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Fidelity Co-operative Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$68,460,000	719
Total interest expense	$27,499,000	629
Net interest income	$40,961,000	793
Provision for loan and lease losses	$-166,000	4,372
Total noninterest income	$4,721,000	1,237
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,097,000	929
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,624,000	1,110
Total noninterest expense	$33,514,000	809
Salaries and employee benefits	$18,428,000	818
Premises and equipment expense	$3,020,000	859
Additional noninterest expense	$3,624,000	1,110
Pre-tax net operating income	$12,334,000	990
Securities gains (losses)	$-2,368,000	4,421
Applicable income taxes	$2,070,000	969
Income before extraordinary items	$7,896,000	1,223
Extraordinary gains, net	$0	54
Net income	$7,896,000	1,239
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,896,000	1,226
Net charge-offs	$-19,000	3,990
Cash dividends	$1,861,000	1,598
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,766,720	1,049
2023-09-30 (YTD Data)		Rank
Total interest income	$49,492,000	731
Total interest expense	$18,766,000	635
Net interest income	$30,726,000	803
Provision for loan and lease losses	$-195,000	4,432
Total noninterest income	$3,508,000	1,238
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$796,000	949
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,712,000	1,115
Total noninterest expense	$24,343,000	834
Salaries and employee benefits	$13,359,000	852
Premises and equipment expense	$2,266,000	864
Additional noninterest expense	$2,712,000	1,115
Pre-tax net operating income	$10,086,000	960
Securities gains (losses)	$-2,631,000	4,526
Applicable income taxes	$1,549,000	991
Income before extraordinary items	$5,906,000	1,265
Extraordinary gains, net	$0	52
Net income	$5,906,000	1,274
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,906,000	1,265
Net charge-offs	$-3,000	3,563
Cash dividends	$500,000	2,237
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,984,490	1,017
2023-06-30 (YTD Data)		Rank
Total interest income	$31,491,000	734
Total interest expense	$10,964,000	642
Net interest income	$20,527,000	798
Provision for loan and lease losses	$-54,000	4,415
Total noninterest income	$2,300,000	1,191
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$531,000	937
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,769,000	1,070
Total noninterest expense	$15,622,000	849
Salaries and employee benefits	$8,442,000	877
Premises and equipment expense	$1,579,000	812
Additional noninterest expense	$1,769,000	1,069
Pre-tax net operating income	$7,259,000	918
Securities gains (losses)	$-2,505,000	4,576
Applicable income taxes	$1,008,000	1,008
Income before extraordinary items	$3,746,000	1,319
Extraordinary gains, net	$0	51
Net income	$3,746,000	1,333
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,746,000	1,319
Net charge-offs	$6,000	1,974
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,724,950	966
2023-03-31 (YTD Data)		Rank
Total interest income	$14,894,000	763
Total interest expense	$4,575,000	660
Net interest income	$10,319,000	800
Provision for loan and lease losses	$-64,000	4,520
Total noninterest income	$1,104,000	1,232
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$261,000	967
Trading account gains and fees	$0	97
Additional Noninterest Income	$843,000	1,084
Total noninterest expense	$6,728,000	971
Salaries and employee benefits	$3,274,000	1,093
Premises and equipment expense	$842,000	800
Additional noninterest expense	$843,000	1,084
Pre-tax net operating income	$4,759,000	756
Securities gains (losses)	$-2,520,000	4,619
Applicable income taxes	$462,000	1,089
Income before extraordinary items	$1,777,000	1,401
Extraordinary gains, net	$0	4
Net income	$1,777,000	1,399
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,777,000	1,401
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,767,800	791
2022-12-31 (YTD Data)		Rank
Total interest income	$48,664,000	763
Total interest expense	$5,709,000	721
Net interest income	$42,955,000	776
Provision for loan and lease losses	$21,000	2,784
Total noninterest income	$3,251,000	1,558
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$986,000	1,027
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,265,000	1,508
Total noninterest expense	$31,586,000	836
Salaries and employee benefits	$18,095,000	823
Premises and equipment expense	$2,955,000	874
Additional noninterest expense	$2,265,000	1,508
Pre-tax net operating income	$14,599,000	959
Securities gains (losses)	$-2,847,000	4,590
Applicable income taxes	$2,677,000	889
Income before extraordinary items	$9,075,000	1,186
Extraordinary gains, net	$0	5
Net income	$9,075,000	1,185
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,075,000	1,186
Net charge-offs	$-5,000	3,487
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$11,324,130	1,026
2022-09-30 (YTD Data)		Rank
Total interest income	$34,084,000	778
Total interest expense	$2,478,000	840
Net interest income	$31,606,000	773
Provision for loan and lease losses	$190,000	1,499
Total noninterest income	$3,505,000	1,269
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$700,000	1,084
Trading account gains and fees	$0	111
Additional Noninterest Income	$2,805,000	1,115
Total noninterest expense	$23,859,000	821
Salaries and employee benefits	$14,082,000	789
Premises and equipment expense	$2,210,000	876
Additional noninterest expense	$2,805,000	1,115
Pre-tax net operating income	$11,062,000	964
Securities gains (losses)	$-3,350,000	4,664
Applicable income taxes	$1,689,000	990
Income before extraordinary items	$6,023,000	1,287
Extraordinary gains, net	$0	4
Net income	$6,023,000	1,286
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,023,000	1,287
Net charge-offs	$17,000	1,656
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,669,500	1,012
2022-06-30 (YTD Data)		Rank
Total interest income	$21,596,000	773
Total interest expense	$1,128,000	1,020
Net interest income	$20,468,000	764
Provision for loan and lease losses	$10,000	2,402
Total noninterest income	$2,320,000	1,258
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$433,000	1,128
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,887,000	1,132
Total noninterest expense	$15,323,000	835
Salaries and employee benefits	$9,246,000	791
Premises and equipment expense	$1,474,000	870
Additional noninterest expense	$4,603,000	822
Pre-tax net operating income	$7,455,000	895
Securities gains (losses)	$-2,387,000	4,684
Applicable income taxes	$1,112,000	945
Income before extraordinary items	$3,956,000	1,244
Extraordinary gains, net	$0	4
Net income	$3,956,000	1,243
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,956,000	1,244
Net charge-offs	$6,000	1,731
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,841,730	950
2022-03-31 (YTD Data)		Rank
Total interest income	$10,345,000	781
Total interest expense	$454,000	1,191
Net interest income	$9,891,000	770
Provision for loan and lease losses	$4,000	2,173
Total noninterest income	$1,101,000	1,298
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$185,000	1,245
Trading account gains and fees	$0	103
Additional Noninterest Income	$916,000	1,146
Total noninterest expense	$7,595,000	844
Salaries and employee benefits	$4,618,000	796
Premises and equipment expense	$779,000	827
Additional noninterest expense	$2,198,000	849
Pre-tax net operating income	$3,393,000	923
Securities gains (losses)	$-727,000	4,705
Applicable income taxes	$595,000	881
Income before extraordinary items	$2,071,000	1,171
Extraordinary gains, net	$0	4
Net income	$2,071,000	1,171
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,071,000	1,171
Net charge-offs	$6,000	1,321
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,645,330	986
2021-12-31 (YTD Data)		Rank
Total interest income	$41,674,000	800
Total interest expense	$2,432,000	1,116
Net interest income	$39,242,000	781
Provision for loan and lease losses	$1,000	3,053
Total noninterest income	$5,775,000	1,198
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$917,000	1,028
Trading account gains and fees	$0	132
Additional Noninterest Income	$4,858,000	1,093
Total noninterest expense	$30,581,000	833
Salaries and employee benefits	$18,967,000	765
Premises and equipment expense	$3,166,000	820
Additional noninterest expense	$8,448,000	890
Pre-tax net operating income	$14,435,000	962
Securities gains (losses)	$2,375,000	122
Applicable income taxes	$4,143,000	712
Income before extraordinary items	$12,667,000	960
Extraordinary gains, net	$0	10
Net income	$12,667,000	961
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,667,000	961
Net charge-offs	$-20,000	3,836
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,790,750	1,071
2021-09-30 (YTD Data)		Rank
Total interest income	$31,021,000	820
Total interest expense	$1,902,000	1,129
Net interest income	$29,119,000	806
Provision for loan and lease losses	$-1,000	4,274
Total noninterest income	$4,232,000	1,236
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$655,000	1,058
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,577,000	1,130
Total noninterest expense	$22,298,000	863
Salaries and employee benefits	$14,055,000	789
Premises and equipment expense	$2,300,000	858
Additional noninterest expense	$5,943,000	946
Pre-tax net operating income	$11,054,000	982
Securities gains (losses)	$1,555,000	145
Applicable income taxes	$3,028,000	748
Income before extraordinary items	$9,581,000	987
Extraordinary gains, net	$0	8
Net income	$9,581,000	987
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,581,000	987
Net charge-offs	$-16,000	3,803
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,352,550	1,084
2021-06-30 (YTD Data)		Rank
Total interest income	$20,246,000	832
Total interest expense	$1,295,000	1,158
Net interest income	$18,951,000	804
Provision for loan and lease losses	$-4,000	4,383
Total noninterest income	$2,978,000	1,187
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$423,000	1,051
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,555,000	1,097
Total noninterest expense	$14,720,000	867
Salaries and employee benefits	$9,333,000	788
Premises and equipment expense	$1,563,000	848
Additional noninterest expense	$3,824,000	963
Pre-tax net operating income	$7,213,000	1,001
Securities gains (losses)	$1,781,000	112
Applicable income taxes	$2,216,000	696
Income before extraordinary items	$6,778,000	920
Extraordinary gains, net	$0	6
Net income	$6,778,000	920
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,778,000	920
Net charge-offs	$-15,000	3,945
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,371,010	1,103
2021-03-31 (YTD Data)		Rank
Total interest income	$10,097,000	820
Total interest expense	$683,000	1,157
Net interest income	$9,414,000	798
Provision for loan and lease losses	$-2,000	4,550
Total noninterest income	$1,421,000	1,218
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$200,000	1,087
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,221,000	1,124
Total noninterest expense	$7,270,000	864
Salaries and employee benefits	$4,433,000	816
Premises and equipment expense	$796,000	844
Additional noninterest expense	$2,041,000	883
Pre-tax net operating income	$3,567,000	1,008
Securities gains (losses)	$1,058,000	104
Applicable income taxes	$1,140,000	681
Income before extraordinary items	$3,485,000	908
Extraordinary gains, net	$0	3
Net income	$3,485,000	908
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,485,000	908
Net charge-offs	$-8,000	3,977
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,649,180	1,113
2020-12-31 (YTD Data)		Rank
Total interest income	$42,420,000	793
Total interest expense	$6,219,000	771
Net interest income	$36,201,000	793
Provision for loan and lease losses	$4,394,000	630
Total noninterest income	$10,818,000	757
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$888,000	1,053
Trading account gains and fees	$0	133
Additional Noninterest Income	$9,930,000	645
Total noninterest expense	$45,413,000	561
Salaries and employee benefits	$17,987,000	781
Premises and equipment expense	$3,038,000	849
Additional noninterest expense	$24,388,000	360
Pre-tax net operating income	$-2,788,000	4,957
Securities gains (losses)	$996,000	372
Applicable income taxes	$-2,031,000	4,979
Income before extraordinary items	$239,000	4,495
Extraordinary gains, net	$0	4
Net income	$239,000	4,494
Minority interest net income	$0	72
Net income of bank and minority interests.	$239,000	4,495
Net charge-offs	$81,000	2,135
Cash dividends	$250,000	3,277
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-547,840	4,874
2020-09-30 (YTD Data)		Rank
Total interest income	$31,699,000	795
Total interest expense	$5,289,000	730
Net interest income	$26,410,000	806
Provision for loan and lease losses	$4,390,000	544
Total noninterest income	$9,657,000	659
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$638,000	1,083
Trading account gains and fees	$0	125
Additional Noninterest Income	$9,019,000	548
Total noninterest expense	$23,703,000	769
Salaries and employee benefits	$13,729,000	760
Premises and equipment expense	$2,280,000	838
Additional noninterest expense	$7,694,000	711
Pre-tax net operating income	$7,974,000	980
Securities gains (losses)	$216,000	852
Applicable income taxes	$1,018,000	1,167
Income before extraordinary items	$7,172,000	963
Extraordinary gains, net	$0	4
Net income	$7,172,000	963
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,172,000	963
Net charge-offs	$84,000	1,770
Cash dividends	$250,000	2,822
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,981,920	950
2020-06-30 (YTD Data)		Rank
Total interest income	$21,392,000	791
Total interest expense	$3,988,000	694
Net interest income	$17,404,000	814
Provision for loan and lease losses	$5,391,000	384
Total noninterest income	$7,344,000	565
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$431,000	1,082
Trading account gains and fees	$0	123
Additional Noninterest Income	$6,913,000	465
Total noninterest expense	$16,144,000	758
Salaries and employee benefits	$9,412,000	741
Premises and equipment expense	$1,543,000	816
Additional noninterest expense	$5,189,000	687
Pre-tax net operating income	$3,213,000	1,366
Securities gains (losses)	$137,000	858
Applicable income taxes	$-242,000	4,971
Income before extraordinary items	$3,592,000	1,128
Extraordinary gains, net	$0	4
Net income	$3,592,000	1,128
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,592,000	1,128
Net charge-offs	$21,000	2,164
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,455,000	1,143
2020-03-31 (YTD Data)		Rank
Total interest income	$10,980,000	765
Total interest expense	$2,371,000	672
Net interest income	$8,609,000	803
Provision for loan and lease losses	$3,795,000	283
Total noninterest income	$4,045,000	495
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$259,000	1,091
Trading account gains and fees	$0	106
Additional Noninterest Income	$3,786,000	392
Total noninterest expense	$8,498,000	725
Salaries and employee benefits	$4,844,000	728
Premises and equipment expense	$827,000	780
Additional noninterest expense	$2,827,000	646
Pre-tax net operating income	$361,000	3,186
Securities gains (losses)	$64,000	763
Applicable income taxes	$-835,000	5,044
Income before extraordinary items	$1,260,000	1,363
Extraordinary gains, net	$0	4
Net income	$1,260,000	1,362
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,260,000	1,363
Net charge-offs	$24,000	1,516
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,196,000	1,411
2019-12-31 (YTD Data)		Rank
Total interest income	$40,735,000	838
Total interest expense	$9,922,000	689
Net interest income	$30,813,000	883
Provision for loan and lease losses	$655,000	1,268
Total noninterest income	$5,265,000	1,098
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,043,000	1,108
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,222,000	929
Total noninterest expense	$27,808,000	827
Salaries and employee benefits	$16,328,000	807
Premises and equipment expense	$2,964,000	866
Additional noninterest expense	$8,516,000	807
Pre-tax net operating income	$7,615,000	1,268
Securities gains (losses)	$242,000	576
Applicable income taxes	$1,774,000	978
Income before extraordinary items	$6,083,000	1,373
Extraordinary gains, net	$0	11
Net income	$6,083,000	1,376
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,083,000	1,376
Net charge-offs	$62,000	2,511
Cash dividends	$125,000	3,684
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,891,820	1,375
2019-09-30 (YTD Data)		Rank
Total interest income	$30,495,000	844
Total interest expense	$7,526,000	688
Net interest income	$22,969,000	891
Provision for loan and lease losses	$511,000	1,141
Total noninterest income	$3,922,000	1,089
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$751,000	1,145
Trading account gains and fees	$0	129
Additional Noninterest Income	$3,171,000	917
Total noninterest expense	$20,749,000	823
Salaries and employee benefits	$12,113,000	811
Premises and equipment expense	$2,242,000	862
Additional noninterest expense	$6,394,000	797
Pre-tax net operating income	$5,631,000	1,326
Securities gains (losses)	$122,000	700
Applicable income taxes	$1,289,000	1,038
Income before extraordinary items	$4,464,000	1,413
Extraordinary gains, net	$0	11
Net income	$4,464,000	1,413
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,464,000	1,415
Net charge-offs	$46,000	2,267
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,367,620	1,413
2019-06-30 (YTD Data)		Rank
Total interest income	$20,177,000	845
Total interest expense	$4,935,000	684
Net interest income	$15,242,000	886
Provision for loan and lease losses	$336,000	1,134
Total noninterest income	$2,805,000	1,009
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$475,000	1,173
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,330,000	837
Total noninterest expense	$13,751,000	824
Salaries and employee benefits	$8,044,000	812
Premises and equipment expense	$1,503,000	856
Additional noninterest expense	$4,204,000	822
Pre-tax net operating income	$3,960,000	1,245
Securities gains (losses)	$42,000	796
Applicable income taxes	$868,000	996
Income before extraordinary items	$3,134,000	1,343
Extraordinary gains, net	$0	11
Net income	$3,134,000	1,343
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,134,000	1,343
Net charge-offs	$55,000	1,767
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,100,820	1,336
2019-03-31 (YTD Data)		Rank
Total interest income	$9,897,000	859
Total interest expense	$2,366,000	697
Net interest income	$7,531,000	898
Provision for loan and lease losses	$217,000	891
Total noninterest income	$1,319,000	1,025
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$213,000	1,252
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,106,000	838
Total noninterest expense	$6,800,000	828
Salaries and employee benefits	$4,044,000	805
Premises and equipment expense	$772,000	837
Additional noninterest expense	$1,984,000	840
Pre-tax net operating income	$1,833,000	1,293
Securities gains (losses)	$0	1,087
Applicable income taxes	$383,000	1,080
Income before extraordinary items	$1,450,000	1,392
Extraordinary gains, net	$0	5
Net income	$1,450,000	1,390
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,450,000	1,391
Net charge-offs	$4,000	2,286
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,450,000	1,369
2018-12-31 (YTD Data)		Rank
Total interest income	$35,888,000	880
Total interest expense	$6,007,000	792
Net interest income	$29,881,000	880
Provision for loan and lease losses	$895,000	980
Total noninterest income	$3,944,000	1,281
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$860,000	1,296
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,084,000	1,117
Total noninterest expense	$27,022,000	819
Salaries and employee benefits	$15,504,000	811
Premises and equipment expense	$2,786,000	900
Additional noninterest expense	$8,732,000	788
Pre-tax net operating income	$5,908,000	1,533
Securities gains (losses)	$-22,000	4,627
Applicable income taxes	$1,170,000	1,250
Income before extraordinary items	$4,716,000	1,657
Extraordinary gains, net	$0	6
Net income	$4,716,000	1,656
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,716,000	1,656
Net charge-offs	$47,000	2,671
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,733,600	1,645
2018-09-30 (YTD Data)		Rank
Total interest income	$26,095,000	891
Total interest expense	$3,925,000	840
Net interest income	$22,170,000	882
Provision for loan and lease losses	$713,000	848
Total noninterest income	$2,841,000	1,325
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$596,000	1,387
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,245,000	1,162
Total noninterest expense	$19,966,000	827
Salaries and employee benefits	$11,387,000	822
Premises and equipment expense	$2,025,000	917
Additional noninterest expense	$6,554,000	780
Pre-tax net operating income	$4,332,000	1,579
Securities gains (losses)	$22,000	549
Applicable income taxes	$860,000	1,299
Income before extraordinary items	$3,494,000	1,684
Extraordinary gains, net	$0	5
Net income	$3,494,000	1,683
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,494,000	1,683
Net charge-offs	$45,000	2,275
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,476,400	1,684
2018-06-30 (YTD Data)		Rank
Total interest income	$16,535,000	930
Total interest expense	$2,333,000	865
Net interest income	$14,202,000	919
Provision for loan and lease losses	$535,000	776
Total noninterest income	$2,162,000	1,202
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$370,000	1,461
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,792,000	1,019
Total noninterest expense	$13,392,000	827
Salaries and employee benefits	$7,530,000	833
Premises and equipment expense	$1,306,000	939
Additional noninterest expense	$4,556,000	746
Pre-tax net operating income	$2,437,000	1,807
Securities gains (losses)	$-8,000	4,955
Applicable income taxes	$352,000	1,726
Income before extraordinary items	$2,077,000	1,826
Extraordinary gains, net	$0	6
Net income	$2,077,000	1,824
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,077,000	1,825
Net charge-offs	$-20,000	4,745
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,083,880	1,812
2018-03-31 (YTD Data)		Rank
Total interest income	$7,620,000	978
Total interest expense	$1,074,000	890
Net interest income	$6,546,000	980
Provision for loan and lease losses	$151,000	1,103
Total noninterest income	$821,000	1,466
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$153,000	1,721
Trading account gains and fees	$0	123
Additional Noninterest Income	$668,000	1,240
Total noninterest expense	$5,994,000	926
Salaries and employee benefits	$3,437,000	919
Premises and equipment expense	$665,000	938
Additional noninterest expense	$1,892,000	869
Pre-tax net operating income	$1,222,000	1,763
Securities gains (losses)	$-8,000	5,192
Applicable income taxes	$220,000	1,483
Income before extraordinary items	$994,000	1,854
Extraordinary gains, net	$0	7
Net income	$994,000	1,853
Minority interest net income	$0	52
Net income of bank and minority interests.	$994,000	1,854
Net charge-offs	$94,000	884
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,000,560	1,836
2017-12-31 (YTD Data)		Rank
Total interest income	$29,952,000	961
Total interest expense	$4,123,000	823
Net interest income	$25,829,000	973
Provision for loan and lease losses	$521,000	1,415
Total noninterest income	$4,058,000	1,270
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$683,000	1,601
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,375,000	1,072
Total noninterest expense	$23,446,000	917
Salaries and employee benefits	$13,146,000	916
Premises and equipment expense	$2,429,000	976
Additional noninterest expense	$7,871,000	843
Pre-tax net operating income	$5,920,000	1,479
Securities gains (losses)	$-393,000	5,568
Applicable income taxes	$1,496,000	1,543
Income before extraordinary items	$4,031,000	1,605
Extraordinary gains, net	$0	9
Net income	$4,031,000	1,605
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,031,000	1,605
Net charge-offs	$75,000	2,689
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,317,890	1,511
2017-09-30 (YTD Data)		Rank
Total interest income	$22,290,000	968
Total interest expense	$3,005,000	827
Net interest income	$19,285,000	982
Provision for loan and lease losses	$521,000	1,121
Total noninterest income	$3,189,000	1,260
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$516,000	1,598
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,673,000	1,057
Total noninterest expense	$17,580,000	918
Salaries and employee benefits	$9,824,000	924
Premises and equipment expense	$1,781,000	1,011
Additional noninterest expense	$5,975,000	823
Pre-tax net operating income	$4,373,000	1,508
Securities gains (losses)	$-173,000	5,666
Applicable income taxes	$1,121,000	1,367
Income before extraordinary items	$3,079,000	1,705
Extraordinary gains, net	$0	9
Net income	$3,079,000	1,706
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,079,000	1,706
Net charge-offs	$6,000	3,411
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,205,290	1,622
2017-06-30 (YTD Data)		Rank
Total interest income	$14,646,000	973
Total interest expense	$1,903,000	826
Net interest income	$12,743,000	984
Provision for loan and lease losses	$370,000	1,039
Total noninterest income	$2,103,000	1,264
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$344,000	1,585
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,759,000	1,071
Total noninterest expense	$11,717,000	917
Salaries and employee benefits	$6,564,000	922
Premises and equipment expense	$1,207,000	995
Additional noninterest expense	$3,946,000	831
Pre-tax net operating income	$2,759,000	1,566
Securities gains (losses)	$-173,000	5,730
Applicable income taxes	$655,000	1,463
Income before extraordinary items	$1,931,000	1,753
Extraordinary gains, net	$0	11
Net income	$1,931,000	1,753
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,931,000	1,753
Net charge-offs	$68,000	1,774
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,060,750	1,650
2017-03-31 (YTD Data)		Rank
Total interest income	$7,181,000	987
Total interest expense	$883,000	861
Net interest income	$6,298,000	995
Provision for loan and lease losses	$138,000	1,228
Total noninterest income	$1,156,000	1,188
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$178,000	1,545
Trading account gains and fees	$0	142
Additional Noninterest Income	$978,000	969
Total noninterest expense	$5,871,000	928
Salaries and employee benefits	$3,316,000	925
Premises and equipment expense	$628,000	972
Additional noninterest expense	$1,927,000	844
Pre-tax net operating income	$1,445,000	1,476
Securities gains (losses)	$-173,000	5,820
Applicable income taxes	$310,000	1,469
Income before extraordinary items	$962,000	1,720
Extraordinary gains, net	$0	8
Net income	$962,000	1,719
Minority interest net income	$0	55
Net income of bank and minority interests.	$962,000	1,720
Net charge-offs	$61,000	1,204
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,093,480	1,548
2016-12-31 (YTD Data)		Rank
Total interest income	$26,672,000	1,017
Total interest expense	$3,137,000	926
Net interest income	$23,535,000	1,025
Provision for loan and lease losses	$822,000	1,077
Total noninterest income	$4,809,000	1,182
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$722,000	1,573
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,087,000	972
Total noninterest expense	$24,123,000	886
Salaries and employee benefits	$13,930,000	843
Premises and equipment expense	$2,337,000	1,009
Additional noninterest expense	$7,856,000	842
Pre-tax net operating income	$3,399,000	2,171
Securities gains (losses)	$535,000	403
Applicable income taxes	$457,000	2,331
Income before extraordinary items	$3,477,000	1,857
Extraordinary gains, net	$0	5
Net income	$3,477,000	1,856
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,477,000	1,856
Net charge-offs	$171,000	2,098
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,006,200	2,049
2016-09-30 (YTD Data)		Rank
Total interest income	$19,754,000	1,022
Total interest expense	$2,308,000	940
Net interest income	$17,446,000	1,038
Provision for loan and lease losses	$514,000	1,118
Total noninterest income	$3,965,000	1,109
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$533,000	1,595
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,432,000	894
Total noninterest expense	$18,792,000	848
Salaries and employee benefits	$10,750,000	819
Premises and equipment expense	$1,672,000	1,059
Additional noninterest expense	$6,370,000	781
Pre-tax net operating income	$2,105,000	2,534
Securities gains (losses)	$535,000	361
Applicable income taxes	$94,000	3,255
Income before extraordinary items	$2,546,000	1,917
Extraordinary gains, net	$0	5
Net income	$2,546,000	1,917
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,546,000	1,917
Net charge-offs	$192,000	1,492
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,032,400	2,259
2016-06-30 (YTD Data)		Rank
Total interest income	$12,773,000	1,054
Total interest expense	$1,498,000	964
Net interest income	$11,275,000	1,058
Provision for loan and lease losses	$281,000	1,331
Total noninterest income	$2,946,000	1,003
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$343,000	1,625
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,603,000	807
Total noninterest expense	$13,075,000	814
Salaries and employee benefits	$7,630,000	772
Premises and equipment expense	$1,085,000	1,093
Additional noninterest expense	$4,360,000	763
Pre-tax net operating income	$865,000	3,330
Securities gains (losses)	$487,000	283
Applicable income taxes	$-211,000	6,003
Income before extraordinary items	$1,563,000	2,046
Extraordinary gains, net	$0	16
Net income	$1,563,000	2,046
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,563,000	2,046
Net charge-offs	$204,000	1,110
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,076,000	2,610
2016-03-31 (YTD Data)		Rank
Total interest income	$5,790,000	1,142
Total interest expense	$641,000	1,119
Net interest income	$5,149,000	1,141
Provision for loan and lease losses	$95,000	1,568
Total noninterest income	$768,000	1,561
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$152,000	1,784
Trading account gains and fees	$0	142
Additional Noninterest Income	$616,000	1,323
Total noninterest expense	$5,342,000	988
Salaries and employee benefits	$3,035,000	977
Premises and equipment expense	$489,000	1,204
Additional noninterest expense	$1,818,000	901
Pre-tax net operating income	$480,000	3,116
Securities gains (losses)	$0	2,077
Applicable income taxes	$57,000	2,884
Income before extraordinary items	$423,000	3,019
Extraordinary gains, net	$0	12
Net income	$423,000	3,017
Minority interest net income	$0	62
Net income of bank and minority interests.	$423,000	3,018
Net charge-offs	$95,000	1,050
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$423,000	2,967
2015-12-31 (YTD Data)		Rank
Total interest income	$22,077,000	1,162
Total interest expense	$2,511,000	1,114
Net interest income	$19,566,000	1,165
Provision for loan and lease losses	$749,000	1,024
Total noninterest income	$3,305,000	1,499
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$695,000	1,659
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,610,000	1,272
Total noninterest expense	$19,557,000	1,047
Salaries and employee benefits	$10,972,000	1,026
Premises and equipment expense	$1,940,000	1,212
Additional noninterest expense	$6,645,000	993
Pre-tax net operating income	$2,565,000	2,578
Securities gains (losses)	$551,000	323
Applicable income taxes	$570,000	2,111
Income before extraordinary items	$2,546,000	2,307
Extraordinary gains, net	$0	23
Net income	$2,546,000	2,307
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,546,000	2,308
Net charge-offs	$865,000	778
Cash dividends	$30,000	4,206
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,094,180	2,592
2015-09-30 (YTD Data)		Rank
Total interest income	$16,451,000	1,170
Total interest expense	$1,860,000	1,142
Net interest income	$14,591,000	1,177
Provision for loan and lease losses	$482,000	1,067
Total noninterest income	$2,468,000	1,521
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$518,000	1,678
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,950,000	1,292
Total noninterest expense	$14,234,000	1,078
Salaries and employee benefits	$7,926,000	1,076
Premises and equipment expense	$1,452,000	1,228
Additional noninterest expense	$4,856,000	1,021
Pre-tax net operating income	$2,343,000	2,298
Securities gains (losses)	$427,000	341
Applicable income taxes	$495,000	2,031
Income before extraordinary items	$2,275,000	2,043
Extraordinary gains, net	$0	21
Net income	$2,275,000	2,044
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,275,000	2,044
Net charge-offs	$525,000	828
Cash dividends	$30,000	3,719
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,924,860	2,298
2015-06-30 (YTD Data)		Rank
Total interest income	$10,963,000	1,174
Total interest expense	$1,242,000	1,142
Net interest income	$9,721,000	1,176
Provision for loan and lease losses	$483,000	794
Total noninterest income	$1,819,000	1,413
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$339,000	1,677
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,480,000	1,197
Total noninterest expense	$9,216,000	1,110
Salaries and employee benefits	$5,193,000	1,087
Premises and equipment expense	$999,000	1,202
Additional noninterest expense	$3,024,000	1,084
Pre-tax net operating income	$1,841,000	2,020
Securities gains (losses)	$210,000	520
Applicable income taxes	$446,000	1,738
Income before extraordinary items	$1,605,000	1,925
Extraordinary gains, net	$0	22
Net income	$1,605,000	1,927
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,605,000	1,927
Net charge-offs	$508,000	632
Cash dividends	$30,000	3,538
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,441,200	2,068
2015-03-31 (YTD Data)		Rank
Total interest income	$5,473,000	1,171
Total interest expense	$619,000	1,148
Net interest income	$4,854,000	1,172
Provision for loan and lease losses	$304,000	616
Total noninterest income	$768,000	1,561
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$172,000	1,649
Trading account gains and fees	$0	152
Additional Noninterest Income	$596,000	1,324
Total noninterest expense	$4,574,000	1,125
Salaries and employee benefits	$2,599,000	1,093
Premises and equipment expense	$515,000	1,172
Additional noninterest expense	$1,460,000	1,096
Pre-tax net operating income	$744,000	2,317
Securities gains (losses)	$140,000	463
Applicable income taxes	$137,000	2,186
Income before extraordinary items	$747,000	2,026
Extraordinary gains, net	$0	13
Net income	$747,000	2,027
Minority interest net income	$0	64
Net income of bank and minority interests.	$747,000	2,027
Net charge-offs	$512,000	353
Cash dividends	$30,000	2,694
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$628,000	2,249
2014-12-31 (YTD Data)		Rank
Total interest income	$22,039,000	1,166
Total interest expense	$2,581,000	1,144
Net interest income	$19,458,000	1,155
Provision for loan and lease losses	$1,116,000	802
Total noninterest income	$3,679,000	1,352
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$799,000	1,592
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,880,000	1,117
Total noninterest expense	$18,618,000	1,086
Salaries and employee benefits	$10,086,000	1,091
Premises and equipment expense	$1,967,000	1,216
Additional noninterest expense	$6,565,000	998
Pre-tax net operating income	$3,403,000	2,075
Securities gains (losses)	$830,000	249
Applicable income taxes	$985,000	1,555
Income before extraordinary items	$3,248,000	1,888
Extraordinary gains, net	$-2,245,000	6,504
Net income	$1,003,000	3,963
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,003,000	3,965
Net charge-offs	$842,000	1,034
Cash dividends	$120,000	3,969
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,608,900	2,184
2014-09-30 (YTD Data)		Rank
Total interest income	$16,530,000	1,171
Total interest expense	$1,904,000	1,166
Net interest income	$14,626,000	1,161
Provision for loan and lease losses	$751,000	841
Total noninterest income	$2,718,000	1,379
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$604,000	1,584
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,114,000	1,165
Total noninterest expense	$14,120,000	1,083
Salaries and employee benefits	$7,692,000	1,064
Premises and equipment expense	$1,501,000	1,200
Additional noninterest expense	$4,927,000	991
Pre-tax net operating income	$2,473,000	2,166
Securities gains (losses)	$830,000	187
Applicable income taxes	$687,000	1,666
Income before extraordinary items	$2,616,000	1,784
Extraordinary gains, net	$-2,239,000	6,585
Net income	$377,000	4,988
Minority interest net income	$0	81
Net income of bank and minority interests.	$377,000	4,990
Net charge-offs	$812,000	793
Cash dividends	$90,000	3,501
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,960,300	2,199
2014-06-30 (YTD Data)		Rank
Total interest income	$10,983,000	1,163
Total interest expense	$1,304,000	1,144
Net interest income	$9,679,000	1,163
Provision for loan and lease losses	$450,000	910
Total noninterest income	$1,792,000	1,371
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$394,000	1,585
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,398,000	1,150
Total noninterest expense	$9,361,000	1,088
Salaries and employee benefits	$5,095,000	1,071
Premises and equipment expense	$1,043,000	1,168
Additional noninterest expense	$3,223,000	1,008
Pre-tax net operating income	$1,660,000	2,103
Securities gains (losses)	$434,000	260
Applicable income taxes	$367,000	1,862
Income before extraordinary items	$1,727,000	1,742
Extraordinary gains, net	$0	20
Net income	$1,727,000	1,745
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,727,000	1,744
Net charge-offs	$839,000	577
Cash dividends	$60,000	3,383
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,371,120	2,076
2014-03-31 (YTD Data)		Rank
Total interest income	$5,476,000	1,171
Total interest expense	$643,000	1,169
Net interest income	$4,833,000	1,155
Provision for loan and lease losses	$225,000	909
Total noninterest income	$796,000	1,464
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$192,000	1,603
Trading account gains and fees	$0	147
Additional Noninterest Income	$604,000	1,238
Total noninterest expense	$4,537,000	1,125
Salaries and employee benefits	$2,444,000	1,134
Premises and equipment expense	$538,000	1,150
Additional noninterest expense	$1,555,000	1,035
Pre-tax net operating income	$867,000	1,978
Securities gains (losses)	$304,000	210
Applicable income taxes	$147,000	2,026
Income before extraordinary items	$1,024,000	1,458
Extraordinary gains, net	$0	16
Net income	$1,024,000	1,461
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,024,000	1,461
Net charge-offs	$216,000	902
Cash dividends	$30,000	2,684
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$759,520	1,852
2013-12-31 (YTD Data)		Rank
Total interest income	$21,590,000	1,188
Total interest expense	$2,631,000	1,277
Net interest income	$18,959,000	1,159
Provision for loan and lease losses	$821,000	1,295
Total noninterest income	$5,021,000	1,124
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$839,000	1,587
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,182,000	916
Total noninterest expense	$17,599,000	1,162
Salaries and employee benefits	$9,550,000	1,145
Premises and equipment expense	$1,919,000	1,225
Additional noninterest expense	$6,130,000	1,106
Pre-tax net operating income	$5,560,000	1,318
Securities gains (losses)	$-76,000	6,510
Applicable income taxes	$1,631,000	1,059
Income before extraordinary items	$3,853,000	1,555
Extraordinary gains, net	$0	29
Net income	$3,853,000	1,558
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,853,000	1,559
Net charge-offs	$1,149,000	1,138
Cash dividends	$205,000	3,563
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,906,200	1,498
2013-09-30 (YTD Data)		Rank
Total interest income	$16,124,000	1,192
Total interest expense	$1,969,000	1,333
Net interest income	$14,155,000	1,163
Provision for loan and lease losses	$678,000	1,210
Total noninterest income	$3,523,000	1,210
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$616,000	1,617
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,907,000	991
Total noninterest expense	$12,874,000	1,195
Salaries and employee benefits	$7,242,000	1,131
Premises and equipment expense	$1,421,000	1,254
Additional noninterest expense	$4,211,000	1,185
Pre-tax net operating income	$4,126,000	1,354
Securities gains (losses)	$148,000	980
Applicable income taxes	$1,271,000	1,063
Income before extraordinary items	$3,003,000	1,499
Extraordinary gains, net	$0	25
Net income	$3,003,000	1,501
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,003,000	1,502
Net charge-offs	$1,019,000	984
Cash dividends	$175,000	3,014
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,899,400	1,513
2013-06-30 (YTD Data)		Rank
Total interest income	$10,688,000	1,194
Total interest expense	$1,308,000	1,364
Net interest income	$9,380,000	1,158
Provision for loan and lease losses	$530,000	1,108
Total noninterest income	$2,446,000	1,176
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$396,000	1,631
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,050,000	969
Total noninterest expense	$8,611,000	1,181
Salaries and employee benefits	$4,862,000	1,119
Premises and equipment expense	$959,000	1,248
Additional noninterest expense	$2,790,000	1,195
Pre-tax net operating income	$2,685,000	1,357
Securities gains (losses)	$160,000	848
Applicable income taxes	$841,000	1,060
Income before extraordinary items	$2,004,000	1,497
Extraordinary gains, net	$0	22
Net income	$2,004,000	1,500
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,004,000	1,502
Net charge-offs	$635,000	1,058
Cash dividends	$116,000	2,908
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,892,000	1,537
2013-03-31 (YTD Data)		Rank
Total interest income	$5,315,000	1,207
Total interest expense	$658,000	1,409
Net interest income	$4,657,000	1,167
Provision for loan and lease losses	$330,000	922
Total noninterest income	$1,169,000	1,208
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$206,000	1,588
Trading account gains and fees	$0	148
Additional Noninterest Income	$963,000	1,021
Total noninterest expense	$4,201,000	1,219
Salaries and employee benefits	$2,395,000	1,146
Premises and equipment expense	$485,000	1,252
Additional noninterest expense	$1,321,000	1,248
Pre-tax net operating income	$1,295,000	1,376
Securities gains (losses)	$30,000	1,139
Applicable income taxes	$383,000	1,119
Income before extraordinary items	$942,000	1,568
Extraordinary gains, net	$0	10
Net income	$942,000	1,571
Minority interest net income	$0	76
Net income of bank and minority interests.	$942,000	1,570
Net charge-offs	$447,000	826
Cash dividends	$56,000	2,313
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$920,700	1,536
2012-12-31 (YTD Data)		Rank
Total interest income	$21,665,000	1,227
Total interest expense	$3,185,000	1,398
Net interest income	$18,480,000	1,194
Provision for loan and lease losses	$1,589,000	1,273
Total noninterest income	$5,248,000	1,116
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$864,000	1,583
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,384,000	904
Total noninterest expense	$17,073,000	1,186
Salaries and employee benefits	$9,178,000	1,152
Premises and equipment expense	$1,821,000	1,305
Additional noninterest expense	$6,074,000	1,150
Pre-tax net operating income	$5,066,000	1,358
Securities gains (losses)	$-596,000	7,019
Applicable income taxes	$1,181,000	1,314
Income before extraordinary items	$3,289,000	1,718
Extraordinary gains, net	$0	29
Net income	$3,289,000	1,720
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,289,000	1,719
Net charge-offs	$1,230,000	1,605
Cash dividends	$242,000	3,478
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,730,040	1,449
2012-09-30 (YTD Data)		Rank
Total interest income	$16,226,000	1,261
Total interest expense	$2,472,000	1,416
Net interest income	$13,754,000	1,213
Provision for loan and lease losses	$1,023,000	1,417
Total noninterest income	$3,822,000	1,129
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$635,000	1,638
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,187,000	905
Total noninterest expense	$12,661,000	1,194
Salaries and employee benefits	$6,746,000	1,164
Premises and equipment expense	$1,351,000	1,332
Additional noninterest expense	$4,564,000	1,128
Pre-tax net operating income	$3,892,000	1,356
Securities gains (losses)	$-500,000	7,112
Applicable income taxes	$907,000	1,331
Income before extraordinary items	$2,485,000	1,764
Extraordinary gains, net	$0	20
Net income	$2,485,000	1,762
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,485,000	1,765
Net charge-offs	$661,000	1,880
Cash dividends	$183,000	2,977
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,850,000	1,459
2012-06-30 (YTD Data)		Rank
Total interest income	$10,788,000	1,275
Total interest expense	$1,726,000	1,404
Net interest income	$9,062,000	1,235
Provision for loan and lease losses	$614,000	1,546
Total noninterest income	$2,045,000	1,310
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$420,000	1,634
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,625,000	1,076
Total noninterest expense	$8,264,000	1,218
Salaries and employee benefits	$4,500,000	1,161
Premises and equipment expense	$896,000	1,338
Additional noninterest expense	$2,868,000	1,196
Pre-tax net operating income	$2,229,000	1,550
Securities gains (losses)	$-161,000	7,132
Applicable income taxes	$535,000	1,434
Income before extraordinary items	$1,533,000	1,851
Extraordinary gains, net	$0	19
Net income	$1,533,000	1,850
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,533,000	1,851
Net charge-offs	$524,000	1,717
Cash dividends	$120,000	2,875
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,652,140	1,663
2012-03-31 (YTD Data)		Rank
Total interest income	$5,380,000	1,284
Total interest expense	$874,000	1,442
Net interest income	$4,506,000	1,238
Provision for loan and lease losses	$305,000	1,483
Total noninterest income	$854,000	1,462
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$209,000	1,624
Trading account gains and fees	$0	148
Additional Noninterest Income	$645,000	1,251
Total noninterest expense	$4,056,000	1,234
Salaries and employee benefits	$2,229,000	1,164
Premises and equipment expense	$450,000	1,328
Additional noninterest expense	$1,377,000	1,222
Pre-tax net operating income	$999,000	1,685
Securities gains (losses)	$29,000	1,450
Applicable income taxes	$269,000	1,399
Income before extraordinary items	$759,000	1,873
Extraordinary gains, net	$0	19
Net income	$759,000	1,874
Minority interest net income	$0	78
Net income of bank and minority interests.	$759,000	1,875
Net charge-offs	$390,000	1,269
Cash dividends	$60,000	2,341
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$737,540	1,827
2011-12-31 (YTD Data)		Rank
Total interest income	$22,400,000	1,276
Total interest expense	$4,417,000	1,376
Net interest income	$17,983,000	1,235
Provision for loan and lease losses	$2,429,000	1,369
Total noninterest income	$3,413,000	1,364
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$812,000	1,768
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,601,000	1,131
Total noninterest expense	$15,921,000	1,238
Salaries and employee benefits	$8,266,000	1,203
Premises and equipment expense	$1,776,000	1,408
Additional noninterest expense	$5,879,000	1,189
Pre-tax net operating income	$3,046,000	1,810
Securities gains (losses)	$531,000	763
Applicable income taxes	$949,000	1,390
Income before extraordinary items	$2,628,000	1,807
Extraordinary gains, net	$0	29
Net income	$2,628,000	1,808
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,628,000	1,808
Net charge-offs	$2,738,000	1,277
Cash dividends	$377,000	2,751
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,240,370	1,973
2011-09-30 (YTD Data)		Rank
Total interest income	$16,837,000	1,286
Total interest expense	$3,463,000	1,372
Net interest income	$13,374,000	1,251
Provision for loan and lease losses	$1,598,000	1,448
Total noninterest income	$2,280,000	1,467
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$572,000	1,857
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,708,000	1,237
Total noninterest expense	$11,834,000	1,249
Salaries and employee benefits	$6,068,000	1,226
Premises and equipment expense	$1,313,000	1,441
Additional noninterest expense	$4,453,000	1,169
Pre-tax net operating income	$2,222,000	1,927
Securities gains (losses)	$274,000	972
Applicable income taxes	$635,000	1,519
Income before extraordinary items	$1,861,000	1,950
Extraordinary gains, net	$0	21
Net income	$1,861,000	1,950
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,861,000	1,950
Net charge-offs	$2,103,000	1,177
Cash dividends	$281,000	2,411
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,655,500	2,053
2011-06-30 (YTD Data)		Rank
Total interest income	$11,292,000	1,289
Total interest expense	$2,373,000	1,381
Net interest income	$8,919,000	1,254
Provision for loan and lease losses	$1,338,000	1,240
Total noninterest income	$1,415,000	1,542
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$386,000	1,819
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,029,000	1,313
Total noninterest expense	$7,815,000	1,279
Salaries and employee benefits	$4,005,000	1,245
Premises and equipment expense	$887,000	1,424
Additional noninterest expense	$2,923,000	1,213
Pre-tax net operating income	$1,181,000	2,265
Securities gains (losses)	$304,000	549
Applicable income taxes	$367,000	1,607
Income before extraordinary items	$1,118,000	2,065
Extraordinary gains, net	$0	15
Net income	$1,118,000	2,065
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,118,000	2,065
Net charge-offs	$1,878,000	968
Cash dividends	$187,000	2,352
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$890,000	2,397
2011-03-31 (YTD Data)		Rank
Total interest income	$5,655,000	1,290
Total interest expense	$1,198,000	1,421
Net interest income	$4,457,000	1,254
Provision for loan and lease losses	$499,000	1,436
Total noninterest income	$827,000	1,388
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$186,000	1,853
Trading account gains and fees	$0	158
Additional Noninterest Income	$641,000	1,126
Total noninterest expense	$3,995,000	1,250
Salaries and employee benefits	$2,094,000	1,209
Premises and equipment expense	$464,000	1,395
Additional noninterest expense	$1,437,000	1,238
Pre-tax net operating income	$790,000	1,792
Securities gains (losses)	$154,000	408
Applicable income taxes	$253,000	1,268
Income before extraordinary items	$691,000	1,697
Extraordinary gains, net	$0	9
Net income	$691,000	1,697
Minority interest net income	$0	86
Net income of bank and minority interests.	$691,000	1,697
Net charge-offs	$296,000	1,767
Cash dividends	$93,000	1,973
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$578,580	1,926
2010-12-31 (YTD Data)		Rank
Total interest income	$23,800,000	1,294
Total interest expense	$6,074,000	1,367
Net interest income	$17,726,000	1,274
Provision for loan and lease losses	$2,892,000	1,657
Total noninterest income	$3,162,000	1,487
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$848,000	1,730
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,314,000	1,277
Total noninterest expense	$15,642,000	1,280
Salaries and employee benefits	$7,934,000	1,245
Premises and equipment expense	$1,672,000	1,519
Additional noninterest expense	$6,036,000	1,226
Pre-tax net operating income	$2,354,000	1,972
Securities gains (losses)	$291,000	1,288
Applicable income taxes	$621,000	1,693
Income before extraordinary items	$2,024,000	2,004
Extraordinary gains, net	$0	29
Net income	$2,024,000	2,004
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,024,000	2,005
Net charge-offs	$2,284,000	1,725
Cash dividends	$377,000	2,702
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,799,930	2,120
2010-09-30 (YTD Data)		Rank
Total interest income	$18,047,000	1,301
Total interest expense	$4,782,000	1,344
Net interest income	$13,265,000	1,280
Provision for loan and lease losses	$1,683,000	1,844
Total noninterest income	$2,173,000	1,582
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$628,000	1,807
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,545,000	1,313
Total noninterest expense	$11,264,000	1,320
Salaries and employee benefits	$5,851,000	1,263
Premises and equipment expense	$1,243,000	1,561
Additional noninterest expense	$4,170,000	1,297
Pre-tax net operating income	$2,491,000	1,586
Securities gains (losses)	$178,000	1,463
Applicable income taxes	$712,000	1,318
Income before extraordinary items	$1,957,000	1,683
Extraordinary gains, net	$0	23
Net income	$1,957,000	1,687
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,957,000	1,687
Net charge-offs	$1,221,000	1,975
Cash dividends	$286,000	2,397
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,827,060	1,709
2010-06-30 (YTD Data)		Rank
Total interest income	$12,120,000	1,309
Total interest expense	$3,345,000	1,340
Net interest income	$8,775,000	1,298
Provision for loan and lease losses	$671,000	2,433
Total noninterest income	$1,117,000	1,882
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$419,000	1,815
Trading account gains and fees	$0	152
Additional Noninterest Income	$698,000	1,678
Total noninterest expense	$7,470,000	1,324
Salaries and employee benefits	$3,882,000	1,264
Premises and equipment expense	$835,000	1,573
Additional noninterest expense	$2,753,000	1,302
Pre-tax net operating income	$1,751,000	1,483
Securities gains (losses)	$-68,000	7,470
Applicable income taxes	$441,000	1,346
Income before extraordinary items	$1,242,000	1,750
Extraordinary gains, net	$0	19
Net income	$1,242,000	1,749
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,242,000	1,750
Net charge-offs	$522,000	2,396
Cash dividends	$189,000	2,371
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,292,320	1,614
2010-03-31 (YTD Data)		Rank
Total interest income	$6,108,000	1,318
Total interest expense	$1,714,000	1,375
Net interest income	$4,394,000	1,312
Provision for loan and lease losses	$315,000	2,324
Total noninterest income	$485,000	2,080
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$190,000	1,950
Trading account gains and fees	$0	175
Additional Noninterest Income	$295,000	1,861
Total noninterest expense	$3,703,000	1,357
Salaries and employee benefits	$1,910,000	1,309
Premises and equipment expense	$430,000	1,571
Additional noninterest expense	$1,363,000	1,300
Pre-tax net operating income	$861,000	1,519
Securities gains (losses)	$58,000	1,067
Applicable income taxes	$247,000	1,215
Income before extraordinary items	$672,000	1,623
Extraordinary gains, net	$0	16
Net income	$672,000	1,625
Minority interest net income	$0	91
Net income of bank and minority interests.	$672,000	1,625
Net charge-offs	$457,000	1,645
Cash dividends	$94,000	1,965
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$629,660	1,676
2009-12-31 (YTD Data)		Rank
Total interest income	$24,785,000	1,386
Total interest expense	$8,998,000	1,327
Net interest income	$15,787,000	1,408
Provision for loan and lease losses	$3,039,000	1,967
Total noninterest income	$4,101,000	1,270
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$868,000	1,914
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,233,000	999
Total noninterest expense	$14,793,000	1,382
Salaries and employee benefits	$7,812,000	1,255
Premises and equipment expense	$1,698,000	1,578
Additional noninterest expense	$5,283,000	1,404
Pre-tax net operating income	$2,056,000	1,874
Securities gains (losses)	$304,000	1,232
Applicable income taxes	$465,000	1,612
Income before extraordinary items	$1,895,000	1,766
Extraordinary gains, net	$0	34
Net income	$1,895,000	1,765
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,895,000	1,766
Net charge-offs	$1,754,000	2,198
Cash dividends	$350,000	3,024
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,651,800	1,910
2009-09-30 (YTD Data)		Rank
Total interest income	$18,537,000	1,418
Total interest expense	$7,054,000	1,331
Net interest income	$11,483,000	1,454
Provision for loan and lease losses	$1,827,000	2,021
Total noninterest income	$3,051,000	1,301
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$648,000	1,923
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,403,000	1,010
Total noninterest expense	$11,347,000	1,347
Salaries and employee benefits	$6,060,000	1,236
Premises and equipment expense	$1,273,000	1,601
Additional noninterest expense	$4,014,000	1,357
Pre-tax net operating income	$1,360,000	2,222
Securities gains (losses)	$278,000	1,052
Applicable income taxes	$308,000	1,902
Income before extraordinary items	$1,330,000	2,005
Extraordinary gains, net	$0	27
Net income	$1,330,000	2,004
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,330,000	2,005
Net charge-offs	$573,000	2,856
Cash dividends	$258,000	2,799
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,104,820	2,267
2009-06-30 (YTD Data)		Rank
Total interest income	$12,320,000	1,450
Total interest expense	$4,901,000	1,353
Net interest income	$7,419,000	1,507
Provision for loan and lease losses	$1,370,000	1,731
Total noninterest income	$2,485,000	1,115
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$419,000	1,948
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,066,000	865
Total noninterest expense	$7,452,000	1,392
Salaries and employee benefits	$3,918,000	1,307
Premises and equipment expense	$864,000	1,613
Additional noninterest expense	$2,670,000	1,392
Pre-tax net operating income	$1,082,000	1,984
Securities gains (losses)	$-42,000	7,587
Applicable income taxes	$192,000	2,002
Income before extraordinary items	$848,000	2,144
Extraordinary gains, net	$0	21
Net income	$848,000	2,142
Minority interest net income	$0	112
Net income of bank and minority interests.	$848,000	2,143
Net charge-offs	$337,000	2,795
Cash dividends	$169,000	2,853
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$882,440	1,996
2009-03-31 (YTD Data)		Rank
Total interest income	$6,130,000	1,476
Total interest expense	$2,520,000	1,366
Net interest income	$3,610,000	1,541
Provision for loan and lease losses	$756,000	1,384
Total noninterest income	$929,000	1,372
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$199,000	1,980
Trading account gains and fees	$0	171
Additional Noninterest Income	$730,000	1,088
Total noninterest expense	$3,646,000	1,373
Salaries and employee benefits	$1,935,000	1,337
Premises and equipment expense	$447,000	1,590
Additional noninterest expense	$1,264,000	1,300
Pre-tax net operating income	$137,000	4,637
Securities gains (losses)	$304,000	494
Applicable income taxes	$70,000	2,552
Income before extraordinary items	$371,000	2,716
Extraordinary gains, net	$0	15
Net income	$371,000	2,714
Minority interest net income	$0	102
Net income of bank and minority interests.	$371,000	2,717
Net charge-offs	$84,000	3,056
Cash dividends	$79,000	2,425
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$115,640	4,582
2008-12-31 (YTD Data)		Rank
Total interest income	$24,465,000	1,586
Total interest expense	$12,431,000	1,315
Net interest income	$12,034,000	1,854
Provision for loan and lease losses	$1,013,000	2,690
Total noninterest income	$2,038,000	2,113
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$950,000	1,838
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,088,000	2,010
Total noninterest expense	$12,120,000	1,619
Salaries and employee benefits	$6,891,000	1,502
Premises and equipment expense	$1,611,000	1,709
Additional noninterest expense	$3,618,000	1,700
Pre-tax net operating income	$939,000	3,877
Securities gains (losses)	$78,000	1,308
Applicable income taxes	$56,000	3,792
Income before extraordinary items	$961,000	3,358
Extraordinary gains, net	$0	39
Net income	$961,000	3,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$377,000	3,204
Cash dividends	$362,000	3,825
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$887,680	3,659
2008-09-30 (YTD Data)		Rank
Total interest income	$18,153,000	1,638
Total interest expense	$9,623,000	1,328
Net interest income	$8,530,000	1,974
Provision for loan and lease losses	$399,000	3,089
Total noninterest income	$1,784,000	1,942
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$703,000	1,867
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,081,000	1,710
Total noninterest expense	$8,956,000	1,628
Salaries and employee benefits	$5,085,000	1,551
Premises and equipment expense	$1,196,000	1,727
Additional noninterest expense	$2,675,000	1,666
Pre-tax net operating income	$959,000	3,764
Securities gains (losses)	$64,000	1,264
Applicable income taxes	$131,000	3,347
Income before extraordinary items	$892,000	3,338
Extraordinary gains, net	$0	31
Net income	$892,000	3,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,916
Cash dividends	$274,000	3,529
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$836,320	3,611
2008-06-30 (YTD Data)		Rank
Total interest income	$12,029,000	1,671
Total interest expense	$6,629,000	1,326
Net interest income	$5,400,000	2,059
Provision for loan and lease losses	$183,000	3,293
Total noninterest income	$1,153,000	2,005
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$455,000	1,886
Trading account gains and fees	$0	149
Additional Noninterest Income	$698,000	1,792
Total noninterest expense	$5,804,000	1,674
Salaries and employee benefits	$3,286,000	1,601
Premises and equipment expense	$798,000	1,726
Additional noninterest expense	$1,720,000	1,704
Pre-tax net operating income	$566,000	4,140
Securities gains (losses)	$40,000	1,598
Applicable income taxes	$61,000	3,888
Income before extraordinary items	$545,000	3,842
Extraordinary gains, net	$0	21
Net income	$545,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,260
Cash dividends	$189,000	3,522
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$509,000	3,923
2008-03-31 (YTD Data)		Rank
Total interest income	$6,059,000	1,702
Total interest expense	$3,444,000	1,362
Net interest income	$2,615,000	2,125
Provision for loan and lease losses	$56,000	3,670
Total noninterest income	$525,000	2,169
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$228,000	1,856
Trading account gains and fees	$0	158
Additional Noninterest Income	$297,000	1,990
Total noninterest expense	$2,794,000	1,723
Salaries and employee benefits	$1,603,000	1,646
Premises and equipment expense	$404,000	1,709
Additional noninterest expense	$787,000	1,795
Pre-tax net operating income	$290,000	4,227
Securities gains (losses)	$40,000	1,206
Applicable income taxes	$39,000	3,818
Income before extraordinary items	$291,000	3,868
Extraordinary gains, net	$0	15
Net income	$291,000	3,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,329
Cash dividends	$104,000	2,869
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$255,800	4,054
2007-12-31 (YTD Data)		Rank
Total interest income	$23,552,000	1,807
Total interest expense	$13,731,000	1,462
Net interest income	$9,821,000	2,281
Provision for loan and lease losses	$278,000	3,330
Total noninterest income	$2,184,000	2,088
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,148,000	1,567
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,036,000	2,181
Total noninterest expense	$10,714,000	1,734
Salaries and employee benefits	$5,852,000	1,720
Premises and equipment expense	$1,538,000	1,709
Additional noninterest expense	$3,324,000	1,677
Pre-tax net operating income	$1,013,000	4,718
Securities gains (losses)	$85,000	654
Applicable income taxes	$111,000	4,406
Income before extraordinary items	$987,000	4,353
Extraordinary gains, net	$0	39
Net income	$987,000	4,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	3,462
Cash dividends	$426,000	3,945
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$910,500	4,513
2007-09-30 (YTD Data)		Rank
Total interest income	$17,496,000	1,827
Total interest expense	$10,073,000	1,497
Net interest income	$7,423,000	2,275
Provision for loan and lease losses	$173,000	3,280
Total noninterest income	$1,481,000	2,237
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$839,000	1,570
Trading account gains and fees	$0	184
Additional Noninterest Income	$642,000	2,459
Total noninterest expense	$8,090,000	1,706
Salaries and employee benefits	$4,351,000	1,736
Premises and equipment expense	$1,184,000	1,665
Additional noninterest expense	$2,555,000	1,586
Pre-tax net operating income	$641,000	5,305
Securities gains (losses)	$68,000	575
Applicable income taxes	$91,000	4,529
Income before extraordinary items	$618,000	4,942
Extraordinary gains, net	$0	33
Net income	$618,000	4,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,435
Cash dividends	$319,000	3,549
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$558,840	5,151
2007-06-30 (YTD Data)		Rank
Total interest income	$11,462,000	1,871
Total interest expense	$6,486,000	1,546
Net interest income	$4,976,000	2,295
Provision for loan and lease losses	$105,000	3,205
Total noninterest income	$861,000	2,461
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$523,000	1,683
Trading account gains and fees	$0	168
Additional Noninterest Income	$338,000	2,834
Total noninterest expense	$5,386,000	1,713
Salaries and employee benefits	$2,822,000	1,821
Premises and equipment expense	$815,000	1,642
Additional noninterest expense	$1,749,000	1,547
Pre-tax net operating income	$346,000	5,780
Securities gains (losses)	$41,000	574
Applicable income taxes	$39,000	4,945
Income before extraordinary items	$348,000	5,357
Extraordinary gains, net	$0	29
Net income	$348,000	5,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	3,342
Cash dividends	$211,000	3,556
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$311,100	5,556
2007-03-31 (YTD Data)		Rank
Total interest income	$5,664,000	1,890
Total interest expense	$3,140,000	1,588
Net interest income	$2,524,000	2,280
Provision for loan and lease losses	$34,000	3,641
Total noninterest income	$389,000	2,610
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$239,000	1,775
Trading account gains and fees	$0	195
Additional Noninterest Income	$150,000	3,022
Total noninterest expense	$2,649,000	1,753
Salaries and employee benefits	$1,376,000	1,866
Premises and equipment expense	$416,000	1,612
Additional noninterest expense	$857,000	1,556
Pre-tax net operating income	$230,000	5,226
Securities gains (losses)	$41,000	443
Applicable income taxes	$46,000	4,214
Income before extraordinary items	$225,000	4,792
Extraordinary gains, net	$0	22
Net income	$225,000	4,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,691
Cash dividends	$105,000	3,046
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$190,970	5,169
2006-12-31 (YTD Data)		Rank
Total interest income	$19,819,000	1,993
Total interest expense	$10,131,000	1,653
Net interest income	$9,688,000	2,359
Provision for loan and lease losses	$503,000	1,896
Total noninterest income	$1,124,000	3,282
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$904,000	1,911
Trading account gains and fees	$0	130
Additional Noninterest Income	$220,000	4,933
Total noninterest expense	$9,643,000	1,852
Salaries and employee benefits	$5,284,000	1,843
Premises and equipment expense	$1,133,000	2,178
Additional noninterest expense	$3,226,000	1,625
Pre-tax net operating income	$666,000	6,006
Securities gains (losses)	$-564,000	8,526
Applicable income taxes	$-173,000	8,430
Income before extraordinary items	$275,000	7,011
Extraordinary gains, net	$0	51
Net income	$275,000	7,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,465
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$839,000	5,102
2006-09-30 (YTD Data)		Rank
Total interest income	$14,487,000	2,035
Total interest expense	$7,146,000	1,711
Net interest income	$7,341,000	2,353
Provision for loan and lease losses	$75,000	4,564
Total noninterest income	$916,000	3,109
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$645,000	1,988
Trading account gains and fees	$0	126
Additional Noninterest Income	$271,000	3,940
Total noninterest expense	$6,958,000	1,902
Salaries and employee benefits	$3,902,000	1,865
Premises and equipment expense	$852,000	2,192
Additional noninterest expense	$2,204,000	1,770
Pre-tax net operating income	$1,224,000	4,253
Securities gains (losses)	$0	1,388
Applicable income taxes	$286,000	3,650
Income before extraordinary items	$938,000	4,315
Extraordinary gains, net	$0	45
Net income	$938,000	4,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,885
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$938,000	4,300
2006-06-30 (YTD Data)		Rank
Total interest income	$9,340,000	2,062
Total interest expense	$4,440,000	1,740
Net interest income	$4,900,000	2,365
Provision for loan and lease losses	$43,000	4,644
Total noninterest income	$562,000	3,253
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$411,000	2,055
Trading account gains and fees	$0	126
Additional Noninterest Income	$151,000	4,304
Total noninterest expense	$4,620,000	1,913
Salaries and employee benefits	$2,590,000	1,882
Premises and equipment expense	$570,000	2,178
Additional noninterest expense	$1,460,000	1,793
Pre-tax net operating income	$799,000	4,330
Securities gains (losses)	$0	1,185
Applicable income taxes	$185,000	3,717
Income before extraordinary items	$614,000	4,380
Extraordinary gains, net	$0	39
Net income	$614,000	4,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,293
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$614,000	4,376
2006-03-31 (YTD Data)		Rank
Total interest income	$4,484,000	2,099
Total interest expense	$2,058,000	1,777
Net interest income	$2,426,000	2,386
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$309,000	3,031
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$209,000	1,969
Trading account gains and fees	$0	115
Additional Noninterest Income	$100,000	3,699
Total noninterest expense	$2,284,000	1,946
Salaries and employee benefits	$1,293,000	1,901
Premises and equipment expense	$289,000	2,170
Additional noninterest expense	$702,000	1,858
Pre-tax net operating income	$436,000	4,075
Securities gains (losses)	$0	955
Applicable income taxes	$105,000	3,523
Income before extraordinary items	$331,000	4,166
Extraordinary gains, net	$0	21
Net income	$331,000	4,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$331,000	4,144
2005-12-31 (YTD Data)		Rank
Total interest income	$15,746,000	2,114
Total interest expense	$6,408,000	1,772
Net interest income	$9,338,000	2,365
Provision for loan and lease losses	$245,000	3,204
Total noninterest income	$1,485,000	2,709
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$889,000	1,931
Trading account gains and fees	$0	138
Additional Noninterest Income	$596,000	3,066
Total noninterest expense	$8,860,000	1,908
Salaries and employee benefits	$4,728,000	1,952
Premises and equipment expense	$1,134,000	2,119
Additional noninterest expense	$2,998,000	1,685
Pre-tax net operating income	$1,718,000	4,064
Securities gains (losses)	$77,000	793
Applicable income taxes	$439,000	3,564
Income before extraordinary items	$1,356,000	4,033
Extraordinary gains, net	$0	46
Net income	$1,356,000	4,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,517
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,297,480	4,129
2005-09-30 (YTD Data)		Rank
Total interest income	$11,420,000	2,135
Total interest expense	$4,532,000	1,773
Net interest income	$6,888,000	2,381
Provision for loan and lease losses	$234,000	2,657
Total noninterest income	$1,160,000	2,642
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$673,000	1,911
Trading account gains and fees	$0	126
Additional Noninterest Income	$487,000	2,932
Total noninterest expense	$6,608,000	1,900
Salaries and employee benefits	$3,458,000	1,969
Premises and equipment expense	$856,000	2,077
Additional noninterest expense	$2,294,000	1,637
Pre-tax net operating income	$1,206,000	4,297
Securities gains (losses)	$62,000	812
Applicable income taxes	$304,000	3,786
Income before extraordinary items	$964,000	4,264
Extraordinary gains, net	$0	35
Net income	$964,000	4,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,195
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$916,880	4,369
2005-06-30 (YTD Data)		Rank
Total interest income	$7,351,000	2,146
Total interest expense	$2,826,000	1,788
Net interest income	$4,525,000	2,388
Provision for loan and lease losses	$47,000	4,683
Total noninterest income	$804,000	2,528
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$447,000	1,876
Trading account gains and fees	$0	116
Additional Noninterest Income	$357,000	2,734
Total noninterest expense	$4,245,000	1,950
Salaries and employee benefits	$2,238,000	2,023
Premises and equipment expense	$580,000	2,033
Additional noninterest expense	$1,427,000	1,732
Pre-tax net operating income	$1,037,000	3,619
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$268,000	3,303
Income before extraordinary items	$771,000	3,715
Extraordinary gains, net	$0	30
Net income	$771,000	3,717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,010
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$769,520	3,682
2005-03-31 (YTD Data)		Rank
Total interest income	$3,588,000	2,162
Total interest expense	$1,314,000	1,808
Net interest income	$2,274,000	2,365
Provision for loan and lease losses	$22,000	4,548
Total noninterest income	$395,000	2,509
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$213,000	1,901
Trading account gains and fees	$0	115
Additional Noninterest Income	$182,000	2,636
Total noninterest expense	$2,129,000	1,947
Salaries and employee benefits	$1,132,000	2,018
Premises and equipment expense	$305,000	1,968
Additional noninterest expense	$692,000	1,789
Pre-tax net operating income	$518,000	3,584
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$134,000	3,287
Income before extraordinary items	$385,000	3,708
Extraordinary gains, net	$0	24
Net income	$385,000	3,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$384,260	3,676
2004-12-31 (YTD Data)		Rank
Total interest income	$13,786,000	2,059
Total interest expense	$4,843,000	1,693
Net interest income	$8,943,000	2,284
Provision for loan and lease losses	$104,000	4,924
Total noninterest income	$999,000	3,550
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$485,000	3,215
Trading account gains and fees	$0	138
Additional Noninterest Income	$514,000	3,260
Total noninterest expense	$8,079,000	1,987
Salaries and employee benefits	$4,284,000	2,030
Premises and equipment expense	$1,032,000	2,225
Additional noninterest expense	$2,763,000	1,759
Pre-tax net operating income	$1,759,000	3,844
Securities gains (losses)	$-24,000	8,423
Applicable income taxes	$408,000	3,695
Income before extraordinary items	$1,327,000	3,936
Extraordinary gains, net	$0	34
Net income	$1,327,000	3,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,855
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,345,240	3,842
2004-09-30 (YTD Data)		Rank
Total interest income	$10,377,000	2,018
Total interest expense	$3,596,000	1,678
Net interest income	$6,781,000	2,230
Provision for loan and lease losses	$2,000	7,053
Total noninterest income	$740,000	3,600
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$356,000	3,283
Trading account gains and fees	$0	134
Additional Noninterest Income	$384,000	3,269
Total noninterest expense	$6,147,000	1,950
Salaries and employee benefits	$3,259,000	1,995
Premises and equipment expense	$762,000	2,258
Additional noninterest expense	$2,126,000	1,697
Pre-tax net operating income	$1,372,000	3,811
Securities gains (losses)	$-24,000	8,687
Applicable income taxes	$317,000	3,694
Income before extraordinary items	$1,031,000	3,923
Extraordinary gains, net	$0	26
Net income	$1,031,000	3,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,697
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,049,240	3,818
2004-06-30 (YTD Data)		Rank
Total interest income	$6,903,000	2,014
Total interest expense	$2,379,000	1,672
Net interest income	$4,524,000	2,208
Provision for loan and lease losses	$0	6,885
Total noninterest income	$470,000	3,712
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$232,000	3,306
Trading account gains and fees	$0	130
Additional Noninterest Income	$238,000	3,417
Total noninterest expense	$4,081,000	1,962
Salaries and employee benefits	$2,160,000	2,016
Premises and equipment expense	$497,000	2,305
Additional noninterest expense	$1,424,000	1,683
Pre-tax net operating income	$913,000	3,759
Securities gains (losses)	$3,000	2,926
Applicable income taxes	$211,000	3,674
Income before extraordinary items	$705,000	3,829
Extraordinary gains, net	$0	21
Net income	$705,000	3,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$702,690	3,750
2004-03-31 (YTD Data)		Rank
Total interest income	$3,442,000	2,035
Total interest expense	$1,205,000	1,671
Net interest income	$2,237,000	2,236
Provision for loan and lease losses	$0	6,501
Total noninterest income	$228,000	3,729
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$105,000	3,460
Trading account gains and fees	$0	121
Additional Noninterest Income	$123,000	3,300
Total noninterest expense	$2,012,000	1,989
Salaries and employee benefits	$1,083,000	2,033
Premises and equipment expense	$243,000	2,373
Additional noninterest expense	$686,000	1,733
Pre-tax net operating income	$453,000	3,772
Securities gains (losses)	$36,000	1,385
Applicable income taxes	$111,000	3,616
Income before extraordinary items	$378,000	3,663
Extraordinary gains, net	$0	16
Net income	$378,000	3,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$350,280	3,734
2003-12-31 (YTD Data)		Rank
Total interest income	$13,557,000	2,103
Total interest expense	$5,486,000	1,652
Net interest income	$8,071,000	2,413
Provision for loan and lease losses	$94,000	5,430
Total noninterest income	$1,649,000	2,638
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$469,000	3,269
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,180,000	2,145
Total noninterest expense	$9,016,000	1,763
Salaries and employee benefits	$4,842,000	1,773
Premises and equipment expense	$994,000	2,273
Additional noninterest expense	$3,180,000	1,553
Pre-tax net operating income	$610,000	6,303
Securities gains (losses)	$-14,000	8,822
Applicable income taxes	$138,000	5,380
Income before extraordinary items	$458,000	6,526
Extraordinary gains, net	$0	54
Net income	$458,000	6,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,724
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$468,780	6,325
2003-09-30 (YTD Data)		Rank
Total interest income	$10,138,000	2,136
Total interest expense	$4,205,000	1,686
Net interest income	$5,933,000	2,466
Provision for loan and lease losses	$94,000	4,767
Total noninterest income	$1,360,000	2,531
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$352,000	3,268
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,008,000	2,035
Total noninterest expense	$6,505,000	1,832
Salaries and employee benefits	$3,608,000	1,805
Premises and equipment expense	$757,000	2,249
Additional noninterest expense	$2,140,000	1,692
Pre-tax net operating income	$694,000	5,534
Securities gains (losses)	$27,000	2,773
Applicable income taxes	$232,000	4,406
Income before extraordinary items	$489,000	5,912
Extraordinary gains, net	$0	40
Net income	$489,000	5,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$470,640	5,830
2003-06-30 (YTD Data)		Rank
Total interest income	$7,275,000	1,997
Total interest expense	$2,880,000	1,692
Net interest income	$4,395,000	2,214
Provision for loan and lease losses	$94,000	3,984
Total noninterest income	$1,075,000	2,237
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$232,000	3,251
Trading account gains and fees	$0	150
Additional Noninterest Income	$843,000	1,715
Total noninterest expense	$4,410,000	1,799
Salaries and employee benefits	$2,420,000	1,779
Premises and equipment expense	$519,000	2,180
Additional noninterest expense	$1,471,000	1,650
Pre-tax net operating income	$966,000	3,607
Securities gains (losses)	$-301,000	9,230
Applicable income taxes	$244,000	3,594
Income before extraordinary items	$421,000	5,269
Extraordinary gains, net	$0	30
Net income	$421,000	5,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$613,640	4,025
2003-03-31 (YTD Data)		Rank
Total interest income	$3,708,000	1,971
Total interest expense	$1,496,000	1,670
Net interest income	$2,212,000	2,201
Provision for loan and lease losses	$55,000	3,535
Total noninterest income	$608,000	1,980
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$105,000	3,424
Trading account gains and fees	$0	134
Additional Noninterest Income	$503,000	1,482
Total noninterest expense	$2,269,000	1,743
Salaries and employee benefits	$1,197,000	1,786
Premises and equipment expense	$276,000	2,067
Additional noninterest expense	$796,000	1,488
Pre-tax net operating income	$496,000	3,513
Securities gains (losses)	$-224,000	9,287
Applicable income taxes	$115,000	3,702
Income before extraordinary items	$157,000	5,910
Extraordinary gains, net	$0	21
Net income	$157,000	5,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,678
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$300,360	4,045
2002-12-31 (YTD Data)		Rank
Total interest income	$15,196,000	2,025
Total interest expense	$6,355,000	1,797
Net interest income	$8,841,000	2,188
Provision for loan and lease losses	$118,000	5,458
Total noninterest income	$1,378,000	2,791
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$462,000	3,170
Trading account gains and fees	$0	153
Additional Noninterest Income	$916,000	2,300
Total noninterest expense	$7,114,000	2,108
Salaries and employee benefits	$4,039,000	1,977
Premises and equipment expense	$744,000	2,847
Additional noninterest expense	$2,331,000	1,988
Pre-tax net operating income	$2,987,000	2,515
Securities gains (losses)	$-443,000	9,251
Applicable income taxes	$918,000	2,357
Income before extraordinary items	$1,626,000	3,284
Extraordinary gains, net	$0	70
Net income	$1,626,000	3,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,332
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,909,520	2,823
2001-12-31 (YTD Data)		Rank
Total interest income	$14,159,000	2,420
Total interest expense	$6,923,000	2,314
Net interest income	$7,236,000	2,476
Provision for loan and lease losses	$0	8,228
Total noninterest income	$1,035,000	3,261
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$383,000	3,522
Trading account gains and fees	$0	177
Additional Noninterest Income	$652,000	2,687
Total noninterest expense	$6,032,000	2,368
Salaries and employee benefits	$3,300,000	2,272
Premises and equipment expense	$663,000	3,088
Additional noninterest expense	$2,069,000	2,173
Pre-tax net operating income	$2,239,000	2,912
Securities gains (losses)	$-302,000	9,560
Applicable income taxes	$707,000	2,652
Income before extraordinary items	$1,230,000	3,734
Extraordinary gains, net	$0	105
Net income	$1,230,000	3,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,344
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,423,280	3,251
2000-12-31 (YTD Data)		Rank
Total interest income	$12,925,000	2,690
Total interest expense	$6,441,000	2,588
Net interest income	$6,484,000	2,744
Provision for loan and lease losses	$-65,000	9,780
Total noninterest income	$689,000	4,043
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$261,000	4,412
Trading account gains and fees	$0	180
Additional Noninterest Income	$428,000	3,207
Total noninterest expense	$5,831,000	2,345
Salaries and employee benefits	$3,234,000	2,212
Premises and equipment expense	$659,000	3,032
Additional noninterest expense	$1,938,000	2,234
Pre-tax net operating income	$1,407,000	4,257
Securities gains (losses)	$183,000	431
Applicable income taxes	$565,000	3,232
Income before extraordinary items	$1,025,000	4,310
Extraordinary gains, net	$19,000	28
Net income	$1,044,000	4,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-64,000	9,661
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$907,880	4,655
1999-12-31 (YTD Data)		Rank
Total interest income	$11,769,000	2,741
Total interest expense	$5,722,000	2,574
Net interest income	$6,047,000	2,912
Provision for loan and lease losses	$0	8,503
Total noninterest income	$424,000	5,444
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$198,000	5,141
Trading account gains and fees	$0	173
Additional Noninterest Income	$226,000	4,659
Total noninterest expense	$5,394,000	2,506
Salaries and employee benefits	$2,781,000	2,525
Premises and equipment expense	$651,000	3,062
Additional noninterest expense	$1,962,000	2,230
Pre-tax net operating income	$1,077,000	5,078
Securities gains (losses)	$323,000	431
Applicable income taxes	$489,000	3,692
Income before extraordinary items	$911,000	4,712
Extraordinary gains, net	$0	35
Net income	$911,000	4,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,500
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$701,050	5,425
1998-12-31 (YTD Data)		Rank
Total interest income	$11,651,000	2,775
Total interest expense	$5,617,000	2,699
Net interest income	$6,034,000	2,849
Provision for loan and lease losses	$11,000	8,185
Total noninterest income	$416,000	5,488
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$121,000	6,448
Trading account gains and fees	$0	224
Additional Noninterest Income	$295,000	4,071
Total noninterest expense	$5,784,000	2,263
Salaries and employee benefits	$2,783,000	2,428
Premises and equipment expense	$579,000	3,272
Additional noninterest expense	$2,422,000	1,757
Pre-tax net operating income	$655,000	6,658
Securities gains (losses)	$1,039,000	372
Applicable income taxes	$503,000	3,816
Income before extraordinary items	$1,191,000	3,953
Extraordinary gains, net	$0	32
Net income	$1,191,000	3,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,328
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$463,700	6,724
1997-12-31 (YTD Data)		Rank
Total interest income	$10,131,000	3,195
Total interest expense	$4,938,000	3,018
Net interest income	$5,193,000	3,364
Provision for loan and lease losses	$4,000	8,695
Total noninterest income	$269,000	7,009
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$49,000	8,444
Trading account gains and fees	$0	239
Additional Noninterest Income	$220,000	4,727
Total noninterest expense	$3,952,000	3,205
Salaries and employee benefits	$2,168,000	3,058
Premises and equipment expense	$473,000	3,888
Additional noninterest expense	$1,311,000	3,092
Pre-tax net operating income	$1,506,000	4,489
Securities gains (losses)	$-5,000	9,661
Applicable income taxes	$616,000	3,596
Income before extraordinary items	$885,000	5,108
Extraordinary gains, net	$0	44
Net income	$885,000	5,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,656
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$888,200	5,048
1996-12-31 (YTD Data)		Rank
Total interest income	$10,204,000	3,225
Total interest expense	$5,001,000	2,999
Net interest income	$5,203,000	3,420
Provision for loan and lease losses	$44,000	6,866
Total noninterest income	$258,000	7,479
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$56,000	8,671
Trading account gains and fees	$0	262
Additional Noninterest Income	$202,000	5,130
Total noninterest expense	$3,658,000	3,623
Salaries and employee benefits	$2,056,000	3,252
Premises and equipment expense	$444,000	4,162
Additional noninterest expense	$1,158,000	3,901
Pre-tax net operating income	$1,759,000	3,803
Securities gains (losses)	$-116,000	11,236
Applicable income taxes	$694,000	3,200
Income before extraordinary items	$949,000	4,687
Extraordinary gains, net	$-74,000	11,433
Net income	$875,000	4,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,232
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,023,240	4,349
1995-12-31 (YTD Data)		Rank
Total interest income	$10,204,000	3,230
Total interest expense	$4,817,000	3,122
Net interest income	$5,387,000	3,297
Provision for loan and lease losses	$103,000	4,535
Total noninterest income	$267,000	7,483
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$59,000	8,952
Trading account gains and fees	$0	522
Additional Noninterest Income	$208,000	5,016
Total noninterest expense	$3,493,000	3,755
Salaries and employee benefits	$1,880,000	3,513
Premises and equipment expense	$386,000	4,681
Additional noninterest expense	$1,227,000	3,674
Pre-tax net operating income	$2,058,000	3,397
Securities gains (losses)	$-28,000	10,792
Applicable income taxes	$853,000	2,734
Income before extraordinary items	$1,177,000	4,023
Extraordinary gains, net	$0	65
Net income	$1,177,000	4,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,418
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,194,920	3,963
1994-12-31 (YTD Data)		Rank
Total interest income	$9,983,000	3,035
Total interest expense	$4,030,000	3,031
Net interest income	$5,953,000	3,019
Provision for loan and lease losses	$120,000	4,039
Total noninterest income	$214,000	8,501
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$62,000	9,281
Trading account gains and fees	$0	475
Additional Noninterest Income	$152,000	6,177
Total noninterest expense	$3,534,000	3,812
Salaries and employee benefits	$1,683,000	3,858
Premises and equipment expense	$374,000	4,847
Additional noninterest expense	$1,477,000	3,351
Pre-tax net operating income	$2,513,000	2,812
Securities gains (losses)	$-236,000	12,011
Applicable income taxes	$875,000	2,564
Income before extraordinary items	$1,402,000	3,366
Extraordinary gains, net	$0	249
Net income	$1,402,000	3,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,113
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,553,040	3,107
1993-12-31 (YTD Data)		Rank
Total interest income	$10,056,000	3,070
Total interest expense	$4,325,000	2,951
Net interest income	$5,731,000	3,159
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$480,000	5,759
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$62,000	9,620
Trading account gains and fees	$174,000	240
Additional Noninterest Income	$244,000	5,071
Total noninterest expense	$3,242,000	4,207
Salaries and employee benefits	$1,621,000	3,980
Premises and equipment expense	$359,000	5,130
Additional noninterest expense	$1,262,000	4,014
Pre-tax net operating income	$2,849,000	2,415
Securities gains (losses)	$393,000	1,066
Applicable income taxes	$1,351,000	1,725
Income before extraordinary items	$1,891,000	2,664
Extraordinary gains, net	$95,000	1,624
Net income	$1,986,000	2,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	7,896
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,639,480	2,825
1992-12-31 (YTD Data)		Rank
Total interest income	$10,463,000	3,336
Total interest expense	$5,317,000	3,113
Net interest income	$5,146,000	3,542
Provision for loan and lease losses	$232,000	4,825
Total noninterest income	$257,000	8,380
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$51,000	10,268
Trading account gains and fees	$-10,000	5,211
Additional Noninterest Income	$216,000	5,417
Total noninterest expense	$3,124,000	4,357
Salaries and employee benefits	$1,638,000	3,916
Premises and equipment expense	$362,000	5,215
Additional noninterest expense	$1,124,000	4,604
Pre-tax net operating income	$2,047,000	3,040
Securities gains (losses)	$430,000	1,212
Applicable income taxes	$1,075,000	1,976
Income before extraordinary items	$1,402,000	3,271
Extraordinary gains, net	$0	1,422
Net income	$1,402,000	3,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	6,201
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,126,800	3,739

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.