Home > First Asian Bank > Performance and Condition Ratios
First Asian Bank, Performance and Condition Ratios
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9108% | 6,791 |
| Cost of funding earning assets | 1.3827% | 1,490 |
| Net interest margin | 2.5281% | 7,170 |
| Noninterest income to average assets | 0.1111% | 6,776 |
| Noninterest expense to average assets | 8.6056% | 98 |
| Loan and lease loss provision to assets | 1.7038% | 398 |
| Net operating income to assets | -7.8957% | 7,487 |
| Return on assets (ROA) | -7.8957% | 7,489 |
| Pretax return on assets | -7.8957% | 7,490 |
| Return on Equity (ROE) | -115.7115% | 7,450 |
| Retained earnings to average equity (ytd only) | -115.7115% | 7,450 |
| Net charge-offs to loans | 2.0442% | 651 |
| Credit loss provision to net charge-offs | 115.9664% | 2,640 |
| Earnings coverage of net charge-offs (x) | -4.2143% | 5,785 |
| Efficiency ratio | 356.5217% | 16 |
| Assets per employee ($millions) | 2.3252% | 7,095 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 5.2519% | 161 |
| Loan loss allowance to noncurrent loans | 44.6633% | 5,337 |
| Noncurrent assets plus other real estate owned to assets | 13.2394% | 203 |
| Noncurrent loans to loans | 11.7590% | 271 |
| Net loans and leases to total assets | 67.6790% | 2,675 |
| Net loans and leases to deposits | 72.2438% | 4,075 |
| Net loans and leases to core deposits | 79.5381% | 3,853 |
| Total domestic deposits to total assets | 93.6814% | 94 |
| Equity capital to assets | 5.4287% | 7,299 |
| Core capital (leverage) ratio | 5.3803% | 7,267 |
| Tier 1 risk-based capital ratio | 6.8318% | 7,322 |
| Total risk-based capital ratio | 8.1266% | 7,325 |
| Memoranda: | ||
| Average total assets | $32,397,330 | 7,036 |
| Average earning assets | $29,508,000 | 7,014 |
| Average equity | $2,210,670 | 7,313 |
| Average total loans | $23,285,330 | 6,627 |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.3590% | 7,289 |
| Cost of funding earning assets | 1.3899% | 1,666 |
| Net interest margin | 1.9691% | 7,415 |
| Noninterest income to average assets | 0.1075% | 6,874 |
| Noninterest expense to average assets | 8.9959% | 87 |
| Loan and lease loss provision to assets | 3.2973% | 141 |
| Net operating income to assets | -10.3578% | 7,556 |
| Return on assets (ROA) | -10.3578% | 7,556 |
| Pretax return on assets | -10.3578% | 7,552 |
| Return on Equity (ROE) | -138.9701% | 7,515 |
| Retained earnings to average equity (ytd only) | -138.9701% | 7,510 |
| Net charge-offs to loans | 6.0501% | 109 |
| Credit loss provision to net charge-offs | 75.6164% | 3,245 |
| Earnings coverage of net charge-offs (x) | -1.6192% | 4,944 |
| Efficiency ratio | 464.8148% | 12 |
| Assets per employee ($millions) | 2.2758% | 7,198 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 4.2391% | 360 |
| Loan loss allowance to noncurrent loans | 23.5390% | 6,629 |
| Noncurrent assets plus other real estate owned to assets | 13.4553% | 195 |
| Noncurrent loans to loans | 18.0088% | 90 |
| Net loans and leases to total assets | 71.3976% | 1,837 |
| Net loans and leases to deposits | 77.0805% | 3,237 |
| Net loans and leases to core deposits | 84.7036% | 3,069 |
| Total domestic deposits to total assets | 92.6274% | 168 |
| Equity capital to assets | 6.4624% | 7,217 |
| Core capital (leverage) ratio | 6.1065% | 7,232 |
| Tier 1 risk-based capital ratio | 8.2002% | 7,279 |
| Total risk-based capital ratio | 9.4827% | 7,281 |
| Memoranda: | ||
| Average total assets | $33,482,000 | 7,053 |
| Average earning assets | $31,080,500 | 7,015 |
| Average equity | $2,495,500 | 7,295 |
| Average total loans | $24,132,000 | 6,640 |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1627% | 6,974 |
| Cost of funding earning assets | 1.6312% | 1,907 |
| Net interest margin | 2.5315% | 7,254 |
| Noninterest income to average assets | 0.0854% | 6,968 |
| Noninterest expense to average assets | 7.2673% | 143 |
| Loan and lease loss provision to assets | 2.6552% | 399 |
| Net operating income to assets | -7.4707% | 7,611 |
| Return on assets (ROA) | -7.4707% | 7,613 |
| Pretax return on assets | -7.4707% | 7,616 |
| Return on Equity (ROE) | -68.1454% | 7,512 |
| Retained earnings to average equity (ytd only) | -68.1454% | 7,511 |
| Net charge-offs to loans | 3.7066% | 366 |
| Credit loss provision to net charge-offs | 97.0615% | 4,783 |
| Earnings coverage of net charge-offs (x) | -1.7603% | 6,696 |
| Efficiency ratio | 296.4139% | 27 |
| Assets per employee ($millions) | 2.3402% | 7,183 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 4.4718% | 276 |
| Loan loss allowance to noncurrent loans | 26.8693% | 6,491 |
| Noncurrent assets plus other real estate owned to assets | 11.6457% | 302 |
| Noncurrent loans to loans | 16.6429% | 117 |
| Net loans and leases to total assets | 66.6980% | 3,299 |
| Net loans and leases to deposits | 73.3858% | 4,297 |
| Net loans and leases to core deposits | 80.0280% | 4,219 |
| Total domestic deposits to total assets | 90.8868% | 660 |
| Equity capital to assets | 8.3526% | 6,073 |
| Core capital (leverage) ratio | 7.8593% | 6,371 |
| Tier 1 risk-based capital ratio | 11.1576% | 6,209 |
| Total risk-based capital ratio | 12.4439% | 6,161 |
| Memoranda: | ||
| Average total assets | $39,808,600 | 6,872 |
| Average earning assets | $37,211,200 | 6,832 |
| Average equity | $4,364,200 | 6,864 |
| Average total loans | $29,379,800 | 6,429 |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1083% | 7,196 |
| Cost of funding earning assets | 1.6663% | 2,023 |
| Net interest margin | 2.4420% | 7,406 |
| Noninterest income to average assets | 0.0813% | 7,129 |
| Noninterest expense to average assets | 6.9585% | 155 |
| Loan and lease loss provision to assets | 2.6676% | 368 |
| Net operating income to assets | -7.2610% | 7,718 |
| Return on assets (ROA) | -7.2610% | 7,722 |
| Pretax return on assets | -7.2610% | 7,718 |
| Return on Equity (ROE) | -63.0193% | 7,611 |
| Retained earnings to average equity (ytd only) | -63.0193% | 7,610 |
| Net charge-offs to loans | 3.1549% | 469 |
| Credit loss provision to net charge-offs | 113.2597% | 3,702 |
| Earnings coverage of net charge-offs (x) | -1.9503% | 6,532 |
| Efficiency ratio | 294.2228% | 28 |
| Assets per employee ($millions) | 2.6004% | 6,937 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 4.1470% | 327 |
| Loan loss allowance to noncurrent loans | 25.5693% | 6,605 |
| Noncurrent assets plus other real estate owned to assets | 12.2955% | 258 |
| Noncurrent loans to loans | 16.2189% | 137 |
| Net loans and leases to total assets | 72.5299% | 2,120 |
| Net loans and leases to deposits | 80.5805% | 3,342 |
| Net loans and leases to core deposits | 86.4639% | 3,585 |
| Total domestic deposits to total assets | 90.0092% | 878 |
| Equity capital to assets | 9.4729% | 4,886 |
| Core capital (leverage) ratio | 9.4255% | 4,023 |
| Tier 1 risk-based capital ratio | 11.9017% | 5,551 |
| Total risk-based capital ratio | 13.1837% | 5,500 |
| Memoranda: | ||
| Average total assets | $40,985,000 | 6,906 |
| Average earning assets | $38,328,250 | 6,865 |
| Average equity | $4,722,250 | 6,835 |
| Average total loans | $30,597,500 | 6,453 |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0526% | 7,317 |
| Cost of funding earning assets | 1.7434% | 1,904 |
| Net interest margin | 2.3091% | 7,528 |
| Noninterest income to average assets | 0.0816% | 7,182 |
| Noninterest expense to average assets | 6.8964% | 159 |
| Loan and lease loss provision to assets | 3.1745% | 300 |
| Net operating income to assets | -7.8329% | 7,784 |
| Return on assets (ROA) | -7.8329% | 7,786 |
| Pretax return on assets | -7.8329% | 7,779 |
| Return on Equity (ROE) | -64.4070% | 7,666 |
| Retained earnings to average equity (ytd only) | -64.4070% | 7,664 |
| Net charge-offs to loans | 4.5674% | 248 |
| Credit loss provision to net charge-offs | 93.4936% | 4,313 |
| Earnings coverage of net charge-offs (x) | -1.3720% | 6,163 |
| Efficiency ratio | 308.1545% | 36 |
| Assets per employee ($millions) | 2.6094% | 6,938 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 3.6410% | 494 |
| Loan loss allowance to noncurrent loans | 23.1940% | 6,781 |
| Noncurrent assets plus other real estate owned to assets | 11.9414% | 272 |
| Noncurrent loans to loans | 15.6981% | 150 |
| Net loans and leases to total assets | 73.1586% | 2,120 |
| Net loans and leases to deposits | 82.6455% | 3,149 |
| Net loans and leases to core deposits | 84.6363% | 4,049 |
| Total domestic deposits to total assets | 88.5210% | 1,712 |
| Equity capital to assets | 10.9680% | 2,892 |
| Core capital (leverage) ratio | 10.5007% | 2,635 |
| Tier 1 risk-based capital ratio | 13.6607% | 3,965 |
| Total risk-based capital ratio | 14.9367% | 3,911 |
| Memoranda: | ||
| Average total assets | $41,644,670 | 6,941 |
| Average earning assets | $38,889,000 | 6,892 |
| Average equity | $5,064,670 | 6,757 |
| Average total loans | $30,958,330 | 6,480 |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.7930% | 7,592 |
| Cost of funding earning assets | 1.7767% | 1,988 |
| Net interest margin | 2.0163% | 7,717 |
| Noninterest income to average assets | 0.0746% | 7,331 |
| Noninterest expense to average assets | 6.6299% | 165 |
| Loan and lease loss provision to assets | 4.1215% | 206 |
| Net operating income to assets | -8.7933% | 7,876 |
| Return on assets (ROA) | -8.7933% | 7,879 |
| Pretax return on assets | -8.7933% | 7,872 |
| Return on Equity (ROE) | -69.2047% | 7,764 |
| Retained earnings to average equity (ytd only) | -69.2047% | 7,757 |
| Net charge-offs to loans | 3.6353% | 382 |
| Credit loss provision to net charge-offs | 154.0070% | 2,323 |
| Earnings coverage of net charge-offs (x) | -1.7456% | 5,452 |
| Efficiency ratio | 338.5714% | 35 |
| Assets per employee ($millions) | 2.6145% | 7,011 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 4.1148% | 339 |
| Loan loss allowance to noncurrent loans | 23.5629% | 6,828 |
| Noncurrent assets plus other real estate owned to assets | 13.0164% | 205 |
| Noncurrent loans to loans | 17.4631% | 123 |
| Net loans and leases to total assets | 71.4692% | 2,572 |
| Net loans and leases to deposits | 81.4521% | 3,373 |
| Net loans and leases to core deposits | 83.3343% | 4,292 |
| Total domestic deposits to total assets | 87.7438% | 2,215 |
| Equity capital to assets | 11.9024% | 2,104 |
| Core capital (leverage) ratio | 11.5201% | 1,898 |
| Tier 1 risk-based capital ratio | 14.8756% | 3,165 |
| Total risk-based capital ratio | 16.1573% | 3,113 |
| Memoranda: | ||
| Average total assets | $42,896,500 | 6,987 |
| Average earning assets | $40,073,500 | 6,928 |
| Average equity | $5,450,500 | 6,688 |
| Average total loans | $31,579,000 | 6,540 |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.9546% | 6,569 |
| Cost of funding earning assets | 2.1566% | 2,206 |
| Net interest margin | 2.7980% | 7,066 |
| Noninterest income to average assets | 0.0650% | 7,421 |
| Noninterest expense to average assets | 8.3034% | 129 |
| Loan and lease loss provision to assets | 2.6019% | 752 |
| Net operating income to assets | -8.2209% | 7,940 |
| Return on assets (ROA) | -8.1934% | 7,932 |
| Pretax return on assets | -8.1934% | 7,923 |
| Return on Equity (ROE) | -43.9350% | 7,619 |
| Retained earnings to average equity (ytd only) | -43.9350% | 7,607 |
| Net charge-offs to loans | 0.7373% | 2,979 |
| Credit loss provision to net charge-offs | 438.8186% | 713 |
| Earnings coverage of net charge-offs (x) | -9.4768% | 7,159 |
| Efficiency ratio | 309.3197% | 64 |
| Assets per employee ($millions) | 2.9307% | 6,386 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 3.5274% | 516 |
| Loan loss allowance to noncurrent loans | 19.7444% | 7,073 |
| Noncurrent assets plus other real estate owned to assets | 12.9956% | 206 |
| Noncurrent loans to loans | 17.8654% | 103 |
| Net loans and leases to total assets | 70.1758% | 3,213 |
| Net loans and leases to deposits | 81.5210% | 3,693 |
| Net loans and leases to core deposits | 161.6537% | 322 |
| Total domestic deposits to total assets | 86.0831% | 2,976 |
| Equity capital to assets | 13.4710% | 1,334 |
| Core capital (leverage) ratio | 13.4499% | 1,106 |
| Tier 1 risk-based capital ratio | 17.3188% | 2,076 |
| Total risk-based capital ratio | 18.5939% | 2,028 |
| Memoranda: | ||
| Average total assets | $39,971,400 | 7,094 |
| Average earning assets | $37,419,800 | 7,035 |
| Average equity | $7,454,200 | 6,106 |
| Average total loans | $32,143,600 | 6,516 |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.2152% | 5,816 |
| Cost of funding earning assets | 2.2001% | 2,418 |
| Net interest margin | 3.0151% | 6,562 |
| Noninterest income to average assets | 0.0547% | 7,628 |
| Noninterest expense to average assets | 8.7748% | 128 |
| Loan and lease loss provision to assets | 3.1473% | 451 |
| Net operating income to assets | -9.0451% | 8,028 |
| Return on assets (ROA) | -9.0075% | 8,027 |
| Pretax return on assets | -9.0075% | 8,026 |
| Return on Equity (ROE) | -44.7935% | 7,796 |
| Retained earnings to average equity (ytd only) | -44.7935% | 7,792 |
| Net charge-offs to loans | 0.9569% | 2,065 |
| Credit loss provision to net charge-offs | 398.2684% | 998 |
| Earnings coverage of net charge-offs (x) | -7.4633% | 6,885 |
| Efficiency ratio | 304.9941% | 66 |
| Assets per employee ($millions) | 2.5695% | 7,112 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 3.1415% | 593 |
| Loan loss allowance to noncurrent loans | 31.9975% | 6,309 |
| Noncurrent assets plus other real estate owned to assets | 7.2547% | 639 |
| Noncurrent loans to loans | 9.8178% | 412 |
| Net loans and leases to total assets | 71.5718% | 3,140 |
| Net loans and leases to deposits | 84.6804% | 3,537 |
| Net loans and leases to core deposits | 142.3550% | 826 |
| Total domestic deposits to total assets | 84.5199% | 3,468 |
| Equity capital to assets | 15.0291% | 996 |
| Core capital (leverage) ratio | 14.9171% | 875 |
| Tier 1 risk-based capital ratio | 19.0572% | 1,739 |
| Total risk-based capital ratio | 20.3286% | 1,691 |
| Memoranda: | ||
| Average total assets | $38,974,000 | 7,200 |
| Average earning assets | $36,482,250 | 7,137 |
| Average equity | $7,837,250 | 6,036 |
| Average total loans | $32,185,000 | 6,561 |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.4280% | 4,997 |
| Cost of funding earning assets | 2.2317% | 2,659 |
| Net interest margin | 3.1963% | 5,928 |
| Noninterest income to average assets | 0.0321% | 7,830 |
| Noninterest expense to average assets | 9.6084% | 121 |
| Loan and lease loss provision to assets | 4.6411% | 237 |
| Net operating income to assets | -11.2232% | 8,144 |
| Return on assets (ROA) | -11.1644% | 8,137 |
| Pretax return on assets | -11.1644% | 8,126 |
| Return on Equity (ROE) | -50.5488% | 7,916 |
| Retained earnings to average equity (ytd only) | -50.5488% | 7,912 |
| Net charge-offs to loans | 1.2067% | 1,520 |
| Credit loss provision to net charge-offs | 447.4227% | 1,042 |
| Earnings coverage of net charge-offs (x) | -6.3454% | 6,479 |
| Efficiency ratio | 317.4912% | 75 |
| Assets per employee ($millions) | 2.4969% | 7,259 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 3.0615% | 537 |
| Loan loss allowance to noncurrent loans | 29.5475% | 6,522 |
| Noncurrent assets plus other real estate owned to assets | 7.9650% | 477 |
| Noncurrent loans to loans | 10.3613% | 327 |
| Net loans and leases to total assets | 74.5194% | 2,568 |
| Net loans and leases to deposits | 89.9710% | 2,839 |
| Net loans and leases to core deposits | 136.9291% | 1,166 |
| Total domestic deposits to total assets | 82.8260% | 4,317 |
| Equity capital to assets | 16.7169% | 707 |
| Core capital (leverage) ratio | 18.3910% | 468 |
| Tier 1 risk-based capital ratio | 20.5986% | 1,464 |
| Total risk-based capital ratio | 21.8410% | 1,429 |
| Memoranda: | ||
| Average total assets | $37,404,670 | 7,318 |
| Average earning assets | $35,040,330 | 7,263 |
| Average equity | $8,261,330 | 5,931 |
| Average total loans | $32,154,000 | 6,605 |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 6.6682% | 615 |
| Cost of funding earning assets | 2.2432% | 2,945 |
| Net interest margin | 4.4250% | 1,287 |
| Noninterest income to average assets | 0.1032% | 7,524 |
| Noninterest expense to average assets | 10.4349% | 106 |
| Loan and lease loss provision to assets | 0.2867% | 3,666 |
| Net operating income to assets | -6.4788% | 8,113 |
| Return on assets (ROA) | -6.3527% | 8,098 |
| Pretax return on assets | -6.3527% | 8,067 |
| Return on Equity (ROE) | -25.0565% | 7,846 |
| Retained earnings to average equity (ytd only) | -25.0565% | 7,772 |
| Net charge-offs to loans | 0.0000% | 5,728 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 245.9459% | 131 |
| Assets per employee ($millions) | 1.7794% | 8,027 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0496% | 5,814 |
| Loan loss allowance to noncurrent loans | 191.2568% | 1,725 |
| Noncurrent assets plus other real estate owned to assets | 0.5142% | 5,925 |
| Noncurrent loans to loans | 0.5488% | 6,045 |
| Net loans and leases to total assets | 92.7193% | 51 |
| Net loans and leases to deposits | 123.2390% | 230 |
| Net loans and leases to core deposits | 164.7000% | 423 |
| Total domestic deposits to total assets | 75.2353% | 6,660 |
| Equity capital to assets | 24.1184% | 243 |
| Core capital (leverage) ratio | 24.4634% | 245 |
| Tier 1 risk-based capital ratio | 24.9158% | 990 |
| Total risk-based capital ratio | 25.9957% | 981 |
| Memoranda: | ||
| Average total assets | $34,883,000 | 7,451 |
| Average earning assets | $32,632,500 | 7,414 |
| Average equity | $8,844,000 | 5,756 |
| Average total loans | $31,915,500 | 6,655 |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.5972% | 7,075 |
| Cost of funding earning assets | 2.2727% | 5,276 |
| Net interest margin | 3.3245% | 5,952 |
| Noninterest income to average assets | 0.0691% | 7,804 |
| Noninterest expense to average assets | 9.0175% | 175 |
| Loan and lease loss provision to assets | 0.7510% | 1,987 |
| Net operating income to assets | -6.5890% | 8,178 |
| Return on assets (ROA) | -6.5976% | 8,174 |
| Pretax return on assets | -6.5976% | 8,138 |
| Return on Equity (ROE) | -22.4963% | 7,809 |
| Retained earnings to average equity (ytd only) | -22.4963% | 7,743 |
| Net charge-offs to loans | 0.0000% | 7,039 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 283.6199% | 116 |
| Assets per employee ($millions) | 1.7989% | 8,041 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0661% | 5,511 |
| Loan loss allowance to noncurrent loans | 139.4850% | 2,628 |
| Noncurrent assets plus other real estate owned to assets | 0.6817% | 5,179 |
| Noncurrent loans to loans | 0.7643% | 5,118 |
| Net loans and leases to total assets | 88.2413% | 344 |
| Net loans and leases to deposits | 121.2852% | 360 |
| Net loans and leases to core deposits | 144.8885% | 1,059 |
| Total domestic deposits to total assets | 72.7552% | 6,873 |
| Equity capital to assets | 26.6392% | 227 |
| Core capital (leverage) ratio | 26.8252% | 226 |
| Tier 1 risk-based capital ratio | 28.8756% | 703 |
| Total risk-based capital ratio | 30.0400% | 699 |
| Memoranda: | ||
| Average total assets | $34,754,800 | 7,434 |
| Average earning assets | $32,516,000 | 7,385 |
| Average equity | $10,192,800 | 5,352 |
| Average total loans | $20,641,800 | 7,289 |