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First Citizens Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$76,344,000	659
Total interest expense	$33,566,000	525
Net interest income	$42,778,000	763
Provision for loan and lease losses	$1,333,000	704
Total noninterest income	$11,797,000	665
Gross Fiduciary activities income	$4,416,000	279
Service charges on deposit accounts	$1,389,000	772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,992,000	783
Total noninterest expense	$30,163,000	889
Salaries and employee benefits	$19,704,000	771
Premises and equipment expense	$2,430,000	1,022
Additional noninterest expense	$5,992,000	783
Pre-tax net operating income	$23,079,000	610
Securities gains (losses)	$0	988
Applicable income taxes	$885,000	1,511
Income before extraordinary items	$22,194,000	543
Extraordinary gains, net	$0	54
Net income	$22,194,000	549
Minority interest net income	$0	88
Net income of bank and minority interests.	$22,194,000	545
Net charge-offs	$-122,000	4,374
Cash dividends	$15,000,000	360
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$22,194,000	555
2023-09-30 (YTD Data)		Rank
Total interest income	$55,687,000	663
Total interest expense	$23,545,000	521
Net interest income	$32,142,000	772
Provision for loan and lease losses	$1,083,000	620
Total noninterest income	$9,082,000	663
Gross Fiduciary activities income	$3,286,000	279
Service charges on deposit accounts	$1,035,000	777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,761,000	774
Total noninterest expense	$22,401,000	895
Salaries and employee benefits	$14,589,000	791
Premises and equipment expense	$1,854,000	1,010
Additional noninterest expense	$4,761,000	774
Pre-tax net operating income	$17,740,000	616
Securities gains (losses)	$0	849
Applicable income taxes	$827,000	1,413
Income before extraordinary items	$16,913,000	549
Extraordinary gains, net	$0	52
Net income	$16,913,000	553
Minority interest net income	$0	81
Net income of bank and minority interests.	$16,913,000	549
Net charge-offs	$37,000	1,610
Cash dividends	$9,000,000	397
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$16,913,000	555
2023-06-30 (YTD Data)		Rank
Total interest income	$35,485,000	669
Total interest expense	$14,303,000	511
Net interest income	$21,182,000	776
Provision for loan and lease losses	$500,000	779
Total noninterest income	$5,550,000	679
Gross Fiduciary activities income	$2,077,000	281
Service charges on deposit accounts	$670,000	783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,803,000	783
Total noninterest expense	$14,836,000	881
Salaries and employee benefits	$9,737,000	782
Premises and equipment expense	$1,259,000	993
Additional noninterest expense	$2,803,000	783
Pre-tax net operating income	$11,396,000	631
Securities gains (losses)	$0	938
Applicable income taxes	$529,000	1,451
Income before extraordinary items	$10,867,000	562
Extraordinary gains, net	$0	51
Net income	$10,867,000	572
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,867,000	562
Net charge-offs	$17,000	1,599
Cash dividends	$5,500,000	411
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$10,867,000	563
2023-03-31 (YTD Data)		Rank
Total interest income	$16,999,000	692
Total interest expense	$6,584,000	498
Net interest income	$10,415,000	792
Provision for loan and lease losses	$250,000	770
Total noninterest income	$2,997,000	649
Gross Fiduciary activities income	$1,052,000	291
Service charges on deposit accounts	$331,000	803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,614,000	708
Total noninterest expense	$7,294,000	908
Salaries and employee benefits	$4,852,000	802
Premises and equipment expense	$644,000	1,004
Additional noninterest expense	$1,614,000	708
Pre-tax net operating income	$5,868,000	638
Securities gains (losses)	$0	950
Applicable income taxes	$272,000	1,468
Income before extraordinary items	$5,596,000	572
Extraordinary gains, net	$0	4
Net income	$5,596,000	571
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,596,000	571
Net charge-offs	$-5,000	3,836
Cash dividends	$3,000,000	371
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$5,596,000	576
2022-12-31 (YTD Data)		Rank
Total interest income	$56,023,000	672
Total interest expense	$10,996,000	422
Net interest income	$45,027,000	736
Provision for loan and lease losses	$500,000	1,219
Total noninterest income	$12,281,000	671
Gross Fiduciary activities income	$4,114,000	296
Service charges on deposit accounts	$1,405,000	783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,762,000	733
Total noninterest expense	$28,976,000	896
Salaries and employee benefits	$19,295,000	768
Premises and equipment expense	$2,536,000	998
Additional noninterest expense	$6,762,000	733
Pre-tax net operating income	$27,832,000	600
Securities gains (losses)	$-2,014,000	4,553
Applicable income taxes	$1,113,000	1,472
Income before extraordinary items	$24,705,000	557
Extraordinary gains, net	$0	5
Net income	$24,705,000	558
Minority interest net income	$0	63
Net income of bank and minority interests.	$24,705,000	558
Net charge-offs	$829,000	468
Cash dividends	$15,238,000	344
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$26,638,440	531
2022-09-30 (YTD Data)		Rank
Total interest income	$39,859,000	680
Total interest expense	$5,406,000	436
Net interest income	$34,453,000	713
Provision for loan and lease losses	$375,000	1,114
Total noninterest income	$8,522,000	718
Gross Fiduciary activities income	$3,016,000	297
Service charges on deposit accounts	$1,054,000	786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,452,000	814
Total noninterest expense	$21,612,000	892
Salaries and employee benefits	$14,282,000	779
Premises and equipment expense	$1,955,000	967
Additional noninterest expense	$4,452,000	814
Pre-tax net operating income	$20,988,000	600
Securities gains (losses)	$0	740
Applicable income taxes	$794,000	1,510
Income before extraordinary items	$20,194,000	507
Extraordinary gains, net	$0	4
Net income	$20,194,000	506
Minority interest net income	$0	57
Net income of bank and minority interests.	$20,194,000	507
Net charge-offs	$-61,000	4,165
Cash dividends	$10,538,000	335
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$20,194,000	517
2022-06-30 (YTD Data)		Rank
Total interest income	$25,310,000	681
Total interest expense	$2,311,000	514
Net interest income	$22,999,000	694
Provision for loan and lease losses	$250,000	1,023
Total noninterest income	$5,751,000	700
Gross Fiduciary activities income	$2,002,000	263
Service charges on deposit accounts	$679,000	802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,070,000	815
Total noninterest expense	$14,285,000	882
Salaries and employee benefits	$9,480,000	774
Premises and equipment expense	$1,297,000	964
Additional noninterest expense	$3,508,000	1,036
Pre-tax net operating income	$14,215,000	558
Securities gains (losses)	$0	687
Applicable income taxes	$538,000	1,434
Income before extraordinary items	$13,677,000	474
Extraordinary gains, net	$0	4
Net income	$13,677,000	474
Minority interest net income	$0	60
Net income of bank and minority interests.	$13,677,000	474
Net charge-offs	$-39,000	4,101
Cash dividends	$6,938,000	353
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$13,677,000	481
2022-03-31 (YTD Data)		Rank
Total interest income	$12,512,000	658
Total interest expense	$918,000	607
Net interest income	$11,594,000	669
Provision for loan and lease losses	$125,000	877
Total noninterest income	$2,857,000	718
Gross Fiduciary activities income	$1,006,000	267
Service charges on deposit accounts	$338,000	801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,513,000	824
Total noninterest expense	$7,174,000	880
Salaries and employee benefits	$4,728,000	777
Premises and equipment expense	$657,000	961
Additional noninterest expense	$1,789,000	1,010
Pre-tax net operating income	$7,152,000	528
Securities gains (losses)	$0	623
Applicable income taxes	$270,000	1,398
Income before extraordinary items	$6,882,000	471
Extraordinary gains, net	$0	4
Net income	$6,882,000	470
Minority interest net income	$0	50
Net income of bank and minority interests.	$6,882,000	471
Net charge-offs	$-30,000	4,272
Cash dividends	$3,438,000	327
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$6,882,000	477
2021-12-31 (YTD Data)		Rank
Total interest income	$46,986,000	719
Total interest expense	$4,081,000	660
Net interest income	$42,905,000	718
Provision for loan and lease losses	$1,000,000	592
Total noninterest income	$12,954,000	700
Gross Fiduciary activities income	$3,993,000	262
Service charges on deposit accounts	$1,314,000	778
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,647,000	805
Total noninterest expense	$28,771,000	880
Salaries and employee benefits	$18,660,000	779
Premises and equipment expense	$2,556,000	976
Additional noninterest expense	$7,555,000	979
Pre-tax net operating income	$26,088,000	606
Securities gains (losses)	$71,000	994
Applicable income taxes	$992,000	1,610
Income before extraordinary items	$25,167,000	543
Extraordinary gains, net	$0	10
Net income	$25,167,000	543
Minority interest net income	$0	74
Net income of bank and minority interests.	$25,167,000	544
Net charge-offs	$1,160,000	385
Cash dividends	$13,700,000	388
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$25,098,840	538
2021-09-30 (YTD Data)		Rank
Total interest income	$35,434,000	725
Total interest expense	$3,172,000	675
Net interest income	$32,262,000	732
Provision for loan and lease losses	$560,000	741
Total noninterest income	$9,363,000	732
Gross Fiduciary activities income	$2,782,000	271
Service charges on deposit accounts	$964,000	791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,617,000	840
Total noninterest expense	$21,016,000	901
Salaries and employee benefits	$13,809,000	795
Premises and equipment expense	$1,907,000	992
Additional noninterest expense	$5,300,000	1,028
Pre-tax net operating income	$20,049,000	613
Securities gains (losses)	$0	2,015
Applicable income taxes	$762,000	1,676
Income before extraordinary items	$19,287,000	542
Extraordinary gains, net	$0	8
Net income	$19,287,000	541
Minority interest net income	$0	69
Net income of bank and minority interests.	$19,287,000	542
Net charge-offs	$1,145,000	308
Cash dividends	$9,200,000	406
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$19,287,000	537
2021-06-30 (YTD Data)		Rank
Total interest income	$23,505,000	725
Total interest expense	$2,221,000	679
Net interest income	$21,284,000	728
Provision for loan and lease losses	$365,000	776
Total noninterest income	$6,348,000	730
Gross Fiduciary activities income	$1,877,000	268
Service charges on deposit accounts	$614,000	792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,857,000	824
Total noninterest expense	$13,786,000	908
Salaries and employee benefits	$8,951,000	818
Premises and equipment expense	$1,277,000	988
Additional noninterest expense	$3,558,000	1,015
Pre-tax net operating income	$13,481,000	599
Securities gains (losses)	$0	1,818
Applicable income taxes	$514,000	1,641
Income before extraordinary items	$12,967,000	538
Extraordinary gains, net	$0	6
Net income	$12,967,000	537
Minority interest net income	$0	67
Net income of bank and minority interests.	$12,967,000	538
Net charge-offs	$1,164,000	249
Cash dividends	$6,000,000	387
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$12,967,000	532
2021-03-31 (YTD Data)		Rank
Total interest income	$11,973,000	710
Total interest expense	$1,187,000	665
Net interest income	$10,786,000	707
Provision for loan and lease losses	$172,000	893
Total noninterest income	$3,243,000	711
Gross Fiduciary activities income	$853,000	280
Service charges on deposit accounts	$307,000	780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,083,000	800
Total noninterest expense	$6,502,000	944
Salaries and employee benefits	$4,191,000	859
Premises and equipment expense	$642,000	987
Additional noninterest expense	$1,669,000	1,041
Pre-tax net operating income	$7,355,000	567
Securities gains (losses)	$0	1,392
Applicable income taxes	$307,000	1,488
Income before extraordinary items	$7,048,000	511
Extraordinary gains, net	$0	3
Net income	$7,048,000	511
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,048,000	511
Net charge-offs	$-13,000	4,173
Cash dividends	$3,000,000	336
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$7,048,000	502
2020-12-31 (YTD Data)		Rank
Total interest income	$50,337,000	681
Total interest expense	$7,852,000	622
Net interest income	$42,485,000	686
Provision for loan and lease losses	$2,375,000	937
Total noninterest income	$13,664,000	652
Gross Fiduciary activities income	$3,342,000	266
Service charges on deposit accounts	$1,360,000	740
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,962,000	699
Total noninterest expense	$28,189,000	860
Salaries and employee benefits	$18,932,000	750
Premises and equipment expense	$2,505,000	986
Additional noninterest expense	$6,752,000	1,014
Pre-tax net operating income	$25,585,000	479
Securities gains (losses)	$220,000	987
Applicable income taxes	$1,076,000	1,379
Income before extraordinary items	$24,729,000	443
Extraordinary gains, net	$0	4
Net income	$24,729,000	442
Minority interest net income	$0	72
Net income of bank and minority interests.	$24,729,000	443
Net charge-offs	$-1,368,000	4,990
Cash dividends	$12,992,000	386
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$24,517,800	430
2020-09-30 (YTD Data)		Rank
Total interest income	$38,299,000	668
Total interest expense	$6,293,000	621
Net interest income	$32,006,000	677
Provision for loan and lease losses	$2,075,000	872
Total noninterest income	$10,245,000	628
Gross Fiduciary activities income	$2,428,000	266
Service charges on deposit accounts	$1,006,000	741
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,811,000	663
Total noninterest expense	$20,825,000	857
Salaries and employee benefits	$13,765,000	757
Premises and equipment expense	$1,936,000	953
Additional noninterest expense	$5,124,000	994
Pre-tax net operating income	$19,351,000	455
Securities gains (losses)	$220,000	843
Applicable income taxes	$816,000	1,341
Income before extraordinary items	$18,755,000	410
Extraordinary gains, net	$0	4
Net income	$18,755,000	410
Minority interest net income	$0	65
Net income of bank and minority interests.	$18,755,000	410
Net charge-offs	$-1,337,000	5,020
Cash dividends	$9,792,000	365
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$18,543,800	402
2020-06-30 (YTD Data)		Rank
Total interest income	$25,869,000	658
Total interest expense	$4,579,000	619
Net interest income	$21,290,000	664
Provision for loan and lease losses	$1,675,000	796
Total noninterest income	$6,399,000	622
Gross Fiduciary activities income	$1,590,000	269
Service charges on deposit accounts	$659,000	758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,150,000	653
Total noninterest expense	$13,700,000	858
Salaries and employee benefits	$9,077,000	766
Premises and equipment expense	$1,299,000	952
Additional noninterest expense	$3,324,000	1,013
Pre-tax net operating income	$12,314,000	419
Securities gains (losses)	$220,000	664
Applicable income taxes	$522,000	1,306
Income before extraordinary items	$12,012,000	376
Extraordinary gains, net	$0	4
Net income	$12,012,000	375
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,012,000	376
Net charge-offs	$-1,202,000	5,052
Cash dividends	$6,792,000	353
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$11,800,800	375
2020-03-31 (YTD Data)		Rank
Total interest income	$12,861,000	664
Total interest expense	$2,557,000	631
Net interest income	$10,304,000	671
Provision for loan and lease losses	$750,000	712
Total noninterest income	$2,489,000	697
Gross Fiduciary activities income	$831,000	269
Service charges on deposit accounts	$369,000	794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,289,000	816
Total noninterest expense	$6,898,000	865
Salaries and employee benefits	$4,458,000	769
Premises and equipment expense	$682,000	933
Additional noninterest expense	$1,758,000	976
Pre-tax net operating income	$5,145,000	459
Securities gains (losses)	$0	1,705
Applicable income taxes	$213,000	1,349
Income before extraordinary items	$4,932,000	408
Extraordinary gains, net	$0	4
Net income	$4,932,000	406
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,932,000	408
Net charge-offs	$206,000	621
Cash dividends	$3,792,000	352
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,932,000	400
2019-12-31 (YTD Data)		Rank
Total interest income	$52,418,000	653
Total interest expense	$12,325,000	574
Net interest income	$40,093,000	695
Provision for loan and lease losses	$1,400,000	704
Total noninterest income	$8,946,000	747
Gross Fiduciary activities income	$3,089,000	274
Service charges on deposit accounts	$1,548,000	784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,309,000	917
Total noninterest expense	$26,681,000	863
Salaries and employee benefits	$17,726,000	755
Premises and equipment expense	$2,235,000	1,069
Additional noninterest expense	$6,720,000	1,005
Pre-tax net operating income	$20,958,000	585
Securities gains (losses)	$213,000	612
Applicable income taxes	$881,000	1,531
Income before extraordinary items	$20,290,000	537
Extraordinary gains, net	$0	11
Net income	$20,290,000	537
Minority interest net income	$0	76
Net income of bank and minority interests.	$20,290,000	538
Net charge-offs	$456,000	1,095
Cash dividends	$14,384,000	374
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$20,085,520	533
2019-09-30 (YTD Data)		Rank
Total interest income	$39,449,000	658
Total interest expense	$9,499,000	567
Net interest income	$29,950,000	695
Provision for loan and lease losses	$1,250,000	579
Total noninterest income	$6,937,000	731
Gross Fiduciary activities income	$2,166,000	285
Service charges on deposit accounts	$1,160,000	786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,611,000	845
Total noninterest expense	$19,953,000	855
Salaries and employee benefits	$13,144,000	755
Premises and equipment expense	$1,726,000	1,053
Additional noninterest expense	$5,083,000	985
Pre-tax net operating income	$15,684,000	590
Securities gains (losses)	$212,000	510
Applicable income taxes	$660,000	1,573
Income before extraordinary items	$15,236,000	543
Extraordinary gains, net	$0	11
Net income	$15,236,000	541
Minority interest net income	$0	72
Net income of bank and minority interests.	$15,236,000	543
Net charge-offs	$489,000	772
Cash dividends	$10,592,000	357
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$15,032,480	540
2019-06-30 (YTD Data)		Rank
Total interest income	$26,113,000	660
Total interest expense	$6,411,000	546
Net interest income	$19,702,000	705
Provision for loan and lease losses	$900,000	526
Total noninterest income	$4,585,000	728
Gross Fiduciary activities income	$1,486,000	284
Service charges on deposit accounts	$766,000	786
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,333,000	836
Total noninterest expense	$13,227,000	857
Salaries and employee benefits	$8,650,000	757
Premises and equipment expense	$1,171,000	1,038
Additional noninterest expense	$3,406,000	988
Pre-tax net operating income	$10,160,000	595
Securities gains (losses)	$56,000	719
Applicable income taxes	$424,000	1,578
Income before extraordinary items	$9,792,000	544
Extraordinary gains, net	$0	11
Net income	$9,792,000	543
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,792,000	544
Net charge-offs	$499,000	574
Cash dividends	$6,800,000	357
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$9,738,240	537
2019-03-31 (YTD Data)		Rank
Total interest income	$12,846,000	669
Total interest expense	$3,063,000	557
Net interest income	$9,783,000	711
Provision for loan and lease losses	$350,000	608
Total noninterest income	$2,125,000	733
Gross Fiduciary activities income	$686,000	292
Service charges on deposit accounts	$392,000	762
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,047,000	876
Total noninterest expense	$6,501,000	866
Salaries and employee benefits	$4,280,000	761
Premises and equipment expense	$589,000	1,042
Additional noninterest expense	$1,632,000	1,008
Pre-tax net operating income	$5,057,000	586
Securities gains (losses)	$56,000	367
Applicable income taxes	$212,000	1,535
Income before extraordinary items	$4,901,000	530
Extraordinary gains, net	$0	5
Net income	$4,901,000	528
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,901,000	529
Net charge-offs	$-27,000	4,943
Cash dividends	$3,200,000	360
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$4,847,240	517
2018-12-31 (YTD Data)		Rank
Total interest income	$49,589,000	651
Total interest expense	$10,377,000	494
Net interest income	$39,212,000	689
Provision for loan and lease losses	$2,000,000	506
Total noninterest income	$9,858,000	688
Gross Fiduciary activities income	$2,695,000	295
Service charges on deposit accounts	$1,693,000	742
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,470,000	761
Total noninterest expense	$25,804,000	853
Salaries and employee benefits	$16,921,000	746
Premises and equipment expense	$2,221,000	1,079
Additional noninterest expense	$6,662,000	1,006
Pre-tax net operating income	$21,266,000	571
Securities gains (losses)	$94,000	308
Applicable income taxes	$888,000	1,485
Income before extraordinary items	$20,472,000	505
Extraordinary gains, net	$0	6
Net income	$20,472,000	504
Minority interest net income	$0	72
Net income of bank and minority interests.	$20,472,000	504
Net charge-offs	$2,580,000	308
Cash dividends	$12,500,000	348
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$20,381,760	505
2018-09-30 (YTD Data)		Rank
Total interest income	$36,902,000	644
Total interest expense	$7,373,000	490
Net interest income	$29,529,000	686
Provision for loan and lease losses	$1,550,000	465
Total noninterest income	$7,197,000	707
Gross Fiduciary activities income	$2,048,000	293
Service charges on deposit accounts	$1,257,000	742
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,892,000	792
Total noninterest expense	$19,039,000	864
Salaries and employee benefits	$12,593,000	749
Premises and equipment expense	$1,609,000	1,097
Additional noninterest expense	$4,837,000	1,025
Pre-tax net operating income	$16,137,000	561
Securities gains (losses)	$94,000	301
Applicable income taxes	$676,000	1,530
Income before extraordinary items	$15,555,000	498
Extraordinary gains, net	$0	5
Net income	$15,555,000	497
Minority interest net income	$0	66
Net income of bank and minority interests.	$15,555,000	497
Net charge-offs	$2,376,000	252
Cash dividends	$10,500,000	307
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$15,464,760	502
2018-06-30 (YTD Data)		Rank
Total interest income	$24,418,000	638
Total interest expense	$4,621,000	487
Net interest income	$19,797,000	679
Provision for loan and lease losses	$750,000	585
Total noninterest income	$4,862,000	702
Gross Fiduciary activities income	$1,440,000	289
Service charges on deposit accounts	$828,000	747
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,594,000	794
Total noninterest expense	$12,604,000	876
Salaries and employee benefits	$8,415,000	755
Premises and equipment expense	$1,058,000	1,115
Additional noninterest expense	$3,131,000	1,042
Pre-tax net operating income	$11,305,000	537
Securities gains (losses)	$0	961
Applicable income taxes	$470,000	1,466
Income before extraordinary items	$10,835,000	477
Extraordinary gains, net	$0	6
Net income	$10,835,000	476
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,835,000	476
Net charge-offs	$585,000	477
Cash dividends	$7,000,000	301
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$10,835,000	473
2018-03-31 (YTD Data)		Rank
Total interest income	$12,048,000	640
Total interest expense	$2,130,000	500
Net interest income	$9,918,000	676
Provision for loan and lease losses	$375,000	579
Total noninterest income	$2,363,000	697
Gross Fiduciary activities income	$718,000	290
Service charges on deposit accounts	$411,000	759
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,234,000	796
Total noninterest expense	$6,235,000	897
Salaries and employee benefits	$4,149,000	769
Premises and equipment expense	$548,000	1,096
Additional noninterest expense	$1,538,000	1,053
Pre-tax net operating income	$5,671,000	532
Securities gains (losses)	$0	735
Applicable income taxes	$235,000	1,423
Income before extraordinary items	$5,436,000	473
Extraordinary gains, net	$0	7
Net income	$5,436,000	472
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,436,000	473
Net charge-offs	$-72,000	5,323
Cash dividends	$4,500,000	228
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$5,436,000	469
2017-12-31 (YTD Data)		Rank
Total interest income	$44,246,000	655
Total interest expense	$7,579,000	469
Net interest income	$36,667,000	692
Provision for loan and lease losses	$1,050,000	851
Total noninterest income	$9,251,000	730
Gross Fiduciary activities income	$2,126,000	328
Service charges on deposit accounts	$1,469,000	832
Trading account gains and fees	$0	151
Additional Noninterest Income	$5,656,000	753
Total noninterest expense	$25,319,000	859
Salaries and employee benefits	$17,166,000	716
Premises and equipment expense	$2,027,000	1,157
Additional noninterest expense	$6,126,000	1,056
Pre-tax net operating income	$19,549,000	559
Securities gains (losses)	$-309,000	5,548
Applicable income taxes	$842,000	2,029
Income before extraordinary items	$18,398,000	431
Extraordinary gains, net	$0	9
Net income	$18,398,000	431
Minority interest net income	$0	76
Net income of bank and minority interests.	$18,398,000	431
Net charge-offs	$-23,000	4,976
Cash dividends	$12,500,000	315
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$18,694,640	421
2017-09-30 (YTD Data)		Rank
Total interest income	$32,880,000	659
Total interest expense	$5,752,000	452
Net interest income	$27,128,000	704
Provision for loan and lease losses	$750,000	870
Total noninterest income	$6,864,000	744
Gross Fiduciary activities income	$1,610,000	326
Service charges on deposit accounts	$1,066,000	864
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,188,000	768
Total noninterest expense	$18,720,000	869
Salaries and employee benefits	$12,549,000	738
Premises and equipment expense	$1,573,000	1,131
Additional noninterest expense	$4,598,000	1,053
Pre-tax net operating income	$14,522,000	574
Securities gains (losses)	$-309,000	5,687
Applicable income taxes	$622,000	1,890
Income before extraordinary items	$13,591,000	476
Extraordinary gains, net	$0	9
Net income	$13,591,000	474
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,591,000	476
Net charge-offs	$-36,000	5,085
Cash dividends	$9,500,000	300
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$13,887,640	458
2017-06-30 (YTD Data)		Rank
Total interest income	$21,609,000	658
Total interest expense	$4,022,000	422
Net interest income	$17,587,000	716
Provision for loan and lease losses	$500,000	849
Total noninterest income	$4,539,000	742
Gross Fiduciary activities income	$1,122,000	322
Service charges on deposit accounts	$699,000	869
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,718,000	785
Total noninterest expense	$12,392,000	880
Salaries and employee benefits	$8,308,000	740
Premises and equipment expense	$1,065,000	1,112
Additional noninterest expense	$3,019,000	1,078
Pre-tax net operating income	$9,234,000	583
Securities gains (losses)	$-277,000	5,745
Applicable income taxes	$392,000	1,920
Income before extraordinary items	$8,565,000	494
Extraordinary gains, net	$0	11
Net income	$8,565,000	492
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,565,000	494
Net charge-offs	$-14,000	4,896
Cash dividends	$6,000,000	309
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$8,830,920	472
2017-03-31 (YTD Data)		Rank
Total interest income	$10,570,000	662
Total interest expense	$1,903,000	431
Net interest income	$8,667,000	724
Provision for loan and lease losses	$250,000	786
Total noninterest income	$2,177,000	754
Gross Fiduciary activities income	$522,000	329
Service charges on deposit accounts	$342,000	890
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,313,000	792
Total noninterest expense	$6,153,000	883
Salaries and employee benefits	$4,124,000	754
Premises and equipment expense	$531,000	1,125
Additional noninterest expense	$1,498,000	1,066
Pre-tax net operating income	$4,441,000	580
Securities gains (losses)	$0	1,153
Applicable income taxes	$194,000	1,904
Income before extraordinary items	$4,247,000	493
Extraordinary gains, net	$0	8
Net income	$4,247,000	493
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,247,000	493
Net charge-offs	$-6,000	4,769
Cash dividends	$3,000,000	280
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$4,247,000	479
2016-12-31 (YTD Data)		Rank
Total interest income	$41,577,000	653
Total interest expense	$7,123,000	426
Net interest income	$34,454,000	701
Provision for loan and lease losses	$900,000	986
Total noninterest income	$9,251,000	732
Gross Fiduciary activities income	$2,095,000	325
Service charges on deposit accounts	$1,404,000	897
Trading account gains and fees	$0	170
Additional Noninterest Income	$5,752,000	758
Total noninterest expense	$24,338,000	879
Salaries and employee benefits	$16,277,000	730
Premises and equipment expense	$2,010,000	1,173
Additional noninterest expense	$6,051,000	1,091
Pre-tax net operating income	$18,467,000	550
Securities gains (losses)	$1,000	3,113
Applicable income taxes	$809,000	1,828
Income before extraordinary items	$17,659,000	450
Extraordinary gains, net	$0	5
Net income	$17,659,000	447
Minority interest net income	$0	82
Net income of bank and minority interests.	$17,659,000	449
Net charge-offs	$338,000	1,421
Cash dividends	$12,000,000	320
Sale, conversion, retirement of capital stock, net	$54,000	572
Net operating income	$17,658,040	447
2016-09-30 (YTD Data)		Rank
Total interest income	$31,047,000	649
Total interest expense	$5,217,000	429
Net interest income	$25,830,000	694
Provision for loan and lease losses	$600,000	1,009
Total noninterest income	$6,864,000	740
Gross Fiduciary activities income	$1,584,000	324
Service charges on deposit accounts	$1,046,000	901
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,234,000	773
Total noninterest expense	$18,111,000	878
Salaries and employee benefits	$12,034,000	733
Premises and equipment expense	$1,542,000	1,154
Additional noninterest expense	$4,535,000	1,091
Pre-tax net operating income	$13,983,000	545
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$613,000	1,877
Income before extraordinary items	$13,371,000	454
Extraordinary gains, net	$0	5
Net income	$13,371,000	451
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,371,000	454
Net charge-offs	$210,000	1,414
Cash dividends	$9,000,000	322
Sale, conversion, retirement of capital stock, net	$40,000	537
Net operating income	$13,370,040	448
2016-06-30 (YTD Data)		Rank
Total interest income	$20,511,000	656
Total interest expense	$3,374,000	433
Net interest income	$17,137,000	698
Provision for loan and lease losses	$300,000	1,234
Total noninterest income	$4,489,000	746
Gross Fiduciary activities income	$1,065,000	322
Service charges on deposit accounts	$664,000	929
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,760,000	777
Total noninterest expense	$11,966,000	892
Salaries and employee benefits	$7,903,000	746
Premises and equipment expense	$1,033,000	1,150
Additional noninterest expense	$3,030,000	1,081
Pre-tax net operating income	$9,360,000	533
Securities gains (losses)	$0	2,835
Applicable income taxes	$411,000	1,860
Income before extraordinary items	$8,949,000	442
Extraordinary gains, net	$0	16
Net income	$8,949,000	441
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,949,000	441
Net charge-offs	$229,000	1,028
Cash dividends	$6,000,000	313
Sale, conversion, retirement of capital stock, net	$27,000	526
Net operating income	$8,949,000	429
2016-03-31 (YTD Data)		Rank
Total interest income	$10,133,000	660
Total interest expense	$1,660,000	435
Net interest income	$8,473,000	705
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$2,161,000	756
Gross Fiduciary activities income	$497,000	330
Service charges on deposit accounts	$322,000	950
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,342,000	765
Total noninterest expense	$5,919,000	897
Salaries and employee benefits	$3,922,000	756
Premises and equipment expense	$500,000	1,191
Additional noninterest expense	$1,497,000	1,094
Pre-tax net operating income	$4,595,000	524
Securities gains (losses)	$0	2,077
Applicable income taxes	$202,000	1,832
Income before extraordinary items	$4,393,000	424
Extraordinary gains, net	$0	12
Net income	$4,393,000	423
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,393,000	424
Net charge-offs	$244,000	569
Cash dividends	$3,000,000	303
Sale, conversion, retirement of capital stock, net	$14,000	487
Net operating income	$4,393,000	416
2015-12-31 (YTD Data)		Rank
Total interest income	$40,234,000	637
Total interest expense	$6,934,000	401
Net interest income	$33,300,000	687
Provision for loan and lease losses	$900,000	886
Total noninterest income	$8,855,000	745
Gross Fiduciary activities income	$2,147,000	321
Service charges on deposit accounts	$1,479,000	869
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,229,000	797
Total noninterest expense	$23,780,000	869
Salaries and employee benefits	$15,569,000	734
Premises and equipment expense	$2,016,000	1,172
Additional noninterest expense	$6,195,000	1,059
Pre-tax net operating income	$17,475,000	545
Securities gains (losses)	$835,000	243
Applicable income taxes	$908,000	1,670
Income before extraordinary items	$17,402,000	430
Extraordinary gains, net	$0	23
Net income	$17,402,000	430
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,402,000	431
Net charge-offs	$402,000	1,350
Cash dividends	$12,000,000	327
Sale, conversion, retirement of capital stock, net	$174,000	439
Net operating income	$16,608,750	445
2015-09-30 (YTD Data)		Rank
Total interest income	$30,169,000	639
Total interest expense	$5,261,000	390
Net interest income	$24,908,000	695
Provision for loan and lease losses	$420,000	1,191
Total noninterest income	$6,689,000	745
Gross Fiduciary activities income	$1,666,000	319
Service charges on deposit accounts	$1,113,000	866
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,910,000	798
Total noninterest expense	$17,627,000	890
Salaries and employee benefits	$11,477,000	759
Premises and equipment expense	$1,494,000	1,201
Additional noninterest expense	$4,656,000	1,053
Pre-tax net operating income	$13,550,000	537
Securities gains (losses)	$658,000	247
Applicable income taxes	$604,000	1,836
Income before extraordinary items	$13,604,000	424
Extraordinary gains, net	$0	21
Net income	$13,604,000	423
Minority interest net income	$0	78
Net income of bank and minority interests.	$13,604,000	424
Net charge-offs	$503,000	855
Cash dividends	$7,000,000	371
Sale, conversion, retirement of capital stock, net	$131,000	404
Net operating income	$12,972,320	431
2015-06-30 (YTD Data)		Rank
Total interest income	$20,093,000	642
Total interest expense	$3,563,000	380
Net interest income	$16,530,000	694
Provision for loan and lease losses	$240,000	1,328
Total noninterest income	$4,363,000	760
Gross Fiduciary activities income	$1,158,000	316
Service charges on deposit accounts	$721,000	874
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,484,000	826
Total noninterest expense	$11,709,000	899
Salaries and employee benefits	$7,599,000	767
Premises and equipment expense	$1,004,000	1,198
Additional noninterest expense	$3,106,000	1,059
Pre-tax net operating income	$8,944,000	541
Securities gains (losses)	$658,000	204
Applicable income taxes	$408,000	1,832
Income before extraordinary items	$9,194,000	421
Extraordinary gains, net	$0	22
Net income	$9,194,000	421
Minority interest net income	$0	75
Net income of bank and minority interests.	$9,194,000	421
Net charge-offs	$302,000	904
Cash dividends	$4,500,000	376
Sale, conversion, retirement of capital stock, net	$87,000	395
Net operating income	$8,562,320	431
2015-03-31 (YTD Data)		Rank
Total interest income	$9,904,000	645
Total interest expense	$1,780,000	383
Net interest income	$8,124,000	702
Provision for loan and lease losses	$120,000	1,278
Total noninterest income	$2,101,000	753
Gross Fiduciary activities income	$537,000	325
Service charges on deposit accounts	$350,000	880
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,214,000	805
Total noninterest expense	$5,838,000	898
Salaries and employee benefits	$3,767,000	778
Premises and equipment expense	$508,000	1,187
Additional noninterest expense	$1,563,000	1,038
Pre-tax net operating income	$4,267,000	553
Securities gains (losses)	$501,000	170
Applicable income taxes	$202,000	1,810
Income before extraordinary items	$4,566,000	410
Extraordinary gains, net	$0	13
Net income	$4,566,000	410
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,566,000	410
Net charge-offs	$103,000	1,099
Cash dividends	$2,250,000	328
Sale, conversion, retirement of capital stock, net	$44,000	365
Net operating income	$4,085,040	440
2014-12-31 (YTD Data)		Rank
Total interest income	$38,967,000	644
Total interest expense	$7,663,000	364
Net interest income	$31,304,000	704
Provision for loan and lease losses	$135,000	2,871
Total noninterest income	$8,392,000	740
Gross Fiduciary activities income	$2,324,000	309
Service charges on deposit accounts	$1,591,000	840
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,477,000	831
Total noninterest expense	$24,393,000	824
Salaries and employee benefits	$15,864,000	701
Premises and equipment expense	$2,126,000	1,122
Additional noninterest expense	$6,403,000	1,029
Pre-tax net operating income	$15,168,000	573
Securities gains (losses)	$263,000	668
Applicable income taxes	$643,000	1,986
Income before extraordinary items	$14,788,000	476
Extraordinary gains, net	$0	17
Net income	$14,788,000	475
Minority interest net income	$0	84
Net income of bank and minority interests.	$14,788,000	476
Net charge-offs	$418,000	1,671
Cash dividends	$9,000,000	362
Sale, conversion, retirement of capital stock, net	$13,621,000	34
Net operating income	$14,535,520	476
2014-09-30 (YTD Data)		Rank
Total interest income	$29,046,000	643
Total interest expense	$5,785,000	360
Net interest income	$23,261,000	706
Provision for loan and lease losses	$105,000	2,728
Total noninterest income	$6,372,000	727
Gross Fiduciary activities income	$1,789,000	307
Service charges on deposit accounts	$1,200,000	845
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,383,000	823
Total noninterest expense	$18,030,000	836
Salaries and employee benefits	$11,563,000	722
Premises and equipment expense	$1,631,000	1,109
Additional noninterest expense	$4,836,000	1,013
Pre-tax net operating income	$11,498,000	572
Securities gains (losses)	$684,000	224
Applicable income taxes	$507,000	1,975
Income before extraordinary items	$11,675,000	454
Extraordinary gains, net	$0	15
Net income	$11,675,000	453
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,675,000	454
Net charge-offs	$333,000	1,508
Cash dividends	$6,750,000	343
Sale, conversion, retirement of capital stock, net	$13,543,000	30
Net operating income	$11,018,360	459
2014-06-30 (YTD Data)		Rank
Total interest income	$17,292,000	721
Total interest expense	$3,582,000	393
Net interest income	$13,710,000	797
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$3,941,000	761
Gross Fiduciary activities income	$1,205,000	305
Service charges on deposit accounts	$638,000	1,027
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,098,000	850
Total noninterest expense	$10,205,000	985
Salaries and employee benefits	$6,691,000	815
Premises and equipment expense	$877,000	1,366
Additional noninterest expense	$2,637,000	1,226
Pre-tax net operating income	$7,386,000	580
Securities gains (losses)	$518,000	219
Applicable income taxes	$335,000	1,953
Income before extraordinary items	$7,569,000	458
Extraordinary gains, net	$0	20
Net income	$7,569,000	457
Minority interest net income	$0	80
Net income of bank and minority interests.	$7,569,000	458
Net charge-offs	$150,000	1,837
Cash dividends	$4,500,000	343
Sale, conversion, retirement of capital stock, net	$137,000	338
Net operating income	$7,071,720	469
2014-03-31 (YTD Data)		Rank
Total interest income	$8,545,000	737
Total interest expense	$1,782,000	397
Net interest income	$6,763,000	808
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$1,906,000	754
Gross Fiduciary activities income	$600,000	308
Service charges on deposit accounts	$297,000	1,090
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,009,000	838
Total noninterest expense	$5,074,000	1,010
Salaries and employee benefits	$3,348,000	832
Premises and equipment expense	$447,000	1,370
Additional noninterest expense	$1,279,000	1,255
Pre-tax net operating income	$3,565,000	573
Securities gains (losses)	$0	1,715
Applicable income taxes	$150,000	2,009
Income before extraordinary items	$3,415,000	475
Extraordinary gains, net	$0	16
Net income	$3,415,000	474
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,415,000	475
Net charge-offs	$13,000	2,721
Cash dividends	$2,250,000	302
Sale, conversion, retirement of capital stock, net	$69,000	305
Net operating income	$3,415,000	464
2013-12-31 (YTD Data)		Rank
Total interest income	$34,298,000	728
Total interest expense	$7,738,000	398
Net interest income	$26,560,000	802
Provision for loan and lease losses	$1,100,000	1,015
Total noninterest income	$9,738,000	684
Gross Fiduciary activities income	$2,108,000	316
Service charges on deposit accounts	$1,368,000	1,012
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,262,000	679
Total noninterest expense	$21,004,000	973
Salaries and employee benefits	$13,825,000	783
Premises and equipment expense	$1,749,000	1,359
Additional noninterest expense	$5,430,000	1,237
Pre-tax net operating income	$14,194,000	574
Securities gains (losses)	$357,000	610
Applicable income taxes	$559,000	2,038
Income before extraordinary items	$13,992,000	491
Extraordinary gains, net	$0	29
Net income	$13,992,000	491
Minority interest net income	$0	90
Net income of bank and minority interests.	$13,992,000	492
Net charge-offs	$614,000	1,789
Cash dividends	$12,750,000	273
Sale, conversion, retirement of capital stock, net	$306,000	355
Net operating income	$13,649,280	489
2013-09-30 (YTD Data)		Rank
Total interest income	$25,678,000	730
Total interest expense	$5,850,000	410
Net interest income	$19,828,000	808
Provision for loan and lease losses	$450,000	1,622
Total noninterest income	$7,021,000	728
Gross Fiduciary activities income	$1,583,000	313
Service charges on deposit accounts	$1,016,000	1,021
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,422,000	726
Total noninterest expense	$15,781,000	966
Salaries and employee benefits	$10,227,000	793
Premises and equipment expense	$1,350,000	1,324
Additional noninterest expense	$4,204,000	1,187
Pre-tax net operating income	$10,618,000	582
Securities gains (losses)	$359,000	555
Applicable income taxes	$422,000	2,087
Income before extraordinary items	$10,555,000	491
Extraordinary gains, net	$0	25
Net income	$10,555,000	490
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,555,000	493
Net charge-offs	$455,000	1,689
Cash dividends	$12,000,000	211
Sale, conversion, retirement of capital stock, net	$229,000	320
Net operating income	$10,210,360	491
2013-06-30 (YTD Data)		Rank
Total interest income	$17,152,000	723
Total interest expense	$3,932,000	412
Net interest income	$13,220,000	797
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$4,475,000	757
Gross Fiduciary activities income	$1,088,000	311
Service charges on deposit accounts	$663,000	1,020
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,724,000	786
Total noninterest expense	$10,482,000	963
Salaries and employee benefits	$6,740,000	804
Premises and equipment expense	$900,000	1,328
Additional noninterest expense	$2,842,000	1,170
Pre-tax net operating income	$6,913,000	579
Securities gains (losses)	$918,000	197
Applicable income taxes	$305,000	1,997
Income before extraordinary items	$7,526,000	447
Extraordinary gains, net	$0	22
Net income	$7,526,000	447
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,526,000	449
Net charge-offs	$167,000	2,273
Cash dividends	$12,000,000	150
Sale, conversion, retirement of capital stock, net	$153,000	304
Net operating income	$6,644,720	491
2013-03-31 (YTD Data)		Rank
Total interest income	$8,619,000	726
Total interest expense	$1,985,000	425
Net interest income	$6,634,000	797
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$2,158,000	770
Gross Fiduciary activities income	$535,000	310
Service charges on deposit accounts	$321,000	1,042
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,302,000	816
Total noninterest expense	$5,347,000	958
Salaries and employee benefits	$3,373,000	815
Premises and equipment expense	$454,000	1,338
Additional noninterest expense	$1,520,000	1,096
Pre-tax net operating income	$3,295,000	603
Securities gains (losses)	$396,000	256
Applicable income taxes	$142,000	2,039
Income before extraordinary items	$3,549,000	473
Extraordinary gains, net	$0	10
Net income	$3,549,000	473
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,549,000	474
Net charge-offs	$59,000	2,298
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$77,000	271
Net operating income	$3,168,840	504
2012-12-31 (YTD Data)		Rank
Total interest income	$38,361,000	681
Total interest expense	$8,991,000	464
Net interest income	$29,370,000	733
Provision for loan and lease losses	$900,000	1,884
Total noninterest income	$8,352,000	777
Gross Fiduciary activities income	$1,889,000	319
Service charges on deposit accounts	$1,358,000	1,055
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,105,000	800
Total noninterest expense	$20,418,000	977
Salaries and employee benefits	$13,596,000	772
Premises and equipment expense	$1,618,000	1,467
Additional noninterest expense	$5,204,000	1,308
Pre-tax net operating income	$16,404,000	487
Securities gains (losses)	$392,000	1,131
Applicable income taxes	$754,000	1,767
Income before extraordinary items	$16,042,000	429
Extraordinary gains, net	$0	29
Net income	$16,042,000	428
Minority interest net income	$0	93
Net income of bank and minority interests.	$16,042,000	428
Net charge-offs	$433,000	2,842
Cash dividends	$16,000,000	222
Sale, conversion, retirement of capital stock, net	$420,000	337
Net operating income	$15,665,680	423
2012-09-30 (YTD Data)		Rank
Total interest income	$29,377,000	682
Total interest expense	$6,844,000	480
Net interest income	$22,533,000	727
Provision for loan and lease losses	$675,000	1,891
Total noninterest income	$6,035,000	791
Gross Fiduciary activities income	$1,401,000	320
Service charges on deposit accounts	$1,007,000	1,062
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,627,000	810
Total noninterest expense	$14,953,000	1,002
Salaries and employee benefits	$9,960,000	784
Premises and equipment expense	$1,150,000	1,558
Additional noninterest expense	$3,843,000	1,327
Pre-tax net operating income	$12,940,000	484
Securities gains (losses)	$277,000	1,182
Applicable income taxes	$594,000	1,763
Income before extraordinary items	$12,623,000	421
Extraordinary gains, net	$0	20
Net income	$12,623,000	419
Minority interest net income	$0	86
Net income of bank and minority interests.	$12,623,000	420
Net charge-offs	$404,000	2,447
Cash dividends	$14,250,000	167
Sale, conversion, retirement of capital stock, net	$315,000	296
Net operating income	$12,357,080	405
2012-06-30 (YTD Data)		Rank
Total interest income	$19,935,000	668
Total interest expense	$4,628,000	491
Net interest income	$15,307,000	718
Provision for loan and lease losses	$450,000	1,913
Total noninterest income	$3,880,000	804
Gross Fiduciary activities income	$874,000	334
Service charges on deposit accounts	$652,000	1,089
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,354,000	824
Total noninterest expense	$9,994,000	997
Salaries and employee benefits	$6,667,000	781
Premises and equipment expense	$751,000	1,581
Additional noninterest expense	$2,576,000	1,317
Pre-tax net operating income	$8,743,000	470
Securities gains (losses)	$0	3,178
Applicable income taxes	$389,000	1,751
Income before extraordinary items	$8,354,000	402
Extraordinary gains, net	$0	19
Net income	$8,354,000	400
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,354,000	401
Net charge-offs	$347,000	2,162
Cash dividends	$13,500,000	131
Sale, conversion, retirement of capital stock, net	$210,000	260
Net operating income	$8,354,000	384
2012-03-31 (YTD Data)		Rank
Total interest income	$10,113,000	666
Total interest expense	$2,323,000	508
Net interest income	$7,790,000	701
Provision for loan and lease losses	$225,000	1,839
Total noninterest income	$1,904,000	814
Gross Fiduciary activities income	$426,000	335
Service charges on deposit accounts	$312,000	1,125
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,166,000	812
Total noninterest expense	$4,914,000	1,010
Salaries and employee benefits	$3,324,000	773
Premises and equipment expense	$382,000	1,557
Additional noninterest expense	$1,208,000	1,401
Pre-tax net operating income	$4,555,000	447
Securities gains (losses)	$0	2,210
Applicable income taxes	$201,000	1,720
Income before extraordinary items	$4,354,000	381
Extraordinary gains, net	$0	19
Net income	$4,354,000	382
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,354,000	382
Net charge-offs	$98,000	2,460
Cash dividends	$1,500,000	340
Sale, conversion, retirement of capital stock, net	$105,000	218
Net operating income	$4,354,000	364
2011-12-31 (YTD Data)		Rank
Total interest income	$42,603,000	647
Total interest expense	$11,162,000	508
Net interest income	$31,441,000	687
Provision for loan and lease losses	$1,200,000	2,155
Total noninterest income	$6,318,000	864
Gross Fiduciary activities income	$1,637,000	304
Service charges on deposit accounts	$1,474,000	1,002
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,207,000	989
Total noninterest expense	$18,632,000	1,050
Salaries and employee benefits	$12,055,000	821
Premises and equipment expense	$1,614,000	1,533
Additional noninterest expense	$4,963,000	1,390
Pre-tax net operating income	$17,927,000	398
Securities gains (losses)	$0	3,838
Applicable income taxes	$910,000	1,442
Income before extraordinary items	$17,017,000	339
Extraordinary gains, net	$0	29
Net income	$17,017,000	339
Minority interest net income	$0	96
Net income of bank and minority interests.	$17,017,000	340
Net charge-offs	$98,000	4,990
Cash dividends	$12,000,000	203
Sale, conversion, retirement of capital stock, net	$417,000	442
Net operating income	$17,017,000	328
2011-09-30 (YTD Data)		Rank
Total interest income	$32,107,000	654
Total interest expense	$8,177,000	542
Net interest income	$23,930,000	686
Provision for loan and lease losses	$900,000	2,078
Total noninterest income	$4,582,000	897
Gross Fiduciary activities income	$1,185,000	310
Service charges on deposit accounts	$1,092,000	1,014
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,305,000	1,013
Total noninterest expense	$13,693,000	1,076
Salaries and employee benefits	$8,816,000	844
Premises and equipment expense	$1,232,000	1,524
Additional noninterest expense	$3,645,000	1,421
Pre-tax net operating income	$13,919,000	394
Securities gains (losses)	$0	3,555
Applicable income taxes	$705,000	1,415
Income before extraordinary items	$13,214,000	336
Extraordinary gains, net	$0	21
Net income	$13,214,000	335
Minority interest net income	$0	87
Net income of bank and minority interests.	$13,214,000	336
Net charge-offs	$-15,000	7,069
Cash dividends	$12,000,000	135
Sale, conversion, retirement of capital stock, net	$338,000	392
Net operating income	$13,214,000	322
2011-06-30 (YTD Data)		Rank
Total interest income	$21,372,000	667
Total interest expense	$5,460,000	567
Net interest income	$15,912,000	693
Provision for loan and lease losses	$600,000	2,044
Total noninterest income	$3,120,000	891
Gross Fiduciary activities income	$757,000	324
Service charges on deposit accounts	$703,000	1,042
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,660,000	948
Total noninterest expense	$9,050,000	1,104
Salaries and employee benefits	$5,833,000	856
Premises and equipment expense	$822,000	1,530
Additional noninterest expense	$2,395,000	1,460
Pre-tax net operating income	$9,382,000	387
Securities gains (losses)	$0	2,914
Applicable income taxes	$472,000	1,375
Income before extraordinary items	$8,910,000	326
Extraordinary gains, net	$0	15
Net income	$8,910,000	325
Minority interest net income	$0	89
Net income of bank and minority interests.	$8,910,000	326
Net charge-offs	$-9,000	6,992
Cash dividends	$12,000,000	93
Sale, conversion, retirement of capital stock, net	$225,000	302
Net operating income	$8,910,000	315
2011-03-31 (YTD Data)		Rank
Total interest income	$10,598,000	681
Total interest expense	$2,725,000	590
Net interest income	$7,873,000	692
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$1,519,000	898
Gross Fiduciary activities income	$378,000	323
Service charges on deposit accounts	$336,000	1,077
Trading account gains and fees	$0	158
Additional Noninterest Income	$805,000	960
Total noninterest expense	$4,497,000	1,117
Salaries and employee benefits	$2,857,000	883
Premises and equipment expense	$409,000	1,573
Additional noninterest expense	$1,231,000	1,425
Pre-tax net operating income	$4,595,000	394
Securities gains (losses)	$0	1,772
Applicable income taxes	$231,000	1,351
Income before extraordinary items	$4,364,000	324
Extraordinary gains, net	$0	9
Net income	$4,364,000	324
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,364,000	324
Net charge-offs	$-28,000	7,251
Cash dividends	$3,000,000	138
Sale, conversion, retirement of capital stock, net	$112,000	259
Net operating income	$4,364,000	319
2010-12-31 (YTD Data)		Rank
Total interest income	$44,490,000	677
Total interest expense	$12,319,000	642
Net interest income	$32,171,000	662
Provision for loan and lease losses	$2,000,000	2,068
Total noninterest income	$6,450,000	882
Gross Fiduciary activities income	$1,493,000	315
Service charges on deposit accounts	$1,589,000	953
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,368,000	978
Total noninterest expense	$19,142,000	1,037
Salaries and employee benefits	$12,314,000	801
Premises and equipment expense	$1,600,000	1,595
Additional noninterest expense	$5,228,000	1,393
Pre-tax net operating income	$17,479,000	343
Securities gains (losses)	$905,000	535
Applicable income taxes	$937,000	1,289
Income before extraordinary items	$17,447,000	282
Extraordinary gains, net	$0	29
Net income	$17,447,000	282
Minority interest net income	$0	111
Net income of bank and minority interests.	$17,447,000	283
Net charge-offs	$833,000	2,940
Cash dividends	$14,700,000	129
Sale, conversion, retirement of capital stock, net	$360,000	514
Net operating income	$16,587,250	285
2010-09-30 (YTD Data)		Rank
Total interest income	$33,563,000	672
Total interest expense	$9,314,000	665
Net interest income	$24,249,000	657
Provision for loan and lease losses	$1,475,000	1,996
Total noninterest income	$4,516,000	911
Gross Fiduciary activities income	$1,132,000	316
Service charges on deposit accounts	$1,190,000	983
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,194,000	1,041
Total noninterest expense	$13,587,000	1,082
Salaries and employee benefits	$8,655,000	845
Premises and equipment expense	$1,253,000	1,548
Additional noninterest expense	$3,679,000	1,444
Pre-tax net operating income	$13,703,000	328
Securities gains (losses)	$369,000	934
Applicable income taxes	$717,000	1,311
Income before extraordinary items	$13,355,000	277
Extraordinary gains, net	$0	23
Net income	$13,355,000	279
Minority interest net income	$0	110
Net income of bank and minority interests.	$13,355,000	279
Net charge-offs	$586,000	2,858
Cash dividends	$12,500,000	90
Sale, conversion, retirement of capital stock, net	$270,000	456
Net operating income	$13,004,450	268
2010-06-30 (YTD Data)		Rank
Total interest income	$22,425,000	680
Total interest expense	$6,261,000	684
Net interest income	$16,164,000	664
Provision for loan and lease losses	$1,000,000	1,929
Total noninterest income	$2,869,000	926
Gross Fiduciary activities income	$757,000	318
Service charges on deposit accounts	$779,000	1,013
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,333,000	1,067
Total noninterest expense	$9,051,000	1,086
Salaries and employee benefits	$5,744,000	848
Premises and equipment expense	$845,000	1,557
Additional noninterest expense	$2,462,000	1,447
Pre-tax net operating income	$8,982,000	330
Securities gains (losses)	$369,000	605
Applicable income taxes	$475,000	1,265
Income before extraordinary items	$8,876,000	265
Extraordinary gains, net	$0	19
Net income	$8,876,000	264
Minority interest net income	$0	105
Net income of bank and minority interests.	$8,876,000	265
Net charge-offs	$491,000	2,463
Cash dividends	$8,250,000	79
Sale, conversion, retirement of capital stock, net	$180,000	387
Net operating income	$8,525,450	271
2010-03-31 (YTD Data)		Rank
Total interest income	$11,088,000	706
Total interest expense	$3,167,000	714
Net interest income	$7,921,000	687
Provision for loan and lease losses	$450,000	1,922
Total noninterest income	$1,393,000	932
Gross Fiduciary activities income	$368,000	321
Service charges on deposit accounts	$371,000	1,057
Trading account gains and fees	$0	175
Additional Noninterest Income	$654,000	1,063
Total noninterest expense	$4,427,000	1,129
Salaries and employee benefits	$2,819,000	880
Premises and equipment expense	$428,000	1,576
Additional noninterest expense	$1,180,000	1,499
Pre-tax net operating income	$4,437,000	321
Securities gains (losses)	$369,000	319
Applicable income taxes	$243,000	1,235
Income before extraordinary items	$4,563,000	247
Extraordinary gains, net	$0	16
Net income	$4,563,000	248
Minority interest net income	$0	91
Net income of bank and minority interests.	$4,563,000	249
Net charge-offs	$80,000	3,309
Cash dividends	$3,250,000	101
Sale, conversion, retirement of capital stock, net	$90,000	326
Net operating income	$4,212,450	259
2009-12-31 (YTD Data)		Rank
Total interest income	$45,523,000	728
Total interest expense	$15,956,000	723
Net interest income	$29,567,000	719
Provision for loan and lease losses	$2,500,000	2,183
Total noninterest income	$6,602,000	877
Gross Fiduciary activities income	$1,529,000	299
Service charges on deposit accounts	$1,702,000	1,021
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,371,000	968
Total noninterest expense	$20,034,000	1,046
Salaries and employee benefits	$11,230,000	881
Premises and equipment expense	$1,513,000	1,794
Additional noninterest expense	$7,291,000	1,065
Pre-tax net operating income	$13,635,000	311
Securities gains (losses)	$331,000	1,154
Applicable income taxes	$712,000	1,226
Income before extraordinary items	$13,254,000	245
Extraordinary gains, net	$0	34
Net income	$13,254,000	247
Minority interest net income	$0	115
Net income of bank and minority interests.	$13,254,000	246
Net charge-offs	$445,000	3,943
Cash dividends	$8,500,000	209
Sale, conversion, retirement of capital stock, net	$243,000	674
Net operating income	$12,939,550	256
2009-09-30 (YTD Data)		Rank
Total interest income	$34,194,000	746
Total interest expense	$12,403,000	740
Net interest income	$21,791,000	738
Provision for loan and lease losses	$1,800,000	2,036
Total noninterest income	$4,942,000	885
Gross Fiduciary activities income	$1,071,000	307
Service charges on deposit accounts	$1,278,000	1,021
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,593,000	965
Total noninterest expense	$14,355,000	1,080
Salaries and employee benefits	$8,217,000	906
Premises and equipment expense	$1,260,000	1,614
Additional noninterest expense	$4,878,000	1,152
Pre-tax net operating income	$10,578,000	307
Securities gains (losses)	$55,000	2,242
Applicable income taxes	$543,000	1,327
Income before extraordinary items	$10,090,000	257
Extraordinary gains, net	$0	27
Net income	$10,090,000	257
Minority interest net income	$0	118
Net income of bank and minority interests.	$10,090,000	257
Net charge-offs	$395,000	3,355
Cash dividends	$6,000,000	208
Sale, conversion, retirement of capital stock, net	$212,000	570
Net operating income	$10,037,750	251
2009-06-30 (YTD Data)		Rank
Total interest income	$22,844,000	760
Total interest expense	$8,376,000	771
Net interest income	$14,468,000	738
Provision for loan and lease losses	$1,200,000	1,856
Total noninterest income	$3,479,000	855
Gross Fiduciary activities income	$701,000	317
Service charges on deposit accounts	$832,000	1,026
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,946,000	904
Total noninterest expense	$9,801,000	1,068
Salaries and employee benefits	$5,465,000	928
Premises and equipment expense	$839,000	1,651
Additional noninterest expense	$3,497,000	1,101
Pre-tax net operating income	$6,946,000	321
Securities gains (losses)	$-38,000	7,572
Applicable income taxes	$364,000	1,357
Income before extraordinary items	$6,544,000	277
Extraordinary gains, net	$0	21
Net income	$6,544,000	276
Minority interest net income	$0	112
Net income of bank and minority interests.	$6,544,000	276
Net charge-offs	$221,000	3,310
Cash dividends	$4,000,000	217
Sale, conversion, retirement of capital stock, net	$141,000	535
Net operating income	$6,580,100	262
2009-03-31 (YTD Data)		Rank
Total interest income	$11,395,000	769
Total interest expense	$4,214,000	797
Net interest income	$7,181,000	741
Provision for loan and lease losses	$600,000	1,587
Total noninterest income	$1,684,000	843
Gross Fiduciary activities income	$338,000	313
Service charges on deposit accounts	$400,000	1,035
Trading account gains and fees	$0	171
Additional Noninterest Income	$946,000	886
Total noninterest expense	$4,707,000	1,067
Salaries and employee benefits	$2,693,000	950
Premises and equipment expense	$425,000	1,666
Additional noninterest expense	$1,589,000	1,062
Pre-tax net operating income	$3,558,000	342
Securities gains (losses)	$0	2,434
Applicable income taxes	$179,000	1,562
Income before extraordinary items	$3,379,000	289
Extraordinary gains, net	$0	15
Net income	$3,379,000	289
Minority interest net income	$0	102
Net income of bank and minority interests.	$3,379,000	290
Net charge-offs	$192,000	2,174
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$71,000	423
Net operating income	$3,379,000	272
2008-12-31 (YTD Data)		Rank
Total interest income	$46,664,000	793
Total interest expense	$20,377,000	770
Net interest income	$26,287,000	817
Provision for loan and lease losses	$3,000,000	1,391
Total noninterest income	$5,756,000	943
Gross Fiduciary activities income	$1,490,000	318
Service charges on deposit accounts	$1,781,000	1,005
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,485,000	1,120
Total noninterest expense	$15,761,000	1,241
Salaries and employee benefits	$10,276,000	966
Premises and equipment expense	$1,627,000	1,694
Additional noninterest expense	$3,858,000	1,608
Pre-tax net operating income	$13,282,000	398
Securities gains (losses)	$-2,983,000	7,997
Applicable income taxes	$525,000	1,805
Income before extraordinary items	$9,774,000	391
Extraordinary gains, net	$0	39
Net income	$9,774,000	391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,553,000	1,118
Cash dividends	$6,500,000	438
Sale, conversion, retirement of capital stock, net	$208,000	760
Net operating income	$12,607,850	332
2008-09-30 (YTD Data)		Rank
Total interest income	$35,412,000	804
Total interest expense	$15,898,000	775
Net interest income	$19,514,000	841
Provision for loan and lease losses	$1,850,000	1,248
Total noninterest income	$4,378,000	971
Gross Fiduciary activities income	$1,142,000	318
Service charges on deposit accounts	$1,324,000	1,020
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,912,000	1,145
Total noninterest expense	$11,528,000	1,257
Salaries and employee benefits	$7,559,000	1,012
Premises and equipment expense	$1,171,000	1,756
Additional noninterest expense	$2,798,000	1,599
Pre-tax net operating income	$10,514,000	484
Securities gains (losses)	$-2,750,000	8,123
Applicable income taxes	$396,000	2,169
Income before extraordinary items	$7,368,000	493
Extraordinary gains, net	$0	31
Net income	$7,368,000	492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,821,000	880
Cash dividends	$5,300,000	432
Sale, conversion, retirement of capital stock, net	$113,000	742
Net operating income	$9,980,500	387
2008-06-30 (YTD Data)		Rank
Total interest income	$24,059,000	805
Total interest expense	$11,194,000	764
Net interest income	$12,865,000	845
Provision for loan and lease losses	$1,250,000	1,064
Total noninterest income	$2,963,000	969
Gross Fiduciary activities income	$769,000	327
Service charges on deposit accounts	$869,000	1,017
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,325,000	1,151
Total noninterest expense	$7,697,000	1,256
Salaries and employee benefits	$4,984,000	1,034
Premises and equipment expense	$789,000	1,737
Additional noninterest expense	$1,924,000	1,531
Pre-tax net operating income	$6,881,000	522
Securities gains (losses)	$194,000	630
Applicable income taxes	$357,000	1,998
Income before extraordinary items	$6,718,000	410
Extraordinary gains, net	$0	21
Net income	$6,718,000	409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$519,000	1,279
Cash dividends	$2,200,000	730
Sale, conversion, retirement of capital stock, net	$75,000	653
Net operating income	$6,533,700	415
2008-03-31 (YTD Data)		Rank
Total interest income	$12,348,000	811
Total interest expense	$6,127,000	750
Net interest income	$6,221,000	869
Provision for loan and lease losses	$250,000	1,575
Total noninterest income	$1,463,000	987
Gross Fiduciary activities income	$365,000	337
Service charges on deposit accounts	$427,000	1,016
Trading account gains and fees	$0	158
Additional Noninterest Income	$671,000	1,151
Total noninterest expense	$3,740,000	1,290
Salaries and employee benefits	$2,445,000	1,057
Premises and equipment expense	$398,000	1,734
Additional noninterest expense	$897,000	1,597
Pre-tax net operating income	$3,694,000	535
Securities gains (losses)	$0	2,688
Applicable income taxes	$191,000	2,034
Income before extraordinary items	$3,503,000	423
Extraordinary gains, net	$0	15
Net income	$3,503,000	424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,108
Cash dividends	$1,100,000	674
Sale, conversion, retirement of capital stock, net	$38,000	534
Net operating income	$3,503,000	412
2007-12-31 (YTD Data)		Rank
Total interest income	$49,231,000	849
Total interest expense	$27,402,000	717
Net interest income	$21,829,000	1,013
Provision for loan and lease losses	$500,000	2,315
Total noninterest income	$7,155,000	812
Gross Fiduciary activities income	$1,521,000	324
Service charges on deposit accounts	$1,917,000	932
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,717,000	868
Total noninterest expense	$16,169,000	1,160
Salaries and employee benefits	$10,834,000	914
Premises and equipment expense	$1,449,000	1,817
Additional noninterest expense	$3,886,000	1,426
Pre-tax net operating income	$12,315,000	698
Securities gains (losses)	$1,026,000	172
Applicable income taxes	$723,000	2,258
Income before extraordinary items	$12,618,000	520
Extraordinary gains, net	$0	39
Net income	$12,618,000	517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$7,000,000	553
Sale, conversion, retirement of capital stock, net	$185,000	774
Net operating income	$11,643,300	556
2007-09-30 (YTD Data)		Rank
Total interest income	$36,614,000	856
Total interest expense	$20,638,000	712
Net interest income	$15,976,000	1,041
Provision for loan and lease losses	$450,000	1,697
Total noninterest income	$4,606,000	927
Gross Fiduciary activities income	$1,136,000	322
Service charges on deposit accounts	$1,422,000	929
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,048,000	1,092
Total noninterest expense	$11,160,000	1,242
Salaries and employee benefits	$7,311,000	1,025
Premises and equipment expense	$1,088,000	1,808
Additional noninterest expense	$2,761,000	1,472
Pre-tax net operating income	$8,972,000	765
Securities gains (losses)	$1,026,000	152
Applicable income taxes	$511,000	2,506
Income before extraordinary items	$9,487,000	561
Extraordinary gains, net	$0	33
Net income	$9,487,000	559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,188
Cash dividends	$5,500,000	520
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$8,512,300	612
2007-06-30 (YTD Data)		Rank
Total interest income	$23,770,000	889
Total interest expense	$13,312,000	744
Net interest income	$10,458,000	1,078
Provision for loan and lease losses	$265,000	1,721
Total noninterest income	$3,090,000	950
Gross Fiduciary activities income	$768,000	327
Service charges on deposit accounts	$945,000	940
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,377,000	1,120
Total noninterest expense	$7,337,000	1,277
Salaries and employee benefits	$4,875,000	1,043
Premises and equipment expense	$722,000	1,822
Additional noninterest expense	$1,740,000	1,557
Pre-tax net operating income	$5,946,000	814
Securities gains (losses)	$1,127,000	106
Applicable income taxes	$364,000	2,502
Income before extraordinary items	$6,709,000	565
Extraordinary gains, net	$0	29
Net income	$6,709,000	564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	7,938
Cash dividends	$3,000,000	640
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$5,638,350	640
2007-03-31 (YTD Data)		Rank
Total interest income	$11,565,000	910
Total interest expense	$6,491,000	751
Net interest income	$5,074,000	1,096
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$1,359,000	1,029
Gross Fiduciary activities income	$350,000	342
Service charges on deposit accounts	$440,000	978
Trading account gains and fees	$0	195
Additional Noninterest Income	$569,000	1,242
Total noninterest expense	$3,624,000	1,287
Salaries and employee benefits	$2,423,000	1,061
Premises and equipment expense	$366,000	1,816
Additional noninterest expense	$835,000	1,600
Pre-tax net operating income	$2,719,000	865
Securities gains (losses)	$1,039,000	71
Applicable income taxes	$175,000	2,577
Income before extraordinary items	$3,583,000	540
Extraordinary gains, net	$0	22
Net income	$3,583,000	539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,379
Cash dividends	$1,000,000	781
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,595,950	687
2006-12-31 (YTD Data)		Rank
Total interest income	$44,567,000	869
Total interest expense	$24,000,000	709
Net interest income	$20,567,000	1,082
Provision for loan and lease losses	$302,000	2,741
Total noninterest income	$5,576,000	1,003
Gross Fiduciary activities income	$1,355,000	339
Service charges on deposit accounts	$1,877,000	942
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,344,000	1,198
Total noninterest expense	$14,293,000	1,254
Salaries and employee benefits	$9,333,000	1,038
Premises and equipment expense	$1,310,000	1,922
Additional noninterest expense	$3,650,000	1,456
Pre-tax net operating income	$11,548,000	864
Securities gains (losses)	$1,609,000	128
Applicable income taxes	$4,057,000	748
Income before extraordinary items	$9,100,000	817
Extraordinary gains, net	$0	51
Net income	$9,100,000	816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$605,000	1,008
Cash dividends	$2,800,000	1,194
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$7,989,790	916
2006-09-30 (YTD Data)		Rank
Total interest income	$32,828,000	894
Total interest expense	$17,380,000	716
Net interest income	$15,448,000	1,097
Provision for loan and lease losses	$225,000	2,598
Total noninterest income	$4,144,000	1,021
Gross Fiduciary activities income	$998,000	343
Service charges on deposit accounts	$1,377,000	969
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,769,000	1,201
Total noninterest expense	$10,591,000	1,283
Salaries and employee benefits	$6,856,000	1,069
Premises and equipment expense	$1,039,000	1,827
Additional noninterest expense	$2,696,000	1,470
Pre-tax net operating income	$8,776,000	888
Securities gains (losses)	$1,609,000	107
Applicable income taxes	$3,928,000	647
Income before extraordinary items	$6,457,000	904
Extraordinary gains, net	$0	45
Net income	$6,457,000	903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$318,000	1,107
Cash dividends	$2,800,000	877
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,427,240	1,055
2006-06-30 (YTD Data)		Rank
Total interest income	$21,240,000	898
Total interest expense	$10,895,000	729
Net interest income	$10,345,000	1,092
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$2,747,000	1,022
Gross Fiduciary activities income	$655,000	349
Service charges on deposit accounts	$906,000	965
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,186,000	1,200
Total noninterest expense	$7,018,000	1,302
Salaries and employee benefits	$4,586,000	1,069
Premises and equipment expense	$692,000	1,825
Additional noninterest expense	$1,740,000	1,530
Pre-tax net operating income	$5,924,000	875
Securities gains (losses)	$1,647,000	78
Applicable income taxes	$3,786,000	496
Income before extraordinary items	$3,785,000	1,020
Extraordinary gains, net	$0	39
Net income	$3,785,000	1,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	1,261
Cash dividends	$2,100,000	771
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,730,920	1,367
2006-03-31 (YTD Data)		Rank
Total interest income	$10,334,000	894
Total interest expense	$5,159,000	718
Net interest income	$5,175,000	1,089
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$1,365,000	1,014
Gross Fiduciary activities income	$303,000	359
Service charges on deposit accounts	$448,000	951
Trading account gains and fees	$0	115
Additional Noninterest Income	$614,000	1,153
Total noninterest expense	$3,458,000	1,317
Salaries and employee benefits	$2,268,000	1,087
Premises and equipment expense	$355,000	1,789
Additional noninterest expense	$835,000	1,562
Pre-tax net operating income	$3,007,000	845
Securities gains (losses)	$1,210,000	63
Applicable income taxes	$3,617,000	315
Income before extraordinary items	$600,000	2,743
Extraordinary gains, net	$0	21
Net income	$600,000	2,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$1,350,000	588
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-174,400	8,534
2005-12-31 (YTD Data)		Rank
Total interest income	$39,073,000	833
Total interest expense	$18,146,000	632
Net interest income	$20,927,000	1,016
Provision for loan and lease losses	$300,000	2,799
Total noninterest income	$6,051,000	937
Gross Fiduciary activities income	$1,522,000	321
Service charges on deposit accounts	$1,896,000	906
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,633,000	1,121
Total noninterest expense	$14,847,000	1,167
Salaries and employee benefits	$9,231,000	998
Premises and equipment expense	$1,307,000	1,841
Additional noninterest expense	$4,309,000	1,202
Pre-tax net operating income	$11,831,000	828
Securities gains (losses)	$-235,000	8,608
Applicable income taxes	$2,008,000	1,360
Income before extraordinary items	$9,588,000	757
Extraordinary gains, net	$0	46
Net income	$9,588,000	759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,264
Cash dividends	$7,050,000	498
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$9,783,050	726
2005-09-30 (YTD Data)		Rank
Total interest income	$28,916,000	821
Total interest expense	$13,274,000	610
Net interest income	$15,642,000	1,008
Provision for loan and lease losses	$225,000	2,711
Total noninterest income	$4,469,000	951
Gross Fiduciary activities income	$1,123,000	317
Service charges on deposit accounts	$1,402,000	929
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,944,000	1,145
Total noninterest expense	$10,807,000	1,195
Salaries and employee benefits	$6,974,000	978
Premises and equipment expense	$1,022,000	1,768
Additional noninterest expense	$2,811,000	1,354
Pre-tax net operating income	$9,079,000	813
Securities gains (losses)	$-56,000	8,515
Applicable income taxes	$2,033,000	1,052
Income before extraordinary items	$6,990,000	770
Extraordinary gains, net	$0	35
Net income	$6,990,000	771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	3,098
Cash dividends	$6,300,000	396
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$7,033,120	750
2005-06-30 (YTD Data)		Rank
Total interest income	$19,146,000	799
Total interest expense	$8,709,000	587
Net interest income	$10,437,000	998
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$3,005,000	927
Gross Fiduciary activities income	$768,000	319
Service charges on deposit accounts	$895,000	951
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,342,000	1,085
Total noninterest expense	$7,259,000	1,161
Salaries and employee benefits	$4,691,000	956
Premises and equipment expense	$685,000	1,749
Additional noninterest expense	$1,883,000	1,329
Pre-tax net operating income	$6,033,000	794
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,360,000	1,033
Income before extraordinary items	$4,673,000	754
Extraordinary gains, net	$0	30
Net income	$4,673,000	755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,534
Cash dividends	$5,200,000	329
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,673,000	738
2005-03-31 (YTD Data)		Rank
Total interest income	$9,473,000	793
Total interest expense	$4,234,000	575
Net interest income	$5,239,000	989
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$1,369,000	984
Gross Fiduciary activities income	$417,000	302
Service charges on deposit accounts	$427,000	967
Trading account gains and fees	$0	115
Additional Noninterest Income	$525,000	1,284
Total noninterest expense	$3,616,000	1,168
Salaries and employee benefits	$2,340,000	954
Premises and equipment expense	$353,000	1,700
Additional noninterest expense	$923,000	1,342
Pre-tax net operating income	$2,917,000	812
Securities gains (losses)	$0	1,685
Applicable income taxes	$643,000	1,081
Income before extraordinary items	$2,274,000	770
Extraordinary gains, net	$0	24
Net income	$2,274,000	771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$700,000	908
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,274,000	749
2004-12-31 (YTD Data)		Rank
Total interest income	$36,969,000	755
Total interest expense	$15,620,000	530
Net interest income	$21,349,000	925
Provision for loan and lease losses	$451,000	2,141
Total noninterest income	$5,878,000	935
Gross Fiduciary activities income	$1,504,000	301
Service charges on deposit accounts	$1,809,000	972
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,565,000	1,106
Total noninterest expense	$14,828,000	1,097
Salaries and employee benefits	$9,419,000	915
Premises and equipment expense	$1,421,000	1,634
Additional noninterest expense	$3,988,000	1,241
Pre-tax net operating income	$11,948,000	743
Securities gains (losses)	$-6,624,000	8,955
Applicable income taxes	$225,000	4,603
Income before extraordinary items	$5,099,000	1,278
Extraordinary gains, net	$0	34
Net income	$5,099,000	1,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$588,000	1,176
Cash dividends	$3,200,000	921
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$11,458,040	573
2004-09-30 (YTD Data)		Rank
Total interest income	$27,511,000	751
Total interest expense	$11,525,000	527
Net interest income	$15,986,000	924
Provision for loan and lease losses	$451,000	1,574
Total noninterest income	$4,365,000	957
Gross Fiduciary activities income	$1,083,000	312
Service charges on deposit accounts	$1,363,000	972
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,919,000	1,118
Total noninterest expense	$10,824,000	1,127
Salaries and employee benefits	$6,968,000	922
Premises and equipment expense	$1,020,000	1,705
Additional noninterest expense	$2,836,000	1,307
Pre-tax net operating income	$9,076,000	741
Securities gains (losses)	$966,000	277
Applicable income taxes	$2,419,000	877
Income before extraordinary items	$7,623,000	670
Extraordinary gains, net	$0	26
Net income	$7,623,000	671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$625,000	801
Cash dividends	$3,200,000	656
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$6,888,840	704
2004-06-30 (YTD Data)		Rank
Total interest income	$18,315,000	749
Total interest expense	$7,620,000	527
Net interest income	$10,695,000	913
Provision for loan and lease losses	$401,000	1,224
Total noninterest income	$2,874,000	961
Gross Fiduciary activities income	$738,000	312
Service charges on deposit accounts	$886,000	988
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,250,000	1,136
Total noninterest expense	$7,142,000	1,134
Salaries and employee benefits	$4,595,000	929
Premises and equipment expense	$681,000	1,698
Additional noninterest expense	$1,866,000	1,306
Pre-tax net operating income	$6,026,000	741
Securities gains (losses)	$920,000	228
Applicable income taxes	$1,686,000	832
Income before extraordinary items	$5,260,000	639
Extraordinary gains, net	$0	21
Net income	$5,260,000	639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$677,000	570
Cash dividends	$3,200,000	467
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$4,560,800	696
2004-03-31 (YTD Data)		Rank
Total interest income	$9,199,000	758
Total interest expense	$3,851,000	529
Net interest income	$5,348,000	918
Provision for loan and lease losses	$211,000	1,105
Total noninterest income	$1,376,000	980
Gross Fiduciary activities income	$338,000	325
Service charges on deposit accounts	$426,000	998
Trading account gains and fees	$0	121
Additional Noninterest Income	$612,000	1,121
Total noninterest expense	$3,574,000	1,136
Salaries and employee benefits	$2,291,000	944
Premises and equipment expense	$356,000	1,644
Additional noninterest expense	$927,000	1,297
Pre-tax net operating income	$2,939,000	749
Securities gains (losses)	$658,000	215
Applicable income taxes	$869,000	827
Income before extraordinary items	$2,728,000	623
Extraordinary gains, net	$0	16
Net income	$2,728,000	622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	1,821
Cash dividends	$3,000,000	261
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,227,920	698
2003-12-31 (YTD Data)		Rank
Total interest income	$39,212,000	718
Total interest expense	$17,882,000	512
Net interest income	$21,330,000	910
Provision for loan and lease losses	$661,000	1,701
Total noninterest income	$5,622,000	1,039
Gross Fiduciary activities income	$997,000	387
Service charges on deposit accounts	$1,607,000	1,077
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,018,000	1,086
Total noninterest expense	$14,316,000	1,134
Salaries and employee benefits	$9,152,000	935
Premises and equipment expense	$1,312,000	1,730
Additional noninterest expense	$3,852,000	1,292
Pre-tax net operating income	$11,975,000	732
Securities gains (losses)	$820,000	548
Applicable income taxes	$2,951,000	939
Income before extraordinary items	$9,844,000	664
Extraordinary gains, net	$0	54
Net income	$9,844,000	666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$817,000	1,074
Cash dividends	$2,050,000	1,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$9,212,600	662
2003-09-30 (YTD Data)		Rank
Total interest income	$29,674,000	727
Total interest expense	$13,763,000	520
Net interest income	$15,911,000	929
Provision for loan and lease losses	$650,000	1,314
Total noninterest income	$4,324,000	1,047
Gross Fiduciary activities income	$707,000	403
Service charges on deposit accounts	$1,177,000	1,105
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,440,000	1,081
Total noninterest expense	$10,590,000	1,159
Salaries and employee benefits	$6,948,000	937
Premises and equipment expense	$986,000	1,738
Additional noninterest expense	$2,656,000	1,388
Pre-tax net operating income	$8,995,000	755
Securities gains (losses)	$520,000	670
Applicable income taxes	$2,211,000	984
Income before extraordinary items	$7,304,000	704
Extraordinary gains, net	$0	40
Net income	$7,304,000	705
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,129
Cash dividends	$1,750,000	1,130
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$6,903,600	690
2003-06-30 (YTD Data)		Rank
Total interest income	$20,115,000	718
Total interest expense	$9,459,000	524
Net interest income	$10,656,000	912
Provision for loan and lease losses	$575,000	1,029
Total noninterest income	$2,869,000	1,034
Gross Fiduciary activities income	$455,000	413
Service charges on deposit accounts	$771,000	1,104
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,643,000	1,058
Total noninterest expense	$7,026,000	1,162
Salaries and employee benefits	$4,595,000	938
Premises and equipment expense	$660,000	1,718
Additional noninterest expense	$1,771,000	1,399
Pre-tax net operating income	$5,924,000	761
Securities gains (losses)	$487,000	581
Applicable income taxes	$1,515,000	982
Income before extraordinary items	$4,896,000	703
Extraordinary gains, net	$0	30
Net income	$4,896,000	704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,967
Cash dividends	$1,750,000	841
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$4,525,880	696
2003-03-31 (YTD Data)		Rank
Total interest income	$10,116,000	728
Total interest expense	$4,843,000	528
Net interest income	$5,273,000	925
Provision for loan and lease losses	$425,000	691
Total noninterest income	$1,341,000	1,063
Gross Fiduciary activities income	$242,000	409
Service charges on deposit accounts	$373,000	1,107
Trading account gains and fees	$0	134
Additional Noninterest Income	$726,000	1,135
Total noninterest expense	$3,380,000	1,190
Salaries and employee benefits	$2,200,000	979
Premises and equipment expense	$324,000	1,765
Additional noninterest expense	$856,000	1,407
Pre-tax net operating income	$2,809,000	798
Securities gains (losses)	$487,000	355
Applicable income taxes	$805,000	955
Income before extraordinary items	$2,491,000	687
Extraordinary gains, net	$0	21
Net income	$2,491,000	686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,925
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,120,880	736
2002-12-31 (YTD Data)		Rank
Total interest income	$44,396,000	689
Total interest expense	$21,923,000	530
Net interest income	$22,473,000	861
Provision for loan and lease losses	$500,000	2,369
Total noninterest income	$4,900,000	1,073
Gross Fiduciary activities income	$807,000	447
Service charges on deposit accounts	$1,542,000	1,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,551,000	1,114
Total noninterest expense	$13,900,000	1,111
Salaries and employee benefits	$8,936,000	901
Premises and equipment expense	$1,393,000	1,592
Additional noninterest expense	$3,571,000	1,343
Pre-tax net operating income	$12,973,000	676
Securities gains (losses)	$70,000	2,096
Applicable income taxes	$3,216,000	872
Income before extraordinary items	$9,827,000	637
Extraordinary gains, net	$0	70
Net income	$9,827,000	638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$494,000	1,672
Cash dividends	$1,000,000	2,224
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$9,774,500	613
2001-12-31 (YTD Data)		Rank
Total interest income	$48,292,000	720
Total interest expense	$28,244,000	593
Net interest income	$20,048,000	877
Provision for loan and lease losses	$600,000	1,892
Total noninterest income	$3,537,000	1,297
Gross Fiduciary activities income	$641,000	519
Service charges on deposit accounts	$1,458,000	1,019
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,438,000	1,579
Total noninterest expense	$13,501,000	1,093
Salaries and employee benefits	$8,629,000	867
Premises and equipment expense	$1,232,000	1,756
Additional noninterest expense	$3,640,000	1,292
Pre-tax net operating income	$9,484,000	801
Securities gains (losses)	$1,242,000	365
Applicable income taxes	$2,389,000	1,013
Income before extraordinary items	$8,337,000	671
Extraordinary gains, net	$0	105
Net income	$8,337,000	674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	3,083
Cash dividends	$900,000	2,429
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$7,368,240	725
2000-12-31 (YTD Data)		Rank
Total interest income	$49,560,000	730
Total interest expense	$32,098,000	594
Net interest income	$17,462,000	996
Provision for loan and lease losses	$450,000	2,054
Total noninterest income	$3,817,000	1,108
Gross Fiduciary activities income	$805,000	471
Service charges on deposit accounts	$1,343,000	1,003
Trading account gains and fees	$76,000	133
Additional Noninterest Income	$1,593,000	1,323
Total noninterest expense	$11,925,000	1,169
Salaries and employee benefits	$7,649,000	918
Premises and equipment expense	$1,439,000	1,447
Additional noninterest expense	$2,837,000	1,581
Pre-tax net operating income	$8,904,000	861
Securities gains (losses)	$-170,000	9,547
Applicable income taxes	$1,729,000	1,331
Income before extraordinary items	$7,005,000	775
Extraordinary gains, net	$0	38
Net income	$7,005,000	775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,989
Cash dividends	$5,000,000	620
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$7,141,000	755
1999-12-31 (YTD Data)		Rank
Total interest income	$43,716,000	774
Total interest expense	$25,956,000	638
Net interest income	$17,760,000	991
Provision for loan and lease losses	$1,365,000	760
Total noninterest income	$3,117,000	1,312
Gross Fiduciary activities income	$571,000	600
Service charges on deposit accounts	$1,261,000	1,056
Trading account gains and fees	$-258,000	4,543
Additional Noninterest Income	$1,543,000	1,370
Total noninterest expense	$11,254,000	1,228
Salaries and employee benefits	$7,209,000	950
Premises and equipment expense	$1,397,000	1,471
Additional noninterest expense	$2,648,000	1,684
Pre-tax net operating income	$8,258,000	965
Securities gains (losses)	$819,000	248
Applicable income taxes	$2,076,000	1,192
Income before extraordinary items	$7,001,000	819
Extraordinary gains, net	$0	35
Net income	$7,001,000	819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	1,789
Cash dividends	$1,500,000	1,672
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$6,370,370	873
1998-12-31 (YTD Data)		Rank
Total interest income	$39,167,000	858
Total interest expense	$23,327,000	703
Net interest income	$15,840,000	1,066
Provision for loan and lease losses	$820,000	1,156
Total noninterest income	$3,436,000	1,205
Gross Fiduciary activities income	$467,000	657
Service charges on deposit accounts	$1,271,000	974
Trading account gains and fees	$63,000	164
Additional Noninterest Income	$1,635,000	1,325
Total noninterest expense	$10,866,000	1,219
Salaries and employee benefits	$6,888,000	943
Premises and equipment expense	$1,237,000	1,584
Additional noninterest expense	$2,741,000	1,571
Pre-tax net operating income	$7,590,000	1,010
Securities gains (losses)	$751,000	449
Applicable income taxes	$1,833,000	1,372
Income before extraordinary items	$6,508,000	846
Extraordinary gains, net	$0	32
Net income	$6,508,000	845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$689,000	984
Cash dividends	$3,000,000	967
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$5,922,220	883
1997-12-31 (YTD Data)		Rank
Total interest income	$38,247,000	895
Total interest expense	$23,193,000	722
Net interest income	$15,054,000	1,172
Provision for loan and lease losses	$525,000	1,706
Total noninterest income	$2,666,000	1,407
Gross Fiduciary activities income	$407,000	726
Service charges on deposit accounts	$1,259,000	998
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,000,000	1,739
Total noninterest expense	$10,324,000	1,283
Salaries and employee benefits	$6,165,000	1,072
Premises and equipment expense	$1,432,000	1,372
Additional noninterest expense	$2,727,000	1,572
Pre-tax net operating income	$6,871,000	1,156
Securities gains (losses)	$308,000	562
Applicable income taxes	$1,859,000	1,410
Income before extraordinary items	$5,320,000	1,035
Extraordinary gains, net	$0	44
Net income	$5,320,000	1,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	3,146
Cash dividends	$2,000,000	1,293
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$5,092,080	1,054
1996-12-31 (YTD Data)		Rank
Total interest income	$33,049,000	1,051
Total interest expense	$19,410,000	871
Net interest income	$13,639,000	1,304
Provision for loan and lease losses	$240,000	3,003
Total noninterest income	$1,862,000	1,954
Gross Fiduciary activities income	$118,000	1,073
Service charges on deposit accounts	$1,229,000	1,072
Trading account gains and fees	$0	262
Additional Noninterest Income	$515,000	2,862
Total noninterest expense	$9,545,000	1,498
Salaries and employee benefits	$5,512,000	1,211
Premises and equipment expense	$1,557,000	1,314
Additional noninterest expense	$2,476,000	2,028
Pre-tax net operating income	$5,716,000	1,256
Securities gains (losses)	$24,000	1,866
Applicable income taxes	$1,736,000	1,402
Income before extraordinary items	$4,004,000	1,253
Extraordinary gains, net	$0	53
Net income	$4,004,000	1,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,405
Cash dividends	$4,000,000	769
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,987,200	1,229
1995-12-31 (YTD Data)		Rank
Total interest income	$29,605,000	1,174
Total interest expense	$17,375,000	988
Net interest income	$12,230,000	1,472
Provision for loan and lease losses	$236,000	2,722
Total noninterest income	$1,690,000	2,096
Gross Fiduciary activities income	$196,000	1,011
Service charges on deposit accounts	$1,001,000	1,357
Trading account gains and fees	$0	522
Additional Noninterest Income	$493,000	2,904
Total noninterest expense	$8,703,000	1,631
Salaries and employee benefits	$4,922,000	1,350
Premises and equipment expense	$1,119,000	1,805
Additional noninterest expense	$2,662,000	1,881
Pre-tax net operating income	$4,981,000	1,513
Securities gains (losses)	$-1,698,000	11,900
Applicable income taxes	$880,000	2,654
Income before extraordinary items	$2,403,000	2,103
Extraordinary gains, net	$0	65
Net income	$2,403,000	2,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	10,972
Cash dividends	$3,000,000	907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,642,540	1,405
1994-12-31 (YTD Data)		Rank
Total interest income	$25,793,000	1,214
Total interest expense	$13,636,000	977
Net interest income	$12,157,000	1,479
Provision for loan and lease losses	$43,000	6,473
Total noninterest income	$1,634,000	2,143
Gross Fiduciary activities income	$154,000	1,081
Service charges on deposit accounts	$895,000	1,508
Trading account gains and fees	$0	475
Additional Noninterest Income	$585,000	2,635
Total noninterest expense	$7,764,000	1,868
Salaries and employee benefits	$3,826,000	1,753
Premises and equipment expense	$864,000	2,344
Additional noninterest expense	$3,074,000	1,766
Pre-tax net operating income	$5,984,000	1,248
Securities gains (losses)	$-762,000	12,344
Applicable income taxes	$1,719,000	1,369
Income before extraordinary items	$3,503,000	1,419
Extraordinary gains, net	$0	249
Net income	$3,503,000	1,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,867
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$4,013,540	1,274
1993-12-31 (YTD Data)		Rank
Total interest income	$8,701,000	3,538
Total interest expense	$4,444,000	2,882
Net interest income	$4,257,000	4,164
Provision for loan and lease losses	$10,000	9,731
Total noninterest income	$758,000	4,176
Gross Fiduciary activities income	$70,000	1,276
Service charges on deposit accounts	$329,000	4,092
Trading account gains and fees	$0	532
Additional Noninterest Income	$359,000	4,049
Total noninterest expense	$2,668,000	4,982
Salaries and employee benefits	$1,362,000	4,680
Premises and equipment expense	$278,000	6,207
Additional noninterest expense	$1,028,000	4,799
Pre-tax net operating income	$2,337,000	2,885
Securities gains (losses)	$83,000	2,753
Applicable income taxes	$850,000	2,628
Income before extraordinary items	$1,570,000	3,106
Extraordinary gains, net	$0	3,149
Net income	$1,570,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	9,155
Cash dividends	$250,000	4,831
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,516,050	3,042
1992-12-31 (YTD Data)		Rank
Total interest income	$9,720,000	3,587
Total interest expense	$5,376,000	3,092
Net interest income	$4,344,000	4,137
Provision for loan and lease losses	$0	11,756
Total noninterest income	$602,000	4,944
Gross Fiduciary activities income	$89,000	1,280
Service charges on deposit accounts	$318,000	4,248
Trading account gains and fees	$0	504
Additional Noninterest Income	$195,000	5,753
Total noninterest expense	$2,450,000	5,403
Salaries and employee benefits	$1,253,000	4,970
Premises and equipment expense	$304,000	5,913
Additional noninterest expense	$893,000	5,556
Pre-tax net operating income	$2,496,000	2,494
Securities gains (losses)	$392,000	1,303
Applicable income taxes	$1,001,000	2,112
Income before extraordinary items	$1,887,000	2,425
Extraordinary gains, net	$0	1,422
Net income	$1,887,000	2,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	5,577
Cash dividends	$525,000	2,663
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,632,200	2,609

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.