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Fidelity Bank, Income and Expense

2019-06-30 (YTD Data)		Rank
Total interest income	$94,971,000	242
Total interest expense	$17,418,000	262
Net interest income	$77,553,000	234
Provision for loan and lease losses	$3,078,000	217
Total noninterest income	$52,463,000	135
Gross Fiduciary activities income	$1,454,000	287
Service charges on deposit accounts	$3,813,000	216
Trading account gains and fees	$0	131
Additional Noninterest Income	$47,196,000	109
Total noninterest expense	$145,278,000	130
Salaries and employee benefits	$70,726,000	124
Premises and equipment expense	$10,123,000	175
Additional noninterest expense	$64,429,000	108
Pre-tax net operating income	$-18,340,000	5,310
Securities gains (losses)	$0	1,702
Applicable income taxes	$-4,767,000	5,301
Income before extraordinary items	$-13,573,000	5,301
Extraordinary gains, net	$0	11
Net income	$-13,573,000	5,301
Minority interest net income	$0	69
Net income of bank and minority interests.	$-13,573,000	5,301
Net charge-offs	$2,983,000	174
Cash dividends	$21,900,000	175
Sale, conversion, retirement of capital stock, net	$3,840,000	51
Net operating income	$-13,573,000	5,300
2019-03-31 (YTD Data)		Rank
Total interest income	$47,041,000	244
Total interest expense	$8,478,000	261
Net interest income	$38,563,000	235
Provision for loan and lease losses	$936,000	301
Total noninterest income	$23,924,000	138
Gross Fiduciary activities income	$655,000	301
Service charges on deposit accounts	$1,785,000	223
Trading account gains and fees	$0	126
Additional Noninterest Income	$21,484,000	111
Total noninterest expense	$53,010,000	160
Salaries and employee benefits	$34,599,000	125
Premises and equipment expense	$5,089,000	176
Additional noninterest expense	$13,322,000	196
Pre-tax net operating income	$8,541,000	396
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,773,000	391
Income before extraordinary items	$6,768,000	404
Extraordinary gains, net	$0	5
Net income	$6,768,000	404
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,768,000	404
Net charge-offs	$931,000	226
Cash dividends	$3,000,000	372
Sale, conversion, retirement of capital stock, net	$534,000	100
Net operating income	$6,768,000	398
2018-12-31 (YTD Data)		Rank
Total interest income	$181,445,000	235
Total interest expense	$30,437,000	223
Net interest income	$151,008,000	232
Provision for loan and lease losses	$5,521,000	240
Total noninterest income	$138,322,000	111
Gross Fiduciary activities income	$2,282,000	320
Service charges on deposit accounts	$6,840,000	233
Trading account gains and fees	$0	126
Additional Noninterest Income	$129,200,000	89
Total noninterest expense	$222,970,000	151
Salaries and employee benefits	$148,909,000	117
Premises and equipment expense	$18,284,000	187
Additional noninterest expense	$55,777,000	191
Pre-tax net operating income	$60,839,000	275
Securities gains (losses)	$0	1,125
Applicable income taxes	$14,598,000	245
Income before extraordinary items	$46,241,000	283
Extraordinary gains, net	$0	6
Net income	$46,241,000	282
Minority interest net income	$0	72
Net income of bank and minority interests.	$46,241,000	283
Net charge-offs	$4,143,000	225
Cash dividends	$9,300,000	451
Sale, conversion, retirement of capital stock, net	$8,030,000	72
Net operating income	$46,241,000	286
2018-09-30 (YTD Data)		Rank
Total interest income	$133,174,000	235
Total interest expense	$22,120,000	219
Net interest income	$111,054,000	231
Provision for loan and lease losses	$4,776,000	211
Total noninterest income	$107,295,000	108
Gross Fiduciary activities income	$1,694,000	323
Service charges on deposit accounts	$4,993,000	233
Trading account gains and fees	$0	138
Additional Noninterest Income	$100,608,000	87
Total noninterest expense	$167,287,000	148
Salaries and employee benefits	$112,295,000	115
Premises and equipment expense	$13,731,000	183
Additional noninterest expense	$41,261,000	188
Pre-tax net operating income	$46,286,000	269
Securities gains (losses)	$0	1,118
Applicable income taxes	$10,544,000	249
Income before extraordinary items	$35,742,000	279
Extraordinary gains, net	$0	5
Net income	$35,742,000	278
Minority interest net income	$0	66
Net income of bank and minority interests.	$35,742,000	279
Net charge-offs	$3,391,000	201
Cash dividends	$6,000,000	463
Sale, conversion, retirement of capital stock, net	$4,108,000	92
Net operating income	$35,742,000	278
2018-06-30 (YTD Data)		Rank
Total interest income	$86,302,000	232
Total interest expense	$14,378,000	207
Net interest income	$71,924,000	232
Provision for loan and lease losses	$4,416,000	171
Total noninterest income	$73,658,000	104
Gross Fiduciary activities income	$1,106,000	328
Service charges on deposit accounts	$3,140,000	244
Trading account gains and fees	$0	130
Additional Noninterest Income	$69,412,000	82
Total noninterest expense	$112,143,000	141
Salaries and employee benefits	$74,152,000	115
Premises and equipment expense	$9,224,000	177
Additional noninterest expense	$28,767,000	188
Pre-tax net operating income	$29,023,000	273
Securities gains (losses)	$0	961
Applicable income taxes	$6,616,000	252
Income before extraordinary items	$22,407,000	280
Extraordinary gains, net	$0	6
Net income	$22,407,000	280
Minority interest net income	$0	65
Net income of bank and minority interests.	$22,407,000	280
Net charge-offs	$2,565,000	186
Cash dividends	$6,000,000	330
Sale, conversion, retirement of capital stock, net	$2,751,000	76
Net operating income	$22,407,000	282
2018-03-31 (YTD Data)		Rank
Total interest income	$41,564,000	233
Total interest expense	$6,475,000	213
Net interest income	$35,089,000	234
Provision for loan and lease losses	$2,130,000	164
Total noninterest income	$36,721,000	103
Gross Fiduciary activities income	$532,000	339
Service charges on deposit accounts	$1,571,000	247
Trading account gains and fees	$0	123
Additional Noninterest Income	$34,618,000	82
Total noninterest expense	$54,388,000	146
Salaries and employee benefits	$34,937,000	118
Premises and equipment expense	$4,806,000	171
Additional noninterest expense	$14,645,000	185
Pre-tax net operating income	$15,292,000	264
Securities gains (losses)	$0	735
Applicable income taxes	$3,330,000	254
Income before extraordinary items	$11,962,000	268
Extraordinary gains, net	$0	7
Net income	$11,962,000	268
Minority interest net income	$0	52
Net income of bank and minority interests.	$11,962,000	268
Net charge-offs	$962,000	231
Cash dividends	$3,000,000	300
Sale, conversion, retirement of capital stock, net	$1,395,000	72
Net operating income	$11,962,000	266
2017-12-31 (YTD Data)		Rank
Total interest income	$157,980,000	229
Total interest expense	$21,616,000	202
Net interest income	$136,364,000	230
Provision for loan and lease losses	$4,275,000	278
Total noninterest income	$134,066,000	111
Gross Fiduciary activities income	$1,288,000	414
Service charges on deposit accounts	$6,020,000	255
Trading account gains and fees	$0	151
Additional Noninterest Income	$126,758,000	89
Total noninterest expense	$209,636,000	150
Salaries and employee benefits	$137,417,000	111
Premises and equipment expense	$17,603,000	173
Additional noninterest expense	$54,616,000	188
Pre-tax net operating income	$56,519,000	260
Securities gains (losses)	$0	2,243
Applicable income taxes	$15,243,000	312
Income before extraordinary items	$41,276,000	247
Extraordinary gains, net	$0	9
Net income	$41,276,000	247
Minority interest net income	$0	76
Net income of bank and minority interests.	$41,276,000	247
Net charge-offs	$4,177,000	233
Cash dividends	$9,000,000	409
Sale, conversion, retirement of capital stock, net	$4,625,000	105
Net operating income	$41,276,000	246
2017-09-30 (YTD Data)		Rank
Total interest income	$116,323,000	228
Total interest expense	$16,134,000	198
Net interest income	$100,189,000	232
Provision for loan and lease losses	$4,275,000	224
Total noninterest income	$105,431,000	108
Gross Fiduciary activities income	$853,000	435
Service charges on deposit accounts	$4,489,000	258
Trading account gains and fees	$0	145
Additional Noninterest Income	$100,089,000	84
Total noninterest expense	$157,045,000	148
Salaries and employee benefits	$103,355,000	108
Premises and equipment expense	$12,947,000	177
Additional noninterest expense	$40,743,000	184
Pre-tax net operating income	$44,300,000	255
Securities gains (losses)	$0	2,274
Applicable income taxes	$16,276,000	221
Income before extraordinary items	$28,024,000	275
Extraordinary gains, net	$0	9
Net income	$28,024,000	275
Minority interest net income	$0	71
Net income of bank and minority interests.	$28,024,000	275
Net charge-offs	$3,247,000	215
Cash dividends	$5,000,000	498
Sale, conversion, retirement of capital stock, net	$3,105,000	109
Net operating income	$28,024,000	273
2017-06-30 (YTD Data)		Rank
Total interest income	$77,220,000	229
Total interest expense	$10,711,000	191
Net interest income	$66,509,000	235
Provision for loan and lease losses	$2,850,000	219
Total noninterest income	$72,000,000	107
Gross Fiduciary activities income	$529,000	448
Service charges on deposit accounts	$2,936,000	258
Trading account gains and fees	$0	139
Additional Noninterest Income	$68,535,000	81
Total noninterest expense	$104,442,000	146
Salaries and employee benefits	$67,911,000	109
Premises and equipment expense	$8,588,000	176
Additional noninterest expense	$27,943,000	179
Pre-tax net operating income	$31,217,000	241
Securities gains (losses)	$0	1,906
Applicable income taxes	$11,320,000	217
Income before extraordinary items	$19,897,000	268
Extraordinary gains, net	$0	11
Net income	$19,897,000	268
Minority interest net income	$0	71
Net income of bank and minority interests.	$19,897,000	268
Net charge-offs	$2,147,000	218
Cash dividends	$2,000,000	754
Sale, conversion, retirement of capital stock, net	$1,583,000	112
Net operating income	$19,897,000	265
2017-03-31 (YTD Data)		Rank
Total interest income	$37,639,000	230
Total interest expense	$5,076,000	197
Net interest income	$32,563,000	235
Provision for loan and lease losses	$2,100,000	170
Total noninterest income	$37,059,000	105
Gross Fiduciary activities income	$289,000	437
Service charges on deposit accounts	$1,455,000	261
Trading account gains and fees	$0	142
Additional Noninterest Income	$35,315,000	78
Total noninterest expense	$50,224,000	150
Salaries and employee benefits	$32,810,000	112
Premises and equipment expense	$4,035,000	184
Additional noninterest expense	$13,379,000	183
Pre-tax net operating income	$17,298,000	226
Securities gains (losses)	$0	1,153
Applicable income taxes	$6,525,000	199
Income before extraordinary items	$10,773,000	253
Extraordinary gains, net	$0	8
Net income	$10,773,000	253
Minority interest net income	$0	55
Net income of bank and minority interests.	$10,773,000	253
Net charge-offs	$1,367,000	185
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$752,000	98
Net operating income	$10,773,000	250
2016-12-31 (YTD Data)		Rank
Total interest income	$149,282,000	220
Total interest expense	$19,530,000	187
Net interest income	$129,752,000	227
Provision for loan and lease losses	$8,230,000	188
Total noninterest income	$138,942,000	105
Gross Fiduciary activities income	$681,000	532
Service charges on deposit accounts	$5,941,000	252
Trading account gains and fees	$0	170
Additional Noninterest Income	$132,320,000	83
Total noninterest expense	$199,129,000	149
Salaries and employee benefits	$130,087,000	107
Premises and equipment expense	$17,352,000	172
Additional noninterest expense	$51,690,000	189
Pre-tax net operating income	$61,335,000	233
Securities gains (losses)	$577,000	383
Applicable income taxes	$22,531,000	212
Income before extraordinary items	$39,381,000	256
Extraordinary gains, net	$0	5
Net income	$39,381,000	254
Minority interest net income	$0	82
Net income of bank and minority interests.	$39,381,000	255
Net charge-offs	$4,167,000	240
Cash dividends	$4,800,000	694
Sale, conversion, retirement of capital stock, net	$3,159,000	122
Net operating income	$39,011,720	256
2016-09-30 (YTD Data)		Rank
Total interest income	$110,995,000	219
Total interest expense	$14,437,000	185
Net interest income	$96,558,000	225
Provision for loan and lease losses	$5,746,000	189
Total noninterest income	$92,435,000	114
Gross Fiduciary activities income	$504,000	530
Service charges on deposit accounts	$4,357,000	258
Trading account gains and fees	$0	169
Additional Noninterest Income	$87,574,000	89
Total noninterest expense	$145,167,000	148
Salaries and employee benefits	$94,890,000	111
Premises and equipment expense	$12,599,000	173
Additional noninterest expense	$37,678,000	189
Pre-tax net operating income	$38,080,000	254
Securities gains (losses)	$577,000	343
Applicable income taxes	$14,236,000	227
Income before extraordinary items	$24,421,000	282
Extraordinary gains, net	$0	5
Net income	$24,421,000	282
Minority interest net income	$0	71
Net income of bank and minority interests.	$24,421,000	282
Net charge-offs	$1,854,000	318
Cash dividends	$2,800,000	810
Sale, conversion, retirement of capital stock, net	$1,087,000	149
Net operating income	$24,051,720	279
2016-06-30 (YTD Data)		Rank
Total interest income	$71,097,000	228
Total interest expense	$9,532,000	188
Net interest income	$61,565,000	235
Provision for loan and lease losses	$3,628,000	194
Total noninterest income	$53,756,000	121
Gross Fiduciary activities income	$308,000	554
Service charges on deposit accounts	$2,803,000	269
Trading account gains and fees	$0	157
Additional Noninterest Income	$50,645,000	96
Total noninterest expense	$93,355,000	154
Salaries and employee benefits	$61,342,000	115
Premises and equipment expense	$8,385,000	177
Additional noninterest expense	$23,628,000	196
Pre-tax net operating income	$18,338,000	316
Securities gains (losses)	$281,000	450
Applicable income taxes	$6,859,000	271
Income before extraordinary items	$11,760,000	351
Extraordinary gains, net	$0	16
Net income	$11,760,000	349
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,760,000	350
Net charge-offs	$1,824,000	230
Cash dividends	$2,800,000	592
Sale, conversion, retirement of capital stock, net	$1,039,000	121
Net operating income	$11,580,160	350
2016-03-31 (YTD Data)		Rank
Total interest income	$34,292,000	234
Total interest expense	$4,785,000	185
Net interest income	$29,507,000	242
Provision for loan and lease losses	$500,000	456
Total noninterest income	$24,374,000	125
Gross Fiduciary activities income	$146,000	570
Service charges on deposit accounts	$1,370,000	273
Trading account gains and fees	$0	142
Additional Noninterest Income	$22,858,000	99
Total noninterest expense	$45,649,000	157
Salaries and employee benefits	$29,422,000	118
Premises and equipment expense	$4,380,000	172
Additional noninterest expense	$11,847,000	196
Pre-tax net operating income	$7,732,000	344
Securities gains (losses)	$81,000	621
Applicable income taxes	$2,848,000	311
Income before extraordinary items	$4,965,000	384
Extraordinary gains, net	$0	12
Net income	$4,965,000	384
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,965,000	384
Net charge-offs	$-139,000	5,933
Cash dividends	$2,800,000	334
Sale, conversion, retirement of capital stock, net	$873,000	79
Net operating income	$4,913,160	381
2015-12-31 (YTD Data)		Rank
Total interest income	$116,644,000	257
Total interest expense	$15,036,000	208
Net interest income	$101,608,000	261
Provision for loan and lease losses	$4,351,000	242
Total noninterest income	$127,130,000	105
Gross Fiduciary activities income	$470,000	614
Service charges on deposit accounts	$4,955,000	295
Trading account gains and fees	$0	159
Additional Noninterest Income	$121,705,000	86
Total noninterest expense	$161,615,000	174
Salaries and employee benefits	$103,686,000	126
Premises and equipment expense	$15,936,000	182
Additional noninterest expense	$41,993,000	208
Pre-tax net operating income	$62,772,000	213
Securities gains (losses)	$-329,000	6,133
Applicable income taxes	$22,825,000	199
Income before extraordinary items	$39,618,000	246
Extraordinary gains, net	$0	23
Net income	$39,618,000	246
Minority interest net income	$0	81
Net income of bank and minority interests.	$39,618,000	246
Net charge-offs	$3,069,000	263
Cash dividends	$2,000,000	1,332
Sale, conversion, retirement of capital stock, net	$1,091,000	213
Net operating income	$39,828,560	242
2015-09-30 (YTD Data)		Rank
Total interest income	$83,599,000	272
Total interest expense	$10,338,000	221
Net interest income	$73,261,000	274
Provision for loan and lease losses	$1,254,000	488
Total noninterest income	$98,688,000	103
Gross Fiduciary activities income	$313,000	639
Service charges on deposit accounts	$3,508,000	317
Trading account gains and fees	$0	153
Additional Noninterest Income	$94,867,000	85
Total noninterest expense	$118,891,000	177
Salaries and employee benefits	$77,168,000	127
Premises and equipment expense	$11,252,000	196
Additional noninterest expense	$30,471,000	222
Pre-tax net operating income	$51,804,000	204
Securities gains (losses)	$0	3,031
Applicable income taxes	$18,988,000	190
Income before extraordinary items	$32,816,000	231
Extraordinary gains, net	$0	21
Net income	$32,816,000	231
Minority interest net income	$0	78
Net income of bank and minority interests.	$32,816,000	231
Net charge-offs	$1,781,000	305
Cash dividends	$2,000,000	975
Sale, conversion, retirement of capital stock, net	$643,000	219
Net operating income	$32,816,000	228
2015-06-30 (YTD Data)		Rank
Total interest income	$54,002,000	279
Total interest expense	$6,071,000	237
Net interest income	$47,931,000	277
Provision for loan and lease losses	$-74,000	6,027
Total noninterest income	$68,579,000	105
Gross Fiduciary activities income	$171,000	677
Service charges on deposit accounts	$2,278,000	324
Trading account gains and fees	$0	157
Additional Noninterest Income	$66,130,000	83
Total noninterest expense	$79,160,000	176
Salaries and employee benefits	$52,213,000	123
Premises and equipment expense	$6,967,000	207
Additional noninterest expense	$19,980,000	224
Pre-tax net operating income	$37,424,000	199
Securities gains (losses)	$0	2,636
Applicable income taxes	$13,762,000	181
Income before extraordinary items	$23,662,000	218
Extraordinary gains, net	$0	22
Net income	$23,662,000	218
Minority interest net income	$0	75
Net income of bank and minority interests.	$23,662,000	218
Net charge-offs	$1,469,000	274
Cash dividends	$2,000,000	690
Sale, conversion, retirement of capital stock, net	$529,000	189
Net operating income	$23,662,000	217
2015-03-31 (YTD Data)		Rank
Total interest income	$26,486,000	278
Total interest expense	$2,760,000	252
Net interest income	$23,726,000	278
Provision for loan and lease losses	$108,000	1,367
Total noninterest income	$32,698,000	105
Gross Fiduciary activities income	$66,000	725
Service charges on deposit accounts	$1,083,000	331
Trading account gains and fees	$0	152
Additional Noninterest Income	$31,549,000	85
Total noninterest expense	$38,343,000	183
Salaries and employee benefits	$24,866,000	129
Premises and equipment expense	$3,498,000	207
Additional noninterest expense	$9,979,000	221
Pre-tax net operating income	$17,973,000	195
Securities gains (losses)	$0	2,027
Applicable income taxes	$6,586,000	182
Income before extraordinary items	$11,387,000	215
Extraordinary gains, net	$0	13
Net income	$11,387,000	215
Minority interest net income	$0	64
Net income of bank and minority interests.	$11,387,000	215
Net charge-offs	$1,628,000	154
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$91,000	270
Net operating income	$11,387,000	213
2014-12-31 (YTD Data)		Rank
Total interest income	$101,667,000	280
Total interest expense	$10,494,000	271
Net interest income	$91,173,000	277
Provision for loan and lease losses	$531,000	1,404
Total noninterest income	$94,519,000	124
Gross Fiduciary activities income	$32,000	974
Service charges on deposit accounts	$4,438,000	339
Trading account gains and fees	$0	180
Additional Noninterest Income	$90,049,000	96
Total noninterest expense	$139,286,000	190
Salaries and employee benefits	$86,994,000	141
Premises and equipment expense	$13,049,000	211
Additional noninterest expense	$39,243,000	227
Pre-tax net operating income	$45,875,000	248
Securities gains (losses)	$0	3,259
Applicable income taxes	$16,200,000	225
Income before extraordinary items	$29,675,000	279
Extraordinary gains, net	$0	17
Net income	$29,675,000	278
Minority interest net income	$0	84
Net income of bank and minority interests.	$29,675,000	278
Net charge-offs	$6,706,000	184
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$656,000	262
Net operating income	$29,675,000	272
2014-09-30 (YTD Data)		Rank
Total interest income	$75,034,000	279
Total interest expense	$7,661,000	276
Net interest income	$67,373,000	280
Provision for loan and lease losses	$-25,000	6,100
Total noninterest income	$70,132,000	125
Gross Fiduciary activities income	$11,000	1,026
Service charges on deposit accounts	$3,209,000	347
Trading account gains and fees	$0	174
Additional Noninterest Income	$66,912,000	98
Total noninterest expense	$102,546,000	190
Salaries and employee benefits	$63,523,000	143
Premises and equipment expense	$9,525,000	212
Additional noninterest expense	$29,498,000	222
Pre-tax net operating income	$34,984,000	247
Securities gains (losses)	$0	2,980
Applicable income taxes	$12,402,000	224
Income before extraordinary items	$22,582,000	277
Extraordinary gains, net	$0	15
Net income	$22,582,000	277
Minority interest net income	$0	81
Net income of bank and minority interests.	$22,582,000	277
Net charge-offs	$3,963,000	220
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$490,000	232
Net operating income	$22,582,000	270
2014-06-30 (YTD Data)		Rank
Total interest income	$49,143,000	279
Total interest expense	$5,122,000	275
Net interest income	$44,021,000	285
Provision for loan and lease losses	$-1,884,000	6,603
Total noninterest income	$42,456,000	129
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$2,068,000	352
Trading account gains and fees	$0	172
Additional Noninterest Income	$40,388,000	101
Total noninterest expense	$66,648,000	194
Salaries and employee benefits	$41,138,000	147
Premises and equipment expense	$6,043,000	218
Additional noninterest expense	$19,467,000	229
Pre-tax net operating income	$21,713,000	247
Securities gains (losses)	$0	2,580
Applicable income taxes	$7,784,000	224
Income before extraordinary items	$13,929,000	279
Extraordinary gains, net	$0	20
Net income	$13,929,000	280
Minority interest net income	$0	80
Net income of bank and minority interests.	$13,929,000	280
Net charge-offs	$1,920,000	297
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$327,000	217
Net operating income	$13,929,000	274
2014-03-31 (YTD Data)		Rank
Total interest income	$23,084,000	290
Total interest expense	$2,627,000	272
Net interest income	$20,457,000	295
Provision for loan and lease losses	$-2,450,000	6,707
Total noninterest income	$19,330,000	133
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$1,002,000	355
Trading account gains and fees	$0	147
Additional Noninterest Income	$18,328,000	106
Total noninterest expense	$32,782,000	196
Salaries and employee benefits	$19,555,000	155
Premises and equipment expense	$2,619,000	259
Additional noninterest expense	$10,608,000	213
Pre-tax net operating income	$9,455,000	270
Securities gains (losses)	$0	1,715
Applicable income taxes	$3,391,000	241
Income before extraordinary items	$6,064,000	299
Extraordinary gains, net	$0	16
Net income	$6,064,000	299
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,064,000	299
Net charge-offs	$-105,000	6,483
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$166,000	200
Net operating income	$6,064,000	292
2013-12-31 (YTD Data)		Rank
Total interest income	$97,564,000	280
Total interest expense	$11,698,000	268
Net interest income	$85,866,000	283
Provision for loan and lease losses	$5,440,000	249
Total noninterest income	$96,299,000	125
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$4,157,000	360
Trading account gains and fees	$0	184
Additional Noninterest Income	$92,142,000	98
Total noninterest expense	$132,279,000	187
Salaries and employee benefits	$82,321,000	144
Premises and equipment expense	$10,406,000	252
Additional noninterest expense	$39,552,000	227
Pre-tax net operating income	$44,446,000	236
Securities gains (losses)	$189,000	928
Applicable income taxes	$15,817,000	206
Income before extraordinary items	$28,818,000	268
Extraordinary gains, net	$0	29
Net income	$28,818,000	268
Minority interest net income	$0	90
Net income of bank and minority interests.	$28,818,000	268
Net charge-offs	$6,831,000	259
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$430,000	307
Net operating income	$28,695,150	269
2013-09-30 (YTD Data)		Rank
Total interest income	$73,786,000	279
Total interest expense	$8,960,000	268
Net interest income	$64,826,000	281
Provision for loan and lease losses	$5,168,000	207
Total noninterest income	$78,901,000	120
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$3,037,000	369
Trading account gains and fees	$0	180
Additional Noninterest Income	$75,864,000	93
Total noninterest expense	$99,378,000	180
Salaries and employee benefits	$63,372,000	140
Premises and equipment expense	$7,590,000	253
Additional noninterest expense	$28,416,000	228
Pre-tax net operating income	$39,181,000	217
Securities gains (losses)	$1,000	2,916
Applicable income taxes	$14,086,000	194
Income before extraordinary items	$25,096,000	249
Extraordinary gains, net	$0	25
Net income	$25,096,000	248
Minority interest net income	$0	84
Net income of bank and minority interests.	$25,096,000	249
Net charge-offs	$6,571,000	204
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$445,000	241
Net operating income	$25,095,360	248
2013-06-30 (YTD Data)		Rank
Total interest income	$48,669,000	282
Total interest expense	$6,126,000	265
Net interest income	$42,543,000	282
Provision for loan and lease losses	$4,047,000	196
Total noninterest income	$53,389,000	121
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,963,000	368
Trading account gains and fees	$0	157
Additional Noninterest Income	$51,426,000	100
Total noninterest expense	$66,287,000	180
Salaries and employee benefits	$42,929,000	139
Premises and equipment expense	$4,730,000	278
Additional noninterest expense	$18,628,000	232
Pre-tax net operating income	$25,598,000	223
Securities gains (losses)	$1,000	2,688
Applicable income taxes	$9,231,000	197
Income before extraordinary items	$16,368,000	249
Extraordinary gains, net	$0	22
Net income	$16,368,000	249
Minority interest net income	$0	82
Net income of bank and minority interests.	$16,368,000	250
Net charge-offs	$5,374,000	187
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$265,000	233
Net operating income	$16,367,360	245
2013-03-31 (YTD Data)		Rank
Total interest income	$24,879,000	283
Total interest expense	$3,136,000	265
Net interest income	$21,743,000	281
Provision for loan and lease losses	$3,476,000	133
Total noninterest income	$25,080,000	126
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$949,000	376
Trading account gains and fees	$0	148
Additional Noninterest Income	$24,131,000	103
Total noninterest expense	$32,771,000	185
Salaries and employee benefits	$20,672,000	145
Premises and equipment expense	$2,423,000	267
Additional noninterest expense	$9,676,000	230
Pre-tax net operating income	$10,576,000	249
Securities gains (losses)	$0	1,966
Applicable income taxes	$3,835,000	223
Income before extraordinary items	$6,741,000	275
Extraordinary gains, net	$0	10
Net income	$6,741,000	276
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,741,000	276
Net charge-offs	$3,652,000	155
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$132,000	205
Net operating income	$6,741,000	264
2012-12-31 (YTD Data)		Rank
Total interest income	$96,969,000	289
Total interest expense	$13,275,000	310
Net interest income	$83,694,000	292
Provision for loan and lease losses	$13,420,000	219
Total noninterest income	$87,539,000	137
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$4,686,000	326
Trading account gains and fees	$0	166
Additional Noninterest Income	$82,853,000	116
Total noninterest expense	$115,487,000	210
Salaries and employee benefits	$69,649,000	161
Premises and equipment expense	$9,318,000	273
Additional noninterest expense	$36,520,000	249
Pre-tax net operating income	$42,326,000	237
Securities gains (losses)	$307,000	1,353
Applicable income taxes	$15,470,000	206
Income before extraordinary items	$27,163,000	279
Extraordinary gains, net	$0	29
Net income	$27,163,000	279
Minority interest net income	$0	93
Net income of bank and minority interests.	$27,163,000	279
Net charge-offs	$10,342,000	305
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$83,000	608
Net operating income	$26,966,520	271
2012-09-30 (YTD Data)		Rank
Total interest income	$72,813,000	293
Total interest expense	$10,020,000	320
Net interest income	$62,793,000	295
Provision for loan and lease losses	$8,177,000	264
Total noninterest income	$61,411,000	141
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$3,569,000	327
Trading account gains and fees	$0	157
Additional Noninterest Income	$57,842,000	118
Total noninterest expense	$82,755,000	219
Salaries and employee benefits	$48,763,000	170
Premises and equipment expense	$6,902,000	278
Additional noninterest expense	$27,090,000	250
Pre-tax net operating income	$33,272,000	234
Securities gains (losses)	$307,000	1,097
Applicable income taxes	$12,195,000	204
Income before extraordinary items	$21,384,000	268
Extraordinary gains, net	$0	20
Net income	$21,384,000	268
Minority interest net income	$0	86
Net income of bank and minority interests.	$21,384,000	268
Net charge-offs	$6,672,000	358
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$35,000	680
Net operating income	$21,187,520	258
2012-06-30 (YTD Data)		Rank
Total interest income	$48,000,000	298
Total interest expense	$6,750,000	325
Net interest income	$41,250,000	299
Provision for loan and lease losses	$4,700,000	317
Total noninterest income	$34,385,000	157
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$2,311,000	338
Trading account gains and fees	$0	153
Additional Noninterest Income	$32,074,000	135
Total noninterest expense	$51,475,000	229
Salaries and employee benefits	$30,174,000	183
Premises and equipment expense	$4,493,000	290
Additional noninterest expense	$16,808,000	262
Pre-tax net operating income	$19,460,000	247
Securities gains (losses)	$302,000	851
Applicable income taxes	$7,039,000	223
Income before extraordinary items	$12,723,000	287
Extraordinary gains, net	$0	19
Net income	$12,723,000	287
Minority interest net income	$0	84
Net income of bank and minority interests.	$12,723,000	287
Net charge-offs	$5,451,000	316
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$23,000	647
Net operating income	$12,529,720	273
2012-03-31 (YTD Data)		Rank
Total interest income	$24,048,000	297
Total interest expense	$3,581,000	318
Net interest income	$20,467,000	298
Provision for loan and lease losses	$3,750,000	211
Total noninterest income	$17,439,000	152
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,131,000	336
Trading account gains and fees	$0	148
Additional Noninterest Income	$16,308,000	126
Total noninterest expense	$25,431,000	226
Salaries and employee benefits	$14,849,000	182
Premises and equipment expense	$2,203,000	290
Additional noninterest expense	$8,379,000	256
Pre-tax net operating income	$8,725,000	266
Securities gains (losses)	$302,000	455
Applicable income taxes	$3,210,000	231
Income before extraordinary items	$5,817,000	302
Extraordinary gains, net	$0	19
Net income	$5,817,000	303
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,817,000	303
Net charge-offs	$2,424,000	347
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$5,623,720	293
2011-12-31 (YTD Data)		Rank
Total interest income	$92,899,000	313
Total interest expense	$18,765,000	295
Net interest income	$74,134,000	318
Provision for loan and lease losses	$20,325,000	227
Total noninterest income	$51,119,000	186
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$4,133,000	373
Trading account gains and fees	$0	146
Additional Noninterest Income	$46,986,000	154
Total noninterest expense	$85,728,000	257
Salaries and employee benefits	$47,525,000	209
Premises and equipment expense	$7,644,000	342
Additional noninterest expense	$30,559,000	274
Pre-tax net operating income	$19,200,000	379
Securities gains (losses)	$1,078,000	414
Applicable income taxes	$6,590,000	338
Income before extraordinary items	$13,688,000	405
Extraordinary gains, net	$0	29
Net income	$13,688,000	406
Minority interest net income	$0	96
Net income of bank and minority interests.	$13,688,000	406
Net charge-offs	$20,451,000	253
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$-81,000	7,297
Net operating income	$12,954,960	413
2011-09-30 (YTD Data)		Rank
Total interest income	$68,862,000	318
Total interest expense	$14,655,000	295
Net interest income	$54,207,000	323
Provision for loan and lease losses	$15,025,000	232
Total noninterest income	$35,278,000	201
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,989,000	391
Trading account gains and fees	$0	145
Additional Noninterest Income	$32,289,000	160
Total noninterest expense	$61,945,000	264
Salaries and employee benefits	$34,115,000	217
Premises and equipment expense	$5,718,000	343
Additional noninterest expense	$22,112,000	273
Pre-tax net operating income	$12,515,000	421
Securities gains (losses)	$1,078,000	324
Applicable income taxes	$4,272,000	373
Income before extraordinary items	$9,321,000	441
Extraordinary gains, net	$0	21
Net income	$9,321,000	440
Minority interest net income	$0	87
Net income of bank and minority interests.	$9,321,000	441
Net charge-offs	$13,726,000	268
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$-81,000	7,385
Net operating income	$8,577,180	471
2011-06-30 (YTD Data)		Rank
Total interest income	$46,105,000	320
Total interest expense	$10,264,000	299
Net interest income	$35,841,000	327
Provision for loan and lease losses	$10,625,000	227
Total noninterest income	$25,110,000	190
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,967,000	396
Trading account gains and fees	$0	153
Additional Noninterest Income	$23,143,000	155
Total noninterest expense	$41,434,000	270
Salaries and employee benefits	$22,463,000	225
Premises and equipment expense	$3,870,000	349
Additional noninterest expense	$15,101,000	282
Pre-tax net operating income	$8,892,000	405
Securities gains (losses)	$1,078,000	187
Applicable income taxes	$3,315,000	337
Income before extraordinary items	$6,655,000	413
Extraordinary gains, net	$0	15
Net income	$6,655,000	413
Minority interest net income	$0	89
Net income of bank and minority interests.	$6,655,000	413
Net charge-offs	$8,906,000	290
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$50,000	543
Net operating income	$5,932,740	441
2011-03-31 (YTD Data)		Rank
Total interest income	$23,230,000	317
Total interest expense	$5,243,000	303
Net interest income	$17,987,000	325
Provision for loan and lease losses	$5,775,000	213
Total noninterest income	$11,888,000	206
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$955,000	399
Trading account gains and fees	$0	158
Additional Noninterest Income	$10,933,000	163
Total noninterest expense	$20,508,000	269
Salaries and employee benefits	$10,822,000	238
Premises and equipment expense	$1,904,000	356
Additional noninterest expense	$7,782,000	268
Pre-tax net operating income	$3,592,000	479
Securities gains (losses)	$0	1,772
Applicable income taxes	$1,146,000	414
Income before extraordinary items	$2,446,000	545
Extraordinary gains, net	$0	9
Net income	$2,446,000	544
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,446,000	545
Net charge-offs	$4,163,000	314
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$25,000	492
Net operating income	$2,446,000	531
2010-12-31 (YTD Data)		Rank
Total interest income	$94,694,000	322
Total interest expense	$26,442,000	295
Net interest income	$68,252,000	336
Provision for loan and lease losses	$17,125,000	427
Total noninterest income	$41,163,000	234
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$4,229,000	368
Trading account gains and fees	$0	175
Additional Noninterest Income	$36,934,000	187
Total noninterest expense	$75,919,000	289
Salaries and employee benefits	$42,572,000	227
Premises and equipment expense	$7,266,000	364
Additional noninterest expense	$26,081,000	327
Pre-tax net operating income	$16,371,000	366
Securities gains (losses)	$2,291,000	234
Applicable income taxes	$5,957,000	320
Income before extraordinary items	$12,705,000	368
Extraordinary gains, net	$0	29
Net income	$12,705,000	367
Minority interest net income	$0	111
Net income of bank and minority interests.	$12,705,000	368
Net charge-offs	$19,115,000	348
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$183,000	641
Net operating income	$11,147,120	394
2010-09-30 (YTD Data)		Rank
Total interest income	$70,948,000	323
Total interest expense	$21,053,000	287
Net interest income	$49,895,000	338
Provision for loan and lease losses	$10,150,000	491
Total noninterest income	$27,435,000	247
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$3,242,000	360
Trading account gains and fees	$0	165
Additional Noninterest Income	$24,193,000	205
Total noninterest expense	$55,863,000	284
Salaries and employee benefits	$30,634,000	234
Premises and equipment expense	$5,425,000	365
Additional noninterest expense	$19,804,000	308
Pre-tax net operating income	$11,317,000	385
Securities gains (losses)	$2,291,000	190
Applicable income taxes	$4,598,000	304
Income before extraordinary items	$9,010,000	377
Extraordinary gains, net	$0	23
Net income	$9,010,000	377
Minority interest net income	$0	110
Net income of bank and minority interests.	$9,010,000	378
Net charge-offs	$11,929,000	394
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$82,000	706
Net operating income	$7,497,940	443
2010-06-30 (YTD Data)		Rank
Total interest income	$47,399,000	326
Total interest expense	$14,813,000	281
Net interest income	$32,586,000	348
Provision for loan and lease losses	$5,125,000	623
Total noninterest income	$15,725,000	274
Gross Fiduciary activities income	$2,000	1,203
Service charges on deposit accounts	$2,172,000	359
Trading account gains and fees	$0	152
Additional Noninterest Income	$13,551,000	219
Total noninterest expense	$35,844,000	296
Salaries and employee benefits	$18,905,000	246
Premises and equipment expense	$3,565,000	365
Additional noninterest expense	$13,374,000	302
Pre-tax net operating income	$7,342,000	386
Securities gains (losses)	$2,291,000	126
Applicable income taxes	$3,320,000	270
Income before extraordinary items	$6,313,000	349
Extraordinary gains, net	$0	19
Net income	$6,313,000	349
Minority interest net income	$0	105
Net income of bank and minority interests.	$6,313,000	349
Net charge-offs	$8,094,000	388
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$59,000	610
Net operating income	$4,800,940	445
2010-03-31 (YTD Data)		Rank
Total interest income	$23,095,000	348
Total interest expense	$7,641,000	290
Net interest income	$15,454,000	366
Provision for loan and lease losses	$3,975,000	452
Total noninterest income	$6,644,000	315
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$1,035,000	374
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,609,000	254
Total noninterest expense	$17,041,000	309
Salaries and employee benefits	$8,884,000	270
Premises and equipment expense	$1,750,000	387
Additional noninterest expense	$6,407,000	312
Pre-tax net operating income	$1,082,000	1,211
Securities gains (losses)	$0	2,284
Applicable income taxes	$279,000	1,112
Income before extraordinary items	$803,000	1,365
Extraordinary gains, net	$0	16
Net income	$803,000	1,368
Minority interest net income	$0	91
Net income of bank and minority interests.	$803,000	1,367
Net charge-offs	$4,574,000	359
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$33,000	521
Net operating income	$803,000	1,322
2009-12-31 (YTD Data)		Rank
Total interest income	$96,998,000	348
Total interest expense	$41,824,000	275
Net interest income	$55,174,000	395
Provision for loan and lease losses	$28,800,000	384
Total noninterest income	$29,228,000	302
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$4,346,000	384
Trading account gains and fees	$0	211
Additional Noninterest Income	$24,882,000	242
Total noninterest expense	$64,566,000	352
Salaries and employee benefits	$33,261,000	285
Premises and equipment expense	$7,207,000	375
Additional noninterest expense	$24,098,000	384
Pre-tax net operating income	$-8,964,000	7,442
Securities gains (losses)	$5,308,000	117
Applicable income taxes	$-2,377,000	7,560
Income before extraordinary items	$-1,279,000	6,487
Extraordinary gains, net	$0	34
Net income	$-1,279,000	6,487
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,279,000	6,487
Net charge-offs	$32,419,000	274
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$232,000	682
Net operating income	$-4,676,120	7,244
2009-09-30 (YTD Data)		Rank
Total interest income	$72,664,000	364
Total interest expense	$33,111,000	284
Net interest income	$39,553,000	417
Provision for loan and lease losses	$21,300,000	369
Total noninterest income	$21,694,000	309
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$3,216,000	389
Trading account gains and fees	$0	212
Additional Noninterest Income	$18,478,000	246
Total noninterest expense	$48,018,000	359
Salaries and employee benefits	$24,969,000	293
Premises and equipment expense	$5,398,000	384
Additional noninterest expense	$17,651,000	388
Pre-tax net operating income	$-8,071,000	7,676
Securities gains (losses)	$519,000	680
Applicable income taxes	$-3,694,000	7,850
Income before extraordinary items	$-3,858,000	7,473
Extraordinary gains, net	$0	27
Net income	$-3,858,000	7,473
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,858,000	7,473
Net charge-offs	$19,443,000	309
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$181,000	605
Net operating income	$-4,190,160	7,513
2009-06-30 (YTD Data)		Rank
Total interest income	$47,740,000	375
Total interest expense	$22,873,000	285
Net interest income	$24,867,000	441
Provision for loan and lease losses	$16,800,000	337
Total noninterest income	$14,852,000	297
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$2,087,000	394
Trading account gains and fees	$0	193
Additional Noninterest Income	$12,765,000	243
Total noninterest expense	$31,501,000	374
Salaries and employee benefits	$16,842,000	297
Premises and equipment expense	$3,561,000	393
Additional noninterest expense	$11,098,000	398
Pre-tax net operating income	$-8,582,000	7,884
Securities gains (losses)	$0	3,136
Applicable income taxes	$-3,720,000	8,000
Income before extraordinary items	$-4,862,000	7,792
Extraordinary gains, net	$0	21
Net income	$-4,862,000	7,791
Minority interest net income	$0	112
Net income of bank and minority interests.	$-4,862,000	7,791
Net charge-offs	$13,828,000	303
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$128,000	547
Net operating income	$-4,862,000	7,806
2009-03-31 (YTD Data)		Rank
Total interest income	$23,163,000	392
Total interest expense	$11,272,000	304
Net interest income	$11,891,000	454
Provision for loan and lease losses	$9,600,000	261
Total noninterest income	$6,968,000	290
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$1,023,000	397
Trading account gains and fees	$0	171
Additional Noninterest Income	$5,945,000	231
Total noninterest expense	$13,986,000	390
Salaries and employee benefits	$7,892,000	321
Premises and equipment expense	$1,749,000	406
Additional noninterest expense	$4,345,000	421
Pre-tax net operating income	$-4,727,000	8,021
Securities gains (losses)	$0	2,434
Applicable income taxes	$-2,023,000	8,090
Income before extraordinary items	$-2,704,000	7,962
Extraordinary gains, net	$0	15
Net income	$-2,704,000	7,963
Minority interest net income	$0	102
Net income of bank and minority interests.	$-2,704,000	7,963
Net charge-offs	$7,788,000	238
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$73,000	416
Net operating income	$-2,704,000	7,964
2008-12-31 (YTD Data)		Rank
Total interest income	$103,179,000	381
Total interest expense	$53,323,000	306
Net interest income	$49,856,000	450
Provision for loan and lease losses	$36,550,000	239
Total noninterest income	$16,548,000	408
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$4,751,000	365
Trading account gains and fees	$-192,000	8,216
Additional Noninterest Income	$11,989,000	343
Total noninterest expense	$48,999,000	439
Salaries and employee benefits	$25,827,000	376
Premises and equipment expense	$7,218,000	383
Additional noninterest expense	$15,954,000	456
Pre-tax net operating income	$-19,145,000	8,097
Securities gains (losses)	$1,306,000	175
Applicable income taxes	$-7,771,000	8,170
Income before extraordinary items	$-10,068,000	8,001
Extraordinary gains, net	$0	39
Net income	$-10,068,000	8,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,416,000	263
Cash dividends	$2,140,000	1,266
Sale, conversion, retirement of capital stock, net	$169,000	822
Net operating income	$-10,903,840	8,043
2008-09-30 (YTD Data)		Rank
Total interest income	$79,018,000	389
Total interest expense	$40,806,000	318
Net interest income	$38,212,000	455
Provision for loan and lease losses	$21,850,000	229
Total noninterest income	$13,128,000	409
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$3,583,000	367
Trading account gains and fees	$0	148
Additional Noninterest Income	$9,545,000	353
Total noninterest expense	$36,692,000	431
Salaries and employee benefits	$19,787,000	384
Premises and equipment expense	$5,440,000	393
Additional noninterest expense	$11,465,000	445
Pre-tax net operating income	$-7,202,000	8,189
Securities gains (losses)	$1,306,000	146
Applicable income taxes	$-2,946,000	8,226
Income before extraordinary items	$-2,950,000	8,007
Extraordinary gains, net	$0	31
Net income	$-2,950,000	8,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,384,000	252
Cash dividends	$2,140,000	955
Sale, conversion, retirement of capital stock, net	$100,000	772
Net operating income	$-3,785,840	8,122
2008-06-30 (YTD Data)		Rank
Total interest income	$53,130,000	390
Total interest expense	$27,731,000	321
Net interest income	$25,399,000	457
Provision for loan and lease losses	$10,450,000	263
Total noninterest income	$9,156,000	405
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$2,356,000	369
Trading account gains and fees	$0	149
Additional Noninterest Income	$6,800,000	348
Total noninterest expense	$24,009,000	439
Salaries and employee benefits	$13,330,000	381
Premises and equipment expense	$3,608,000	395
Additional noninterest expense	$7,071,000	466
Pre-tax net operating income	$96,000	6,426
Securities gains (losses)	$1,263,000	149
Applicable income taxes	$16,000	4,791
Income before extraordinary items	$1,343,000	1,983
Extraordinary gains, net	$0	21
Net income	$1,343,000	1,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,486,000	326
Cash dividends	$1,820,000	848
Sale, conversion, retirement of capital stock, net	$61,000	712
Net operating income	$92,630	6,339
2008-03-31 (YTD Data)		Rank
Total interest income	$27,210,000	395
Total interest expense	$14,695,000	328
Net interest income	$12,515,000	458
Provision for loan and lease losses	$4,600,000	229
Total noninterest income	$4,608,000	420
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,157,000	372
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,451,000	348
Total noninterest expense	$11,456,000	444
Salaries and employee benefits	$6,855,000	378
Premises and equipment expense	$1,967,000	366
Additional noninterest expense	$2,634,000	572
Pre-tax net operating income	$1,067,000	1,682
Securities gains (losses)	$1,263,000	123
Applicable income taxes	$647,000	829
Income before extraordinary items	$1,683,000	888
Extraordinary gains, net	$0	15
Net income	$1,683,000	889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,111,000	276
Cash dividends	$910,000	818
Sale, conversion, retirement of capital stock, net	$31,000	584
Net operating income	$773,640	1,805
2007-12-31 (YTD Data)		Rank
Total interest income	$112,559,000	397
Total interest expense	$63,055,000	334
Net interest income	$49,504,000	469
Provision for loan and lease losses	$8,500,000	277
Total noninterest income	$18,375,000	404
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$4,741,000	372
Trading account gains and fees	$0	178
Additional Noninterest Income	$13,634,000	338
Total noninterest expense	$47,534,000	429
Salaries and employee benefits	$25,815,000	390
Premises and equipment expense	$7,162,000	383
Additional noninterest expense	$14,557,000	436
Pre-tax net operating income	$11,845,000	725
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,440,000	722
Income before extraordinary items	$8,405,000	774
Extraordinary gains, net	$0	39
Net income	$8,405,000	772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,156,000	264
Cash dividends	$3,640,000	1,005
Sale, conversion, retirement of capital stock, net	$144,000	835
Net operating income	$8,405,000	759
2007-09-30 (YTD Data)		Rank
Total interest income	$84,107,000	401
Total interest expense	$47,200,000	338
Net interest income	$36,907,000	468
Provision for loan and lease losses	$4,950,000	257
Total noninterest income	$13,939,000	400
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$3,515,000	368
Trading account gains and fees	$0	184
Additional Noninterest Income	$10,424,000	334
Total noninterest expense	$35,008,000	424
Salaries and employee benefits	$19,304,000	389
Premises and equipment expense	$5,242,000	390
Additional noninterest expense	$10,462,000	438
Pre-tax net operating income	$10,888,000	655
Securities gains (losses)	$0	1,655
Applicable income taxes	$3,329,000	637
Income before extraordinary items	$7,559,000	700
Extraordinary gains, net	$0	33
Net income	$7,559,000	698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,008,000	241
Cash dividends	$2,730,000	944
Sale, conversion, retirement of capital stock, net	$111,000	733
Net operating income	$7,559,000	686
2007-06-30 (YTD Data)		Rank
Total interest income	$55,294,000	416
Total interest expense	$31,074,000	349
Net interest income	$24,220,000	492
Provision for loan and lease losses	$2,150,000	311
Total noninterest income	$9,022,000	424
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$2,290,000	384
Trading account gains and fees	$0	168
Additional Noninterest Income	$6,732,000	357
Total noninterest expense	$23,073,000	443
Salaries and employee benefits	$12,691,000	405
Premises and equipment expense	$3,392,000	410
Additional noninterest expense	$6,990,000	446
Pre-tax net operating income	$8,019,000	626
Securities gains (losses)	$0	1,444
Applicable income taxes	$2,569,000	590
Income before extraordinary items	$5,450,000	674
Extraordinary gains, net	$0	29
Net income	$5,450,000	673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,176,000	260
Cash dividends	$1,820,000	965
Sale, conversion, retirement of capital stock, net	$78,000	654
Net operating income	$5,450,000	661
2007-03-31 (YTD Data)		Rank
Total interest income	$27,202,000	419
Total interest expense	$15,302,000	353
Net interest income	$11,900,000	497
Provision for loan and lease losses	$500,000	524
Total noninterest income	$4,547,000	419
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$1,103,000	383
Trading account gains and fees	$0	195
Additional Noninterest Income	$3,444,000	355
Total noninterest expense	$11,586,000	437
Salaries and employee benefits	$6,418,000	405
Premises and equipment expense	$1,686,000	414
Additional noninterest expense	$3,482,000	437
Pre-tax net operating income	$4,361,000	582
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,379,000	568
Income before extraordinary items	$2,982,000	612
Extraordinary gains, net	$0	22
Net income	$2,982,000	611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$904,000	257
Cash dividends	$910,000	873
Sale, conversion, retirement of capital stock, net	$38,000	547
Net operating income	$2,982,000	602
2006-12-31 (YTD Data)		Rank
Total interest income	$96,981,000	426
Total interest expense	$51,052,000	363
Net interest income	$45,929,000	498
Provision for loan and lease losses	$3,600,000	327
Total noninterest income	$16,169,000	444
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$4,183,000	407
Trading account gains and fees	$0	130
Additional Noninterest Income	$11,986,000	367
Total noninterest expense	$40,698,000	469
Salaries and employee benefits	$22,314,000	440
Premises and equipment expense	$6,312,000	409
Additional noninterest expense	$12,072,000	479
Pre-tax net operating income	$17,800,000	600
Securities gains (losses)	$0	1,687
Applicable income taxes	$5,727,000	574
Income before extraordinary items	$12,073,000	625
Extraordinary gains, net	$0	51
Net income	$12,073,000	624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,299,000	343
Cash dividends	$3,640,000	938
Sale, conversion, retirement of capital stock, net	$29,000	1,072
Net operating income	$12,073,000	616
2006-09-30 (YTD Data)		Rank
Total interest income	$69,570,000	451
Total interest expense	$35,893,000	385
Net interest income	$33,677,000	523
Provision for loan and lease losses	$2,300,000	351
Total noninterest income	$11,796,000	472
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$3,106,000	416
Trading account gains and fees	$0	126
Additional Noninterest Income	$8,690,000	388
Total noninterest expense	$30,314,000	482
Salaries and employee benefits	$16,449,000	453
Premises and equipment expense	$4,688,000	424
Additional noninterest expense	$9,177,000	482
Pre-tax net operating income	$12,859,000	634
Securities gains (losses)	$0	1,388
Applicable income taxes	$4,131,000	623
Income before extraordinary items	$8,728,000	682
Extraordinary gains, net	$0	45
Net income	$8,728,000	681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,395,000	356
Cash dividends	$2,730,000	894
Sale, conversion, retirement of capital stock, net	$22,000	898
Net operating income	$8,728,000	672
2006-06-30 (YTD Data)		Rank
Total interest income	$44,040,000	464
Total interest expense	$22,070,000	394
Net interest income	$21,970,000	531
Provision for loan and lease losses	$1,200,000	421
Total noninterest income	$7,629,000	479
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,972,000	436
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,657,000	403
Total noninterest expense	$20,219,000	492
Salaries and employee benefits	$11,032,000	458
Premises and equipment expense	$3,085,000	430
Additional noninterest expense	$6,102,000	479
Pre-tax net operating income	$8,180,000	659
Securities gains (losses)	$0	1,185
Applicable income taxes	$2,655,000	649
Income before extraordinary items	$5,525,000	712
Extraordinary gains, net	$0	39
Net income	$5,525,000	712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,036,000	332
Cash dividends	$1,820,000	891
Sale, conversion, retirement of capital stock, net	$26,000	720
Net operating income	$5,525,000	700
2006-03-31 (YTD Data)		Rank
Total interest income	$21,052,000	470
Total interest expense	$10,173,000	404
Net interest income	$10,879,000	535
Provision for loan and lease losses	$675,000	364
Total noninterest income	$3,711,000	481
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$971,000	424
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,740,000	406
Total noninterest expense	$10,102,000	490
Salaries and employee benefits	$5,508,000	456
Premises and equipment expense	$1,544,000	428
Additional noninterest expense	$3,050,000	477
Pre-tax net operating income	$3,813,000	697
Securities gains (losses)	$0	955
Applicable income taxes	$1,270,000	667
Income before extraordinary items	$2,543,000	751
Extraordinary gains, net	$0	21
Net income	$2,543,000	750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$673,000	267
Cash dividends	$970,000	786
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,543,000	735
2005-12-31 (YTD Data)		Rank
Total interest income	$73,369,000	475
Total interest expense	$31,817,000	394
Net interest income	$41,552,000	534
Provision for loan and lease losses	$2,900,000	373
Total noninterest income	$14,633,000	486
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$4,036,000	423
Trading account gains and fees	$0	138
Additional Noninterest Income	$10,597,000	418
Total noninterest expense	$35,189,000	520
Salaries and employee benefits	$19,170,000	496
Premises and equipment expense	$6,221,000	405
Additional noninterest expense	$9,798,000	570
Pre-tax net operating income	$18,096,000	577
Securities gains (losses)	$32,000	1,085
Applicable income taxes	$6,333,000	540
Income before extraordinary items	$11,795,000	629
Extraordinary gains, net	$0	46
Net income	$11,795,000	630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,431,000	330
Cash dividends	$3,880,000	842
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$11,774,200	619
2005-09-30 (YTD Data)		Rank
Total interest income	$53,000,000	478
Total interest expense	$22,342,000	394
Net interest income	$30,658,000	536
Provision for loan and lease losses	$2,500,000	311
Total noninterest income	$11,004,000	486
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$3,042,000	419
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,962,000	421
Total noninterest expense	$25,897,000	529
Salaries and employee benefits	$14,038,000	496
Premises and equipment expense	$4,618,000	405
Additional noninterest expense	$7,241,000	572
Pre-tax net operating income	$13,265,000	590
Securities gains (losses)	$32,000	1,037
Applicable income taxes	$4,664,000	545
Income before extraordinary items	$8,633,000	644
Extraordinary gains, net	$0	35
Net income	$8,633,000	644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,574,000	357
Cash dividends	$2,910,000	776
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$8,612,200	631
2005-06-30 (YTD Data)		Rank
Total interest income	$34,262,000	478
Total interest expense	$13,884,000	395
Net interest income	$20,378,000	529
Provision for loan and lease losses	$1,800,000	282
Total noninterest income	$6,902,000	502
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$2,034,000	408
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,868,000	443
Total noninterest expense	$17,049,000	532
Salaries and employee benefits	$9,288,000	497
Premises and equipment expense	$3,084,000	400
Additional noninterest expense	$4,677,000	588
Pre-tax net operating income	$8,431,000	597
Securities gains (losses)	$32,000	942
Applicable income taxes	$2,966,000	558
Income before extraordinary items	$5,497,000	655
Extraordinary gains, net	$0	30
Net income	$5,497,000	655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,065,000	345
Cash dividends	$1,940,000	761
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$5,476,200	639
2005-03-31 (YTD Data)		Rank
Total interest income	$16,375,000	485
Total interest expense	$6,271,000	407
Net interest income	$10,104,000	528
Provision for loan and lease losses	$900,000	282
Total noninterest income	$3,367,000	494
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$1,005,000	398
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,362,000	434
Total noninterest expense	$8,557,000	519
Salaries and employee benefits	$4,690,000	485
Premises and equipment expense	$1,627,000	380
Additional noninterest expense	$2,240,000	602
Pre-tax net operating income	$4,014,000	616
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,405,000	586
Income before extraordinary items	$2,609,000	683
Extraordinary gains, net	$0	24
Net income	$2,609,000	683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$516,000	341
Cash dividends	$970,000	705
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,609,000	661
2004-12-31 (YTD Data)		Rank
Total interest income	$59,042,000	496
Total interest expense	$21,394,000	401
Net interest income	$37,648,000	548
Provision for loan and lease losses	$4,800,000	259
Total noninterest income	$14,817,000	468
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$4,398,000	396
Trading account gains and fees	$0	138
Additional Noninterest Income	$10,419,000	400
Total noninterest expense	$34,057,000	521
Salaries and employee benefits	$17,876,000	500
Premises and equipment expense	$6,689,000	355
Additional noninterest expense	$9,492,000	579
Pre-tax net operating income	$13,608,000	667
Securities gains (losses)	$385,000	534
Applicable income taxes	$4,766,000	625
Income before extraordinary items	$9,227,000	727
Extraordinary gains, net	$0	34
Net income	$9,227,000	728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,545,000	386
Cash dividends	$2,930,000	996
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$8,972,900	710
2004-09-30 (YTD Data)		Rank
Total interest income	$43,245,000	501
Total interest expense	$15,657,000	400
Net interest income	$27,588,000	552
Provision for loan and lease losses	$3,600,000	273
Total noninterest income	$11,388,000	471
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$3,379,000	385
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,009,000	400
Total noninterest expense	$25,554,000	513
Salaries and employee benefits	$13,252,000	505
Premises and equipment expense	$5,024,000	354
Additional noninterest expense	$7,278,000	564
Pre-tax net operating income	$9,822,000	701
Securities gains (losses)	$300,000	598
Applicable income taxes	$3,453,000	651
Income before extraordinary items	$6,669,000	755
Extraordinary gains, net	$0	26
Net income	$6,669,000	756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,966,000	358
Cash dividends	$2,085,000	941
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$6,471,000	743
2004-06-30 (YTD Data)		Rank
Total interest income	$28,090,000	503
Total interest expense	$10,270,000	400
Net interest income	$17,820,000	561
Provision for loan and lease losses	$2,500,000	270
Total noninterest income	$7,540,000	467
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$2,232,000	386
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,308,000	399
Total noninterest expense	$17,138,000	506
Salaries and employee benefits	$8,823,000	507
Premises and equipment expense	$3,390,000	346
Additional noninterest expense	$4,925,000	546
Pre-tax net operating income	$5,722,000	769
Securities gains (losses)	$130,000	874
Applicable income taxes	$1,941,000	738
Income before extraordinary items	$3,911,000	831
Extraordinary gains, net	$0	21
Net income	$3,911,000	831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,440,000	323
Cash dividends	$1,240,000	1,060
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,823,900	815
2004-03-31 (YTD Data)		Rank
Total interest income	$13,963,000	511
Total interest expense	$5,138,000	410
Net interest income	$8,825,000	568
Provision for loan and lease losses	$1,200,000	280
Total noninterest income	$3,697,000	473
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,081,000	395
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,616,000	402
Total noninterest expense	$8,609,000	508
Salaries and employee benefits	$4,556,000	495
Premises and equipment expense	$1,614,000	378
Additional noninterest expense	$2,439,000	544
Pre-tax net operating income	$2,713,000	806
Securities gains (losses)	$130,000	682
Applicable income taxes	$972,000	749
Income before extraordinary items	$1,871,000	876
Extraordinary gains, net	$0	16
Net income	$1,871,000	876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$891,000	297
Cash dividends	$920,000	731
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,785,200	866
2003-12-31 (YTD Data)		Rank
Total interest income	$56,095,000	510
Total interest expense	$21,184,000	440
Net interest income	$34,911,000	553
Provision for loan and lease losses	$4,750,000	344
Total noninterest income	$13,702,000	521
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$4,954,000	340
Trading account gains and fees	$0	160
Additional Noninterest Income	$8,748,000	498
Total noninterest expense	$35,767,000	502
Salaries and employee benefits	$18,558,000	480
Premises and equipment expense	$6,751,000	361
Additional noninterest expense	$10,458,000	539
Pre-tax net operating income	$8,096,000	1,028
Securities gains (losses)	$331,000	992
Applicable income taxes	$2,579,000	1,043
Income before extraordinary items	$5,848,000	1,106
Extraordinary gains, net	$78,000	26
Net income	$5,926,000	1,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,235,000	318
Cash dividends	$3,680,000	839
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,619,610	1,080
2003-09-30 (YTD Data)		Rank
Total interest income	$42,325,000	523
Total interest expense	$16,321,000	448
Net interest income	$26,004,000	565
Provision for loan and lease losses	$3,750,000	341
Total noninterest income	$10,895,000	526
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$3,833,000	341
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,062,000	501
Total noninterest expense	$26,737,000	517
Salaries and employee benefits	$13,845,000	492
Premises and equipment expense	$4,958,000	377
Additional noninterest expense	$7,934,000	536
Pre-tax net operating income	$6,412,000	1,016
Securities gains (losses)	$331,000	903
Applicable income taxes	$2,099,000	1,025
Income before extraordinary items	$4,644,000	1,082
Extraordinary gains, net	$78,000	17
Net income	$4,722,000	1,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,213,000	307
Cash dividends	$2,760,000	781
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,415,610	1,073
2003-06-30 (YTD Data)		Rank
Total interest income	$28,641,000	522
Total interest expense	$11,312,000	445
Net interest income	$17,329,000	567
Provision for loan and lease losses	$1,800,000	416
Total noninterest income	$7,440,000	513
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$2,597,000	328
Trading account gains and fees	$0	150
Additional Noninterest Income	$4,843,000	484
Total noninterest expense	$17,951,000	509
Salaries and employee benefits	$9,253,000	489
Premises and equipment expense	$3,342,000	375
Additional noninterest expense	$5,356,000	535
Pre-tax net operating income	$5,018,000	882
Securities gains (losses)	$331,000	750
Applicable income taxes	$1,729,000	881
Income before extraordinary items	$3,620,000	933
Extraordinary gains, net	$78,000	8
Net income	$3,698,000	918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,326,000	435
Cash dividends	$1,840,000	808
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,394,920	907
2003-03-31 (YTD Data)		Rank
Total interest income	$14,413,000	524
Total interest expense	$5,764,000	448
Net interest income	$8,649,000	569
Provision for loan and lease losses	$1,000,000	373
Total noninterest income	$3,460,000	536
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,259,000	334
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,201,000	510
Total noninterest expense	$8,950,000	509
Salaries and employee benefits	$4,652,000	489
Premises and equipment expense	$1,675,000	378
Additional noninterest expense	$2,623,000	540
Pre-tax net operating income	$2,159,000	1,014
Securities gains (losses)	$331,000	479
Applicable income taxes	$792,000	968
Income before extraordinary items	$1,698,000	985
Extraordinary gains, net	$-95,000	9,302
Net income	$1,603,000	1,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$572,000	446
Cash dividends	$920,000	746
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,472,920	1,046
2002-12-31 (YTD Data)		Rank
Total interest income	$57,252,000	551
Total interest expense	$24,841,000	475
Net interest income	$32,411,000	590
Provision for loan and lease losses	$6,818,000	309
Total noninterest income	$19,015,000	412
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$4,873,000	340
Trading account gains and fees	$0	153
Additional Noninterest Income	$14,142,000	354
Total noninterest expense	$36,305,000	481
Salaries and employee benefits	$17,385,000	490
Premises and equipment expense	$6,503,000	381
Additional noninterest expense	$12,417,000	478
Pre-tax net operating income	$8,303,000	1,017
Securities gains (losses)	$300,000	894
Applicable income taxes	$2,799,000	984
Income before extraordinary items	$5,804,000	1,079
Extraordinary gains, net	$8,217,000	5
Net income	$14,021,000	491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,534,000	489
Cash dividends	$3,680,000	794
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,603,000	1,076
2001-12-31 (YTD Data)		Rank
Total interest income	$77,811,000	469
Total interest expense	$42,059,000	430
Net interest income	$35,752,000	528
Provision for loan and lease losses	$7,299,000	279
Total noninterest income	$20,517,000	383
Gross Fiduciary activities income	$961,000	429
Service charges on deposit accounts	$4,012,000	377
Trading account gains and fees	$0	177
Additional Noninterest Income	$15,544,000	335
Total noninterest expense	$42,812,000	408
Salaries and employee benefits	$18,579,000	428
Premises and equipment expense	$6,996,000	351
Additional noninterest expense	$17,237,000	394
Pre-tax net operating income	$6,158,000	1,216
Securities gains (losses)	$600,000	554
Applicable income taxes	$2,304,000	1,048
Income before extraordinary items	$4,454,000	1,224
Extraordinary gains, net	$0	105
Net income	$4,454,000	1,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,604,000	244
Cash dividends	$3,600,000	782
Sale, conversion, retirement of capital stock, net	$4,000,000	219
Net operating income	$4,058,000	1,284
2000-12-31 (YTD Data)		Rank
Total interest income	$79,245,000	500
Total interest expense	$41,061,000	491
Net interest income	$38,184,000	494
Provision for loan and lease losses	$7,135,000	250
Total noninterest income	$16,695,000	422
Gross Fiduciary activities income	$1,165,000	392
Service charges on deposit accounts	$3,090,000	433
Trading account gains and fees	$0	180
Additional Noninterest Income	$12,440,000	378
Total noninterest expense	$40,233,000	409
Salaries and employee benefits	$18,422,000	406
Premises and equipment expense	$6,484,000	354
Additional noninterest expense	$15,327,000	427
Pre-tax net operating income	$7,511,000	1,011
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,572,000	943
Income before extraordinary items	$4,939,000	1,080
Extraordinary gains, net	$0	38
Net income	$4,939,000	1,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,885,000	229
Cash dividends	$3,175,000	915
Sale, conversion, retirement of capital stock, net	$14,500,000	38
Net operating income	$4,939,000	1,080
1999-12-31 (YTD Data)		Rank
Total interest income	$68,137,000	548
Total interest expense	$30,973,000	546
Net interest income	$37,164,000	524
Provision for loan and lease losses	$7,600,000	240
Total noninterest income	$17,195,000	442
Gross Fiduciary activities income	$1,550,000	369
Service charges on deposit accounts	$2,711,000	498
Trading account gains and fees	$0	173
Additional Noninterest Income	$12,934,000	391
Total noninterest expense	$38,691,000	437
Salaries and employee benefits	$17,233,000	437
Premises and equipment expense	$6,544,000	366
Additional noninterest expense	$14,914,000	446
Pre-tax net operating income	$8,068,000	988
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$2,825,000	922
Income before extraordinary items	$5,239,000	1,049
Extraordinary gains, net	$0	35
Net income	$5,239,000	1,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,257,000	198
Cash dividends	$1,400,000	1,771
Sale, conversion, retirement of capital stock, net	$4,000,000	298
Net operating income	$5,241,600	1,034
1998-12-31 (YTD Data)		Rank
Total interest income	$63,026,000	573
Total interest expense	$27,640,000	615
Net interest income	$35,386,000	533
Provision for loan and lease losses	$9,450,000	227
Total noninterest income	$16,504,000	421
Gross Fiduciary activities income	$1,108,000	432
Service charges on deposit accounts	$2,368,000	535
Trading account gains and fees	$0	224
Additional Noninterest Income	$13,028,000	380
Total noninterest expense	$36,697,000	451
Salaries and employee benefits	$15,218,000	479
Premises and equipment expense	$5,976,000	381
Additional noninterest expense	$15,503,000	418
Pre-tax net operating income	$5,743,000	1,306
Securities gains (losses)	$255,000	800
Applicable income taxes	$2,190,000	1,153
Income before extraordinary items	$3,808,000	1,393
Extraordinary gains, net	$0	32
Net income	$3,808,000	1,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,859,000	170
Cash dividends	$450,000	3,752
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,644,800	1,388
1997-12-31 (YTD Data)		Rank
Total interest income	$61,545,000	590
Total interest expense	$25,706,000	654
Net interest income	$35,839,000	530
Provision for loan and lease losses	$14,435,000	162
Total noninterest income	$14,768,000	429
Gross Fiduciary activities income	$1,131,000	434
Service charges on deposit accounts	$2,097,000	614
Trading account gains and fees	$0	239
Additional Noninterest Income	$11,540,000	374
Total noninterest expense	$34,514,000	462
Salaries and employee benefits	$14,918,000	465
Premises and equipment expense	$5,385,000	405
Additional noninterest expense	$14,211,000	432
Pre-tax net operating income	$1,658,000	4,123
Securities gains (losses)	$140,000	843
Applicable income taxes	$630,000	3,531
Income before extraordinary items	$1,168,000	4,145
Extraordinary gains, net	$0	44
Net income	$1,168,000	4,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,626,000	137
Cash dividends	$428,000	3,812
Sale, conversion, retirement of capital stock, net	$22,000,000	44
Net operating income	$1,077,000	4,368
1996-12-31 (YTD Data)		Rank
Total interest income	$59,551,000	639
Total interest expense	$26,069,000	685
Net interest income	$33,482,000	607
Provision for loan and lease losses	$25,127,000	116
Total noninterest income	$14,688,000	468
Gross Fiduciary activities income	$846,000	557
Service charges on deposit accounts	$1,737,000	765
Trading account gains and fees	$0	262
Additional Noninterest Income	$12,105,000	385
Total noninterest expense	$38,681,000	471
Salaries and employee benefits	$14,338,000	502
Premises and equipment expense	$4,438,000	513
Additional noninterest expense	$19,905,000	418
Pre-tax net operating income	$-15,638,000	11,468
Securities gains (losses)	$604,000	372
Applicable income taxes	$-5,723,000	11,435
Income before extraordinary items	$-9,311,000	11,438
Extraordinary gains, net	$0	53
Net income	$-9,311,000	11,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,153,000	160
Cash dividends	$1,600,000	1,502
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-9,697,560	11,441
1995-12-31 (YTD Data)		Rank
Total interest income	$48,074,000	783
Total interest expense	$18,565,000	940
Net interest income	$29,509,000	685
Provision for loan and lease losses	$8,090,000	217
Total noninterest income	$8,833,000	648
Gross Fiduciary activities income	$563,000	706
Service charges on deposit accounts	$1,485,000	897
Trading account gains and fees	$0	522
Additional Noninterest Income	$6,785,000	545
Total noninterest expense	$23,619,000	692
Salaries and employee benefits	$10,303,000	682
Premises and equipment expense	$3,415,000	668
Additional noninterest expense	$9,901,000	692
Pre-tax net operating income	$6,633,000	1,161
Securities gains (losses)	$865,000	247
Applicable income taxes	$2,675,000	995
Income before extraordinary items	$4,823,000	1,097
Extraordinary gains, net	$0	65
Net income	$4,823,000	1,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,897,000	247
Cash dividends	$950,000	2,150
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$4,269,400	1,218
1994-12-31 (YTD Data)		Rank
Total interest income	$33,063,000	965
Total interest expense	$11,638,000	1,130
Net interest income	$21,425,000	870
Provision for loan and lease losses	$4,125,000	328
Total noninterest income	$9,776,000	603
Gross Fiduciary activities income	$462,000	759
Service charges on deposit accounts	$1,428,000	915
Trading account gains and fees	$-11,000	4,816
Additional Noninterest Income	$7,897,000	477
Total noninterest expense	$20,409,000	797
Salaries and employee benefits	$8,550,000	806
Premises and equipment expense	$2,894,000	783
Additional noninterest expense	$8,965,000	754
Pre-tax net operating income	$6,667,000	1,139
Securities gains (losses)	$134,000	648
Applicable income taxes	$2,267,000	1,079
Income before extraordinary items	$4,534,000	1,118
Extraordinary gains, net	$0	249
Net income	$4,534,000	1,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,331,000	328
Cash dividends	$850,000	2,174
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$4,444,220	1,152
1993-12-31 (YTD Data)		Rank
Total interest income	$27,428,000	1,160
Total interest expense	$9,544,000	1,406
Net interest income	$17,884,000	1,027
Provision for loan and lease losses	$4,200,000	493
Total noninterest income	$7,315,000	750
Gross Fiduciary activities income	$296,000	943
Service charges on deposit accounts	$1,289,000	1,024
Trading account gains and fees	$0	532
Additional Noninterest Income	$5,730,000	614
Total noninterest expense	$15,474,000	1,022
Salaries and employee benefits	$6,499,000	1,059
Premises and equipment expense	$2,272,000	973
Additional noninterest expense	$6,703,000	1,010
Pre-tax net operating income	$5,525,000	1,257
Securities gains (losses)	$44,000	3,595
Applicable income taxes	$1,865,000	1,281
Income before extraordinary items	$3,704,000	1,371
Extraordinary gains, net	$178,000	1,090
Net income	$3,882,000	1,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,657,000	500
Cash dividends	$1,200,000	1,512
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$3,674,520	1,303
1992-12-31 (YTD Data)		Rank
Total interest income	$24,850,000	1,467
Total interest expense	$10,433,000	1,658
Net interest income	$14,417,000	1,290
Provision for loan and lease losses	$4,325,000	647
Total noninterest income	$6,097,000	848
Gross Fiduciary activities income	$300,000	953
Service charges on deposit accounts	$1,349,000	964
Trading account gains and fees	$0	504
Additional Noninterest Income	$4,448,000	734
Total noninterest expense	$12,774,000	1,239
Salaries and employee benefits	$5,519,000	1,213
Premises and equipment expense	$2,035,000	1,103
Additional noninterest expense	$5,220,000	1,267
Pre-tax net operating income	$3,415,000	1,814
Securities gains (losses)	$66,000	3,674
Applicable income taxes	$1,189,000	1,777
Income before extraordinary items	$2,292,000	2,003
Extraordinary gains, net	$0	1,422
Net income	$2,292,000	2,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,329,000	584
Cash dividends	$975,000	1,608
Sale, conversion, retirement of capital stock, net	$1,000,000	408
Net operating income	$2,248,440	1,872

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.