Home > First Business Bank-Milwaukee > Income and Expense
First Business Bank-Milwaukee, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 2,770 |
| Total interest expense | $221,000 | 2,662 |
| Net interest income | $1,878,000 | 2,762 |
| Provision for loan and lease losses | $46,000 | 2,138 |
| Total noninterest income | $436,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $132,000 | 1,953 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $304,000 | 2,083 |
| Total noninterest expense | $1,635,000 | 2,665 |
| Salaries and employee benefits | $833,000 | 2,864 |
| Premises and equipment expense | $76,000 | 4,226 |
| Additional noninterest expense | $726,000 | 1,984 |
| Pre-tax net operating income | $633,000 | 2,711 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $199,000 | 1,877 |
| Income before extraordinary items | $434,000 | 2,993 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $434,000 | 2,993 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $434,000 | 2,993 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 382 |
| Net operating income | $434,000 | 2,973 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,902,000 | 2,641 |
| Total interest expense | $1,213,000 | 2,118 |
| Net interest income | $7,689,000 | 2,702 |
| Provision for loan and lease losses | $233,000 | 2,277 |
| Total noninterest income | $1,411,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $469,000 | 2,191 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $942,000 | 2,461 |
| Total noninterest expense | $6,643,000 | 2,660 |
| Salaries and employee benefits | $3,068,000 | 2,987 |
| Premises and equipment expense | $291,000 | 4,361 |
| Additional noninterest expense | $3,284,000 | 1,818 |
| Pre-tax net operating income | $2,224,000 | 2,880 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $694,000 | 1,972 |
| Income before extraordinary items | $1,530,000 | 3,260 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,530,000 | 3,260 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,530,000 | 3,260 |
| Net charge-offs | $-32,000 | 5,240 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 474 |
| Net operating income | $1,530,000 | 3,209 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 2,819 |
| Total interest expense | $981,000 | 1,990 |
| Net interest income | $5,109,000 | 2,954 |
| Provision for loan and lease losses | $307,000 | 1,593 |
| Total noninterest income | $996,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $346,000 | 2,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $650,000 | 2,574 |
| Total noninterest expense | $4,982,000 | 2,650 |
| Salaries and employee benefits | $2,307,000 | 2,976 |
| Premises and equipment expense | $219,000 | 4,373 |
| Additional noninterest expense | $2,456,000 | 1,821 |
| Pre-tax net operating income | $816,000 | 4,001 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $230,000 | 2,709 |
| Income before extraordinary items | $586,000 | 4,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $586,000 | 4,287 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $586,000 | 4,288 |
| Net charge-offs | $-13,000 | 4,991 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 427 |
| Net operating income | $586,000 | 4,212 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 2,918 |
| Total interest expense | $706,000 | 1,893 |
| Net interest income | $3,198,000 | 3,093 |
| Provision for loan and lease losses | $231,000 | 1,497 |
| Total noninterest income | $660,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $222,000 | 2,260 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $438,000 | 2,544 |
| Total noninterest expense | $3,323,000 | 2,662 |
| Salaries and employee benefits | $1,594,000 | 2,938 |
| Premises and equipment expense | $144,000 | 4,427 |
| Additional noninterest expense | $1,585,000 | 1,880 |
| Pre-tax net operating income | $304,000 | 4,743 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $62,000 | 3,269 |
| Income before extraordinary items | $242,000 | 4,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 4,841 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $242,000 | 4,841 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 423 |
| Net operating income | $242,000 | 4,788 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 2,986 |
| Total interest expense | $298,000 | 2,149 |
| Net interest income | $1,592,000 | 3,107 |
| Provision for loan and lease losses | $59,000 | 2,061 |
| Total noninterest income | $314,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $103,000 | 2,378 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $211,000 | 2,550 |
| Total noninterest expense | $1,639,000 | 2,693 |
| Salaries and employee benefits | $783,000 | 2,989 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $788,000 | 1,885 |
| Pre-tax net operating income | $208,000 | 4,390 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $60,000 | 2,846 |
| Income before extraordinary items | $148,000 | 4,636 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $148,000 | 4,635 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $148,000 | 4,636 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 388 |
| Net operating income | $148,000 | 4,574 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 3,189 |
| Total interest expense | $1,253,000 | 2,047 |
| Net interest income | $5,510,000 | 3,374 |
| Provision for loan and lease losses | $225,000 | 2,207 |
| Total noninterest income | $1,457,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $372,000 | 2,650 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,085,000 | 2,273 |
| Total noninterest expense | $6,238,000 | 2,787 |
| Salaries and employee benefits | $2,816,000 | 3,155 |
| Premises and equipment expense | $298,000 | 4,488 |
| Additional noninterest expense | $3,124,000 | 1,937 |
| Pre-tax net operating income | $504,000 | 4,914 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $99,000 | 3,328 |
| Income before extraordinary items | $405,000 | 5,005 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $405,000 | 5,007 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $405,000 | 5,007 |
| Net charge-offs | $-47,000 | 5,543 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 483 |
| Net operating income | $405,000 | 4,965 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,020,000 | 3,235 |
| Total interest expense | $945,000 | 2,065 |
| Net interest income | $4,075,000 | 3,429 |
| Provision for loan and lease losses | $199,000 | 1,981 |
| Total noninterest income | $1,140,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $281,000 | 2,654 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $859,000 | 2,218 |
| Total noninterest expense | $4,716,000 | 2,786 |
| Salaries and employee benefits | $2,192,000 | 3,109 |
| Premises and equipment expense | $219,000 | 4,569 |
| Additional noninterest expense | $2,305,000 | 1,950 |
| Pre-tax net operating income | $300,000 | 5,224 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $49,000 | 3,639 |
| Income before extraordinary items | $251,000 | 5,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 5,272 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $251,000 | 5,273 |
| Net charge-offs | $-20,000 | 5,343 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 463 |
| Net operating income | $251,000 | 5,228 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 3,279 |
| Total interest expense | $630,000 | 2,073 |
| Net interest income | $2,676,000 | 3,482 |
| Provision for loan and lease losses | $155,000 | 1,733 |
| Total noninterest income | $632,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $185,000 | 2,646 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $447,000 | 2,539 |
| Total noninterest expense | $3,147,000 | 2,797 |
| Salaries and employee benefits | $1,499,000 | 3,081 |
| Premises and equipment expense | $149,000 | 4,561 |
| Additional noninterest expense | $1,499,000 | 2,002 |
| Pre-tax net operating income | $6,000 | 5,964 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-47,000 | 6,226 |
| Income before extraordinary items | $53,000 | 5,834 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $53,000 | 5,835 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $53,000 | 5,836 |
| Net charge-offs | $-16,000 | 5,405 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 468 |
| Net operating income | $53,000 | 5,792 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 3,281 |
| Total interest expense | $314,000 | 2,091 |
| Net interest income | $1,341,000 | 3,477 |
| Provision for loan and lease losses | $4,000 | 3,525 |
| Total noninterest income | $314,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $224,000 | 2,479 |
| Total noninterest expense | $1,602,000 | 2,774 |
| Salaries and employee benefits | $768,000 | 3,055 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $767,000 | 1,946 |
| Pre-tax net operating income | $49,000 | 5,621 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-5,000 | 6,220 |
| Income before extraordinary items | $54,000 | 5,573 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $54,000 | 5,574 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $54,000 | 5,574 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 443 |
| Net operating income | $54,000 | 5,517 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 3,422 |
| Total interest expense | $1,219,000 | 2,230 |
| Net interest income | $5,049,000 | 3,616 |
| Provision for loan and lease losses | $-111,000 | 6,050 |
| Total noninterest income | $1,218,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $302,000 | 3,193 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $916,000 | 2,439 |
| Total noninterest expense | $4,798,000 | 3,414 |
| Salaries and employee benefits | $2,205,000 | 3,785 |
| Premises and equipment expense | $237,000 | 5,105 |
| Additional noninterest expense | $2,356,000 | 2,526 |
| Pre-tax net operating income | $1,580,000 | 3,389 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $501,000 | 2,200 |
| Income before extraordinary items | $1,079,000 | 3,820 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,079,000 | 3,821 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,079,000 | 3,822 |
| Net charge-offs | $-17,000 | 5,764 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 482 |
| Net operating income | $1,079,000 | 3,775 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,470 |
| Total interest expense | $913,000 | 2,265 |
| Net interest income | $3,761,000 | 3,665 |
| Provision for loan and lease losses | $-6,000 | 6,065 |
| Total noninterest income | $917,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $219,000 | 3,277 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $698,000 | 2,438 |
| Total noninterest expense | $3,522,000 | 3,471 |
| Salaries and employee benefits | $1,520,000 | 3,967 |
| Premises and equipment expense | $175,000 | 5,167 |
| Additional noninterest expense | $1,827,000 | 2,472 |
| Pre-tax net operating income | $1,162,000 | 3,501 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $364,000 | 2,283 |
| Income before extraordinary items | $798,000 | 3,912 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $798,000 | 3,914 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $798,000 | 3,915 |
| Net charge-offs | $-15,000 | 5,715 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 502 |
| Net operating income | $798,000 | 3,870 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 3,523 |
| Total interest expense | $604,000 | 2,313 |
| Net interest income | $2,441,000 | 3,732 |
| Provision for loan and lease losses | $56,000 | 2,927 |
| Total noninterest income | $601,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $141,000 | 3,349 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $460,000 | 2,422 |
| Total noninterest expense | $2,252,000 | 3,581 |
| Salaries and employee benefits | $975,000 | 4,059 |
| Premises and equipment expense | $107,000 | 5,345 |
| Additional noninterest expense | $1,170,000 | 2,549 |
| Pre-tax net operating income | $734,000 | 3,534 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $227,000 | 2,294 |
| Income before extraordinary items | $507,000 | 3,928 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $507,000 | 3,934 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $507,000 | 3,934 |
| Net charge-offs | $-11,000 | 5,696 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 517 |
| Net operating income | $507,000 | 3,878 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 3,562 |
| Total interest expense | $311,000 | 2,290 |
| Net interest income | $1,202,000 | 3,792 |
| Provision for loan and lease losses | $-7,000 | 6,397 |
| Total noninterest income | $306,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $67,000 | 3,417 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $239,000 | 2,307 |
| Total noninterest expense | $1,136,000 | 3,582 |
| Salaries and employee benefits | $522,000 | 3,960 |
| Premises and equipment expense | $53,000 | 5,409 |
| Additional noninterest expense | $561,000 | 2,637 |
| Pre-tax net operating income | $379,000 | 3,381 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $118,000 | 2,207 |
| Income before extraordinary items | $261,000 | 3,782 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $261,000 | 3,785 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $261,000 | 3,785 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 478 |
| Net operating income | $261,000 | 3,736 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 3,611 |
| Total interest expense | $1,440,000 | 2,239 |
| Net interest income | $4,593,000 | 3,918 |
| Provision for loan and lease losses | $-96,000 | 6,379 |
| Total noninterest income | $1,206,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $222,000 | 3,925 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $984,000 | 2,405 |
| Total noninterest expense | $4,367,000 | 3,708 |
| Salaries and employee benefits | $1,893,000 | 4,190 |
| Premises and equipment expense | $210,000 | 5,479 |
| Additional noninterest expense | $2,264,000 | 2,711 |
| Pre-tax net operating income | $1,528,000 | 3,360 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $454,000 | 2,262 |
| Income before extraordinary items | $1,074,000 | 3,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,074,000 | 3,768 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,074,000 | 3,768 |
| Net charge-offs | $-122,000 | 6,557 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 544 |
| Net operating income | $1,074,000 | 3,715 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 3,667 |
| Total interest expense | $1,120,000 | 2,231 |
| Net interest income | $3,366,000 | 3,998 |
| Provision for loan and lease losses | $222,000 | 2,465 |
| Total noninterest income | $840,000 | 3,056 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $159,000 | 4,033 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $681,000 | 2,550 |
| Total noninterest expense | $3,199,000 | 3,787 |
| Salaries and employee benefits | $1,375,000 | 4,285 |
| Premises and equipment expense | $155,000 | 5,543 |
| Additional noninterest expense | $1,669,000 | 2,735 |
| Pre-tax net operating income | $785,000 | 4,090 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $196,000 | 2,811 |
| Income before extraordinary items | $589,000 | 4,339 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $589,000 | 4,342 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $589,000 | 4,343 |
| Net charge-offs | $-116,000 | 6,626 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 547 |
| Net operating income | $589,000 | 4,262 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 3,688 |
| Total interest expense | $779,000 | 2,193 |
| Net interest income | $2,186,000 | 4,074 |
| Provision for loan and lease losses | $78,000 | 3,193 |
| Total noninterest income | $551,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $104,000 | 4,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $447,000 | 2,634 |
| Total noninterest expense | $2,115,000 | 3,820 |
| Salaries and employee benefits | $901,000 | 4,365 |
| Premises and equipment expense | $103,000 | 5,557 |
| Additional noninterest expense | $1,111,000 | 2,720 |
| Pre-tax net operating income | $544,000 | 3,996 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $133,000 | 2,804 |
| Income before extraordinary items | $411,000 | 4,280 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $411,000 | 4,282 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $411,000 | 4,283 |
| Net charge-offs | $-114,000 | 6,706 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 567 |
| Net operating income | $411,000 | 4,165 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 3,785 |
| Total interest expense | $366,000 | 2,378 |
| Net interest income | $1,078,000 | 4,124 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $309,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 2,412 |
| Total noninterest expense | $1,059,000 | 3,857 |
| Salaries and employee benefits | $478,000 | 4,261 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $528,000 | 2,852 |
| Pre-tax net operating income | $273,000 | 3,973 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $60,000 | 2,860 |
| Income before extraordinary items | $213,000 | 4,168 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $213,000 | 4,170 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $213,000 | 4,170 |
| Net charge-offs | $-23,000 | 6,491 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 530 |
| Net operating income | $213,000 | 4,070 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 3,937 |
| Total interest expense | $1,846,000 | 2,283 |
| Net interest income | $3,920,000 | 4,460 |
| Provision for loan and lease losses | $-184,000 | 6,922 |
| Total noninterest income | $811,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $173,000 | 4,525 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $638,000 | 3,020 |
| Total noninterest expense | $4,518,000 | 3,721 |
| Salaries and employee benefits | $1,849,000 | 4,325 |
| Premises and equipment expense | $205,000 | 5,689 |
| Additional noninterest expense | $2,464,000 | 2,606 |
| Pre-tax net operating income | $397,000 | 5,158 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-19,000 | 6,565 |
| Income before extraordinary items | $416,000 | 5,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $416,000 | 5,154 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $416,000 | 5,155 |
| Net charge-offs | $-41,000 | 6,822 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 621 |
| Net operating income | $416,000 | 4,949 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 3,997 |
| Total interest expense | $1,460,000 | 2,258 |
| Net interest income | $2,882,000 | 4,585 |
| Provision for loan and lease losses | $-133,000 | 7,041 |
| Total noninterest income | $832,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $128,000 | 4,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $704,000 | 2,455 |
| Total noninterest expense | $3,369,000 | 3,775 |
| Salaries and employee benefits | $1,377,000 | 4,365 |
| Premises and equipment expense | $156,000 | 5,718 |
| Additional noninterest expense | $1,836,000 | 2,622 |
| Pre-tax net operating income | $478,000 | 4,763 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $94,000 | 3,415 |
| Income before extraordinary items | $384,000 | 5,033 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $384,000 | 5,033 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $384,000 | 5,033 |
| Net charge-offs | $-27,000 | 6,809 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 572 |
| Net operating income | $384,000 | 4,857 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 4,038 |
| Total interest expense | $1,028,000 | 2,236 |
| Net interest income | $1,846,000 | 4,708 |
| Provision for loan and lease losses | $-2,000 | 7,016 |
| Total noninterest income | $461,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $378,000 | 2,725 |
| Total noninterest expense | $2,213,000 | 3,830 |
| Salaries and employee benefits | $893,000 | 4,467 |
| Premises and equipment expense | $98,000 | 5,839 |
| Additional noninterest expense | $1,222,000 | 2,637 |
| Pre-tax net operating income | $96,000 | 5,888 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-23,000 | 6,889 |
| Income before extraordinary items | $119,000 | 5,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,837 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $119,000 | 5,837 |
| Net charge-offs | $96,000 | 3,464 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 564 |
| Net operating income | $119,000 | 5,659 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 4,086 |
| Total interest expense | $550,000 | 2,177 |
| Net interest income | $885,000 | 4,843 |
| Provision for loan and lease losses | $-92,000 | 7,188 |
| Total noninterest income | $138,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,728 |
| Total noninterest expense | $1,103,000 | 3,843 |
| Salaries and employee benefits | $456,000 | 4,432 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $599,000 | 2,668 |
| Pre-tax net operating income | $12,000 | 6,305 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-26,000 | 7,052 |
| Income before extraordinary items | $38,000 | 6,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $38,000 | 6,113 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $38,000 | 6,114 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 514 |
| Net operating income | $38,000 | 5,979 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,607,000 | 3,821 |
| Total interest expense | $1,873,000 | 2,904 |
| Net interest income | $4,734,000 | 4,051 |
| Provision for loan and lease losses | $684,000 | 2,979 |
| Total noninterest income | $883,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $180,000 | 4,568 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $703,000 | 2,634 |
| Total noninterest expense | $4,225,000 | 3,963 |
| Salaries and employee benefits | $1,490,000 | 4,983 |
| Premises and equipment expense | $208,000 | 5,938 |
| Additional noninterest expense | $2,527,000 | 2,568 |
| Pre-tax net operating income | $708,000 | 4,270 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $157,000 | 3,088 |
| Income before extraordinary items | $551,000 | 4,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $551,000 | 4,524 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $551,000 | 4,523 |
| Net charge-offs | $1,385,000 | 1,988 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 703 |
| Net operating income | $551,000 | 4,403 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 3,819 |
| Total interest expense | $1,380,000 | 3,063 |
| Net interest income | $3,668,000 | 3,987 |
| Provision for loan and lease losses | $406,000 | 3,187 |
| Total noninterest income | $707,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $136,000 | 4,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $571,000 | 2,492 |
| Total noninterest expense | $3,140,000 | 3,996 |
| Salaries and employee benefits | $1,118,000 | 4,977 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $1,871,000 | 2,603 |
| Pre-tax net operating income | $829,000 | 3,649 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $234,000 | 2,516 |
| Income before extraordinary items | $595,000 | 4,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $595,000 | 4,045 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $595,000 | 4,046 |
| Net charge-offs | $1,156,000 | 1,757 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 649 |
| Net operating income | $595,000 | 3,931 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,821 |
| Total interest expense | $947,000 | 3,084 |
| Net interest income | $2,464,000 | 3,970 |
| Provision for loan and lease losses | $469,000 | 2,398 |
| Total noninterest income | $479,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $92,000 | 4,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $387,000 | 2,479 |
| Total noninterest expense | $2,118,000 | 4,015 |
| Salaries and employee benefits | $747,000 | 5,000 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $1,273,000 | 2,602 |
| Pre-tax net operating income | $356,000 | 4,384 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $80,000 | 3,029 |
| Income before extraordinary items | $276,000 | 4,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $276,000 | 4,563 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $276,000 | 4,565 |
| Net charge-offs | $1,159,000 | 1,349 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 554 |
| Net operating income | $276,000 | 4,487 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 3,872 |
| Total interest expense | $489,000 | 3,101 |
| Net interest income | $1,199,000 | 4,048 |
| Provision for loan and lease losses | $556,000 | 1,344 |
| Total noninterest income | $281,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $235,000 | 2,240 |
| Total noninterest expense | $1,079,000 | 3,986 |
| Salaries and employee benefits | $380,000 | 4,986 |
| Premises and equipment expense | $50,000 | 6,125 |
| Additional noninterest expense | $649,000 | 2,558 |
| Pre-tax net operating income | $-155,000 | 6,772 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-87,000 | 7,269 |
| Income before extraordinary items | $-68,000 | 6,632 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-68,000 | 6,632 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-68,000 | 6,632 |
| Net charge-offs | $346,000 | 1,627 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 508 |
| Net operating income | $-68,000 | 6,620 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 3,994 |
| Total interest expense | $2,517,000 | 2,976 |
| Net interest income | $4,264,000 | 4,390 |
| Provision for loan and lease losses | $1,401,000 | 2,551 |
| Total noninterest income | $1,041,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $199,000 | 4,411 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $842,000 | 2,422 |
| Total noninterest expense | $6,482,000 | 2,912 |
| Salaries and employee benefits | $1,309,000 | 5,427 |
| Premises and equipment expense | $226,000 | 5,982 |
| Additional noninterest expense | $4,947,000 | 1,463 |
| Pre-tax net operating income | $-2,578,000 | 6,867 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $-2,581,000 | 6,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,581,000 | 6,946 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,581,000 | 6,947 |
| Net charge-offs | $788,000 | 3,012 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 781 |
| Net operating income | $-2,581,000 | 6,925 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 4,056 |
| Total interest expense | $1,959,000 | 3,007 |
| Net interest income | $3,160,000 | 4,480 |
| Provision for loan and lease losses | $874,000 | 2,721 |
| Total noninterest income | $855,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $147,000 | 4,518 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $708,000 | 2,245 |
| Total noninterest expense | $5,641,000 | 2,572 |
| Salaries and employee benefits | $1,043,000 | 5,306 |
| Premises and equipment expense | $170,000 | 6,033 |
| Additional noninterest expense | $4,428,000 | 1,219 |
| Pre-tax net operating income | $-2,500,000 | 7,137 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $42,000 | 3,653 |
| Income before extraordinary items | $-2,542,000 | 7,218 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,542,000 | 7,217 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,542,000 | 7,218 |
| Net charge-offs | $549,000 | 2,946 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 729 |
| Net operating income | $-2,542,000 | 7,193 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 4,132 |
| Total interest expense | $1,351,000 | 3,024 |
| Net interest income | $2,001,000 | 4,651 |
| Provision for loan and lease losses | $825,000 | 2,153 |
| Total noninterest income | $555,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $460,000 | 2,207 |
| Total noninterest expense | $4,640,000 | 2,086 |
| Salaries and employee benefits | $703,000 | 5,300 |
| Premises and equipment expense | $119,000 | 5,968 |
| Additional noninterest expense | $3,818,000 | 929 |
| Pre-tax net operating income | $-2,909,000 | 7,393 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-107,000 | 7,209 |
| Income before extraordinary items | $-2,802,000 | 7,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,802,000 | 7,431 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,802,000 | 7,431 |
| Net charge-offs | $356,000 | 2,852 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 659 |
| Net operating income | $-2,802,000 | 7,425 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 4,262 |
| Total interest expense | $695,000 | 3,078 |
| Net interest income | $941,000 | 4,848 |
| Provision for loan and lease losses | $567,000 | 1,705 |
| Total noninterest income | $240,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $45,000 | 4,675 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $195,000 | 2,436 |
| Total noninterest expense | $1,166,000 | 3,834 |
| Salaries and employee benefits | $383,000 | 5,115 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $720,000 | 2,332 |
| Pre-tax net operating income | $-552,000 | 7,214 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-221,000 | 7,579 |
| Income before extraordinary items | $-331,000 | 7,112 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-331,000 | 7,113 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-331,000 | 7,112 |
| Net charge-offs | $118,000 | 2,959 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
| Net operating income | $-331,000 | 7,072 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 4,340 |
| Total interest expense | $3,293,000 | 3,185 |
| Net interest income | $3,329,000 | 5,102 |
| Provision for loan and lease losses | $1,356,000 | 3,029 |
| Total noninterest income | $1,039,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $210,000 | 4,563 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $829,000 | 2,403 |
| Total noninterest expense | $3,767,000 | 4,500 |
| Salaries and employee benefits | $1,360,000 | 5,473 |
| Premises and equipment expense | $260,000 | 5,974 |
| Additional noninterest expense | $2,147,000 | 3,140 |
| Pre-tax net operating income | $-755,000 | 6,143 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-331,000 | 6,898 |
| Income before extraordinary items | $-424,000 | 6,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-424,000 | 6,028 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-424,000 | 6,029 |
| Net charge-offs | $1,234,000 | 2,605 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 995 |
| Net operating income | $-424,000 | 6,030 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 4,383 |
| Total interest expense | $2,476,000 | 3,316 |
| Net interest income | $2,503,000 | 5,090 |
| Provision for loan and lease losses | $1,103,000 | 2,635 |
| Total noninterest income | $783,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $166,000 | 4,480 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $617,000 | 2,475 |
| Total noninterest expense | $2,810,000 | 4,538 |
| Salaries and employee benefits | $1,023,000 | 5,519 |
| Premises and equipment expense | $197,000 | 5,997 |
| Additional noninterest expense | $1,590,000 | 3,134 |
| Pre-tax net operating income | $-627,000 | 6,426 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-269,000 | 7,176 |
| Income before extraordinary items | $-358,000 | 6,290 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-358,000 | 6,291 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-358,000 | 6,290 |
| Net charge-offs | $830,000 | 2,418 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 926 |
| Net operating income | $-358,000 | 6,281 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 4,403 |
| Total interest expense | $1,670,000 | 3,391 |
| Net interest income | $1,667,000 | 5,095 |
| Provision for loan and lease losses | $562,000 | 2,807 |
| Total noninterest income | $527,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $108,000 | 4,500 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $419,000 | 2,484 |
| Total noninterest expense | $1,910,000 | 4,509 |
| Salaries and employee benefits | $689,000 | 5,539 |
| Premises and equipment expense | $135,000 | 5,987 |
| Additional noninterest expense | $1,086,000 | 3,079 |
| Pre-tax net operating income | $-278,000 | 6,398 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-125,000 | 7,202 |
| Income before extraordinary items | $-153,000 | 6,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-153,000 | 6,290 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-153,000 | 6,290 |
| Net charge-offs | $368,000 | 2,702 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 912 |
| Net operating income | $-153,000 | 6,260 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 4,574 |
| Total interest expense | $838,000 | 3,503 |
| Net interest income | $756,000 | 5,383 |
| Provision for loan and lease losses | $98,000 | 3,944 |
| Total noninterest income | $269,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $220,000 | 2,380 |
| Total noninterest expense | $914,000 | 4,564 |
| Salaries and employee benefits | $359,000 | 5,468 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $485,000 | 3,082 |
| Pre-tax net operating income | $13,000 | 6,091 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,000 | 7,065 |
| Income before extraordinary items | $14,000 | 6,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 6,239 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $14,000 | 6,239 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
| Net operating income | $14,000 | 6,080 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 4,524 |
| Total interest expense | $3,299,000 | 3,991 |
| Net interest income | $3,599,000 | 4,900 |
| Provision for loan and lease losses | $210,000 | 5,144 |
| Total noninterest income | $925,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $126,000 | 5,593 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $799,000 | 2,451 |
| Total noninterest expense | $3,328,000 | 4,792 |
| Salaries and employee benefits | $1,578,000 | 5,176 |
| Premises and equipment expense | $255,000 | 6,201 |
| Additional noninterest expense | $1,495,000 | 3,624 |
| Pre-tax net operating income | $986,000 | 3,785 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $347,000 | 2,238 |
| Income before extraordinary items | $639,000 | 4,076 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $639,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 3,022 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $4,084,000 | 238 |
| Net operating income | $639,000 | 4,222 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 4,585 |
| Total interest expense | $2,516,000 | 4,063 |
| Net interest income | $2,696,000 | 4,936 |
| Provision for loan and lease losses | $-43,000 | 8,301 |
| Total noninterest income | $681,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $84,000 | 5,776 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $597,000 | 2,540 |
| Total noninterest expense | $2,637,000 | 4,611 |
| Salaries and employee benefits | $1,271,000 | 4,992 |
| Premises and equipment expense | $188,000 | 6,254 |
| Additional noninterest expense | $1,178,000 | 3,437 |
| Pre-tax net operating income | $783,000 | 4,142 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $279,000 | 2,549 |
| Income before extraordinary items | $504,000 | 4,441 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $504,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,222 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $2,063,000 | 223 |
| Net operating income | $504,000 | 4,583 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 4,649 |
| Total interest expense | $1,732,000 | 4,116 |
| Net interest income | $1,741,000 | 5,030 |
| Provision for loan and lease losses | $41,000 | 5,370 |
| Total noninterest income | $450,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $50,000 | 5,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $400,000 | 2,592 |
| Total noninterest expense | $1,794,000 | 4,579 |
| Salaries and employee benefits | $855,000 | 5,007 |
| Premises and equipment expense | $123,000 | 6,335 |
| Additional noninterest expense | $816,000 | 3,308 |
| Pre-tax net operating income | $356,000 | 4,988 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $119,000 | 3,271 |
| Income before extraordinary items | $237,000 | 5,371 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 5,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,895 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,043,000 | 206 |
| Net operating income | $237,000 | 5,294 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 4,654 |
| Total interest expense | $949,000 | 4,034 |
| Net interest income | $841,000 | 5,155 |
| Provision for loan and lease losses | $41,000 | 4,079 |
| Total noninterest income | $221,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $200,000 | 2,576 |
| Total noninterest expense | $929,000 | 4,465 |
| Salaries and employee benefits | $444,000 | 4,922 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $423,000 | 3,147 |
| Pre-tax net operating income | $92,000 | 6,092 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $27,000 | 4,129 |
| Income before extraordinary items | $65,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,715 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 679 |
| Net operating income | $65,000 | 6,249 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 4,638 |
| Total interest expense | $4,260,000 | 3,849 |
| Net interest income | $3,012,000 | 5,490 |
| Provision for loan and lease losses | $1,072,000 | 1,357 |
| Total noninterest income | $249,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $68,000 | 6,473 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $181,000 | 5,259 |
| Total noninterest expense | $3,098,000 | 4,917 |
| Salaries and employee benefits | $1,584,000 | 5,128 |
| Premises and equipment expense | $248,000 | 6,277 |
| Additional noninterest expense | $1,266,000 | 3,922 |
| Pre-tax net operating income | $-909,000 | 8,013 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-398,000 | 8,268 |
| Income before extraordinary items | $-511,000 | 7,889 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-511,000 | 7,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $884,000 | 1,125 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 1,030 |
| Net operating income | $-511,000 | 7,878 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 4,680 |
| Total interest expense | $3,202,000 | 3,849 |
| Net interest income | $2,205,000 | 5,588 |
| Provision for loan and lease losses | $831,000 | 1,049 |
| Total noninterest income | $180,000 | 6,508 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $134,000 | 5,292 |
| Total noninterest expense | $2,238,000 | 5,002 |
| Salaries and employee benefits | $1,178,000 | 5,155 |
| Premises and equipment expense | $187,000 | 6,246 |
| Additional noninterest expense | $873,000 | 4,113 |
| Pre-tax net operating income | $-684,000 | 8,179 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-298,000 | 8,370 |
| Income before extraordinary items | $-386,000 | 8,061 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-386,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 933 |
| Net operating income | $-386,000 | 8,046 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 4,710 |
| Total interest expense | $2,140,000 | 3,857 |
| Net interest income | $1,425,000 | 5,702 |
| Provision for loan and lease losses | $722,000 | 761 |
| Total noninterest income | $114,000 | 6,611 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,400,000 | 5,236 |
| Salaries and employee benefits | $730,000 | 5,419 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $545,000 | 4,311 |
| Pre-tax net operating income | $-583,000 | 8,340 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-247,000 | 8,482 |
| Income before extraordinary items | $-336,000 | 8,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-336,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 903 |
| Net operating income | $-336,000 | 8,220 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 4,711 |
| Total interest expense | $1,087,000 | 3,788 |
| Net interest income | $699,000 | 5,760 |
| Provision for loan and lease losses | $103,000 | 1,981 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $699,000 | 5,258 |
| Salaries and employee benefits | $351,000 | 5,579 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $284,000 | 4,126 |
| Pre-tax net operating income | $-46,000 | 8,024 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-27,000 | 8,336 |
| Income before extraordinary items | $-19,000 | 7,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-19,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 779 |
| Net operating income | $-19,000 | 7,942 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 4,697 |
| Total interest expense | $3,889,000 | 3,663 |
| Net interest income | $2,765,000 | 5,755 |
| Provision for loan and lease losses | $445,000 | 2,096 |
| Total noninterest income | $213,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 5,493 |
| Total noninterest expense | $2,159,000 | 5,935 |
| Salaries and employee benefits | $1,031,000 | 6,331 |
| Premises and equipment expense | $265,000 | 6,054 |
| Additional noninterest expense | $863,000 | 4,996 |
| Pre-tax net operating income | $374,000 | 6,859 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $113,000 | 4,865 |
| Income before extraordinary items | $261,000 | 7,059 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $261,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,129 |
| Net operating income | $261,000 | 7,056 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 4,744 |
| Total interest expense | $2,875,000 | 3,611 |
| Net interest income | $2,015,000 | 5,877 |
| Provision for loan and lease losses | $19,000 | 6,039 |
| Total noninterest income | $160,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $37,000 | 6,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,486 |
| Total noninterest expense | $1,658,000 | 5,846 |
| Salaries and employee benefits | $829,000 | 6,129 |
| Premises and equipment expense | $204,000 | 6,013 |
| Additional noninterest expense | $625,000 | 5,085 |
| Pre-tax net operating income | $498,000 | 6,226 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $169,000 | 4,354 |
| Income before extraordinary items | $329,000 | 6,571 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $329,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 966 |
| Net operating income | $329,000 | 6,575 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 4,769 |
| Total interest expense | $1,876,000 | 3,570 |
| Net interest income | $1,318,000 | 5,966 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $106,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 5,489 |
| Total noninterest expense | $1,154,000 | 5,739 |
| Salaries and employee benefits | $561,000 | 6,106 |
| Premises and equipment expense | $136,000 | 6,020 |
| Additional noninterest expense | $457,000 | 4,768 |
| Pre-tax net operating income | $270,000 | 6,645 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $89,000 | 4,668 |
| Income before extraordinary items | $181,000 | 6,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $181,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 822 |
| Net operating income | $181,000 | 6,918 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,759 |
| Total interest expense | $912,000 | 3,499 |
| Net interest income | $658,000 | 5,988 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $564,000 | 5,810 |
| Salaries and employee benefits | $277,000 | 6,178 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $221,000 | 4,863 |
| Pre-tax net operating income | $148,000 | 6,442 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $49,000 | 4,519 |
| Income before extraordinary items | $99,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 604 |
| Net operating income | $99,000 | 6,751 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 5,303 |
| Total interest expense | $2,393,000 | 3,934 |
| Net interest income | $2,392,000 | 6,165 |
| Provision for loan and lease losses | $158,000 | 4,042 |
| Total noninterest income | $226,000 | 6,861 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $58,000 | 6,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $168,000 | 5,536 |
| Total noninterest expense | $1,954,000 | 6,192 |
| Salaries and employee benefits | $897,000 | 6,651 |
| Premises and equipment expense | $224,000 | 6,481 |
| Additional noninterest expense | $833,000 | 5,033 |
| Pre-tax net operating income | $506,000 | 6,733 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $167,000 | 4,892 |
| Income before extraordinary items | $339,000 | 7,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $339,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $339,000 | 7,000 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 5,463 |
| Total interest expense | $1,614,000 | 4,093 |
| Net interest income | $1,754,000 | 6,258 |
| Provision for loan and lease losses | $118,000 | 3,925 |
| Total noninterest income | $163,000 | 6,950 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,636 |
| Total noninterest expense | $1,439,000 | 6,220 |
| Salaries and employee benefits | $637,000 | 6,770 |
| Premises and equipment expense | $168,000 | 6,453 |
| Additional noninterest expense | $634,000 | 4,937 |
| Pre-tax net operating income | $360,000 | 6,953 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $118,000 | 5,076 |
| Income before extraordinary items | $242,000 | 7,226 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $242,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $242,000 | 7,183 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 5,614 |
| Total interest expense | $961,000 | 4,244 |
| Net interest income | $1,123,000 | 6,364 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $104,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $949,000 | 6,254 |
| Salaries and employee benefits | $401,000 | 6,908 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $430,000 | 4,859 |
| Pre-tax net operating income | $213,000 | 7,139 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $144,000 | 7,400 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $144,000 | 7,355 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 5,858 |
| Total interest expense | $435,000 | 4,430 |
| Net interest income | $523,000 | 6,594 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $470,000 | 6,315 |
| Salaries and employee benefits | $210,000 | 6,858 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $200,000 | 5,074 |
| Pre-tax net operating income | $42,000 | 7,995 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $33,000 | 8,046 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $33,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $33,000 | 8,013 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 6,211 |
| Total interest expense | $1,339,000 | 4,815 |
| Net interest income | $1,892,000 | 6,770 |
| Provision for loan and lease losses | $265,000 | 3,144 |
| Total noninterest income | $206,000 | 7,102 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $75,000 | 6,866 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,952 |
| Total noninterest expense | $1,911,000 | 6,153 |
| Salaries and employee benefits | $888,000 | 6,648 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $763,000 | 5,257 |
| Pre-tax net operating income | $-78,000 | 8,477 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-60,000 | 8,691 |
| Income before extraordinary items | $-18,000 | 8,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-18,000 | 8,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-18,000 | 8,426 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 6,301 |
| Total interest expense | $957,000 | 4,904 |
| Net interest income | $1,398,000 | 6,828 |
| Provision for loan and lease losses | $52,000 | 5,339 |
| Total noninterest income | $155,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $56,000 | 6,905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 5,932 |
| Total noninterest expense | $1,430,000 | 6,121 |
| Salaries and employee benefits | $686,000 | 6,517 |
| Premises and equipment expense | $193,000 | 6,105 |
| Additional noninterest expense | $551,000 | 5,333 |
| Pre-tax net operating income | $71,000 | 8,241 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $65,000 | 8,250 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $65,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $65,000 | 8,209 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 6,372 |
| Total interest expense | $618,000 | 5,021 |
| Net interest income | $927,000 | 6,867 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $967,000 | 6,109 |
| Salaries and employee benefits | $485,000 | 6,388 |
| Premises and equipment expense | $128,000 | 6,144 |
| Additional noninterest expense | $354,000 | 5,483 |
| Pre-tax net operating income | $61,000 | 8,186 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $51,000 | 8,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $51,000 | 8,168 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,459 |
| Total interest expense | $308,000 | 5,082 |
| Net interest income | $447,000 | 6,994 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $483,000 | 6,156 |
| Salaries and employee benefits | $247,000 | 6,380 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $171,000 | 5,584 |
| Pre-tax net operating income | $13,000 | 8,398 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-2,000 | 8,796 |
| Income before extraordinary items | $15,000 | 8,399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,000 | 8,333 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 6,170 |
| Total interest expense | $1,442,000 | 4,996 |
| Net interest income | $1,906,000 | 6,727 |
| Provision for loan and lease losses | $-149,000 | 9,062 |
| Total noninterest income | $224,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $110,000 | 6,409 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $1,752,000 | 6,437 |
| Salaries and employee benefits | $797,000 | 6,924 |
| Premises and equipment expense | $257,000 | 6,101 |
| Additional noninterest expense | $698,000 | 5,512 |
| Pre-tax net operating income | $527,000 | 6,578 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-996,000 | 9,134 |
| Income before extraordinary items | $1,523,000 | 3,522 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,523,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 9,082 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,523,000 | 3,360 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 6,167 |
| Total interest expense | $1,091,000 | 5,105 |
| Net interest income | $1,483,000 | 6,667 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $174,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $1,333,000 | 6,357 |
| Salaries and employee benefits | $608,000 | 6,886 |
| Premises and equipment expense | $196,000 | 6,054 |
| Additional noninterest expense | $529,000 | 5,455 |
| Pre-tax net operating income | $324,000 | 7,053 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-775,000 | 9,192 |
| Income before extraordinary items | $1,099,000 | 3,743 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,099,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 9,041 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,099,000 | 3,568 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 6,151 |
| Total interest expense | $737,000 | 5,180 |
| Net interest income | $1,015,000 | 6,605 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $56,000 | 6,407 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $895,000 | 6,348 |
| Salaries and employee benefits | $412,000 | 6,864 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $351,000 | 5,464 |
| Pre-tax net operating income | $239,000 | 6,915 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-498,000 | 9,218 |
| Income before extraordinary items | $737,000 | 3,720 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $737,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,957 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $737,000 | 3,517 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,364 |
| Total interest expense | $379,000 | 5,190 |
| Net interest income | $446,000 | 6,986 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $480,000 | 6,135 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $26,000 | 8,369 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $26,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,057 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $26,000 | 8,235 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 6,595 |
| Total interest expense | $1,375,000 | 5,991 |
| Net interest income | $1,867,000 | 6,838 |
| Provision for loan and lease losses | $1,342,000 | 1,030 |
| Total noninterest income | $179,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $85,000 | 6,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,565 |
| Total noninterest expense | $2,194,000 | 5,543 |
| Salaries and employee benefits | $1,047,000 | 5,960 |
| Premises and equipment expense | $256,000 | 6,059 |
| Additional noninterest expense | $891,000 | 4,576 |
| Pre-tax net operating income | $-1,490,000 | 9,207 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,490,000 | 9,246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,490,000 | 9,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,320,000 | 754 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,490,000 | 9,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 8,146 |
| Total interest expense | $714,000 | 8,596 |
| Net interest income | $1,357,000 | 7,584 |
| Provision for loan and lease losses | $575,000 | 1,973 |
| Total noninterest income | $67,000 | 8,951 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $1,540,000 | 6,710 |
| Salaries and employee benefits | $712,000 | 7,153 |
| Premises and equipment expense | $253,000 | 6,053 |
| Additional noninterest expense | $575,000 | 6,000 |
| Pre-tax net operating income | $-691,000 | 9,243 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-691,000 | 9,307 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-691,000 | 9,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-691,000 | 9,277 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 9,626 |
| Total interest expense | $173,000 | 9,687 |
| Net interest income | $459,000 | 9,510 |
| Provision for loan and lease losses | $225,000 | 3,486 |
| Total noninterest income | $13,000 | 9,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,569 |
| Total noninterest expense | $1,063,000 | 7,833 |
| Salaries and employee benefits | $493,000 | 8,281 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $395,000 | 7,186 |
| Pre-tax net operating income | $-816,000 | 9,672 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-816,000 | 9,689 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-816,000 | 9,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 63 |
| Net operating income | $-816,000 | 9,687 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.