Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0330% | 4,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0656% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7237% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7237% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5331% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5331% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0264% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0629% | 4,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5305% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5305% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0621% | 4,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0731% | 4,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1083% | 4,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8000% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8000% | 614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 3,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0233% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2978% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2978% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 4,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4665% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4665% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 3,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 3,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 4,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4170% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4170% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 3,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 3,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5748% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 4,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1188% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6449% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6449% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0157% | 3,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 4,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7188% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7188% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 4,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0574% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2128% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2128% | 282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 3,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0270% | 4,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3800% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3800% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 4,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4168% | 4,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4168% | 4,689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 4,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4153% | 4,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4153% | 4,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 4,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1143% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1032% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1032% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9294% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6366% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6366% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2045% | 5,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3019% | 4,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2866% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4218% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4218% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2098% | 5,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2653% | 5,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3926% | 5,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0519% | 4,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0655% | 4,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0681% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6072% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3173% | 5,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3786% | 5,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5639% | 5,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0711% | 4,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0892% | 4,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3490% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0334% | 4,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 4,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 4,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1391% | 5,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1740% | 5,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3699% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3699% | 1,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 4,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3031% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3031% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0507% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0163% | 4,304 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2717% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0337% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1050% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0257% | 4,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4270% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1544% | 343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 4,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2557% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0551% | 4,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0501% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0501% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 3,922 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2092% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3123% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3123% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 4,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0562% | 3,979 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1655% | 2,508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 4,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 5,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0624% | 4,003 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0631% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5051% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5051% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 5,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0409% | 4,020 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0833% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0833% | 684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0485% | 5,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.1159% | 4,949 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1517% | 5,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9370% | 4,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2892% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3537% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3537% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0704% | 5,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1007% | 5,548 |
| Percentage Net Loans Charged-off:Construction & development | -0.1577% | 5,057 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2489% | 5,732 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2437% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6261% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6261% | 212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 4,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 5,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 5,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 5,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0853% | 4,235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 5,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5652% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5652% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0573% | 5,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0749% | 5,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 5,305 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 5,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9662% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9662% | 127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2923% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3052% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0729% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3637% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2715% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6002% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 5,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0155% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0155% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.1073% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1993% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 5,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 4,218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 5,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1285% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0109% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0109% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 4,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1943% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 5,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 5,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2882% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2595% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2595% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 2,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | -0.0290% | 5,066 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1535% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1887% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2049% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4072% | 751 |
| Percentage Net Loans Charged-off:Construction & development | -0.0396% | 5,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2888% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7780% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1641% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4633% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | -13.7975% | 6,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -13.7975% | 6,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3786% | 784 |
| Percentage Net Loans Charged-off:Construction & development | -0.0430% | 5,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1175% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0352% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8620% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6211% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1082% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | -19.3792% | 6,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -19.3792% | 6,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1375% | 6,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1379% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 5,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2797% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0811% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3610% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2134% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | -28.9726% | 6,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -28.9726% | 6,492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6148% | 6,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 5,974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0414% | 5,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 5,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1039% | 6,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1272% | 6,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5506% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | -71.9049% | 6,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -71.9049% | 6,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4777% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4889% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0282% | 5,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5222% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5547% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0184% | 1,388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6850% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3885% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2158% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2158% | 2,942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4696% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4631% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 5,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4849% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5432% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0838% | 4,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6981% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5930% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1991% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2271% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0389% | 5,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3551% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9735% | 5,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3098% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 5,485 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1117% | 5,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1117% | 5,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 3,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 5,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0421% | 5,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2933% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5451% | 6,792 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7068% | 5,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2461% | 6,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2683% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4670% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4670% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6337% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3877% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0687% | 6,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1715% | 2,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9046% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2743% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7999% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3622% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.7855% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 17.7855% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6490% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2738% | 2,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.3913% | 1,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0759% | 2,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6169% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8833% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5221% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2297% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.7025% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 26.7025% | 27 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9035% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3379% | 2,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.5540% | 1,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 2,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6973% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1794% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5211% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8326% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 38.9611% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 38.9611% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3818% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4252% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.5731% | 1,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2357% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7367% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6892% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7544% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2150% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 68.4842% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 68.4842% | 15 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8059% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8375% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.5442% | 2,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0433% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5862% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7353% | 1,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5322% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7736% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7003% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8434% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8813% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.7249% | 2,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1742% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4515% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4203% | 1,179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4627% | 2,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2674% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2002% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8627% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9012% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.3203% | 2,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1402% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6506% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6264% | 901 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6592% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3005% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2061% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3581% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4055% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.2097% | 1,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6705% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2736% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2624% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2775% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1941% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8408% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8390% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8101% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.6650% | 2,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9930% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8475% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0246% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3815% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9985% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9576% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9208% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8610% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.6284% | 2,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0084% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9873% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9403% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1788% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5478% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4269% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1661% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1587% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.8605% | 2,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6730% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7053% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0814% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1131% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8699% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0906% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3464% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3926% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6480% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3960% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0002% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6613% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0575% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1601% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2015% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.5398% | 2,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2677% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3519% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4065% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7671% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4188% | 3,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5980% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1893% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2564% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.6843% | 2,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3423% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3553% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5356% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7176% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6792% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8010% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8419% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.9851% | 1,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7942% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9013% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2618% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1911% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4383% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3793% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3772% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 1.9797% | 960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3462% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5344% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2588% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0103% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5861% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5743% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 1.7959% | 1,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3988% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4165% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4742% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3919% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5351% | 2,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0192% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5001% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4939% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 2.3480% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1651% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3233% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3811% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2993% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6002% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5994% | 2,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5819% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6088% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 3.3671% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2493% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1882% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1805% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1966% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2380% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 6.5292% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5170% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3958% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3675% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3536% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4626% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4765% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 1.2712% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2135% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4790% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6587% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4088% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 3,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4141% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2682% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2867% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.5314% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1715% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3489% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3936% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3310% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 7,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1867% | 4,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4021% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4355% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.8039% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2607% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5302% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6800% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4692% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 7,252 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2641% | 7,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5025% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5391% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 1.5908% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2479% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3895% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5538% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2688% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9080% | 8,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3381% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2617% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.2054% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6682% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0023% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8575% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0310% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2640% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4617% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7002% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1590% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2013% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3116% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2434% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6865% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0509% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5150% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1633% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4302% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3146% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.1136% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8202% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2515% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0983% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4620% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2246% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3332% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0294% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2609% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2299% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1090% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2927% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4295% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3877% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0437% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1977% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3890% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5642% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7738% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2753% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3884% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2481% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1148% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5317% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7568% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2994% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9907% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3126% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2796% | 654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0670% | 7,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7422% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9450% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4603% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2054% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2469% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1952% | 809 |
| Percentage Net Loans Charged-off:Construction & development | -0.0940% | 7,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5309% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1450% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6454% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6897% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1444% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3065% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2203% | 709 |
| Percentage Net Loans Charged-off:Construction & development | -0.1485% | 7,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6134% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2324% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7200% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2630% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1939% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2005% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2535% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 7,283 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2345% | 7,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4125% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3421% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 1.5837% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0893% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1499% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5602% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6914% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 3,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1687% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1986% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1616% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7287% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8252% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2649% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2652% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3281% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0632% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1751% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 3,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1538% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1908% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0833% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4759% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0671% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2217% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1943% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2279% | 3,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3498% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 7,407 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 4,057 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 6,667 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 8,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 8,220 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 7,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 7,626 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 10,379 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |