Home > First-Citizens Bank & Trust Company > Net charge- offs to loans
First-Citizens Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4596% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1497% | 170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3623% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,508 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1214% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2836% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7240% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2962% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5090% | 1,058 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0379% | 63 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4290% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 130 |
| Percentage Net Loans Charged-off:Construction & development | -0.0178% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3371% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 4,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1466% | 4,512 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2408% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6746% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0646% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4864% | 1,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0540% | 61 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3620% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2506% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 4,592 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1994% | 4,557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0565% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6187% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8795% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4452% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 141 |
| Percentage Net Loans Charged-off:Construction & development | -0.0351% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2044% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 4,676 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1870% | 4,634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4518% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6027% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8549% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4208% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5524% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2967% | 67 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 4,433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,177 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0204% | 4,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8900% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4018% | 4,668 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1119% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0040% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5894% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3531% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4566% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7104% | 79 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4214% | 32 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,191 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0294% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2603% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4650% | 4,706 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5676% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2243% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5452% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2900% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4168% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0703% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6812% | 27 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0496% | 3,853 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0458% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5286% | 3,533 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5318% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7225% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5217% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2624% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3922% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2325% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5546% | 16 |
| Percentage Net Loans Charged-off:Construction & development | -0.0376% | 4,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,090 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1210% | 3,873 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7299% | 6 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4816% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8301% | 3 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5100% | 37 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4793% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1224% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3659% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.0809% | 4,223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4599% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0410% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0884% | 3,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3998% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1357% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2702% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0193% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 4,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0746% | 3,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0310% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1658% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3865% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1921% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2452% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0006% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0625% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0444% | 4,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0857% | 3,508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3603% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1411% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2187% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0371% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,366 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0277% | 3,983 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0507% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0804% | 3,556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0404% | 4,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1439% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4055% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1471% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2674% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0354% | 4,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0023% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 3,969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 3,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7589% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3158% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4412% | 1,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1597% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8079% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5149% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4556% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0055% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0045% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0125% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1830% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9422% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8669% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5349% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0224% | 4,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1908% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0301% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0832% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5811% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0551% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2933% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0199% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9062% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5659% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2451% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9717% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8504% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5134% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0490% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2353% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0421% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0416% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5397% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 909 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 4,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0902% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 4,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1123% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1092% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2130% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5726% | 1,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0496% | 4,299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0631% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1752% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0939% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0612% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5674% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0644% | 4,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1274% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0323% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9065% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5306% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0976% | 4,395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0962% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1334% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0169% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0700% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4737% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0553% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,752 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2023% | 4,452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1166% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0111% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9907% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4841% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 4,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 4,955 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 4,401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3156% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9530% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3909% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5620% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0260% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 5,074 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2691% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9657% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4551% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5627% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0483% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 5,010 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 4,471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3288% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9420% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2293% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5890% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,105 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 4,517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0413% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5429% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8189% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1952% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4352% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,544 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0913% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3526% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7462% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8980% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3948% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0041% | 1,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0542% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,878 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1034% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1440% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6814% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7629% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3458% | 1,842 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 5,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0800% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 5,079 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1325% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6651% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6814% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3370% | 1,738 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0212% | 5,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.1571% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1560% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6903% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6428% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3761% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0382% | 5,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0595% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2607% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6923% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6759% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3593% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0989% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0534% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 5,160 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,737 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1024% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2706% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6549% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4913% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3722% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0970% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0300% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 5,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0851% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 2,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3558% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7053% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8203% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3243% | 1,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1513% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.0450% | 5,136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 5,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1119% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6760% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6238% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3475% | 1,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1482% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1626% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.4784% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1446% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1199% | 5,062 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1644% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2009% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7179% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8456% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5080% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0025% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2446% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1876% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.6000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1776% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0960% | 5,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1586% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2040% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0869% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4348% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8346% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0225% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5305% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0078% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2673% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1951% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.2828% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2053% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2369% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6086% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8977% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1859% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4281% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0142% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2561% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.1308% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1471% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 5,042 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2411% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 5,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1581% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6353% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8789% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2340% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0245% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4591% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3992% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 2.3912% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2765% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5749% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3001% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2663% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3608% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8015% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0341% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2350% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7279% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0260% | 1,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4939% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4489% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 3.0624% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2912% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6852% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3022% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2700% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3605% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7352% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9540% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1384% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6799% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0076% | 1,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5454% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5015% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 3.0117% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3553% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9806% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3126% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3787% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8000% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9632% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1396% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7036% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0252% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8211% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8188% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 4.8389% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6009% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9745% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4369% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4027% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4998% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8751% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9508% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0972% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7379% | 531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6890% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6515% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 2.6640% | 923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4482% | 1,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2233% | 672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5724% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5107% | 1,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6912% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8327% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9209% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4427% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3293% | 930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0518% | 1,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6973% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6572% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 2.6542% | 877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4774% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0217% | 713 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5180% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4249% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6990% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8588% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8465% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5526% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0853% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8363% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8042% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 3.3396% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5817% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5854% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5031% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7460% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9987% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8908% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8448% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9034% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1085% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8165% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7661% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 3.3701% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4841% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6436% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4656% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9952% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0027% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1539% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0523% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2631% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1085% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3576% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5220% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 5.8799% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9082% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.0990% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6693% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5738% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8543% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5958% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9774% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1748% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0228% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0896% | 1,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1125% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2333% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 4.5490% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7777% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5398% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6539% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5734% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8097% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4939% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8946% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3935% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7970% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0631% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0961% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1498% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 3.1256% | 1,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9093% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.2243% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4445% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3734% | 1,089 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5848% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5074% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0075% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8211% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0842% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0721% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1443% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2208% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 3.5858% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9949% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0422% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0072% | 1,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2778% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2107% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8409% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9565% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8500% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6232% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4596% | 3,115 |
| Percentage Net Loans Charged-off:Construction & development | 1.6715% | 2,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4054% | 2,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1724% | 3,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2485% | 1,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 4,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9776% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0592% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6807% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2287% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5805% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3937% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | 1.2559% | 2,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3496% | 2,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1879% | 3,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2682% | 1,361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9313% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1632% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1280% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2745% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4338% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 3,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.5550% | 2,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1560% | 2,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 2,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3276% | 1,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 3,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7566% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0179% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8526% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2637% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3256% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 3,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.1085% | 1,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2132% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2813% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6797% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9233% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0686% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3230% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3518% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 4,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0597% | 3,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 3,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1839% | 3,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2316% | 1,567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 3,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8127% | 3,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4855% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9693% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2557% | 1,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3472% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0834% | 2,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 2,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1803% | 2,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2216% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 3,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8110% | 2,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4203% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0659% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1619% | 1,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3532% | 3,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 3,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.1181% | 2,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 2,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1951% | 2,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2232% | 1,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 2,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8285% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3487% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2008% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1370% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3336% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 3,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0296% | 1,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0001% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0572% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2738% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8870% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2665% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1934% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1442% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2426% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 4,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0358% | 2,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 2,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 3,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0723% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 3,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7080% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7349% | 2,950 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0831% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1087% | 1,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2033% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 4,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 2,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0372% | 1,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 2,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6522% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6205% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7857% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1186% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 3,494 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 7,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 7,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0403% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5850% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6359% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9258% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0630% | 1,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 2,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.1190% | 7,639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3841% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6488% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0403% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 6,796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2475% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 3,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0511% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 3,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5794% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7744% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3593% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5322% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0269% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0567% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5458% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7108% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3235% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5755% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 7,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1557% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5978% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0960% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1601% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2112% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8890% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2003% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2042% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0972% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0905% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8090% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3587% | 3,572 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4235% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2770% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1007% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0885% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6703% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3242% | 3,319 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2952% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0560% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 7,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1412% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8418% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1500% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0470% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2597% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0536% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5021% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3460% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0632% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0236% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2906% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0002% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0912% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1544% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4521% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5877% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6869% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0833% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2041% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0003% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0914% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0543% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1521% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7485% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5553% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6534% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0725% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 8,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1469% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6713% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5576% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6155% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0147% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 8,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0554% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5273% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5326% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5937% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0252% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2843% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 7,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1333% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0708% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2493% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9166% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7705% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4456% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0573% | 1,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 8,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0604% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2476% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9778% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8301% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6720% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0481% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3038% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1401% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2580% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0807% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7703% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5660% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0783% | 1,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2796% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0691% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1707% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1198% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6745% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2098% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0042% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 2,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1198% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5917% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7548% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3748% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4169% | 1,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2569% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0762% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6149% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8202% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6488% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4541% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2725% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 8,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0779% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1737% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6962% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8649% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8348% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3704% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0790% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5747% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9089% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0091% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7049% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3058% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0754% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0677% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2706% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7410% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7977% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4404% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6989% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2929% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0288% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1265% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6889% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7456% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9257% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1844% | 1,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0983% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4560% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4964% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2906% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0215% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0015% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6167% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6165% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0111% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0783% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | -0.0674% | 1,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1065% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0198% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1710% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2112% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6283% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7102% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1545% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 4,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1275% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | -1.5829% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1282% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0778% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8147% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9318% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0606% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1130% | 21 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.2483% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5864% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7594% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0253% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 7,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0635% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.3042% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1669% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0050% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3244% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0121% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0225% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 7,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.5401% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2021% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1170% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2658% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9659% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1270% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3458% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.4108% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1932% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 1,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8907% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3526% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0959% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1779% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4057% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.2207% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7024% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1024% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8997% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5774% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5630% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2146% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |