Home > First American Bank and Trust > Net charge- offs to loans

First American Bank and Trust, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1170%817
Percentage Net Loans Charged-off: Total real estate loans-0.0539%4,422
Percentage Net Loans Charged-off:Construction & development-0.0841%4,447
Percentage Net Loans Charged-off: Commercial real estate-0.1627%4,542
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%3,741
Percentage Net Loans Charged-off: Home equity loans0.0662%111
All other 1-4 family - Percent of loans charged-off, net-0.0093%3,953
Percentage Net Loans Charged-off: Commercial and industrial3.0452%90
Percentage Net Loans Charged-off: Loans to individuals0.7499%880
Percentage Net Loans Charged-off: Credit card loans2.1981%258
Percentage Net Loans Charged-off: Other loans to individual0.4240%1,219
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1464%565
Percentage Net Loans Charged-off: Total real estate loans-0.0687%4,476
Percentage Net Loans Charged-off:Construction & development-0.0968%4,493
Percentage Net Loans Charged-off: Commercial real estate-0.2120%4,576
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%3,790
Percentage Net Loans Charged-off: Home equity loans0.0904%89
All other 1-4 family - Percent of loans charged-off, net-0.0120%4,031
Percentage Net Loans Charged-off: Commercial and industrial4.0309%68
Percentage Net Loans Charged-off: Loans to individuals0.5308%1,031
Percentage Net Loans Charged-off: Credit card loans2.4981%176
Percentage Net Loans Charged-off: Other loans to individual0.0943%2,087
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2282%357
Percentage Net Loans Charged-off: Total real estate loans-0.0824%4,526
Percentage Net Loans Charged-off:Construction & development-0.0217%4,446
Percentage Net Loans Charged-off: Commercial real estate-0.3125%4,619
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%3,892
Percentage Net Loans Charged-off: Home equity loans0.1484%53
All other 1-4 family - Percent of loans charged-off, net-0.0172%4,121
Percentage Net Loans Charged-off: Commercial and industrial6.0262%77
Percentage Net Loans Charged-off: Loans to individuals0.7548%741
Percentage Net Loans Charged-off: Credit card loans3.5299%105
Percentage Net Loans Charged-off: Other loans to individual0.1418%1,719
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0520%4,373
Percentage Net Loans Charged-off: Total real estate loans-0.1004%4,574
Percentage Net Loans Charged-off:Construction & development-0.0162%4,512
Percentage Net Loans Charged-off: Commercial real estate-0.4464%4,657
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0190%242
Percentage Net Loans Charged-off: Home equity loans0.3172%25
All other 1-4 family - Percent of loans charged-off, net-0.0021%3,811
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals1.0573%548
Percentage Net Loans Charged-off: Credit card loans5.4972%67
Percentage Net Loans Charged-off: Other loans to individual0.0718%1,666
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1019%727
Percentage Net Loans Charged-off: Total real estate loans0.0214%550
Percentage Net Loans Charged-off:Construction & development-0.0942%4,573
Percentage Net Loans Charged-off: Commercial real estate0.1454%173
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%3,561
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0035%3,628
Percentage Net Loans Charged-off: Commercial and industrial1.0357%188
Percentage Net Loans Charged-off: Loans to individuals0.3698%1,232
Percentage Net Loans Charged-off: Credit card loans1.3441%246
Percentage Net Loans Charged-off: Other loans to individual0.1637%1,763
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1545%420
Percentage Net Loans Charged-off: Total real estate loans0.0621%259
Percentage Net Loans Charged-off:Construction & development-0.1236%4,629
Percentage Net Loans Charged-off: Commercial real estate0.3104%83
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%3,562
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0039%3,652
Percentage Net Loans Charged-off: Commercial and industrial1.3297%126
Percentage Net Loans Charged-off: Loans to individuals0.1973%1,569
Percentage Net Loans Charged-off: Credit card loans0.6511%342
Percentage Net Loans Charged-off: Other loans to individual0.1023%1,845
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0333%4,087
Percentage Net Loans Charged-off: Total real estate loans-0.0393%4,271
Percentage Net Loans Charged-off:Construction & development-0.2415%4,295
Percentage Net Loans Charged-off: Commercial real estate0.0067%248
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%3,494
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0041%3,571
Percentage Net Loans Charged-off: Commercial and industrial-0.0537%3,823
Percentage Net Loans Charged-off: Loans to individuals-0.1699%4,226
Percentage Net Loans Charged-off: Credit card loans-1.0585%813
Percentage Net Loans Charged-off: Other loans to individual0.0171%2,046
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0145%3,748
Percentage Net Loans Charged-off: Total real estate loans-0.0267%4,240
Percentage Net Loans Charged-off:Construction & development-0.1261%4,274
Percentage Net Loans Charged-off: Commercial real estate-0.0152%4,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%3,628
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0043%3,693
Percentage Net Loans Charged-off: Commercial and industrial-0.1026%4,093
Percentage Net Loans Charged-off: Loans to individuals-0.0287%3,870
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual-0.0347%3,853
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0472%4,306
Percentage Net Loans Charged-off: Total real estate loans-0.0852%4,549
Percentage Net Loans Charged-off:Construction & development-0.5847%4,399
Percentage Net Loans Charged-off: Commercial real estate0.0163%581
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0185%681
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0198%651
Percentage Net Loans Charged-off: Commercial and industrial-0.0155%3,561
Percentage Net Loans Charged-off: Loans to individuals0.3135%1,235
Percentage Net Loans Charged-off: Credit card loans0.4386%399
Percentage Net Loans Charged-off: Other loans to individual0.2879%1,195
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0976%4,603
Percentage Net Loans Charged-off: Total real estate loans-0.1346%4,707
Percentage Net Loans Charged-off:Construction & development-0.7710%4,456
Percentage Net Loans Charged-off: Commercial real estate-0.0126%4,275
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0020%851
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0021%818
Percentage Net Loans Charged-off: Commercial and industrial-0.0198%3,663
Percentage Net Loans Charged-off: Loans to individuals0.4147%877
Percentage Net Loans Charged-off: Credit card loans0.8927%316
Percentage Net Loans Charged-off: Other loans to individual0.3168%978
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1219%4,685
Percentage Net Loans Charged-off: Total real estate loans-0.1641%4,769
Percentage Net Loans Charged-off:Construction & development-0.9387%4,481
Percentage Net Loans Charged-off: Commercial real estate-0.0181%4,403
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0045%714
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0048%680
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%3,839
Percentage Net Loans Charged-off: Loans to individuals0.6186%610
Percentage Net Loans Charged-off: Credit card loans1.2677%256
Percentage Net Loans Charged-off: Other loans to individual0.4849%688
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%1,265
Percentage Net Loans Charged-off: Total real estate loans0.0133%593
Percentage Net Loans Charged-off:Construction & development0.0310%94
Percentage Net Loans Charged-off: Commercial real estate-0.0108%4,444
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0255%382
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0274%356
Percentage Net Loans Charged-off: Commercial and industrial-0.0512%4,163
Percentage Net Loans Charged-off: Loans to individuals0.4595%820
Percentage Net Loans Charged-off: Credit card loans1.6242%226
Percentage Net Loans Charged-off: Other loans to individual0.2214%1,073
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0026%4,020
Percentage Net Loans Charged-off: Total real estate loans-0.0225%4,431
Percentage Net Loans Charged-off:Construction & development-0.3252%4,513
Percentage Net Loans Charged-off: Commercial real estate0.1100%565
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%4,001
Percentage Net Loans Charged-off: Home equity loans-0.0970%3,603
All other 1-4 family - Percent of loans charged-off, net-0.0016%3,769
Percentage Net Loans Charged-off: Commercial and industrial-0.0788%4,364
Percentage Net Loans Charged-off: Loans to individuals0.3151%1,673
Percentage Net Loans Charged-off: Credit card loans1.5064%326
Percentage Net Loans Charged-off: Other loans to individual0.0790%2,493
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0012%3,829
Percentage Net Loans Charged-off: Total real estate loans-0.0193%4,398
Percentage Net Loans Charged-off:Construction & development-0.4351%4,556
Percentage Net Loans Charged-off: Commercial real estate0.1639%351
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0005%1,321
Percentage Net Loans Charged-off: Home equity loans-0.1284%3,653
All other 1-4 family - Percent of loans charged-off, net0.0099%1,071
Percentage Net Loans Charged-off: Commercial and industrial-0.0378%4,217
Percentage Net Loans Charged-off: Loans to individuals0.2422%1,825
Percentage Net Loans Charged-off: Credit card loans1.3573%333
Percentage Net Loans Charged-off: Other loans to individual0.0232%2,638
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0356%4,588
Percentage Net Loans Charged-off: Total real estate loans-0.0674%4,766
Percentage Net Loans Charged-off:Construction & development-0.4602%4,567
Percentage Net Loans Charged-off: Commercial real estate0.0187%533
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0022%1,116
Percentage Net Loans Charged-off: Home equity loans-0.1938%3,693
All other 1-4 family - Percent of loans charged-off, net0.0164%868
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.3727%1,510
Percentage Net Loans Charged-off: Credit card loans2.0836%276
Percentage Net Loans Charged-off: Other loans to individual0.0343%2,436
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0030%3,723
Percentage Net Loans Charged-off: Total real estate loans-0.0235%4,523
Percentage Net Loans Charged-off:Construction & development-0.0446%4,432
Percentage Net Loans Charged-off: Commercial real estate-0.0145%4,594
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%4,442
Percentage Net Loans Charged-off: Home equity loans-0.3922%3,740
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.2837%1,651
Percentage Net Loans Charged-off: Credit card loans1.6660%291
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0290%2,819
Percentage Net Loans Charged-off: Total real estate loans0.0060%1,988
Percentage Net Loans Charged-off:Construction & development-0.0365%4,384
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,325
Percentage Net Loans Charged-off: Multi-family residential0.0428%76
Percentage Net Loans Charged-off: 1-4 family residential0.0194%1,446
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0209%1,341
Percentage Net Loans Charged-off: Commercial and industrial-0.2186%4,697
Percentage Net Loans Charged-off: Loans to individuals0.2412%2,306
Percentage Net Loans Charged-off: Credit card loans1.1504%433
Percentage Net Loans Charged-off: Other loans to individual0.0529%3,013
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0045%4,179
Percentage Net Loans Charged-off: Total real estate loans-0.0214%4,561
Percentage Net Loans Charged-off:Construction & development-0.0442%4,476
Percentage Net Loans Charged-off: Commercial real estate-0.0029%4,367
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0320%4,626
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0344%4,658
Percentage Net Loans Charged-off: Commercial and industrial-0.2968%4,807
Percentage Net Loans Charged-off: Loans to individuals0.2566%2,106
Percentage Net Loans Charged-off: Credit card loans1.5015%361
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0182%4,520
Percentage Net Loans Charged-off: Total real estate loans-0.0287%4,702
Percentage Net Loans Charged-off:Construction & development-0.0429%4,516
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,495
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0482%4,777
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0518%4,790
Percentage Net Loans Charged-off: Commercial and industrial-0.3305%4,853
Percentage Net Loans Charged-off: Loans to individuals0.2847%1,851
Percentage Net Loans Charged-off: Credit card loans1.6686%314
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0628%4,897
Percentage Net Loans Charged-off: Total real estate loans-0.0709%5,031
Percentage Net Loans Charged-off:Construction & development-0.0411%4,605
Percentage Net Loans Charged-off: Commercial real estate-0.0088%4,736
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.1413%5,090
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.1519%5,103
Percentage Net Loans Charged-off: Commercial and industrial-0.6225%5,011
Percentage Net Loans Charged-off: Loans to individuals0.5207%1,258
Percentage Net Loans Charged-off: Credit card loans3.0202%195
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0702%5,066
Percentage Net Loans Charged-off: Total real estate loans0.0270%1,569
Percentage Net Loans Charged-off:Construction & development-0.0467%4,505
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,479
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0821%913
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0871%855
Percentage Net Loans Charged-off: Commercial and industrial-2.1654%5,185
Percentage Net Loans Charged-off: Loans to individuals0.2326%2,322
Percentage Net Loans Charged-off: Credit card loans0.7035%499
Percentage Net Loans Charged-off: Other loans to individual0.1318%2,649
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1082%5,187
Percentage Net Loans Charged-off: Total real estate loans0.0412%1,124
Percentage Net Loans Charged-off:Construction & development-0.0404%4,529
Percentage Net Loans Charged-off: Commercial real estate-0.0035%4,503
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1143%624
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.1207%597
Percentage Net Loans Charged-off: Commercial and industrial-3.0624%5,258
Percentage Net Loans Charged-off: Loans to individuals0.2601%2,057
Percentage Net Loans Charged-off: Credit card loans0.7061%472
Percentage Net Loans Charged-off: Other loans to individual0.1643%2,296
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2183%5,341
Percentage Net Loans Charged-off: Total real estate loans0.0346%1,035
Percentage Net Loans Charged-off:Construction & development-0.0361%4,574
Percentage Net Loans Charged-off: Commercial real estate-0.0095%4,714
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1025%621
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.1085%589
Percentage Net Loans Charged-off: Commercial and industrial-4.8447%5,325
Percentage Net Loans Charged-off: Loans to individuals0.3310%1,718
Percentage Net Loans Charged-off: Credit card loans1.1455%378
Percentage Net Loans Charged-off: Other loans to individual0.1536%2,186
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4702%5,493
Percentage Net Loans Charged-off: Total real estate loans0.0515%690
Percentage Net Loans Charged-off:Construction & development-0.0722%4,764
Percentage Net Loans Charged-off: Commercial real estate-0.0085%4,846
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1547%414
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1639%390
Percentage Net Loans Charged-off: Commercial and industrial-10.7876%5,391
Percentage Net Loans Charged-off: Loans to individuals0.1889%1,964
Percentage Net Loans Charged-off: Credit card loans0.8855%365
Percentage Net Loans Charged-off: Other loans to individual0.0383%2,238
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0081%3,794
Percentage Net Loans Charged-off: Total real estate loans-0.0238%4,903
Percentage Net Loans Charged-off:Construction & development-0.0341%4,603
Percentage Net Loans Charged-off: Commercial real estate0.0130%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0586%5,188
Percentage Net Loans Charged-off: Home equity loans0.1603%325
All other 1-4 family - Percent of loans charged-off, net-0.0712%5,233
Percentage Net Loans Charged-off: Commercial and industrial-0.0048%4,160
Percentage Net Loans Charged-off: Loans to individuals0.1790%2,822
Percentage Net Loans Charged-off: Credit card loans0.4977%600
Percentage Net Loans Charged-off: Other loans to individual0.1091%2,990
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0171%3,166
Percentage Net Loans Charged-off: Total real estate loans-0.0113%4,591
Percentage Net Loans Charged-off:Construction & development-0.0486%4,699
Percentage Net Loans Charged-off: Commercial real estate-0.0022%4,597
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%4,674
Percentage Net Loans Charged-off: Home equity loans0.2197%219
All other 1-4 family - Percent of loans charged-off, net-0.0230%4,949
Percentage Net Loans Charged-off: Commercial and industrial-0.0066%4,056
Percentage Net Loans Charged-off: Loans to individuals0.1428%2,744
Percentage Net Loans Charged-off: Credit card loans0.4863%567
Percentage Net Loans Charged-off: Other loans to individual0.0671%2,974
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0171%2,908
Percentage Net Loans Charged-off: Total real estate loans-0.0129%4,659
Percentage Net Loans Charged-off:Construction & development-0.0602%4,786
Percentage Net Loans Charged-off: Commercial real estate-0.0033%4,698
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%4,608
Percentage Net Loans Charged-off: Home equity loans0.3306%152
All other 1-4 family - Percent of loans charged-off, net-0.0283%5,001
Percentage Net Loans Charged-off: Commercial and industrial-0.0105%4,083
Percentage Net Loans Charged-off: Loans to individuals0.2160%2,260
Percentage Net Loans Charged-off: Credit card loans1.7367%331
Percentage Net Loans Charged-off: Other loans to individual-0.1218%4,984
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0128%4,523
Percentage Net Loans Charged-off: Total real estate loans-0.0410%5,229
Percentage Net Loans Charged-off:Construction & development-0.0596%4,890
Percentage Net Loans Charged-off: Commercial real estate-0.0065%4,949
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0758%5,353
Percentage Net Loans Charged-off: Home equity loans0.6652%81
All other 1-4 family - Percent of loans charged-off, net-0.1180%5,481
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.1338%2,222
Percentage Net Loans Charged-off: Credit card loans0.7240%396
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2461%1,124
Percentage Net Loans Charged-off: Total real estate loans-0.0066%4,684
Percentage Net Loans Charged-off:Construction & development-0.2848%5,123
Percentage Net Loans Charged-off: Commercial real estate0.0673%976
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0217%2,339
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0229%2,213
Percentage Net Loans Charged-off: Commercial and industrial6.7743%69
Percentage Net Loans Charged-off: Loans to individuals0.3570%2,207
Percentage Net Loans Charged-off: Credit card loans1.5324%377
Percentage Net Loans Charged-off: Other loans to individual0.0820%3,194
Percentage Net Loans Charged-off: All other loans and lease5.0269%176
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3236%715
Percentage Net Loans Charged-off: Total real estate loans-0.0045%4,513
Percentage Net Loans Charged-off:Construction & development-0.3673%5,224
Percentage Net Loans Charged-off: Commercial real estate0.0903%688
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0348%1,865
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0367%1,762
Percentage Net Loans Charged-off: Commercial and industrial9.8348%37
Percentage Net Loans Charged-off: Loans to individuals0.4873%1,602
Percentage Net Loans Charged-off: Credit card loans2.1025%275
Percentage Net Loans Charged-off: Other loans to individual0.1094%2,721
Percentage Net Loans Charged-off: All other loans and lease3.9974%199
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0747%2,115
Percentage Net Loans Charged-off: Total real estate loans0.0540%1,430
Percentage Net Loans Charged-off:Construction & development-0.0534%4,907
Percentage Net Loans Charged-off: Commercial real estate0.1364%514
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0286%1,768
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0301%1,673
Percentage Net Loans Charged-off: Commercial and industrial-0.2176%5,339
Percentage Net Loans Charged-off: Loans to individuals0.6253%1,271
Percentage Net Loans Charged-off: Credit card loans3.1350%166
Percentage Net Loans Charged-off: Other loans to individual0.0406%2,813
Percentage Net Loans Charged-off: All other loans and lease3.4577%214
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0578%1,937
Percentage Net Loans Charged-off: Total real estate loans0.0486%1,194
Percentage Net Loans Charged-off:Construction & development-0.0421%4,957
Percentage Net Loans Charged-off: Commercial real estate-0.0023%4,977
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1389%781
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1462%724
Percentage Net Loans Charged-off: Commercial and industrial-0.4173%5,584
Percentage Net Loans Charged-off: Loans to individuals0.6761%1,120
Percentage Net Loans Charged-off: Credit card loans3.2787%163
Percentage Net Loans Charged-off: Other loans to individual0.0792%2,175
Percentage Net Loans Charged-off: All other loans and lease1.8018%218
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3573%6,040
Percentage Net Loans Charged-off: Total real estate loans-0.4385%6,021
Percentage Net Loans Charged-off:Construction & development-3.2996%5,631
Percentage Net Loans Charged-off: Commercial real estate-0.0046%5,033
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0530%2,305
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0558%2,193
Percentage Net Loans Charged-off: Commercial and industrial0.0931%1,948
Percentage Net Loans Charged-off: Loans to individuals0.3609%2,017
Percentage Net Loans Charged-off: Credit card loans1.7653%351
Percentage Net Loans Charged-off: Other loans to individual0.0304%3,468
Percentage Net Loans Charged-off: All other loans and lease10.0123%120
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0375%3,147
Percentage Net Loans Charged-off: Total real estate loans-0.0233%5,294
Percentage Net Loans Charged-off:Construction & development-0.2393%5,291
Percentage Net Loans Charged-off: Commercial real estate-0.0053%5,130
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0304%2,393
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0321%2,278
Percentage Net Loans Charged-off: Commercial and industrial0.1171%1,547
Percentage Net Loans Charged-off: Loans to individuals0.4960%1,496
Percentage Net Loans Charged-off: Credit card loans1.8492%314
Percentage Net Loans Charged-off: Other loans to individual0.1770%2,404
Percentage Net Loans Charged-off: All other loans and lease9.3841%115
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%3,068
Percentage Net Loans Charged-off: Total real estate loans-0.0199%5,245
Percentage Net Loans Charged-off:Construction & development-0.2524%5,354
Percentage Net Loans Charged-off: Commercial real estate-0.0045%5,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0430%2,027
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0454%1,892
Percentage Net Loans Charged-off: Commercial and industrial0.2059%1,106
Percentage Net Loans Charged-off: Loans to individuals0.3295%1,803
Percentage Net Loans Charged-off: Credit card loans1.8182%292
Percentage Net Loans Charged-off: Other loans to individual-0.0203%4,900
Percentage Net Loans Charged-off: All other loans and lease8.2541%112
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0843%1,869
Percentage Net Loans Charged-off: Total real estate loans0.0235%1,773
Percentage Net Loans Charged-off:Construction & development-0.0863%5,245
Percentage Net Loans Charged-off: Commercial real estate-0.0022%5,278
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0979%1,220
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1034%1,141
Percentage Net Loans Charged-off: Commercial and industrial0.3906%604
Percentage Net Loans Charged-off: Loans to individuals0.4287%1,450
Percentage Net Loans Charged-off: Credit card loans2.4117%229
Percentage Net Loans Charged-off: Other loans to individual-0.0408%4,970
Percentage Net Loans Charged-off: All other loans and lease10.5737%89
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0797%3,351
Percentage Net Loans Charged-off: Total real estate loans0.0141%3,616
Percentage Net Loans Charged-off:Construction & development-0.4036%5,551
Percentage Net Loans Charged-off: Commercial real estate0.0654%1,731
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1044%2,347
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1108%2,200
Percentage Net Loans Charged-off: Commercial and industrial-0.0216%4,878
Percentage Net Loans Charged-off: Loans to individuals0.3092%2,391
Percentage Net Loans Charged-off: Credit card loans1.3343%446
Percentage Net Loans Charged-off: Other loans to individual0.0797%3,387
Percentage Net Loans Charged-off: All other loans and lease11.3152%103
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0538%3,443
Percentage Net Loans Charged-off: Total real estate loans-0.0065%5,413
Percentage Net Loans Charged-off:Construction & development-0.2897%5,550
Percentage Net Loans Charged-off: Commercial real estate0.0173%1,729
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0635%2,520
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0674%2,349
Percentage Net Loans Charged-off: Commercial and industrial-0.0192%4,754
Percentage Net Loans Charged-off: Loans to individuals0.2810%2,318
Percentage Net Loans Charged-off: Credit card loans1.4388%400
Percentage Net Loans Charged-off: Other loans to individual0.0264%3,389
Percentage Net Loans Charged-off: All other loans and lease9.5580%102
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0084%4,111
Percentage Net Loans Charged-off: Total real estate loans-0.0493%5,969
Percentage Net Loans Charged-off:Construction & development-0.2858%5,591
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0411%6,013
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0436%6,013
Percentage Net Loans Charged-off: Commercial and industrial-0.0291%4,841
Percentage Net Loans Charged-off: Loans to individuals0.2603%2,159
Percentage Net Loans Charged-off: Credit card loans1.3439%406
Percentage Net Loans Charged-off: Other loans to individual0.0199%3,119
Percentage Net Loans Charged-off: All other loans and lease9.4273%101
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%3,313
Percentage Net Loans Charged-off: Total real estate loans-0.0283%5,835
Percentage Net Loans Charged-off:Construction & development-0.3069%5,694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0277%1,988
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0294%1,867
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.3596%1,746
Percentage Net Loans Charged-off: Credit card loans1.9392%280
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease5.8885%118
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1183%3,625
Percentage Net Loans Charged-off: Total real estate loans0.0563%3,643
Percentage Net Loans Charged-off:Construction & development0.2742%1,254
Percentage Net Loans Charged-off: Commercial real estate-0.0283%6,101
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0961%3,035
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1019%2,862
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,100
Percentage Net Loans Charged-off: Loans to individuals0.4303%2,275
Percentage Net Loans Charged-off: Credit card loans2.1396%331
Percentage Net Loans Charged-off: Other loans to individual0.0312%3,954
Percentage Net Loans Charged-off: All other loans and lease9.1307%130
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1432%3,106
Percentage Net Loans Charged-off: Total real estate loans0.0888%3,034
Percentage Net Loans Charged-off:Construction & development0.4027%1,038
Percentage Net Loans Charged-off: Commercial real estate-0.0109%6,008
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1143%2,633
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.1212%2,479
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals0.5417%1,773
Percentage Net Loans Charged-off: Credit card loans2.7021%256
Percentage Net Loans Charged-off: Other loans to individual0.0417%3,564
Percentage Net Loans Charged-off: All other loans and lease7.6642%122
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0556%3,903
Percentage Net Loans Charged-off: Total real estate loans0.0155%3,642
Percentage Net Loans Charged-off:Construction & development-0.0628%5,613
Percentage Net Loans Charged-off: Commercial real estate-0.0131%6,113
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0970%2,567
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1028%2,382
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals0.3224%2,226
Percentage Net Loans Charged-off: Credit card loans1.7020%379
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease6.0658%138
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0165%3,827
Percentage Net Loans Charged-off: Total real estate loans-0.0107%5,913
Percentage Net Loans Charged-off:Construction & development-0.0582%5,689
Percentage Net Loans Charged-off: Commercial real estate-0.0044%6,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.2029%2,298
Percentage Net Loans Charged-off: Credit card loans1.2461%422
Percentage Net Loans Charged-off: Other loans to individual-0.0418%5,413
Percentage Net Loans Charged-off: All other loans and lease4.0744%178
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9363%1,189
Percentage Net Loans Charged-off: Total real estate loans0.9242%1,097
Percentage Net Loans Charged-off:Construction & development4.4369%623
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.7693%1,191
Percentage Net Loans Charged-off: Home equity loans0.6491%899
All other 1-4 family - Percent of loans charged-off, net0.7767%1,153
Percentage Net Loans Charged-off: Commercial and industrial-0.1031%6,048
Percentage Net Loans Charged-off: Loans to individuals0.2637%3,159
Percentage Net Loans Charged-off: Credit card loans1.4691%541
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,313
Percentage Net Loans Charged-off: All other loans and lease15.7082%111
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0240%1,032
Percentage Net Loans Charged-off: Total real estate loans1.0189%944
Percentage Net Loans Charged-off:Construction & development4.7916%564
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.8902%1,000
Percentage Net Loans Charged-off: Home equity loans0.4182%1,011
All other 1-4 family - Percent of loans charged-off, net0.9198%965
Percentage Net Loans Charged-off: Commercial and industrial-0.1258%6,133
Percentage Net Loans Charged-off: Loans to individuals0.2089%3,152
Percentage Net Loans Charged-off: Credit card loans1.1146%580
Percentage Net Loans Charged-off: Other loans to individual0.0133%3,979
Percentage Net Loans Charged-off: All other loans and lease16.9502%110
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3243%798
Percentage Net Loans Charged-off: Total real estate loans1.3743%675
Percentage Net Loans Charged-off:Construction & development7.1225%377
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.8537%1,058
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.9084%982
Percentage Net Loans Charged-off: Commercial and industrial-0.1162%6,086
Percentage Net Loans Charged-off: Loans to individuals0.2122%2,923
Percentage Net Loans Charged-off: Credit card loans1.2925%519
Percentage Net Loans Charged-off: Other loans to individual-0.0198%5,647
Percentage Net Loans Charged-off: All other loans and lease13.1938%121
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5783%1,650
Percentage Net Loans Charged-off: Total real estate loans0.5879%1,429
Percentage Net Loans Charged-off:Construction & development3.5305%545
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0650%2,698
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0692%2,513
Percentage Net Loans Charged-off: Commercial and industrial-0.1231%6,071
Percentage Net Loans Charged-off: Loans to individuals0.5807%1,665
Percentage Net Loans Charged-off: Credit card loans3.3426%251
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease7.0828%143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2051%1,391
Percentage Net Loans Charged-off: Total real estate loans1.2078%1,325
Percentage Net Loans Charged-off:Construction & development6.4484%757
Percentage Net Loans Charged-off: Commercial real estate-0.0267%6,896
Percentage Net Loans Charged-off: Multi-family residential0.2453%860
Percentage Net Loans Charged-off: 1-4 family residential0.5333%2,140
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.5674%1,998
Percentage Net Loans Charged-off: Commercial and industrial0.0211%4,128
Percentage Net Loans Charged-off: Loans to individuals0.4949%2,807
Percentage Net Loans Charged-off: Credit card loans2.2823%474
Percentage Net Loans Charged-off: Other loans to individual0.1191%4,175
Percentage Net Loans Charged-off: All other loans and lease15.2270%107
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4488%1,011
Percentage Net Loans Charged-off: Total real estate loans1.4661%940
Percentage Net Loans Charged-off:Construction & development8.5920%500
Percentage Net Loans Charged-off: Commercial real estate-0.0353%6,958
Percentage Net Loans Charged-off: Multi-family residential0.3267%684
Percentage Net Loans Charged-off: 1-4 family residential0.2632%2,809
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.2797%2,622
Percentage Net Loans Charged-off: Commercial and industrial0.0790%3,422
Percentage Net Loans Charged-off: Loans to individuals0.4811%2,617
Percentage Net Loans Charged-off: Credit card loans1.9567%495
Percentage Net Loans Charged-off: Other loans to individual0.1690%3,537
Percentage Net Loans Charged-off: All other loans and lease13.7758%107
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0261%659
Percentage Net Loans Charged-off: Total real estate loans2.0914%584
Percentage Net Loans Charged-off:Construction & development12.6222%312
Percentage Net Loans Charged-off: Commercial real estate-0.0526%7,029
Percentage Net Loans Charged-off: Multi-family residential0.4865%523
Percentage Net Loans Charged-off: 1-4 family residential0.1426%3,158
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1515%2,957
Percentage Net Loans Charged-off: Commercial and industrial0.1708%2,785
Percentage Net Loans Charged-off: Loans to individuals0.7241%1,901
Percentage Net Loans Charged-off: Credit card loans2.9557%362
Percentage Net Loans Charged-off: Other loans to individual0.2501%2,902
Percentage Net Loans Charged-off: All other loans and lease10.8260%131
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1041%595
Percentage Net Loans Charged-off: Total real estate loans2.2106%507
Percentage Net Loans Charged-off:Construction & development13.1839%254
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential1.0543%277
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%6,725
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0032%6,738
Percentage Net Loans Charged-off: Commercial and industrial-0.1061%6,393
Percentage Net Loans Charged-off: Loans to individuals0.4712%2,160
Percentage Net Loans Charged-off: Credit card loans2.7391%375
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease7.5497%150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7912%1,178
Percentage Net Loans Charged-off: Total real estate loans1.8341%1,039
Percentage Net Loans Charged-off:Construction & development7.6385%824
Percentage Net Loans Charged-off: Commercial real estate0.3946%2,269
Percentage Net Loans Charged-off: Multi-family residential2.9737%420
Percentage Net Loans Charged-off: 1-4 family residential0.2225%3,362
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.2368%3,172
Percentage Net Loans Charged-off: Commercial and industrial0.1384%4,251
Percentage Net Loans Charged-off: Loans to individuals0.6568%2,941
Percentage Net Loans Charged-off: Credit card loans4.1647%379
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.6502%159
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8076%1,068
Percentage Net Loans Charged-off: Total real estate loans1.8445%945
Percentage Net Loans Charged-off:Construction & development7.0246%812
Percentage Net Loans Charged-off: Commercial real estate0.5516%1,670
Percentage Net Loans Charged-off: Multi-family residential3.8555%309
Percentage Net Loans Charged-off: 1-4 family residential0.0952%3,806
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1015%3,586
Percentage Net Loans Charged-off: Commercial and industrial0.5325%2,864
Percentage Net Loans Charged-off: Loans to individuals0.7023%2,599
Percentage Net Loans Charged-off: Credit card loans4.5460%337
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.4248%170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3201%1,436
Percentage Net Loans Charged-off: Total real estate loans1.2895%1,292
Percentage Net Loans Charged-off:Construction & development4.2749%1,121
Percentage Net Loans Charged-off: Commercial real estate0.1053%2,263
Percentage Net Loans Charged-off: Multi-family residential5.6146%195
Percentage Net Loans Charged-off: 1-4 family residential0.0115%4,029
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0123%3,822
Percentage Net Loans Charged-off: Commercial and industrial1.6730%1,505
Percentage Net Loans Charged-off: Loans to individuals0.6060%2,645
Percentage Net Loans Charged-off: Credit card loans3.5514%427
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.4691%144
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5294%1,136
Percentage Net Loans Charged-off: Total real estate loans1.5696%944
Percentage Net Loans Charged-off:Construction & development8.4978%521
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0980%2,662
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1040%2,477
Percentage Net Loans Charged-off: Commercial and industrial0.0258%2,784
Percentage Net Loans Charged-off: Loans to individuals0.6282%2,388
Percentage Net Loans Charged-off: Credit card loans3.5226%424
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.5835%132
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4010%1,791
Percentage Net Loans Charged-off: Total real estate loans1.1891%1,686
Percentage Net Loans Charged-off:Construction & development2.5956%1,849
Percentage Net Loans Charged-off: Commercial real estate1.2730%920
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3624%2,519
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.3859%2,335
Percentage Net Loans Charged-off: Commercial and industrial6.5591%504
Percentage Net Loans Charged-off: Loans to individuals0.7802%3,264
Percentage Net Loans Charged-off: Credit card loans2.4606%720
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.9432%186
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2693%1,618
Percentage Net Loans Charged-off: Total real estate loans0.9864%1,585
Percentage Net Loans Charged-off:Construction & development1.0957%2,111
Percentage Net Loans Charged-off: Commercial real estate1.5584%548
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3190%2,319
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.3399%2,132
Percentage Net Loans Charged-off: Commercial and industrial8.7776%267
Percentage Net Loans Charged-off: Loans to individuals0.7206%3,105
Percentage Net Loans Charged-off: Credit card loans1.6791%833
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.2717%180
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6199%2,483
Percentage Net Loans Charged-off: Total real estate loans0.1884%3,212
Percentage Net Loans Charged-off:Construction & development0.6542%1,994
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1585%2,679
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.1688%2,457
Percentage Net Loans Charged-off: Commercial and industrial13.3200%163
Percentage Net Loans Charged-off: Loans to individuals0.1665%4,571
Percentage Net Loans Charged-off: Credit card loans1.6274%777
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.9539%182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2102%3,377
Percentage Net Loans Charged-off: Total real estate loans0.1927%2,439
Percentage Net Loans Charged-off:Construction & development0.7325%1,362
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0836%2,304
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0890%2,086
Percentage Net Loans Charged-off: Commercial and industrial-0.2929%7,515
Percentage Net Loans Charged-off: Loans to individuals0.1350%3,907
Percentage Net Loans Charged-off: Credit card loans1.0160%720
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.7155%196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4623%2,516
Percentage Net Loans Charged-off: Total real estate loans0.4043%1,939
Percentage Net Loans Charged-off:Construction & development1.6089%1,234
Percentage Net Loans Charged-off: Commercial real estate-0.0792%7,924
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0726%3,153
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0770%2,929
Percentage Net Loans Charged-off: Commercial and industrial0.5647%2,564
Percentage Net Loans Charged-off: Loans to individuals1.2522%1,802
Percentage Net Loans Charged-off: Credit card loans2.4013%612
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.5124%304
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5284%1,598
Percentage Net Loans Charged-off: Total real estate loans0.4759%1,214
Percentage Net Loans Charged-off:Construction & development1.9267%737
Percentage Net Loans Charged-off: Commercial real estate-0.1333%8,001
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0956%2,378
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1013%2,178
Percentage Net Loans Charged-off: Commercial and industrial0.0475%3,583
Percentage Net Loans Charged-off: Loans to individuals1.3005%1,420
Percentage Net Loans Charged-off: Credit card loans2.6027%515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.3096%204
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7463%941
Percentage Net Loans Charged-off: Total real estate loans0.7194%679
Percentage Net Loans Charged-off:Construction & development2.8061%407
Percentage Net Loans Charged-off: Commercial real estate-0.2024%8,076
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1519%1,646
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1610%1,492
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals1.6385%993
Percentage Net Loans Charged-off: Credit card loans2.2450%540
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.2891%218
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1486%8,128
Percentage Net Loans Charged-off: Total real estate loans-0.2602%8,283
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.7020%8,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1514%1,203
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1608%1,059
Percentage Net Loans Charged-off: Commercial and industrial0.0217%2,113
Percentage Net Loans Charged-off: Loans to individuals2.7740%509
Percentage Net Loans Charged-off: Credit card loans1.5617%567
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9005%230
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1055%3,867
Percentage Net Loans Charged-off: Total real estate loans0.0171%3,622
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0405%1,329
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.1126%7,555
Percentage Net Loans Charged-off: Loans to individuals0.4277%3,394
Percentage Net Loans Charged-off: Credit card loans2.4690%496
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.7414%132
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1134%2,969
Percentage Net Loans Charged-off: Total real estate loans0.0232%2,598
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0563%863
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.1214%7,470
Percentage Net Loans Charged-off: Loans to individuals0.3903%3,145
Percentage Net Loans Charged-off: Credit card loans2.4675%469
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.6336%130
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%3,221
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.1985%7,606
Percentage Net Loans Charged-off: Loans to individuals0.3648%2,890
Percentage Net Loans Charged-off: Credit card loans2.3461%460
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1425%134
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0432%3,093
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.3626%7,797
Percentage Net Loans Charged-off: Loans to individuals0.3939%2,432
Percentage Net Loans Charged-off: Credit card loans3.2821%337
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.8708%128
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1185%2,938
Percentage Net Loans Charged-off: Total real estate loans-0.0735%8,347
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.1802%8,269
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial1.3287%769
Percentage Net Loans Charged-off: Loans to individuals0.5253%2,766
Percentage Net Loans Charged-off: Credit card loans3.6194%293
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.5190%124
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2103%1,521
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial1.8398%451
Percentage Net Loans Charged-off: Loans to individuals0.5951%2,213
Percentage Net Loans Charged-off: Credit card loans4.1874%237
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.3794%117
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2362%1,314
Percentage Net Loans Charged-off: Total real estate loans-0.0014%7,499
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0017%7,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%7,706
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,718
Percentage Net Loans Charged-off: Commercial and industrial2.8661%301
Percentage Net Loans Charged-off: Loans to individuals0.5689%2,129
Percentage Net Loans Charged-off: Credit card loans4.3366%227
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.3165%118
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3538%798
Percentage Net Loans Charged-off: Total real estate loans-0.0014%7,549
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%7,833
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0044%7,849
Percentage Net Loans Charged-off: Commercial and industrial5.4063%134
Percentage Net Loans Charged-off: Loans to individuals0.7819%1,562
Percentage Net Loans Charged-off: Credit card loans6.3024%163
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.5305%124
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0974%3,707
Percentage Net Loans Charged-off: Total real estate loans-0.0195%8,105
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0450%8,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0010%3,045
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0011%2,832
Percentage Net Loans Charged-off: Commercial and industrial-0.0364%7,319
Percentage Net Loans Charged-off: Loans to individuals0.1474%5,402
Percentage Net Loans Charged-off: Credit card loans2.0177%823
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.0206%117
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%3,668
Percentage Net Loans Charged-off: Total real estate loans-0.0262%8,146
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0598%8,246
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0013%2,605
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0014%2,417
Percentage Net Loans Charged-off: Commercial and industrial-0.0391%7,188
Percentage Net Loans Charged-off: Loans to individuals0.0651%5,425
Percentage Net Loans Charged-off: Credit card loans0.9025%1,069
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.1496%126
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0787%3,272
Percentage Net Loans Charged-off: Total real estate loans-0.0396%8,231
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0881%8,323
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0294%7,000
Percentage Net Loans Charged-off: Loans to individuals-0.0487%7,383
Percentage Net Loans Charged-off: Credit card loans0.5851%1,077
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.5006%96
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0098%4,349
Percentage Net Loans Charged-off: Total real estate loans-0.0782%8,464
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.1702%8,478
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0291%7,005
Percentage Net Loans Charged-off: Loans to individuals0.0966%4,006
Percentage Net Loans Charged-off: Credit card loans1.3675%708
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.0842%103
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1456%3,444
Percentage Net Loans Charged-off: Total real estate loans0.0029%3,753
Percentage Net Loans Charged-off:Construction & development0.1068%486
Percentage Net Loans Charged-off: Commercial real estate-0.0925%8,479
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0843%1,751
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0898%1,650
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.5199%3,725
Percentage Net Loans Charged-off: Credit card loans2.4455%819
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.0241%120
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1389%3,059
Percentage Net Loans Charged-off: Total real estate loans0.0034%3,194
Percentage Net Loans Charged-off:Construction & development0.1538%345
Percentage Net Loans Charged-off: Commercial real estate-0.1259%8,550
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1111%1,273
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1182%1,209
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.7173%2,613
Percentage Net Loans Charged-off: Credit card loans2.8297%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.3815%125
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1331%2,933
Percentage Net Loans Charged-off: Total real estate loans0.0051%2,631
Percentage Net Loans Charged-off:Construction & development0.2530%238
Percentage Net Loans Charged-off: Commercial real estate-0.1902%8,637
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1670%896
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1773%835
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%6,941
Percentage Net Loans Charged-off: Loans to individuals1.0007%1,862
Percentage Net Loans Charged-off: Credit card loans3.6507%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.2636%139
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2152%1,853
Percentage Net Loans Charged-off: Total real estate loans0.1049%981
Percentage Net Loans Charged-off:Construction & development0.2052%185
Percentage Net Loans Charged-off: Commercial real estate-0.0378%8,526
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2532%559
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.2679%525
Percentage Net Loans Charged-off: Commercial and industrial-0.0578%7,325
Percentage Net Loans Charged-off: Loans to individuals1.6161%1,137
Percentage Net Loans Charged-off: Credit card loans3.9024%487
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9630%196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9050%692
Percentage Net Loans Charged-off: Total real estate loans0.8190%203
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate1.8481%133
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0751%2,014
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0782%1,937
Percentage Net Loans Charged-off: Commercial and industrial-0.1826%8,166
Percentage Net Loans Charged-off: Loans to individuals1.0274%2,288
Percentage Net Loans Charged-off: Credit card loans5.6860%325
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1079%135
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0935%443
Percentage Net Loans Charged-off: Total real estate loans1.0222%133
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate2.4133%76
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0285%2,285
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0296%2,185
Percentage Net Loans Charged-off: Commercial and industrial-0.2217%8,171
Percentage Net Loans Charged-off: Loans to individuals1.0786%1,991
Percentage Net Loans Charged-off: Credit card loans6.0925%294
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1346%123
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4850%300
Percentage Net Loans Charged-off: Total real estate loans1.4797%75
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate3.6293%53
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0184%2,066
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0190%1,972
Percentage Net Loans Charged-off: Commercial and industrial-0.3242%8,247
Percentage Net Loans Charged-off: Loans to individuals0.9946%2,078
Percentage Net Loans Charged-off: Credit card loans5.9292%337
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.2085%123
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6362%152
Percentage Net Loans Charged-off: Total real estate loans2.7580%33
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate6.7238%22
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0365%1,324
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0376%1,247
Percentage Net Loans Charged-off: Commercial and industrial-0.0396%7,485
Percentage Net Loans Charged-off: Loans to individuals1.2041%1,634
Percentage Net Loans Charged-off: Credit card loans7.4170%275
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1812%128
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2429%3,217
Percentage Net Loans Charged-off: Total real estate loans0.1772%1,204
Percentage Net Loans Charged-off:Construction & development0.4479%355
Percentage Net Loans Charged-off: Commercial real estate0.3323%644
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%8,375
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0051%8,373
Percentage Net Loans Charged-off: Commercial and industrial-0.1491%8,259
Percentage Net Loans Charged-off: Loans to individuals0.6761%3,486
Percentage Net Loans Charged-off: Credit card loans4.0138%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2024%295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2143%3,457
Percentage Net Loans Charged-off: Total real estate loans0.1550%1,221
Percentage Net Loans Charged-off:Construction & development0.0482%684
Percentage Net Loans Charged-off: Commercial real estate-0.1659%9,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.3595%539
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.3646%530
Percentage Net Loans Charged-off: Commercial and industrial-0.0435%8,208
Percentage Net Loans Charged-off: Loans to individuals0.9869%2,286
Percentage Net Loans Charged-off: Credit card loans4.8123%474
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7762%797
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2233%2,890
Percentage Net Loans Charged-off: Total real estate loans0.1616%161
Percentage Net Loans Charged-off:Construction & development0.0586%174
Percentage Net Loans Charged-off: Commercial real estate0.3555%65
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0531%413
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0537%383
Percentage Net Loans Charged-off: Commercial and industrial1.2882%185
Percentage Net Loans Charged-off: Loans to individuals0.1852%1,134
Percentage Net Loans Charged-off: Credit card loans1.8355%537
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1387%4,086
Percentage Net Loans Charged-off: Total real estate loans0.0263%635
Percentage Net Loans Charged-off:Construction & development0.0234%195
Percentage Net Loans Charged-off: Commercial real estate0.0797%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%1,373
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net-0.0076%1,373
Percentage Net Loans Charged-off: Commercial and industrial1.5684%129
Percentage Net Loans Charged-off: Loans to individuals0.2519%1,080
Percentage Net Loans Charged-off: Credit card loans1.6091%641
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0853%9,906
Percentage Net Loans Charged-off: Total real estate loans-0.2107%1,461
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.6446%1,432
Percentage Net Loans Charged-off: Multi-family residential-1.4690%1,377
Percentage Net Loans Charged-off: 1-4 family residential0.0468%509
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0470%466
Percentage Net Loans Charged-off: Commercial and industrial0.6852%259
Percentage Net Loans Charged-off: Loans to individuals0.2724%1,051
Percentage Net Loans Charged-off: Credit card loans1.8851%633
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0636%342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3417%412
Percentage Net Loans Charged-off: Total real estate loans0.2558%132
Percentage Net Loans Charged-off:Construction & development0.1657%131
Percentage Net Loans Charged-off: Commercial real estate0.2399%162
Percentage Net Loans Charged-off: Multi-family residential5.5624%6
Percentage Net Loans Charged-off: 1-4 family residential0.1298%256
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1303%230
Percentage Net Loans Charged-off: Commercial and industrial11.4743%12
Percentage Net Loans Charged-off: Loans to individuals0.9371%589
Percentage Net Loans Charged-off: Credit card loans2.2205%623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2310%3,683
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1925%11,480
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0115%10,202
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2972%4,228
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3929%5,140
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA