Home > First Community Bank > Income and Expense

First Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,580,0001,851
Total interest expense$1,922,0003,089
Net interest income$18,658,0001,525
Provision for loan and lease losses$370,0001,494
Total noninterest income$1,835,0002,109
Gross Fiduciary activities income$0981
Service charges on deposit accounts$462,0001,736
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0001,974
Total noninterest expense$12,308,0001,781
Salaries and employee benefits$7,060,0001,756
Premises and equipment expense$2,275,0001,096
Additional noninterest expense$1,373,0001,974
Pre-tax net operating income$7,815,0001,415
Securities gains (losses)$-64,0003,703
Applicable income taxes$03,369
Income before extraordinary items$7,751,0001,239
Extraordinary gains, net$054
Net income$7,751,0001,255
Minority interest net income$088
Net income of bank and minority interests.$7,751,0001,242
Net charge-offs$32,0001,993
Cash dividends$7,820,000581
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,815,0001,254
2023-09-30 (YTD Data)Rank
Total interest income$15,218,0001,837
Total interest expense$1,156,0003,213
Net interest income$14,062,0001,528
Provision for loan and lease losses$340,0001,261
Total noninterest income$1,365,0002,116
Gross Fiduciary activities income$0950
Service charges on deposit accounts$347,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$1,018,0001,968
Total noninterest expense$9,228,0001,781
Salaries and employee benefits$5,368,0001,742
Premises and equipment expense$1,699,0001,091
Additional noninterest expense$1,018,0001,968
Pre-tax net operating income$5,859,0001,478
Securities gains (losses)$-64,0003,891
Applicable income taxes$03,407
Income before extraordinary items$5,795,0001,286
Extraordinary gains, net$052
Net income$5,795,0001,295
Minority interest net income$081
Net income of bank and minority interests.$5,795,0001,286
Net charge-offs$38,0001,595
Cash dividends$6,670,000486
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,859,0001,301
2023-06-30 (YTD Data)Rank
Total interest income$10,045,0001,818
Total interest expense$601,0003,329
Net interest income$9,444,0001,537
Provision for loan and lease losses$180,0001,397
Total noninterest income$870,0002,107
Gross Fiduciary activities income$0931
Service charges on deposit accounts$226,0001,755
Trading account gains and feesNANA
Additional Noninterest Income$644,0001,945
Total noninterest expense$5,964,0001,807
Salaries and employee benefits$3,615,0001,727
Premises and equipment expense$1,121,0001,093
Additional noninterest expense$644,0001,942
Pre-tax net operating income$4,170,0001,380
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,170,0001,213
Extraordinary gains, net$051
Net income$4,170,0001,224
Minority interest net income$081
Net income of bank and minority interests.$4,170,0001,213
Net charge-offs$-41,0004,276
Cash dividends$4,645,000465
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,170,0001,221
2023-03-31 (YTD Data)Rank
Total interest income$4,902,0001,838
Total interest expense$145,0003,816
Net interest income$4,757,0001,537
Provision for loan and lease losses$90,0001,318
Total noninterest income$349,0002,319
Gross Fiduciary activities income$0913
Service charges on deposit accounts$110,0001,795
Trading account gains and feesNANA
Additional Noninterest Income$239,0002,237
Total noninterest expense$2,871,0001,879
Salaries and employee benefits$1,775,0001,769
Premises and equipment expense$550,0001,143
Additional noninterest expense$239,0002,237
Pre-tax net operating income$2,145,0001,398
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,145,0001,210
Extraordinary gains, net$04
Net income$2,145,0001,209
Minority interest net income$048
Net income of bank and minority interests.$2,145,0001,210
Net charge-offs$-48,0004,433
Cash dividends$2,500,000410
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,145,0001,235
2022-12-31 (YTD Data)Rank
Total interest income$17,239,0001,752
Total interest expense$161,0004,181
Net interest income$17,078,0001,630
Provision for loan and lease losses$03,012
Total noninterest income$2,231,0001,929
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$444,0001,830
Trading account gains and feesNANA
Additional Noninterest Income$1,787,0001,732
Total noninterest expense$11,997,0001,775
Salaries and employee benefits$6,888,0001,770
Premises and equipment expense$2,068,0001,171
Additional noninterest expense$1,787,0001,732
Pre-tax net operating income$7,312,0001,591
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,312,0001,398
Extraordinary gains, net$05
Net income$7,312,0001,398
Minority interest net income$063
Net income of bank and minority interests.$7,312,0001,398
Net charge-offs$-34,0003,970
Cash dividends$5,480,000729
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,312,0001,420
2022-09-30 (YTD Data)Rank
Total interest income$12,139,0001,790
Total interest expense$111,0004,163
Net interest income$12,028,0001,683
Provision for loan and lease losses$02,835
Total noninterest income$1,501,0002,074
Gross Fiduciary activities income$0968
Service charges on deposit accounts$320,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$1,181,0001,884
Total noninterest expense$8,758,0001,806
Salaries and employee benefits$5,100,0001,781
Premises and equipment expense$1,535,0001,177
Additional noninterest expense$1,181,0001,884
Pre-tax net operating income$4,771,0001,751
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$4,771,0001,543
Extraordinary gains, net$04
Net income$4,771,0001,542
Minority interest net income$057
Net income of bank and minority interests.$4,771,0001,543
Net charge-offs$-22,0003,836
Cash dividends$3,405,000773
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,771,0001,575
2022-06-30 (YTD Data)Rank
Total interest income$7,607,0001,829
Total interest expense$77,0004,148
Net interest income$7,530,0001,737
Provision for loan and lease losses$02,599
Total noninterest income$954,0002,118
Gross Fiduciary activities income$0925
Service charges on deposit accounts$208,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$746,0001,989
Total noninterest expense$5,788,0001,809
Salaries and employee benefits$3,392,0001,786
Premises and equipment expense$1,024,0001,175
Additional noninterest expense$1,372,0002,115
Pre-tax net operating income$2,696,0001,855
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,696,0001,635
Extraordinary gains, net$04
Net income$2,696,0001,634
Minority interest net income$060
Net income of bank and minority interests.$2,696,0001,635
Net charge-offs$-14,0003,773
Cash dividends$2,265,000765
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,696,0001,666
2022-03-31 (YTD Data)Rank
Total interest income$3,677,0001,832
Total interest expense$42,0004,085
Net interest income$3,635,0001,744
Provision for loan and lease losses$02,285
Total noninterest income$455,0002,158
Gross Fiduciary activities income$0892
Service charges on deposit accounts$90,0002,066
Trading account gains and feesNANA
Additional Noninterest Income$365,0001,998
Total noninterest expense$2,821,0001,835
Salaries and employee benefits$1,681,0001,779
Premises and equipment expense$512,0001,187
Additional noninterest expense$628,0002,226
Pre-tax net operating income$1,269,0001,856
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,269,0001,640
Extraordinary gains, net$04
Net income$1,269,0001,639
Minority interest net income$050
Net income of bank and minority interests.$1,269,0001,640
Net charge-offs$-5,0003,667
Cash dividends$1,250,000658
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,269,0001,661
2021-12-31 (YTD Data)Rank
Total interest income$16,079,0001,764
Total interest expense$298,0003,769
Net interest income$15,781,0001,661
Provision for loan and lease losses$03,064
Total noninterest income$2,078,0002,176
Gross Fiduciary activities income$0994
Service charges on deposit accounts$365,0001,973
Trading account gains and feesNANA
Additional Noninterest Income$1,713,0002,071
Total noninterest expense$11,067,0001,845
Salaries and employee benefits$6,500,0001,816
Premises and equipment expense$1,993,0001,211
Additional noninterest expense$2,574,0002,218
Pre-tax net operating income$6,792,0001,671
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$6,792,0001,541
Extraordinary gains, net$010
Net income$6,792,0001,540
Minority interest net income$074
Net income of bank and minority interests.$6,792,0001,541
Net charge-offs$-84,0004,303
Cash dividends$3,100,0001,140
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,792,0001,506
2021-09-30 (YTD Data)Rank
Total interest income$11,983,0001,805
Total interest expense$255,0003,716
Net interest income$11,728,0001,700
Provision for loan and lease losses$02,963
Total noninterest income$1,504,0002,266
Gross Fiduciary activities income$0957
Service charges on deposit accounts$270,0001,989
Trading account gains and feesNANA
Additional Noninterest Income$1,234,0002,154
Total noninterest expense$8,185,0001,865
Salaries and employee benefits$4,802,0001,845
Premises and equipment expense$1,498,0001,233
Additional noninterest expense$1,885,0002,250
Pre-tax net operating income$5,047,0001,749
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$5,047,0001,598
Extraordinary gains, net$08
Net income$5,047,0001,598
Minority interest net income$069
Net income of bank and minority interests.$5,047,0001,598
Net charge-offs$-34,0004,070
Cash dividends$1,850,0001,223
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,047,0001,569
2021-06-30 (YTD Data)Rank
Total interest income$7,795,0001,828
Total interest expense$204,0003,584
Net interest income$7,591,0001,724
Provision for loan and lease losses$02,862
Total noninterest income$912,0002,337
Gross Fiduciary activities income$0951
Service charges on deposit accounts$177,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$735,0002,247
Total noninterest expense$5,410,0001,865
Salaries and employee benefits$3,193,0001,843
Premises and equipment expense$999,0001,220
Additional noninterest expense$1,218,0002,277
Pre-tax net operating income$3,093,0001,843
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,093,0001,675
Extraordinary gains, net$06
Net income$3,093,0001,675
Minority interest net income$067
Net income of bank and minority interests.$3,093,0001,675
Net charge-offs$-21,0004,072
Cash dividends$1,600,0001,003
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,093,0001,645
2021-03-31 (YTD Data)Rank
Total interest income$3,891,0001,835
Total interest expense$118,0003,486
Net interest income$3,773,0001,720
Provision for loan and lease losses$02,741
Total noninterest income$432,0002,397
Gross Fiduciary activities income$0922
Service charges on deposit accounts$85,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$347,0002,298
Total noninterest expense$2,669,0001,866
Salaries and employee benefits$1,581,0001,835
Premises and equipment expense$497,0001,226
Additional noninterest expense$591,0002,286
Pre-tax net operating income$1,536,0001,844
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,536,0001,700
Extraordinary gains, net$03
Net income$1,536,0001,700
Minority interest net income$055
Net income of bank and minority interests.$1,536,0001,700
Net charge-offs$-9,0004,024
Cash dividends$1,600,000541
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,536,0001,659
2020-12-31 (YTD Data)Rank
Total interest income$15,949,0001,799
Total interest expense$792,0003,283
Net interest income$15,157,0001,638
Provision for loan and lease losses$500,0002,227
Total noninterest income$1,712,0002,294
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$385,0001,937
Trading account gains and feesNANA
Additional Noninterest Income$1,327,0002,192
Total noninterest expense$10,855,0001,836
Salaries and employee benefits$6,188,0001,857
Premises and equipment expense$1,870,0001,247
Additional noninterest expense$2,797,0002,032
Pre-tax net operating income$5,514,0001,658
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,514,0001,522
Extraordinary gains, net$04
Net income$5,514,0001,522
Minority interest net income$072
Net income of bank and minority interests.$5,514,0001,522
Net charge-offs$-44,0004,572
Cash dividends$3,148,0001,083
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,514,0001,476
2020-09-30 (YTD Data)Rank
Total interest income$11,509,0001,873
Total interest expense$661,0003,209
Net interest income$10,848,0001,698
Provision for loan and lease losses$500,0001,950
Total noninterest income$1,168,0002,350
Gross Fiduciary activities income$0981
Service charges on deposit accounts$288,0001,941
Trading account gains and feesNANA
Additional Noninterest Income$880,0002,279
Total noninterest expense$8,159,0001,816
Salaries and employee benefits$4,602,0001,843
Premises and equipment expense$1,398,0001,257
Additional noninterest expense$2,159,0001,953
Pre-tax net operating income$3,357,0001,900
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,357,0001,758
Extraordinary gains, net$04
Net income$3,357,0001,758
Minority interest net income$065
Net income of bank and minority interests.$3,357,0001,758
Net charge-offs$-31,0004,544
Cash dividends$1,948,0001,144
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,357,0001,709
2020-06-30 (YTD Data)Rank
Total interest income$7,662,0001,896
Total interest expense$478,0003,191
Net interest income$7,184,0001,701
Provision for loan and lease losses$360,0001,871
Total noninterest income$695,0002,435
Gross Fiduciary activities income$0970
Service charges on deposit accounts$204,0001,883
Trading account gains and feesNANA
Additional Noninterest Income$491,0002,389
Total noninterest expense$5,388,0001,825
Salaries and employee benefits$3,048,0001,849
Premises and equipment expense$923,0001,255
Additional noninterest expense$1,417,0001,977
Pre-tax net operating income$2,131,0001,911
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,131,0001,758
Extraordinary gains, net$04
Net income$2,131,0001,759
Minority interest net income$065
Net income of bank and minority interests.$2,131,0001,759
Net charge-offs$7,0002,562
Cash dividends$1,948,000837
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,131,0001,707
2020-03-31 (YTD Data)Rank
Total interest income$3,795,0001,894
Total interest expense$280,0003,106
Net interest income$3,515,0001,705
Provision for loan and lease losses$120,0001,810
Total noninterest income$375,0002,253
Gross Fiduciary activities income$0941
Service charges on deposit accounts$132,0001,787
Trading account gains and feesNANA
Additional Noninterest Income$243,0002,217
Total noninterest expense$2,686,0001,844
Salaries and employee benefits$1,513,0001,871
Premises and equipment expense$451,0001,302
Additional noninterest expense$722,0001,984
Pre-tax net operating income$1,084,0001,722
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,084,0001,563
Extraordinary gains, net$04
Net income$1,084,0001,562
Minority interest net income$056
Net income of bank and minority interests.$1,084,0001,563
Net charge-offs$79,000989
Cash dividends$1,948,000535
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,084,0001,528
2019-12-31 (YTD Data)Rank
Total interest income$14,988,0001,922
Total interest expense$1,386,0002,847
Net interest income$13,602,0001,747
Provision for loan and lease losses$03,973
Total noninterest income$1,760,0002,115
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$565,0001,751
Trading account gains and feesNANA
Additional Noninterest Income$1,195,0002,053
Total noninterest expense$10,325,0001,873
Salaries and employee benefits$5,805,0001,897
Premises and equipment expense$1,774,0001,296
Additional noninterest expense$2,746,0002,066
Pre-tax net operating income$5,037,0001,743
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,037,0001,590
Extraordinary gains, net$011
Net income$5,037,0001,592
Minority interest net income$076
Net income of bank and minority interests.$5,037,0001,592
Net charge-offs$33,0002,876
Cash dividends$3,780,0001,015
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,037,0001,554
2019-09-30 (YTD Data)Rank
Total interest income$11,279,0001,929
Total interest expense$1,097,0002,794
Net interest income$10,182,0001,776
Provision for loan and lease losses$03,836
Total noninterest income$1,299,0002,137
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$425,0001,752
Trading account gains and feesNANA
Additional Noninterest Income$874,0002,069
Total noninterest expense$7,703,0001,893
Salaries and employee benefits$4,411,0001,875
Premises and equipment expense$1,311,0001,324
Additional noninterest expense$1,981,0002,133
Pre-tax net operating income$3,778,0001,795
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,778,0001,607
Extraordinary gains, net$011
Net income$3,778,0001,608
Minority interest net income$072
Net income of bank and minority interests.$3,778,0001,608
Net charge-offs$-414,0005,174
Cash dividends$2,347,0001,062
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,778,0001,577
2019-06-30 (YTD Data)Rank
Total interest income$7,455,0001,945
Total interest expense$799,0002,671
Net interest income$6,656,0001,808
Provision for loan and lease losses$03,685
Total noninterest income$797,0002,206
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$290,0001,703
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,187
Total noninterest expense$5,108,0001,905
Salaries and employee benefits$2,941,0001,878
Premises and equipment expense$866,0001,329
Additional noninterest expense$1,301,0002,162
Pre-tax net operating income$2,345,0001,872
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,345,0001,681
Extraordinary gains, net$011
Net income$2,345,0001,681
Minority interest net income$069
Net income of bank and minority interests.$2,345,0001,681
Net charge-offs$-419,0005,240
Cash dividends$1,348,0001,187
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,345,0001,656
2019-03-31 (YTD Data)Rank
Total interest income$3,675,0001,967
Total interest expense$384,0002,699
Net interest income$3,291,0001,834
Provision for loan and lease losses$03,406
Total noninterest income$371,0002,257
Gross Fiduciary activities income$0972
Service charges on deposit accounts$138,0001,757
Trading account gains and feesNANA
Additional Noninterest Income$233,0002,229
Total noninterest expense$2,565,0001,901
Salaries and employee benefits$1,457,0001,901
Premises and equipment expense$433,0001,348
Additional noninterest expense$675,0002,095
Pre-tax net operating income$1,097,0001,936
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,097,0001,741
Extraordinary gains, net$05
Net income$1,097,0001,739
Minority interest net income$052
Net income of bank and minority interests.$1,097,0001,740
Net charge-offs$-22,0004,889
Cash dividends$690,0001,088
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,097,0001,721
2018-12-31 (YTD Data)Rank
Total interest income$14,092,0001,946
Total interest expense$1,025,0002,889
Net interest income$13,067,0001,808
Provision for loan and lease losses$440,0001,577
Total noninterest income$1,795,0002,106
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$586,0001,763
Trading account gains and feesNANA
Additional Noninterest Income$1,209,0002,030
Total noninterest expense$10,169,0001,884
Salaries and employee benefits$5,529,0001,941
Premises and equipment expense$1,896,0001,236
Additional noninterest expense$2,744,0002,065
Pre-tax net operating income$4,253,0002,022
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,253,0001,824
Extraordinary gains, net$06
Net income$4,253,0001,823
Minority interest net income$072
Net income of bank and minority interests.$4,253,0001,823
Net charge-offs$222,0001,561
Cash dividends$2,778,0001,156
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,253,0001,814
2018-09-30 (YTD Data)Rank
Total interest income$10,400,0001,963
Total interest expense$676,0003,019
Net interest income$9,724,0001,812
Provision for loan and lease losses$360,0001,414
Total noninterest income$1,336,0002,134
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$435,0001,796
Trading account gains and feesNANA
Additional Noninterest Income$901,0002,050
Total noninterest expense$7,598,0001,880
Salaries and employee benefits$4,107,0001,947
Premises and equipment expense$1,434,0001,223
Additional noninterest expense$2,057,0002,074
Pre-tax net operating income$3,102,0002,080
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,102,0001,866
Extraordinary gains, net$05
Net income$3,102,0001,864
Minority interest net income$066
Net income of bank and minority interests.$3,102,0001,865
Net charge-offs$210,0001,213
Cash dividends$2,039,0001,058
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,102,0001,856
2018-06-30 (YTD Data)Rank
Total interest income$6,728,0001,999
Total interest expense$458,0002,922
Net interest income$6,270,0001,874
Provision for loan and lease losses$240,0001,369
Total noninterest income$789,0002,286
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$289,0001,798
Trading account gains and feesNANA
Additional Noninterest Income$500,0002,263
Total noninterest expense$4,948,0001,935
Salaries and employee benefits$2,674,0001,987
Premises and equipment expense$944,0001,242
Additional noninterest expense$1,330,0002,137
Pre-tax net operating income$1,871,0002,188
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,871,0001,978
Extraordinary gains, net$06
Net income$1,871,0001,976
Minority interest net income$065
Net income of bank and minority interests.$1,871,0001,977
Net charge-offs$69,0001,549
Cash dividends$1,375,0001,030
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,871,0001,967
2018-03-31 (YTD Data)Rank
Total interest income$3,223,0002,062
Total interest expense$193,0003,143
Net interest income$3,030,0001,919
Provision for loan and lease losses$120,0001,317
Total noninterest income$360,0002,382
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$149,0001,758
Trading account gains and feesNANA
Additional Noninterest Income$211,0002,410
Total noninterest expense$2,506,0001,925
Salaries and employee benefits$1,316,0002,042
Premises and equipment expense$477,0001,245
Additional noninterest expense$713,0002,003
Pre-tax net operating income$764,0002,459
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$764,0002,232
Extraordinary gains, net$07
Net income$764,0002,231
Minority interest net income$052
Net income of bank and minority interests.$764,0002,232
Net charge-offs$85,000936
Cash dividends$917,000778
Sale, conversion, retirement of capital stock, net$0580
Net operating income$764,0002,222
2017-12-31 (YTD Data)Rank
Total interest income$12,781,0002,013
Total interest expense$536,0003,573
Net interest income$12,245,0001,875
Provision for loan and lease losses$240,0002,185
Total noninterest income$1,850,0002,133
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$609,0001,751
Trading account gains and feesNANA
Additional Noninterest Income$1,241,0002,033
Total noninterest expense$9,664,0001,965
Salaries and employee benefits$5,082,0002,062
Premises and equipment expense$1,959,0001,189
Additional noninterest expense$2,623,0002,176
Pre-tax net operating income$4,191,0001,974
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$4,191,0001,546
Extraordinary gains, net$09
Net income$4,191,0001,546
Minority interest net income$076
Net income of bank and minority interests.$4,191,0001,546
Net charge-offs$101,0002,411
Cash dividends$4,388,000758
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,191,0001,533
2017-09-30 (YTD Data)Rank
Total interest income$9,477,0002,035
Total interest expense$389,0003,624
Net interest income$9,088,0001,900
Provision for loan and lease losses$180,0002,116
Total noninterest income$1,365,0002,174
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$462,0001,746
Trading account gains and feesNANA
Additional Noninterest Income$903,0002,101
Total noninterest expense$6,999,0002,031
Salaries and employee benefits$3,763,0002,091
Premises and equipment expense$1,268,0001,372
Additional noninterest expense$1,968,0002,156
Pre-tax net operating income$3,274,0001,928
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,274,0001,612
Extraordinary gains, net$09
Net income$3,274,0001,612
Minority interest net income$071
Net income of bank and minority interests.$3,274,0001,612
Net charge-offs$55,0002,399
Cash dividends$3,179,000732
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,274,0001,596
2017-06-30 (YTD Data)Rank
Total interest income$6,223,0002,050
Total interest expense$268,0003,551
Net interest income$5,955,0001,919
Provision for loan and lease losses$120,0002,050
Total noninterest income$865,0002,241
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$316,0001,683
Trading account gains and feesNANA
Additional Noninterest Income$549,0002,213
Total noninterest expense$4,635,0002,042
Salaries and employee benefits$2,506,0002,105
Premises and equipment expense$829,0001,392
Additional noninterest expense$1,300,0002,174
Pre-tax net operating income$2,065,0001,978
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,065,0001,663
Extraordinary gains, net$011
Net income$2,065,0001,662
Minority interest net income$071
Net income of bank and minority interests.$2,065,0001,663
Net charge-offs$-12,0004,850
Cash dividends$2,068,000738
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,065,0001,645
2017-03-31 (YTD Data)Rank
Total interest income$3,037,0002,084
Total interest expense$121,0003,707
Net interest income$2,916,0001,939
Provision for loan and lease losses$60,0001,878
Total noninterest income$418,0002,276
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$154,0001,718
Trading account gains and fees$0142
Additional Noninterest Income$264,0002,251
Total noninterest expense$2,320,0002,057
Salaries and employee benefits$1,258,0002,120
Premises and equipment expense$416,0001,401
Additional noninterest expense$646,0002,179
Pre-tax net operating income$954,0002,029
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$954,0001,734
Extraordinary gains, net$08
Net income$954,0001,733
Minority interest net income$055
Net income of bank and minority interests.$954,0001,734
Net charge-offs$-7,0004,847
Cash dividends$1,114,000662
Sale, conversion, retirement of capital stock, net$0632
Net operating income$954,0001,718
2016-12-31 (YTD Data)Rank
Total interest income$12,443,0002,011
Total interest expense$449,0003,829
Net interest income$11,994,0001,864
Provision for loan and lease losses$165,0002,658
Total noninterest income$1,657,0002,353
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$678,0001,663
Trading account gains and fees$0170
Additional Noninterest Income$979,0002,423
Total noninterest expense$9,235,0002,049
Salaries and employee benefits$4,861,0002,137
Premises and equipment expense$1,754,0001,319
Additional noninterest expense$2,620,0002,215
Pre-tax net operating income$4,251,0001,848
Securities gains (losses)$69,0001,620
Applicable income taxes$04,278
Income before extraordinary items$4,320,0001,556
Extraordinary gains, net$05
Net income$4,320,0001,555
Minority interest net income$082
Net income of bank and minority interests.$4,320,0001,555
Net charge-offs$27,0003,503
Cash dividends$4,141,000795
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,251,0001,547
2016-09-30 (YTD Data)Rank
Total interest income$9,281,0002,026
Total interest expense$345,0003,822
Net interest income$8,936,0001,873
Provision for loan and lease losses$165,0002,258
Total noninterest income$1,312,0002,282
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$521,0001,629
Trading account gains and fees$0169
Additional Noninterest Income$791,0002,336
Total noninterest expense$6,946,0002,040
Salaries and employee benefits$3,684,0002,107
Premises and equipment expense$1,307,0001,339
Additional noninterest expense$1,955,0002,222
Pre-tax net operating income$3,137,0001,896
Securities gains (losses)$69,0001,528
Applicable income taxes$04,325
Income before extraordinary items$3,206,0001,591
Extraordinary gains, net$05
Net income$3,206,0001,591
Minority interest net income$071
Net income of bank and minority interests.$3,206,0001,591
Net charge-offs$-119,0005,618
Cash dividends$3,001,000755
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,137,0001,575
2016-06-30 (YTD Data)Rank
Total interest income$6,185,0002,037
Total interest expense$244,0003,728
Net interest income$5,941,0001,882
Provision for loan and lease losses$165,0001,814
Total noninterest income$823,0002,347
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$346,0001,619
Trading account gains and fees$0157
Additional Noninterest Income$477,0002,440
Total noninterest expense$4,601,0002,061
Salaries and employee benefits$2,418,0002,153
Premises and equipment expense$848,0001,360
Additional noninterest expense$1,335,0002,197
Pre-tax net operating income$1,998,0001,943
Securities gains (losses)$69,0001,209
Applicable income taxes$04,338
Income before extraordinary items$2,067,0001,616
Extraordinary gains, net$016
Net income$2,067,0001,617
Minority interest net income$071
Net income of bank and minority interests.$2,067,0001,617
Net charge-offs$-9,0004,932
Cash dividends$1,829,000830
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,998,0001,616
2016-03-31 (YTD Data)Rank
Total interest income$3,065,0002,044
Total interest expense$124,0003,716
Net interest income$2,941,0001,901
Provision for loan and lease losses$165,0001,090
Total noninterest income$417,0002,314
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$159,0001,719
Trading account gains and fees$0142
Additional Noninterest Income$258,0002,296
Total noninterest expense$2,299,0002,069
Salaries and employee benefits$1,216,0002,146
Premises and equipment expense$402,0001,432
Additional noninterest expense$681,0002,142
Pre-tax net operating income$894,0002,091
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$894,0001,789
Extraordinary gains, net$012
Net income$894,0001,790
Minority interest net income$062
Net income of bank and minority interests.$894,0001,790
Net charge-offs$-11,0005,222
Cash dividends$935,000789
Sale, conversion, retirement of capital stock, net$0659
Net operating income$894,0001,748
2015-12-31 (YTD Data)Rank
Total interest income$12,420,0001,968
Total interest expense$452,0003,918
Net interest income$11,968,0001,832
Provision for loan and lease losses$695,0001,069
Total noninterest income$1,735,0002,301
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$705,0001,643
Trading account gains and fees$0159
Additional Noninterest Income$1,030,0002,341
Total noninterest expense$9,136,0002,067
Salaries and employee benefits$4,726,0002,154
Premises and equipment expense$1,597,0001,450
Additional noninterest expense$2,813,0002,123
Pre-tax net operating income$3,872,0001,916
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,872,0001,642
Extraordinary gains, net$023
Net income$3,872,0001,644
Minority interest net income$081
Net income of bank and minority interests.$3,872,0001,644
Net charge-offs$653,000943
Cash dividends$5,487,000615
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,872,0001,610
2015-09-30 (YTD Data)Rank
Total interest income$9,305,0001,984
Total interest expense$337,0003,983
Net interest income$8,968,0001,848
Provision for loan and lease losses$495,0001,053
Total noninterest income$1,401,0002,212
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$532,0001,636
Trading account gains and fees$0153
Additional Noninterest Income$869,0002,201
Total noninterest expense$6,936,0002,040
Salaries and employee benefits$3,598,0002,134
Premises and equipment expense$1,205,0001,440
Additional noninterest expense$2,133,0002,091
Pre-tax net operating income$2,938,0001,935
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,938,0001,658
Extraordinary gains, net$021
Net income$2,938,0001,660
Minority interest net income$078
Net income of bank and minority interests.$2,938,0001,660
Net charge-offs$233,0001,408
Cash dividends$2,790,000767
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,938,0001,616
2015-06-30 (YTD Data)Rank
Total interest income$6,122,0002,002
Total interest expense$228,0003,990
Net interest income$5,894,0001,876
Provision for loan and lease losses$375,000947
Total noninterest income$749,0002,517
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$353,0001,624
Trading account gains and fees$0157
Additional Noninterest Income$396,0002,688
Total noninterest expense$4,528,0002,088
Salaries and employee benefits$2,323,0002,205
Premises and equipment expense$808,0001,450
Additional noninterest expense$1,397,0002,122
Pre-tax net operating income$1,740,0002,108
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,740,0001,820
Extraordinary gains, net$022
Net income$1,740,0001,824
Minority interest net income$075
Net income of bank and minority interests.$1,740,0001,825
Net charge-offs$160,0001,334
Cash dividends$1,843,000770
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,740,0001,776
2015-03-31 (YTD Data)Rank
Total interest income$2,977,0002,048
Total interest expense$113,0004,051
Net interest income$2,864,0001,915
Provision for loan and lease losses$225,000816
Total noninterest income$365,0002,524
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$164,0001,716
Trading account gains and fees$0152
Additional Noninterest Income$201,0002,625
Total noninterest expense$2,209,0002,139
Salaries and employee benefits$1,156,0002,233
Premises and equipment expense$393,0001,510
Additional noninterest expense$660,0002,213
Pre-tax net operating income$795,0002,225
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$795,0001,943
Extraordinary gains, net$013
Net income$795,0001,944
Minority interest net income$064
Net income of bank and minority interests.$795,0001,945
Net charge-offs$31,0001,862
Cash dividends$1,049,000627
Sale, conversion, retirement of capital stock, net$0697
Net operating income$795,0001,877
2014-12-31 (YTD Data)Rank
Total interest income$12,021,0002,034
Total interest expense$536,0003,862
Net interest income$11,485,0001,896
Provision for loan and lease losses$510,0001,442
Total noninterest income$1,773,0002,285
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$704,0001,737
Trading account gains and fees$0180
Additional Noninterest Income$1,069,0002,243
Total noninterest expense$9,313,0002,023
Salaries and employee benefits$4,784,0002,131
Premises and equipment expense$1,698,0001,395
Additional noninterest expense$2,831,0002,143
Pre-tax net operating income$3,435,0002,053
Securities gains (losses)$98,0001,271
Applicable income taxes$04,531
Income before extraordinary items$3,533,0001,751
Extraordinary gains, net$017
Net income$3,533,0001,751
Minority interest net income$084
Net income of bank and minority interests.$3,533,0001,750
Net charge-offs$485,0001,495
Cash dividends$3,117,000882
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,435,0001,764
2014-09-30 (YTD Data)Rank
Total interest income$8,969,0002,057
Total interest expense$425,0003,811
Net interest income$8,544,0001,916
Provision for loan and lease losses$260,0001,775
Total noninterest income$1,217,0002,419
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$532,0001,741
Trading account gains and fees$0174
Additional Noninterest Income$685,0002,469
Total noninterest expense$7,116,0001,997
Salaries and employee benefits$3,673,0002,097
Premises and equipment expense$1,261,0001,417
Additional noninterest expense$2,182,0002,084
Pre-tax net operating income$2,385,0002,216
Securities gains (losses)$98,0001,009
Applicable income taxes$04,583
Income before extraordinary items$2,483,0001,860
Extraordinary gains, net$015
Net income$2,483,0001,860
Minority interest net income$081
Net income of bank and minority interests.$2,483,0001,859
Net charge-offs$257,0001,726
Cash dividends$2,047,000908
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,385,0001,870
2014-06-30 (YTD Data)Rank
Total interest income$5,916,0002,070
Total interest expense$304,0003,705
Net interest income$5,612,0001,928
Provision for loan and lease losses$260,0001,415
Total noninterest income$689,0002,627
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$358,0001,718
Trading account gains and fees$0172
Additional Noninterest Income$331,0002,897
Total noninterest expense$4,726,0002,008
Salaries and employee benefits$2,454,0002,106
Premises and equipment expense$847,0001,414
Additional noninterest expense$1,425,0002,116
Pre-tax net operating income$1,315,0002,480
Securities gains (losses)$98,000801
Applicable income taxes$04,568
Income before extraordinary items$1,413,0002,084
Extraordinary gains, net$020
Net income$1,413,0002,088
Minority interest net income$080
Net income of bank and minority interests.$1,413,0002,087
Net charge-offs$-138,0006,375
Cash dividends$1,277,000957
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,315,0002,147
2014-03-31 (YTD Data)Rank
Total interest income$2,913,0002,095
Total interest expense$157,0003,672
Net interest income$2,756,0001,953
Provision for loan and lease losses$130,0001,393
Total noninterest income$313,0002,745
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$172,0001,752
Trading account gains and fees$0147
Additional Noninterest Income$141,0003,060
Total noninterest expense$2,394,0001,984
Salaries and employee benefits$1,232,0002,108
Premises and equipment expense$439,0001,393
Additional noninterest expense$723,0002,082
Pre-tax net operating income$545,0002,742
Securities gains (losses)$98,000447
Applicable income taxes$04,445
Income before extraordinary items$643,0002,153
Extraordinary gains, net$016
Net income$643,0002,155
Minority interest net income$066
Net income of bank and minority interests.$643,0002,155
Net charge-offs$-302,0006,640
Cash dividends$634,000878
Sale, conversion, retirement of capital stock, net$0747
Net operating income$545,0002,379
2013-12-31 (YTD Data)Rank
Total interest income$12,066,0002,046
Total interest expense$902,0003,180
Net interest income$11,164,0001,908
Provision for loan and lease losses$445,0001,984
Total noninterest income$1,238,0002,866
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$706,0001,820
Trading account gains and fees$0184
Additional Noninterest Income$532,0003,274
Total noninterest expense$9,174,0002,062
Salaries and employee benefits$4,579,0002,223
Premises and equipment expense$1,695,0001,402
Additional noninterest expense$2,900,0002,152
Pre-tax net operating income$2,783,0002,288
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,783,0002,011
Extraordinary gains, net$029
Net income$2,783,0002,014
Minority interest net income$090
Net income of bank and minority interests.$2,783,0002,015
Net charge-offs$929,0001,349
Cash dividends$4,899,000580
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,783,0001,960
2013-09-30 (YTD Data)Rank
Total interest income$9,073,0002,046
Total interest expense$734,0003,073
Net interest income$8,339,0001,922
Provision for loan and lease losses$145,0002,978
Total noninterest income$884,0002,984
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$516,0001,865
Trading account gains and fees$0180
Additional Noninterest Income$368,0003,437
Total noninterest expense$6,929,0002,044
Salaries and employee benefits$3,439,0002,219
Premises and equipment expense$1,282,0001,400
Additional noninterest expense$2,208,0002,113
Pre-tax net operating income$2,149,0002,298
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,149,0002,003
Extraordinary gains, net$025
Net income$2,149,0002,010
Minority interest net income$084
Net income of bank and minority interests.$2,149,0002,009
Net charge-offs$686,0001,306
Cash dividends$2,244,000800
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,149,0001,946
2013-06-30 (YTD Data)Rank
Total interest income$6,060,0002,042
Total interest expense$532,0002,933
Net interest income$5,528,0001,919
Provision for loan and lease losses$40,0003,782
Total noninterest income$733,0002,693
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$358,0001,777
Trading account gains and fees$0157
Additional Noninterest Income$375,0002,895
Total noninterest expense$4,727,0002,004
Salaries and employee benefits$2,313,0002,199
Premises and equipment expense$869,0001,386
Additional noninterest expense$1,545,0002,019
Pre-tax net operating income$1,494,0002,197
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,494,0001,932
Extraordinary gains, net$022
Net income$1,494,0001,938
Minority interest net income$082
Net income of bank and minority interests.$1,494,0001,938
Net charge-offs$194,0002,127
Cash dividends$1,464,000808
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,494,0001,862
2013-03-31 (YTD Data)Rank
Total interest income$3,054,0002,044
Total interest expense$282,0002,918
Net interest income$2,772,0001,926
Provision for loan and lease losses$40,0003,034
Total noninterest income$389,0002,594
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$179,0001,762
Trading account gains and fees$0148
Additional Noninterest Income$210,0002,716
Total noninterest expense$2,407,0001,990
Salaries and employee benefits$1,134,0002,264
Premises and equipment expense$445,0001,369
Additional noninterest expense$828,0001,890
Pre-tax net operating income$714,0002,237
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$714,0001,979
Extraordinary gains, net$010
Net income$714,0001,980
Minority interest net income$076
Net income of bank and minority interests.$714,0001,981
Net charge-offs$11,0003,407
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$0789
Net operating income$714,0001,893
2012-12-31 (YTD Data)Rank
Total interest income$13,395,0001,962
Total interest expense$1,544,0002,648
Net interest income$11,851,0001,844
Provision for loan and lease losses$540,0002,617
Total noninterest income$1,124,0003,063
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$762,0001,760
Trading account gains and fees$0166
Additional Noninterest Income$362,0003,772
Total noninterest expense$9,687,0001,974
Salaries and employee benefits$4,610,0002,167
Premises and equipment expense$1,759,0001,353
Additional noninterest expense$3,318,0001,971
Pre-tax net operating income$2,748,0002,244
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,748,0002,008
Extraordinary gains, net$029
Net income$2,748,0002,007
Minority interest net income$093
Net income of bank and minority interests.$2,748,0002,009
Net charge-offs$1,232,0001,603
Cash dividends$1,950,0001,254
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,748,0001,898
2012-09-30 (YTD Data)Rank
Total interest income$7,203,0002,715
Total interest expense$815,0003,535
Net interest income$6,388,0002,555
Provision for loan and lease losses$340,0002,810
Total noninterest income$1,313,0002,388
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$516,0001,943
Trading account gains and fees$0157
Additional Noninterest Income$797,0002,275
Total noninterest expense$5,747,0002,466
Salaries and employee benefits$2,920,0002,527
Premises and equipment expense$1,061,0001,673
Additional noninterest expense$1,766,0002,712
Pre-tax net operating income$1,614,0002,747
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,614,0002,516
Extraordinary gains, net$020
Net income$1,614,0002,517
Minority interest net income$086
Net income of bank and minority interests.$1,614,0002,517
Net charge-offs$682,0001,837
Cash dividends$800,0001,535
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,614,0002,382
2012-06-30 (YTD Data)Rank
Total interest income$4,803,0002,740
Total interest expense$571,0003,513
Net interest income$4,232,0002,573
Provision for loan and lease losses$265,0002,606
Total noninterest income$888,0002,335
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$347,0001,921
Trading account gains and fees$0153
Additional Noninterest Income$541,0002,232
Total noninterest expense$3,837,0002,465
Salaries and employee benefits$1,935,0002,536
Premises and equipment expense$706,0001,681
Additional noninterest expense$1,196,0002,696
Pre-tax net operating income$1,018,0002,809
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,018,0002,593
Extraordinary gains, net$019
Net income$1,018,0002,593
Minority interest net income$084
Net income of bank and minority interests.$1,018,0002,593
Net charge-offs$628,0001,561
Cash dividends$400,0001,828
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,018,0002,453
2012-03-31 (YTD Data)Rank
Total interest income$2,413,0002,753
Total interest expense$291,0003,577
Net interest income$2,122,0002,575
Provision for loan and lease losses$130,0002,563
Total noninterest income$423,0002,399
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$161,0002,017
Trading account gains and fees$0148
Additional Noninterest Income$262,0002,277
Total noninterest expense$1,931,0002,448
Salaries and employee benefits$961,0002,577
Premises and equipment expense$352,0001,689
Additional noninterest expense$618,0002,584
Pre-tax net operating income$484,0002,934
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$484,0002,682
Extraordinary gains, net$019
Net income$484,0002,684
Minority interest net income$078
Net income of bank and minority interests.$484,0002,685
Net charge-offs$478,0001,130
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$484,0002,553
2011-12-31 (YTD Data)Rank
Total interest income$10,098,0002,734
Total interest expense$1,622,0003,248
Net interest income$8,476,0002,582
Provision for loan and lease losses$900,0002,561
Total noninterest income$1,310,0002,646
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$779,0001,817
Trading account gains and fees$0146
Additional Noninterest Income$531,0003,027
Total noninterest expense$7,879,0002,405
Salaries and employee benefits$3,690,0002,612
Premises and equipment expense$1,353,0001,840
Additional noninterest expense$2,836,0002,314
Pre-tax net operating income$1,007,0003,722
Securities gains (losses)$21,0003,059
Applicable income taxes$04,719
Income before extraordinary items$1,028,0003,501
Extraordinary gains, net$029
Net income$1,028,0003,503
Minority interest net income$096
Net income of bank and minority interests.$1,028,0003,504
Net charge-offs$1,158,0002,186
Cash dividends$800,0001,869
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,007,0003,437
2011-09-30 (YTD Data)Rank
Total interest income$7,649,0002,739
Total interest expense$1,300,0003,196
Net interest income$6,349,0002,604
Provision for loan and lease losses$800,0002,262
Total noninterest income$1,222,0002,299
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$597,0001,800
Trading account gains and fees$0145
Additional Noninterest Income$625,0002,368
Total noninterest expense$5,953,0002,397
Salaries and employee benefits$2,749,0002,621
Premises and equipment expense$1,017,0001,848
Additional noninterest expense$2,187,0002,266
Pre-tax net operating income$818,0003,675
Securities gains (losses)$21,0002,786
Applicable income taxes$04,740
Income before extraordinary items$839,0003,428
Extraordinary gains, net$021
Net income$839,0003,430
Minority interest net income$087
Net income of bank and minority interests.$839,0003,430
Net charge-offs$916,0001,992
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$818,0003,353
2011-06-30 (YTD Data)Rank
Total interest income$5,152,0002,740
Total interest expense$913,0003,176
Net interest income$4,239,0002,599
Provision for loan and lease losses$600,0002,044
Total noninterest income$752,0002,420
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$384,0001,827
Trading account gains and fees$0153
Additional Noninterest Income$368,0002,561
Total noninterest expense$3,928,0002,443
Salaries and employee benefits$1,819,0002,659
Premises and equipment expense$676,0001,877
Additional noninterest expense$1,433,0002,339
Pre-tax net operating income$463,0003,954
Securities gains (losses)$21,0002,069
Applicable income taxes$04,697
Income before extraordinary items$484,0003,660
Extraordinary gains, net$015
Net income$484,0003,661
Minority interest net income$089
Net income of bank and minority interests.$484,0003,661
Net charge-offs$636,0001,889
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$463,0003,625
2011-03-31 (YTD Data)Rank
Total interest income$2,493,0002,835
Total interest expense$473,0003,190
Net interest income$2,020,0002,708
Provision for loan and lease losses$300,0001,892
Total noninterest income$318,0002,734
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$170,0001,995
Trading account gains and fees$0158
Additional Noninterest Income$148,0002,922
Total noninterest expense$1,995,0002,423
Salaries and employee benefits$921,0002,629
Premises and equipment expense$332,0001,942
Additional noninterest expense$742,0002,242
Pre-tax net operating income$43,0005,856
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$43,0005,810
Extraordinary gains, net$09
Net income$43,0005,809
Minority interest net income$086
Net income of bank and minority interests.$43,0005,810
Net charge-offs$504,0001,331
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$43,0005,776
2010-12-31 (YTD Data)Rank
Total interest income$11,854,0002,518
Total interest expense$2,441,0003,051
Net interest income$9,413,0002,317
Provision for loan and lease losses$2,680,0001,744
Total noninterest income$2,375,0001,833
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$812,0001,799
Trading account gains and fees$0175
Additional Noninterest Income$1,563,0001,648
Total noninterest expense$6,823,0002,785
Salaries and employee benefits$2,585,0003,497
Premises and equipment expense$1,332,0001,922
Additional noninterest expense$2,906,0002,340
Pre-tax net operating income$2,285,0002,023
Securities gains (losses)$6,0003,427
Applicable income taxes$04,655
Income before extraordinary items$2,291,0001,798
Extraordinary gains, net$029
Net income$2,291,0001,799
Minority interest net income$0111
Net income of bank and minority interests.$2,291,0001,800
Net charge-offs$3,053,0001,455
Cash dividends$1,125,0001,348
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,285,0001,727
2010-09-30 (YTD Data)Rank
Total interest income$9,091,0002,526
Total interest expense$1,907,0003,077
Net interest income$7,184,0002,327
Provision for loan and lease losses$2,030,0001,642
Total noninterest income$1,650,0001,946
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$636,0001,783
Trading account gains and fees$0165
Additional Noninterest Income$1,014,0001,785
Total noninterest expense$4,913,0002,885
Salaries and employee benefits$1,681,0003,945
Premises and equipment expense$1,005,0001,932
Additional noninterest expense$2,227,0002,277
Pre-tax net operating income$1,891,0001,986
Securities gains (losses)$6,0003,242
Applicable income taxes$04,726
Income before extraordinary items$1,897,0001,737
Extraordinary gains, net$023
Net income$1,897,0001,740
Minority interest net income$0110
Net income of bank and minority interests.$1,897,0001,740
Net charge-offs$2,448,0001,325
Cash dividends$750,0001,317
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,891,0001,656
2010-06-30 (YTD Data)Rank
Total interest income$6,097,0002,549
Total interest expense$1,331,0003,067
Net interest income$4,766,0002,344
Provision for loan and lease losses$1,530,0001,495
Total noninterest income$1,194,0001,770
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$443,0001,722
Trading account gains and fees$0152
Additional Noninterest Income$751,0001,596
Total noninterest expense$2,818,0003,277
Salaries and employee benefits$799,0004,929
Premises and equipment expense$669,0001,942
Additional noninterest expense$1,350,0002,457
Pre-tax net operating income$1,612,0001,611
Securities gains (losses)$5,0002,788
Applicable income taxes$04,691
Income before extraordinary items$1,617,0001,363
Extraordinary gains, net$019
Net income$1,617,0001,363
Minority interest net income$0105
Net income of bank and minority interests.$1,617,0001,364
Net charge-offs$1,872,0001,180
Cash dividends$750,000928
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,612,0001,320
2010-03-31 (YTD Data)Rank
Total interest income$3,098,0002,567
Total interest expense$699,0003,068
Net interest income$2,399,0002,348
Provision for loan and lease losses$480,0001,870
Total noninterest income$410,0002,323
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$202,0001,863
Trading account gains and fees$0175
Additional Noninterest Income$208,0002,334
Total noninterest expense$1,896,0002,577
Salaries and employee benefits$989,0002,490
Premises and equipment expense$327,0002,050
Additional noninterest expense$580,0002,788
Pre-tax net operating income$433,0002,689
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$433,0002,417
Extraordinary gains, net$016
Net income$433,0002,416
Minority interest net income$091
Net income of bank and minority interests.$433,0002,417
Net charge-offs$593,0001,458
Cash dividends$375,000907
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$433,0002,328
2009-12-31 (YTD Data)Rank
Total interest income$13,358,0002,501
Total interest expense$3,288,0003,193
Net interest income$10,070,0002,172
Provision for loan and lease losses$2,296,0002,298
Total noninterest income$2,623,0001,765
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$954,0001,757
Trading account gains and fees$0211
Additional Noninterest Income$1,669,0001,554
Total noninterest expense$7,789,0002,530
Salaries and employee benefits$4,015,0002,433
Premises and equipment expense$1,290,0002,070
Additional noninterest expense$2,484,0002,752
Pre-tax net operating income$2,608,0001,519
Securities gains (losses)$141,0001,837
Applicable income taxes$1,0004,275
Income before extraordinary items$2,748,0001,202
Extraordinary gains, net$034
Net income$2,748,0001,202
Minority interest net income$0115
Net income of bank and minority interests.$2,748,0001,201
Net charge-offs$2,133,0001,957
Cash dividends$1,100,0001,517
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,607,0001,269
2009-09-30 (YTD Data)Rank
Total interest income$10,168,0002,500
Total interest expense$2,553,0003,243
Net interest income$7,615,0002,159
Provision for loan and lease losses$1,496,0002,224
Total noninterest income$2,033,0001,758
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$699,0001,791
Trading account gains and fees$0212
Additional Noninterest Income$1,334,0001,512
Total noninterest expense$5,930,0002,491
Salaries and employee benefits$3,101,0002,402
Premises and equipment expense$975,0002,072
Additional noninterest expense$1,854,0002,729
Pre-tax net operating income$2,222,0001,462
Securities gains (losses)$69,0002,087
Applicable income taxes$1,0004,465
Income before extraordinary items$2,290,0001,171
Extraordinary gains, net$027
Net income$2,290,0001,171
Minority interest net income$0118
Net income of bank and minority interests.$2,290,0001,171
Net charge-offs$1,653,0001,683
Cash dividends$1,100,0001,153
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,221,0001,193
2009-06-30 (YTD Data)Rank
Total interest income$6,817,0002,518
Total interest expense$1,787,0003,249
Net interest income$5,030,0002,177
Provision for loan and lease losses$895,0002,212
Total noninterest income$1,473,0001,683
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$447,0001,841
Trading account gains and fees$0193
Additional Noninterest Income$1,026,0001,409
Total noninterest expense$3,944,0002,532
Salaries and employee benefits$2,030,0002,483
Premises and equipment expense$654,0002,095
Additional noninterest expense$1,260,0002,711
Pre-tax net operating income$1,664,0001,376
Securities gains (losses)$69,0001,708
Applicable income taxes$1,0004,523
Income before extraordinary items$1,732,0001,100
Extraordinary gains, net$021
Net income$1,732,0001,099
Minority interest net income$0112
Net income of bank and minority interests.$1,732,0001,100
Net charge-offs$741,0001,924
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,663,0001,104
2009-03-31 (YTD Data)Rank
Total interest income$3,383,0002,572
Total interest expense$960,0003,157
Net interest income$2,423,0002,258
Provision for loan and lease losses$519,0001,739
Total noninterest income$845,0001,490
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$232,0001,738
Trading account gains and fees$0171
Additional Noninterest Income$613,0001,217
Total noninterest expense$1,970,0002,457
Salaries and employee benefits$1,005,0002,537
Premises and equipment expense$334,0002,084
Additional noninterest expense$631,0002,453
Pre-tax net operating income$779,0001,644
Securities gains (losses)$69,0001,159
Applicable income taxes$1,0004,679
Income before extraordinary items$847,0001,297
Extraordinary gains, net$015
Net income$847,0001,297
Minority interest net income$0102
Net income of bank and minority interests.$847,0001,298
Net charge-offs$174,0002,268
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$778,0001,331
2008-12-31 (YTD Data)Rank
Total interest income$14,202,0002,604
Total interest expense$5,141,0002,897
Net interest income$9,061,0002,409
Provision for loan and lease losses$1,478,0002,180
Total noninterest income$2,480,0001,819
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,100,0001,618
Trading account gains and fees$0154
Additional Noninterest Income$1,380,0001,693
Total noninterest expense$7,709,0002,452
Salaries and employee benefits$4,161,0002,414
Premises and equipment expense$1,299,0002,082
Additional noninterest expense$2,249,0002,563
Pre-tax net operating income$2,354,0002,193
Securities gains (losses)$68,0001,402
Applicable income taxes$-7,0006,773
Income before extraordinary items$2,429,0001,653
Extraordinary gains, net$039
Net income$2,429,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,065,0001,891
Cash dividends$1,740,0001,531
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,361,0001,809
2008-09-30 (YTD Data)Rank
Total interest income$10,765,0002,630
Total interest expense$4,058,0002,873
Net interest income$6,707,0002,460
Provision for loan and lease losses$922,0001,926
Total noninterest income$1,880,0001,856
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$829,0001,621
Trading account gains and fees$0148
Additional Noninterest Income$1,051,0001,743
Total noninterest expense$5,827,0002,429
Salaries and employee benefits$3,122,0002,444
Premises and equipment expense$973,0002,093
Additional noninterest expense$1,732,0002,445
Pre-tax net operating income$1,838,0002,451
Securities gains (losses)$68,0001,217
Applicable income taxes$-7,0007,287
Income before extraordinary items$1,913,0001,848
Extraordinary gains, net$031
Net income$1,913,0001,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,0001,631
Cash dividends$1,240,0001,556
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,845,0002,019
2008-06-30 (YTD Data)Rank
Total interest income$7,241,0002,635
Total interest expense$2,857,0002,833
Net interest income$4,384,0002,503
Provision for loan and lease losses$695,0001,542
Total noninterest income$1,200,0001,950
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$550,0001,611
Trading account gains and fees$0149
Additional Noninterest Income$650,0001,894
Total noninterest expense$3,929,0002,408
Salaries and employee benefits$2,140,0002,412
Premises and equipment expense$643,0002,097
Additional noninterest expense$1,146,0002,442
Pre-tax net operating income$960,0003,028
Securities gains (losses)$68,0001,224
Applicable income taxes$05,627
Income before extraordinary items$1,028,0002,516
Extraordinary gains, net$021
Net income$1,028,0002,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,263
Cash dividends$661,0001,932
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$960,0002,604
2008-03-31 (YTD Data)Rank
Total interest income$3,641,0002,687
Total interest expense$1,527,0002,841
Net interest income$2,114,0002,581
Provision for loan and lease losses$473,0001,035
Total noninterest income$584,0001,995
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$266,0001,627
Trading account gains and fees$0158
Additional Noninterest Income$318,0001,901
Total noninterest expense$1,959,0002,417
Salaries and employee benefits$1,078,0002,412
Premises and equipment expense$322,0002,111
Additional noninterest expense$559,0002,464
Pre-tax net operating income$266,0004,415
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$266,0004,073
Extraordinary gains, net$015
Net income$266,0004,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,000677
Cash dividends$526,0001,295
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$266,0003,979
2007-12-31 (YTD Data)Rank
Total interest income$15,364,0002,612
Total interest expense$6,461,0002,826
Net interest income$8,903,0002,475
Provision for loan and lease losses$1,219,0001,236
Total noninterest income$2,196,0002,079
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$988,0001,782
Trading account gains and fees$0178
Additional Noninterest Income$1,208,0001,968
Total noninterest expense$7,185,0002,524
Salaries and employee benefits$4,065,0002,464
Premises and equipment expense$1,279,0002,042
Additional noninterest expense$1,841,0002,873
Pre-tax net operating income$2,695,0002,654
Securities gains (losses)$02,146
Applicable income taxes$-55,0007,945
Income before extraordinary items$2,750,0002,192
Extraordinary gains, net$039
Net income$2,750,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$791,0001,219
Cash dividends$1,869,0001,697
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,750,0002,176
2007-09-30 (YTD Data)Rank
Total interest income$11,616,0002,604
Total interest expense$4,820,0002,829
Net interest income$6,796,0002,456
Provision for loan and lease losses$612,0001,330
Total noninterest income$1,620,0002,105
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$727,0001,794
Trading account gains and fees$0184
Additional Noninterest Income$893,0001,983
Total noninterest expense$5,507,0002,458
Salaries and employee benefits$3,278,0002,291
Premises and equipment expense$958,0002,026
Additional noninterest expense$1,271,0003,032
Pre-tax net operating income$2,297,0002,576
Securities gains (losses)$01,655
Applicable income taxes$-55,0008,172
Income before extraordinary items$2,352,0002,093
Extraordinary gains, net$033
Net income$2,352,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,398
Cash dividends$1,549,0001,465
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,352,0002,071
2007-06-30 (YTD Data)Rank
Total interest income$7,637,0002,653
Total interest expense$3,198,0002,836
Net interest income$4,439,0002,520
Provision for loan and lease losses$452,0001,112
Total noninterest income$1,030,0002,201
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$479,0001,815
Trading account gains and fees$0168
Additional Noninterest Income$551,0002,108
Total noninterest expense$3,675,0002,480
Salaries and employee benefits$2,178,0002,337
Premises and equipment expense$644,0002,014
Additional noninterest expense$853,0003,025
Pre-tax net operating income$1,342,0002,889
Securities gains (losses)$01,444
Applicable income taxes$-55,0008,305
Income before extraordinary items$1,397,0002,336
Extraordinary gains, net$029
Net income$1,397,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,000949
Cash dividends$1,193,0001,352
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,397,0002,318
2007-03-31 (YTD Data)Rank
Total interest income$3,707,0002,723
Total interest expense$1,535,0002,925
Net interest income$2,172,0002,567
Provision for loan and lease losses$225,0001,053
Total noninterest income$495,0002,226
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$233,0001,815
Trading account gains and fees$0195
Additional Noninterest Income$262,0002,149
Total noninterest expense$1,793,0002,555
Salaries and employee benefits$1,065,0002,413
Premises and equipment expense$326,0002,006
Additional noninterest expense$402,0003,159
Pre-tax net operating income$649,0002,952
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$649,0002,481
Extraordinary gains, net$022
Net income$649,0002,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,000729
Cash dividends$531,0001,324
Sale, conversion, retirement of capital stock, net$0885
Net operating income$649,0002,455
2006-12-31 (YTD Data)Rank
Total interest income$13,681,0002,762
Total interest expense$4,943,0003,050
Net interest income$8,738,0002,582
Provision for loan and lease losses$507,0001,887
Total noninterest income$2,264,0002,031
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,042,0001,690
Trading account gains and fees$0130
Additional Noninterest Income$1,222,0001,937
Total noninterest expense$6,708,0002,608
Salaries and employee benefits$3,803,0002,556
Premises and equipment expense$1,242,0002,012
Additional noninterest expense$1,663,0003,022
Pre-tax net operating income$3,787,0002,347
Securities gains (losses)$01,687
Applicable income taxes$55,0005,382
Income before extraordinary items$3,732,0001,900
Extraordinary gains, net$051
Net income$3,732,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0001,145
Cash dividends$2,879,0001,167
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,732,0001,887
2006-09-30 (YTD Data)Rank
Total interest income$9,967,0002,799
Total interest expense$3,477,0003,129
Net interest income$6,490,0002,624
Provision for loan and lease losses$347,0001,917
Total noninterest income$1,761,0001,983
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$785,0001,684
Trading account gains and fees$0126
Additional Noninterest Income$976,0001,855
Total noninterest expense$4,926,0002,667
Salaries and employee benefits$2,853,0002,552
Premises and equipment expense$929,0002,035
Additional noninterest expense$1,144,0003,249
Pre-tax net operating income$2,978,0002,343
Securities gains (losses)$01,388
Applicable income taxes$14,0006,105
Income before extraordinary items$2,964,0001,854
Extraordinary gains, net$045
Net income$2,964,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,151
Cash dividends$2,193,0001,078
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,964,0001,833
2006-06-30 (YTD Data)Rank
Total interest income$6,496,0002,826
Total interest expense$2,227,0003,122
Net interest income$4,269,0002,658
Provision for loan and lease losses$246,0001,786
Total noninterest income$1,021,0002,188
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$533,0001,644
Trading account gains and fees$0126
Additional Noninterest Income$488,0002,251
Total noninterest expense$3,284,0002,678
Salaries and employee benefits$1,903,0002,547
Premises and equipment expense$628,0002,006
Additional noninterest expense$753,0003,289
Pre-tax net operating income$1,760,0002,556
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,760,0002,044
Extraordinary gains, net$039
Net income$1,760,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,000989
Cash dividends$1,495,0001,052
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,760,0002,036
2006-03-31 (YTD Data)Rank
Total interest income$3,148,0002,855
Total interest expense$1,035,0003,174
Net interest income$2,113,0002,665
Provision for loan and lease losses$96,0002,063
Total noninterest income$515,0002,154
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$238,0001,765
Trading account gains and fees$0115
Additional Noninterest Income$277,0002,047
Total noninterest expense$1,646,0002,670
Salaries and employee benefits$949,0002,566
Premises and equipment expense$322,0001,967
Additional noninterest expense$375,0003,293
Pre-tax net operating income$886,0002,498
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$886,0001,998
Extraordinary gains, net$021
Net income$886,0001,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,000700
Cash dividends$216,0002,311
Sale, conversion, retirement of capital stock, net$0648
Net operating income$886,0001,983
2005-12-31 (YTD Data)Rank
Total interest income$11,844,0002,743
Total interest expense$3,126,0003,222
Net interest income$8,718,0002,497
Provision for loan and lease losses$286,0002,940
Total noninterest income$2,179,0002,079
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,089,0001,602
Trading account gains and fees$0138
Additional Noninterest Income$1,090,0002,090
Total noninterest expense$6,477,0002,562
Salaries and employee benefits$3,802,0002,402
Premises and equipment expense$1,209,0001,983
Additional noninterest expense$1,466,0003,288
Pre-tax net operating income$4,134,0002,170
Securities gains (losses)$02,296
Applicable income taxes$2,246,0001,234
Income before extraordinary items$1,888,0003,234
Extraordinary gains, net$046
Net income$1,888,0003,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,848
Cash dividends$2,325,0001,308
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,888,0003,208
2005-09-30 (YTD Data)Rank
Total interest income$8,704,0002,741
Total interest expense$2,196,0003,251
Net interest income$6,508,0002,493
Provision for loan and lease losses$283,0002,289
Total noninterest income$1,620,0002,087
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$826,0001,570
Trading account gains and fees$0126
Additional Noninterest Income$794,0002,133
Total noninterest expense$4,892,0002,522
Salaries and employee benefits$2,842,0002,377
Premises and equipment expense$905,0001,981
Additional noninterest expense$1,145,0003,150
Pre-tax net operating income$2,953,0002,259
Securities gains (losses)$02,317
Applicable income taxes$914,0002,010
Income before extraordinary items$2,039,0002,448
Extraordinary gains, net$035
Net income$2,039,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,400
Cash dividends$1,625,0001,238
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,039,0002,419
2005-06-30 (YTD Data)Rank
Total interest income$5,694,0002,717
Total interest expense$1,426,0003,176
Net interest income$4,268,0002,508
Provision for loan and lease losses$215,0002,028
Total noninterest income$953,0002,259
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$522,0001,612
Trading account gains and fees$0116
Additional Noninterest Income$431,0002,419
Total noninterest expense$3,242,0002,504
Salaries and employee benefits$1,904,0002,353
Premises and equipment expense$598,0001,988
Additional noninterest expense$740,0003,218
Pre-tax net operating income$1,764,0002,406
Securities gains (losses)$02,146
Applicable income taxes$540,0002,149
Income before extraordinary items$1,224,0002,605
Extraordinary gains, net$030
Net income$1,224,0002,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0001,143
Cash dividends$1,175,0001,151
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,224,0002,566
2005-03-31 (YTD Data)Rank
Total interest income$2,782,0002,741
Total interest expense$674,0003,213
Net interest income$2,108,0002,535
Provision for loan and lease losses$88,0002,305
Total noninterest income$444,0002,327
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$236,0001,714
Trading account gains and fees$0115
Additional Noninterest Income$208,0002,427
Total noninterest expense$1,616,0002,537
Salaries and employee benefits$975,0002,331
Premises and equipment expense$298,0002,012
Additional noninterest expense$343,0003,422
Pre-tax net operating income$848,0002,454
Securities gains (losses)$01,685
Applicable income taxes$259,0002,214
Income before extraordinary items$589,0002,661
Extraordinary gains, net$024
Net income$589,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,000847
Cash dividends$1,075,000619
Sale, conversion, retirement of capital stock, net$0491
Net operating income$589,0002,618
2004-12-31 (YTD Data)Rank
Total interest income$10,692,0002,651
Total interest expense$2,569,0002,979
Net interest income$8,123,0002,511
Provision for loan and lease losses$618,0001,606
Total noninterest income$1,624,0002,532
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,088,0001,614
Trading account gains and fees$0138
Additional Noninterest Income$536,0003,190
Total noninterest expense$5,966,0002,665
Salaries and employee benefits$3,273,0002,633
Premises and equipment expense$1,178,0001,946
Additional noninterest expense$1,515,0003,099
Pre-tax net operating income$3,163,0002,473
Securities gains (losses)$03,819
Applicable income taxes$957,0002,241
Income before extraordinary items$2,206,0002,688
Extraordinary gains, net$034
Net income$2,206,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,461
Cash dividends$1,101,0002,150
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,206,0002,636
2004-09-30 (YTD Data)Rank
Total interest income$7,947,0002,653
Total interest expense$1,919,0002,944
Net interest income$6,028,0002,513
Provision for loan and lease losses$490,0001,480
Total noninterest income$1,154,0002,641
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$825,0001,600
Trading account gains and fees$0134
Additional Noninterest Income$329,0003,561
Total noninterest expense$4,614,0002,545
Salaries and employee benefits$2,565,0002,520
Premises and equipment expense$901,0001,905
Additional noninterest expense$1,148,0003,067
Pre-tax net operating income$2,078,0002,784
Securities gains (losses)$03,710
Applicable income taxes$619,0002,516
Income before extraordinary items$1,459,0003,019
Extraordinary gains, net$026
Net income$1,459,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,564
Cash dividends$801,0002,010
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,459,0002,942
2004-06-30 (YTD Data)Rank
Total interest income$5,316,0002,623
Total interest expense$1,289,0002,913
Net interest income$4,027,0002,475
Provision for loan and lease losses$307,0001,498
Total noninterest income$1,014,0002,177
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$564,0001,555
Trading account gains and fees$0130
Additional Noninterest Income$450,0002,348
Total noninterest expense$3,092,0002,548
Salaries and employee benefits$1,722,0002,494
Premises and equipment expense$592,0001,935
Additional noninterest expense$778,0003,012
Pre-tax net operating income$1,642,0002,398
Securities gains (losses)$03,413
Applicable income taxes$497,0002,210
Income before extraordinary items$1,145,0002,630
Extraordinary gains, net$021
Net income$1,145,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,302
Cash dividends$276,0003,011
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,145,0002,556
2004-03-31 (YTD Data)Rank
Total interest income$2,650,0002,629
Total interest expense$653,0002,921
Net interest income$1,997,0002,494
Provision for loan and lease losses$107,0002,000
Total noninterest income$458,0002,305
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$264,0001,615
Trading account gains and fees$0121
Additional Noninterest Income$194,0002,516
Total noninterest expense$1,458,0002,701
Salaries and employee benefits$794,0002,704
Premises and equipment expense$292,0001,980
Additional noninterest expense$372,0003,116
Pre-tax net operating income$890,0002,225
Securities gains (losses)$02,934
Applicable income taxes$272,0002,072
Income before extraordinary items$618,0002,431
Extraordinary gains, net$016
Net income$618,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$275,0001,834
Sale, conversion, retirement of capital stock, net$0464
Net operating income$618,0002,342
2003-12-31 (YTD Data)Rank
Total interest income$11,527,0002,471
Total interest expense$3,117,0002,764
Net interest income$8,410,0002,305
Provision for loan and lease losses$500,0002,155
Total noninterest income$2,601,0001,893
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,069,0001,604
Trading account gains and fees$0160
Additional Noninterest Income$1,532,0001,793
Total noninterest expense$5,929,0002,626
Salaries and employee benefits$3,160,0002,657
Premises and equipment expense$1,103,0002,065
Additional noninterest expense$1,666,0002,805
Pre-tax net operating income$4,582,0001,758
Securities gains (losses)$04,500
Applicable income taxes$1,434,0001,685
Income before extraordinary items$3,148,0001,955
Extraordinary gains, net$054
Net income$3,148,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,443
Cash dividends$2,705,0001,086
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,148,0001,866
2003-09-30 (YTD Data)Rank
Total interest income$8,823,0002,468
Total interest expense$2,442,0002,739
Net interest income$6,381,0002,290
Provision for loan and lease losses$380,0002,093
Total noninterest income$2,051,0001,855
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$764,0001,695
Trading account gains and fees$0153
Additional Noninterest Income$1,287,0001,714
Total noninterest expense$4,474,0002,621
Salaries and employee benefits$2,400,0002,624
Premises and equipment expense$840,0002,049
Additional noninterest expense$1,234,0002,812
Pre-tax net operating income$3,578,0001,750
Securities gains (losses)$04,204
Applicable income taxes$1,126,0001,683
Income before extraordinary items$2,452,0001,963
Extraordinary gains, net$040
Net income$2,452,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,219
Cash dividends$1,656,0001,175
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,452,0001,860
2003-06-30 (YTD Data)Rank
Total interest income$6,047,0002,418
Total interest expense$1,682,0002,740
Net interest income$4,365,0002,230
Provision for loan and lease losses$233,0002,266
Total noninterest income$1,308,0001,913
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$504,0001,673
Trading account gains and fees$0150
Additional Noninterest Income$804,0001,774
Total noninterest expense$2,929,0002,661
Salaries and employee benefits$1,590,0002,642
Premises and equipment expense$560,0002,046
Additional noninterest expense$779,0002,929
Pre-tax net operating income$2,511,0001,672
Securities gains (losses)$03,782
Applicable income taxes$792,0001,632
Income before extraordinary items$1,719,0001,870
Extraordinary gains, net$030
Net income$1,719,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,724
Cash dividends$950,0001,360
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,719,0001,753
2003-03-31 (YTD Data)Rank
Total interest income$3,004,0002,448
Total interest expense$848,0002,783
Net interest income$2,156,0002,254
Provision for loan and lease losses$120,0002,030
Total noninterest income$567,0002,089
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$229,0001,791
Trading account gains and fees$0134
Additional Noninterest Income$338,0001,940
Total noninterest expense$1,427,0002,709
Salaries and employee benefits$790,0002,646
Premises and equipment expense$286,0001,995
Additional noninterest expense$351,0003,181
Pre-tax net operating income$1,176,0001,776
Securities gains (losses)$02,891
Applicable income taxes$369,0001,742
Income before extraordinary items$807,0001,965
Extraordinary gains, net$021
Net income$807,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,880
Cash dividends$350,0001,587
Sale, conversion, retirement of capital stock, net$0419
Net operating income$807,0001,855
2002-12-31 (YTD Data)Rank
Total interest income$12,133,0002,541
Total interest expense$3,936,0002,791
Net interest income$8,197,0002,351
Provision for loan and lease losses$490,0002,411
Total noninterest income$2,195,0001,979
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$986,0001,637
Trading account gains and fees$0153
Additional Noninterest Income$1,209,0001,929
Total noninterest expense$5,676,0002,606
Salaries and employee benefits$3,002,0002,629
Premises and equipment expense$1,072,0002,043
Additional noninterest expense$1,602,0002,804
Pre-tax net operating income$4,226,0001,895
Securities gains (losses)$04,537
Applicable income taxes$1,335,0001,813
Income before extraordinary items$2,891,0002,077
Extraordinary gains, net$070
Net income$2,891,0002,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,453
Cash dividends$1,541,0001,597
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,891,0002,004
2001-12-31 (YTD Data)Rank
Total interest income$12,647,0002,695
Total interest expense$5,213,0003,046
Net interest income$7,434,0002,413
Provision for loan and lease losses$558,0002,020
Total noninterest income$1,786,0002,205
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$740,0002,043
Trading account gains and fees$0177
Additional Noninterest Income$1,046,0001,977
Total noninterest expense$5,146,0002,758
Salaries and employee benefits$2,829,0002,653
Premises and equipment expense$936,0002,278
Additional noninterest expense$1,381,0003,091
Pre-tax net operating income$3,516,0001,972
Securities gains (losses)$56,0002,241
Applicable income taxes$1,110,0001,923
Income before extraordinary items$2,462,0002,120
Extraordinary gains, net$0105
Net income$2,462,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,760
Cash dividends$567,0003,246
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,423,3602,078
2000-12-31 (YTD Data)Rank
Total interest income$11,203,0003,081
Total interest expense$4,698,0003,489
Net interest income$6,505,0002,740
Provision for loan and lease losses$450,0002,054
Total noninterest income$1,380,0002,501
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$628,0002,195
Trading account gains and feesNANA
Additional Noninterest Income$752,0002,245
Total noninterest expense$4,352,0003,096
Salaries and employee benefits$2,420,0002,920
Premises and equipment expense$754,0002,712
Additional noninterest expense$1,178,0003,489
Pre-tax net operating income$3,083,0002,340
Securities gains (losses)$-6,0008,044
Applicable income taxes$791,0002,541
Income before extraordinary items$2,286,0002,262
Extraordinary gains, net$038
Net income$2,286,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,750
Cash dividends$607,0003,164
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,290,4402,265
1999-12-31 (YTD Data)Rank
Total interest income$8,376,0003,747
Total interest expense$3,125,0004,452
Net interest income$5,251,0003,309
Provision for loan and lease losses$272,0002,889
Total noninterest income$1,188,0002,711
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$450,0002,890
Trading account gains and feesNANA
Additional Noninterest Income$738,0002,284
Total noninterest expense$3,672,0003,569
Salaries and employee benefits$1,977,0003,477
Premises and equipment expense$695,0002,874
Additional noninterest expense$1,000,0004,024
Pre-tax net operating income$2,495,0002,800
Securities gains (losses)$03,155
Applicable income taxes$831,0002,561
Income before extraordinary items$1,664,0002,989
Extraordinary gains, net$035
Net income$1,664,0002,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,892
Cash dividends$421,0003,820
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,664,0002,952
1998-12-31 (YTD Data)Rank
Total interest income$6,926,0004,436
Total interest expense$2,731,0005,051
Net interest income$4,195,0003,965
Provision for loan and lease losses$175,0003,848
Total noninterest income$1,125,0002,832
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$377,0003,294
Trading account gains and feesNANA
Additional Noninterest Income$748,0002,274
Total noninterest expense$3,200,0003,891
Salaries and employee benefits$1,682,0003,875
Premises and equipment expense$623,0003,058
Additional noninterest expense$895,0004,310
Pre-tax net operating income$1,945,0003,413
Securities gains (losses)$04,449
Applicable income taxes$569,0003,537
Income before extraordinary items$1,376,0003,495
Extraordinary gains, net$032
Net income$1,376,0003,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,752
Cash dividends$656,0002,961
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,376,0003,402
1997-12-31 (YTD Data)Rank
Total interest income$6,062,0005,021
Total interest expense$2,336,0005,667
Net interest income$3,726,0004,498
Provision for loan and lease losses$161,0003,973
Total noninterest income$830,0003,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$328,0003,796
Trading account gains and feesNANA
Additional Noninterest Income$502,0002,817
Total noninterest expense$2,878,0004,244
Salaries and employee benefits$1,448,0004,373
Premises and equipment expense$636,0002,991
Additional noninterest expense$794,0004,750
Pre-tax net operating income$1,517,0004,457
Securities gains (losses)$-3,0009,416
Applicable income taxes$403,0004,863
Income before extraordinary items$1,111,0004,328
Extraordinary gains, net$044
Net income$1,111,0004,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,193
Cash dividends$352,0004,214
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,113,1904,251
1996-12-31 (YTD Data)Rank
Total interest income$5,169,0005,797
Total interest expense$1,968,0006,472
Net interest income$3,201,0005,197
Provision for loan and lease losses$60,0006,086
Total noninterest income$640,0004,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$270,0004,553
Trading account gains and feesNANA
Additional Noninterest Income$370,0003,554
Total noninterest expense$2,409,0005,163
Salaries and employee benefits$1,270,0004,947
Premises and equipment expense$548,0003,500
Additional noninterest expense$591,0006,409
Pre-tax net operating income$1,372,0004,650
Securities gains (losses)$24,0001,866
Applicable income taxes$386,0005,000
Income before extraordinary items$1,010,0004,465
Extraordinary gains, net$053
Net income$1,010,0004,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$1,612,0001,495
Sale, conversion, retirement of capital stock, net$0953
Net operating income$992,7204,492
1995-12-31 (YTD Data)Rank
Total interest income$4,560,0006,398
Total interest expense$1,781,0006,944
Net interest income$2,779,0005,845
Provision for loan and lease losses$76,0005,218
Total noninterest income$507,0005,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$250,0004,959
Trading account gains and feesNANA
Additional Noninterest Income$257,0004,403
Total noninterest expense$1,811,0006,429
Salaries and employee benefits$682,0007,842
Premises and equipment expense$503,0003,744
Additional noninterest expense$626,0006,356
Pre-tax net operating income$1,399,0004,693
Securities gains (losses)$-11,00010,162
Applicable income taxes$415,0004,823
Income before extraordinary items$973,0004,709
Extraordinary gains, net$065
Net income$973,0004,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$325,0004,333
Sale, conversion, retirement of capital stock, net$0809
Net operating income$980,7004,655
1994-12-31 (YTD Data)Rank
Total interest income$3,388,0007,501
Total interest expense$1,023,0008,596
Net interest income$2,365,0006,727
Provision for loan and lease losses$35,0006,861
Total noninterest income$453,0005,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0005,588
Trading account gains and feesNANA
Additional Noninterest Income$238,0004,730
Total noninterest expense$2,072,0006,029
Salaries and employee benefits$963,0006,278
Premises and equipment expense$499,0003,819
Additional noninterest expense$610,0006,961
Pre-tax net operating income$711,0007,327
Securities gains (losses)$-15,00010,127
Applicable income taxes$227,0006,901
Income before extraordinary items$469,0007,549
Extraordinary gains, net$0249
Net income$469,0007,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$175,0005,766
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$479,0507,508
1993-12-31 (YTD Data)Rank
Total interest income$3,021,0008,307
Total interest expense$920,0009,468
Net interest income$2,101,0007,423
Provision for loan and lease losses$60,0006,949
Total noninterest income$550,0005,250
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0006,414
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,940
Total noninterest expense$2,017,0006,291
Salaries and employee benefits$936,0006,503
Premises and equipment expense$450,0004,270
Additional noninterest expense$631,0007,067
Pre-tax net operating income$574,0008,137
Securities gains (losses)$07,477
Applicable income taxes$169,0008,222
Income before extraordinary items$405,0008,374
Extraordinary gains, net$03,149
Net income$405,0008,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0007,730
Cash dividends$225,0005,134
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$405,0008,101
1992-12-31 (YTD Data)Rank
Total interest income$3,266,0008,531
Total interest expense$1,146,0009,802
Net interest income$2,120,0007,444
Provision for loan and lease losses$18,00010,694
Total noninterest income$585,0005,056
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0006,724
Trading account gains and feesNANA
Additional Noninterest Income$420,0003,587
Total noninterest expense$1,751,0007,103
Salaries and employee benefits$934,0006,426
Premises and equipment expense$327,0005,633
Additional noninterest expense$490,0008,549
Pre-tax net operating income$936,0005,916
Securities gains (losses)$2,0007,695
Applicable income taxes$299,0005,935
Income before extraordinary items$639,0006,301
Extraordinary gains, net$01,422
Net income$639,0006,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,00010,255
Cash dividends$223,0004,786
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$637,6405,968

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.