801
Total noninterest expense$1,028,0003,945
Salaries and employee benefits$545,0004,032
Premises and equipment expense$98,0005,028
Additional noninterest expense$385,0003,225
Pre-tax net operating income$849,0002,591
Securities gains (losses)$0955
Applicable income taxes$320,0001,936
Income before extraordinary items$529,0003,028
Extraordinary gains, net$021
Net income$529,0003,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$4,278,00081
Net operating income$529,0003,006
2005-12-31 (YTD Data)Rank
Total interest income$7,624,0003,889
Total interest expense$2,090,0004,302
Net interest income$5,534,0003,661
Provision for loan and lease losses$638,0001,556
Total noninterest income$1,000,0003,569
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$732,0002,269
Trading account gains and fees$0138
Additional Noninterest Income$268,0004,584
Total noninterest expense$3,854,0003,976
Salaries and employee benefits$2,134,0003,939
Premises and equipment expense$385,0004,977
Additional noninterest expense$1,335,0003,541
Pre-tax net operating income$2,042,0003,631
Securities gains (losses)$02,296
Applicable income taxes$737,0002,733
Income before extraordinary items$1,305,0004,137
Extraordinary gains, net$046
Net income$1,305,0004,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,178
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$4,005,000328
Net operating income$1,305,0004,108
2005-09-30 (YTD Data)Rank
Total interest income$4,989,0004,248
Total interest expense$1,389,0004,534
Net interest income$3,600,0004,075
Provision for loan and lease losses$346,0001,964
Total noninterest income$732,0003,634
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$535,0002,312
Trading account gains and fees$0126
Additional Noninterest Income$197,0004,633
Total noninterest expense$2,821,0004,019
Salaries and employee benefits$1,570,0003,953
Premises and equipment expense$287,0004,989
Additional noninterest expense$964,0003,601
Pre-tax net operating income$1,165,0004,381
Securities gains (losses)$02,317
Applicable income taxes$443,0003,149
Income before extraordinary items$722,0005,002
Extraordinary gains, net$035
Net income$722,0005,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,622
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$4,033,000238
Net operating income$722,0004,959
2005-06-30 (YTD Data)Rank
Total interest income$2,991,0004,514
Total interest expense$860,0004,570
Net interest income$2,131,0004,417
Provision for loan and lease losses$263,0001,711
Total noninterest income$484,0003,605
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$348,0002,320
Trading account gains and fees$0116
Additional Noninterest Income$136,0004,526
Total noninterest expense$1,885,0003,999
Salaries and employee benefits$1,064,0003,895
Premises and equipment expense$195,0004,902
Additional noninterest expense$626,0003,674
Pre-tax net operating income$467,0005,620
Securities gains (losses)$02,146
Applicable income taxes$177,0004,002
Income before extraordinary items$290,0006,190
Extraordinary gains, net$030
Net income$290,0006,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,115
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$4,325,000151
Net operating income$290,0006,135
2005-03-31 (YTD Data)Rank
Total interest income$1,379,0004,736
Total interest expense$416,0004,559
Net interest income$963,0004,735
Provision for loan and lease losses$74,0002,620
Total noninterest income$243,0003,533
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$176,0002,245
Trading account gains and fees$0115
Additional Noninterest Income$67,0004,538
Total noninterest expense$916,0004,108
Salaries and employee benefits$491,0004,144
Premises and equipment expense$109,0004,578
Additional noninterest expense$316,0003,640
Pre-tax net operating income$216,0005,784
Securities gains (losses)$01,685
Applicable income taxes$77,0004,168
Income before extraordinary items$139,0006,272
Extraordinary gains, net$024
Net income$139,0006,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,254
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$315,000192
Net operating income$139,0006,224
2004-12-31 (YTD Data)Rank
Total interest income$4,403,0005,250
Total interest expense$1,369,0004,760
Net interest income$3,034,0005,375
Provision for loan and lease losses$142,0004,359
Total noninterest income$1,003,0003,534
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$791,0002,170
Trading account gains and fees$0138
Additional Noninterest Income$212,0004,991
Total noninterest expense$2,840,0004,857
Salaries and employee benefits$1,462,0005,044
Premises and equipment expense$366,0005,059
Additional noninterest expense$1,012,0004,302
Pre-tax net operating income$1,055,0005,105
Securities gains (losses)$1,0003,645
Applicable income taxes$194,0004,792
Income before extraordinary items$862,0005,088
Extraordinary gains, net$034
Net income$862,0005,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,270
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$861,1805,020
2004-09-30 (YTD Data)Rank
Total interest income$3,090,0005,457
Total interest expense$964,0004,884
Net interest income$2,126,0005,589
Provision for loan and lease losses$127,0003,888
Total noninterest income$757,0003,543
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$598,0002,165
Trading account gains and fees$0134
Additional Noninterest Income$159,0004,995
Total noninterest expense$2,043,0004,950
Salaries and employee benefits$1,060,0005,097
Premises and equipment expense$267,0005,121
Additional noninterest expense$716,0004,445
Pre-tax net operating income$713,0005,475
Securities gains (losses)$-1,0008,079
Applicable income taxes$76,0005,638
Income before extraordinary items$636,0005,208
Extraordinary gains, net$026
Net income$636,0005,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,426
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$636,8905,117
2004-06-30 (YTD Data)Rank
Total interest income$1,992,0005,566
Total interest expense$614,0005,040
Net interest income$1,378,0005,678
Provision for loan and lease losses$78,0003,948
Total noninterest income$491,0003,616
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$382,0002,234
Trading account gains and fees$0130
Additional Noninterest Income$109,0004,988
Total noninterest expense$1,313,0005,100
Salaries and employee benefits$682,0005,271
Premises and equipment expense$167,0005,367
Additional noninterest expense$464,0004,578
Pre-tax net operating income$478,0005,424
Securities gains (losses)$-1,0008,365
Applicable income taxes$2,0007,043
Income before extraordinary items$475,0004,864
Extraordinary gains, net$021
Net income$475,0004,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,672
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$476,0004,780
2004-03-31 (YTD Data)Rank
Total interest income$947,0005,747
Total interest expense$299,0005,173
Net interest income$648,0005,879
Provision for loan and lease losses$25,0004,502
Total noninterest income$236,0003,649
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$181,0002,276
Trading account gains and fees$0121
Additional Noninterest Income$55,0004,930
Total noninterest expense$645,0005,194
Salaries and employee benefits$328,0005,435
Premises and equipment expense$85,0005,341
Additional noninterest expense$232,0004,564
Pre-tax net operating income$214,0005,668
Securities gains (losses)$-1,0008,686
Applicable income taxes$2,0006,854
Income before extraordinary items$211,0005,200
Extraordinary gains, net$016
Net income$211,0005,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$211,9905,077
2003-12-31 (YTD Data)Rank
Total interest income$3,417,0006,107
Total interest expense$1,167,0005,655
Net interest income$2,250,0006,254
Provision for loan and lease losses$179,0004,285
Total noninterest income$810,0004,201
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$618,0002,641
Trading account gains and fees$0160
Additional Noninterest Income$192,0005,371
Total noninterest expense$2,565,0005,131
Salaries and employee benefits$1,327,0005,277
Premises and equipment expense$304,0005,630
Additional noninterest expense$934,0004,493
Pre-tax net operating income$316,0007,373
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$316,0007,201
Extraordinary gains, net$054
Net income$316,0007,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,121
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$316,0007,053
2003-09-30 (YTD Data)Rank
Total interest income$2,537,0006,213
Total interest expense$882,0005,784
Net interest income$1,655,0006,351
Provision for loan and lease losses$166,0003,723
Total noninterest income$594,0004,301
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$452,0002,694
Trading account gains and fees$0153
Additional Noninterest Income$142,0005,451
Total noninterest expense$1,902,0005,150
Salaries and employee benefits$1,002,0005,248
Premises and equipment expense$219,0005,725
Additional noninterest expense$681,0004,558
Pre-tax net operating income$181,0007,816
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$181,0007,703
Extraordinary gains, net$040
Net income$181,0007,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,321
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$181,0007,557
2003-06-30 (YTD Data)Rank
Total interest income$1,661,0006,308
Total interest expense$597,0005,858
Net interest income$1,064,0006,451
Provision for loan and lease losses$72,0004,482
Total noninterest income$381,0004,367
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$286,0002,755
Trading account gains and fees$0150
Additional Noninterest Income$95,0005,412
Total noninterest expense$1,229,0005,244
Salaries and employee benefits$645,0005,389
Premises and equipment expense$151,0005,624
Additional noninterest expense$433,0004,724
Pre-tax net operating income$144,0007,643
Securities gains (losses)$-2,0008,918
Applicable income taxes$07,529
Income before extraordinary items$142,0007,524
Extraordinary gains, net$030
Net income$142,0007,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,788
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$144,0007,316
2003-03-31 (YTD Data)Rank
Total interest income$793,0006,487
Total interest expense$298,0005,952
Net interest income$495,0006,684
Provision for loan and lease losses$38,0004,186
Total noninterest income$188,0004,314
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$144,0002,659
Trading account gains and fees$0134
Additional Noninterest Income$44,0005,509
Total noninterest expense$583,0005,432
Salaries and employee benefits$316,0005,464
Premises and equipment expense$67,0005,985
Additional noninterest expense$200,0004,959
Pre-tax net operating income$62,0007,805
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$62,0007,651
Extraordinary gains, net$021
Net income$62,0007,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$62,0007,501
2002-12-31 (YTD Data)Rank
Total interest income$2,962,0006,894
Total interest expense$1,278,0006,237
Net interest income$1,684,0007,137
Provision for loan and lease losses$201,0004,337
Total noninterest income$930,0003,638
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$571,0002,667
Trading account gains and fees$16,000134
Additional Noninterest Income$343,0003,993
Total noninterest expense$2,168,0005,589
Salaries and employee benefits$1,099,0005,812
Premises and equipment expense$309,0005,475
Additional noninterest expense$760,0005,121
Pre-tax net operating income$245,0007,767
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$245,0007,593
Extraordinary gains, net$070
Net income$245,0007,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,350
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$245,0007,503
2001-12-31 (YTD Data)Rank
Total interest income$3,120,0007,132
Total interest expense$1,562,0006,863
Net interest income$1,558,0007,226
Provision for loan and lease losses$176,0004,446
Total noninterest income$642,0004,408
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$457,0003,058
Trading account gains and fees$0177
Additional Noninterest Income$185,0005,092
Total noninterest expense$1,998,0005,730
Salaries and employee benefits$1,057,0005,793
Premises and equipment expense$316,0005,361
Additional noninterest expense$625,0005,695
Pre-tax net operating income$26,0008,628
Securities gains (losses)$04,612
Applicable income taxes$5,0007,734
Income before extraordinary items$21,0008,724
Extraordinary gains, net$0105
Net income$21,0008,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$21,0008,636
2000-12-31 (YTD Data)Rank
Total interest income$1,519,0008,941
Total interest expense$568,0009,112
Net interest income$951,0008,588
Provision for loan and lease losses$161,0004,247
Total noninterest income$210,0007,168
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0005,964
Trading account gains and feesNANA
Additional Noninterest Income$74,0007,070
Total noninterest expense$2,024,0005,638
Salaries and employee benefits$1,102,0005,550
Premises and equipment expense$205,0006,693
Additional noninterest expense$717,0005,088
Pre-tax net operating income$-1,024,0009,723
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-1,024,0009,730
Extraordinary gains, net$038
Net income$-1,024,0009,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$7,306,000119
Net operating income$-1,024,0009,736

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.