Home > First Federal Bank > Income and Expense
First Federal Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 5,287 |
| Total interest expense | $207,000 | 3,596 |
| Net interest income | $566,000 | 5,548 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $192,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $166,000 | 3,036 |
| Total noninterest expense | $1,208,000 | 3,535 |
| Salaries and employee benefits | $425,000 | 4,533 |
| Premises and equipment expense | $285,000 | 2,059 |
| Additional noninterest expense | $498,000 | 2,998 |
| Pre-tax net operating income | $-465,000 | 6,847 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-2,000 | 6,684 |
| Income before extraordinary items | $-463,000 | 6,863 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-463,000 | 6,864 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-463,000 | 6,864 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-463,000 | 6,847 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 4,904 |
| Total interest expense | $1,302,000 | 3,026 |
| Net interest income | $2,633,000 | 5,367 |
| Provision for loan and lease losses | $691,000 | 2,283 |
| Total noninterest income | $-1,739,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $104,000 | 5,374 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,843,000 | 7,033 |
| Total noninterest expense | $8,228,000 | 2,298 |
| Salaries and employee benefits | $4,436,000 | 2,239 |
| Premises and equipment expense | $1,601,000 | 1,487 |
| Additional noninterest expense | $2,191,000 | 2,873 |
| Pre-tax net operating income | $-8,025,000 | 7,006 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-8,026,000 | 7,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,026,000 | 7,013 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-8,026,000 | 7,013 |
| Net charge-offs | $1,735,000 | 1,291 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-8,026,000 | 7,002 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 4,910 |
| Total interest expense | $1,043,000 | 2,975 |
| Net interest income | $2,022,000 | 5,401 |
| Provision for loan and lease losses | $485,000 | 2,315 |
| Total noninterest income | $-2,605,000 | 7,167 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,681,000 | 7,164 |
| Total noninterest expense | $4,114,000 | 3,262 |
| Salaries and employee benefits | $1,768,000 | 3,724 |
| Premises and equipment expense | $736,000 | 2,341 |
| Additional noninterest expense | $1,610,000 | 2,924 |
| Pre-tax net operating income | $-5,182,000 | 7,089 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-5,182,000 | 7,105 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,182,000 | 7,105 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,182,000 | 7,105 |
| Net charge-offs | $1,314,000 | 1,230 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,182,000 | 7,092 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 4,831 |
| Total interest expense | $727,000 | 2,968 |
| Net interest income | $1,408,000 | 5,343 |
| Provision for loan and lease losses | $222,000 | 2,854 |
| Total noninterest income | $-2,162,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,209,000 | 7,236 |
| Total noninterest expense | $2,646,000 | 3,369 |
| Salaries and employee benefits | $1,134,000 | 3,841 |
| Premises and equipment expense | $522,000 | 2,206 |
| Additional noninterest expense | $990,000 | 3,150 |
| Pre-tax net operating income | $-3,622,000 | 7,156 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-3,623,000 | 7,164 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,623,000 | 7,164 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,623,000 | 7,164 |
| Net charge-offs | $1,288,000 | 955 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,623,000 | 7,158 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 4,837 |
| Total interest expense | $375,000 | 3,004 |
| Net interest income | $704,000 | 5,376 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $137,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,491 |
| Total noninterest expense | $1,339,000 | 3,362 |
| Salaries and employee benefits | $571,000 | 3,851 |
| Premises and equipment expense | $325,000 | 1,822 |
| Additional noninterest expense | $443,000 | 3,399 |
| Pre-tax net operating income | $-513,000 | 7,044 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-513,000 | 7,074 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-513,000 | 7,073 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-513,000 | 7,074 |
| Net charge-offs | $611,000 | 959 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-513,000 | 7,055 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 4,595 |
| Total interest expense | $1,921,000 | 2,852 |
| Net interest income | $3,029,000 | 5,239 |
| Provision for loan and lease losses | $1,439,000 | 1,951 |
| Total noninterest income | $163,000 | 5,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 5,469 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $60,000 | 5,784 |
| Total noninterest expense | $5,866,000 | 3,119 |
| Salaries and employee benefits | $2,575,000 | 3,479 |
| Premises and equipment expense | $1,588,000 | 1,561 |
| Additional noninterest expense | $1,703,000 | 3,556 |
| Pre-tax net operating income | $-4,113,000 | 7,003 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,422,000 | 681 |
| Income before extraordinary items | $-6,535,000 | 7,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,535,000 | 7,127 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,535,000 | 7,130 |
| Net charge-offs | $466,000 | 3,272 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,535,000 | 7,124 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 4,511 |
| Total interest expense | $1,495,000 | 2,875 |
| Net interest income | $2,408,000 | 5,136 |
| Provision for loan and lease losses | $72,000 | 5,289 |
| Total noninterest income | $410,000 | 4,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 6,032 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $358,000 | 3,199 |
| Total noninterest expense | $4,408,000 | 3,106 |
| Salaries and employee benefits | $2,008,000 | 3,386 |
| Premises and equipment expense | $1,202,000 | 1,558 |
| Additional noninterest expense | $1,198,000 | 3,688 |
| Pre-tax net operating income | $-1,662,000 | 6,953 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-193,000 | 7,086 |
| Income before extraordinary items | $-1,469,000 | 6,975 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,469,000 | 6,976 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,469,000 | 6,976 |
| Net charge-offs | $53,000 | 4,935 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,469,000 | 6,948 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 4,536 |
| Total interest expense | $1,036,000 | 2,878 |
| Net interest income | $1,585,000 | 5,209 |
| Provision for loan and lease losses | $57,000 | 5,032 |
| Total noninterest income | $328,000 | 3,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 5,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 3,005 |
| Total noninterest expense | $3,044,000 | 3,061 |
| Salaries and employee benefits | $1,398,000 | 3,319 |
| Premises and equipment expense | $817,000 | 1,542 |
| Additional noninterest expense | $829,000 | 3,657 |
| Pre-tax net operating income | $-1,188,000 | 7,028 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-193,000 | 7,208 |
| Income before extraordinary items | $-995,000 | 7,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-995,000 | 7,031 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-995,000 | 7,032 |
| Net charge-offs | $43,000 | 4,564 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-995,000 | 7,012 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,593 |
| Total interest expense | $537,000 | 2,874 |
| Net interest income | $753,000 | 5,329 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $174,000 | 3,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,234 |
| Total noninterest expense | $1,577,000 | 2,973 |
| Salaries and employee benefits | $704,000 | 3,314 |
| Premises and equipment expense | $417,000 | 1,539 |
| Additional noninterest expense | $456,000 | 3,409 |
| Pre-tax net operating income | $-665,000 | 7,165 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-193,000 | 7,373 |
| Income before extraordinary items | $-472,000 | 7,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-472,000 | 7,115 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-472,000 | 7,115 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-472,000 | 7,107 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,152,000 | 4,249 |
| Total interest expense | $2,407,000 | 3,087 |
| Net interest income | $3,745,000 | 4,764 |
| Provision for loan and lease losses | $6,972,000 | 879 |
| Total noninterest income | $1,105,000 | 3,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,105,000 | 2,061 |
| Total noninterest expense | $7,226,000 | 2,666 |
| Salaries and employee benefits | $3,038,000 | 3,080 |
| Premises and equipment expense | $1,621,000 | 1,580 |
| Additional noninterest expense | $2,567,000 | 2,619 |
| Pre-tax net operating income | $-9,348,000 | 7,333 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-2,698,000 | 7,510 |
| Income before extraordinary items | $-6,650,000 | 7,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,650,000 | 7,262 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,650,000 | 7,262 |
| Net charge-offs | $4,226,000 | 1,163 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,650,000 | 7,245 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 4,264 |
| Total interest expense | $1,840,000 | 3,158 |
| Net interest income | $2,868,000 | 4,775 |
| Provision for loan and lease losses | $2,877,000 | 1,305 |
| Total noninterest income | $806,000 | 3,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $806,000 | 2,064 |
| Total noninterest expense | $4,666,000 | 3,015 |
| Salaries and employee benefits | $2,270,000 | 3,112 |
| Premises and equipment expense | $1,201,000 | 1,620 |
| Additional noninterest expense | $1,195,000 | 3,819 |
| Pre-tax net operating income | $-3,869,000 | 7,289 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,147,000 | 7,521 |
| Income before extraordinary items | $-2,722,000 | 7,240 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,722,000 | 7,240 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,722,000 | 7,240 |
| Net charge-offs | $2,471,000 | 1,316 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,722,000 | 7,211 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 4,247 |
| Total interest expense | $1,246,000 | 3,216 |
| Net interest income | $1,955,000 | 4,724 |
| Provision for loan and lease losses | $2,355,000 | 1,131 |
| Total noninterest income | $523,000 | 3,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $523,000 | 2,031 |
| Total noninterest expense | $2,877,000 | 3,220 |
| Salaries and employee benefits | $1,533,000 | 3,087 |
| Premises and equipment expense | $808,000 | 1,624 |
| Additional noninterest expense | $536,000 | 4,891 |
| Pre-tax net operating income | $-2,754,000 | 7,383 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-768,000 | 7,567 |
| Income before extraordinary items | $-1,986,000 | 7,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,986,000 | 7,328 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,986,000 | 7,328 |
| Net charge-offs | $2,327,000 | 1,011 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,986,000 | 7,320 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,170 |
| Total interest expense | $639,000 | 3,279 |
| Net interest income | $1,052,000 | 4,521 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $251,000 | 3,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $251,000 | 2,062 |
| Total noninterest expense | $1,468,000 | 3,205 |
| Salaries and employee benefits | $808,000 | 2,986 |
| Premises and equipment expense | $404,000 | 1,682 |
| Additional noninterest expense | $256,000 | 5,049 |
| Pre-tax net operating income | $-174,000 | 6,796 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-49,000 | 7,317 |
| Income before extraordinary items | $-125,000 | 6,808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-125,000 | 6,809 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-125,000 | 6,808 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-125,000 | 6,762 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 4,063 |
| Total interest expense | $2,835,000 | 3,566 |
| Net interest income | $4,469,000 | 4,249 |
| Provision for loan and lease losses | $461,000 | 4,660 |
| Total noninterest income | $649,000 | 4,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $649,000 | 2,781 |
| Total noninterest expense | $6,013,000 | 3,178 |
| Salaries and employee benefits | $3,268,000 | 2,966 |
| Premises and equipment expense | $1,553,000 | 1,742 |
| Additional noninterest expense | $1,192,000 | 4,766 |
| Pre-tax net operating income | $-1,356,000 | 6,389 |
| Securities gains (losses) | $70,000 | 2,414 |
| Applicable income taxes | $-322,000 | 6,889 |
| Income before extraordinary items | $-964,000 | 6,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-964,000 | 6,345 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-964,000 | 6,345 |
| Net charge-offs | $182,000 | 5,120 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,016,500 | 6,379 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 4,089 |
| Total interest expense | $2,149,000 | 3,673 |
| Net interest income | $3,385,000 | 4,231 |
| Provision for loan and lease losses | $66,000 | 6,355 |
| Total noninterest income | $472,000 | 4,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $472,000 | 2,905 |
| Total noninterest expense | $4,385,000 | 3,248 |
| Salaries and employee benefits | $2,420,000 | 3,015 |
| Premises and equipment expense | $1,127,000 | 1,819 |
| Additional noninterest expense | $838,000 | 4,937 |
| Pre-tax net operating income | $-594,000 | 6,400 |
| Securities gains (losses) | $70,000 | 2,076 |
| Applicable income taxes | $-103,000 | 6,950 |
| Income before extraordinary items | $-421,000 | 6,352 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-421,000 | 6,353 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-421,000 | 6,352 |
| Net charge-offs | $182,000 | 4,348 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-477,000 | 6,403 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 4,143 |
| Total interest expense | $1,436,000 | 3,775 |
| Net interest income | $2,234,000 | 4,251 |
| Provision for loan and lease losses | $33,000 | 6,390 |
| Total noninterest income | $293,000 | 4,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $293,000 | 3,047 |
| Total noninterest expense | $2,985,000 | 3,228 |
| Salaries and employee benefits | $1,623,000 | 3,042 |
| Premises and equipment expense | $745,000 | 1,855 |
| Additional noninterest expense | $617,000 | 4,644 |
| Pre-tax net operating income | $-491,000 | 6,632 |
| Securities gains (losses) | $70,000 | 1,698 |
| Applicable income taxes | $-116,000 | 7,184 |
| Income before extraordinary items | $-305,000 | 6,541 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-305,000 | 6,541 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-305,000 | 6,541 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-355,400 | 6,587 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,132 |
| Total interest expense | $714,000 | 3,887 |
| Net interest income | $1,161,000 | 4,114 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $115,000 | 4,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $115,000 | 3,430 |
| Total noninterest expense | $1,519,000 | 3,111 |
| Salaries and employee benefits | $846,000 | 2,962 |
| Premises and equipment expense | $381,000 | 1,857 |
| Additional noninterest expense | $292,000 | 4,498 |
| Pre-tax net operating income | $-265,000 | 7,007 |
| Securities gains (losses) | $70,000 | 1,152 |
| Applicable income taxes | $-66,000 | 7,480 |
| Income before extraordinary items | $-129,000 | 6,874 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-129,000 | 6,875 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-129,000 | 6,875 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-175,200 | 6,911 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 4,296 |
| Total interest expense | $3,263,000 | 4,016 |
| Net interest income | $4,255,000 | 4,387 |
| Provision for loan and lease losses | $284,000 | 4,720 |
| Total noninterest income | $643,000 | 4,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $643,000 | 2,785 |
| Total noninterest expense | $5,778,000 | 3,191 |
| Salaries and employee benefits | $3,396,000 | 2,914 |
| Premises and equipment expense | $1,193,000 | 2,258 |
| Additional noninterest expense | $1,189,000 | 4,316 |
| Pre-tax net operating income | $-1,164,000 | 7,084 |
| Securities gains (losses) | $239,000 | 642 |
| Applicable income taxes | $-141,000 | 7,143 |
| Income before extraordinary items | $-784,000 | 6,889 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-784,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,333 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-987,150 | 7,109 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 4,340 |
| Total interest expense | $2,485,000 | 4,093 |
| Net interest income | $3,214,000 | 4,400 |
| Provision for loan and lease losses | $206,000 | 4,164 |
| Total noninterest income | $505,000 | 4,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $505,000 | 2,793 |
| Total noninterest expense | $4,075,000 | 3,335 |
| Salaries and employee benefits | $2,610,000 | 2,861 |
| Premises and equipment expense | $795,000 | 2,510 |
| Additional noninterest expense | $670,000 | 5,098 |
| Pre-tax net operating income | $-562,000 | 7,297 |
| Securities gains (losses) | $209,000 | 602 |
| Applicable income taxes | $-214,000 | 7,669 |
| Income before extraordinary items | $-139,000 | 6,836 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-139,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,934 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-272,760 | 7,146 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 4,419 |
| Total interest expense | $1,667,000 | 4,208 |
| Net interest income | $2,101,000 | 4,449 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $231,000 | 5,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $231,000 | 3,489 |
| Total noninterest expense | $2,740,000 | 3,324 |
| Salaries and employee benefits | $1,765,000 | 2,855 |
| Premises and equipment expense | $539,000 | 2,475 |
| Additional noninterest expense | $436,000 | 5,160 |
| Pre-tax net operating income | $-426,000 | 7,542 |
| Securities gains (losses) | $147,000 | 747 |
| Applicable income taxes | $-196,000 | 7,979 |
| Income before extraordinary items | $-83,000 | 7,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-83,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,132 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-177,080 | 7,353 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 4,539 |
| Total interest expense | $848,000 | 4,347 |
| Net interest income | $1,008,000 | 4,596 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $1,362,000 | 3,343 |
| Salaries and employee benefits | $857,000 | 2,972 |
| Premises and equipment expense | $272,000 | 2,476 |
| Additional noninterest expense | $233,000 | 4,909 |
| Pre-tax net operating income | $-263,000 | 7,857 |
| Securities gains (losses) | $66,000 | 931 |
| Applicable income taxes | $-61,000 | 8,061 |
| Income before extraordinary items | $-136,000 | 7,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-136,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,171 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-181,540 | 7,781 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 4,423 |
| Total interest expense | $3,524,000 | 4,319 |
| Net interest income | $4,315,000 | 4,404 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $424,000 | 5,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $424,000 | 3,625 |
| Total noninterest expense | $5,317,000 | 3,291 |
| Salaries and employee benefits | $3,347,000 | 2,937 |
| Premises and equipment expense | $1,175,000 | 2,209 |
| Additional noninterest expense | $795,000 | 5,365 |
| Pre-tax net operating income | $-628,000 | 7,888 |
| Securities gains (losses) | $509,000 | 266 |
| Applicable income taxes | $-63,000 | 7,962 |
| Income before extraordinary items | $-56,000 | 7,583 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-56,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,227 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-381,760 | 7,806 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 4,373 |
| Total interest expense | $2,630,000 | 4,346 |
| Net interest income | $3,365,000 | 4,329 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $317,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $317,000 | 3,634 |
| Total noninterest expense | $3,907,000 | 3,303 |
| Salaries and employee benefits | $2,472,000 | 2,958 |
| Premises and equipment expense | $867,000 | 2,237 |
| Additional noninterest expense | $568,000 | 5,466 |
| Pre-tax net operating income | $-252,000 | 7,928 |
| Securities gains (losses) | $367,000 | 273 |
| Applicable income taxes | $-2,000 | 7,973 |
| Income before extraordinary items | $117,000 | 7,185 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $117,000 | 7,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,168 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-250,000 | 7,955 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 4,409 |
| Total interest expense | $1,719,000 | 4,401 |
| Net interest income | $2,265,000 | 4,325 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $213,000 | 5,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $213,000 | 3,661 |
| Total noninterest expense | $2,518,000 | 3,421 |
| Salaries and employee benefits | $1,625,000 | 3,031 |
| Premises and equipment expense | $530,000 | 2,438 |
| Additional noninterest expense | $363,000 | 5,579 |
| Pre-tax net operating income | $-58,000 | 7,899 |
| Securities gains (losses) | $201,000 | 304 |
| Applicable income taxes | $-2,000 | 8,079 |
| Income before extraordinary items | $145,000 | 6,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $145,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,172 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-56,000 | 7,913 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 4,436 |
| Total interest expense | $859,000 | 4,389 |
| Net interest income | $1,111,000 | 4,385 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $107,000 | 5,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $107,000 | 3,642 |
| Total noninterest expense | $1,213,000 | 3,543 |
| Salaries and employee benefits | $764,000 | 3,215 |
| Premises and equipment expense | $281,000 | 2,328 |
| Additional noninterest expense | $168,000 | 5,794 |
| Pre-tax net operating income | $-4,000 | 7,876 |
| Securities gains (losses) | $48,000 | 421 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $29,000 | 7,474 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $29,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,421 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-2,680 | 7,868 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,695,000 | 4,303 |
| Total interest expense | $3,282,000 | 4,090 |
| Net interest income | $4,413,000 | 4,392 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $429,000 | 5,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $429,000 | 3,611 |
| Total noninterest expense | $4,978,000 | 3,368 |
| Salaries and employee benefits | $3,108,000 | 3,033 |
| Premises and equipment expense | $1,042,000 | 2,372 |
| Additional noninterest expense | $828,000 | 5,132 |
| Pre-tax net operating income | $-186,000 | 8,109 |
| Securities gains (losses) | $107,000 | 523 |
| Applicable income taxes | $-3,000 | 8,156 |
| Income before extraordinary items | $-76,000 | 8,055 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-76,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-178,720 | 8,120 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 4,302 |
| Total interest expense | $2,375,000 | 4,093 |
| Net interest income | $3,358,000 | 4,385 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $332,000 | 5,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 3,545 |
| Total noninterest expense | $3,733,000 | 3,359 |
| Salaries and employee benefits | $2,314,000 | 3,045 |
| Premises and equipment expense | $770,000 | 2,417 |
| Additional noninterest expense | $649,000 | 4,969 |
| Pre-tax net operating income | $-70,000 | 8,197 |
| Securities gains (losses) | $81,000 | 473 |
| Applicable income taxes | $25,000 | 5,863 |
| Income before extraordinary items | $-14,000 | 8,154 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-14,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-65,840 | 8,203 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 4,310 |
| Total interest expense | $1,457,000 | 4,189 |
| Net interest income | $2,283,000 | 4,319 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $233,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 3,448 |
| Total noninterest expense | $2,481,000 | 3,364 |
| Salaries and employee benefits | $1,535,000 | 3,062 |
| Premises and equipment expense | $510,000 | 2,427 |
| Additional noninterest expense | $436,000 | 4,928 |
| Pre-tax net operating income | $17,000 | 8,103 |
| Securities gains (losses) | $51,000 | 452 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $23,000 | 8,066 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $23,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-9,640 | 8,195 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 4,369 |
| Total interest expense | $658,000 | 4,332 |
| Net interest income | $1,148,000 | 4,292 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $1,218,000 | 3,422 |
| Salaries and employee benefits | $765,000 | 3,086 |
| Premises and equipment expense | $258,000 | 2,409 |
| Additional noninterest expense | $195,000 | 5,258 |
| Pre-tax net operating income | $24,000 | 7,990 |
| Securities gains (losses) | $18,000 | 494 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $9,000 | 8,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-2,520 | 8,215 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 4,173 |
| Total interest expense | $2,375,000 | 3,961 |
| Net interest income | $4,568,000 | 4,216 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $825,000 | 3,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $825,000 | 2,491 |
| Total noninterest expense | $5,080,000 | 3,197 |
| Salaries and employee benefits | $3,107,000 | 2,887 |
| Premises and equipment expense | $984,000 | 2,399 |
| Additional noninterest expense | $989,000 | 4,454 |
| Pre-tax net operating income | $277,000 | 7,476 |
| Securities gains (losses) | $117,000 | 656 |
| Applicable income taxes | $247,000 | 4,378 |
| Income before extraordinary items | $147,000 | 7,804 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $147,000 | 7,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $72,120 | 8,034 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 4,136 |
| Total interest expense | $1,746,000 | 3,882 |
| Net interest income | $3,423,000 | 4,213 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $365,000 | 5,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $365,000 | 3,434 |
| Total noninterest expense | $3,792,000 | 3,182 |
| Salaries and employee benefits | $2,331,000 | 2,846 |
| Premises and equipment expense | $699,000 | 2,514 |
| Additional noninterest expense | $762,000 | 4,343 |
| Pre-tax net operating income | $-31,000 | 8,373 |
| Securities gains (losses) | $104,000 | 648 |
| Applicable income taxes | $118,000 | 5,076 |
| Income before extraordinary items | $-45,000 | 8,406 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-45,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,499 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-111,560 | 8,433 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 4,103 |
| Total interest expense | $1,149,000 | 3,742 |
| Net interest income | $2,272,000 | 4,216 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $233,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $233,000 | 3,489 |
| Total noninterest expense | $2,555,000 | 3,126 |
| Salaries and employee benefits | $1,549,000 | 2,845 |
| Premises and equipment expense | $456,000 | 2,543 |
| Additional noninterest expense | $550,000 | 4,065 |
| Pre-tax net operating income | $-68,000 | 8,446 |
| Securities gains (losses) | $57,000 | 742 |
| Applicable income taxes | $-5,000 | 8,602 |
| Income before extraordinary items | $-6,000 | 8,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-6,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,361 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-42,480 | 8,424 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 4,115 |
| Total interest expense | $564,000 | 3,686 |
| Net interest income | $1,126,000 | 4,251 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $1,288,000 | 3,117 |
| Salaries and employee benefits | $763,000 | 2,883 |
| Premises and equipment expense | $234,000 | 2,501 |
| Additional noninterest expense | $291,000 | 3,905 |
| Pre-tax net operating income | $-69,000 | 8,611 |
| Securities gains (losses) | $25,000 | 720 |
| Applicable income taxes | $-15,000 | 8,720 |
| Income before extraordinary items | $-29,000 | 8,548 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-29,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,446 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-45,500 | 8,569 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,912,000 | 3,846 |
| Total interest expense | $2,107,000 | 3,496 |
| Net interest income | $4,805,000 | 3,926 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $429,000 | 5,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $86,000 | 109 |
| Additional Noninterest Income | $343,000 | 4,012 |
| Total noninterest expense | $4,715,000 | 3,295 |
| Salaries and employee benefits | $2,906,000 | 2,917 |
| Premises and equipment expense | $843,000 | 2,663 |
| Additional noninterest expense | $966,000 | 4,471 |
| Pre-tax net operating income | $483,000 | 6,763 |
| Securities gains (losses) | $56,000 | 1,653 |
| Applicable income taxes | $36,000 | 6,235 |
| Income before extraordinary items | $503,000 | 6,352 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $503,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $450,920 | 6,483 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,805 |
| Total interest expense | $1,549,000 | 3,518 |
| Net interest income | $3,653,000 | 3,872 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $349,000 | 5,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $86,000 | 102 |
| Additional Noninterest Income | $263,000 | 3,972 |
| Total noninterest expense | $3,450,000 | 3,329 |
| Salaries and employee benefits | $2,125,000 | 2,972 |
| Premises and equipment expense | $641,000 | 2,627 |
| Additional noninterest expense | $684,000 | 4,614 |
| Pre-tax net operating income | $525,000 | 6,212 |
| Securities gains (losses) | $34,000 | 1,949 |
| Applicable income taxes | $91,000 | 5,444 |
| Income before extraordinary items | $468,000 | 5,972 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $468,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $439,440 | 6,034 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 3,856 |
| Total interest expense | $1,018,000 | 3,545 |
| Net interest income | $2,394,000 | 3,907 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $274,000 | 5,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $86,000 | 100 |
| Additional Noninterest Income | $188,000 | 3,858 |
| Total noninterest expense | $2,280,000 | 3,384 |
| Salaries and employee benefits | $1,410,000 | 2,996 |
| Premises and equipment expense | $420,000 | 2,676 |
| Additional noninterest expense | $450,000 | 4,679 |
| Pre-tax net operating income | $370,000 | 6,052 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $34,000 | 5,952 |
| Income before extraordinary items | $354,000 | 5,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $337,620 | 5,681 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,885 |
| Total interest expense | $524,000 | 3,498 |
| Net interest income | $1,169,000 | 3,976 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $93,000 | 5,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $19,000 | 105 |
| Additional Noninterest Income | $74,000 | 4,326 |
| Total noninterest expense | $1,143,000 | 3,367 |
| Salaries and employee benefits | $709,000 | 3,000 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $209,000 | 4,912 |
| Pre-tax net operating income | $110,000 | 6,993 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $41,000 | 5,084 |
| Income before extraordinary items | $80,000 | 7,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,740 | 7,292 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,314,000 | 3,688 |
| Total interest expense | $2,596,000 | 3,249 |
| Net interest income | $4,718,000 | 3,853 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $266,000 | 6,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-66,000 | 9,155 |
| Additional Noninterest Income | $332,000 | 4,300 |
| Total noninterest expense | $4,698,000 | 3,216 |
| Salaries and employee benefits | $2,778,000 | 2,972 |
| Premises and equipment expense | $895,000 | 2,495 |
| Additional noninterest expense | $1,025,000 | 4,193 |
| Pre-tax net operating income | $250,000 | 7,639 |
| Securities gains (losses) | $478,000 | 772 |
| Applicable income taxes | $247,000 | 4,600 |
| Income before extraordinary items | $481,000 | 6,422 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $481,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $165,520 | 7,808 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 3,648 |
| Total interest expense | $2,038,000 | 3,238 |
| Net interest income | $3,603,000 | 3,818 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $157,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-41,000 | 9,208 |
| Additional Noninterest Income | $198,000 | 4,819 |
| Total noninterest expense | $3,431,000 | 3,298 |
| Salaries and employee benefits | $1,989,000 | 3,109 |
| Premises and equipment expense | $661,000 | 2,546 |
| Additional noninterest expense | $781,000 | 4,131 |
| Pre-tax net operating income | $302,000 | 7,168 |
| Securities gains (losses) | $452,000 | 735 |
| Applicable income taxes | $253,000 | 4,260 |
| Income before extraordinary items | $501,000 | 5,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $501,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $202,680 | 7,422 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 3,620 |
| Total interest expense | $1,437,000 | 3,182 |
| Net interest income | $2,409,000 | 3,812 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $114,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-10,000 | 9,234 |
| Additional Noninterest Income | $124,000 | 4,941 |
| Total noninterest expense | $2,255,000 | 3,333 |
| Salaries and employee benefits | $1,282,000 | 3,199 |
| Premises and equipment expense | $441,000 | 2,529 |
| Additional noninterest expense | $532,000 | 4,043 |
| Pre-tax net operating income | $250,000 | 6,839 |
| Securities gains (losses) | $277,000 | 852 |
| Applicable income taxes | $176,000 | 4,215 |
| Income before extraordinary items | $351,000 | 5,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $351,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $165,410 | 7,115 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,506 |
| Total interest expense | $769,000 | 3,044 |
| Net interest income | $1,241,000 | 3,709 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $80,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $1,124,000 | 3,331 |
| Salaries and employee benefits | $639,000 | 3,186 |
| Premises and equipment expense | $228,000 | 2,440 |
| Additional noninterest expense | $257,000 | 4,121 |
| Pre-tax net operating income | $188,000 | 5,985 |
| Securities gains (losses) | $127,000 | 870 |
| Applicable income taxes | $105,000 | 3,848 |
| Income before extraordinary items | $210,000 | 5,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,910 | 6,303 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,876,000 | 3,051 |
| Total interest expense | $4,001,000 | 2,750 |
| Net interest income | $5,875,000 | 3,199 |
| Provision for loan and lease losses | $206,000 | 4,282 |
| Total noninterest income | $480,000 | 5,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $480,000 | 3,363 |
| Total noninterest expense | $4,645,000 | 3,130 |
| Salaries and employee benefits | $2,716,000 | 2,890 |
| Premises and equipment expense | $898,000 | 2,415 |
| Additional noninterest expense | $1,031,000 | 4,080 |
| Pre-tax net operating income | $1,504,000 | 4,113 |
| Securities gains (losses) | $328,000 | 844 |
| Applicable income taxes | $529,000 | 3,347 |
| Income before extraordinary items | $1,303,000 | 3,880 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,303,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,070,120 | 4,297 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,208,000 | 2,775 |
| Total interest expense | $7,090,000 | 2,262 |
| Net interest income | $5,118,000 | 3,374 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $389,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $389,000 | 3,593 |
| Total noninterest expense | $4,312,000 | 3,203 |
| Salaries and employee benefits | $2,462,000 | 2,979 |
| Premises and equipment expense | $913,000 | 2,334 |
| Additional noninterest expense | $937,000 | 4,280 |
| Pre-tax net operating income | $1,115,000 | 4,616 |
| Securities gains (losses) | $273,000 | 948 |
| Applicable income taxes | $493,000 | 3,347 |
| Income before extraordinary items | $895,000 | 4,584 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $895,000 | 4,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $720,280 | 5,041 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,256,000 | 3,066 |
| Total interest expense | $6,948,000 | 2,421 |
| Net interest income | $4,308,000 | 3,935 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $529,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $529,000 | 2,857 |
| Total noninterest expense | $4,375,000 | 3,079 |
| Salaries and employee benefits | $2,688,000 | 2,650 |
| Premises and equipment expense | $796,000 | 2,582 |
| Additional noninterest expense | $891,000 | 4,379 |
| Pre-tax net operating income | $462,000 | 7,188 |
| Securities gains (losses) | $20,000 | 951 |
| Applicable income taxes | $224,000 | 5,182 |
| Income before extraordinary items | $258,000 | 7,729 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $258,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $245,200 | 7,816 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,591,000 | 3,343 |
| Total interest expense | $5,015,000 | 2,914 |
| Net interest income | $4,576,000 | 3,731 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $547,000 | 4,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $547,000 | 2,793 |
| Total noninterest expense | $4,046,000 | 3,279 |
| Salaries and employee benefits | $2,285,000 | 3,043 |
| Premises and equipment expense | $737,000 | 2,747 |
| Additional noninterest expense | $1,024,000 | 3,940 |
| Pre-tax net operating income | $1,077,000 | 5,078 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $379,000 | 4,301 |
| Income before extraordinary items | $709,000 | 5,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $709,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $701,850 | 5,423 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,821,000 | 2,983 |
| Total interest expense | $6,179,000 | 2,451 |
| Net interest income | $4,642,000 | 3,644 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $516,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $516,000 | 2,924 |
| Total noninterest expense | $3,839,000 | 3,340 |
| Salaries and employee benefits | $2,146,000 | 3,125 |
| Premises and equipment expense | $699,000 | 2,774 |
| Additional noninterest expense | $994,000 | 3,988 |
| Pre-tax net operating income | $1,319,000 | 4,565 |
| Securities gains (losses) | $127,000 | 1,139 |
| Applicable income taxes | $481,000 | 3,934 |
| Income before extraordinary items | $965,000 | 4,630 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $965,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $879,910 | 4,810 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 2,896 |
| Total interest expense | $6,823,000 | 2,215 |
| Net interest income | $4,435,000 | 3,856 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $589,000 | 4,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $589,000 | 2,515 |
| Total noninterest expense | $3,690,000 | 3,421 |
| Salaries and employee benefits | $2,087,000 | 3,178 |
| Premises and equipment expense | $623,000 | 3,039 |
| Additional noninterest expense | $980,000 | 3,984 |
| Pre-tax net operating income | $1,334,000 | 4,881 |
| Securities gains (losses) | $236,000 | 639 |
| Applicable income taxes | $443,000 | 4,580 |
| Income before extraordinary items | $1,127,000 | 4,276 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,127,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $957,080 | 4,795 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 3,132 |
| Total interest expense | $6,428,000 | 2,400 |
| Net interest income | $4,071,000 | 4,260 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $698,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $698,000 | 2,305 |
| Total noninterest expense | $4,717,000 | 2,896 |
| Salaries and employee benefits | $2,110,000 | 3,172 |
| Premises and equipment expense | $613,000 | 3,139 |
| Additional noninterest expense | $1,994,000 | 2,464 |
| Pre-tax net operating income | $52,000 | 10,588 |
| Securities gains (losses) | $1,026,000 | 249 |
| Applicable income taxes | $387,000 | 4,992 |
| Income before extraordinary items | $691,000 | 5,797 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $691,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $34,360 | 10,611 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,929,000 | 3,031 |
| Total interest expense | $7,196,000 | 2,152 |
| Net interest income | $3,733,000 | 4,600 |
| Provision for loan and lease losses | $-80,000 | 11,668 |
| Total noninterest income | $811,000 | 3,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $811,000 | 2,081 |
| Total noninterest expense | $4,000,000 | 3,321 |
| Salaries and employee benefits | $2,148,000 | 3,096 |
| Premises and equipment expense | $606,000 | 3,183 |
| Additional noninterest expense | $1,246,000 | 3,623 |
| Pre-tax net operating income | $624,000 | 7,749 |
| Securities gains (losses) | $569,000 | 322 |
| Applicable income taxes | $433,000 | 4,664 |
| Income before extraordinary items | $760,000 | 5,650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $760,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $395,840 | 8,080 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 2,893 |
| Total interest expense | $5,798,000 | 2,158 |
| Net interest income | $4,707,000 | 3,762 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $375,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $375,000 | 3,547 |
| Total noninterest expense | $4,050,000 | 3,392 |
| Salaries and employee benefits | $2,168,000 | 3,055 |
| Premises and equipment expense | $644,000 | 3,056 |
| Additional noninterest expense | $1,238,000 | 3,947 |
| Pre-tax net operating income | $1,014,000 | 5,891 |
| Securities gains (losses) | $404,000 | 312 |
| Applicable income taxes | $452,000 | 4,370 |
| Income before extraordinary items | $966,000 | 4,647 |
| Extraordinary gains, net | $-56,000 | 12,527 |
| Net income | $910,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,089 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $691,280 | 6,029 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,684,000 | 2,648 |
| Total interest expense | $6,170,000 | 2,107 |
| Net interest income | $5,514,000 | 3,262 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $500,000 | 5,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $500,000 | 3,266 |
| Total noninterest expense | $3,693,000 | 3,740 |
| Salaries and employee benefits | $1,829,000 | 3,551 |
| Premises and equipment expense | $597,000 | 3,345 |
| Additional noninterest expense | $1,267,000 | 3,998 |
| Pre-tax net operating income | $2,131,000 | 3,113 |
| Securities gains (losses) | $351,000 | 1,156 |
| Applicable income taxes | $889,000 | 2,537 |
| Income before extraordinary items | $1,593,000 | 3,064 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,593,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,368,360 | 3,332 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,977,000 | 2,714 |
| Total interest expense | $7,538,000 | 2,253 |
| Net interest income | $5,439,000 | 3,362 |
| Provision for loan and lease losses | $146,000 | 6,180 |
| Total noninterest income | $646,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $646,000 | 2,695 |
| Total noninterest expense | $3,404,000 | 4,039 |
| Salaries and employee benefits | $1,545,000 | 4,115 |
| Premises and equipment expense | $567,000 | 3,545 |
| Additional noninterest expense | $1,292,000 | 4,063 |
| Pre-tax net operating income | $2,535,000 | 2,447 |
| Securities gains (losses) | $193,000 | 2,057 |
| Applicable income taxes | $822,000 | 2,536 |
| Income before extraordinary items | $1,906,000 | 2,399 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,906,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,770,900 | 2,404 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.