Home > Fidelity Bank > Net charge- offs to loans
Fidelity Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0394% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7696% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5002% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6973% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0586% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1683% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8301% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2856% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7556% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2872% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7488% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0781% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6867% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 4,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1616% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3838% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3305% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3644% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 4,383 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2176% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3725% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1818% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3535% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 3,720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2552% | 4,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3142% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6954% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3080% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,315 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5097% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4883% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4892% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1258% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1258% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0001% | 3,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 3,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0483% | 3,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0705% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0705% | 1,836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0258% | 3,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0718% | 4,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0578% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3452% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1015% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1015% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0001% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1634% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1614% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1614% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1303% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1703% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0671% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2186% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1225% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1225% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5108% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0407% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0407% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 3,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3061% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1094% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1094% | 2,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 3,422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4112% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1704% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1704% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6774% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1759% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1759% | 2,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4890% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3967% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3967% | 1,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0072% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0924% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0924% | 2,866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 4,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1021% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1021% | 2,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 4,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 4,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0989% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0989% | 2,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 5,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0307% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1397% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0770% | 2,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0078% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2434% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1486% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1486% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1401% | 2,614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,727 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2085% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1329% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.0928% | 4,962 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1316% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2084% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 3,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0255% | 4,597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0013% | 3,870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2291% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2291% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3407% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0333% | 4,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0017% | 3,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1910% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1910% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7746% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0489% | 4,682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0434% | 4,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2581% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2581% | 1,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1644% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1294% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 4,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3405% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3405% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 50.0000% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 4,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 5,079 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 4,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1486% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1486% | 2,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 40.4959% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 3,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 5,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0342% | 4,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1484% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1484% | 2,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 26.9240% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 5,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1273% | 4,457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3463% | 5,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1636% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1636% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.8880% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0570% | 5,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0705% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3413% | 6,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1370% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1370% | 2,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.9608% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 3,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.1708% | 5,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0348% | 4,989 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1779% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3192% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1348% | 3,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1348% | 3,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 100.0565% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 3,067 |
| Percentage Net Loans Charged-off:Construction & development | -0.0458% | 5,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0464% | 5,054 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1262% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2406% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7064% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0735% | 3,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0735% | 3,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 110.1511% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 3,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 3,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.0670% | 5,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0679% | 5,095 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2521% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0773% | 2,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0773% | 2,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.8527% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.1351% | 5,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 5,041 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3594% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0822% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0822% | 2,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 32.6087% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.3513% | 5,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0279% | 579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 2,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1234% | 1,202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 2,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 2,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1543% | 3,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1543% | 3,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 32.4544% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 3,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.4755% | 5,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0397% | 473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0694% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 2,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0395% | 5,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1471% | 3,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1471% | 3,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.4552% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 5,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.6854% | 6,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 5,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1044% | 959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 5,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1429% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1429% | 2,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.9398% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 5,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1967% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2398% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 5,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1236% | 2,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1236% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.7291% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5668% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6906% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 1.4524% | 1,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8353% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 5,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4801% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1492% | 1,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5549% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 3,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0619% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0619% | 4,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 45.4847% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6815% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8386% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 1.7500% | 1,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9783% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 5,467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6078% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1651% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7078% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0869% | 2,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0550% | 3,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0550% | 3,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 42.5450% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4992% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6037% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.4585% | 1,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6555% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 5,477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7431% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 1,204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8828% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 2,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0897% | 3,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0897% | 3,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 37.2806% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3807% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.9047% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 5,526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6370% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2783% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7174% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 5,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0805% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0805% | 2,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.3046% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5693% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5711% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.3729% | 2,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6507% | 1,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0956% | 936 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6625% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 1,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8051% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2330% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1395% | 4,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1328% | 4,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 24.0626% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4866% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4152% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.4261% | 2,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4804% | 1,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1349% | 769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4001% | 2,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 1,668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4836% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6726% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3031% | 3,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2837% | 3,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3271% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2483% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.6307% | 1,824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4282% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 1,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5154% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2934% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2609% | 2,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3553% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 2,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0934% | 1,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4595% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0548% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5448% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4339% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3160% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2721% | 2,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2074% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3686% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 3.3657% | 1,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1741% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5226% | 841 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7763% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0884% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7163% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5415% | 3,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5500% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1813% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3092% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 2.4201% | 1,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5597% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6990% | 639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6252% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1605% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5238% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7533% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6104% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1161% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2583% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 2.2845% | 1,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7668% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4811% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9219% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3985% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2692% | 3,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6027% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1192% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2536% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 1.9699% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9940% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3624% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4509% | 742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3460% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3982% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5752% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9685% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8133% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | 1.5489% | 2,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8140% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5710% | 661 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3036% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9276% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 3,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4139% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9993% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9577% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8610% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 1.4915% | 1,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1389% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7666% | 458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0032% | 1,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1879% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3036% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0408% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1952% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0757% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 1.6685% | 1,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6148% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1654% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1910% | 2,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4027% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0817% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1184% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0229% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 3.2021% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2966% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3242% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 2,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7565% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9398% | 2,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5770% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4038% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.4647% | 2,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6440% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2673% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6154% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2130% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8713% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1211% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3871% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2624% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.5607% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2102% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3941% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1259% | 3,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2085% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 1,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1353% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1660% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1305% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1939% | 2,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0376% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2139% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 1,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1813% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3366% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1564% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9948% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 3,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 6,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6183% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1074% | 3,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 6,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6629% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1043% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 6,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6542% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 6,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7303% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 3,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0204% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 6,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6676% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 1,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0282% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0245% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 6,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6126% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 6,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5782% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5221% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0476% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 7,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8903% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 3,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0659% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 1,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 7,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8623% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0948% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 6,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7796% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1848% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0491% | 7,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5874% | 2,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 4,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0754% | 7,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4286% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1359% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4052% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5585% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1485% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1938% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1310% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1477% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 6,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9573% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1312% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2814% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6522% | 2,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 3,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1446% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3536% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 44.2372% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 2,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2138% | 3,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3373% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 40.6311% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3260% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 34.9235% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1009% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | 17.7778% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 6,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 8,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1426% | 8,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 8,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1307% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 8,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9518% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6068% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 58.0096% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 7,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 3,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2145% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 8,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 4,291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 7,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3910% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 7,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5300% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 7,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4752% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 8,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2404% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3017% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 8,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 1,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2673% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 8,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4739% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1200% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 8,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.2583% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6773% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 9,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 8,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 1,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1734% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5208% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |