Home > First Community Bank of Mercersburg > Income and Expense
First Community Bank of Mercersburg, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 3,060 |
| Total interest expense | $611,000 | 3,165 |
| Net interest income | $4,972,000 | 3,012 |
| Provision for loan and lease losses | $84,000 | 2,844 |
| Total noninterest income | $722,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $95,000 | 3,916 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $627,000 | 2,467 |
| Total noninterest expense | $5,246,000 | 2,483 |
| Salaries and employee benefits | $3,153,000 | 2,378 |
| Premises and equipment expense | $592,000 | 2,406 |
| Additional noninterest expense | $1,501,000 | 2,608 |
| Pre-tax net operating income | $364,000 | 4,747 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $31,000 | 3,503 |
| Income before extraordinary items | $333,000 | 4,708 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $333,000 | 4,706 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $333,000 | 4,707 |
| Net charge-offs | $135,000 | 1,499 |
| Cash dividends | $340,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $333,000 | 4,719 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 3,063 |
| Total interest expense | $401,000 | 3,114 |
| Net interest income | $3,298,000 | 3,023 |
| Provision for loan and lease losses | $24,000 | 3,298 |
| Total noninterest income | $447,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $62,000 | 3,961 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $385,000 | 2,572 |
| Total noninterest expense | $2,939,000 | 2,785 |
| Salaries and employee benefits | $1,614,000 | 2,861 |
| Premises and equipment expense | $379,000 | 2,481 |
| Additional noninterest expense | $946,000 | 2,713 |
| Pre-tax net operating income | $782,000 | 3,513 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $121,000 | 2,584 |
| Income before extraordinary items | $661,000 | 3,578 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $661,000 | 3,577 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $661,000 | 3,577 |
| Net charge-offs | $99,000 | 1,319 |
| Cash dividends | $227,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $661,000 | 3,581 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,105 |
| Total interest expense | $195,000 | 3,123 |
| Net interest income | $1,618,000 | 3,071 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $223,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $33,000 | 3,908 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $190,000 | 2,555 |
| Total noninterest expense | $1,489,000 | 2,795 |
| Salaries and employee benefits | $822,000 | 2,853 |
| Premises and equipment expense | $196,000 | 2,473 |
| Additional noninterest expense | $471,000 | 2,737 |
| Pre-tax net operating income | $352,000 | 3,616 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $52,000 | 2,666 |
| Income before extraordinary items | $300,000 | 3,675 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $300,000 | 3,675 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $300,000 | 3,675 |
| Net charge-offs | $62,000 | 1,077 |
| Cash dividends | $113,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $300,000 | 3,681 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 3,062 |
| Total interest expense | $703,000 | 3,130 |
| Net interest income | $6,537,000 | 3,018 |
| Provision for loan and lease losses | $153,000 | 2,635 |
| Total noninterest income | $1,016,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $130,000 | 4,038 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $886,000 | 2,433 |
| Total noninterest expense | $5,725,000 | 2,856 |
| Salaries and employee benefits | $3,180,000 | 2,874 |
| Premises and equipment expense | $676,000 | 2,707 |
| Additional noninterest expense | $1,869,000 | 2,776 |
| Pre-tax net operating income | $1,675,000 | 3,384 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $810,000 | 2,058 |
| Income before extraordinary items | $865,000 | 3,902 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $865,000 | 3,901 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $865,000 | 3,902 |
| Net charge-offs | $34,000 | 3,172 |
| Cash dividends | $454,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $865,000 | 3,891 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 3,095 |
| Total interest expense | $528,000 | 3,123 |
| Net interest income | $4,883,000 | 3,052 |
| Provision for loan and lease losses | $130,000 | 2,440 |
| Total noninterest income | $708,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $97,000 | 4,071 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $611,000 | 2,561 |
| Total noninterest expense | $4,285,000 | 2,881 |
| Salaries and employee benefits | $2,392,000 | 2,899 |
| Premises and equipment expense | $499,000 | 2,765 |
| Additional noninterest expense | $1,394,000 | 2,789 |
| Pre-tax net operating income | $1,176,000 | 3,517 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $292,000 | 2,496 |
| Income before extraordinary items | $884,000 | 3,718 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $884,000 | 3,716 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $884,000 | 3,718 |
| Net charge-offs | $15,000 | 3,108 |
| Cash dividends | $340,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $884,000 | 3,693 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 3,099 |
| Total interest expense | $348,000 | 3,116 |
| Net interest income | $3,227,000 | 3,056 |
| Provision for loan and lease losses | $85,000 | 2,395 |
| Total noninterest income | $452,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $64,000 | 4,094 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $388,000 | 2,619 |
| Total noninterest expense | $2,849,000 | 2,901 |
| Salaries and employee benefits | $1,601,000 | 2,904 |
| Premises and equipment expense | $333,000 | 2,775 |
| Additional noninterest expense | $915,000 | 2,835 |
| Pre-tax net operating income | $745,000 | 3,565 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $182,000 | 2,546 |
| Income before extraordinary items | $563,000 | 3,750 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $563,000 | 3,747 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $563,000 | 3,750 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $227,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $563,000 | 3,734 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 3,117 |
| Total interest expense | $169,000 | 3,157 |
| Net interest income | $1,602,000 | 3,076 |
| Provision for loan and lease losses | $35,000 | 2,341 |
| Total noninterest income | $207,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $31,000 | 4,167 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $176,000 | 2,731 |
| Total noninterest expense | $1,419,000 | 2,941 |
| Salaries and employee benefits | $794,000 | 2,962 |
| Premises and equipment expense | $170,000 | 2,782 |
| Additional noninterest expense | $455,000 | 2,853 |
| Pre-tax net operating income | $355,000 | 3,597 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $85,000 | 2,553 |
| Income before extraordinary items | $270,000 | 3,761 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $270,000 | 3,760 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $270,000 | 3,761 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $113,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $270,000 | 3,748 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,981,000 | 3,132 |
| Total interest expense | $633,000 | 3,224 |
| Net interest income | $6,348,000 | 3,072 |
| Provision for loan and lease losses | $450,000 | 1,578 |
| Total noninterest income | $942,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $129,000 | 4,209 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $813,000 | 2,641 |
| Total noninterest expense | $5,565,000 | 2,976 |
| Salaries and employee benefits | $3,088,000 | 2,973 |
| Premises and equipment expense | $686,000 | 2,766 |
| Additional noninterest expense | $1,791,000 | 2,972 |
| Pre-tax net operating income | $1,275,000 | 3,729 |
| Securities gains (losses) | $38,000 | 2,022 |
| Applicable income taxes | $247,000 | 2,787 |
| Income before extraordinary items | $1,066,000 | 3,799 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,066,000 | 3,797 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,066,000 | 3,798 |
| Net charge-offs | $341,000 | 1,416 |
| Cash dividends | $389,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,035,220 | 3,789 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 3,152 |
| Total interest expense | $471,000 | 3,245 |
| Net interest income | $4,737,000 | 3,093 |
| Provision for loan and lease losses | $420,000 | 1,313 |
| Total noninterest income | $678,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $96,000 | 4,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $582,000 | 2,684 |
| Total noninterest expense | $4,244,000 | 2,951 |
| Salaries and employee benefits | $2,323,000 | 2,959 |
| Premises and equipment expense | $520,000 | 2,756 |
| Additional noninterest expense | $1,401,000 | 2,882 |
| Pre-tax net operating income | $751,000 | 4,123 |
| Securities gains (losses) | $38,000 | 1,960 |
| Applicable income taxes | $147,000 | 3,011 |
| Income before extraordinary items | $642,000 | 4,156 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $642,000 | 4,155 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $642,000 | 4,156 |
| Net charge-offs | $315,000 | 1,092 |
| Cash dividends | $292,000 | 2,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $611,220 | 4,149 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 3,174 |
| Total interest expense | $311,000 | 3,275 |
| Net interest income | $3,139,000 | 3,122 |
| Provision for loan and lease losses | $225,000 | 1,514 |
| Total noninterest income | $422,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $63,000 | 4,284 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $359,000 | 2,795 |
| Total noninterest expense | $2,823,000 | 2,966 |
| Salaries and employee benefits | $1,545,000 | 2,987 |
| Premises and equipment expense | $348,000 | 2,767 |
| Additional noninterest expense | $930,000 | 2,897 |
| Pre-tax net operating income | $513,000 | 4,108 |
| Securities gains (losses) | $38,000 | 1,613 |
| Applicable income taxes | $106,000 | 2,957 |
| Income before extraordinary items | $445,000 | 4,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $445,000 | 4,129 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $445,000 | 4,131 |
| Net charge-offs | $122,000 | 1,456 |
| Cash dividends | $194,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $414,220 | 4,156 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,202 |
| Total interest expense | $156,000 | 3,287 |
| Net interest income | $1,550,000 | 3,155 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $212,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $32,000 | 4,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $180,000 | 2,759 |
| Total noninterest expense | $1,418,000 | 2,980 |
| Salaries and employee benefits | $787,000 | 2,976 |
| Premises and equipment expense | $177,000 | 2,770 |
| Additional noninterest expense | $454,000 | 2,962 |
| Pre-tax net operating income | $299,000 | 3,864 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $60,000 | 2,846 |
| Income before extraordinary items | $239,000 | 3,991 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $239,000 | 3,988 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $239,000 | 3,989 |
| Net charge-offs | $84,000 | 1,109 |
| Cash dividends | $97,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $239,000 | 3,929 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 3,226 |
| Total interest expense | $658,000 | 3,187 |
| Net interest income | $6,000,000 | 3,190 |
| Provision for loan and lease losses | $130,000 | 2,763 |
| Total noninterest income | $896,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $119,000 | 4,473 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $777,000 | 2,693 |
| Total noninterest expense | $5,477,000 | 3,033 |
| Salaries and employee benefits | $3,034,000 | 3,010 |
| Premises and equipment expense | $693,000 | 2,837 |
| Additional noninterest expense | $1,750,000 | 3,071 |
| Pre-tax net operating income | $1,289,000 | 3,741 |
| Securities gains (losses) | $17,000 | 2,325 |
| Applicable income taxes | $220,000 | 2,881 |
| Income before extraordinary items | $1,086,000 | 3,789 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,086,000 | 3,789 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,086,000 | 3,790 |
| Net charge-offs | $396,000 | 1,365 |
| Cash dividends | $389,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,071,890 | 3,761 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 3,268 |
| Total interest expense | $500,000 | 3,209 |
| Net interest income | $4,447,000 | 3,236 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $665,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $87,000 | 4,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 2,719 |
| Total noninterest expense | $4,112,000 | 3,061 |
| Salaries and employee benefits | $2,282,000 | 3,028 |
| Premises and equipment expense | $533,000 | 2,844 |
| Additional noninterest expense | $1,297,000 | 3,107 |
| Pre-tax net operating income | $900,000 | 3,906 |
| Securities gains (losses) | $17,000 | 2,096 |
| Applicable income taxes | $147,000 | 3,031 |
| Income before extraordinary items | $770,000 | 3,953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $770,000 | 3,952 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $770,000 | 3,954 |
| Net charge-offs | $392,000 | 1,028 |
| Cash dividends | $292,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $755,720 | 3,926 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 3,306 |
| Total interest expense | $340,000 | 3,192 |
| Net interest income | $2,926,000 | 3,273 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $389,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $56,000 | 4,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $333,000 | 2,931 |
| Total noninterest expense | $2,705,000 | 3,111 |
| Salaries and employee benefits | $1,516,000 | 3,065 |
| Premises and equipment expense | $334,000 | 2,943 |
| Additional noninterest expense | $855,000 | 3,167 |
| Pre-tax net operating income | $610,000 | 3,877 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $91,000 | 3,084 |
| Income before extraordinary items | $519,000 | 3,905 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $519,000 | 3,906 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $519,000 | 3,908 |
| Net charge-offs | $114,000 | 1,611 |
| Cash dividends | $194,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $519,000 | 3,848 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 3,348 |
| Total interest expense | $172,000 | 3,188 |
| Net interest income | $1,434,000 | 3,321 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $174,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $146,000 | 3,052 |
| Total noninterest expense | $1,338,000 | 3,138 |
| Salaries and employee benefits | $758,000 | 3,085 |
| Premises and equipment expense | $174,000 | 2,909 |
| Additional noninterest expense | $406,000 | 3,264 |
| Pre-tax net operating income | $270,000 | 4,043 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $35,000 | 3,243 |
| Income before extraordinary items | $235,000 | 4,041 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $235,000 | 4,045 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $235,000 | 4,045 |
| Net charge-offs | $70,000 | 1,330 |
| Cash dividends | $97,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $235,000 | 3,971 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 3,349 |
| Total interest expense | $766,000 | 3,122 |
| Net interest income | $5,721,000 | 3,354 |
| Provision for loan and lease losses | $-150,000 | 6,082 |
| Total noninterest income | $882,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $121,000 | 4,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $761,000 | 2,707 |
| Total noninterest expense | $5,548,000 | 3,096 |
| Salaries and employee benefits | $3,037,000 | 3,044 |
| Premises and equipment expense | $745,000 | 2,793 |
| Additional noninterest expense | $1,766,000 | 3,162 |
| Pre-tax net operating income | $1,205,000 | 3,843 |
| Securities gains (losses) | $30,000 | 2,077 |
| Applicable income taxes | $116,000 | 3,309 |
| Income before extraordinary items | $1,119,000 | 3,754 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,119,000 | 3,754 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,119,000 | 3,756 |
| Net charge-offs | $211,000 | 2,399 |
| Cash dividends | $324,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,091,700 | 3,757 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 3,390 |
| Total interest expense | $586,000 | 3,151 |
| Net interest income | $4,249,000 | 3,406 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $664,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $92,000 | 4,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $572,000 | 2,713 |
| Total noninterest expense | $4,145,000 | 3,108 |
| Salaries and employee benefits | $2,324,000 | 3,025 |
| Premises and equipment expense | $496,000 | 3,054 |
| Additional noninterest expense | $1,325,000 | 3,161 |
| Pre-tax net operating income | $768,000 | 4,176 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $80,000 | 3,406 |
| Income before extraordinary items | $718,000 | 4,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $718,000 | 4,087 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $718,000 | 4,087 |
| Net charge-offs | $92,000 | 2,764 |
| Cash dividends | $243,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $691,000 | 4,100 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 3,395 |
| Total interest expense | $399,000 | 3,136 |
| Net interest income | $2,838,000 | 3,400 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $432,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $372,000 | 2,753 |
| Total noninterest expense | $2,747,000 | 3,128 |
| Salaries and employee benefits | $1,562,000 | 3,033 |
| Premises and equipment expense | $331,000 | 3,082 |
| Additional noninterest expense | $854,000 | 3,256 |
| Pre-tax net operating income | $523,000 | 4,103 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $47,000 | 3,463 |
| Income before extraordinary items | $476,000 | 4,039 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $476,000 | 4,044 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $476,000 | 4,044 |
| Net charge-offs | $88,000 | 2,301 |
| Cash dividends | $162,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $476,000 | 3,981 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 3,417 |
| Total interest expense | $206,000 | 3,104 |
| Net interest income | $1,407,000 | 3,428 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $188,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $156,000 | 2,918 |
| Total noninterest expense | $1,352,000 | 3,194 |
| Salaries and employee benefits | $781,000 | 3,044 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $402,000 | 3,394 |
| Pre-tax net operating income | $243,000 | 4,147 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $17,000 | 3,595 |
| Income before extraordinary items | $226,000 | 4,043 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $226,000 | 4,044 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $226,000 | 4,045 |
| Net charge-offs | $46,000 | 1,931 |
| Cash dividends | $81,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $226,000 | 4,002 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 3,316 |
| Total interest expense | $1,009,000 | 2,921 |
| Net interest income | $5,823,000 | 3,343 |
| Provision for loan and lease losses | $-235,000 | 6,485 |
| Total noninterest income | $1,056,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $140,000 | 4,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $916,000 | 2,486 |
| Total noninterest expense | $5,955,000 | 3,016 |
| Salaries and employee benefits | $3,327,000 | 2,902 |
| Premises and equipment expense | $709,000 | 2,942 |
| Additional noninterest expense | $1,919,000 | 3,081 |
| Pre-tax net operating income | $1,159,000 | 3,835 |
| Securities gains (losses) | $102,000 | 1,311 |
| Applicable income taxes | $112,000 | 3,341 |
| Income before extraordinary items | $1,149,000 | 3,636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,149,000 | 3,639 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,149,000 | 3,640 |
| Net charge-offs | $129,000 | 3,483 |
| Cash dividends | $243,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,056,180 | 3,740 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 3,334 |
| Total interest expense | $789,000 | 2,916 |
| Net interest income | $4,351,000 | 3,376 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $746,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $106,000 | 4,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $640,000 | 2,633 |
| Total noninterest expense | $4,301,000 | 3,085 |
| Salaries and employee benefits | $2,338,000 | 3,050 |
| Premises and equipment expense | $532,000 | 2,968 |
| Additional noninterest expense | $1,431,000 | 3,080 |
| Pre-tax net operating income | $781,000 | 4,100 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $39,000 | 3,831 |
| Income before extraordinary items | $742,000 | 3,958 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $742,000 | 3,960 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $742,000 | 3,961 |
| Net charge-offs | $46,000 | 3,927 |
| Cash dividends | $162,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $742,000 | 3,886 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 3,318 |
| Total interest expense | $546,000 | 2,899 |
| Net interest income | $2,906,000 | 3,370 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $494,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $425,000 | 2,711 |
| Total noninterest expense | $2,865,000 | 3,095 |
| Salaries and employee benefits | $1,579,000 | 3,048 |
| Premises and equipment expense | $360,000 | 2,932 |
| Additional noninterest expense | $926,000 | 3,136 |
| Pre-tax net operating income | $520,000 | 4,080 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $19,000 | 3,973 |
| Income before extraordinary items | $501,000 | 3,929 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $501,000 | 3,931 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $501,000 | 3,932 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $81,000 | 3,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $501,000 | 3,833 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,300 |
| Total interest expense | $279,000 | 2,936 |
| Net interest income | $1,478,000 | 3,333 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $264,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $229,000 | 2,578 |
| Total noninterest expense | $1,463,000 | 3,060 |
| Salaries and employee benefits | $805,000 | 3,038 |
| Premises and equipment expense | $180,000 | 2,963 |
| Additional noninterest expense | $478,000 | 3,090 |
| Pre-tax net operating income | $264,000 | 4,030 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $18,000 | 3,669 |
| Income before extraordinary items | $246,000 | 3,912 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $246,000 | 3,912 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $246,000 | 3,914 |
| Net charge-offs | $45,000 | 2,488 |
| Cash dividends | $81,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $246,000 | 3,812 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 3,228 |
| Total interest expense | $1,463,000 | 2,781 |
| Net interest income | $6,183,000 | 3,293 |
| Provision for loan and lease losses | $162,000 | 4,200 |
| Total noninterest income | $834,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $157,000 | 4,698 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $677,000 | 2,943 |
| Total noninterest expense | $5,957,000 | 3,067 |
| Salaries and employee benefits | $3,044,000 | 3,101 |
| Premises and equipment expense | $829,000 | 2,663 |
| Additional noninterest expense | $2,084,000 | 3,004 |
| Pre-tax net operating income | $898,000 | 4,173 |
| Securities gains (losses) | $235,000 | 1,564 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $1,109,000 | 3,703 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,109,000 | 3,704 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,109,000 | 3,706 |
| Net charge-offs | $378,000 | 3,010 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $878,700 | 3,951 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 3,247 |
| Total interest expense | $1,158,000 | 2,759 |
| Net interest income | $4,656,000 | 3,346 |
| Provision for loan and lease losses | $132,000 | 4,073 |
| Total noninterest income | $656,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $116,000 | 4,793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $540,000 | 2,829 |
| Total noninterest expense | $4,521,000 | 3,035 |
| Salaries and employee benefits | $2,297,000 | 3,098 |
| Premises and equipment expense | $620,000 | 2,704 |
| Additional noninterest expense | $1,604,000 | 2,938 |
| Pre-tax net operating income | $659,000 | 4,307 |
| Securities gains (losses) | $163,000 | 1,593 |
| Applicable income taxes | $143,000 | 3,104 |
| Income before extraordinary items | $679,000 | 4,155 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $679,000 | 4,155 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $679,000 | 4,155 |
| Net charge-offs | $371,000 | 2,555 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $543,710 | 4,359 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 3,212 |
| Total interest expense | $813,000 | 2,736 |
| Net interest income | $3,150,000 | 3,305 |
| Provision for loan and lease losses | $102,000 | 3,813 |
| Total noninterest income | $370,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $3,063,000 | 3,004 |
| Salaries and employee benefits | $1,551,000 | 3,096 |
| Premises and equipment expense | $413,000 | 2,707 |
| Additional noninterest expense | $1,099,000 | 2,893 |
| Pre-tax net operating income | $355,000 | 4,620 |
| Securities gains (losses) | $163,000 | 1,255 |
| Applicable income taxes | $91,000 | 3,127 |
| Income before extraordinary items | $427,000 | 4,257 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $427,000 | 4,261 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $427,000 | 4,260 |
| Net charge-offs | $291,000 | 2,355 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $293,340 | 4,658 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 3,302 |
| Total interest expense | $428,000 | 2,717 |
| Net interest income | $1,512,000 | 3,435 |
| Provision for loan and lease losses | $33,000 | 4,053 |
| Total noninterest income | $258,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $218,000 | 2,537 |
| Total noninterest expense | $1,487,000 | 3,077 |
| Salaries and employee benefits | $783,000 | 3,075 |
| Premises and equipment expense | $209,000 | 2,712 |
| Additional noninterest expense | $495,000 | 3,116 |
| Pre-tax net operating income | $250,000 | 4,167 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $50,000 | 3,068 |
| Income before extraordinary items | $200,000 | 4,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 4,389 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $200,000 | 4,389 |
| Net charge-offs | $207,000 | 1,821 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $200,000 | 4,229 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 3,248 |
| Total interest expense | $2,077,000 | 2,695 |
| Net interest income | $6,153,000 | 3,404 |
| Provision for loan and lease losses | $510,000 | 3,430 |
| Total noninterest income | $930,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $186,000 | 4,515 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $744,000 | 2,557 |
| Total noninterest expense | $5,761,000 | 3,154 |
| Salaries and employee benefits | $2,963,000 | 3,149 |
| Premises and equipment expense | $768,000 | 3,001 |
| Additional noninterest expense | $2,030,000 | 3,098 |
| Pre-tax net operating income | $812,000 | 4,068 |
| Securities gains (losses) | $63,000 | 2,411 |
| Applicable income taxes | $-19,000 | 6,642 |
| Income before extraordinary items | $894,000 | 3,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $894,000 | 3,767 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $894,000 | 3,767 |
| Net charge-offs | $541,000 | 3,088 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $831,000 | 3,758 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 3,245 |
| Total interest expense | $1,619,000 | 2,705 |
| Net interest income | $4,641,000 | 3,395 |
| Provision for loan and lease losses | $470,000 | 2,949 |
| Total noninterest income | $686,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $142,000 | 4,492 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $544,000 | 2,577 |
| Total noninterest expense | $4,318,000 | 3,168 |
| Salaries and employee benefits | $2,221,000 | 3,161 |
| Premises and equipment expense | $566,000 | 3,060 |
| Additional noninterest expense | $1,531,000 | 3,102 |
| Pre-tax net operating income | $539,000 | 4,362 |
| Securities gains (losses) | $63,000 | 2,156 |
| Applicable income taxes | $45,000 | 3,682 |
| Income before extraordinary items | $557,000 | 4,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $557,000 | 4,147 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $557,000 | 4,147 |
| Net charge-offs | $487,000 | 2,690 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $498,410 | 4,185 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 3,232 |
| Total interest expense | $1,122,000 | 2,703 |
| Net interest income | $3,115,000 | 3,375 |
| Provision for loan and lease losses | $280,000 | 3,113 |
| Total noninterest income | $435,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 2,705 |
| Total noninterest expense | $2,851,000 | 3,223 |
| Salaries and employee benefits | $1,488,000 | 3,160 |
| Premises and equipment expense | $364,000 | 3,162 |
| Additional noninterest expense | $999,000 | 3,212 |
| Pre-tax net operating income | $419,000 | 4,130 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $47,000 | 3,400 |
| Income before extraordinary items | $372,000 | 4,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $372,000 | 4,110 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $372,000 | 4,112 |
| Net charge-offs | $276,000 | 2,789 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $372,000 | 4,020 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 3,193 |
| Total interest expense | $581,000 | 2,701 |
| Net interest income | $1,591,000 | 3,322 |
| Provision for loan and lease losses | $140,000 | 2,956 |
| Total noninterest income | $202,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $158,000 | 2,815 |
| Total noninterest expense | $1,410,000 | 3,265 |
| Salaries and employee benefits | $757,000 | 3,137 |
| Premises and equipment expense | $182,000 | 3,212 |
| Additional noninterest expense | $471,000 | 3,333 |
| Pre-tax net operating income | $243,000 | 3,885 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $36,000 | 3,072 |
| Income before extraordinary items | $207,000 | 3,924 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $207,000 | 3,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $207,000 | 3,924 |
| Net charge-offs | $171,000 | 2,238 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $207,000 | 3,876 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,184,000 | 3,160 |
| Total interest expense | $3,020,000 | 2,590 |
| Net interest income | $6,164,000 | 3,403 |
| Provision for loan and lease losses | $1,100,000 | 2,908 |
| Total noninterest income | $855,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 4,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $665,000 | 2,769 |
| Total noninterest expense | $5,422,000 | 3,374 |
| Salaries and employee benefits | $2,834,000 | 3,267 |
| Premises and equipment expense | $687,000 | 3,351 |
| Additional noninterest expense | $1,901,000 | 3,392 |
| Pre-tax net operating income | $497,000 | 4,385 |
| Securities gains (losses) | $193,000 | 1,617 |
| Applicable income taxes | $8,000 | 4,266 |
| Income before extraordinary items | $682,000 | 3,888 |
| Extraordinary gains, net | $47,000 | 23 |
| Net income | $729,000 | 3,783 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $729,000 | 3,785 |
| Net charge-offs | $894,000 | 2,844 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $490,930 | 4,214 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 3,207 |
| Total interest expense | $2,364,000 | 2,591 |
| Net interest income | $4,581,000 | 3,473 |
| Provision for loan and lease losses | $665,000 | 3,112 |
| Total noninterest income | $592,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $138,000 | 4,644 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $454,000 | 2,911 |
| Total noninterest expense | $3,989,000 | 3,426 |
| Salaries and employee benefits | $2,126,000 | 3,284 |
| Premises and equipment expense | $484,000 | 3,572 |
| Additional noninterest expense | $1,379,000 | 3,460 |
| Pre-tax net operating income | $519,000 | 4,158 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $29,000 | 3,838 |
| Income before extraordinary items | $490,000 | 4,155 |
| Extraordinary gains, net | $47,000 | 19 |
| Net income | $537,000 | 3,989 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $537,000 | 3,989 |
| Net charge-offs | $627,000 | 2,763 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $490,000 | 4,002 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 3,254 |
| Total interest expense | $1,631,000 | 2,608 |
| Net interest income | $2,981,000 | 3,532 |
| Provision for loan and lease losses | $425,000 | 3,102 |
| Total noninterest income | $355,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $88,000 | 4,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $267,000 | 3,027 |
| Total noninterest expense | $2,671,000 | 3,421 |
| Salaries and employee benefits | $1,415,000 | 3,313 |
| Premises and equipment expense | $355,000 | 3,328 |
| Additional noninterest expense | $901,000 | 3,479 |
| Pre-tax net operating income | $240,000 | 4,703 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-47,000 | 7,068 |
| Income before extraordinary items | $287,000 | 4,391 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $287,000 | 4,390 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $287,000 | 4,390 |
| Net charge-offs | $455,000 | 2,553 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $287,000 | 4,241 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,341 |
| Total interest expense | $835,000 | 2,675 |
| Net interest income | $1,447,000 | 3,654 |
| Provision for loan and lease losses | $245,000 | 2,726 |
| Total noninterest income | $174,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $1,339,000 | 3,456 |
| Salaries and employee benefits | $720,000 | 3,311 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $431,000 | 3,612 |
| Pre-tax net operating income | $37,000 | 5,814 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-67,000 | 7,384 |
| Income before extraordinary items | $104,000 | 4,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 4,915 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $104,000 | 4,914 |
| Net charge-offs | $336,000 | 1,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $104,000 | 4,810 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,591,000 | 3,328 |
| Total interest expense | $3,763,000 | 2,873 |
| Net interest income | $5,828,000 | 3,550 |
| Provision for loan and lease losses | $1,350,000 | 3,033 |
| Total noninterest income | $695,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $185,000 | 4,783 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $510,000 | 3,171 |
| Total noninterest expense | $5,016,000 | 3,679 |
| Salaries and employee benefits | $2,697,000 | 3,482 |
| Premises and equipment expense | $623,000 | 3,776 |
| Additional noninterest expense | $1,696,000 | 3,752 |
| Pre-tax net operating income | $157,000 | 4,920 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $-204,000 | 6,767 |
| Income before extraordinary items | $368,000 | 4,262 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $368,000 | 4,262 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $368,000 | 4,262 |
| Net charge-offs | $435,000 | 3,973 |
| Cash dividends | $374,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $361,000 | 4,219 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,173,000 | 3,386 |
| Total interest expense | $2,865,000 | 2,963 |
| Net interest income | $4,308,000 | 3,596 |
| Provision for loan and lease losses | $870,000 | 2,991 |
| Total noninterest income | $514,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $135,000 | 4,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $379,000 | 3,279 |
| Total noninterest expense | $3,698,000 | 3,737 |
| Salaries and employee benefits | $1,993,000 | 3,548 |
| Premises and equipment expense | $464,000 | 3,831 |
| Additional noninterest expense | $1,241,000 | 3,793 |
| Pre-tax net operating income | $254,000 | 4,702 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $-90,000 | 6,922 |
| Income before extraordinary items | $351,000 | 4,222 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $351,000 | 4,217 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $351,000 | 4,220 |
| Net charge-offs | $312,000 | 3,653 |
| Cash dividends | $374,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $344,000 | 4,175 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 3,425 |
| Total interest expense | $1,918,000 | 3,065 |
| Net interest income | $2,839,000 | 3,613 |
| Provision for loan and lease losses | $138,000 | 4,891 |
| Total noninterest income | $334,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $245,000 | 3,337 |
| Total noninterest expense | $2,422,000 | 3,828 |
| Salaries and employee benefits | $1,288,000 | 3,684 |
| Premises and equipment expense | $314,000 | 3,809 |
| Additional noninterest expense | $820,000 | 3,807 |
| Pre-tax net operating income | $613,000 | 2,978 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $90,000 | 2,712 |
| Income before extraordinary items | $523,000 | 3,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 3,003 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $523,000 | 3,004 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $231,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $523,000 | 2,907 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 3,495 |
| Total interest expense | $955,000 | 3,181 |
| Net interest income | $1,401,000 | 3,636 |
| Provision for loan and lease losses | $69,000 | 4,501 |
| Total noninterest income | $160,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $117,000 | 3,405 |
| Total noninterest expense | $1,133,000 | 3,938 |
| Salaries and employee benefits | $623,000 | 3,807 |
| Premises and equipment expense | $158,000 | 3,838 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $359,000 | 3,017 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $61,000 | 2,721 |
| Income before extraordinary items | $298,000 | 3,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $298,000 | 3,156 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $298,000 | 3,156 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $86,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $298,000 | 2,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,992,000 | 3,803 |
| Total interest expense | $3,581,000 | 3,787 |
| Net interest income | $5,411,000 | 3,745 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $827,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $192,000 | 4,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $635,000 | 2,810 |
| Total noninterest expense | $4,549,000 | 3,855 |
| Salaries and employee benefits | $2,578,000 | 3,695 |
| Premises and equipment expense | $585,000 | 4,017 |
| Additional noninterest expense | $1,386,000 | 3,836 |
| Pre-tax net operating income | $1,189,000 | 3,425 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $215,000 | 2,742 |
| Income before extraordinary items | $974,000 | 3,336 |
| Extraordinary gains, net | $62,000 | 27 |
| Net income | $1,036,000 | 3,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $1,052,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $974,000 | 3,479 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 3,893 |
| Total interest expense | $2,637,000 | 3,944 |
| Net interest income | $4,027,000 | 3,784 |
| Provision for loan and lease losses | $420,000 | 2,997 |
| Total noninterest income | $629,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $139,000 | 4,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $490,000 | 2,855 |
| Total noninterest expense | $3,265,000 | 3,953 |
| Salaries and employee benefits | $1,813,000 | 3,901 |
| Premises and equipment expense | $429,000 | 4,080 |
| Additional noninterest expense | $1,023,000 | 3,797 |
| Pre-tax net operating income | $971,000 | 3,734 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $200,000 | 2,910 |
| Income before extraordinary items | $771,000 | 3,637 |
| Extraordinary gains, net | $62,000 | 21 |
| Net income | $833,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,073 |
| Cash dividends | $592,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $771,000 | 3,779 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 4,012 |
| Total interest expense | $1,749,000 | 4,091 |
| Net interest income | $2,611,000 | 3,858 |
| Provision for loan and lease losses | $310,000 | 2,477 |
| Total noninterest income | $426,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $89,000 | 5,053 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $337,000 | 2,853 |
| Total noninterest expense | $2,174,000 | 3,983 |
| Salaries and employee benefits | $1,228,000 | 3,896 |
| Premises and equipment expense | $276,000 | 4,225 |
| Additional noninterest expense | $670,000 | 3,834 |
| Pre-tax net operating income | $553,000 | 4,191 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $88,000 | 3,583 |
| Income before extraordinary items | $465,000 | 4,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,062 |
| Cash dividends | $390,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $465,000 | 4,099 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 4,105 |
| Total interest expense | $896,000 | 4,194 |
| Net interest income | $1,278,000 | 3,912 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $174,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $43,000 | 5,092 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,281 |
| Total noninterest expense | $1,055,000 | 4,081 |
| Salaries and employee benefits | $607,000 | 3,941 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $319,000 | 3,937 |
| Pre-tax net operating income | $367,000 | 3,733 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $69,000 | 3,233 |
| Income before extraordinary items | $298,000 | 3,810 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $298,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,234 |
| Cash dividends | $137,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $298,000 | 3,729 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 4,268 |
| Total interest expense | $3,431,000 | 4,390 |
| Net interest income | $4,878,000 | 4,080 |
| Provision for loan and lease losses | $96,000 | 4,972 |
| Total noninterest income | $770,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $195,000 | 4,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $575,000 | 3,073 |
| Total noninterest expense | $3,812,000 | 4,277 |
| Salaries and employee benefits | $2,131,000 | 4,184 |
| Premises and equipment expense | $443,000 | 4,721 |
| Additional noninterest expense | $1,238,000 | 3,989 |
| Pre-tax net operating income | $1,740,000 | 3,611 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $396,000 | 3,038 |
| Income before extraordinary items | $1,344,000 | 3,685 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,344,000 | 3,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $468,000 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,344,000 | 3,670 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,117,000 | 4,326 |
| Total interest expense | $2,519,000 | 4,460 |
| Net interest income | $3,598,000 | 4,139 |
| Provision for loan and lease losses | $72,000 | 4,634 |
| Total noninterest income | $563,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $139,000 | 5,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $424,000 | 3,100 |
| Total noninterest expense | $2,761,000 | 4,353 |
| Salaries and employee benefits | $1,507,000 | 4,360 |
| Premises and equipment expense | $322,000 | 4,804 |
| Additional noninterest expense | $932,000 | 3,911 |
| Pre-tax net operating income | $1,328,000 | 3,738 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $305,000 | 3,183 |
| Income before extraordinary items | $1,023,000 | 3,841 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,023,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $238,000 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,023,000 | 3,826 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 4,374 |
| Total interest expense | $1,665,000 | 4,481 |
| Net interest income | $2,364,000 | 4,219 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $368,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $89,000 | 5,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $279,000 | 3,143 |
| Total noninterest expense | $1,780,000 | 4,470 |
| Salaries and employee benefits | $972,000 | 4,501 |
| Premises and equipment expense | $210,000 | 4,864 |
| Additional noninterest expense | $598,000 | 4,017 |
| Pre-tax net operating income | $904,000 | 3,749 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $218,000 | 3,151 |
| Income before extraordinary items | $686,000 | 3,866 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $686,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $137,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $686,000 | 3,854 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 4,415 |
| Total interest expense | $824,000 | 4,495 |
| Net interest income | $1,162,000 | 4,262 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $171,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $129,000 | 3,283 |
| Total noninterest expense | $853,000 | 4,598 |
| Salaries and employee benefits | $457,000 | 4,736 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $293,000 | 4,046 |
| Pre-tax net operating income | $456,000 | 3,715 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $109,000 | 3,157 |
| Income before extraordinary items | $347,000 | 3,853 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $347,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $136,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $347,000 | 3,828 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 4,409 |
| Total interest expense | $2,786,000 | 4,514 |
| Net interest income | $4,616,000 | 4,271 |
| Provision for loan and lease losses | $84,000 | 4,973 |
| Total noninterest income | $640,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $174,000 | 5,248 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $466,000 | 3,460 |
| Total noninterest expense | $3,296,000 | 4,580 |
| Salaries and employee benefits | $1,832,000 | 4,561 |
| Premises and equipment expense | $418,000 | 4,784 |
| Additional noninterest expense | $1,046,000 | 4,365 |
| Pre-tax net operating income | $1,876,000 | 3,783 |
| Securities gains (losses) | $9,000 | 1,119 |
| Applicable income taxes | $466,000 | 3,239 |
| Income before extraordinary items | $1,419,000 | 3,906 |
| Extraordinary gains, net | $-3,000 | 8,643 |
| Net income | $1,416,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,715 |
| Cash dividends | $1,080,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,412,250 | 3,897 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 4,451 |
| Total interest expense | $1,991,000 | 4,559 |
| Net interest income | $3,441,000 | 4,303 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $484,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $352,000 | 3,427 |
| Total noninterest expense | $2,424,000 | 4,630 |
| Salaries and employee benefits | $1,347,000 | 4,596 |
| Premises and equipment expense | $306,000 | 4,875 |
| Additional noninterest expense | $771,000 | 4,392 |
| Pre-tax net operating income | $1,438,000 | 3,880 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $329,000 | 3,454 |
| Income before extraordinary items | $1,109,000 | 3,914 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,109,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $850,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,109,000 | 3,903 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 4,493 |
| Total interest expense | $1,266,000 | 4,557 |
| Net interest income | $2,254,000 | 4,367 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $318,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $85,000 | 5,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 3,448 |
| Total noninterest expense | $1,595,000 | 4,691 |
| Salaries and employee benefits | $894,000 | 4,638 |
| Premises and equipment expense | $205,000 | 4,859 |
| Additional noninterest expense | $496,000 | 4,515 |
| Pre-tax net operating income | $935,000 | 3,955 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $213,000 | 3,534 |
| Income before extraordinary items | $722,000 | 3,996 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $722,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,074 |
| Cash dividends | $295,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $722,000 | 3,984 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 4,495 |
| Total interest expense | $611,000 | 4,532 |
| Net interest income | $1,117,000 | 4,381 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $41,000 | 5,358 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,340 |
| Total noninterest expense | $779,000 | 4,781 |
| Salaries and employee benefits | $449,000 | 4,646 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $225,000 | 4,805 |
| Pre-tax net operating income | $481,000 | 3,835 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $117,000 | 3,375 |
| Income before extraordinary items | $364,000 | 3,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $137,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $364,000 | 3,906 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 4,360 |
| Total interest expense | $2,114,000 | 4,272 |
| Net interest income | $4,416,000 | 4,317 |
| Provision for loan and lease losses | $84,000 | 5,073 |
| Total noninterest income | $664,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $171,000 | 5,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $493,000 | 3,388 |
| Total noninterest expense | $3,187,000 | 4,579 |
| Salaries and employee benefits | $1,825,000 | 4,431 |
| Premises and equipment expense | $446,000 | 4,523 |
| Additional noninterest expense | $916,000 | 4,704 |
| Pre-tax net operating income | $1,809,000 | 3,945 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $385,000 | 3,762 |
| Income before extraordinary items | $1,424,000 | 3,909 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,424,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,694 |
| Cash dividends | $1,166,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,424,000 | 3,884 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 4,379 |
| Total interest expense | $1,544,000 | 4,207 |
| Net interest income | $3,268,000 | 4,367 |
| Provision for loan and lease losses | $63,000 | 4,907 |
| Total noninterest income | $499,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $126,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $373,000 | 3,397 |
| Total noninterest expense | $2,376,000 | 4,578 |
| Salaries and employee benefits | $1,395,000 | 4,327 |
| Premises and equipment expense | $320,000 | 4,633 |
| Additional noninterest expense | $661,000 | 4,797 |
| Pre-tax net operating income | $1,328,000 | 4,067 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $275,000 | 3,937 |
| Income before extraordinary items | $1,053,000 | 4,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,053,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,990 |
| Cash dividends | $935,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,053,000 | 3,977 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 4,345 |
| Total interest expense | $1,002,000 | 4,122 |
| Net interest income | $2,155,000 | 4,372 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $322,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $239,000 | 3,442 |
| Total noninterest expense | $1,567,000 | 4,591 |
| Salaries and employee benefits | $906,000 | 4,399 |
| Premises and equipment expense | $215,000 | 4,569 |
| Additional noninterest expense | $446,000 | 4,755 |
| Pre-tax net operating income | $868,000 | 4,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $184,000 | 3,933 |
| Income before extraordinary items | $684,000 | 4,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $684,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,611 |
| Cash dividends | $748,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $684,000 | 4,001 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 4,355 |
| Total interest expense | $489,000 | 4,075 |
| Net interest income | $1,072,000 | 4,403 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $157,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $116,000 | 3,465 |
| Total noninterest expense | $776,000 | 4,649 |
| Salaries and employee benefits | $446,000 | 4,475 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $223,000 | 4,723 |
| Pre-tax net operating income | $432,000 | 4,067 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $342,000 | 4,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $342,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $137,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $342,000 | 3,966 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,094,000 | 4,218 |
| Total interest expense | $1,915,000 | 3,778 |
| Net interest income | $4,179,000 | 4,346 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $650,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $172,000 | 5,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $478,000 | 3,394 |
| Total noninterest expense | $3,144,000 | 4,511 |
| Salaries and employee benefits | $1,861,000 | 4,231 |
| Premises and equipment expense | $451,000 | 4,396 |
| Additional noninterest expense | $832,000 | 4,966 |
| Pre-tax net operating income | $1,625,000 | 4,047 |
| Securities gains (losses) | $73,000 | 1,468 |
| Applicable income taxes | $352,000 | 3,923 |
| Income before extraordinary items | $1,346,000 | 3,906 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,346,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $1,078,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,288,330 | 3,960 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 4,205 |
| Total interest expense | $1,428,000 | 3,753 |
| Net interest income | $3,118,000 | 4,360 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $504,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $124,000 | 5,650 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $380,000 | 3,286 |
| Total noninterest expense | $2,245,000 | 4,634 |
| Salaries and employee benefits | $1,274,000 | 4,479 |
| Premises and equipment expense | $341,000 | 4,365 |
| Additional noninterest expense | $630,000 | 4,889 |
| Pre-tax net operating income | $1,332,000 | 3,891 |
| Securities gains (losses) | $73,000 | 1,392 |
| Applicable income taxes | $329,000 | 3,632 |
| Income before extraordinary items | $1,076,000 | 3,836 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,076,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $848,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,019,790 | 3,888 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 4,224 |
| Total interest expense | $956,000 | 3,741 |
| Net interest income | $2,068,000 | 4,370 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $337,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $76,000 | 5,812 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $261,000 | 3,242 |
| Total noninterest expense | $1,490,000 | 4,685 |
| Salaries and employee benefits | $838,000 | 4,553 |
| Premises and equipment expense | $230,000 | 4,340 |
| Additional noninterest expense | $422,000 | 4,880 |
| Pre-tax net operating income | $885,000 | 3,844 |
| Securities gains (losses) | $73,000 | 1,220 |
| Applicable income taxes | $225,000 | 3,565 |
| Income before extraordinary items | $733,000 | 3,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $733,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $308,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $676,790 | 3,845 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 4,245 |
| Total interest expense | $483,000 | 3,741 |
| Net interest income | $1,023,000 | 4,406 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $149,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $119,000 | 3,364 |
| Total noninterest expense | $729,000 | 4,786 |
| Salaries and employee benefits | $409,000 | 4,659 |
| Premises and equipment expense | $116,000 | 4,345 |
| Additional noninterest expense | $204,000 | 5,003 |
| Pre-tax net operating income | $428,000 | 3,918 |
| Securities gains (losses) | $73,000 | 971 |
| Applicable income taxes | $118,000 | 3,512 |
| Income before extraordinary items | $383,000 | 3,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $383,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $157,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $327,520 | 3,896 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 4,182 |
| Total interest expense | $2,164,000 | 3,769 |
| Net interest income | $4,107,000 | 4,288 |
| Provision for loan and lease losses | $160,000 | 4,471 |
| Total noninterest income | $549,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $127,000 | 6,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $422,000 | 3,874 |
| Total noninterest expense | $2,918,000 | 4,699 |
| Salaries and employee benefits | $1,687,000 | 4,465 |
| Premises and equipment expense | $418,000 | 4,586 |
| Additional noninterest expense | $813,000 | 4,996 |
| Pre-tax net operating income | $1,578,000 | 3,996 |
| Securities gains (losses) | $177,000 | 1,425 |
| Applicable income taxes | $382,000 | 3,877 |
| Income before extraordinary items | $1,373,000 | 3,786 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,373,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $1,371,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,234,940 | 3,885 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 4,208 |
| Total interest expense | $1,663,000 | 3,814 |
| Net interest income | $3,064,000 | 4,326 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $414,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $94,000 | 6,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 3,928 |
| Total noninterest expense | $2,119,000 | 4,789 |
| Salaries and employee benefits | $1,199,000 | 4,621 |
| Premises and equipment expense | $304,000 | 4,671 |
| Additional noninterest expense | $616,000 | 4,915 |
| Pre-tax net operating income | $1,314,000 | 3,813 |
| Securities gains (losses) | $177,000 | 1,303 |
| Applicable income taxes | $349,000 | 3,645 |
| Income before extraordinary items | $1,142,000 | 3,633 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,142,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $891,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,005,710 | 3,809 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 4,236 |
| Total interest expense | $1,124,000 | 3,883 |
| Net interest income | $2,042,000 | 4,333 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $271,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $208,000 | 3,967 |
| Total noninterest expense | $1,388,000 | 4,843 |
| Salaries and employee benefits | $785,000 | 4,673 |
| Premises and equipment expense | $193,000 | 4,808 |
| Additional noninterest expense | $410,000 | 4,914 |
| Pre-tax net operating income | $895,000 | 3,772 |
| Securities gains (losses) | $124,000 | 1,346 |
| Applicable income taxes | $234,000 | 3,678 |
| Income before extraordinary items | $785,000 | 3,562 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $785,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $351,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $689,520 | 3,722 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,293 |
| Total interest expense | $567,000 | 3,946 |
| Net interest income | $1,003,000 | 4,393 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $127,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 4,002 |
| Total noninterest expense | $672,000 | 4,936 |
| Salaries and employee benefits | $380,000 | 4,800 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $193,000 | 5,097 |
| Pre-tax net operating income | $443,000 | 3,794 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $91,000 | 4,120 |
| Income before extraordinary items | $352,000 | 3,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $157,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $352,000 | 3,608 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 4,319 |
| Total interest expense | $2,629,000 | 3,939 |
| Net interest income | $3,829,000 | 4,489 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $557,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $119,000 | 6,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $438,000 | 3,524 |
| Total noninterest expense | $2,622,000 | 4,921 |
| Salaries and employee benefits | $1,532,000 | 4,624 |
| Premises and equipment expense | $345,000 | 5,138 |
| Additional noninterest expense | $745,000 | 5,180 |
| Pre-tax net operating income | $1,644,000 | 3,870 |
| Securities gains (losses) | $104,000 | 1,711 |
| Applicable income taxes | $360,000 | 4,103 |
| Income before extraordinary items | $1,388,000 | 3,707 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,388,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $1,030,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,305,840 | 3,768 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,612,000 | 4,612 |
| Total interest expense | $3,207,000 | 4,484 |
| Net interest income | $3,405,000 | 4,649 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $470,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $101,000 | 6,558 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $369,000 | 3,715 |
| Total noninterest expense | $2,236,000 | 5,327 |
| Salaries and employee benefits | $1,302,000 | 5,028 |
| Premises and equipment expense | $297,000 | 5,549 |
| Additional noninterest expense | $637,000 | 5,628 |
| Pre-tax net operating income | $1,567,000 | 3,743 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $331,000 | 4,080 |
| Income before extraordinary items | $1,236,000 | 3,715 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,236,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $1,028,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,236,000 | 3,607 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,904 |
| Total interest expense | $3,125,000 | 4,759 |
| Net interest income | $3,217,000 | 4,907 |
| Provision for loan and lease losses | $146,000 | 4,464 |
| Total noninterest income | $378,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,069 |
| Total noninterest expense | $2,050,000 | 5,588 |
| Salaries and employee benefits | $1,142,000 | 5,414 |
| Premises and equipment expense | $282,000 | 5,628 |
| Additional noninterest expense | $626,000 | 5,621 |
| Pre-tax net operating income | $1,399,000 | 4,266 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $296,000 | 4,620 |
| Income before extraordinary items | $1,118,000 | 4,055 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,118,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $925,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,106,150 | 4,086 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,941 |
| Total interest expense | $2,742,000 | 4,927 |
| Net interest income | $3,279,000 | 4,854 |
| Provision for loan and lease losses | $118,000 | 4,907 |
| Total noninterest income | $251,000 | 6,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,273 |
| Total noninterest expense | $1,831,000 | 6,018 |
| Salaries and employee benefits | $1,046,000 | 5,706 |
| Premises and equipment expense | $237,000 | 6,230 |
| Additional noninterest expense | $548,000 | 6,166 |
| Pre-tax net operating income | $1,581,000 | 3,950 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $371,000 | 4,354 |
| Income before extraordinary items | $1,210,000 | 3,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,210,000 | 3,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $960,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,210,000 | 3,818 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 5,045 |
| Total interest expense | $2,694,000 | 5,111 |
| Net interest income | $3,241,000 | 4,872 |
| Provision for loan and lease losses | $114,000 | 4,857 |
| Total noninterest income | $132,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $1,634,000 | 6,351 |
| Salaries and employee benefits | $929,000 | 6,072 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $477,000 | 6,597 |
| Pre-tax net operating income | $1,625,000 | 3,943 |
| Securities gains (losses) | $83,000 | 1,400 |
| Applicable income taxes | $443,000 | 4,159 |
| Income before extraordinary items | $1,265,000 | 3,761 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,265,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $496,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,203,580 | 3,835 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 5,371 |
| Total interest expense | $2,455,000 | 5,486 |
| Net interest income | $3,099,000 | 5,171 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $122,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $1,529,000 | 6,718 |
| Salaries and employee benefits | $868,000 | 6,448 |
| Premises and equipment expense | $220,000 | 6,498 |
| Additional noninterest expense | $441,000 | 7,008 |
| Pre-tax net operating income | $1,608,000 | 4,223 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $425,000 | 4,699 |
| Income before extraordinary items | $1,185,000 | 4,100 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,185,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $442,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,183,520 | 4,042 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 5,652 |
| Total interest expense | $2,312,000 | 5,828 |
| Net interest income | $3,029,000 | 5,409 |
| Provision for loan and lease losses | $73,000 | 5,762 |
| Total noninterest income | $110,000 | 9,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $1,480,000 | 7,165 |
| Salaries and employee benefits | $823,000 | 6,868 |
| Premises and equipment expense | $228,000 | 6,562 |
| Additional noninterest expense | $429,000 | 7,636 |
| Pre-tax net operating income | $1,586,000 | 4,149 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $407,000 | 4,840 |
| Income before extraordinary items | $1,179,000 | 3,929 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,179,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $420,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,179,000 | 3,883 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 5,869 |
| Total interest expense | $2,291,000 | 5,906 |
| Net interest income | $2,847,000 | 5,740 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $129,000 | 9,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,186 |
| Total noninterest expense | $1,441,000 | 7,458 |
| Salaries and employee benefits | $769,000 | 7,275 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $465,000 | 7,559 |
| Pre-tax net operating income | $1,475,000 | 4,514 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $372,000 | 5,199 |
| Income before extraordinary items | $1,103,000 | 4,239 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,103,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $373,000 | 4,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,103,000 | 4,222 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,005 |
| Total interest expense | $1,935,000 | 5,756 |
| Net interest income | $2,713,000 | 6,079 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,407,000 | 7,891 |
| Salaries and employee benefits | $704,000 | 7,849 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $509,000 | 7,758 |
| Pre-tax net operating income | $1,352,000 | 4,793 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $341,000 | 5,376 |
| Income before extraordinary items | $1,012,000 | 4,496 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,012,000 | 4,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $343,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,011,250 | 4,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 6,120 |
| Total interest expense | $2,000,000 | 5,835 |
| Net interest income | $2,668,000 | 6,224 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $111,000 | 11,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $1,367,000 | 8,281 |
| Salaries and employee benefits | $663,000 | 8,276 |
| Premises and equipment expense | $206,000 | 7,564 |
| Additional noninterest expense | $498,000 | 8,229 |
| Pre-tax net operating income | $1,352,000 | 4,716 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $339,000 | 5,624 |
| Income before extraordinary items | $1,038,000 | 4,558 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,038,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $358,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,019,250 | 4,393 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 6,507 |
| Total interest expense | $2,385,000 | 6,212 |
| Net interest income | $2,495,000 | 6,615 |
| Provision for loan and lease losses | $92,000 | 7,505 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,240,000 | 8,877 |
| Salaries and employee benefits | $574,000 | 9,040 |
| Premises and equipment expense | $187,000 | 8,147 |
| Additional noninterest expense | $479,000 | 8,652 |
| Pre-tax net operating income | $1,274,000 | 4,680 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $307,000 | 5,840 |
| Income before extraordinary items | $967,000 | 4,641 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $967,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $318,000 | 3,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $967,000 | 4,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.