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First Federal Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$171,217,000	339
Total interest expense	$66,900,000	316
Net interest income	$104,317,000	356
Provision for loan and lease losses	$-3,439,000	4,537
Total noninterest income	$52,279,000	241
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$6,047,000	237
Trading account gains and fees	$0	123
Additional Noninterest Income	$46,232,000	180
Total noninterest expense	$116,179,000	284
Salaries and employee benefits	$66,291,000	259
Premises and equipment expense	$12,612,000	251
Additional noninterest expense	$46,232,000	180
Pre-tax net operating income	$43,856,000	382
Securities gains (losses)	$-4,610,000	4,475
Applicable income taxes	$8,365,000	400
Income before extraordinary items	$30,881,000	414
Extraordinary gains, net	$0	54
Net income	$30,881,000	419
Minority interest net income	$0	88
Net income of bank and minority interests.	$30,881,000	416
Net charge-offs	$-467,000	4,529
Cash dividends	$2,500,000	1,337
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$34,522,900	392
2023-09-30 (YTD Data)		Rank
Total interest income	$124,823,000	342
Total interest expense	$48,342,000	309
Net interest income	$76,481,000	365
Provision for loan and lease losses	$-3,550,000	4,569
Total noninterest income	$44,408,000	221
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$4,666,000	232
Trading account gains and fees	$0	125
Additional Noninterest Income	$39,742,000	170
Total noninterest expense	$86,853,000	285
Salaries and employee benefits	$50,390,000	260
Premises and equipment expense	$9,393,000	254
Additional noninterest expense	$39,742,000	170
Pre-tax net operating income	$37,586,000	364
Securities gains (losses)	$-4,588,000	4,558
Applicable income taxes	$7,109,000	376
Income before extraordinary items	$25,889,000	390
Extraordinary gains, net	$0	52
Net income	$25,889,000	394
Minority interest net income	$0	81
Net income of bank and minority interests.	$25,889,000	390
Net charge-offs	$-593,000	4,571
Cash dividends	$2,500,000	1,004
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$29,513,520	368
2023-06-30 (YTD Data)		Rank
Total interest income	$80,448,000	334
Total interest expense	$29,934,000	295
Net interest income	$50,514,000	365
Provision for loan and lease losses	$200,000	1,332
Total noninterest income	$29,934,000	213
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$3,110,000	227
Trading account gains and fees	$0	112
Additional Noninterest Income	$26,824,000	165
Total noninterest expense	$57,759,000	282
Salaries and employee benefits	$34,681,000	253
Premises and equipment expense	$6,058,000	253
Additional noninterest expense	$26,824,000	165
Pre-tax net operating income	$22,489,000	400
Securities gains (losses)	$39,000	315
Applicable income taxes	$4,851,000	379
Income before extraordinary items	$17,677,000	387
Extraordinary gains, net	$0	51
Net income	$17,677,000	396
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,677,000	388
Net charge-offs	$-647,000	4,619
Cash dividends	$2,500,000	733
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$17,646,190	396
2023-03-31 (YTD Data)		Rank
Total interest income	$38,348,000	350
Total interest expense	$13,227,000	298
Net interest income	$25,121,000	376
Provision for loan and lease losses	$200,000	881
Total noninterest income	$15,433,000	203
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,516,000	235
Trading account gains and fees	$0	97
Additional Noninterest Income	$13,917,000	157
Total noninterest expense	$29,738,000	282
Salaries and employee benefits	$17,307,000	257
Premises and equipment expense	$3,030,000	260
Additional noninterest expense	$13,917,000	157
Pre-tax net operating income	$10,616,000	422
Securities gains (losses)	$39,000	314
Applicable income taxes	$2,286,000	394
Income before extraordinary items	$8,369,000	417
Extraordinary gains, net	$0	4
Net income	$8,369,000	418
Minority interest net income	$0	48
Net income of bank and minority interests.	$8,369,000	418
Net charge-offs	$112,000	566
Cash dividends	$2,500,000	410
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$8,338,190	425
2022-12-31 (YTD Data)		Rank
Total interest income	$113,832,000	370
Total interest expense	$15,317,000	325
Net interest income	$98,515,000	371
Provision for loan and lease losses	$-14,291,000	4,702
Total noninterest income	$71,529,000	200
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$6,128,000	240
Trading account gains and fees	$0	116
Additional Noninterest Income	$65,401,000	149
Total noninterest expense	$113,332,000	284
Salaries and employee benefits	$69,447,000	252
Premises and equipment expense	$12,156,000	257
Additional noninterest expense	$65,401,000	149
Pre-tax net operating income	$71,003,000	303
Securities gains (losses)	$-18,226,000	4,683
Applicable income taxes	$10,680,000	362
Income before extraordinary items	$42,097,000	366
Extraordinary gains, net	$0	5
Net income	$42,097,000	367
Minority interest net income	$0	63
Net income of bank and minority interests.	$42,097,000	367
Net charge-offs	$-230,000	4,462
Cash dividends	$2,300,000	1,362
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$56,677,800	297
2022-09-30 (YTD Data)		Rank
Total interest income	$78,578,000	376
Total interest expense	$7,074,000	345
Net interest income	$71,504,000	375
Provision for loan and lease losses	$-14,188,000	4,742
Total noninterest income	$49,261,000	212
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$4,577,000	246
Trading account gains and fees	$0	111
Additional Noninterest Income	$44,684,000	163
Total noninterest expense	$86,788,000	276
Salaries and employee benefits	$54,664,000	248
Premises and equipment expense	$9,165,000	253
Additional noninterest expense	$44,684,000	163
Pre-tax net operating income	$48,165,000	321
Securities gains (losses)	$-13,546,000	4,721
Applicable income taxes	$6,896,000	401
Income before extraordinary items	$27,723,000	394
Extraordinary gains, net	$0	4
Net income	$27,723,000	394
Minority interest net income	$0	57
Net income of bank and minority interests.	$27,723,000	394
Net charge-offs	$-127,000	4,364
Cash dividends	$2,300,000	1,022
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$38,559,800	319
2022-06-30 (YTD Data)		Rank
Total interest income	$47,684,000	390
Total interest expense	$2,695,000	447
Net interest income	$44,989,000	383
Provision for loan and lease losses	$-14,053,000	4,764
Total noninterest income	$34,749,000	197
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$2,999,000	245
Trading account gains and fees	$0	108
Additional Noninterest Income	$31,750,000	163
Total noninterest expense	$57,924,000	267
Salaries and employee benefits	$36,862,000	240
Premises and equipment expense	$6,115,000	250
Additional noninterest expense	$14,947,000	323
Pre-tax net operating income	$35,867,000	288
Securities gains (losses)	$-13,549,000	4,749
Applicable income taxes	$4,349,000	403
Income before extraordinary items	$17,969,000	391
Extraordinary gains, net	$0	4
Net income	$17,969,000	390
Minority interest net income	$0	60
Net income of bank and minority interests.	$17,969,000	391
Net charge-offs	$-136,000	4,468
Cash dividends	$2,300,000	755
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$28,943,690	284
2022-03-31 (YTD Data)		Rank
Total interest income	$21,308,000	420
Total interest expense	$1,209,000	461
Net interest income	$20,099,000	416
Provision for loan and lease losses	$-249,000	4,575
Total noninterest income	$16,512,000	212
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,482,000	245
Trading account gains and fees	$0	103
Additional Noninterest Income	$15,030,000	178
Total noninterest expense	$28,998,000	268
Salaries and employee benefits	$18,766,000	235
Premises and equipment expense	$3,049,000	253
Additional noninterest expense	$7,183,000	334
Pre-tax net operating income	$7,862,000	498
Securities gains (losses)	$0	623
Applicable income taxes	$1,430,000	515
Income before extraordinary items	$6,432,000	490
Extraordinary gains, net	$0	4
Net income	$6,432,000	489
Minority interest net income	$0	50
Net income of bank and minority interests.	$6,432,000	490
Net charge-offs	$-70,000	4,475
Cash dividends	$2,300,000	426
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$6,432,000	496
2021-12-31 (YTD Data)		Rank
Total interest income	$85,451,000	418
Total interest expense	$810,000	2,505
Net interest income	$84,641,000	396
Provision for loan and lease losses	$-2,051,000	4,597
Total noninterest income	$96,555,000	184
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$5,450,000	253
Trading account gains and fees	$0	132
Additional Noninterest Income	$91,105,000	148
Total noninterest expense	$125,339,000	247
Salaries and employee benefits	$81,507,000	220
Premises and equipment expense	$11,537,000	263
Additional noninterest expense	$32,295,000	303
Pre-tax net operating income	$57,908,000	347
Securities gains (losses)	$611,000	311
Applicable income taxes	$10,598,000	376
Income before extraordinary items	$47,921,000	350
Extraordinary gains, net	$0	10
Net income	$47,936,000	350
Minority interest net income	$-15,000	4,825
Net income of bank and minority interests.	$47,921,000	350
Net charge-offs	$235,000	948
Cash dividends	$2,300,000	1,398
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$47,419,980	346
2021-09-30 (YTD Data)		Rank
Total interest income	$64,616,000	420
Total interest expense	$-301,000	4,910
Net interest income	$64,917,000	387
Provision for loan and lease losses	$-941,000	4,617
Total noninterest income	$79,115,000	172
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$4,047,000	252
Trading account gains and fees	$0	132
Additional Noninterest Income	$75,068,000	140
Total noninterest expense	$95,156,000	246
Salaries and employee benefits	$62,516,000	214
Premises and equipment expense	$8,748,000	260
Additional noninterest expense	$23,892,000	300
Pre-tax net operating income	$49,817,000	311
Securities gains (losses)	$611,000	273
Applicable income taxes	$9,982,000	332
Income before extraordinary items	$40,446,000	319
Extraordinary gains, net	$0	8
Net income	$40,461,000	319
Minority interest net income	$-15,000	4,901
Net income of bank and minority interests.	$40,446,000	319
Net charge-offs	$188,000	814
Cash dividends	$2,300,000	1,051
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$39,957,200	312
2021-06-30 (YTD Data)		Rank
Total interest income	$44,771,000	405
Total interest expense	$-1,339,000	4,947
Net interest income	$46,110,000	361
Provision for loan and lease losses	$-951,000	4,670
Total noninterest income	$54,213,000	170
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$2,631,000	250
Trading account gains and fees	$0	133
Additional Noninterest Income	$51,582,000	141
Total noninterest expense	$65,268,000	243
Salaries and employee benefits	$43,256,000	208
Premises and equipment expense	$5,847,000	260
Additional noninterest expense	$16,165,000	296
Pre-tax net operating income	$36,006,000	298
Securities gains (losses)	$611,000	225
Applicable income taxes	$7,613,000	302
Income before extraordinary items	$29,004,000	299
Extraordinary gains, net	$0	6
Net income	$29,019,000	298
Minority interest net income	$-15,000	4,941
Net income of bank and minority interests.	$29,004,000	299
Net charge-offs	$185,000	679
Cash dividends	$2,300,000	761
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$28,521,310	296
2021-03-31 (YTD Data)		Rank
Total interest income	$24,349,000	369
Total interest expense	$1,766,000	459
Net interest income	$22,583,000	363
Provision for loan and lease losses	$123,000	1,125
Total noninterest income	$34,155,000	139
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,323,000	242
Trading account gains and fees	$0	127
Additional Noninterest Income	$32,832,000	123
Total noninterest expense	$32,793,000	241
Salaries and employee benefits	$22,354,000	203
Premises and equipment expense	$2,959,000	259
Additional noninterest expense	$7,480,000	306
Pre-tax net operating income	$23,822,000	250
Securities gains (losses)	$37,000	732
Applicable income taxes	$5,034,000	256
Income before extraordinary items	$18,825,000	259
Extraordinary gains, net	$0	3
Net income	$18,826,000	259
Minority interest net income	$-1,000	4,961
Net income of bank and minority interests.	$18,825,000	259
Net charge-offs	$140,000	528
Cash dividends	$2,300,000	422
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$18,795,770	252
2020-12-31 (YTD Data)		Rank
Total interest income	$95,255,000	378
Total interest expense	$10,198,000	492
Net interest income	$85,057,000	364
Provision for loan and lease losses	$20,782,000	220
Total noninterest income	$157,670,000	116
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$4,618,000	264
Trading account gains and fees	$0	133
Additional Noninterest Income	$153,052,000	98
Total noninterest expense	$136,881,000	227
Salaries and employee benefits	$82,775,000	204
Premises and equipment expense	$10,715,000	277
Additional noninterest expense	$43,391,000	228
Pre-tax net operating income	$85,064,000	193
Securities gains (losses)	$2,297,000	205
Applicable income taxes	$21,633,000	170
Income before extraordinary items	$65,728,000	202
Extraordinary gains, net	$0	4
Net income	$65,707,000	202
Minority interest net income	$21,000	50
Net income of bank and minority interests.	$65,728,000	202
Net charge-offs	$218,000	1,500
Cash dividends	$2,300,000	1,365
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$63,913,370	202
2020-09-30 (YTD Data)		Rank
Total interest income	$71,265,000	380
Total interest expense	$8,202,000	491
Net interest income	$63,063,000	356
Provision for loan and lease losses	$20,517,000	210
Total noninterest income	$116,466,000	117
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,315,000	269
Trading account gains and fees	$0	125
Additional Noninterest Income	$113,151,000	98
Total noninterest expense	$94,750,000	236
Salaries and employee benefits	$61,247,000	201
Premises and equipment expense	$7,951,000	278
Additional noninterest expense	$25,552,000	274
Pre-tax net operating income	$64,262,000	174
Securities gains (losses)	$1,846,000	195
Applicable income taxes	$15,296,000	155
Income before extraordinary items	$50,812,000	184
Extraordinary gains, net	$0	4
Net income	$50,816,000	184
Minority interest net income	$-4,000	5,020
Net income of bank and minority interests.	$50,812,000	184
Net charge-offs	$76,000	1,828
Cash dividends	$2,300,000	989
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$49,353,660	182
2020-06-30 (YTD Data)		Rank
Total interest income	$48,813,000	374
Total interest expense	$5,981,000	495
Net interest income	$42,832,000	353
Provision for loan and lease losses	$14,326,000	225
Total noninterest income	$60,976,000	128
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$2,168,000	275
Trading account gains and fees	$0	123
Additional Noninterest Income	$58,808,000	107
Total noninterest expense	$59,420,000	240
Salaries and employee benefits	$37,210,000	217
Premises and equipment expense	$5,197,000	282
Additional noninterest expense	$17,013,000	270
Pre-tax net operating income	$30,062,000	204
Securities gains (losses)	$1,836,000	137
Applicable income taxes	$7,270,000	185
Income before extraordinary items	$24,628,000	215
Extraordinary gains, net	$0	4
Net income	$24,628,000	215
Minority interest net income	$0	65
Net income of bank and minority interests.	$24,628,000	215
Net charge-offs	$75,000	1,502
Cash dividends	$2,300,000	725
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$23,177,560	214
2020-03-31 (YTD Data)		Rank
Total interest income	$20,263,000	441
Total interest expense	$2,816,000	577
Net interest income	$17,447,000	418
Provision for loan and lease losses	$1,958,000	414
Total noninterest income	$18,786,000	170
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,090,000	315
Trading account gains and fees	$0	106
Additional Noninterest Income	$17,696,000	135
Total noninterest expense	$24,030,000	287
Salaries and employee benefits	$15,467,000	251
Premises and equipment expense	$2,554,000	293
Additional noninterest expense	$6,009,000	346
Pre-tax net operating income	$10,245,000	255
Securities gains (losses)	$0	1,705
Applicable income taxes	$2,816,000	207
Income before extraordinary items	$7,429,000	286
Extraordinary gains, net	$0	4
Net income	$7,429,000	285
Minority interest net income	$0	56
Net income of bank and minority interests.	$7,429,000	286
Net charge-offs	$46,000	1,238
Cash dividends	$2,300,000	483
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$7,429,000	284
2019-12-31 (YTD Data)		Rank
Total interest income	$85,518,000	416
Total interest expense	$12,774,000	551
Net interest income	$72,744,000	386
Provision for loan and lease losses	$690,000	1,217
Total noninterest income	$49,109,000	240
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$4,054,000	337
Trading account gains and fees	$0	135
Additional Noninterest Income	$45,055,000	190
Total noninterest expense	$90,609,000	295
Salaries and employee benefits	$58,393,000	253
Premises and equipment expense	$9,708,000	302
Additional noninterest expense	$22,508,000	354
Pre-tax net operating income	$30,554,000	440
Securities gains (losses)	$4,518,000	92
Applicable income taxes	$7,913,000	370
Income before extraordinary items	$27,159,000	416
Extraordinary gains, net	$0	11
Net income	$27,159,000	416
Minority interest net income	$0	76
Net income of bank and minority interests.	$27,159,000	416
Net charge-offs	$218,000	1,602
Cash dividends	$2,300,000	1,447
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$23,589,780	460
2019-09-30 (YTD Data)		Rank
Total interest income	$64,004,000	424
Total interest expense	$9,707,000	552
Net interest income	$54,297,000	393
Provision for loan and lease losses	$631,000	968
Total noninterest income	$35,267,000	242
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,938,000	345
Trading account gains and fees	$0	129
Additional Noninterest Income	$32,329,000	190
Total noninterest expense	$66,487,000	301
Salaries and employee benefits	$43,077,000	258
Premises and equipment expense	$7,266,000	301
Additional noninterest expense	$16,144,000	367
Pre-tax net operating income	$22,446,000	453
Securities gains (losses)	$4,518,000	75
Applicable income taxes	$6,290,000	356
Income before extraordinary items	$20,674,000	420
Extraordinary gains, net	$0	11
Net income	$20,674,000	419
Minority interest net income	$0	72
Net income of bank and minority interests.	$20,674,000	420
Net charge-offs	$222,000	1,218
Cash dividends	$2,300,000	1,073
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$17,104,780	481
2019-06-30 (YTD Data)		Rank
Total interest income	$41,588,000	437
Total interest expense	$6,154,000	573
Net interest income	$35,434,000	409
Provision for loan and lease losses	$334,000	1,139
Total noninterest income	$21,217,000	255
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,890,000	353
Trading account gains and fees	$0	131
Additional Noninterest Income	$19,327,000	202
Total noninterest expense	$43,723,000	308
Salaries and employee benefits	$27,775,000	261
Premises and equipment expense	$5,010,000	293
Additional noninterest expense	$10,938,000	367
Pre-tax net operating income	$12,594,000	510
Securities gains (losses)	$4,018,000	52
Applicable income taxes	$3,660,000	384
Income before extraordinary items	$12,952,000	431
Extraordinary gains, net	$0	11
Net income	$12,952,000	430
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,952,000	431
Net charge-offs	$177,000	1,069
Cash dividends	$2,300,000	785
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$9,777,780	533
2019-03-31 (YTD Data)		Rank
Total interest income	$21,254,000	420
Total interest expense	$2,932,000	585
Net interest income	$18,322,000	397
Provision for loan and lease losses	$9,000	3,120
Total noninterest income	$7,895,000	297
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$949,000	351
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,946,000	233
Total noninterest expense	$21,214,000	316
Salaries and employee benefits	$13,210,000	277
Premises and equipment expense	$2,656,000	282
Additional noninterest expense	$5,348,000	365
Pre-tax net operating income	$4,994,000	592
Securities gains (losses)	$990,000	90
Applicable income taxes	$1,263,000	502
Income before extraordinary items	$4,721,000	547
Extraordinary gains, net	$0	5
Net income	$4,721,000	546
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,721,000	546
Net charge-offs	$76,000	1,020
Cash dividends	$2,300,000	456
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,938,900	606
2018-12-31 (YTD Data)		Rank
Total interest income	$71,966,000	461
Total interest expense	$9,611,000	541
Net interest income	$62,355,000	449
Provision for loan and lease losses	$617,000	1,258
Total noninterest income	$41,113,000	260
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,776,000	365
Trading account gains and fees	$0	126
Additional Noninterest Income	$37,337,000	206
Total noninterest expense	$75,574,000	338
Salaries and employee benefits	$47,450,000	300
Premises and equipment expense	$8,295,000	341
Additional noninterest expense	$19,829,000	391
Pre-tax net operating income	$27,277,000	463
Securities gains (losses)	$2,407,000	49
Applicable income taxes	$5,392,000	450
Income before extraordinary items	$24,292,000	446
Extraordinary gains, net	$0	6
Net income	$24,292,000	445
Minority interest net income	$0	72
Net income of bank and minority interests.	$24,292,000	445
Net charge-offs	$595,000	849
Cash dividends	$91,400,000	115
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$22,318,260	470
2018-09-30 (YTD Data)		Rank
Total interest income	$50,095,000	484
Total interest expense	$6,794,000	534
Net interest income	$43,301,000	479
Provision for loan and lease losses	$500,000	1,123
Total noninterest income	$30,810,000	259
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,824,000	367
Trading account gains and fees	$0	138
Additional Noninterest Income	$27,986,000	207
Total noninterest expense	$52,302,000	353
Salaries and employee benefits	$32,503,000	318
Premises and equipment expense	$5,722,000	368
Additional noninterest expense	$14,077,000	396
Pre-tax net operating income	$21,309,000	450
Securities gains (losses)	$2,333,000	48
Applicable income taxes	$4,159,000	446
Income before extraordinary items	$19,483,000	421
Extraordinary gains, net	$0	5
Net income	$19,483,000	420
Minority interest net income	$0	66
Net income of bank and minority interests.	$19,483,000	420
Net charge-offs	$622,000	629
Cash dividends	$91,400,000	86
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$17,569,940	454
2018-06-30 (YTD Data)		Rank
Total interest income	$31,201,000	512
Total interest expense	$4,119,000	542
Net interest income	$27,082,000	502
Provision for loan and lease losses	$400,000	972
Total noninterest income	$18,952,000	272
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,881,000	369
Trading account gains and fees	$0	130
Additional Noninterest Income	$17,071,000	220
Total noninterest expense	$32,506,000	370
Salaries and employee benefits	$19,842,000	342
Premises and equipment expense	$3,613,000	382
Additional noninterest expense	$9,051,000	411
Pre-tax net operating income	$13,128,000	481
Securities gains (losses)	$2,012,000	40
Applicable income taxes	$2,862,000	442
Income before extraordinary items	$12,278,000	432
Extraordinary gains, net	$0	6
Net income	$12,278,000	431
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,278,000	431
Net charge-offs	$298,000	729
Cash dividends	$91,400,000	64
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$10,648,280	488
2018-03-31 (YTD Data)		Rank
Total interest income	$12,295,000	632
Total interest expense	$1,381,000	730
Net interest income	$10,914,000	612
Provision for loan and lease losses	$200,000	934
Total noninterest income	$6,713,000	341
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$906,000	379
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,807,000	277
Total noninterest expense	$12,716,000	451
Salaries and employee benefits	$7,572,000	426
Premises and equipment expense	$1,337,000	495
Additional noninterest expense	$3,807,000	460
Pre-tax net operating income	$4,711,000	606
Securities gains (losses)	$2,000,000	26
Applicable income taxes	$1,300,000	465
Income before extraordinary items	$5,411,000	475
Extraordinary gains, net	$0	7
Net income	$5,411,000	474
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,411,000	475
Net charge-offs	$154,000	668
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,791,000	628
2017-12-31 (YTD Data)		Rank
Total interest income	$49,190,000	579
Total interest expense	$4,677,000	728
Net interest income	$44,513,000	563
Provision for loan and lease losses	$1,445,000	664
Total noninterest income	$27,622,000	335
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,726,000	371
Trading account gains and fees	$0	151
Additional Noninterest Income	$23,896,000	274
Total noninterest expense	$54,474,000	414
Salaries and employee benefits	$31,092,000	404
Premises and equipment expense	$5,586,000	463
Additional noninterest expense	$17,796,000	412
Pre-tax net operating income	$16,216,000	649
Securities gains (losses)	$739,000	176
Applicable income taxes	$-161,000	5,566
Income before extraordinary items	$17,116,000	465
Extraordinary gains, net	$0	9
Net income	$17,116,000	463
Minority interest net income	$0	76
Net income of bank and minority interests.	$17,116,000	465
Net charge-offs	$807,000	808
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$16,377,000	477
2017-09-30 (YTD Data)		Rank
Total interest income	$36,003,000	587
Total interest expense	$3,232,000	764
Net interest income	$32,771,000	575
Provision for loan and lease losses	$865,000	794
Total noninterest income	$21,002,000	331
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,805,000	376
Trading account gains and fees	$0	145
Additional Noninterest Income	$18,197,000	271
Total noninterest expense	$38,559,000	445
Salaries and employee benefits	$23,065,000	417
Premises and equipment expense	$4,090,000	476
Additional noninterest expense	$11,404,000	455
Pre-tax net operating income	$14,349,000	577
Securities gains (losses)	$54,000	838
Applicable income taxes	$3,811,000	586
Income before extraordinary items	$10,592,000	593
Extraordinary gains, net	$0	9
Net income	$10,592,000	593
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,592,000	593
Net charge-offs	$671,000	652
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$10,552,040	589
2017-06-30 (YTD Data)		Rank
Total interest income	$22,565,000	624
Total interest expense	$1,752,000	901
Net interest income	$20,813,000	594
Provision for loan and lease losses	$575,000	774
Total noninterest income	$14,700,000	318
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,852,000	375
Trading account gains and fees	$0	139
Additional Noninterest Income	$12,848,000	258
Total noninterest expense	$25,103,000	459
Salaries and employee benefits	$15,138,000	426
Premises and equipment expense	$2,670,000	479
Additional noninterest expense	$7,295,000	476
Pre-tax net operating income	$9,835,000	556
Securities gains (losses)	$54,000	631
Applicable income taxes	$2,811,000	543
Income before extraordinary items	$7,078,000	588
Extraordinary gains, net	$0	11
Net income	$7,078,000	587
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,078,000	588
Net charge-offs	$264,000	897
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$7,039,120	582
2017-03-31 (YTD Data)		Rank
Total interest income	$10,071,000	705
Total interest expense	$698,000	1,085
Net interest income	$9,373,000	663
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$7,702,000	311
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$948,000	373
Trading account gains and fees	$0	142
Additional Noninterest Income	$6,754,000	255
Total noninterest expense	$12,504,000	459
Salaries and employee benefits	$7,515,000	435
Premises and equipment expense	$1,278,000	503
Additional noninterest expense	$3,711,000	472
Pre-tax net operating income	$4,471,000	577
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,466,000	522
Income before extraordinary items	$3,005,000	659
Extraordinary gains, net	$0	8
Net income	$3,005,000	659
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,005,000	659
Net charge-offs	$78,000	1,061
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,005,000	648
2016-12-31 (YTD Data)		Rank
Total interest income	$42,430,000	640
Total interest expense	$2,289,000	1,265
Net interest income	$40,141,000	597
Provision for loan and lease losses	$0	4,332
Total noninterest income	$31,606,000	303
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$3,837,000	371
Trading account gains and fees	$0	170
Additional Noninterest Income	$27,769,000	245
Total noninterest expense	$49,696,000	450
Salaries and employee benefits	$29,278,000	430
Premises and equipment expense	$5,426,000	468
Additional noninterest expense	$14,992,000	464
Pre-tax net operating income	$22,051,000	469
Securities gains (losses)	$300,000	662
Applicable income taxes	$7,745,000	401
Income before extraordinary items	$14,606,000	532
Extraordinary gains, net	$0	5
Net income	$14,606,000	530
Minority interest net income	$0	82
Net income of bank and minority interests.	$14,606,000	531
Net charge-offs	$509,000	1,072
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$14,411,000	526
2016-09-30 (YTD Data)		Rank
Total interest income	$31,228,000	643
Total interest expense	$1,686,000	1,270
Net interest income	$29,542,000	608
Provision for loan and lease losses	$0	4,186
Total noninterest income	$23,542,000	307
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$2,877,000	372
Trading account gains and fees	$0	169
Additional Noninterest Income	$20,665,000	253
Total noninterest expense	$36,421,000	461
Salaries and employee benefits	$21,685,000	432
Premises and equipment expense	$4,004,000	474
Additional noninterest expense	$10,732,000	488
Pre-tax net operating income	$16,663,000	472
Securities gains (losses)	$598,000	336
Applicable income taxes	$5,930,000	407
Income before extraordinary items	$11,331,000	520
Extraordinary gains, net	$0	5
Net income	$11,331,000	518
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,331,000	520
Net charge-offs	$347,000	1,035
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$10,936,320	526
2016-06-30 (YTD Data)		Rank
Total interest income	$20,229,000	663
Total interest expense	$1,100,000	1,295
Net interest income	$19,129,000	626
Provision for loan and lease losses	$0	4,017
Total noninterest income	$14,053,000	329
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,915,000	370
Trading account gains and fees	$0	157
Additional Noninterest Income	$12,138,000	266
Total noninterest expense	$23,412,000	485
Salaries and employee benefits	$13,965,000	447
Premises and equipment expense	$2,598,000	492
Additional noninterest expense	$6,849,000	506
Pre-tax net operating income	$9,770,000	517
Securities gains (losses)	$-90,000	5,998
Applicable income taxes	$3,241,000	468
Income before extraordinary items	$6,439,000	597
Extraordinary gains, net	$0	16
Net income	$6,439,000	596
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,439,000	596
Net charge-offs	$276,000	911
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$6,499,300	571
2016-03-31 (YTD Data)		Rank
Total interest income	$9,432,000	709
Total interest expense	$488,000	1,447
Net interest income	$8,944,000	668
Provision for loan and lease losses	$0	3,656
Total noninterest income	$6,072,000	346
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$961,000	359
Trading account gains and fees	$0	142
Additional Noninterest Income	$5,111,000	292
Total noninterest expense	$11,434,000	487
Salaries and employee benefits	$6,812,000	454
Premises and equipment expense	$1,306,000	496
Additional noninterest expense	$3,316,000	523
Pre-tax net operating income	$3,582,000	648
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,131,000	580
Income before extraordinary items	$2,451,000	745
Extraordinary gains, net	$0	12
Net income	$2,451,000	744
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,451,000	744
Net charge-offs	$187,000	697
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,451,000	719
2015-12-31 (YTD Data)		Rank
Total interest income	$39,097,000	658
Total interest expense	$1,631,000	1,660
Net interest income	$37,466,000	613
Provision for loan and lease losses	$-124,000	5,760
Total noninterest income	$28,029,000	323
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$4,009,000	354
Trading account gains and fees	$0	159
Additional Noninterest Income	$24,020,000	271
Total noninterest expense	$45,917,000	476
Salaries and employee benefits	$26,681,000	444
Premises and equipment expense	$5,434,000	470
Additional noninterest expense	$13,802,000	501
Pre-tax net operating income	$19,702,000	495
Securities gains (losses)	$824,000	248
Applicable income taxes	$6,809,000	427
Income before extraordinary items	$13,717,000	537
Extraordinary gains, net	$0	23
Net income	$13,717,000	537
Minority interest net income	$0	81
Net income of bank and minority interests.	$13,717,000	538
Net charge-offs	$481,000	1,200
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$13,164,920	552
2015-09-30 (YTD Data)		Rank
Total interest income	$29,310,000	660
Total interest expense	$1,228,000	1,676
Net interest income	$28,082,000	615
Provision for loan and lease losses	$-124,000	5,939
Total noninterest income	$20,226,000	333
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$2,998,000	363
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,228,000	289
Total noninterest expense	$33,407,000	490
Salaries and employee benefits	$19,104,000	464
Premises and equipment expense	$4,040,000	480
Additional noninterest expense	$10,263,000	503
Pre-tax net operating income	$15,025,000	503
Securities gains (losses)	$802,000	218
Applicable income taxes	$4,991,000	448
Income before extraordinary items	$10,836,000	525
Extraordinary gains, net	$0	21
Net income	$10,836,000	523
Minority interest net income	$0	78
Net income of bank and minority interests.	$10,836,000	525
Net charge-offs	$209,000	1,515
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$10,290,640	536
2015-06-30 (YTD Data)		Rank
Total interest income	$19,294,000	668
Total interest expense	$802,000	1,716
Net interest income	$18,492,000	621
Provision for loan and lease losses	$-124,000	6,076
Total noninterest income	$12,891,000	353
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,948,000	369
Trading account gains and fees	$0	157
Additional Noninterest Income	$10,943,000	296
Total noninterest expense	$21,642,000	497
Salaries and employee benefits	$12,280,000	476
Premises and equipment expense	$2,661,000	495
Additional noninterest expense	$6,701,000	515
Pre-tax net operating income	$9,865,000	514
Securities gains (losses)	$667,000	202
Applicable income taxes	$3,470,000	441
Income before extraordinary items	$7,062,000	534
Extraordinary gains, net	$0	22
Net income	$7,062,000	532
Minority interest net income	$0	75
Net income of bank and minority interests.	$7,062,000	534
Net charge-offs	$172,000	1,288
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$6,615,110	553
2015-03-31 (YTD Data)		Rank
Total interest income	$8,856,000	721
Total interest expense	$364,000	1,845
Net interest income	$8,492,000	668
Provision for loan and lease losses	$-124,000	6,224
Total noninterest income	$6,449,000	344
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$960,000	369
Trading account gains and fees	$0	152
Additional Noninterest Income	$5,489,000	286
Total noninterest expense	$10,488,000	513
Salaries and employee benefits	$5,944,000	487
Premises and equipment expense	$1,294,000	507
Additional noninterest expense	$3,250,000	513
Pre-tax net operating income	$4,577,000	522
Securities gains (losses)	$582,000	145
Applicable income taxes	$1,647,000	441
Income before extraordinary items	$3,512,000	525
Extraordinary gains, net	$0	13
Net income	$3,512,000	524
Minority interest net income	$0	64
Net income of bank and minority interests.	$3,512,000	525
Net charge-offs	$84,000	1,221
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$3,116,240	565
2014-12-31 (YTD Data)		Rank
Total interest income	$35,130,000	721
Total interest expense	$2,208,000	1,319
Net interest income	$32,922,000	672
Provision for loan and lease losses	$-490,000	6,249
Total noninterest income	$20,697,000	378
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$4,191,000	358
Trading account gains and fees	$0	180
Additional Noninterest Income	$16,506,000	310
Total noninterest expense	$44,230,000	479
Salaries and employee benefits	$24,974,000	448
Premises and equipment expense	$5,500,000	468
Additional noninterest expense	$13,756,000	497
Pre-tax net operating income	$9,879,000	840
Securities gains (losses)	$4,708,000	57
Applicable income taxes	$3,572,000	638
Income before extraordinary items	$11,015,000	619
Extraordinary gains, net	$0	17
Net income	$11,015,000	617
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,015,000	619
Net charge-offs	$453,000	1,570
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$7,436,920	867
2014-09-30 (YTD Data)		Rank
Total interest income	$26,741,000	701
Total interest expense	$1,608,000	1,375
Net interest income	$25,133,000	653
Provision for loan and lease losses	$-430,000	6,367
Total noninterest income	$15,195,000	382
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$3,122,000	357
Trading account gains and fees	$0	174
Additional Noninterest Income	$12,073,000	313
Total noninterest expense	$33,853,000	467
Salaries and employee benefits	$19,111,000	439
Premises and equipment expense	$4,076,000	469
Additional noninterest expense	$10,666,000	477
Pre-tax net operating income	$6,905,000	918
Securities gains (losses)	$2,140,000	82
Applicable income taxes	$2,313,000	719
Income before extraordinary items	$6,732,000	753
Extraordinary gains, net	$0	15
Net income	$6,732,000	752
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,732,000	752
Net charge-offs	$421,000	1,302
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$5,148,400	943
2014-06-30 (YTD Data)		Rank
Total interest income	$17,432,000	717
Total interest expense	$1,099,000	1,350
Net interest income	$16,333,000	672
Provision for loan and lease losses	$0	4,196
Total noninterest income	$8,305,000	428
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$2,030,000	359
Trading account gains and fees	$0	172
Additional Noninterest Income	$6,275,000	375
Total noninterest expense	$22,289,000	471
Salaries and employee benefits	$12,735,000	442
Premises and equipment expense	$2,720,000	475
Additional noninterest expense	$6,834,000	494
Pre-tax net operating income	$2,349,000	1,583
Securities gains (losses)	$2,140,000	64
Applicable income taxes	$941,000	1,017
Income before extraordinary items	$3,548,000	911
Extraordinary gains, net	$0	20
Net income	$3,548,000	911
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,548,000	911
Net charge-offs	$484,000	894
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,857,400	1,605
2014-03-31 (YTD Data)		Rank
Total interest income	$8,636,000	727
Total interest expense	$632,000	1,194
Net interest income	$8,004,000	683
Provision for loan and lease losses	$0	3,817
Total noninterest income	$3,596,000	473
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$980,000	361
Trading account gains and fees	$0	147
Additional Noninterest Income	$2,616,000	417
Total noninterest expense	$11,496,000	469
Salaries and employee benefits	$6,562,000	437
Premises and equipment expense	$1,378,000	481
Additional noninterest expense	$3,556,000	474
Pre-tax net operating income	$104,000	5,235
Securities gains (losses)	$1,796,000	57
Applicable income taxes	$319,000	1,290
Income before extraordinary items	$1,581,000	987
Extraordinary gains, net	$0	16
Net income	$1,581,000	987
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,581,000	988
Net charge-offs	$237,000	843
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$90,320	5,213
2013-12-31 (YTD Data)		Rank
Total interest income	$35,670,000	699
Total interest expense	$2,175,000	1,570
Net interest income	$33,495,000	638
Provision for loan and lease losses	$-200,000	6,461
Total noninterest income	$23,689,000	354
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$4,047,000	368
Trading account gains and fees	$0	184
Additional Noninterest Income	$19,642,000	289
Total noninterest expense	$42,829,000	486
Salaries and employee benefits	$26,530,000	425
Premises and equipment expense	$5,519,000	454
Additional noninterest expense	$10,780,000	643
Pre-tax net operating income	$14,555,000	563
Securities gains (losses)	$925,000	257
Applicable income taxes	$4,723,000	472
Income before extraordinary items	$10,757,000	606
Extraordinary gains, net	$0	29
Net income	$10,757,000	605
Minority interest net income	$0	90
Net income of bank and minority interests.	$10,757,000	606
Net charge-offs	$2,025,000	741
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$10,118,750	621
2013-09-30 (YTD Data)		Rank
Total interest income	$26,543,000	706
Total interest expense	$1,553,000	1,683
Net interest income	$24,990,000	636
Provision for loan and lease losses	$0	4,941
Total noninterest income	$19,637,000	340
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$2,973,000	377
Trading account gains and fees	$0	180
Additional Noninterest Income	$16,664,000	273
Total noninterest expense	$31,852,000	492
Salaries and employee benefits	$19,749,000	432
Premises and equipment expense	$4,132,000	458
Additional noninterest expense	$7,971,000	648
Pre-tax net operating income	$12,775,000	504
Securities gains (losses)	$873,000	240
Applicable income taxes	$4,346,000	425
Income before extraordinary items	$9,302,000	558
Extraordinary gains, net	$0	25
Net income	$9,302,000	558
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,302,000	560
Net charge-offs	$1,827,000	639
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$8,708,360	567
2013-06-30 (YTD Data)		Rank
Total interest income	$17,519,000	712
Total interest expense	$1,059,000	1,690
Net interest income	$16,460,000	640
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$12,954,000	351
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,898,000	388
Trading account gains and fees	$0	157
Additional Noninterest Income	$11,056,000	287
Total noninterest expense	$21,371,000	497
Salaries and employee benefits	$13,529,000	419
Premises and equipment expense	$2,696,000	460
Additional noninterest expense	$5,146,000	667
Pre-tax net operating income	$7,893,000	526
Securities gains (losses)	$786,000	238
Applicable income taxes	$2,719,000	440
Income before extraordinary items	$5,960,000	572
Extraordinary gains, net	$0	22
Net income	$5,960,000	572
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,960,000	574
Net charge-offs	$1,434,000	585
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$5,417,660	587
2013-03-31 (YTD Data)		Rank
Total interest income	$8,763,000	715
Total interest expense	$523,000	1,756
Net interest income	$8,240,000	646
Provision for loan and lease losses	$300,000	980
Total noninterest income	$6,461,000	357
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$930,000	379
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,531,000	283
Total noninterest expense	$10,598,000	505
Salaries and employee benefits	$6,621,000	432
Premises and equipment expense	$1,352,000	465
Additional noninterest expense	$2,625,000	661
Pre-tax net operating income	$3,803,000	547
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,268,000	463
Income before extraordinary items	$2,535,000	645
Extraordinary gains, net	$0	10
Net income	$2,535,000	644
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,535,000	647
Net charge-offs	$697,000	621
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,535,000	613
2012-12-31 (YTD Data)		Rank
Total interest income	$38,931,000	671
Total interest expense	$3,738,000	1,201
Net interest income	$35,193,000	613
Provision for loan and lease losses	$8,255,000	326
Total noninterest income	$28,917,000	326
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$3,824,000	387
Trading account gains and fees	$0	166
Additional Noninterest Income	$25,093,000	261
Total noninterest expense	$42,574,000	499
Salaries and employee benefits	$24,960,000	433
Premises and equipment expense	$4,894,000	488
Additional noninterest expense	$12,720,000	571
Pre-tax net operating income	$13,281,000	579
Securities gains (losses)	$1,954,000	275
Applicable income taxes	$5,098,000	427
Income before extraordinary items	$10,137,000	610
Extraordinary gains, net	$0	29
Net income	$10,137,000	609
Minority interest net income	$0	93
Net income of bank and minority interests.	$10,137,000	610
Net charge-offs	$5,584,000	530
Cash dividends	$20,000,000	189
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$8,827,820	657
2012-09-30 (YTD Data)		Rank
Total interest income	$29,757,000	669
Total interest expense	$3,106,000	1,133
Net interest income	$26,651,000	612
Provision for loan and lease losses	$5,755,000	359
Total noninterest income	$21,455,000	332
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$2,905,000	389
Trading account gains and fees	$0	157
Additional Noninterest Income	$18,550,000	263
Total noninterest expense	$29,308,000	539
Salaries and employee benefits	$18,561,000	430
Premises and equipment expense	$3,627,000	497
Additional noninterest expense	$7,120,000	737
Pre-tax net operating income	$13,043,000	479
Securities gains (losses)	$720,000	567
Applicable income taxes	$4,716,000	378
Income before extraordinary items	$9,047,000	550
Extraordinary gains, net	$0	20
Net income	$9,047,000	549
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,047,000	550
Net charge-offs	$4,049,000	546
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$8,571,800	552
2012-06-30 (YTD Data)		Rank
Total interest income	$19,671,000	682
Total interest expense	$2,222,000	1,105
Net interest income	$17,449,000	621
Provision for loan and lease losses	$3,650,000	388
Total noninterest income	$13,825,000	327
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,923,000	394
Trading account gains and fees	$0	153
Additional Noninterest Income	$11,902,000	266
Total noninterest expense	$19,008,000	549
Salaries and employee benefits	$12,144,000	440
Premises and equipment expense	$2,621,000	462
Additional noninterest expense	$4,243,000	821
Pre-tax net operating income	$8,616,000	474
Securities gains (losses)	$58,000	1,958
Applicable income taxes	$2,782,000	411
Income before extraordinary items	$5,892,000	552
Extraordinary gains, net	$0	19
Net income	$5,892,000	551
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,892,000	552
Net charge-offs	$2,619,000	561
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$5,852,560	535
2012-03-31 (YTD Data)		Rank
Total interest income	$9,514,000	712
Total interest expense	$1,186,000	1,072
Net interest income	$8,328,000	647
Provision for loan and lease losses	$2,450,000	297
Total noninterest income	$5,964,000	355
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$971,000	388
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,993,000	286
Total noninterest expense	$9,512,000	547
Salaries and employee benefits	$6,008,000	437
Premises and equipment expense	$1,241,000	482
Additional noninterest expense	$2,263,000	761
Pre-tax net operating income	$2,330,000	785
Securities gains (losses)	$0	2,210
Applicable income taxes	$668,000	686
Income before extraordinary items	$1,662,000	903
Extraordinary gains, net	$0	19
Net income	$1,662,000	904
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,662,000	904
Net charge-offs	$1,533,000	486
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,662,000	848
2011-12-31 (YTD Data)		Rank
Total interest income	$35,352,000	795
Total interest expense	$6,146,000	993
Net interest income	$29,206,000	751
Provision for loan and lease losses	$4,390,000	872
Total noninterest income	$13,979,000	481
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,631,000	904
Trading account gains and fees	$-23,000	7,290
Additional Noninterest Income	$12,371,000	373
Total noninterest expense	$31,123,000	643
Salaries and employee benefits	$19,908,000	499
Premises and equipment expense	$4,768,000	523
Additional noninterest expense	$6,447,000	1,088
Pre-tax net operating income	$7,672,000	796
Securities gains (losses)	$4,570,000	111
Applicable income taxes	$3,692,000	498
Income before extraordinary items	$8,550,000	606
Extraordinary gains, net	$0	29
Net income	$8,550,000	604
Minority interest net income	$0	96
Net income of bank and minority interests.	$8,550,000	607
Net charge-offs	$4,734,000	839
Cash dividends	$1,000,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,351,000	900
2011-09-30 (YTD Data)		Rank
Total interest income	$26,535,000	813
Total interest expense	$4,825,000	994
Net interest income	$21,710,000	764
Provision for loan and lease losses	$3,445,000	837
Total noninterest income	$10,493,000	476
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,631,000	677
Trading account gains and fees	$418,000	86
Additional Noninterest Income	$8,444,000	397
Total noninterest expense	$23,444,000	645
Salaries and employee benefits	$15,003,000	488
Premises and equipment expense	$3,451,000	547
Additional noninterest expense	$4,990,000	1,053
Pre-tax net operating income	$5,314,000	879
Securities gains (losses)	$4,392,000	101
Applicable income taxes	$2,947,000	478
Income before extraordinary items	$6,759,000	605
Extraordinary gains, net	$0	21
Net income	$6,759,000	602
Minority interest net income	$0	87
Net income of bank and minority interests.	$6,759,000	605
Net charge-offs	$3,121,000	917
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,684,600	995
2011-06-30 (YTD Data)		Rank
Total interest income	$17,508,000	828
Total interest expense	$3,233,000	1,024
Net interest income	$14,275,000	778
Provision for loan and lease losses	$1,600,000	1,064
Total noninterest income	$5,913,000	556
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,631,000	469
Trading account gains and fees	$-266,000	7,491
Additional Noninterest Income	$4,548,000	460
Total noninterest expense	$14,960,000	672
Salaries and employee benefits	$9,643,000	506
Premises and equipment expense	$2,261,000	568
Additional noninterest expense	$3,056,000	1,158
Pre-tax net operating income	$3,628,000	835
Securities gains (losses)	$2,024,000	106
Applicable income taxes	$1,393,000	580
Income before extraordinary items	$4,259,000	612
Extraordinary gains, net	$0	15
Net income	$4,259,000	612
Minority interest net income	$0	89
Net income of bank and minority interests.	$4,259,000	612
Net charge-offs	$2,053,000	911
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,741,000	873
2011-03-31 (YTD Data)		Rank
Total interest income	$8,861,000	828
Total interest expense	$1,665,000	1,034
Net interest income	$7,196,000	775
Provision for loan and lease losses	$1,000,000	850
Total noninterest income	$2,100,000	705
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$357,000	1,008
Trading account gains and fees	$-477,000	7,564
Additional Noninterest Income	$2,220,000	483
Total noninterest expense	$7,328,000	693
Salaries and employee benefits	$4,576,000	541
Premises and equipment expense	$1,099,000	603
Additional noninterest expense	$1,653,000	1,078
Pre-tax net operating income	$968,000	1,487
Securities gains (losses)	$1,789,000	63
Applicable income taxes	$655,000	594
Income before extraordinary items	$2,102,000	629
Extraordinary gains, net	$0	9
Net income	$2,102,000	626
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,102,000	629
Net charge-offs	$526,000	1,295
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$742,360	1,545
2010-12-31 (YTD Data)		Rank
Total interest income	$36,580,000	820
Total interest expense	$8,085,000	1,030
Net interest income	$28,495,000	773
Provision for loan and lease losses	$3,938,000	1,358
Total noninterest income	$13,686,000	509
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$13,686,000	369
Total noninterest expense	$27,965,000	712
Salaries and employee benefits	$17,206,000	556
Premises and equipment expense	$3,976,000	651
Additional noninterest expense	$6,783,000	1,092
Pre-tax net operating income	$10,278,000	533
Securities gains (losses)	$2,974,000	179
Applicable income taxes	$4,694,000	382
Income before extraordinary items	$8,558,000	530
Extraordinary gains, net	$897,000	11
Net income	$9,455,000	481
Minority interest net income	$0	111
Net income of bank and minority interests.	$9,455,000	483
Net charge-offs	$5,132,000	993
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,624,900	651
2010-09-30 (YTD Data)		Rank
Total interest income	$27,324,000	839
Total interest expense	$6,178,000	1,047
Net interest income	$21,146,000	782
Provision for loan and lease losses	$3,338,000	1,180
Total noninterest income	$11,060,000	476
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$11,060,000	337
Total noninterest expense	$20,569,000	718
Salaries and employee benefits	$12,662,000	556
Premises and equipment expense	$2,890,000	670
Additional noninterest expense	$5,017,000	1,071
Pre-tax net operating income	$8,299,000	516
Securities gains (losses)	$1,356,000	319
Applicable income taxes	$3,388,000	390
Income before extraordinary items	$6,267,000	551
Extraordinary gains, net	$897,000	10
Net income	$7,164,000	482
Minority interest net income	$0	110
Net income of bank and minority interests.	$7,164,000	482
Net charge-offs	$1,892,000	1,558
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,385,600	616
2010-06-30 (YTD Data)		Rank
Total interest income	$17,846,000	868
Total interest expense	$4,031,000	1,105
Net interest income	$13,815,000	795
Provision for loan and lease losses	$2,638,000	1,043
Total noninterest income	$6,525,000	508
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$6,525,000	354
Total noninterest expense	$12,915,000	756
Salaries and employee benefits	$7,986,000	590
Premises and equipment expense	$1,812,000	730
Additional noninterest expense	$3,117,000	1,148
Pre-tax net operating income	$4,787,000	576
Securities gains (losses)	$470,000	504
Applicable income taxes	$1,838,000	423
Income before extraordinary items	$3,419,000	658
Extraordinary gains, net	$897,000	8
Net income	$4,316,000	509
Minority interest net income	$0	105
Net income of bank and minority interests.	$4,316,000	510
Net charge-offs	$-419,000	7,817
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,113,500	698
2010-03-31 (YTD Data)		Rank
Total interest income	$8,610,000	918
Total interest expense	$1,871,000	1,249
Net interest income	$6,739,000	817
Provision for loan and lease losses	$1,850,000	788
Total noninterest income	$1,888,000	755
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,888,000	503
Total noninterest expense	$5,911,000	842
Salaries and employee benefits	$3,688,000	654
Premises and equipment expense	$878,000	764
Additional noninterest expense	$1,345,000	1,316
Pre-tax net operating income	$866,000	1,511
Securities gains (losses)	$717,000	171
Applicable income taxes	$535,000	671
Income before extraordinary items	$1,048,000	1,044
Extraordinary gains, net	$897,000	8
Net income	$1,945,000	574
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,945,000	574
Net charge-offs	$-798,000	7,926
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$574,780	1,830
2009-12-31 (YTD Data)		Rank
Total interest income	$31,848,000	1,079
Total interest expense	$6,665,000	1,756
Net interest income	$25,183,000	863
Provision for loan and lease losses	$5,951,000	1,249
Total noninterest income	$10,298,000	620
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$10,298,000	430
Total noninterest expense	$21,272,000	985
Salaries and employee benefits	$13,953,000	685
Premises and equipment expense	$2,900,000	943
Additional noninterest expense	$4,419,000	1,674
Pre-tax net operating income	$8,258,000	524
Securities gains (losses)	$1,788,000	307
Applicable income taxes	$3,494,000	355
Income before extraordinary items	$6,552,000	524
Extraordinary gains, net	$10,614,000	7
Net income	$17,166,000	207
Minority interest net income	$0	115
Net income of bank and minority interests.	$17,166,000	207
Net charge-offs	$2,471,000	1,809
Cash dividends	$1,500,000	1,182
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,389,800	626
2009-09-30 (YTD Data)		Rank
Total interest income	$22,843,000	1,146
Total interest expense	$4,780,000	1,902
Net interest income	$18,063,000	902
Provision for loan and lease losses	$3,751,000	1,283
Total noninterest income	$7,265,000	658
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$7,265,000	456
Total noninterest expense	$14,124,000	1,103
Salaries and employee benefits	$9,022,000	820
Premises and equipment expense	$2,036,000	1,005
Additional noninterest expense	$3,066,000	1,744
Pre-tax net operating income	$7,453,000	447
Securities gains (losses)	$714,000	526
Applicable income taxes	$2,790,000	351
Income before extraordinary items	$5,377,000	492
Extraordinary gains, net	$0	27
Net income	$5,377,000	491
Minority interest net income	$0	118
Net income of bank and minority interests.	$5,377,000	493
Net charge-offs	$2,548,000	1,305
Cash dividends	$1,500,000	847
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,905,760	543
2009-06-30 (YTD Data)		Rank
Total interest income	$15,252,000	1,170
Total interest expense	$3,312,000	1,923
Net interest income	$11,940,000	910
Provision for loan and lease losses	$2,176,000	1,334
Total noninterest income	$4,674,000	688
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$4,674,000	471
Total noninterest expense	$9,629,000	1,095
Salaries and employee benefits	$5,867,000	866
Premises and equipment expense	$1,376,000	1,019
Additional noninterest expense	$2,386,000	1,533
Pre-tax net operating income	$4,809,000	454
Securities gains (losses)	$367,000	645
Applicable income taxes	$1,754,000	379
Income before extraordinary items	$3,422,000	514
Extraordinary gains, net	$0	21
Net income	$3,422,000	512
Minority interest net income	$0	112
Net income of bank and minority interests.	$3,422,000	514
Net charge-offs	$982,000	1,646
Cash dividends	$1,500,000	587
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$3,179,780	550
2009-03-31 (YTD Data)		Rank
Total interest income	$7,547,000	1,195
Total interest expense	$1,694,000	1,953
Net interest income	$5,853,000	922
Provision for loan and lease losses	$1,610,000	866
Total noninterest income	$2,161,000	706
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,161,000	474
Total noninterest expense	$4,170,000	1,203
Salaries and employee benefits	$2,639,000	962
Premises and equipment expense	$672,000	1,056
Additional noninterest expense	$859,000	1,875
Pre-tax net operating income	$2,234,000	532
Securities gains (losses)	$349,000	448
Applicable income taxes	$870,000	399
Income before extraordinary items	$1,713,000	584
Extraordinary gains, net	$0	15
Net income	$1,713,000	584
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,713,000	587
Net charge-offs	$543,000	1,310
Cash dividends	$750,000	605
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,482,660	648
2008-12-31 (YTD Data)		Rank
Total interest income	$33,745,000	1,131
Total interest expense	$10,696,000	1,519
Net interest income	$23,049,000	927
Provision for loan and lease losses	$3,404,000	1,288
Total noninterest income	$9,213,000	639
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$9,213,000	405
Total noninterest expense	$18,857,000	1,050
Salaries and employee benefits	$11,994,000	831
Premises and equipment expense	$2,833,000	979
Additional noninterest expense	$4,030,000	1,537
Pre-tax net operating income	$10,001,000	541
Securities gains (losses)	$1,035,000	209
Applicable income taxes	$3,702,000	400
Income before extraordinary items	$7,334,000	529
Extraordinary gains, net	$0	39
Net income	$7,334,000	529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$334,000	3,375
Cash dividends	$1,500,000	1,715
Sale, conversion, retirement of capital stock, net	$1,000	1,379
Net operating income	$6,650,900	638
2008-09-30 (YTD Data)		Rank
Total interest income	$25,779,000	1,137
Total interest expense	$8,824,000	1,444
Net interest income	$16,955,000	957
Provision for loan and lease losses	$2,535,000	1,012
Total noninterest income	$7,072,000	654
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$7,072,000	428
Total noninterest expense	$14,146,000	1,044
Salaries and employee benefits	$8,921,000	863
Premises and equipment expense	$2,088,000	1,001
Additional noninterest expense	$3,137,000	1,430
Pre-tax net operating income	$7,346,000	683
Securities gains (losses)	$538,000	301
Applicable income taxes	$2,634,000	514
Income before extraordinary items	$5,250,000	694
Extraordinary gains, net	$0	31
Net income	$5,250,000	693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	3,035
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$1,000	1,225
Net operating income	$4,889,540	788
2008-06-30 (YTD Data)		Rank
Total interest income	$17,379,000	1,138
Total interest expense	$6,244,000	1,412
Net interest income	$11,135,000	966
Provision for loan and lease losses	$1,835,000	840
Total noninterest income	$4,888,000	648
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$4,888,000	440
Total noninterest expense	$9,301,000	1,056
Salaries and employee benefits	$5,794,000	888
Premises and equipment expense	$1,375,000	1,014
Additional noninterest expense	$2,132,000	1,380
Pre-tax net operating income	$4,887,000	718
Securities gains (losses)	$405,000	368
Applicable income taxes	$1,779,000	564
Income before extraordinary items	$3,513,000	785
Extraordinary gains, net	$0	21
Net income	$3,513,000	784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,260
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,245,700	827
2008-03-31 (YTD Data)		Rank
Total interest income	$8,744,000	1,160
Total interest expense	$3,391,000	1,390
Net interest income	$5,353,000	1,003
Provision for loan and lease losses	$1,075,000	597
Total noninterest income	$2,756,000	603
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,756,000	420
Total noninterest expense	$4,849,000	1,004
Salaries and employee benefits	$2,867,000	905
Premises and equipment expense	$704,000	984
Additional noninterest expense	$1,278,000	1,127
Pre-tax net operating income	$2,185,000	868
Securities gains (losses)	$53,000	1,054
Applicable income taxes	$748,000	725
Income before extraordinary items	$1,490,000	1,014
Extraordinary gains, net	$0	15
Net income	$1,490,000	1,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,845
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,454,490	993
2007-12-31 (YTD Data)		Rank
Total interest income	$35,319,000	1,194
Total interest expense	$15,464,000	1,292
Net interest income	$19,855,000	1,110
Provision for loan and lease losses	$585,000	2,094
Total noninterest income	$9,636,000	620
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$9,636,000	417
Total noninterest expense	$18,728,000	999
Salaries and employee benefits	$11,068,000	895
Premises and equipment expense	$2,588,000	1,021
Additional noninterest expense	$5,072,000	1,112
Pre-tax net operating income	$10,178,000	831
Securities gains (losses)	$312,000	350
Applicable income taxes	$3,654,000	691
Income before extraordinary items	$6,836,000	953
Extraordinary gains, net	$0	39
Net income	$6,836,000	951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,898
Cash dividends	$20,000	5,731
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,633,200	971
2007-09-30 (YTD Data)		Rank
Total interest income	$26,326,000	1,202
Total interest expense	$11,717,000	1,279
Net interest income	$14,609,000	1,145
Provision for loan and lease losses	$174,000	3,275
Total noninterest income	$6,996,000	647
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,996,000	435
Total noninterest expense	$13,993,000	995
Salaries and employee benefits	$8,222,000	902
Premises and equipment expense	$1,925,000	1,011
Additional noninterest expense	$3,846,000	1,067
Pre-tax net operating income	$7,438,000	929
Securities gains (losses)	$148,000	419
Applicable income taxes	$2,634,000	767
Income before extraordinary items	$4,952,000	1,064
Extraordinary gains, net	$0	33
Net income	$4,952,000	1,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	3,327
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,855,800	1,065
2007-06-30 (YTD Data)		Rank
Total interest income	$17,404,000	1,227
Total interest expense	$7,733,000	1,296
Net interest income	$9,671,000	1,173
Provision for loan and lease losses	$174,000	2,406
Total noninterest income	$4,631,000	672
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$4,631,000	458
Total noninterest expense	$9,166,000	1,026
Salaries and employee benefits	$5,335,000	947
Premises and equipment expense	$1,267,000	1,043
Additional noninterest expense	$2,564,000	1,084
Pre-tax net operating income	$4,962,000	967
Securities gains (losses)	$26,000	656
Applicable income taxes	$1,730,000	811
Income before extraordinary items	$3,258,000	1,105
Extraordinary gains, net	$0	29
Net income	$3,258,000	1,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,346
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,241,100	1,089
2007-03-31 (YTD Data)		Rank
Total interest income	$8,541,000	1,241
Total interest expense	$3,812,000	1,300
Net interest income	$4,729,000	1,202
Provision for loan and lease losses	$50,000	3,068
Total noninterest income	$2,241,000	685
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$2,241,000	459
Total noninterest expense	$4,426,000	1,063
Salaries and employee benefits	$2,441,000	1,051
Premises and equipment expense	$660,000	1,001
Additional noninterest expense	$1,325,000	1,033
Pre-tax net operating income	$2,494,000	949
Securities gains (losses)	$-159,000	8,578
Applicable income taxes	$804,000	859
Income before extraordinary items	$1,531,000	1,150
Extraordinary gains, net	$0	22
Net income	$1,531,000	1,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,635,940	1,062
2006-12-31 (YTD Data)		Rank
Total interest income	$31,549,000	1,245
Total interest expense	$12,503,000	1,345
Net interest income	$19,046,000	1,173
Provision for loan and lease losses	$-95,000	8,458
Total noninterest income	$10,283,000	598
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$10,283,000	410
Total noninterest expense	$17,501,000	1,027
Salaries and employee benefits	$10,800,000	892
Premises and equipment expense	$2,325,000	1,090
Additional noninterest expense	$4,376,000	1,220
Pre-tax net operating income	$11,923,000	832
Securities gains (losses)	$-163,000	8,342
Applicable income taxes	$4,051,000	750
Income before extraordinary items	$7,709,000	967
Extraordinary gains, net	$0	51
Net income	$7,709,000	967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,898
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$7,816,580	941
2006-09-30 (YTD Data)		Rank
Total interest income	$23,300,000	1,268
Total interest expense	$8,723,000	1,396
Net interest income	$14,577,000	1,160
Provision for loan and lease losses	$430,000	1,598
Total noninterest income	$8,035,000	589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$8,035,000	407
Total noninterest expense	$12,960,000	1,051
Salaries and employee benefits	$7,980,000	913
Premises and equipment expense	$1,674,000	1,152
Additional noninterest expense	$3,306,000	1,217
Pre-tax net operating income	$9,222,000	843
Securities gains (losses)	$-206,000	8,538
Applicable income taxes	$3,056,000	779
Income before extraordinary items	$5,960,000	967
Extraordinary gains, net	$0	45
Net income	$5,960,000	966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,725
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$6,095,960	939
2006-06-30 (YTD Data)		Rank
Total interest income	$14,994,000	1,287
Total interest expense	$5,299,000	1,467
Net interest income	$9,695,000	1,166
Provision for loan and lease losses	$330,000	1,354
Total noninterest income	$5,568,000	581
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,568,000	408
Total noninterest expense	$8,474,000	1,064
Salaries and employee benefits	$4,994,000	981
Premises and equipment expense	$1,112,000	1,150
Additional noninterest expense	$2,368,000	1,140
Pre-tax net operating income	$6,459,000	807
Securities gains (losses)	$-229,000	8,640
Applicable income taxes	$2,145,000	754
Income before extraordinary items	$4,085,000	942
Extraordinary gains, net	$0	39
Net income	$4,085,000	943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,889
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,236,140	899
2006-03-31 (YTD Data)		Rank
Total interest income	$7,347,000	1,288
Total interest expense	$2,543,000	1,444
Net interest income	$4,804,000	1,172
Provision for loan and lease losses	$180,000	1,225
Total noninterest income	$2,151,000	693
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,151,000	473
Total noninterest expense	$4,081,000	1,107
Salaries and employee benefits	$2,334,000	1,052
Premises and equipment expense	$571,000	1,122
Additional noninterest expense	$1,176,000	1,138
Pre-tax net operating income	$2,694,000	939
Securities gains (losses)	$-228,000	8,717
Applicable income taxes	$847,000	895
Income before extraordinary items	$1,619,000	1,153
Extraordinary gains, net	$0	21
Net income	$1,619,000	1,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,769,480	1,046
2005-12-31 (YTD Data)		Rank
Total interest income	$23,924,000	1,401
Total interest expense	$6,682,000	1,696
Net interest income	$17,242,000	1,263
Provision for loan and lease losses	$663,000	1,503
Total noninterest income	$8,168,000	719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,168,000	489
Total noninterest expense	$15,264,000	1,123
Salaries and employee benefits	$7,017,000	1,328
Premises and equipment expense	$1,526,000	1,596
Additional noninterest expense	$6,721,000	784
Pre-tax net operating income	$9,483,000	1,028
Securities gains (losses)	$-49,000	8,176
Applicable income taxes	$3,301,000	896
Income before extraordinary items	$6,133,000	1,180
Extraordinary gains, net	$0	46
Net income	$6,133,000	1,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,318
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$6,164,850	1,154
2005-09-30 (YTD Data)		Rank
Total interest income	$17,074,000	1,427
Total interest expense	$4,465,000	1,797
Net interest income	$12,609,000	1,279
Provision for loan and lease losses	$468,000	1,489
Total noninterest income	$6,106,000	723
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,106,000	489
Total noninterest expense	$11,278,000	1,130
Salaries and employee benefits	$4,424,000	1,571
Premises and equipment expense	$1,035,000	1,751
Additional noninterest expense	$5,819,000	681
Pre-tax net operating income	$6,969,000	1,042
Securities gains (losses)	$-49,000	8,474
Applicable income taxes	$2,429,000	926
Income before extraordinary items	$4,491,000	1,204
Extraordinary gains, net	$0	35
Net income	$4,491,000	1,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,581
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,522,850	1,167
2005-06-30 (YTD Data)		Rank
Total interest income	$10,614,000	1,484
Total interest expense	$2,634,000	1,890
Net interest income	$7,980,000	1,349
Provision for loan and lease losses	$288,000	1,610
Total noninterest income	$3,894,000	738
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,894,000	497
Total noninterest expense	$7,312,000	1,152
Salaries and employee benefits	$4,424,000	1,022
Premises and equipment expense	$1,025,000	1,171
Additional noninterest expense	$1,863,000	1,338
Pre-tax net operating income	$4,274,000	1,100
Securities gains (losses)	$11,000	1,322
Applicable income taxes	$1,511,000	946
Income before extraordinary items	$2,774,000	1,274
Extraordinary gains, net	$0	30
Net income	$2,774,000	1,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,453
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,766,850	1,250
2005-03-31 (YTD Data)		Rank
Total interest income	$4,982,000	1,573
Total interest expense	$1,186,000	1,985
Net interest income	$3,796,000	1,395
Provision for loan and lease losses	$168,000	1,290
Total noninterest income	$1,841,000	765
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,841,000	498
Total noninterest expense	$3,646,000	1,153
Salaries and employee benefits	$2,115,000	1,071
Premises and equipment expense	$533,000	1,128
Additional noninterest expense	$998,000	1,248
Pre-tax net operating income	$1,823,000	1,254
Securities gains (losses)	$0	1,685
Applicable income taxes	$644,000	1,078
Income before extraordinary items	$1,179,000	1,437
Extraordinary gains, net	$0	24
Net income	$1,179,000	1,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,934
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,179,000	1,415
2004-12-31 (YTD Data)		Rank
Total interest income	$18,016,000	1,608
Total interest expense	$3,438,000	2,344
Net interest income	$14,578,000	1,385
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$7,386,000	764
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,386,000	504
Total noninterest expense	$14,019,000	1,165
Salaries and employee benefits	$8,443,000	1,019
Premises and equipment expense	$2,050,000	1,122
Additional noninterest expense	$3,526,000	1,405
Pre-tax net operating income	$7,885,000	1,114
Securities gains (losses)	$70,000	1,492
Applicable income taxes	$2,828,000	946
Income before extraordinary items	$5,127,000	1,270
Extraordinary gains, net	$0	34
Net income	$5,127,000	1,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,038,000	8,965
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$5,082,200	1,247
2004-09-30 (YTD Data)		Rank
Total interest income	$13,156,000	1,632
Total interest expense	$2,420,000	2,419
Net interest income	$10,736,000	1,396
Provision for loan and lease losses	$60,000	5,125
Total noninterest income	$5,530,000	780
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,530,000	503
Total noninterest expense	$10,521,000	1,158
Salaries and employee benefits	$6,225,000	1,031
Premises and equipment expense	$1,553,000	1,108
Additional noninterest expense	$2,743,000	1,350
Pre-tax net operating income	$5,685,000	1,161
Securities gains (losses)	$70,000	1,418
Applicable income taxes	$2,042,000	997
Income before extraordinary items	$3,713,000	1,328
Extraordinary gains, net	$0	26
Net income	$3,713,000	1,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,040,000	9,014
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,667,500	1,299
2004-06-30 (YTD Data)		Rank
Total interest income	$8,689,000	1,623
Total interest expense	$1,556,000	2,494
Net interest income	$7,133,000	1,383
Provision for loan and lease losses	$360,000	1,336
Total noninterest income	$3,534,000	812
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,534,000	533
Total noninterest expense	$6,745,000	1,200
Salaries and employee benefits	$3,968,000	1,082
Premises and equipment expense	$1,041,000	1,117
Additional noninterest expense	$1,736,000	1,393
Pre-tax net operating income	$3,562,000	1,209
Securities gains (losses)	$70,000	1,253
Applicable income taxes	$1,285,000	1,054
Income before extraordinary items	$2,347,000	1,384
Extraordinary gains, net	$0	21
Net income	$2,347,000	1,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,040,000	9,068
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,301,500	1,353
2004-03-31 (YTD Data)		Rank
Total interest income	$4,304,000	1,642
Total interest expense	$777,000	2,514
Net interest income	$3,527,000	1,401
Provision for loan and lease losses	$280,000	879
Total noninterest income	$1,714,000	810
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,714,000	537
Total noninterest expense	$3,337,000	1,222
Salaries and employee benefits	$1,823,000	1,206
Premises and equipment expense	$557,000	1,060
Additional noninterest expense	$957,000	1,254
Pre-tax net operating income	$1,624,000	1,298
Securities gains (losses)	$70,000	1,007
Applicable income taxes	$597,000	1,121
Income before extraordinary items	$1,097,000	1,467
Extraordinary gains, net	$0	16
Net income	$1,097,000	1,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,008,000	9,112
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,051,500	1,440
2003-12-31 (YTD Data)		Rank
Total interest income	$17,559,000	1,628
Total interest expense	$3,775,000	2,347
Net interest income	$13,784,000	1,411
Provision for loan and lease losses	$941,000	1,263
Total noninterest income	$7,603,000	809
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$7,603,000	553
Total noninterest expense	$12,708,000	1,273
Salaries and employee benefits	$7,415,000	1,146
Premises and equipment expense	$1,763,000	1,294
Additional noninterest expense	$3,530,000	1,387
Pre-tax net operating income	$7,738,000	1,090
Securities gains (losses)	$0	4,500
Applicable income taxes	$2,657,000	1,020
Income before extraordinary items	$5,081,000	1,263
Extraordinary gains, net	$0	54
Net income	$5,081,000	1,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$807,000	1,085
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,081,000	1,191
2003-09-30 (YTD Data)		Rank
Total interest income	$13,267,000	1,643
Total interest expense	$2,962,000	2,324
Net interest income	$10,305,000	1,428
Provision for loan and lease losses	$791,000	1,096
Total noninterest income	$5,852,000	816
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,852,000	570
Total noninterest expense	$9,542,000	1,279
Salaries and employee benefits	$5,489,000	1,168
Premises and equipment expense	$1,269,000	1,356
Additional noninterest expense	$2,784,000	1,323
Pre-tax net operating income	$5,824,000	1,114
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,976,000	1,071
Income before extraordinary items	$3,848,000	1,281
Extraordinary gains, net	$0	40
Net income	$3,848,000	1,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$692,000	906
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,848,000	1,207
2003-06-30 (YTD Data)		Rank
Total interest income	$8,956,000	1,644
Total interest expense	$2,108,000	2,251
Net interest income	$6,848,000	1,427
Provision for loan and lease losses	$456,000	1,242
Total noninterest income	$4,016,000	791
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$4,016,000	548
Total noninterest expense	$6,398,000	1,278
Salaries and employee benefits	$3,671,000	1,164
Premises and equipment expense	$797,000	1,436
Additional noninterest expense	$1,930,000	1,286
Pre-tax net operating income	$4,010,000	1,078
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,330,000	1,090
Income before extraordinary items	$2,680,000	1,235
Extraordinary gains, net	$0	30
Net income	$2,680,000	1,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$318,000	1,192
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,680,000	1,150
2003-03-31 (YTD Data)		Rank
Total interest income	$4,484,000	1,650
Total interest expense	$1,080,000	2,253
Net interest income	$3,404,000	1,436
Provision for loan and lease losses	$306,000	900
Total noninterest income	$1,870,000	823
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,870,000	568
Total noninterest expense	$3,277,000	1,230
Salaries and employee benefits	$1,838,000	1,154
Premises and equipment expense	$421,000	1,373
Additional noninterest expense	$1,018,000	1,201
Pre-tax net operating income	$1,691,000	1,271
Securities gains (losses)	$0	2,891
Applicable income taxes	$601,000	1,187
Income before extraordinary items	$1,090,000	1,496
Extraordinary gains, net	$0	21
Net income	$1,090,000	1,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,000	809
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,090,000	1,401
2002-12-31 (YTD Data)		Rank
Total interest income	$19,098,000	1,612
Total interest expense	$5,180,000	2,163
Net interest income	$13,918,000	1,396
Provision for loan and lease losses	$263,000	3,749
Total noninterest income	$6,224,000	875
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,224,000	594
Total noninterest expense	$12,392,000	1,237
Salaries and employee benefits	$7,447,000	1,074
Premises and equipment expense	$1,536,000	1,436
Additional noninterest expense	$3,409,000	1,390
Pre-tax net operating income	$7,487,000	1,126
Securities gains (losses)	$0	4,537
Applicable income taxes	$2,652,000	1,033
Income before extraordinary items	$4,835,000	1,303
Extraordinary gains, net	$0	70
Net income	$4,835,000	1,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	2,500
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,835,000	1,249
2001-12-31 (YTD Data)		Rank
Total interest income	$21,929,000	1,542
Total interest expense	$9,183,000	1,767
Net interest income	$12,746,000	1,395
Provision for loan and lease losses	$359,000	2,863
Total noninterest income	$5,307,000	943
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$5,307,000	637
Total noninterest expense	$11,535,000	1,257
Salaries and employee benefits	$6,827,000	1,088
Premises and equipment expense	$1,462,000	1,476
Additional noninterest expense	$3,246,000	1,439
Pre-tax net operating income	$6,159,000	1,215
Securities gains (losses)	$0	4,612
Applicable income taxes	$2,347,000	1,031
Income before extraordinary items	$3,812,000	1,421
Extraordinary gains, net	$0	105
Net income	$3,812,000	1,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$445,000	1,693
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,812,000	1,362
2000-12-31 (YTD Data)		Rank
Total interest income	$22,066,000	1,562
Total interest expense	$10,490,000	1,635
Net interest income	$11,576,000	1,521
Provision for loan and lease losses	$416,000	2,208
Total noninterest income	$3,912,000	1,085
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,912,000	726
Total noninterest expense	$9,160,000	1,526
Salaries and employee benefits	$5,964,000	1,184
Premises and equipment expense	$1,365,000	1,519
Additional noninterest expense	$1,831,000	2,348
Pre-tax net operating income	$5,912,000	1,255
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,268,000	1,037
Income before extraordinary items	$3,644,000	1,453
Extraordinary gains, net	$0	38
Net income	$3,644,000	1,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$291,000	1,854
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,644,000	1,445
1999-12-31 (YTD Data)		Rank
Total interest income	$19,344,000	1,677
Total interest expense	$8,944,000	1,677
Net interest income	$10,400,000	1,680
Provision for loan and lease losses	$552,000	1,624
Total noninterest income	$3,405,000	1,219
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$3,405,000	825
Total noninterest expense	$8,630,000	1,592
Salaries and employee benefits	$5,427,000	1,277
Premises and equipment expense	$1,345,000	1,526
Additional noninterest expense	$1,858,000	2,352
Pre-tax net operating income	$4,623,000	1,624
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,743,000	1,402
Income before extraordinary items	$2,880,000	1,849
Extraordinary gains, net	$0	35
Net income	$2,880,000	1,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	1,716
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,880,000	1,815
1998-12-31 (YTD Data)		Rank
Total interest income	$16,860,000	1,915
Total interest expense	$7,717,000	1,982
Net interest income	$9,143,000	1,872
Provision for loan and lease losses	$381,000	2,145
Total noninterest income	$2,539,000	1,526
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$2,539,000	1,010
Total noninterest expense	$7,157,000	1,818
Salaries and employee benefits	$4,287,000	1,537
Premises and equipment expense	$1,078,000	1,830
Additional noninterest expense	$1,792,000	2,332
Pre-tax net operating income	$4,144,000	1,765
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,485,000	1,650
Income before extraordinary items	$2,659,000	1,969
Extraordinary gains, net	$0	32
Net income	$2,659,000	1,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,011
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,659,000	1,902
1997-12-31 (YTD Data)		Rank
Total interest income	$14,233,000	2,293
Total interest expense	$6,390,000	2,354
Net interest income	$7,843,000	2,238
Provision for loan and lease losses	$1,000	8,801
Total noninterest income	$2,255,000	1,607
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$2,255,000	1,014
Total noninterest expense	$6,644,000	1,941
Salaries and employee benefits	$4,159,000	1,566
Premises and equipment expense	$972,000	2,042
Additional noninterest expense	$1,513,000	2,718
Pre-tax net operating income	$3,453,000	2,184
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,302,000	1,928
Income before extraordinary items	$2,151,000	2,416
Extraordinary gains, net	$0	44
Net income	$2,151,000	2,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	3,050
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,151,000	2,359
1996-12-31 (YTD Data)		Rank
Total interest income	$12,337,000	2,699
Total interest expense	$5,619,000	2,699
Net interest income	$6,718,000	2,623
Provision for loan and lease losses	$399,000	2,109
Total noninterest income	$1,922,000	1,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,922,000	1,184
Total noninterest expense	$6,144,000	2,231
Salaries and employee benefits	$3,090,000	2,161
Premises and equipment expense	$845,000	2,329
Additional noninterest expense	$2,209,000	2,249
Pre-tax net operating income	$2,097,000	3,284
Securities gains (losses)	$0	4,148
Applicable income taxes	$803,000	2,830
Income before extraordinary items	$1,294,000	3,642
Extraordinary gains, net	$0	53
Net income	$1,294,000	3,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,581
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,294,000	3,580
1995-12-31 (YTD Data)		Rank
Total interest income	$11,116,000	2,985
Total interest expense	$5,197,000	2,929
Net interest income	$5,919,000	3,013
Provision for loan and lease losses	$499,000	1,579
Total noninterest income	$1,559,000	2,225
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,559,000	1,349
Total noninterest expense	$4,580,000	2,936
Salaries and employee benefits	$2,569,000	2,610
Premises and equipment expense	$713,000	2,760
Additional noninterest expense	$1,298,000	3,500
Pre-tax net operating income	$2,399,000	2,963
Securities gains (losses)	$0	3,831
Applicable income taxes	$904,000	2,589
Income before extraordinary items	$1,495,000	3,266
Extraordinary gains, net	$0	65
Net income	$1,495,000	3,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$364,000	1,706
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$1,495,000	3,235
1994-12-31 (YTD Data)		Rank
Total interest income	$8,249,000	3,638
Total interest expense	$3,556,000	3,405
Net interest income	$4,693,000	3,775
Provision for loan and lease losses	$215,000	2,891
Total noninterest income	$1,439,000	2,375
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,439,000	1,423
Total noninterest expense	$3,739,000	3,633
Salaries and employee benefits	$1,808,000	3,602
Premises and equipment expense	$602,000	3,259
Additional noninterest expense	$1,329,000	3,704
Pre-tax net operating income	$2,178,000	3,208
Securities gains (losses)	$0	3,600
Applicable income taxes	$896,000	2,494
Income before extraordinary items	$1,282,000	3,640
Extraordinary gains, net	$0	249
Net income	$1,282,000	3,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,717
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,282,000	3,676
1993-12-31 (YTD Data)		Rank
Total interest income	$7,424,000	4,082
Total interest expense	$3,164,000	3,941
Net interest income	$4,260,000	4,155
Provision for loan and lease losses	$289,000	3,102
Total noninterest income	$1,033,000	3,257
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,033,000	1,991
Total noninterest expense	$3,756,000	3,689
Salaries and employee benefits	$1,891,000	3,454
Premises and equipment expense	$505,000	3,832
Additional noninterest expense	$1,360,000	3,798
Pre-tax net operating income	$1,248,000	5,040
Securities gains (losses)	$0	7,477
Applicable income taxes	$473,000	4,381
Income before extraordinary items	$775,000	5,700
Extraordinary gains, net	$300,000	714
Net income	$1,075,000	4,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	5,678
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$775,000	5,464
1992-12-31 (YTD Data)		Rank
Total interest income	$8,427,000	4,103
Total interest expense	$4,203,000	3,896
Net interest income	$4,224,000	4,230
Provision for loan and lease losses	$502,000	2,986
Total noninterest income	$1,141,000	2,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,141,000	1,827
Total noninterest expense	$3,253,000	4,208
Salaries and employee benefits	$1,743,000	3,666
Premises and equipment expense	$441,000	4,425
Additional noninterest expense	$1,067,000	4,790
Pre-tax net operating income	$1,610,000	3,778
Securities gains (losses)	$0	8,369
Applicable income taxes	$676,000	3,084
Income before extraordinary items	$935,000	4,782
Extraordinary gains, net	$0	1,422
Net income	$935,000	4,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$935,000	4,464

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.