Home > First Community Financial Bank > Income and Expense

First Community Financial Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$15,340,0001,327
Total interest expense$1,883,0001,260
Net interest income$13,457,0001,330
Provision for loan and lease losses$1,494,000508
Total noninterest income$1,084,0002,472
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$309,0002,356
Trading account gains and fees$0145
Additional Noninterest Income$775,0002,284
Total noninterest expense$8,065,0001,797
Salaries and employee benefits$4,163,0001,934
Premises and equipment expense$484,0002,820
Additional noninterest expense$3,418,0001,342
Pre-tax net operating income$4,982,0001,377
Securities gains (losses)$02,274
Applicable income taxes$1,896,000944
Income before extraordinary items$3,086,0001,702
Extraordinary gains, net$09
Net income$3,086,0001,703
Minority interest net income$071
Net income of bank and minority interests.$3,086,0001,703
Net charge-offs$-137,0005,421
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,086,0001,681
2017-06-30 (YTD Data)Rank
Total interest income$25,774,000553
Total interest expense$2,899,000572
Net interest income$22,875,000546
Provision for loan and lease losses$2,134,000266
Total noninterest income$2,021,0001,293
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$626,000966
Trading account gains and fees$0139
Additional Noninterest Income$1,395,0001,245
Total noninterest expense$14,033,000777
Salaries and employee benefits$7,714,000800
Premises and equipment expense$979,0001,202
Additional noninterest expense$5,340,000642
Pre-tax net operating income$8,729,000612
Securities gains (losses)$1,290,00077
Applicable income taxes$1,740,000738
Income before extraordinary items$8,279,000509
Extraordinary gains, net$011
Net income$8,279,000507
Minority interest net income$071
Net income of bank and minority interests.$8,279,000509
Net charge-offs$1,609,000257
Cash dividends$6,800,000277
Sale, conversion, retirement of capital stock, net$334,000223
Net operating income$7,208,300571
2017-03-31 (YTD Data)Rank
Total interest income$12,204,000573
Total interest expense$1,278,000615
Net interest income$10,926,000568
Provision for loan and lease losses$375,000558
Total noninterest income$957,0001,341
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$303,000989
Trading account gains and fees$0142
Additional Noninterest Income$654,0001,284
Total noninterest expense$6,664,000825
Salaries and employee benefits$4,154,000747
Premises and equipment expense$475,0001,250
Additional noninterest expense$2,035,000798
Pre-tax net operating income$4,844,000538
Securities gains (losses)$01,153
Applicable income taxes$324,0001,435
Income before extraordinary items$4,520,000469
Extraordinary gains, net$08
Net income$4,520,000468
Minority interest net income$055
Net income of bank and minority interests.$4,520,000469
Net charge-offs$108,000899
Cash dividends$2,800,000308
Sale, conversion, retirement of capital stock, net$123,000232
Net operating income$4,520,000458
2016-12-31 (YTD Data)Rank
Total interest income$42,768,000638
Total interest expense$4,292,000685
Net interest income$38,476,000625
Provision for loan and lease losses$1,066,000857
Total noninterest income$5,017,0001,147
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$964,0001,242
Trading account gains and fees$0170
Additional Noninterest Income$4,053,000977
Total noninterest expense$24,979,000855
Salaries and employee benefits$14,442,000819
Premises and equipment expense$1,982,0001,187
Additional noninterest expense$8,555,000774
Pre-tax net operating income$17,448,000580
Securities gains (losses)$617,000358
Applicable income taxes$5,348,000533
Income before extraordinary items$12,717,000614
Extraordinary gains, net$05
Net income$12,717,000613
Minority interest net income$082
Net income of bank and minority interests.$12,717,000613
Net charge-offs$1,122,000601
Cash dividends$11,300,000343
Sale, conversion, retirement of capital stock, net$972,000207
Net operating income$12,285,100621
2016-09-30 (YTD Data)Rank
Total interest income$31,022,000652
Total interest expense$3,103,000711
Net interest income$27,919,000645
Provision for loan and lease losses$883,000766
Total noninterest income$4,222,0001,050
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$737,0001,220
Trading account gains and fees$0169
Additional Noninterest Income$3,485,000883
Total noninterest expense$18,484,000862
Salaries and employee benefits$10,195,000862
Premises and equipment expense$1,434,0001,235
Additional noninterest expense$6,855,000727
Pre-tax net operating income$12,774,000590
Securities gains (losses)$617,000324
Applicable income taxes$3,804,000554
Income before extraordinary items$9,587,000616
Extraordinary gains, net$05
Net income$9,587,000616
Minority interest net income$071
Net income of bank and minority interests.$9,587,000616
Net charge-offs$340,0001,048
Cash dividends$7,300,000374
Sale, conversion, retirement of capital stock, net$674,000188
Net operating income$9,142,760622
2016-06-30 (YTD Data)Rank
Total interest income$19,711,000681
Total interest expense$1,968,000735
Net interest income$17,743,000672
Provision for loan and lease losses$500,000847
Total noninterest income$1,336,0001,765
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$403,0001,417
Trading account gains and fees$0157
Additional Noninterest Income$933,0001,638
Total noninterest expense$11,628,000914
Salaries and employee benefits$6,444,000919
Premises and equipment expense$866,0001,340
Additional noninterest expense$4,318,000771
Pre-tax net operating income$6,951,000671
Securities gains (losses)$603,000242
Applicable income taxes$2,468,000556
Income before extraordinary items$5,086,000745
Extraordinary gains, net$016
Net income$5,086,000743
Minority interest net income$071
Net income of bank and minority interests.$5,086,000744
Net charge-offs$197,0001,134
Cash dividends$4,900,000370
Sale, conversion, retirement of capital stock, net$367,000206
Net operating income$4,681,990774
2016-03-31 (YTD Data)Rank
Total interest income$9,626,000693
Total interest expense$959,000760
Net interest income$8,667,000691
Provision for loan and lease losses$03,656
Total noninterest income$612,0001,822
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$200,0001,426
Trading account gains and fees$0142
Additional Noninterest Income$412,0001,705
Total noninterest expense$5,723,000920
Salaries and employee benefits$3,195,000928
Premises and equipment expense$437,0001,336
Additional noninterest expense$2,091,000780
Pre-tax net operating income$3,556,000651
Securities gains (losses)$02,077
Applicable income taxes$1,146,000572
Income before extraordinary items$2,410,000760
Extraordinary gains, net$012
Net income$2,410,000761
Minority interest net income$062
Net income of bank and minority interests.$2,410,000760
Net charge-offs$406,000401
Cash dividends$2,800,000334
Sale, conversion, retirement of capital stock, net$201,000175
Net operating income$2,410,000737
2015-12-31 (YTD Data)Rank
Total interest income$36,720,000697
Total interest expense$3,979,000697
Net interest income$32,741,000697
Provision for loan and lease losses$-2,077,0006,113
Total noninterest income$1,975,0002,134
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$739,0001,583
Trading account gains and fees$0159
Additional Noninterest Income$1,236,0002,106
Total noninterest expense$20,066,0001,029
Salaries and employee benefits$11,512,000979
Premises and equipment expense$1,977,0001,196
Additional noninterest expense$6,577,0001,006
Pre-tax net operating income$16,727,000565
Securities gains (losses)$484,000363
Applicable income taxes$5,952,000464
Income before extraordinary items$11,259,000659
Extraordinary gains, net$023
Net income$11,259,000657
Minority interest net income$081
Net income of bank and minority interests.$11,259,000660
Net charge-offs$87,0002,786
Cash dividends$987,0002,162
Sale, conversion, retirement of capital stock, net$649,000274
Net operating income$10,944,400662
2015-09-30 (YTD Data)Rank
Total interest income$27,185,000710
Total interest expense$2,979,000703
Net interest income$24,206,000709
Provision for loan and lease losses$-1,562,0006,197
Total noninterest income$1,472,0002,151
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$553,0001,593
Trading account gains and fees$0153
Additional Noninterest Income$919,0002,136
Total noninterest expense$15,114,0001,036
Salaries and employee benefits$8,535,000994
Premises and equipment expense$1,483,0001,209
Additional noninterest expense$5,096,000969
Pre-tax net operating income$12,126,000596
Securities gains (losses)$272,000514
Applicable income taxes$4,279,000501
Income before extraordinary items$8,119,000681
Extraordinary gains, net$021
Net income$8,119,000678
Minority interest net income$078
Net income of bank and minority interests.$8,119,000681
Net charge-offs$590,000763
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$532,000242
Net operating income$7,942,200671
2015-06-30 (YTD Data)Rank
Total interest income$17,845,000718
Total interest expense$1,994,000698
Net interest income$15,851,000718
Provision for loan and lease losses$-749,0006,235
Total noninterest income$953,0002,201
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$369,0001,573
Trading account gains and fees$0157
Additional Noninterest Income$584,0002,227
Total noninterest expense$10,109,0001,029
Salaries and employee benefits$5,694,000994
Premises and equipment expense$997,0001,206
Additional noninterest expense$3,418,000958
Pre-tax net operating income$7,444,000640
Securities gains (losses)$21,0001,689
Applicable income taxes$2,616,000535
Income before extraordinary items$4,849,000761
Extraordinary gains, net$022
Net income$4,849,000760
Minority interest net income$075
Net income of bank and minority interests.$4,849,000761
Net charge-offs$736,000454
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$402,000219
Net operating income$4,835,350738
2015-03-31 (YTD Data)Rank
Total interest income$8,779,000732
Total interest expense$993,000709
Net interest income$7,786,000726
Provision for loan and lease losses$03,703
Total noninterest income$429,0002,308
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$179,0001,587
Trading account gains and fees$0152
Additional Noninterest Income$250,0002,350
Total noninterest expense$5,058,0001,028
Salaries and employee benefits$2,884,000985
Premises and equipment expense$492,0001,236
Additional noninterest expense$1,682,000954
Pre-tax net operating income$3,157,000714
Securities gains (losses)$21,0001,218
Applicable income taxes$1,144,000571
Income before extraordinary items$2,034,000859
Extraordinary gains, net$013
Net income$2,034,000859
Minority interest net income$064
Net income of bank and minority interests.$2,034,000859
Net charge-offs$127,000959
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$154,000212
Net operating income$2,020,560835
2014-12-31 (YTD Data)Rank
Total interest income$35,248,000716
Total interest expense$4,510,000639
Net interest income$30,738,000719
Provision for loan and lease losses$3,000,000333
Total noninterest income$2,047,0002,068
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$659,0001,825
Trading account gains and fees$0180
Additional Noninterest Income$1,388,0001,866
Total noninterest expense$19,900,0001,019
Salaries and employee benefits$11,191,000973
Premises and equipment expense$2,111,0001,131
Additional noninterest expense$6,598,000995
Pre-tax net operating income$9,885,000838
Securities gains (losses)$912,000236
Applicable income taxes$3,608,000630
Income before extraordinary items$7,189,000924
Extraordinary gains, net$017
Net income$7,189,000923
Minority interest net income$084
Net income of bank and minority interests.$7,189,000923
Net charge-offs$4,916,000240
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$468,000313
Net operating income$6,577,960985
2014-09-30 (YTD Data)Rank
Total interest income$26,060,000726
Total interest expense$3,451,000634
Net interest income$22,609,000732
Provision for loan and lease losses$2,666,000268
Total noninterest income$1,617,0002,005
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$479,0001,869
Trading account gains and fees$0174
Additional Noninterest Income$1,138,0001,783
Total noninterest expense$14,733,0001,038
Salaries and employee benefits$8,452,000969
Premises and equipment expense$1,607,0001,132
Additional noninterest expense$4,674,0001,051
Pre-tax net operating income$6,827,000927
Securities gains (losses)$446,000351
Applicable income taxes$2,480,000673
Income before extraordinary items$4,793,0001,043
Extraordinary gains, net$015
Net income$4,793,0001,043
Minority interest net income$081
Net income of bank and minority interests.$4,793,0001,043
Net charge-offs$4,616,000189
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$194,000364
Net operating income$4,498,6401,078
2014-06-30 (YTD Data)Rank
Total interest income$17,201,000724
Total interest expense$2,304,000633
Net interest income$14,897,000736
Provision for loan and lease losses$2,666,000201
Total noninterest income$1,109,0001,964
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$274,0002,097
Trading account gains and fees$0172
Additional Noninterest Income$835,0001,654
Total noninterest expense$9,713,0001,046
Salaries and employee benefits$5,640,000966
Premises and equipment expense$1,102,0001,099
Additional noninterest expense$2,971,0001,097
Pre-tax net operating income$3,627,0001,100
Securities gains (losses)$38,0001,330
Applicable income taxes$1,150,000873
Income before extraordinary items$2,515,0001,251
Extraordinary gains, net$020
Net income$2,515,0001,250
Minority interest net income$080
Net income of bank and minority interests.$2,515,0001,252
Net charge-offs$4,105,000162
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$138,000336
Net operating income$2,488,7801,249
2014-03-31 (YTD Data)Rank
Total interest income$8,358,000750
Total interest expense$1,154,000641
Net interest income$7,204,000758
Provision for loan and lease losses$1,999,000150
Total noninterest income$648,0001,696
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$133,0002,134
Trading account gains and fees$0147
Additional Noninterest Income$515,0001,389
Total noninterest expense$4,663,0001,098
Salaries and employee benefits$2,854,000966
Premises and equipment expense$612,0001,021
Additional noninterest expense$1,197,0001,330
Pre-tax net operating income$1,190,0001,523
Securities gains (losses)$01,715
Applicable income taxes$412,0001,063
Income before extraordinary items$778,0001,850
Extraordinary gains, net$016
Net income$778,0001,854
Minority interest net income$066
Net income of bank and minority interests.$778,0001,853
Net charge-offs$1,469,000215
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$72,000295
Net operating income$778,0001,815
2013-12-31 (YTD Data)Rank
Total interest income$34,894,000714
Total interest expense$5,020,000664
Net interest income$29,874,000716
Provision for loan and lease losses$8,002,000190
Total noninterest income$1,609,0002,473
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$458,0002,554
Trading account gains and fees$0184
Additional Noninterest Income$1,151,0002,185
Total noninterest expense$20,058,0001,015
Salaries and employee benefits$10,721,0001,002
Premises and equipment expense$2,202,0001,080
Additional noninterest expense$7,135,000950
Pre-tax net operating income$3,423,0001,945
Securities gains (losses)$4,0002,846
Applicable income taxes$-13,481,0006,785
Income before extraordinary items$16,908,000414
Extraordinary gains, net$029
Net income$16,908,000411
Minority interest net income$090
Net income of bank and minority interests.$16,908,000414
Net charge-offs$15,060,000131
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$278,000372
Net operating income$16,904,000410
2013-09-30 (YTD Data)Rank
Total interest income$26,094,000718
Total interest expense$3,850,000662
Net interest income$22,244,000721
Provision for loan and lease losses$3,916,000260
Total noninterest income$1,133,0002,623
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$327,0002,664
Trading account gains and fees$0180
Additional Noninterest Income$806,0002,343
Total noninterest expense$15,183,0001,014
Salaries and employee benefits$7,952,0001,015
Premises and equipment expense$1,627,0001,097
Additional noninterest expense$5,604,000910
Pre-tax net operating income$4,278,0001,313
Securities gains (losses)$03,040
Applicable income taxes$-13,091,0006,872
Income before extraordinary items$17,369,000329
Extraordinary gains, net$025
Net income$17,369,000330
Minority interest net income$084
Net income of bank and minority interests.$17,369,000330
Net charge-offs$6,591,000202
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$225,000327
Net operating income$17,369,000320
2013-06-30 (YTD Data)Rank
Total interest income$17,485,000714
Total interest expense$2,650,000656
Net interest income$14,835,000720
Provision for loan and lease losses$2,700,000274
Total noninterest income$596,0003,004
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$189,0002,909
Trading account gains and fees$0157
Additional Noninterest Income$407,0002,779
Total noninterest expense$9,941,0001,020
Salaries and employee benefits$5,243,0001,030
Premises and equipment expense$1,064,0001,121
Additional noninterest expense$3,634,000934
Pre-tax net operating income$2,790,0001,317
Securities gains (losses)$02,791
Applicable income taxes$34,0003,695
Income before extraordinary items$2,756,0001,116
Extraordinary gains, net$022
Net income$2,756,0001,117
Minority interest net income$082
Net income of bank and minority interests.$2,756,0001,118
Net charge-offs$4,944,000201
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$-22,0006,878
Net operating income$2,756,0001,078
2013-03-31 (YTD Data)Rank
Total interest income$8,890,000709
Total interest expense$1,389,000636
Net interest income$7,501,000709
Provision for loan and lease losses$1,232,000323
Total noninterest income$565,0002,041
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$87,0003,070
Trading account gains and fees$0148
Additional Noninterest Income$478,0001,625
Total noninterest expense$5,173,000989
Salaries and employee benefits$2,540,0001,078
Premises and equipment expense$537,0001,131
Additional noninterest expense$2,096,000813
Pre-tax net operating income$1,661,0001,104
Securities gains (losses)$01,966
Applicable income taxes$34,0003,275
Income before extraordinary items$1,627,000937
Extraordinary gains, net$010
Net income$1,627,000938
Minority interest net income$076
Net income of bank and minority interests.$1,627,000939
Net charge-offs$2,179,000243
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$-97,0006,996
Net operating income$1,627,000895
2012-12-31 (YTD Data)Rank
Total interest income$6,346,0003,684
Total interest expense$981,0003,651
Net interest income$5,365,0003,631
Provision for loan and lease losses$4,0005,856
Total noninterest income$430,0004,721
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$91,0005,571
Trading account gains and fees$0166
Additional Noninterest Income$339,0003,878
Total noninterest expense$3,441,0004,426
Salaries and employee benefits$1,836,0004,348
Premises and equipment expense$275,0005,150
Additional noninterest expense$1,330,0004,082
Pre-tax net operating income$2,350,0002,522
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,350,0002,288
Extraordinary gains, net$029
Net income$2,350,0002,288
Minority interest net income$093
Net income of bank and minority interests.$2,350,0002,290
Net charge-offs$35,0005,132
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$181,000461
Net operating income$2,350,0002,166
2012-09-30 (YTD Data)Rank
Total interest income$4,740,0003,766
Total interest expense$765,0003,684
Net interest income$3,975,0003,728
Provision for loan and lease losses$188,0003,591
Total noninterest income$383,0004,504
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$56,0005,892
Trading account gains and fees$0157
Additional Noninterest Income$327,0003,568
Total noninterest expense$2,526,0004,487
Salaries and employee benefits$1,372,0004,381
Premises and equipment expense$206,0005,208
Additional noninterest expense$948,0004,251
Pre-tax net operating income$1,644,0002,710
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,644,0002,483
Extraordinary gains, net$020
Net income$1,644,0002,484
Minority interest net income$086
Net income of bank and minority interests.$1,644,0002,484
Net charge-offs$45,0004,583
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$141,000400
Net operating income$1,644,0002,349
2012-06-30 (YTD Data)Rank
Total interest income$3,108,0003,832
Total interest expense$530,0003,679
Net interest income$2,578,0003,808
Provision for loan and lease losses$83,0004,087
Total noninterest income$278,0004,360
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$37,0005,917
Trading account gains and fees$0153
Additional Noninterest Income$241,0003,394
Total noninterest expense$1,712,0004,488
Salaries and employee benefits$930,0004,354
Premises and equipment expense$137,0005,224
Additional noninterest expense$645,0004,217
Pre-tax net operating income$1,061,0002,733
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,061,0002,508
Extraordinary gains, net$019
Net income$1,061,0002,508
Minority interest net income$084
Net income of bank and minority interests.$1,061,0002,508
Net charge-offs$25,0004,496
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$101,000367
Net operating income$1,061,0002,373
2012-03-31 (YTD Data)Rank
Total interest income$1,584,0003,829
Total interest expense$279,0003,676
Net interest income$1,305,0003,791
Provision for loan and lease losses$180,0002,114
Total noninterest income$229,0003,395
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$19,0005,880
Trading account gains and fees$0148
Additional Noninterest Income$210,0002,582
Total noninterest expense$887,0004,423
Salaries and employee benefits$474,0004,341
Premises and equipment expense$70,0005,222
Additional noninterest expense$343,0004,034
Pre-tax net operating income$467,0003,011
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$467,0002,750
Extraordinary gains, net$019
Net income$467,0002,752
Minority interest net income$078
Net income of bank and minority interests.$467,0002,753
Net charge-offs$-6,0006,458
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$62,000281
Net operating income$467,0002,615
2011-12-31 (YTD Data)Rank
Total interest income$6,004,0004,059
Total interest expense$1,196,0003,972
Net interest income$4,808,0004,004
Provision for loan and lease losses$1,306,0002,046
Total noninterest income$507,0004,380
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$63,0006,099
Trading account gains and fees$0146
Additional Noninterest Income$444,0003,290
Total noninterest expense$2,638,0005,209
Salaries and employee benefits$1,510,0004,940
Premises and equipment expense$217,0005,871
Additional noninterest expense$911,0005,126
Pre-tax net operating income$1,371,0003,177
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,371,0002,962
Extraordinary gains, net$029
Net income$1,371,0002,964
Minority interest net income$096
Net income of bank and minority interests.$1,371,0002,964
Net charge-offs$444,0003,319
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$106,000649
Net operating income$1,371,0002,863
2011-09-30 (YTD Data)Rank
Total interest income$4,473,0004,120
Total interest expense$897,0004,104
Net interest income$3,576,0004,045
Provision for loan and lease losses$571,0002,688
Total noninterest income$483,0003,957
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$44,0006,219
Trading account gains and fees$0145
Additional Noninterest Income$439,0002,891
Total noninterest expense$2,083,0005,092
Salaries and employee benefits$1,111,0004,993
Premises and equipment expense$216,0005,367
Additional noninterest expense$756,0004,917
Pre-tax net operating income$1,405,0002,702
Securities gains (losses)$03,555
Applicable income taxes$143,0002,945
Income before extraordinary items$1,262,0002,624
Extraordinary gains, net$021
Net income$1,262,0002,626
Minority interest net income$087
Net income of bank and minority interests.$1,262,0002,626
Net charge-offs$475,0002,725
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$82,000604
Net operating income$1,262,0002,535
2011-06-30 (YTD Data)Rank
Total interest income$2,868,0004,286
Total interest expense$587,0004,241
Net interest income$2,281,0004,207
Provision for loan and lease losses$359,0002,746
Total noninterest income$292,0004,153
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$27,0006,311
Trading account gains and fees$0153
Additional Noninterest Income$265,0003,071
Total noninterest expense$1,391,0005,134
Salaries and employee benefits$739,0005,035
Premises and equipment expense$151,0005,303
Additional noninterest expense$501,0005,000
Pre-tax net operating income$823,0002,887
Securities gains (losses)$02,914
Applicable income taxes$88,0002,964
Income before extraordinary items$735,0002,826
Extraordinary gains, net$015
Net income$735,0002,828
Minority interest net income$089
Net income of bank and minority interests.$735,0002,828
Net charge-offs$285,0002,740
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$52,000530
Net operating income$735,0002,740
2011-03-31 (YTD Data)Rank
Total interest income$1,439,0004,292
Total interest expense$293,0004,361
Net interest income$1,146,0004,183
Provision for loan and lease losses$150,0002,750
Total noninterest income$119,0004,621
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$10,0006,519
Trading account gains and fees$0158
Additional Noninterest Income$109,0003,417
Total noninterest expense$701,0005,157
Salaries and employee benefits$364,0005,123
Premises and equipment expense$89,0004,984
Additional noninterest expense$248,0005,029
Pre-tax net operating income$414,0002,902
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$414,0002,592
Extraordinary gains, net$09
Net income$414,0002,591
Minority interest net income$086
Net income of bank and minority interests.$414,0002,592
Net charge-offs$175,0002,222
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$29,000469
Net operating income$414,0002,537
2010-12-31 (YTD Data)Rank
Total interest income$5,335,0004,638
Total interest expense$1,555,0004,177
Net interest income$3,780,0004,746
Provision for loan and lease losses$3,581,0001,435
Total noninterest income$125,0006,478
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$37,0006,429
Trading account gains and fees$0175
Additional Noninterest Income$88,0005,584
Total noninterest expense$2,685,0005,324
Salaries and employee benefits$1,233,0005,608
Premises and equipment expense$366,0004,965
Additional noninterest expense$1,086,0004,875
Pre-tax net operating income$-2,361,0006,837
Securities gains (losses)$03,793
Applicable income taxes$6,0004,320
Income before extraordinary items$-2,367,0006,910
Extraordinary gains, net$029
Net income$-2,367,0006,910
Minority interest net income$0111
Net income of bank and minority interests.$-2,367,0006,911
Net charge-offs$2,863,0001,507
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$4,235,000163
Net operating income$-2,367,0006,889
2010-09-30 (YTD Data)Rank
Total interest income$3,935,0004,774
Total interest expense$1,211,0004,226
Net interest income$2,724,0004,907
Provision for loan and lease losses$2,214,0001,548
Total noninterest income$104,0006,500
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$21,0006,634
Trading account gains and fees$0165
Additional Noninterest Income$83,0005,436
Total noninterest expense$2,090,0005,238
Salaries and employee benefits$957,0005,541
Premises and equipment expense$242,0005,319
Additional noninterest expense$891,0004,633
Pre-tax net operating income$-1,476,0006,948
Securities gains (losses)$03,651
Applicable income taxes$6,0004,358
Income before extraordinary items$-1,482,0007,044
Extraordinary gains, net$023
Net income$-1,482,0007,043
Minority interest net income$0110
Net income of bank and minority interests.$-1,482,0007,044
Net charge-offs$1,018,0002,176
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$4,244,000125
Net operating income$-1,482,0007,009
2010-06-30 (YTD Data)Rank
Total interest income$2,603,0004,841
Total interest expense$836,0004,236
Net interest income$1,767,0005,002
Provision for loan and lease losses$1,582,0001,468
Total noninterest income$22,0007,294
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$12,0006,717
Trading account gains and fees$0152
Additional Noninterest Income$10,0006,845
Total noninterest expense$1,360,0005,328
Salaries and employee benefits$624,0005,634
Premises and equipment expense$141,0005,645
Additional noninterest expense$595,0004,608
Pre-tax net operating income$-1,153,0007,064
Securities gains (losses)$03,184
Applicable income taxes$6,0004,252
Income before extraordinary items$-1,159,0007,138
Extraordinary gains, net$019
Net income$-1,159,0007,137
Minority interest net income$0105
Net income of bank and minority interests.$-1,159,0007,138
Net charge-offs$225,0003,396
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$75,000547
Net operating income$-1,159,0007,118
2010-03-31 (YTD Data)Rank
Total interest income$1,273,0004,969
Total interest expense$436,0004,272
Net interest income$837,0005,173
Provision for loan and lease losses$387,0002,108
Total noninterest income$10,0007,432
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$5,0006,829
Trading account gains and fees$0175
Additional Noninterest Income$5,0006,997
Total noninterest expense$686,0005,356
Salaries and employee benefits$338,0005,474
Premises and equipment expense$80,0005,439
Additional noninterest expense$268,0004,915
Pre-tax net operating income$-226,0006,872
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-226,0006,967
Extraordinary gains, net$016
Net income$-226,0006,968
Minority interest net income$091
Net income of bank and minority interests.$-226,0006,967
Net charge-offs$225,0002,308
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$24,000623
Net operating income$-226,0006,931
2009-12-31 (YTD Data)Rank
Total interest income$3,898,0005,780
Total interest expense$1,842,0004,686
Net interest income$2,056,0006,293
Provision for loan and lease losses$803,0003,834
Total noninterest income$26,0007,554
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$17,0006,943
Trading account gains and fees$0211
Additional Noninterest Income$9,0007,208
Total noninterest expense$2,417,0005,762
Salaries and employee benefits$1,105,0006,023
Premises and equipment expense$257,0005,999
Additional noninterest expense$1,055,0005,100
Pre-tax net operating income$-1,138,0006,305
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-1,138,0006,425
Extraordinary gains, net$034
Net income$-1,138,0006,426
Minority interest net income$0115
Net income of bank and minority interests.$-1,138,0006,426
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$78,000959
Net operating income$-1,138,0006,423
2009-09-30 (YTD Data)Rank
Total interest income$2,698,0006,022
Total interest expense$1,385,0004,807
Net interest income$1,313,0006,663
Provision for loan and lease losses$456,0003,941
Total noninterest income$15,0007,731
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$10,0007,028
Trading account gains and fees$0212
Additional Noninterest Income$5,0007,434
Total noninterest expense$1,813,0005,790
Salaries and employee benefits$808,0006,107
Premises and equipment expense$185,0006,139
Additional noninterest expense$820,0004,998
Pre-tax net operating income$-941,0006,621
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-941,0006,717
Extraordinary gains, net$027
Net income$-941,0006,718
Minority interest net income$0118
Net income of bank and minority interests.$-941,0006,718
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$50,000919
Net operating income$-941,0006,716
2009-06-30 (YTD Data)Rank
Total interest income$1,721,0006,186
Total interest expense$947,0004,863
Net interest income$774,0006,913
Provision for loan and lease losses$239,0004,104
Total noninterest income$7,0007,855
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$6,0007,103
Trading account gains and fees$0193
Additional Noninterest Income$1,0007,675
Total noninterest expense$1,138,0005,982
Salaries and employee benefits$498,0006,349
Premises and equipment expense$104,0006,507
Additional noninterest expense$536,0005,051
Pre-tax net operating income$-596,0006,721
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-596,0006,852
Extraordinary gains, net$021
Net income$-596,0006,852
Minority interest net income$0112
Net income of bank and minority interests.$-596,0006,852
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$28,000937
Net operating income$-596,0006,839
2009-03-31 (YTD Data)Rank
Total interest income$866,0006,212
Total interest expense$491,0004,877
Net interest income$375,0006,992
Provision for loan and lease losses$122,0003,574
Total noninterest income$4,0007,935
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$3,0007,123
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$464,0006,437
Salaries and employee benefits$191,0006,937
Premises and equipment expense$38,0007,069
Additional noninterest expense$235,0005,120
Pre-tax net operating income$-207,0006,904
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-207,0007,041
Extraordinary gains, net$015
Net income$-207,0007,042
Minority interest net income$0102
Net income of bank and minority interests.$-207,0007,042
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$7,000938
Net operating income$-207,0006,969
2008-12-31 (YTD Data)Rank
Total interest income$511,0008,180
Total interest expense$301,0008,001
Net interest income$210,0008,222
Provision for loan and lease losses$1,059,0002,619
Total noninterest income$140,0006,957
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,0007,282
Trading account gains and fees$0154
Additional Noninterest Income$138,0005,459
Total noninterest expense$708,0007,916
Salaries and employee benefits$256,0008,135
Premises and equipment expense$13,0008,244
Additional noninterest expense$439,0006,888
Pre-tax net operating income$-1,417,0007,185
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,417,0007,185
Extraordinary gains, net$-1,214,0008,291
Net income$-2,631,0007,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$15,000,000113
Net operating income$-1,417,0007,290

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.