Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0517% | 4,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.4154% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0532% | 4,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 4,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 3,980 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1470% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0006% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9980% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9295% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0907% | 127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2096% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 4,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.5357% | 4,554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,283 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 4,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,711 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0912% | 4,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0982% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8657% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6782% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9594% | 135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0522% | 4,469 |
| Percentage Net Loans Charged-off:Construction & development | -0.7894% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 4,585 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1731% | 4,547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8581% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3051% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9643% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2908% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 509 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,184 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 4,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0321% | 4,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 4,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5541% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0857% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6961% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0666% | 4,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.0517% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1160% | 4,579 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0842% | 4,695 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0856% | 4,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6745% | 4,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6395% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6589% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6793% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0863% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 4,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1556% | 4,640 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0538% | 4,727 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 4,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2719% | 4,663 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8422% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8652% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6741% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9138% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1010% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | -0.0827% | 4,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1312% | 4,505 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0565% | 3,855 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0814% | 4,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5589% | 3,537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 4,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6577% | 4,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2316% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5168% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2612% | 173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 4,366 |
| Percentage Net Loans Charged-off:Construction & development | -0.0355% | 4,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0348% | 4,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0593% | 3,864 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0954% | 3,426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0301% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2278% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1109% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3126% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1023% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.1436% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1003% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2883% | 3,983 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0610% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4524% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 3,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4345% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3296% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9517% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3468% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.2116% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0645% | 3,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0785% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5066% | 3,635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 4,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4469% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3560% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0551% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3697% | 245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 4,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0346% | 4,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0673% | 4,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1224% | 4,623 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7960% | 3,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6761% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6235% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6766% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6673% | 190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1019% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 4,531 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0399% | 3,987 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1765% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9246% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0935% | 4,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2394% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9406% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2962% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0187% | 190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.1281% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0776% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2291% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1182% | 3,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4204% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7297% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4939% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6389% | 315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.3356% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1175% | 3,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4857% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6429% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0471% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5178% | 321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.4981% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0107% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,903 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1208% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5495% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5432% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5067% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4370% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0784% | 3,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7789% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6323% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6147% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.2197% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2908% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0688% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4401% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7265% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1618% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6361% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2505% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1598% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.2857% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4033% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1941% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1247% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2053% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6484% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6378% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8337% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4985% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2903% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.4305% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5968% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2396% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0977% | 3,779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7782% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5044% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4608% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3746% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2565% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1861% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3712% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2706% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3877% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0705% | 4,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5148% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2422% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3922% | 1,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 735 |
| Percentage Net Loans Charged-off:Construction & development | -0.1391% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1990% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2242% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3818% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8321% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7217% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6149% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 522 |
| Percentage Net Loans Charged-off:Construction & development | -0.1356% | 4,724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,713 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1281% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2778% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1738% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6979% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7775% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4677% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | -0.1330% | 4,757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1203% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7752% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7920% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5485% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.2519% | 4,911 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0762% | 5,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2626% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 4,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1245% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9935% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2127% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7530% | 915 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0834% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1411% | 4,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0896% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7150% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2473% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5367% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1434% | 4,118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0384% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7214% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1521% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4844% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 4,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2062% | 4,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1904% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6522% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5850% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4529% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 5,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.3100% | 5,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 4,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1457% | 4,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2957% | 5,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5240% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1824% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4124% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1907% | 695 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2933% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0423% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6281% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0729% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3707% | 5,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6605% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5867% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4782% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7123% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0588% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6422% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5654% | 5,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5245% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6399% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3951% | 1,697 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0713% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.1742% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,600 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1990% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7814% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5690% | 5,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4307% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1950% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3245% | 1,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9700% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2155% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.1127% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3687% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1164% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 4,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2691% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6855% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2443% | 1,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9498% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0731% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.2462% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0963% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2429% | 4,467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1139% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0834% | 5,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6270% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8295% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5258% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9233% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.3119% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1111% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 2,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1383% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1106% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0629% | 4,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5894% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3161% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5154% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0223% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.5424% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1635% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1978% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0981% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4924% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2940% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4594% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6073% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2344% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.6686% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3800% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1231% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1418% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1181% | 5,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4617% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4906% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4203% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0319% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 1.2878% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0876% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0988% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2172% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3932% | 6,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7584% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5385% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6300% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6555% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2372% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2143% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 1.5643% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1362% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1360% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1017% | 4,622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1864% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 5,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5846% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2155% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4989% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0532% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3339% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2731% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 1.8863% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1604% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1952% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1808% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1194% | 4,660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2631% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8087% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6472% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4885% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5883% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6383% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4338% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4129% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 2.8901% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1224% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2513% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3554% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2172% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3935% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2739% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8354% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9322% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8324% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3726% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6062% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5872% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 2.5926% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2980% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5934% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9157% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5008% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6502% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5201% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5253% | 1,889 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5737% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6717% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6691% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 3.7115% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2397% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0460% | 5,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6343% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9061% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5554% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6393% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4816% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4842% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1123% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8185% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8341% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 5.4291% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1528% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0488% | 387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7711% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2909% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6180% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5697% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4747% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4749% | 1,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5758% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4815% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4835% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 1.6959% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0869% | 6,545 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 5,294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7184% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6824% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7290% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1601% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5429% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5429% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9901% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4090% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4226% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.9909% | 1,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2277% | 2,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3015% | 638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4880% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6689% | 872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4405% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 3,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3577% | 2,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6399% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4475% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4781% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 1.3605% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0785% | 2,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3909% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6252% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8063% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5795% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 3,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3553% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3553% | 2,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7630% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3359% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3570% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.4127% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0986% | 2,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3056% | 462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5107% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5335% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5054% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2882% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2882% | 2,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2875% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4070% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.6397% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 1,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1540% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6209% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3783% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4786% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3329% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3329% | 1,998 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3521% | 6,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6726% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7176% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 1.4937% | 1,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2759% | 2,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2591% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5603% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2822% | 1,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6152% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4779% | 2,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4655% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4575% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6449% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6870% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 1.8240% | 1,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2333% | 2,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3118% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4917% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3764% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5147% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 3,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4209% | 2,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4071% | 2,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4584% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6782% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7271% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 3.0728% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3282% | 1,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5762% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4505% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5205% | 971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4363% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 2,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4953% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4735% | 2,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1794% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4650% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4980% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 1.1106% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 1,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6836% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2829% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4753% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2065% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3222% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0245% | 6,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8961% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7485% | 2,344 |
| Percentage Net Loans Charged-off:Construction & development | 2.4119% | 1,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4538% | 2,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0017% | 701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6471% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2533% | 1,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7282% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6662% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5678% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3982% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8487% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8200% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 2.7738% | 1,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5191% | 1,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0449% | 571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6807% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3374% | 1,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7517% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2315% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5560% | 2,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8320% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9309% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8777% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 4.0477% | 1,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4856% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5713% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5354% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3707% | 1,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5691% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7671% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5499% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2198% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9803% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8506% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 4.0650% | 887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1959% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5869% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6365% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3892% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6866% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9484% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6100% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2554% | 6,685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6980% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4110% | 3,190 |
| Percentage Net Loans Charged-off:Construction & development | 1.3007% | 2,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2983% | 2,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3497% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2243% | 1,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3732% | 2,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5268% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3088% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4582% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6686% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4340% | 2,633 |
| Percentage Net Loans Charged-off:Construction & development | 1.3488% | 1,995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3269% | 1,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3715% | 2,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3093% | 1,228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3829% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8577% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2037% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0858% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6133% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4201% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 1.1977% | 1,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2313% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4261% | 1,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4865% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4153% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2971% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9801% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9742% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4675% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2953% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.5673% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1920% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3369% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2940% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3446% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9250% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9943% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1301% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4491% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3473% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 1.5438% | 1,266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0675% | 7,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1239% | 475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3085% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3927% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4250% | 2,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8889% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1673% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3409% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 1.2597% | 956 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1700% | 8,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1710% | 304 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3430% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5551% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3082% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2506% | 7,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9758% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9262% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1010% | 2,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.3869% | 1,104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2420% | 8,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2429% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0584% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2725% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9242% | 7,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8446% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7444% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.6523% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5566% | 8,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0471% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1648% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3016% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9004% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2003% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1465% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0446% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2994% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1129% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1203% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3116% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5910% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7988% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1184% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1799% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1633% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2875% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5641% | 2,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9940% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2725% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 7,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1815% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0516% | 8,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5053% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2688% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0698% | 8,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0281% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0886% | 8,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0976% | 8,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1108% | 8,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5417% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4201% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1069% | 7,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1415% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0614% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2554% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2881% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4118% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7887% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7347% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0421% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0629% | 8,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1887% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2127% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4208% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8004% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5202% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1877% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0611% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0547% | 8,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2107% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2372% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6259% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7698% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5215% | 370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0309% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0570% | 7,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8729% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0914% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2557% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0274% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5607% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1345% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1557% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8928% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4770% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4451% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3772% | 303 |
| Percentage Net Loans Charged-off:Construction & development | -0.1073% | 7,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9556% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0628% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5763% | 2,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2601% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2714% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 7,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1655% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5906% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5818% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6178% | 7,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1546% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.1127% | 7,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1804% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1974% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4678% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7146% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0442% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2389% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0895% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1891% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0122% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2032% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8822% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7867% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1444% | 7,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3061% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.1231% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3114% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0211% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3338% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9943% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8453% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0152% | 7,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 1,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2242% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.1916% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1091% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3362% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3642% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 2,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8133% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0480% | 7,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2374% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1397% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.1057% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2719% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0817% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0951% | 7,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1183% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3074% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4699% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1896% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1124% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1855% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1179% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1897% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9001% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2955% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3126% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0881% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1907% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1640% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1923% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5256% | 2,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9320% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0226% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4354% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1465% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 8,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1950% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2690% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1909% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5296% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8412% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.3423% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5024% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 8,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3740% | 8,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1329% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6309% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7364% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.3518% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4243% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2075% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 8,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5168% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9828% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3587% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1492% | 1,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4459% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2134% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0414% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2568% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2422% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1002% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2481% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8642% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2711% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 1,740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6174% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5002% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 0.2106% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1131% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1610% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1682% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6621% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1062% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8619% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3713% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1001% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3688% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3659% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5247% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2394% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5394% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2329% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3373% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2211% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7057% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2727% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8458% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5444% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3003% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 1.6748% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3298% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3490% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4718% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1969% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2768% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0498% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2818% | 3,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2402% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8323% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1144% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6292% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5996% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4214% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0420% | 1,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0180% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0637% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7856% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0479% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7004% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7712% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8026% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0090% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3988% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0802% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3927% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1510% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2562% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2626% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7720% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5116% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0871% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6505% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4693% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5345% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4612% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4710% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1739% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0992% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1702% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |