Home > First Bank of Georgia > Net charge- offs to loans
First Bank of Georgia, Net charge- offs to loans
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 3,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 4,184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 5,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7623% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7623% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 4,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 5,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 4,291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 5,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1331% | 5,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8496% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8496% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4444% | 6,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5012% | 6,369 |
| Percentage Net Loans Charged-off:Construction & development | -1.1155% | 5,742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5453% | 6,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 5,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0953% | 4,576 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 5,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0577% | 5,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9938% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9938% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2874% | 6,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3325% | 6,389 |
| Percentage Net Loans Charged-off:Construction & development | -1.4427% | 5,823 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 5,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 5,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1342% | 4,665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 3,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2976% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2973% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3666% | 6,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4156% | 6,469 |
| Percentage Net Loans Charged-off:Construction & development | -1.8636% | 5,890 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 5,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 5,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 5,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 4,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2303% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2303% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2531% | 6,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2936% | 6,480 |
| Percentage Net Loans Charged-off:Construction & development | -1.3089% | 5,885 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 5,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 5,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 5,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0461% | 5,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6284% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6284% | 482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4743% | 6,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5376% | 6,681 |
| Percentage Net Loans Charged-off:Construction & development | -2.5423% | 6,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0652% | 6,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 3,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0798% | 3,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0336% | 2,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5112% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5112% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4462% | 6,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5059% | 6,743 |
| Percentage Net Loans Charged-off:Construction & development | -2.3504% | 6,153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0909% | 6,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 3,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0824% | 1,133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 2,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 5,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6529% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6529% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5316% | 6,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5854% | 6,807 |
| Percentage Net Loans Charged-off:Construction & development | -2.5903% | 6,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1804% | 6,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 2,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1316% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0991% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 5,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6054% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6054% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1795% | 6,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1986% | 6,690 |
| Percentage Net Loans Charged-off:Construction & development | -1.6139% | 6,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1328% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2070% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2823% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 5,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3273% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3273% | 1,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 4,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1084% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.0650% | 5,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1253% | 2,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2641% | 1,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1906% | 2,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6991% | 6,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1912% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1912% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 6,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.1079% | 6,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 6,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2606% | 2,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3785% | 1,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 2,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5907% | 6,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9857% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9859% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3738% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 1.0657% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4139% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5672% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3670% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4481% | 6,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1492% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1492% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5511% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 1.5684% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5742% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 5,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7662% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.9345% | 6,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7002% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7002% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8201% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8777% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 2.5356% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 2,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4873% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3609% | 1,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5321% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1178% | 6,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9168% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8593% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5413% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5887% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 1.3837% | 1,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1320% | 2,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5780% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4918% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6099% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1988% | 6,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4721% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4355% | 2,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3800% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4236% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.7270% | 1,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1207% | 2,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6420% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6016% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6569% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2535% | 6,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1232% | 3,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1109% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6457% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7761% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 1.4447% | 1,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2899% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9365% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2717% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1248% | 7,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5584% | 6,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4776% | 6,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4800% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5665% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 4.7432% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 7,215 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3537% | 5,929 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8997% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0395% | 1,887 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1287% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3688% | 3,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6247% | 3,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8477% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9638% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 5.9822% | 952 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 7,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9960% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 1,642 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2430% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3825% | 3,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6304% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4840% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6363% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 8.4446% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7036% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8910% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5738% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9038% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9548% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0987% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 3.0826% | 1,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5900% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 5,565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7515% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9897% | 7,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1127% | 3,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5961% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5517% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | 1.2412% | 2,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5119% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6490% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7381% | 3,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2012% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2525% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2250% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.2077% | 2,808 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5255% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 5,799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6770% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1955% | 3,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7064% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1919% | 3,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.2284% | 2,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3907% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5077% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 3,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1245% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1568% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5292% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6959% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1065% | 2,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5282% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6126% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5925% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 1.1412% | 1,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 2,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 34.4382% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3992% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7285% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3227% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7513% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8658% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 4,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 2,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3249% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3960% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 3,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6116% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 2,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3712% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4395% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6451% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 6,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6081% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 4,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5353% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6209% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 4,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0753% | 2,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6746% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1268% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8051% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 4,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3066% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8451% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4704% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1429% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4704% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1346% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2031% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2271% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3929% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6566% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1791% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1978% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3760% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6915% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2374% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6971% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5433% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1192% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8806% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9804% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2390% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 3,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1555% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2657% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 6,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6073% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 4,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1407% | 3,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2309% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2568% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3048% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8471% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8424% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2706% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 3,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4525% | 3,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3603% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4336% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5312% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 5,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,692 |
| Percentage Net Loans Charged-off:Construction & development | -0.0978% | 8,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2381% | 3,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5361% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2637% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5304% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3943% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6557% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2276% | 4,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 2,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.3043% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 4,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7915% | 3,026 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7174% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 5,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 8,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 8,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 8,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 8,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 7,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9772% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1732% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2490% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1626% | 9,900 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3857% | 10,292 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7749% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4282% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3448% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9945% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3861% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3605% | 5,432 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |