Home > First Bank & Trust East Texas > Income and Expense

First Bank & Trust East Texas, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$28,681,000748
Total interest expense$796,0002,420
Net interest income$27,885,000683
Provision for loan and lease losses$2,208,000363
Total noninterest income$8,156,000655
Gross Fiduciary activities income$1,785,000312
Service charges on deposit accounts$3,047,000362
Trading account gains and fees$0145
Additional Noninterest Income$3,324,000906
Total noninterest expense$21,083,000779
Salaries and employee benefits$12,720,000727
Premises and equipment expense$3,568,000532
Additional noninterest expense$4,795,0001,008
Pre-tax net operating income$12,750,000630
Securities gains (losses)$2,0002,024
Applicable income taxes$4,007,000566
Income before extraordinary items$8,745,000712
Extraordinary gains, net$09
Net income$8,745,000712
Minority interest net income$071
Net income of bank and minority interests.$8,745,000712
Net charge-offs$2,500,000257
Cash dividends$3,845,000627
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,743,620696
2017-06-30 (YTD Data)Rank
Total interest income$18,911,000746
Total interest expense$524,0002,403
Net interest income$18,387,000688
Provision for loan and lease losses$1,581,000339
Total noninterest income$5,530,000650
Gross Fiduciary activities income$1,164,000312
Service charges on deposit accounts$2,015,000355
Trading account gains and fees$0139
Additional Noninterest Income$2,351,000865
Total noninterest expense$14,251,000764
Salaries and employee benefits$8,342,000739
Premises and equipment expense$2,399,000520
Additional noninterest expense$3,510,000930
Pre-tax net operating income$8,085,000638
Securities gains (losses)$2,0001,641
Applicable income taxes$2,529,000574
Income before extraordinary items$5,558,000722
Extraordinary gains, net$011
Net income$5,558,000722
Minority interest net income$071
Net income of bank and minority interests.$5,558,000722
Net charge-offs$1,690,000246
Cash dividends$2,570,000613
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,556,620702
2017-03-31 (YTD Data)Rank
Total interest income$9,350,000753
Total interest expense$257,0002,407
Net interest income$9,093,000693
Provision for loan and lease losses$998,000277
Total noninterest income$2,735,000638
Gross Fiduciary activities income$580,000315
Service charges on deposit accounts$981,000365
Trading account gains and fees$0142
Additional Noninterest Income$1,174,000851
Total noninterest expense$7,116,000773
Salaries and employee benefits$4,210,000738
Premises and equipment expense$1,195,000543
Additional noninterest expense$1,711,000944
Pre-tax net operating income$3,714,000674
Securities gains (losses)$01,153
Applicable income taxes$1,163,000586
Income before extraordinary items$2,551,000763
Extraordinary gains, net$08
Net income$2,551,000763
Minority interest net income$055
Net income of bank and minority interests.$2,551,000763
Net charge-offs$1,127,000209
Cash dividends$1,270,000594
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,551,000748
2016-12-31 (YTD Data)Rank
Total interest income$37,390,000725
Total interest expense$1,050,0002,331
Net interest income$36,340,000660
Provision for loan and lease losses$1,424,000675
Total noninterest income$11,063,000641
Gross Fiduciary activities income$2,470,000295
Service charges on deposit accounts$4,112,000351
Trading account gains and fees$0170
Additional Noninterest Income$4,481,000915
Total noninterest expense$28,415,000754
Salaries and employee benefits$16,487,000723
Premises and equipment expense$5,006,000497
Additional noninterest expense$6,922,000951
Pre-tax net operating income$17,564,000578
Securities gains (losses)$167,000976
Applicable income taxes$5,454,000524
Income before extraordinary items$12,277,000638
Extraordinary gains, net$05
Net income$12,277,000637
Minority interest net income$082
Net income of bank and minority interests.$12,277,000637
Net charge-offs$1,166,000583
Cash dividends$5,575,000608
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,161,770631
2016-09-30 (YTD Data)Rank
Total interest income$27,894,000720
Total interest expense$784,0002,344
Net interest income$27,110,000661
Provision for loan and lease losses$1,019,000675
Total noninterest income$8,525,000633
Gross Fiduciary activities income$1,913,000290
Service charges on deposit accounts$3,080,000351
Trading account gains and fees$0169
Additional Noninterest Income$3,532,000871
Total noninterest expense$21,133,000761
Salaries and employee benefits$12,358,000717
Premises and equipment expense$3,587,000522
Additional noninterest expense$5,188,000946
Pre-tax net operating income$13,483,000565
Securities gains (losses)$167,000903
Applicable income taxes$4,323,000512
Income before extraordinary items$9,327,000631
Extraordinary gains, net$05
Net income$9,327,000631
Minority interest net income$071
Net income of bank and minority interests.$9,327,000631
Net charge-offs$819,000560
Cash dividends$3,225,000717
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,213,440617
2016-06-30 (YTD Data)Rank
Total interest income$18,599,000721
Total interest expense$523,0002,353
Net interest income$18,076,000661
Provision for loan and lease losses$600,000726
Total noninterest income$5,371,000652
Gross Fiduciary activities income$1,110,000314
Service charges on deposit accounts$1,990,000357
Trading account gains and fees$0157
Additional Noninterest Income$2,271,000885
Total noninterest expense$14,069,000758
Salaries and employee benefits$8,245,000723
Premises and equipment expense$2,253,000564
Additional noninterest expense$3,571,000932
Pre-tax net operating income$8,778,000564
Securities gains (losses)$167,000680
Applicable income taxes$2,796,000511
Income before extraordinary items$6,149,000630
Extraordinary gains, net$016
Net income$6,149,000628
Minority interest net income$071
Net income of bank and minority interests.$6,149,000629
Net charge-offs$392,000715
Cash dividends$2,150,000710
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,033,770626
2016-03-31 (YTD Data)Rank
Total interest income$9,372,000715
Total interest expense$262,0002,369
Net interest income$9,110,000656
Provision for loan and lease losses$316,000647
Total noninterest income$2,545,000666
Gross Fiduciary activities income$555,000311
Service charges on deposit accounts$989,000352
Trading account gains and fees$0142
Additional Noninterest Income$1,001,000927
Total noninterest expense$6,998,000755
Salaries and employee benefits$4,108,000728
Premises and equipment expense$1,108,000571
Additional noninterest expense$1,782,000913
Pre-tax net operating income$4,341,000553
Securities gains (losses)$02,077
Applicable income taxes$1,350,000511
Income before extraordinary items$2,991,000621
Extraordinary gains, net$012
Net income$2,991,000618
Minority interest net income$062
Net income of bank and minority interests.$2,991,000621
Net charge-offs$290,000501
Cash dividends$1,075,000694
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,991,000606
2015-12-31 (YTD Data)Rank
Total interest income$35,873,000707
Total interest expense$1,064,0002,322
Net interest income$34,809,000653
Provision for loan and lease losses$843,000938
Total noninterest income$10,590,000645
Gross Fiduciary activities income$2,340,000307
Service charges on deposit accounts$4,183,000344
Trading account gains and fees$0159
Additional Noninterest Income$4,067,000938
Total noninterest expense$27,555,000754
Salaries and employee benefits$16,414,000696
Premises and equipment expense$4,552,000545
Additional noninterest expense$6,589,0001,001
Pre-tax net operating income$17,001,000555
Securities gains (losses)$-1,0005,649
Applicable income taxes$5,304,000500
Income before extraordinary items$11,696,000627
Extraordinary gains, net$023
Net income$11,696,000626
Minority interest net income$081
Net income of bank and minority interests.$11,696,000628
Net charge-offs$563,0001,071
Cash dividends$7,200,000485
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,696,690615
2015-09-30 (YTD Data)Rank
Total interest income$26,742,000717
Total interest expense$793,0002,352
Net interest income$25,949,000662
Provision for loan and lease losses$579,000935
Total noninterest income$8,074,000650
Gross Fiduciary activities income$1,793,000305
Service charges on deposit accounts$3,103,000352
Trading account gains and fees$0153
Additional Noninterest Income$3,178,000914
Total noninterest expense$20,568,000761
Salaries and employee benefits$12,166,000716
Premises and equipment expense$3,435,000553
Additional noninterest expense$4,967,000992
Pre-tax net operating income$12,876,000560
Securities gains (losses)$-1,0005,801
Applicable income taxes$3,991,000524
Income before extraordinary items$8,884,000624
Extraordinary gains, net$021
Net income$8,884,000624
Minority interest net income$078
Net income of bank and minority interests.$8,884,000624
Net charge-offs$344,0001,109
Cash dividends$4,450,000533
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,884,690612
2015-06-30 (YTD Data)Rank
Total interest income$17,658,000725
Total interest expense$534,0002,350
Net interest income$17,124,000667
Provision for loan and lease losses$360,000971
Total noninterest income$5,327,000656
Gross Fiduciary activities income$1,165,000315
Service charges on deposit accounts$2,000,000359
Trading account gains and fees$0157
Additional Noninterest Income$2,162,000912
Total noninterest expense$13,718,000760
Salaries and employee benefits$8,119,000717
Premises and equipment expense$2,243,000565
Additional noninterest expense$3,356,000979
Pre-tax net operating income$8,373,000566
Securities gains (losses)$-1,0005,919
Applicable income taxes$2,576,000545
Income before extraordinary items$5,796,000634
Extraordinary gains, net$022
Net income$5,796,000632
Minority interest net income$075
Net income of bank and minority interests.$5,796,000634
Net charge-offs$205,0001,174
Cash dividends$2,950,000521
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,796,690623
2015-03-31 (YTD Data)Rank
Total interest income$8,806,000728
Total interest expense$270,0002,354
Net interest income$8,536,000663
Provision for loan and lease losses$230,000802
Total noninterest income$2,517,000659
Gross Fiduciary activities income$548,000318
Service charges on deposit accounts$968,000365
Trading account gains and fees$0152
Additional Noninterest Income$1,001,000922
Total noninterest expense$6,814,000763
Salaries and employee benefits$4,071,000724
Premises and equipment expense$1,086,000586
Additional noninterest expense$1,657,000968
Pre-tax net operating income$4,009,000575
Securities gains (losses)$02,027
Applicable income taxes$1,228,000544
Income before extraordinary items$2,781,000642
Extraordinary gains, net$013
Net income$2,781,000640
Minority interest net income$064
Net income of bank and minority interests.$2,781,000642
Net charge-offs$67,0001,361
Cash dividends$1,900,000383
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,781,000627
2014-12-31 (YTD Data)Rank
Total interest income$34,708,000730
Total interest expense$1,096,0002,435
Net interest income$33,612,000653
Provision for loan and lease losses$1,430,000650
Total noninterest income$10,251,000629
Gross Fiduciary activities income$2,190,000321
Service charges on deposit accounts$4,403,000341
Trading account gains and fees$0180
Additional Noninterest Income$3,658,000957
Total noninterest expense$27,021,000755
Salaries and employee benefits$16,205,000683
Premises and equipment expense$4,473,000555
Additional noninterest expense$6,343,0001,040
Pre-tax net operating income$15,412,000562
Securities gains (losses)$114,0001,154
Applicable income taxes$4,754,000518
Income before extraordinary items$10,772,000634
Extraordinary gains, net$017
Net income$10,772,000633
Minority interest net income$084
Net income of bank and minority interests.$10,772,000634
Net charge-offs$602,0001,299
Cash dividends$4,300,000684
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,693,340625
2014-09-30 (YTD Data)Rank
Total interest income$25,859,000732
Total interest expense$818,0002,480
Net interest income$25,041,000656
Provision for loan and lease losses$1,206,000556
Total noninterest income$7,609,000633
Gross Fiduciary activities income$1,576,000325
Service charges on deposit accounts$3,250,000342
Trading account gains and fees$0174
Additional Noninterest Income$2,783,000958
Total noninterest expense$20,217,000752
Salaries and employee benefits$12,180,000683
Premises and equipment expense$3,356,000554
Additional noninterest expense$4,681,0001,049
Pre-tax net operating income$11,227,000580
Securities gains (losses)$98,0001,009
Applicable income taxes$3,445,000537
Income before extraordinary items$7,880,000652
Extraordinary gains, net$015
Net income$7,880,000649
Minority interest net income$081
Net income of bank and minority interests.$7,880,000650
Net charge-offs$456,0001,236
Cash dividends$3,250,000626
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,811,400645
2014-06-30 (YTD Data)Rank
Total interest income$16,986,000739
Total interest expense$544,0002,500
Net interest income$16,442,000666
Provision for loan and lease losses$786,000577
Total noninterest income$4,959,000639
Gross Fiduciary activities income$1,035,000327
Service charges on deposit accounts$2,135,000341
Trading account gains and fees$0172
Additional Noninterest Income$1,789,000977
Total noninterest expense$13,544,000743
Salaries and employee benefits$8,171,000674
Premises and equipment expense$2,223,000564
Additional noninterest expense$3,150,0001,030
Pre-tax net operating income$7,071,000605
Securities gains (losses)$98,000801
Applicable income taxes$2,155,000549
Income before extraordinary items$5,014,000653
Extraordinary gains, net$020
Net income$5,014,000651
Minority interest net income$080
Net income of bank and minority interests.$5,014,000653
Net charge-offs$327,0001,193
Cash dividends$2,150,000610
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,945,400647
2014-03-31 (YTD Data)Rank
Total interest income$8,331,000751
Total interest expense$272,0002,523
Net interest income$8,059,000679
Provision for loan and lease losses$313,000669
Total noninterest income$2,450,000624
Gross Fiduciary activities income$480,000340
Service charges on deposit accounts$1,052,000337
Trading account gains and fees$0147
Additional Noninterest Income$918,000912
Total noninterest expense$6,723,000758
Salaries and employee benefits$4,066,000686
Premises and equipment expense$1,105,000573
Additional noninterest expense$1,552,0001,040
Pre-tax net operating income$3,473,000592
Securities gains (losses)$59,000595
Applicable income taxes$1,057,000535
Income before extraordinary items$2,475,000639
Extraordinary gains, net$016
Net income$2,475,000639
Minority interest net income$066
Net income of bank and minority interests.$2,475,000640
Net charge-offs$222,000884
Cash dividends$1,050,000579
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,433,700641
2013-12-31 (YTD Data)Rank
Total interest income$33,148,000747
Total interest expense$1,229,0002,521
Net interest income$31,919,000666
Provision for loan and lease losses$749,0001,416
Total noninterest income$10,075,000665
Gross Fiduciary activities income$1,935,000327
Service charges on deposit accounts$4,585,000329
Trading account gains and fees$0184
Additional Noninterest Income$3,555,0001,037
Total noninterest expense$27,870,000723
Salaries and employee benefits$16,721,000652
Premises and equipment expense$4,555,000539
Additional noninterest expense$6,594,0001,027
Pre-tax net operating income$13,375,000595
Securities gains (losses)$17,0002,417
Applicable income taxes$3,921,000549
Income before extraordinary items$9,471,000678
Extraordinary gains, net$029
Net income$9,471,000678
Minority interest net income$090
Net income of bank and minority interests.$9,471,000678
Net charge-offs$648,0001,721
Cash dividends$2,540,000991
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,458,930651
2013-09-30 (YTD Data)Rank
Total interest income$24,651,000755
Total interest expense$940,0002,559
Net interest income$23,711,000670
Provision for loan and lease losses$558,0001,405
Total noninterest income$7,613,000677
Gross Fiduciary activities income$1,440,000324
Service charges on deposit accounts$3,423,000330
Trading account gains and fees$0180
Additional Noninterest Income$2,750,0001,033
Total noninterest expense$20,894,000734
Salaries and employee benefits$12,562,000646
Premises and equipment expense$3,457,000537
Additional noninterest expense$4,875,0001,041
Pre-tax net operating income$9,872,000616
Securities gains (losses)$11,0002,471
Applicable income taxes$2,844,000574
Income before extraordinary items$7,039,000694
Extraordinary gains, net$025
Net income$7,039,000695
Minority interest net income$084
Net income of bank and minority interests.$7,039,000696
Net charge-offs$382,0001,872
Cash dividends$415,0002,281
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,031,190674
2013-06-30 (YTD Data)Rank
Total interest income$16,227,000766
Total interest expense$640,0002,577
Net interest income$15,587,000676
Provision for loan and lease losses$431,0001,307
Total noninterest income$5,043,000687
Gross Fiduciary activities income$961,000329
Service charges on deposit accounts$2,226,000335
Trading account gains and fees$0157
Additional Noninterest Income$1,856,0001,040
Total noninterest expense$13,898,000733
Salaries and employee benefits$8,349,000653
Premises and equipment expense$2,279,000540
Additional noninterest expense$3,270,0001,026
Pre-tax net operating income$6,301,000622
Securities gains (losses)$02,791
Applicable income taxes$1,747,000597
Income before extraordinary items$4,554,000705
Extraordinary gains, net$022
Net income$4,554,000707
Minority interest net income$082
Net income of bank and minority interests.$4,554,000707
Net charge-offs$307,0001,667
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,554,000680
2013-03-31 (YTD Data)Rank
Total interest income$8,073,000770
Total interest expense$328,0002,584
Net interest income$7,745,000687
Provision for loan and lease losses$242,0001,181
Total noninterest income$2,477,000695
Gross Fiduciary activities income$480,000325
Service charges on deposit accounts$1,103,000332
Trading account gains and fees$0148
Additional Noninterest Income$894,0001,064
Total noninterest expense$6,939,000738
Salaries and employee benefits$4,210,000657
Premises and equipment expense$1,120,000553
Additional noninterest expense$1,609,0001,045
Pre-tax net operating income$3,041,000633
Securities gains (losses)$-4,0006,727
Applicable income taxes$762,000659
Income before extraordinary items$2,275,000692
Extraordinary gains, net$010
Net income$2,275,000692
Minority interest net income$076
Net income of bank and minority interests.$2,275,000693
Net charge-offs$152,0001,572
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,278,000663
2012-12-31 (YTD Data)Rank
Total interest income$32,595,000803
Total interest expense$1,672,0002,502
Net interest income$30,923,000697
Provision for loan and lease losses$1,003,0001,758
Total noninterest income$10,350,000669
Gross Fiduciary activities income$2,014,000307
Service charges on deposit accounts$4,778,000320
Trading account gains and fees$0166
Additional Noninterest Income$3,558,0001,044
Total noninterest expense$27,759,000728
Salaries and employee benefits$16,546,000632
Premises and equipment expense$4,136,000576
Additional noninterest expense$7,077,000988
Pre-tax net operating income$12,511,000602
Securities gains (losses)$464,000990
Applicable income taxes$3,754,000523
Income before extraordinary items$9,221,000657
Extraordinary gains, net$029
Net income$9,221,000657
Minority interest net income$093
Net income of bank and minority interests.$9,221,000657
Net charge-offs$862,0001,974
Cash dividends$8,505,000360
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,891,560651
2012-09-30 (YTD Data)Rank
Total interest income$24,364,000823
Total interest expense$1,315,0002,497
Net interest income$23,049,000709
Provision for loan and lease losses$808,0001,695
Total noninterest income$7,504,000677
Gross Fiduciary activities income$1,495,000308
Service charges on deposit accounts$3,544,000329
Trading account gains and fees$0157
Additional Noninterest Income$2,465,0001,084
Total noninterest expense$20,650,000725
Salaries and employee benefits$12,493,000626
Premises and equipment expense$3,062,000590
Additional noninterest expense$5,095,0001,020
Pre-tax net operating income$9,095,000624
Securities gains (losses)$464,000791
Applicable income taxes$2,705,000556
Income before extraordinary items$6,854,000683
Extraordinary gains, net$020
Net income$6,854,000681
Minority interest net income$086
Net income of bank and minority interests.$6,854,000683
Net charge-offs$645,0001,907
Cash dividends$3,255,000516
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,519,920681
2012-06-30 (YTD Data)Rank
Total interest income$16,288,000825
Total interest expense$913,0002,484
Net interest income$15,375,000712
Provision for loan and lease losses$673,0001,455
Total noninterest income$4,963,000680
Gross Fiduciary activities income$980,000311
Service charges on deposit accounts$2,346,000330
Trading account gains and fees$0153
Additional Noninterest Income$1,637,0001,071
Total noninterest expense$13,806,000725
Salaries and employee benefits$8,378,000618
Premises and equipment expense$1,962,000613
Additional noninterest expense$3,466,0001,007
Pre-tax net operating income$5,859,000633
Securities gains (losses)$464,000590
Applicable income taxes$1,736,000567
Income before extraordinary items$4,587,000667
Extraordinary gains, net$019
Net income$4,587,000666
Minority interest net income$084
Net income of bank and minority interests.$4,587,000667
Net charge-offs$494,0001,784
Cash dividends$2,200,000485
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,248,280682
2012-03-31 (YTD Data)Rank
Total interest income$8,229,000823
Total interest expense$470,0002,516
Net interest income$7,759,000702
Provision for loan and lease losses$390,0001,275
Total noninterest income$2,482,000672
Gross Fiduciary activities income$489,000311
Service charges on deposit accounts$1,169,000326
Trading account gains and fees$0148
Additional Noninterest Income$824,0001,051
Total noninterest expense$6,855,000725
Salaries and employee benefits$4,166,000617
Premises and equipment expense$958,000626
Additional noninterest expense$1,731,000990
Pre-tax net operating income$2,996,000622
Securities gains (losses)$128,000802
Applicable income taxes$776,000613
Income before extraordinary items$2,348,000654
Extraordinary gains, net$019
Net income$2,348,000655
Minority interest net income$078
Net income of bank and minority interests.$2,348,000655
Net charge-offs$419,0001,215
Cash dividends$1,150,000415
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,252,000656
2011-12-31 (YTD Data)Rank
Total interest income$33,329,000828
Total interest expense$2,317,0002,466
Net interest income$31,012,000695
Provision for loan and lease losses$1,243,0002,115
Total noninterest income$9,492,000643
Gross Fiduciary activities income$1,780,000287
Service charges on deposit accounts$4,753,000333
Trading account gains and fees$0146
Additional Noninterest Income$2,959,0001,052
Total noninterest expense$27,255,000721
Salaries and employee benefits$16,373,000594
Premises and equipment expense$3,869,000641
Additional noninterest expense$7,013,0001,009
Pre-tax net operating income$12,006,000531
Securities gains (losses)$151,0001,708
Applicable income taxes$3,593,000511
Income before extraordinary items$8,564,000605
Extraordinary gains, net$029
Net income$8,564,000603
Minority interest net income$096
Net income of bank and minority interests.$8,564,000606
Net charge-offs$1,375,0001,998
Cash dividends$4,400,000481
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,458,300586
2011-09-30 (YTD Data)Rank
Total interest income$24,952,000850
Total interest expense$1,813,0002,465
Net interest income$23,139,000709
Provision for loan and lease losses$1,028,0001,929
Total noninterest income$7,055,000646
Gross Fiduciary activities income$1,380,000278
Service charges on deposit accounts$3,484,000342
Trading account gains and fees$0145
Additional Noninterest Income$2,191,0001,058
Total noninterest expense$20,560,000710
Salaries and employee benefits$12,566,000569
Premises and equipment expense$2,885,000655
Additional noninterest expense$5,109,0001,033
Pre-tax net operating income$8,606,000567
Securities gains (losses)$146,0001,454
Applicable income taxes$2,568,000519
Income before extraordinary items$6,184,000646
Extraordinary gains, net$021
Net income$6,184,000646
Minority interest net income$087
Net income of bank and minority interests.$6,184,000646
Net charge-offs$1,088,0001,815
Cash dividends$3,150,000432
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,080,340632
2011-06-30 (YTD Data)Rank
Total interest income$16,641,000862
Total interest expense$1,268,0002,451
Net interest income$15,373,000717
Provision for loan and lease losses$887,0001,624
Total noninterest income$4,579,000659
Gross Fiduciary activities income$920,000280
Service charges on deposit accounts$2,251,000353
Trading account gains and fees$0153
Additional Noninterest Income$1,408,0001,063
Total noninterest expense$13,575,000725
Salaries and employee benefits$8,248,000584
Premises and equipment expense$1,880,000675
Additional noninterest expense$3,447,0001,038
Pre-tax net operating income$5,490,000574
Securities gains (losses)$-14,0007,098
Applicable income taxes$1,586,000532
Income before extraordinary items$3,890,000673
Extraordinary gains, net$015
Net income$3,890,000671
Minority interest net income$089
Net income of bank and minority interests.$3,890,000673
Net charge-offs$834,0001,628
Cash dividends$2,100,000404
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,899,940648
2011-03-31 (YTD Data)Rank
Total interest income$8,303,000869
Total interest expense$656,0002,459
Net interest income$7,647,000724
Provision for loan and lease losses$452,0001,514
Total noninterest income$2,253,000669
Gross Fiduciary activities income$460,000282
Service charges on deposit accounts$1,088,000359
Trading account gains and fees$0158
Additional Noninterest Income$705,0001,058
Total noninterest expense$7,014,000712
Salaries and employee benefits$4,337,000563
Premises and equipment expense$958,000679
Additional noninterest expense$1,719,0001,032
Pre-tax net operating income$2,434,000656
Securities gains (losses)$-20,0007,240
Applicable income taxes$678,000588
Income before extraordinary items$1,736,000738
Extraordinary gains, net$09
Net income$1,736,000738
Minority interest net income$086
Net income of bank and minority interests.$1,736,000738
Net charge-offs$774,0001,015
Cash dividends$1,050,000364
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,750,400716
2010-12-31 (YTD Data)Rank
Total interest income$34,066,000893
Total interest expense$3,281,0002,403
Net interest income$30,785,000713
Provision for loan and lease losses$1,860,0002,172
Total noninterest income$9,099,000679
Gross Fiduciary activities income$1,840,000281
Service charges on deposit accounts$4,493,000352
Trading account gains and fees$0175
Additional Noninterest Income$2,766,0001,120
Total noninterest expense$27,320,000726
Salaries and employee benefits$16,354,000584
Premises and equipment expense$3,862,000669
Additional noninterest expense$7,104,0001,036
Pre-tax net operating income$10,704,000510
Securities gains (losses)$212,0001,540
Applicable income taxes$2,858,000558
Income before extraordinary items$8,058,000563
Extraordinary gains, net$029
Net income$8,058,000562
Minority interest net income$0111
Net income of bank and minority interests.$8,058,000563
Net charge-offs$721,0003,132
Cash dividends$3,580,000464
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,901,120555
2010-09-30 (YTD Data)Rank
Total interest income$25,518,000906
Total interest expense$2,558,0002,416
Net interest income$22,960,000710
Provision for loan and lease losses$1,395,0002,085
Total noninterest income$6,746,000675
Gross Fiduciary activities income$1,380,000273
Service charges on deposit accounts$3,384,000351
Trading account gains and fees$0165
Additional Noninterest Income$1,982,0001,106
Total noninterest expense$20,085,000730
Salaries and employee benefits$12,097,000583
Premises and equipment expense$2,908,000667
Additional noninterest expense$5,080,0001,052
Pre-tax net operating income$8,226,000519
Securities gains (losses)$177,0001,472
Applicable income taxes$2,128,000567
Income before extraordinary items$6,275,000549
Extraordinary gains, net$023
Net income$6,275,000549
Minority interest net income$0110
Net income of bank and minority interests.$6,275,000551
Net charge-offs$503,0003,073
Cash dividends$2,530,000430
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,142,250535
2010-06-30 (YTD Data)Rank
Total interest income$16,956,000919
Total interest expense$1,744,0002,458
Net interest income$15,212,000716
Provision for loan and lease losses$930,0002,014
Total noninterest income$4,623,000648
Gross Fiduciary activities income$965,000266
Service charges on deposit accounts$2,343,000339
Trading account gains and fees$0152
Additional Noninterest Income$1,315,0001,076
Total noninterest expense$13,530,000727
Salaries and employee benefits$8,265,000566
Premises and equipment expense$1,936,000676
Additional noninterest expense$3,329,0001,066
Pre-tax net operating income$5,375,000512
Securities gains (losses)$03,184
Applicable income taxes$1,205,000608
Income before extraordinary items$4,170,000526
Extraordinary gains, net$019
Net income$4,170,000527
Minority interest net income$0105
Net income of bank and minority interests.$4,170,000528
Net charge-offs$402,0002,699
Cash dividends$1,685,000410
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,170,000507
2010-03-31 (YTD Data)Rank
Total interest income$8,447,000947
Total interest expense$881,0002,544
Net interest income$7,566,000729
Provision for loan and lease losses$465,0001,889
Total noninterest income$2,294,000642
Gross Fiduciary activities income$510,000258
Service charges on deposit accounts$1,187,000333
Trading account gains and fees$0175
Additional Noninterest Income$597,0001,131
Total noninterest expense$6,689,000747
Salaries and employee benefits$4,033,000596
Premises and equipment expense$961,000692
Additional noninterest expense$1,695,0001,035
Pre-tax net operating income$2,706,000502
Securities gains (losses)$02,284
Applicable income taxes$454,000766
Income before extraordinary items$2,252,000485
Extraordinary gains, net$016
Net income$2,252,000487
Minority interest net income$091
Net income of bank and minority interests.$2,252,000487
Net charge-offs$121,0002,946
Cash dividends$840,000407
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,252,000473
2009-12-31 (YTD Data)Rank
Total interest income$34,541,000979
Total interest expense$4,502,0002,480
Net interest income$30,039,000705
Provision for loan and lease losses$3,109,0001,932
Total noninterest income$9,375,000678
Gross Fiduciary activities income$1,766,000271
Service charges on deposit accounts$5,102,000336
Trading account gains and fees$0211
Additional Noninterest Income$2,507,0001,170
Total noninterest expense$26,287,000801
Salaries and employee benefits$15,382,000614
Premises and equipment expense$3,690,000727
Additional noninterest expense$7,215,0001,072
Pre-tax net operating income$10,018,000428
Securities gains (losses)$03,754
Applicable income taxes$3,003,000396
Income before extraordinary items$7,015,000479
Extraordinary gains, net$034
Net income$7,015,000478
Minority interest net income$0115
Net income of bank and minority interests.$7,015,000481
Net charge-offs$2,650,0001,732
Cash dividends$4,365,000402
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,015,000476
2009-09-30 (YTD Data)Rank
Total interest income$26,062,000992
Total interest expense$3,653,0002,414
Net interest income$22,409,000711
Provision for loan and lease losses$2,377,0001,716
Total noninterest income$6,994,000683
Gross Fiduciary activities income$1,331,000268
Service charges on deposit accounts$3,738,000344
Trading account gains and fees$0212
Additional Noninterest Income$1,925,0001,177
Total noninterest expense$19,524,000803
Salaries and employee benefits$11,328,000651
Premises and equipment expense$2,780,000735
Additional noninterest expense$5,416,0001,040
Pre-tax net operating income$7,502,000442
Securities gains (losses)$03,497
Applicable income taxes$2,224,000428
Income before extraordinary items$5,278,000508
Extraordinary gains, net$027
Net income$5,278,000506
Minority interest net income$0118
Net income of bank and minority interests.$5,278,000509
Net charge-offs$2,243,0001,409
Cash dividends$2,665,000475
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,278,000502
2009-06-30 (YTD Data)Rank
Total interest income$17,365,0001,008
Total interest expense$2,587,0002,370
Net interest income$14,778,000721
Provision for loan and lease losses$1,597,0001,600
Total noninterest income$4,624,000694
Gross Fiduciary activities income$855,000276
Service charges on deposit accounts$2,387,000355
Trading account gains and fees$0193
Additional Noninterest Income$1,382,0001,156
Total noninterest expense$12,998,000824
Salaries and employee benefits$7,648,000648
Premises and equipment expense$1,875,000746
Additional noninterest expense$3,475,0001,108
Pre-tax net operating income$4,807,000455
Securities gains (losses)$03,136
Applicable income taxes$1,418,000442
Income before extraordinary items$3,389,000518
Extraordinary gains, net$021
Net income$3,389,000516
Minority interest net income$0112
Net income of bank and minority interests.$3,389,000518
Net charge-offs$730,0001,940
Cash dividends$1,690,000535
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,389,000501
2009-03-31 (YTD Data)Rank
Total interest income$8,745,0001,014
Total interest expense$1,399,0002,281
Net interest income$7,346,000724
Provision for loan and lease losses$566,0001,670
Total noninterest income$2,251,000687
Gross Fiduciary activities income$391,000285
Service charges on deposit accounts$1,165,000354
Trading account gains and fees$0171
Additional Noninterest Income$695,0001,119
Total noninterest expense$6,140,000828
Salaries and employee benefits$3,598,000691
Premises and equipment expense$934,000762
Additional noninterest expense$1,608,0001,054
Pre-tax net operating income$2,891,000417
Securities gains (losses)$02,434
Applicable income taxes$873,000395
Income before extraordinary items$2,018,000485
Extraordinary gains, net$015
Net income$2,018,000487
Minority interest net income$0102
Net income of bank and minority interests.$2,018,000488
Net charge-offs$505,0001,360
Cash dividends$845,000541
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,018,000454
2008-12-31 (YTD Data)Rank
Total interest income$36,834,0001,025
Total interest expense$8,441,0001,869
Net interest income$28,393,000764
Provision for loan and lease losses$1,804,0001,922
Total noninterest income$8,891,000660
Gross Fiduciary activities income$1,993,000265
Service charges on deposit accounts$4,987,000348
Trading account gains and fees$0154
Additional Noninterest Income$1,911,0001,339
Total noninterest expense$24,001,000825
Salaries and employee benefits$14,200,000694
Premises and equipment expense$3,180,000861
Additional noninterest expense$6,621,000962
Pre-tax net operating income$11,479,000467
Securities gains (losses)$03,220
Applicable income taxes$3,477,000416
Income before extraordinary items$8,002,000491
Extraordinary gains, net$039
Net income$8,002,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,143,0001,817
Cash dividends$4,229,000657
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,002,000520
2008-09-30 (YTD Data)Rank
Total interest income$27,821,0001,046
Total interest expense$6,588,0001,881
Net interest income$21,233,000783
Provision for loan and lease losses$1,097,0001,733
Total noninterest income$6,748,000678
Gross Fiduciary activities income$1,425,000281
Service charges on deposit accounts$3,856,000350
Trading account gains and fees$0148
Additional Noninterest Income$1,467,0001,382
Total noninterest expense$17,285,000848
Salaries and employee benefits$10,281,000739
Premises and equipment expense$2,227,000927
Additional noninterest expense$4,777,000956
Pre-tax net operating income$9,599,000524
Securities gains (losses)$03,106
Applicable income taxes$2,947,000463
Income before extraordinary items$6,652,000548
Extraordinary gains, net$031
Net income$6,652,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,968
Cash dividends$2,540,000825
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,652,000574
2008-06-30 (YTD Data)Rank
Total interest income$18,513,0001,058
Total interest expense$4,512,0001,908
Net interest income$14,001,000783
Provision for loan and lease losses$622,0001,661
Total noninterest income$4,455,000702
Gross Fiduciary activities income$975,000284
Service charges on deposit accounts$2,510,000351
Trading account gains and fees$0149
Additional Noninterest Income$970,0001,434
Total noninterest expense$11,654,000836
Salaries and employee benefits$7,000,000725
Premises and equipment expense$1,447,000950
Additional noninterest expense$3,207,000927
Pre-tax net operating income$6,180,000565
Securities gains (losses)$03,233
Applicable income taxes$1,888,000543
Income before extraordinary items$4,292,000648
Extraordinary gains, net$021
Net income$4,292,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,024
Cash dividends$1,695,000899
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,292,000623
2008-03-31 (YTD Data)Rank
Total interest income$9,416,0001,074
Total interest expense$2,446,0001,899
Net interest income$6,970,000786
Provision for loan and lease losses$230,0001,673
Total noninterest income$2,205,000700
Gross Fiduciary activities income$515,000272
Service charges on deposit accounts$1,230,000352
Trading account gains and fees$0158
Additional Noninterest Income$460,0001,495
Total noninterest expense$5,702,000841
Salaries and employee benefits$3,327,000770
Premises and equipment expense$777,000886
Additional noninterest expense$1,598,000897
Pre-tax net operating income$3,243,000604
Securities gains (losses)$02,688
Applicable income taxes$989,000584
Income before extraordinary items$2,254,000688
Extraordinary gains, net$015
Net income$2,254,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,653
Cash dividends$845,000879
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,254,000659
2007-12-31 (YTD Data)Rank
Total interest income$37,117,0001,144
Total interest expense$11,473,0001,749
Net interest income$25,644,000852
Provision for loan and lease losses$622,0002,004
Total noninterest income$8,957,000672
Gross Fiduciary activities income$1,970,000277
Service charges on deposit accounts$5,114,000348
Trading account gains and fees$0178
Additional Noninterest Income$1,873,0001,417
Total noninterest expense$21,090,000885
Salaries and employee benefits$12,768,000770
Premises and equipment expense$3,100,000853
Additional noninterest expense$5,222,0001,079
Pre-tax net operating income$12,889,000667
Securities gains (losses)$02,146
Applicable income taxes$3,888,000648
Income before extraordinary items$9,001,000725
Extraordinary gains, net$039
Net income$9,001,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,0001,455
Cash dividends$7,220,000541
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,001,000717
2007-09-30 (YTD Data)Rank
Total interest income$27,604,0001,155
Total interest expense$8,702,0001,719
Net interest income$18,902,000877
Provision for loan and lease losses$365,0001,991
Total noninterest income$6,670,000677
Gross Fiduciary activities income$1,495,000272
Service charges on deposit accounts$3,767,000350
Trading account gains and fees$0184
Additional Noninterest Income$1,408,0001,441
Total noninterest expense$15,297,000904
Salaries and employee benefits$9,264,000796
Premises and equipment expense$2,310,000854
Additional noninterest expense$3,723,0001,105
Pre-tax net operating income$9,910,000706
Securities gains (losses)$01,655
Applicable income taxes$2,947,000703
Income before extraordinary items$6,963,000752
Extraordinary gains, net$033
Net income$6,963,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,304
Cash dividends$2,320,0001,087
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,963,000742
2007-06-30 (YTD Data)Rank
Total interest income$18,151,0001,182
Total interest expense$5,756,0001,741
Net interest income$12,395,000902
Provision for loan and lease losses$163,0002,480
Total noninterest income$4,239,000730
Gross Fiduciary activities income$990,000275
Service charges on deposit accounts$2,351,000376
Trading account gains and fees$0168
Additional Noninterest Income$898,0001,504
Total noninterest expense$10,170,000923
Salaries and employee benefits$6,184,000811
Premises and equipment expense$1,510,000883
Additional noninterest expense$2,476,0001,127
Pre-tax net operating income$6,301,000769
Securities gains (losses)$01,444
Applicable income taxes$1,878,000769
Income before extraordinary items$4,423,000826
Extraordinary gains, net$029
Net income$4,423,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,561
Cash dividends$1,475,0001,140
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,423,000813
2007-03-31 (YTD Data)Rank
Total interest income$8,969,0001,185
Total interest expense$2,835,0001,755
Net interest income$6,134,000914
Provision for loan and lease losses$81,0002,332
Total noninterest income$2,051,000741
Gross Fiduciary activities income$505,000274
Service charges on deposit accounts$1,105,000381
Trading account gains and fees$0195
Additional Noninterest Income$441,0001,500
Total noninterest expense$4,824,000971
Salaries and employee benefits$2,895,000884
Premises and equipment expense$698,000944
Additional noninterest expense$1,231,0001,103
Pre-tax net operating income$3,280,000740
Securities gains (losses)$-1,0007,986
Applicable income taxes$965,000755
Income before extraordinary items$2,314,000776
Extraordinary gains, net$022
Net income$2,314,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,288
Cash dividends$630,0001,177
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,314,710764
2006-12-31 (YTD Data)Rank
Total interest income$33,870,0001,165
Total interest expense$9,198,0001,813
Net interest income$24,672,000896
Provision for loan and lease losses$740,0001,348
Total noninterest income$8,104,000726
Gross Fiduciary activities income$1,710,000297
Service charges on deposit accounts$4,487,000377
Trading account gains and fees$0130
Additional Noninterest Income$1,907,0001,408
Total noninterest expense$19,483,000907
Salaries and employee benefits$11,565,000830
Premises and equipment expense$3,068,000816
Additional noninterest expense$4,850,0001,105
Pre-tax net operating income$12,553,000796
Securities gains (losses)$-359,0008,478
Applicable income taxes$3,626,000814
Income before extraordinary items$8,568,000878
Extraordinary gains, net$051
Net income$8,568,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,0001,104
Cash dividends$6,605,000555
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,819,300838
2006-09-30 (YTD Data)Rank
Total interest income$25,021,0001,191
Total interest expense$6,633,0001,829
Net interest income$18,388,000923
Provision for loan and lease losses$434,0001,591
Total noninterest income$5,971,000759
Gross Fiduciary activities income$1,230,000308
Service charges on deposit accounts$3,277,000393
Trading account gains and fees$0126
Additional Noninterest Income$1,464,0001,381
Total noninterest expense$14,431,000928
Salaries and employee benefits$8,493,000859
Premises and equipment expense$2,325,000824
Additional noninterest expense$3,613,0001,117
Pre-tax net operating income$9,494,000813
Securities gains (losses)$-86,0008,355
Applicable income taxes$2,805,000832
Income before extraordinary items$6,603,000887
Extraordinary gains, net$045
Net income$6,603,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,215
Cash dividends$1,806,0001,247
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,663,200867
2006-06-30 (YTD Data)Rank
Total interest income$16,328,0001,190
Total interest expense$4,144,0001,848
Net interest income$12,184,000928
Provision for loan and lease losses$287,0001,586
Total noninterest income$3,935,000765
Gross Fiduciary activities income$825,000312
Service charges on deposit accounts$2,084,000412
Trading account gains and fees$0126
Additional Noninterest Income$1,026,0001,328
Total noninterest expense$9,729,000922
Salaries and employee benefits$5,753,000847
Premises and equipment expense$1,490,000857
Additional noninterest expense$2,486,0001,095
Pre-tax net operating income$6,103,000847
Securities gains (losses)$-86,0008,503
Applicable income taxes$1,784,000873
Income before extraordinary items$4,233,000919
Extraordinary gains, net$039
Net income$4,233,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,294
Cash dividends$1,176,0001,270
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,293,200886
2006-03-31 (YTD Data)Rank
Total interest income$7,991,0001,193
Total interest expense$1,991,0001,831
Net interest income$6,000,000942
Provision for loan and lease losses$170,0001,293
Total noninterest income$1,849,000789
Gross Fiduciary activities income$405,000313
Service charges on deposit accounts$936,000442
Trading account gains and fees$0115
Additional Noninterest Income$508,0001,327
Total noninterest expense$4,746,000943
Salaries and employee benefits$2,655,000920
Premises and equipment expense$747,000854
Additional noninterest expense$1,344,000993
Pre-tax net operating income$2,933,000866
Securities gains (losses)$1,000856
Applicable income taxes$882,000865
Income before extraordinary items$2,052,000925
Extraordinary gains, net$021
Net income$2,052,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,000892
Cash dividends$545,0001,248
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,051,300906
2005-12-31 (YTD Data)Rank
Total interest income$28,301,0001,171
Total interest expense$6,119,0001,858
Net interest income$22,182,000966
Provision for loan and lease losses$595,0001,658
Total noninterest income$7,540,000770
Gross Fiduciary activities income$1,674,000305
Service charges on deposit accounts$4,271,000396
Trading account gains and fees$0138
Additional Noninterest Income$1,595,0001,588
Total noninterest expense$19,069,000890
Salaries and employee benefits$11,040,000827
Premises and equipment expense$2,829,000835
Additional noninterest expense$5,200,0001,005
Pre-tax net operating income$10,058,000978
Securities gains (losses)$-1,0006,938
Applicable income taxes$2,938,000968
Income before extraordinary items$7,119,0001,020
Extraordinary gains, net$046
Net income$7,119,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,000991
Cash dividends$4,665,000704
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,119,710997
2005-09-30 (YTD Data)Rank
Total interest income$20,748,0001,165
Total interest expense$4,335,0001,844
Net interest income$16,413,000966
Provision for loan and lease losses$450,0001,533
Total noninterest income$5,727,000769
Gross Fiduciary activities income$1,206,000307
Service charges on deposit accounts$3,730,000335
Trading account gains and fees$0126
Additional Noninterest Income$791,0002,141
Total noninterest expense$14,078,000896
Salaries and employee benefits$8,111,000836
Premises and equipment expense$2,030,000866
Additional noninterest expense$3,937,000976
Pre-tax net operating income$7,612,000968
Securities gains (losses)$02,317
Applicable income taxes$2,234,000972
Income before extraordinary items$5,378,0001,003
Extraordinary gains, net$035
Net income$5,378,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,000836
Cash dividends$1,595,0001,266
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,378,000986
2005-06-30 (YTD Data)Rank
Total interest income$13,545,0001,162
Total interest expense$2,735,0001,838
Net interest income$10,810,000964
Provision for loan and lease losses$325,0001,417
Total noninterest income$3,815,000753
Gross Fiduciary activities income$805,000309
Service charges on deposit accounts$2,417,000338
Trading account gains and fees$0116
Additional Noninterest Income$593,0001,941
Total noninterest expense$9,244,000901
Salaries and employee benefits$5,192,000860
Premises and equipment expense$1,321,000883
Additional noninterest expense$2,731,000919
Pre-tax net operating income$5,056,000938
Securities gains (losses)$02,146
Applicable income taxes$1,496,000959
Income before extraordinary items$3,560,000977
Extraordinary gains, net$030
Net income$3,560,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,000738
Cash dividends$1,050,0001,232
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,560,000961
2005-03-31 (YTD Data)Rank
Total interest income$6,689,0001,142
Total interest expense$1,305,0001,825
Net interest income$5,384,000962
Provision for loan and lease losses$210,0001,084
Total noninterest income$1,899,000743
Gross Fiduciary activities income$390,000312
Service charges on deposit accounts$1,177,000332
Trading account gains and fees$0115
Additional Noninterest Income$332,0001,770
Total noninterest expense$4,653,000894
Salaries and employee benefits$2,580,000862
Premises and equipment expense$655,000900
Additional noninterest expense$1,418,000885
Pre-tax net operating income$2,420,000969
Securities gains (losses)$01,685
Applicable income taxes$715,000989
Income before extraordinary items$1,705,0001,019
Extraordinary gains, net$024
Net income$1,705,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,000544
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,705,000996
2004-12-31 (YTD Data)Rank
Total interest income$26,358,0001,075
Total interest expense$4,122,0001,977
Net interest income$22,236,000883
Provision for loan and lease losses$1,106,000957
Total noninterest income$7,631,000746
Gross Fiduciary activities income$1,500,000302
Service charges on deposit accounts$5,124,000333
Trading account gains and fees$0138
Additional Noninterest Income$1,007,0002,136
Total noninterest expense$18,842,000863
Salaries and employee benefits$10,727,000794
Premises and equipment expense$2,512,000890
Additional noninterest expense$5,603,000892
Pre-tax net operating income$9,919,000893
Securities gains (losses)$110,0001,177
Applicable income taxes$2,932,000917
Income before extraordinary items$7,097,000926
Extraordinary gains, net$034
Net income$7,097,000927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,066,000737
Cash dividends$9,060,000389
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,018,900895
2004-09-30 (YTD Data)Rank
Total interest income$19,600,0001,069
Total interest expense$2,996,0002,004
Net interest income$16,604,000888
Provision for loan and lease losses$842,000913
Total noninterest income$5,725,000764
Gross Fiduciary activities income$1,105,000308
Service charges on deposit accounts$3,865,000336
Trading account gains and fees$0134
Additional Noninterest Income$755,0002,149
Total noninterest expense$13,896,000874
Salaries and employee benefits$7,922,000812
Premises and equipment expense$1,857,000899
Additional noninterest expense$4,117,000899
Pre-tax net operating income$7,591,000876
Securities gains (losses)$110,0001,109
Applicable income taxes$2,267,000912
Income before extraordinary items$5,434,000915
Extraordinary gains, net$026
Net income$5,434,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$738,000704
Cash dividends$8,515,000315
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,355,900893
2004-06-30 (YTD Data)Rank
Total interest income$13,012,0001,062
Total interest expense$1,996,0001,968
Net interest income$11,016,000881
Provision for loan and lease losses$657,000771
Total noninterest income$3,751,000774
Gross Fiduciary activities income$730,000314
Service charges on deposit accounts$2,535,000335
Trading account gains and fees$0130
Additional Noninterest Income$486,0002,230
Total noninterest expense$9,202,000884
Salaries and employee benefits$5,168,000826
Premises and equipment expense$1,252,000893
Additional noninterest expense$2,782,000893
Pre-tax net operating income$4,908,000890
Securities gains (losses)$23,0001,953
Applicable income taxes$1,441,000943
Income before extraordinary items$3,490,000937
Extraordinary gains, net$021
Net income$3,490,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,000632
Cash dividends$1,085,0001,177
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,473,670908
2004-03-31 (YTD Data)Rank
Total interest income$6,522,0001,060
Total interest expense$1,021,0001,954
Net interest income$5,501,000897
Provision for loan and lease losses$350,000704
Total noninterest income$1,872,000753
Gross Fiduciary activities income$360,000311
Service charges on deposit accounts$1,223,000347
Trading account gains and fees$0121
Additional Noninterest Income$289,0001,931
Total noninterest expense$4,705,000876
Salaries and employee benefits$2,723,000797
Premises and equipment expense$584,0001,000
Additional noninterest expense$1,398,000888
Pre-tax net operating income$2,318,000925
Securities gains (losses)$02,934
Applicable income taxes$672,0001,017
Income before extraordinary items$1,646,000994
Extraordinary gains, net$016
Net income$1,646,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,000680
Cash dividends$545,0001,112
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,646,000943
2003-12-31 (YTD Data)Rank
Total interest income$27,275,0001,032
Total interest expense$4,899,0001,827
Net interest income$22,376,000867
Provision for loan and lease losses$1,750,000721
Total noninterest income$8,093,000776
Gross Fiduciary activities income$1,430,000318
Service charges on deposit accounts$5,565,000300
Trading account gains and fees$0160
Additional Noninterest Income$1,098,0002,252
Total noninterest expense$18,194,000881
Salaries and employee benefits$10,044,000849
Premises and equipment expense$2,481,000903
Additional noninterest expense$5,669,000899
Pre-tax net operating income$10,525,000821
Securities gains (losses)$133,0001,641
Applicable income taxes$3,139,000884
Income before extraordinary items$7,519,000866
Extraordinary gains, net$054
Net income$7,519,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,700,000622
Cash dividends$3,177,000949
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,424,570814
2003-09-30 (YTD Data)Rank
Total interest income$20,552,0001,046
Total interest expense$3,829,0001,824
Net interest income$16,723,000876
Provision for loan and lease losses$1,325,000708
Total noninterest income$6,168,000792
Gross Fiduciary activities income$1,080,000323
Service charges on deposit accounts$4,194,000311
Trading account gains and fees$0153
Additional Noninterest Income$894,0002,212
Total noninterest expense$13,609,000898
Salaries and employee benefits$7,654,000841
Premises and equipment expense$1,839,000923
Additional noninterest expense$4,116,000938
Pre-tax net operating income$7,957,000842
Securities gains (losses)$133,0001,506
Applicable income taxes$2,410,000920
Income before extraordinary items$5,680,000896
Extraordinary gains, net$040
Net income$5,680,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,318,000582
Cash dividends$1,385,0001,361
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,586,900839
2003-06-30 (YTD Data)Rank
Total interest income$13,829,0001,051
Total interest expense$2,686,0001,797
Net interest income$11,143,000879
Provision for loan and lease losses$950,000663
Total noninterest income$3,994,000795
Gross Fiduciary activities income$720,000328
Service charges on deposit accounts$2,726,000318
Trading account gains and fees$0150
Additional Noninterest Income$548,0002,315
Total noninterest expense$8,907,000918
Salaries and employee benefits$5,006,000857
Premises and equipment expense$1,235,000925
Additional noninterest expense$2,666,000949
Pre-tax net operating income$5,280,000845
Securities gains (losses)$133,0001,307
Applicable income taxes$1,616,000931
Income before extraordinary items$3,797,000894
Extraordinary gains, net$030
Net income$3,797,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$968,000539
Cash dividends$920,0001,404
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,703,900840
2003-03-31 (YTD Data)Rank
Total interest income$7,038,0001,043
Total interest expense$1,402,0001,773
Net interest income$5,636,000868
Provision for loan and lease losses$500,000617
Total noninterest income$2,039,000764
Gross Fiduciary activities income$375,000324
Service charges on deposit accounts$1,351,000320
Trading account gains and fees$0134
Additional Noninterest Income$313,0002,054
Total noninterest expense$4,599,000884
Salaries and employee benefits$2,636,000815
Premises and equipment expense$604,000955
Additional noninterest expense$1,359,000920
Pre-tax net operating income$2,576,000881
Securities gains (losses)$133,000847
Applicable income taxes$803,000959
Income before extraordinary items$1,906,000878
Extraordinary gains, net$021
Net income$1,906,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,000525
Cash dividends$460,0001,302
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,812,900857
2002-12-31 (YTD Data)Rank
Total interest income$30,844,000987
Total interest expense$7,392,0001,534
Net interest income$23,452,000816
Provision for loan and lease losses$2,775,000578
Total noninterest income$8,027,000725
Gross Fiduciary activities income$1,400,000344
Service charges on deposit accounts$5,405,000312
Trading account gains and fees$0153
Additional Noninterest Income$1,222,0001,919
Total noninterest expense$18,312,000859
Salaries and employee benefits$9,750,000829
Premises and equipment expense$2,296,000957
Additional noninterest expense$6,266,000807
Pre-tax net operating income$10,392,000842
Securities gains (losses)$-68,0009,099
Applicable income taxes$3,092,000896
Income before extraordinary items$7,232,000867
Extraordinary gains, net$070
Net income$7,232,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,226,000534
Cash dividends$3,740,000783
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,279,600829
2001-12-31 (YTD Data)Rank
Total interest income$35,141,000967
Total interest expense$12,726,0001,281
Net interest income$22,415,000789
Provision for loan and lease losses$2,251,000638
Total noninterest income$7,305,000735
Gross Fiduciary activities income$1,470,000342
Service charges on deposit accounts$4,873,000325
Trading account gains and fees$0177
Additional Noninterest Income$962,0002,097
Total noninterest expense$18,423,000819
Salaries and employee benefits$9,187,000800
Premises and equipment expense$2,488,000847
Additional noninterest expense$6,748,000756
Pre-tax net operating income$9,046,000839
Securities gains (losses)$-6,0009,232
Applicable income taxes$2,821,000882
Income before extraordinary items$6,219,000884
Extraordinary gains, net$0105
Net income$6,219,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,951,000583
Cash dividends$4,710,000651
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,223,140844
2000-12-31 (YTD Data)Rank
Total interest income$21,129,0001,633
Total interest expense$8,299,0002,072
Net interest income$12,830,0001,369
Provision for loan and lease losses$690,0001,435
Total noninterest income$4,984,000930
Gross Fiduciary activities income$1,470,000346
Service charges on deposit accounts$2,721,000496
Trading account gains and fees$0180
Additional Noninterest Income$793,0002,162
Total noninterest expense$10,969,0001,258
Salaries and employee benefits$5,787,0001,228
Premises and equipment expense$1,555,0001,317
Additional noninterest expense$3,627,0001,254
Pre-tax net operating income$6,155,0001,199
Securities gains (losses)$-85,0009,373
Applicable income taxes$1,915,0001,204
Income before extraordinary items$4,155,0001,258
Extraordinary gains, net$038
Net income$4,155,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,250
Cash dividends$3,175,000915
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,212,8001,241
1999-12-31 (YTD Data)Rank
Total interest income$18,031,0001,804
Total interest expense$6,421,0002,295
Net interest income$11,610,0001,509
Provision for loan and lease losses$343,0002,401
Total noninterest income$5,211,000920
Gross Fiduciary activities income$1,325,000398
Service charges on deposit accounts$2,424,000551
Trading account gains and fees$0173
Additional Noninterest Income$1,462,0001,424
Total noninterest expense$10,735,0001,284
Salaries and employee benefits$5,464,0001,267
Premises and equipment expense$1,371,0001,500
Additional noninterest expense$3,900,0001,188
Pre-tax net operating income$5,743,0001,329
Securities gains (losses)$03,155
Applicable income taxes$1,775,0001,373
Income before extraordinary items$3,968,0001,360
Extraordinary gains, net$035
Net income$3,968,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,589
Cash dividends$8,913,000439
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,968,0001,338
1998-12-31 (YTD Data)Rank
Total interest income$13,405,0002,427
Total interest expense$4,814,0003,111
Net interest income$8,591,0001,988
Provision for loan and lease losses$460,0001,836
Total noninterest income$3,173,0001,298
Gross Fiduciary activities income$1,050,000449
Service charges on deposit accounts$1,107,0001,141
Trading account gains and fees$0224
Additional Noninterest Income$1,016,0001,835
Total noninterest expense$6,554,0001,999
Salaries and employee benefits$3,774,0001,758
Premises and equipment expense$851,0002,290
Additional noninterest expense$1,929,0002,170
Pre-tax net operating income$4,750,0001,559
Securities gains (losses)$-4,00010,023
Applicable income taxes$1,413,0001,725
Income before extraordinary items$3,333,0001,583
Extraordinary gains, net$032
Net income$3,333,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,228
Cash dividends$3,042,000959
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,335,8001,522
1997-12-31 (YTD Data)Rank
Total interest income$13,074,0002,511
Total interest expense$4,724,0003,143
Net interest income$8,350,0002,086
Provision for loan and lease losses$340,0002,366
Total noninterest income$2,612,0001,433
Gross Fiduciary activities income$955,000484
Service charges on deposit accounts$996,0001,286
Trading account gains and fees$0239
Additional Noninterest Income$661,0002,309
Total noninterest expense$5,825,0002,209
Salaries and employee benefits$3,463,0001,893
Premises and equipment expense$826,0002,346
Additional noninterest expense$1,536,0002,676
Pre-tax net operating income$4,797,0001,613
Securities gains (losses)$03,944
Applicable income taxes$1,451,0001,754
Income before extraordinary items$3,346,0001,619
Extraordinary gains, net$044
Net income$3,346,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,795
Cash dividends$5,842,000565
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,346,0001,576
1996-12-31 (YTD Data)Rank
Total interest income$12,821,0002,608
Total interest expense$4,794,0003,111
Net interest income$8,027,0002,251
Provision for loan and lease losses$230,0003,114
Total noninterest income$2,438,0001,582
Gross Fiduciary activities income$867,000552
Service charges on deposit accounts$959,0001,403
Trading account gains and fees$0262
Additional Noninterest Income$612,0002,537
Total noninterest expense$5,450,0002,509
Salaries and employee benefits$3,127,0002,130
Premises and equipment expense$708,0002,762
Additional noninterest expense$1,615,0002,936
Pre-tax net operating income$4,785,0001,509
Securities gains (losses)$12,0002,365
Applicable income taxes$1,435,0001,671
Income before extraordinary items$3,362,0001,463
Extraordinary gains, net$053
Net income$3,362,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,709
Cash dividends$712,0002,710
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,353,6001,434
1995-12-31 (YTD Data)Rank
Total interest income$11,766,0002,832
Total interest expense$4,415,0003,365
Net interest income$7,351,0002,443
Provision for loan and lease losses$160,0003,506
Total noninterest income$2,190,0001,701
Gross Fiduciary activities income$786,000598
Service charges on deposit accounts$973,0001,406
Trading account gains and fees$0522
Additional Noninterest Income$431,0003,166
Total noninterest expense$5,307,0002,557
Salaries and employee benefits$3,041,0002,184
Premises and equipment expense$600,0003,204
Additional noninterest expense$1,666,0002,791
Pre-tax net operating income$4,074,0001,818
Securities gains (losses)$03,831
Applicable income taxes$1,197,0002,036
Income before extraordinary items$2,877,0001,758
Extraordinary gains, net$065
Net income$2,877,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,805
Cash dividends$622,0002,848
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,877,0001,733
1994-12-31 (YTD Data)Rank
Total interest income$10,235,0002,980
Total interest expense$3,118,0003,827
Net interest income$7,117,0002,538
Provision for loan and lease losses$300,0002,237
Total noninterest income$2,288,0001,658
Gross Fiduciary activities income$800,000583
Service charges on deposit accounts$1,005,0001,328
Trading account gains and fees$0475
Additional Noninterest Income$483,0003,014
Total noninterest expense$5,473,0002,546
Salaries and employee benefits$2,786,0002,406
Premises and equipment expense$767,0002,621
Additional noninterest expense$1,920,0002,661
Pre-tax net operating income$3,632,0001,964
Securities gains (losses)$68,000974
Applicable income taxes$1,054,0002,118
Income before extraordinary items$2,646,0001,838
Extraordinary gains, net$0249
Net income$2,646,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,574
Cash dividends$1,180,0001,679
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,597,0401,876
1993-12-31 (YTD Data)Rank
Total interest income$9,595,0003,227
Total interest expense$2,971,0004,144
Net interest income$6,624,0002,723
Provision for loan and lease losses$320,0002,859
Total noninterest income$2,086,0001,923
Gross Fiduciary activities income$595,000709
Service charges on deposit accounts$925,0001,457
Trading account gains and fees$0532
Additional Noninterest Income$566,0002,997
Total noninterest expense$5,065,0002,833
Salaries and employee benefits$2,641,0002,514
Premises and equipment expense$724,0002,792
Additional noninterest expense$1,700,0003,138
Pre-tax net operating income$3,325,0002,046
Securities gains (losses)$07,477
Applicable income taxes$1,014,0002,224
Income before extraordinary items$2,311,0002,163
Extraordinary gains, net$03,149
Net income$2,311,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0003,099
Cash dividends$924,0001,905
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,311,0002,038
1992-12-31 (YTD Data)Rank
Total interest income$10,011,0003,484
Total interest expense$3,629,0004,420
Net interest income$6,382,0002,867
Provision for loan and lease losses$427,0003,314
Total noninterest income$1,510,0002,379
Gross Fiduciary activities income$483,000773
Service charges on deposit accounts$771,0001,753
Trading account gains and fees$0504
Additional Noninterest Income$256,0004,891
Total noninterest expense$5,149,0002,786
Salaries and employee benefits$2,431,0002,669
Premises and equipment expense$832,0002,481
Additional noninterest expense$1,886,0002,942
Pre-tax net operating income$2,316,0002,696
Securities gains (losses)$08,369
Applicable income taxes$734,0002,828
Income before extraordinary items$1,582,0002,913
Extraordinary gains, net$01,422
Net income$1,582,0002,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0003,016
Cash dividends$341,0003,722
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,582,0002,687

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.