Home > First Community Bank of Southwest Florida > Income and Expense
First Community Bank of Southwest Florida, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 2,796 |
| Total interest expense | $1,183,000 | 1,516 |
| Net interest income | $3,116,000 | 3,194 |
| Provision for loan and lease losses | $5,410,000 | 153 |
| Total noninterest income | $-1,659,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $118,000 | 3,809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,777,000 | 6,935 |
| Total noninterest expense | $4,590,000 | 2,063 |
| Salaries and employee benefits | $2,010,000 | 2,484 |
| Premises and equipment expense | $782,000 | 1,534 |
| Additional noninterest expense | $1,798,000 | 1,756 |
| Pre-tax net operating income | $-8,543,000 | 6,934 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $507,000 | 1,499 |
| Income before extraordinary items | $-9,004,000 | 6,928 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-9,004,000 | 6,928 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-9,004,000 | 6,928 |
| Net charge-offs | $1,517,000 | 567 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-9,050,000 | 6,926 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 2,952 |
| Total interest expense | $608,000 | 1,523 |
| Net interest income | $1,422,000 | 3,418 |
| Provision for loan and lease losses | $2,522,000 | 173 |
| Total noninterest income | $158,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,723 |
| Total noninterest expense | $2,412,000 | 1,983 |
| Salaries and employee benefits | $1,029,000 | 2,459 |
| Premises and equipment expense | $403,000 | 1,517 |
| Additional noninterest expense | $980,000 | 1,639 |
| Pre-tax net operating income | $-3,354,000 | 7,000 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $134,000 | 2,118 |
| Income before extraordinary items | $-3,488,000 | 6,999 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-3,488,000 | 6,999 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,488,000 | 6,999 |
| Net charge-offs | $1,049,000 | 456 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-3,488,000 | 6,995 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,034,000 | 2,557 |
| Total interest expense | $2,924,000 | 1,517 |
| Net interest income | $7,110,000 | 2,945 |
| Provision for loan and lease losses | $1,409,000 | 1,387 |
| Total noninterest income | $2,057,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $242,000 | 3,924 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,815,000 | 1,635 |
| Total noninterest expense | $9,940,000 | 1,925 |
| Salaries and employee benefits | $4,017,000 | 2,436 |
| Premises and equipment expense | $1,600,000 | 1,489 |
| Additional noninterest expense | $4,323,000 | 1,558 |
| Pre-tax net operating income | $-2,182,000 | 6,826 |
| Securities gains (losses) | $625,000 | 799 |
| Applicable income taxes | $201,000 | 3,006 |
| Income before extraordinary items | $-1,758,000 | 6,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,758,000 | 6,807 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,758,000 | 6,808 |
| Net charge-offs | $2,597,000 | 944 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,383,000 | 6,842 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,698,000 | 2,558 |
| Total interest expense | $2,284,000 | 1,526 |
| Net interest income | $5,414,000 | 2,957 |
| Provision for loan and lease losses | $1,409,000 | 1,135 |
| Total noninterest income | $1,781,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $173,000 | 4,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,608,000 | 1,455 |
| Total noninterest expense | $7,666,000 | 1,871 |
| Salaries and employee benefits | $3,077,000 | 2,398 |
| Premises and equipment expense | $1,256,000 | 1,429 |
| Additional noninterest expense | $3,333,000 | 1,513 |
| Pre-tax net operating income | $-1,880,000 | 6,962 |
| Securities gains (losses) | $562,000 | 684 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,318,000 | 6,928 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,318,000 | 6,924 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,318,000 | 6,926 |
| Net charge-offs | $2,269,000 | 847 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,880,000 | 6,970 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 2,520 |
| Total interest expense | $1,618,000 | 1,498 |
| Net interest income | $3,622,000 | 2,953 |
| Provision for loan and lease losses | $1,017,000 | 1,080 |
| Total noninterest income | $897,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $111,000 | 4,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $786,000 | 1,772 |
| Total noninterest expense | $5,205,000 | 1,846 |
| Salaries and employee benefits | $1,910,000 | 2,580 |
| Premises and equipment expense | $837,000 | 1,417 |
| Additional noninterest expense | $2,458,000 | 1,386 |
| Pre-tax net operating income | $-1,703,000 | 7,067 |
| Securities gains (losses) | $466,000 | 587 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,237,000 | 7,034 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,237,000 | 7,033 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,237,000 | 7,034 |
| Net charge-offs | $622,000 | 1,568 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,703,000 | 7,072 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 2,465 |
| Total interest expense | $915,000 | 1,378 |
| Net interest income | $1,799,000 | 2,983 |
| Provision for loan and lease losses | $1,017,000 | 605 |
| Total noninterest income | $620,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $568,000 | 1,391 |
| Total noninterest expense | $2,665,000 | 1,806 |
| Salaries and employee benefits | $1,001,000 | 2,465 |
| Premises and equipment expense | $416,000 | 1,438 |
| Additional noninterest expense | $1,248,000 | 1,349 |
| Pre-tax net operating income | $-1,263,000 | 7,183 |
| Securities gains (losses) | $423,000 | 321 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-840,000 | 7,151 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-840,000 | 7,149 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-840,000 | 7,151 |
| Net charge-offs | $559,000 | 1,019 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,263,000 | 7,188 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 2,201 |
| Total interest expense | $5,163,000 | 1,164 |
| Net interest income | $7,566,000 | 2,878 |
| Provision for loan and lease losses | $2,706,000 | 1,283 |
| Total noninterest income | $162,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $243,000 | 4,022 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-81,000 | 6,873 |
| Total noninterest expense | $10,784,000 | 1,793 |
| Salaries and employee benefits | $4,344,000 | 2,226 |
| Premises and equipment expense | $1,593,000 | 1,555 |
| Additional noninterest expense | $4,847,000 | 1,420 |
| Pre-tax net operating income | $-5,762,000 | 7,099 |
| Securities gains (losses) | $439,000 | 869 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,323,000 | 7,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,323,000 | 7,078 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,323,000 | 7,079 |
| Net charge-offs | $3,047,000 | 1,185 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,762,000 | 7,091 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,767,000 | 2,168 |
| Total interest expense | $4,031,000 | 1,164 |
| Net interest income | $5,736,000 | 2,857 |
| Provision for loan and lease losses | $2,615,000 | 1,038 |
| Total noninterest income | $-290,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $186,000 | 3,994 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-476,000 | 7,232 |
| Total noninterest expense | $7,970,000 | 1,813 |
| Salaries and employee benefits | $3,470,000 | 2,091 |
| Premises and equipment expense | $1,245,000 | 1,510 |
| Additional noninterest expense | $3,255,000 | 1,568 |
| Pre-tax net operating income | $-5,139,000 | 7,239 |
| Securities gains (losses) | $439,000 | 712 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,700,000 | 7,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,700,000 | 7,233 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,700,000 | 7,234 |
| Net charge-offs | $2,991,000 | 956 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,139,000 | 7,246 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 2,142 |
| Total interest expense | $2,722,000 | 1,190 |
| Net interest income | $3,942,000 | 2,774 |
| Provision for loan and lease losses | $2,615,000 | 755 |
| Total noninterest income | $-435,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $124,000 | 3,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-559,000 | 7,397 |
| Total noninterest expense | $5,320,000 | 1,836 |
| Salaries and employee benefits | $2,442,000 | 2,002 |
| Premises and equipment expense | $841,000 | 1,503 |
| Additional noninterest expense | $2,037,000 | 1,689 |
| Pre-tax net operating income | $-4,428,000 | 7,349 |
| Securities gains (losses) | $439,000 | 399 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,989,000 | 7,335 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,989,000 | 7,335 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,989,000 | 7,335 |
| Net charge-offs | $2,939,000 | 703 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,428,000 | 7,352 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 2,171 |
| Total interest expense | $1,371,000 | 1,223 |
| Net interest income | $1,929,000 | 2,813 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $42,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-26,000 | 7,245 |
| Total noninterest expense | $2,348,000 | 2,070 |
| Salaries and employee benefits | $1,057,000 | 2,314 |
| Premises and equipment expense | $433,000 | 1,493 |
| Additional noninterest expense | $858,000 | 1,972 |
| Pre-tax net operating income | $-377,000 | 7,012 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-377,000 | 7,056 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-377,000 | 7,056 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-377,000 | 7,056 |
| Net charge-offs | $732,000 | 1,046 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-377,000 | 7,040 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,782,000 | 2,034 |
| Total interest expense | $6,772,000 | 1,211 |
| Net interest income | $8,010,000 | 2,721 |
| Provision for loan and lease losses | $6,985,000 | 875 |
| Total noninterest income | $2,499,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $368,000 | 3,233 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,131,000 | 1,354 |
| Total noninterest expense | $10,427,000 | 1,882 |
| Salaries and employee benefits | $4,911,000 | 1,974 |
| Premises and equipment expense | $1,716,000 | 1,494 |
| Additional noninterest expense | $3,800,000 | 1,883 |
| Pre-tax net operating income | $-6,903,000 | 7,225 |
| Securities gains (losses) | $317,000 | 1,214 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-6,586,000 | 7,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,586,000 | 7,260 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,586,000 | 7,260 |
| Net charge-offs | $6,500,000 | 830 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,903,000 | 7,261 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,172,000 | 2,067 |
| Total interest expense | $5,232,000 | 1,222 |
| Net interest income | $5,940,000 | 2,774 |
| Provision for loan and lease losses | $525,000 | 3,464 |
| Total noninterest income | $2,137,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $257,000 | 3,452 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,880,000 | 1,159 |
| Total noninterest expense | $8,293,000 | 1,773 |
| Salaries and employee benefits | $3,823,000 | 1,902 |
| Premises and equipment expense | $1,314,000 | 1,480 |
| Additional noninterest expense | $3,156,000 | 1,684 |
| Pre-tax net operating income | $-741,000 | 6,672 |
| Securities gains (losses) | $153,000 | 1,584 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-588,000 | 6,719 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-588,000 | 6,720 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-588,000 | 6,720 |
| Net charge-offs | $1,698,000 | 1,667 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-741,000 | 6,748 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 2,088 |
| Total interest expense | $3,579,000 | 1,241 |
| Net interest income | $3,880,000 | 2,833 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $970,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $152,000 | 3,673 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $818,000 | 1,501 |
| Total noninterest expense | $5,739,000 | 1,724 |
| Salaries and employee benefits | $2,477,000 | 1,964 |
| Premises and equipment expense | $874,000 | 1,507 |
| Additional noninterest expense | $2,388,000 | 1,486 |
| Pre-tax net operating income | $-889,000 | 6,952 |
| Securities gains (losses) | $95,000 | 1,453 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-794,000 | 7,009 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-794,000 | 7,009 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-794,000 | 7,009 |
| Net charge-offs | $1,154,000 | 1,589 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-889,000 | 7,009 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 2,144 |
| Total interest expense | $1,809,000 | 1,291 |
| Net interest income | $1,909,000 | 2,913 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $163,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $84,000 | 3,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $2,203,000 | 2,219 |
| Salaries and employee benefits | $1,064,000 | 2,320 |
| Premises and equipment expense | $440,000 | 1,534 |
| Additional noninterest expense | $699,000 | 2,377 |
| Pre-tax net operating income | $-131,000 | 6,718 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-131,000 | 6,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-131,000 | 6,822 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-131,000 | 6,821 |
| Net charge-offs | $319,000 | 1,973 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-131,000 | 6,772 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,506,000 | 2,063 |
| Total interest expense | $8,569,000 | 1,403 |
| Net interest income | $7,937,000 | 2,752 |
| Provision for loan and lease losses | $8,675,000 | 972 |
| Total noninterest income | $581,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $309,000 | 3,827 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $272,000 | 4,129 |
| Total noninterest expense | $9,507,000 | 2,110 |
| Salaries and employee benefits | $4,900,000 | 2,011 |
| Premises and equipment expense | $1,781,000 | 1,521 |
| Additional noninterest expense | $2,826,000 | 2,475 |
| Pre-tax net operating income | $-9,664,000 | 7,478 |
| Securities gains (losses) | $441,000 | 959 |
| Applicable income taxes | $2,310,000 | 506 |
| Income before extraordinary items | $-11,533,000 | 7,602 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,533,000 | 7,601 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,533,000 | 7,601 |
| Net charge-offs | $7,978,000 | 813 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,974,000 | 7,619 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,749,000 | 2,033 |
| Total interest expense | $6,706,000 | 1,413 |
| Net interest income | $6,043,000 | 2,708 |
| Provision for loan and lease losses | $4,000,000 | 1,230 |
| Total noninterest income | $575,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $199,000 | 4,132 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $376,000 | 3,289 |
| Total noninterest expense | $7,006,000 | 2,136 |
| Salaries and employee benefits | $3,668,000 | 2,026 |
| Premises and equipment expense | $1,365,000 | 1,495 |
| Additional noninterest expense | $1,973,000 | 2,601 |
| Pre-tax net operating income | $-4,388,000 | 7,452 |
| Securities gains (losses) | $441,000 | 764 |
| Applicable income taxes | $-1,482,000 | 7,662 |
| Income before extraordinary items | $-2,465,000 | 7,288 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,465,000 | 7,287 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,465,000 | 7,288 |
| Net charge-offs | $5,615,000 | 749 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,747,240 | 7,322 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,295,000 | 2,123 |
| Total interest expense | $4,616,000 | 1,442 |
| Net interest income | $3,679,000 | 2,915 |
| Provision for loan and lease losses | $700,000 | 2,488 |
| Total noninterest income | $207,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $110,000 | 4,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $97,000 | 4,856 |
| Total noninterest expense | $4,570,000 | 2,196 |
| Salaries and employee benefits | $2,424,000 | 2,078 |
| Premises and equipment expense | $909,000 | 1,534 |
| Additional noninterest expense | $1,237,000 | 2,746 |
| Pre-tax net operating income | $-1,384,000 | 7,190 |
| Securities gains (losses) | $182,000 | 1,070 |
| Applicable income taxes | $-450,000 | 7,550 |
| Income before extraordinary items | $-752,000 | 6,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-752,000 | 6,988 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-752,000 | 6,988 |
| Net charge-offs | $1,675,000 | 1,258 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-868,480 | 7,058 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 2,973 |
| Total interest expense | $1,605,000 | 2,048 |
| Net interest income | $1,265,000 | 3,899 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $1,613,000 | 2,941 |
| Salaries and employee benefits | $976,000 | 2,594 |
| Premises and equipment expense | $303,000 | 2,277 |
| Additional noninterest expense | $334,000 | 4,085 |
| Pre-tax net operating income | $-291,000 | 7,046 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-109,000 | 7,571 |
| Income before extraordinary items | $-182,000 | 7,000 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-182,000 | 7,001 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-182,000 | 7,001 |
| Net charge-offs | $130,000 | 2,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-182,000 | 6,922 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,410,000 | 2,951 |
| Total interest expense | $6,413,000 | 2,372 |
| Net interest income | $5,997,000 | 3,481 |
| Provision for loan and lease losses | $5,246,000 | 974 |
| Total noninterest income | $62,000 | 7,651 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 4,622 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-157,000 | 8,153 |
| Total noninterest expense | $6,709,000 | 2,780 |
| Salaries and employee benefits | $3,919,000 | 2,558 |
| Premises and equipment expense | $1,024,000 | 2,568 |
| Additional noninterest expense | $1,766,000 | 3,181 |
| Pre-tax net operating income | $-5,896,000 | 7,853 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,214,000 | 7,941 |
| Income before extraordinary items | $-3,682,000 | 7,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,682,000 | 7,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,628,000 | 1,099 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,682,000 | 7,770 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,334,000 | 3,005 |
| Total interest expense | $4,715,000 | 2,505 |
| Net interest income | $4,619,000 | 3,428 |
| Provision for loan and lease losses | $1,766,000 | 1,285 |
| Total noninterest income | $366,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $173,000 | 4,560 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $193,000 | 4,490 |
| Total noninterest expense | $4,597,000 | 2,990 |
| Salaries and employee benefits | $2,719,000 | 2,755 |
| Premises and equipment expense | $753,000 | 2,631 |
| Additional noninterest expense | $1,125,000 | 3,536 |
| Pre-tax net operating income | $-1,378,000 | 7,694 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-514,000 | 7,888 |
| Income before extraordinary items | $-864,000 | 7,437 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-864,000 | 7,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,722,000 | 923 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-864,000 | 7,556 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 3,077 |
| Total interest expense | $3,074,000 | 2,654 |
| Net interest income | $3,088,000 | 3,408 |
| Provision for loan and lease losses | $1,511,000 | 946 |
| Total noninterest income | $294,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $174,000 | 4,039 |
| Total noninterest expense | $3,104,000 | 2,962 |
| Salaries and employee benefits | $1,824,000 | 2,773 |
| Premises and equipment expense | $476,000 | 2,754 |
| Additional noninterest expense | $804,000 | 3,344 |
| Pre-tax net operating income | $-1,233,000 | 8,011 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-462,000 | 8,164 |
| Income before extraordinary items | $-771,000 | 7,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-771,000 | 7,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,499,000 | 657 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-771,000 | 7,865 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 3,069 |
| Total interest expense | $1,603,000 | 2,712 |
| Net interest income | $1,564,000 | 3,382 |
| Provision for loan and lease losses | $666,000 | 833 |
| Total noninterest income | $85,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $1,586,000 | 2,908 |
| Salaries and employee benefits | $912,000 | 2,796 |
| Premises and equipment expense | $239,000 | 2,753 |
| Additional noninterest expense | $435,000 | 3,060 |
| Pre-tax net operating income | $-603,000 | 8,149 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-225,000 | 8,275 |
| Income before extraordinary items | $-378,000 | 8,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-378,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,996 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-378,000 | 8,041 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,981,000 | 2,683 |
| Total interest expense | $8,042,000 | 2,305 |
| Net interest income | $6,939,000 | 3,131 |
| Provision for loan and lease losses | $3,870,000 | 512 |
| Total noninterest income | $163,000 | 7,012 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $337,000 | 3,854 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-174,000 | 8,507 |
| Total noninterest expense | $11,484,000 | 1,604 |
| Salaries and employee benefits | $4,102,000 | 2,440 |
| Premises and equipment expense | $836,000 | 2,978 |
| Additional noninterest expense | $6,546,000 | 863 |
| Pre-tax net operating income | $-8,252,000 | 8,467 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-3,096,000 | 8,476 |
| Income before extraordinary items | $-5,156,000 | 8,455 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,156,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,170,000 | 308 |
| Cash dividends | $2,660,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-5,156,000 | 8,450 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,470,000 | 2,633 |
| Total interest expense | $6,165,000 | 2,272 |
| Net interest income | $5,305,000 | 3,075 |
| Provision for loan and lease losses | $3,230,000 | 369 |
| Total noninterest income | $49,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,900 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-196,000 | 8,550 |
| Total noninterest expense | $10,444,000 | 1,322 |
| Salaries and employee benefits | $3,174,000 | 2,375 |
| Premises and equipment expense | $629,000 | 2,951 |
| Additional noninterest expense | $6,641,000 | 626 |
| Pre-tax net operating income | $-8,320,000 | 8,541 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-3,124,000 | 8,536 |
| Income before extraordinary items | $-5,196,000 | 8,532 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-5,196,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,536,000 | 266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-5,196,000 | 8,524 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 2,633 |
| Total interest expense | $4,102,000 | 2,280 |
| Net interest income | $3,618,000 | 3,040 |
| Provision for loan and lease losses | $3,100,000 | 240 |
| Total noninterest income | $-119,000 | 8,599 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $163,000 | 3,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-282,000 | 8,614 |
| Total noninterest expense | $8,855,000 | 1,067 |
| Salaries and employee benefits | $2,236,000 | 2,281 |
| Premises and equipment expense | $421,000 | 2,971 |
| Additional noninterest expense | $6,198,000 | 488 |
| Pre-tax net operating income | $-8,456,000 | 8,607 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-3,178,000 | 8,603 |
| Income before extraordinary items | $-5,278,000 | 8,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,278,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,909,000 | 207 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-5,278,000 | 8,593 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 2,622 |
| Total interest expense | $2,025,000 | 2,294 |
| Net interest income | $1,848,000 | 2,968 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $5,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $88,000 | 3,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-83,000 | 8,639 |
| Total noninterest expense | $1,855,000 | 2,462 |
| Salaries and employee benefits | $1,062,000 | 2,421 |
| Premises and equipment expense | $204,000 | 3,055 |
| Additional noninterest expense | $589,000 | 2,226 |
| Pre-tax net operating income | $-302,000 | 8,415 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-112,000 | 8,520 |
| Income before extraordinary items | $-190,000 | 8,320 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-190,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $635,000 | 347 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-190,000 | 8,307 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,282,000 | 1,887 |
| Total interest expense | $9,544,000 | 1,759 |
| Net interest income | $11,738,000 | 1,977 |
| Provision for loan and lease losses | $1,933,000 | 581 |
| Total noninterest income | $1,270,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $303,000 | 4,117 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $967,000 | 2,281 |
| Total noninterest expense | $8,857,000 | 1,987 |
| Salaries and employee benefits | $5,250,000 | 1,856 |
| Premises and equipment expense | $844,000 | 2,866 |
| Additional noninterest expense | $2,763,000 | 1,906 |
| Pre-tax net operating income | $2,218,000 | 3,411 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $850,000 | 2,397 |
| Income before extraordinary items | $1,368,000 | 3,981 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,368,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,487,000 | 320 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,368,000 | 3,959 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,860,000 | 1,788 |
| Total interest expense | $7,385,000 | 1,657 |
| Net interest income | $9,475,000 | 1,841 |
| Provision for loan and lease losses | $233,000 | 2,560 |
| Total noninterest income | $587,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $223,000 | 4,189 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $364,000 | 3,369 |
| Total noninterest expense | $5,864,000 | 2,250 |
| Salaries and employee benefits | $3,567,000 | 2,054 |
| Premises and equipment expense | $635,000 | 2,872 |
| Additional noninterest expense | $1,662,000 | 2,330 |
| Pre-tax net operating income | $3,965,000 | 1,856 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,500,000 | 1,392 |
| Income before extraordinary items | $2,465,000 | 2,172 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,465,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,050,000 | 441 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,465,000 | 2,161 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,943,000 | 1,627 |
| Total interest expense | $5,120,000 | 1,519 |
| Net interest income | $6,823,000 | 1,700 |
| Provision for loan and lease losses | $233,000 | 1,882 |
| Total noninterest income | $480,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $154,000 | 4,087 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 2,863 |
| Total noninterest expense | $3,964,000 | 2,224 |
| Salaries and employee benefits | $2,405,000 | 2,034 |
| Premises and equipment expense | $408,000 | 2,948 |
| Additional noninterest expense | $1,151,000 | 2,258 |
| Pre-tax net operating income | $3,106,000 | 1,602 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,174,000 | 1,222 |
| Income before extraordinary items | $1,932,000 | 1,893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,932,000 | 1,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 742 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,932,000 | 1,877 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,159,000 | 1,544 |
| Total interest expense | $2,612,000 | 1,408 |
| Net interest income | $3,547,000 | 1,622 |
| Provision for loan and lease losses | $233,000 | 1,000 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $1,917,000 | 2,320 |
| Salaries and employee benefits | $1,148,000 | 2,152 |
| Premises and equipment expense | $199,000 | 3,035 |
| Additional noninterest expense | $570,000 | 2,253 |
| Pre-tax net operating income | $1,512,000 | 1,620 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $571,000 | 1,246 |
| Income before extraordinary items | $941,000 | 1,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $941,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $941,000 | 1,878 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,462,000 | 1,307 |
| Total interest expense | $8,936,000 | 1,273 |
| Net interest income | $16,526,000 | 1,324 |
| Provision for loan and lease losses | $1,159,000 | 916 |
| Total noninterest income | $1,565,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $276,000 | 4,378 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,289,000 | 1,856 |
| Total noninterest expense | $6,406,000 | 2,590 |
| Salaries and employee benefits | $3,978,000 | 2,298 |
| Premises and equipment expense | $648,000 | 3,433 |
| Additional noninterest expense | $1,780,000 | 2,782 |
| Pre-tax net operating income | $10,526,000 | 939 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,973,000 | 773 |
| Income before extraordinary items | $6,553,000 | 1,111 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,553,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 334 |
| Net operating income | $6,553,000 | 1,086 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,662,000 | 1,303 |
| Total interest expense | $6,306,000 | 1,269 |
| Net interest income | $12,356,000 | 1,315 |
| Provision for loan and lease losses | $609,000 | 1,192 |
| Total noninterest income | $1,054,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $195,000 | 4,515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $859,000 | 2,021 |
| Total noninterest expense | $4,505,000 | 2,720 |
| Salaries and employee benefits | $2,856,000 | 2,365 |
| Premises and equipment expense | $449,000 | 3,665 |
| Additional noninterest expense | $1,200,000 | 3,039 |
| Pre-tax net operating income | $8,296,000 | 892 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,129,000 | 752 |
| Income before extraordinary items | $5,167,000 | 1,041 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,167,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 245 |
| Net operating income | $5,167,000 | 1,021 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,834,000 | 1,328 |
| Total interest expense | $3,840,000 | 1,311 |
| Net interest income | $7,994,000 | 1,347 |
| Provision for loan and lease losses | $609,000 | 812 |
| Total noninterest income | $766,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $124,000 | 4,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $642,000 | 1,842 |
| Total noninterest expense | $2,760,000 | 2,927 |
| Salaries and employee benefits | $1,792,000 | 2,488 |
| Premises and equipment expense | $281,000 | 3,805 |
| Additional noninterest expense | $687,000 | 3,411 |
| Pre-tax net operating income | $5,391,000 | 886 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,033,000 | 751 |
| Income before extraordinary items | $3,358,000 | 1,044 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,358,000 | 1,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 160 |
| Net operating income | $3,358,000 | 1,017 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 1,464 |
| Total interest expense | $1,667,000 | 1,433 |
| Net interest income | $3,588,000 | 1,474 |
| Provision for loan and lease losses | $517,000 | 460 |
| Total noninterest income | $340,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $276,000 | 1,993 |
| Total noninterest expense | $1,335,000 | 3,022 |
| Salaries and employee benefits | $837,000 | 2,673 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $358,000 | 3,309 |
| Pre-tax net operating income | $2,076,000 | 1,111 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $783,000 | 923 |
| Income before extraordinary items | $1,293,000 | 1,338 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,293,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 93 |
| Net operating income | $1,293,000 | 1,310 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,680,000 | 2,084 |
| Total interest expense | $4,182,000 | 1,952 |
| Net interest income | $9,498,000 | 2,144 |
| Provision for loan and lease losses | $1,185,000 | 909 |
| Total noninterest income | $1,747,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $313,000 | 4,227 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,434,000 | 1,697 |
| Total noninterest expense | $4,595,000 | 3,360 |
| Salaries and employee benefits | $2,805,000 | 3,026 |
| Premises and equipment expense | $449,000 | 4,411 |
| Additional noninterest expense | $1,341,000 | 3,436 |
| Pre-tax net operating income | $5,465,000 | 1,560 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,068,000 | 1,234 |
| Income before extraordinary items | $3,397,000 | 1,857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,397,000 | 1,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,400,000 | 185 |
| Net operating income | $3,397,000 | 1,818 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,179,000 | 2,316 |
| Total interest expense | $2,840,000 | 2,111 |
| Net interest income | $6,339,000 | 2,389 |
| Provision for loan and lease losses | $739,000 | 1,032 |
| Total noninterest income | $801,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $234,000 | 4,259 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $567,000 | 2,604 |
| Total noninterest expense | $3,256,000 | 3,489 |
| Salaries and employee benefits | $1,927,000 | 3,242 |
| Premises and equipment expense | $318,000 | 4,582 |
| Additional noninterest expense | $1,011,000 | 3,396 |
| Pre-tax net operating income | $3,145,000 | 1,992 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,190,000 | 1,550 |
| Income before extraordinary items | $1,955,000 | 2,373 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,955,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,400,000 | 159 |
| Net operating income | $1,955,000 | 2,317 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 2,598 |
| Total interest expense | $1,702,000 | 2,289 |
| Net interest income | $3,669,000 | 2,711 |
| Provision for loan and lease losses | $496,000 | 1,012 |
| Total noninterest income | $666,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $164,000 | 4,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $502,000 | 2,183 |
| Total noninterest expense | $2,138,000 | 3,550 |
| Salaries and employee benefits | $1,304,000 | 3,206 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $626,000 | 3,620 |
| Pre-tax net operating income | $1,701,000 | 2,330 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $644,000 | 1,827 |
| Income before extraordinary items | $1,057,000 | 2,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,057,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $4,400,000 | 118 |
| Net operating income | $1,057,000 | 2,728 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 2,880 |
| Total interest expense | $790,000 | 2,479 |
| Net interest income | $1,636,000 | 3,028 |
| Provision for loan and lease losses | $124,000 | 1,770 |
| Total noninterest income | $279,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $197,000 | 2,499 |
| Total noninterest expense | $1,059,000 | 3,597 |
| Salaries and employee benefits | $638,000 | 3,290 |
| Premises and equipment expense | $107,000 | 4,590 |
| Additional noninterest expense | $314,000 | 3,608 |
| Pre-tax net operating income | $732,000 | 2,614 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $277,000 | 2,041 |
| Income before extraordinary items | $455,000 | 3,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $455,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 104 |
| Net operating income | $455,000 | 3,052 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 3,500 |
| Total interest expense | $2,844,000 | 3,004 |
| Net interest income | $4,990,000 | 3,681 |
| Provision for loan and lease losses | $290,000 | 3,263 |
| Total noninterest income | $2,100,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $429,000 | 3,493 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,671,000 | 1,674 |
| Total noninterest expense | $4,200,000 | 3,562 |
| Salaries and employee benefits | $2,461,000 | 3,310 |
| Premises and equipment expense | $405,000 | 4,697 |
| Additional noninterest expense | $1,334,000 | 3,420 |
| Pre-tax net operating income | $2,600,000 | 2,802 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $988,000 | 2,190 |
| Income before extraordinary items | $1,612,000 | 3,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,612,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 489 |
| Net operating income | $1,612,000 | 3,221 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 3,623 |
| Total interest expense | $2,147,000 | 3,088 |
| Net interest income | $3,549,000 | 3,864 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $1,371,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $322,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,049,000 | 1,983 |
| Total noninterest expense | $3,049,000 | 3,660 |
| Salaries and employee benefits | $1,769,000 | 3,408 |
| Premises and equipment expense | $301,000 | 4,705 |
| Additional noninterest expense | $979,000 | 3,456 |
| Pre-tax net operating income | $1,766,000 | 3,113 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $671,000 | 2,455 |
| Income before extraordinary items | $1,095,000 | 3,756 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,095,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,095,000 | 3,584 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 3,629 |
| Total interest expense | $1,465,000 | 3,116 |
| Net interest income | $2,367,000 | 3,865 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $1,027,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $215,000 | 3,448 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $812,000 | 1,758 |
| Total noninterest expense | $2,114,000 | 3,522 |
| Salaries and employee benefits | $1,265,000 | 3,243 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $652,000 | 3,442 |
| Pre-tax net operating income | $1,255,000 | 2,975 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $476,000 | 2,388 |
| Income before extraordinary items | $779,000 | 3,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $779,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $779,000 | 3,381 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 3,634 |
| Total interest expense | $728,000 | 3,206 |
| Net interest income | $1,200,000 | 3,822 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $862,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $114,000 | 3,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $748,000 | 1,108 |
| Total noninterest expense | $1,151,000 | 3,276 |
| Salaries and employee benefits | $721,000 | 2,881 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $330,000 | 3,356 |
| Pre-tax net operating income | $911,000 | 2,218 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $344,000 | 1,845 |
| Income before extraordinary items | $567,000 | 2,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $567,000 | 2,532 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,755,000 | 3,743 |
| Total interest expense | $3,301,000 | 3,262 |
| Net interest income | $4,454,000 | 4,027 |
| Provision for loan and lease losses | $500,000 | 2,369 |
| Total noninterest income | $2,012,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $359,000 | 3,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,653,000 | 1,530 |
| Total noninterest expense | $4,065,000 | 3,528 |
| Salaries and employee benefits | $2,327,000 | 3,320 |
| Premises and equipment expense | $445,000 | 4,295 |
| Additional noninterest expense | $1,293,000 | 3,392 |
| Pre-tax net operating income | $1,901,000 | 3,549 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $723,000 | 2,779 |
| Income before extraordinary items | $1,178,000 | 4,133 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,178,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,980 |
| Cash dividends | $40,000 | 6,043 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 372 |
| Net operating income | $1,178,000 | 4,032 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 5,577 |
| Total interest expense | $2,822,000 | 4,957 |
| Net interest income | $2,230,000 | 6,084 |
| Provision for loan and lease losses | $176,000 | 4,446 |
| Total noninterest income | $1,174,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $242,000 | 4,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $932,000 | 2,152 |
| Total noninterest expense | $2,641,000 | 4,776 |
| Salaries and employee benefits | $1,559,000 | 4,375 |
| Premises and equipment expense | $286,000 | 5,678 |
| Additional noninterest expense | $796,000 | 4,801 |
| Pre-tax net operating income | $587,000 | 6,213 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $226,000 | 4,792 |
| Income before extraordinary items | $361,000 | 6,777 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $361,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $720,000 | 457 |
| Net operating income | $361,000 | 6,655 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,869 |
| Total interest expense | $2,065,000 | 6,176 |
| Net interest income | $1,487,000 | 7,489 |
| Provision for loan and lease losses | $351,000 | 2,561 |
| Total noninterest income | $206,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 7,965 |
| Total noninterest expense | $1,977,000 | 5,724 |
| Salaries and employee benefits | $1,051,000 | 5,732 |
| Premises and equipment expense | $230,000 | 6,312 |
| Additional noninterest expense | $696,000 | 5,201 |
| Pre-tax net operating income | $-635,000 | 9,606 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-232,000 | 9,710 |
| Income before extraordinary items | $-403,000 | 9,518 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-403,000 | 9,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-403,000 | 9,519 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 9,436 |
| Total interest expense | $482,000 | 9,474 |
| Net interest income | $704,000 | 9,268 |
| Provision for loan and lease losses | $238,000 | 3,213 |
| Total noninterest income | $91,000 | 8,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $1,818,000 | 6,048 |
| Salaries and employee benefits | $884,000 | 6,384 |
| Premises and equipment expense | $253,000 | 5,997 |
| Additional noninterest expense | $681,000 | 5,345 |
| Pre-tax net operating income | $-1,261,000 | 10,105 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-458,000 | 10,130 |
| Income before extraordinary items | $-803,000 | 10,029 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-803,000 | 10,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 154 |
| Net operating income | $-803,000 | 10,019 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.