Home > First Citizens Bank and Trust Company, Inc. > Net charge- offs to loans
First Citizens Bank and Trust Company, Inc., Net charge- offs to loans
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 3,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0614% | 3,634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1331% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0558% | 3,530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.2520% | 5,525 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 5,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3501% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2606% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7039% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0604% | 5,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1560% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7554% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1095% | 2,921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0145% | 1,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1757% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | -0.9498% | 5,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5331% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3243% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8931% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1438% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1117% | 5,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5903% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1333% | 2,572 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 5,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2101% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.2731% | 5,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1823% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1292% | 5,158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2817% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8446% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2454% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6212% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2154% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 5,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4478% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 1.4843% | 696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 2,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8002% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5017% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9990% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3229% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 2,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2441% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5327% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1249% | 3,401 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0366% | 5,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3429% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4208% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 1.6806% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 1,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0808% | 435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4591% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8319% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3217% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 2,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2405% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5800% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1126% | 3,196 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0561% | 5,758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3397% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4200% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 1.5151% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 1,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1220% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5009% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8861% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3554% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9972% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0557% | 3,141 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0606% | 5,768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2639% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 1.8039% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1234% | 6,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3480% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3094% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3629% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0742% | 5,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2766% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0409% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0838% | 2,502 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 5,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6329% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7524% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 2.6917% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4546% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0839% | 771 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6297% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0446% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4571% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3300% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3203% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1606% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1208% | 3,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0405% | 1,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6264% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7359% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 1.9026% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5241% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0709% | 683 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6784% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0261% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5314% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3307% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3581% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2912% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1494% | 3,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0458% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7138% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8497% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 2.2503% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7287% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0260% | 573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7150% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0665% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5636% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3631% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0884% | 3,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0918% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4881% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5094% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 1.5753% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2907% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4674% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6621% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3820% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3886% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5215% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0908% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2385% | 2,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2306% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7358% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8006% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 2.5506% | 1,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5558% | 1,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7335% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5695% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9295% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3983% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6778% | 2,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7242% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0136% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3954% | 2,877 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0466% | 6,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7777% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8333% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 2.7489% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6016% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9919% | 530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5345% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9712% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3237% | 2,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6927% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8639% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2865% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4844% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0238% | 5,997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8884% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9595% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 3.2411% | 1,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7633% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0379% | 659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5749% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9701% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3789% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7472% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9798% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2914% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5517% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0401% | 6,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8992% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0057% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 4.2591% | 695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3075% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6694% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9195% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5448% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2912% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1004% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3491% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5045% | 1,765 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 5,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2551% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3699% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 5.7335% | 1,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4201% | 2,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1472% | 1,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6259% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0845% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3956% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1420% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1092% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5692% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1669% | 1,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2503% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3815% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 5.8925% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4331% | 1,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5414% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8046% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4087% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0361% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1242% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5115% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0549% | 1,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3831% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5563% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 6.6523% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6027% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4715% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8188% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2958% | 2,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0214% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1488% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4067% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0601% | 1,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2032% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4047% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 5.5951% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2877% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6176% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9897% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4295% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4028% | 2,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0554% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6133% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0759% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0767% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1016% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 2.6517% | 1,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4940% | 1,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9742% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5073% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7075% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8466% | 3,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4011% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5829% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4181% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6538% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6442% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 1.7413% | 1,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0848% | 2,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6162% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8986% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4736% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5851% | 2,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0530% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3639% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0482% | 1,717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5402% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5090% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 1.7170% | 1,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 1,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4399% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7868% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2661% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4007% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0512% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8891% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0525% | 1,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5065% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4111% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 1.4893% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0743% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3225% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6108% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1782% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3562% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3991% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4030% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1009% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4492% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3590% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.7585% | 1,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1921% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3320% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6857% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1598% | 2,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5055% | 2,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9240% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4951% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5271% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3096% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2629% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.4637% | 1,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0804% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2887% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6251% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1259% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7655% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0963% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1876% | 1,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.3483% | 1,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0685% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1942% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4141% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6107% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7853% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 6,712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.2828% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1013% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1063% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 6,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5627% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6215% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0566% | 1,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1856% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 1,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2626% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5082% | 3,046 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7023% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0469% | 881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1917% | 2,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4430% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5298% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4012% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 7,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4925% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8266% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0216% | 5,969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1754% | 7,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4538% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5189% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0892% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1948% | 2,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4349% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3786% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1040% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0725% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1334% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1878% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0434% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0823% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4000% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6895% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0662% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 6,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4364% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5015% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1336% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 7,723 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0464% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0505% | 3,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6485% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6498% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 6,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 7,726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 7,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 2,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6429% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5763% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0381% | 7,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 7,736 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 8,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1991% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5776% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7661% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 6,953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | -0.0541% | 7,788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0707% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4169% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5904% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2141% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 7,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2050% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 7,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0841% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3001% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7814% | 2,687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7135% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0016% | 7,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2113% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 7,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0610% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3822% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8516% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7555% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0923% | 7,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2165% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0755% | 7,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1308% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0716% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3809% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8655% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7992% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0280% | 7,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2148% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0840% | 7,893 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 8,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0573% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8920% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8602% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0931% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 8,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0986% | 8,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0653% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 3,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1601% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9808% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1348% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0480% | 1,676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 212.7352% | 6 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2285% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0386% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 8,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2211% | 3,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9659% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3163% | 1,021 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0025% | 7,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 344.6621% | 3 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 8,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.1187% | 8,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 8,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 8,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2249% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7981% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8595% | 1,065 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 7,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 611.9694% | 2 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 8,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.1491% | 7,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 8,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 8,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0809% | 7,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7975% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1750% | 1,241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0798% | 7,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3321% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0488% | 8,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2017% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1318% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 2,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8199% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7306% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0541% | 1,242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0224% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2420% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | -0.1458% | 8,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 2,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5530% | 2,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6440% | 3,493 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3676% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1458% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0840% | 1,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0648% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6868% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5662% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3415% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.3247% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1116% | 1,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0593% | 1,337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3647% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4205% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7996% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0406% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 847 |
| Percentage Net Loans Charged-off:Construction & development | -0.2365% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5229% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8837% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3267% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2753% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3788% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3160% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4556% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3227% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0936% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3823% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4714% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0642% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0354% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2720% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1006% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4288% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2115% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5430% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3254% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8053% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0331% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 4,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2716% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7530% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0775% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2488% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3914% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9511% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3787% | 5,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3189% | 614 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7734% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7315% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4372% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6879% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |