Home > First Commercial Bank of Tampa Bay > Income and Expense
First Commercial Bank of Tampa Bay, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 5,330 |
| Total interest expense | $378,000 | 3,734 |
| Net interest income | $597,000 | 5,835 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $47,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $1,418,000 | 3,251 |
| Salaries and employee benefits | $524,000 | 4,098 |
| Premises and equipment expense | $196,000 | 3,043 |
| Additional noninterest expense | $698,000 | 2,379 |
| Pre-tax net operating income | $-774,000 | 7,205 |
| Securities gains (losses) | $249,000 | 291 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-525,000 | 7,140 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-525,000 | 7,141 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-525,000 | 7,141 |
| Net charge-offs | $570,000 | 1,230 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-774,000 | 7,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 4,755 |
| Total interest expense | $2,190,000 | 3,317 |
| Net interest income | $2,927,000 | 5,417 |
| Provision for loan and lease losses | $2,089,000 | 2,018 |
| Total noninterest income | $928,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 4,959 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $783,000 | 2,528 |
| Total noninterest expense | $4,963,000 | 3,639 |
| Salaries and employee benefits | $2,128,000 | 4,060 |
| Premises and equipment expense | $784,000 | 3,022 |
| Additional noninterest expense | $2,051,000 | 3,189 |
| Pre-tax net operating income | $-3,197,000 | 6,942 |
| Securities gains (losses) | $13,000 | 3,237 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,184,000 | 7,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,184,000 | 7,023 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,184,000 | 7,024 |
| Net charge-offs | $5,345,000 | 950 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,150 |
| Net operating income | $-3,197,000 | 7,002 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 4,648 |
| Total interest expense | $1,750,000 | 3,277 |
| Net interest income | $2,375,000 | 5,276 |
| Provision for loan and lease losses | $6,562,000 | 706 |
| Total noninterest income | $132,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $112,000 | 4,992 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $3,605,000 | 3,740 |
| Salaries and employee benefits | $1,537,000 | 4,200 |
| Premises and equipment expense | $599,000 | 3,033 |
| Additional noninterest expense | $1,469,000 | 3,286 |
| Pre-tax net operating income | $-7,660,000 | 7,498 |
| Securities gains (losses) | $-987,000 | 7,653 |
| Applicable income taxes | $1,715,000 | 672 |
| Income before extraordinary items | $-10,362,000 | 7,585 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,362,000 | 7,585 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,362,000 | 7,585 |
| Net charge-offs | $3,055,000 | 1,131 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,375,000 | 7,561 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 4,622 |
| Total interest expense | $1,223,000 | 3,257 |
| Net interest income | $1,592,000 | 5,269 |
| Provision for loan and lease losses | $3,400,000 | 858 |
| Total noninterest income | $67,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $77,000 | 4,938 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-10,000 | 7,345 |
| Total noninterest expense | $2,394,000 | 3,740 |
| Salaries and employee benefits | $1,048,000 | 4,165 |
| Premises and equipment expense | $398,000 | 3,066 |
| Additional noninterest expense | $948,000 | 3,347 |
| Pre-tax net operating income | $-4,135,000 | 7,500 |
| Securities gains (losses) | $-987,000 | 7,742 |
| Applicable income taxes | $-1,747,000 | 7,684 |
| Income before extraordinary items | $-3,375,000 | 7,478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,375,000 | 7,478 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,375,000 | 7,478 |
| Net charge-offs | $567,000 | 2,301 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,723,580 | 7,413 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,504 |
| Total interest expense | $639,000 | 3,279 |
| Net interest income | $865,000 | 5,093 |
| Provision for loan and lease losses | $750,000 | 1,389 |
| Total noninterest income | $-10,000 | 7,711 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-48,000 | 7,674 |
| Total noninterest expense | $1,247,000 | 3,650 |
| Salaries and employee benefits | $535,000 | 4,155 |
| Premises and equipment expense | $195,000 | 3,188 |
| Additional noninterest expense | $517,000 | 3,079 |
| Pre-tax net operating income | $-1,142,000 | 7,453 |
| Securities gains (losses) | $-1,000,000 | 7,874 |
| Applicable income taxes | $-731,000 | 7,753 |
| Income before extraordinary items | $-1,411,000 | 7,557 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,411,000 | 7,558 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,411,000 | 7,558 |
| Net charge-offs | $178,000 | 2,563 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-751,000 | 7,367 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,124,000 | 4,123 |
| Total interest expense | $3,585,000 | 2,991 |
| Net interest income | $3,539,000 | 4,932 |
| Provision for loan and lease losses | $7,469,000 | 1,079 |
| Total noninterest income | $384,000 | 5,191 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $226,000 | 4,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $158,000 | 5,015 |
| Total noninterest expense | $5,463,000 | 3,425 |
| Salaries and employee benefits | $2,201,000 | 4,067 |
| Premises and equipment expense | $784,000 | 3,176 |
| Additional noninterest expense | $2,478,000 | 2,760 |
| Pre-tax net operating income | $-9,009,000 | 7,444 |
| Securities gains (losses) | $227,000 | 1,453 |
| Applicable income taxes | $-1,659,000 | 7,460 |
| Income before extraordinary items | $-7,123,000 | 7,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,123,000 | 7,436 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,123,000 | 7,436 |
| Net charge-offs | $2,926,000 | 1,632 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,300,000 | 209 |
| Net operating income | $-7,306,870 | 7,460 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 4,126 |
| Total interest expense | $2,866,000 | 2,961 |
| Net interest income | $2,600,000 | 5,010 |
| Provision for loan and lease losses | $1,902,000 | 1,974 |
| Total noninterest income | $105,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $174,000 | 4,389 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-69,000 | 7,780 |
| Total noninterest expense | $3,594,000 | 3,820 |
| Salaries and employee benefits | $1,687,000 | 4,027 |
| Premises and equipment expense | $576,000 | 3,277 |
| Additional noninterest expense | $1,331,000 | 3,591 |
| Pre-tax net operating income | $-2,791,000 | 7,243 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $-908,000 | 7,527 |
| Income before extraordinary items | $-1,763,000 | 7,095 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,763,000 | 7,093 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,763,000 | 7,094 |
| Net charge-offs | $1,902,000 | 1,548 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 193 |
| Net operating income | $-1,842,200 | 7,114 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 4,280 |
| Total interest expense | $1,979,000 | 2,991 |
| Net interest income | $1,507,000 | 5,395 |
| Provision for loan and lease losses | $1,803,000 | 1,496 |
| Total noninterest income | $22,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $112,000 | 4,425 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-90,000 | 7,952 |
| Total noninterest expense | $2,424,000 | 3,824 |
| Salaries and employee benefits | $1,190,000 | 3,923 |
| Premises and equipment expense | $392,000 | 3,239 |
| Additional noninterest expense | $842,000 | 3,738 |
| Pre-tax net operating income | $-2,698,000 | 7,519 |
| Securities gains (losses) | $129,000 | 1,302 |
| Applicable income taxes | $-176,000 | 7,280 |
| Income before extraordinary items | $-2,393,000 | 7,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,393,000 | 7,551 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,393,000 | 7,551 |
| Net charge-offs | $148,000 | 3,793 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 148 |
| Net operating income | $-2,512,970 | 7,585 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 4,288 |
| Total interest expense | $990,000 | 3,078 |
| Net interest income | $771,000 | 5,328 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $74,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $1,155,000 | 3,883 |
| Salaries and employee benefits | $619,000 | 3,831 |
| Premises and equipment expense | $192,000 | 3,337 |
| Additional noninterest expense | $344,000 | 4,011 |
| Pre-tax net operating income | $-310,000 | 7,080 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $-109,000 | 7,571 |
| Income before extraordinary items | $-199,000 | 7,031 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-199,000 | 7,032 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-199,000 | 7,032 |
| Net charge-offs | $149,000 | 2,422 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 83 |
| Net operating income | $-200,300 | 6,961 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,920,000 | 3,825 |
| Total interest expense | $4,663,000 | 3,153 |
| Net interest income | $4,257,000 | 4,383 |
| Provision for loan and lease losses | $4,353,000 | 1,106 |
| Total noninterest income | $136,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $255,000 | 4,318 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-119,000 | 8,140 |
| Total noninterest expense | $4,545,000 | 3,858 |
| Salaries and employee benefits | $2,410,000 | 3,881 |
| Premises and equipment expense | $781,000 | 3,237 |
| Additional noninterest expense | $1,354,000 | 3,902 |
| Pre-tax net operating income | $-4,505,000 | 7,762 |
| Securities gains (losses) | $-1,000,000 | 7,746 |
| Applicable income taxes | $1,175,000 | 1,058 |
| Income before extraordinary items | $-6,680,000 | 7,901 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,680,000 | 7,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,698,000 | 609 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $2,170,000 | 315 |
| Net operating income | $-5,680,000 | 7,901 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,037,000 | 3,755 |
| Total interest expense | $3,639,000 | 3,142 |
| Net interest income | $3,398,000 | 4,237 |
| Provision for loan and lease losses | $395,000 | 3,102 |
| Total noninterest income | $61,000 | 7,617 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $201,000 | 4,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-140,000 | 8,277 |
| Total noninterest expense | $3,367,000 | 3,875 |
| Salaries and employee benefits | $1,836,000 | 3,863 |
| Premises and equipment expense | $562,000 | 3,359 |
| Additional noninterest expense | $969,000 | 3,959 |
| Pre-tax net operating income | $-303,000 | 7,115 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-31,000 | 7,394 |
| Income before extraordinary items | $-272,000 | 6,988 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-272,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,446,000 | 584 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,026,000 | 295 |
| Net operating income | $-272,000 | 7,145 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 3,647 |
| Total interest expense | $2,647,000 | 3,032 |
| Net interest income | $2,356,000 | 4,129 |
| Provision for loan and lease losses | $344,000 | 2,355 |
| Total noninterest income | $-29,000 | 8,376 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $135,000 | 4,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-164,000 | 8,391 |
| Total noninterest expense | $2,177,000 | 3,980 |
| Salaries and employee benefits | $1,211,000 | 3,930 |
| Premises and equipment expense | $346,000 | 3,580 |
| Additional noninterest expense | $620,000 | 4,079 |
| Pre-tax net operating income | $-194,000 | 7,322 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $-201,000 | 7,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-201,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,909 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 900 |
| Net operating income | $-201,000 | 7,389 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 3,571 |
| Total interest expense | $1,511,000 | 2,875 |
| Net interest income | $1,136,000 | 4,241 |
| Provision for loan and lease losses | $130,000 | 2,351 |
| Total noninterest income | $102,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $74,000 | 4,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $1,018,000 | 4,182 |
| Salaries and employee benefits | $589,000 | 4,025 |
| Premises and equipment expense | $146,000 | 4,066 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $90,000 | 6,121 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $31,000 | 4,027 |
| Income before extraordinary items | $59,000 | 6,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,945 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 635 |
| Net operating income | $59,000 | 6,339 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,672,000 | 3,138 |
| Total interest expense | $6,834,000 | 2,695 |
| Net interest income | $5,838,000 | 3,573 |
| Provision for loan and lease losses | $3,768,000 | 525 |
| Total noninterest income | $119,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $282,000 | 4,200 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-163,000 | 8,504 |
| Total noninterest expense | $4,058,000 | 4,079 |
| Salaries and employee benefits | $2,144,000 | 4,162 |
| Premises and equipment expense | $762,000 | 3,213 |
| Additional noninterest expense | $1,152,000 | 4,195 |
| Pre-tax net operating income | $-1,869,000 | 8,260 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-654,000 | 8,358 |
| Income before extraordinary items | $-1,215,000 | 8,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,215,000 | 8,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 1,224 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,175 |
| Net operating income | $-1,215,000 | 8,163 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,579,000 | 3,112 |
| Total interest expense | $5,114,000 | 2,698 |
| Net interest income | $4,465,000 | 3,528 |
| Provision for loan and lease losses | $159,000 | 3,401 |
| Total noninterest income | $295,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $193,000 | 4,414 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $102,000 | 5,767 |
| Total noninterest expense | $3,404,000 | 3,712 |
| Salaries and employee benefits | $1,621,000 | 4,127 |
| Premises and equipment expense | $576,000 | 3,169 |
| Additional noninterest expense | $1,207,000 | 3,174 |
| Pre-tax net operating income | $1,197,000 | 3,952 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $419,000 | 2,750 |
| Income before extraordinary items | $778,000 | 4,408 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $778,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $778,000 | 4,398 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 3,107 |
| Total interest expense | $3,383,000 | 2,699 |
| Net interest income | $3,013,000 | 3,519 |
| Provision for loan and lease losses | $102,000 | 3,248 |
| Total noninterest income | $179,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $122,000 | 4,550 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $2,258,000 | 3,759 |
| Salaries and employee benefits | $1,089,000 | 4,139 |
| Premises and equipment expense | $383,000 | 3,195 |
| Additional noninterest expense | $786,000 | 3,242 |
| Pre-tax net operating income | $832,000 | 3,925 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $291,000 | 2,776 |
| Income before extraordinary items | $541,000 | 4,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $541,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $541,000 | 4,376 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 3,155 |
| Total interest expense | $1,600,000 | 2,825 |
| Net interest income | $1,537,000 | 3,475 |
| Provision for loan and lease losses | $44,000 | 3,369 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $1,075,000 | 3,913 |
| Salaries and employee benefits | $552,000 | 4,123 |
| Premises and equipment expense | $188,000 | 3,268 |
| Additional noninterest expense | $335,000 | 3,645 |
| Pre-tax net operating income | $514,000 | 3,464 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $180,000 | 2,542 |
| Income before extraordinary items | $334,000 | 3,931 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $334,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $334,000 | 3,909 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,933,000 | 3,106 |
| Total interest expense | $5,545,000 | 2,775 |
| Net interest income | $6,388,000 | 3,354 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $396,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $301,000 | 4,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $4,765,000 | 3,478 |
| Salaries and employee benefits | $2,119,000 | 4,097 |
| Premises and equipment expense | $817,000 | 2,953 |
| Additional noninterest expense | $1,829,000 | 2,775 |
| Pre-tax net operating income | $2,019,000 | 3,620 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $691,000 | 2,688 |
| Income before extraordinary items | $1,328,000 | 4,046 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,328,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,332 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,166 |
| Net operating income | $1,328,000 | 4,023 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,848,000 | 3,114 |
| Total interest expense | $3,954,000 | 2,807 |
| Net interest income | $4,894,000 | 3,327 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $298,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,355 |
| Total noninterest expense | $3,387,000 | 3,620 |
| Salaries and employee benefits | $1,696,000 | 3,888 |
| Premises and equipment expense | $616,000 | 2,934 |
| Additional noninterest expense | $1,075,000 | 3,414 |
| Pre-tax net operating income | $1,805,000 | 3,333 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $632,000 | 2,516 |
| Income before extraordinary items | $1,173,000 | 3,801 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,173,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,310 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,173,000 | 3,780 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,849,000 | 3,089 |
| Total interest expense | $2,530,000 | 2,788 |
| Net interest income | $3,319,000 | 3,285 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $201,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $147,000 | 4,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $2,246,000 | 3,646 |
| Salaries and employee benefits | $1,149,000 | 3,864 |
| Premises and equipment expense | $424,000 | 2,852 |
| Additional noninterest expense | $673,000 | 3,601 |
| Pre-tax net operating income | $1,274,000 | 3,219 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $446,000 | 2,462 |
| Income before extraordinary items | $828,000 | 3,662 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 3,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,396 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $828,000 | 3,655 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 3,142 |
| Total interest expense | $1,225,000 | 2,752 |
| Net interest income | $1,593,000 | 3,366 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $1,042,000 | 3,894 |
| Salaries and employee benefits | $557,000 | 3,970 |
| Premises and equipment expense | $220,000 | 2,781 |
| Additional noninterest expense | $265,000 | 4,284 |
| Pre-tax net operating income | $649,000 | 3,139 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $227,000 | 2,423 |
| Income before extraordinary items | $422,000 | 3,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $422,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $422,000 | 3,527 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 3,240 |
| Total interest expense | $3,571,000 | 2,891 |
| Net interest income | $6,086,000 | 3,377 |
| Provision for loan and lease losses | $93,000 | 4,942 |
| Total noninterest income | $469,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $370,000 | 3,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,420 |
| Total noninterest expense | $4,009,000 | 3,854 |
| Salaries and employee benefits | $2,073,000 | 4,020 |
| Premises and equipment expense | $852,000 | 2,729 |
| Additional noninterest expense | $1,084,000 | 4,148 |
| Pre-tax net operating income | $2,453,000 | 3,197 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $883,000 | 2,440 |
| Income before extraordinary items | $1,570,000 | 3,679 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,570,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,570,000 | 3,654 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,971,000 | 3,290 |
| Total interest expense | $2,526,000 | 2,911 |
| Net interest income | $4,445,000 | 3,451 |
| Provision for loan and lease losses | $93,000 | 4,273 |
| Total noninterest income | $367,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $294,000 | 3,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $2,988,000 | 3,848 |
| Salaries and employee benefits | $1,565,000 | 3,963 |
| Premises and equipment expense | $637,000 | 2,719 |
| Additional noninterest expense | $786,000 | 4,238 |
| Pre-tax net operating income | $1,731,000 | 3,405 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $623,000 | 2,576 |
| Income before extraordinary items | $1,108,000 | 3,889 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,108,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,108,000 | 3,848 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 3,298 |
| Total interest expense | $1,602,000 | 2,896 |
| Net interest income | $2,919,000 | 3,473 |
| Provision for loan and lease losses | $93,000 | 3,464 |
| Total noninterest income | $239,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $189,000 | 3,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $50,000 | 6,409 |
| Total noninterest expense | $1,990,000 | 3,823 |
| Salaries and employee benefits | $1,033,000 | 3,971 |
| Premises and equipment expense | $419,000 | 2,723 |
| Additional noninterest expense | $538,000 | 4,122 |
| Pre-tax net operating income | $1,075,000 | 3,531 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $387,000 | 2,665 |
| Income before extraordinary items | $688,000 | 4,040 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $688,000 | 4,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $688,000 | 3,981 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 3,315 |
| Total interest expense | $747,000 | 2,966 |
| Net interest income | $1,473,000 | 3,453 |
| Provision for loan and lease losses | $93,000 | 2,159 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $99,000 | 3,469 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $955,000 | 3,982 |
| Salaries and employee benefits | $520,000 | 3,977 |
| Premises and equipment expense | $205,000 | 2,817 |
| Additional noninterest expense | $230,000 | 4,642 |
| Pre-tax net operating income | $547,000 | 3,442 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $197,000 | 2,622 |
| Income before extraordinary items | $350,000 | 3,964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $350,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $350,000 | 3,916 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 3,641 |
| Total interest expense | $2,711,000 | 2,847 |
| Net interest income | $4,691,000 | 3,997 |
| Provision for loan and lease losses | $284,000 | 3,038 |
| Total noninterest income | $495,000 | 5,294 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $378,000 | 3,768 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $117,000 | 6,149 |
| Total noninterest expense | $3,499,000 | 4,180 |
| Salaries and employee benefits | $1,809,000 | 4,325 |
| Premises and equipment expense | $781,000 | 2,851 |
| Additional noninterest expense | $909,000 | 4,659 |
| Pre-tax net operating income | $1,403,000 | 4,421 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $505,000 | 3,332 |
| Income before extraordinary items | $898,000 | 4,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $898,000 | 4,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $898,000 | 4,909 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 3,722 |
| Total interest expense | $1,973,000 | 2,877 |
| Net interest income | $3,386,000 | 4,102 |
| Provision for loan and lease losses | $216,000 | 2,861 |
| Total noninterest income | $365,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $284,000 | 3,791 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 6,288 |
| Total noninterest expense | $2,633,000 | 4,137 |
| Salaries and employee benefits | $1,354,000 | 4,300 |
| Premises and equipment expense | $582,000 | 2,862 |
| Additional noninterest expense | $697,000 | 4,549 |
| Pre-tax net operating income | $902,000 | 4,872 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $325,000 | 3,656 |
| Income before extraordinary items | $577,000 | 5,461 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $577,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $577,000 | 5,391 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,857 |
| Total interest expense | $1,267,000 | 2,961 |
| Net interest income | $2,144,000 | 4,266 |
| Provision for loan and lease losses | $148,000 | 2,832 |
| Total noninterest income | $239,000 | 5,402 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $181,000 | 3,891 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 6,187 |
| Total noninterest expense | $1,750,000 | 4,164 |
| Salaries and employee benefits | $894,000 | 4,343 |
| Premises and equipment expense | $377,000 | 2,935 |
| Additional noninterest expense | $479,000 | 4,460 |
| Pre-tax net operating income | $485,000 | 5,380 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $175,000 | 4,001 |
| Income before extraordinary items | $310,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $310,000 | 5,876 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 3,984 |
| Total interest expense | $615,000 | 3,060 |
| Net interest income | $1,022,000 | 4,407 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $112,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $879,000 | 4,162 |
| Salaries and employee benefits | $455,000 | 4,315 |
| Premises and equipment expense | $179,000 | 3,096 |
| Additional noninterest expense | $245,000 | 4,392 |
| Pre-tax net operating income | $175,000 | 6,130 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $63,000 | 4,507 |
| Income before extraordinary items | $112,000 | 6,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 4,345 |
| Total interest expense | $2,155,000 | 3,788 |
| Net interest income | $3,773,000 | 4,557 |
| Provision for loan and lease losses | $203,000 | 4,002 |
| Total noninterest income | $575,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $345,000 | 3,995 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $230,000 | 5,002 |
| Total noninterest expense | $3,214,000 | 4,396 |
| Salaries and employee benefits | $1,670,000 | 4,491 |
| Premises and equipment expense | $693,000 | 3,109 |
| Additional noninterest expense | $851,000 | 4,837 |
| Pre-tax net operating income | $931,000 | 5,350 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $331,000 | 4,132 |
| Income before extraordinary items | $600,000 | 5,952 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $600,000 | 5,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $600,000 | 5,776 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 4,428 |
| Total interest expense | $1,625,000 | 3,896 |
| Net interest income | $2,761,000 | 4,652 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $433,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $241,000 | 4,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 4,884 |
| Total noninterest expense | $2,422,000 | 4,366 |
| Salaries and employee benefits | $1,275,000 | 4,428 |
| Premises and equipment expense | $526,000 | 3,074 |
| Additional noninterest expense | $621,000 | 4,887 |
| Pre-tax net operating income | $622,000 | 5,785 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $223,000 | 4,487 |
| Income before extraordinary items | $399,000 | 6,362 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $399,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $399,000 | 6,183 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 4,454 |
| Total interest expense | $1,107,000 | 3,934 |
| Net interest income | $1,818,000 | 4,685 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $277,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $140,000 | 4,453 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $137,000 | 4,725 |
| Total noninterest expense | $1,676,000 | 4,251 |
| Salaries and employee benefits | $899,000 | 4,262 |
| Premises and equipment expense | $356,000 | 3,037 |
| Additional noninterest expense | $421,000 | 4,830 |
| Pre-tax net operating income | $314,000 | 6,414 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $113,000 | 4,954 |
| Income before extraordinary items | $201,000 | 6,959 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $201,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $201,000 | 6,768 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 4,546 |
| Total interest expense | $556,000 | 4,014 |
| Net interest income | $877,000 | 4,780 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 4,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $832,000 | 4,248 |
| Salaries and employee benefits | $461,000 | 4,157 |
| Premises and equipment expense | $163,000 | 3,263 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $76,000 | 7,593 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $49,000 | 7,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $49,000 | 7,774 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 4,754 |
| Total interest expense | $2,436,000 | 4,187 |
| Net interest income | $3,193,000 | 5,087 |
| Provision for loan and lease losses | $237,000 | 4,013 |
| Total noninterest income | $451,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $317,000 | 4,108 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 5,833 |
| Total noninterest expense | $2,778,000 | 4,707 |
| Salaries and employee benefits | $1,435,000 | 4,857 |
| Premises and equipment expense | $625,000 | 3,294 |
| Additional noninterest expense | $718,000 | 5,325 |
| Pre-tax net operating income | $629,000 | 6,332 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $243,000 | 4,809 |
| Income before extraordinary items | $434,000 | 6,679 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $434,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $403,280 | 6,697 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 4,944 |
| Total interest expense | $3,077,000 | 4,630 |
| Net interest income | $2,941,000 | 5,150 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $359,000 | 5,953 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $287,000 | 4,267 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $72,000 | 7,063 |
| Total noninterest expense | $2,241,000 | 5,316 |
| Salaries and employee benefits | $1,014,000 | 5,925 |
| Premises and equipment expense | $600,000 | 3,349 |
| Additional noninterest expense | $627,000 | 5,681 |
| Pre-tax net operating income | $979,000 | 4,952 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $355,000 | 3,952 |
| Income before extraordinary items | $624,000 | 5,507 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $624,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $250,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 608 |
| Net operating income | $624,000 | 5,383 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,105,000 | 5,018 |
| Total interest expense | $3,048,000 | 4,862 |
| Net interest income | $3,057,000 | 5,084 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $385,000 | 5,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 5,915 |
| Total noninterest expense | $2,159,000 | 5,405 |
| Salaries and employee benefits | $973,000 | 6,033 |
| Premises and equipment expense | $534,000 | 3,598 |
| Additional noninterest expense | $652,000 | 5,456 |
| Pre-tax net operating income | $1,211,000 | 4,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $450,000 | 3,734 |
| Income before extraordinary items | $761,000 | 5,196 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $761,000 | 5,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $395,000 | 572 |
| Net operating income | $761,000 | 5,186 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,161,000 | 5,456 |
| Total interest expense | $2,380,000 | 5,363 |
| Net interest income | $2,781,000 | 5,452 |
| Provision for loan and lease losses | $68,000 | 5,976 |
| Total noninterest income | $395,000 | 5,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $2,153,000 | 5,397 |
| Salaries and employee benefits | $1,097,000 | 5,509 |
| Premises and equipment expense | $493,000 | 3,812 |
| Additional noninterest expense | $563,000 | 6,065 |
| Pre-tax net operating income | $955,000 | 5,439 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $359,000 | 4,417 |
| Income before extraordinary items | $596,000 | 5,922 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $596,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $290,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $596,000 | 5,898 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 5,591 |
| Total interest expense | $2,375,000 | 5,568 |
| Net interest income | $2,747,000 | 5,486 |
| Provision for loan and lease losses | $-145,000 | 10,352 |
| Total noninterest income | $356,000 | 5,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 3,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,768 |
| Total noninterest expense | $1,791,000 | 6,016 |
| Salaries and employee benefits | $820,000 | 6,600 |
| Premises and equipment expense | $469,000 | 3,881 |
| Additional noninterest expense | $502,000 | 6,419 |
| Pre-tax net operating income | $1,457,000 | 4,268 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $549,000 | 3,618 |
| Income before extraordinary items | $908,000 | 4,793 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $908,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-279,000 | 10,387 |
| Cash dividends | $557,000 | 3,283 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 859 |
| Net operating income | $908,000 | 4,702 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 6,311 |
| Total interest expense | $1,971,000 | 6,316 |
| Net interest income | $2,432,000 | 6,155 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $330,000 | 6,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $1,673,000 | 6,362 |
| Salaries and employee benefits | $753,000 | 7,007 |
| Premises and equipment expense | $498,000 | 3,714 |
| Additional noninterest expense | $422,000 | 7,177 |
| Pre-tax net operating income | $1,042,000 | 5,709 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $392,000 | 4,934 |
| Income before extraordinary items | $656,000 | 6,084 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $656,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,133 |
| Cash dividends | $307,000 | 4,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $652,160 | 6,063 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 7,159 |
| Total interest expense | $1,582,000 | 7,372 |
| Net interest income | $2,116,000 | 6,922 |
| Provision for loan and lease losses | $634,000 | 1,446 |
| Total noninterest income | $355,000 | 6,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,528,000 | 7,030 |
| Salaries and employee benefits | $653,000 | 7,831 |
| Premises and equipment expense | $446,000 | 4,140 |
| Additional noninterest expense | $429,000 | 7,636 |
| Pre-tax net operating income | $309,000 | 9,072 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $112,000 | 8,533 |
| Income before extraordinary items | $197,000 | 9,325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $197,000 | 9,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,899 |
| Cash dividends | $176,000 | 5,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $197,000 | 9,268 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 7,743 |
| Total interest expense | $1,439,000 | 7,857 |
| Net interest income | $1,910,000 | 7,509 |
| Provision for loan and lease losses | $154,000 | 3,580 |
| Total noninterest income | $254,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $1,471,000 | 7,355 |
| Salaries and employee benefits | $674,000 | 7,898 |
| Premises and equipment expense | $431,000 | 4,254 |
| Additional noninterest expense | $366,000 | 8,529 |
| Pre-tax net operating income | $539,000 | 8,222 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $188,000 | 7,634 |
| Income before extraordinary items | $351,000 | 8,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $351,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $219,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 780 |
| Net operating income | $351,000 | 8,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 9,225 |
| Total interest expense | $833,000 | 9,433 |
| Net interest income | $1,482,000 | 8,930 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $1,227,000 | 8,506 |
| Salaries and employee benefits | $506,000 | 9,338 |
| Premises and equipment expense | $407,000 | 4,522 |
| Additional noninterest expense | $314,000 | 9,794 |
| Pre-tax net operating income | $341,000 | 9,804 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $119,000 | 8,946 |
| Income before extraordinary items | $222,000 | 10,014 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $222,000 | 10,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $222,000 | 10,075 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 10,292 |
| Total interest expense | $739,000 | 10,368 |
| Net interest income | $1,206,000 | 10,053 |
| Provision for loan and lease losses | $409,000 | 2,427 |
| Total noninterest income | $148,000 | 10,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $1,221,000 | 8,813 |
| Salaries and employee benefits | $530,000 | 9,382 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $294,000 | 10,523 |
| Pre-tax net operating income | $-276,000 | 12,755 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-96,000 | 12,951 |
| Income before extraordinary items | $-180,000 | 12,742 |
| Extraordinary gains, net | $533,000 | 432 |
| Net income | $353,000 | 9,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,848 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-180,000 | 12,658 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 10,863 |
| Total interest expense | $867,000 | 11,020 |
| Net interest income | $1,150,000 | 10,509 |
| Provision for loan and lease losses | $196,000 | 5,277 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,038,000 | 9,816 |
| Salaries and employee benefits | $434,000 | 10,470 |
| Premises and equipment expense | $370,000 | 5,121 |
| Additional noninterest expense | $234,000 | 11,767 |
| Pre-tax net operating income | $80,000 | 12,199 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $60,000 | 938 |
| Net income | $186,000 | 10,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $53,920 | 12,261 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.