Home > First Financial Bank > Income and Expense

First Financial Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$226,463,000278
Total interest expense$61,135,000338
Net interest income$165,328,000253
Provision for loan and lease losses$7,295,000257
Total noninterest income$45,288,000266
Gross Fiduciary activities income$5,155,000256
Service charges on deposit accounts$12,672,000138
Trading account gains and fees$0123
Additional Noninterest Income$27,461,000257
Total noninterest expense$130,125,000255
Salaries and employee benefits$68,509,000254
Premises and equipment expense$23,724,000146
Additional noninterest expense$27,461,000257
Pre-tax net operating income$73,196,000268
Securities gains (losses)$-1,0003,196
Applicable income taxes$12,477,000294
Income before extraordinary items$60,718,000246
Extraordinary gains, net$054
Net income$60,718,000249
Minority interest net income$088
Net income of bank and minority interests.$60,718,000248
Net charge-offs$7,308,000196
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$60,718,830254
2023-09-30 (YTD Data)Rank
Total interest income$168,175,000279
Total interest expense$41,980,000343
Net interest income$126,195,000257
Provision for loan and lease losses$4,800,000273
Total noninterest income$33,364,000267
Gross Fiduciary activities income$3,641,000262
Service charges on deposit accounts$9,379,000139
Trading account gains and fees$0125
Additional Noninterest Income$20,344,000259
Total noninterest expense$96,107,000260
Salaries and employee benefits$51,250,000258
Premises and equipment expense$17,843,000147
Additional noninterest expense$20,344,000259
Pre-tax net operating income$58,652,000255
Securities gains (losses)$0849
Applicable income taxes$10,617,000280
Income before extraordinary items$48,035,000247
Extraordinary gains, net$052
Net income$48,035,000249
Minority interest net income$081
Net income of bank and minority interests.$48,035,000248
Net charge-offs$5,545,000182
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$48,035,000251
2023-06-30 (YTD Data)Rank
Total interest income$109,969,000273
Total interest expense$24,406,000345
Net interest income$85,563,000251
Provision for loan and lease losses$3,600,000252
Total noninterest income$20,946,000269
Gross Fiduciary activities income$2,502,000256
Service charges on deposit accounts$6,167,000135
Trading account gains and fees$0112
Additional Noninterest Income$12,277,000274
Total noninterest expense$63,604,000255
Salaries and employee benefits$34,093,000255
Premises and equipment expense$11,767,000145
Additional noninterest expense$12,277,000274
Pre-tax net operating income$39,305,000254
Securities gains (losses)$0938
Applicable income taxes$7,456,000264
Income before extraordinary items$31,849,000247
Extraordinary gains, net$051
Net income$31,849,000252
Minority interest net income$081
Net income of bank and minority interests.$31,849,000247
Net charge-offs$3,472,000169
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$31,849,000249
2023-03-31 (YTD Data)Rank
Total interest income$54,264,000270
Total interest expense$10,364,000353
Net interest income$43,900,000252
Provision for loan and lease losses$1,800,000250
Total noninterest income$9,970,000285
Gross Fiduciary activities income$1,315,000259
Service charges on deposit accounts$3,029,000139
Trading account gains and fees$097
Additional Noninterest Income$5,626,000292
Total noninterest expense$32,363,000261
Salaries and employee benefits$17,154,000260
Premises and equipment expense$6,001,000149
Additional noninterest expense$5,626,000292
Pre-tax net operating income$19,707,000259
Securities gains (losses)$0950
Applicable income taxes$3,773,000277
Income before extraordinary items$15,934,000252
Extraordinary gains, net$04
Net income$15,934,000252
Minority interest net income$048
Net income of bank and minority interests.$15,934,000252
Net charge-offs$1,959,000146
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$15,934,000260
2022-12-31 (YTD Data)Rank
Total interest income$183,058,000265
Total interest expense$18,259,000282
Net interest income$164,799,000259
Provision for loan and lease losses$-2,025,0004,659
Total noninterest income$47,720,000258
Gross Fiduciary activities income$5,155,000265
Service charges on deposit accounts$12,464,000141
Trading account gains and fees$0116
Additional Noninterest Income$30,101,000257
Total noninterest expense$126,031,000261
Salaries and employee benefits$65,532,000259
Premises and equipment expense$22,591,000153
Additional noninterest expense$30,101,000257
Pre-tax net operating income$88,513,000255
Securities gains (losses)$3,000566
Applicable income taxes$17,753,000261
Income before extraordinary items$70,763,000253
Extraordinary gains, net$05
Net income$70,763,000253
Minority interest net income$063
Net income of bank and minority interests.$70,763,000253
Net charge-offs$6,501,000124
Cash dividends$93,723,000118
Sale, conversion, retirement of capital stock, net$0568
Net operating income$70,760,600256
2022-09-30 (YTD Data)Rank
Total interest income$130,461,000262
Total interest expense$9,717,000267
Net interest income$120,744,000255
Provision for loan and lease losses$-4,750,0004,728
Total noninterest income$37,438,000257
Gross Fiduciary activities income$3,687,000267
Service charges on deposit accounts$9,317,000143
Trading account gains and fees$0111
Additional Noninterest Income$24,434,000255
Total noninterest expense$93,583,000260
Salaries and employee benefits$48,935,000263
Premises and equipment expense$16,934,000154
Additional noninterest expense$24,434,000255
Pre-tax net operating income$69,349,000245
Securities gains (losses)$5,000540
Applicable income taxes$14,704,000248
Income before extraordinary items$54,650,000248
Extraordinary gains, net$04
Net income$54,650,000248
Minority interest net income$057
Net income of bank and minority interests.$54,650,000248
Net charge-offs$4,060,000142
Cash dividends$93,723,00092
Sale, conversion, retirement of capital stock, net$0519
Net operating income$54,646,050246
2022-06-30 (YTD Data)Rank
Total interest income$82,406,000258
Total interest expense$4,589,000280
Net interest income$77,817,000256
Provision for loan and lease losses$-5,800,0004,752
Total noninterest income$24,973,000256
Gross Fiduciary activities income$2,672,000228
Service charges on deposit accounts$6,049,000143
Trading account gains and fees$0108
Additional Noninterest Income$16,252,000260
Total noninterest expense$62,020,000249
Salaries and employee benefits$32,997,000254
Premises and equipment expense$10,988,000156
Additional noninterest expense$18,035,000278
Pre-tax net operating income$46,570,000238
Securities gains (losses)$5,000481
Applicable income taxes$9,871,000238
Income before extraordinary items$36,704,000234
Extraordinary gains, net$04
Net income$36,704,000234
Minority interest net income$060
Net income of bank and minority interests.$36,704,000234
Net charge-offs$1,037,000234
Cash dividends$93,723,00062
Sale, conversion, retirement of capital stock, net$0494
Net operating income$36,700,050238
2022-03-31 (YTD Data)Rank
Total interest income$39,425,000263
Total interest expense$1,839,000314
Net interest income$37,586,000258
Provision for loan and lease losses$-6,550,0004,769
Total noninterest income$14,333,000236
Gross Fiduciary activities income$1,372,000230
Service charges on deposit accounts$3,032,000143
Trading account gains and fees$0103
Additional Noninterest Income$9,929,000233
Total noninterest expense$31,634,000244
Salaries and employee benefits$17,337,000252
Premises and equipment expense$5,540,000156
Additional noninterest expense$8,757,000289
Pre-tax net operating income$26,835,000210
Securities gains (losses)$5,000455
Applicable income taxes$5,968,000206
Income before extraordinary items$20,872,000216
Extraordinary gains, net$04
Net income$20,872,000216
Minority interest net income$050
Net income of bank and minority interests.$20,872,000216
Net charge-offs$1,239,000140
Cash dividends$26,027,00097
Sale, conversion, retirement of capital stock, net$0453
Net operating income$20,868,050214
2021-12-31 (YTD Data)Rank
Total interest income$136,686,000284
Total interest expense$7,831,000361
Net interest income$128,855,000281
Provision for loan and lease losses$1,766,000334
Total noninterest income$44,012,000300
Gross Fiduciary activities income$5,256,000228
Service charges on deposit accounts$10,624,000154
Trading account gains and fees$0132
Additional Noninterest Income$28,132,000325
Total noninterest expense$114,749,000270
Salaries and employee benefits$62,966,000274
Premises and equipment expense$19,230,000177
Additional noninterest expense$32,553,000298
Pre-tax net operating income$56,352,000355
Securities gains (losses)$114,000805
Applicable income taxes$10,788,000370
Income before extraordinary items$45,678,000359
Extraordinary gains, net$010
Net income$45,678,000359
Minority interest net income$074
Net income of bank and minority interests.$45,678,000359
Net charge-offs$2,461,000253
Cash dividends$95,600,000122
Sale, conversion, retirement of capital stock, net$0582
Net operating income$45,585,660355
2021-09-30 (YTD Data)Rank
Total interest income$101,857,000288
Total interest expense$6,059,000364
Net interest income$95,798,000282
Provision for loan and lease losses$-3,794,0004,736
Total noninterest income$32,706,000306
Gross Fiduciary activities income$3,910,000228
Service charges on deposit accounts$7,666,000158
Trading account gains and feesNANA
Additional Noninterest Income$21,130,000331
Total noninterest expense$82,109,000278
Salaries and employee benefits$46,359,000281
Premises and equipment expense$13,708,000188
Additional noninterest expense$22,042,000324
Pre-tax net operating income$50,189,000310
Securities gains (losses)$111,000760
Applicable income taxes$10,080,000330
Income before extraordinary items$40,220,000320
Extraordinary gains, net$08
Net income$40,220,000320
Minority interest net income$069
Net income of bank and minority interests.$40,220,000320
Net charge-offs$706,000407
Cash dividends$63,750,000120
Sale, conversion, retirement of capital stock, net$0543
Net operating income$40,131,200310
2021-06-30 (YTD Data)Rank
Total interest income$67,754,000284
Total interest expense$4,175,000368
Net interest income$63,579,000280
Provision for loan and lease losses$-2,294,0004,755
Total noninterest income$20,998,000319
Gross Fiduciary activities income$2,711,000223
Service charges on deposit accounts$4,828,000161
Trading account gains and feesNANA
Additional Noninterest Income$13,459,000349
Total noninterest expense$54,288,000283
Salaries and employee benefits$30,975,000281
Premises and equipment expense$9,311,000185
Additional noninterest expense$14,002,000330
Pre-tax net operating income$32,583,000313
Securities gains (losses)$106,000653
Applicable income taxes$6,552,000336
Income before extraordinary items$26,137,000325
Extraordinary gains, net$06
Net income$26,137,000325
Minority interest net income$067
Net income of bank and minority interests.$26,137,000325
Net charge-offs$394,000460
Cash dividends$33,750,000122
Sale, conversion, retirement of capital stock, net$0517
Net operating income$26,052,200315
2021-03-31 (YTD Data)Rank
Total interest income$33,540,000285
Total interest expense$2,184,000369
Net interest income$31,356,000281
Provision for loan and lease losses$-98,0004,656
Total noninterest income$10,019,000336
Gross Fiduciary activities income$1,355,000223
Service charges on deposit accounts$2,359,000159
Trading account gains and feesNANA
Additional Noninterest Income$6,305,000381
Total noninterest expense$26,944,000277
Salaries and employee benefits$15,313,000284
Premises and equipment expense$4,790,000182
Additional noninterest expense$6,841,000323
Pre-tax net operating income$14,529,000347
Securities gains (losses)$-152,0004,902
Applicable income taxes$2,991,000357
Income before extraordinary items$11,386,000365
Extraordinary gains, net$03
Net income$11,386,000362
Minority interest net income$055
Net income of bank and minority interests.$11,386,000365
Net charge-offs$473,000277
Cash dividends$9,275,000165
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,506,080353
2020-12-31 (YTD Data)Rank
Total interest income$146,173,000277
Total interest expense$12,432,000414
Net interest income$133,741,000263
Provision for loan and lease losses$7,890,000420
Total noninterest income$44,218,000296
Gross Fiduciary activities income$4,839,000225
Service charges on deposit accounts$10,646,000145
Trading account gains and feesNANA
Additional Noninterest Income$28,733,000313
Total noninterest expense$109,282,000267
Salaries and employee benefits$60,597,000268
Premises and equipment expense$18,997,000179
Additional noninterest expense$29,688,000316
Pre-tax net operating income$60,787,000248
Securities gains (losses)$234,000955
Applicable income taxes$10,969,000278
Income before extraordinary items$50,052,000247
Extraordinary gains, net$04
Net income$50,052,000246
Minority interest net income$072
Net income of bank and minority interests.$50,052,000247
Net charge-offs$2,133,000398
Cash dividends$29,225,000221
Sale, conversion, retirement of capital stock, net$0566
Net operating income$49,860,120243
2020-09-30 (YTD Data)Rank
Total interest income$109,681,000276
Total interest expense$10,036,000414
Net interest income$99,645,000260
Provision for loan and lease losses$7,200,000396
Total noninterest income$30,825,000302
Gross Fiduciary activities income$3,447,000227
Service charges on deposit accounts$7,908,000145
Trading account gains and feesNANA
Additional Noninterest Income$19,470,000321
Total noninterest expense$79,017,000267
Salaries and employee benefits$44,794,000263
Premises and equipment expense$14,128,000180
Additional noninterest expense$20,095,000326
Pre-tax net operating income$44,253,000234
Securities gains (losses)$230,000825
Applicable income taxes$8,433,000256
Income before extraordinary items$36,050,000237
Extraordinary gains, net$04
Net income$36,050,000237
Minority interest net income$065
Net income of bank and minority interests.$36,050,000237
Net charge-offs$1,855,000339
Cash dividends$22,100,000214
Sale, conversion, retirement of capital stock, net$0532
Net operating income$35,863,700233
2020-06-30 (YTD Data)Rank
Total interest income$73,832,000280
Total interest expense$7,500,000413
Net interest income$66,332,000261
Provision for loan and lease losses$3,975,000472
Total noninterest income$18,931,000305
Gross Fiduciary activities income$2,392,000225
Service charges on deposit accounts$5,283,000146
Trading account gains and feesNANA
Additional Noninterest Income$11,256,000327
Total noninterest expense$52,614,000267
Salaries and employee benefits$29,645,000253
Premises and equipment expense$9,329,000184
Additional noninterest expense$13,640,000320
Pre-tax net operating income$28,674,000212
Securities gains (losses)$225,000654
Applicable income taxes$5,768,000221
Income before extraordinary items$23,131,000223
Extraordinary gains, net$04
Net income$23,131,000223
Minority interest net income$065
Net income of bank and minority interests.$23,131,000223
Net charge-offs$1,303,000335
Cash dividends$12,100,000247
Sale, conversion, retirement of capital stock, net$0504
Net operating income$22,951,000215
2020-03-31 (YTD Data)Rank
Total interest income$38,081,000280
Total interest expense$4,588,000389
Net interest income$33,493,000261
Provision for loan and lease losses$2,000,000402
Total noninterest income$9,609,000277
Gross Fiduciary activities income$1,290,000218
Service charges on deposit accounts$3,107,000146
Trading account gains and feesNANA
Additional Noninterest Income$5,212,000300
Total noninterest expense$26,693,000262
Salaries and employee benefits$15,647,000248
Premises and equipment expense$4,444,000192
Additional noninterest expense$6,602,000328
Pre-tax net operating income$14,409,000194
Securities gains (losses)$194,000393
Applicable income taxes$2,919,000200
Income before extraordinary items$11,684,000201
Extraordinary gains, net$04
Net income$11,684,000201
Minority interest net income$056
Net income of bank and minority interests.$11,684,000201
Net charge-offs$987,000246
Cash dividends$6,050,000271
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,528,800196
2019-12-31 (YTD Data)Rank
Total interest income$137,055,000301
Total interest expense$16,252,000455
Net interest income$120,803,000284
Provision for loan and lease losses$2,250,000489
Total noninterest income$40,682,000272
Gross Fiduciary activities income$4,769,000220
Service charges on deposit accounts$12,073,000147
Trading account gains and feesNANA
Additional Noninterest Income$23,840,000290
Total noninterest expense$99,965,000268
Salaries and employee benefits$53,445,000272
Premises and equipment expense$16,054,000200
Additional noninterest expense$30,466,000285
Pre-tax net operating income$59,270,000278
Securities gains (losses)$44,0001,287
Applicable income taxes$11,991,000290
Income before extraordinary items$47,323,000285
Extraordinary gains, net$011
Net income$47,323,000287
Minority interest net income$076
Net income of bank and minority interests.$47,323,000287
Net charge-offs$3,276,000284
Cash dividends$79,286,000140
Sale, conversion, retirement of capital stock, net$0626
Net operating income$47,287,800281
2019-09-30 (YTD Data)Rank
Total interest income$96,629,000311
Total interest expense$11,534,000480
Net interest income$85,095,000294
Provision for loan and lease losses$1,500,000500
Total noninterest income$28,657,000282
Gross Fiduciary activities income$3,463,000222
Service charges on deposit accounts$8,805,000147
Trading account gains and feesNANA
Additional Noninterest Income$16,389,000306
Total noninterest expense$70,733,000284
Salaries and employee benefits$38,295,000291
Premises and equipment expense$11,271,000217
Additional noninterest expense$21,167,000297
Pre-tax net operating income$41,519,000295
Securities gains (losses)$18,0001,471
Applicable income taxes$8,256,000316
Income before extraordinary items$33,281,000299
Extraordinary gains, net$011
Net income$33,281,000300
Minority interest net income$072
Net income of bank and minority interests.$33,281,000300
Net charge-offs$2,513,000267
Cash dividends$79,286,000120
Sale, conversion, retirement of capital stock, net$0590
Net operating income$33,266,600294
2019-06-30 (YTD Data)Rank
Total interest income$60,019,000327
Total interest expense$6,229,000564
Net interest income$53,790,000303
Provision for loan and lease losses$750,000613
Total noninterest income$18,551,000285
Gross Fiduciary activities income$2,206,000229
Service charges on deposit accounts$5,495,000156
Trading account gains and fees$0131
Additional Noninterest Income$10,850,000296
Total noninterest expense$45,034,000295
Salaries and employee benefits$24,604,000296
Premises and equipment expense$7,295,000221
Additional noninterest expense$13,135,000318
Pre-tax net operating income$26,557,000300
Securities gains (losses)$12,0001,180
Applicable income taxes$5,541,000311
Income before extraordinary items$21,028,000303
Extraordinary gains, net$011
Net income$21,028,000305
Minority interest net income$069
Net income of bank and minority interests.$21,028,000305
Net charge-offs$1,117,000322
Cash dividends$11,955,000255
Sale, conversion, retirement of capital stock, net$0573
Net operating income$21,018,520297
2019-03-31 (YTD Data)Rank
Total interest income$29,747,000328
Total interest expense$2,971,000577
Net interest income$26,776,000306
Provision for loan and lease losses$750,000349
Total noninterest income$8,250,000287
Gross Fiduciary activities income$1,147,000222
Service charges on deposit accounts$2,687,000156
Trading account gains and fees$0126
Additional Noninterest Income$4,416,000316
Total noninterest expense$22,544,000293
Salaries and employee benefits$12,409,000289
Premises and equipment expense$3,680,000221
Additional noninterest expense$6,455,000321
Pre-tax net operating income$11,732,000318
Securities gains (losses)$-4,0004,984
Applicable income taxes$2,429,000325
Income before extraordinary items$9,299,000332
Extraordinary gains, net$05
Net income$9,299,000332
Minority interest net income$052
Net income of bank and minority interests.$9,299,000332
Net charge-offs$465,000347
Cash dividends$5,919,000242
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,302,160321
2018-12-31 (YTD Data)Rank
Total interest income$114,774,000325
Total interest expense$8,988,000574
Net interest income$105,786,000309
Provision for loan and lease losses$2,750,000397
Total noninterest income$39,774,000266
Gross Fiduciary activities income$4,720,000220
Service charges on deposit accounts$11,983,000149
Trading account gains and fees$0126
Additional Noninterest Income$23,071,000283
Total noninterest expense$88,122,000301
Salaries and employee benefits$49,281,000288
Premises and equipment expense$14,102,000222
Additional noninterest expense$24,739,000328
Pre-tax net operating income$54,688,000294
Securities gains (losses)$2,000956
Applicable income taxes$10,948,000297
Income before extraordinary items$43,742,000295
Extraordinary gains, net$06
Net income$43,742,000295
Minority interest net income$072
Net income of bank and minority interests.$43,742,000295
Net charge-offs$2,908,000287
Cash dividends$11,832,000370
Sale, conversion, retirement of capital stock, net$0671
Net operating income$43,740,400297
2018-09-30 (YTD Data)Rank
Total interest income$85,040,000325
Total interest expense$6,196,000582
Net interest income$78,844,000308
Provision for loan and lease losses$2,000,000395
Total noninterest income$30,963,000258
Gross Fiduciary activities income$3,408,000222
Service charges on deposit accounts$8,918,000150
Trading account gains and fees$0138
Additional Noninterest Income$18,637,000274
Total noninterest expense$65,593,000302
Salaries and employee benefits$36,978,000288
Premises and equipment expense$10,507,000222
Additional noninterest expense$18,108,000337
Pre-tax net operating income$42,214,000291
Securities gains (losses)$5,000822
Applicable income taxes$8,735,000276
Income before extraordinary items$33,484,000291
Extraordinary gains, net$05
Net income$33,484,000291
Minority interest net income$066
Net income of bank and minority interests.$33,484,000291
Net charge-offs$2,253,000258
Cash dividends$11,832,000281
Sale, conversion, retirement of capital stock, net$0633
Net operating income$33,480,050292
2018-06-30 (YTD Data)Rank
Total interest income$56,544,000321
Total interest expense$3,818,000581
Net interest income$52,726,000308
Provision for loan and lease losses$1,250,000399
Total noninterest income$21,918,000244
Gross Fiduciary activities income$2,402,000220
Service charges on deposit accounts$5,839,000150
Trading account gains and fees$0130
Additional Noninterest Income$13,677,000252
Total noninterest expense$43,968,000305
Salaries and employee benefits$24,831,000286
Premises and equipment expense$6,880,000225
Additional noninterest expense$12,257,000326
Pre-tax net operating income$29,426,000271
Securities gains (losses)$2,000815
Applicable income taxes$6,351,000261
Income before extraordinary items$23,077,000275
Extraordinary gains, net$06
Net income$23,077,000275
Minority interest net income$065
Net income of bank and minority interests.$23,077,000275
Net charge-offs$1,554,000255
Cash dividends$11,832,000214
Sale, conversion, retirement of capital stock, net$0620
Net operating income$23,075,420275
2018-03-31 (YTD Data)Rank
Total interest income$26,520,000338
Total interest expense$1,768,000587
Net interest income$24,752,000315
Provision for loan and lease losses$750,000336
Total noninterest income$8,581,000299
Gross Fiduciary activities income$1,218,000221
Service charges on deposit accounts$2,918,000147
Trading account gains and fees$0123
Additional Noninterest Income$4,445,000336
Total noninterest expense$22,301,000294
Salaries and employee benefits$12,597,000279
Premises and equipment expense$3,540,000220
Additional noninterest expense$6,164,000317
Pre-tax net operating income$10,282,000337
Securities gains (losses)$0735
Applicable income taxes$1,971,000352
Income before extraordinary items$8,311,000342
Extraordinary gains, net$07
Net income$8,311,000342
Minority interest net income$052
Net income of bank and minority interests.$8,311,000342
Net charge-offs$497,000314
Cash dividends$5,921,000191
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,311,000339
2017-12-31 (YTD Data)Rank
Total interest income$102,639,000325
Total interest expense$5,741,000600
Net interest income$96,898,000310
Provision for loan and lease losses$2,500,000427
Total noninterest income$37,308,000272
Gross Fiduciary activities income$4,682,000219
Service charges on deposit accounts$11,942,000143
Trading account gains and fees$0151
Additional Noninterest Income$20,684,000304
Total noninterest expense$85,426,000293
Salaries and employee benefits$49,642,000274
Premises and equipment expense$14,308,000212
Additional noninterest expense$21,476,000360
Pre-tax net operating income$46,280,000304
Securities gains (losses)$34,0001,082
Applicable income taxes$19,583,000264
Income before extraordinary items$26,731,000330
Extraordinary gains, net$09
Net income$26,731,000330
Minority interest net income$076
Net income of bank and minority interests.$26,731,000330
Net charge-offs$1,694,000466
Cash dividends$26,134,000192
Sale, conversion, retirement of capital stock, net$0711
Net operating income$26,709,240329
2017-09-30 (YTD Data)Rank
Total interest income$76,164,000327
Total interest expense$4,160,000609
Net interest income$72,004,000316
Provision for loan and lease losses$1,750,000454
Total noninterest income$28,488,000273
Gross Fiduciary activities income$3,424,000220
Service charges on deposit accounts$8,874,000145
Trading account gains and fees$0145
Additional Noninterest Income$16,190,000294
Total noninterest expense$64,348,000286
Salaries and employee benefits$37,400,000269
Premises and equipment expense$10,886,000208
Additional noninterest expense$16,062,000359
Pre-tax net operating income$34,394,000311
Securities gains (losses)$19,0001,345
Applicable income taxes$9,993,000308
Income before extraordinary items$24,420,000311
Extraordinary gains, net$09
Net income$24,420,000311
Minority interest net income$071
Net income of bank and minority interests.$24,420,000311
Net charge-offs$1,047,000483
Cash dividends$8,737,000320
Sale, conversion, retirement of capital stock, net$0677
Net operating income$24,406,510307
2017-06-30 (YTD Data)Rank
Total interest income$50,243,000328
Total interest expense$2,614,000628
Net interest income$47,629,000316
Provision for loan and lease losses$1,251,000418
Total noninterest income$19,858,000267
Gross Fiduciary activities income$2,312,000222
Service charges on deposit accounts$5,806,000145
Trading account gains and fees$0139
Additional Noninterest Income$11,740,000284
Total noninterest expense$42,832,000292
Salaries and employee benefits$25,037,000269
Premises and equipment expense$7,265,000204
Additional noninterest expense$10,530,000369
Pre-tax net operating income$23,404,000306
Securities gains (losses)$17,0001,054
Applicable income taxes$6,924,000300
Income before extraordinary items$16,497,000303
Extraordinary gains, net$011
Net income$16,497,000303
Minority interest net income$071
Net income of bank and minority interests.$16,497,000303
Net charge-offs$606,000489
Cash dividends$8,737,000232
Sale, conversion, retirement of capital stock, net$0659
Net operating income$16,485,100299
2017-03-31 (YTD Data)Rank
Total interest income$25,023,000328
Total interest expense$1,196,000654
Net interest income$23,827,000316
Provision for loan and lease losses$750,000325
Total noninterest income$11,382,000241
Gross Fiduciary activities income$1,231,000213
Service charges on deposit accounts$2,788,000148
Trading account gains and fees$0142
Additional Noninterest Income$7,363,000241
Total noninterest expense$21,629,000290
Salaries and employee benefits$12,943,000267
Premises and equipment expense$3,615,000211
Additional noninterest expense$5,071,000378
Pre-tax net operating income$12,830,000273
Securities gains (losses)$2,000951
Applicable income taxes$3,987,000283
Income before extraordinary items$8,845,000277
Extraordinary gains, net$08
Net income$8,845,000278
Minority interest net income$055
Net income of bank and minority interests.$8,845,000278
Net charge-offs$332,000434
Cash dividends$2,939,000302
Sale, conversion, retirement of capital stock, net$0632
Net operating income$8,843,620272
2016-12-31 (YTD Data)Rank
Total interest income$97,567,000319
Total interest expense$3,853,000765
Net interest income$93,714,000299
Provision for loan and lease losses$1,250,000750
Total noninterest income$33,139,000293
Gross Fiduciary activities income$4,916,000200
Service charges on deposit accounts$10,607,000157
Trading account gains and fees$0170
Additional Noninterest Income$17,616,000348
Total noninterest expense$84,647,000299
Salaries and employee benefits$49,542,000265
Premises and equipment expense$14,176,000204
Additional noninterest expense$20,929,000360
Pre-tax net operating income$40,956,000294
Securities gains (losses)$34,0002,083
Applicable income taxes$11,500,000311
Income before extraordinary items$29,490,000300
Extraordinary gains, net$05
Net income$29,490,000300
Minority interest net income$082
Net income of bank and minority interests.$29,490,000300
Net charge-offs$2,594,000328
Cash dividends$17,052,000239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$29,465,520292
2016-09-30 (YTD Data)Rank
Total interest income$73,025,000311
Total interest expense$2,834,000772
Net interest income$70,191,000299
Provision for loan and lease losses$1,000,000682
Total noninterest income$24,615,000296
Gross Fiduciary activities income$3,633,000201
Service charges on deposit accounts$7,937,000154
Trading account gains and fees$0169
Additional Noninterest Income$13,045,000346
Total noninterest expense$63,378,000298
Salaries and employee benefits$36,812,000264
Premises and equipment expense$10,724,000203
Additional noninterest expense$15,842,000359
Pre-tax net operating income$30,428,000294
Securities gains (losses)$26,0002,184
Applicable income taxes$8,512,000313
Income before extraordinary items$21,942,000302
Extraordinary gains, net$05
Net income$21,942,000303
Minority interest net income$071
Net income of bank and minority interests.$21,942,000303
Net charge-offs$1,947,000305
Cash dividends$17,052,000192
Sale, conversion, retirement of capital stock, net$0719
Net operating income$21,923,280295
2016-06-30 (YTD Data)Rank
Total interest income$48,574,000308
Total interest expense$1,878,000774
Net interest income$46,696,000301
Provision for loan and lease losses$400,0001,011
Total noninterest income$16,163,000294
Gross Fiduciary activities income$2,447,000200
Service charges on deposit accounts$5,139,000159
Trading account gains and fees$0157
Additional Noninterest Income$8,577,000348
Total noninterest expense$41,983,000297
Salaries and employee benefits$24,330,000271
Premises and equipment expense$7,042,000204
Additional noninterest expense$10,611,000357
Pre-tax net operating income$20,476,000290
Securities gains (losses)$13,0002,156
Applicable income taxes$5,880,000298
Income before extraordinary items$14,609,000298
Extraordinary gains, net$016
Net income$14,609,000298
Minority interest net income$071
Net income of bank and minority interests.$14,609,000298
Net charge-offs$905,000390
Cash dividends$17,052,000146
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,599,770292
2016-03-31 (YTD Data)Rank
Total interest income$24,331,000305
Total interest expense$922,000786
Net interest income$23,409,000298
Provision for loan and lease losses$400,000549
Total noninterest income$7,557,000299
Gross Fiduciary activities income$1,224,000199
Service charges on deposit accounts$2,515,000158
Trading account gains and fees$0142
Additional Noninterest Income$3,818,000363
Total noninterest expense$20,579,000297
Salaries and employee benefits$11,888,000273
Premises and equipment expense$3,510,000204
Additional noninterest expense$5,181,000362
Pre-tax net operating income$9,987,000290
Securities gains (losses)$3,0001,822
Applicable income taxes$2,834,000312
Income before extraordinary items$7,156,000297
Extraordinary gains, net$012
Net income$7,156,000297
Minority interest net income$062
Net income of bank and minority interests.$7,156,000297
Net charge-offs$463,000361
Cash dividends$17,052,00097
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,153,840294
2015-12-31 (YTD Data)Rank
Total interest income$97,617,000295
Total interest expense$3,684,000759
Net interest income$93,933,000286
Provision for loan and lease losses$2,900,000328
Total noninterest income$33,493,000280
Gross Fiduciary activities income$5,087,000198
Service charges on deposit accounts$10,277,000157
Trading account gains and fees$0159
Additional Noninterest Income$18,129,000320
Total noninterest expense$88,601,000275
Salaries and employee benefits$53,234,000229
Premises and equipment expense$13,930,000204
Additional noninterest expense$21,437,000345
Pre-tax net operating income$35,925,000310
Securities gains (losses)$17,0002,325
Applicable income taxes$9,185,000336
Income before extraordinary items$26,757,000310
Extraordinary gains, net$023
Net income$26,757,000310
Minority interest net income$081
Net income of bank and minority interests.$26,757,000310
Net charge-offs$2,011,000367
Cash dividends$16,601,000262
Sale, conversion, retirement of capital stock, net$0804
Net operating income$26,744,420306
2015-09-30 (YTD Data)Rank
Total interest income$73,438,000298
Total interest expense$2,792,000748
Net interest income$70,646,000288
Provision for loan and lease losses$2,300,000299
Total noninterest income$25,381,000279
Gross Fiduciary activities income$3,738,000201
Service charges on deposit accounts$7,663,000162
Trading account gains and fees$0153
Additional Noninterest Income$13,980,000326
Total noninterest expense$66,085,000285
Salaries and employee benefits$39,959,000234
Premises and equipment expense$10,516,000205
Additional noninterest expense$15,610,000356
Pre-tax net operating income$27,642,000311
Securities gains (losses)$23,0001,941
Applicable income taxes$7,338,000332
Income before extraordinary items$20,327,000307
Extraordinary gains, net$021
Net income$20,327,000307
Minority interest net income$078
Net income of bank and minority interests.$20,327,000307
Net charge-offs$1,387,000370
Cash dividends$16,232,000203
Sale, conversion, retirement of capital stock, net$0773
Net operating income$20,310,210302
2015-06-30 (YTD Data)Rank
Total interest income$48,634,000296
Total interest expense$1,873,000747
Net interest income$46,761,000285
Provision for loan and lease losses$1,700,000276
Total noninterest income$16,658,000288
Gross Fiduciary activities income$2,476,000207
Service charges on deposit accounts$4,932,000162
Trading account gains and fees$0157
Additional Noninterest Income$9,250,000326
Total noninterest expense$44,089,000290
Salaries and employee benefits$26,696,000243
Premises and equipment expense$7,042,000205
Additional noninterest expense$10,351,000357
Pre-tax net operating income$17,630,000316
Securities gains (losses)$14,0001,877
Applicable income taxes$4,620,000346
Income before extraordinary items$13,024,000320
Extraordinary gains, net$022
Net income$13,024,000320
Minority interest net income$075
Net income of bank and minority interests.$13,024,000320
Net charge-offs$788,000426
Cash dividends$13,762,000175
Sale, conversion, retirement of capital stock, net$0751
Net operating income$13,013,640313
2015-03-31 (YTD Data)Rank
Total interest income$24,375,000296
Total interest expense$943,000746
Net interest income$23,432,000285
Provision for loan and lease losses$1,000,000221
Total noninterest income$8,359,000281
Gross Fiduciary activities income$1,324,000195
Service charges on deposit accounts$2,351,000162
Trading account gains and fees$0152
Additional Noninterest Income$4,684,000311
Total noninterest expense$21,746,000291
Salaries and employee benefits$13,233,000246
Premises and equipment expense$3,635,000202
Additional noninterest expense$4,878,000368
Pre-tax net operating income$9,045,000307
Securities gains (losses)$4,0001,704
Applicable income taxes$2,400,000334
Income before extraordinary items$6,649,000309
Extraordinary gains, net$013
Net income$6,649,000308
Minority interest net income$064
Net income of bank and minority interests.$6,649,000308
Net charge-offs$499,000359
Cash dividends$6,187,000166
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,646,080304
2014-12-31 (YTD Data)Rank
Total interest income$102,419,000277
Total interest expense$4,939,000575
Net interest income$97,480,000265
Provision for loan and lease losses$2,900,000345
Total noninterest income$34,530,000266
Gross Fiduciary activities income$5,090,000195
Service charges on deposit accounts$10,559,000156
Trading account gains and fees$0180
Additional Noninterest Income$18,881,000282
Total noninterest expense$85,877,000280
Salaries and employee benefits$48,754,000247
Premises and equipment expense$14,469,000193
Additional noninterest expense$22,654,000339
Pre-tax net operating income$43,233,000259
Securities gains (losses)$-3,0005,900
Applicable income taxes$13,016,000257
Income before extraordinary items$30,214,000272
Extraordinary gains, net$017
Net income$30,214,000271
Minority interest net income$084
Net income of bank and minority interests.$30,214,000271
Net charge-offs$4,045,000275
Cash dividends$22,060,000198
Sale, conversion, retirement of capital stock, net$0862
Net operating income$30,216,100268
2014-09-30 (YTD Data)Rank
Total interest income$77,066,000273
Total interest expense$3,978,000542
Net interest income$73,088,000266
Provision for loan and lease losses$1,400,000483
Total noninterest income$25,109,000263
Gross Fiduciary activities income$3,720,000197
Service charges on deposit accounts$7,903,000157
Trading account gains and fees$0174
Additional Noninterest Income$13,486,000288
Total noninterest expense$64,988,000275
Salaries and employee benefits$36,713,000243
Premises and equipment expense$10,938,000190
Additional noninterest expense$17,337,000329
Pre-tax net operating income$31,809,000255
Securities gains (losses)$-1,0005,909
Applicable income taxes$9,917,000255
Income before extraordinary items$21,891,000283
Extraordinary gains, net$015
Net income$21,891,000283
Minority interest net income$081
Net income of bank and minority interests.$21,891,000283
Net charge-offs$3,909,000224
Cash dividends$20,110,000166
Sale, conversion, retirement of capital stock, net$0819
Net operating income$21,891,690276
2014-06-30 (YTD Data)Rank
Total interest income$51,439,000271
Total interest expense$2,887,000484
Net interest income$48,552,000265
Provision for loan and lease losses$200,0001,637
Total noninterest income$16,191,000267
Gross Fiduciary activities income$2,536,000194
Service charges on deposit accounts$5,139,000159
Trading account gains and fees$0172
Additional Noninterest Income$8,516,000295
Total noninterest expense$43,341,000277
Salaries and employee benefits$24,540,000243
Premises and equipment expense$7,290,000191
Additional noninterest expense$11,511,000325
Pre-tax net operating income$21,202,000256
Securities gains (losses)$-1,0006,043
Applicable income taxes$6,930,000247
Income before extraordinary items$14,271,000275
Extraordinary gains, net$020
Net income$14,271,000276
Minority interest net income$080
Net income of bank and minority interests.$14,271,000276
Net charge-offs$2,066,000283
Cash dividends$4,052,000368
Sale, conversion, retirement of capital stock, net$0794
Net operating income$14,271,670268
2014-03-31 (YTD Data)Rank
Total interest income$26,068,000267
Total interest expense$1,528,000459
Net interest income$24,540,000264
Provision for loan and lease losses$1,350,000195
Total noninterest income$7,959,000268
Gross Fiduciary activities income$1,307,000190
Service charges on deposit accounts$2,430,000165
Trading account gains and fees$0147
Additional Noninterest Income$4,222,000296
Total noninterest expense$21,501,000272
Salaries and employee benefits$12,377,000238
Premises and equipment expense$3,588,000195
Additional noninterest expense$5,536,000332
Pre-tax net operating income$9,648,000267
Securities gains (losses)$01,715
Applicable income taxes$3,192,000252
Income before extraordinary items$6,456,000283
Extraordinary gains, net$016
Net income$6,456,000283
Minority interest net income$066
Net income of bank and minority interests.$6,456,000283
Net charge-offs$999,000297
Cash dividends$3,502,000208
Sale, conversion, retirement of capital stock, net$0747
Net operating income$6,456,000278
2013-12-31 (YTD Data)Rank
Total interest income$105,214,000266
Total interest expense$8,185,000382
Net interest income$97,029,000254
Provision for loan and lease losses$5,200,000257
Total noninterest income$32,748,000279
Gross Fiduciary activities income$5,313,000174
Service charges on deposit accounts$9,970,000166
Trading account gains and fees$0184
Additional Noninterest Income$17,465,000323
Total noninterest expense$84,437,000278
Salaries and employee benefits$47,813,000242
Premises and equipment expense$12,471,000206
Additional noninterest expense$24,153,000323
Pre-tax net operating income$40,140,000252
Securities gains (losses)$3,0002,899
Applicable income taxes$12,256,000240
Income before extraordinary items$27,887,000274
Extraordinary gains, net$029
Net income$27,887,000274
Minority interest net income$090
Net income of bank and minority interests.$27,887,000274
Net charge-offs$6,857,000258
Cash dividends$7,003,000427
Sale, conversion, retirement of capital stock, net$0924
Net operating income$27,884,930276
2013-09-30 (YTD Data)Rank
Total interest income$78,672,000267
Total interest expense$6,645,000359
Net interest income$72,027,000257
Provision for loan and lease losses$4,300,000243
Total noninterest income$23,520,000295
Gross Fiduciary activities income$3,854,000175
Service charges on deposit accounts$7,221,000167
Trading account gains and fees$0180
Additional Noninterest Income$12,445,000347
Total noninterest expense$62,702,000275
Salaries and employee benefits$35,588,000242
Premises and equipment expense$9,352,000204
Additional noninterest expense$17,762,000327
Pre-tax net operating income$28,545,000270
Securities gains (losses)$7,0002,609
Applicable income taxes$8,489,000262
Income before extraordinary items$20,063,000286
Extraordinary gains, net$025
Net income$20,063,000287
Minority interest net income$084
Net income of bank and minority interests.$20,063,000287
Net charge-offs$4,153,000317
Cash dividends$6,450,000342
Sale, conversion, retirement of capital stock, net$0868
Net operating income$20,058,100282
2013-06-30 (YTD Data)Rank
Total interest income$51,684,000270
Total interest expense$4,903,000336
Net interest income$46,781,000261
Provision for loan and lease losses$4,300,000184
Total noninterest income$16,277,000295
Gross Fiduciary activities income$2,593,000171
Service charges on deposit accounts$4,566,000174
Trading account gains and fees$0157
Additional Noninterest Income$9,118,000325
Total noninterest expense$41,231,000278
Salaries and employee benefits$23,633,000246
Premises and equipment expense$6,121,000210
Additional noninterest expense$11,477,000329
Pre-tax net operating income$17,527,000285
Securities gains (losses)$7,0002,393
Applicable income taxes$5,090,000280
Income before extraordinary items$12,444,000303
Extraordinary gains, net$022
Net income$12,444,000304
Minority interest net income$082
Net income of bank and minority interests.$12,444,000304
Net charge-offs$4,081,000240
Cash dividends$5,898,000257
Sale, conversion, retirement of capital stock, net$0838
Net operating income$12,439,030294
2013-03-31 (YTD Data)Rank
Total interest income$26,144,000273
Total interest expense$2,540,000334
Net interest income$23,604,000265
Provision for loan and lease losses$1,900,000219
Total noninterest income$8,046,000291
Gross Fiduciary activities income$1,377,000165
Service charges on deposit accounts$2,209,000179
Trading account gains and fees$0148
Additional Noninterest Income$4,460,000330
Total noninterest expense$20,325,000287
Salaries and employee benefits$11,787,000246
Premises and equipment expense$3,020,000219
Additional noninterest expense$5,518,000346
Pre-tax net operating income$9,425,000266
Securities gains (losses)$4,0001,680
Applicable income taxes$2,719,000272
Income before extraordinary items$6,710,000277
Extraordinary gains, net$010
Net income$6,710,000278
Minority interest net income$076
Net income of bank and minority interests.$6,710,000278
Net charge-offs$-1,477,0007,009
Cash dividends$553,000867
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,707,160266
2012-12-31 (YTD Data)Rank
Total interest income$110,739,000260
Total interest expense$12,156,000332
Net interest income$98,583,000249
Provision for loan and lease losses$9,800,000276
Total noninterest income$35,472,000280
Gross Fiduciary activities income$4,867,000177
Service charges on deposit accounts$9,586,000177
Trading account gains and fees$0166
Additional Noninterest Income$21,019,000297
Total noninterest expense$82,373,000283
Salaries and employee benefits$49,297,000223
Premises and equipment expense$11,233,000224
Additional noninterest expense$21,843,000370
Pre-tax net operating income$41,882,000240
Securities gains (losses)$451,0001,018
Applicable income taxes$12,402,000234
Income before extraordinary items$29,931,000259
Extraordinary gains, net$029
Net income$29,931,000258
Minority interest net income$093
Net income of bank and minority interests.$29,931,000259
Net charge-offs$6,917,000443
Cash dividends$15,810,000225
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$29,610,790252
2012-09-30 (YTD Data)Rank
Total interest income$84,014,000260
Total interest expense$9,545,000335
Net interest income$74,469,000251
Provision for loan and lease losses$7,400,000289
Total noninterest income$25,216,000291
Gross Fiduciary activities income$3,596,000173
Service charges on deposit accounts$7,066,000177
Trading account gains and fees$0157
Additional Noninterest Income$14,554,000305
Total noninterest expense$61,332,000286
Salaries and employee benefits$36,663,000223
Premises and equipment expense$8,376,000227
Additional noninterest expense$16,293,000361
Pre-tax net operating income$30,953,000243
Securities gains (losses)$242,0001,280
Applicable income taxes$9,052,000249
Income before extraordinary items$22,143,000262
Extraordinary gains, net$020
Net income$22,143,000261
Minority interest net income$086
Net income of bank and minority interests.$22,143,000262
Net charge-offs$5,087,000454
Cash dividends$5,368,000347
Sale, conversion, retirement of capital stock, net$0952
Net operating income$21,971,180252
2012-06-30 (YTD Data)Rank
Total interest income$56,507,000259
Total interest expense$6,830,000321
Net interest income$49,677,000252
Provision for loan and lease losses$5,000,000295
Total noninterest income$16,658,000292
Gross Fiduciary activities income$2,418,000172
Service charges on deposit accounts$4,541,000182
Trading account gains and fees$0153
Additional Noninterest Income$9,699,000303
Total noninterest expense$41,037,000284
Salaries and employee benefits$24,646,000224
Premises and equipment expense$5,586,000228
Additional noninterest expense$10,805,000362
Pre-tax net operating income$20,298,000242
Securities gains (losses)$225,0001,027
Applicable income taxes$5,889,000256
Income before extraordinary items$14,634,000258
Extraordinary gains, net$019
Net income$14,634,000257
Minority interest net income$084
Net income of bank and minority interests.$14,634,000258
Net charge-offs$4,118,000386
Cash dividends$4,812,000264
Sale, conversion, retirement of capital stock, net$0928
Net operating income$14,474,250250
2012-03-31 (YTD Data)Rank
Total interest income$28,250,000259
Total interest expense$3,662,000313
Net interest income$24,588,000255
Provision for loan and lease losses$2,100,000334
Total noninterest income$7,904,000290
Gross Fiduciary activities income$1,234,000172
Service charges on deposit accounts$2,172,000191
Trading account gains and fees$0148
Additional Noninterest Income$4,498,000308
Total noninterest expense$21,170,000267
Salaries and employee benefits$12,486,000210
Premises and equipment expense$2,704,000239
Additional noninterest expense$5,980,000331
Pre-tax net operating income$9,222,000252
Securities gains (losses)$-4,0006,988
Applicable income taxes$2,490,000279
Income before extraordinary items$6,728,000264
Extraordinary gains, net$019
Net income$6,728,000265
Minority interest net income$078
Net income of bank and minority interests.$6,728,000265
Net charge-offs$2,974,000287
Cash dividends$556,000796
Sale, conversion, retirement of capital stock, net$0861
Net operating income$6,730,920254
2011-12-31 (YTD Data)Rank
Total interest income$105,445,000279
Total interest expense$15,987,000348
Net interest income$89,458,000271
Provision for loan and lease losses$4,950,000789
Total noninterest income$27,680,000289
Gross Fiduciary activities income$3,992,000163
Service charges on deposit accounts$8,850,000196
Trading account gains and fees$0146
Additional Noninterest Income$14,838,000329
Total noninterest expense$64,119,000334
Salaries and employee benefits$37,790,000267
Premises and equipment expense$9,104,000290
Additional noninterest expense$17,225,000449
Pre-tax net operating income$48,069,000195
Securities gains (losses)$4,0003,534
Applicable income taxes$14,079,000202
Income before extraordinary items$33,994,000205
Extraordinary gains, net$029
Net income$33,994,000206
Minority interest net income$096
Net income of bank and minority interests.$33,994,000206
Net charge-offs$7,867,000571
Cash dividends$10,832,000221
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$33,991,160200
2011-09-30 (YTD Data)Rank
Total interest income$79,878,000278
Total interest expense$12,238,000355
Net interest income$67,640,000267
Provision for loan and lease losses$3,435,000840
Total noninterest income$20,956,000289
Gross Fiduciary activities income$3,099,000163
Service charges on deposit accounts$6,706,000195
Trading account gains and fees$0145
Additional Noninterest Income$11,151,000329
Total noninterest expense$48,306,000326
Salaries and employee benefits$28,696,000261
Premises and equipment expense$6,900,000292
Additional noninterest expense$12,710,000449
Pre-tax net operating income$36,855,000194
Securities gains (losses)$5,0003,216
Applicable income taxes$11,143,000196
Income before extraordinary items$25,717,000204
Extraordinary gains, net$021
Net income$25,717,000205
Minority interest net income$087
Net income of bank and minority interests.$25,717,000205
Net charge-offs$3,555,000829
Cash dividends$5,974,000254
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$25,713,500195
2011-06-30 (YTD Data)Rank
Total interest income$53,508,000278
Total interest expense$8,285,000370
Net interest income$45,223,000268
Provision for loan and lease losses$1,950,000928
Total noninterest income$13,238,000303
Gross Fiduciary activities income$2,221,000153
Service charges on deposit accounts$4,432,000200
Trading account gains and fees$0153
Additional Noninterest Income$6,585,000352
Total noninterest expense$32,702,000326
Salaries and employee benefits$19,149,000265
Premises and equipment expense$4,657,000295
Additional noninterest expense$8,896,000439
Pre-tax net operating income$23,809,000197
Securities gains (losses)$5,0002,547
Applicable income taxes$7,409,000188
Income before extraordinary items$16,405,000209
Extraordinary gains, net$015
Net income$16,405,000209
Minority interest net income$089
Net income of bank and minority interests.$16,405,000209
Net charge-offs$2,697,000752
Cash dividends$5,416,000172
Sale, conversion, retirement of capital stock, net$0986
Net operating income$16,401,550204
2011-03-31 (YTD Data)Rank
Total interest income$26,694,000281
Total interest expense$4,241,000370
Net interest income$22,453,000271
Provision for loan and lease losses$450,0001,516
Total noninterest income$6,583,000310
Gross Fiduciary activities income$1,180,000151
Service charges on deposit accounts$2,110,000203
Trading account gains and fees$0158
Additional Noninterest Income$3,293,000354
Total noninterest expense$16,591,000324
Salaries and employee benefits$9,596,000264
Premises and equipment expense$2,361,000301
Additional noninterest expense$4,634,000411
Pre-tax net operating income$11,995,000193
Securities gains (losses)$1,0001,662
Applicable income taxes$3,730,000186
Income before extraordinary items$8,266,000199
Extraordinary gains, net$09
Net income$8,266,000199
Minority interest net income$086
Net income of bank and minority interests.$8,266,000199
Net charge-offs$678,0001,109
Cash dividends$558,000666
Sale, conversion, retirement of capital stock, net$0925
Net operating income$8,265,310197
2010-12-31 (YTD Data)Rank
Total interest income$113,724,000274
Total interest expense$25,542,000301
Net interest income$88,182,000268
Provision for loan and lease losses$9,662,000675
Total noninterest income$29,265,000299
Gross Fiduciary activities income$4,097,000157
Service charges on deposit accounts$10,173,000171
Trading account gains and fees$0175
Additional Noninterest Income$14,995,000343
Total noninterest expense$65,837,000334
Salaries and employee benefits$37,821,000252
Premises and equipment expense$9,473,000287
Additional noninterest expense$18,543,000432
Pre-tax net operating income$41,948,000178
Securities gains (losses)$-3,438,0007,601
Applicable income taxes$11,272,000204
Income before extraordinary items$27,238,000201
Extraordinary gains, net$029
Net income$27,238,000201
Minority interest net income$0111
Net income of bank and minority interests.$27,238,000202
Net charge-offs$6,956,000787
Cash dividends$15,859,000118
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$29,678,980184
2010-09-30 (YTD Data)Rank
Total interest income$86,053,000271
Total interest expense$20,247,000298
Net interest income$65,806,000269
Provision for loan and lease losses$6,050,000754
Total noninterest income$20,346,000310
Gross Fiduciary activities income$3,225,000154
Service charges on deposit accounts$7,691,000171
Trading account gains and fees$0165
Additional Noninterest Income$9,430,000378
Total noninterest expense$50,243,000316
Salaries and employee benefits$28,927,000246
Premises and equipment expense$7,375,000276
Additional noninterest expense$13,941,000414
Pre-tax net operating income$29,859,000182
Securities gains (losses)$-3,206,0007,713
Applicable income taxes$7,498,000218
Income before extraordinary items$19,155,000202
Extraordinary gains, net$023
Net income$19,155,000204
Minority interest net income$0110
Net income of bank and minority interests.$19,155,000204
Net charge-offs$5,768,000704
Cash dividends$7,498,000156
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$21,463,320185
2010-06-30 (YTD Data)Rank
Total interest income$57,324,000277
Total interest expense$14,080,000296
Net interest income$43,244,000271
Provision for loan and lease losses$3,900,000779
Total noninterest income$13,414,000304
Gross Fiduciary activities income$2,254,000154
Service charges on deposit accounts$4,960,000176
Trading account gains and fees$0152
Additional Noninterest Income$6,200,000369
Total noninterest expense$32,102,000334
Salaries and employee benefits$18,445,000253
Premises and equipment expense$4,817,000286
Additional noninterest expense$8,840,000428
Pre-tax net operating income$20,656,000171
Securities gains (losses)$-2,924,0007,788
Applicable income taxes$4,832,000208
Income before extraordinary items$12,900,000192
Extraordinary gains, net$019
Net income$12,900,000191
Minority interest net income$0105
Net income of bank and minority interests.$12,900,000192
Net charge-offs$3,664,000701
Cash dividends$6,938,000101
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$15,034,520173
2010-03-31 (YTD Data)Rank
Total interest income$28,783,000288
Total interest expense$7,522,000295
Net interest income$21,261,000277
Provision for loan and lease losses$1,950,000769
Total noninterest income$6,632,000316
Gross Fiduciary activities income$1,160,000150
Service charges on deposit accounts$2,343,000184
Trading account gains and fees$0175
Additional Noninterest Income$3,129,000358
Total noninterest expense$15,861,000336
Salaries and employee benefits$9,279,000258
Premises and equipment expense$2,457,000289
Additional noninterest expense$4,125,000449
Pre-tax net operating income$10,082,000166
Securities gains (losses)$-2,854,0007,907
Applicable income taxes$1,734,000251
Income before extraordinary items$5,494,000209
Extraordinary gains, net$016
Net income$5,494,000210
Minority interest net income$091
Net income of bank and minority interests.$5,494,000211
Net charge-offs$2,225,000604
Cash dividends$577,000585
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$7,663,040166
2009-12-31 (YTD Data)Rank
Total interest income$117,263,000298
Total interest expense$37,466,000298
Net interest income$79,797,000283
Provision for loan and lease losses$9,830,000887
Total noninterest income$34,806,000264
Gross Fiduciary activities income$3,795,000168
Service charges on deposit accounts$10,904,000178
Trading account gains and fees$0211
Additional Noninterest Income$20,107,000274
Total noninterest expense$62,937,000365
Salaries and employee benefits$35,228,000268
Premises and equipment expense$9,108,000307
Additional noninterest expense$18,601,000463
Pre-tax net operating income$41,836,000137
Securities gains (losses)$-10,765,0007,946
Applicable income taxes$7,773,000197
Income before extraordinary items$23,298,000164
Extraordinary gains, net$034
Net income$23,298,000164
Minority interest net income$0115
Net income of bank and minority interests.$23,298,000164
Net charge-offs$6,671,000933
Cash dividends$14,104,000137
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$31,371,750136
2009-09-30 (YTD Data)Rank
Total interest income$87,415,000310
Total interest expense$28,796,000320
Net interest income$58,619,000297
Provision for loan and lease losses$7,880,000754
Total noninterest income$25,975,000264
Gross Fiduciary activities income$2,821,000169
Service charges on deposit accounts$8,226,000176
Trading account gains and fees$0212
Additional Noninterest Income$14,928,000275
Total noninterest expense$45,811,000378
Salaries and employee benefits$25,788,000281
Premises and equipment expense$6,642,000322
Additional noninterest expense$13,381,000456
Pre-tax net operating income$30,903,000142
Securities gains (losses)$-7,885,0008,033
Applicable income taxes$5,757,000204
Income before extraordinary items$17,261,000174
Extraordinary gains, net$027
Net income$17,261,000174
Minority interest net income$0118
Net income of bank and minority interests.$17,261,000174
Net charge-offs$5,257,000786
Cash dividends$7,628,000171
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$23,174,750142
2009-06-30 (YTD Data)Rank
Total interest income$57,494,000320
Total interest expense$19,880,000328
Net interest income$37,614,000309
Provision for loan and lease losses$4,730,000775
Total noninterest income$13,235,000329
Gross Fiduciary activities income$1,746,000179
Service charges on deposit accounts$5,259,000184
Trading account gains and fees$0193
Additional Noninterest Income$6,230,000395
Total noninterest expense$29,794,000390
Salaries and employee benefits$16,877,000295
Premises and equipment expense$4,323,000335
Additional noninterest expense$8,594,000475
Pre-tax net operating income$16,325,000161
Securities gains (losses)$-3,191,0008,091
Applicable income taxes$2,968,000250
Income before extraordinary items$10,166,000188
Extraordinary gains, net$021
Net income$10,166,000189
Minority interest net income$0112
Net income of bank and minority interests.$10,166,000188
Net charge-offs$3,841,000704
Cash dividends$7,052,000133
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$12,623,070154
2009-03-31 (YTD Data)Rank
Total interest income$29,023,000319
Total interest expense$10,251,000334
Net interest income$18,772,000307
Provision for loan and lease losses$2,350,000669
Total noninterest income$6,481,000311
Gross Fiduciary activities income$912,000172
Service charges on deposit accounts$2,492,000184
Trading account gains and fees$0171
Additional Noninterest Income$3,077,000359
Total noninterest expense$14,279,000382
Salaries and employee benefits$8,536,000290
Premises and equipment expense$2,196,000335
Additional noninterest expense$3,547,000492
Pre-tax net operating income$8,624,000169
Securities gains (losses)$-2,979,0008,188
Applicable income taxes$1,120,000327
Income before extraordinary items$4,525,000232
Extraordinary gains, net$015
Net income$4,525,000231
Minority interest net income$0102
Net income of bank and minority interests.$4,525,000233
Net charge-offs$1,505,000735
Cash dividends$576,000750
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,908,200161
2008-12-31 (YTD Data)Rank
Total interest income$125,202,000324
Total interest expense$50,363,000320
Net interest income$74,839,000316
Provision for loan and lease losses$5,885,000896
Total noninterest income$26,242,000291
Gross Fiduciary activities income$3,488,000188
Service charges on deposit accounts$11,857,000166
Trading account gains and fees$0154
Additional Noninterest Income$10,897,000371
Total noninterest expense$56,689,000393
Salaries and employee benefits$32,972,000291
Premises and equipment expense$8,479,000333
Additional noninterest expense$15,238,000477
Pre-tax net operating income$38,507,000171
Securities gains (losses)$-5,787,0008,103
Applicable income taxes$7,814,000218
Income before extraordinary items$24,906,000169
Extraordinary gains, net$039
Net income$24,906,000169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,142,000675
Cash dividends$14,454,000217
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$29,304,120165
2008-09-30 (YTD Data)Rank
Total interest income$94,459,000337
Total interest expense$39,299,000329
Net interest income$55,160,000330
Provision for loan and lease losses$4,385,000704
Total noninterest income$19,821,000309
Gross Fiduciary activities income$2,743,000190
Service charges on deposit accounts$8,929,000172
Trading account gains and fees$0148
Additional Noninterest Income$8,149,000395
Total noninterest expense$42,042,000391
Salaries and employee benefits$24,466,000307
Premises and equipment expense$6,302,000340
Additional noninterest expense$11,274,000452
Pre-tax net operating income$28,554,000210
Securities gains (losses)$-5,784,0008,232
Applicable income taxes$5,093,000316
Income before extraordinary items$17,677,000222
Extraordinary gains, net$031
Net income$17,677,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,083,000520
Cash dividends$7,978,000286
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$22,188,520203
2008-06-30 (YTD Data)Rank
Total interest income$63,264,000344
Total interest expense$27,554,000324
Net interest income$35,710,000337
Provision for loan and lease losses$2,790,000633
Total noninterest income$13,179,000321
Gross Fiduciary activities income$1,858,000191
Service charges on deposit accounts$5,772,000173
Trading account gains and fees$0149
Additional Noninterest Income$5,549,000412
Total noninterest expense$27,883,000389
Salaries and employee benefits$16,388,000312
Premises and equipment expense$4,145,000344
Additional noninterest expense$7,350,000453
Pre-tax net operating income$18,216,000229
Securities gains (losses)$355,000396
Applicable income taxes$4,645,000269
Income before extraordinary items$13,926,000225
Extraordinary gains, net$021
Net income$13,926,000224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,662,000464
Cash dividends$7,402,000239
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$13,659,750222
2008-03-31 (YTD Data)Rank
Total interest income$32,157,000350
Total interest expense$14,775,000327
Net interest income$17,382,000344
Provision for loan and lease losses$1,445,000493
Total noninterest income$6,594,000328
Gross Fiduciary activities income$989,000189
Service charges on deposit accounts$2,786,000173
Trading account gains and fees$0158
Additional Noninterest Income$2,819,000410
Total noninterest expense$14,045,000378
Salaries and employee benefits$8,335,000310
Premises and equipment expense$2,091,000345
Additional noninterest expense$3,619,000440
Pre-tax net operating income$8,486,000261
Securities gains (losses)$354,000298
Applicable income taxes$2,139,000320
Income before extraordinary items$6,701,000248
Extraordinary gains, net$015
Net income$6,701,000248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,413,000363
Cash dividends$576,0001,230
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$6,431,960247
2007-12-31 (YTD Data)Rank
Total interest income$129,848,000358
Total interest expense$60,629,000347
Net interest income$69,219,000359
Provision for loan and lease losses$4,900,000410
Total noninterest income$26,244,000311
Gross Fiduciary activities income$3,144,000211
Service charges on deposit accounts$11,849,000163
Trading account gains and fees$0178
Additional Noninterest Income$11,251,000383
Total noninterest expense$54,568,000373
Salaries and employee benefits$31,166,000317
Premises and equipment expense$8,193,000346
Additional noninterest expense$15,209,000420
Pre-tax net operating income$35,995,000295
Securities gains (losses)$211,000433
Applicable income taxes$9,832,000330
Income before extraordinary items$26,374,000292
Extraordinary gains, net$039
Net income$26,374,000289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,517,000293
Cash dividends$16,554,000286
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$26,219,970289
2007-09-30 (YTD Data)Rank
Total interest income$96,885,000364
Total interest expense$45,219,000354
Net interest income$51,666,000360
Provision for loan and lease losses$3,305,000358
Total noninterest income$19,803,000314
Gross Fiduciary activities income$2,414,000208
Service charges on deposit accounts$8,801,000163
Trading account gains and fees$0184
Additional Noninterest Income$8,588,000383
Total noninterest expense$40,799,000367
Salaries and employee benefits$23,185,000319
Premises and equipment expense$6,194,000339
Additional noninterest expense$11,420,000410
Pre-tax net operating income$27,365,000318
Securities gains (losses)$20,000826
Applicable income taxes$7,610,000355
Income before extraordinary items$19,775,000316
Extraordinary gains, net$033
Net income$19,775,000314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,773,000255
Cash dividends$8,978,000353
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$19,760,600312
2007-06-30 (YTD Data)Rank
Total interest income$63,907,000377
Total interest expense$29,637,000366
Net interest income$34,270,000370
Provision for loan and lease losses$2,210,000301
Total noninterest income$13,101,000329
Gross Fiduciary activities income$1,605,000216
Service charges on deposit accounts$5,740,000172
Trading account gains and fees$0168
Additional Noninterest Income$5,756,000398
Total noninterest expense$27,219,000370
Salaries and employee benefits$15,598,000329
Premises and equipment expense$4,149,000350
Additional noninterest expense$7,472,000423
Pre-tax net operating income$17,942,000347
Securities gains (losses)$20,000710
Applicable income taxes$4,891,000391
Income before extraordinary items$13,071,000342
Extraordinary gains, net$029
Net income$13,071,000341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,846,000212
Cash dividends$7,402,000311
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$13,056,400339
2007-03-31 (YTD Data)Rank
Total interest income$31,638,000379
Total interest expense$14,582,000368
Net interest income$17,056,000370
Provision for loan and lease losses$1,290,000240
Total noninterest income$6,565,000322
Gross Fiduciary activities income$817,000208
Service charges on deposit accounts$2,721,000174
Trading account gains and fees$0195
Additional Noninterest Income$3,027,000378
Total noninterest expense$13,475,000375
Salaries and employee benefits$7,952,000327
Premises and equipment expense$2,096,000344
Additional noninterest expense$3,427,000442
Pre-tax net operating income$8,856,000354
Securities gains (losses)$20,000564
Applicable income taxes$2,425,000394
Income before extraordinary items$6,451,000346
Extraordinary gains, net$022
Net income$6,451,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,558,000182
Cash dividends$576,0001,267
Sale, conversion, retirement of capital stock, net$0885
Net operating income$6,436,400341
2006-12-31 (YTD Data)Rank
Total interest income$124,543,000349
Total interest expense$56,621,000327
Net interest income$67,922,000356
Provision for loan and lease losses$3,433,000341
Total noninterest income$24,244,000328
Gross Fiduciary activities income$3,072,000199
Service charges on deposit accounts$11,426,000161
Trading account gains and fees$0130
Additional Noninterest Income$9,746,000425
Total noninterest expense$55,015,000349
Salaries and employee benefits$33,663,000296
Premises and equipment expense$8,106,000330
Additional noninterest expense$13,246,000439
Pre-tax net operating income$33,718,000366
Securities gains (losses)$6,0001,217
Applicable income taxes$8,440,000437
Income before extraordinary items$25,284,000353
Extraordinary gains, net$051
Net income$25,284,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,964,000225
Cash dividends$14,804,000298
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$25,279,500348
2006-09-30 (YTD Data)Rank
Total interest income$92,343,000358
Total interest expense$41,490,000336
Net interest income$50,853,000374
Provision for loan and lease losses$2,143,000372
Total noninterest income$18,358,000339
Gross Fiduciary activities income$2,404,000205
Service charges on deposit accounts$8,600,000165
Trading account gains and fees$0126
Additional Noninterest Income$7,354,000430
Total noninterest expense$41,041,000361
Salaries and employee benefits$25,179,000307
Premises and equipment expense$5,935,000349
Additional noninterest expense$9,927,000450
Pre-tax net operating income$26,027,000378
Securities gains (losses)$8,000944
Applicable income taxes$7,045,000438
Income before extraordinary items$18,990,000373
Extraordinary gains, net$045
Net income$18,990,000372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,223,000195
Cash dividends$7,978,000360
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$18,984,160365
2006-06-30 (YTD Data)Rank
Total interest income$60,728,000358
Total interest expense$26,754,000335
Net interest income$33,974,000378
Provision for loan and lease losses$898,000585
Total noninterest income$12,327,000340
Gross Fiduciary activities income$1,596,000210
Service charges on deposit accounts$5,697,000166
Trading account gains and fees$0126
Additional Noninterest Income$5,034,000428
Total noninterest expense$27,663,000364
Salaries and employee benefits$16,873,000310
Premises and equipment expense$3,953,000347
Additional noninterest expense$6,837,000439
Pre-tax net operating income$17,740,000370
Securities gains (losses)$8,000776
Applicable income taxes$4,896,000424
Income before extraordinary items$12,852,000362
Extraordinary gains, net$039
Net income$12,852,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,184,000300
Cash dividends$7,402,000281
Sale, conversion, retirement of capital stock, net$0887
Net operating income$12,846,240357
2006-03-31 (YTD Data)Rank
Total interest income$29,649,000356
Total interest expense$12,721,000334
Net interest income$16,928,000377
Provision for loan and lease losses$1,153,000236
Total noninterest income$6,097,000336
Gross Fiduciary activities income$810,000209
Service charges on deposit accounts$2,643,000173
Trading account gains and fees$0115
Additional Noninterest Income$2,644,000416
Total noninterest expense$13,837,000359
Salaries and employee benefits$8,466,000310
Premises and equipment expense$1,944,000353
Additional noninterest expense$3,427,000440
Pre-tax net operating income$8,035,000393
Securities gains (losses)$8,000624
Applicable income taxes$2,100,000461
Income before extraordinary items$5,943,000379
Extraordinary gains, net$021
Net income$5,943,000377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,000351
Cash dividends$576,0001,209
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,937,080374
2005-12-31 (YTD Data)Rank
Total interest income$114,744,000331
Total interest expense$46,304,000296
Net interest income$68,440,000359
Provision for loan and lease losses$8,712,000155
Total noninterest income$26,608,000315
Gross Fiduciary activities income$2,738,000219
Service charges on deposit accounts$11,532,000167
Trading account gains and fees$0138
Additional Noninterest Income$12,338,000387
Total noninterest expense$54,238,000361
Salaries and employee benefits$31,169,000306
Premises and equipment expense$7,606,000333
Additional noninterest expense$15,463,000410
Pre-tax net operating income$32,098,000380
Securities gains (losses)$570,000261
Applicable income taxes$8,480,000439
Income before extraordinary items$24,188,000365
Extraordinary gains, net$046
Net income$24,188,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,152,000112
Cash dividends$34,302,000169
Sale, conversion, retirement of capital stock, net$0934
Net operating income$23,766,200362
2005-09-30 (YTD Data)Rank
Total interest income$85,204,000327
Total interest expense$33,962,000288
Net interest income$51,242,000353
Provision for loan and lease losses$6,909,000147
Total noninterest income$19,981,000317
Gross Fiduciary activities income$2,126,000210
Service charges on deposit accounts$8,482,000163
Trading account gains and fees$0126
Additional Noninterest Income$9,373,000380
Total noninterest expense$40,333,000359
Salaries and employee benefits$23,028,000309
Premises and equipment expense$5,710,000336
Additional noninterest expense$11,595,000403
Pre-tax net operating income$23,981,000380
Securities gains (losses)$570,000243
Applicable income taxes$6,592,000435
Income before extraordinary items$17,959,000369
Extraordinary gains, net$035
Net income$17,959,000370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,881,000106
Cash dividends$26,384,000157
Sale, conversion, retirement of capital stock, net$0769
Net operating income$17,542,900364
2005-06-30 (YTD Data)Rank
Total interest income$52,524,000332
Total interest expense$20,830,000291
Net interest income$31,694,000370
Provision for loan and lease losses$5,046,000120
Total noninterest income$12,205,000340
Gross Fiduciary activities income$1,417,000212
Service charges on deposit accounts$5,032,000170
Trading account gains and fees$0116
Additional Noninterest Income$5,756,000402
Total noninterest expense$24,595,000383
Salaries and employee benefits$14,173,000334
Premises and equipment expense$3,514,000355
Additional noninterest expense$6,908,000429
Pre-tax net operating income$14,258,000411
Securities gains (losses)$25,0001,030
Applicable income taxes$3,479,000507
Income before extraordinary items$10,804,000397
Extraordinary gains, net$030
Net income$10,804,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,560,00099
Cash dividends$6,524,000272
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,785,000387
2005-03-31 (YTD Data)Rank
Total interest income$25,952,000332
Total interest expense$10,195,000280
Net interest income$15,757,000367
Provision for loan and lease losses$1,773,000165
Total noninterest income$6,162,000330
Gross Fiduciary activities income$734,000208
Service charges on deposit accounts$2,340,000184
Trading account gains and fees$0115
Additional Noninterest Income$3,088,000366
Total noninterest expense$12,216,000381
Salaries and employee benefits$7,029,000334
Premises and equipment expense$1,788,000348
Additional noninterest expense$3,399,000423
Pre-tax net operating income$7,930,000380
Securities gains (losses)$6,0001,143
Applicable income taxes$1,989,000463
Income before extraordinary items$5,947,000354
Extraordinary gains, net$024
Net income$5,947,000354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,661,000173
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,942,500346
2004-12-31 (YTD Data)Rank
Total interest income$98,609,000325
Total interest expense$40,114,000247
Net interest income$58,495,000379
Provision for loan and lease losses$6,300,000211
Total noninterest income$29,222,000299
Gross Fiduciary activities income$2,876,000210
Service charges on deposit accounts$9,864,000188
Trading account gains and fees$0138
Additional Noninterest Income$16,482,000312
Total noninterest expense$48,606,000382
Salaries and employee benefits$26,946,000346
Premises and equipment expense$6,769,000347
Additional noninterest expense$14,891,000401
Pre-tax net operating income$32,811,000344
Securities gains (losses)$-219,0008,810
Applicable income taxes$6,729,000488
Income before extraordinary items$25,863,000328
Extraordinary gains, net$034
Net income$25,863,000327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,834,000168
Cash dividends$12,295,000305
Sale, conversion, retirement of capital stock, net$0872
Net operating income$26,036,010316
2004-09-30 (YTD Data)Rank
Total interest income$73,718,000322
Total interest expense$30,233,000241
Net interest income$43,485,000384
Provision for loan and lease losses$4,575,000222
Total noninterest income$23,234,000293
Gross Fiduciary activities income$2,248,000206
Service charges on deposit accounts$7,354,000190
Trading account gains and fees$0134
Additional Noninterest Income$13,632,000308
Total noninterest expense$36,217,000386
Salaries and employee benefits$19,947,000348
Premises and equipment expense$5,065,000351
Additional noninterest expense$11,205,000395
Pre-tax net operating income$25,927,000332
Securities gains (losses)$390,000494
Applicable income taxes$5,276,000466
Income before extraordinary items$21,041,000300
Extraordinary gains, net$026
Net income$21,041,000301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,337,000244
Cash dividends$6,061,000391
Sale, conversion, retirement of capital stock, net$0738
Net operating income$20,729,000296
2004-06-30 (YTD Data)Rank
Total interest income$41,001,000363
Total interest expense$16,419,000279
Net interest income$24,582,000424
Provision for loan and lease losses$2,460,000275
Total noninterest income$15,509,000289
Gross Fiduciary activities income$1,456,000214
Service charges on deposit accounts$3,868,000226
Trading account gains and fees$0130
Additional Noninterest Income$10,185,000294
Total noninterest expense$20,908,000435
Salaries and employee benefits$11,738,000389
Premises and equipment expense$2,955,000405
Additional noninterest expense$6,215,000455
Pre-tax net operating income$16,723,000334
Securities gains (losses)$360,000432
Applicable income taxes$2,807,000549
Income before extraordinary items$14,276,000294
Extraordinary gains, net$021
Net income$14,276,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,966,000264
Cash dividends$4,772,000346
Sale, conversion, retirement of capital stock, net$0638
Net operating income$13,973,600283
2004-03-31 (YTD Data)Rank
Total interest income$19,008,000398
Total interest expense$7,729,000295
Net interest income$11,279,000466
Provision for loan and lease losses$1,200,000280
Total noninterest income$9,637,000255
Gross Fiduciary activities income$717,000211
Service charges on deposit accounts$1,706,000255
Trading account gains and fees$0121
Additional Noninterest Income$7,214,000235
Total noninterest expense$9,818,000465
Salaries and employee benefits$5,540,000427
Premises and equipment expense$1,362,000441
Additional noninterest expense$2,916,000468
Pre-tax net operating income$9,898,000295
Securities gains (losses)$5,0002,336
Applicable income taxes$1,133,000669
Income before extraordinary items$8,770,000258
Extraordinary gains, net$016
Net income$8,770,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,055,000262
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$8,765,550245
2003-12-31 (YTD Data)Rank
Total interest income$72,005,000414
Total interest expense$29,923,000324
Net interest income$42,082,000471
Provision for loan and lease losses$3,870,000392
Total noninterest income$21,495,000379
Gross Fiduciary activities income$2,695,000214
Service charges on deposit accounts$4,583,000375
Trading account gains and fees$0160
Additional Noninterest Income$14,217,000354
Total noninterest expense$37,147,000488
Salaries and employee benefits$19,964,000451
Premises and equipment expense$4,891,000486
Additional noninterest expense$12,292,000468
Pre-tax net operating income$22,560,000439
Securities gains (losses)$95,0001,941
Applicable income taxes$4,991,000623
Income before extraordinary items$17,664,000417
Extraordinary gains, net$054
Net income$17,664,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,162,000391
Cash dividends$6,798,000493
Sale, conversion, retirement of capital stock, net$0868
Net operating income$17,589,900397
2003-09-30 (YTD Data)Rank
Total interest income$51,222,000443
Total interest expense$21,522,000354
Net interest income$29,700,000508
Provision for loan and lease losses$4,050,000322
Total noninterest income$15,165,000409
Gross Fiduciary activities income$2,066,000220
Service charges on deposit accounts$2,719,000475
Trading account gains and fees$0153
Additional Noninterest Income$10,380,000380
Total noninterest expense$25,420,000535
Salaries and employee benefits$13,651,000502
Premises and equipment expense$3,557,000506
Additional noninterest expense$8,212,000523
Pre-tax net operating income$15,395,000479
Securities gains (losses)$04,204
Applicable income taxes$3,158,000736
Income before extraordinary items$12,237,000459
Extraordinary gains, net$040
Net income$12,237,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,270,000397
Cash dividends$3,298,000685
Sale, conversion, retirement of capital stock, net$0722
Net operating income$12,237,000428
2003-06-30 (YTD Data)Rank
Total interest income$34,425,000446
Total interest expense$14,555,000362
Net interest income$19,870,000509
Provision for loan and lease losses$2,700,000316
Total noninterest income$10,510,000402
Gross Fiduciary activities income$1,445,000223
Service charges on deposit accounts$1,630,000529
Trading account gains and fees$0150
Additional Noninterest Income$7,435,000364
Total noninterest expense$16,896,000537
Salaries and employee benefits$9,082,000500
Premises and equipment expense$2,388,000502
Additional noninterest expense$5,426,000528
Pre-tax net operating income$10,784,000466
Securities gains (losses)$03,782
Applicable income taxes$2,598,000621
Income before extraordinary items$8,186,000463
Extraordinary gains, net$030
Net income$8,186,000463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,688,000378
Cash dividends$3,149,000492
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,186,000427
2003-03-31 (YTD Data)Rank
Total interest income$17,558,000450
Total interest expense$7,459,000369
Net interest income$10,099,000503
Provision for loan and lease losses$1,350,000311
Total noninterest income$5,384,000401
Gross Fiduciary activities income$693,000232
Service charges on deposit accounts$775,000538
Trading account gains and fees$0134
Additional Noninterest Income$3,916,000360
Total noninterest expense$8,476,000535
Salaries and employee benefits$4,598,000494
Premises and equipment expense$1,251,000483
Additional noninterest expense$2,627,000539
Pre-tax net operating income$5,657,000440
Securities gains (losses)$02,891
Applicable income taxes$1,348,000611
Income before extraordinary items$4,309,000434
Extraordinary gains, net$021
Net income$4,309,000433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$738,000379
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,309,000406
2002-12-31 (YTD Data)Rank
Total interest income$75,523,000442
Total interest expense$33,721,000375
Net interest income$41,802,000495
Provision for loan and lease losses$5,675,000350
Total noninterest income$20,600,000397
Gross Fiduciary activities income$2,376,000257
Service charges on deposit accounts$3,085,000530
Trading account gains and fees$0153
Additional Noninterest Income$15,139,000346
Total noninterest expense$35,090,000494
Salaries and employee benefits$18,677,000459
Premises and equipment expense$4,677,000495
Additional noninterest expense$11,736,000495
Pre-tax net operating income$21,637,000444
Securities gains (losses)$12,0003,495
Applicable income taxes$3,702,000778
Income before extraordinary items$17,947,000400
Extraordinary gains, net$070
Net income$17,947,000401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,715,000337
Cash dividends$6,071,000529
Sale, conversion, retirement of capital stock, net$0862
Net operating income$17,937,040375
2001-12-31 (YTD Data)Rank
Total interest income$86,979,000434
Total interest expense$47,360,000394
Net interest income$39,619,000479
Provision for loan and lease losses$4,425,000385
Total noninterest income$17,153,000425
Gross Fiduciary activities income$2,437,000262
Service charges on deposit accounts$3,032,000493
Trading account gains and fees$0177
Additional Noninterest Income$11,684,000387
Total noninterest expense$33,491,000505
Salaries and employee benefits$17,198,000463
Premises and equipment expense$5,590,000420
Additional noninterest expense$10,703,000547
Pre-tax net operating income$18,856,000450
Securities gains (losses)$04,612
Applicable income taxes$4,034,000647
Income before extraordinary items$14,822,000406
Extraordinary gains, net$0105
Net income$14,822,000405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,466,000292
Cash dividends$5,241,000592
Sale, conversion, retirement of capital stock, net$0922
Net operating income$14,822,000389
2000-12-31 (YTD Data)Rank
Total interest income$92,723,000433
Total interest expense$53,777,000404
Net interest income$38,946,000482
Provision for loan and lease losses$2,700,000493
Total noninterest income$11,427,000534
Gross Fiduciary activities income$2,523,000258
Service charges on deposit accounts$2,604,000519
Trading account gains and fees$0180
Additional Noninterest Income$6,300,000554
Total noninterest expense$28,592,000562
Salaries and employee benefits$14,515,000506
Premises and equipment expense$5,517,000413
Additional noninterest expense$8,560,000646
Pre-tax net operating income$19,081,000466
Securities gains (losses)$01,956
Applicable income taxes$5,077,000545
Income before extraordinary items$14,004,000433
Extraordinary gains, net$038
Net income$14,004,000434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,405,000429
Cash dividends$4,987,000629
Sale, conversion, retirement of capital stock, net$0969
Net operating income$14,004,000434
1999-12-31 (YTD Data)Rank
Total interest income$84,041,000460
Total interest expense$44,446,000421
Net interest income$39,595,000500
Provision for loan and lease losses$2,700,000438
Total noninterest income$10,412,000602
Gross Fiduciary activities income$2,370,000302
Service charges on deposit accounts$2,208,000596
Trading account gains and fees$0173
Additional Noninterest Income$5,834,000598
Total noninterest expense$28,877,000557
Salaries and employee benefits$15,389,000500
Premises and equipment expense$5,207,000448
Additional noninterest expense$8,281,000685
Pre-tax net operating income$18,430,000520
Securities gains (losses)$178,000578
Applicable income taxes$5,458,000564
Income before extraordinary items$13,150,000496
Extraordinary gains, net$035
Net income$13,150,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,757,000491
Cash dividends$5,302,000621
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$13,023,620492
1998-12-31 (YTD Data)Rank
Total interest income$80,136,000478
Total interest expense$43,543,000439
Net interest income$36,593,000516
Provision for loan and lease losses$2,890,000461
Total noninterest income$9,378,000624
Gross Fiduciary activities income$2,012,000319
Service charges on deposit accounts$2,190,000563
Trading account gains and fees$0224
Additional Noninterest Income$5,176,000625
Total noninterest expense$28,193,000552
Salaries and employee benefits$14,647,000498
Premises and equipment expense$4,874,000456
Additional noninterest expense$8,672,000649
Pre-tax net operating income$14,888,000563
Securities gains (losses)$765,000446
Applicable income taxes$4,381,000637
Income before extraordinary items$11,272,000520
Extraordinary gains, net$032
Net income$11,272,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,486,000567
Cash dividends$4,240,000725
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,721,200526
1997-12-31 (YTD Data)Rank
Total interest income$76,901,000491
Total interest expense$40,796,000467
Net interest income$36,105,000524
Provision for loan and lease losses$3,600,000388
Total noninterest income$8,142,000655
Gross Fiduciary activities income$1,819,000339
Service charges on deposit accounts$2,315,000561
Trading account gains and fees$0239
Additional Noninterest Income$4,008,000712
Total noninterest expense$26,730,000570
Salaries and employee benefits$14,351,000484
Premises and equipment expense$4,864,000447
Additional noninterest expense$7,515,000725
Pre-tax net operating income$13,917,000619
Securities gains (losses)$311,000559
Applicable income taxes$3,463,000830
Income before extraordinary items$10,765,000553
Extraordinary gains, net$044
Net income$10,765,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,388,000636
Cash dividends$3,740,000795
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,528,640555
1996-12-31 (YTD Data)Rank
Total interest income$70,812,000559
Total interest expense$36,114,000535
Net interest income$34,698,000585
Provision for loan and lease losses$2,625,000498
Total noninterest income$7,655,000708
Gross Fiduciary activities income$1,652,000393
Service charges on deposit accounts$2,165,000633
Trading account gains and fees$0262
Additional Noninterest Income$3,838,000758
Total noninterest expense$26,490,000624
Salaries and employee benefits$13,986,000515
Premises and equipment expense$4,593,000497
Additional noninterest expense$7,911,000814
Pre-tax net operating income$13,238,000627
Securities gains (losses)$156,000784
Applicable income taxes$3,870,000720
Income before extraordinary items$9,524,000609
Extraordinary gains, net$053
Net income$9,524,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,825,000465
Cash dividends$2,900,000990
Sale, conversion, retirement of capital stock, net$0953
Net operating income$9,413,240603
1995-12-31 (YTD Data)Rank
Total interest income$64,417,000629
Total interest expense$33,217,000601
Net interest income$31,200,000662
Provision for loan and lease losses$1,200,000822
Total noninterest income$7,475,000731
Gross Fiduciary activities income$1,401,000458
Service charges on deposit accounts$2,023,000669
Trading account gains and fees$0522
Additional Noninterest Income$4,051,000754
Total noninterest expense$26,410,000636
Salaries and employee benefits$12,617,000566
Premises and equipment expense$4,015,000588
Additional noninterest expense$9,778,000698
Pre-tax net operating income$11,065,000769
Securities gains (losses)$7,0002,620
Applicable income taxes$3,143,000887
Income before extraordinary items$7,929,000727
Extraordinary gains, net$065
Net income$7,929,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,016,000878
Cash dividends$2,930,000943
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,923,960718
1994-12-31 (YTD Data)Rank
Total interest income$56,602,000632
Total interest expense$25,250,000594
Net interest income$31,352,000647
Provision for loan and lease losses$1,250,000795
Total noninterest income$6,850,000760
Gross Fiduciary activities income$1,238,000470
Service charges on deposit accounts$1,943,000703
Trading account gains and fees$0475
Additional Noninterest Income$3,669,000778
Total noninterest expense$25,808,000663
Salaries and employee benefits$11,906,000606
Premises and equipment expense$3,617,000638
Additional noninterest expense$10,285,000688
Pre-tax net operating income$11,144,000733
Securities gains (losses)$-104,00011,552
Applicable income taxes$2,630,000977
Income before extraordinary items$8,410,000658
Extraordinary gains, net$0249
Net income$8,410,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$935,000907
Cash dividends$2,040,0001,083
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,489,040656
1993-12-31 (YTD Data)Rank
Total interest income$57,056,000619
Total interest expense$25,594,000586
Net interest income$31,462,000639
Provision for loan and lease losses$300,0002,975
Total noninterest income$6,166,000844
Gross Fiduciary activities income$1,133,000514
Service charges on deposit accounts$1,936,000703
Trading account gains and fees$0532
Additional Noninterest Income$3,097,000941
Total noninterest expense$25,334,000703
Salaries and employee benefits$11,639,000633
Premises and equipment expense$3,718,000634
Additional noninterest expense$9,977,000761
Pre-tax net operating income$11,994,000605
Securities gains (losses)$695,000716
Applicable income taxes$3,036,000848
Income before extraordinary items$9,653,000557
Extraordinary gains, net$03,149
Net income$9,653,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,796,000768
Cash dividends$1,925,0001,065
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,124,800541
1992-12-31 (YTD Data)Rank
Total interest income$60,961,000653
Total interest expense$27,628,000691
Net interest income$33,333,000617
Provision for loan and lease losses$2,550,000953
Total noninterest income$5,337,000933
Gross Fiduciary activities income$959,000564
Service charges on deposit accounts$907,0001,486
Trading account gains and fees$0504
Additional Noninterest Income$3,471,000860
Total noninterest expense$23,658,000742
Salaries and employee benefits$10,608,000669
Premises and equipment expense$3,625,000676
Additional noninterest expense$9,425,000810
Pre-tax net operating income$12,462,000514
Securities gains (losses)$146,0002,447
Applicable income taxes$3,450,000680
Income before extraordinary items$9,158,000526
Extraordinary gains, net$01,422
Net income$9,158,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,281,0001,335
Cash dividends$2,605,000672
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$9,051,420485

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.