Home > First Bank > Income and Expense
First Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,869 |
| Total interest expense | $582,000 | 3,590 |
| Net interest income | $1,244,000 | 3,939 |
| Provision for loan and lease losses | $578,000 | 416 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $1,494,000 | 2,725 |
| Salaries and employee benefits | $1,064,000 | 2,142 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $346,000 | 3,398 |
| Pre-tax net operating income | $-726,000 | 8,884 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-726,000 | 8,890 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-726,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,254 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 216 |
| Net operating income | $-726,000 | 8,878 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 4,305 |
| Total interest expense | $1,848,000 | 3,890 |
| Net interest income | $4,075,000 | 4,423 |
| Provision for loan and lease losses | $221,000 | 3,531 |
| Total noninterest income | $308,000 | 6,347 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $242,000 | 4,810 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,054 |
| Total noninterest expense | $3,399,000 | 4,271 |
| Salaries and employee benefits | $2,057,000 | 3,903 |
| Premises and equipment expense | $330,000 | 5,404 |
| Additional noninterest expense | $1,012,000 | 4,302 |
| Pre-tax net operating income | $763,000 | 5,907 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $763,000 | 5,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $763,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,006 |
| Cash dividends | $314,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $691,000 | 434 |
| Net operating income | $763,000 | 5,297 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 4,433 |
| Total interest expense | $1,346,000 | 3,936 |
| Net interest income | $2,886,000 | 4,602 |
| Provision for loan and lease losses | $105,000 | 4,188 |
| Total noninterest income | $221,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $176,000 | 4,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 7,213 |
| Total noninterest expense | $2,408,000 | 4,427 |
| Salaries and employee benefits | $1,464,000 | 4,028 |
| Premises and equipment expense | $256,000 | 5,274 |
| Additional noninterest expense | $688,000 | 4,589 |
| Pre-tax net operating income | $594,000 | 5,925 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $594,000 | 5,389 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $594,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $266,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $691,000 | 331 |
| Net operating income | $594,000 | 5,307 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 4,574 |
| Total interest expense | $857,000 | 4,070 |
| Net interest income | $1,848,000 | 4,735 |
| Provision for loan and lease losses | $83,000 | 3,874 |
| Total noninterest income | $142,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $115,000 | 4,961 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $1,544,000 | 4,572 |
| Salaries and employee benefits | $938,000 | 4,173 |
| Premises and equipment expense | $163,000 | 5,430 |
| Additional noninterest expense | $443,000 | 4,730 |
| Pre-tax net operating income | $363,000 | 6,100 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $363,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $141,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $691,000 | 240 |
| Net operating income | $363,000 | 5,489 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,750 |
| Total interest expense | $411,000 | 4,243 |
| Net interest income | $879,000 | 4,887 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $738,000 | 4,740 |
| Salaries and employee benefits | $446,000 | 4,379 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $214,000 | 4,834 |
| Pre-tax net operating income | $167,000 | 6,218 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $68,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $298,000 | 185 |
| Net operating income | $167,000 | 5,634 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 4,779 |
| Total interest expense | $1,861,000 | 4,244 |
| Net interest income | $3,305,000 | 4,990 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $271,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $248,000 | 4,772 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $23,000 | 8,335 |
| Total noninterest expense | $2,662,000 | 4,988 |
| Salaries and employee benefits | $1,523,000 | 4,796 |
| Premises and equipment expense | $315,000 | 5,520 |
| Additional noninterest expense | $824,000 | 4,949 |
| Pre-tax net operating income | $714,000 | 5,966 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $714,000 | 5,525 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $714,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $496,000 | 499 |
| Net operating income | $714,000 | 5,367 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 4,822 |
| Total interest expense | $1,423,000 | 4,298 |
| Net interest income | $2,461,000 | 5,027 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $209,000 | 6,780 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $2,003,000 | 4,977 |
| Salaries and employee benefits | $1,155,000 | 4,757 |
| Premises and equipment expense | $241,000 | 5,445 |
| Additional noninterest expense | $607,000 | 4,961 |
| Pre-tax net operating income | $512,000 | 6,233 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $512,000 | 5,798 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $512,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $496,000 | 374 |
| Net operating income | $512,000 | 5,625 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 4,850 |
| Total interest expense | $967,000 | 4,355 |
| Net interest income | $1,635,000 | 5,032 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $146,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $125,000 | 4,754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $1,313,000 | 5,022 |
| Salaries and employee benefits | $752,000 | 4,837 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $403,000 | 4,982 |
| Pre-tax net operating income | $358,000 | 6,122 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $358,000 | 5,669 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $358,000 | 5,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $196,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $496,000 | 270 |
| Net operating income | $358,000 | 5,464 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,930 |
| Total interest expense | $480,000 | 4,467 |
| Net interest income | $801,000 | 5,092 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $124,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $638,000 | 5,136 |
| Salaries and employee benefits | $365,000 | 4,940 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $232,000 | 4,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $125,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $496,000 | 141 |
| Net operating income | $232,000 | 4,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 5,070 |
| Total interest expense | $2,262,000 | 4,434 |
| Net interest income | $2,898,000 | 5,388 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $258,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $210,000 | 5,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $2,441,000 | 5,160 |
| Salaries and employee benefits | $1,259,000 | 5,311 |
| Premises and equipment expense | $307,000 | 5,494 |
| Additional noninterest expense | $875,000 | 4,632 |
| Pre-tax net operating income | $505,000 | 6,747 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $393,000 | 3,919 |
| Income before extraordinary items | $112,000 | 8,279 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $112,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,043 |
| Cash dividends | $297,000 | 4,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $112,000 | 8,178 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 5,601 |
| Total interest expense | $2,231,000 | 5,774 |
| Net interest income | $2,786,000 | 5,332 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $287,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $237,000 | 4,777 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $2,165,000 | 5,444 |
| Salaries and employee benefits | $1,158,000 | 5,454 |
| Premises and equipment expense | $278,000 | 5,763 |
| Additional noninterest expense | $729,000 | 5,126 |
| Pre-tax net operating income | $818,000 | 5,434 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $256,000 | 4,575 |
| Income before extraordinary items | $562,000 | 5,780 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $562,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $690,000 | 461 |
| Net operating income | $562,000 | 5,663 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 6,625 |
| Total interest expense | $1,613,000 | 6,939 |
| Net interest income | $2,224,000 | 6,231 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $438,000 | 5,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,207 |
| Total noninterest expense | $1,817,000 | 6,030 |
| Salaries and employee benefits | $1,012,000 | 5,865 |
| Premises and equipment expense | $225,000 | 6,384 |
| Additional noninterest expense | $580,000 | 5,912 |
| Pre-tax net operating income | $845,000 | 5,714 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-13,000 | 9,348 |
| Income before extraordinary items | $858,000 | 4,830 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $858,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $645,000 | 510 |
| Net operating income | $858,000 | 4,832 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 7,286 |
| Total interest expense | $1,234,000 | 7,554 |
| Net interest income | $1,839,000 | 6,933 |
| Provision for loan and lease losses | $513,000 | 1,730 |
| Total noninterest income | $248,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $1,613,000 | 6,508 |
| Salaries and employee benefits | $805,000 | 6,729 |
| Premises and equipment expense | $279,000 | 5,696 |
| Additional noninterest expense | $529,000 | 6,284 |
| Pre-tax net operating income | $-39,000 | 9,474 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-39,000 | 9,496 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-39,000 | 9,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,755 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $858,000 | 539 |
| Net operating income | $-39,000 | 9,471 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 8,238 |
| Total interest expense | $998,000 | 8,428 |
| Net interest income | $1,373,000 | 7,964 |
| Provision for loan and lease losses | $234,000 | 3,186 |
| Total noninterest income | $213,000 | 7,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $1,319,000 | 7,199 |
| Salaries and employee benefits | $625,000 | 7,617 |
| Premises and equipment expense | $148,000 | 7,696 |
| Additional noninterest expense | $546,000 | 6,117 |
| Pre-tax net operating income | $33,000 | 9,681 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $33,000 | 9,708 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $33,000 | 9,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $33,000 | 9,650 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 9,596 |
| Total interest expense | $657,000 | 9,664 |
| Net interest income | $905,000 | 9,413 |
| Provision for loan and lease losses | $185,000 | 3,603 |
| Total noninterest income | $239,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $1,003,000 | 8,333 |
| Salaries and employee benefits | $397,000 | 9,276 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $493,000 | 6,550 |
| Pre-tax net operating income | $-44,000 | 10,440 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-44,000 | 10,463 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-44,000 | 10,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,806 |
| Cash dividends | $4,000 | 7,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-44,000 | 10,427 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 10,525 |
| Total interest expense | $583,000 | 10,327 |
| Net interest income | $614,000 | 10,620 |
| Provision for loan and lease losses | $79,000 | 5,643 |
| Total noninterest income | $326,000 | 6,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,864 |
| Total noninterest expense | $790,000 | 9,470 |
| Salaries and employee benefits | $285,000 | 10,474 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $412,000 | 7,776 |
| Pre-tax net operating income | $71,000 | 10,505 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $71,000 | 10,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $71,000 | 10,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $41,000 | 7,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $71,000 | 10,401 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 11,028 |
| Total interest expense | $542,000 | 10,877 |
| Net interest income | $616,000 | 11,087 |
| Provision for loan and lease losses | $69,000 | 5,466 |
| Total noninterest income | $215,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $808,000 | 9,738 |
| Salaries and employee benefits | $271,000 | 10,999 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $442,000 | 7,772 |
| Pre-tax net operating income | $-46,000 | 11,556 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-46,000 | 11,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-46,000 | 11,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $46,000 | 7,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-46,000 | 11,540 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 11,489 |
| Total interest expense | $421,000 | 11,480 |
| Net interest income | $701,000 | 11,376 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $709,000 | 10,655 |
| Salaries and employee benefits | $258,000 | 11,597 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $362,000 | 9,218 |
| Pre-tax net operating income | $250,000 | 10,486 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $250,000 | 9,701 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $250,000 | 9,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $5,000 | 8,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $250,000 | 9,769 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 12,201 |
| Total interest expense | $417,000 | 12,141 |
| Net interest income | $624,000 | 12,139 |
| Provision for loan and lease losses | $-291,000 | 13,098 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $1,031,000 | 9,598 |
| Salaries and employee benefits | $288,000 | 11,779 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $659,000 | 6,879 |
| Pre-tax net operating income | $98,000 | 11,878 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $76,000 | 12,045 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $98,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 12,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $76,000 | 11,873 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 12,575 |
| Total interest expense | $535,000 | 12,594 |
| Net interest income | $678,000 | 12,406 |
| Provision for loan and lease losses | $-81,000 | 13,679 |
| Total noninterest income | $213,000 | 9,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $678,000 | 11,632 |
| Salaries and employee benefits | $275,000 | 12,306 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $321,000 | 10,544 |
| Pre-tax net operating income | $294,000 | 10,194 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $196,000 | 10,652 |
| Extraordinary gains, net | $98,000 | 756 |
| Net income | $294,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 13,735 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $196,000 | 10,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.