Home > First Citizens Bank > Net charge- offs to loans
First Citizens Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 4,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0532% | 4,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1963% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1921% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0375% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1887% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1830% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0621% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0694% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0177% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0177% | 4,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2012% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2777% | 4,641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1732% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1003% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1003% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 3,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 4,169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3665% | 4,687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 3,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0961% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 3,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 4,211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5492% | 3,534 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0428% | 3,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0428% | 3,876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 3,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 4,415 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0718% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1102% | 4,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1102% | 4,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1887% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.9869% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1785% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 3,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2863% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2744% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2545% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 1.3410% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2394% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 3,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2264% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2103% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2382% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3901% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3603% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2882% | 14 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3689% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 3,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2989% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2989% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 3,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1418% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 4,452 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0343% | 4,029 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7216% | 4,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0346% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0346% | 2,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1863% | 4,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 4,521 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0259% | 4,036 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9772% | 4,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0470% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0470% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2539% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0319% | 4,674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0228% | 4,044 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4395% | 4,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0577% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0577% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0291% | 4,086 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0722% | 4,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.1035% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0216% | 4,133 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3225% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1687% | 4,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1687% | 4,747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.1466% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0201% | 4,182 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 3,550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4448% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1760% | 4,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1759% | 4,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,213 |
| Percentage Net Loans Charged-off:Construction & development | -0.2280% | 4,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0181% | 4,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 4,068 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 3,626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6585% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2818% | 4,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2818% | 4,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 4,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.1905% | 4,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0121% | 4,250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0502% | 3,765 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3475% | 4,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3475% | 4,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3007% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 4,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 4,941 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 3,655 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4641% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0960% | 2,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3693% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 4,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0768% | 5,069 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8016% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0590% | 4,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0590% | 4,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 4,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1157% | 5,195 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 4,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7335% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1079% | 4,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1079% | 4,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0337% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0801% | 5,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0099% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2338% | 5,374 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 4,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0466% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0679% | 4,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1466% | 4,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1466% | 4,770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 4,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0713% | 4,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0251% | 4,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1195% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 2,241 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0719% | 5,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0719% | 4,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0751% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0246% | 4,468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1608% | 4,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0600% | 4,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0600% | 4,873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.1117% | 4,887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0212% | 4,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2452% | 4,168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2716% | 5,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2716% | 5,222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.2290% | 5,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0223% | 4,551 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4880% | 4,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1189% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1450% | 5,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1450% | 4,982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1140% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0397% | 4,619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2679% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0183% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0183% | 3,533 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 5,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0445% | 4,649 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1772% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 4,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0405% | 4,677 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2764% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1461% | 5,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1461% | 5,215 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0026% | 4,980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0272% | 4,700 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5853% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1849% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1849% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0026% | 5,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0793% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2948% | 4,874 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2056% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9908% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1428% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0791% | 3,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0791% | 3,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3682% | 4,923 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1599% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1761% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1279% | 2,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1279% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2103% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0890% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1009% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1981% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5356% | 4,966 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2252% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2422% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2239% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0802% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2120% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2120% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0616% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4565% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0727% | 5,001 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 5,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 3,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1093% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2285% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 2,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 2,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1711% | 3,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1711% | 2,856 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1072% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1487% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9619% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 2,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0436% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2554% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2554% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0010% | 1,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 3,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5632% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3283% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0913% | 1,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0950% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 4,568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1837% | 5,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1837% | 5,600 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 5,423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 3,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1492% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2590% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2682% | 1,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 3,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7432% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7432% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1444% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6381% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1900% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 2,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0408% | 5,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0408% | 5,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1958% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 3,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1865% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1930% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1196% | 5,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1196% | 5,716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0767% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 2,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1943% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2007% | 1,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0788% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1925% | 5,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1925% | 5,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2014% | 2,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2081% | 2,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2320% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0192% | 4,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0192% | 4,278 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0195% | 5,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2411% | 2,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 2,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2812% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0131% | 4,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0131% | 3,981 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0159% | 5,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 3,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2979% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3083% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3800% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0983% | 6,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0983% | 5,958 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0235% | 5,937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 3,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1093% | 2,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3289% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0780% | 5,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0780% | 5,707 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0763% | 6,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 6,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 5,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 3,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 4,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 4,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 6,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1784% | 4,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1585% | 3,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0008% | 1,718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 6,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 5,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 4,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0723% | 6,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1115% | 4,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0963% | 3,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0010% | 1,559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 6,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 3,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 3,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 6,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1872% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1546% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0016% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 6,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 3,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1596% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2341% | 6,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1095% | 3,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 5,966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1817% | 4,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4798% | 2,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 4,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1000% | 3,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2045% | 4,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1664% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0807% | 1,668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2213% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6258% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 3,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 3,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 4,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1738% | 4,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0606% | 1,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3079% | 3,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9604% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 3,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 3,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0277% | 3,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1136% | 4,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0904% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 4,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 3,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1904% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0321% | 3,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0820% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 6,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 5,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1014% | 2,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 4,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1525% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4638% | 4,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0886% | 1,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1043% | 5,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 4,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1405% | 2,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 4,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 3,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2070% | 3,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1023% | 5,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1200% | 1,533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 5,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 4,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1286% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 3,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 3,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2696% | 3,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1210% | 4,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0153% | 6,648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 3,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1137% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6053% | 1,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0300% | 6,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0275% | 6,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4993% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6563% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 9.1702% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 1,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 3,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 3,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4257% | 2,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 4,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2713% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4743% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6930% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 9.9295% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4733% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 4,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0300% | 1,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2022% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 3,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6230% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0266% | 4,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 3,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2867% | 7,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1263% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 6,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 7,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0988% | 5,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 6,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 5,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 2,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 6,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0903% | 4,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0358% | 6,983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 7,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0447% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 6,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0485% | 7,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0403% | 7,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 7,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1736% | 7,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0912% | 7,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2495% | 4,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2107% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0902% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1806% | 4,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2456% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 7,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 7,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0976% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1530% | 3,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1556% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 6,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 7,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1410% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0164% | 6,950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 5,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 7,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2344% | 4,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0099% | 1,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0255% | 7,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0884% | 5,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0103% | 1,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0994% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 7,180 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0329% | 7,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0136% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 6,837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0429% | 7,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 7,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 3,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4607% | 2,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3867% | 4,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0072% | 7,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7267% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3610% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 7,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2108% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6572% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0149% | 7,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 7,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2759% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0258% | 7,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2070% | 3,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7446% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2016% | 5,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0013% | 7,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 5,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 1,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 3,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1322% | 5,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 7,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 5,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 8,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0986% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2048% | 4,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 7,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 4,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 2,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0815% | 4,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0270% | 7,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1219% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 2,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 2,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3464% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2384% | 5,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1222% | 1,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 6,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 2,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1524% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0841% | 4,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 6,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0427% | 1,726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 6,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2303% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0388% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 5,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0980% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5734% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3058% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1375% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 3,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1402% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2035% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2626% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1785% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 6,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1223% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2485% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6821% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0748% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 6,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0896% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3819% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4941% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0113% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 10,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6377% | 913 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0440% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 10,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1725% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1766% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2618% | 949 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0169% | 1,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 9,558 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 6,652 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |