Home > First Bank, Upper Michigan > Income and Expense
First Bank, Upper Michigan, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $25,154,000 | 1,600 |
| Total interest expense | $6,725,000 | 1,692 |
| Net interest income | $18,429,000 | 1,540 |
| Provision for loan and lease losses | $269,000 | 1,757 |
| Total noninterest income | $6,462,000 | 998 |
| Gross Fiduciary activities income | $3,371,000 | 320 |
| Service charges on deposit accounts | $318,000 | 2,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,773,000 | 1,327 |
| Total noninterest expense | $16,897,000 | 1,384 |
| Salaries and employee benefits | $10,305,000 | 1,313 |
| Premises and equipment expense | $1,596,000 | 1,460 |
| Additional noninterest expense | $2,773,000 | 1,327 |
| Pre-tax net operating income | $7,725,000 | 1,437 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $7,725,000 | 1,242 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,725,000 | 1,258 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,725,000 | 1,245 |
| Net charge-offs | $443,000 | 805 |
| Cash dividends | $4,989,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,725,000 | 1,263 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,239,000 | 1,616 |
| Total interest expense | $4,590,000 | 1,681 |
| Net interest income | $13,649,000 | 1,573 |
| Provision for loan and lease losses | $266,000 | 1,447 |
| Total noninterest income | $4,855,000 | 1,019 |
| Gross Fiduciary activities income | $2,527,000 | 321 |
| Service charges on deposit accounts | $241,000 | 2,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,087,000 | 1,316 |
| Total noninterest expense | $12,574,000 | 1,376 |
| Salaries and employee benefits | $7,733,000 | 1,314 |
| Premises and equipment expense | $1,208,000 | 1,447 |
| Additional noninterest expense | $2,087,000 | 1,316 |
| Pre-tax net operating income | $5,664,000 | 1,508 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,664,000 | 1,308 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,664,000 | 1,317 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,664,000 | 1,308 |
| Net charge-offs | $231,000 | 828 |
| Cash dividends | $4,989,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,664,000 | 1,330 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,659,000 | 1,635 |
| Total interest expense | $2,716,000 | 1,674 |
| Net interest income | $8,943,000 | 1,602 |
| Provision for loan and lease losses | $282,000 | 1,104 |
| Total noninterest income | $3,138,000 | 977 |
| Gross Fiduciary activities income | $1,651,000 | 315 |
| Service charges on deposit accounts | $163,000 | 2,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,324,000 | 1,275 |
| Total noninterest expense | $8,306,000 | 1,383 |
| Salaries and employee benefits | $5,179,000 | 1,307 |
| Premises and equipment expense | $797,000 | 1,461 |
| Additional noninterest expense | $1,324,000 | 1,274 |
| Pre-tax net operating income | $3,493,000 | 1,591 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,493,000 | 1,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,493,000 | 1,405 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,493,000 | 1,389 |
| Net charge-offs | $136,000 | 813 |
| Cash dividends | $3,798,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,493,000 | 1,399 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 1,666 |
| Total interest expense | $1,136,000 | 1,688 |
| Net interest income | $4,478,000 | 1,613 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $1,588,000 | 968 |
| Gross Fiduciary activities income | $818,000 | 327 |
| Service charges on deposit accounts | $82,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 1,234 |
| Total noninterest expense | $4,143,000 | 1,402 |
| Salaries and employee benefits | $2,572,000 | 1,329 |
| Premises and equipment expense | $409,000 | 1,456 |
| Additional noninterest expense | $688,000 | 1,234 |
| Pre-tax net operating income | $1,773,000 | 1,597 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,773,000 | 1,403 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,773,000 | 1,402 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,773,000 | 1,403 |
| Net charge-offs | $76,000 | 666 |
| Cash dividends | $1,836,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,773,000 | 1,414 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,697,000 | 1,473 |
| Total interest expense | $1,693,000 | 1,775 |
| Net interest income | $20,004,000 | 1,437 |
| Provision for loan and lease losses | $72,000 | 2,387 |
| Total noninterest income | $6,734,000 | 983 |
| Gross Fiduciary activities income | $3,307,000 | 328 |
| Service charges on deposit accounts | $312,000 | 2,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,115,000 | 1,225 |
| Total noninterest expense | $16,416,000 | 1,376 |
| Salaries and employee benefits | $9,965,000 | 1,317 |
| Premises and equipment expense | $1,570,000 | 1,486 |
| Additional noninterest expense | $3,115,000 | 1,225 |
| Pre-tax net operating income | $10,250,000 | 1,260 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $10,250,000 | 1,088 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,250,000 | 1,087 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $10,250,000 | 1,088 |
| Net charge-offs | $-100,000 | 4,279 |
| Cash dividends | $6,173,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $10,250,000 | 1,107 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,348,000 | 1,487 |
| Total interest expense | $1,118,000 | 1,631 |
| Net interest income | $14,230,000 | 1,475 |
| Provision for loan and lease losses | $500,000 | 960 |
| Total noninterest income | $5,162,000 | 988 |
| Gross Fiduciary activities income | $2,517,000 | 325 |
| Service charges on deposit accounts | $235,000 | 2,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,410,000 | 1,229 |
| Total noninterest expense | $12,336,000 | 1,368 |
| Salaries and employee benefits | $7,495,000 | 1,315 |
| Premises and equipment expense | $1,178,000 | 1,493 |
| Additional noninterest expense | $2,410,000 | 1,229 |
| Pre-tax net operating income | $6,556,000 | 1,390 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $6,556,000 | 1,208 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,556,000 | 1,207 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,556,000 | 1,208 |
| Net charge-offs | $254,000 | 625 |
| Cash dividends | $6,173,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,556,000 | 1,233 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,800,000 | 1,495 |
| Total interest expense | $736,000 | 1,454 |
| Net interest income | $9,064,000 | 1,496 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $3,478,000 | 962 |
| Gross Fiduciary activities income | $1,702,000 | 289 |
| Service charges on deposit accounts | $159,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,617,000 | 1,251 |
| Total noninterest expense | $8,149,000 | 1,374 |
| Salaries and employee benefits | $5,030,000 | 1,305 |
| Premises and equipment expense | $762,000 | 1,523 |
| Additional noninterest expense | $2,357,000 | 1,423 |
| Pre-tax net operating income | $4,093,000 | 1,396 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $4,093,000 | 1,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,093,000 | 1,216 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,093,000 | 1,217 |
| Net charge-offs | $158,000 | 596 |
| Cash dividends | $4,912,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,093,000 | 1,241 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 1,498 |
| Total interest expense | $373,000 | 1,388 |
| Net interest income | $4,400,000 | 1,498 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $1,786,000 | 958 |
| Gross Fiduciary activities income | $871,000 | 287 |
| Service charges on deposit accounts | $79,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 1,209 |
| Total noninterest expense | $4,020,000 | 1,385 |
| Salaries and employee benefits | $2,499,000 | 1,312 |
| Premises and equipment expense | $397,000 | 1,479 |
| Additional noninterest expense | $1,124,000 | 1,449 |
| Pre-tax net operating income | $2,016,000 | 1,338 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $2,016,000 | 1,186 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,016,000 | 1,186 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,016,000 | 1,186 |
| Net charge-offs | $35,000 | 789 |
| Cash dividends | $2,683,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,016,000 | 1,199 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,734,000 | 1,499 |
| Total interest expense | $1,784,000 | 1,448 |
| Net interest income | $17,950,000 | 1,497 |
| Provision for loan and lease losses | $800,000 | 720 |
| Total noninterest income | $8,981,000 | 899 |
| Gross Fiduciary activities income | $3,420,000 | 288 |
| Service charges on deposit accounts | $280,000 | 2,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,281,000 | 1,033 |
| Total noninterest expense | $15,569,000 | 1,404 |
| Salaries and employee benefits | $9,549,000 | 1,341 |
| Premises and equipment expense | $1,505,000 | 1,514 |
| Additional noninterest expense | $4,515,000 | 1,442 |
| Pre-tax net operating income | $10,562,000 | 1,228 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $10,562,000 | 1,109 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,562,000 | 1,109 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,562,000 | 1,109 |
| Net charge-offs | $401,000 | 723 |
| Cash dividends | $6,675,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,562,000 | 1,090 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,760,000 | 1,531 |
| Total interest expense | $1,376,000 | 1,503 |
| Net interest income | $13,384,000 | 1,523 |
| Provision for loan and lease losses | $600,000 | 696 |
| Total noninterest income | $6,710,000 | 933 |
| Gross Fiduciary activities income | $2,526,000 | 288 |
| Service charges on deposit accounts | $209,000 | 2,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,975,000 | 1,058 |
| Total noninterest expense | $11,657,000 | 1,415 |
| Salaries and employee benefits | $7,203,000 | 1,347 |
| Premises and equipment expense | $1,107,000 | 1,567 |
| Additional noninterest expense | $3,347,000 | 1,451 |
| Pre-tax net operating income | $7,837,000 | 1,290 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $7,837,000 | 1,156 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,837,000 | 1,157 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,837,000 | 1,157 |
| Net charge-offs | $294,000 | 653 |
| Cash dividends | $6,675,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,837,000 | 1,139 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,330,000 | 1,585 |
| Total interest expense | $937,000 | 1,536 |
| Net interest income | $8,393,000 | 1,591 |
| Provision for loan and lease losses | $450,000 | 658 |
| Total noninterest income | $4,595,000 | 904 |
| Gross Fiduciary activities income | $1,665,000 | 289 |
| Service charges on deposit accounts | $134,000 | 2,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,796,000 | 1,026 |
| Total noninterest expense | $7,841,000 | 1,402 |
| Salaries and employee benefits | $4,866,000 | 1,327 |
| Premises and equipment expense | $711,000 | 1,609 |
| Additional noninterest expense | $2,264,000 | 1,430 |
| Pre-tax net operating income | $4,697,000 | 1,370 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,697,000 | 1,240 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,697,000 | 1,241 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,697,000 | 1,241 |
| Net charge-offs | $222,000 | 615 |
| Cash dividends | $4,558,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,697,000 | 1,214 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 1,615 |
| Total interest expense | $477,000 | 1,577 |
| Net interest income | $4,116,000 | 1,609 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $2,200,000 | 938 |
| Gross Fiduciary activities income | $817,000 | 286 |
| Service charges on deposit accounts | $66,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,317,000 | 1,060 |
| Total noninterest expense | $3,929,000 | 1,388 |
| Salaries and employee benefits | $2,491,000 | 1,293 |
| Premises and equipment expense | $340,000 | 1,688 |
| Additional noninterest expense | $1,098,000 | 1,427 |
| Pre-tax net operating income | $2,237,000 | 1,406 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,237,000 | 1,283 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,237,000 | 1,283 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,237,000 | 1,283 |
| Net charge-offs | $143,000 | 522 |
| Cash dividends | $1,323,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,237,000 | 1,254 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,067,000 | 1,493 |
| Total interest expense | $2,451,000 | 1,726 |
| Net interest income | $17,616,000 | 1,438 |
| Provision for loan and lease losses | $900,000 | 1,710 |
| Total noninterest income | $8,940,000 | 859 |
| Gross Fiduciary activities income | $3,104,000 | 281 |
| Service charges on deposit accounts | $266,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,570,000 | 949 |
| Total noninterest expense | $15,776,000 | 1,351 |
| Salaries and employee benefits | $9,708,000 | 1,288 |
| Premises and equipment expense | $1,586,000 | 1,459 |
| Additional noninterest expense | $4,482,000 | 1,396 |
| Pre-tax net operating income | $9,880,000 | 1,074 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $9,880,000 | 974 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,880,000 | 974 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,880,000 | 974 |
| Net charge-offs | $374,000 | 1,162 |
| Cash dividends | $5,982,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,880,000 | 932 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,293,000 | 1,475 |
| Total interest expense | $1,925,000 | 1,744 |
| Net interest income | $13,368,000 | 1,415 |
| Provision for loan and lease losses | $675,000 | 1,695 |
| Total noninterest income | $6,305,000 | 873 |
| Gross Fiduciary activities income | $2,286,000 | 275 |
| Service charges on deposit accounts | $194,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,825,000 | 969 |
| Total noninterest expense | $11,697,000 | 1,349 |
| Salaries and employee benefits | $7,279,000 | 1,272 |
| Premises and equipment expense | $1,134,000 | 1,509 |
| Additional noninterest expense | $3,284,000 | 1,406 |
| Pre-tax net operating income | $7,301,000 | 1,048 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $7,301,000 | 945 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,301,000 | 945 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,301,000 | 945 |
| Net charge-offs | $240,000 | 1,149 |
| Cash dividends | $5,982,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,301,000 | 913 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,493,000 | 1,459 |
| Total interest expense | $1,342,000 | 1,785 |
| Net interest income | $9,151,000 | 1,378 |
| Provision for loan and lease losses | $475,000 | 1,651 |
| Total noninterest income | $3,785,000 | 893 |
| Gross Fiduciary activities income | $1,514,000 | 276 |
| Service charges on deposit accounts | $127,000 | 2,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,144,000 | 1,031 |
| Total noninterest expense | $7,769,000 | 1,346 |
| Salaries and employee benefits | $4,848,000 | 1,273 |
| Premises and equipment expense | $749,000 | 1,512 |
| Additional noninterest expense | $2,172,000 | 1,401 |
| Pre-tax net operating income | $4,692,000 | 1,014 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $4,692,000 | 898 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,692,000 | 898 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,692,000 | 898 |
| Net charge-offs | $208,000 | 989 |
| Cash dividends | $4,495,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,692,000 | 876 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 1,404 |
| Total interest expense | $702,000 | 1,842 |
| Net interest income | $4,752,000 | 1,312 |
| Provision for loan and lease losses | $250,000 | 1,297 |
| Total noninterest income | $1,616,000 | 941 |
| Gross Fiduciary activities income | $772,000 | 279 |
| Service charges on deposit accounts | $90,000 | 2,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $754,000 | 1,181 |
| Total noninterest expense | $3,862,000 | 1,364 |
| Salaries and employee benefits | $2,404,000 | 1,285 |
| Premises and equipment expense | $398,000 | 1,449 |
| Additional noninterest expense | $1,060,000 | 1,441 |
| Pre-tax net operating income | $2,256,000 | 948 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $2,256,000 | 843 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,256,000 | 843 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,256,000 | 843 |
| Net charge-offs | $106,000 | 854 |
| Cash dividends | $1,287,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,256,000 | 834 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,270,000 | 1,443 |
| Total interest expense | $3,049,000 | 1,782 |
| Net interest income | $18,221,000 | 1,342 |
| Provision for loan and lease losses | $700,000 | 1,194 |
| Total noninterest income | $6,068,000 | 984 |
| Gross Fiduciary activities income | $2,840,000 | 290 |
| Service charges on deposit accounts | $422,000 | 2,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,806,000 | 1,257 |
| Total noninterest expense | $14,972,000 | 1,360 |
| Salaries and employee benefits | $8,960,000 | 1,322 |
| Premises and equipment expense | $1,498,000 | 1,502 |
| Additional noninterest expense | $4,514,000 | 1,356 |
| Pre-tax net operating income | $8,617,000 | 1,173 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $8,617,000 | 1,054 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,617,000 | 1,055 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,617,000 | 1,055 |
| Net charge-offs | $521,000 | 1,003 |
| Cash dividends | $4,891,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,617,000 | 1,028 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,902,000 | 1,461 |
| Total interest expense | $2,296,000 | 1,790 |
| Net interest income | $13,606,000 | 1,357 |
| Provision for loan and lease losses | $450,000 | 1,249 |
| Total noninterest income | $4,422,000 | 992 |
| Gross Fiduciary activities income | $2,062,000 | 291 |
| Service charges on deposit accounts | $320,000 | 2,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,040,000 | 1,271 |
| Total noninterest expense | $11,325,000 | 1,360 |
| Salaries and employee benefits | $6,809,000 | 1,308 |
| Premises and equipment expense | $1,100,000 | 1,541 |
| Additional noninterest expense | $3,416,000 | 1,350 |
| Pre-tax net operating income | $6,253,000 | 1,221 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $6,253,000 | 1,102 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,253,000 | 1,103 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,253,000 | 1,103 |
| Net charge-offs | $243,000 | 1,159 |
| Cash dividends | $4,891,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,253,000 | 1,080 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,481,000 | 1,474 |
| Total interest expense | $1,508,000 | 1,784 |
| Net interest income | $8,973,000 | 1,369 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $2,779,000 | 1,013 |
| Gross Fiduciary activities income | $1,329,000 | 301 |
| Service charges on deposit accounts | $207,000 | 2,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,243,000 | 1,307 |
| Total noninterest expense | $7,570,000 | 1,356 |
| Salaries and employee benefits | $4,533,000 | 1,309 |
| Premises and equipment expense | $734,000 | 1,547 |
| Additional noninterest expense | $2,303,000 | 1,362 |
| Pre-tax net operating income | $3,882,000 | 1,268 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $3,882,000 | 1,139 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,882,000 | 1,139 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,882,000 | 1,139 |
| Net charge-offs | $225,000 | 922 |
| Cash dividends | $3,472,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,882,000 | 1,118 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 1,492 |
| Total interest expense | $738,000 | 1,772 |
| Net interest income | $4,410,000 | 1,393 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $1,383,000 | 998 |
| Gross Fiduciary activities income | $668,000 | 298 |
| Service charges on deposit accounts | $104,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 1,274 |
| Total noninterest expense | $3,792,000 | 1,361 |
| Salaries and employee benefits | $2,256,000 | 1,320 |
| Premises and equipment expense | $378,000 | 1,530 |
| Additional noninterest expense | $1,158,000 | 1,333 |
| Pre-tax net operating income | $1,851,000 | 1,282 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,851,000 | 1,160 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,851,000 | 1,159 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,851,000 | 1,159 |
| Net charge-offs | $30,000 | 1,503 |
| Cash dividends | $1,140,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,851,000 | 1,138 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,284,000 | 1,433 |
| Total interest expense | $2,483,000 | 1,653 |
| Net interest income | $17,801,000 | 1,374 |
| Provision for loan and lease losses | $1,700,000 | 572 |
| Total noninterest income | $6,267,000 | 949 |
| Gross Fiduciary activities income | $2,614,000 | 303 |
| Service charges on deposit accounts | $350,000 | 2,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,303,000 | 1,064 |
| Total noninterest expense | $14,866,000 | 1,363 |
| Salaries and employee benefits | $8,978,000 | 1,281 |
| Premises and equipment expense | $1,574,000 | 1,432 |
| Additional noninterest expense | $4,314,000 | 1,405 |
| Pre-tax net operating income | $7,502,000 | 1,283 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $7,502,000 | 1,147 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,502,000 | 1,146 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,502,000 | 1,146 |
| Net charge-offs | $272,000 | 1,403 |
| Cash dividends | $4,438,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,502,000 | 1,144 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,024,000 | 1,436 |
| Total interest expense | $1,776,000 | 1,640 |
| Net interest income | $13,248,000 | 1,375 |
| Provision for loan and lease losses | $1,400,000 | 500 |
| Total noninterest income | $4,908,000 | 929 |
| Gross Fiduciary activities income | $2,015,000 | 297 |
| Service charges on deposit accounts | $252,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,641,000 | 1,023 |
| Total noninterest expense | $11,342,000 | 1,339 |
| Salaries and employee benefits | $6,805,000 | 1,269 |
| Premises and equipment expense | $1,174,000 | 1,447 |
| Additional noninterest expense | $3,363,000 | 1,367 |
| Pre-tax net operating income | $5,414,000 | 1,331 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $5,414,000 | 1,182 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,414,000 | 1,181 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,414,000 | 1,181 |
| Net charge-offs | $176,000 | 1,336 |
| Cash dividends | $4,438,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,414,000 | 1,175 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 1,419 |
| Total interest expense | $1,128,000 | 1,621 |
| Net interest income | $8,790,000 | 1,371 |
| Provision for loan and lease losses | $1,100,000 | 439 |
| Total noninterest income | $3,301,000 | 919 |
| Gross Fiduciary activities income | $1,289,000 | 304 |
| Service charges on deposit accounts | $157,000 | 2,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,855,000 | 989 |
| Total noninterest expense | $7,510,000 | 1,352 |
| Salaries and employee benefits | $4,594,000 | 1,260 |
| Premises and equipment expense | $785,000 | 1,457 |
| Additional noninterest expense | $2,131,000 | 1,427 |
| Pre-tax net operating income | $3,481,000 | 1,343 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $3,481,000 | 1,189 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,481,000 | 1,188 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,481,000 | 1,188 |
| Net charge-offs | $120,000 | 1,212 |
| Cash dividends | $3,475,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,481,000 | 1,185 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 1,412 |
| Total interest expense | $527,000 | 1,641 |
| Net interest income | $4,420,000 | 1,358 |
| Provision for loan and lease losses | $800,000 | 321 |
| Total noninterest income | $1,861,000 | 827 |
| Gross Fiduciary activities income | $652,000 | 307 |
| Service charges on deposit accounts | $72,000 | 2,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,137,000 | 842 |
| Total noninterest expense | $3,812,000 | 1,337 |
| Salaries and employee benefits | $2,343,000 | 1,249 |
| Premises and equipment expense | $410,000 | 1,423 |
| Additional noninterest expense | $1,059,000 | 1,427 |
| Pre-tax net operating income | $1,669,000 | 1,373 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,669,000 | 1,214 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,669,000 | 1,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,669,000 | 1,214 |
| Net charge-offs | $81,000 | 962 |
| Cash dividends | $950,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,669,000 | 1,205 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,013,000 | 1,411 |
| Total interest expense | $1,736,000 | 1,715 |
| Net interest income | $17,277,000 | 1,361 |
| Provision for loan and lease losses | $1,275,000 | 736 |
| Total noninterest income | $6,067,000 | 966 |
| Gross Fiduciary activities income | $2,772,000 | 288 |
| Service charges on deposit accounts | $439,000 | 2,249 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,856,000 | 1,207 |
| Total noninterest expense | $15,523,000 | 1,276 |
| Salaries and employee benefits | $7,695,000 | 1,453 |
| Premises and equipment expense | $1,579,000 | 1,443 |
| Additional noninterest expense | $6,249,000 | 1,034 |
| Pre-tax net operating income | $6,546,000 | 1,379 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $6,546,000 | 1,086 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,546,000 | 1,086 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,546,000 | 1,086 |
| Net charge-offs | $1,149,000 | 623 |
| Cash dividends | $3,399,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,546,000 | 1,073 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 2,703 |
| Total interest expense | $819,000 | 2,372 |
| Net interest income | $5,768,000 | 2,729 |
| Provision for loan and lease losses | $340,000 | 1,502 |
| Total noninterest income | $1,878,000 | 1,795 |
| Gross Fiduciary activities income | $793,000 | 451 |
| Service charges on deposit accounts | $168,000 | 3,334 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $917,000 | 2,083 |
| Total noninterest expense | $4,451,000 | 2,806 |
| Salaries and employee benefits | $2,481,000 | 2,829 |
| Premises and equipment expense | $434,000 | 3,020 |
| Additional noninterest expense | $1,536,000 | 2,622 |
| Pre-tax net operating income | $2,855,000 | 2,151 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,855,000 | 1,795 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,855,000 | 1,794 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,855,000 | 1,795 |
| Net charge-offs | $343,000 | 1,038 |
| Cash dividends | $2,649,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,855,000 | 1,769 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 2,730 |
| Total interest expense | $547,000 | 2,328 |
| Net interest income | $3,760,000 | 2,755 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $1,260,000 | 1,781 |
| Gross Fiduciary activities income | $520,000 | 451 |
| Service charges on deposit accounts | $116,000 | 3,281 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $624,000 | 2,072 |
| Total noninterest expense | $2,964,000 | 2,824 |
| Salaries and employee benefits | $1,628,000 | 2,874 |
| Premises and equipment expense | $286,000 | 3,041 |
| Additional noninterest expense | $1,050,000 | 2,578 |
| Pre-tax net operating income | $1,806,000 | 2,182 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,806,000 | 1,849 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,806,000 | 1,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,806,000 | 1,849 |
| Net charge-offs | $206,000 | 1,040 |
| Cash dividends | $1,791,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,806,000 | 1,822 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 2,753 |
| Total interest expense | $271,000 | 2,326 |
| Net interest income | $1,852,000 | 2,786 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $639,000 | 1,745 |
| Gross Fiduciary activities income | $261,000 | 459 |
| Service charges on deposit accounts | $54,000 | 3,399 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $324,000 | 1,996 |
| Total noninterest expense | $1,526,000 | 2,793 |
| Salaries and employee benefits | $862,000 | 2,799 |
| Premises and equipment expense | $146,000 | 3,041 |
| Additional noninterest expense | $518,000 | 2,602 |
| Pre-tax net operating income | $875,000 | 2,143 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $875,000 | 1,836 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $875,000 | 1,836 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $875,000 | 1,836 |
| Net charge-offs | $26,000 | 1,734 |
| Cash dividends | $522,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $875,000 | 1,825 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 2,745 |
| Total interest expense | $1,055,000 | 2,323 |
| Net interest income | $7,377,000 | 2,777 |
| Provision for loan and lease losses | $380,000 | 1,751 |
| Total noninterest income | $2,496,000 | 1,852 |
| Gross Fiduciary activities income | $1,072,000 | 444 |
| Service charges on deposit accounts | $229,000 | 3,399 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,195,000 | 2,192 |
| Total noninterest expense | $5,804,000 | 2,910 |
| Salaries and employee benefits | $3,234,000 | 2,894 |
| Premises and equipment expense | $538,000 | 3,220 |
| Additional noninterest expense | $2,032,000 | 2,733 |
| Pre-tax net operating income | $3,689,000 | 2,049 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,689,000 | 1,768 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,689,000 | 1,767 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,689,000 | 1,767 |
| Net charge-offs | $519,000 | 1,057 |
| Cash dividends | $19,459,000 | 213 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,689,000 | 1,728 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,294,000 | 2,759 |
| Total interest expense | $781,000 | 2,351 |
| Net interest income | $5,513,000 | 2,794 |
| Provision for loan and lease losses | $235,000 | 1,873 |
| Total noninterest income | $1,839,000 | 1,876 |
| Gross Fiduciary activities income | $800,000 | 444 |
| Service charges on deposit accounts | $176,000 | 3,383 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $863,000 | 2,227 |
| Total noninterest expense | $4,411,000 | 2,883 |
| Salaries and employee benefits | $2,429,000 | 2,893 |
| Premises and equipment expense | $404,000 | 3,245 |
| Additional noninterest expense | $1,578,000 | 2,667 |
| Pre-tax net operating income | $2,706,000 | 2,116 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,706,000 | 1,829 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,706,000 | 1,829 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,706,000 | 1,829 |
| Net charge-offs | $384,000 | 959 |
| Cash dividends | $19,459,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,706,000 | 1,774 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 2,803 |
| Total interest expense | $500,000 | 2,428 |
| Net interest income | $3,638,000 | 2,817 |
| Provision for loan and lease losses | $190,000 | 1,677 |
| Total noninterest income | $1,287,000 | 1,802 |
| Gross Fiduciary activities income | $547,000 | 445 |
| Service charges on deposit accounts | $117,000 | 3,377 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $623,000 | 2,090 |
| Total noninterest expense | $2,969,000 | 2,879 |
| Salaries and employee benefits | $1,633,000 | 2,899 |
| Premises and equipment expense | $265,000 | 3,299 |
| Additional noninterest expense | $1,071,000 | 2,646 |
| Pre-tax net operating income | $1,766,000 | 2,136 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,766,000 | 1,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,766,000 | 1,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,766,000 | 1,843 |
| Net charge-offs | $243,000 | 1,002 |
| Cash dividends | $18,795,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,766,000 | 1,793 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 2,811 |
| Total interest expense | $232,000 | 2,560 |
| Net interest income | $1,824,000 | 2,810 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $578,000 | 1,884 |
| Gross Fiduciary activities income | $270,000 | 444 |
| Service charges on deposit accounts | $54,000 | 3,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $254,000 | 2,315 |
| Total noninterest expense | $1,483,000 | 2,897 |
| Salaries and employee benefits | $839,000 | 2,848 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $513,000 | 2,722 |
| Pre-tax net operating income | $874,000 | 2,135 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $874,000 | 1,834 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $874,000 | 1,835 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $874,000 | 1,835 |
| Net charge-offs | $195,000 | 674 |
| Cash dividends | $17,608,000 | 94 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $874,000 | 1,789 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,218,000 | 2,779 |
| Total interest expense | $819,000 | 2,775 |
| Net interest income | $7,399,000 | 2,755 |
| Provision for loan and lease losses | $330,000 | 1,800 |
| Total noninterest income | $2,296,000 | 1,928 |
| Gross Fiduciary activities income | $1,080,000 | 446 |
| Service charges on deposit accounts | $209,000 | 3,641 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,007,000 | 2,367 |
| Total noninterest expense | $5,754,000 | 2,942 |
| Salaries and employee benefits | $3,208,000 | 2,908 |
| Premises and equipment expense | $553,000 | 3,273 |
| Additional noninterest expense | $1,993,000 | 2,800 |
| Pre-tax net operating income | $3,611,000 | 2,024 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,611,000 | 1,745 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,611,000 | 1,745 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,611,000 | 1,746 |
| Net charge-offs | $738,000 | 863 |
| Cash dividends | $2,164,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,611,000 | 1,710 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,131,000 | 2,808 |
| Total interest expense | $609,000 | 2,829 |
| Net interest income | $5,522,000 | 2,783 |
| Provision for loan and lease losses | $285,000 | 1,558 |
| Total noninterest income | $1,738,000 | 1,938 |
| Gross Fiduciary activities income | $801,000 | 449 |
| Service charges on deposit accounts | $156,000 | 3,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $781,000 | 2,345 |
| Total noninterest expense | $4,276,000 | 2,991 |
| Salaries and employee benefits | $2,391,000 | 2,940 |
| Premises and equipment expense | $415,000 | 3,319 |
| Additional noninterest expense | $1,470,000 | 2,830 |
| Pre-tax net operating income | $2,699,000 | 2,076 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,699,000 | 1,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,699,000 | 1,787 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,699,000 | 1,788 |
| Net charge-offs | $548,000 | 805 |
| Cash dividends | $2,164,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,699,000 | 1,751 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 2,844 |
| Total interest expense | $402,000 | 2,865 |
| Net interest income | $3,631,000 | 2,812 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $1,076,000 | 2,041 |
| Gross Fiduciary activities income | $533,000 | 456 |
| Service charges on deposit accounts | $101,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $442,000 | 2,552 |
| Total noninterest expense | $2,859,000 | 2,988 |
| Salaries and employee benefits | $1,584,000 | 2,968 |
| Premises and equipment expense | $273,000 | 3,357 |
| Additional noninterest expense | $1,002,000 | 2,803 |
| Pre-tax net operating income | $1,758,000 | 2,088 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,758,000 | 1,801 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,758,000 | 1,806 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,758,000 | 1,806 |
| Net charge-offs | $242,000 | 1,064 |
| Cash dividends | $1,612,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,758,000 | 1,762 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 2,895 |
| Total interest expense | $200,000 | 2,896 |
| Net interest income | $1,764,000 | 2,867 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $516,000 | 2,053 |
| Gross Fiduciary activities income | $269,000 | 459 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $198,000 | 2,649 |
| Total noninterest expense | $1,391,000 | 3,067 |
| Salaries and employee benefits | $784,000 | 3,011 |
| Premises and equipment expense | $135,000 | 3,409 |
| Additional noninterest expense | $472,000 | 2,908 |
| Pre-tax net operating income | $844,000 | 2,125 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $844,000 | 1,847 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $844,000 | 1,850 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $844,000 | 1,849 |
| Net charge-offs | $163,000 | 831 |
| Cash dividends | $509,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $844,000 | 1,778 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,897,000 | 2,911 |
| Total interest expense | $838,000 | 2,934 |
| Net interest income | $7,059,000 | 2,868 |
| Provision for loan and lease losses | $280,000 | 2,085 |
| Total noninterest income | $2,049,000 | 2,065 |
| Gross Fiduciary activities income | $1,038,000 | 461 |
| Service charges on deposit accounts | $231,000 | 3,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $780,000 | 2,675 |
| Total noninterest expense | $5,297,000 | 3,182 |
| Salaries and employee benefits | $2,819,000 | 3,203 |
| Premises and equipment expense | $513,000 | 3,570 |
| Additional noninterest expense | $1,965,000 | 2,912 |
| Pre-tax net operating income | $3,531,000 | 2,017 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,531,000 | 1,752 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,531,000 | 1,752 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,531,000 | 1,751 |
| Net charge-offs | $900,000 | 981 |
| Cash dividends | $1,924,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,531,000 | 1,720 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 2,951 |
| Total interest expense | $646,000 | 2,934 |
| Net interest income | $5,245,000 | 2,918 |
| Provision for loan and lease losses | $235,000 | 1,885 |
| Total noninterest income | $1,506,000 | 2,107 |
| Gross Fiduciary activities income | $777,000 | 461 |
| Service charges on deposit accounts | $174,000 | 3,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $555,000 | 2,757 |
| Total noninterest expense | $3,912,000 | 3,235 |
| Salaries and employee benefits | $2,092,000 | 3,261 |
| Premises and equipment expense | $394,000 | 3,564 |
| Additional noninterest expense | $1,426,000 | 3,001 |
| Pre-tax net operating income | $2,604,000 | 2,080 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,604,000 | 1,789 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,604,000 | 1,789 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,604,000 | 1,788 |
| Net charge-offs | $656,000 | 941 |
| Cash dividends | $1,924,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,604,000 | 1,756 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 2,975 |
| Total interest expense | $455,000 | 2,840 |
| Net interest income | $3,436,000 | 2,961 |
| Provision for loan and lease losses | $190,000 | 1,698 |
| Total noninterest income | $999,000 | 2,094 |
| Gross Fiduciary activities income | $507,000 | 465 |
| Service charges on deposit accounts | $118,000 | 3,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $374,000 | 2,742 |
| Total noninterest expense | $2,559,000 | 3,294 |
| Salaries and employee benefits | $1,367,000 | 3,326 |
| Premises and equipment expense | $261,000 | 3,615 |
| Additional noninterest expense | $931,000 | 3,058 |
| Pre-tax net operating income | $1,686,000 | 2,072 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,686,000 | 1,788 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,686,000 | 1,791 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,686,000 | 1,790 |
| Net charge-offs | $506,000 | 858 |
| Cash dividends | $1,373,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,686,000 | 1,741 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 3,029 |
| Total interest expense | $235,000 | 2,805 |
| Net interest income | $1,670,000 | 3,021 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $476,000 | 2,112 |
| Gross Fiduciary activities income | $253,000 | 469 |
| Service charges on deposit accounts | $56,000 | 3,746 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $167,000 | 2,814 |
| Total noninterest expense | $1,325,000 | 3,237 |
| Salaries and employee benefits | $719,000 | 3,232 |
| Premises and equipment expense | $133,000 | 3,620 |
| Additional noninterest expense | $473,000 | 3,010 |
| Pre-tax net operating income | $776,000 | 2,138 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $776,000 | 1,857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $776,000 | 1,861 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $776,000 | 1,860 |
| Net charge-offs | $291,000 | 728 |
| Cash dividends | $439,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $776,000 | 1,820 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 2,985 |
| Total interest expense | $1,153,000 | 2,645 |
| Net interest income | $6,693,000 | 3,002 |
| Provision for loan and lease losses | $380,000 | 2,166 |
| Total noninterest income | $2,675,000 | 1,761 |
| Gross Fiduciary activities income | $987,000 | 463 |
| Service charges on deposit accounts | $224,000 | 3,906 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,464,000 | 1,879 |
| Total noninterest expense | $5,159,000 | 3,329 |
| Salaries and employee benefits | $2,816,000 | 3,237 |
| Premises and equipment expense | $501,000 | 3,732 |
| Additional noninterest expense | $1,842,000 | 3,162 |
| Pre-tax net operating income | $3,829,000 | 1,779 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,829,000 | 1,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,829,000 | 1,565 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,829,000 | 1,566 |
| Net charge-offs | $1,152,000 | 1,136 |
| Cash dividends | $2,304,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,829,000 | 1,522 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 3,006 |
| Total interest expense | $889,000 | 2,664 |
| Net interest income | $4,996,000 | 3,030 |
| Provision for loan and lease losses | $135,000 | 3,044 |
| Total noninterest income | $1,912,000 | 1,848 |
| Gross Fiduciary activities income | $728,000 | 465 |
| Service charges on deposit accounts | $167,000 | 3,951 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,017,000 | 2,021 |
| Total noninterest expense | $3,873,000 | 3,333 |
| Salaries and employee benefits | $2,117,000 | 3,262 |
| Premises and equipment expense | $390,000 | 3,674 |
| Additional noninterest expense | $1,366,000 | 3,184 |
| Pre-tax net operating income | $2,900,000 | 1,794 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,900,000 | 1,552 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,900,000 | 1,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,900,000 | 1,556 |
| Net charge-offs | $490,000 | 1,608 |
| Cash dividends | $2,304,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,900,000 | 1,512 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 3,029 |
| Total interest expense | $608,000 | 2,678 |
| Net interest income | $3,283,000 | 3,074 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $1,358,000 | 1,780 |
| Gross Fiduciary activities income | $487,000 | 464 |
| Service charges on deposit accounts | $110,000 | 3,948 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $761,000 | 1,912 |
| Total noninterest expense | $2,595,000 | 3,335 |
| Salaries and employee benefits | $1,418,000 | 3,272 |
| Premises and equipment expense | $262,000 | 3,679 |
| Additional noninterest expense | $915,000 | 3,166 |
| Pre-tax net operating income | $1,956,000 | 1,757 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,956,000 | 1,551 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,956,000 | 1,554 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,956,000 | 1,556 |
| Net charge-offs | $297,000 | 1,702 |
| Cash dividends | $1,697,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,956,000 | 1,488 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 3,013 |
| Total interest expense | $315,000 | 2,683 |
| Net interest income | $1,662,000 | 3,050 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $584,000 | 1,993 |
| Gross Fiduciary activities income | $239,000 | 473 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $286,000 | 2,290 |
| Total noninterest expense | $1,310,000 | 3,331 |
| Salaries and employee benefits | $716,000 | 3,270 |
| Premises and equipment expense | $131,000 | 3,698 |
| Additional noninterest expense | $463,000 | 3,150 |
| Pre-tax net operating income | $891,000 | 1,888 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $891,000 | 1,635 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $891,000 | 1,637 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $891,000 | 1,637 |
| Net charge-offs | $189,000 | 1,406 |
| Cash dividends | $580,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $891,000 | 1,583 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 2,893 |
| Total interest expense | $1,610,000 | 2,574 |
| Net interest income | $7,111,000 | 2,944 |
| Provision for loan and lease losses | $525,000 | 2,656 |
| Total noninterest income | $2,697,000 | 1,776 |
| Gross Fiduciary activities income | $934,000 | 469 |
| Service charges on deposit accounts | $265,000 | 3,723 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,498,000 | 1,854 |
| Total noninterest expense | $5,249,000 | 3,344 |
| Salaries and employee benefits | $2,619,000 | 3,449 |
| Premises and equipment expense | $562,000 | 3,541 |
| Additional noninterest expense | $2,068,000 | 3,020 |
| Pre-tax net operating income | $4,034,000 | 1,650 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,034,000 | 1,449 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,034,000 | 1,450 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,034,000 | 1,450 |
| Net charge-offs | $422,000 | 2,877 |
| Cash dividends | $2,429,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,034,000 | 1,363 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 2,931 |
| Total interest expense | $1,225,000 | 2,641 |
| Net interest income | $5,393,000 | 2,964 |
| Provision for loan and lease losses | $355,000 | 2,749 |
| Total noninterest income | $1,913,000 | 1,841 |
| Gross Fiduciary activities income | $691,000 | 466 |
| Service charges on deposit accounts | $198,000 | 3,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,024,000 | 1,967 |
| Total noninterest expense | $3,922,000 | 3,380 |
| Salaries and employee benefits | $1,969,000 | 3,461 |
| Premises and equipment expense | $425,000 | 3,569 |
| Additional noninterest expense | $1,528,000 | 3,063 |
| Pre-tax net operating income | $3,029,000 | 1,682 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,029,000 | 1,474 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,029,000 | 1,475 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,029,000 | 1,475 |
| Net charge-offs | $224,000 | 3,164 |
| Cash dividends | $2,429,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,029,000 | 1,387 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 2,960 |
| Total interest expense | $832,000 | 2,691 |
| Net interest income | $3,571,000 | 2,995 |
| Provision for loan and lease losses | $260,000 | 2,619 |
| Total noninterest income | $1,281,000 | 1,825 |
| Gross Fiduciary activities income | $459,000 | 467 |
| Service charges on deposit accounts | $128,000 | 3,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $694,000 | 1,926 |
| Total noninterest expense | $2,621,000 | 3,394 |
| Salaries and employee benefits | $1,307,000 | 3,491 |
| Premises and equipment expense | $282,000 | 3,575 |
| Additional noninterest expense | $1,032,000 | 3,047 |
| Pre-tax net operating income | $1,971,000 | 1,700 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,971,000 | 1,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,971,000 | 1,506 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,971,000 | 1,507 |
| Net charge-offs | $160,000 | 2,978 |
| Cash dividends | $1,815,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,971,000 | 1,415 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 2,968 |
| Total interest expense | $420,000 | 2,768 |
| Net interest income | $1,795,000 | 2,990 |
| Provision for loan and lease losses | $130,000 | 2,563 |
| Total noninterest income | $663,000 | 1,780 |
| Gross Fiduciary activities income | $228,000 | 474 |
| Service charges on deposit accounts | $59,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $376,000 | 1,836 |
| Total noninterest expense | $1,366,000 | 3,304 |
| Salaries and employee benefits | $664,000 | 3,480 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $557,000 | 2,829 |
| Pre-tax net operating income | $962,000 | 1,739 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $962,000 | 1,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $962,000 | 1,517 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $962,000 | 1,517 |
| Net charge-offs | $48,000 | 3,050 |
| Cash dividends | $586,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $962,000 | 1,423 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 2,990 |
| Total interest expense | $1,859,000 | 2,929 |
| Net interest income | $7,303,000 | 2,959 |
| Provision for loan and lease losses | $575,000 | 3,263 |
| Total noninterest income | $2,401,000 | 1,770 |
| Gross Fiduciary activities income | $894,000 | 425 |
| Service charges on deposit accounts | $276,000 | 3,773 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,231,000 | 1,872 |
| Total noninterest expense | $5,058,000 | 3,506 |
| Salaries and employee benefits | $2,552,000 | 3,509 |
| Premises and equipment expense | $583,000 | 3,651 |
| Additional noninterest expense | $1,923,000 | 3,245 |
| Pre-tax net operating income | $4,071,000 | 1,412 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,071,000 | 1,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,071,000 | 1,233 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,071,000 | 1,233 |
| Net charge-offs | $572,000 | 3,016 |
| Cash dividends | $2,531,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,071,000 | 1,160 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 3,020 |
| Total interest expense | $1,397,000 | 3,031 |
| Net interest income | $5,489,000 | 2,962 |
| Provision for loan and lease losses | $385,000 | 3,280 |
| Total noninterest income | $1,699,000 | 1,832 |
| Gross Fiduciary activities income | $672,000 | 420 |
| Service charges on deposit accounts | $209,000 | 3,766 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $818,000 | 2,001 |
| Total noninterest expense | $3,777,000 | 3,528 |
| Salaries and employee benefits | $1,921,000 | 3,498 |
| Premises and equipment expense | $440,000 | 3,683 |
| Additional noninterest expense | $1,416,000 | 3,297 |
| Pre-tax net operating income | $3,026,000 | 1,480 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,026,000 | 1,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,026,000 | 1,278 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,026,000 | 1,278 |
| Net charge-offs | $385,000 | 2,964 |
| Cash dividends | $2,530,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,026,000 | 1,205 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 3,031 |
| Total interest expense | $943,000 | 3,099 |
| Net interest income | $3,646,000 | 2,977 |
| Provision for loan and lease losses | $265,000 | 3,173 |
| Total noninterest income | $1,186,000 | 1,764 |
| Gross Fiduciary activities income | $450,000 | 422 |
| Service charges on deposit accounts | $134,000 | 3,820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $602,000 | 1,858 |
| Total noninterest expense | $2,592,000 | 3,481 |
| Salaries and employee benefits | $1,291,000 | 3,495 |
| Premises and equipment expense | $303,000 | 3,619 |
| Additional noninterest expense | $998,000 | 3,215 |
| Pre-tax net operating income | $1,975,000 | 1,472 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,975,000 | 1,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,975,000 | 1,270 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,975,000 | 1,270 |
| Net charge-offs | $229,000 | 2,976 |
| Cash dividends | $1,916,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,975,000 | 1,209 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 3,045 |
| Total interest expense | $476,000 | 3,170 |
| Net interest income | $1,819,000 | 2,972 |
| Provision for loan and lease losses | $170,000 | 2,631 |
| Total noninterest income | $637,000 | 1,678 |
| Gross Fiduciary activities income | $222,000 | 432 |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $354,000 | 1,715 |
| Total noninterest expense | $1,320,000 | 3,429 |
| Salaries and employee benefits | $651,000 | 3,506 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $516,000 | 3,102 |
| Pre-tax net operating income | $966,000 | 1,491 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $966,000 | 1,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $966,000 | 1,277 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $966,000 | 1,278 |
| Net charge-offs | $141,000 | 2,410 |
| Cash dividends | $687,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $966,000 | 1,238 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,646,000 | 3,048 |
| Total interest expense | $2,304,000 | 3,190 |
| Net interest income | $7,342,000 | 2,953 |
| Provision for loan and lease losses | $575,000 | 3,927 |
| Total noninterest income | $2,390,000 | 1,823 |
| Gross Fiduciary activities income | $816,000 | 443 |
| Service charges on deposit accounts | $296,000 | 3,661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,278,000 | 1,880 |
| Total noninterest expense | $5,035,000 | 3,595 |
| Salaries and employee benefits | $2,501,000 | 3,573 |
| Premises and equipment expense | $611,000 | 3,677 |
| Additional noninterest expense | $1,923,000 | 3,361 |
| Pre-tax net operating income | $4,122,000 | 1,231 |
| Securities gains (losses) | $-14,000 | 7,054 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,108,000 | 1,056 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,108,000 | 1,057 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,108,000 | 1,059 |
| Net charge-offs | $270,000 | 4,439 |
| Cash dividends | $2,526,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,122,000 | 1,008 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 3,090 |
| Total interest expense | $1,750,000 | 3,277 |
| Net interest income | $5,505,000 | 2,998 |
| Provision for loan and lease losses | $315,000 | 4,247 |
| Total noninterest income | $1,630,000 | 1,969 |
| Gross Fiduciary activities income | $601,000 | 440 |
| Service charges on deposit accounts | $222,000 | 3,728 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $807,000 | 2,060 |
| Total noninterest expense | $3,812,000 | 3,560 |
| Salaries and employee benefits | $1,897,000 | 3,589 |
| Premises and equipment expense | $476,000 | 3,620 |
| Additional noninterest expense | $1,439,000 | 3,350 |
| Pre-tax net operating income | $3,008,000 | 1,328 |
| Securities gains (losses) | $-14,000 | 7,233 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,994,000 | 1,129 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,994,000 | 1,133 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,994,000 | 1,133 |
| Net charge-offs | $114,000 | 4,780 |
| Cash dividends | $2,526,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,008,000 | 1,082 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 3,141 |
| Total interest expense | $1,179,000 | 3,351 |
| Net interest income | $3,641,000 | 3,022 |
| Provision for loan and lease losses | $170,000 | 4,460 |
| Total noninterest income | $1,010,000 | 2,037 |
| Gross Fiduciary activities income | $410,000 | 445 |
| Service charges on deposit accounts | $141,000 | 3,819 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $459,000 | 2,213 |
| Total noninterest expense | $2,522,000 | 3,596 |
| Salaries and employee benefits | $1,262,000 | 3,612 |
| Premises and equipment expense | $314,000 | 3,683 |
| Additional noninterest expense | $946,000 | 3,353 |
| Pre-tax net operating income | $1,959,000 | 1,321 |
| Securities gains (losses) | $-14,000 | 7,337 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,945,000 | 1,148 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,945,000 | 1,149 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,945,000 | 1,149 |
| Net charge-offs | $133,000 | 3,950 |
| Cash dividends | $1,881,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,959,000 | 1,094 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 3,196 |
| Total interest expense | $589,000 | 3,478 |
| Net interest income | $1,815,000 | 3,049 |
| Provision for loan and lease losses | $85,000 | 4,189 |
| Total noninterest income | $505,000 | 2,018 |
| Gross Fiduciary activities income | $206,000 | 455 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $231,000 | 2,183 |
| Total noninterest expense | $1,274,000 | 3,593 |
| Salaries and employee benefits | $640,000 | 3,629 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $480,000 | 3,299 |
| Pre-tax net operating income | $961,000 | 1,356 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $961,000 | 1,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $961,000 | 1,133 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $961,000 | 1,134 |
| Net charge-offs | $37,000 | 3,979 |
| Cash dividends | $618,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $961,000 | 1,103 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,091,000 | 3,212 |
| Total interest expense | $2,852,000 | 3,545 |
| Net interest income | $7,239,000 | 2,979 |
| Provision for loan and lease losses | $850,000 | 3,761 |
| Total noninterest income | $2,878,000 | 1,660 |
| Gross Fiduciary activities income | $763,000 | 452 |
| Service charges on deposit accounts | $329,000 | 3,706 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,786,000 | 1,486 |
| Total noninterest expense | $5,196,000 | 3,560 |
| Salaries and employee benefits | $2,529,000 | 3,654 |
| Premises and equipment expense | $614,000 | 3,812 |
| Additional noninterest expense | $2,053,000 | 3,246 |
| Pre-tax net operating income | $4,071,000 | 1,018 |
| Securities gains (losses) | $38,000 | 2,770 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,109,000 | 842 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,109,000 | 840 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,109,000 | 841 |
| Net charge-offs | $656,000 | 3,439 |
| Cash dividends | $2,575,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,071,000 | 840 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,570,000 | 3,266 |
| Total interest expense | $2,180,000 | 3,628 |
| Net interest income | $5,390,000 | 2,988 |
| Provision for loan and lease losses | $560,000 | 3,630 |
| Total noninterest income | $2,260,000 | 1,624 |
| Gross Fiduciary activities income | $562,000 | 455 |
| Service charges on deposit accounts | $247,000 | 3,717 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,451,000 | 1,427 |
| Total noninterest expense | $4,062,000 | 3,456 |
| Salaries and employee benefits | $1,934,000 | 3,643 |
| Premises and equipment expense | $465,000 | 3,828 |
| Additional noninterest expense | $1,663,000 | 3,026 |
| Pre-tax net operating income | $3,028,000 | 1,081 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,028,000 | 897 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,028,000 | 897 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,028,000 | 898 |
| Net charge-offs | $328,000 | 3,589 |
| Cash dividends | $2,575,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,028,000 | 884 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 3,299 |
| Total interest expense | $1,475,000 | 3,719 |
| Net interest income | $3,544,000 | 3,014 |
| Provision for loan and lease losses | $340,000 | 3,522 |
| Total noninterest income | $1,496,000 | 1,654 |
| Gross Fiduciary activities income | $376,000 | 454 |
| Service charges on deposit accounts | $160,000 | 3,755 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $960,000 | 1,467 |
| Total noninterest expense | $2,690,000 | 3,507 |
| Salaries and employee benefits | $1,287,000 | 3,688 |
| Premises and equipment expense | $313,000 | 3,822 |
| Additional noninterest expense | $1,090,000 | 3,072 |
| Pre-tax net operating income | $2,010,000 | 1,135 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,010,000 | 944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,010,000 | 944 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,010,000 | 944 |
| Net charge-offs | $127,000 | 3,979 |
| Cash dividends | $1,927,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,010,000 | 915 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 3,345 |
| Total interest expense | $756,000 | 3,750 |
| Net interest income | $1,747,000 | 3,046 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $708,000 | 1,687 |
| Gross Fiduciary activities income | $194,000 | 450 |
| Service charges on deposit accounts | $76,000 | 3,809 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $438,000 | 1,518 |
| Total noninterest expense | $1,365,000 | 3,393 |
| Salaries and employee benefits | $662,000 | 3,632 |
| Premises and equipment expense | $158,000 | 3,838 |
| Additional noninterest expense | $545,000 | 2,801 |
| Pre-tax net operating income | $995,000 | 1,293 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $995,000 | 1,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $995,000 | 1,094 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $995,000 | 1,094 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $535,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $995,000 | 1,011 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,916,000 | 3,308 |
| Total interest expense | $3,942,000 | 3,541 |
| Net interest income | $6,974,000 | 3,064 |
| Provision for loan and lease losses | $470,000 | 3,905 |
| Total noninterest income | $2,512,000 | 1,799 |
| Gross Fiduciary activities income | $897,000 | 435 |
| Service charges on deposit accounts | $330,000 | 3,842 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,285,000 | 1,795 |
| Total noninterest expense | $4,915,000 | 3,618 |
| Salaries and employee benefits | $2,491,000 | 3,784 |
| Premises and equipment expense | $583,000 | 4,023 |
| Additional noninterest expense | $1,841,000 | 3,083 |
| Pre-tax net operating income | $4,101,000 | 1,329 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,101,000 | 1,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,101,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 2,603 |
| Cash dividends | $2,576,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,101,000 | 1,078 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,251,000 | 3,340 |
| Total interest expense | $3,074,000 | 3,564 |
| Net interest income | $5,177,000 | 3,117 |
| Provision for loan and lease losses | $325,000 | 3,416 |
| Total noninterest income | $1,822,000 | 1,900 |
| Gross Fiduciary activities income | $689,000 | 434 |
| Service charges on deposit accounts | $237,000 | 3,960 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $896,000 | 1,970 |
| Total noninterest expense | $3,646,000 | 3,643 |
| Salaries and employee benefits | $1,887,000 | 3,783 |
| Premises and equipment expense | $452,000 | 3,930 |
| Additional noninterest expense | $1,307,000 | 3,134 |
| Pre-tax net operating income | $3,028,000 | 1,607 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,028,000 | 1,233 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,028,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,381 |
| Cash dividends | $2,576,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,028,000 | 1,301 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 3,381 |
| Total interest expense | $2,142,000 | 3,571 |
| Net interest income | $3,381,000 | 3,161 |
| Provision for loan and lease losses | $140,000 | 3,766 |
| Total noninterest income | $1,188,000 | 1,962 |
| Gross Fiduciary activities income | $475,000 | 436 |
| Service charges on deposit accounts | $146,000 | 4,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $567,000 | 2,067 |
| Total noninterest expense | $2,427,000 | 3,659 |
| Salaries and employee benefits | $1,252,000 | 3,838 |
| Premises and equipment expense | $315,000 | 3,818 |
| Additional noninterest expense | $860,000 | 3,143 |
| Pre-tax net operating income | $2,002,000 | 1,694 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,002,000 | 1,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,002,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,388 |
| Cash dividends | $1,925,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,002,000 | 1,355 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 3,442 |
| Total interest expense | $1,114,000 | 3,634 |
| Net interest income | $1,667,000 | 3,201 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $566,000 | 2,049 |
| Gross Fiduciary activities income | $241,000 | 429 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $254,000 | 2,199 |
| Total noninterest expense | $1,206,000 | 3,687 |
| Salaries and employee benefits | $623,000 | 3,863 |
| Premises and equipment expense | $159,000 | 3,812 |
| Additional noninterest expense | $424,000 | 3,134 |
| Pre-tax net operating income | $982,000 | 1,814 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $982,000 | 1,521 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $982,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $651,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $982,000 | 1,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,253,000 | 3,461 |
| Total interest expense | $4,445,000 | 3,747 |
| Net interest income | $6,808,000 | 3,164 |
| Provision for loan and lease losses | $280,000 | 3,319 |
| Total noninterest income | $2,359,000 | 1,968 |
| Gross Fiduciary activities income | $881,000 | 453 |
| Service charges on deposit accounts | $343,000 | 3,819 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,135,000 | 2,047 |
| Total noninterest expense | $4,678,000 | 3,639 |
| Salaries and employee benefits | $2,460,000 | 3,769 |
| Premises and equipment expense | $608,000 | 3,804 |
| Additional noninterest expense | $1,610,000 | 3,226 |
| Pre-tax net operating income | $4,209,000 | 1,896 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,209,000 | 1,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,209,000 | 1,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,028 |
| Cash dividends | $2,475,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,209,000 | 1,492 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 3,483 |
| Total interest expense | $3,263,000 | 3,802 |
| Net interest income | $5,124,000 | 3,165 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,623,000 | 2,097 |
| Gross Fiduciary activities income | $638,000 | 458 |
| Service charges on deposit accounts | $262,000 | 3,788 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $723,000 | 2,271 |
| Total noninterest expense | $3,527,000 | 3,597 |
| Salaries and employee benefits | $1,862,000 | 3,738 |
| Premises and equipment expense | $459,000 | 3,791 |
| Additional noninterest expense | $1,206,000 | 3,180 |
| Pre-tax net operating income | $3,085,000 | 2,051 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,085,000 | 1,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,085,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,491 |
| Cash dividends | $2,475,000 | 1,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,085,000 | 1,626 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 3,524 |
| Total interest expense | $2,130,000 | 3,873 |
| Net interest income | $3,396,000 | 3,205 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $1,088,000 | 2,101 |
| Gross Fiduciary activities income | $422,000 | 467 |
| Service charges on deposit accounts | $179,000 | 3,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $487,000 | 2,290 |
| Total noninterest expense | $2,334,000 | 3,651 |
| Salaries and employee benefits | $1,248,000 | 3,748 |
| Premises and equipment expense | $306,000 | 3,801 |
| Additional noninterest expense | $780,000 | 3,265 |
| Pre-tax net operating income | $2,060,000 | 2,102 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,060,000 | 1,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,060,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $1,881,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,060,000 | 1,656 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 3,537 |
| Total interest expense | $1,058,000 | 3,858 |
| Net interest income | $1,684,000 | 3,227 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $541,000 | 2,100 |
| Gross Fiduciary activities income | $215,000 | 464 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $244,000 | 2,253 |
| Total noninterest expense | $1,177,000 | 3,626 |
| Salaries and employee benefits | $640,000 | 3,705 |
| Premises and equipment expense | $159,000 | 3,713 |
| Additional noninterest expense | $378,000 | 3,323 |
| Pre-tax net operating income | $1,003,000 | 2,162 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,003,000 | 1,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,003,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $623,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,003,000 | 1,701 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 3,334 |
| Total interest expense | $4,242,000 | 3,445 |
| Net interest income | $6,698,000 | 3,234 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $2,119,000 | 2,136 |
| Gross Fiduciary activities income | $764,000 | 473 |
| Service charges on deposit accounts | $328,000 | 3,941 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,027,000 | 2,180 |
| Total noninterest expense | $4,611,000 | 3,570 |
| Salaries and employee benefits | $2,398,000 | 3,722 |
| Premises and equipment expense | $642,000 | 3,578 |
| Additional noninterest expense | $1,571,000 | 3,169 |
| Pre-tax net operating income | $3,976,000 | 2,275 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,956,000 | 1,806 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,956,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,862 |
| Cash dividends | $2,585,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,976,000 | 1,777 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,124,000 | 3,338 |
| Total interest expense | $3,124,000 | 3,401 |
| Net interest income | $5,000,000 | 3,272 |
| Provision for loan and lease losses | $185,000 | 3,006 |
| Total noninterest income | $1,589,000 | 2,141 |
| Gross Fiduciary activities income | $578,000 | 472 |
| Service charges on deposit accounts | $236,000 | 4,044 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $775,000 | 2,178 |
| Total noninterest expense | $3,512,000 | 3,518 |
| Salaries and employee benefits | $1,894,000 | 3,585 |
| Premises and equipment expense | $485,000 | 3,552 |
| Additional noninterest expense | $1,133,000 | 3,272 |
| Pre-tax net operating income | $2,892,000 | 2,395 |
| Securities gains (losses) | $-31,000 | 8,000 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,861,000 | 1,909 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,861,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $2,585,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,892,000 | 1,878 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 3,319 |
| Total interest expense | $2,066,000 | 3,291 |
| Net interest income | $3,298,000 | 3,296 |
| Provision for loan and lease losses | $140,000 | 2,761 |
| Total noninterest income | $1,012,000 | 2,201 |
| Gross Fiduciary activities income | $383,000 | 483 |
| Service charges on deposit accounts | $142,000 | 4,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $487,000 | 2,254 |
| Total noninterest expense | $2,314,000 | 3,558 |
| Salaries and employee benefits | $1,266,000 | 3,595 |
| Premises and equipment expense | $320,000 | 3,581 |
| Additional noninterest expense | $728,000 | 3,361 |
| Pre-tax net operating income | $1,856,000 | 2,459 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,843,000 | 1,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,843,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $1,992,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,856,000 | 1,945 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,300 |
| Total interest expense | $1,000,000 | 3,260 |
| Net interest income | $1,635,000 | 3,309 |
| Provision for loan and lease losses | $95,000 | 2,071 |
| Total noninterest income | $499,000 | 2,197 |
| Gross Fiduciary activities income | $198,000 | 478 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $236,000 | 2,269 |
| Total noninterest expense | $1,170,000 | 3,544 |
| Salaries and employee benefits | $647,000 | 3,557 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $360,000 | 3,389 |
| Pre-tax net operating income | $869,000 | 2,537 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $869,000 | 2,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $869,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $651,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $869,000 | 2,017 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,260,000 | 3,088 |
| Total interest expense | $3,057,000 | 3,280 |
| Net interest income | $7,203,000 | 2,975 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $2,005,000 | 2,206 |
| Gross Fiduciary activities income | $731,000 | 477 |
| Service charges on deposit accounts | $297,000 | 4,210 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $977,000 | 2,252 |
| Total noninterest expense | $4,566,000 | 3,479 |
| Salaries and employee benefits | $2,458,000 | 3,536 |
| Premises and equipment expense | $582,000 | 3,746 |
| Additional noninterest expense | $1,526,000 | 3,190 |
| Pre-tax net operating income | $4,242,000 | 2,131 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,242,000 | 1,658 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,242,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,343 |
| Cash dividends | $2,463,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,242,000 | 1,633 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 3,075 |
| Total interest expense | $2,142,000 | 3,310 |
| Net interest income | $5,455,000 | 2,933 |
| Provision for loan and lease losses | $295,000 | 2,231 |
| Total noninterest income | $1,458,000 | 2,257 |
| Gross Fiduciary activities income | $552,000 | 468 |
| Service charges on deposit accounts | $228,000 | 4,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $678,000 | 2,364 |
| Total noninterest expense | $3,442,000 | 3,450 |
| Salaries and employee benefits | $1,819,000 | 3,545 |
| Premises and equipment expense | $459,000 | 3,590 |
| Additional noninterest expense | $1,164,000 | 3,115 |
| Pre-tax net operating income | $3,176,000 | 2,135 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,176,000 | 1,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,176,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,028 |
| Cash dividends | $2,416,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,176,000 | 1,623 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 3,045 |
| Total interest expense | $1,348,000 | 3,318 |
| Net interest income | $3,636,000 | 2,906 |
| Provision for loan and lease losses | $220,000 | 1,996 |
| Total noninterest income | $974,000 | 2,220 |
| Gross Fiduciary activities income | $370,000 | 464 |
| Service charges on deposit accounts | $149,000 | 4,166 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $455,000 | 2,329 |
| Total noninterest expense | $2,281,000 | 3,437 |
| Salaries and employee benefits | $1,207,000 | 3,540 |
| Premises and equipment expense | $308,000 | 3,540 |
| Additional noninterest expense | $766,000 | 3,136 |
| Pre-tax net operating income | $2,109,000 | 2,097 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,109,000 | 1,631 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,109,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,614 |
| Cash dividends | $1,766,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,109,000 | 1,604 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 3,069 |
| Total interest expense | $635,000 | 3,360 |
| Net interest income | $1,788,000 | 2,930 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $451,000 | 2,306 |
| Gross Fiduciary activities income | $190,000 | 464 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $188,000 | 2,577 |
| Total noninterest expense | $1,104,000 | 3,554 |
| Salaries and employee benefits | $593,000 | 3,601 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $371,000 | 3,212 |
| Pre-tax net operating income | $1,010,000 | 2,158 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,010,000 | 1,657 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,010,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,607 |
| Cash dividends | $709,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,010,000 | 1,628 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 2,894 |
| Total interest expense | $2,331,000 | 3,225 |
| Net interest income | $7,464,000 | 2,710 |
| Provision for loan and lease losses | $442,000 | 2,179 |
| Total noninterest income | $1,864,000 | 2,315 |
| Gross Fiduciary activities income | $727,000 | 446 |
| Service charges on deposit accounts | $301,000 | 4,304 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $836,000 | 2,425 |
| Total noninterest expense | $4,420,000 | 3,468 |
| Salaries and employee benefits | $2,175,000 | 3,730 |
| Premises and equipment expense | $625,000 | 3,417 |
| Additional noninterest expense | $1,620,000 | 2,945 |
| Pre-tax net operating income | $4,466,000 | 1,864 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,464,000 | 1,447 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,464,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,147 |
| Cash dividends | $2,475,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,466,000 | 1,398 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,327,000 | 2,858 |
| Total interest expense | $1,705,000 | 3,233 |
| Net interest income | $5,622,000 | 2,670 |
| Provision for loan and lease losses | $327,000 | 2,105 |
| Total noninterest income | $1,374,000 | 2,347 |
| Gross Fiduciary activities income | $560,000 | 444 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $589,000 | 2,528 |
| Total noninterest expense | $3,332,000 | 3,422 |
| Salaries and employee benefits | $1,646,000 | 3,690 |
| Premises and equipment expense | $468,000 | 3,441 |
| Additional noninterest expense | $1,218,000 | 2,889 |
| Pre-tax net operating income | $3,337,000 | 1,879 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,335,000 | 1,478 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,335,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $2,230,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,337,000 | 1,428 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 2,878 |
| Total interest expense | $1,130,000 | 3,227 |
| Net interest income | $3,699,000 | 2,686 |
| Provision for loan and lease losses | $232,000 | 1,966 |
| Total noninterest income | $917,000 | 2,331 |
| Gross Fiduciary activities income | $378,000 | 439 |
| Service charges on deposit accounts | $145,000 | 4,403 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $394,000 | 2,540 |
| Total noninterest expense | $2,230,000 | 3,436 |
| Salaries and employee benefits | $1,096,000 | 3,708 |
| Premises and equipment expense | $328,000 | 3,302 |
| Additional noninterest expense | $806,000 | 2,920 |
| Pre-tax net operating income | $2,154,000 | 1,914 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,152,000 | 1,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,152,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $1,771,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,154,000 | 1,443 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 2,925 |
| Total interest expense | $565,000 | 3,275 |
| Net interest income | $1,821,000 | 2,722 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $429,000 | 2,421 |
| Gross Fiduciary activities income | $167,000 | 482 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $188,000 | 2,570 |
| Total noninterest expense | $1,114,000 | 3,457 |
| Salaries and employee benefits | $551,000 | 3,716 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $401,000 | 2,905 |
| Pre-tax net operating income | $1,031,000 | 1,945 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,031,000 | 1,548 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,031,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $734,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,031,000 | 1,463 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,737,000 | 2,905 |
| Total interest expense | $2,432,000 | 3,410 |
| Net interest income | $7,305,000 | 2,648 |
| Provision for loan and lease losses | $800,000 | 1,446 |
| Total noninterest income | $2,293,000 | 2,101 |
| Gross Fiduciary activities income | $590,000 | 506 |
| Service charges on deposit accounts | $270,000 | 4,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,433,000 | 1,888 |
| Total noninterest expense | $4,335,000 | 3,467 |
| Salaries and employee benefits | $2,134,000 | 3,719 |
| Premises and equipment expense | $642,000 | 3,327 |
| Additional noninterest expense | $1,559,000 | 2,969 |
| Pre-tax net operating income | $4,463,000 | 1,802 |
| Securities gains (losses) | $-9,000 | 8,769 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $4,454,000 | 1,415 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,454,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $2,343,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,463,000 | 1,351 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,256,000 | 2,962 |
| Total interest expense | $1,858,000 | 3,474 |
| Net interest income | $5,398,000 | 2,692 |
| Provision for loan and lease losses | $635,000 | 1,339 |
| Total noninterest income | $1,793,000 | 2,070 |
| Gross Fiduciary activities income | $441,000 | 517 |
| Service charges on deposit accounts | $197,000 | 4,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,155,000 | 1,859 |
| Total noninterest expense | $3,238,000 | 3,467 |
| Salaries and employee benefits | $1,606,000 | 3,697 |
| Premises and equipment expense | $480,000 | 3,326 |
| Additional noninterest expense | $1,152,000 | 3,003 |
| Pre-tax net operating income | $3,318,000 | 1,878 |
| Securities gains (losses) | $-4,000 | 8,850 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $3,314,000 | 1,483 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,314,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,724 |
| Cash dividends | $2,299,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,318,000 | 1,402 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 3,034 |
| Total interest expense | $1,285,000 | 3,470 |
| Net interest income | $3,462,000 | 2,786 |
| Provision for loan and lease losses | $390,000 | 1,435 |
| Total noninterest income | $1,162,000 | 2,108 |
| Gross Fiduciary activities income | $289,000 | 524 |
| Service charges on deposit accounts | $132,000 | 4,608 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $741,000 | 1,885 |
| Total noninterest expense | $2,125,000 | 3,503 |
| Salaries and employee benefits | $1,056,000 | 3,749 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $756,000 | 3,013 |
| Pre-tax net operating income | $2,109,000 | 1,947 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,109,000 | 1,544 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,109,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,111 |
| Cash dividends | $1,794,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,109,000 | 1,443 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 3,061 |
| Total interest expense | $672,000 | 3,423 |
| Net interest income | $1,690,000 | 2,851 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $493,000 | 2,304 |
| Gross Fiduciary activities income | $138,000 | 548 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $293,000 | 2,145 |
| Total noninterest expense | $1,042,000 | 3,540 |
| Salaries and employee benefits | $515,000 | 3,819 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $373,000 | 3,030 |
| Pre-tax net operating income | $996,000 | 2,047 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $996,000 | 1,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $996,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $675,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $996,000 | 1,511 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,687,000 | 3,105 |
| Total interest expense | $3,001,000 | 3,541 |
| Net interest income | $6,686,000 | 2,850 |
| Provision for loan and lease losses | $720,000 | 1,774 |
| Total noninterest income | $2,016,000 | 2,115 |
| Gross Fiduciary activities income | $564,000 | 538 |
| Service charges on deposit accounts | $279,000 | 4,401 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,173,000 | 1,963 |
| Total noninterest expense | $3,974,000 | 3,576 |
| Salaries and employee benefits | $1,833,000 | 4,025 |
| Premises and equipment expense | $609,000 | 3,370 |
| Additional noninterest expense | $1,532,000 | 2,910 |
| Pre-tax net operating income | $4,008,000 | 1,985 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $4,021,000 | 1,523 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,021,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,599 |
| Cash dividends | $2,112,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,008,000 | 1,482 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,895,000 | 3,346 |
| Total interest expense | $4,044,000 | 3,760 |
| Net interest income | $5,851,000 | 3,004 |
| Provision for loan and lease losses | $480,000 | 2,273 |
| Total noninterest income | $1,717,000 | 2,276 |
| Gross Fiduciary activities income | $472,000 | 613 |
| Service charges on deposit accounts | $231,000 | 4,824 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,014,000 | 2,021 |
| Total noninterest expense | $3,748,000 | 3,626 |
| Salaries and employee benefits | $1,668,000 | 4,167 |
| Premises and equipment expense | $628,000 | 3,250 |
| Additional noninterest expense | $1,452,000 | 2,956 |
| Pre-tax net operating income | $3,340,000 | 2,059 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $3,340,000 | 1,585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,340,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,193 |
| Cash dividends | $2,365,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,340,000 | 1,518 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 3,711 |
| Total interest expense | $4,011,000 | 3,971 |
| Net interest income | $5,035,000 | 3,444 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $1,135,000 | 2,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $922,000 | 1,957 |
| Total noninterest expense | $3,344,000 | 3,865 |
| Salaries and employee benefits | $1,457,000 | 4,461 |
| Premises and equipment expense | $495,000 | 3,823 |
| Additional noninterest expense | $1,392,000 | 3,003 |
| Pre-tax net operating income | $2,616,000 | 2,664 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $10,000 | 8,067 |
| Income before extraordinary items | $2,600,000 | 2,010 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,600,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,458 |
| Cash dividends | $1,618,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,606,000 | 2,011 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 3,959 |
| Total interest expense | $3,271,000 | 4,294 |
| Net interest income | $4,614,000 | 3,701 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $778,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $585,000 | 2,675 |
| Total noninterest expense | $2,515,000 | 4,863 |
| Salaries and employee benefits | $1,188,000 | 5,200 |
| Premises and equipment expense | $370,000 | 4,775 |
| Additional noninterest expense | $957,000 | 4,158 |
| Pre-tax net operating income | $2,657,000 | 2,661 |
| Securities gains (losses) | $-53,000 | 9,806 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,604,000 | 2,036 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,604,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $1,981,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,657,000 | 1,960 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,446,000 | 4,180 |
| Total interest expense | $3,088,000 | 4,613 |
| Net interest income | $4,358,000 | 3,842 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $789,000 | 3,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $591,000 | 2,666 |
| Total noninterest expense | $2,399,000 | 4,906 |
| Salaries and employee benefits | $1,087,000 | 5,458 |
| Premises and equipment expense | $347,000 | 4,913 |
| Additional noninterest expense | $965,000 | 4,074 |
| Pre-tax net operating income | $2,473,000 | 2,823 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $277,000 | 5,396 |
| Income before extraordinary items | $2,205,000 | 2,339 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,205,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $1,281,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,196,990 | 2,271 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 4,525 |
| Total interest expense | $2,769,000 | 5,019 |
| Net interest income | $4,182,000 | 4,073 |
| Provision for loan and lease losses | $221,000 | 3,229 |
| Total noninterest income | $415,000 | 5,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,685 |
| Total noninterest expense | $2,163,000 | 5,352 |
| Salaries and employee benefits | $1,009,000 | 5,818 |
| Premises and equipment expense | $343,000 | 4,973 |
| Additional noninterest expense | $811,000 | 4,677 |
| Pre-tax net operating income | $2,213,000 | 3,233 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $663,000 | 3,400 |
| Income before extraordinary items | $1,560,000 | 3,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,560,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,170 |
| Cash dividends | $669,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,553,000 | 3,189 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 5,048 |
| Total interest expense | $2,413,000 | 5,655 |
| Net interest income | $3,804,000 | 4,507 |
| Provision for loan and lease losses | $265,000 | 2,838 |
| Total noninterest income | $535,000 | 4,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $2,197,000 | 5,548 |
| Salaries and employee benefits | $966,000 | 6,145 |
| Premises and equipment expense | $332,000 | 5,206 |
| Additional noninterest expense | $899,000 | 4,756 |
| Pre-tax net operating income | $1,877,000 | 3,590 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $549,000 | 3,849 |
| Income before extraordinary items | $1,316,000 | 3,595 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,316,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,484 |
| Cash dividends | $658,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,324,520 | 3,517 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,571,000 | 5,530 |
| Total interest expense | $2,127,000 | 6,213 |
| Net interest income | $3,444,000 | 4,930 |
| Provision for loan and lease losses | $242,000 | 2,631 |
| Total noninterest income | $376,000 | 6,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $2,051,000 | 5,867 |
| Salaries and employee benefits | $866,000 | 6,724 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $865,000 | 4,924 |
| Pre-tax net operating income | $1,527,000 | 4,391 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $1,087,000 | 4,293 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,087,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,871 |
| Cash dividends | $68,000 | 7,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,088,420 | 4,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 5,924 |
| Total interest expense | $1,558,000 | 6,729 |
| Net interest income | $3,169,000 | 5,365 |
| Provision for loan and lease losses | $230,000 | 2,783 |
| Total noninterest income | $362,000 | 6,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,702 |
| Total noninterest expense | $1,987,000 | 6,238 |
| Salaries and employee benefits | $824,000 | 7,070 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $885,000 | 5,250 |
| Pre-tax net operating income | $1,314,000 | 4,903 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $362,000 | 5,127 |
| Income before extraordinary items | $950,000 | 4,701 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $950,000 | 4,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,790 |
| Cash dividends | $72,000 | 7,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $951,440 | 4,747 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 6,386 |
| Total interest expense | $1,455,000 | 7,356 |
| Net interest income | $2,974,000 | 5,689 |
| Provision for loan and lease losses | $225,000 | 3,650 |
| Total noninterest income | $317,000 | 7,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,471 |
| Total noninterest expense | $1,955,000 | 6,458 |
| Salaries and employee benefits | $782,000 | 7,432 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $893,000 | 5,399 |
| Pre-tax net operating income | $1,111,000 | 5,482 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $300,000 | 6,085 |
| Income before extraordinary items | $811,000 | 5,518 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $811,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 4,303 |
| Cash dividends | $87,000 | 7,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $811,000 | 5,270 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 7,179 |
| Total interest expense | $1,590,000 | 8,239 |
| Net interest income | $2,664,000 | 6,292 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $275,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 6,108 |
| Total noninterest expense | $1,827,000 | 6,863 |
| Salaries and employee benefits | $736,000 | 7,723 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $847,000 | 5,814 |
| Pre-tax net operating income | $882,000 | 6,192 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $233,000 | 6,949 |
| Income before extraordinary items | $650,000 | 6,229 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $650,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 4,385 |
| Cash dividends | $116,000 | 6,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $649,260 | 5,881 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.