Home > First Charlotte Bank and Trust Company > Loan Charge- Offs and Recoveries
First Charlotte Bank and Trust Company, Loan Charge- Offs and Recoveries
1992-12-31 (YTD Data) | Rank | |
Total charge-offs | $1,175,000 | 1,624 |
Loans secured by real estate, total | $240,000 | 1,951 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $240,000 | 1,951 |
Construction and land development | $0 | 1,669 |
Secured by farmland | $0 | 904 |
Total charge-offs secured by 1-4 family residential properties | $162,000 | 1,182 |
Secured by multifamily residential properties | $0 | 893 |
Secured by nonfarm nonresidential properties | $78,000 | 1,873 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $868,000 | 886 |
Loans to individuals | $61,000 | 4,128 |
Credit card loan charge offs | $0 | 4,333 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $61,000 | 3,712 |
Loans to foreign governments and official institutions | $0 | 43 |
Other loans | NA | NA |
Lease financing receivables | $6,000 | 389 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
Total recoveries | $95,000 | 3,414 |
Loans secured by real estate, total | $9,000 | 3,607 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $9,000 | 3,608 |
Construction and land development | $6,000 | 730 |
Secured by farmland | $0 | 870 |
Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,105 |
Secured by multifamily residential properties | $0 | 476 |
Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $64,000 | 2,331 |
Loans to individuals | $9,000 | 5,819 |
Credit card loan recoveries | $0 | 2,868 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $9,000 | 5,554 |
Loans to foreign governments and official institutions | $0 | 47 |
Other loans | NA | NA |
Lease financing receivables | $13,000 | 232 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
Net charge-offs | $1,080,000 | 1,490 |
Loans secured by real estate, total | $231,000 | 1,794 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $231,000 | 1,794 |
Construction and land development | $-6,000 | 13,631 |
Secured by farmland | $0 | 773 |
Secured by 1-4 family residential properties- net charge-offs | $161,000 | 1,060 |
Secured by multifamily residential properties | $0 | 849 |
Secured by nonfarm nonresidential properties | $76,000 | 1,743 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $804,000 | 793 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $52,000 | 3,558 |
Credit card loan net charge offs | $0 | 4,099 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $52,000 | 3,123 |
Loans to foreign governments and official institutions | $0 | 37 |
Other loans | NA | NA |
Lease financing receivables | $-7,000 | 11,924 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.