Home > Fidelity Bank > Net charge- offs to loans

Fidelity Bank, Net charge- offs to loans

2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1519%1,028
Percentage Net Loans Charged-off: Total real estate loans0.0453%874
Percentage Net Loans Charged-off:Construction & development-0.0473%4,527
Percentage Net Loans Charged-off: Commercial real estate0.1321%351
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0034%1,304
Percentage Net Loans Charged-off: Home equity loans0.1089%184
All other 1-4 family - Percent of loans charged-off, net-0.0153%4,432
Percentage Net Loans Charged-off: Commercial and industrial0.9869%408
Percentage Net Loans Charged-off: Loans to individuals0.2190%2,044
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2190%1,928
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0947%1,189
Percentage Net Loans Charged-off: Total real estate loans-0.0080%4,340
Percentage Net Loans Charged-off:Construction & development-0.0717%4,666
Percentage Net Loans Charged-off: Commercial real estate-0.0341%4,966
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0334%726
Percentage Net Loans Charged-off: Home equity loans0.2331%98
All other 1-4 family - Percent of loans charged-off, net-0.0032%4,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0536%4,365
Percentage Net Loans Charged-off: Loans to individuals0.2634%1,745
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2634%1,630
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1019%1,739
Percentage Net Loans Charged-off: Total real estate loans0.0207%1,703
Percentage Net Loans Charged-off:Construction & development-0.2319%4,762
Percentage Net Loans Charged-off: Commercial real estate0.0765%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0514%1,205
Percentage Net Loans Charged-off: Home equity loans0.3222%133
All other 1-4 family - Percent of loans charged-off, net0.0040%1,890
Percentage Net Loans Charged-off: Commercial and industrial-0.0523%4,424
Percentage Net Loans Charged-off: Loans to individuals0.2231%2,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2231%2,236
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1103%1,385
Percentage Net Loans Charged-off: Total real estate loans0.0164%1,536
Percentage Net Loans Charged-off:Construction & development-0.3251%4,847
Percentage Net Loans Charged-off: Commercial real estate0.0785%496
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0666%917
Percentage Net Loans Charged-off: Home equity loans0.4238%92
All other 1-4 family - Percent of loans charged-off, net0.0052%1,605
Percentage Net Loans Charged-off: Commercial and industrial-0.0695%4,514
Percentage Net Loans Charged-off: Loans to individuals0.2482%2,089
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2482%1,965
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1250%1,181
Percentage Net Loans Charged-off: Total real estate loans0.0212%1,233
Percentage Net Loans Charged-off:Construction & development-0.4487%4,920
Percentage Net Loans Charged-off: Commercial real estate0.1286%308
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0724%789
Percentage Net Loans Charged-off: Home equity loans0.5259%70
All other 1-4 family - Percent of loans charged-off, net-0.0059%4,340
Percentage Net Loans Charged-off: Commercial and industrial0.2399%878
Percentage Net Loans Charged-off: Loans to individuals0.2425%1,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2425%1,882
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0953%1,223
Percentage Net Loans Charged-off: Total real estate loans-0.0318%4,907
Percentage Net Loans Charged-off:Construction & development-0.2885%4,925
Percentage Net Loans Charged-off: Commercial real estate0.0046%437
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0138%983
Percentage Net Loans Charged-off: Home equity loans0.0505%229
All other 1-4 family - Percent of loans charged-off, net0.0072%960
Percentage Net Loans Charged-off: Commercial and industrial0.0626%915
Percentage Net Loans Charged-off: Loans to individuals0.2474%1,816
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2474%1,692
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1105%1,964
Percentage Net Loans Charged-off: Total real estate loans-0.0435%5,084
Percentage Net Loans Charged-off:Construction & development-0.3234%4,985
Percentage Net Loans Charged-off: Commercial real estate0.0542%890
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0370%5,043
Percentage Net Loans Charged-off: Home equity loans-0.0339%3,898
All other 1-4 family - Percent of loans charged-off, net-0.0377%5,067
Percentage Net Loans Charged-off: Commercial and industrial0.1464%1,682
Percentage Net Loans Charged-off: Loans to individuals0.2752%2,417
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2752%2,273
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1158%1,634
Percentage Net Loans Charged-off: Total real estate loans-0.0879%5,322
Percentage Net Loans Charged-off:Construction & development-0.4197%5,058
Percentage Net Loans Charged-off: Commercial real estate-0.0090%4,807
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0492%5,152
Percentage Net Loans Charged-off: Home equity loans-0.0410%3,936
All other 1-4 family - Percent of loans charged-off, net-0.0509%5,172
Percentage Net Loans Charged-off: Commercial and industrial0.4155%867
Percentage Net Loans Charged-off: Loans to individuals0.3065%2,142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3065%2,004
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1149%1,488
Percentage Net Loans Charged-off: Total real estate loans-0.1104%5,427
Percentage Net Loans Charged-off:Construction & development-0.4556%5,105
Percentage Net Loans Charged-off: Commercial real estate-0.0331%5,156
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0650%5,258
Percentage Net Loans Charged-off: Home equity loans-0.0535%3,974
All other 1-4 family - Percent of loans charged-off, net-0.0674%5,277
Percentage Net Loans Charged-off: Commercial and industrial0.2771%912
Percentage Net Loans Charged-off: Loans to individuals0.3397%1,888
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3397%1,767
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1461%1,074
Percentage Net Loans Charged-off: Total real estate loans-0.0693%5,394
Percentage Net Loans Charged-off:Construction & development-0.3020%5,121
Percentage Net Loans Charged-off: Commercial real estate-0.0653%5,430
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0045%1,318
Percentage Net Loans Charged-off: Home equity loans-0.0974%4,134
All other 1-4 family - Percent of loans charged-off, net0.0261%1,055
Percentage Net Loans Charged-off: Commercial and industrial0.2941%643
Percentage Net Loans Charged-off: Loans to individuals0.3539%1,684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3539%1,562
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1158%2,101
Percentage Net Loans Charged-off: Total real estate loans-0.0307%5,166
Percentage Net Loans Charged-off:Construction & development-0.6161%5,255
Percentage Net Loans Charged-off: Commercial real estate-0.0079%4,911
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1450%1,032
Percentage Net Loans Charged-off: Home equity loans0.5708%145
All other 1-4 family - Percent of loans charged-off, net0.0598%1,668
Percentage Net Loans Charged-off: Commercial and industrial0.9203%662
Percentage Net Loans Charged-off: Loans to individuals0.1909%2,799
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.1909%2,653
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0695%2,322
Percentage Net Loans Charged-off: Total real estate loans-0.0914%5,516
Percentage Net Loans Charged-off:Construction & development-0.7402%5,331
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,757
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0440%1,749
Percentage Net Loans Charged-off: Home equity loans0.2271%326
All other 1-4 family - Percent of loans charged-off, net0.0076%2,199
Percentage Net Loans Charged-off: Commercial and industrial0.9193%539
Percentage Net Loans Charged-off: Loans to individuals0.1545%2,673
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.1545%2,520
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1049%1,778
Percentage Net Loans Charged-off: Total real estate loans-0.0460%5,321
Percentage Net Loans Charged-off:Construction & development-0.2255%5,180
Percentage Net Loans Charged-off: Commercial real estate-0.1094%5,602
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0780%1,300
Percentage Net Loans Charged-off: Home equity loans0.3091%248
All other 1-4 family - Percent of loans charged-off, net0.0317%1,662
Percentage Net Loans Charged-off: Commercial and industrial1.4446%346
Percentage Net Loans Charged-off: Loans to individuals0.1363%2,541
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.1363%2,384
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0164%4,769
Percentage Net Loans Charged-off: Total real estate loans-0.0617%5,495
Percentage Net Loans Charged-off:Construction & development-0.4778%5,351
Percentage Net Loans Charged-off: Commercial real estate0.0140%561
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0065%1,542
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0079%1,428
Percentage Net Loans Charged-off: Commercial and industrial0.0845%990
Percentage Net Loans Charged-off: Loans to individuals0.0195%2,464
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.0195%2,316
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1058%2,333
Percentage Net Loans Charged-off: Total real estate loans-0.0725%5,624
Percentage Net Loans Charged-off:Construction & development-0.5036%5,367
Percentage Net Loans Charged-off: Commercial real estate-0.0520%5,486
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0409%2,462
Percentage Net Loans Charged-off: Home equity loans0.0687%742
All other 1-4 family - Percent of loans charged-off, net0.0356%2,457
Percentage Net Loans Charged-off: Commercial and industrial1.0741%556
Percentage Net Loans Charged-off: Loans to individuals0.1907%2,729
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1907%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0847%2,337
Percentage Net Loans Charged-off: Total real estate loans-0.0786%5,700
Percentage Net Loans Charged-off:Construction & development-0.5698%5,456
Percentage Net Loans Charged-off: Commercial real estate-0.0764%5,659
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0665%1,929
Percentage Net Loans Charged-off: Home equity loans0.0955%621
All other 1-4 family - Percent of loans charged-off, net0.0609%1,927
Percentage Net Loans Charged-off: Commercial and industrial0.7496%626
Percentage Net Loans Charged-off: Loans to individuals0.1763%2,548
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1763%2,408
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1071%1,926
Percentage Net Loans Charged-off: Total real estate loans-0.0722%5,736
Percentage Net Loans Charged-off:Construction & development-0.5123%5,486
Percentage Net Loans Charged-off: Commercial real estate-0.0739%5,756
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0564%1,902
Percentage Net Loans Charged-off: Home equity loans0.1058%549
All other 1-4 family - Percent of loans charged-off, net0.0474%1,869
Percentage Net Loans Charged-off: Commercial and industrial1.1353%408
Percentage Net Loans Charged-off: Loans to individuals0.1829%2,305
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1829%2,178
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2437%979
Percentage Net Loans Charged-off: Total real estate loans0.0474%1,525
Percentage Net Loans Charged-off:Construction & development-0.2752%5,457
Percentage Net Loans Charged-off: Commercial real estate0.1553%461
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0321%1,602
Percentage Net Loans Charged-off: Home equity loans-0.0051%4,193
All other 1-4 family - Percent of loans charged-off, net0.0393%1,451
Percentage Net Loans Charged-off: Commercial and industrial2.2462%182
Percentage Net Loans Charged-off: Loans to individuals0.2506%1,846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2506%1,724
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2931%1,495
Percentage Net Loans Charged-off: Total real estate loans0.1828%1,593
Percentage Net Loans Charged-off:Construction & development-1.4862%5,781
Percentage Net Loans Charged-off: Commercial real estate0.6764%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0642%2,767
Percentage Net Loans Charged-off: Home equity loans0.0718%987
All other 1-4 family - Percent of loans charged-off, net0.0621%2,681
Percentage Net Loans Charged-off: Commercial and industrial1.9683%406
Percentage Net Loans Charged-off: Loans to individuals0.2417%2,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2417%2,538
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2398%1,608
Percentage Net Loans Charged-off: Total real estate loans0.2492%1,138
Percentage Net Loans Charged-off:Construction & development-1.6796%5,846
Percentage Net Loans Charged-off: Commercial real estate0.8104%387
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0920%2,244
Percentage Net Loans Charged-off: Home equity loans0.1004%843
All other 1-4 family - Percent of loans charged-off, net0.0896%2,163
Percentage Net Loans Charged-off: Commercial and industrial0.3773%1,219
Percentage Net Loans Charged-off: Loans to individuals0.2250%2,538
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2250%2,383
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1795%1,959
Percentage Net Loans Charged-off: Total real estate loans0.0922%2,105
Percentage Net Loans Charged-off:Construction & development-2.5905%5,921
Percentage Net Loans Charged-off: Commercial real estate0.6944%449
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1283%1,828
Percentage Net Loans Charged-off: Home equity loans0.0834%749
All other 1-4 family - Percent of loans charged-off, net0.1419%1,675
Percentage Net Loans Charged-off: Commercial and industrial0.5810%902
Percentage Net Loans Charged-off: Loans to individuals0.2246%2,309
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2246%2,179
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0204%5,372
Percentage Net Loans Charged-off: Total real estate loans-0.4561%6,539
Percentage Net Loans Charged-off:Construction & development-5.0628%6,004
Percentage Net Loans Charged-off: Commercial real estate0.2357%600
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1707%1,295
Percentage Net Loans Charged-off: Home equity loans0.0648%564
All other 1-4 family - Percent of loans charged-off, net0.2077%1,102
Percentage Net Loans Charged-off: Commercial and industrial1.1693%430
Percentage Net Loans Charged-off: Loans to individuals0.2561%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2561%1,890
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3258%2,050
Percentage Net Loans Charged-off: Total real estate loans0.2786%1,861
Percentage Net Loans Charged-off:Construction & development-0.5464%5,871
Percentage Net Loans Charged-off: Commercial real estate0.5790%952
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1466%2,636
Percentage Net Loans Charged-off: Home equity loans0.1204%1,206
All other 1-4 family - Percent of loans charged-off, net0.1530%2,493
Percentage Net Loans Charged-off: Commercial and industrial0.8652%1,121
Percentage Net Loans Charged-off: Loans to individuals0.3293%2,628
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3293%2,483
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.9531%1,410
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4170%1,538
Percentage Net Loans Charged-off: Total real estate loans0.4167%1,277
Percentage Net Loans Charged-off:Construction & development-0.1493%5,706
Percentage Net Loans Charged-off: Commercial real estate0.7689%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1636%2,289
Percentage Net Loans Charged-off: Home equity loans0.1612%1,030
All other 1-4 family - Percent of loans charged-off, net0.1642%2,201
Percentage Net Loans Charged-off: Commercial and industrial1.2671%776
Percentage Net Loans Charged-off: Loans to individuals0.3444%2,330
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3444%2,173
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8530%40
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5074%1,296
Percentage Net Loans Charged-off: Total real estate loans0.5945%944
Percentage Net Loans Charged-off:Construction & development0.1552%1,101
Percentage Net Loans Charged-off: Commercial real estate1.0644%505
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1984%2,010
Percentage Net Loans Charged-off: Home equity loans0.0575%1,020
All other 1-4 family - Percent of loans charged-off, net0.2285%1,796
Percentage Net Loans Charged-off: Commercial and industrial1.4527%688
Percentage Net Loans Charged-off: Loans to individuals0.3323%2,204
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3323%2,058
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6916%888
Percentage Net Loans Charged-off: Total real estate loans0.8881%591
Percentage Net Loans Charged-off:Construction & development0.1709%808
Percentage Net Loans Charged-off: Commercial real estate1.5273%311
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3690%1,241
Percentage Net Loans Charged-off: Home equity loans0.1166%699
All other 1-4 family - Percent of loans charged-off, net0.4239%1,068
Percentage Net Loans Charged-off: Commercial and industrial3.0163%305
Percentage Net Loans Charged-off: Loans to individuals0.2773%2,102
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2773%1,963
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5365%2,123
Percentage Net Loans Charged-off: Total real estate loans0.7551%1,371
Percentage Net Loans Charged-off:Construction & development3.6034%732
Percentage Net Loans Charged-off: Commercial real estate0.2649%2,062
Percentage Net Loans Charged-off: Multi-family residential0.2849%647
Percentage Net Loans Charged-off: 1-4 family residential0.3498%2,287
Percentage Net Loans Charged-off: Home equity loans0.4494%1,074
All other 1-4 family - Percent of loans charged-off, net0.3191%2,277
Percentage Net Loans Charged-off: Commercial and industrial0.5017%2,082
Percentage Net Loans Charged-off: Loans to individuals0.3466%2,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3466%2,690
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4709%2,213
Percentage Net Loans Charged-off: Total real estate loans0.6896%1,446
Percentage Net Loans Charged-off:Construction & development3.4753%733
Percentage Net Loans Charged-off: Commercial real estate0.2464%1,907
Percentage Net Loans Charged-off: Multi-family residential0.3618%541
Percentage Net Loans Charged-off: 1-4 family residential0.1719%2,946
Percentage Net Loans Charged-off: Home equity loans0.1320%1,364
All other 1-4 family - Percent of loans charged-off, net0.1852%2,736
Percentage Net Loans Charged-off: Commercial and industrial0.0788%2,900
Percentage Net Loans Charged-off: Loans to individuals0.3201%2,683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3201%2,512
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5891%1,843
Percentage Net Loans Charged-off: Total real estate loans0.9765%1,008
Percentage Net Loans Charged-off:Construction & development4.6786%549
Percentage Net Loans Charged-off: Commercial real estate0.3342%1,532
Percentage Net Loans Charged-off: Multi-family residential0.5308%405
Percentage Net Loans Charged-off: 1-4 family residential0.2439%2,432
Percentage Net Loans Charged-off: Home equity loans0.2054%1,117
All other 1-4 family - Percent of loans charged-off, net0.2577%2,247
Percentage Net Loans Charged-off: Commercial and industrial0.0043%2,849
Percentage Net Loans Charged-off: Loans to individuals0.3157%2,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3157%2,370
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5400%1,735
Percentage Net Loans Charged-off: Total real estate loans0.7346%1,224
Percentage Net Loans Charged-off:Construction & development4.2032%493
Percentage Net Loans Charged-off: Commercial real estate-0.0029%6,434
Percentage Net Loans Charged-off: Multi-family residential1.0272%238
Percentage Net Loans Charged-off: 1-4 family residential0.1261%2,441
Percentage Net Loans Charged-off: Home equity loans0.4494%726
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial0.0134%2,007
Percentage Net Loans Charged-off: Loans to individuals0.4306%1,968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4306%1,797
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2624%1,316
Percentage Net Loans Charged-off: Total real estate loans2.0961%603
Percentage Net Loans Charged-off:Construction & development10.7169%416
Percentage Net Loans Charged-off: Commercial real estate0.3477%2,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3804%2,605
Percentage Net Loans Charged-off: Home equity loans0.4330%1,320
All other 1-4 family - Percent of loans charged-off, net0.3586%2,580
Percentage Net Loans Charged-off: Commercial and industrial0.6259%2,526
Percentage Net Loans Charged-off: Loans to individuals0.5974%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4967%2,532
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1542%1,366
Percentage Net Loans Charged-off: Total real estate loans2.0742%568
Percentage Net Loans Charged-off:Construction & development10.7191%376
Percentage Net Loans Charged-off: Commercial real estate0.2369%2,252
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4723%2,095
Percentage Net Loans Charged-off: Home equity loans0.4882%1,102
All other 1-4 family - Percent of loans charged-off, net0.4658%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.1489%3,209
Percentage Net Loans Charged-off: Loans to individuals0.4508%2,725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3595%2,726
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1329%1,380
Percentage Net Loans Charged-off: Total real estate loans1.9209%675
Percentage Net Loans Charged-off:Construction & development10.0264%416
Percentage Net Loans Charged-off: Commercial real estate0.2049%2,033
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2794%2,555
Percentage Net Loans Charged-off: Home equity loans0.2491%1,185
All other 1-4 family - Percent of loans charged-off, net0.2915%2,360
Percentage Net Loans Charged-off: Commercial and industrial0.2207%2,657
Percentage Net Loans Charged-off: Loans to individuals0.5164%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3858%2,452
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0540%1,297
Percentage Net Loans Charged-off: Total real estate loans1.5021%808
Percentage Net Loans Charged-off:Construction & development8.0855%419
Percentage Net Loans Charged-off: Commercial real estate0.1429%1,579
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1758%2,355
Percentage Net Loans Charged-off: Home equity loans0.3646%815
All other 1-4 family - Percent of loans charged-off, net0.1085%2,443
Percentage Net Loans Charged-off: Commercial and industrial0.1376%2,095
Percentage Net Loans Charged-off: Loans to individuals0.7323%1,702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4855%1,804
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2797%1,753
Percentage Net Loans Charged-off: Total real estate loans1.7273%1,108
Percentage Net Loans Charged-off:Construction & development7.7521%806
Percentage Net Loans Charged-off: Commercial real estate0.0686%3,320
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.7520%1,739
Percentage Net Loans Charged-off: Home equity loans0.6261%1,139
All other 1-4 family - Percent of loans charged-off, net0.7931%1,653
Percentage Net Loans Charged-off: Commercial and industrial0.2892%3,803
Percentage Net Loans Charged-off: Loans to individuals0.9480%2,242
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0866%1,872
Percentage Net Loans Charged-off: Total real estate loans1.2782%1,404
Percentage Net Loans Charged-off:Construction & development6.0227%939
Percentage Net Loans Charged-off: Commercial real estate0.0837%2,833
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.2179%3,061
Percentage Net Loans Charged-off: Home equity loans0.2690%1,360
All other 1-4 family - Percent of loans charged-off, net0.2003%3,010
Percentage Net Loans Charged-off: Commercial and industrial0.3002%3,354
Percentage Net Loans Charged-off: Loans to individuals1.0087%1,981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1259%1,680
Percentage Net Loans Charged-off: Total real estate loans1.2637%1,318
Percentage Net Loans Charged-off:Construction & development5.8972%879
Percentage Net Loans Charged-off: Commercial real estate0.0098%2,605
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2275%2,677
Percentage Net Loans Charged-off: Home equity loans0.2298%1,188
All other 1-4 family - Percent of loans charged-off, net0.2267%2,570
Percentage Net Loans Charged-off: Commercial and industrial0.3921%2,821
Percentage Net Loans Charged-off: Loans to individuals1.1069%1,759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2973%1,318
Percentage Net Loans Charged-off: Total real estate loans1.4125%1,023
Percentage Net Loans Charged-off:Construction & development6.1026%675
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3343%1,891
Percentage Net Loans Charged-off: Home equity loans0.2914%816
All other 1-4 family - Percent of loans charged-off, net0.3518%1,766
Percentage Net Loans Charged-off: Commercial and industrial0.3125%2,229
Percentage Net Loans Charged-off: Loans to individuals1.3535%1,437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2417%1,054
Percentage Net Loans Charged-off: Total real estate loans3.1135%602
Percentage Net Loans Charged-off:Construction & development9.7613%623
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2118%3,204
Percentage Net Loans Charged-off: Home equity loans0.3433%1,416
All other 1-4 family - Percent of loans charged-off, net0.1563%3,357
Percentage Net Loans Charged-off: Commercial and industrial0.8384%3,105
Percentage Net Loans Charged-off: Loans to individuals1.6644%1,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7848%1,133
Percentage Net Loans Charged-off: Total real estate loans2.0575%809
Percentage Net Loans Charged-off:Construction & development5.9857%838
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2034%2,801
Percentage Net Loans Charged-off: Home equity loans0.3560%1,172
All other 1-4 family - Percent of loans charged-off, net0.1379%3,045
Percentage Net Loans Charged-off: Commercial and industrial0.9932%2,392
Percentage Net Loans Charged-off: Loans to individuals1.6989%1,520
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8981%986
Percentage Net Loans Charged-off: Total real estate loans2.0883%728
Percentage Net Loans Charged-off:Construction & development5.7783%742
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2166%2,418
Percentage Net Loans Charged-off: Home equity loans0.4382%899
All other 1-4 family - Percent of loans charged-off, net0.1177%2,721
Percentage Net Loans Charged-off: Commercial and industrial1.2910%1,734
Percentage Net Loans Charged-off: Loans to individuals1.8648%1,303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1579%664
Percentage Net Loans Charged-off: Total real estate loans2.3710%476
Percentage Net Loans Charged-off:Construction & development5.9664%478
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1770%1,916
Percentage Net Loans Charged-off: Home equity loans0.4651%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial1.6714%1,085
Percentage Net Loans Charged-off: Loans to individuals2.0971%1,079
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3191%900
Percentage Net Loans Charged-off: Total real estate loans1.5559%576
Percentage Net Loans Charged-off:Construction & development3.2716%764
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3155%1,703
Percentage Net Loans Charged-off: Home equity loans0.6097%625
All other 1-4 family - Percent of loans charged-off, net0.0644%3,057
Percentage Net Loans Charged-off: Commercial and industrial0.0810%4,129
Percentage Net Loans Charged-off: Loans to individuals1.3539%1,655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1164%759
Percentage Net Loans Charged-off: Total real estate loans1.2367%496
Percentage Net Loans Charged-off:Construction & development2.5206%611
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.3379%1,226
Percentage Net Loans Charged-off: Home equity loans0.6712%463
All other 1-4 family - Percent of loans charged-off, net0.0554%2,574
Percentage Net Loans Charged-off: Commercial and industrial0.1382%3,089
Percentage Net Loans Charged-off: Loans to individuals1.1941%1,564
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6062%1,158
Percentage Net Loans Charged-off: Total real estate loans0.3165%1,290
Percentage Net Loans Charged-off:Construction & development0.5841%964
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2324%1,328
Percentage Net Loans Charged-off: Home equity loans0.4999%451
All other 1-4 family - Percent of loans charged-off, net0.0077%2,537
Percentage Net Loans Charged-off: Commercial and industrial-0.0744%7,281
Percentage Net Loans Charged-off: Loans to individuals0.9560%1,793
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5768%916
Percentage Net Loans Charged-off: Total real estate loans0.3575%883
Percentage Net Loans Charged-off:Construction & development0.7440%516
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0086%7,776
Percentage Net Loans Charged-off: Home equity loans-0.0094%5,919
All other 1-4 family - Percent of loans charged-off, net-0.0079%7,754
Percentage Net Loans Charged-off: Commercial and industrial-0.1514%7,492
Percentage Net Loans Charged-off: Loans to individuals0.8712%1,726
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4371%1,275
Percentage Net Loans Charged-off: Total real estate loans0.3019%950
Percentage Net Loans Charged-off:Construction & development0.5970%611
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0044%3,260
Percentage Net Loans Charged-off: Home equity loans0.0108%918
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,681
Percentage Net Loans Charged-off: Commercial and industrial-0.0558%7,344
Percentage Net Loans Charged-off: Loans to individuals0.6284%2,576
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3824%1,036
Percentage Net Loans Charged-off: Total real estate loans0.3139%562
Percentage Net Loans Charged-off:Construction & development0.6230%337
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0236%7,914
Percentage Net Loans Charged-off: Home equity loans-0.0422%6,008
All other 1-4 family - Percent of loans charged-off, net-0.0031%7,592
Percentage Net Loans Charged-off: Commercial and industrial-0.3335%7,764
Percentage Net Loans Charged-off: Loans to individuals0.5521%2,485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3135%1,157
Percentage Net Loans Charged-off: Total real estate loans0.2601%602
Percentage Net Loans Charged-off:Construction & development0.5208%261
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0492%8,061
Percentage Net Loans Charged-off: Home equity loans-0.0883%6,022
All other 1-4 family - Percent of loans charged-off, net-0.0048%7,638
Percentage Net Loans Charged-off: Commercial and industrial-0.3190%7,751
Percentage Net Loans Charged-off: Loans to individuals0.4586%2,538
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2621%1,137
Percentage Net Loans Charged-off: Total real estate loans0.1154%811
Percentage Net Loans Charged-off:Construction & development0.2163%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0225%1,293
Percentage Net Loans Charged-off: Home equity loans0.0421%336
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0502%7,112
Percentage Net Loans Charged-off: Loans to individuals0.4415%2,299
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1837%2,124
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,492
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,704
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0028%7,728
Percentage Net Loans Charged-off: Commercial and industrial-0.6007%8,049
Percentage Net Loans Charged-off: Loans to individuals0.4638%3,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1529%2,012
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,416
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%7,672
Percentage Net Loans Charged-off: Home equity loans-0.0028%5,956
All other 1-4 family - Percent of loans charged-off, net-0.0017%7,663
Percentage Net Loans Charged-off: Commercial and industrial-0.6857%8,096
Percentage Net Loans Charged-off: Loans to individuals0.4166%2,876
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1752%1,683
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,520
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%7,806
Percentage Net Loans Charged-off: Home equity loans-0.0125%5,969
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,716
Percentage Net Loans Charged-off: Commercial and industrial-0.4186%7,925
Percentage Net Loans Charged-off: Loans to individuals0.4210%2,640
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2340%1,161
Percentage Net Loans Charged-off: Total real estate loans-0.0009%7,517
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%7,812
Percentage Net Loans Charged-off: Home equity loans-0.0083%5,947
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.3044%7,800
Percentage Net Loans Charged-off: Loans to individuals0.5131%2,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2258%2,073
Percentage Net Loans Charged-off: Total real estate loans0.0284%2,467
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0871%1,562
Percentage Net Loans Charged-off: Home equity loans0.2590%246
All other 1-4 family - Percent of loans charged-off, net-0.0067%7,929
Percentage Net Loans Charged-off: Commercial and industrial0.1208%3,185
Percentage Net Loans Charged-off: Loans to individuals0.3941%4,055
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1973%1,981
Percentage Net Loans Charged-off: Total real estate loans0.0330%2,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0988%1,257
Percentage Net Loans Charged-off: Home equity loans0.3024%178
All other 1-4 family - Percent of loans charged-off, net-0.0103%7,927
Percentage Net Loans Charged-off: Commercial and industrial-0.2708%7,849
Percentage Net Loans Charged-off: Loans to individuals0.3933%3,592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2037%1,785
Percentage Net Loans Charged-off: Total real estate loans0.0260%1,878
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0774%1,252
Percentage Net Loans Charged-off: Home equity loans0.2477%186
All other 1-4 family - Percent of loans charged-off, net-0.0134%7,978
Percentage Net Loans Charged-off: Commercial and industrial-0.1500%7,581
Percentage Net Loans Charged-off: Loans to individuals0.3939%3,273
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2026%1,578
Percentage Net Loans Charged-off: Total real estate loans-0.0030%7,706
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%8,005
Percentage Net Loans Charged-off: Home equity loans0.0258%285
All other 1-4 family - Percent of loans charged-off, net-0.0276%8,208
Percentage Net Loans Charged-off: Commercial and industrial-0.1818%7,710
Percentage Net Loans Charged-off: Loans to individuals0.4220%2,812
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2768%2,079
Percentage Net Loans Charged-off: Total real estate loans0.1144%1,458
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3172%616
Percentage Net Loans Charged-off: Home equity loans0.9062%93
All other 1-4 family - Percent of loans charged-off, net-0.0519%8,443
Percentage Net Loans Charged-off: Commercial and industrial-0.0864%7,658
Percentage Net Loans Charged-off: Loans to individuals0.4581%4,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2911%1,695
Percentage Net Loans Charged-off: Total real estate loans0.1411%1,066
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3815%446
Percentage Net Loans Charged-off: Home equity loans1.1115%69
All other 1-4 family - Percent of loans charged-off, net-0.0869%8,556
Percentage Net Loans Charged-off: Commercial and industrial-0.1843%7,839
Percentage Net Loans Charged-off: Loans to individuals0.4847%3,486
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3273%1,449
Percentage Net Loans Charged-off: Total real estate loans0.2147%727
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.5777%282
Percentage Net Loans Charged-off: Home equity loans1.6677%52
All other 1-4 family - Percent of loans charged-off, net-0.1324%8,661
Percentage Net Loans Charged-off: Commercial and industrial-0.2468%7,907
Percentage Net Loans Charged-off: Loans to individuals0.5096%3,189
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4176%1,081
Percentage Net Loans Charged-off: Total real estate loans0.0474%1,344
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1272%857
Percentage Net Loans Charged-off: Home equity loans0.3004%127
All other 1-4 family - Percent of loans charged-off, net0.0115%1,395
Percentage Net Loans Charged-off: Commercial and industrial0.2230%1,551
Percentage Net Loans Charged-off: Loans to individuals0.7093%2,387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5113%1,426
Percentage Net Loans Charged-off: Total real estate loans0.0861%2,012
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2118%1,069
Percentage Net Loans Charged-off: Home equity loans0.0710%458
All other 1-4 family - Percent of loans charged-off, net0.3038%797
Percentage Net Loans Charged-off: Commercial and industrial1.8582%975
Percentage Net Loans Charged-off: Loans to individuals0.5991%3,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5180%1,228
Percentage Net Loans Charged-off: Total real estate loans0.0065%3,203
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0155%2,526
Percentage Net Loans Charged-off: Home equity loans-0.0347%5,971
All other 1-4 family - Percent of loans charged-off, net0.0473%1,919
Percentage Net Loans Charged-off: Commercial and industrial2.3405%630
Percentage Net Loans Charged-off: Loans to individuals0.5904%3,455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3220%1,925
Percentage Net Loans Charged-off: Total real estate loans-0.0095%8,276
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0222%8,493
Percentage Net Loans Charged-off: Home equity loans-0.0754%5,966
All other 1-4 family - Percent of loans charged-off, net0.0094%2,129
Percentage Net Loans Charged-off: Commercial and industrial0.2213%2,623
Percentage Net Loans Charged-off: Loans to individuals0.5849%3,242
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2826%1,849
Percentage Net Loans Charged-off: Total real estate loans0.0013%2,052
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0029%1,622
Percentage Net Loans Charged-off: Home equity loans-0.0240%5,880
All other 1-4 family - Percent of loans charged-off, net0.0180%1,383
Percentage Net Loans Charged-off: Commercial and industrial-0.0457%7,541
Percentage Net Loans Charged-off: Loans to individuals0.5585%3,020
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3105%2,653
Percentage Net Loans Charged-off: Total real estate loans0.0199%3,310
Percentage Net Loans Charged-off:Construction & development0.0019%863
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0447%2,372
Percentage Net Loans Charged-off: Home equity loans-0.0022%5,924
All other 1-4 family - Percent of loans charged-off, net0.0698%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.5229%2,768
Percentage Net Loans Charged-off: Loans to individuals0.4855%4,377
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9513%755
Percentage Net Loans Charged-off: Total real estate loans0.0203%3,102
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0400%2,282
Percentage Net Loans Charged-off: Home equity loans0.1408%364
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.8432%2,034
Percentage Net Loans Charged-off: Loans to individuals1.6407%1,106
Percentage Net Loans Charged-off: Credit card loans5.8512%351
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9073%640
Percentage Net Loans Charged-off: Total real estate loans0.0328%536
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0555%402
Percentage Net Loans Charged-off: Home equity loans0.2507%122
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.3991%515
Percentage Net Loans Charged-off: Loans to individuals1.6017%234
Percentage Net Loans Charged-off: Credit card loans4.6777%158
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4907%326
Percentage Net Loans Charged-off: Total real estate loans0.0308%594
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0508%501
Percentage Net Loans Charged-off: Home equity loans0.2517%122
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.6189%312
Percentage Net Loans Charged-off: Loans to individuals2.5064%145
Percentage Net Loans Charged-off: Credit card loans6.5259%89
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4695%193
Percentage Net Loans Charged-off: Total real estate loans0.0008%960
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0017%915
Percentage Net Loans Charged-off: Home equity loans0.0071%375
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.0017%1,190
Percentage Net Loans Charged-off: Loans to individuals4.1435%85
Percentage Net Loans Charged-off: Credit card loans8.8911%55
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6494%103
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.1107%696
Percentage Net Loans Charged-off: Loans to individuals5.9684%41
Percentage Net Loans Charged-off: Credit card loans10.4105%38
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0626%130
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial-0.0764%1,237
Percentage Net Loans Charged-off: Loans to individuals4.8213%56
Percentage Net Loans Charged-off: Credit card loans8.5505%54
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9043%258
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.0542%707
Percentage Net Loans Charged-off: Loans to individuals3.1660%75
Percentage Net Loans Charged-off: Credit card loans5.6489%80
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5347%387
Percentage Net Loans Charged-off: Total real estate loans-0.0023%1,236
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%1,317
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net-0.0076%1,320
Percentage Net Loans Charged-off: Commercial and industrial0.7883%257
Percentage Net Loans Charged-off: Loans to individuals2.4996%90
Percentage Net Loans Charged-off: Credit card loans4.0565%111
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6703%641
Percentage Net Loans Charged-off: Total real estate loans-0.0012%1,351
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate-0.0202%1,352
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0099%998
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0115%928
Percentage Net Loans Charged-off: Commercial and industrial-0.6308%1,352
Percentage Net Loans Charged-off: Loans to individuals3.1492%94
Percentage Net Loans Charged-off: Credit card loans3.9130%177
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2300%604
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA