Home > First Bank & Trust Co. > Income and Expense

First Bank & Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,448,0001,096
Total interest expense$10,738,0001,228
Net interest income$30,710,0001,024
Provision for loan and lease losses$1,246,000737
Total noninterest income$8,197,000860
Gross Fiduciary activities income$2,037,000398
Service charges on deposit accounts$1,913,000581
Trading account gains and feesNANA
Additional Noninterest Income$4,247,000980
Total noninterest expense$23,554,0001,068
Salaries and employee benefits$14,247,0001,001
Premises and equipment expense$3,081,000844
Additional noninterest expense$4,247,000980
Pre-tax net operating income$14,107,000900
Securities gains (losses)$-507,0004,191
Applicable income taxes$625,0001,749
Income before extraordinary items$12,975,000819
Extraordinary gains, net$054
Net income$12,975,000830
Minority interest net income$088
Net income of bank and minority interests.$12,975,000822
Net charge-offs$197,0001,168
Cash dividends$6,449,000662
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,456,650805
2023-09-30 (YTD Data)Rank
Total interest income$30,281,0001,099
Total interest expense$7,118,0001,255
Net interest income$23,163,0001,015
Provision for loan and lease losses$935,000683
Total noninterest income$6,017,000878
Gross Fiduciary activities income$1,548,000398
Service charges on deposit accounts$1,428,000581
Trading account gains and feesNANA
Additional Noninterest Income$3,041,0001,019
Total noninterest expense$18,370,0001,030
Salaries and employee benefits$10,970,000984
Premises and equipment expense$2,384,000818
Additional noninterest expense$3,041,0001,019
Pre-tax net operating income$9,875,000973
Securities gains (losses)$-507,0004,380
Applicable income taxes$495,0001,760
Income before extraordinary items$8,873,000915
Extraordinary gains, net$052
Net income$8,873,000920
Minority interest net income$081
Net income of bank and minority interests.$8,873,000915
Net charge-offs$34,0001,648
Cash dividends$4,837,000626
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,354,650890
2023-06-30 (YTD Data)Rank
Total interest income$19,589,0001,098
Total interest expense$3,971,0001,306
Net interest income$15,618,0001,008
Provision for loan and lease losses$623,000671
Total noninterest income$3,958,000850
Gross Fiduciary activities income$1,034,000390
Service charges on deposit accounts$939,000574
Trading account gains and feesNANA
Additional Noninterest Income$1,985,000975
Total noninterest expense$12,451,0001,008
Salaries and employee benefits$7,450,000973
Premises and equipment expense$1,630,000794
Additional noninterest expense$1,985,000974
Pre-tax net operating income$6,502,000997
Securities gains (losses)$-507,0004,482
Applicable income taxes$330,0001,785
Income before extraordinary items$5,665,000963
Extraordinary gains, net$051
Net income$5,665,000974
Minority interest net income$081
Net income of bank and minority interests.$5,665,000963
Net charge-offs$88,000971
Cash dividends$3,225,000602
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,141,580910
2023-03-31 (YTD Data)Rank
Total interest income$9,380,0001,118
Total interest expense$1,607,0001,363
Net interest income$7,773,0001,016
Provision for loan and lease losses$312,000648
Total noninterest income$1,954,000851
Gross Fiduciary activities income$527,000400
Service charges on deposit accounts$472,000580
Trading account gains and feesNANA
Additional Noninterest Income$955,0001,002
Total noninterest expense$6,067,0001,042
Salaries and employee benefits$3,633,0001,011
Premises and equipment expense$812,000823
Additional noninterest expense$955,0001,002
Pre-tax net operating income$3,348,000993
Securities gains (losses)$-507,0004,551
Applicable income taxes$165,0001,808
Income before extraordinary items$2,676,0001,022
Extraordinary gains, net$04
Net income$2,676,0001,021
Minority interest net income$048
Net income of bank and minority interests.$2,676,0001,021
Net charge-offs$20,0001,117
Cash dividends$1,612,000562
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,152,580916
2022-12-31 (YTD Data)Rank
Total interest income$32,302,0001,070
Total interest expense$1,808,0001,708
Net interest income$30,494,0001,018
Provision for loan and lease losses$1,249,000701
Total noninterest income$8,193,000869
Gross Fiduciary activities income$2,062,000414
Service charges on deposit accounts$1,867,000606
Trading account gains and feesNANA
Additional Noninterest Income$4,264,0001,010
Total noninterest expense$22,559,0001,083
Salaries and employee benefits$13,866,0001,022
Premises and equipment expense$2,888,000893
Additional noninterest expense$4,264,0001,010
Pre-tax net operating income$14,879,000944
Securities gains (losses)$-1,387,0004,499
Applicable income taxes$712,0001,799
Income before extraordinary items$12,780,000923
Extraordinary gains, net$05
Net income$12,780,000924
Minority interest net income$063
Net income of bank and minority interests.$12,780,000924
Net charge-offs$6,0002,274
Cash dividends$5,912,000687
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,097,650867
2022-09-30 (YTD Data)Rank
Total interest income$23,376,0001,070
Total interest expense$914,0001,883
Net interest income$22,462,0001,017
Provision for loan and lease losses$937,000655
Total noninterest income$6,176,000884
Gross Fiduciary activities income$1,568,000408
Service charges on deposit accounts$1,378,000619
Trading account gains and feesNANA
Additional Noninterest Income$3,230,0001,010
Total noninterest expense$17,186,0001,059
Salaries and employee benefits$10,389,0001,027
Premises and equipment expense$2,254,000855
Additional noninterest expense$3,230,0001,010
Pre-tax net operating income$10,515,000998
Securities gains (losses)$-896,0004,552
Applicable income taxes$550,0001,768
Income before extraordinary items$9,069,000969
Extraordinary gains, net$04
Net income$9,069,000968
Minority interest net income$057
Net income of bank and minority interests.$9,069,000969
Net charge-offs$-12,0003,660
Cash dividends$4,434,000634
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,911,240914
2022-06-30 (YTD Data)Rank
Total interest income$14,556,0001,088
Total interest expense$433,0002,147
Net interest income$14,123,0001,041
Provision for loan and lease losses$622,000596
Total noninterest income$4,106,000866
Gross Fiduciary activities income$1,065,000364
Service charges on deposit accounts$889,000640
Trading account gains and feesNANA
Additional Noninterest Income$2,152,0001,050
Total noninterest expense$11,633,0001,036
Salaries and employee benefits$7,051,0001,003
Premises and equipment expense$1,508,000843
Additional noninterest expense$3,074,0001,130
Pre-tax net operating income$5,974,0001,064
Securities gains (losses)$0687
Applicable income taxes$387,0001,669
Income before extraordinary items$5,587,000968
Extraordinary gains, net$04
Net income$5,587,000967
Minority interest net income$060
Net income of bank and minority interests.$5,587,000968
Net charge-offs$4,0001,826
Cash dividends$2,956,000646
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,587,000987
2022-03-31 (YTD Data)Rank
Total interest income$7,051,0001,086
Total interest expense$201,0002,205
Net interest income$6,850,0001,043
Provision for loan and lease losses$311,000473
Total noninterest income$1,915,000911
Gross Fiduciary activities income$546,000366
Service charges on deposit accounts$438,000639
Trading account gains and feesNANA
Additional Noninterest Income$931,0001,133
Total noninterest expense$5,592,0001,076
Salaries and employee benefits$3,447,0001,035
Premises and equipment expense$755,000849
Additional noninterest expense$1,390,0001,220
Pre-tax net operating income$2,862,0001,044
Securities gains (losses)$0623
Applicable income taxes$225,0001,515
Income before extraordinary items$2,637,000976
Extraordinary gains, net$04
Net income$2,637,000975
Minority interest net income$050
Net income of bank and minority interests.$2,637,000976
Net charge-offs$2,0001,559
Cash dividends$1,478,000593
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,637,000989
2021-12-31 (YTD Data)Rank
Total interest income$30,629,0001,037
Total interest expense$971,0002,255
Net interest income$29,658,000984
Provision for loan and lease losses$2,115,000268
Total noninterest income$8,979,000900
Gross Fiduciary activities income$2,103,000363
Service charges on deposit accounts$1,654,000629
Trading account gains and feesNANA
Additional Noninterest Income$5,222,0001,041
Total noninterest expense$21,992,0001,088
Salaries and employee benefits$13,152,0001,050
Premises and equipment expense$2,815,000913
Additional noninterest expense$6,025,0001,134
Pre-tax net operating income$14,530,000958
Securities gains (losses)$-61,0004,588
Applicable income taxes$590,0001,986
Income before extraordinary items$13,879,000879
Extraordinary gains, net$010
Net income$13,879,000879
Minority interest net income$074
Net income of bank and minority interests.$13,879,000880
Net charge-offs$-140,0004,451
Cash dividends$5,504,000738
Sale, conversion, retirement of capital stock, net$-164,0004,775
Net operating income$13,937,560861
2021-09-30 (YTD Data)Rank
Total interest income$23,375,0001,040
Total interest expense$755,0002,291
Net interest income$22,620,000984
Provision for loan and lease losses$1,788,000251
Total noninterest income$6,977,000899
Gross Fiduciary activities income$1,559,000365
Service charges on deposit accounts$1,200,000638
Trading account gains and feesNANA
Additional Noninterest Income$4,218,0001,004
Total noninterest expense$17,104,0001,057
Salaries and employee benefits$9,990,0001,055
Premises and equipment expense$2,232,000882
Additional noninterest expense$4,882,0001,075
Pre-tax net operating income$10,705,0001,012
Securities gains (losses)$-61,0004,751
Applicable income taxes$450,0002,052
Income before extraordinary items$10,194,000930
Extraordinary gains, net$08
Net income$10,194,000930
Minority interest net income$069
Net income of bank and minority interests.$10,194,000930
Net charge-offs$-114,0004,501
Cash dividends$4,128,000673
Sale, conversion, retirement of capital stock, net$-161,0004,856
Net operating income$10,252,560910
2021-06-30 (YTD Data)Rank
Total interest income$15,851,0001,013
Total interest expense$519,0002,323
Net interest income$15,332,000958
Provision for loan and lease losses$1,159,000270
Total noninterest income$3,853,0001,026
Gross Fiduciary activities income$1,018,000364
Service charges on deposit accounts$764,000642
Trading account gains and feesNANA
Additional Noninterest Income$2,071,0001,262
Total noninterest expense$11,799,0001,017
Salaries and employee benefits$6,795,0001,027
Premises and equipment expense$1,546,000854
Additional noninterest expense$3,458,0001,033
Pre-tax net operating income$6,227,0001,116
Securities gains (losses)$01,818
Applicable income taxes$300,0002,020
Income before extraordinary items$5,927,0001,047
Extraordinary gains, net$06
Net income$5,927,0001,046
Minority interest net income$067
Net income of bank and minority interests.$5,927,0001,047
Net charge-offs$505,000401
Cash dividends$2,752,000667
Sale, conversion, retirement of capital stock, net$-10,527,0004,946
Net operating income$5,927,0001,022
2021-03-31 (YTD Data)Rank
Total interest income$7,069,0001,123
Total interest expense$226,0002,573
Net interest income$6,843,0001,045
Provision for loan and lease losses$608,000304
Total noninterest income$1,749,0001,088
Gross Fiduciary activities income$495,000363
Service charges on deposit accounts$337,000711
Trading account gains and feesNANA
Additional Noninterest Income$917,0001,348
Total noninterest expense$4,768,0001,181
Salaries and employee benefits$2,877,0001,155
Premises and equipment expense$559,0001,113
Additional noninterest expense$1,332,0001,225
Pre-tax net operating income$3,216,0001,086
Securities gains (losses)$01,392
Applicable income taxes$150,0002,011
Income before extraordinary items$3,066,0001,001
Extraordinary gains, net$03
Net income$3,066,0001,001
Minority interest net income$055
Net income of bank and minority interests.$3,066,0001,001
Net charge-offs$633,000235
Cash dividends$1,376,000603
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,066,000974
2020-12-31 (YTD Data)Rank
Total interest income$26,747,0001,170
Total interest expense$1,877,0002,053
Net interest income$24,870,0001,079
Provision for loan and lease losses$637,0002,015
Total noninterest income$6,348,0001,087
Gross Fiduciary activities income$1,755,000373
Service charges on deposit accounts$1,468,000676
Trading account gains and feesNANA
Additional Noninterest Income$3,125,0001,398
Total noninterest expense$18,394,0001,182
Salaries and employee benefits$11,102,0001,148
Premises and equipment expense$2,018,0001,172
Additional noninterest expense$5,274,0001,217
Pre-tax net operating income$12,187,000897
Securities gains (losses)$02,675
Applicable income taxes$608,0001,805
Income before extraordinary items$11,579,000833
Extraordinary gains, net$04
Net income$11,579,000833
Minority interest net income$072
Net income of bank and minority interests.$11,579,000833
Net charge-offs$95,0002,047
Cash dividends$5,684,000688
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,579,000795
2020-09-30 (YTD Data)Rank
Total interest income$20,256,0001,158
Total interest expense$1,564,0002,003
Net interest income$18,692,0001,065
Provision for loan and lease losses$27,0003,921
Total noninterest income$4,716,0001,060
Gross Fiduciary activities income$1,292,000373
Service charges on deposit accounts$1,078,000689
Trading account gains and feesNANA
Additional Noninterest Income$2,346,0001,359
Total noninterest expense$13,753,0001,168
Salaries and employee benefits$8,470,0001,110
Premises and equipment expense$1,591,0001,113
Additional noninterest expense$3,692,0001,274
Pre-tax net operating income$9,628,000829
Securities gains (losses)$02,494
Applicable income taxes$462,0001,785
Income before extraordinary items$9,166,000768
Extraordinary gains, net$04
Net income$9,166,000768
Minority interest net income$065
Net income of bank and minority interests.$9,166,000768
Net charge-offs$22,0002,453
Cash dividends$4,263,000640
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,166,000744
2020-06-30 (YTD Data)Rank
Total interest income$13,847,0001,144
Total interest expense$1,191,0001,933
Net interest income$12,656,0001,055
Provision for loan and lease losses$16,0003,899
Total noninterest income$3,112,0001,015
Gross Fiduciary activities income$846,000376
Service charges on deposit accounts$702,000712
Trading account gains and feesNANA
Additional Noninterest Income$1,564,0001,282
Total noninterest expense$9,205,0001,153
Salaries and employee benefits$5,574,0001,112
Premises and equipment expense$1,068,0001,102
Additional noninterest expense$2,563,0001,223
Pre-tax net operating income$6,547,000731
Securities gains (losses)$02,249
Applicable income taxes$316,0001,705
Income before extraordinary items$6,231,000695
Extraordinary gains, net$04
Net income$6,231,000695
Minority interest net income$065
Net income of bank and minority interests.$6,231,000695
Net charge-offs$-20,0004,517
Cash dividends$2,842,000625
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,231,000663
2020-03-31 (YTD Data)Rank
Total interest income$6,683,0001,184
Total interest expense$692,0001,863
Net interest income$5,991,0001,077
Provision for loan and lease losses$10,0003,389
Total noninterest income$1,713,000898
Gross Fiduciary activities income$438,000373
Service charges on deposit accounts$418,000718
Trading account gains and feesNANA
Additional Noninterest Income$857,0001,086
Total noninterest expense$4,635,0001,165
Salaries and employee benefits$2,832,0001,117
Premises and equipment expense$524,0001,143
Additional noninterest expense$1,279,0001,240
Pre-tax net operating income$3,059,000723
Securities gains (losses)$01,705
Applicable income taxes$144,0001,665
Income before extraordinary items$2,915,000672
Extraordinary gains, net$04
Net income$2,915,000672
Minority interest net income$056
Net income of bank and minority interests.$2,915,000672
Net charge-offs$-35,0004,793
Cash dividends$1,538,000595
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,915,000649
2019-12-31 (YTD Data)Rank
Total interest income$27,034,0001,185
Total interest expense$3,037,0001,790
Net interest income$23,997,0001,082
Provision for loan and lease losses$1,236,000773
Total noninterest income$6,482,000948
Gross Fiduciary activities income$1,615,000384
Service charges on deposit accounts$1,873,000669
Trading account gains and feesNANA
Additional Noninterest Income$2,994,0001,201
Total noninterest expense$17,176,0001,215
Salaries and employee benefits$10,662,0001,144
Premises and equipment expense$1,898,0001,217
Additional noninterest expense$4,616,0001,337
Pre-tax net operating income$12,067,000900
Securities gains (losses)$02,379
Applicable income taxes$562,0001,891
Income before extraordinary items$11,505,000831
Extraordinary gains, net$011
Net income$11,505,000832
Minority interest net income$076
Net income of bank and minority interests.$11,505,000832
Net charge-offs$133,0002,012
Cash dividends$5,591,000732
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,505,000806
2019-09-30 (YTD Data)Rank
Total interest income$20,358,0001,187
Total interest expense$2,321,0001,773
Net interest income$18,037,0001,089
Provision for loan and lease losses$934,000717
Total noninterest income$4,765,000944
Gross Fiduciary activities income$1,105,000392
Service charges on deposit accounts$1,408,000664
Trading account gains and feesNANA
Additional Noninterest Income$2,252,0001,192
Total noninterest expense$13,365,0001,182
Salaries and employee benefits$8,129,0001,136
Premises and equipment expense$1,473,0001,199
Additional noninterest expense$3,763,0001,241
Pre-tax net operating income$8,503,000972
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$8,503,000860
Extraordinary gains, net$011
Net income$8,503,000861
Minority interest net income$072
Net income of bank and minority interests.$8,503,000861
Net charge-offs$144,0001,519
Cash dividends$4,615,000650
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,503,000840
2019-06-30 (YTD Data)Rank
Total interest income$13,618,0001,173
Total interest expense$1,550,0001,749
Net interest income$12,068,0001,089
Provision for loan and lease losses$621,000704
Total noninterest income$3,179,000939
Gross Fiduciary activities income$720,000397
Service charges on deposit accounts$919,000674
Trading account gains and feesNANA
Additional Noninterest Income$1,540,0001,139
Total noninterest expense$8,823,0001,189
Salaries and employee benefits$5,410,0001,136
Premises and equipment expense$983,0001,198
Additional noninterest expense$2,430,0001,297
Pre-tax net operating income$5,803,000925
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,803,000811
Extraordinary gains, net$011
Net income$5,803,000811
Minority interest net income$069
Net income of bank and minority interests.$5,803,000811
Net charge-offs$70,0001,607
Cash dividends$3,077,000621
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,803,000793
2019-03-31 (YTD Data)Rank
Total interest income$6,748,0001,174
Total interest expense$744,0001,761
Net interest income$6,004,0001,090
Provision for loan and lease losses$310,000665
Total noninterest income$1,532,000931
Gross Fiduciary activities income$353,000398
Service charges on deposit accounts$455,000673
Trading account gains and feesNANA
Additional Noninterest Income$724,0001,143
Total noninterest expense$4,426,0001,189
Salaries and employee benefits$2,780,0001,109
Premises and equipment expense$480,0001,247
Additional noninterest expense$1,166,0001,325
Pre-tax net operating income$2,800,000918
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,800,000820
Extraordinary gains, net$05
Net income$2,800,000820
Minority interest net income$052
Net income of bank and minority interests.$2,800,000819
Net charge-offs$29,0001,522
Cash dividends$1,538,000613
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,800,000806
2018-12-31 (YTD Data)Rank
Total interest income$25,482,0001,160
Total interest expense$2,063,0001,900
Net interest income$23,419,0001,089
Provision for loan and lease losses$1,244,000745
Total noninterest income$5,778,000990
Gross Fiduciary activities income$1,196,000434
Service charges on deposit accounts$1,906,000671
Trading account gains and fees$0126
Additional Noninterest Income$2,676,0001,235
Total noninterest expense$16,593,0001,233
Salaries and employee benefits$10,310,0001,145
Premises and equipment expense$1,922,0001,221
Additional noninterest expense$4,361,0001,395
Pre-tax net operating income$11,360,000938
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$11,360,000824
Extraordinary gains, net$06
Net income$11,360,000822
Minority interest net income$072
Net income of bank and minority interests.$11,360,000823
Net charge-offs$164,0001,797
Cash dividends$6,122,000615
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,360,000822
2018-09-30 (YTD Data)Rank
Total interest income$18,855,0001,158
Total interest expense$1,406,0001,948
Net interest income$17,449,0001,090
Provision for loan and lease losses$933,000683
Total noninterest income$4,212,0001,023
Gross Fiduciary activities income$857,000438
Service charges on deposit accounts$1,406,000675
Trading account gains and fees$0138
Additional Noninterest Income$1,949,0001,281
Total noninterest expense$12,816,0001,200
Salaries and employee benefits$8,015,0001,118
Premises and equipment expense$1,493,0001,175
Additional noninterest expense$3,308,0001,385
Pre-tax net operating income$7,912,0001,007
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$7,912,000872
Extraordinary gains, net$05
Net income$7,912,000870
Minority interest net income$066
Net income of bank and minority interests.$7,912,000871
Net charge-offs$245,0001,113
Cash dividends$4,694,000570
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,912,000865
2018-06-30 (YTD Data)Rank
Total interest income$12,258,0001,176
Total interest expense$835,0002,027
Net interest income$11,423,0001,102
Provision for loan and lease losses$621,000675
Total noninterest income$2,743,0001,037
Gross Fiduciary activities income$531,000444
Service charges on deposit accounts$898,000695
Trading account gains and fees$0130
Additional Noninterest Income$1,314,0001,272
Total noninterest expense$8,521,0001,211
Salaries and employee benefits$5,326,0001,128
Premises and equipment expense$985,0001,197
Additional noninterest expense$2,210,0001,390
Pre-tax net operating income$5,024,0001,020
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$5,024,000900
Extraordinary gains, net$06
Net income$5,024,000898
Minority interest net income$065
Net income of bank and minority interests.$5,024,000899
Net charge-offs$218,000885
Cash dividends$3,267,000537
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,024,000893
2018-03-31 (YTD Data)Rank
Total interest income$5,985,0001,192
Total interest expense$293,0002,498
Net interest income$5,692,0001,109
Provision for loan and lease losses$311,000662
Total noninterest income$1,328,0001,052
Gross Fiduciary activities income$246,000464
Service charges on deposit accounts$446,000703
Trading account gains and fees$0123
Additional Noninterest Income$636,0001,284
Total noninterest expense$4,366,0001,186
Salaries and employee benefits$2,763,0001,093
Premises and equipment expense$493,0001,214
Additional noninterest expense$1,110,0001,369
Pre-tax net operating income$2,343,0001,056
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,343,000931
Extraordinary gains, net$07
Net income$2,343,000930
Minority interest net income$052
Net income of bank and minority interests.$2,343,000931
Net charge-offs$129,000738
Cash dividends$1,337,000580
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,343,000925
2017-12-31 (YTD Data)Rank
Total interest income$23,167,0001,191
Total interest expense$858,0002,814
Net interest income$22,309,0001,111
Provision for loan and lease losses$1,679,000593
Total noninterest income$5,464,0001,057
Gross Fiduciary activities income$807,000494
Service charges on deposit accounts$1,885,000678
Trading account gains and fees$0151
Additional Noninterest Income$2,772,0001,231
Total noninterest expense$15,634,0001,272
Salaries and employee benefits$9,950,0001,164
Premises and equipment expense$1,925,0001,206
Additional noninterest expense$3,759,0001,601
Pre-tax net operating income$10,460,000954
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$10,460,000725
Extraordinary gains, net$09
Net income$10,460,000724
Minority interest net income$076
Net income of bank and minority interests.$10,460,000725
Net charge-offs$819,000799
Cash dividends$5,167,000659
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,460,000715
2017-09-30 (YTD Data)Rank
Total interest income$17,201,0001,201
Total interest expense$619,0002,875
Net interest income$16,582,0001,116
Provision for loan and lease losses$1,368,000543
Total noninterest income$4,088,0001,071
Gross Fiduciary activities income$593,000502
Service charges on deposit accounts$1,429,000676
Trading account gains and fees$0145
Additional Noninterest Income$2,066,0001,246
Total noninterest expense$12,229,0001,239
Salaries and employee benefits$7,804,0001,129
Premises and equipment expense$1,483,0001,195
Additional noninterest expense$2,942,0001,536
Pre-tax net operating income$7,073,0001,056
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$7,073,000847
Extraordinary gains, net$09
Net income$7,073,000847
Minority interest net income$071
Net income of bank and minority interests.$7,073,000847
Net charge-offs$353,0001,017
Cash dividends$3,830,000628
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,073,000837
2017-06-30 (YTD Data)Rank
Total interest income$11,265,0001,214
Total interest expense$407,0002,842
Net interest income$10,858,0001,133
Provision for loan and lease losses$923,000526
Total noninterest income$2,676,0001,084
Gross Fiduciary activities income$390,000503
Service charges on deposit accounts$973,000647
Trading account gains and fees$0139
Additional Noninterest Income$1,313,0001,300
Total noninterest expense$8,217,0001,238
Salaries and employee benefits$5,204,0001,137
Premises and equipment expense$1,040,0001,138
Additional noninterest expense$1,973,0001,527
Pre-tax net operating income$4,394,0001,102
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,394,000892
Extraordinary gains, net$011
Net income$4,394,000893
Minority interest net income$071
Net income of bank and minority interests.$4,394,000892
Net charge-offs$174,0001,145
Cash dividends$2,493,000641
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,394,000878
2017-03-31 (YTD Data)Rank
Total interest income$5,495,0001,228
Total interest expense$204,0002,814
Net interest income$5,291,0001,141
Provision for loan and lease losses$462,000479
Total noninterest income$1,316,0001,096
Gross Fiduciary activities income$192,000515
Service charges on deposit accounts$499,000628
Trading account gains and fees$0142
Additional Noninterest Income$625,0001,323
Total noninterest expense$4,145,0001,244
Salaries and employee benefits$2,692,0001,118
Premises and equipment expense$529,0001,130
Additional noninterest expense$924,0001,615
Pre-tax net operating income$2,000,0001,173
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,000,000941
Extraordinary gains, net$08
Net income$2,000,000942
Minority interest net income$055
Net income of bank and minority interests.$2,000,000941
Net charge-offs$155,000705
Cash dividends$1,292,000583
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,000,000927
2016-12-31 (YTD Data)Rank
Total interest income$22,023,0001,193
Total interest expense$869,0002,661
Net interest income$21,154,0001,118
Provision for loan and lease losses$658,0001,229
Total noninterest income$5,630,0001,054
Gross Fiduciary activities income$676,000535
Service charges on deposit accounts$2,091,000622
Trading account gains and fees$0170
Additional Noninterest Income$2,863,0001,243
Total noninterest expense$15,609,0001,286
Salaries and employee benefits$9,655,0001,185
Premises and equipment expense$2,104,0001,124
Additional noninterest expense$3,850,0001,585
Pre-tax net operating income$10,517,000887
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$10,517,000730
Extraordinary gains, net$05
Net income$10,517,000727
Minority interest net income$082
Net income of bank and minority interests.$10,517,000729
Net charge-offs$1,560,000468
Cash dividends$6,489,000535
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,517,000717
2016-09-30 (YTD Data)Rank
Total interest income$16,427,0001,203
Total interest expense$660,0002,631
Net interest income$15,767,0001,126
Provision for loan and lease losses$176,0002,199
Total noninterest income$4,319,0001,030
Gross Fiduciary activities income$496,000539
Service charges on deposit accounts$1,555,000627
Trading account gains and fees$0169
Additional Noninterest Income$2,268,0001,197
Total noninterest expense$12,152,0001,243
Salaries and employee benefits$7,539,0001,144
Premises and equipment expense$1,627,0001,095
Additional noninterest expense$2,986,0001,541
Pre-tax net operating income$7,758,000908
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$7,758,000744
Extraordinary gains, net$05
Net income$7,758,000744
Minority interest net income$071
Net income of bank and minority interests.$7,758,000744
Net charge-offs$1,102,000447
Cash dividends$4,866,000515
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,758,000723
2016-06-30 (YTD Data)Rank
Total interest income$10,939,0001,204
Total interest expense$448,0002,620
Net interest income$10,491,0001,127
Provision for loan and lease losses$19,0003,575
Total noninterest income$2,945,0001,005
Gross Fiduciary activities income$319,000549
Service charges on deposit accounts$1,025,000625
Trading account gains and fees$0157
Additional Noninterest Income$1,601,0001,133
Total noninterest expense$7,968,0001,264
Salaries and employee benefits$4,917,0001,169
Premises and equipment expense$1,088,0001,089
Additional noninterest expense$1,963,0001,562
Pre-tax net operating income$5,449,000863
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$5,449,000698
Extraordinary gains, net$016
Net income$5,449,000697
Minority interest net income$071
Net income of bank and minority interests.$5,449,000697
Net charge-offs$717,000450
Cash dividends$3,244,000529
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,449,000678
2016-03-31 (YTD Data)Rank
Total interest income$5,412,0001,212
Total interest expense$227,0002,600
Net interest income$5,185,0001,136
Provision for loan and lease losses$7,0003,388
Total noninterest income$1,290,0001,075
Gross Fiduciary activities income$161,000551
Service charges on deposit accounts$512,000623
Trading account gains and fees$0142
Additional Noninterest Income$617,0001,321
Total noninterest expense$3,948,0001,280
Salaries and employee benefits$2,408,0001,202
Premises and equipment expense$548,0001,084
Additional noninterest expense$992,0001,535
Pre-tax net operating income$2,520,000894
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,520,000726
Extraordinary gains, net$012
Net income$2,520,000725
Minority interest net income$062
Net income of bank and minority interests.$2,520,000725
Net charge-offs$209,000638
Cash dividends$1,622,000508
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,520,000703
2015-12-31 (YTD Data)Rank
Total interest income$22,113,0001,159
Total interest expense$958,0002,487
Net interest income$21,155,0001,082
Provision for loan and lease losses$24,0003,983
Total noninterest income$6,061,000992
Gross Fiduciary activities income$651,000548
Service charges on deposit accounts$2,048,000643
Trading account gains and fees$0159
Additional Noninterest Income$3,362,0001,074
Total noninterest expense$15,968,0001,243
Salaries and employee benefits$9,568,0001,174
Premises and equipment expense$2,216,0001,070
Additional noninterest expense$4,184,0001,467
Pre-tax net operating income$11,224,000796
Securities gains (losses)$-3,0005,742
Applicable income taxes$04,402
Income before extraordinary items$11,221,000660
Extraordinary gains, net$023
Net income$11,221,000658
Minority interest net income$081
Net income of bank and minority interests.$11,221,000661
Net charge-offs$304,0001,586
Cash dividends$8,035,000447
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,224,000650
2015-09-30 (YTD Data)Rank
Total interest income$16,621,0001,159
Total interest expense$722,0002,507
Net interest income$15,899,0001,078
Provision for loan and lease losses$17,0003,881
Total noninterest income$4,127,0001,064
Gross Fiduciary activities income$489,000549
Service charges on deposit accounts$1,503,000656
Trading account gains and fees$0153
Additional Noninterest Income$2,135,0001,225
Total noninterest expense$12,049,0001,247
Salaries and employee benefits$7,248,0001,170
Premises and equipment expense$1,602,0001,129
Additional noninterest expense$3,199,0001,454
Pre-tax net operating income$7,960,000845
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$7,960,000691
Extraordinary gains, net$021
Net income$7,960,000688
Minority interest net income$078
Net income of bank and minority interests.$7,960,000691
Net charge-offs$24,0003,264
Cash dividends$6,403,000393
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,960,000670
2015-06-30 (YTD Data)Rank
Total interest income$11,111,0001,160
Total interest expense$484,0002,516
Net interest income$10,627,0001,083
Provision for loan and lease losses$3,0003,981
Total noninterest income$2,692,0001,087
Gross Fiduciary activities income$327,000557
Service charges on deposit accounts$966,000667
Trading account gains and fees$0157
Additional Noninterest Income$1,399,0001,242
Total noninterest expense$7,883,0001,270
Salaries and employee benefits$4,737,0001,190
Premises and equipment expense$1,072,0001,134
Additional noninterest expense$2,074,0001,492
Pre-tax net operating income$5,433,000831
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$5,433,000678
Extraordinary gains, net$022
Net income$5,433,000675
Minority interest net income$075
Net income of bank and minority interests.$5,433,000678
Net charge-offs$-3,0004,856
Cash dividends$4,433,000380
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,433,000655
2015-03-31 (YTD Data)Rank
Total interest income$5,472,0001,172
Total interest expense$245,0002,520
Net interest income$5,227,0001,090
Provision for loan and lease losses$17,0002,924
Total noninterest income$1,235,0001,108
Gross Fiduciary activities income$165,000559
Service charges on deposit accounts$460,000676
Trading account gains and fees$0152
Additional Noninterest Income$610,0001,310
Total noninterest expense$3,806,0001,303
Salaries and employee benefits$2,230,0001,261
Premises and equipment expense$543,0001,119
Additional noninterest expense$1,033,0001,489
Pre-tax net operating income$2,639,000821
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,639,000682
Extraordinary gains, net$013
Net income$2,639,000679
Minority interest net income$064
Net income of bank and minority interests.$2,639,000682
Net charge-offs$-12,0005,499
Cash dividends$1,243,000557
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,639,000659
2014-12-31 (YTD Data)Rank
Total interest income$22,032,0001,167
Total interest expense$1,018,0002,545
Net interest income$21,014,0001,072
Provision for loan and lease losses$69,0003,536
Total noninterest income$7,043,000859
Gross Fiduciary activities income$588,000577
Service charges on deposit accounts$2,566,000532
Trading account gains and fees$0180
Additional Noninterest Income$3,889,000916
Total noninterest expense$15,391,0001,285
Salaries and employee benefits$8,970,0001,208
Premises and equipment expense$2,186,0001,094
Additional noninterest expense$4,235,0001,487
Pre-tax net operating income$12,597,000674
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$12,597,000541
Extraordinary gains, net$017
Net income$12,597,000539
Minority interest net income$084
Net income of bank and minority interests.$12,597,000541
Net charge-offs$564,0001,353
Cash dividends$4,931,000614
Sale, conversion, retirement of capital stock, net$-2,465,0006,489
Net operating income$12,597,000531
2014-09-30 (YTD Data)Rank
Total interest income$16,472,0001,177
Total interest expense$767,0002,581
Net interest income$15,705,0001,079
Provision for loan and lease losses$54,0003,334
Total noninterest income$5,210,000866
Gross Fiduciary activities income$435,000577
Service charges on deposit accounts$1,616,000624
Trading account gains and fees$0174
Additional Noninterest Income$3,159,000860
Total noninterest expense$11,890,0001,256
Salaries and employee benefits$6,658,0001,213
Premises and equipment expense$1,652,0001,098
Additional noninterest expense$3,580,0001,348
Pre-tax net operating income$8,971,000704
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$8,971,000577
Extraordinary gains, net$015
Net income$8,971,000574
Minority interest net income$081
Net income of bank and minority interests.$8,971,000576
Net charge-offs$342,0001,487
Cash dividends$3,730,000567
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,971,000569
2014-06-30 (YTD Data)Rank
Total interest income$10,898,0001,177
Total interest expense$514,0002,589
Net interest income$10,384,0001,080
Provision for loan and lease losses$33,0003,284
Total noninterest income$3,263,000890
Gross Fiduciary activities income$286,000588
Service charges on deposit accounts$1,076,000619
Trading account gains and fees$0172
Additional Noninterest Income$1,901,000923
Total noninterest expense$7,946,0001,258
Salaries and employee benefits$4,477,0001,210
Premises and equipment expense$1,081,0001,126
Additional noninterest expense$2,388,0001,345
Pre-tax net operating income$5,668,000724
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$5,668,000585
Extraordinary gains, net$020
Net income$5,668,000585
Minority interest net income$080
Net income of bank and minority interests.$5,668,000585
Net charge-offs$234,0001,467
Cash dividends$2,486,000548
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,668,000579
2014-03-31 (YTD Data)Rank
Total interest income$5,429,0001,179
Total interest expense$260,0002,599
Net interest income$5,169,0001,083
Provision for loan and lease losses$22,0002,919
Total noninterest income$1,636,000849
Gross Fiduciary activities income$144,000585
Service charges on deposit accounts$532,000620
Trading account gains and fees$0147
Additional Noninterest Income$960,000872
Total noninterest expense$3,823,0001,316
Salaries and employee benefits$2,184,0001,254
Premises and equipment expense$554,0001,122
Additional noninterest expense$1,085,0001,448
Pre-tax net operating income$2,960,000680
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,960,000541
Extraordinary gains, net$016
Net income$2,960,000541
Minority interest net income$066
Net income of bank and minority interests.$2,960,000542
Net charge-offs$-32,0006,186
Cash dividends$1,243,000509
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,960,000536
2013-12-31 (YTD Data)Rank
Total interest income$21,838,0001,172
Total interest expense$1,198,0002,564
Net interest income$20,640,0001,070
Provision for loan and lease losses$3,0005,043
Total noninterest income$5,209,0001,094
Gross Fiduciary activities income$492,000600
Service charges on deposit accounts$2,222,000626
Trading account gains and fees$0184
Additional Noninterest Income$2,495,0001,296
Total noninterest expense$15,330,0001,303
Salaries and employee benefits$8,386,0001,268
Premises and equipment expense$2,188,0001,089
Additional noninterest expense$4,756,0001,402
Pre-tax net operating income$10,516,000747
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$10,516,000612
Extraordinary gains, net$029
Net income$10,516,000613
Minority interest net income$090
Net income of bank and minority interests.$10,516,000613
Net charge-offs$1,441,000967
Cash dividends$5,400,000531
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,516,000601
2013-09-30 (YTD Data)Rank
Total interest income$16,371,0001,178
Total interest expense$919,0002,598
Net interest income$15,452,0001,071
Provision for loan and lease losses$21,0004,476
Total noninterest income$3,874,0001,125
Gross Fiduciary activities income$377,000602
Service charges on deposit accounts$1,651,000628
Trading account gains and fees$0180
Additional Noninterest Income$1,846,0001,337
Total noninterest expense$11,376,0001,312
Salaries and employee benefits$6,349,0001,269
Premises and equipment expense$1,651,0001,087
Additional noninterest expense$3,376,0001,465
Pre-tax net operating income$7,929,000743
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$7,929,000621
Extraordinary gains, net$025
Net income$7,929,000623
Minority interest net income$084
Net income of bank and minority interests.$7,929,000623
Net charge-offs$1,292,000829
Cash dividends$3,716,000541
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,929,000605
2013-06-30 (YTD Data)Rank
Total interest income$10,601,0001,203
Total interest expense$628,0002,608
Net interest income$9,973,0001,094
Provision for loan and lease losses$-8,0006,576
Total noninterest income$2,533,0001,148
Gross Fiduciary activities income$258,000600
Service charges on deposit accounts$1,073,000631
Trading account gains and fees$0157
Additional Noninterest Income$1,202,0001,393
Total noninterest expense$7,709,0001,299
Salaries and employee benefits$4,292,0001,248
Premises and equipment expense$1,102,0001,086
Additional noninterest expense$2,315,0001,417
Pre-tax net operating income$4,805,000799
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$4,805,000674
Extraordinary gains, net$022
Net income$4,805,000677
Minority interest net income$082
Net income of bank and minority interests.$4,805,000677
Net charge-offs$303,0001,678
Cash dividends$2,636,000495
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,805,000643
2013-03-31 (YTD Data)Rank
Total interest income$5,254,0001,226
Total interest expense$321,0002,640
Net interest income$4,933,0001,104
Provision for loan and lease losses$-17,0006,758
Total noninterest income$1,235,0001,156
Gross Fiduciary activities income$133,000601
Service charges on deposit accounts$517,000641
Trading account gains and fees$0148
Additional Noninterest Income$585,0001,413
Total noninterest expense$3,900,0001,294
Salaries and employee benefits$2,100,0001,283
Premises and equipment expense$559,0001,086
Additional noninterest expense$1,241,0001,326
Pre-tax net operating income$2,285,000820
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,285,000689
Extraordinary gains, net$010
Net income$2,285,000689
Minority interest net income$076
Net income of bank and minority interests.$2,285,000690
Net charge-offs$205,0001,339
Cash dividends$1,623,000359
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,285,000662
2012-12-31 (YTD Data)Rank
Total interest income$21,146,0001,257
Total interest expense$1,710,0002,454
Net interest income$19,436,0001,125
Provision for loan and lease losses$1,909,0001,105
Total noninterest income$4,874,0001,173
Gross Fiduciary activities income$466,000618
Service charges on deposit accounts$2,176,000651
Trading account gains and fees$0166
Additional Noninterest Income$2,232,0001,434
Total noninterest expense$14,354,0001,375
Salaries and employee benefits$7,674,0001,347
Premises and equipment expense$2,276,0001,046
Additional noninterest expense$4,404,0001,526
Pre-tax net operating income$8,047,000883
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$8,047,000744
Extraordinary gains, net$029
Net income$8,047,000741
Minority interest net income$093
Net income of bank and minority interests.$8,047,000744
Net charge-offs$740,0002,155
Cash dividends$3,452,000787
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,047,000702
2012-09-30 (YTD Data)Rank
Total interest income$15,891,0001,284
Total interest expense$1,341,0002,454
Net interest income$14,550,0001,148
Provision for loan and lease losses$1,430,0001,122
Total noninterest income$3,626,0001,161
Gross Fiduciary activities income$351,000621
Service charges on deposit accounts$1,605,000672
Trading account gains and fees$0157
Additional Noninterest Income$1,670,0001,425
Total noninterest expense$11,068,0001,347
Salaries and employee benefits$5,924,0001,304
Premises and equipment expense$1,741,0001,026
Additional noninterest expense$3,403,0001,487
Pre-tax net operating income$5,678,000957
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$5,678,000804
Extraordinary gains, net$020
Net income$5,678,000802
Minority interest net income$086
Net income of bank and minority interests.$5,678,000804
Net charge-offs$316,0002,752
Cash dividends$2,603,000619
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,678,000753
2012-06-30 (YTD Data)Rank
Total interest income$10,503,0001,313
Total interest expense$929,0002,446
Net interest income$9,574,0001,163
Provision for loan and lease losses$952,0001,139
Total noninterest income$2,379,0001,168
Gross Fiduciary activities income$218,000642
Service charges on deposit accounts$1,056,000675
Trading account gains and fees$0153
Additional Noninterest Income$1,105,0001,422
Total noninterest expense$7,521,0001,320
Salaries and employee benefits$4,014,0001,292
Premises and equipment expense$1,149,0001,030
Additional noninterest expense$2,358,0001,448
Pre-tax net operating income$3,480,0001,018
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,480,000868
Extraordinary gains, net$019
Net income$3,480,000867
Minority interest net income$084
Net income of bank and minority interests.$3,480,000868
Net charge-offs$109,0003,332
Cash dividends$1,726,000609
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,480,000805
2012-03-31 (YTD Data)Rank
Total interest income$5,167,0001,334
Total interest expense$491,0002,420
Net interest income$4,676,0001,190
Provision for loan and lease losses$476,0001,099
Total noninterest income$1,170,0001,182
Gross Fiduciary activities income$100,000657
Service charges on deposit accounts$514,000691
Trading account gains and fees$0148
Additional Noninterest Income$556,0001,402
Total noninterest expense$3,700,0001,339
Salaries and employee benefits$1,952,0001,324
Premises and equipment expense$585,0001,020
Additional noninterest expense$1,163,0001,444
Pre-tax net operating income$1,670,0001,053
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,670,000895
Extraordinary gains, net$019
Net income$1,670,000896
Minority interest net income$078
Net income of bank and minority interests.$1,670,000896
Net charge-offs$74,0002,709
Cash dividends$863,000541
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,670,000841
2011-12-31 (YTD Data)Rank
Total interest income$21,669,0001,324
Total interest expense$2,880,0002,032
Net interest income$18,789,0001,186
Provision for loan and lease losses$2,541,0001,327
Total noninterest income$4,354,0001,167
Gross Fiduciary activities income$337,000644
Service charges on deposit accounts$2,064,000706
Trading account gains and fees$0146
Additional Noninterest Income$1,953,0001,389
Total noninterest expense$14,433,0001,355
Salaries and employee benefits$7,417,0001,339
Premises and equipment expense$2,376,0001,044
Additional noninterest expense$4,640,0001,478
Pre-tax net operating income$6,169,000972
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$6,169,000800
Extraordinary gains, net$029
Net income$6,169,000797
Minority interest net income$096
Net income of bank and minority interests.$6,169,000800
Net charge-offs$1,403,0001,973
Cash dividends$3,508,000579
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,169,000779
2011-09-30 (YTD Data)Rank
Total interest income$16,360,0001,329
Total interest expense$2,295,0002,007
Net interest income$14,065,0001,193
Provision for loan and lease losses$1,418,0001,562
Total noninterest income$3,235,0001,176
Gross Fiduciary activities income$245,000638
Service charges on deposit accounts$1,525,000727
Trading account gains and fees$0145
Additional Noninterest Income$1,465,0001,366
Total noninterest expense$11,373,0001,307
Salaries and employee benefits$5,956,0001,248
Premises and equipment expense$1,827,0001,036
Additional noninterest expense$3,590,0001,434
Pre-tax net operating income$4,509,0001,029
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$4,509,000855
Extraordinary gains, net$021
Net income$4,509,000854
Minority interest net income$087
Net income of bank and minority interests.$4,509,000855
Net charge-offs$992,0001,903
Cash dividends$2,631,000506
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,509,000810
2011-06-30 (YTD Data)Rank
Total interest income$10,905,0001,333
Total interest expense$1,588,0002,001
Net interest income$9,317,0001,203
Provision for loan and lease losses$942,0001,548
Total noninterest income$2,118,0001,179
Gross Fiduciary activities income$163,000643
Service charges on deposit accounts$991,000738
Trading account gains and fees$0153
Additional Noninterest Income$964,0001,376
Total noninterest expense$7,603,0001,306
Salaries and employee benefits$4,014,0001,240
Premises and equipment expense$1,209,0001,055
Additional noninterest expense$2,380,0001,469
Pre-tax net operating income$2,890,0001,045
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,890,000863
Extraordinary gains, net$015
Net income$2,890,000862
Minority interest net income$089
Net income of bank and minority interests.$2,890,000863
Net charge-offs$521,0002,098
Cash dividends$1,754,000483
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,890,000835
2011-03-31 (YTD Data)Rank
Total interest income$5,461,0001,344
Total interest expense$811,0002,034
Net interest income$4,650,0001,196
Provision for loan and lease losses$465,0001,487
Total noninterest income$1,019,0001,199
Gross Fiduciary activities income$83,000649
Service charges on deposit accounts$478,000749
Trading account gains and fees$0158
Additional Noninterest Income$458,0001,432
Total noninterest expense$3,844,0001,301
Salaries and employee benefits$1,943,0001,291
Premises and equipment expense$624,0001,045
Additional noninterest expense$1,277,0001,372
Pre-tax net operating income$1,360,0001,086
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,360,000898
Extraordinary gains, net$09
Net income$1,360,000897
Minority interest net income$086
Net income of bank and minority interests.$1,360,000898
Net charge-offs$329,0001,663
Cash dividends$877,000439
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,360,000874
2010-12-31 (YTD Data)Rank
Total interest income$22,996,0001,336
Total interest expense$3,597,0002,205
Net interest income$19,399,0001,153
Provision for loan and lease losses$2,553,0001,787
Total noninterest income$4,529,0001,164
Gross Fiduciary activities income$298,000672
Service charges on deposit accounts$2,416,000613
Trading account gains and fees$0175
Additional Noninterest Income$1,815,0001,498
Total noninterest expense$14,505,0001,380
Salaries and employee benefits$7,554,0001,303
Premises and equipment expense$2,471,0001,062
Additional noninterest expense$4,480,0001,607
Pre-tax net operating income$6,870,000781
Securities gains (losses)$16,0003,184
Applicable income taxes$04,655
Income before extraordinary items$6,886,000659
Extraordinary gains, net$029
Net income$6,886,000654
Minority interest net income$0111
Net income of bank and minority interests.$6,886,000660
Net charge-offs$1,822,0001,969
Cash dividends$3,323,000495
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,870,000629
2010-09-30 (YTD Data)Rank
Total interest income$17,408,0001,339
Total interest expense$2,728,0002,272
Net interest income$14,680,0001,144
Provision for loan and lease losses$1,885,0001,730
Total noninterest income$3,450,0001,143
Gross Fiduciary activities income$218,000664
Service charges on deposit accounts$1,881,000600
Trading account gains and fees$0165
Additional Noninterest Income$1,351,0001,451
Total noninterest expense$11,152,0001,337
Salaries and employee benefits$6,011,0001,224
Premises and equipment expense$1,854,0001,062
Additional noninterest expense$3,287,0001,615
Pre-tax net operating income$5,093,000827
Securities gains (losses)$16,0002,975
Applicable income taxes$04,726
Income before extraordinary items$5,109,000688
Extraordinary gains, net$023
Net income$5,109,000686
Minority interest net income$0110
Net income of bank and minority interests.$5,109,000688
Net charge-offs$1,407,0001,837
Cash dividends$2,492,000444
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,093,000657
2010-06-30 (YTD Data)Rank
Total interest income$11,675,0001,354
Total interest expense$1,805,0002,382
Net interest income$9,870,0001,144
Provision for loan and lease losses$1,313,0001,652
Total noninterest income$2,293,0001,111
Gross Fiduciary activities income$142,000672
Service charges on deposit accounts$1,254,000610
Trading account gains and fees$0152
Additional Noninterest Income$897,0001,403
Total noninterest expense$7,486,0001,319
Salaries and employee benefits$4,060,0001,205
Premises and equipment expense$1,231,0001,083
Additional noninterest expense$2,195,0001,599
Pre-tax net operating income$3,364,000821
Securities gains (losses)$16,0002,445
Applicable income taxes$04,691
Income before extraordinary items$3,380,000669
Extraordinary gains, net$019
Net income$3,380,000669
Minority interest net income$0105
Net income of bank and minority interests.$3,380,000669
Net charge-offs$979,0001,752
Cash dividends$1,662,000414
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,364,000649
2010-03-31 (YTD Data)Rank
Total interest income$5,740,0001,413
Total interest expense$891,0002,515
Net interest income$4,849,0001,172
Provision for loan and lease losses$470,0001,886
Total noninterest income$1,098,0001,132
Gross Fiduciary activities income$72,000682
Service charges on deposit accounts$601,000642
Trading account gains and fees$0175
Additional Noninterest Income$425,0001,449
Total noninterest expense$3,719,0001,351
Salaries and employee benefits$1,992,0001,251
Premises and equipment expense$628,0001,087
Additional noninterest expense$1,099,0001,599
Pre-tax net operating income$1,758,000778
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,758,000633
Extraordinary gains, net$016
Net income$1,758,000636
Minority interest net income$091
Net income of bank and minority interests.$1,758,000637
Net charge-offs$562,0001,492
Cash dividends$831,000413
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,758,000619
2009-12-31 (YTD Data)Rank
Total interest income$24,592,0001,397
Total interest expense$4,305,0002,571
Net interest income$20,287,0001,079
Provision for loan and lease losses$3,066,0001,956
Total noninterest income$4,125,0001,266
Gross Fiduciary activities income$253,000701
Service charges on deposit accounts$2,599,000644
Trading account gains and fees$0211
Additional Noninterest Income$1,273,0001,846
Total noninterest expense$14,751,0001,388
Salaries and employee benefits$7,443,0001,345
Premises and equipment expense$2,430,0001,127
Additional noninterest expense$4,878,0001,529
Pre-tax net operating income$6,595,000650
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$6,595,000518
Extraordinary gains, net$034
Net income$6,595,000518
Minority interest net income$0115
Net income of bank and minority interests.$6,595,000520
Net charge-offs$2,813,0001,672
Cash dividends$3,770,000473
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,595,000514
2009-09-30 (YTD Data)Rank
Total interest income$18,555,0001,415
Total interest expense$3,368,0002,599
Net interest income$15,187,0001,083
Provision for loan and lease losses$991,0002,796
Total noninterest income$3,006,0001,316
Gross Fiduciary activities income$190,000697
Service charges on deposit accounts$1,914,000654
Trading account gains and fees$0212
Additional Noninterest Income$902,0001,963
Total noninterest expense$11,835,0001,297
Salaries and employee benefits$5,923,0001,263
Premises and equipment expense$1,819,0001,140
Additional noninterest expense$4,093,0001,328
Pre-tax net operating income$5,367,000637
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$5,367,000493
Extraordinary gains, net$027
Net income$5,367,000492
Minority interest net income$0118
Net income of bank and minority interests.$5,367,000494
Net charge-offs$1,277,0001,940
Cash dividends$2,828,000449
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,367,000490
2009-06-30 (YTD Data)Rank
Total interest income$12,360,0001,439
Total interest expense$2,385,0002,548
Net interest income$9,975,0001,103
Provision for loan and lease losses$538,0002,881
Total noninterest income$1,905,0001,383
Gross Fiduciary activities income$115,000732
Service charges on deposit accounts$1,241,000672
Trading account gains and fees$0193
Additional Noninterest Income$549,0002,091
Total noninterest expense$7,816,0001,334
Salaries and employee benefits$3,888,0001,319
Premises and equipment expense$1,207,0001,167
Additional noninterest expense$2,721,0001,370
Pre-tax net operating income$3,526,000651
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$3,526,000497
Extraordinary gains, net$021
Net income$3,526,000495
Minority interest net income$0112
Net income of bank and minority interests.$3,526,000497
Net charge-offs$715,0001,962
Cash dividends$1,885,000482
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,526,000478
2009-03-31 (YTD Data)Rank
Total interest income$6,154,0001,471
Total interest expense$1,263,0002,512
Net interest income$4,891,0001,119
Provision for loan and lease losses$267,0002,490
Total noninterest income$1,051,0001,228
Gross Fiduciary activities income$63,000722
Service charges on deposit accounts$604,000667
Trading account gains and fees$0171
Additional Noninterest Income$384,0001,661
Total noninterest expense$3,685,0001,356
Salaries and employee benefits$1,978,0001,305
Premises and equipment expense$605,0001,189
Additional noninterest expense$1,102,0001,469
Pre-tax net operating income$1,990,000616
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,990,000503
Extraordinary gains, net$015
Net income$1,990,000504
Minority interest net income$0102
Net income of bank and minority interests.$1,990,000506
Net charge-offs$263,0001,899
Cash dividends$923,000496
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,990,000465
2008-12-31 (YTD Data)Rank
Total interest income$25,685,0001,510
Total interest expense$7,176,0002,153
Net interest income$18,509,0001,204
Provision for loan and lease losses$1,619,0002,060
Total noninterest income$4,627,0001,133
Gross Fiduciary activities income$535,000558
Service charges on deposit accounts$2,667,000654
Trading account gains and fees$0154
Additional Noninterest Income$1,425,0001,659
Total noninterest expense$13,147,0001,481
Salaries and employee benefits$7,484,0001,365
Premises and equipment expense$2,218,0001,229
Additional noninterest expense$3,445,0001,777
Pre-tax net operating income$8,370,000658
Securities gains (losses)$42,0001,720
Applicable income taxes$19,0004,294
Income before extraordinary items$8,393,000466
Extraordinary gains, net$039
Net income$8,393,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,633,0001,473
Cash dividends$3,641,000763
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,351,000490
2008-09-30 (YTD Data)Rank
Total interest income$19,259,0001,547
Total interest expense$5,669,0002,145
Net interest income$13,590,0001,244
Provision for loan and lease losses$613,0002,451
Total noninterest income$3,457,0001,171
Gross Fiduciary activities income$436,000538
Service charges on deposit accounts$1,968,000674
Trading account gains and fees$0148
Additional Noninterest Income$1,053,0001,740
Total noninterest expense$10,243,0001,414
Salaries and employee benefits$5,620,0001,383
Premises and equipment expense$1,663,0001,236
Additional noninterest expense$2,960,0001,507
Pre-tax net operating income$6,191,000815
Securities gains (losses)$42,0001,531
Applicable income taxes$20,0004,603
Income before extraordinary items$6,213,000586
Extraordinary gains, net$031
Net income$6,213,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0002,162
Cash dividends$2,718,000780
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,171,000623
2008-06-30 (YTD Data)Rank
Total interest income$12,727,0001,592
Total interest expense$3,933,0002,149
Net interest income$8,794,0001,272
Provision for loan and lease losses$398,0002,176
Total noninterest income$2,077,0001,290
Gross Fiduciary activities income$120,000761
Service charges on deposit accounts$1,264,000683
Trading account gains and fees$0149
Additional Noninterest Income$693,0001,804
Total noninterest expense$6,612,0001,460
Salaries and employee benefits$3,690,0001,416
Premises and equipment expense$1,074,0001,280
Additional noninterest expense$1,848,0001,589
Pre-tax net operating income$3,861,000920
Securities gains (losses)$42,0001,555
Applicable income taxes$19,0004,702
Income before extraordinary items$3,884,000709
Extraordinary gains, net$021
Net income$3,884,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,377
Cash dividends$1,795,000865
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,842,000700
2008-03-31 (YTD Data)Rank
Total interest income$5,972,0001,727
Total interest expense$1,910,0002,329
Net interest income$4,062,0001,364
Provision for loan and lease losses$192,0001,865
Total noninterest income$951,0001,387
Gross Fiduciary activities income$60,000772
Service charges on deposit accounts$562,000767
Trading account gains and fees$0158
Additional Noninterest Income$329,0001,860
Total noninterest expense$3,181,0001,508
Salaries and employee benefits$1,821,0001,457
Premises and equipment expense$502,0001,382
Additional noninterest expense$858,0001,670
Pre-tax net operating income$1,640,0001,157
Securities gains (losses)$44,0001,153
Applicable income taxes$05,622
Income before extraordinary items$1,684,000887
Extraordinary gains, net$015
Net income$1,684,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,038
Cash dividends$874,000856
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,640,000877
2007-12-31 (YTD Data)Rank
Total interest income$23,387,0001,817
Total interest expense$7,512,0002,456
Net interest income$15,875,0001,413
Provision for loan and lease losses$627,0001,992
Total noninterest income$3,708,0001,379
Gross Fiduciary activities income$246,000753
Service charges on deposit accounts$2,060,000869
Trading account gains and fees$0178
Additional Noninterest Income$1,402,0001,757
Total noninterest expense$10,611,0001,749
Salaries and employee benefits$5,809,0001,734
Premises and equipment expense$1,830,0001,461
Additional noninterest expense$2,972,0001,853
Pre-tax net operating income$8,345,0001,010
Securities gains (losses)$4,0001,644
Applicable income taxes$06,070
Income before extraordinary items$8,349,000777
Extraordinary gains, net$039
Net income$8,349,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$988,0001,036
Cash dividends$3,327,0001,097
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,345,000766
2007-09-30 (YTD Data)Rank
Total interest income$17,257,0001,846
Total interest expense$5,548,0002,486
Net interest income$11,709,0001,444
Provision for loan and lease losses$456,0001,679
Total noninterest income$2,794,0001,380
Gross Fiduciary activities income$185,000744
Service charges on deposit accounts$1,520,000867
Trading account gains and fees$0184
Additional Noninterest Income$1,089,0001,713
Total noninterest expense$8,045,0001,714
Salaries and employee benefits$4,253,0001,778
Premises and equipment expense$1,379,0001,444
Additional noninterest expense$2,413,0001,686
Pre-tax net operating income$6,002,0001,141
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$6,002,000873
Extraordinary gains, net$033
Net income$6,002,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$573,000979
Cash dividends$2,568,000993
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,002,000864
2007-06-30 (YTD Data)Rank
Total interest income$11,228,0001,905
Total interest expense$3,623,0002,551
Net interest income$7,605,0001,515
Provision for loan and lease losses$304,0001,517
Total noninterest income$1,683,0001,536
Gross Fiduciary activities income$124,000756
Service charges on deposit accounts$989,000903
Trading account gains and fees$0168
Additional Noninterest Income$570,0002,065
Total noninterest expense$5,347,0001,729
Salaries and employee benefits$2,834,0001,813
Premises and equipment expense$904,0001,479
Additional noninterest expense$1,609,0001,690
Pre-tax net operating income$3,637,0001,302
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,637,000998
Extraordinary gains, net$029
Net income$3,637,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,000737
Cash dividends$1,808,000966
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,637,000979
2007-03-31 (YTD Data)Rank
Total interest income$5,427,0001,967
Total interest expense$1,732,0002,636
Net interest income$3,695,0001,567
Provision for loan and lease losses$151,0001,421
Total noninterest income$784,0001,600
Gross Fiduciary activities income$60,000781
Service charges on deposit accounts$468,000927
Trading account gains and fees$0195
Additional Noninterest Income$256,0002,186
Total noninterest expense$2,695,0001,722
Salaries and employee benefits$1,418,0001,818
Premises and equipment expense$458,0001,460
Additional noninterest expense$819,0001,638
Pre-tax net operating income$1,633,0001,427
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,633,0001,081
Extraordinary gains, net$022
Net income$1,633,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,074
Cash dividends$662,0001,131
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,633,0001,066
2006-12-31 (YTD Data)Rank
Total interest income$19,891,0001,988
Total interest expense$6,013,0002,587
Net interest income$13,878,0001,650
Provision for loan and lease losses$598,0001,640
Total noninterest income$3,325,0001,483
Gross Fiduciary activities income$270,000739
Service charges on deposit accounts$2,026,000873
Trading account gains and fees$0130
Additional Noninterest Income$1,029,0002,176
Total noninterest expense$9,982,0001,787
Salaries and employee benefits$5,562,0001,758
Premises and equipment expense$1,798,0001,429
Additional noninterest expense$2,622,0002,026
Pre-tax net operating income$6,623,0001,461
Securities gains (losses)$-111,0008,242
Applicable income taxes$06,600
Income before extraordinary items$6,512,0001,133
Extraordinary gains, net$051
Net income$6,512,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$777,000852
Cash dividends$3,212,0001,045
Sale, conversion, retirement of capital stock, net$-544,0008,643
Net operating income$6,623,0001,104
2006-09-30 (YTD Data)Rank
Total interest income$14,619,0002,015
Total interest expense$4,375,0002,579
Net interest income$10,244,0001,693
Provision for loan and lease losses$449,0001,557
Total noninterest income$2,507,0001,485
Gross Fiduciary activities income$194,000741
Service charges on deposit accounts$1,535,000869
Trading account gains and fees$0126
Additional Noninterest Income$778,0002,174
Total noninterest expense$7,511,0001,771
Salaries and employee benefits$4,144,0001,769
Premises and equipment expense$1,370,0001,424
Additional noninterest expense$1,997,0001,955
Pre-tax net operating income$4,791,0001,558
Securities gains (losses)$-111,0008,436
Applicable income taxes$06,687
Income before extraordinary items$4,680,0001,213
Extraordinary gains, net$045
Net income$4,680,0001,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$504,000797
Cash dividends$2,550,000938
Sale, conversion, retirement of capital stock, net$-544,0008,719
Net operating income$4,791,0001,174
2006-06-30 (YTD Data)Rank
Total interest income$9,591,0002,011
Total interest expense$2,856,0002,542
Net interest income$6,735,0001,721
Provision for loan and lease losses$299,0001,540
Total noninterest income$1,638,0001,514
Gross Fiduciary activities income$119,000766
Service charges on deposit accounts$1,030,000843
Trading account gains and fees$0126
Additional Noninterest Income$489,0002,248
Total noninterest expense$4,945,0001,803
Salaries and employee benefits$2,753,0001,782
Premises and equipment expense$895,0001,456
Additional noninterest expense$1,297,0002,027
Pre-tax net operating income$3,129,0001,593
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,129,0001,202
Extraordinary gains, net$039
Net income$3,129,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,000746
Cash dividends$1,888,000877
Sale, conversion, retirement of capital stock, net$-544,0008,758
Net operating income$3,129,0001,188
2006-03-31 (YTD Data)Rank
Total interest income$4,746,0002,003
Total interest expense$1,416,0002,437
Net interest income$3,330,0001,725
Provision for loan and lease losses$150,0001,421
Total noninterest income$782,0001,547
Gross Fiduciary activities income$60,000772
Service charges on deposit accounts$492,000856
Trading account gains and fees$0115
Additional Noninterest Income$230,0002,296
Total noninterest expense$2,448,0001,812
Salaries and employee benefits$1,358,0001,817
Premises and equipment expense$453,0001,434
Additional noninterest expense$637,0002,043
Pre-tax net operating income$1,514,0001,618
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,514,0001,229
Extraordinary gains, net$021
Net income$1,514,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,000743
Cash dividends$1,226,000641
Sale, conversion, retirement of capital stock, net$-544,0008,777
Net operating income$1,514,0001,207
2005-12-31 (YTD Data)Rank
Total interest income$16,798,0001,995
Total interest expense$4,797,0002,282
Net interest income$12,001,0001,832
Provision for loan and lease losses$598,0001,654
Total noninterest income$3,280,0001,492
Gross Fiduciary activities income$255,000754
Service charges on deposit accounts$1,992,000874
Trading account gains and fees$0138
Additional Noninterest Income$1,033,0002,165
Total noninterest expense$9,084,0001,867
Salaries and employee benefits$4,995,0001,862
Premises and equipment expense$1,687,0001,451
Additional noninterest expense$2,402,0002,093
Pre-tax net operating income$5,599,0001,669
Securities gains (losses)$6,0001,641
Applicable income taxes$06,964
Income before extraordinary items$5,605,0001,278
Extraordinary gains, net$046
Net income$5,605,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,246
Cash dividends$1,859,0001,558
Sale, conversion, retirement of capital stock, net$-149,0008,771
Net operating income$5,599,0001,260
2005-09-30 (YTD Data)Rank
Total interest income$12,149,0002,011
Total interest expense$3,419,0002,273
Net interest income$8,730,0001,879
Provision for loan and lease losses$449,0001,578
Total noninterest income$2,251,0001,602
Gross Fiduciary activities income$185,000745
Service charges on deposit accounts$1,446,000902
Trading account gains and fees$0126
Additional Noninterest Income$620,0002,506
Total noninterest expense$6,825,0001,842
Salaries and employee benefits$3,665,0001,878
Premises and equipment expense$1,266,0001,437
Additional noninterest expense$1,894,0001,969
Pre-tax net operating income$3,707,0001,889
Securities gains (losses)$6,0001,641
Applicable income taxes$06,976
Income before extraordinary items$3,713,0001,438
Extraordinary gains, net$035
Net income$3,713,0001,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,264
Cash dividends$1,394,0001,424
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,707,0001,418
2005-06-30 (YTD Data)Rank
Total interest income$7,900,0002,000
Total interest expense$2,150,0002,274
Net interest income$5,750,0001,885
Provision for loan and lease losses$299,0001,578
Total noninterest income$1,450,0001,644
Gross Fiduciary activities income$120,000751
Service charges on deposit accounts$928,000913
Trading account gains and fees$0116
Additional Noninterest Income$402,0002,533
Total noninterest expense$4,549,0001,822
Salaries and employee benefits$2,427,0001,882
Premises and equipment expense$843,0001,435
Additional noninterest expense$1,279,0001,922
Pre-tax net operating income$2,352,0001,932
Securities gains (losses)$6,0001,523
Applicable income taxes$06,961
Income before extraordinary items$2,358,0001,475
Extraordinary gains, net$030
Net income$2,358,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,445
Cash dividends$930,0001,408
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,352,0001,451
2005-03-31 (YTD Data)Rank
Total interest income$3,742,0002,063
Total interest expense$987,0002,361
Net interest income$2,755,0001,955
Provision for loan and lease losses$150,0001,379
Total noninterest income$672,0001,708
Gross Fiduciary activities income$60,000766
Service charges on deposit accounts$431,000954
Trading account gains and fees$0115
Additional Noninterest Income$181,0002,647
Total noninterest expense$2,292,0001,816
Salaries and employee benefits$1,216,0001,884
Premises and equipment expense$415,0001,457
Additional noninterest expense$661,0001,857
Pre-tax net operating income$985,0002,191
Securities gains (losses)$4,0001,261
Applicable income taxes$06,892
Income before extraordinary items$989,0001,693
Extraordinary gains, net$024
Net income$989,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,576
Cash dividends$469,0001,318
Sale, conversion, retirement of capital stock, net$0491
Net operating income$985,0001,670
2004-12-31 (YTD Data)Rank
Total interest income$14,388,0001,968
Total interest expense$3,510,0002,299
Net interest income$10,878,0001,859
Provision for loan and lease losses$788,0001,305
Total noninterest income$3,055,0001,576
Gross Fiduciary activities income$240,000750
Service charges on deposit accounts$1,975,000881
Trading account gains and fees$0138
Additional Noninterest Income$840,0002,414
Total noninterest expense$8,834,0001,832
Salaries and employee benefits$4,918,0001,790
Premises and equipment expense$1,573,0001,466
Additional noninterest expense$2,343,0002,085
Pre-tax net operating income$4,311,0001,924
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$4,311,0001,495
Extraordinary gains, net$034
Net income$4,311,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,986
Cash dividends$1,875,0001,441
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,311,0001,444
2004-09-30 (YTD Data)Rank
Total interest income$10,685,0001,966
Total interest expense$2,594,0002,271
Net interest income$8,091,0001,861
Provision for loan and lease losses$591,0001,251
Total noninterest income$2,287,0001,590
Gross Fiduciary activities income$175,000754
Service charges on deposit accounts$1,505,000868
Trading account gains and fees$0134
Additional Noninterest Income$607,0002,481
Total noninterest expense$6,697,0001,802
Salaries and employee benefits$3,693,0001,773
Premises and equipment expense$1,180,0001,463
Additional noninterest expense$1,824,0001,972
Pre-tax net operating income$3,090,0002,021
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$3,090,0001,574
Extraordinary gains, net$026
Net income$3,090,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,179
Cash dividends$1,406,0001,339
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,090,0001,523
2004-06-30 (YTD Data)Rank
Total interest income$7,054,0001,979
Total interest expense$1,698,0002,294
Net interest income$5,356,0001,867
Provision for loan and lease losses$454,0001,094
Total noninterest income$1,513,0001,573
Gross Fiduciary activities income$119,000755
Service charges on deposit accounts$998,000860
Trading account gains and fees$0130
Additional Noninterest Income$396,0002,529
Total noninterest expense$4,430,0001,801
Salaries and employee benefits$2,473,0001,774
Premises and equipment expense$767,0001,510
Additional noninterest expense$1,190,0002,014
Pre-tax net operating income$1,985,0002,055
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,985,0001,618
Extraordinary gains, net$021
Net income$1,985,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,952
Cash dividends$937,0001,363
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,985,0001,557
2004-03-31 (YTD Data)Rank
Total interest income$3,528,0001,989
Total interest expense$855,0002,300
Net interest income$2,673,0001,869
Provision for loan and lease losses$227,0001,033
Total noninterest income$707,0001,651
Gross Fiduciary activities income$58,000769
Service charges on deposit accounts$472,000882
Trading account gains and fees$0121
Additional Noninterest Income$177,0002,669
Total noninterest expense$2,277,0001,778
Salaries and employee benefits$1,254,0001,764
Premises and equipment expense$369,0001,594
Additional noninterest expense$654,0001,812
Pre-tax net operating income$876,0002,256
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$876,0001,787
Extraordinary gains, net$016
Net income$876,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,552
Cash dividends$430,0001,379
Sale, conversion, retirement of capital stock, net$0464
Net operating income$876,0001,703
2003-12-31 (YTD Data)Rank
Total interest income$14,335,0001,974
Total interest expense$3,826,0002,315
Net interest income$10,509,0001,860
Provision for loan and lease losses$747,0001,544
Total noninterest income$2,862,0001,755
Gross Fiduciary activities income$206,000793
Service charges on deposit accounts$1,831,000937
Trading account gains and fees$0160
Additional Noninterest Income$825,0002,684
Total noninterest expense$8,305,0001,911
Salaries and employee benefits$4,572,0001,885
Premises and equipment expense$1,400,0001,628
Additional noninterest expense$2,333,0002,064
Pre-tax net operating income$4,319,0001,867
Securities gains (losses)$169,0001,452
Applicable income taxes$07,459
Income before extraordinary items$4,488,0001,408
Extraordinary gains, net$054
Net income$4,488,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$764,0001,139
Cash dividends$1,721,0001,566
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,319,0001,393
2003-09-30 (YTD Data)Rank
Total interest income$10,744,0002,018
Total interest expense$2,971,0002,313
Net interest income$7,773,0001,893
Provision for loan and lease losses$558,0001,509
Total noninterest income$2,160,0001,794
Gross Fiduciary activities income$171,000769
Service charges on deposit accounts$1,363,000956
Trading account gains and fees$0153
Additional Noninterest Income$626,0002,762
Total noninterest expense$6,238,0001,900
Salaries and employee benefits$3,433,0001,886
Premises and equipment expense$1,025,0001,672
Additional noninterest expense$1,780,0002,009
Pre-tax net operating income$3,137,0001,971
Securities gains (losses)$169,0001,333
Applicable income taxes$07,524
Income before extraordinary items$3,306,0001,486
Extraordinary gains, net$040
Net income$3,306,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,374
Cash dividends$1,291,0001,446
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,137,0001,474
2003-06-30 (YTD Data)Rank
Total interest income$7,217,0002,014
Total interest expense$2,079,0002,280
Net interest income$5,138,0001,906
Provision for loan and lease losses$372,0001,496
Total noninterest income$1,445,0001,768
Gross Fiduciary activities income$119,000763
Service charges on deposit accounts$908,000942
Trading account gains and fees$0150
Additional Noninterest Income$418,0002,729
Total noninterest expense$4,160,0001,900
Salaries and employee benefits$2,283,0001,879
Premises and equipment expense$660,0001,718
Additional noninterest expense$1,217,0001,965
Pre-tax net operating income$2,051,0001,989
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$2,051,0001,579
Extraordinary gains, net$030
Net income$2,051,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,207
Cash dividends$861,0001,498
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,051,0001,475
2003-03-31 (YTD Data)Rank
Total interest income$3,635,0002,012
Total interest expense$1,096,0002,228
Net interest income$2,539,0001,922
Provision for loan and lease losses$185,0001,457
Total noninterest income$714,0001,747
Gross Fiduciary activities income$63,000757
Service charges on deposit accounts$435,000955
Trading account gains and fees$0134
Additional Noninterest Income$216,0002,589
Total noninterest expense$2,061,0001,903
Salaries and employee benefits$1,138,0001,874
Premises and equipment expense$330,0001,730
Additional noninterest expense$593,0001,985
Pre-tax net operating income$1,007,0002,028
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,007,0001,601
Extraordinary gains, net$021
Net income$1,007,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,618
Cash dividends$430,0001,388
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,007,0001,499
2002-12-31 (YTD Data)Rank
Total interest income$16,060,0001,917
Total interest expense$5,223,0002,148
Net interest income$10,838,0001,787
Provision for loan and lease losses$1,540,000925
Total noninterest income$2,994,0001,557
Gross Fiduciary activities income$231,000787
Service charges on deposit accounts$1,747,000920
Trading account gains and fees$0153
Additional Noninterest Income$1,016,0002,156
Total noninterest expense$7,771,0001,943
Salaries and employee benefits$4,296,0001,880
Premises and equipment expense$1,336,0001,644
Additional noninterest expense$2,139,0002,170
Pre-tax net operating income$4,520,0001,798
Securities gains (losses)$27,0002,929
Applicable income taxes$07,681
Income before extraordinary items$4,547,0001,367
Extraordinary gains, net$7,00062
Net income$4,554,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,221,000807
Cash dividends$2,621,0001,044
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,520,0001,328
2001-12-31 (YTD Data)Rank
Total interest income$17,635,0001,940
Total interest expense$7,714,0002,086
Net interest income$9,921,0001,799
Provision for loan and lease losses$1,205,0001,078
Total noninterest income$2,821,0001,551
Gross Fiduciary activities income$253,000772
Service charges on deposit accounts$1,650,000894
Trading account gains and fees$0177
Additional Noninterest Income$918,0002,176
Total noninterest expense$7,324,0001,960
Salaries and employee benefits$4,053,0001,845
Premises and equipment expense$1,283,0001,681
Additional noninterest expense$1,988,0002,254
Pre-tax net operating income$4,213,0001,677
Securities gains (losses)$36,0002,670
Applicable income taxes$07,903
Income before extraordinary items$4,249,0001,284
Extraordinary gains, net$0105
Net income$4,249,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,847
Cash dividends$2,750,000999
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,213,0001,243
2000-12-31 (YTD Data)Rank
Total interest income$14,771,0002,368
Total interest expense$6,898,0002,439
Net interest income$7,873,0002,260
Provision for loan and lease losses$476,0001,974
Total noninterest income$2,226,0001,732
Gross Fiduciary activities income$215,000790
Service charges on deposit accounts$1,229,0001,106
Trading account gains and fees$0180
Additional Noninterest Income$782,0002,181
Total noninterest expense$6,365,0002,158
Salaries and employee benefits$3,446,0002,067
Premises and equipment expense$1,152,0001,821
Additional noninterest expense$1,767,0002,428
Pre-tax net operating income$3,258,0002,209
Securities gains (losses)$-159,0009,531
Applicable income taxes$88,0006,675
Income before extraordinary items$3,011,0001,752
Extraordinary gains, net$038
Net income$3,011,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,559
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,165,2301,648
1999-12-31 (YTD Data)Rank
Total interest income$10,748,0003,003
Total interest expense$4,423,0003,287
Net interest income$6,325,0002,784
Provision for loan and lease losses$330,0002,465
Total noninterest income$1,418,0002,377
Gross Fiduciary activities income$126,000952
Service charges on deposit accounts$732,0001,814
Trading account gains and fees$0173
Additional Noninterest Income$560,0002,749
Total noninterest expense$5,051,0002,668
Salaries and employee benefits$2,746,0002,565
Premises and equipment expense$846,0002,380
Additional noninterest expense$1,459,0002,934
Pre-tax net operating income$2,362,0002,924
Securities gains (losses)$-1,0008,592
Applicable income taxes$595,0003,240
Income before extraordinary items$1,766,0002,854
Extraordinary gains, net$035
Net income$1,766,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,745
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,766,7502,822
1998-12-31 (YTD Data)Rank
Total interest income$10,027,0003,224
Total interest expense$4,019,0003,669
Net interest income$6,008,0002,867
Provision for loan and lease losses$228,0003,242
Total noninterest income$1,587,0002,169
Gross Fiduciary activities income$91,0001,026
Service charges on deposit accounts$677,0001,889
Trading account gains and fees$0224
Additional Noninterest Income$819,0002,138
Total noninterest expense$4,592,0002,819
Salaries and employee benefits$2,513,0002,700
Premises and equipment expense$870,0002,237
Additional noninterest expense$1,209,0003,348
Pre-tax net operating income$2,775,0002,556
Securities gains (losses)$19,0002,467
Applicable income taxes$663,0003,151
Income before extraordinary items$2,131,0002,417
Extraordinary gains, net$032
Net income$2,131,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,108
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,116,5602,353
1997-12-31 (YTD Data)Rank
Total interest income$9,357,0003,455
Total interest expense$3,821,0003,847
Net interest income$5,536,0003,157
Provision for loan and lease losses$182,0003,635
Total noninterest income$1,292,0002,474
Gross Fiduciary activities income$87,0001,081
Service charges on deposit accounts$631,0002,084
Trading account gains and fees$0239
Additional Noninterest Income$574,0002,572
Total noninterest expense$3,941,0003,218
Salaries and employee benefits$2,316,0002,861
Premises and equipment expense$618,0003,061
Additional noninterest expense$1,007,0003,878
Pre-tax net operating income$2,705,0002,730
Securities gains (losses)$03,944
Applicable income taxes$864,0002,757
Income before extraordinary items$1,841,0002,779
Extraordinary gains, net$044
Net income$1,841,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,982
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,841,0002,729
1996-12-31 (YTD Data)Rank
Total interest income$8,539,0003,795
Total interest expense$3,683,0003,994
Net interest income$4,856,0003,622
Provision for loan and lease losses$240,0003,003
Total noninterest income$1,325,0002,507
Gross Fiduciary activities income$40,0001,272
Service charges on deposit accounts$604,0002,240
Trading account gains and fees$0262
Additional Noninterest Income$681,0002,350
Total noninterest expense$3,642,0003,642
Salaries and employee benefits$2,136,0003,132
Premises and equipment expense$539,0003,546
Additional noninterest expense$967,0004,527
Pre-tax net operating income$2,299,0003,039
Securities gains (losses)$04,148
Applicable income taxes$767,0002,958
Income before extraordinary items$1,532,0003,134
Extraordinary gains, net$053
Net income$1,532,0003,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,641
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,532,0003,093
1995-12-31 (YTD Data)Rank
Total interest income$7,872,0004,070
Total interest expense$3,428,0004,232
Net interest income$4,444,0003,954
Provision for loan and lease losses$224,0002,816
Total noninterest income$1,402,0002,409
Gross Fiduciary activities income$33,0001,352
Service charges on deposit accounts$502,0002,717
Trading account gains and fees$0522
Additional Noninterest Income$867,0001,990
Total noninterest expense$3,457,0003,789
Salaries and employee benefits$1,910,0003,442
Premises and equipment expense$484,0003,864
Additional noninterest expense$1,063,0004,147
Pre-tax net operating income$2,165,0003,259
Securities gains (losses)$03,831
Applicable income taxes$121,0008,778
Income before extraordinary items$2,044,0002,461
Extraordinary gains, net$065
Net income$2,044,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,278
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,044,0002,437
1994-12-31 (YTD Data)Rank
Total interest income$6,594,0004,469
Total interest expense$2,623,0004,449
Net interest income$3,971,0004,415
Provision for loan and lease losses$235,0002,747
Total noninterest income$1,138,0002,830
Gross Fiduciary activities income$34,0001,368
Service charges on deposit accounts$510,0002,689
Trading account gains and fees$0475
Additional Noninterest Income$594,0002,604
Total noninterest expense$3,173,0004,204
Salaries and employee benefits$1,674,0003,882
Premises and equipment expense$467,0004,036
Additional noninterest expense$1,032,0004,596
Pre-tax net operating income$1,701,0003,963
Securities gains (losses)$-3,0009,178
Applicable income taxes$31,00010,901
Income before extraordinary items$1,667,0002,897
Extraordinary gains, net$0249
Net income$1,667,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,355
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,669,9402,920
1993-12-31 (YTD Data)Rank
Total interest income$5,033,0005,754
Total interest expense$1,946,0005,966
Net interest income$3,087,0005,527
Provision for loan and lease losses$192,0004,009
Total noninterest income$1,068,0003,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$371,0003,692
Trading account gains and feesNANA
Additional Noninterest Income$697,0002,607
Total noninterest expense$2,313,0005,636
Salaries and employee benefits$1,179,0005,307
Premises and equipment expense$445,0004,305
Additional noninterest expense$689,0006,643
Pre-tax net operating income$1,650,0003,970
Securities gains (losses)$07,477
Applicable income taxes$16,00011,688
Income before extraordinary items$1,634,0002,988
Extraordinary gains, net$03,149
Net income$1,634,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0005,182
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,634,0002,831
1992-12-31 (YTD Data)Rank
Total interest income$4,935,0006,459
Total interest expense$2,229,0006,559
Net interest income$2,706,0006,202
Provision for loan and lease losses$167,0005,802
Total noninterest income$1,074,0003,125
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$307,0004,362
Trading account gains and feesNANA
Additional Noninterest Income$767,0002,361
Total noninterest expense$2,025,0006,316
Salaries and employee benefits$965,0006,231
Premises and equipment expense$378,0005,014
Additional noninterest expense$682,0006,870
Pre-tax net operating income$1,588,0003,840
Securities gains (losses)$08,369
Applicable income taxes$517,0003,890
Income before extraordinary items$1,071,0004,233
Extraordinary gains, net$495,000211
Net income$1,566,0002,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0006,285
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,071,0003,924

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.