Home > First Capitol Bank > Assets and Liabilities
First Capitol Bank, Assets and Liabilities
1999-12-31 | Rank | |
# of Employees: | 54 | 3,227 |
Assets and Liabilities | ||
Total Assets: | $109,345,000 | 4,091 |
Cash and due from depository institutions | $4,585,000 | 3,227 |
Interest-bearing balances | $69,000 | 5,197 |
Securities | $22,315,000 | 4,480 |
Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
Net loans & leases | $73,839,000 | 3,805 |
Loan loss allowance | $1,350,000 | 2,627 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $2,257,000 | 3,628 |
Other real estate owned | $482,000 | 3,227 |
Goodwill and other intangibles | $0 | 3,276 |
All other assets | $5,867,000 | 1,565 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $109,345,000 | 4,091 |
Total liabilities | $99,729,000 | 4,045 |
Total deposits | $91,868,000 | 4,029 |
Interest-bearing deposits | $82,013,000 | 3,891 |
Deposits held in domestic offices | $91,868,000 | 4,025 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $119,000 | 3,965 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $6,291,000 | 2,552 |
Subordinated debt | $0 | 242 |
All other liabilities | $1,451,000 | 2,431 |
Total equity capital | $9,616,000 | 4,392 |
Total bank equity capital | $9,616,000 | 4,392 |
Perpetual preferred stock | $0 | 193 |
Common stock | $5,204,000 | 691 |
Surplus | $4,795,000 | 3,126 |
Undivided profits | $-383,000 | 9,518 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $865,000 | 2,461 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
Income earned, not collected on loans | $387,000 | 5,520 |
Earning assets | $96,223,000 | 4,201 |
Long-term assets (5+ years) | $17,446,000 | 3,598 |
Average Assets, year-to-date | $110,671,600 | 3,894 |
Average Assets, quarterly | $109,507,500 | 4,036 |
Volatile liabilities | $11,723,000 | 5,014 |
Insider loans | $256,000 | 6,784 |
FHLB advances | $0 | 802 |
Loans and leases held for sale | $314,000 | 1,072 |
Unused loan commitments | $11,673,000 | 3,388 |
Tier 1 (core) risk-based capital | $10,002,000 | 4,261 |
Tier 2 risk-based capital | $1,076,210 | 2,948 |
Total risk weighted assets | $85,822,810 | 3,410 |
Total unused commitments | $11,673,000 | 3,392 |
Derivatives | $0 | 488 |
1998-12-31 | Rank | |
# of Employees: | 51 | 3,419 |
Assets and Liabilities | ||
Total Assets: | $111,358,000 | 3,954 |
Cash and due from depository institutions | $8,172,000 | 3,419 |
Interest-bearing balances | $225,000 | 4,184 |
Securities | $19,012,000 | 4,995 |
Federal funds sold & reverse repurchase agreements | $6,823,000 | 2,545 |
Net loans & leases | $72,648,000 | 3,668 |
Loan loss allowance | $987,000 | 3,391 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $2,393,000 | 3,365 |
Other real estate owned | $0 | 3,419 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $2,310,000 | 3,154 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $111,358,000 | 3,954 |
Total liabilities | $100,314,000 | 3,941 |
Total deposits | $92,547,000 | 4,007 |
Interest-bearing deposits | $81,987,000 | 3,881 |
Deposits held in domestic offices | $92,547,000 | 4,001 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $5,416,000 | 2,171 |
Subordinated debt | $0 | 255 |
All other liabilities | $2,351,000 | 1,732 |
Total equity capital | $11,044,000 | 3,978 |
Total bank equity capital | $11,044,000 | 3,978 |
Perpetual preferred stock | $0 | 199 |
Common stock | $5,204,000 | 672 |
Surplus | $4,795,000 | 2,981 |
Undivided profits | $1,045,000 | 8,151 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $390,000 | 4,588 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $360,000 | 5,904 |
Earning assets | $98,708,000 | 4,097 |
Long-term assets (5+ years) | $17,728,000 | 3,387 |
Average Assets, year-to-date | $108,198,400 | 3,859 |
Average Assets, quarterly | $110,352,000 | 3,918 |
Volatile liabilities | $14,023,000 | 3,980 |
Insider loans | $723,000 | 4,347 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $182,000 | 1,500 |
Unused loan commitments | $16,089,000 | 2,635 |
Tier 1 (core) risk-based capital | $10,936,000 | 3,860 |
Tier 2 risk-based capital | $987,000 | 3,061 |
Total risk weighted assets | $82,521,500 | 3,343 |
Total unused commitments | $16,089,000 | 2,642 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 44 | 4,033 |
Assets and Liabilities | ||
Total Assets: | $107,752,000 | 4,053 |
Cash and due from depository institutions | $4,265,000 | 4,033 |
Interest-bearing balances | $54,000 | 5,282 |
Securities | $22,911,000 | 4,474 |
Federal funds sold & reverse repurchase agreements | $6,958,000 | 2,006 |
Net loans & leases | $70,253,000 | 3,823 |
Loan loss allowance | $973,000 | 3,440 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,689,000 | 4,348 |
Other real estate owned | $0 | 4,033 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $1,676,000 | 4,073 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $107,752,000 | 4,053 |
Total liabilities | $97,352,000 | 4,013 |
Total deposits | $80,834,000 | 4,471 |
Interest-bearing deposits | $69,637,000 | 4,465 |
Deposits held in domestic offices | $80,834,000 | 4,463 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $8,423,000 | 1,152 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $7,071,000 | 1,666 |
Subordinated debt | $0 | 260 |
All other liabilities | $1,024,000 | 3,509 |
Total equity capital | $10,400,000 | 4,151 |
Total bank equity capital | $10,400,000 | 4,151 |
Perpetual preferred stock | $0 | 223 |
Common stock | $4,636,000 | 792 |
Surplus | $4,239,000 | 3,197 |
Undivided profits | $1,525,000 | 7,803 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $479,000 | 4,171 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $344,000 | 6,281 |
Earning assets | $100,176,000 | 4,012 |
Long-term assets (5+ years) | $19,027,000 | 2,883 |
Average Assets, year-to-date | $101,022,800 | 4,111 |
Average Assets, quarterly | $106,666,500 | 4,032 |
Volatile liabilities | $19,391,000 | 3,067 |
Insider loans | $748,000 | 4,315 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $69,000 | 1,489 |
Unused loan commitments | $13,361,000 | 2,815 |
Tier 1 (core) risk-based capital | $10,318,000 | 4,039 |
Tier 2 risk-based capital | $932,210 | 3,133 |
Total risk weighted assets | $74,535,910 | 3,627 |
Total unused commitments | $13,361,000 | 2,820 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 37 | 4,911 |
Assets and Liabilities | ||
Total Assets: | $93,891,000 | 4,668 |
Cash and due from depository institutions | $3,781,000 | 4,911 |
Interest-bearing balances | $1,032,000 | 2,323 |
Securities | $18,719,000 | 5,548 |
Federal funds sold & reverse repurchase agreements | $2,505,000 | 4,282 |
Net loans & leases | $65,474,000 | 4,070 |
Loan loss allowance | $948,000 | 3,682 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,742,000 | 4,191 |
Other real estate owned | $0 | 4,911 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $1,670,000 | 4,218 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $93,891,000 | 4,668 |
Total liabilities | $84,987,000 | 4,623 |
Total deposits | $73,428,000 | 4,988 |
Interest-bearing deposits | $66,083,000 | 4,798 |
Deposits held in domestic offices | $73,428,000 | 4,978 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,975,000 | 2,260 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $8,556,000 | 1,440 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,028,000 | 3,441 |
Total equity capital | $8,904,000 | 4,787 |
Total bank equity capital | $8,904,000 | 4,787 |
Perpetual preferred stock | $0 | 250 |
Common stock | $4,236,000 | 908 |
Surplus | $3,834,000 | 3,555 |
Undivided profits | $834,000 | 9,177 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $380,000 | 5,005 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $333,000 | 6,463 |
Earning assets | $87,730,000 | 4,608 |
Long-term assets (5+ years) | $12,252,000 | 3,744 |
Average Assets, year-to-date | $88,699,000 | 4,744 |
Average Assets, quarterly | $91,201,500 | 4,740 |
Volatile liabilities | $15,854,000 | 3,478 |
Insider loans | $715,000 | 4,520 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $505,000 | 960 |
Unused loan commitments | $11,342,000 | 3,116 |
Tier 1 (core) risk-based capital | $8,929,000 | 4,668 |
Tier 2 risk-based capital | $841,110 | 3,499 |
Total risk weighted assets | $67,182,110 | 3,984 |
Total unused commitments | $11,342,000 | 3,131 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 34 | 5,419 |
Assets and Liabilities | ||
Total Assets: | $81,225,000 | 5,293 |
Cash and due from depository institutions | $2,442,000 | 5,419 |
Interest-bearing balances | $23,000 | 6,110 |
Securities | $15,962,000 | 6,446 |
Federal funds sold & reverse repurchase agreements | $3,468,000 | 3,946 |
Net loans & leases | $57,110,000 | 4,491 |
Loan loss allowance | $954,000 | 3,695 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,042,000 | 5,915 |
Other real estate owned | $116,000 | 5,419 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,085,000 | 6,042 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $81,225,000 | 5,293 |
Total liabilities | $72,699,000 | 5,300 |
Total deposits | $66,731,000 | 5,479 |
Interest-bearing deposits | $60,268,000 | 5,271 |
Deposits held in domestic offices | $66,731,000 | 5,469 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,969,000 | 2,212 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $2,970,000 | 2,100 |
Subordinated debt | $0 | 337 |
All other liabilities | $1,029,000 | 3,551 |
Total equity capital | $8,526,000 | 4,953 |
Total bank equity capital | $8,526,000 | 4,953 |
Perpetual preferred stock | $0 | 288 |
Common stock | $4,236,000 | 919 |
Surplus | $3,827,000 | 3,578 |
Undivided profits | $463,000 | 10,401 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $653,000 | 3,599 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $348,000 | 6,443 |
Earning assets | $76,563,000 | 5,180 |
Long-term assets (5+ years) | $6,913,000 | 4,971 |
Average Assets, year-to-date | $80,437,000 | 5,144 |
Average Assets, quarterly | $82,163,500 | 5,192 |
Volatile liabilities | $12,676,000 | 3,831 |
Insider loans | $1,233,000 | 3,212 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $156,000 | 1,340 |
Unused loan commitments | $10,831,000 | 3,096 |
Tier 1 (core) risk-based capital | $8,440,000 | 4,866 |
Tier 2 risk-based capital | $699,730 | 4,044 |
Total risk weighted assets | $55,724,430 | 4,604 |
Total unused commitments | $10,831,000 | 3,109 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 31 | 6,009 |
Assets and Liabilities | ||
Total Assets: | $73,172,000 | 5,714 |
Cash and due from depository institutions | $2,924,000 | 6,009 |
Interest-bearing balances | $38,000 | 6,234 |
Securities | $11,524,000 | 8,221 |
Federal funds sold & reverse repurchase agreements | $1,378,000 | 4,738 |
Net loans & leases | $55,830,000 | 4,468 |
Loan loss allowance | $894,000 | 3,975 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $389,000 | 9,222 |
Other real estate owned | $0 | 6,009 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,127,000 | 6,180 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $73,172,000 | 5,714 |
Total liabilities | $65,424,000 | 5,779 |
Total deposits | $63,999,000 | 5,630 |
Interest-bearing deposits | $58,817,000 | 5,324 |
Deposits held in domestic offices | $63,999,000 | 5,623 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $667,000 | 3,522 |
Subordinated debt | $0 | 372 |
All other liabilities | $758,000 | 3,765 |
Total equity capital | $7,748,000 | 5,072 |
Total bank equity capital | $7,748,000 | 5,072 |
Perpetual preferred stock | $0 | 310 |
Common stock | $4,236,000 | 901 |
Surplus | $3,814,000 | 3,491 |
Undivided profits | $-302,000 | 11,903 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $577,000 | 3,918 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $357,000 | 5,717 |
Earning assets | $68,770,000 | 5,612 |
Long-term assets (5+ years) | $5,692,000 | 5,645 |
Average Assets, year-to-date | $69,842,400 | 5,823 |
Average Assets, quarterly | $71,942,500 | 5,759 |
Volatile liabilities | $8,728,000 | 4,771 |
Insider loans | $1,009,000 | 3,684 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $7,361,000 | 3,865 |
Tier 1 (core) risk-based capital | $7,952,000 | 5,026 |
Tier 2 risk-based capital | $658,510 | 4,196 |
Total risk weighted assets | $52,445,010 | 4,729 |
Total unused commitments | $7,361,000 | 3,872 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 25 | 7,348 |
Assets and Liabilities | ||
Total Assets: | $67,718,000 | 6,231 |
Cash and due from depository institutions | $2,758,000 | 7,348 |
Interest-bearing balances | $124,000 | 6,021 |
Securities | $10,457,000 | 8,908 |
Federal funds sold & reverse repurchase agreements | $1,803,000 | 6,128 |
Net loans & leases | $51,580,000 | 4,662 |
Loan loss allowance | $839,000 | 4,310 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $260,000 | 10,590 |
Other real estate owned | $0 | 7,348 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $860,000 | 6,837 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $67,718,000 | 6,231 |
Total liabilities | $60,194,000 | 6,320 |
Total deposits | $58,802,000 | 6,242 |
Interest-bearing deposits | $53,835,000 | 5,963 |
Deposits held in domestic offices | $58,802,000 | 6,234 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $575,000 | 3,245 |
Subordinated debt | $0 | 413 |
All other liabilities | $817,000 | 3,661 |
Total equity capital | $7,524,000 | 5,268 |
Total bank equity capital | $7,524,000 | 5,268 |
Perpetual preferred stock | $0 | 343 |
Common stock | $4,236,000 | 895 |
Surplus | $3,814,000 | 3,439 |
Undivided profits | $-526,000 | 12,668 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $78,000 | 9,709 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $337,000 | 5,471 |
Earning assets | $63,964,000 | 6,081 |
Long-term assets (5+ years) | $7,702,000 | 5,127 |
Average Assets, year-to-date | $61,095,000 | 6,590 |
Average Assets, quarterly | $65,849,000 | 6,311 |
Volatile liabilities | $7,852,000 | 4,877 |
Insider loans | $1,014,000 | 3,700 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $9,090,000 | 3,311 |
Tier 1 (core) risk-based capital | $7,524,000 | 5,189 |
Tier 2 risk-based capital | $606,630 | 4,489 |
Total risk weighted assets | $48,297,730 | 5,050 |
Total unused commitments | $9,090,000 | 3,330 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 21 | 8,413 |
Assets and Liabilities | ||
Total Assets: | $56,220,000 | 7,274 |
Cash and due from depository institutions | $3,129,000 | 8,413 |
Interest-bearing balances | $618,000 | 4,550 |
Securities | $8,139,000 | 9,959 |
Federal funds sold & reverse repurchase agreements | $1,692,000 | 7,126 |
Net loans & leases | $42,236,000 | 5,513 |
Loan loss allowance | $563,000 | 5,921 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $276,000 | 10,760 |
Other real estate owned | $0 | 8,413 |
Goodwill and other intangibles | $13,000 | 2,848 |
All other assets | $735,000 | 7,815 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $56,220,000 | 7,274 |
Total liabilities | $50,570,000 | 7,331 |
Total deposits | $49,799,000 | 7,226 |
Interest-bearing deposits | $46,683,000 | 6,827 |
Deposits held in domestic offices | $49,799,000 | 7,219 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $11,000 | 4,948 |
Subordinated debt | $0 | 482 |
All other liabilities | $760,000 | 4,089 |
Total equity capital | $5,650,000 | 6,468 |
Total bank equity capital | $5,650,000 | 6,468 |
Perpetual preferred stock | $0 | 346 |
Common stock | $3,304,000 | 1,183 |
Surplus | $3,091,000 | 3,891 |
Undivided profits | $-745,000 | 13,197 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $31,000 | 11,769 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $208,000 | 8,478 |
Earning assets | $52,685,000 | 7,135 |
Long-term assets (5+ years) | $5,752,000 | 6,042 |
Average Assets, year-to-date | $49,823,000 | 7,713 |
Average Assets, quarterly | $53,968,500 | 7,430 |
Volatile liabilities | $6,366,000 | 5,660 |
Insider loans | $15,000 | 8,588 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $9,000 | 1,203 |
Unused loan commitments | $3,950,000 | 5,288 |
Tier 1 (core) risk-based capital | $5,637,000 | 6,408 |
Tier 2 risk-based capital | $496,540 | 5,247 |
Total risk weighted assets | $39,657,040 | 5,971 |
Total unused commitments | $3,950,000 | 5,319 |
Derivatives | $0 | 651 |