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Financial Federal Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$51,334,000910
Total interest expense$32,353,000541
Net interest income$18,981,0001,504
Provision for loan and lease losses$03,275
Total noninterest income$1,893,0002,072
Gross Fiduciary activities income$0981
Service charges on deposit accounts$33,0004,022
Trading account gains and feesNANA
Additional Noninterest Income$1,860,0001,671
Total noninterest expense$15,242,0001,508
Salaries and employee benefits$10,885,0001,259
Premises and equipment expense$1,292,0001,710
Additional noninterest expense$1,860,0001,671
Pre-tax net operating income$5,632,0001,797
Securities gains (losses)$0988
Applicable income taxes$367,0002,096
Income before extraordinary items$5,265,0001,670
Extraordinary gains, net$054
Net income$5,265,0001,690
Minority interest net income$088
Net income of bank and minority interests.$5,265,0001,673
Net charge-offs$02,884
Cash dividends$3,657,0001,017
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,265,0001,699
2023-09-30 (YTD Data)Rank
Total interest income$37,230,000918
Total interest expense$22,461,000545
Net interest income$14,769,0001,472
Provision for loan and lease losses$03,085
Total noninterest income$1,512,0002,005
Gross Fiduciary activities income$0950
Service charges on deposit accounts$24,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$1,488,0001,619
Total noninterest expense$9,525,0001,732
Salaries and employee benefits$6,339,0001,532
Premises and equipment expense$971,0001,720
Additional noninterest expense$1,488,0001,619
Pre-tax net operating income$6,756,0001,322
Securities gains (losses)$0849
Applicable income taxes$440,0001,843
Income before extraordinary items$6,316,0001,199
Extraordinary gains, net$052
Net income$6,316,0001,208
Minority interest net income$081
Net income of bank and minority interests.$6,316,0001,199
Net charge-offs$02,641
Cash dividends$2,858,000917
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,316,0001,224
2023-06-30 (YTD Data)Rank
Total interest income$23,980,000920
Total interest expense$13,639,000528
Net interest income$10,341,0001,426
Provision for loan and lease losses$02,940
Total noninterest income$1,042,0001,905
Gross Fiduciary activities income$0931
Service charges on deposit accounts$16,0004,067
Trading account gains and feesNANA
Additional Noninterest Income$1,026,0001,513
Total noninterest expense$6,343,0001,727
Salaries and employee benefits$4,337,0001,486
Premises and equipment expense$649,0001,707
Additional noninterest expense$1,026,0001,511
Pre-tax net operating income$5,040,0001,194
Securities gains (losses)$0938
Applicable income taxes$328,0001,788
Income before extraordinary items$4,712,0001,103
Extraordinary gains, net$051
Net income$4,712,0001,116
Minority interest net income$081
Net income of bank and minority interests.$4,712,0001,103
Net charge-offs$02,431
Cash dividends$1,834,000952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,712,0001,114
2023-03-31 (YTD Data)Rank
Total interest income$11,723,000923
Total interest expense$6,278,000515
Net interest income$5,445,0001,361
Provision for loan and lease losses$02,612
Total noninterest income$583,0001,800
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$583,0001,390
Total noninterest expense$3,169,0001,754
Salaries and employee benefits$2,202,0001,499
Premises and equipment expense$326,0001,737
Additional noninterest expense$583,0001,390
Pre-tax net operating income$2,859,0001,116
Securities gains (losses)$0950
Applicable income taxes$186,0001,724
Income before extraordinary items$2,673,0001,025
Extraordinary gains, net$04
Net income$2,673,0001,024
Minority interest net income$048
Net income of bank and minority interests.$2,673,0001,024
Net charge-offs$02,062
Cash dividends$489,0001,276
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,673,0001,036
2022-12-31 (YTD Data)Rank
Total interest income$36,232,000977
Total interest expense$9,341,000476
Net interest income$26,891,0001,132
Provision for loan and lease losses$03,012
Total noninterest income$3,035,0001,622
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$22,0004,297
Trading account gains and feesNANA
Additional Noninterest Income$3,013,0001,255
Total noninterest expense$15,388,0001,448
Salaries and employee benefits$11,456,0001,187
Premises and equipment expense$1,177,0001,838
Additional noninterest expense$3,013,0001,255
Pre-tax net operating income$14,538,000963
Securities gains (losses)$0691
Applicable income taxes$946,0001,598
Income before extraordinary items$13,592,000877
Extraordinary gains, net$05
Net income$13,592,000878
Minority interest net income$063
Net income of bank and minority interests.$13,592,000878
Net charge-offs$5,0002,318
Cash dividends$7,148,000592
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,592,000901
2022-09-30 (YTD Data)Rank
Total interest income$25,420,000983
Total interest expense$4,818,000478
Net interest income$20,602,0001,098
Provision for loan and lease losses$02,835
Total noninterest income$2,296,0001,631
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,0004,559
Trading account gains and feesNANA
Additional Noninterest Income$2,295,0001,268
Total noninterest expense$9,412,0001,712
Salaries and employee benefits$6,520,0001,474
Premises and equipment expense$864,0001,876
Additional noninterest expense$2,295,0001,268
Pre-tax net operating income$13,486,000825
Securities gains (losses)$0740
Applicable income taxes$877,0001,437
Income before extraordinary items$12,609,000734
Extraordinary gains, net$04
Net income$12,609,000734
Minority interest net income$057
Net income of bank and minority interests.$12,609,000734
Net charge-offs$5,0002,006
Cash dividends$5,022,000572
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,609,000744
2022-06-30 (YTD Data)Rank
Total interest income$16,081,000996
Total interest expense$2,316,000511
Net interest income$13,765,0001,067
Provision for loan and lease losses$02,599
Total noninterest income$1,571,0001,600
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,0004,611
Trading account gains and feesNANA
Additional Noninterest Income$1,570,0001,277
Total noninterest expense$6,388,0001,667
Salaries and employee benefits$4,494,0001,429
Premises and equipment expense$555,0001,926
Additional noninterest expense$1,339,0002,147
Pre-tax net operating income$8,948,000784
Securities gains (losses)$0687
Applicable income taxes$582,0001,374
Income before extraordinary items$8,366,000695
Extraordinary gains, net$04
Net income$8,366,000695
Minority interest net income$060
Net income of bank and minority interests.$8,366,000695
Net charge-offs$5,0001,778
Cash dividends$2,948,000648
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,366,000703
2022-03-31 (YTD Data)Rank
Total interest income$7,942,000983
Total interest expense$1,063,000525
Net interest income$6,879,0001,036
Provision for loan and lease losses$02,285
Total noninterest income$842,0001,534
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and feesNANA
Additional Noninterest Income$842,0001,202
Total noninterest expense$3,210,0001,654
Salaries and employee benefits$2,308,0001,395
Premises and equipment expense$321,0001,756
Additional noninterest expense$581,0002,333
Pre-tax net operating income$4,511,000745
Securities gains (losses)$0623
Applicable income taxes$294,0001,327
Income before extraordinary items$4,217,000670
Extraordinary gains, net$04
Net income$4,217,000670
Minority interest net income$050
Net income of bank and minority interests.$4,217,000670
Net charge-offs$5,0001,366
Cash dividends$832,000867
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,217,000675
2021-12-31 (YTD Data)Rank
Total interest income$30,913,0001,028
Total interest expense$5,577,000486
Net interest income$25,336,0001,120
Provision for loan and lease losses$400,0001,195
Total noninterest income$5,166,0001,286
Gross Fiduciary activities income$0994
Service charges on deposit accounts$15,0004,521
Trading account gains and feesNANA
Additional Noninterest Income$5,151,0001,052
Total noninterest expense$15,780,0001,391
Salaries and employee benefits$11,667,0001,149
Premises and equipment expense$1,274,0001,748
Additional noninterest expense$2,839,0002,061
Pre-tax net operating income$14,322,000968
Securities gains (losses)$02,062
Applicable income taxes$932,0001,651
Income before extraordinary items$13,390,000906
Extraordinary gains, net$010
Net income$13,390,000907
Minority interest net income$074
Net income of bank and minority interests.$13,390,000907
Net charge-offs$98,0001,352
Cash dividends$7,014,000611
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,390,000895
2021-09-30 (YTD Data)Rank
Total interest income$22,894,0001,059
Total interest expense$4,403,000487
Net interest income$18,491,0001,167
Provision for loan and lease losses$400,000973
Total noninterest income$4,117,0001,256
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,0004,767
Trading account gains and feesNANA
Additional Noninterest Income$4,116,0001,030
Total noninterest expense$9,771,0001,628
Salaries and employee benefits$6,781,0001,408
Premises and equipment expense$952,0001,775
Additional noninterest expense$2,038,0002,128
Pre-tax net operating income$12,437,000904
Securities gains (losses)$02,015
Applicable income taxes$809,0001,630
Income before extraordinary items$11,628,000828
Extraordinary gains, net$08
Net income$11,628,000828
Minority interest net income$069
Net income of bank and minority interests.$11,628,000828
Net charge-offs$168,000860
Cash dividends$4,922,000604
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,628,000807
2021-06-30 (YTD Data)Rank
Total interest income$15,238,0001,048
Total interest expense$3,120,000482
Net interest income$12,118,0001,173
Provision for loan and lease losses$400,000725
Total noninterest income$3,001,0001,180
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,0004,787
Trading account gains and feesNANA
Additional Noninterest Income$3,000,000971
Total noninterest expense$6,559,0001,607
Salaries and employee benefits$4,580,0001,388
Premises and equipment expense$644,0001,738
Additional noninterest expense$1,335,0002,131
Pre-tax net operating income$8,160,000900
Securities gains (losses)$01,818
Applicable income taxes$531,0001,619
Income before extraordinary items$7,629,000835
Extraordinary gains, net$06
Net income$7,629,000835
Minority interest net income$067
Net income of bank and minority interests.$7,629,000835
Net charge-offs$174,000698
Cash dividends$3,040,000607
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,629,000813
2021-03-31 (YTD Data)Rank
Total interest income$7,662,0001,035
Total interest expense$1,669,000484
Net interest income$5,993,0001,180
Provision for loan and lease losses$300,000548
Total noninterest income$1,885,0001,045
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and feesNANA
Additional Noninterest Income$1,885,000846
Total noninterest expense$3,350,0001,577
Salaries and employee benefits$2,386,0001,341
Premises and equipment expense$324,0001,737
Additional noninterest expense$640,0002,166
Pre-tax net operating income$4,228,000880
Securities gains (losses)$01,392
Applicable income taxes$275,0001,581
Income before extraordinary items$3,953,000814
Extraordinary gains, net$03
Net income$3,953,000814
Minority interest net income$055
Net income of bank and minority interests.$3,953,000814
Net charge-offs$180,000457
Cash dividends$1,004,000733
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,953,000793
2020-12-31 (YTD Data)Rank
Total interest income$29,961,0001,051
Total interest expense$9,254,000534
Net interest income$20,707,0001,245
Provision for loan and lease losses$1,600,0001,201
Total noninterest income$7,721,000965
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$22,0004,577
Trading account gains and feesNANA
Additional Noninterest Income$7,699,000765
Total noninterest expense$14,894,0001,418
Salaries and employee benefits$11,419,0001,119
Premises and equipment expense$1,075,0001,941
Additional noninterest expense$2,400,0002,264
Pre-tax net operating income$11,934,000916
Securities gains (losses)$02,675
Applicable income taxes$777,0001,642
Income before extraordinary items$11,157,000867
Extraordinary gains, net$04
Net income$11,157,000867
Minority interest net income$072
Net income of bank and minority interests.$11,157,000867
Net charge-offs$14,0002,926
Cash dividends$5,257,000727
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,157,000827
2020-09-30 (YTD Data)Rank
Total interest income$22,190,0001,063
Total interest expense$7,341,000543
Net interest income$14,849,0001,278
Provision for loan and lease losses$900,0001,436
Total noninterest income$5,398,000975
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,0004,887
Trading account gains and feesNANA
Additional Noninterest Income$5,397,000769
Total noninterest expense$9,572,0001,597
Salaries and employee benefits$7,105,0001,297
Premises and equipment expense$781,0001,972
Additional noninterest expense$1,686,0002,324
Pre-tax net operating income$9,775,000815
Securities gains (losses)$02,494
Applicable income taxes$636,0001,546
Income before extraordinary items$9,139,000769
Extraordinary gains, net$04
Net income$9,139,000769
Minority interest net income$065
Net income of bank and minority interests.$9,139,000769
Net charge-offs$12,0002,686
Cash dividends$3,585,000723
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,139,000746
2020-06-30 (YTD Data)Rank
Total interest income$14,797,0001,075
Total interest expense$5,191,000558
Net interest income$9,606,0001,324
Provision for loan and lease losses$450,0001,684
Total noninterest income$3,464,000946
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,0004,904
Trading account gains and feesNANA
Additional Noninterest Income$3,463,000740
Total noninterest expense$6,416,0001,576
Salaries and employee benefits$4,834,0001,276
Premises and equipment expense$511,0002,002
Additional noninterest expense$1,071,0002,393
Pre-tax net operating income$6,204,000776
Securities gains (losses)$02,249
Applicable income taxes$404,0001,526
Income before extraordinary items$5,800,000744
Extraordinary gains, net$04
Net income$5,800,000745
Minority interest net income$065
Net income of bank and minority interests.$5,800,000744
Net charge-offs$15,0002,313
Cash dividends$2,151,000762
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,800,000712
2020-03-31 (YTD Data)Rank
Total interest income$7,620,0001,062
Total interest expense$2,813,000578
Net interest income$4,807,0001,303
Provision for loan and lease losses$03,711
Total noninterest income$1,310,0001,084
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,0004,935
Trading account gains and feesNANA
Additional Noninterest Income$1,309,000810
Total noninterest expense$2,987,0001,696
Salaries and employee benefits$2,201,0001,381
Premises and equipment expense$244,0002,077
Additional noninterest expense$542,0002,391
Pre-tax net operating income$3,130,000703
Securities gains (losses)$01,705
Applicable income taxes$204,0001,388
Income before extraordinary items$2,926,000668
Extraordinary gains, net$04
Net income$2,926,000668
Minority interest net income$056
Net income of bank and minority interests.$2,926,000668
Net charge-offs$-7,0004,334
Cash dividends$679,0001,060
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,926,000646
2019-12-31 (YTD Data)Rank
Total interest income$29,876,0001,091
Total interest expense$12,273,000575
Net interest income$17,603,0001,387
Provision for loan and lease losses$03,973
Total noninterest income$3,204,0001,503
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,0005,003
Trading account gains and feesNANA
Additional Noninterest Income$3,200,0001,150
Total noninterest expense$11,723,0001,682
Salaries and employee benefits$8,714,0001,359
Premises and equipment expense$920,0002,150
Additional noninterest expense$2,089,0002,481
Pre-tax net operating income$9,084,0001,130
Securities gains (losses)$02,379
Applicable income taxes$592,0001,856
Income before extraordinary items$8,492,0001,066
Extraordinary gains, net$011
Net income$8,492,0001,068
Minority interest net income$076
Net income of bank and minority interests.$8,492,0001,068
Net charge-offs$-54,0004,789
Cash dividends$4,271,000908
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,492,0001,043
2019-09-30 (YTD Data)Rank
Total interest income$22,234,0001,101
Total interest expense$9,177,000584
Net interest income$13,057,0001,414
Provision for loan and lease losses$03,836
Total noninterest income$2,513,0001,472
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,0005,083
Trading account gains and feesNANA
Additional Noninterest Income$2,510,0001,096
Total noninterest expense$7,928,0001,845
Salaries and employee benefits$5,622,0001,546
Premises and equipment expense$688,0002,167
Additional noninterest expense$1,618,0002,436
Pre-tax net operating income$7,642,0001,060
Securities gains (losses)$02,167
Applicable income taxes$498,0001,799
Income before extraordinary items$7,144,000990
Extraordinary gains, net$011
Net income$7,144,000991
Minority interest net income$072
Net income of bank and minority interests.$7,144,000991
Net charge-offs$-50,0004,822
Cash dividends$3,035,000863
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,144,000969
2019-06-30 (YTD Data)Rank
Total interest income$14,562,0001,107
Total interest expense$5,974,000589
Net interest income$8,588,0001,436
Provision for loan and lease losses$03,685
Total noninterest income$1,619,0001,472
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,0005,131
Trading account gains and feesNANA
Additional Noninterest Income$1,617,0001,102
Total noninterest expense$5,215,0001,870
Salaries and employee benefits$3,711,0001,561
Premises and equipment expense$456,0002,180
Additional noninterest expense$1,048,0002,500
Pre-tax net operating income$4,992,0001,057
Securities gains (losses)$01,702
Applicable income taxes$326,0001,787
Income before extraordinary items$4,666,000977
Extraordinary gains, net$011
Net income$4,666,000977
Minority interest net income$069
Net income of bank and minority interests.$4,666,000977
Net charge-offs$-8,0004,422
Cash dividends$1,870,000934
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,666,000954
2019-03-31 (YTD Data)Rank
Total interest income$7,126,0001,118
Total interest expense$2,875,000598
Net interest income$4,251,0001,434
Provision for loan and lease losses$03,406
Total noninterest income$809,0001,425
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,0005,178
Trading account gains and feesNANA
Additional Noninterest Income$808,0001,037
Total noninterest expense$2,558,0001,908
Salaries and employee benefits$1,821,0001,598
Premises and equipment expense$244,0002,114
Additional noninterest expense$493,0002,618
Pre-tax net operating income$2,502,0001,023
Securities gains (losses)$01,087
Applicable income taxes$163,0001,764
Income before extraordinary items$2,339,000954
Extraordinary gains, net$05
Net income$2,339,000953
Minority interest net income$052
Net income of bank and minority interests.$2,339,000953
Net charge-offs$-4,0004,334
Cash dividends$691,0001,087
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,339,000938
2018-12-31 (YTD Data)Rank
Total interest income$25,599,0001,154
Total interest expense$8,170,000627
Net interest income$17,429,0001,393
Provision for loan and lease losses$04,082
Total noninterest income$3,050,0001,529
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,0005,239
Trading account gains and feesNANA
Additional Noninterest Income$3,046,0001,134
Total noninterest expense$10,757,0001,784
Salaries and employee benefits$7,695,0001,467
Premises and equipment expense$996,0002,064
Additional noninterest expense$2,066,0002,552
Pre-tax net operating income$9,722,0001,056
Securities gains (losses)$01,125
Applicable income taxes$484,0002,009
Income before extraordinary items$9,238,000978
Extraordinary gains, net$06
Net income$9,238,000977
Minority interest net income$072
Net income of bank and minority interests.$9,238,000977
Net charge-offs$-29,0004,764
Cash dividends$4,258,000829
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,238,000977
2018-09-30 (YTD Data)Rank
Total interest income$18,695,0001,170
Total interest expense$5,584,000639
Net interest income$13,111,0001,388
Provision for loan and lease losses$03,948
Total noninterest income$2,242,0001,571
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,0005,306
Trading account gains and feesNANA
Additional Noninterest Income$2,239,0001,166
Total noninterest expense$7,131,0001,982
Salaries and employee benefits$4,868,0001,704
Premises and equipment expense$741,0002,071
Additional noninterest expense$1,522,0002,582
Pre-tax net operating income$8,222,000975
Securities gains (losses)$01,118
Applicable income taxes$423,0001,940
Income before extraordinary items$7,799,000883
Extraordinary gains, net$05
Net income$7,799,000881
Minority interest net income$066
Net income of bank and minority interests.$7,799,000882
Net charge-offs$-23,0004,700
Cash dividends$3,004,000777
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,799,000878
2018-06-30 (YTD Data)Rank
Total interest income$12,067,0001,193
Total interest expense$3,316,000659
Net interest income$8,751,0001,375
Provision for loan and lease losses$03,782
Total noninterest income$1,504,0001,564
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,0005,368
Trading account gains and feesNANA
Additional Noninterest Income$1,502,0001,157
Total noninterest expense$4,698,0002,009
Salaries and employee benefits$3,227,0001,727
Premises and equipment expense$496,0002,088
Additional noninterest expense$975,0002,665
Pre-tax net operating income$5,557,000952
Securities gains (losses)$0961
Applicable income taxes$287,0001,899
Income before extraordinary items$5,270,000856
Extraordinary gains, net$06
Net income$5,270,000854
Minority interest net income$065
Net income of bank and minority interests.$5,270,000855
Net charge-offs$-16,0004,670
Cash dividends$1,690,000876
Sale, conversion, retirement of capital stock, net$11,000559
Net operating income$5,270,000854
2018-03-31 (YTD Data)Rank
Total interest income$5,850,0001,217
Total interest expense$1,515,000671
Net interest income$4,335,0001,392
Provision for loan and lease losses$03,508
Total noninterest income$684,0001,651
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,0005,419
Trading account gains and feesNANA
Additional Noninterest Income$683,0001,222
Total noninterest expense$2,272,0002,083
Salaries and employee benefits$1,559,0001,787
Premises and equipment expense$246,0002,132
Additional noninterest expense$467,0002,766
Pre-tax net operating income$2,747,000936
Securities gains (losses)$0735
Applicable income taxes$142,0001,877
Income before extraordinary items$2,605,000845
Extraordinary gains, net$07
Net income$2,605,000845
Minority interest net income$052
Net income of bank and minority interests.$2,605,000845
Net charge-offs$-6,0004,537
Cash dividends$396,0001,407
Sale, conversion, retirement of capital stock, net$5,000533
Net operating income$2,605,000834
2017-12-31 (YTD Data)Rank
Total interest income$21,432,0001,275
Total interest expense$4,812,000704
Net interest income$16,620,0001,406
Provision for loan and lease losses$04,227
Total noninterest income$3,135,0001,539
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,0005,515
Trading account gains and feesNANA
Additional Noninterest Income$3,133,0001,128
Total noninterest expense$10,809,0001,787
Salaries and employee benefits$7,668,0001,459
Premises and equipment expense$1,017,0002,085
Additional noninterest expense$2,124,0002,547
Pre-tax net operating income$8,946,0001,082
Securities gains (losses)$02,243
Applicable income taxes$583,0002,309
Income before extraordinary items$8,363,000873
Extraordinary gains, net$09
Net income$8,363,000874
Minority interest net income$076
Net income of bank and minority interests.$8,363,000873
Net charge-offs$47,0003,002
Cash dividends$5,142,000661
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,363,000860
2017-09-30 (YTD Data)Rank
Total interest income$15,790,0001,297
Total interest expense$3,444,000721
Net interest income$12,346,0001,421
Provision for loan and lease losses$04,088
Total noninterest income$2,355,0001,541
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,0005,570
Trading account gains and feesNANA
Additional Noninterest Income$2,353,0001,141
Total noninterest expense$7,137,0001,993
Salaries and employee benefits$4,799,0001,722
Premises and equipment expense$772,0002,074
Additional noninterest expense$1,566,0002,588
Pre-tax net operating income$7,564,0001,004
Securities gains (losses)$02,274
Applicable income taxes$493,0002,083
Income before extraordinary items$7,071,000848
Extraordinary gains, net$09
Net income$7,071,000848
Minority interest net income$071
Net income of bank and minority interests.$7,071,000848
Net charge-offs$-24,0004,979
Cash dividends$2,934,000784
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,071,000838
2017-06-30 (YTD Data)Rank
Total interest income$10,316,0001,315
Total interest expense$2,162,000741
Net interest income$8,154,0001,424
Provision for loan and lease losses$03,871
Total noninterest income$1,509,0001,598
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,0005,620
Trading account gains and feesNANA
Additional Noninterest Income$1,508,0001,183
Total noninterest expense$4,579,0002,058
Salaries and employee benefits$3,112,0001,764
Premises and equipment expense$522,0002,049
Additional noninterest expense$945,0002,774
Pre-tax net operating income$5,084,000984
Securities gains (losses)$01,906
Applicable income taxes$331,0002,060
Income before extraordinary items$4,753,000838
Extraordinary gains, net$011
Net income$4,753,000837
Minority interest net income$071
Net income of bank and minority interests.$4,753,000838
Net charge-offs$-16,0004,936
Cash dividends$1,685,000879
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,753,000824
2017-03-31 (YTD Data)Rank
Total interest income$5,004,0001,330
Total interest expense$999,000783
Net interest income$4,005,0001,446
Provision for loan and lease losses$03,537
Total noninterest income$621,0001,778
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,0005,652
Trading account gains and feesNANA
Additional Noninterest Income$620,0001,334
Total noninterest expense$2,214,0002,136
Salaries and employee benefits$1,451,0001,904
Premises and equipment expense$284,0001,956
Additional noninterest expense$479,0002,759
Pre-tax net operating income$2,412,0001,004
Securities gains (losses)$01,153
Applicable income taxes$157,0002,075
Income before extraordinary items$2,255,000848
Extraordinary gains, net$08
Net income$2,255,000849
Minority interest net income$055
Net income of bank and minority interests.$2,255,000848
Net charge-offs$-9,0004,951
Cash dividends$548,0001,130
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,255,000833
2016-12-31 (YTD Data)Rank
Total interest income$19,449,0001,323
Total interest expense$3,347,000877
Net interest income$16,102,0001,405
Provision for loan and lease losses$04,332
Total noninterest income$5,039,0001,144
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,0005,758
Trading account gains and fees$0170
Additional Noninterest Income$5,038,000842
Total noninterest expense$10,955,0001,749
Salaries and employee benefits$7,461,0001,463
Premises and equipment expense$1,063,0002,043
Additional noninterest expense$2,431,0002,365
Pre-tax net operating income$10,186,000917
Securities gains (losses)$03,212
Applicable income taxes$664,0002,014
Income before extraordinary items$9,522,000796
Extraordinary gains, net$05
Net income$9,522,000796
Minority interest net income$082
Net income of bank and minority interests.$9,522,000795
Net charge-offs$-46,0005,346
Cash dividends$4,895,000684
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,522,000770
2016-09-30 (YTD Data)Rank
Total interest income$14,485,0001,337
Total interest expense$2,433,000893
Net interest income$12,052,0001,411
Provision for loan and lease losses$04,186
Total noninterest income$4,366,0001,025
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,0005,816
Trading account gains and fees$0169
Additional Noninterest Income$4,365,000753
Total noninterest expense$7,404,0001,928
Salaries and employee benefits$4,760,0001,695
Premises and equipment expense$808,0002,032
Additional noninterest expense$1,836,0002,352
Pre-tax net operating income$9,014,000787
Securities gains (losses)$03,160
Applicable income taxes$587,0001,907
Income before extraordinary items$8,427,000690
Extraordinary gains, net$05
Net income$8,427,000690
Minority interest net income$071
Net income of bank and minority interests.$8,427,000690
Net charge-offs$-71,0005,477
Cash dividends$3,028,000748
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,427,000672
2016-06-30 (YTD Data)Rank
Total interest income$9,473,0001,364
Total interest expense$1,536,000937
Net interest income$7,937,0001,428
Provision for loan and lease losses$04,017
Total noninterest income$1,801,0001,428
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,0005,885
Trading account gains and fees$0157
Additional Noninterest Income$1,800,0001,050
Total noninterest expense$4,719,0002,018
Salaries and employee benefits$3,074,0001,740
Premises and equipment expense$533,0002,049
Additional noninterest expense$1,112,0002,547
Pre-tax net operating income$5,019,000933
Securities gains (losses)$02,835
Applicable income taxes$327,0002,059
Income before extraordinary items$4,692,000798
Extraordinary gains, net$016
Net income$4,692,000797
Minority interest net income$071
Net income of bank and minority interests.$4,692,000797
Net charge-offs$-52,0005,518
Cash dividends$1,797,000846
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,692,000772
2016-03-31 (YTD Data)Rank
Total interest income$4,587,0001,385
Total interest expense$719,000996
Net interest income$3,868,0001,458
Provision for loan and lease losses$03,656
Total noninterest income$722,0001,640
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$722,0001,179
Total noninterest expense$2,203,0002,129
Salaries and employee benefits$1,433,0001,875
Premises and equipment expense$269,0002,046
Additional noninterest expense$501,0002,773
Pre-tax net operating income$2,387,000940
Securities gains (losses)$02,077
Applicable income taxes$156,0002,064
Income before extraordinary items$2,231,000816
Extraordinary gains, net$012
Net income$2,231,000816
Minority interest net income$062
Net income of bank and minority interests.$2,231,000817
Net charge-offs$-45,0005,705
Cash dividends$672,000991
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,231,000790
2015-12-31 (YTD Data)Rank
Total interest income$16,734,0001,474
Total interest expense$2,221,0001,250
Net interest income$14,513,0001,519
Provision for loan and lease losses$04,380
Total noninterest income$3,877,0001,326
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$3,877,000983
Total noninterest expense$10,169,0001,867
Salaries and employee benefits$6,922,0001,530
Premises and equipment expense$1,052,0002,094
Additional noninterest expense$2,195,0002,593
Pre-tax net operating income$8,221,0001,046
Securities gains (losses)$03,216
Applicable income taxes$538,0002,165
Income before extraordinary items$7,683,000925
Extraordinary gains, net$023
Net income$7,683,000925
Minority interest net income$081
Net income of bank and minority interests.$7,683,000925
Net charge-offs$-33,0005,461
Cash dividends$3,647,000851
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,683,000908
2015-09-30 (YTD Data)Rank
Total interest income$12,270,0001,519
Total interest expense$1,604,0001,310
Net interest income$10,666,0001,557
Provision for loan and lease losses$04,232
Total noninterest income$3,076,0001,306
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$3,076,000945
Total noninterest expense$6,929,0002,043
Salaries and employee benefits$4,590,0001,727
Premises and equipment expense$762,0002,184
Additional noninterest expense$1,577,0002,686
Pre-tax net operating income$6,813,000985
Securities gains (losses)$03,031
Applicable income taxes$446,0002,103
Income before extraordinary items$6,367,000849
Extraordinary gains, net$021
Net income$6,367,000849
Minority interest net income$078
Net income of bank and minority interests.$6,367,000849
Net charge-offs$-58,0005,657
Cash dividends$2,591,000803
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,367,000826
2015-06-30 (YTD Data)Rank
Total interest income$7,961,0001,570
Total interest expense$1,024,0001,376
Net interest income$6,937,0001,594
Provision for loan and lease losses$04,069
Total noninterest income$2,340,0001,199
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$2,340,000863
Total noninterest expense$4,753,0002,008
Salaries and employee benefits$3,185,0001,667
Premises and equipment expense$504,0002,208
Additional noninterest expense$1,064,0002,679
Pre-tax net operating income$4,524,000982
Securities gains (losses)$02,636
Applicable income taxes$297,0002,134
Income before extraordinary items$4,227,000853
Extraordinary gains, net$022
Net income$4,227,000853
Minority interest net income$075
Net income of bank and minority interests.$4,227,000853
Net charge-offs$-307,0006,143
Cash dividends$1,535,000878
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,227,000828
2015-03-31 (YTD Data)Rank
Total interest income$3,901,0001,590
Total interest expense$486,0001,439
Net interest income$3,415,0001,621
Provision for loan and lease losses$03,703
Total noninterest income$1,060,0001,234
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$1,060,000893
Total noninterest expense$2,208,0002,141
Salaries and employee benefits$1,465,0001,803
Premises and equipment expense$255,0002,212
Additional noninterest expense$488,0002,840
Pre-tax net operating income$2,267,000953
Securities gains (losses)$02,027
Applicable income taxes$149,0002,096
Income before extraordinary items$2,118,000829
Extraordinary gains, net$013
Net income$2,118,000827
Minority interest net income$064
Net income of bank and minority interests.$2,118,000829
Net charge-offs$-13,0005,532
Cash dividends$466,0001,183
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,118,000799
2014-12-31 (YTD Data)Rank
Total interest income$14,885,0001,685
Total interest expense$1,616,0001,776
Net interest income$13,269,0001,664
Provision for loan and lease losses$45,0003,862
Total noninterest income$3,387,0001,434
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$3,387,0001,014
Total noninterest expense$9,546,0001,991
Salaries and employee benefits$6,192,0001,678
Premises and equipment expense$890,0002,460
Additional noninterest expense$2,464,0002,441
Pre-tax net operating income$7,065,0001,140
Securities gains (losses)$03,259
Applicable income taxes$461,0002,279
Income before extraordinary items$6,604,0001,010
Extraordinary gains, net$017
Net income$6,604,0001,009
Minority interest net income$084
Net income of bank and minority interests.$6,604,0001,009
Net charge-offs$465,0001,545
Cash dividends$2,917,000947
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,604,000978
2014-09-30 (YTD Data)Rank
Total interest income$11,062,0001,703
Total interest expense$1,144,0001,890
Net interest income$9,918,0001,676
Provision for loan and lease losses$45,0003,462
Total noninterest income$2,406,0001,488
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$2,406,0001,060
Total noninterest expense$6,337,0002,226
Salaries and employee benefits$3,936,0001,959
Premises and equipment expense$589,0002,729
Additional noninterest expense$1,812,0002,492
Pre-tax net operating income$5,942,0001,055
Securities gains (losses)$02,980
Applicable income taxes$388,0002,223
Income before extraordinary items$5,554,000893
Extraordinary gains, net$015
Net income$5,554,000892
Minority interest net income$081
Net income of bank and minority interests.$5,554,000892
Net charge-offs$328,0001,522
Cash dividends$1,993,000961
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,554,000874
2014-06-30 (YTD Data)Rank
Total interest income$7,218,0001,731
Total interest expense$713,0002,019
Net interest income$6,505,0001,694
Provision for loan and lease losses$45,0003,110
Total noninterest income$1,444,0001,589
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$1,444,0001,126
Total noninterest expense$4,156,0002,260
Salaries and employee benefits$2,502,0002,061
Premises and equipment expense$351,0002,958
Additional noninterest expense$1,303,0002,299
Pre-tax net operating income$3,748,0001,074
Securities gains (losses)$02,580
Applicable income taxes$245,0002,218
Income before extraordinary items$3,503,000924
Extraordinary gains, net$020
Net income$3,503,000924
Minority interest net income$080
Net income of bank and minority interests.$3,503,000924
Net charge-offs$214,0001,530
Cash dividends$900,0001,252
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,503,000905
2014-03-31 (YTD Data)Rank
Total interest income$3,523,0001,772
Total interest expense$344,0002,111
Net interest income$3,179,0001,711
Provision for loan and lease losses$45,0002,313
Total noninterest income$633,0001,724
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$633,0001,196
Total noninterest expense$2,066,0002,269
Salaries and employee benefits$1,226,0002,114
Premises and equipment expense$147,0003,389
Additional noninterest expense$693,0002,170
Pre-tax net operating income$1,701,0001,130
Securities gains (losses)$01,715
Applicable income taxes$111,0002,264
Income before extraordinary items$1,590,000982
Extraordinary gains, net$016
Net income$1,590,000982
Minority interest net income$066
Net income of bank and minority interests.$1,590,000983
Net charge-offs$173,0001,036
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,590,000963
2013-12-31 (YTD Data)Rank
Total interest income$13,413,0001,863
Total interest expense$1,513,0002,148
Net interest income$11,900,0001,805
Provision for loan and lease losses$580,0001,678
Total noninterest income$3,909,0001,339
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$3,909,000954
Total noninterest expense$9,188,0002,059
Salaries and employee benefits$6,167,0001,660
Premises and equipment expense$704,0002,953
Additional noninterest expense$2,317,0002,640
Pre-tax net operating income$6,041,0001,222
Securities gains (losses)$03,182
Applicable income taxes$394,0002,376
Income before extraordinary items$5,647,0001,096
Extraordinary gains, net$029
Net income$5,647,0001,099
Minority interest net income$090
Net income of bank and minority interests.$5,647,0001,099
Net charge-offs$1,232,0001,073
Cash dividends$2,034,0001,182
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,647,0001,070
2013-09-30 (YTD Data)Rank
Total interest income$9,910,0001,895
Total interest expense$1,151,0002,179
Net interest income$8,759,0001,839
Provision for loan and lease losses$580,0001,365
Total noninterest income$2,940,0001,365
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$2,940,000981
Total noninterest expense$6,272,0002,256
Salaries and employee benefits$4,069,0001,890
Premises and equipment expense$515,0003,042
Additional noninterest expense$1,688,0002,712
Pre-tax net operating income$4,847,0001,175
Securities gains (losses)$03,040
Applicable income taxes$316,0002,386
Income before extraordinary items$4,531,0001,037
Extraordinary gains, net$025
Net income$4,531,0001,040
Minority interest net income$084
Net income of bank and minority interests.$4,531,0001,040
Net charge-offs$634,0001,373
Cash dividends$1,485,0001,115
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,531,0001,010
2013-06-30 (YTD Data)Rank
Total interest income$6,496,0001,916
Total interest expense$787,0002,171
Net interest income$5,709,0001,869
Provision for loan and lease losses$530,0001,108
Total noninterest income$2,158,0001,292
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$2,158,000932
Total noninterest expense$4,199,0002,261
Salaries and employee benefits$2,800,0001,842
Premises and equipment expense$342,0003,038
Additional noninterest expense$1,057,0002,847
Pre-tax net operating income$3,138,0001,183
Securities gains (losses)$02,791
Applicable income taxes$205,0002,412
Income before extraordinary items$2,933,0001,059
Extraordinary gains, net$022
Net income$2,933,0001,060
Minority interest net income$082
Net income of bank and minority interests.$2,933,0001,062
Net charge-offs$477,0001,294
Cash dividends$734,0001,374
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,933,0001,017
2013-03-31 (YTD Data)Rank
Total interest income$3,143,0001,993
Total interest expense$387,0002,266
Net interest income$2,756,0001,934
Provision for loan and lease losses$230,0001,215
Total noninterest income$1,193,0001,186
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$1,193,000864
Total noninterest expense$2,150,0002,210
Salaries and employee benefits$1,421,0001,840
Premises and equipment expense$168,0003,127
Additional noninterest expense$561,0002,702
Pre-tax net operating income$1,569,0001,164
Securities gains (losses)$01,966
Applicable income taxes$102,0002,384
Income before extraordinary items$1,467,0001,040
Extraordinary gains, net$010
Net income$1,467,0001,040
Minority interest net income$076
Net income of bank and minority interests.$1,467,0001,042
Net charge-offs$522,000752
Cash dividends$234,0001,524
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,467,000988
2012-12-31 (YTD Data)Rank
Total interest income$13,910,0001,897
Total interest expense$2,509,0001,741
Net interest income$11,401,0001,921
Provision for loan and lease losses$1,800,0001,159
Total noninterest income$5,142,0001,135
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$5,142,000798
Total noninterest expense$8,971,0002,127
Salaries and employee benefits$6,405,0001,580
Premises and equipment expense$650,0003,192
Additional noninterest expense$1,916,0003,192
Pre-tax net operating income$5,772,0001,207
Securities gains (losses)$03,810
Applicable income taxes$377,0002,460
Income before extraordinary items$5,395,0001,092
Extraordinary gains, net$029
Net income$5,395,0001,092
Minority interest net income$093
Net income of bank and minority interests.$5,395,0001,092
Net charge-offs$2,763,000898
Cash dividends$1,573,0001,440
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,395,0001,039
2012-09-30 (YTD Data)Rank
Total interest income$10,372,0001,933
Total interest expense$1,962,0001,754
Net interest income$8,410,0001,980
Provision for loan and lease losses$1,350,0001,177
Total noninterest income$3,468,0001,207
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$3,468,000844
Total noninterest expense$6,003,0002,366
Salaries and employee benefits$4,139,0001,825
Premises and equipment expense$486,0003,233
Additional noninterest expense$1,378,0003,316
Pre-tax net operating income$4,525,0001,187
Securities gains (losses)$03,575
Applicable income taxes$296,0002,482
Income before extraordinary items$4,229,0001,080
Extraordinary gains, net$020
Net income$4,229,0001,080
Minority interest net income$086
Net income of bank and minority interests.$4,229,0001,080
Net charge-offs$1,252,0001,260
Cash dividends$907,0001,420
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,229,0001,020
2012-06-30 (YTD Data)Rank
Total interest income$6,848,0001,963
Total interest expense$1,292,0001,817
Net interest income$5,556,0001,987
Provision for loan and lease losses$900,0001,191
Total noninterest income$2,129,0001,273
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$2,129,000879
Total noninterest expense$3,967,0002,382
Salaries and employee benefits$2,708,0001,845
Premises and equipment expense$318,0003,290
Additional noninterest expense$941,0003,282
Pre-tax net operating income$2,818,0001,268
Securities gains (losses)$03,178
Applicable income taxes$185,0002,513
Income before extraordinary items$2,633,0001,145
Extraordinary gains, net$019
Net income$2,633,0001,145
Minority interest net income$084
Net income of bank and minority interests.$2,633,0001,145
Net charge-offs$1,074,0001,081
Cash dividends$502,0001,578
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,633,0001,067
2012-03-31 (YTD Data)Rank
Total interest income$3,422,0001,978
Total interest expense$650,0001,876
Net interest income$2,772,0001,996
Provision for loan and lease losses$450,0001,139
Total noninterest income$1,317,0001,074
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$1,317,000746
Total noninterest expense$2,080,0002,294
Salaries and employee benefits$1,462,0001,720
Premises and equipment expense$158,0003,324
Additional noninterest expense$460,0003,296
Pre-tax net operating income$1,559,0001,126
Securities gains (losses)$02,210
Applicable income taxes$103,0002,417
Income before extraordinary items$1,456,0001,023
Extraordinary gains, net$019
Net income$1,456,0001,025
Minority interest net income$078
Net income of bank and minority interests.$1,456,0001,024
Net charge-offs$-6,0006,458
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,456,000962
2011-12-31 (YTD Data)Rank
Total interest income$13,744,0002,037
Total interest expense$2,877,0002,034
Net interest income$10,867,0002,009
Provision for loan and lease losses$2,400,0001,379
Total noninterest income$3,269,0001,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$3,269,000974
Total noninterest expense$7,383,0002,544
Salaries and employee benefits$5,090,0001,909
Premises and equipment expense$724,0003,118
Additional noninterest expense$1,569,0003,731
Pre-tax net operating income$4,353,0001,338
Securities gains (losses)$03,838
Applicable income taxes$405,0002,244
Income before extraordinary items$3,948,0001,270
Extraordinary gains, net$029
Net income$3,948,0001,270
Minority interest net income$096
Net income of bank and minority interests.$3,948,0001,270
Net charge-offs$1,962,0001,576
Cash dividends$2,108,000914
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,948,0001,191
2011-09-30 (YTD Data)Rank
Total interest income$10,249,0002,070
Total interest expense$2,227,0002,057
Net interest income$8,022,0002,051
Provision for loan and lease losses$1,800,0001,333
Total noninterest income$2,506,0001,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$2,506,000958
Total noninterest expense$5,108,0002,729
Salaries and employee benefits$3,435,0002,125
Premises and equipment expense$541,0003,167
Additional noninterest expense$1,132,0003,841
Pre-tax net operating income$3,620,0001,262
Securities gains (losses)$03,555
Applicable income taxes$326,0002,179
Income before extraordinary items$3,294,0001,164
Extraordinary gains, net$021
Net income$3,294,0001,163
Minority interest net income$087
Net income of bank and minority interests.$3,294,0001,164
Net charge-offs$1,343,0001,611
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,294,0001,105
2011-06-30 (YTD Data)Rank
Total interest income$6,758,0002,113
Total interest expense$1,536,0002,067
Net interest income$5,222,0002,092
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$1,182,0001,768
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$1,182,0001,197
Total noninterest expense$3,289,0002,843
Salaries and employee benefits$2,161,0002,250
Premises and equipment expense$360,0003,189
Additional noninterest expense$768,0003,855
Pre-tax net operating income$1,915,0001,509
Securities gains (losses)$02,914
Applicable income taxes$184,0002,306
Income before extraordinary items$1,731,0001,425
Extraordinary gains, net$015
Net income$1,731,0001,425
Minority interest net income$089
Net income of bank and minority interests.$1,731,0001,425
Net charge-offs$859,0001,599
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,731,0001,363
2011-03-31 (YTD Data)Rank
Total interest income$3,339,0002,147
Total interest expense$805,0002,045
Net interest income$2,534,0002,142
Provision for loan and lease losses$600,0001,247
Total noninterest income$480,0002,055
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$480,0001,387
Total noninterest expense$1,596,0002,934
Salaries and employee benefits$1,047,0002,340
Premises and equipment expense$178,0003,269
Additional noninterest expense$371,0003,934
Pre-tax net operating income$818,0001,749
Securities gains (losses)$01,772
Applicable income taxes$81,0002,406
Income before extraordinary items$737,0001,600
Extraordinary gains, net$09
Net income$737,0001,600
Minority interest net income$086
Net income of bank and minority interests.$737,0001,600
Net charge-offs$712,0001,074
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$737,0001,551
2010-12-31 (YTD Data)Rank
Total interest income$14,400,0002,088
Total interest expense$3,565,0002,223
Net interest income$10,835,0002,013
Provision for loan and lease losses$3,800,0001,382
Total noninterest income$4,037,0001,262
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$4,037,000863
Total noninterest expense$7,667,0002,530
Salaries and employee benefits$5,318,0001,820
Premises and equipment expense$700,0003,300
Additional noninterest expense$1,649,0003,755
Pre-tax net operating income$3,405,0001,454
Securities gains (losses)$03,793
Applicable income taxes$335,0002,260
Income before extraordinary items$3,070,0001,373
Extraordinary gains, net$029
Net income$3,070,0001,376
Minority interest net income$0111
Net income of bank and minority interests.$3,070,0001,377
Net charge-offs$5,315,000955
Cash dividends$993,0001,507
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,070,0001,330
2010-09-30 (YTD Data)Rank
Total interest income$10,837,0002,126
Total interest expense$2,650,0002,336
Net interest income$8,187,0002,020
Provision for loan and lease losses$2,600,0001,396
Total noninterest income$2,770,0001,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,770,000879
Total noninterest expense$5,273,0002,713
Salaries and employee benefits$3,676,0001,975
Premises and equipment expense$513,0003,416
Additional noninterest expense$1,084,0004,081
Pre-tax net operating income$3,084,0001,290
Securities gains (losses)$03,651
Applicable income taxes$286,0002,198
Income before extraordinary items$2,798,0001,208
Extraordinary gains, net$023
Net income$2,798,0001,212
Minority interest net income$0110
Net income of bank and minority interests.$2,798,0001,212
Net charge-offs$3,771,000950
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,798,0001,154
2010-06-30 (YTD Data)Rank
Total interest income$7,129,0002,187
Total interest expense$1,734,0002,468
Net interest income$5,395,0002,052
Provision for loan and lease losses$1,500,0001,516
Total noninterest income$1,390,0001,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,390,0001,045
Total noninterest expense$3,127,0003,009
Salaries and employee benefits$2,086,0002,342
Premises and equipment expense$345,0003,419
Additional noninterest expense$696,0004,189
Pre-tax net operating income$2,158,0001,212
Securities gains (losses)$03,184
Applicable income taxes$197,0002,141
Income before extraordinary items$1,961,0001,137
Extraordinary gains, net$019
Net income$1,961,0001,136
Minority interest net income$0105
Net income of bank and minority interests.$1,961,0001,138
Net charge-offs$2,564,000938
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,961,0001,091
2010-03-31 (YTD Data)Rank
Total interest income$3,630,0002,204
Total interest expense$863,0002,588
Net interest income$2,767,0002,024
Provision for loan and lease losses$600,0001,610
Total noninterest income$630,0001,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$630,0001,089
Total noninterest expense$1,557,0003,051
Salaries and employee benefits$1,039,0002,376
Premises and equipment expense$167,0003,595
Additional noninterest expense$351,0004,147
Pre-tax net operating income$1,240,0001,065
Securities gains (losses)$02,284
Applicable income taxes$109,0002,041
Income before extraordinary items$1,131,000966
Extraordinary gains, net$016
Net income$1,131,000970
Minority interest net income$091
Net income of bank and minority interests.$1,131,000970
Net charge-offs$908,0001,107
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,131,000940
2009-12-31 (YTD Data)Rank
Total interest income$14,874,0002,240
Total interest expense$4,917,0002,299
Net interest income$9,957,0002,200
Provision for loan and lease losses$2,250,0002,327
Total noninterest income$3,503,0001,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$3,503,000936
Total noninterest expense$6,776,0002,871
Salaries and employee benefits$4,744,0002,070
Premises and equipment expense$660,0003,620
Additional noninterest expense$1,372,0004,329
Pre-tax net operating income$4,434,000938
Securities gains (losses)$-392,0007,544
Applicable income taxes$341,0001,913
Income before extraordinary items$3,701,000925
Extraordinary gains, net$034
Net income$3,701,000925
Minority interest net income$0115
Net income of bank and minority interests.$3,701,000924
Net charge-offs$1,667,0002,256
Cash dividends$1,860,000978
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,061,640845
2009-09-30 (YTD Data)Rank
Total interest income$11,234,0002,262
Total interest expense$3,994,0002,223
Net interest income$7,240,0002,267
Provision for loan and lease losses$1,875,0001,995
Total noninterest income$2,821,0001,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,821,000897
Total noninterest expense$4,773,0003,039
Salaries and employee benefits$3,279,0002,272
Premises and equipment expense$495,0003,646
Additional noninterest expense$999,0004,393
Pre-tax net operating income$3,413,000972
Securities gains (losses)$-392,0007,702
Applicable income taxes$254,0002,084
Income before extraordinary items$2,767,000978
Extraordinary gains, net$027
Net income$2,767,000977
Minority interest net income$0118
Net income of bank and minority interests.$2,767,000978
Net charge-offs$1,460,0001,800
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,127,640860
2009-06-30 (YTD Data)Rank
Total interest income$7,495,0002,293
Total interest expense$2,953,0002,122
Net interest income$4,542,0002,383
Provision for loan and lease losses$1,500,0001,645
Total noninterest income$2,287,0001,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,287,000791
Total noninterest expense$3,289,0002,975
Salaries and employee benefits$2,316,0002,172
Premises and equipment expense$321,0003,737
Additional noninterest expense$652,0004,475
Pre-tax net operating income$2,040,0001,118
Securities gains (losses)$-392,0007,875
Applicable income taxes$148,0002,284
Income before extraordinary items$1,500,0001,258
Extraordinary gains, net$021
Net income$1,500,0001,256
Minority interest net income$0112
Net income of bank and minority interests.$1,500,0001,257
Net charge-offs$1,494,0001,347
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,856,720994
2009-03-31 (YTD Data)Rank
Total interest income$3,743,0002,323
Total interest expense$1,624,0002,027
Net interest income$2,119,0002,556
Provision for loan and lease losses$875,0001,280
Total noninterest income$1,391,000990
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,391,000663
Total noninterest expense$1,575,0003,010
Salaries and employee benefits$1,177,0002,166
Premises and equipment expense$162,0003,754
Additional noninterest expense$236,0005,111
Pre-tax net operating income$1,060,0001,214
Securities gains (losses)$-392,0008,090
Applicable income taxes$64,0002,663
Income before extraordinary items$604,0001,779
Extraordinary gains, net$015
Net income$604,0001,780
Minority interest net income$0102
Net income of bank and minority interests.$604,0001,781
Net charge-offs$2,784,000476
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$956,8001,059
2008-12-31 (YTD Data)Rank
Total interest income$17,798,0002,132
Total interest expense$10,380,0001,562
Net interest income$7,418,0002,889
Provision for loan and lease losses$2,300,0001,645
Total noninterest income$3,617,0001,369
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$3,617,000840
Total noninterest expense$6,144,0003,007
Salaries and employee benefits$4,390,0002,311
Premises and equipment expense$610,0003,893
Additional noninterest expense$1,144,0004,435
Pre-tax net operating income$2,591,0002,032
Securities gains (losses)$-387,0007,469
Applicable income taxes$229,0002,684
Income before extraordinary items$1,975,0002,018
Extraordinary gains, net$039
Net income$1,975,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,218,0001,211
Cash dividends$896,0002,505
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,323,3001,837
2008-09-30 (YTD Data)Rank
Total interest income$13,602,0002,145
Total interest expense$8,195,0001,543
Net interest income$5,407,0002,992
Provision for loan and lease losses$1,200,0001,651
Total noninterest income$2,882,0001,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$2,882,000844
Total noninterest expense$4,224,0003,239
Salaries and employee benefits$3,062,0002,496
Premises and equipment expense$463,0003,864
Additional noninterest expense$699,0004,952
Pre-tax net operating income$2,865,0001,700
Securities gains (losses)$-307,0007,671
Applicable income taxes$231,0002,760
Income before extraordinary items$2,327,0001,562
Extraordinary gains, net$031
Net income$2,327,0001,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,0001,648
Cash dividends$896,0001,980
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,606,3701,497
2008-06-30 (YTD Data)Rank
Total interest income$9,260,0002,128
Total interest expense$5,745,0001,530
Net interest income$3,515,0003,038
Provision for loan and lease losses$850,0001,359
Total noninterest income$2,244,0001,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,244,000780
Total noninterest expense$2,823,0003,246
Salaries and employee benefits$2,101,0002,450
Premises and equipment expense$317,0003,795
Additional noninterest expense$405,0005,383
Pre-tax net operating income$2,086,0001,629
Securities gains (losses)$-209,0008,305
Applicable income taxes$166,0002,899
Income before extraordinary items$1,711,0001,593
Extraordinary gains, net$021
Net income$1,711,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,474
Cash dividends$896,0001,568
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,901,1901,423
2008-03-31 (YTD Data)Rank
Total interest income$4,902,0002,082
Total interest expense$3,133,0001,500
Net interest income$1,769,0003,033
Provision for loan and lease losses$500,000995
Total noninterest income$1,520,000958
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,520,000611
Total noninterest expense$1,430,0003,210
Salaries and employee benefits$1,061,0002,456
Premises and equipment expense$172,0003,617
Additional noninterest expense$197,0005,417
Pre-tax net operating income$1,359,0001,381
Securities gains (losses)$-104,0008,423
Applicable income taxes$102,0002,776
Income before extraordinary items$1,153,0001,309
Extraordinary gains, net$015
Net income$1,153,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$506,0001,323
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,248,6801,165
2007-12-31 (YTD Data)Rank
Total interest income$22,007,0001,923
Total interest expense$13,084,0001,538
Net interest income$8,923,0002,468
Provision for loan and lease losses$2,500,000697
Total noninterest income$5,433,0001,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$5,433,000631
Total noninterest expense$6,718,0002,693
Salaries and employee benefits$5,118,0001,970
Premises and equipment expense$720,0003,373
Additional noninterest expense$880,0005,025
Pre-tax net operating income$5,138,0001,599
Securities gains (losses)$-131,0008,198
Applicable income taxes$415,0002,978
Income before extraordinary items$4,592,0001,408
Extraordinary gains, net$039
Net income$4,592,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,878
Cash dividends$6,101,000622
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,712,5201,352
2007-09-30 (YTD Data)Rank
Total interest income$16,372,0001,934
Total interest expense$9,707,0001,558
Net interest income$6,665,0002,494
Provision for loan and lease losses$06,528
Total noninterest income$4,258,000996
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$4,258,000617
Total noninterest expense$4,848,0002,735
Salaries and employee benefits$3,785,0001,988
Premises and equipment expense$543,0003,339
Additional noninterest expense$520,0005,712
Pre-tax net operating income$6,075,0001,127
Securities gains (losses)$-53,0008,188
Applicable income taxes$461,0002,641
Income before extraordinary items$5,561,000932
Extraordinary gains, net$033
Net income$5,561,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,035
Cash dividends$5,085,000565
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,609,760908
2007-06-30 (YTD Data)Rank
Total interest income$10,731,0001,980
Total interest expense$6,271,0001,606
Net interest income$4,460,0002,507
Provision for loan and lease losses$06,209
Total noninterest income$3,139,000940
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$3,139,000602
Total noninterest expense$3,384,0002,676
Salaries and employee benefits$2,657,0001,921
Premises and equipment expense$368,0003,306
Additional noninterest expense$359,0005,615
Pre-tax net operating income$4,215,0001,125
Securities gains (losses)$2,0001,203
Applicable income taxes$323,0002,647
Income before extraordinary items$3,894,000930
Extraordinary gains, net$029
Net income$3,894,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$3,051,000631
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,892,160917
2007-03-31 (YTD Data)Rank
Total interest income$5,300,0002,002
Total interest expense$3,042,0001,645
Net interest income$2,258,0002,495
Provision for loan and lease losses$05,779
Total noninterest income$1,361,0001,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,361,000649
Total noninterest expense$1,542,0002,905
Salaries and employee benefits$1,166,0002,210
Premises and equipment expense$197,0003,149
Additional noninterest expense$179,0005,608
Pre-tax net operating income$2,077,0001,127
Securities gains (losses)$22,000547
Applicable income taxes$157,0002,697
Income before extraordinary items$1,942,000909
Extraordinary gains, net$022
Net income$1,942,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$1,017,000769
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,921,540907
2006-12-31 (YTD Data)Rank
Total interest income$22,249,0001,818
Total interest expense$12,251,0001,370
Net interest income$9,998,0002,292
Provision for loan and lease losses$393,0002,304
Total noninterest income$4,706,0001,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$4,706,000706
Total noninterest expense$6,052,0002,853
Salaries and employee benefits$4,582,0002,133
Premises and equipment expense$741,0003,188
Additional noninterest expense$729,0005,532
Pre-tax net operating income$8,259,0001,194
Securities gains (losses)$-126,0008,269
Applicable income taxes$613,0002,857
Income before extraordinary items$7,520,000996
Extraordinary gains, net$051
Net income$7,520,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,558
Cash dividends$4,563,000771
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,635,920966
2006-09-30 (YTD Data)Rank
Total interest income$16,875,0001,785
Total interest expense$9,118,0001,345
Net interest income$7,757,0002,249
Provision for loan and lease losses$119,0003,846
Total noninterest income$3,561,0001,146
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,561,000707
Total noninterest expense$4,277,0002,988
Salaries and employee benefits$3,182,0002,312
Premises and equipment expense$565,0003,156
Additional noninterest expense$530,0005,595
Pre-tax net operating income$6,922,0001,106
Securities gains (losses)$-115,0008,441
Applicable income taxes$506,0002,854
Income before extraordinary items$6,301,000928
Extraordinary gains, net$045
Net income$6,301,000927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,158
Cash dividends$3,546,000719
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,407,950897
2006-06-30 (YTD Data)Rank
Total interest income$11,259,0001,745
Total interest expense$5,938,0001,315
Net interest income$5,321,0002,191
Provision for loan and lease losses$69,0003,935
Total noninterest income$2,379,0001,149
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,379,000704
Total noninterest expense$2,760,0003,083
Salaries and employee benefits$2,042,0002,396
Premises and equipment expense$382,0003,112
Additional noninterest expense$336,0005,731
Pre-tax net operating income$4,871,0001,041
Securities gains (losses)$-63,0008,425
Applicable income taxes$356,0002,802
Income before extraordinary items$4,452,000877
Extraordinary gains, net$039
Net income$4,452,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$2,529,000664
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,510,590848
2006-03-31 (YTD Data)Rank
Total interest income$5,569,0001,708
Total interest expense$2,911,0001,282
Net interest income$2,658,0002,194
Provision for loan and lease losses$06,013
Total noninterest income$936,0001,347
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$936,000847
Total noninterest expense$1,324,0003,208
Salaries and employee benefits$957,0002,544
Premises and equipment expense$208,0002,926
Additional noninterest expense$159,0005,891
Pre-tax net operating income$2,270,0001,092
Securities gains (losses)$14,000520
Applicable income taxes$169,0002,858
Income before extraordinary items$2,115,000898
Extraordinary gains, net$021
Net income$2,115,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,513,000507
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,101,980885
2005-12-31 (YTD Data)Rank
Total interest income$18,959,0001,781
Total interest expense$8,590,0001,325
Net interest income$10,369,0002,136
Provision for loan and lease losses$333,0002,615
Total noninterest income$3,755,0001,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,755,000849
Total noninterest expense$6,445,0002,575
Salaries and employee benefits$4,858,0001,908
Premises and equipment expense$804,0002,885
Additional noninterest expense$783,0005,237
Pre-tax net operating income$7,346,0001,305
Securities gains (losses)$75,000803
Applicable income taxes$836,0002,546
Income before extraordinary items$6,585,0001,104
Extraordinary gains, net$046
Net income$6,585,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,766
Cash dividends$2,034,0001,430
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,518,2501,093
2005-09-30 (YTD Data)Rank
Total interest income$13,668,0001,797
Total interest expense$5,978,0001,340
Net interest income$7,690,0002,136
Provision for loan and lease losses$06,899
Total noninterest income$2,628,0001,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,628,000914
Total noninterest expense$4,160,0002,917
Salaries and employee benefits$3,017,0002,261
Premises and equipment expense$599,0002,887
Additional noninterest expense$544,0005,455
Pre-tax net operating income$6,158,0001,165
Securities gains (losses)$38,000975
Applicable income taxes$735,0002,324
Income before extraordinary items$5,461,000987
Extraordinary gains, net$035
Net income$5,461,000987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,983
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,427,560977
2005-06-30 (YTD Data)Rank
Total interest income$8,846,0001,796
Total interest expense$3,706,0001,361
Net interest income$5,140,0002,106
Provision for loan and lease losses$06,626
Total noninterest income$1,552,0001,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,552,000977
Total noninterest expense$2,697,0002,983
Salaries and employee benefits$1,975,0002,283
Premises and equipment expense$398,0002,861
Additional noninterest expense$324,0005,772
Pre-tax net operating income$3,995,0001,170
Securities gains (losses)$02,146
Applicable income taxes$539,0002,153
Income before extraordinary items$3,456,0001,012
Extraordinary gains, net$030
Net income$3,456,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,825
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,456,000991
2005-03-31 (YTD Data)Rank
Total interest income$4,274,0001,832
Total interest expense$1,718,0001,393
Net interest income$2,556,0002,112
Provision for loan and lease losses$06,226
Total noninterest income$679,0001,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$679,0001,068
Total noninterest expense$1,281,0003,133
Salaries and employee benefits$929,0002,427
Premises and equipment expense$197,0002,917
Additional noninterest expense$155,0005,895
Pre-tax net operating income$1,954,0001,174
Securities gains (losses)$01,685
Applicable income taxes$415,0001,570
Income before extraordinary items$1,539,0001,121
Extraordinary gains, net$024
Net income$1,539,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,539,0001,096
2004-12-31 (YTD Data)Rank
Total interest income$14,053,0002,012
Total interest expense$4,836,0001,696
Net interest income$9,217,0002,219
Provision for loan and lease losses$150,0004,230
Total noninterest income$3,764,0001,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,764,000828
Total noninterest expense$6,047,0002,623
Salaries and employee benefits$4,502,0001,938
Premises and equipment expense$768,0002,894
Additional noninterest expense$777,0005,193
Pre-tax net operating income$6,784,0001,270
Securities gains (losses)$03,819
Applicable income taxes$2,661,000987
Income before extraordinary items$4,123,0001,571
Extraordinary gains, net$034
Net income$4,123,0001,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,414
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,123,0001,526
2004-09-30 (YTD Data)Rank
Total interest income$9,973,0002,137
Total interest expense$3,324,0001,802
Net interest income$6,649,0002,273
Provision for loan and lease losses$07,100
Total noninterest income$2,971,0001,316
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,971,000811
Total noninterest expense$4,073,0002,873
Salaries and employee benefits$2,970,0002,190
Premises and equipment expense$581,0002,866
Additional noninterest expense$522,0005,510
Pre-tax net operating income$5,547,0001,190
Securities gains (losses)$03,710
Applicable income taxes$2,202,000940
Income before extraordinary items$3,345,0001,474
Extraordinary gains, net$026
Net income$3,345,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,271
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,345,0001,426
2004-06-30 (YTD Data)Rank
Total interest income$6,398,0002,187
Total interest expense$2,072,0001,916
Net interest income$4,326,0002,304
Provision for loan and lease losses$06,885
Total noninterest income$2,121,0001,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,121,000761
Total noninterest expense$2,678,0002,905
Salaries and employee benefits$1,961,0002,208
Premises and equipment expense$381,0002,909
Additional noninterest expense$336,0005,628
Pre-tax net operating income$3,769,0001,145
Securities gains (losses)$03,413
Applicable income taxes$1,516,000914
Income before extraordinary items$2,253,0001,435
Extraordinary gains, net$021
Net income$2,253,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,450
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,253,0001,381
2004-03-31 (YTD Data)Rank
Total interest income$3,112,0002,255
Total interest expense$1,011,0001,970
Net interest income$2,101,0002,378
Provision for loan and lease losses$06,501
Total noninterest income$925,0001,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$925,000837
Total noninterest expense$1,208,0003,213
Salaries and employee benefits$868,0002,498
Premises and equipment expense$185,0003,008
Additional noninterest expense$155,0005,907
Pre-tax net operating income$1,818,0001,158
Securities gains (losses)$02,934
Applicable income taxes$741,000948
Income before extraordinary items$1,077,0001,491
Extraordinary gains, net$016
Net income$1,077,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,077,0001,405
2003-12-31 (YTD Data)Rank
Total interest income$12,886,0002,226
Total interest expense$4,359,0002,040
Net interest income$8,527,0002,273
Provision for loan and lease losses$240,0003,615
Total noninterest income$4,673,0001,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$4,673,000802
Total noninterest expense$6,192,0002,526
Salaries and employee benefits$4,550,0001,891
Premises and equipment expense$754,0002,898
Additional noninterest expense$888,0004,675
Pre-tax net operating income$6,768,0001,236
Securities gains (losses)$3,0004,078
Applicable income taxes$2,663,0001,016
Income before extraordinary items$4,108,0001,527
Extraordinary gains, net$054
Net income$4,108,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,106,0801,460
2003-09-30 (YTD Data)Rank
Total interest income$9,675,0002,253
Total interest expense$3,359,0002,067
Net interest income$6,316,0002,308
Provision for loan and lease losses$180,0003,498
Total noninterest income$3,662,0001,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,662,000805
Total noninterest expense$4,189,0002,776
Salaries and employee benefits$3,066,0002,085
Premises and equipment expense$568,0002,894
Additional noninterest expense$555,0005,292
Pre-tax net operating income$5,609,0001,149
Securities gains (losses)$04,204
Applicable income taxes$2,237,000969
Income before extraordinary items$3,372,0001,456
Extraordinary gains, net$040
Net income$3,372,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,372,0001,374
2003-06-30 (YTD Data)Rank
Total interest income$6,568,0002,222
Total interest expense$2,346,0002,043
Net interest income$4,222,0002,295
Provision for loan and lease losses$120,0003,448
Total noninterest income$2,740,0001,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$2,740,000720
Total noninterest expense$2,875,0002,704
Salaries and employee benefits$2,162,0001,975
Premises and equipment expense$373,0002,933
Additional noninterest expense$340,0005,569
Pre-tax net operating income$3,967,0001,088
Securities gains (losses)$03,782
Applicable income taxes$1,610,000937
Income before extraordinary items$2,357,0001,397
Extraordinary gains, net$030
Net income$2,357,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,357,0001,309
2003-03-31 (YTD Data)Rank
Total interest income$3,254,0002,263
Total interest expense$1,208,0002,041
Net interest income$2,046,0002,373
Provision for loan and lease losses$60,0003,248
Total noninterest income$1,111,0001,246
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,111,000832
Total noninterest expense$1,273,0002,991
Salaries and employee benefits$952,0002,208
Premises and equipment expense$183,0002,963
Additional noninterest expense$138,0006,218
Pre-tax net operating income$1,824,0001,184
Securities gains (losses)$02,891
Applicable income taxes$765,000985
Income before extraordinary items$1,059,0001,524
Extraordinary gains, net$021
Net income$1,059,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,059,0001,432
2002-12-31 (YTD Data)Rank
Total interest income$13,959,0002,207
Total interest expense$6,250,0001,830
Net interest income$7,709,0002,482
Provision for loan and lease losses$08,089
Total noninterest income$4,578,0001,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$4,578,000735
Total noninterest expense$5,852,0002,519
Salaries and employee benefits$4,286,0001,882
Premises and equipment expense$751,0002,817
Additional noninterest expense$815,0004,860
Pre-tax net operating income$6,435,0001,317
Securities gains (losses)$04,537
Applicable income taxes$2,469,0001,085
Income before extraordinary items$3,966,0001,541
Extraordinary gains, net$070
Net income$3,966,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-192,0009,286
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,966,0001,498
2001-12-31 (YTD Data)Rank
Total interest income$16,965,0002,018
Total interest expense$10,200,0001,592
Net interest income$6,765,0002,651
Provision for loan and lease losses$817,0001,475
Total noninterest income$3,519,0001,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$3,519,000842
Total noninterest expense$4,833,0002,909
Salaries and employee benefits$3,379,0002,222
Premises and equipment expense$751,0002,788
Additional noninterest expense$703,0005,280
Pre-tax net operating income$4,634,0001,557
Securities gains (losses)$04,612
Applicable income taxes$1,794,0001,291
Income before extraordinary items$2,840,0001,854
Extraordinary gains, net$0105
Net income$2,840,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,000942
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,840,0001,784
2000-12-31 (YTD Data)Rank
Total interest income$17,617,0002,003
Total interest expense$10,942,0001,573
Net interest income$6,675,0002,666
Provision for loan and lease losses$433,0002,121
Total noninterest income$2,451,0001,619
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,451,000985
Total noninterest expense$4,716,0002,873
Salaries and employee benefits$3,307,0002,156
Premises and equipment expense$723,0002,803
Additional noninterest expense$686,0005,252
Pre-tax net operating income$3,977,0001,838
Securities gains (losses)$01,956
Applicable income taxes$1,558,0001,459
Income before extraordinary items$2,419,0002,138
Extraordinary gains, net$038
Net income$2,419,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-236,0009,836
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,419,0002,140
1999-12-31 (YTD Data)Rank
Total interest income$12,184,0002,670
Total interest expense$6,711,0002,199
Net interest income$5,473,0003,169
Provision for loan and lease losses$168,0004,004
Total noninterest income$3,517,0001,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$3,517,000802
Total noninterest expense$5,269,0002,566
Salaries and employee benefits$3,676,0001,901
Premises and equipment expense$758,0002,681
Additional noninterest expense$835,0004,644
Pre-tax net operating income$3,553,0002,054
Securities gains (losses)$03,155
Applicable income taxes$1,406,0001,680
Income before extraordinary items$2,147,0002,426
Extraordinary gains, net$035
Net income$2,147,0002,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,010
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,147,0002,394
1998-12-31 (YTD Data)Rank
Total interest income$11,208,0002,878
Total interest expense$6,205,0002,436
Net interest income$5,003,0003,389
Provision for loan and lease losses$236,0003,164
Total noninterest income$6,173,000804
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$6,173,000568
Total noninterest expense$6,384,0002,057
Salaries and employee benefits$4,791,0001,373
Premises and equipment expense$647,0002,974
Additional noninterest expense$946,0004,140
Pre-tax net operating income$4,556,0001,624
Securities gains (losses)$04,449
Applicable income taxes$1,812,0001,391
Income before extraordinary items$2,744,0001,905
Extraordinary gains, net$032
Net income$2,744,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,328
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,744,0001,829
1997-12-31 (YTD Data)Rank
Total interest income$9,522,0003,398
Total interest expense$5,407,0002,768
Net interest income$4,115,0004,140
Provision for loan and lease losses$144,0004,243
Total noninterest income$5,460,000873
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$5,460,000582
Total noninterest expense$5,660,0002,278
Salaries and employee benefits$4,363,0001,492
Premises and equipment expense$409,0004,377
Additional noninterest expense$888,0004,360
Pre-tax net operating income$3,771,0001,997
Securities gains (losses)$03,944
Applicable income taxes$1,456,0001,752
Income before extraordinary items$2,315,0002,271
Extraordinary gains, net$044
Net income$2,315,0002,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,00010,632
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,315,0002,215
1996-12-31 (YTD Data)Rank
Total interest income$8,484,0003,821
Total interest expense$4,778,0003,125
Net interest income$3,706,0004,610
Provision for loan and lease losses$356,0002,292
Total noninterest income$3,605,0001,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$3,605,000790
Total noninterest expense$4,585,0002,966
Salaries and employee benefits$3,235,0002,056
Premises and equipment expense$381,0004,710
Additional noninterest expense$969,0004,521
Pre-tax net operating income$2,370,0002,937
Securities gains (losses)$04,148
Applicable income taxes$920,0002,522
Income before extraordinary items$1,450,0003,304
Extraordinary gains, net$053
Net income$1,450,0003,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,913
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,450,0003,264
1995-12-31 (YTD Data)Rank
Total interest income$8,195,0003,923
Total interest expense$4,670,0003,214
Net interest income$3,525,0004,841
Provision for loan and lease losses$08,958
Total noninterest income$3,134,0001,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$3,134,000872
Total noninterest expense$3,943,0003,370
Salaries and employee benefits$2,898,0002,287
Premises and equipment expense$376,0004,773
Additional noninterest expense$669,0006,065
Pre-tax net operating income$2,716,0002,652
Securities gains (losses)$03,831
Applicable income taxes$1,096,0002,195
Income before extraordinary items$1,620,0003,025
Extraordinary gains, net$065
Net income$1,620,0003,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$370,0004,071
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,620,0003,002
1994-12-31 (YTD Data)Rank
Total interest income$5,907,0004,931
Total interest expense$2,900,0004,082
Net interest income$3,007,0005,608
Provision for loan and lease losses$09,146
Total noninterest income$3,381,0001,247
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$3,381,000823
Total noninterest expense$3,896,0003,508
Salaries and employee benefits$2,879,0002,329
Premises and equipment expense$409,0004,501
Additional noninterest expense$608,0006,982
Pre-tax net operating income$2,492,0002,837
Securities gains (losses)$03,600
Applicable income taxes$951,0002,347
Income before extraordinary items$1,541,0003,102
Extraordinary gains, net$0249
Net income$1,541,0003,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,986
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$360,000601
Net operating income$1,541,0003,125
1993-12-31 (YTD Data)Rank
Total interest income$5,881,0005,037
Total interest expense$2,887,0004,261
Net interest income$2,994,0005,661
Provision for loan and lease losses$580,0001,910
Total noninterest income$4,029,0001,162
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$4,029,000798
Total noninterest expense$4,065,0003,441
Salaries and employee benefits$2,768,0002,405
Premises and equipment expense$284,0006,125
Additional noninterest expense$1,013,0004,870
Pre-tax net operating income$2,378,0002,832
Securities gains (losses)$07,477
Applicable income taxes$929,0002,445
Income before extraordinary items$1,449,0003,351
Extraordinary gains, net$03,149
Net income$1,449,0003,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,696
Cash dividends$155,0006,014
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,449,0003,163
1992-12-31 (YTD Data)Rank
Total interest income$5,874,0005,585
Total interest expense$3,137,0004,963
Net interest income$2,737,0006,145
Provision for loan and lease losses$564,0002,756
Total noninterest income$2,407,0001,704
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,407,0001,108
Total noninterest expense$3,335,0004,111
Salaries and employee benefits$2,491,0002,609
Premises and equipment expense$253,0006,727
Additional noninterest expense$591,0007,594
Pre-tax net operating income$1,245,0004,772
Securities gains (losses)$426,0001,222
Applicable income taxes$600,0003,431
Income before extraordinary items$1,071,0004,233
Extraordinary gains, net$01,422
Net income$1,071,0004,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0003,513
Cash dividends$68,0007,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$798,3605,069

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.