Home > First Federal Bank > Net charge- offs to loans
First Federal Bank, Net charge- offs to loans
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2459% | 1,346 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 1,140 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,006 |
Percentage Net Loans Charged-off: Home equity loans | 0.4174% | 115 |
All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,916 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6549% | 896 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5607% | 2,400 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6503% | 785 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,561 |
Percentage Net Loans Charged-off:Construction & development | 0.7842% | 167 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
Percentage Net Loans Charged-off: Multi-family residential | 2.4790% | 49 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 2,009 |
Percentage Net Loans Charged-off: Home equity loans | 0.2725% | 242 |
All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 2,605 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4430% | 2,276 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8552% | 864 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7950% | 533 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1519% | 1,006 |
Percentage Net Loans Charged-off:Construction & development | 0.9602% | 129 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | 3.2919% | 38 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 1,306 |
Percentage Net Loans Charged-off: Home equity loans | 0.2493% | 212 |
All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,511 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5413% | 1,693 |
Percentage Net Loans Charged-off: Loans to individuals | 2.1772% | 619 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.0631% | 394 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1924% | 781 |
Percentage Net Loans Charged-off:Construction & development | 1.2595% | 98 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 4.8468% | 26 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1123% | 1,156 |
Percentage Net Loans Charged-off: Home equity loans | 0.2771% | 176 |
All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 1,303 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7646% | 1,264 |
Percentage Net Loans Charged-off: Loans to individuals | 2.8493% | 437 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5318% | 867 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3852% | 366 |
Percentage Net Loans Charged-off:Construction & development | 2.0837% | 66 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 9.3971% | 11 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2295% | 615 |
Percentage Net Loans Charged-off: Home equity loans | 0.5620% | 85 |
All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 714 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.6082% | 609 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5243% | 2,865 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4578% | 1,611 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 1,055 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1367% | 977 |
Percentage Net Loans Charged-off: Multi-family residential | 0.3022% | 106 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2462% | 941 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.2775% | 869 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6672% | 2,238 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9873% | 2,395 |
Percentage Net Loans Charged-off: Credit card loans | 3.4298% | 738 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4314% | 1,494 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2020% | 918 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1785% | 709 |
Percentage Net Loans Charged-off: Multi-family residential | 0.4057% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2184% | 879 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 809 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8673% | 1,569 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8723% | 2,508 |
Percentage Net Loans Charged-off: Credit card loans | 3.1819% | 778 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4082% | 1,519 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2794% | 641 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2611% | 503 |
Percentage Net Loans Charged-off: Multi-family residential | 0.6205% | 47 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2951% | 637 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.3263% | 592 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5193% | 1,910 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7281% | 2,753 |
Percentage Net Loans Charged-off: Credit card loans | 4.5599% | 502 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4984% | 1,097 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4122% | 379 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.5052% | 257 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4042% | 417 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.4429% | 383 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8924% | 1,101 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5965% | 2,898 |
Percentage Net Loans Charged-off: Credit card loans | 6.9277% | 292 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4173% | 1,995 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 2,197 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 5.2059% | 34 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,772 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 2,634 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9464% | 1,974 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4894% | 1,391 |
Percentage Net Loans Charged-off: Credit card loans | 0.2228% | 1,926 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4940% | 1,654 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1256% | 1,421 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1529% | 1,150 |
Percentage Net Loans Charged-off: Home equity loans | 0.2408% | 282 |
All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 1,146 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.3755% | 416 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4153% | 4,585 |
Percentage Net Loans Charged-off: Credit card loans | 0.8305% | 1,801 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0768% | 5,118 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 468 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 438 |
Percentage Net Loans Charged-off: Home equity loans | 0.3025% | 100 |
All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 455 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3126% | 981 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0303% | 6,692 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 757 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 776 |
Percentage Net Loans Charged-off: Home equity loans | 0.3036% | 106 |
All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 831 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1252% | 1,239 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0396% | 6,678 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 653 |
Percentage Net Loans Charged-off:Construction & development | 1.1334% | 23 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 870 |
Percentage Net Loans Charged-off: Home equity loans | 0.0775% | 266 |
All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 868 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2518% | 555 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0496% | 1,279 |
Percentage Net Loans Charged-off: Credit card loans | -0.0670% | 1,256 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0782% | 5,991 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 752 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 762 |
Percentage Net Loans Charged-off: Home equity loans | 0.1677% | 198 |
All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 772 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7665% | 236 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1586% | 1,189 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0146% | 8,187 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 924 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 906 |
Percentage Net Loans Charged-off: Home equity loans | 0.0256% | 365 |
All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 873 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0431% | 1,336 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0387% | 7,300 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 959 |
Percentage Net Loans Charged-off:Construction & development | 0.1657% | 225 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1830% | 1,140 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0037% | 8,807 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0841% | 7,442 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1240% | 8,439 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |