Home > First Avenue National Bank > Income and Expense
First Avenue National Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 4,065 |
| Total interest expense | $97,000 | 4,153 |
| Net interest income | $1,032,000 | 4,020 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $141,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $53,000 | 3,519 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $88,000 | 3,732 |
| Total noninterest expense | $1,128,000 | 3,445 |
| Salaries and employee benefits | $618,000 | 3,463 |
| Premises and equipment expense | $167,000 | 2,867 |
| Additional noninterest expense | $343,000 | 3,589 |
| Pre-tax net operating income | $39,000 | 5,555 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $17,000 | 5,719 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $17,000 | 5,718 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $17,000 | 5,718 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 465 |
| Net operating income | $17,000 | 5,677 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 3,980 |
| Total interest expense | $487,000 | 3,772 |
| Net interest income | $4,217,000 | 3,961 |
| Provision for loan and lease losses | $-341,000 | 5,895 |
| Total noninterest income | $360,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $209,000 | 3,641 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $151,000 | 4,738 |
| Total noninterest expense | $4,964,000 | 3,237 |
| Salaries and employee benefits | $2,401,000 | 3,511 |
| Premises and equipment expense | $720,000 | 2,766 |
| Additional noninterest expense | $1,843,000 | 2,966 |
| Pre-tax net operating income | $-46,000 | 5,904 |
| Securities gains (losses) | $111,000 | 1,112 |
| Applicable income taxes | $44,000 | 3,676 |
| Income before extraordinary items | $21,000 | 5,860 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $21,000 | 5,863 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $21,000 | 5,863 |
| Net charge-offs | $312,000 | 1,566 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 670 |
| Net operating income | $-50,040 | 5,905 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 3,991 |
| Total interest expense | $371,000 | 3,795 |
| Net interest income | $3,191,000 | 3,977 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $266,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $152,000 | 3,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,776 |
| Total noninterest expense | $3,558,000 | 3,368 |
| Salaries and employee benefits | $1,796,000 | 3,523 |
| Premises and equipment expense | $549,000 | 2,775 |
| Additional noninterest expense | $1,213,000 | 3,262 |
| Pre-tax net operating income | $-101,000 | 6,036 |
| Securities gains (losses) | $110,000 | 985 |
| Applicable income taxes | $16,000 | 4,021 |
| Income before extraordinary items | $-7,000 | 5,975 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,000 | 5,977 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-7,000 | 5,977 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 661 |
| Net operating income | $-77,400 | 6,025 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 4,031 |
| Total interest expense | $247,000 | 3,819 |
| Net interest income | $2,112,000 | 4,014 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $165,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $99,000 | 3,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $66,000 | 4,947 |
| Total noninterest expense | $2,360,000 | 3,401 |
| Salaries and employee benefits | $1,141,000 | 3,671 |
| Premises and equipment expense | $374,000 | 2,746 |
| Additional noninterest expense | $845,000 | 3,191 |
| Pre-tax net operating income | $-83,000 | 6,103 |
| Securities gains (losses) | $71,000 | 1,021 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-14,000 | 6,052 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-14,000 | 6,053 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-14,000 | 6,053 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 702 |
| Net operating income | $-85,000 | 6,110 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 4,119 |
| Total interest expense | $122,000 | 3,890 |
| Net interest income | $1,022,000 | 4,105 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $69,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $48,000 | 3,764 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 5,358 |
| Total noninterest expense | $1,211,000 | 3,350 |
| Salaries and employee benefits | $612,000 | 3,528 |
| Premises and equipment expense | $188,000 | 2,766 |
| Additional noninterest expense | $411,000 | 3,235 |
| Pre-tax net operating income | $-120,000 | 6,243 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-39,000 | 6,312 |
| Income before extraordinary items | $-81,000 | 6,228 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-81,000 | 6,228 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-81,000 | 6,229 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-81,000 | 6,210 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 4,458 |
| Total interest expense | $357,000 | 4,664 |
| Net interest income | $3,663,000 | 4,372 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $659,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $169,000 | 4,192 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $490,000 | 3,300 |
| Total noninterest expense | $4,150,000 | 3,747 |
| Salaries and employee benefits | $2,104,000 | 3,887 |
| Premises and equipment expense | $461,000 | 3,814 |
| Additional noninterest expense | $1,585,000 | 3,430 |
| Pre-tax net operating income | $172,000 | 5,726 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $87,000 | 3,462 |
| Income before extraordinary items | $85,000 | 5,931 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $85,000 | 5,931 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $85,000 | 5,932 |
| Net charge-offs | $36,000 | 3,998 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 639 |
| Net operating income | $85,000 | 5,893 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 4,575 |
| Total interest expense | $258,000 | 4,794 |
| Net interest income | $2,649,000 | 4,490 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $590,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $124,000 | 4,275 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $466,000 | 3,009 |
| Total noninterest expense | $3,062,000 | 3,807 |
| Salaries and employee benefits | $1,512,000 | 3,981 |
| Premises and equipment expense | $317,000 | 4,027 |
| Additional noninterest expense | $1,233,000 | 3,332 |
| Pre-tax net operating income | $177,000 | 5,684 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $85,000 | 3,386 |
| Income before extraordinary items | $92,000 | 5,905 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $92,000 | 5,904 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $92,000 | 5,905 |
| Net charge-offs | $38,000 | 3,448 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 604 |
| Net operating income | $92,000 | 5,879 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 4,634 |
| Total interest expense | $174,000 | 4,829 |
| Net interest income | $1,731,000 | 4,547 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $471,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $84,000 | 4,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $387,000 | 2,677 |
| Total noninterest expense | $2,080,000 | 3,777 |
| Salaries and employee benefits | $1,008,000 | 4,005 |
| Premises and equipment expense | $203,000 | 4,148 |
| Additional noninterest expense | $869,000 | 3,206 |
| Pre-tax net operating income | $122,000 | 5,686 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $61,000 | 3,329 |
| Income before extraordinary items | $61,000 | 5,938 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $61,000 | 5,939 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $61,000 | 5,940 |
| Net charge-offs | $41,000 | 2,951 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 570 |
| Net operating income | $61,000 | 5,905 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 4,674 |
| Total interest expense | $89,000 | 4,844 |
| Net interest income | $863,000 | 4,585 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $180,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $137,000 | 3,097 |
| Total noninterest expense | $996,000 | 3,912 |
| Salaries and employee benefits | $506,000 | 4,039 |
| Premises and equipment expense | $98,000 | 4,253 |
| Additional noninterest expense | $392,000 | 3,454 |
| Pre-tax net operating income | $47,000 | 5,779 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $29,000 | 3,308 |
| Income before extraordinary items | $18,000 | 6,062 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 6,063 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $18,000 | 6,063 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $18,000 | 6,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 4,600 |
| Total interest expense | $514,000 | 4,401 |
| Net interest income | $3,503,000 | 4,587 |
| Provision for loan and lease losses | $122,000 | 3,465 |
| Total noninterest income | $286,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $152,000 | 4,568 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $134,000 | 5,069 |
| Total noninterest expense | $2,995,000 | 4,608 |
| Salaries and employee benefits | $1,346,000 | 5,026 |
| Premises and equipment expense | $420,000 | 4,109 |
| Additional noninterest expense | $1,229,000 | 4,137 |
| Pre-tax net operating income | $672,000 | 4,648 |
| Securities gains (losses) | $-33,000 | 6,395 |
| Applicable income taxes | $242,000 | 2,801 |
| Income before extraordinary items | $397,000 | 5,156 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $397,000 | 5,159 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $397,000 | 5,159 |
| Net charge-offs | $258,000 | 2,730 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $418,120 | 5,038 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 4,654 |
| Total interest expense | $405,000 | 4,390 |
| Net interest income | $2,606,000 | 4,658 |
| Provision for loan and lease losses | $122,000 | 3,173 |
| Total noninterest income | $170,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $113,000 | 4,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $57,000 | 5,681 |
| Total noninterest expense | $2,100,000 | 4,792 |
| Salaries and employee benefits | $984,000 | 5,107 |
| Premises and equipment expense | $316,000 | 4,144 |
| Additional noninterest expense | $800,000 | 4,478 |
| Pre-tax net operating income | $554,000 | 4,634 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $210,000 | 2,756 |
| Income before extraordinary items | $346,000 | 5,105 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $346,000 | 5,106 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $346,000 | 5,107 |
| Net charge-offs | $260,000 | 2,265 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $344,720 | 5,024 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 4,655 |
| Total interest expense | $273,000 | 4,420 |
| Net interest income | $1,750,000 | 4,643 |
| Provision for loan and lease losses | $104,000 | 2,898 |
| Total noninterest income | $71,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-4,000 | 6,665 |
| Total noninterest expense | $1,304,000 | 4,979 |
| Salaries and employee benefits | $639,000 | 5,178 |
| Premises and equipment expense | $203,000 | 4,237 |
| Additional noninterest expense | $462,000 | 4,788 |
| Pre-tax net operating income | $413,000 | 4,442 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $154,000 | 2,667 |
| Income before extraordinary items | $254,000 | 4,981 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $254,000 | 4,984 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $254,000 | 4,985 |
| Net charge-offs | $303,000 | 1,678 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $257,200 | 4,853 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 4,691 |
| Total interest expense | $139,000 | 4,470 |
| Net interest income | $872,000 | 4,671 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-10,000 | 6,795 |
| Total noninterest expense | $665,000 | 4,973 |
| Salaries and employee benefits | $322,000 | 5,212 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $244,000 | 4,704 |
| Pre-tax net operating income | $236,000 | 4,216 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $87,000 | 2,533 |
| Income before extraordinary items | $144,000 | 4,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $144,000 | 4,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $144,000 | 4,799 |
| Net charge-offs | $52,000 | 2,391 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $147,200 | 4,665 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 4,817 |
| Total interest expense | $700,000 | 4,404 |
| Net interest income | $3,389,000 | 4,835 |
| Provision for loan and lease losses | $847,000 | 1,991 |
| Total noninterest income | $137,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $140,000 | 4,893 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-3,000 | 6,580 |
| Total noninterest expense | $2,614,000 | 5,072 |
| Salaries and employee benefits | $1,181,000 | 5,424 |
| Premises and equipment expense | $401,000 | 4,306 |
| Additional noninterest expense | $1,032,000 | 4,730 |
| Pre-tax net operating income | $65,000 | 5,997 |
| Securities gains (losses) | $354,000 | 1,214 |
| Applicable income taxes | $159,000 | 3,176 |
| Income before extraordinary items | $260,000 | 5,590 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $260,000 | 5,586 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $260,000 | 5,588 |
| Net charge-offs | $1,093,000 | 1,732 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $33,440 | 6,089 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 4,880 |
| Total interest expense | $541,000 | 4,458 |
| Net interest income | $2,557,000 | 4,890 |
| Provision for loan and lease losses | $713,000 | 1,835 |
| Total noninterest income | $112,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $103,000 | 4,999 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,513 |
| Total noninterest expense | $1,934,000 | 5,143 |
| Salaries and employee benefits | $875,000 | 5,480 |
| Premises and equipment expense | $298,000 | 4,363 |
| Additional noninterest expense | $761,000 | 4,789 |
| Pre-tax net operating income | $22,000 | 6,213 |
| Securities gains (losses) | $354,000 | 977 |
| Applicable income taxes | $143,000 | 3,104 |
| Income before extraordinary items | $233,000 | 5,583 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $233,000 | 5,582 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $233,000 | 5,582 |
| Net charge-offs | $967,000 | 1,503 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $6,440 | 6,261 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 4,875 |
| Total interest expense | $379,000 | 4,449 |
| Net interest income | $1,720,000 | 4,897 |
| Provision for loan and lease losses | $663,000 | 1,467 |
| Total noninterest income | $72,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $1,286,000 | 5,185 |
| Salaries and employee benefits | $568,000 | 5,581 |
| Premises and equipment expense | $195,000 | 4,429 |
| Additional noninterest expense | $523,000 | 4,740 |
| Pre-tax net operating income | $-157,000 | 6,590 |
| Securities gains (losses) | $209,000 | 1,070 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $31,000 | 6,324 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $31,000 | 6,324 |
| Net charge-offs | $856,000 | 1,278 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-102,760 | 6,551 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 4,901 |
| Total interest expense | $202,000 | 4,425 |
| Net interest income | $855,000 | 4,930 |
| Provision for loan and lease losses | $279,000 | 1,664 |
| Total noninterest income | $39,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $608,000 | 5,333 |
| Salaries and employee benefits | $293,000 | 5,552 |
| Premises and equipment expense | $92,000 | 4,583 |
| Additional noninterest expense | $223,000 | 5,119 |
| Pre-tax net operating income | $7,000 | 6,360 |
| Securities gains (losses) | $74,000 | 1,040 |
| Applicable income taxes | $32,000 | 3,394 |
| Income before extraordinary items | $49,000 | 5,987 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $49,000 | 5,987 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $49,000 | 5,987 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,640 | 6,405 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 4,719 |
| Total interest expense | $1,089,000 | 4,202 |
| Net interest income | $3,615,000 | 4,798 |
| Provision for loan and lease losses | $1,539,000 | 1,863 |
| Total noninterest income | $-178,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $168,000 | 4,694 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-346,000 | 7,041 |
| Total noninterest expense | $2,579,000 | 5,271 |
| Salaries and employee benefits | $1,165,000 | 5,579 |
| Premises and equipment expense | $415,000 | 4,480 |
| Additional noninterest expense | $999,000 | 4,903 |
| Pre-tax net operating income | $-681,000 | 6,476 |
| Securities gains (losses) | $112,000 | 1,972 |
| Applicable income taxes | $-214,000 | 6,933 |
| Income before extraordinary items | $-355,000 | 6,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-355,000 | 6,411 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-355,000 | 6,410 |
| Net charge-offs | $1,270,000 | 2,087 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 410 |
| Net operating income | $-426,680 | 6,404 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 4,715 |
| Total interest expense | $862,000 | 4,185 |
| Net interest income | $2,754,000 | 4,800 |
| Provision for loan and lease losses | $935,000 | 2,040 |
| Total noninterest income | $-34,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $136,000 | 4,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-170,000 | 7,113 |
| Total noninterest expense | $1,954,000 | 5,246 |
| Salaries and employee benefits | $877,000 | 5,577 |
| Premises and equipment expense | $316,000 | 4,502 |
| Additional noninterest expense | $761,000 | 4,900 |
| Pre-tax net operating income | $-169,000 | 6,362 |
| Securities gains (losses) | $112,000 | 1,684 |
| Applicable income taxes | $-21,000 | 6,845 |
| Income before extraordinary items | $-36,000 | 6,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-36,000 | 6,324 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-36,000 | 6,324 |
| Net charge-offs | $727,000 | 2,246 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 344 |
| Net operating income | $-107,680 | 6,341 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 4,811 |
| Total interest expense | $608,000 | 4,167 |
| Net interest income | $1,756,000 | 4,935 |
| Provision for loan and lease losses | $766,000 | 1,779 |
| Total noninterest income | $-19,000 | 7,235 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-107,000 | 7,210 |
| Total noninterest expense | $1,308,000 | 5,291 |
| Salaries and employee benefits | $581,000 | 5,637 |
| Premises and equipment expense | $207,000 | 4,578 |
| Additional noninterest expense | $520,000 | 4,894 |
| Pre-tax net operating income | $-337,000 | 6,679 |
| Securities gains (losses) | $112,000 | 1,058 |
| Applicable income taxes | $-85,000 | 7,087 |
| Income before extraordinary items | $-140,000 | 6,559 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-140,000 | 6,559 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-140,000 | 6,559 |
| Net charge-offs | $645,000 | 1,874 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 223 |
| Net operating income | $-211,680 | 6,610 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 4,827 |
| Total interest expense | $319,000 | 4,144 |
| Net interest income | $872,000 | 4,957 |
| Provision for loan and lease losses | $307,000 | 1,877 |
| Total noninterest income | $-50,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-92,000 | 7,357 |
| Total noninterest expense | $678,000 | 5,239 |
| Salaries and employee benefits | $302,000 | 5,596 |
| Premises and equipment expense | $100,000 | 4,697 |
| Additional noninterest expense | $276,000 | 4,740 |
| Pre-tax net operating income | $-163,000 | 6,785 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-61,000 | 7,221 |
| Income before extraordinary items | $-102,000 | 6,724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-102,000 | 6,724 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-102,000 | 6,724 |
| Net charge-offs | $255,000 | 1,898 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 136 |
| Net operating income | $-102,000 | 6,713 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 4,904 |
| Total interest expense | $1,707,000 | 3,969 |
| Net interest income | $3,141,000 | 5,238 |
| Provision for loan and lease losses | $1,039,000 | 2,989 |
| Total noninterest income | $-139,000 | 7,405 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 4,775 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-302,000 | 7,341 |
| Total noninterest expense | $2,722,000 | 5,285 |
| Salaries and employee benefits | $1,196,000 | 5,680 |
| Premises and equipment expense | $433,000 | 4,553 |
| Additional noninterest expense | $1,093,000 | 4,857 |
| Pre-tax net operating income | $-759,000 | 6,376 |
| Securities gains (losses) | $143,000 | 1,874 |
| Applicable income taxes | $-228,000 | 6,990 |
| Income before extraordinary items | $-388,000 | 6,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-388,000 | 6,302 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-388,000 | 6,302 |
| Net charge-offs | $651,000 | 3,281 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,091,000 | 252 |
| Net operating income | $-479,520 | 6,306 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 4,970 |
| Total interest expense | $1,342,000 | 3,997 |
| Net interest income | $2,322,000 | 5,341 |
| Provision for loan and lease losses | $756,000 | 2,927 |
| Total noninterest income | $44,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-72,000 | 7,357 |
| Total noninterest expense | $2,054,000 | 5,301 |
| Salaries and employee benefits | $901,000 | 5,711 |
| Premises and equipment expense | $331,000 | 4,586 |
| Additional noninterest expense | $822,000 | 4,849 |
| Pre-tax net operating income | $-444,000 | 6,521 |
| Securities gains (losses) | $143,000 | 1,643 |
| Applicable income taxes | $-111,000 | 7,094 |
| Income before extraordinary items | $-190,000 | 6,427 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-190,000 | 6,428 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-190,000 | 6,427 |
| Net charge-offs | $508,000 | 3,063 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,087,000 | 197 |
| Net operating income | $-281,520 | 6,431 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 5,019 |
| Total interest expense | $936,000 | 3,975 |
| Net interest income | $1,503,000 | 5,440 |
| Provision for loan and lease losses | $406,000 | 3,164 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $79,000 | 4,901 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,000 | 7,305 |
| Total noninterest expense | $1,454,000 | 5,152 |
| Salaries and employee benefits | $612,000 | 5,682 |
| Premises and equipment expense | $219,000 | 4,628 |
| Additional noninterest expense | $623,000 | 4,490 |
| Pre-tax net operating income | $-281,000 | 6,546 |
| Securities gains (losses) | $61,000 | 1,766 |
| Applicable income taxes | $-81,000 | 7,158 |
| Income before extraordinary items | $-139,000 | 6,481 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-139,000 | 6,483 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-139,000 | 6,481 |
| Net charge-offs | $278,000 | 3,141 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,459,000 | 176 |
| Net operating income | $-178,040 | 6,478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,184 |
| Total interest expense | $480,000 | 4,044 |
| Net interest income | $702,000 | 5,651 |
| Provision for loan and lease losses | $258,000 | 2,630 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-20,000 | 7,611 |
| Total noninterest expense | $699,000 | 5,310 |
| Salaries and employee benefits | $335,000 | 5,494 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $254,000 | 5,075 |
| Pre-tax net operating income | $-242,000 | 6,899 |
| Securities gains (losses) | $61,000 | 1,050 |
| Applicable income taxes | $-67,000 | 7,384 |
| Income before extraordinary items | $-114,000 | 6,786 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-114,000 | 6,787 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-114,000 | 6,786 |
| Net charge-offs | $142,000 | 2,782 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,041,000 | 119 |
| Net operating income | $-153,040 | 6,820 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 5,594 |
| Total interest expense | $2,064,000 | 4,351 |
| Net interest income | $2,125,000 | 6,231 |
| Provision for loan and lease losses | $954,000 | 3,580 |
| Total noninterest income | $37,000 | 7,495 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $132,000 | 5,344 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-95,000 | 7,587 |
| Total noninterest expense | $2,825,000 | 5,350 |
| Salaries and employee benefits | $1,362,000 | 5,470 |
| Premises and equipment expense | $473,000 | 4,522 |
| Additional noninterest expense | $990,000 | 5,262 |
| Pre-tax net operating income | $-1,617,000 | 6,494 |
| Securities gains (losses) | $119,000 | 1,985 |
| Applicable income taxes | $-556,000 | 7,076 |
| Income before extraordinary items | $-942,000 | 6,338 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-942,000 | 6,338 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-942,000 | 6,338 |
| Net charge-offs | $857,000 | 3,072 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,148 |
| Net operating income | $-1,018,160 | 6,380 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 5,778 |
| Total interest expense | $1,539,000 | 4,524 |
| Net interest income | $1,461,000 | 6,434 |
| Provision for loan and lease losses | $474,000 | 3,889 |
| Total noninterest income | $94,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $94,000 | 5,455 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $0 | 7,575 |
| Total noninterest expense | $2,137,000 | 5,335 |
| Salaries and employee benefits | $1,028,000 | 5,499 |
| Premises and equipment expense | $370,000 | 4,460 |
| Additional noninterest expense | $739,000 | 5,263 |
| Pre-tax net operating income | $-1,056,000 | 6,681 |
| Securities gains (losses) | $113,000 | 1,739 |
| Applicable income taxes | $-349,000 | 7,240 |
| Income before extraordinary items | $-594,000 | 6,500 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-594,000 | 6,501 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-594,000 | 6,500 |
| Net charge-offs | $636,000 | 2,739 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,068 |
| Net operating income | $-666,320 | 6,548 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 5,968 |
| Total interest expense | $977,000 | 4,796 |
| Net interest income | $916,000 | 6,590 |
| Provision for loan and lease losses | $246,000 | 4,043 |
| Total noninterest income | $60,000 | 6,991 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-3,000 | 7,804 |
| Total noninterest expense | $1,446,000 | 5,349 |
| Salaries and employee benefits | $697,000 | 5,505 |
| Premises and equipment expense | $249,000 | 4,466 |
| Additional noninterest expense | $500,000 | 5,250 |
| Pre-tax net operating income | $-716,000 | 6,829 |
| Securities gains (losses) | $62,000 | 1,773 |
| Applicable income taxes | $-242,000 | 7,355 |
| Income before extraordinary items | $-412,000 | 6,666 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-412,000 | 6,667 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-412,000 | 6,667 |
| Net charge-offs | $510,000 | 2,326 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,032 |
| Net operating income | $-451,680 | 6,694 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 6,055 |
| Total interest expense | $469,000 | 5,003 |
| Net interest income | $462,000 | 6,574 |
| Provision for loan and lease losses | $109,000 | 3,757 |
| Total noninterest income | $39,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $714,000 | 5,336 |
| Salaries and employee benefits | $360,000 | 5,457 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $-322,000 | 7,096 |
| Securities gains (losses) | $20,000 | 1,683 |
| Applicable income taxes | $-112,000 | 7,578 |
| Income before extraordinary items | $-190,000 | 7,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-190,000 | 7,013 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-190,000 | 7,013 |
| Net charge-offs | $343,000 | 1,664 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 915 |
| Net operating income | $-202,800 | 6,964 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 6,608 |
| Total interest expense | $1,305,000 | 6,252 |
| Net interest income | $1,715,000 | 6,747 |
| Provision for loan and lease losses | $944,000 | 2,798 |
| Total noninterest income | $108,000 | 7,218 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $41,000 | 6,952 |
| Total noninterest expense | $2,046,000 | 6,182 |
| Salaries and employee benefits | $1,128,000 | 6,138 |
| Premises and equipment expense | $278,000 | 5,975 |
| Additional noninterest expense | $640,000 | 6,068 |
| Pre-tax net operating income | $-1,167,000 | 7,089 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-424,000 | 7,433 |
| Income before extraordinary items | $-743,000 | 6,857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-743,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,301 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 1,091 |
| Net operating income | $-743,000 | 6,980 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 6,795 |
| Total interest expense | $853,000 | 6,659 |
| Net interest income | $1,282,000 | 6,804 |
| Provision for loan and lease losses | $400,000 | 3,072 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $43,000 | 6,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,420,000 | 6,365 |
| Salaries and employee benefits | $799,000 | 6,292 |
| Premises and equipment expense | $165,000 | 6,532 |
| Additional noninterest expense | $456,000 | 6,145 |
| Pre-tax net operating income | $-462,000 | 7,238 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-162,000 | 7,617 |
| Income before extraordinary items | $-300,000 | 7,020 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-300,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,288 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 973 |
| Net operating income | $-300,000 | 7,173 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 7,012 |
| Total interest expense | $486,000 | 7,058 |
| Net interest income | $832,000 | 6,878 |
| Provision for loan and lease losses | $213,000 | 3,050 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $856,000 | 6,649 |
| Salaries and employee benefits | $505,000 | 6,467 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $267,000 | 6,479 |
| Pre-tax net operating income | $-194,000 | 7,322 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-65,000 | 7,793 |
| Income before extraordinary items | $-129,000 | 7,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-129,000 | 7,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 879 |
| Net operating income | $-129,000 | 7,275 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 7,247 |
| Total interest expense | $222,000 | 7,325 |
| Net interest income | $393,000 | 7,043 |
| Provision for loan and lease losses | $97,000 | 2,780 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $412,000 | 6,744 |
| Salaries and employee benefits | $250,000 | 6,522 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $121,000 | 6,703 |
| Pre-tax net operating income | $-101,000 | 7,566 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-34,000 | 7,971 |
| Income before extraordinary items | $-67,000 | 7,561 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-67,000 | 7,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 758 |
| Net operating income | $-67,000 | 7,507 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 7,911 |
| Total interest expense | $459,000 | 8,008 |
| Net interest income | $1,020,000 | 7,719 |
| Provision for loan and lease losses | $320,000 | 3,079 |
| Total noninterest income | $59,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $13,000 | 7,256 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,000 | 7,175 |
| Total noninterest expense | $1,569,000 | 6,810 |
| Salaries and employee benefits | $961,000 | 6,528 |
| Premises and equipment expense | $157,000 | 7,179 |
| Additional noninterest expense | $451,000 | 6,822 |
| Pre-tax net operating income | $-810,000 | 7,969 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-275,000 | 8,192 |
| Income before extraordinary items | $-535,000 | 7,901 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-535,000 | 7,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 881 |
| Net operating income | $-535,000 | 7,893 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 8,108 |
| Total interest expense | $276,000 | 8,184 |
| Net interest income | $679,000 | 7,907 |
| Provision for loan and lease losses | $195,000 | 3,051 |
| Total noninterest income | $36,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $1,158,000 | 6,837 |
| Salaries and employee benefits | $701,000 | 6,595 |
| Premises and equipment expense | $127,000 | 7,026 |
| Additional noninterest expense | $330,000 | 6,851 |
| Pre-tax net operating income | $-638,000 | 8,157 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-219,000 | 8,332 |
| Income before extraordinary items | $-419,000 | 8,089 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-419,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 789 |
| Net operating income | $-419,000 | 8,071 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $550,000 | 8,263 |
| Total interest expense | $139,000 | 8,339 |
| Net interest income | $411,000 | 8,078 |
| Provision for loan and lease losses | $111,000 | 3,142 |
| Total noninterest income | $22,000 | 8,181 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $763,000 | 6,905 |
| Salaries and employee benefits | $458,000 | 6,688 |
| Premises and equipment expense | $85,000 | 7,042 |
| Additional noninterest expense | $220,000 | 6,888 |
| Pre-tax net operating income | $-441,000 | 8,264 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-154,000 | 8,438 |
| Income before extraordinary items | $-287,000 | 8,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-287,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 737 |
| Net operating income | $-287,000 | 8,178 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 8,407 |
| Total interest expense | $50,000 | 8,458 |
| Net interest income | $182,000 | 8,239 |
| Provision for loan and lease losses | $58,000 | 2,941 |
| Total noninterest income | $3,000 | 8,453 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $362,000 | 7,056 |
| Salaries and employee benefits | $215,000 | 6,866 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $109,000 | 6,927 |
| Pre-tax net operating income | $-235,000 | 8,344 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-85,000 | 8,493 |
| Income before extraordinary items | $-150,000 | 8,262 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-150,000 | 8,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 721 |
| Net operating income | $-150,000 | 8,252 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,616 |
| Total interest expense | $41,000 | 8,581 |
| Net interest income | $197,000 | 8,607 |
| Provision for loan and lease losses | $16,000 | 6,407 |
| Total noninterest income | $1,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $933,000 | 7,816 |
| Salaries and employee benefits | $569,000 | 7,683 |
| Premises and equipment expense | $67,000 | 8,183 |
| Additional noninterest expense | $297,000 | 7,601 |
| Pre-tax net operating income | $-751,000 | 8,355 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-342,000 | 8,530 |
| Income before extraordinary items | $-409,000 | 8,254 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-409,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,876,000 | 169 |
| Net operating income | $-409,000 | 8,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.