Home > First Federal of Northern Michigan > Income and Expense
First Federal of Northern Michigan, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 2,274 |
| Total interest expense | $286,000 | 2,541 |
| Net interest income | $2,542,000 | 2,210 |
| Provision for loan and lease losses | $-84,000 | 5,482 |
| Total noninterest income | $554,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $82,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 1,540 |
| Total noninterest expense | $2,659,000 | 1,833 |
| Salaries and employee benefits | $1,569,000 | 1,777 |
| Premises and equipment expense | $277,000 | 1,968 |
| Additional noninterest expense | $813,000 | 1,793 |
| Pre-tax net operating income | $521,000 | 3,040 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $108,000 | 2,113 |
| Income before extraordinary items | $413,000 | 3,196 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $413,000 | 3,196 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $413,000 | 3,196 |
| Net charge-offs | $15,000 | 1,795 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $413,000 | 3,198 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,671,000 | 2,171 |
| Total interest expense | $1,241,000 | 2,194 |
| Net interest income | $10,430,000 | 2,149 |
| Provision for loan and lease losses | $155,000 | 2,622 |
| Total noninterest income | $1,651,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $351,000 | 2,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,300,000 | 1,972 |
| Total noninterest expense | $9,664,000 | 1,965 |
| Salaries and employee benefits | $5,768,000 | 1,871 |
| Premises and equipment expense | $1,156,000 | 1,904 |
| Additional noninterest expense | $2,740,000 | 2,091 |
| Pre-tax net operating income | $2,262,000 | 2,913 |
| Securities gains (losses) | $36,000 | 1,058 |
| Applicable income taxes | $1,826,000 | 1,350 |
| Income before extraordinary items | $472,000 | 4,546 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $472,000 | 4,546 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $472,000 | 4,546 |
| Net charge-offs | $7,000 | 3,779 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $448,960 | 4,571 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 2,206 |
| Total interest expense | $926,000 | 2,188 |
| Net interest income | $7,643,000 | 2,202 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $1,250,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $259,000 | 2,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 1,981 |
| Total noninterest expense | $7,237,000 | 1,959 |
| Salaries and employee benefits | $4,328,000 | 1,875 |
| Premises and equipment expense | $896,000 | 1,870 |
| Additional noninterest expense | $2,013,000 | 2,106 |
| Pre-tax net operating income | $1,506,000 | 3,167 |
| Securities gains (losses) | $35,000 | 1,042 |
| Applicable income taxes | $523,000 | 2,020 |
| Income before extraordinary items | $1,018,000 | 3,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,018,000 | 3,517 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,018,000 | 3,517 |
| Net charge-offs | $33,000 | 2,718 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $994,900 | 3,529 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 2,207 |
| Total interest expense | $619,000 | 2,164 |
| Net interest income | $5,069,000 | 2,197 |
| Provision for loan and lease losses | $134,000 | 1,955 |
| Total noninterest income | $813,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $169,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $644,000 | 2,031 |
| Total noninterest expense | $4,782,000 | 1,971 |
| Salaries and employee benefits | $2,838,000 | 1,905 |
| Premises and equipment expense | $576,000 | 1,922 |
| Additional noninterest expense | $1,368,000 | 2,079 |
| Pre-tax net operating income | $966,000 | 3,188 |
| Securities gains (losses) | $33,000 | 802 |
| Applicable income taxes | $343,000 | 2,035 |
| Income before extraordinary items | $656,000 | 3,523 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $656,000 | 3,522 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $656,000 | 3,523 |
| Net charge-offs | $-26,000 | 5,089 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $634,220 | 3,564 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 2,216 |
| Total interest expense | $307,000 | 2,131 |
| Net interest income | $2,517,000 | 2,212 |
| Provision for loan and lease losses | $87,000 | 1,610 |
| Total noninterest income | $351,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $81,000 | 2,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 2,229 |
| Total noninterest expense | $2,358,000 | 2,025 |
| Salaries and employee benefits | $1,374,000 | 1,987 |
| Premises and equipment expense | $296,000 | 1,912 |
| Additional noninterest expense | $688,000 | 2,074 |
| Pre-tax net operating income | $423,000 | 3,346 |
| Securities gains (losses) | $18,000 | 539 |
| Applicable income taxes | $156,000 | 2,083 |
| Income before extraordinary items | $285,000 | 3,688 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $285,000 | 3,687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $285,000 | 3,688 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $273,300 | 3,727 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,794,000 | 2,268 |
| Total interest expense | $1,311,000 | 1,982 |
| Net interest income | $9,483,000 | 2,289 |
| Provision for loan and lease losses | $95,000 | 3,197 |
| Total noninterest income | $1,669,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $330,000 | 2,787 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,339,000 | 2,038 |
| Total noninterest expense | $9,691,000 | 1,957 |
| Salaries and employee benefits | $5,737,000 | 1,865 |
| Premises and equipment expense | $1,171,000 | 1,909 |
| Additional noninterest expense | $2,783,000 | 2,105 |
| Pre-tax net operating income | $1,366,000 | 3,641 |
| Securities gains (losses) | $134,000 | 1,131 |
| Applicable income taxes | $529,000 | 2,215 |
| Income before extraordinary items | $971,000 | 3,926 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $971,000 | 3,924 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $971,000 | 3,925 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $2,500,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $883,900 | 3,995 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,008,000 | 2,283 |
| Total interest expense | $986,000 | 1,983 |
| Net interest income | $7,022,000 | 2,309 |
| Provision for loan and lease losses | $92,000 | 2,805 |
| Total noninterest income | $1,233,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $245,000 | 2,817 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $988,000 | 2,063 |
| Total noninterest expense | $7,366,000 | 1,936 |
| Salaries and employee benefits | $4,311,000 | 1,843 |
| Premises and equipment expense | $904,000 | 1,867 |
| Additional noninterest expense | $2,151,000 | 2,051 |
| Pre-tax net operating income | $797,000 | 4,042 |
| Securities gains (losses) | $100,000 | 1,255 |
| Applicable income taxes | $326,000 | 2,434 |
| Income before extraordinary items | $571,000 | 4,325 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $571,000 | 4,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $571,000 | 4,325 |
| Net charge-offs | $-35,000 | 5,267 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $507,000 | 4,395 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 2,293 |
| Total interest expense | $657,000 | 1,995 |
| Net interest income | $4,645,000 | 2,329 |
| Provision for loan and lease losses | $57,000 | 2,856 |
| Total noninterest income | $860,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $163,000 | 2,808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $697,000 | 1,955 |
| Total noninterest expense | $4,892,000 | 1,951 |
| Salaries and employee benefits | $2,841,000 | 1,879 |
| Premises and equipment expense | $614,000 | 1,829 |
| Additional noninterest expense | $1,437,000 | 2,050 |
| Pre-tax net operating income | $556,000 | 4,008 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $205,000 | 2,479 |
| Income before extraordinary items | $357,000 | 4,417 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $357,000 | 4,413 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $357,000 | 4,415 |
| Net charge-offs | $-40,000 | 5,435 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $353,160 | 4,370 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 2,270 |
| Total interest expense | $331,000 | 1,988 |
| Net interest income | $2,353,000 | 2,304 |
| Provision for loan and lease losses | $32,000 | 2,487 |
| Total noninterest income | $478,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $78,000 | 2,880 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $400,000 | 1,740 |
| Total noninterest expense | $2,472,000 | 1,944 |
| Salaries and employee benefits | $1,441,000 | 1,864 |
| Premises and equipment expense | $330,000 | 1,732 |
| Additional noninterest expense | $701,000 | 2,085 |
| Pre-tax net operating income | $327,000 | 3,726 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $114,000 | 2,347 |
| Income before extraordinary items | $214,000 | 4,148 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $214,000 | 4,145 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $214,000 | 4,146 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $213,350 | 4,092 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,751,000 | 2,229 |
| Total interest expense | $1,295,000 | 1,994 |
| Net interest income | $9,456,000 | 2,263 |
| Provision for loan and lease losses | $-535,000 | 5,959 |
| Total noninterest income | $1,883,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $368,000 | 2,679 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,515,000 | 1,836 |
| Total noninterest expense | $9,793,000 | 1,931 |
| Salaries and employee benefits | $5,719,000 | 1,821 |
| Premises and equipment expense | $1,145,000 | 1,956 |
| Additional noninterest expense | $2,929,000 | 2,042 |
| Pre-tax net operating income | $2,081,000 | 2,932 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $-1,617,000 | 6,126 |
| Income before extraordinary items | $3,702,000 | 1,716 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,702,000 | 1,716 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,702,000 | 1,718 |
| Net charge-offs | $-665,000 | 6,045 |
| Cash dividends | $750,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,698,000 | 1,676 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,022,000 | 2,253 |
| Total interest expense | $964,000 | 2,024 |
| Net interest income | $7,058,000 | 2,286 |
| Provision for loan and lease losses | $-26,000 | 5,838 |
| Total noninterest income | $1,220,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $277,000 | 2,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $943,000 | 2,105 |
| Total noninterest expense | $7,124,000 | 1,992 |
| Salaries and employee benefits | $4,189,000 | 1,868 |
| Premises and equipment expense | $833,000 | 2,033 |
| Additional noninterest expense | $2,102,000 | 2,114 |
| Pre-tax net operating income | $1,180,000 | 3,493 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $-1,627,000 | 6,241 |
| Income before extraordinary items | $2,811,000 | 1,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,811,000 | 1,724 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,811,000 | 1,724 |
| Net charge-offs | $-111,000 | 5,830 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,807,000 | 1,679 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 2,262 |
| Total interest expense | $634,000 | 2,061 |
| Net interest income | $4,699,000 | 2,288 |
| Provision for loan and lease losses | $-22,000 | 5,967 |
| Total noninterest income | $982,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $178,000 | 2,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $804,000 | 1,807 |
| Total noninterest expense | $4,807,000 | 1,985 |
| Salaries and employee benefits | $2,867,000 | 1,834 |
| Premises and equipment expense | $547,000 | 2,071 |
| Additional noninterest expense | $1,393,000 | 2,128 |
| Pre-tax net operating income | $896,000 | 3,265 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $13,000 | 3,985 |
| Income before extraordinary items | $884,000 | 2,980 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $884,000 | 2,980 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $884,000 | 2,982 |
| Net charge-offs | $-81,000 | 5,876 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $883,010 | 2,922 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 2,263 |
| Total interest expense | $316,000 | 2,074 |
| Net interest income | $2,335,000 | 2,288 |
| Provision for loan and lease losses | $23,000 | 2,765 |
| Total noninterest income | $502,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $86,000 | 2,760 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $416,000 | 1,724 |
| Total noninterest expense | $2,394,000 | 1,986 |
| Salaries and employee benefits | $1,390,000 | 1,888 |
| Premises and equipment expense | $280,000 | 2,062 |
| Additional noninterest expense | $724,000 | 2,041 |
| Pre-tax net operating income | $420,000 | 3,309 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $416,000 | 3,048 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $416,000 | 3,051 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $416,000 | 3,051 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $416,000 | 2,984 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,221,000 | 2,588 |
| Total interest expense | $1,108,000 | 2,411 |
| Net interest income | $8,113,000 | 2,585 |
| Provision for loan and lease losses | $284,000 | 2,071 |
| Total noninterest income | $3,415,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $348,000 | 2,954 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,067,000 | 1,087 |
| Total noninterest expense | $8,555,000 | 2,186 |
| Salaries and employee benefits | $4,880,000 | 2,096 |
| Premises and equipment expense | $1,032,000 | 2,182 |
| Additional noninterest expense | $2,643,000 | 2,292 |
| Pre-tax net operating income | $2,689,000 | 2,455 |
| Securities gains (losses) | $-4,000 | 5,927 |
| Applicable income taxes | $13,000 | 4,160 |
| Income before extraordinary items | $2,672,000 | 2,198 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,672,000 | 2,197 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,672,000 | 2,197 |
| Net charge-offs | $326,000 | 1,929 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,676,000 | 2,145 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 2,734 |
| Total interest expense | $793,000 | 2,533 |
| Net interest income | $5,738,000 | 2,740 |
| Provision for loan and lease losses | $273,000 | 1,730 |
| Total noninterest income | $2,853,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $253,000 | 3,029 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,600,000 | 1,003 |
| Total noninterest expense | $6,178,000 | 2,280 |
| Salaries and employee benefits | $3,513,000 | 2,182 |
| Premises and equipment expense | $730,000 | 2,322 |
| Additional noninterest expense | $1,935,000 | 2,325 |
| Pre-tax net operating income | $2,140,000 | 2,406 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $13,000 | 4,124 |
| Income before extraordinary items | $2,128,000 | 2,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,128,000 | 2,116 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,128,000 | 2,116 |
| Net charge-offs | $280,000 | 1,664 |
| Cash dividends | $500,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,127,010 | 2,078 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 2,851 |
| Total interest expense | $509,000 | 2,605 |
| Net interest income | $3,611,000 | 2,853 |
| Provision for loan and lease losses | $16,000 | 3,746 |
| Total noninterest income | $634,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $163,000 | 3,059 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $471,000 | 2,389 |
| Total noninterest expense | $3,761,000 | 2,463 |
| Salaries and employee benefits | $2,179,000 | 2,324 |
| Premises and equipment expense | $456,000 | 2,455 |
| Additional noninterest expense | $1,126,000 | 2,625 |
| Pre-tax net operating income | $468,000 | 4,283 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $12,000 | 4,039 |
| Income before extraordinary items | $456,000 | 4,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,113 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $456,000 | 4,112 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $456,000 | 4,049 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 2,846 |
| Total interest expense | $250,000 | 2,679 |
| Net interest income | $1,822,000 | 2,840 |
| Provision for loan and lease losses | $16,000 | 3,071 |
| Total noninterest income | $332,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $78,000 | 3,119 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $254,000 | 2,233 |
| Total noninterest expense | $1,853,000 | 2,502 |
| Salaries and employee benefits | $1,089,000 | 2,328 |
| Premises and equipment expense | $236,000 | 2,425 |
| Additional noninterest expense | $528,000 | 2,766 |
| Pre-tax net operating income | $285,000 | 3,899 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $273,000 | 3,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 3,713 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $273,000 | 3,714 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $273,000 | 3,654 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,428,000 | 2,826 |
| Total interest expense | $1,154,000 | 2,642 |
| Net interest income | $7,274,000 | 2,828 |
| Provision for loan and lease losses | $637,000 | 1,575 |
| Total noninterest income | $1,639,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $441,000 | 2,622 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,198,000 | 2,139 |
| Total noninterest expense | $7,912,000 | 2,366 |
| Salaries and employee benefits | $4,584,000 | 2,219 |
| Premises and equipment expense | $911,000 | 2,434 |
| Additional noninterest expense | $2,417,000 | 2,540 |
| Pre-tax net operating income | $364,000 | 5,316 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $60,000 | 3,692 |
| Income before extraordinary items | $304,000 | 5,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 5,413 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $304,000 | 5,413 |
| Net charge-offs | $916,000 | 1,365 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $304,000 | 5,359 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 2,841 |
| Total interest expense | $885,000 | 2,675 |
| Net interest income | $5,442,000 | 2,843 |
| Provision for loan and lease losses | $371,000 | 1,861 |
| Total noninterest income | $1,268,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $343,000 | 2,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $925,000 | 2,160 |
| Total noninterest expense | $5,867,000 | 2,392 |
| Salaries and employee benefits | $3,422,000 | 2,226 |
| Premises and equipment expense | $690,000 | 2,435 |
| Additional noninterest expense | $1,755,000 | 2,613 |
| Pre-tax net operating income | $472,000 | 4,837 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $40,000 | 3,822 |
| Income before extraordinary items | $432,000 | 4,815 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $432,000 | 4,816 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $432,000 | 4,817 |
| Net charge-offs | $328,000 | 2,035 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $432,000 | 4,717 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 2,831 |
| Total interest expense | $608,000 | 2,678 |
| Net interest income | $3,624,000 | 2,840 |
| Provision for loan and lease losses | $340,000 | 1,526 |
| Total noninterest income | $826,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $223,000 | 2,590 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $603,000 | 2,224 |
| Total noninterest expense | $3,871,000 | 2,409 |
| Salaries and employee benefits | $2,257,000 | 2,259 |
| Premises and equipment expense | $452,000 | 2,478 |
| Additional noninterest expense | $1,162,000 | 2,614 |
| Pre-tax net operating income | $239,000 | 5,115 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $22,000 | 3,907 |
| Income before extraordinary items | $217,000 | 5,169 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $217,000 | 5,171 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $217,000 | 5,172 |
| Net charge-offs | $399,000 | 1,445 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $217,000 | 5,049 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 2,853 |
| Total interest expense | $322,000 | 2,634 |
| Net interest income | $1,792,000 | 2,872 |
| Provision for loan and lease losses | $144,000 | 1,765 |
| Total noninterest income | $437,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $102,000 | 2,758 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $335,000 | 2,077 |
| Total noninterest expense | $1,967,000 | 2,403 |
| Salaries and employee benefits | $1,144,000 | 2,251 |
| Premises and equipment expense | $233,000 | 2,443 |
| Additional noninterest expense | $590,000 | 2,588 |
| Pre-tax net operating income | $118,000 | 5,129 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $114,000 | 5,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $114,000 | 5,087 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $114,000 | 5,087 |
| Net charge-offs | $219,000 | 1,286 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $114,000 | 4,979 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,343,000 | 2,731 |
| Total interest expense | $1,667,000 | 2,505 |
| Net interest income | $7,676,000 | 2,753 |
| Provision for loan and lease losses | $1,367,000 | 1,416 |
| Total noninterest income | $2,198,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $397,000 | 2,947 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,801,000 | 1,647 |
| Total noninterest expense | $8,547,000 | 2,213 |
| Salaries and employee benefits | $4,842,000 | 2,070 |
| Premises and equipment expense | $959,000 | 2,347 |
| Additional noninterest expense | $2,746,000 | 2,365 |
| Pre-tax net operating income | $-40,000 | 6,220 |
| Securities gains (losses) | $47,000 | 2,767 |
| Applicable income taxes | $16,000 | 4,281 |
| Income before extraordinary items | $-9,000 | 6,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,000 | 6,316 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-9,000 | 6,318 |
| Net charge-offs | $1,135,000 | 1,693 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-39,080 | 6,236 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 2,742 |
| Total interest expense | $1,297,000 | 2,535 |
| Net interest income | $5,847,000 | 2,759 |
| Provision for loan and lease losses | $1,188,000 | 1,271 |
| Total noninterest income | $1,411,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $294,000 | 3,008 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,117,000 | 1,855 |
| Total noninterest expense | $6,222,000 | 2,292 |
| Salaries and employee benefits | $3,639,000 | 2,057 |
| Premises and equipment expense | $719,000 | 2,387 |
| Additional noninterest expense | $1,864,000 | 2,586 |
| Pre-tax net operating income | $-152,000 | 6,481 |
| Securities gains (losses) | $47,000 | 2,476 |
| Applicable income taxes | $-835,000 | 7,079 |
| Income before extraordinary items | $730,000 | 4,027 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $730,000 | 4,026 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $730,000 | 4,028 |
| Net charge-offs | $1,022,000 | 1,443 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $699,920 | 3,930 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 2,730 |
| Total interest expense | $894,000 | 2,535 |
| Net interest income | $3,919,000 | 2,757 |
| Provision for loan and lease losses | $955,000 | 1,137 |
| Total noninterest income | $679,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $187,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $492,000 | 2,359 |
| Total noninterest expense | $4,203,000 | 2,279 |
| Salaries and employee benefits | $2,410,000 | 2,072 |
| Premises and equipment expense | $479,000 | 2,378 |
| Additional noninterest expense | $1,314,000 | 2,468 |
| Pre-tax net operating income | $-560,000 | 6,841 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-990,000 | 7,166 |
| Income before extraordinary items | $430,000 | 4,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $430,000 | 4,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $430,000 | 4,247 |
| Net charge-offs | $700,000 | 1,453 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $430,000 | 4,067 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 2,718 |
| Total interest expense | $466,000 | 2,539 |
| Net interest income | $1,967,000 | 2,766 |
| Provision for loan and lease losses | $376,000 | 1,296 |
| Total noninterest income | $340,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $87,000 | 3,218 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $253,000 | 2,330 |
| Total noninterest expense | $2,161,000 | 2,202 |
| Salaries and employee benefits | $1,254,000 | 2,004 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $665,000 | 2,406 |
| Pre-tax net operating income | $-230,000 | 6,878 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-883,000 | 7,267 |
| Income before extraordinary items | $653,000 | 2,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $653,000 | 2,116 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $653,000 | 2,118 |
| Net charge-offs | $231,000 | 1,720 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $653,000 | 2,014 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,449,000 | 2,662 |
| Total interest expense | $2,262,000 | 2,518 |
| Net interest income | $8,187,000 | 2,674 |
| Provision for loan and lease losses | $284,000 | 4,206 |
| Total noninterest income | $2,000,000 | 2,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 2,949 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,584,000 | 1,590 |
| Total noninterest expense | $8,947,000 | 2,130 |
| Salaries and employee benefits | $4,728,000 | 2,053 |
| Premises and equipment expense | $1,049,000 | 2,317 |
| Additional noninterest expense | $3,170,000 | 2,098 |
| Pre-tax net operating income | $956,000 | 3,813 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $16,000 | 4,189 |
| Income before extraordinary items | $940,000 | 3,664 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $940,000 | 3,667 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $940,000 | 3,667 |
| Net charge-offs | $1,297,000 | 2,064 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $940,000 | 3,539 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 2,665 |
| Total interest expense | $1,750,000 | 2,549 |
| Net interest income | $6,167,000 | 2,669 |
| Provision for loan and lease losses | $-19,000 | 7,305 |
| Total noninterest income | $1,384,000 | 2,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 2,998 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,078,000 | 1,678 |
| Total noninterest expense | $6,740,000 | 2,134 |
| Salaries and employee benefits | $3,530,000 | 2,051 |
| Premises and equipment expense | $803,000 | 2,294 |
| Additional noninterest expense | $2,407,000 | 2,069 |
| Pre-tax net operating income | $830,000 | 3,647 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $12,000 | 4,209 |
| Income before extraordinary items | $818,000 | 3,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $818,000 | 3,478 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $818,000 | 3,478 |
| Net charge-offs | $792,000 | 2,152 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $818,000 | 3,353 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,315,000 | 2,666 |
| Total interest expense | $1,186,000 | 2,595 |
| Net interest income | $4,129,000 | 2,664 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $916,000 | 2,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 3,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $722,000 | 1,686 |
| Total noninterest expense | $4,429,000 | 2,180 |
| Salaries and employee benefits | $2,378,000 | 2,048 |
| Premises and equipment expense | $538,000 | 2,296 |
| Additional noninterest expense | $1,513,000 | 2,226 |
| Pre-tax net operating income | $568,000 | 3,575 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $560,000 | 3,342 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $560,000 | 3,342 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $560,000 | 3,343 |
| Net charge-offs | $648,000 | 1,866 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $560,000 | 3,252 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 2,728 |
| Total interest expense | $605,000 | 2,620 |
| Net interest income | $2,001,000 | 2,730 |
| Provision for loan and lease losses | $67,000 | 3,867 |
| Total noninterest income | $469,000 | 2,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $376,000 | 1,639 |
| Total noninterest expense | $2,190,000 | 2,197 |
| Salaries and employee benefits | $1,193,000 | 2,048 |
| Premises and equipment expense | $270,000 | 2,320 |
| Additional noninterest expense | $727,000 | 2,285 |
| Pre-tax net operating income | $213,000 | 4,133 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $209,000 | 3,906 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $209,000 | 3,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $209,000 | 3,906 |
| Net charge-offs | $324,000 | 1,675 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $209,000 | 3,858 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,518,000 | 2,603 |
| Total interest expense | $3,444,000 | 2,298 |
| Net interest income | $8,074,000 | 2,706 |
| Provision for loan and lease losses | $1,102,000 | 2,906 |
| Total noninterest income | $2,002,000 | 2,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,002,000 | 1,402 |
| Total noninterest expense | $9,076,000 | 2,137 |
| Salaries and employee benefits | $4,766,000 | 2,024 |
| Premises and equipment expense | $1,156,000 | 2,185 |
| Additional noninterest expense | $3,154,000 | 2,198 |
| Pre-tax net operating income | $-102,000 | 5,934 |
| Securities gains (losses) | $546,000 | 822 |
| Applicable income taxes | $16,000 | 4,094 |
| Income before extraordinary items | $428,000 | 4,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $428,000 | 4,535 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $428,000 | 4,535 |
| Net charge-offs | $1,637,000 | 2,075 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-96,160 | 5,995 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,739,000 | 2,630 |
| Total interest expense | $2,707,000 | 2,285 |
| Net interest income | $6,032,000 | 2,742 |
| Provision for loan and lease losses | $959,000 | 2,570 |
| Total noninterest income | $1,844,000 | 1,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,844,000 | 1,174 |
| Total noninterest expense | $6,646,000 | 2,178 |
| Salaries and employee benefits | $3,626,000 | 2,004 |
| Premises and equipment expense | $879,000 | 2,182 |
| Additional noninterest expense | $2,141,000 | 2,346 |
| Pre-tax net operating income | $271,000 | 4,963 |
| Securities gains (losses) | $496,000 | 745 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $755,000 | 3,375 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $755,000 | 3,374 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $755,000 | 3,375 |
| Net charge-offs | $1,568,000 | 1,742 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $268,920 | 4,818 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 2,669 |
| Total interest expense | $1,856,000 | 2,312 |
| Net interest income | $3,960,000 | 2,778 |
| Provision for loan and lease losses | $606,000 | 2,547 |
| Total noninterest income | $1,337,000 | 1,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,337,000 | 1,065 |
| Total noninterest expense | $4,528,000 | 2,141 |
| Salaries and employee benefits | $2,403,000 | 2,021 |
| Premises and equipment expense | $601,000 | 2,151 |
| Additional noninterest expense | $1,524,000 | 2,226 |
| Pre-tax net operating income | $163,000 | 5,140 |
| Securities gains (losses) | $496,000 | 481 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $651,000 | 2,896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $651,000 | 2,891 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $651,000 | 2,894 |
| Net charge-offs | $871,000 | 1,866 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $159,960 | 5,012 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 2,725 |
| Total interest expense | $956,000 | 2,342 |
| Net interest income | $1,956,000 | 2,836 |
| Provision for loan and lease losses | $11,000 | 6,101 |
| Total noninterest income | $530,000 | 1,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $530,000 | 1,238 |
| Total noninterest expense | $2,162,000 | 2,253 |
| Salaries and employee benefits | $1,193,000 | 2,065 |
| Premises and equipment expense | $313,000 | 2,135 |
| Additional noninterest expense | $656,000 | 2,513 |
| Pre-tax net operating income | $313,000 | 3,291 |
| Securities gains (losses) | $49,000 | 1,156 |
| Applicable income taxes | $124,000 | 1,910 |
| Income before extraordinary items | $238,000 | 3,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $238,000 | 3,578 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $238,000 | 3,581 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $205,660 | 3,710 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,495,000 | 2,638 |
| Total interest expense | $5,087,000 | 2,221 |
| Net interest income | $7,408,000 | 2,917 |
| Provision for loan and lease losses | $6,196,000 | 1,212 |
| Total noninterest income | $2,440,000 | 1,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,440,000 | 1,193 |
| Total noninterest expense | $9,403,000 | 2,123 |
| Salaries and employee benefits | $4,958,000 | 1,986 |
| Premises and equipment expense | $1,235,000 | 2,160 |
| Additional noninterest expense | $3,210,000 | 2,205 |
| Pre-tax net operating income | $-5,751,000 | 7,251 |
| Securities gains (losses) | $197,000 | 1,565 |
| Applicable income taxes | $733,000 | 1,201 |
| Income before extraordinary items | $-6,287,000 | 7,379 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,287,000 | 7,378 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,287,000 | 7,378 |
| Net charge-offs | $9,062,000 | 743 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,484,000 | 7,402 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 2,628 |
| Total interest expense | $4,015,000 | 2,211 |
| Net interest income | $5,611,000 | 2,890 |
| Provision for loan and lease losses | $3,493,000 | 1,343 |
| Total noninterest income | $2,047,000 | 1,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,047,000 | 1,124 |
| Total noninterest expense | $6,748,000 | 2,208 |
| Salaries and employee benefits | $3,606,000 | 2,056 |
| Premises and equipment expense | $930,000 | 2,174 |
| Additional noninterest expense | $2,212,000 | 2,355 |
| Pre-tax net operating income | $-2,583,000 | 7,190 |
| Securities gains (losses) | $197,000 | 1,290 |
| Applicable income taxes | $841,000 | 964 |
| Income before extraordinary items | $-3,227,000 | 7,407 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,227,000 | 7,407 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,227,000 | 7,407 |
| Net charge-offs | $6,509,000 | 682 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,424,000 | 7,428 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,499,000 | 2,625 |
| Total interest expense | $2,798,000 | 2,215 |
| Net interest income | $3,701,000 | 2,905 |
| Provision for loan and lease losses | $516,000 | 2,929 |
| Total noninterest income | $1,546,000 | 1,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,546,000 | 1,067 |
| Total noninterest expense | $4,657,000 | 2,164 |
| Salaries and employee benefits | $2,492,000 | 2,023 |
| Premises and equipment expense | $635,000 | 2,149 |
| Additional noninterest expense | $1,530,000 | 2,292 |
| Pre-tax net operating income | $74,000 | 5,382 |
| Securities gains (losses) | $197,000 | 1,022 |
| Applicable income taxes | $46,000 | 3,220 |
| Income before extraordinary items | $225,000 | 4,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 4,392 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $225,000 | 4,392 |
| Net charge-offs | $3,547,000 | 742 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $61,490 | 5,406 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 2,620 |
| Total interest expense | $1,489,000 | 2,193 |
| Net interest income | $1,823,000 | 2,948 |
| Provision for loan and lease losses | $264,000 | 2,500 |
| Total noninterest income | $771,000 | 1,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $771,000 | 1,041 |
| Total noninterest expense | $2,367,000 | 2,085 |
| Salaries and employee benefits | $1,334,000 | 1,927 |
| Premises and equipment expense | $335,000 | 2,079 |
| Additional noninterest expense | $698,000 | 2,237 |
| Pre-tax net operating income | $-37,000 | 6,447 |
| Securities gains (losses) | $196,000 | 680 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $128,000 | 4,600 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 4,603 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $128,000 | 4,603 |
| Net charge-offs | $145,000 | 2,457 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-30,760 | 6,452 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,055,000 | 2,628 |
| Total interest expense | $7,129,000 | 2,177 |
| Net interest income | $6,926,000 | 3,084 |
| Provision for loan and lease losses | $4,420,000 | 1,096 |
| Total noninterest income | $2,960,000 | 1,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,960,000 | 976 |
| Total noninterest expense | $10,213,000 | 1,892 |
| Salaries and employee benefits | $5,808,000 | 1,757 |
| Premises and equipment expense | $1,410,000 | 1,935 |
| Additional noninterest expense | $2,995,000 | 2,012 |
| Pre-tax net operating income | $-4,747,000 | 7,784 |
| Securities gains (losses) | $122,000 | 991 |
| Applicable income taxes | $-1,520,000 | 7,846 |
| Income before extraordinary items | $-3,105,000 | 7,625 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,105,000 | 7,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,786,000 | 1,057 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,186,740 | 7,705 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,674,000 | 2,651 |
| Total interest expense | $5,464,000 | 2,217 |
| Net interest income | $5,210,000 | 3,093 |
| Provision for loan and lease losses | $1,242,000 | 1,615 |
| Total noninterest income | $2,304,000 | 1,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,304,000 | 996 |
| Total noninterest expense | $7,559,000 | 1,909 |
| Salaries and employee benefits | $4,397,000 | 1,763 |
| Premises and equipment expense | $1,090,000 | 1,874 |
| Additional noninterest expense | $2,072,000 | 2,092 |
| Pre-tax net operating income | $-1,287,000 | 7,661 |
| Securities gains (losses) | $102,000 | 956 |
| Applicable income taxes | $-374,000 | 7,812 |
| Income before extraordinary items | $-811,000 | 7,412 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-811,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,463,000 | 730 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-880,360 | 7,564 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 2,675 |
| Total interest expense | $3,656,000 | 2,284 |
| Net interest income | $3,471,000 | 3,082 |
| Provision for loan and lease losses | $367,000 | 2,262 |
| Total noninterest income | $1,686,000 | 1,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,686,000 | 959 |
| Total noninterest expense | $5,157,000 | 1,864 |
| Salaries and employee benefits | $2,953,000 | 1,766 |
| Premises and equipment expense | $783,000 | 1,747 |
| Additional noninterest expense | $1,421,000 | 2,025 |
| Pre-tax net operating income | $-367,000 | 7,499 |
| Securities gains (losses) | $86,000 | 1,077 |
| Applicable income taxes | $-74,000 | 7,808 |
| Income before extraordinary items | $-207,000 | 7,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-207,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,516,000 | 652 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-270,640 | 7,474 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 2,703 |
| Total interest expense | $1,866,000 | 2,382 |
| Net interest income | $1,751,000 | 3,068 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $913,000 | 1,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $913,000 | 911 |
| Total noninterest expense | $2,666,000 | 1,792 |
| Salaries and employee benefits | $1,487,000 | 1,770 |
| Premises and equipment expense | $428,000 | 1,634 |
| Additional noninterest expense | $751,000 | 1,876 |
| Pre-tax net operating income | $-27,000 | 7,317 |
| Securities gains (losses) | $50,000 | 1,087 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $-2,000 | 7,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,000 | 7,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,242 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-34,000 | 7,380 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,291,000 | 2,500 |
| Total interest expense | $8,447,000 | 2,226 |
| Net interest income | $7,844,000 | 2,778 |
| Provision for loan and lease losses | $2,377,000 | 729 |
| Total noninterest income | $3,852,000 | 1,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 8,453 |
| Additional Noninterest Income | $3,853,000 | 846 |
| Total noninterest expense | $11,612,000 | 1,585 |
| Salaries and employee benefits | $6,552,000 | 1,544 |
| Premises and equipment expense | $1,747,000 | 1,527 |
| Additional noninterest expense | $3,313,000 | 1,682 |
| Pre-tax net operating income | $-2,293,000 | 8,313 |
| Securities gains (losses) | $71,000 | 696 |
| Applicable income taxes | $-733,000 | 8,368 |
| Income before extraordinary items | $-1,489,000 | 8,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,489,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,834 |
| Cash dividends | $2,300,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,536,570 | 8,236 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,386,000 | 2,478 |
| Total interest expense | $6,449,000 | 2,183 |
| Net interest income | $5,937,000 | 2,754 |
| Provision for loan and lease losses | $310,000 | 2,268 |
| Total noninterest income | $2,868,000 | 1,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 8,490 |
| Additional Noninterest Income | $2,869,000 | 852 |
| Total noninterest expense | $8,710,000 | 1,564 |
| Salaries and employee benefits | $4,945,000 | 1,528 |
| Premises and equipment expense | $1,263,000 | 1,579 |
| Additional noninterest expense | $2,502,000 | 1,634 |
| Pre-tax net operating income | $-215,000 | 7,900 |
| Securities gains (losses) | $-7,000 | 7,691 |
| Applicable income taxes | $-73,000 | 8,209 |
| Income before extraordinary items | $-149,000 | 7,891 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-149,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,017 |
| Cash dividends | $2,300,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-144,310 | 7,870 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,240,000 | 2,500 |
| Total interest expense | $4,349,000 | 2,172 |
| Net interest income | $3,891,000 | 2,825 |
| Provision for loan and lease losses | $199,000 | 2,192 |
| Total noninterest income | $2,049,000 | 1,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $166,000 | 101 |
| Additional Noninterest Income | $1,883,000 | 896 |
| Total noninterest expense | $5,451,000 | 1,699 |
| Salaries and employee benefits | $3,357,000 | 1,529 |
| Premises and equipment expense | $831,000 | 1,612 |
| Additional noninterest expense | $1,263,000 | 2,122 |
| Pre-tax net operating income | $290,000 | 6,102 |
| Securities gains (losses) | $69,000 | 485 |
| Applicable income taxes | $125,000 | 3,872 |
| Income before extraordinary items | $234,000 | 6,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $234,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,365 |
| Cash dividends | $2,300,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $189,150 | 6,453 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 2,471 |
| Total interest expense | $2,234,000 | 2,119 |
| Net interest income | $1,926,000 | 2,855 |
| Provision for loan and lease losses | $86,000 | 2,275 |
| Total noninterest income | $950,000 | 1,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-10,000 | 8,623 |
| Additional Noninterest Income | $960,000 | 869 |
| Total noninterest expense | $2,728,000 | 1,703 |
| Salaries and employee benefits | $1,820,000 | 1,418 |
| Premises and equipment expense | $368,000 | 1,809 |
| Additional noninterest expense | $540,000 | 2,444 |
| Pre-tax net operating income | $62,000 | 7,142 |
| Securities gains (losses) | $26,000 | 508 |
| Applicable income taxes | $35,000 | 4,487 |
| Income before extraordinary items | $53,000 | 7,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $53,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,512 |
| Cash dividends | $2,300,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $36,360 | 7,351 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,171,000 | 2,265 |
| Total interest expense | $8,567,000 | 1,926 |
| Net interest income | $8,604,000 | 2,620 |
| Provision for loan and lease losses | $852,000 | 1,209 |
| Total noninterest income | $4,367,000 | 1,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,367,000 | 750 |
| Total noninterest expense | $11,276,000 | 1,574 |
| Salaries and employee benefits | $7,424,000 | 1,313 |
| Premises and equipment expense | $1,381,000 | 1,824 |
| Additional noninterest expense | $2,471,000 | 2,124 |
| Pre-tax net operating income | $843,000 | 5,540 |
| Securities gains (losses) | $73,000 | 601 |
| Applicable income taxes | $335,000 | 3,648 |
| Income before extraordinary items | $581,000 | 5,881 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $581,000 | 5,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,267 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $534,280 | 6,033 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 2,264 |
| Total interest expense | $6,246,000 | 1,922 |
| Net interest income | $6,598,000 | 2,588 |
| Provision for loan and lease losses | $419,000 | 1,636 |
| Total noninterest income | $3,290,000 | 1,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,290,000 | 761 |
| Total noninterest expense | $8,333,000 | 1,607 |
| Salaries and employee benefits | $5,527,000 | 1,339 |
| Premises and equipment expense | $1,038,000 | 1,829 |
| Additional noninterest expense | $1,768,000 | 2,203 |
| Pre-tax net operating income | $1,136,000 | 4,446 |
| Securities gains (losses) | $43,000 | 590 |
| Applicable income taxes | $456,000 | 2,981 |
| Income before extraordinary items | $723,000 | 4,943 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $723,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,870 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $695,480 | 5,012 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 2,304 |
| Total interest expense | $3,993,000 | 1,906 |
| Net interest income | $4,248,000 | 2,667 |
| Provision for loan and lease losses | $203,000 | 2,086 |
| Total noninterest income | $2,218,000 | 1,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,218,000 | 752 |
| Total noninterest expense | $5,648,000 | 1,592 |
| Salaries and employee benefits | $3,747,000 | 1,325 |
| Premises and equipment expense | $708,000 | 1,790 |
| Additional noninterest expense | $1,193,000 | 2,186 |
| Pre-tax net operating income | $615,000 | 4,932 |
| Securities gains (losses) | $14,000 | 672 |
| Applicable income taxes | $250,000 | 3,307 |
| Income before extraordinary items | $379,000 | 5,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $379,000 | 5,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,766 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $370,040 | 5,563 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 2,309 |
| Total interest expense | $1,909,000 | 1,909 |
| Net interest income | $2,124,000 | 2,656 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $1,108,000 | 1,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,108,000 | 744 |
| Total noninterest expense | $2,799,000 | 1,609 |
| Salaries and employee benefits | $1,840,000 | 1,353 |
| Premises and equipment expense | $371,000 | 1,725 |
| Additional noninterest expense | $588,000 | 2,198 |
| Pre-tax net operating income | $363,000 | 4,507 |
| Securities gains (losses) | $23,000 | 452 |
| Applicable income taxes | $149,000 | 3,048 |
| Income before extraordinary items | $237,000 | 4,960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,422 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $222,280 | 5,095 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,075,000 | 2,209 |
| Total interest expense | $6,706,000 | 1,692 |
| Net interest income | $8,369,000 | 2,595 |
| Provision for loan and lease losses | $368,000 | 2,416 |
| Total noninterest income | $4,285,000 | 1,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,285,000 | 760 |
| Total noninterest expense | $11,007,000 | 1,559 |
| Salaries and employee benefits | $7,558,000 | 1,225 |
| Premises and equipment expense | $1,305,000 | 1,846 |
| Additional noninterest expense | $2,144,000 | 2,331 |
| Pre-tax net operating income | $1,279,000 | 4,768 |
| Securities gains (losses) | $247,000 | 449 |
| Applicable income taxes | $552,000 | 3,202 |
| Income before extraordinary items | $974,000 | 4,891 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $974,000 | 4,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,551 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $815,920 | 5,277 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,127,000 | 2,181 |
| Total interest expense | $4,924,000 | 1,641 |
| Net interest income | $6,203,000 | 2,601 |
| Provision for loan and lease losses | $266,000 | 2,440 |
| Total noninterest income | $3,208,000 | 1,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,208,000 | 764 |
| Total noninterest expense | $8,197,000 | 1,562 |
| Salaries and employee benefits | $5,638,000 | 1,221 |
| Premises and equipment expense | $962,000 | 1,872 |
| Additional noninterest expense | $1,597,000 | 2,313 |
| Pre-tax net operating income | $948,000 | 4,906 |
| Securities gains (losses) | $208,000 | 467 |
| Applicable income taxes | $438,000 | 3,168 |
| Income before extraordinary items | $718,000 | 5,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $718,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,170 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $584,880 | 5,483 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 2,184 |
| Total interest expense | $3,242,000 | 1,550 |
| Net interest income | $3,986,000 | 2,660 |
| Provision for loan and lease losses | $262,000 | 1,714 |
| Total noninterest income | $2,117,000 | 1,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,117,000 | 777 |
| Total noninterest expense | $5,431,000 | 1,554 |
| Salaries and employee benefits | $3,759,000 | 1,218 |
| Premises and equipment expense | $624,000 | 1,907 |
| Additional noninterest expense | $1,048,000 | 2,325 |
| Pre-tax net operating income | $410,000 | 5,918 |
| Securities gains (losses) | $133,000 | 492 |
| Applicable income taxes | $221,000 | 3,620 |
| Income before extraordinary items | $322,000 | 5,961 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $322,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,758 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $236,880 | 6,578 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 2,205 |
| Total interest expense | $1,599,000 | 1,499 |
| Net interest income | $1,907,000 | 2,770 |
| Provision for loan and lease losses | $79,000 | 2,431 |
| Total noninterest income | $1,052,000 | 1,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,052,000 | 757 |
| Total noninterest expense | $2,669,000 | 1,592 |
| Salaries and employee benefits | $1,860,000 | 1,235 |
| Premises and equipment expense | $313,000 | 1,911 |
| Additional noninterest expense | $496,000 | 2,460 |
| Pre-tax net operating income | $211,000 | 5,849 |
| Securities gains (losses) | $64,000 | 482 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $162,000 | 5,937 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $162,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,912 |
| Cash dividends | $350,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $121,040 | 6,510 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,281,000 | 2,163 |
| Total interest expense | $6,202,000 | 1,331 |
| Net interest income | $7,079,000 | 2,851 |
| Provision for loan and lease losses | $323,000 | 2,772 |
| Total noninterest income | $4,309,000 | 1,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,309,000 | 747 |
| Total noninterest expense | $10,677,000 | 1,520 |
| Salaries and employee benefits | $7,363,000 | 1,177 |
| Premises and equipment expense | $1,258,000 | 1,830 |
| Additional noninterest expense | $2,056,000 | 2,359 |
| Pre-tax net operating income | $388,000 | 7,131 |
| Securities gains (losses) | $440,000 | 489 |
| Applicable income taxes | $364,000 | 3,874 |
| Income before extraordinary items | $464,000 | 6,492 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $464,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,420 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $182,400 | 7,698 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,801,000 | 2,177 |
| Total interest expense | $4,571,000 | 1,318 |
| Net interest income | $5,230,000 | 2,872 |
| Provision for loan and lease losses | $214,000 | 2,885 |
| Total noninterest income | $3,254,000 | 1,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,254,000 | 754 |
| Total noninterest expense | $7,980,000 | 1,526 |
| Salaries and employee benefits | $5,489,000 | 1,186 |
| Premises and equipment expense | $962,000 | 1,801 |
| Additional noninterest expense | $1,529,000 | 2,347 |
| Pre-tax net operating income | $290,000 | 7,263 |
| Securities gains (losses) | $375,000 | 512 |
| Applicable income taxes | $284,000 | 3,886 |
| Income before extraordinary items | $381,000 | 6,439 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $381,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $141,000 | 7,794 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 2,203 |
| Total interest expense | $2,949,000 | 1,339 |
| Net interest income | $3,405,000 | 2,932 |
| Provision for loan and lease losses | $146,000 | 2,838 |
| Total noninterest income | $2,127,000 | 1,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,127,000 | 757 |
| Total noninterest expense | $5,366,000 | 1,512 |
| Salaries and employee benefits | $3,663,000 | 1,189 |
| Premises and equipment expense | $657,000 | 1,755 |
| Additional noninterest expense | $1,046,000 | 2,303 |
| Pre-tax net operating income | $20,000 | 8,418 |
| Securities gains (losses) | $244,000 | 570 |
| Applicable income taxes | $132,000 | 4,458 |
| Income before extraordinary items | $132,000 | 7,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,992 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-24,160 | 8,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 2,276 |
| Total interest expense | $1,445,000 | 1,382 |
| Net interest income | $1,647,000 | 3,012 |
| Provision for loan and lease losses | $81,000 | 2,458 |
| Total noninterest income | $1,064,000 | 1,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,064,000 | 752 |
| Total noninterest expense | $2,688,000 | 1,515 |
| Salaries and employee benefits | $1,822,000 | 1,207 |
| Premises and equipment expense | $326,000 | 1,794 |
| Additional noninterest expense | $540,000 | 2,200 |
| Pre-tax net operating income | $-58,000 | 8,740 |
| Securities gains (losses) | $90,000 | 862 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $-1,000 | 8,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-58,600 | 8,740 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,128,000 | 2,165 |
| Total interest expense | $6,454,000 | 1,376 |
| Net interest income | $6,674,000 | 2,877 |
| Provision for loan and lease losses | $268,000 | 3,424 |
| Total noninterest income | $4,143,000 | 1,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,143,000 | 873 |
| Total noninterest expense | $10,208,000 | 1,563 |
| Salaries and employee benefits | $6,957,000 | 1,226 |
| Premises and equipment expense | $1,185,000 | 1,929 |
| Additional noninterest expense | $2,066,000 | 2,336 |
| Pre-tax net operating income | $341,000 | 7,273 |
| Securities gains (losses) | $1,507,000 | 363 |
| Applicable income taxes | $639,000 | 2,948 |
| Income before extraordinary items | $1,209,000 | 4,123 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,209,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,366 |
| Cash dividends | $366,000 | 4,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $229,450 | 7,490 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,957,000 | 2,175 |
| Total interest expense | $4,930,000 | 1,415 |
| Net interest income | $5,027,000 | 2,885 |
| Provision for loan and lease losses | $239,000 | 2,957 |
| Total noninterest income | $2,938,000 | 1,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,938,000 | 932 |
| Total noninterest expense | $7,575,000 | 1,589 |
| Salaries and employee benefits | $5,083,000 | 1,278 |
| Premises and equipment expense | $883,000 | 1,942 |
| Additional noninterest expense | $1,609,000 | 2,236 |
| Pre-tax net operating income | $151,000 | 7,967 |
| Securities gains (losses) | $1,125,000 | 406 |
| Applicable income taxes | $484,000 | 3,089 |
| Income before extraordinary items | $792,000 | 4,624 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $792,000 | 4,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,870 |
| Cash dividends | $274,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $72,000 | 8,289 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,594,000 | 2,214 |
| Total interest expense | $3,354,000 | 1,441 |
| Net interest income | $3,240,000 | 2,959 |
| Provision for loan and lease losses | $228,000 | 2,293 |
| Total noninterest income | $1,780,000 | 1,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,780,000 | 992 |
| Total noninterest expense | $4,826,000 | 1,666 |
| Salaries and employee benefits | $3,202,000 | 1,363 |
| Premises and equipment expense | $580,000 | 1,962 |
| Additional noninterest expense | $1,044,000 | 2,275 |
| Pre-tax net operating income | $-34,000 | 8,745 |
| Securities gains (losses) | $859,000 | 408 |
| Applicable income taxes | $313,000 | 3,162 |
| Income before extraordinary items | $512,000 | 4,736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $512,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,794 |
| Cash dividends | $182,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-37,760 | 8,749 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 2,200 |
| Total interest expense | $1,702,000 | 1,461 |
| Net interest income | $1,635,000 | 2,928 |
| Provision for loan and lease losses | $163,000 | 1,600 |
| Total noninterest income | $345,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $345,000 | 1,922 |
| Total noninterest expense | $1,965,000 | 1,997 |
| Salaries and employee benefits | $1,200,000 | 1,777 |
| Premises and equipment expense | $271,000 | 2,104 |
| Additional noninterest expense | $494,000 | 2,356 |
| Pre-tax net operating income | $-148,000 | 9,033 |
| Securities gains (losses) | $300,000 | 511 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $86,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,101 |
| Cash dividends | $91,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-106,000 | 8,967 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,239,000 | 2,157 |
| Total interest expense | $8,343,000 | 1,355 |
| Net interest income | $5,896,000 | 3,189 |
| Provision for loan and lease losses | $415,000 | 2,759 |
| Total noninterest income | $1,451,000 | 2,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,451,000 | 1,688 |
| Total noninterest expense | $7,013,000 | 2,143 |
| Salaries and employee benefits | $4,096,000 | 1,953 |
| Premises and equipment expense | $1,040,000 | 2,104 |
| Additional noninterest expense | $1,877,000 | 2,455 |
| Pre-tax net operating income | $-81,000 | 8,744 |
| Securities gains (losses) | $1,234,000 | 371 |
| Applicable income taxes | $379,000 | 3,995 |
| Income before extraordinary items | $774,000 | 5,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $774,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,145 |
| Cash dividends | $363,000 | 4,009 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 728 |
| Net operating income | $-52,780 | 8,729 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,549,000 | 1,947 |
| Total interest expense | $11,328,000 | 1,430 |
| Net interest income | $6,221,000 | 2,856 |
| Provision for loan and lease losses | $257,000 | 3,535 |
| Total noninterest income | $1,144,000 | 3,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,144,000 | 1,866 |
| Total noninterest expense | $6,165,000 | 2,312 |
| Salaries and employee benefits | $3,694,000 | 2,037 |
| Premises and equipment expense | $998,000 | 2,137 |
| Additional noninterest expense | $1,473,000 | 2,920 |
| Pre-tax net operating income | $943,000 | 5,051 |
| Securities gains (losses) | $1,020,000 | 396 |
| Applicable income taxes | $699,000 | 2,674 |
| Income before extraordinary items | $1,264,000 | 3,659 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,264,000 | 3,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,733 |
| Cash dividends | $362,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 713 |
| Net operating income | $611,200 | 5,447 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,664,000 | 1,873 |
| Total interest expense | $12,559,000 | 1,385 |
| Net interest income | $6,105,000 | 2,890 |
| Provision for loan and lease losses | $280,000 | 3,006 |
| Total noninterest income | $522,000 | 4,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $522,000 | 2,880 |
| Total noninterest expense | $5,191,000 | 2,624 |
| Salaries and employee benefits | $3,026,000 | 2,367 |
| Premises and equipment expense | $873,000 | 2,371 |
| Additional noninterest expense | $1,292,000 | 3,192 |
| Pre-tax net operating income | $1,156,000 | 4,834 |
| Securities gains (losses) | $2,132,000 | 90 |
| Applicable income taxes | $1,164,000 | 1,865 |
| Income before extraordinary items | $2,124,000 | 2,414 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,124,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,198 |
| Cash dividends | $377,000 | 4,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $738,200 | 5,269 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,203,000 | 1,896 |
| Total interest expense | $11,727,000 | 1,285 |
| Net interest income | $5,476,000 | 3,167 |
| Provision for loan and lease losses | $122,000 | 4,702 |
| Total noninterest income | $871,000 | 3,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $871,000 | 2,043 |
| Total noninterest expense | $4,747,000 | 2,843 |
| Salaries and employee benefits | $2,756,000 | 2,553 |
| Premises and equipment expense | $771,000 | 2,632 |
| Additional noninterest expense | $1,220,000 | 3,377 |
| Pre-tax net operating income | $1,478,000 | 4,138 |
| Securities gains (losses) | $40,000 | 1,069 |
| Applicable income taxes | $593,000 | 3,245 |
| Income before extraordinary items | $925,000 | 4,668 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $925,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,815 |
| Cash dividends | $427,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $899,400 | 4,702 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,023,000 | 2,033 |
| Total interest expense | $11,242,000 | 1,374 |
| Net interest income | $4,781,000 | 3,549 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $1,192,000 | 2,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,192,000 | 1,633 |
| Total noninterest expense | $4,179,000 | 3,103 |
| Salaries and employee benefits | $2,056,000 | 3,247 |
| Premises and equipment expense | $651,000 | 2,958 |
| Additional noninterest expense | $1,472,000 | 2,828 |
| Pre-tax net operating income | $1,679,000 | 3,847 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $607,000 | 3,376 |
| Income before extraordinary items | $1,083,000 | 4,240 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,083,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $389,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,075,960 | 4,156 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,549,000 | 2,407 |
| Total interest expense | $9,008,000 | 1,722 |
| Net interest income | $4,541,000 | 3,799 |
| Provision for loan and lease losses | $86,000 | 5,525 |
| Total noninterest income | $819,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $819,000 | 1,999 |
| Total noninterest expense | $3,718,000 | 3,392 |
| Salaries and employee benefits | $1,784,000 | 3,672 |
| Premises and equipment expense | $554,000 | 3,399 |
| Additional noninterest expense | $1,380,000 | 2,951 |
| Pre-tax net operating income | $1,556,000 | 4,350 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $494,000 | 4,248 |
| Income before extraordinary items | $1,085,000 | 4,411 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,085,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $485,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,069,130 | 4,392 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,827,000 | 3,335 |
| Total interest expense | $6,358,000 | 2,424 |
| Net interest income | $3,469,000 | 4,859 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $799,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $799,000 | 2,106 |
| Total noninterest expense | $3,369,000 | 3,919 |
| Salaries and employee benefits | $1,277,000 | 4,919 |
| Premises and equipment expense | $539,000 | 3,546 |
| Additional noninterest expense | $1,553,000 | 3,032 |
| Pre-tax net operating income | $832,000 | 6,359 |
| Securities gains (losses) | $-42,000 | 10,978 |
| Applicable income taxes | $225,000 | 6,772 |
| Income before extraordinary items | $565,000 | 6,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $565,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $483,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $595,240 | 6,237 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,456,000 | 3,823 |
| Total interest expense | $5,333,000 | 2,861 |
| Net interest income | $3,123,000 | 5,325 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $272,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $272,000 | 4,251 |
| Total noninterest expense | $2,231,000 | 5,489 |
| Salaries and employee benefits | $1,061,000 | 5,759 |
| Premises and equipment expense | $511,000 | 3,695 |
| Additional noninterest expense | $659,000 | 6,134 |
| Pre-tax net operating income | $1,128,000 | 5,497 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $379,000 | 5,136 |
| Income before extraordinary items | $749,000 | 5,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $749,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $449,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $749,000 | 5,691 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,695,000 | 3,875 |
| Total interest expense | $4,596,000 | 2,660 |
| Net interest income | $3,099,000 | 5,482 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $300,000 | 7,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $300,000 | 4,091 |
| Total noninterest expense | $2,186,000 | 5,780 |
| Salaries and employee benefits | $1,018,000 | 6,004 |
| Premises and equipment expense | $510,000 | 3,737 |
| Additional noninterest expense | $658,000 | 6,619 |
| Pre-tax net operating income | $1,177,000 | 5,308 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $374,000 | 5,013 |
| Income before extraordinary items | $805,000 | 5,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $805,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $5,643,000 | 156 |
| Net operating income | $803,640 | 5,411 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,781,000 | 3,917 |
| Total interest expense | $4,772,000 | 2,694 |
| Net interest income | $3,009,000 | 5,649 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $329,000 | 7,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $329,000 | 4,242 |
| Total noninterest expense | $2,005,000 | 6,326 |
| Salaries and employee benefits | $908,000 | 6,663 |
| Premises and equipment expense | $498,000 | 3,875 |
| Additional noninterest expense | $599,000 | 7,344 |
| Pre-tax net operating income | $1,289,000 | 4,895 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $427,000 | 4,768 |
| Income before extraordinary items | $863,000 | 5,243 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $863,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $862,330 | 5,040 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 4,425 |
| Total interest expense | $5,044,000 | 3,283 |
| Net interest income | $2,686,000 | 6,242 |
| Provision for loan and lease losses | $32,000 | 9,896 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $324,000 | 4,222 |
| Total noninterest expense | $1,812,000 | 6,904 |
| Salaries and employee benefits | $800,000 | 7,256 |
| Premises and equipment expense | $451,000 | 4,345 |
| Additional noninterest expense | $561,000 | 7,866 |
| Pre-tax net operating income | $1,166,000 | 5,034 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $458,000 | 4,298 |
| Income before extraordinary items | $708,000 | 5,868 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $708,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $708,000 | 5,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.