Home > First Federal Savings Bank of Twin Falls > Income and Expense

First Federal Savings Bank of Twin Falls, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$61,523,000	784
Total interest expense	$24,500,000	684
Net interest income	$37,023,000	858
Provision for loan and lease losses	$889,000	901
Total noninterest income	$10,030,000	739
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,134,000	530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,896,000	638
Total noninterest expense	$38,356,000	719
Salaries and employee benefits	$23,147,000	657
Premises and equipment expense	$6,172,000	467
Additional noninterest expense	$7,896,000	638
Pre-tax net operating income	$7,808,000	1,416
Securities gains (losses)	$0	988
Applicable income taxes	$1,963,000	996
Income before extraordinary items	$5,845,000	1,553
Extraordinary gains, net	$0	54
Net income	$5,845,000	1,568
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,845,000	1,556
Net charge-offs	$-17,000	3,951
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,845,000	1,585
2023-09-30 (YTD Data)		Rank
Total interest income	$44,929,000	793
Total interest expense	$16,565,000	694
Net interest income	$28,364,000	846
Provision for loan and lease losses	$764,000	781
Total noninterest income	$7,190,000	768
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,602,000	524
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,588,000	685
Total noninterest expense	$28,822,000	717
Salaries and employee benefits	$17,676,000	649
Premises and equipment expense	$4,562,000	469
Additional noninterest expense	$5,588,000	685
Pre-tax net operating income	$5,968,000	1,453
Securities gains (losses)	$0	849
Applicable income taxes	$1,516,000	1,001
Income before extraordinary items	$4,452,000	1,589
Extraordinary gains, net	$0	52
Net income	$4,452,000	1,602
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,452,000	1,589
Net charge-offs	$-7,000	3,746
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,452,000	1,606
2023-06-30 (YTD Data)		Rank
Total interest income	$29,163,000	785
Total interest expense	$9,548,000	710
Net interest income	$19,615,000	831
Provision for loan and lease losses	$514,000	765
Total noninterest income	$4,579,000	774
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,051,000	525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,528,000	669
Total noninterest expense	$19,191,000	706
Salaries and employee benefits	$11,807,000	640
Premises and equipment expense	$3,049,000	459
Additional noninterest expense	$3,528,000	669
Pre-tax net operating income	$4,489,000	1,303
Securities gains (losses)	$0	938
Applicable income taxes	$1,140,000	935
Income before extraordinary items	$3,349,000	1,442
Extraordinary gains, net	$0	51
Net income	$3,349,000	1,459
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,349,000	1,442
Net charge-offs	$-6,000	3,775
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,349,000	1,448
2023-03-31 (YTD Data)		Rank
Total interest income	$13,975,000	806
Total interest expense	$3,826,000	752
Net interest income	$10,149,000	816
Provision for loan and lease losses	$264,000	751
Total noninterest income	$2,287,000	760
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$514,000	547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,773,000	664
Total noninterest expense	$9,734,000	708
Salaries and employee benefits	$6,136,000	635
Premises and equipment expense	$1,567,000	465
Additional noninterest expense	$1,773,000	664
Pre-tax net operating income	$2,438,000	1,253
Securities gains (losses)	$0	950
Applicable income taxes	$619,000	905
Income before extraordinary items	$1,819,000	1,377
Extraordinary gains, net	$0	4
Net income	$1,819,000	1,376
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,819,000	1,377
Net charge-offs	$14,000	1,246
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,819,000	1,391
2022-12-31 (YTD Data)		Rank
Total interest income	$46,936,000	790
Total interest expense	$3,299,000	1,095
Net interest income	$43,637,000	761
Provision for loan and lease losses	$1,213,000	714
Total noninterest income	$13,343,000	637
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,388,000	489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,955,000	533
Total noninterest expense	$39,960,000	665
Salaries and employee benefits	$25,114,000	611
Premises and equipment expense	$5,504,000	500
Additional noninterest expense	$10,955,000	533
Pre-tax net operating income	$15,807,000	906
Securities gains (losses)	$0	691
Applicable income taxes	$4,015,000	689
Income before extraordinary items	$11,792,000	978
Extraordinary gains, net	$0	5
Net income	$11,792,000	979
Minority interest net income	$0	63
Net income of bank and minority interests.	$11,792,000	979
Net charge-offs	$-37,000	3,998
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$11,792,000	999
2022-09-30 (YTD Data)		Rank
Total interest income	$33,616,000	789
Total interest expense	$1,451,000	1,356
Net interest income	$32,165,000	753
Provision for loan and lease losses	$746,000	760
Total noninterest income	$9,606,000	663
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,595,000	545
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,011,000	552
Total noninterest expense	$30,263,000	656
Salaries and employee benefits	$19,405,000	593
Premises and equipment expense	$4,107,000	500
Additional noninterest expense	$8,011,000	552
Pre-tax net operating income	$10,762,000	981
Securities gains (losses)	$0	740
Applicable income taxes	$2,734,000	736
Income before extraordinary items	$8,028,000	1,045
Extraordinary gains, net	$0	4
Net income	$8,028,000	1,044
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,028,000	1,045
Net charge-offs	$-4,000	3,351
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,028,000	1,066
2022-06-30 (YTD Data)		Rank
Total interest income	$21,153,000	794
Total interest expense	$749,000	1,426
Net interest income	$20,404,000	765
Provision for loan and lease losses	$498,000	701
Total noninterest income	$6,951,000	623
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$999,000	574
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,952,000	530
Total noninterest expense	$20,211,000	645
Salaries and employee benefits	$12,950,000	581
Premises and equipment expense	$2,729,000	498
Additional noninterest expense	$4,532,000	838
Pre-tax net operating income	$6,646,000	985
Securities gains (losses)	$0	687
Applicable income taxes	$1,688,000	739
Income before extraordinary items	$4,958,000	1,049
Extraordinary gains, net	$0	4
Net income	$4,958,000	1,048
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,958,000	1,049
Net charge-offs	$-2,000	3,158
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,958,000	1,073
2022-03-31 (YTD Data)		Rank
Total interest income	$9,984,000	815
Total interest expense	$392,000	1,331
Net interest income	$9,592,000	797
Provision for loan and lease losses	$245,000	590
Total noninterest income	$3,801,000	592
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$491,000	576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,310,000	501
Total noninterest expense	$9,646,000	680
Salaries and employee benefits	$6,065,000	618
Premises and equipment expense	$1,335,000	515
Additional noninterest expense	$2,246,000	833
Pre-tax net operating income	$3,502,000	906
Securities gains (losses)	$0	623
Applicable income taxes	$889,000	692
Income before extraordinary items	$2,613,000	982
Extraordinary gains, net	$0	4
Net income	$2,613,000	981
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,613,000	982
Net charge-offs	$-5,000	3,667
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,613,000	994
2021-12-31 (YTD Data)		Rank
Total interest income	$40,486,000	819
Total interest expense	$1,615,000	1,567
Net interest income	$38,871,000	790
Provision for loan and lease losses	$951,000	621
Total noninterest income	$16,272,000	602
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,864,000	565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,408,000	525
Total noninterest expense	$40,250,000	650
Salaries and employee benefits	$26,564,000	556
Premises and equipment expense	$5,369,000	501
Additional noninterest expense	$8,317,000	900
Pre-tax net operating income	$13,942,000	990
Securities gains (losses)	$27,000	1,378
Applicable income taxes	$3,548,000	777
Income before extraordinary items	$10,421,000	1,117
Extraordinary gains, net	$0	10
Net income	$10,421,000	1,117
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,421,000	1,117
Net charge-offs	$-49,000	4,118
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,399,670	1,104
2021-09-30 (YTD Data)		Rank
Total interest income	$30,231,000	841
Total interest expense	$1,239,000	1,615
Net interest income	$28,992,000	808
Provision for loan and lease losses	$759,000	575
Total noninterest income	$11,937,000	629
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,345,000	583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,592,000	548
Total noninterest expense	$29,378,000	670
Salaries and employee benefits	$19,512,000	573
Premises and equipment expense	$4,040,000	507
Additional noninterest expense	$5,826,000	955
Pre-tax net operating income	$10,792,000	1,004
Securities gains (losses)	$27,000	1,297
Applicable income taxes	$2,748,000	789
Income before extraordinary items	$8,071,000	1,126
Extraordinary gains, net	$0	8
Net income	$8,071,000	1,126
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,071,000	1,127
Net charge-offs	$9,000	2,006
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,049,670	1,115
2021-06-30 (YTD Data)		Rank
Total interest income	$20,130,000	836
Total interest expense	$862,000	1,622
Net interest income	$19,268,000	792
Provision for loan and lease losses	$519,000	590
Total noninterest income	$8,141,000	620
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$825,000	598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,316,000	542
Total noninterest expense	$18,930,000	685
Salaries and employee benefits	$13,286,000	555
Premises and equipment expense	$2,640,000	516
Additional noninterest expense	$3,004,000	1,128
Pre-tax net operating income	$7,960,000	922
Securities gains (losses)	$27,000	1,094
Applicable income taxes	$2,029,000	749
Income before extraordinary items	$5,958,000	1,037
Extraordinary gains, net	$0	6
Net income	$5,958,000	1,036
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,958,000	1,037
Net charge-offs	$19,000	1,524
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,936,670	1,018
2021-03-31 (YTD Data)		Rank
Total interest income	$9,961,000	836
Total interest expense	$458,000	1,616
Net interest income	$9,503,000	793
Provision for loan and lease losses	$267,000	661
Total noninterest income	$3,850,000	647
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$401,000	604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,449,000	574
Total noninterest expense	$9,019,000	708
Salaries and employee benefits	$6,331,000	586
Premises and equipment expense	$1,292,000	527
Additional noninterest expense	$1,396,000	1,175
Pre-tax net operating income	$4,067,000	897
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,033,000	726
Income before extraordinary items	$3,034,000	1,011
Extraordinary gains, net	$0	3
Net income	$3,034,000	1,011
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,034,000	1,011
Net charge-offs	$17,000	1,197
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,034,000	983
2020-12-31 (YTD Data)		Rank
Total interest income	$37,508,000	884
Total interest expense	$2,076,000	1,935
Net interest income	$35,432,000	814
Provision for loan and lease losses	$860,000	1,762
Total noninterest income	$12,672,000	688
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,758,000	581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,914,000	607
Total noninterest expense	$35,657,000	703
Salaries and employee benefits	$23,022,000	614
Premises and equipment expense	$4,935,000	532
Additional noninterest expense	$7,700,000	905
Pre-tax net operating income	$11,587,000	938
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,943,000	707
Income before extraordinary items	$8,644,000	1,083
Extraordinary gains, net	$0	4
Net income	$8,644,000	1,083
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,644,000	1,083
Net charge-offs	$-90,000	4,722
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,644,000	1,048
2020-09-30 (YTD Data)		Rank
Total interest income	$27,782,000	892
Total interest expense	$1,586,000	1,992
Net interest income	$26,196,000	814
Provision for loan and lease losses	$668,000	1,703
Total noninterest income	$9,521,000	667
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,298,000	585
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,223,000	577
Total noninterest expense	$26,062,000	710
Salaries and employee benefits	$16,922,000	616
Premises and equipment expense	$3,811,000	519
Additional noninterest expense	$5,329,000	956
Pre-tax net operating income	$8,987,000	878
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,283,000	659
Income before extraordinary items	$6,704,000	1,010
Extraordinary gains, net	$0	4
Net income	$6,704,000	1,009
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,704,000	1,010
Net charge-offs	$-82,000	4,777
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,704,000	979
2020-06-30 (YTD Data)		Rank
Total interest income	$17,751,000	927
Total interest expense	$1,070,000	2,066
Net interest income	$16,681,000	843
Provision for loan and lease losses	$494,000	1,626
Total noninterest income	$5,431,000	680
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$858,000	591
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,573,000	604
Total noninterest expense	$16,949,000	719
Salaries and employee benefits	$11,084,000	623
Premises and equipment expense	$2,433,000	533
Additional noninterest expense	$3,432,000	990
Pre-tax net operating income	$4,669,000	1,016
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,186,000	729
Income before extraordinary items	$3,483,000	1,161
Extraordinary gains, net	$0	4
Net income	$3,483,000	1,161
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,483,000	1,161
Net charge-offs	$44,000	1,800
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,483,000	1,133
2020-03-31 (YTD Data)		Rank
Total interest income	$8,830,000	940
Total interest expense	$548,000	2,162
Net interest income	$8,282,000	836
Provision for loan and lease losses	$173,000	1,557
Total noninterest income	$2,436,000	715
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$509,000	593
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,927,000	625
Total noninterest expense	$8,020,000	758
Salaries and employee benefits	$5,090,000	680
Premises and equipment expense	$1,176,000	564
Additional noninterest expense	$1,754,000	979
Pre-tax net operating income	$2,525,000	874
Securities gains (losses)	$0	1,705
Applicable income taxes	$641,000	623
Income before extraordinary items	$1,884,000	984
Extraordinary gains, net	$0	4
Net income	$1,884,000	984
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,884,000	984
Net charge-offs	$23,000	1,537
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,884,000	978
2019-12-31 (YTD Data)		Rank
Total interest income	$33,781,000	981
Total interest expense	$1,996,000	2,340
Net interest income	$31,785,000	860
Provision for loan and lease losses	$533,000	1,433
Total noninterest income	$10,664,000	661
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,179,000	576
Trading account gains and fees	$0	135
Additional Noninterest Income	$8,485,000	579
Total noninterest expense	$30,618,000	758
Salaries and employee benefits	$19,671,000	680
Premises and equipment expense	$4,359,000	582
Additional noninterest expense	$6,588,000	1,019
Pre-tax net operating income	$11,298,000	956
Securities gains (losses)	$430,000	404
Applicable income taxes	$2,979,000	697
Income before extraordinary items	$8,749,000	1,044
Extraordinary gains, net	$0	11
Net income	$8,749,000	1,045
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,749,000	1,045
Net charge-offs	$33,000	2,876
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,409,300	1,053
2019-09-30 (YTD Data)		Rank
Total interest income	$24,775,000	1,002
Total interest expense	$1,456,000	2,400
Net interest income	$23,319,000	875
Provision for loan and lease losses	$392,000	1,368
Total noninterest income	$7,039,000	724
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,608,000	584
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,431,000	661
Total noninterest expense	$21,623,000	784
Salaries and employee benefits	$13,691,000	729
Premises and equipment expense	$3,278,000	587
Additional noninterest expense	$4,654,000	1,060
Pre-tax net operating income	$8,343,000	991
Securities gains (losses)	$430,000	343
Applicable income taxes	$2,228,000	725
Income before extraordinary items	$6,545,000	1,071
Extraordinary gains, net	$0	11
Net income	$6,545,000	1,072
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,545,000	1,072
Net charge-offs	$17,000	2,774
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,205,300	1,085
2019-06-30 (YTD Data)		Rank
Total interest income	$15,834,000	1,037
Total interest expense	$927,000	2,449
Net interest income	$14,907,000	905
Provision for loan and lease losses	$246,000	1,394
Total noninterest income	$4,424,000	746
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,022,000	605
Trading account gains and fees	$0	131
Additional Noninterest Income	$3,402,000	671
Total noninterest expense	$14,045,000	807
Salaries and employee benefits	$8,890,000	744
Premises and equipment expense	$2,165,000	590
Additional noninterest expense	$2,990,000	1,095
Pre-tax net operating income	$5,040,000	1,043
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,280,000	764
Income before extraordinary items	$3,760,000	1,160
Extraordinary gains, net	$0	11
Net income	$3,760,000	1,160
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,760,000	1,160
Net charge-offs	$-4,000	4,200
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,760,000	1,142
2019-03-31 (YTD Data)		Rank
Total interest income	$7,577,000	1,070
Total interest expense	$450,000	2,458
Net interest income	$7,127,000	942
Provision for loan and lease losses	$158,000	1,115
Total noninterest income	$2,030,000	764
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$506,000	604
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,524,000	686
Total noninterest expense	$6,807,000	827
Salaries and employee benefits	$4,371,000	752
Premises and equipment expense	$1,055,000	605
Additional noninterest expense	$1,381,000	1,150
Pre-tax net operating income	$2,192,000	1,133
Securities gains (losses)	$0	1,087
Applicable income taxes	$557,000	837
Income before extraordinary items	$1,635,000	1,274
Extraordinary gains, net	$0	5
Net income	$1,635,000	1,273
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,635,000	1,273
Net charge-offs	$33,000	1,439
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,635,000	1,251
2018-12-31 (YTD Data)		Rank
Total interest income	$28,451,000	1,057
Total interest expense	$1,586,000	2,264
Net interest income	$26,865,000	970
Provision for loan and lease losses	$810,000	1,041
Total noninterest income	$9,238,000	724
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,267,000	561
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,971,000	654
Total noninterest expense	$27,148,000	813
Salaries and employee benefits	$16,631,000	752
Premises and equipment expense	$3,917,000	643
Additional noninterest expense	$6,600,000	1,013
Pre-tax net operating income	$8,145,000	1,210
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,845,000	923
Income before extraordinary items	$6,300,000	1,307
Extraordinary gains, net	$0	6
Net income	$6,300,000	1,306
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,300,000	1,306
Net charge-offs	$410,000	1,089
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,300,000	1,298
2018-09-30 (YTD Data)		Rank
Total interest income	$20,947,000	1,063
Total interest expense	$1,186,000	2,190
Net interest income	$19,761,000	987
Provision for loan and lease losses	$467,000	1,187
Total noninterest income	$6,869,000	734
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,694,000	563
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,175,000	664
Total noninterest expense	$19,977,000	825
Salaries and employee benefits	$12,245,000	773
Premises and equipment expense	$2,838,000	673
Additional noninterest expense	$4,894,000	1,014
Pre-tax net operating income	$6,186,000	1,207
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,347,000	959
Income before extraordinary items	$4,839,000	1,308
Extraordinary gains, net	$0	5
Net income	$4,839,000	1,307
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,839,000	1,307
Net charge-offs	$167,000	1,364
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,839,000	1,298
2018-06-30 (YTD Data)		Rank
Total interest income	$13,627,000	1,073
Total interest expense	$790,000	2,107
Net interest income	$12,837,000	1,008
Provision for loan and lease losses	$285,000	1,250
Total noninterest income	$4,556,000	740
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,099,000	578
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,457,000	665
Total noninterest expense	$13,031,000	850
Salaries and employee benefits	$8,062,000	786
Premises and equipment expense	$1,848,000	690
Additional noninterest expense	$3,121,000	1,046
Pre-tax net operating income	$4,077,000	1,205
Securities gains (losses)	$0	961
Applicable income taxes	$812,000	1,009
Income before extraordinary items	$3,265,000	1,270
Extraordinary gains, net	$0	6
Net income	$3,265,000	1,269
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,265,000	1,269
Net charge-offs	$85,000	1,415
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,265,000	1,263
2018-03-31 (YTD Data)		Rank
Total interest income	$6,578,000	1,101
Total interest expense	$387,000	2,070
Net interest income	$6,191,000	1,038
Provision for loan and lease losses	$183,000	1,011
Total noninterest income	$2,110,000	756
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$532,000	596
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,578,000	684
Total noninterest expense	$6,489,000	855
Salaries and employee benefits	$4,140,000	772
Premises and equipment expense	$882,000	731
Additional noninterest expense	$1,467,000	1,096
Pre-tax net operating income	$1,629,000	1,402
Securities gains (losses)	$0	735
Applicable income taxes	$190,000	1,615
Income before extraordinary items	$1,439,000	1,368
Extraordinary gains, net	$0	7
Net income	$1,439,000	1,368
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,439,000	1,368
Net charge-offs	$83,000	947
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,439,000	1,360
2017-12-31 (YTD Data)		Rank
Total interest income	$24,743,000	1,129
Total interest expense	$1,526,000	1,890
Net interest income	$23,217,000	1,075
Provision for loan and lease losses	$200,000	2,355
Total noninterest income	$8,850,000	755
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,256,000	567
Trading account gains and fees	$0	151
Additional Noninterest Income	$6,594,000	695
Total noninterest expense	$25,393,000	857
Salaries and employee benefits	$15,640,000	785
Premises and equipment expense	$3,771,000	663
Additional noninterest expense	$5,982,000	1,080
Pre-tax net operating income	$6,474,000	1,389
Securities gains (losses)	$-40,000	5,276
Applicable income taxes	$2,091,000	1,244
Income before extraordinary items	$4,343,000	1,512
Extraordinary gains, net	$0	9
Net income	$4,343,000	1,512
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,343,000	1,512
Net charge-offs	$77,000	2,663
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,370,200	1,494
2017-09-30 (YTD Data)		Rank
Total interest income	$18,172,000	1,141
Total interest expense	$1,135,000	1,885
Net interest income	$17,037,000	1,097
Provision for loan and lease losses	$100,000	2,645
Total noninterest income	$6,450,000	782
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,671,000	581
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,779,000	714
Total noninterest expense	$19,000,000	858
Salaries and employee benefits	$11,720,000	786
Premises and equipment expense	$2,825,000	673
Additional noninterest expense	$4,455,000	1,090
Pre-tax net operating income	$4,387,000	1,502
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,425,000	1,160
Income before extraordinary items	$2,962,000	1,753
Extraordinary gains, net	$0	9
Net income	$2,962,000	1,753
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,962,000	1,753
Net charge-offs	$10,000	3,258
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,962,000	1,732
2017-06-30 (YTD Data)		Rank
Total interest income	$11,844,000	1,162
Total interest expense	$752,000	1,866
Net interest income	$11,092,000	1,109
Provision for loan and lease losses	$50,000	2,834
Total noninterest income	$4,201,000	785
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,085,000	581
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,116,000	717
Total noninterest expense	$12,720,000	856
Salaries and employee benefits	$7,878,000	778
Premises and equipment expense	$1,879,000	667
Additional noninterest expense	$2,963,000	1,098
Pre-tax net operating income	$2,523,000	1,686
Securities gains (losses)	$0	1,906
Applicable income taxes	$820,000	1,255
Income before extraordinary items	$1,703,000	1,950
Extraordinary gains, net	$0	11
Net income	$1,703,000	1,950
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,703,000	1,950
Net charge-offs	$1,000	3,381
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,703,000	1,922
2017-03-31 (YTD Data)		Rank
Total interest income	$5,711,000	1,191
Total interest expense	$372,000	1,855
Net interest income	$5,339,000	1,135
Provision for loan and lease losses	$25,000	2,651
Total noninterest income	$1,974,000	821
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$528,000	597
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,446,000	742
Total noninterest expense	$6,383,000	857
Salaries and employee benefits	$3,916,000	795
Premises and equipment expense	$968,000	652
Additional noninterest expense	$1,499,000	1,065
Pre-tax net operating income	$905,000	2,096
Securities gains (losses)	$0	1,153
Applicable income taxes	$294,000	1,510
Income before extraordinary items	$611,000	2,413
Extraordinary gains, net	$0	8
Net income	$611,000	2,412
Minority interest net income	$0	55
Net income of bank and minority interests.	$611,000	2,413
Net charge-offs	$-16,000	5,175
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$611,000	2,394
2016-12-31 (YTD Data)		Rank
Total interest income	$22,599,000	1,169
Total interest expense	$1,555,000	1,761
Net interest income	$21,044,000	1,122
Provision for loan and lease losses	$0	4,332
Total noninterest income	$9,109,000	738
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,462,000	529
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,647,000	688
Total noninterest expense	$24,831,000	859
Salaries and employee benefits	$15,177,000	785
Premises and equipment expense	$3,577,000	695
Additional noninterest expense	$6,077,000	1,089
Pre-tax net operating income	$5,322,000	1,546
Securities gains (losses)	$13,000	2,562
Applicable income taxes	$1,734,000	1,166
Income before extraordinary items	$3,601,000	1,803
Extraordinary gains, net	$0	5
Net income	$3,601,000	1,802
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,601,000	1,802
Net charge-offs	$-52,000	5,375
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,592,290	1,767
2016-09-30 (YTD Data)		Rank
Total interest income	$16,761,000	1,187
Total interest expense	$1,174,000	1,750
Net interest income	$15,587,000	1,132
Provision for loan and lease losses	$0	4,186
Total noninterest income	$6,434,000	780
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,835,000	534
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,599,000	732
Total noninterest expense	$18,015,000	885
Salaries and employee benefits	$10,871,000	814
Premises and equipment expense	$2,679,000	697
Additional noninterest expense	$4,465,000	1,106
Pre-tax net operating income	$4,006,000	1,558
Securities gains (losses)	$13,000	2,496
Applicable income taxes	$1,306,000	1,196
Income before extraordinary items	$2,713,000	1,825
Extraordinary gains, net	$0	5
Net income	$2,713,000	1,825
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,713,000	1,825
Net charge-offs	$-75,000	5,495
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,704,160	1,775
2016-06-30 (YTD Data)		Rank
Total interest income	$10,953,000	1,201
Total interest expense	$788,000	1,724
Net interest income	$10,165,000	1,154
Provision for loan and lease losses	$0	4,017
Total noninterest income	$4,037,000	808
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,168,000	555
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,869,000	756
Total noninterest expense	$11,882,000	899
Salaries and employee benefits	$7,159,000	828
Premises and equipment expense	$1,783,000	692
Additional noninterest expense	$2,940,000	1,117
Pre-tax net operating income	$2,320,000	1,742
Securities gains (losses)	$13,000	2,156
Applicable income taxes	$758,000	1,288
Income before extraordinary items	$1,575,000	2,030
Extraordinary gains, net	$0	16
Net income	$1,575,000	2,030
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,575,000	2,030
Net charge-offs	$-32,000	5,374
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,566,160	1,978
2016-03-31 (YTD Data)		Rank
Total interest income	$5,371,000	1,222
Total interest expense	$392,000	1,729
Net interest income	$4,979,000	1,181
Provision for loan and lease losses	$0	3,656
Total noninterest income	$2,087,000	772
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$585,000	545
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,502,000	711
Total noninterest expense	$5,813,000	906
Salaries and employee benefits	$3,530,000	836
Premises and equipment expense	$880,000	718
Additional noninterest expense	$1,403,000	1,149
Pre-tax net operating income	$1,253,000	1,613
Securities gains (losses)	$7,000	1,613
Applicable income taxes	$409,000	1,222
Income before extraordinary items	$851,000	1,883
Extraordinary gains, net	$0	12
Net income	$851,000	1,885
Minority interest net income	$0	62
Net income of bank and minority interests.	$851,000	1,884
Net charge-offs	$-45,000	5,705
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$846,240	1,851
2015-12-31 (YTD Data)		Rank
Total interest income	$20,709,000	1,232
Total interest expense	$1,657,000	1,626
Net interest income	$19,052,000	1,202
Provision for loan and lease losses	$0	4,380
Total noninterest income	$8,007,000	798
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,386,000	552
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,621,000	753
Total noninterest expense	$23,217,000	892
Salaries and employee benefits	$13,592,000	833
Premises and equipment expense	$3,361,000	732
Additional noninterest expense	$6,264,000	1,049
Pre-tax net operating income	$3,842,000	1,930
Securities gains (losses)	$45,000	1,712
Applicable income taxes	$1,264,000	1,377
Income before extraordinary items	$2,623,000	2,255
Extraordinary gains, net	$0	23
Net income	$2,623,000	2,255
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,623,000	2,256
Net charge-offs	$161,000	2,190
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,592,850	2,235
2015-09-30 (YTD Data)		Rank
Total interest income	$15,401,000	1,248
Total interest expense	$1,252,000	1,643
Net interest income	$14,149,000	1,214
Provision for loan and lease losses	$0	4,232
Total noninterest income	$5,828,000	836
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,767,000	563
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,061,000	778
Total noninterest expense	$17,113,000	914
Salaries and employee benefits	$10,063,000	849
Premises and equipment expense	$2,432,000	769
Additional noninterest expense	$4,618,000	1,065
Pre-tax net operating income	$2,864,000	1,979
Securities gains (losses)	$45,000	1,541
Applicable income taxes	$945,000	1,424
Income before extraordinary items	$1,964,000	2,303
Extraordinary gains, net	$0	21
Net income	$1,964,000	2,304
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,964,000	2,304
Net charge-offs	$159,000	1,733
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,933,400	2,285
2015-06-30 (YTD Data)		Rank
Total interest income	$9,996,000	1,281
Total interest expense	$837,000	1,648
Net interest income	$9,159,000	1,251
Provision for loan and lease losses	$0	4,069
Total noninterest income	$3,652,000	875
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,119,000	582
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,533,000	813
Total noninterest expense	$11,211,000	934
Salaries and employee benefits	$6,619,000	865
Premises and equipment expense	$1,576,000	806
Additional noninterest expense	$3,016,000	1,086
Pre-tax net operating income	$1,600,000	2,227
Securities gains (losses)	$9,000	2,056
Applicable income taxes	$523,000	1,580
Income before extraordinary items	$1,086,000	2,609
Extraordinary gains, net	$0	22
Net income	$1,086,000	2,611
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,086,000	2,611
Net charge-offs	$121,000	1,559
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,079,970	2,553
2015-03-31 (YTD Data)		Rank
Total interest income	$4,876,000	1,314
Total interest expense	$418,000	1,656
Net interest income	$4,458,000	1,276
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,738,000	874
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$536,000	591
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,202,000	811
Total noninterest expense	$5,577,000	933
Salaries and employee benefits	$3,312,000	861
Premises and equipment expense	$773,000	824
Additional noninterest expense	$1,492,000	1,073
Pre-tax net operating income	$619,000	2,631
Securities gains (losses)	$9,000	1,518
Applicable income taxes	$204,000	1,803
Income before extraordinary items	$424,000	3,020
Extraordinary gains, net	$0	13
Net income	$424,000	3,023
Minority interest net income	$0	64
Net income of bank and minority interests.	$424,000	3,023
Net charge-offs	$52,000	1,527
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$417,880	2,980
2014-12-31 (YTD Data)		Rank
Total interest income	$18,916,000	1,345
Total interest expense	$1,857,000	1,581
Net interest income	$17,059,000	1,309
Provision for loan and lease losses	$0	4,603
Total noninterest income	$7,642,000	800
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,469,000	553
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,173,000	734
Total noninterest expense	$20,863,000	975
Salaries and employee benefits	$12,086,000	907
Premises and equipment expense	$2,925,000	842
Additional noninterest expense	$5,852,000	1,123
Pre-tax net operating income	$3,838,000	1,900
Securities gains (losses)	$6,000	2,820
Applicable income taxes	$1,249,000	1,333
Income before extraordinary items	$2,595,000	2,244
Extraordinary gains, net	$0	17
Net income	$2,595,000	2,243
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,595,000	2,243
Net charge-offs	$-423,000	6,371
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,590,920	2,199
2014-09-30 (YTD Data)		Rank
Total interest income	$14,058,000	1,363
Total interest expense	$1,414,000	1,580
Net interest income	$12,644,000	1,327
Provision for loan and lease losses	$0	4,401
Total noninterest income	$5,738,000	801
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,841,000	554
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,897,000	730
Total noninterest expense	$15,419,000	986
Salaries and employee benefits	$9,205,000	898
Premises and equipment expense	$2,153,000	864
Additional noninterest expense	$4,061,000	1,210
Pre-tax net operating income	$2,963,000	1,876
Securities gains (losses)	$6,000	2,508
Applicable income taxes	$965,000	1,345
Income before extraordinary items	$2,004,000	2,215
Extraordinary gains, net	$0	15
Net income	$2,004,000	2,215
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,004,000	2,214
Net charge-offs	$-303,000	6,409
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,999,980	2,167
2014-06-30 (YTD Data)		Rank
Total interest income	$9,279,000	1,366
Total interest expense	$949,000	1,584
Net interest income	$8,330,000	1,331
Provision for loan and lease losses	$0	4,196
Total noninterest income	$3,682,000	811
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,149,000	580
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,533,000	727
Total noninterest expense	$10,276,000	977
Salaries and employee benefits	$6,171,000	885
Premises and equipment expense	$1,419,000	875
Additional noninterest expense	$2,686,000	1,201
Pre-tax net operating income	$1,736,000	2,030
Securities gains (losses)	$6,000	2,106
Applicable income taxes	$566,000	1,422
Income before extraordinary items	$1,176,000	2,368
Extraordinary gains, net	$0	20
Net income	$1,176,000	2,372
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,176,000	2,372
Net charge-offs	$-23,000	5,932
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,171,920	2,332
2014-03-31 (YTD Data)		Rank
Total interest income	$4,552,000	1,388
Total interest expense	$476,000	1,601
Net interest income	$4,076,000	1,361
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,771,000	804
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$558,000	593
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,213,000	724
Total noninterest expense	$5,152,000	989
Salaries and employee benefits	$3,128,000	888
Premises and equipment expense	$678,000	934
Additional noninterest expense	$1,346,000	1,187
Pre-tax net operating income	$695,000	2,332
Securities gains (losses)	$0	1,715
Applicable income taxes	$226,000	1,608
Income before extraordinary items	$469,000	2,692
Extraordinary gains, net	$0	16
Net income	$469,000	2,695
Minority interest net income	$0	66
Net income of bank and minority interests.	$469,000	2,695
Net charge-offs	$31,000	2,192
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$469,000	2,649
2013-12-31 (YTD Data)		Rank
Total interest income	$18,669,000	1,362
Total interest expense	$2,366,000	1,440
Net interest income	$16,303,000	1,336
Provision for loan and lease losses	$332,000	2,326
Total noninterest income	$8,131,000	783
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,628,000	526
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,503,000	750
Total noninterest expense	$19,666,000	1,041
Salaries and employee benefits	$11,940,000	907
Premises and equipment expense	$2,693,000	892
Additional noninterest expense	$5,033,000	1,330
Pre-tax net operating income	$4,436,000	1,570
Securities gains (losses)	$13,000	2,535
Applicable income taxes	$1,446,000	1,149
Income before extraordinary items	$3,003,000	1,899
Extraordinary gains, net	$0	29
Net income	$3,003,000	1,902
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,003,000	1,901
Net charge-offs	$-131,000	6,570
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,994,290	1,871
2013-09-30 (YTD Data)		Rank
Total interest income	$14,072,000	1,355
Total interest expense	$1,848,000	1,426
Net interest income	$12,224,000	1,339
Provision for loan and lease losses	$-8,000	6,453
Total noninterest income	$5,909,000	817
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,974,000	526
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,935,000	793
Total noninterest expense	$14,650,000	1,048
Salaries and employee benefits	$9,035,000	898
Premises and equipment expense	$2,026,000	894
Additional noninterest expense	$3,589,000	1,394
Pre-tax net operating income	$3,491,000	1,537
Securities gains (losses)	$13,000	2,404
Applicable income taxes	$1,139,000	1,139
Income before extraordinary items	$2,365,000	1,857
Extraordinary gains, net	$0	25
Net income	$2,365,000	1,862
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,365,000	1,862
Net charge-offs	$33,000	4,129
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,356,290	1,811
2013-06-30 (YTD Data)		Rank
Total interest income	$9,423,000	1,345
Total interest expense	$1,278,000	1,399
Net interest income	$8,145,000	1,325
Provision for loan and lease losses	$-58,000	6,645
Total noninterest income	$3,776,000	853
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,266,000	531
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,510,000	836
Total noninterest expense	$9,796,000	1,038
Salaries and employee benefits	$6,072,000	890
Premises and equipment expense	$1,347,000	903
Additional noninterest expense	$2,377,000	1,395
Pre-tax net operating income	$2,183,000	1,600
Securities gains (losses)	$0	2,791
Applicable income taxes	$710,000	1,188
Income before extraordinary items	$1,473,000	1,954
Extraordinary gains, net	$0	22
Net income	$1,473,000	1,960
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,473,000	1,960
Net charge-offs	$-158,000	6,767
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,473,000	1,881
2013-03-31 (YTD Data)		Rank
Total interest income	$4,726,000	1,347
Total interest expense	$656,000	1,414
Net interest income	$4,070,000	1,326
Provision for loan and lease losses	$-58,000	6,816
Total noninterest income	$1,990,000	832
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$619,000	539
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,371,000	788
Total noninterest expense	$4,900,000	1,048
Salaries and employee benefits	$3,070,000	891
Premises and equipment expense	$671,000	919
Additional noninterest expense	$1,159,000	1,403
Pre-tax net operating income	$1,218,000	1,454
Securities gains (losses)	$0	1,966
Applicable income taxes	$396,000	1,095
Income before extraordinary items	$822,000	1,728
Extraordinary gains, net	$0	10
Net income	$822,000	1,730
Minority interest net income	$0	76
Net income of bank and minority interests.	$822,000	1,730
Net charge-offs	$-186,000	6,905
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$822,000	1,670
2012-12-31 (YTD Data)		Rank
Total interest income	$20,247,000	1,319
Total interest expense	$3,220,000	1,384
Net interest income	$17,027,000	1,287
Provision for loan and lease losses	$800,000	2,072
Total noninterest income	$6,956,000	894
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,559,000	558
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,397,000	898
Total noninterest expense	$18,777,000	1,069
Salaries and employee benefits	$11,452,000	907
Premises and equipment expense	$2,449,000	969
Additional noninterest expense	$4,876,000	1,393
Pre-tax net operating income	$4,406,000	1,538
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,432,000	1,134
Income before extraordinary items	$2,974,000	1,882
Extraordinary gains, net	$0	29
Net income	$2,974,000	1,880
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,974,000	1,882
Net charge-offs	$426,000	2,860
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,974,000	1,773
2012-09-30 (YTD Data)		Rank
Total interest income	$15,322,000	1,330
Total interest expense	$2,510,000	1,395
Net interest income	$12,812,000	1,293
Provision for loan and lease losses	$600,000	2,031
Total noninterest income	$4,966,000	917
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,875,000	575
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,091,000	925
Total noninterest expense	$13,934,000	1,071
Salaries and employee benefits	$8,715,000	902
Premises and equipment expense	$1,811,000	991
Additional noninterest expense	$3,408,000	1,484
Pre-tax net operating income	$3,244,000	1,594
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,079,000	1,169
Income before extraordinary items	$2,165,000	1,965
Extraordinary gains, net	$0	20
Net income	$2,165,000	1,964
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,165,000	1,966
Net charge-offs	$425,000	2,389
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,165,000	1,848
2012-06-30 (YTD Data)		Rank
Total interest income	$10,361,000	1,332
Total interest expense	$1,741,000	1,392
Net interest income	$8,620,000	1,288
Provision for loan and lease losses	$417,000	2,025
Total noninterest income	$3,219,000	926
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,182,000	608
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,037,000	902
Total noninterest expense	$9,147,000	1,090
Salaries and employee benefits	$5,752,000	911
Premises and equipment expense	$1,198,000	997
Additional noninterest expense	$2,197,000	1,546
Pre-tax net operating income	$2,275,000	1,518
Securities gains (losses)	$0	3,178
Applicable income taxes	$764,000	1,104
Income before extraordinary items	$1,511,000	1,871
Extraordinary gains, net	$0	19
Net income	$1,511,000	1,870
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,511,000	1,871
Net charge-offs	$350,000	2,146
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,511,000	1,783
2012-03-31 (YTD Data)		Rank
Total interest income	$5,212,000	1,324
Total interest expense	$894,000	1,411
Net interest income	$4,318,000	1,288
Provision for loan and lease losses	$233,000	1,819
Total noninterest income	$1,590,000	938
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$15,000	6,165
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,575,000	656
Total noninterest expense	$4,411,000	1,131
Salaries and employee benefits	$2,857,000	912
Premises and equipment expense	$555,000	1,080
Additional noninterest expense	$999,000	1,657
Pre-tax net operating income	$1,264,000	1,386
Securities gains (losses)	$0	2,210
Applicable income taxes	$436,000	1,000
Income before extraordinary items	$828,000	1,747
Extraordinary gains, net	$0	19
Net income	$828,000	1,749
Minority interest net income	$0	78
Net income of bank and minority interests.	$828,000	1,748
Net charge-offs	$169,000	1,988
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$828,000	1,648
2011-12-31 (YTD Data)		Rank
Total interest income	$20,383,000	1,397
Total interest expense	$4,506,000	1,347
Net interest income	$15,877,000	1,401
Provision for loan and lease losses	$1,329,000	2,029
Total noninterest income	$5,018,000	1,045
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$660,000	2,080
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,358,000	787
Total noninterest expense	$17,325,000	1,134
Salaries and employee benefits	$10,519,000	932
Premises and equipment expense	$2,357,000	1,052
Additional noninterest expense	$4,449,000	1,535
Pre-tax net operating income	$2,241,000	2,305
Securities gains (losses)	$606,000	685
Applicable income taxes	$1,025,000	1,319
Income before extraordinary items	$1,822,000	2,440
Extraordinary gains, net	$0	29
Net income	$1,822,000	2,440
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,822,000	2,441
Net charge-offs	$1,031,000	2,324
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,434,160	2,766
2011-09-30 (YTD Data)		Rank
Total interest income	$15,411,000	1,411
Total interest expense	$3,567,000	1,337
Net interest income	$11,844,000	1,420
Provision for loan and lease losses	$1,074,000	1,881
Total noninterest income	$4,521,000	910
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$660,000	1,657
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,861,000	696
Total noninterest expense	$13,162,000	1,121
Salaries and employee benefits	$7,921,000	932
Premises and equipment expense	$1,799,000	1,056
Additional noninterest expense	$3,442,000	1,500
Pre-tax net operating income	$2,129,000	1,986
Securities gains (losses)	$133,000	1,531
Applicable income taxes	$815,000	1,274
Income before extraordinary items	$1,447,000	2,394
Extraordinary gains, net	$0	21
Net income	$1,447,000	2,395
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,447,000	2,395
Net charge-offs	$916,000	1,992
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,361,880	2,399
2011-06-30 (YTD Data)		Rank
Total interest income	$10,371,000	1,414
Total interest expense	$2,450,000	1,341
Net interest income	$7,921,000	1,416
Provision for loan and lease losses	$791,000	1,744
Total noninterest income	$2,970,000	932
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$644,000	1,136
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,326,000	750
Total noninterest expense	$8,920,000	1,117
Salaries and employee benefits	$5,306,000	934
Premises and equipment expense	$1,219,000	1,045
Additional noninterest expense	$2,395,000	1,460
Pre-tax net operating income	$1,180,000	2,266
Securities gains (losses)	$133,000	947
Applicable income taxes	$473,000	1,374
Income before extraordinary items	$840,000	2,594
Extraordinary gains, net	$0	15
Net income	$840,000	2,594
Minority interest net income	$0	89
Net income of bank and minority interests.	$840,000	2,594
Net charge-offs	$696,000	1,806
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$754,880	2,691
2011-03-31 (YTD Data)		Rank
Total interest income	$5,181,000	1,413
Total interest expense	$1,245,000	1,365
Net interest income	$3,936,000	1,413
Provision for loan and lease losses	$386,000	1,673
Total noninterest income	$1,636,000	849
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$644,000	559
Trading account gains and fees	$0	158
Additional Noninterest Income	$992,000	834
Total noninterest expense	$4,491,000	1,120
Salaries and employee benefits	$2,765,000	908
Premises and equipment expense	$587,000	1,115
Additional noninterest expense	$1,139,000	1,524
Pre-tax net operating income	$695,000	1,980
Securities gains (losses)	$0	1,772
Applicable income taxes	$250,000	1,278
Income before extraordinary items	$445,000	2,466
Extraordinary gains, net	$0	9
Net income	$445,000	2,465
Minority interest net income	$0	86
Net income of bank and minority interests.	$445,000	2,466
Net charge-offs	$388,000	1,547
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$445,000	2,418
2010-12-31 (YTD Data)		Rank
Total interest income	$21,749,000	1,405
Total interest expense	$5,899,000	1,413
Net interest income	$15,850,000	1,411
Provision for loan and lease losses	$1,325,000	2,638
Total noninterest income	$6,907,000	838
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$6,907,000	590
Total noninterest expense	$17,099,000	1,184
Salaries and employee benefits	$10,552,000	926
Premises and equipment expense	$2,316,000	1,123
Additional noninterest expense	$4,231,000	1,697
Pre-tax net operating income	$4,333,000	1,173
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,557,000	884
Income before extraordinary items	$2,776,000	1,497
Extraordinary gains, net	$0	29
Net income	$2,776,000	1,499
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,776,000	1,500
Net charge-offs	$635,000	3,315
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,776,000	1,448
2010-09-30 (YTD Data)		Rank
Total interest income	$16,455,000	1,423
Total interest expense	$4,534,000	1,432
Net interest income	$11,921,000	1,430
Provision for loan and lease losses	$950,000	2,578
Total noninterest income	$5,212,000	815
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$5,212,000	558
Total noninterest expense	$13,042,000	1,146
Salaries and employee benefits	$8,186,000	889
Premises and equipment expense	$1,752,000	1,127
Additional noninterest expense	$3,104,000	1,711
Pre-tax net operating income	$3,141,000	1,260
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,128,000	920
Income before extraordinary items	$2,013,000	1,643
Extraordinary gains, net	$0	23
Net income	$2,013,000	1,646
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,013,000	1,646
Net charge-offs	$478,000	3,143
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,013,000	1,570
2010-06-30 (YTD Data)		Rank
Total interest income	$11,005,000	1,436
Total interest expense	$3,103,000	1,451
Net interest income	$7,902,000	1,441
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$3,571,000	788
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,571,000	533
Total noninterest expense	$8,841,000	1,107
Salaries and employee benefits	$5,515,000	885
Premises and equipment expense	$1,168,000	1,136
Additional noninterest expense	$2,158,000	1,632
Pre-tax net operating income	$2,032,000	1,284
Securities gains (losses)	$0	3,184
Applicable income taxes	$731,000	901
Income before extraordinary items	$1,301,000	1,679
Extraordinary gains, net	$0	19
Net income	$1,301,000	1,678
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,301,000	1,679
Net charge-offs	$289,000	3,097
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,301,000	1,605
2010-03-31 (YTD Data)		Rank
Total interest income	$5,528,000	1,465
Total interest expense	$1,569,000	1,506
Net interest income	$3,959,000	1,449
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$1,796,000	782
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,796,000	529
Total noninterest expense	$4,256,000	1,187
Salaries and employee benefits	$2,762,000	894
Premises and equipment expense	$576,000	1,186
Additional noninterest expense	$918,000	1,868
Pre-tax net operating income	$1,199,000	1,103
Securities gains (losses)	$0	2,284
Applicable income taxes	$438,000	791
Income before extraordinary items	$761,000	1,451
Extraordinary gains, net	$0	16
Net income	$761,000	1,453
Minority interest net income	$0	91
Net income of bank and minority interests.	$761,000	1,453
Net charge-offs	$155,000	2,687
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$761,000	1,399
2009-12-31 (YTD Data)		Rank
Total interest income	$23,812,000	1,446
Total interest expense	$7,632,000	1,535
Net interest income	$16,180,000	1,365
Provision for loan and lease losses	$1,789,000	2,632
Total noninterest income	$3,893,000	1,328
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,893,000	868
Total noninterest expense	$16,802,000	1,239
Salaries and employee benefits	$10,622,000	925
Premises and equipment expense	$2,342,000	1,161
Additional noninterest expense	$3,838,000	1,917
Pre-tax net operating income	$1,482,000	2,362
Securities gains (losses)	$3,414,000	181
Applicable income taxes	$1,787,000	619
Income before extraordinary items	$3,109,000	1,083
Extraordinary gains, net	$0	34
Net income	$3,109,000	1,081
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,109,000	1,082
Net charge-offs	$990,000	2,873
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$924,040	2,837
2009-09-30 (YTD Data)		Rank
Total interest income	$18,136,000	1,449
Total interest expense	$5,938,000	1,557
Net interest income	$12,198,000	1,362
Provision for loan and lease losses	$1,139,000	2,589
Total noninterest income	$2,164,000	1,685
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,164,000	1,090
Total noninterest expense	$12,718,000	1,216
Salaries and employee benefits	$8,384,000	895
Premises and equipment expense	$1,793,000	1,156
Additional noninterest expense	$2,541,000	2,078
Pre-tax net operating income	$505,000	3,880
Securities gains (losses)	$3,414,000	141
Applicable income taxes	$1,434,000	625
Income before extraordinary items	$2,485,000	1,096
Extraordinary gains, net	$0	27
Net income	$2,485,000	1,095
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,485,000	1,096
Net charge-offs	$652,000	2,709
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$300,040	4,364
2009-06-30 (YTD Data)		Rank
Total interest income	$12,335,000	1,446
Total interest expense	$4,112,000	1,586
Net interest income	$8,223,000	1,355
Provision for loan and lease losses	$490,000	2,998
Total noninterest income	$765,000	2,586
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$765,000	1,707
Total noninterest expense	$8,443,000	1,235
Salaries and employee benefits	$5,696,000	894
Premises and equipment expense	$1,201,000	1,174
Additional noninterest expense	$1,546,000	2,267
Pre-tax net operating income	$55,000	5,486
Securities gains (losses)	$2,760,000	134
Applicable income taxes	$1,031,000	596
Income before extraordinary items	$1,784,000	1,068
Extraordinary gains, net	$0	21
Net income	$1,784,000	1,065
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,784,000	1,068
Net charge-offs	$291,000	2,969
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$17,600	5,726
2009-03-31 (YTD Data)		Rank
Total interest income	$6,363,000	1,418
Total interest expense	$2,122,000	1,599
Net interest income	$4,241,000	1,306
Provision for loan and lease losses	$160,000	3,128
Total noninterest income	$60,000	6,100
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$60,000	4,510
Total noninterest expense	$4,208,000	1,188
Salaries and employee benefits	$2,930,000	870
Premises and equipment expense	$588,000	1,218
Additional noninterest expense	$690,000	2,264
Pre-tax net operating income	$-67,000	6,545
Securities gains (losses)	$1,378,000	150
Applicable income taxes	$482,000	707
Income before extraordinary items	$829,000	1,327
Extraordinary gains, net	$0	15
Net income	$829,000	1,328
Minority interest net income	$0	102
Net income of bank and minority interests.	$829,000	1,329
Net charge-offs	$83,000	3,063
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-52,920	6,558
2008-12-31 (YTD Data)		Rank
Total interest income	$26,454,000	1,472
Total interest expense	$9,882,000	1,640
Net interest income	$16,572,000	1,345
Provision for loan and lease losses	$657,000	3,344
Total noninterest income	$3,482,000	1,404
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,482,000	862
Total noninterest expense	$16,170,000	1,213
Salaries and employee benefits	$10,385,000	961
Premises and equipment expense	$2,220,000	1,227
Additional noninterest expense	$3,565,000	1,722
Pre-tax net operating income	$3,227,000	1,686
Securities gains (losses)	$1,384,000	168
Applicable income taxes	$1,662,000	793
Income before extraordinary items	$2,949,000	1,390
Extraordinary gains, net	$0	39
Net income	$2,949,000	1,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	4,445
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,063,240	2,054
2008-09-30 (YTD Data)		Rank
Total interest income	$19,896,000	1,502
Total interest expense	$7,608,000	1,656
Net interest income	$12,288,000	1,373
Provision for loan and lease losses	$178,000	4,403
Total noninterest income	$2,915,000	1,329
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,915,000	838
Total noninterest expense	$11,949,000	1,218
Salaries and employee benefits	$7,972,000	965
Premises and equipment expense	$1,645,000	1,252
Additional noninterest expense	$2,332,000	1,895
Pre-tax net operating income	$3,076,000	1,586
Securities gains (losses)	$1,030,000	178
Applicable income taxes	$1,498,000	839
Income before extraordinary items	$2,608,000	1,417
Extraordinary gains, net	$0	31
Net income	$2,608,000	1,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,201
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,948,800	1,918
2008-06-30 (YTD Data)		Rank
Total interest income	$13,282,000	1,523
Total interest expense	$5,297,000	1,656
Net interest income	$7,985,000	1,398
Provision for loan and lease losses	$93,000	4,365
Total noninterest income	$1,790,000	1,441
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,790,000	912
Total noninterest expense	$7,714,000	1,252
Salaries and employee benefits	$5,254,000	987
Premises and equipment expense	$1,043,000	1,319
Additional noninterest expense	$1,417,000	2,031
Pre-tax net operating income	$1,968,000	1,712
Securities gains (losses)	$705,000	242
Applicable income taxes	$975,000	966
Income before extraordinary items	$1,698,000	1,604
Extraordinary gains, net	$0	21
Net income	$1,698,000	1,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,861
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,246,800	2,072
2008-03-31 (YTD Data)		Rank
Total interest income	$6,713,000	1,552
Total interest expense	$2,832,000	1,658
Net interest income	$3,881,000	1,428
Provision for loan and lease losses	$25,000	4,682
Total noninterest income	$794,000	1,572
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$794,000	1,006
Total noninterest expense	$3,867,000	1,252
Salaries and employee benefits	$2,644,000	993
Premises and equipment expense	$487,000	1,430
Additional noninterest expense	$736,000	1,915
Pre-tax net operating income	$783,000	2,194
Securities gains (losses)	$311,000	317
Applicable income taxes	$399,000	1,195
Income before extraordinary items	$695,000	2,046
Extraordinary gains, net	$0	15
Net income	$695,000	2,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,369
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$495,960	2,641
2007-12-31 (YTD Data)		Rank
Total interest income	$26,074,000	1,657
Total interest expense	$11,092,000	1,795
Net interest income	$14,982,000	1,523
Provision for loan and lease losses	$35,000	5,986
Total noninterest income	$4,507,000	1,191
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$4,507,000	753
Total noninterest expense	$15,042,000	1,238
Salaries and employee benefits	$9,785,000	1,030
Premises and equipment expense	$2,097,000	1,263
Additional noninterest expense	$3,160,000	1,748
Pre-tax net operating income	$4,412,000	1,826
Securities gains (losses)	$1,096,000	164
Applicable income taxes	$2,008,000	1,132
Income before extraordinary items	$3,500,000	1,801
Extraordinary gains, net	$0	39
Net income	$3,500,000	1,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,101
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,798,560	2,142
2007-09-30 (YTD Data)		Rank
Total interest income	$19,362,000	1,674
Total interest expense	$8,173,000	1,818
Net interest income	$11,189,000	1,535
Provision for loan and lease losses	$25,000	5,669
Total noninterest income	$3,297,000	1,200
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,297,000	772
Total noninterest expense	$11,047,000	1,256
Salaries and employee benefits	$7,307,000	1,026
Premises and equipment expense	$1,550,000	1,278
Additional noninterest expense	$2,190,000	1,844
Pre-tax net operating income	$3,414,000	1,886
Securities gains (losses)	$784,000	174
Applicable income taxes	$1,532,000	1,204
Income before extraordinary items	$2,666,000	1,889
Extraordinary gains, net	$0	33
Net income	$2,666,000	1,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,582
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,164,240	2,213
2007-06-30 (YTD Data)		Rank
Total interest income	$12,667,000	1,717
Total interest expense	$5,302,000	1,872
Net interest income	$7,365,000	1,577
Provision for loan and lease losses	$25,000	5,140
Total noninterest income	$2,184,000	1,241
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,184,000	800
Total noninterest expense	$7,111,000	1,311
Salaries and employee benefits	$4,714,000	1,082
Premises and equipment expense	$1,029,000	1,301
Additional noninterest expense	$1,368,000	1,971
Pre-tax net operating income	$2,413,000	1,861
Securities gains (losses)	$508,000	182
Applicable income taxes	$1,066,000	1,219
Income before extraordinary items	$1,855,000	1,875
Extraordinary gains, net	$0	29
Net income	$1,855,000	1,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,011
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,529,880	2,159
2007-03-31 (YTD Data)		Rank
Total interest income	$6,218,000	1,743
Total interest expense	$2,575,000	1,899
Net interest income	$3,643,000	1,594
Provision for loan and lease losses	$0	5,779
Total noninterest income	$1,149,000	1,178
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,149,000	735
Total noninterest expense	$3,591,000	1,296
Salaries and employee benefits	$2,472,000	1,032
Premises and equipment expense	$496,000	1,353
Additional noninterest expense	$623,000	2,106
Pre-tax net operating income	$1,201,000	1,864
Securities gains (losses)	$352,000	149
Applicable income taxes	$567,000	1,166
Income before extraordinary items	$986,000	1,735
Extraordinary gains, net	$0	22
Net income	$986,000	1,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,041
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$760,720	2,150
2006-12-31 (YTD Data)		Rank
Total interest income	$22,691,000	1,778
Total interest expense	$8,629,000	1,913
Net interest income	$14,062,000	1,629
Provision for loan and lease losses	$125,000	4,315
Total noninterest income	$4,360,000	1,222
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,360,000	752
Total noninterest expense	$13,419,000	1,336
Salaries and employee benefits	$8,813,000	1,098
Premises and equipment expense	$1,861,000	1,384
Additional noninterest expense	$2,745,000	1,917
Pre-tax net operating income	$4,878,000	1,927
Securities gains (losses)	$703,000	217
Applicable income taxes	$2,177,000	1,245
Income before extraordinary items	$3,404,000	2,062
Extraordinary gains, net	$0	51
Net income	$3,404,000	2,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,537
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,954,080	2,283
2006-09-30 (YTD Data)		Rank
Total interest income	$16,574,000	1,818
Total interest expense	$6,100,000	1,957
Net interest income	$10,474,000	1,653
Provision for loan and lease losses	$20,000	5,975
Total noninterest income	$3,292,000	1,223
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,292,000	759
Total noninterest expense	$9,929,000	1,362
Salaries and employee benefits	$6,576,000	1,116
Premises and equipment expense	$1,406,000	1,383
Additional noninterest expense	$1,947,000	2,010
Pre-tax net operating income	$3,817,000	1,922
Securities gains (losses)	$467,000	223
Applicable income taxes	$1,669,000	1,286
Income before extraordinary items	$2,615,000	2,076
Extraordinary gains, net	$0	45
Net income	$2,615,000	2,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,550
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,316,120	2,280
2006-06-30 (YTD Data)		Rank
Total interest income	$10,678,000	1,848
Total interest expense	$3,814,000	1,983
Net interest income	$6,864,000	1,689
Provision for loan and lease losses	$0	6,419
Total noninterest income	$2,132,000	1,256
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,132,000	776
Total noninterest expense	$6,401,000	1,410
Salaries and employee benefits	$4,288,000	1,149
Premises and equipment expense	$905,000	1,437
Additional noninterest expense	$1,208,000	2,156
Pre-tax net operating income	$2,595,000	1,894
Securities gains (losses)	$294,000	215
Applicable income taxes	$1,127,000	1,262
Income before extraordinary items	$1,762,000	2,043
Extraordinary gains, net	$0	39
Net income	$1,762,000	2,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,447
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,573,840	2,239
2006-03-31 (YTD Data)		Rank
Total interest income	$5,157,000	1,863
Total interest expense	$1,774,000	2,014
Net interest income	$3,383,000	1,707
Provision for loan and lease losses	$0	6,013
Total noninterest income	$965,000	1,315
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$965,000	827
Total noninterest expense	$3,193,000	1,417
Salaries and employee benefits	$2,174,000	1,145
Premises and equipment expense	$433,000	1,499
Additional noninterest expense	$586,000	2,211
Pre-tax net operating income	$1,155,000	2,048
Securities gains (losses)	$173,000	199
Applicable income taxes	$518,000	1,358
Income before extraordinary items	$810,000	2,156
Extraordinary gains, net	$0	21
Net income	$810,000	2,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$699,280	2,422
2005-12-31 (YTD Data)		Rank
Total interest income	$19,110,000	1,762
Total interest expense	$6,274,000	1,811
Net interest income	$12,836,000	1,716
Provision for loan and lease losses	$138,000	4,271
Total noninterest income	$3,524,000	1,421
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,524,000	899
Total noninterest expense	$11,638,000	1,478
Salaries and employee benefits	$7,491,000	1,230
Premises and equipment expense	$1,732,000	1,415
Additional noninterest expense	$2,415,000	2,078
Pre-tax net operating income	$4,584,000	1,994
Securities gains (losses)	$440,000	307
Applicable income taxes	$1,959,000	1,389
Income before extraordinary items	$3,065,000	2,204
Extraordinary gains, net	$0	46
Net income	$3,065,000	2,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,222
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,783,400	2,357
2005-09-30 (YTD Data)		Rank
Total interest income	$14,035,000	1,748
Total interest expense	$4,550,000	1,763
Net interest income	$9,485,000	1,718
Provision for loan and lease losses	$80,000	4,606
Total noninterest income	$2,626,000	1,440
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,626,000	915
Total noninterest expense	$8,700,000	1,464
Salaries and employee benefits	$5,693,000	1,210
Premises and equipment expense	$1,244,000	1,462
Additional noninterest expense	$1,763,000	2,108
Pre-tax net operating income	$3,331,000	2,057
Securities gains (losses)	$343,000	359
Applicable income taxes	$1,433,000	1,434
Income before extraordinary items	$2,241,000	2,268
Extraordinary gains, net	$0	35
Net income	$2,241,000	2,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,996
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,021,480	2,436
2005-06-30 (YTD Data)		Rank
Total interest income	$9,168,000	1,738
Total interest expense	$2,933,000	1,722
Net interest income	$6,235,000	1,722
Provision for loan and lease losses	$35,000	5,026
Total noninterest income	$1,686,000	1,463
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,686,000	924
Total noninterest expense	$5,682,000	1,489
Salaries and employee benefits	$3,700,000	1,230
Premises and equipment expense	$800,000	1,508
Additional noninterest expense	$1,182,000	2,081
Pre-tax net operating income	$2,204,000	2,032
Securities gains (losses)	$193,000	412
Applicable income taxes	$935,000	1,436
Income before extraordinary items	$1,462,000	2,276
Extraordinary gains, net	$0	30
Net income	$1,462,000	2,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	2,327
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,338,480	2,389
2005-03-31 (YTD Data)		Rank
Total interest income	$4,467,000	1,746
Total interest expense	$1,416,000	1,691
Net interest income	$3,051,000	1,748
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$763,000	1,546
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$763,000	986
Total noninterest expense	$2,799,000	1,509
Salaries and employee benefits	$1,836,000	1,252
Premises and equipment expense	$398,000	1,526
Additional noninterest expense	$565,000	2,163
Pre-tax net operating income	$1,005,000	2,164
Securities gains (losses)	$210,000	243
Applicable income taxes	$474,000	1,412
Income before extraordinary items	$741,000	2,226
Extraordinary gains, net	$0	24
Net income	$741,000	2,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	1,689
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$606,600	2,554
2004-12-31 (YTD Data)		Rank
Total interest income	$16,652,000	1,720
Total interest expense	$5,334,000	1,533
Net interest income	$11,318,000	1,785
Provision for loan and lease losses	$224,000	3,516
Total noninterest income	$3,106,000	1,552
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,106,000	953
Total noninterest expense	$10,287,000	1,587
Salaries and employee benefits	$6,597,000	1,337
Premises and equipment expense	$1,483,000	1,570
Additional noninterest expense	$2,207,000	2,205
Pre-tax net operating income	$3,913,000	2,100
Securities gains (losses)	$337,000	587
Applicable income taxes	$1,657,000	1,491
Income before extraordinary items	$2,593,000	2,354
Extraordinary gains, net	$0	34
Net income	$2,593,000	2,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	2,385
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,377,320	2,478
2004-09-30 (YTD Data)		Rank
Total interest income	$12,282,000	1,730
Total interest expense	$3,914,000	1,546
Net interest income	$8,368,000	1,795
Provision for loan and lease losses	$149,000	3,563
Total noninterest income	$2,338,000	1,554
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,338,000	965
Total noninterest expense	$7,775,000	1,568
Salaries and employee benefits	$5,096,000	1,295
Premises and equipment expense	$1,104,000	1,585
Additional noninterest expense	$1,575,000	2,290
Pre-tax net operating income	$2,782,000	2,199
Securities gains (losses)	$175,000	835
Applicable income taxes	$1,153,000	1,591
Income before extraordinary items	$1,804,000	2,560
Extraordinary gains, net	$0	26
Net income	$1,804,000	2,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,407
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,692,000	2,624
2004-06-30 (YTD Data)		Rank
Total interest income	$8,060,000	1,748
Total interest expense	$2,542,000	1,564
Net interest income	$5,518,000	1,805
Provision for loan and lease losses	$94,000	3,595
Total noninterest income	$1,473,000	1,626
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,473,000	1,006
Total noninterest expense	$5,117,000	1,587
Salaries and employee benefits	$3,370,000	1,296
Premises and equipment expense	$728,000	1,589
Additional noninterest expense	$1,019,000	2,353
Pre-tax net operating income	$1,780,000	2,252
Securities gains (losses)	$236,000	588
Applicable income taxes	$786,000	1,549
Income before extraordinary items	$1,230,000	2,471
Extraordinary gains, net	$0	21
Net income	$1,230,000	2,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	2,280
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,078,960	2,682
2004-03-31 (YTD Data)		Rank
Total interest income	$4,004,000	1,759
Total interest expense	$1,280,000	1,568
Net interest income	$2,724,000	1,827
Provision for loan and lease losses	$35,000	3,916
Total noninterest income	$658,000	1,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$658,000	1,061
Total noninterest expense	$2,518,000	1,616
Salaries and employee benefits	$1,656,000	1,337
Premises and equipment expense	$355,000	1,651
Additional noninterest expense	$507,000	2,328
Pre-tax net operating income	$829,000	2,354
Securities gains (losses)	$48,000	1,221
Applicable income taxes	$342,000	1,755
Income before extraordinary items	$535,000	2,778
Extraordinary gains, net	$0	16
Net income	$535,000	2,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,858
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$504,280	2,827
2003-12-31 (YTD Data)		Rank
Total interest income	$15,732,000	1,807
Total interest expense	$5,673,000	1,580
Net interest income	$10,059,000	1,944
Provision for loan and lease losses	$17,000	7,172
Total noninterest income	$2,022,000	2,302
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,022,000	1,460
Total noninterest expense	$9,343,000	1,713
Salaries and employee benefits	$6,275,000	1,366
Premises and equipment expense	$1,514,000	1,505
Additional noninterest expense	$1,554,000	2,981
Pre-tax net operating income	$2,721,000	2,704
Securities gains (losses)	$1,282,000	396
Applicable income taxes	$1,561,000	1,570
Income before extraordinary items	$2,442,000	2,413
Extraordinary gains, net	$0	54
Net income	$2,442,000	2,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,908
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,621,520	3,205
2003-09-30 (YTD Data)		Rank
Total interest income	$11,779,000	1,848
Total interest expense	$4,342,000	1,619
Net interest income	$7,437,000	1,978
Provision for loan and lease losses	$30,000	6,386
Total noninterest income	$1,491,000	2,368
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,491,000	1,536
Total noninterest expense	$6,838,000	1,753
Salaries and employee benefits	$4,650,000	1,394
Premises and equipment expense	$1,113,000	1,539
Additional noninterest expense	$1,075,000	3,196
Pre-tax net operating income	$2,060,000	2,783
Securities gains (losses)	$1,226,000	386
Applicable income taxes	$1,284,000	1,518
Income before extraordinary items	$2,002,000	2,331
Extraordinary gains, net	$0	40
Net income	$2,002,000	2,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,410
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,217,360	3,294
2003-06-30 (YTD Data)		Rank
Total interest income	$7,871,000	1,866
Total interest expense	$2,943,000	1,651
Net interest income	$4,928,000	1,986
Provision for loan and lease losses	$0	7,324
Total noninterest income	$797,000	2,763
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$797,000	1,781
Total noninterest expense	$4,419,000	1,796
Salaries and employee benefits	$2,969,000	1,451
Premises and equipment expense	$734,000	1,557
Additional noninterest expense	$716,000	3,168
Pre-tax net operating income	$1,306,000	2,900
Securities gains (losses)	$746,000	453
Applicable income taxes	$801,000	1,617
Income before extraordinary items	$1,251,000	2,478
Extraordinary gains, net	$0	30
Net income	$1,251,000	2,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,597
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$773,560	3,406
2003-03-31 (YTD Data)		Rank
Total interest income	$3,926,000	1,870
Total interest expense	$1,501,000	1,656
Net interest income	$2,425,000	2,027
Provision for loan and lease losses	$0	6,934
Total noninterest income	$357,000	2,884
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$357,000	1,874
Total noninterest expense	$2,135,000	1,835
Salaries and employee benefits	$1,458,000	1,467
Premises and equipment expense	$362,000	1,594
Additional noninterest expense	$315,000	3,511
Pre-tax net operating income	$647,000	2,904
Securities gains (losses)	$233,000	601
Applicable income taxes	$343,000	1,851
Income before extraordinary items	$537,000	2,796
Extraordinary gains, net	$0	21
Net income	$537,000	2,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$387,880	3,363
2002-12-31 (YTD Data)		Rank
Total interest income	$15,943,000	1,930
Total interest expense	$7,072,000	1,607
Net interest income	$8,871,000	2,186
Provision for loan and lease losses	$318,000	3,313
Total noninterest income	$2,277,000	1,914
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,277,000	1,194
Total noninterest expense	$8,995,000	1,688
Salaries and employee benefits	$5,227,000	1,551
Premises and equipment expense	$1,482,000	1,496
Additional noninterest expense	$2,286,000	2,018
Pre-tax net operating income	$1,835,000	3,617
Securities gains (losses)	$569,000	615
Applicable income taxes	$938,000	2,319
Income before extraordinary items	$1,466,000	3,561
Extraordinary gains, net	$0	70
Net income	$1,466,000	3,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,568
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,101,840	4,211
2001-12-31 (YTD Data)		Rank
Total interest income	$17,225,000	1,986
Total interest expense	$9,561,000	1,702
Net interest income	$7,664,000	2,338
Provision for loan and lease losses	$273,000	3,422
Total noninterest income	$1,891,000	2,102
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,891,000	1,296
Total noninterest expense	$6,980,000	2,059
Salaries and employee benefits	$4,498,000	1,678
Premises and equipment expense	$1,328,000	1,621
Additional noninterest expense	$1,154,000	3,628
Pre-tax net operating income	$2,302,000	2,848
Securities gains (losses)	$586,000	562
Applicable income taxes	$1,279,000	1,719
Income before extraordinary items	$1,609,000	3,059
Extraordinary gains, net	$0	105
Net income	$1,609,000	3,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,011
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,233,960	3,612
2000-12-31 (YTD Data)		Rank
Total interest income	$17,079,000	2,063
Total interest expense	$9,789,000	1,758
Net interest income	$7,290,000	2,433
Provision for loan and lease losses	$300,000	2,819
Total noninterest income	$1,508,000	2,332
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,508,000	1,375
Total noninterest expense	$6,453,000	2,133
Salaries and employee benefits	$3,964,000	1,816
Premises and equipment expense	$1,130,000	1,851
Additional noninterest expense	$1,359,000	3,056
Pre-tax net operating income	$2,045,000	3,268
Securities gains (losses)	$203,000	413
Applicable income taxes	$980,000	2,161
Income before extraordinary items	$1,268,000	3,707
Extraordinary gains, net	$0	38
Net income	$1,268,000	3,707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,922
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,138,080	4,002
1999-12-31 (YTD Data)		Rank
Total interest income	$15,712,000	2,075
Total interest expense	$8,485,000	1,748
Net interest income	$7,227,000	2,442
Provision for loan and lease losses	$6,000	8,268
Total noninterest income	$1,043,000	2,991
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,043,000	1,810
Total noninterest expense	$6,184,000	2,213
Salaries and employee benefits	$3,684,000	1,897
Premises and equipment expense	$1,119,000	1,824
Additional noninterest expense	$1,381,000	3,072
Pre-tax net operating income	$2,080,000	3,228
Securities gains (losses)	$295,000	461
Applicable income taxes	$997,000	2,223
Income before extraordinary items	$1,378,000	3,461
Extraordinary gains, net	$0	35
Net income	$1,378,000	3,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,661
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,189,200	3,871
1998-12-31 (YTD Data)		Rank
Total interest income	$16,415,000	1,973
Total interest expense	$9,391,000	1,642
Net interest income	$7,024,000	2,414
Provision for loan and lease losses	$1,000	8,622
Total noninterest income	$1,140,000	2,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,140,000	1,689
Total noninterest expense	$5,841,000	2,241
Salaries and employee benefits	$3,534,000	1,883
Premises and equipment expense	$940,000	2,069
Additional noninterest expense	$1,367,000	3,009
Pre-tax net operating income	$2,322,000	2,965
Securities gains (losses)	$284,000	762
Applicable income taxes	$1,017,000	2,290
Income before extraordinary items	$1,589,000	3,109
Extraordinary gains, net	$0	32
Net income	$1,589,000	3,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,407,240	3,334
1997-12-31 (YTD Data)		Rank
Total interest income	$15,933,000	2,043
Total interest expense	$9,733,000	1,588
Net interest income	$6,200,000	2,820
Provision for loan and lease losses	$52,000	6,573
Total noninterest income	$1,055,000	2,925
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,055,000	1,687
Total noninterest expense	$5,036,000	2,551
Salaries and employee benefits	$2,996,000	2,208
Premises and equipment expense	$1,024,000	1,934
Additional noninterest expense	$1,016,000	3,846
Pre-tax net operating income	$2,167,000	3,282
Securities gains (losses)	$152,000	819
Applicable income taxes	$794,000	2,948
Income before extraordinary items	$1,525,000	3,315
Extraordinary gains, net	$0	44
Net income	$1,525,000	3,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,394
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,424,680	3,435
1996-12-31 (YTD Data)		Rank
Total interest income	$15,630,000	2,159
Total interest expense	$10,075,000	1,579
Net interest income	$5,555,000	3,185
Provision for loan and lease losses	$55,000	6,421
Total noninterest income	$979,000	3,183
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$979,000	1,844
Total noninterest expense	$5,779,000	2,381
Salaries and employee benefits	$2,706,000	2,466
Premises and equipment expense	$955,000	2,100
Additional noninterest expense	$2,118,000	2,329
Pre-tax net operating income	$700,000	6,933
Securities gains (losses)	$64,000	1,189
Applicable income taxes	$248,000	6,477
Income before extraordinary items	$516,000	6,790
Extraordinary gains, net	$0	53
Net income	$516,000	6,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	6,057
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$472,480	7,033
1995-12-31 (YTD Data)		Rank
Total interest income	$14,644,000	2,299
Total interest expense	$9,916,000	1,604
Net interest income	$4,728,000	3,715
Provision for loan and lease losses	$22,000	7,572
Total noninterest income	$693,000	4,119
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$693,000	2,307
Total noninterest expense	$4,331,000	3,092
Salaries and employee benefits	$2,375,000	2,813
Premises and equipment expense	$817,000	2,440
Additional noninterest expense	$1,139,000	3,920
Pre-tax net operating income	$1,068,000	5,718
Securities gains (losses)	$329,000	479
Applicable income taxes	$480,000	4,330
Income before extraordinary items	$917,000	4,924
Extraordinary gains, net	$0	65
Net income	$917,000	4,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,374
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$699,860	5,978
1994-12-31 (YTD Data)		Rank
Total interest income	$13,073,000	2,330
Total interest expense	$7,779,000	1,620
Net interest income	$5,294,000	3,384
Provision for loan and lease losses	$-17,000	11,818
Total noninterest income	$823,000	3,629
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$823,000	2,100
Total noninterest expense	$4,108,000	3,342
Salaries and employee benefits	$2,341,000	2,829
Premises and equipment expense	$854,000	2,370
Additional noninterest expense	$913,000	5,110
Pre-tax net operating income	$2,026,000	3,387
Securities gains (losses)	$99,000	779
Applicable income taxes	$689,000	3,130
Income before extraordinary items	$1,436,000	3,286
Extraordinary gains, net	$36,000	177
Net income	$1,472,000	3,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,160
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,368,680	3,461
1993-12-31 (YTD Data)		Rank
Total interest income	$13,134,000	2,350
Total interest expense	$8,270,000	1,598
Net interest income	$4,864,000	3,664
Provision for loan and lease losses	$198,000	3,956
Total noninterest income	$2,270,000	1,803
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$2,270,000	1,160
Total noninterest expense	$3,971,000	3,512
Salaries and employee benefits	$2,130,000	3,078
Premises and equipment expense	$1,216,000	1,724
Additional noninterest expense	$625,000	7,124
Pre-tax net operating income	$2,965,000	2,315
Securities gains (losses)	$114,000	2,310
Applicable income taxes	$997,000	2,266
Income before extraordinary items	$2,082,000	2,401
Extraordinary gains, net	$0	3,149
Net income	$2,082,000	2,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	6,716
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,004,480	2,360
1992-12-31 (YTD Data)		Rank
Total interest income	$13,922,000	2,527
Total interest expense	$9,807,000	1,745
Net interest income	$4,115,000	4,332
Provision for loan and lease losses	$7,000	11,393
Total noninterest income	$1,352,000	2,591
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,352,000	1,620
Total noninterest expense	$3,266,000	4,193
Salaries and employee benefits	$1,650,000	3,890
Premises and equipment expense	$1,100,000	1,918
Additional noninterest expense	$516,000	8,297
Pre-tax net operating income	$2,194,000	2,847
Securities gains (losses)	$0	8,369
Applicable income taxes	$663,000	3,136
Income before extraordinary items	$1,531,000	3,020
Extraordinary gains, net	$0	1,422
Net income	$1,531,000	3,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	8,252
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,531,000	2,800

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.